Home > Tompkins Community Bank > Net charge- offs to loans
Tompkins Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 4,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0317% | 4,319 |
| Percentage Net Loans Charged-off:Construction & development | -0.0766% | 4,446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0596% | 4,447 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,489 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 3,920 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0405% | 4,374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 3,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8993% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8993% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0283% | 4,230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0414% | 4,385 |
| Percentage Net Loans Charged-off:Construction & development | -0.0804% | 4,479 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0803% | 4,504 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,524 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 4,034 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0654% | 4,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 3,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 3,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5503% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5503% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0493% | 4,370 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0623% | 4,493 |
| Percentage Net Loans Charged-off:Construction & development | -0.1253% | 4,553 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1209% | 4,581 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 4,563 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 4,169 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0949% | 4,502 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0249% | 3,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4018% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4018% | 1,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0972% | 4,502 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1159% | 4,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.2632% | 4,654 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2441% | 4,636 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,641 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 4,162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 4,411 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 4,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0389% | 4,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3644% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3644% | 1,067 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0115% | 3,874 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 4,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0518% | 4,438 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,625 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 3,999 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1460% | 4,588 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0739% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3425% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3425% | 1,232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 3,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0359% | 4,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0662% | 4,517 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,669 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 4,124 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2142% | 4,647 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0627% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3121% | 1,243 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3121% | 1,176 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0354% | 4,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0467% | 4,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0875% | 4,448 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 3,801 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0296% | 4,087 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3173% | 3,503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0012% | 3,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3227% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3227% | 1,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 3,046 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 3,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,113 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 3,821 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 4,115 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2507% | 3,496 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0024% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6020% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6020% | 687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0309% | 4,135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0587% | 4,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1797% | 4,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1242% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5901% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5901% | 669 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0484% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0784% | 4,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2422% | 4,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1510% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3076% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3076% | 1,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0919% | 4,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1185% | 4,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3721% | 4,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4840% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4840% | 690 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0402% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0635% | 4,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2014% | 4,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7483% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7483% | 517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1369% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1490% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4771% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6139% | 1,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6237% | 918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1327% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1400% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4475% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7624% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7624% | 716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1911% | 801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2109% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6678% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6638% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6638% | 899 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3777% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4262% | 121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3427% | 51 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5938% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5938% | 1,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 2,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1537% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0350% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0251% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0251% | 718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2084% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0467% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9492% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9492% | 729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0702% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9561% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9561% | 709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 1,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1398% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 4,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6765% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6765% | 959 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0341% | 4,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0700% | 5,022 |
| Percentage Net Loans Charged-off:Construction & development | -1.2535% | 4,921 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 4,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 4,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2247% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2247% | 560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0263% | 4,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0611% | 5,014 |
| Percentage Net Loans Charged-off:Construction & development | -1.0893% | 4,958 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 4,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 4,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2701% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2701% | 511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0329% | 4,768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0606% | 5,024 |
| Percentage Net Loans Charged-off:Construction & development | -1.0366% | 4,995 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 4,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 4,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9291% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9291% | 695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0160% | 4,444 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0604% | 5,136 |
| Percentage Net Loans Charged-off:Construction & development | -1.0642% | 5,027 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 4,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8245% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8245% | 352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0279% | 5,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0608% | 5,183 |
| Percentage Net Loans Charged-off:Construction & development | -1.1478% | 5,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 2,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0510% | 4,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2546% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2546% | 596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0359% | 5,058 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0645% | 5,215 |
| Percentage Net Loans Charged-off:Construction & development | -1.1621% | 5,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 4,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0680% | 4,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0445% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0445% | 695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0415% | 5,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0659% | 5,287 |
| Percentage Net Loans Charged-off:Construction & development | -1.2478% | 5,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 4,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 4,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1215% | 4,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9549% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9549% | 748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0355% | 5,013 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0670% | 5,385 |
| Percentage Net Loans Charged-off:Construction & development | -1.2781% | 5,242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 4,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 4,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1495% | 5,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1513% | 717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1513% | 637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0280% | 5,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0716% | 5,418 |
| Percentage Net Loans Charged-off:Construction & development | -1.3707% | 5,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 1,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1007% | 5,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2997% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3032% | 587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1310% | 1,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0249% | 5,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0718% | 5,454 |
| Percentage Net Loans Charged-off:Construction & development | -1.3977% | 5,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 2,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 2,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0493% | 1,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8726% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8771% | 860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1321% | 929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0158% | 4,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0678% | 5,481 |
| Percentage Net Loans Charged-off:Construction & development | -1.5488% | 5,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 1,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0845% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0502% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0570% | 663 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0722% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 4,953 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0655% | 5,523 |
| Percentage Net Loans Charged-off:Construction & development | -1.5076% | 5,473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0303% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7119% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7119% | 967 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1568% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0718% | 5,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1003% | 5,734 |
| Percentage Net Loans Charged-off:Construction & development | -2.8771% | 5,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0842% | 1,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 3,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 2,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2840% | 5,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8696% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8729% | 856 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2180% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1271% | 5,874 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1432% | 5,877 |
| Percentage Net Loans Charged-off:Construction & development | -3.4501% | 5,684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 4,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 5,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3756% | 5,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5655% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5699% | 1,222 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1823% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0597% | 5,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0981% | 5,820 |
| Percentage Net Loans Charged-off:Construction & development | -2.3958% | 5,684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 5,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 5,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0385% | 4,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4521% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4521% | 1,350 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1970% | 683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0499% | 5,512 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0868% | 5,865 |
| Percentage Net Loans Charged-off:Construction & development | -2.0066% | 5,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 5,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 5,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0554% | 4,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4284% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4284% | 1,323 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2484% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0781% | 6,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1616% | 6,209 |
| Percentage Net Loans Charged-off:Construction & development | -3.9161% | 5,900 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 3,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1195% | 880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 3,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0279% | 2,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0466% | 881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0466% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3404% | 733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0860% | 6,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1776% | 6,288 |
| Percentage Net Loans Charged-off:Construction & development | -4.4280% | 5,951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 2,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1617% | 736 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 2,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0492% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1903% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1903% | 636 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3010% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 4,104 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0709% | 6,083 |
| Percentage Net Loans Charged-off:Construction & development | -2.1274% | 5,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 2,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2445% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 2,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0852% | 1,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3807% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3807% | 560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2096% | 703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1047% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 1,861 |
| Percentage Net Loans Charged-off:Construction & development | 1.0301% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 1,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2149% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5800% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5800% | 1,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2050% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1056% | 6,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 6,101 |
| Percentage Net Loans Charged-off:Construction & development | -0.2374% | 5,725 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0274% | 6,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 4,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 3,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2244% | 6,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8108% | 1,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8108% | 1,303 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4302% | 710 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0420% | 6,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 5,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0378% | 6,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 3,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 3,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8149% | 6,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9566% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9566% | 987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4455% | 647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1228% | 6,557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 5,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0573% | 6,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 3,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 3,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1486% | 6,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4429% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4429% | 1,781 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4133% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0329% | 6,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1140% | 6,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0534% | 5,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1405% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1405% | 815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3880% | 521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3816% | 2,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 4,542 |
| Percentage Net Loans Charged-off:Construction & development | -0.3486% | 6,186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1743% | 2,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 4,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 4,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2380% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3835% | 2,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3835% | 2,566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5304% | 756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 4,980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 6,680 |
| Percentage Net Loans Charged-off:Construction & development | -0.4587% | 6,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2877% | 2,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2607% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2607% | 2,766 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4620% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 4,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0385% | 6,751 |
| Percentage Net Loans Charged-off:Construction & development | -0.6757% | 6,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4837% | 1,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3443% | 2,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3443% | 2,264 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4083% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 4,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0180% | 1,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5068% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5068% | 1,651 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5132% | 492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7178% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6867% | 2,204 |
| Percentage Net Loans Charged-off:Construction & development | 14.4089% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 3,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 4,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 4,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1449% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2465% | 3,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2151% | 3,651 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6024% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9345% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9176% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 20.9661% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0156% | 3,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 4,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 4,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4460% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2076% | 3,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1756% | 3,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6151% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3228% | 3,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 4,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 4,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 3,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1898% | 952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1351% | 3,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1087% | 3,480 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4114% | 733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3151% | 2,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 3,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 3,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 2,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9615% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3589% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2631% | 2,376 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3268% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1812% | 5,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1670% | 4,407 |
| Percentage Net Loans Charged-off:Construction & development | 2.5966% | 1,872 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2074% | 2,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 4,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 4,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0924% | 4,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3102% | 4,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5934% | 1,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 5,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 5,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.4630% | 2,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0412% | 2,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 4,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 4,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0878% | 4,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2867% | 3,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5661% | 949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 5,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 4,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.7001% | 2,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0614% | 2,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 4,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 3,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0826% | 3,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3334% | 3,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5019% | 866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 4,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 3,694 |
| Percentage Net Loans Charged-off:Construction & development | 1.4298% | 1,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 3,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 2,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0260% | 2,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3750% | 2,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4093% | 753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 6,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 7,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0297% | 5,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4530% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6017% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0577% | 6,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 7,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 7,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 6,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5093% | 3,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3764% | 1,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 5,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 7,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 7,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 6,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4652% | 3,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3524% | 1,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 4,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 7,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0219% | 6,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6958% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2311% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 5,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 4,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 2,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 3,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 3,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 7,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3809% | 4,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6251% | 948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0819% | 4,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 3,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0362% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 2,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 2,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 6,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3737% | 3,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6547% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 4,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 6,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2437% | 3,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6748% | 702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0231% | 6,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3680% | 2,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9038% | 511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 4,753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 7,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 7,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0398% | 3,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2111% | 4,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2788% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 4,051 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 7,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 7,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 2,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2019% | 4,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0268% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0458% | 3,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 7,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 7,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1145% | 2,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1314% | 4,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6533% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 7,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 7,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 7,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0983% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2665% | 2,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3957% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 4,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 7,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0224% | 7,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2655% | 4,088 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2149% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7813% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 3,561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 6,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2775% | 3,556 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4493% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7765% | 577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0582% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0236% | 6,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2888% | 3,219 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4054% | 656 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6635% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0716% | 2,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0241% | 6,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3384% | 2,609 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9634% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8446% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 4,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 3,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 2,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 2,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0941% | 3,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2518% | 4,817 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2298% | 1,108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1300% | 1,211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 7,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 7,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1017% | 2,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1961% | 4,628 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9512% | 1,055 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0556% | 7,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1655% | 2,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1530% | 4,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8632% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 7,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 7,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0407% | 7,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1530% | 917 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3349% | 547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 5,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 8,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 8,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 8,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0810% | 7,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2889% | 4,902 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6727% | 1,059 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3938% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 4,919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 8,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 8,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 8,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0953% | 7,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3497% | 4,117 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0976% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3334% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 5,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 8,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0283% | 8,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0296% | 8,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1033% | 7,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2833% | 4,178 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4337% | 770 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2701% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 3,729 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0263% | 8,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0386% | 8,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0405% | 8,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2553% | 1,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1302% | 4,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5300% | 1,048 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3013% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 4,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 3,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 3,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 2,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2837% | 3,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4204% | 4,618 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1584% | 1,463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5333% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1385% | 3,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 3,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 2,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4151% | 2,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4552% | 4,038 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2703% | 1,354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5227% | 865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 4,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 2,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 2,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0875% | 3,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2796% | 4,552 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9660% | 1,352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4775% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 4,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0664% | 7,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1338% | 4,562 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0817% | 1,077 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4926% | 612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1216% | 4,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 4,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 3,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 3,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1365% | 4,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4019% | 4,792 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8973% | 1,693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8804% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0353% | 6,561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0905% | 9,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3998% | 9,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 3,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 2,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2169% | 3,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3734% | 4,841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9405% | 1,751 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3836% | 1,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 5,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1016% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3047% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7002% | 841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2972% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 4,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0805% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1219% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4011% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6029% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4940% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2471% | 2,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1738% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2757% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1562% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2745% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1468% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2760% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5751% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3231% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3144% | 207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2398% | 3,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0339% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2154% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1870% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7629% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2609% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3396% | 2,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0656% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0479% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0796% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0662% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0814% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0279% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5116% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4795% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2630% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2245% | 3,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0214% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1781% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9084% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9176% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1266% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1801% | 4,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0654% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0181% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6307% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9753% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1706% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3510% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1119% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1400% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3824% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8010% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8356% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3545% | 202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3383% | 5,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 1,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0728% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0906% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4326% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8946% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8802% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1552% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |