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The Yoakum National Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$13,363,000	2,445
Total interest expense	$4,064,000	2,262
Net interest income	$9,299,000	2,477
Provision for loan and lease losses	$308,000	1,632
Total noninterest income	$921,000	2,829
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$201,000	2,667
Trading account gains and fees	NA	NA
Additional Noninterest Income	$720,000	2,627
Total noninterest expense	$7,811,000	2,367
Salaries and employee benefits	$4,561,000	2,333
Premises and equipment expense	$749,000	2,400
Additional noninterest expense	$720,000	2,627
Pre-tax net operating income	$2,101,000	2,906
Securities gains (losses)	$10,000	771
Applicable income taxes	$5,000	3,322
Income before extraordinary items	$2,106,000	2,727
Extraordinary gains, net	$0	54
Net income	$2,106,000	2,755
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,106,000	2,729
Net charge-offs	$2,000	2,745
Cash dividends	$750,000	2,427
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,096,000	2,762
2023-09-30 (YTD Data)		Rank
Total interest income	$9,467,000	2,496
Total interest expense	$2,599,000	2,327
Net interest income	$6,868,000	2,514
Provision for loan and lease losses	$308,000	1,321
Total noninterest income	$694,000	2,827
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$152,000	2,683
Trading account gains and fees	NA	NA
Additional Noninterest Income	$542,000	2,607
Total noninterest expense	$5,746,000	2,387
Salaries and employee benefits	$3,370,000	2,345
Premises and equipment expense	$526,000	2,499
Additional noninterest expense	$542,000	2,606
Pre-tax net operating income	$1,508,000	3,018
Securities gains (losses)	$10,000	615
Applicable income taxes	$4,000	3,358
Income before extraordinary items	$1,514,000	2,842
Extraordinary gains, net	$0	52
Net income	$1,514,000	2,872
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,514,000	2,843
Net charge-offs	$2,000	2,475
Cash dividends	$250,000	2,644
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,504,000	2,871
2023-06-30 (YTD Data)		Rank
Total interest income	$5,925,000	2,557
Total interest expense	$1,434,000	2,401
Net interest income	$4,491,000	2,562
Provision for loan and lease losses	$200,000	1,332
Total noninterest income	$408,000	2,929
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$99,000	2,696
Trading account gains and fees	NA	NA
Additional Noninterest Income	$309,000	2,728
Total noninterest expense	$3,795,000	2,399
Salaries and employee benefits	$2,205,000	2,373
Premises and equipment expense	$329,000	2,571
Additional noninterest expense	$309,000	2,723
Pre-tax net operating income	$904,000	3,146
Securities gains (losses)	$10,000	643
Applicable income taxes	$2,000	3,401
Income before extraordinary items	$912,000	2,983
Extraordinary gains, net	$0	51
Net income	$912,000	3,016
Minority interest net income	$0	81
Net income of bank and minority interests.	$912,000	2,982
Net charge-offs	$2,000	2,220
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$902,000	3,011
2023-03-31 (YTD Data)		Rank
Total interest income	$2,836,000	2,598
Total interest expense	$614,000	2,393
Net interest income	$2,222,000	2,587
Provision for loan and lease losses	$50,000	1,677
Total noninterest income	$207,000	2,914
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$50,000	2,710
Trading account gains and fees	NA	NA
Additional Noninterest Income	$157,000	2,701
Total noninterest expense	$1,884,000	2,433
Salaries and employee benefits	$1,092,000	2,421
Premises and equipment expense	$156,000	2,686
Additional noninterest expense	$157,000	2,701
Pre-tax net operating income	$495,000	3,112
Securities gains (losses)	$10,000	588
Applicable income taxes	$1,000	3,358
Income before extraordinary items	$504,000	2,913
Extraordinary gains, net	$0	4
Net income	$504,000	2,912
Minority interest net income	$0	48
Net income of bank and minority interests.	$504,000	2,913
Net charge-offs	$3,000	1,707
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$494,000	2,965
2022-12-31 (YTD Data)		Rank
Total interest income	$9,226,000	2,642
Total interest expense	$937,000	2,503
Net interest income	$8,289,000	2,630
Provision for loan and lease losses	$180,000	1,851
Total noninterest income	$805,000	3,041
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$219,000	2,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$586,000	2,896
Total noninterest expense	$7,086,000	2,496
Salaries and employee benefits	$4,101,000	2,461
Premises and equipment expense	$562,000	2,826
Additional noninterest expense	$586,000	2,896
Pre-tax net operating income	$1,828,000	3,233
Securities gains (losses)	$-1,000	3,144
Applicable income taxes	$0	3,596
Income before extraordinary items	$1,827,000	3,046
Extraordinary gains, net	$0	5
Net income	$1,827,000	3,043
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,827,000	3,045
Net charge-offs	$-3,000	3,401
Cash dividends	$525,000	2,660
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,828,000	3,084
2022-09-30 (YTD Data)		Rank
Total interest income	$6,568,000	2,675
Total interest expense	$537,000	2,577
Net interest income	$6,031,000	2,657
Provision for loan and lease losses	$180,000	1,523
Total noninterest income	$617,000	3,058
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$167,000	2,641
Trading account gains and fees	NA	NA
Additional Noninterest Income	$450,000	2,914
Total noninterest expense	$5,107,000	2,547
Salaries and employee benefits	$3,008,000	2,493
Premises and equipment expense	$411,000	2,878
Additional noninterest expense	$450,000	2,914
Pre-tax net operating income	$1,361,000	3,225
Securities gains (losses)	$0	740
Applicable income taxes	$9,000	3,493
Income before extraordinary items	$1,352,000	3,040
Extraordinary gains, net	$0	4
Net income	$1,352,000	3,038
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,352,000	3,039
Net charge-offs	$-3,000	3,287
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,352,000	3,066
2022-06-30 (YTD Data)		Rank
Total interest income	$4,110,000	2,723
Total interest expense	$258,000	2,865
Net interest income	$3,852,000	2,686
Provision for loan and lease losses	$105,000	1,500
Total noninterest income	$406,000	3,062
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$105,000	2,713
Trading account gains and fees	NA	NA
Additional Noninterest Income	$301,000	2,927
Total noninterest expense	$3,311,000	2,577
Salaries and employee benefits	$1,934,000	2,555
Premises and equipment expense	$272,000	2,892
Additional noninterest expense	$1,105,000	2,451
Pre-tax net operating income	$842,000	3,193
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$842,000	3,026
Extraordinary gains, net	$0	4
Net income	$842,000	3,025
Minority interest net income	$0	60
Net income of bank and minority interests.	$842,000	3,026
Net charge-offs	$-1,000	2,999
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$842,000	3,060
2022-03-31 (YTD Data)		Rank
Total interest income	$1,929,000	2,772
Total interest expense	$107,000	3,096
Net interest income	$1,822,000	2,724
Provision for loan and lease losses	$55,000	1,312
Total noninterest income	$199,000	3,056
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$51,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	2,897
Total noninterest expense	$1,595,000	2,636
Salaries and employee benefits	$941,000	2,598
Premises and equipment expense	$137,000	2,892
Additional noninterest expense	$517,000	2,530
Pre-tax net operating income	$371,000	3,206
Securities gains (losses)	$0	623
Applicable income taxes	$2,000	3,373
Income before extraordinary items	$369,000	3,078
Extraordinary gains, net	$0	4
Net income	$369,000	3,077
Minority interest net income	$0	50
Net income of bank and minority interests.	$369,000	3,078
Net charge-offs	$-2,000	3,266
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$369,000	3,096
2021-12-31 (YTD Data)		Rank
Total interest income	$6,841,000	3,027
Total interest expense	$455,000	3,296
Net interest income	$6,386,000	2,981
Provision for loan and lease losses	$0	3,064
Total noninterest income	$1,024,000	2,947
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$175,000	2,849
Trading account gains and fees	NA	NA
Additional Noninterest Income	$849,000	2,780
Total noninterest expense	$6,109,000	2,703
Salaries and employee benefits	$3,406,000	2,747
Premises and equipment expense	$450,000	3,168
Additional noninterest expense	$2,253,000	2,384
Pre-tax net operating income	$1,301,000	3,611
Securities gains (losses)	$166,000	673
Applicable income taxes	$5,000	3,632
Income before extraordinary items	$1,462,000	3,370
Extraordinary gains, net	$0	10
Net income	$1,462,000	3,370
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,462,000	3,370
Net charge-offs	$-2,000	3,330
Cash dividends	$2,752,000	1,258
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,296,000	3,488
2021-09-30 (YTD Data)		Rank
Total interest income	$5,070,000	3,103
Total interest expense	$349,000	3,360
Net interest income	$4,721,000	3,049
Provision for loan and lease losses	$0	2,963
Total noninterest income	$817,000	2,924
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$128,000	2,890
Trading account gains and fees	NA	NA
Additional Noninterest Income	$689,000	2,733
Total noninterest expense	$4,389,000	2,785
Salaries and employee benefits	$2,426,000	2,833
Premises and equipment expense	$334,000	3,225
Additional noninterest expense	$1,629,000	2,443
Pre-tax net operating income	$1,149,000	3,581
Securities gains (losses)	$167,000	620
Applicable income taxes	$7,000	3,563
Income before extraordinary items	$1,309,000	3,292
Extraordinary gains, net	$0	8
Net income	$1,309,000	3,291
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,309,000	3,292
Net charge-offs	$-2,000	3,208
Cash dividends	$2,752,000	925
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,143,670	3,427
2021-06-30 (YTD Data)		Rank
Total interest income	$3,362,000	3,125
Total interest expense	$239,000	3,389
Net interest income	$3,123,000	3,067
Provision for loan and lease losses	$0	2,862
Total noninterest income	$584,000	2,828
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$84,000	2,871
Trading account gains and fees	NA	NA
Additional Noninterest Income	$500,000	2,636
Total noninterest expense	$2,770,000	2,859
Salaries and employee benefits	$1,453,000	2,996
Premises and equipment expense	$218,000	3,256
Additional noninterest expense	$1,099,000	2,419
Pre-tax net operating income	$937,000	3,343
Securities gains (losses)	$156,000	529
Applicable income taxes	$5,000	3,542
Income before extraordinary items	$1,088,000	3,033
Extraordinary gains, net	$0	6
Net income	$1,088,000	3,032
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,088,000	3,033
Net charge-offs	$-3,000	3,379
Cash dividends	$2,610,000	687
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$932,000	3,188
2021-03-31 (YTD Data)		Rank
Total interest income	$1,658,000	3,147
Total interest expense	$123,000	3,435
Net interest income	$1,535,000	3,081
Provision for loan and lease losses	$0	2,741
Total noninterest income	$360,000	2,592
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$44,000	2,815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$316,000	2,397
Total noninterest expense	$1,305,000	2,956
Salaries and employee benefits	$666,000	3,116
Premises and equipment expense	$214,000	2,265
Additional noninterest expense	$425,000	2,825
Pre-tax net operating income	$590,000	3,056
Securities gains (losses)	$157,000	371
Applicable income taxes	$2,000	3,502
Income before extraordinary items	$745,000	2,609
Extraordinary gains, net	$0	3
Net income	$745,000	2,607
Minority interest net income	$0	55
Net income of bank and minority interests.	$745,000	2,609
Net charge-offs	$-1,000	3,038
Cash dividends	$1,724,000	520
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$588,000	2,895
2020-12-31 (YTD Data)		Rank
Total interest income	$7,534,000	2,973
Total interest expense	$990,000	2,952
Net interest income	$6,544,000	2,922
Provision for loan and lease losses	$130,000	3,365
Total noninterest income	$832,000	3,079
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$156,000	3,064
Trading account gains and fees	$0	133
Additional Noninterest Income	$676,000	2,849
Total noninterest expense	$4,410,000	3,221
Salaries and employee benefits	$2,187,000	3,420
Premises and equipment expense	$727,000	2,473
Additional noninterest expense	$1,496,000	3,055
Pre-tax net operating income	$2,836,000	2,489
Securities gains (losses)	$-1,000	4,658
Applicable income taxes	$10,000	3,498
Income before extraordinary items	$2,825,000	2,382
Extraordinary gains, net	$0	4
Net income	$2,825,000	2,382
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,825,000	2,382
Net charge-offs	$1,000	3,386
Cash dividends	$2,300,000	1,365
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,826,000	2,327
2020-09-30 (YTD Data)		Rank
Total interest income	$5,745,000	2,976
Total interest expense	$846,000	2,845
Net interest income	$4,899,000	2,932
Provision for loan and lease losses	$130,000	3,116
Total noninterest income	$642,000	3,025
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$115,000	3,098
Trading account gains and fees	$0	125
Additional Noninterest Income	$527,000	2,786
Total noninterest expense	$3,344,000	3,195
Salaries and employee benefits	$1,789,000	3,269
Premises and equipment expense	$517,000	2,546
Additional noninterest expense	$1,038,000	3,168
Pre-tax net operating income	$2,067,000	2,536
Securities gains (losses)	$84,000	1,294
Applicable income taxes	$10,000	3,464
Income before extraordinary items	$2,141,000	2,354
Extraordinary gains, net	$0	4
Net income	$2,141,000	2,354
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,141,000	2,354
Net charge-offs	$-1,000	3,797
Cash dividends	$800,000	1,906
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,057,000	2,361
2020-06-30 (YTD Data)		Rank
Total interest income	$3,896,000	2,979
Total interest expense	$623,000	2,810
Net interest income	$3,273,000	2,944
Provision for loan and lease losses	$90,000	3,062
Total noninterest income	$460,000	2,897
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$68,000	3,258
Trading account gains and fees	$0	123
Additional Noninterest Income	$392,000	2,630
Total noninterest expense	$2,213,000	3,205
Salaries and employee benefits	$1,210,000	3,262
Premises and equipment expense	$327,000	2,630
Additional noninterest expense	$676,000	3,205
Pre-tax net operating income	$1,430,000	2,455
Securities gains (losses)	$84,000	1,064
Applicable income taxes	$10,000	3,373
Income before extraordinary items	$1,504,000	2,235
Extraordinary gains, net	$0	4
Net income	$1,504,000	2,234
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,504,000	2,235
Net charge-offs	$-1,000	3,744
Cash dividends	$500,000	1,959
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,420,840	2,268
2020-03-31 (YTD Data)		Rank
Total interest income	$1,995,000	2,934
Total interest expense	$359,000	2,754
Net interest income	$1,636,000	2,932
Provision for loan and lease losses	$30,000	2,812
Total noninterest income	$193,000	3,064
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$39,000	3,354
Trading account gains and fees	$0	106
Additional Noninterest Income	$154,000	2,745
Total noninterest expense	$1,048,000	3,327
Salaries and employee benefits	$571,000	3,383
Premises and equipment expense	$141,000	2,894
Additional noninterest expense	$336,000	3,259
Pre-tax net operating income	$751,000	2,241
Securities gains (losses)	$0	1,705
Applicable income taxes	$5,000	3,270
Income before extraordinary items	$746,000	2,076
Extraordinary gains, net	$0	4
Net income	$746,000	2,075
Minority interest net income	$0	56
Net income of bank and minority interests.	$746,000	2,076
Net charge-offs	$-1,000	3,618
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$746,000	2,041
2019-12-31 (YTD Data)		Rank
Total interest income	$7,657,000	3,036
Total interest expense	$1,640,000	2,633
Net interest income	$6,017,000	3,093
Provision for loan and lease losses	$21,000	3,711
Total noninterest income	$706,000	3,260
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$168,000	3,372
Trading account gains and fees	$0	135
Additional Noninterest Income	$538,000	2,947
Total noninterest expense	$3,722,000	3,541
Salaries and employee benefits	$1,884,000	3,714
Premises and equipment expense	$442,000	3,303
Additional noninterest expense	$1,396,000	3,223
Pre-tax net operating income	$2,980,000	2,469
Securities gains (losses)	$0	2,379
Applicable income taxes	$16,000	3,593
Income before extraordinary items	$2,964,000	2,309
Extraordinary gains, net	$0	11
Net income	$2,964,000	2,311
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,964,000	2,311
Net charge-offs	$-4,000	4,311
Cash dividends	$1,900,000	1,633
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,964,000	2,271
2019-09-30 (YTD Data)		Rank
Total interest income	$5,694,000	3,080
Total interest expense	$1,248,000	2,642
Net interest income	$4,446,000	3,168
Provision for loan and lease losses	$21,000	3,516
Total noninterest income	$510,000	3,318
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$125,000	3,421
Trading account gains and fees	$0	129
Additional Noninterest Income	$385,000	3,014
Total noninterest expense	$2,604,000	3,692
Salaries and employee benefits	$1,405,000	3,744
Premises and equipment expense	$342,000	3,279
Additional noninterest expense	$857,000	3,606
Pre-tax net operating income	$2,331,000	2,476
Securities gains (losses)	$0	2,167
Applicable income taxes	$11,000	3,665
Income before extraordinary items	$2,320,000	2,299
Extraordinary gains, net	$0	11
Net income	$2,320,000	2,300
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,320,000	2,300
Net charge-offs	$-4,000	4,209
Cash dividends	$900,000	1,925
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,320,000	2,270
2019-06-30 (YTD Data)		Rank
Total interest income	$3,782,000	3,094
Total interest expense	$822,000	2,636
Net interest income	$2,960,000	3,183
Provision for loan and lease losses	$20,000	3,272
Total noninterest income	$333,000	3,299
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$81,000	3,451
Trading account gains and fees	$0	131
Additional Noninterest Income	$252,000	2,996
Total noninterest expense	$1,712,000	3,744
Salaries and employee benefits	$940,000	3,768
Premises and equipment expense	$234,000	3,251
Additional noninterest expense	$538,000	3,736
Pre-tax net operating income	$1,561,000	2,433
Securities gains (losses)	$0	1,702
Applicable income taxes	$6,000	3,700
Income before extraordinary items	$1,555,000	2,283
Extraordinary gains, net	$0	11
Net income	$1,555,000	2,283
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,555,000	2,283
Net charge-offs	$-3,000	4,141
Cash dividends	$600,000	1,903
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,555,000	2,248
2019-03-31 (YTD Data)		Rank
Total interest income	$1,879,000	3,126
Total interest expense	$392,000	2,669
Net interest income	$1,487,000	3,192
Provision for loan and lease losses	$12,000	3,026
Total noninterest income	$162,000	3,312
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$40,000	3,473
Trading account gains and fees	$0	126
Additional Noninterest Income	$122,000	2,981
Total noninterest expense	$855,000	3,782
Salaries and employee benefits	$472,000	3,797
Premises and equipment expense	$112,000	3,354
Additional noninterest expense	$271,000	3,735
Pre-tax net operating income	$782,000	2,396
Securities gains (losses)	$0	1,087
Applicable income taxes	$2,000	3,681
Income before extraordinary items	$780,000	2,227
Extraordinary gains, net	$0	5
Net income	$780,000	2,226
Minority interest net income	$0	52
Net income of bank and minority interests.	$780,000	2,226
Net charge-offs	$-2,000	4,062
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$780,000	2,208
2018-12-31 (YTD Data)		Rank
Total interest income	$7,145,000	3,128
Total interest expense	$1,298,000	2,555
Net interest income	$5,847,000	3,215
Provision for loan and lease losses	$70,000	3,296
Total noninterest income	$741,000	3,252
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$183,000	3,426
Trading account gains and fees	$0	126
Additional Noninterest Income	$558,000	2,933
Total noninterest expense	$3,368,000	3,810
Salaries and employee benefits	$1,896,000	3,778
Premises and equipment expense	$421,000	3,436
Additional noninterest expense	$1,051,000	3,811
Pre-tax net operating income	$3,150,000	2,429
Securities gains (losses)	$-10,000	4,411
Applicable income taxes	$8,000	3,785
Income before extraordinary items	$3,132,000	2,260
Extraordinary gains, net	$0	6
Net income	$3,132,000	2,258
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,132,000	2,259
Net charge-offs	$-1,000	4,181
Cash dividends	$1,875,000	1,520
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,142,000	2,253
2018-09-30 (YTD Data)		Rank
Total interest income	$5,294,000	3,162
Total interest expense	$921,000	2,560
Net interest income	$4,373,000	3,246
Provision for loan and lease losses	$0	3,948
Total noninterest income	$554,000	3,271
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$135,000	3,472
Trading account gains and fees	$0	138
Additional Noninterest Income	$419,000	2,975
Total noninterest expense	$2,600,000	3,779
Salaries and employee benefits	$1,426,000	3,790
Premises and equipment expense	$370,000	3,207
Additional noninterest expense	$804,000	3,809
Pre-tax net operating income	$2,327,000	2,492
Securities gains (losses)	$-10,000	4,769
Applicable income taxes	$6,000	3,835
Income before extraordinary items	$2,311,000	2,305
Extraordinary gains, net	$0	5
Net income	$2,311,000	2,304
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,311,000	2,304
Net charge-offs	$-2,000	4,120
Cash dividends	$900,000	1,765
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,321,000	2,288
2018-06-30 (YTD Data)		Rank
Total interest income	$3,498,000	3,165
Total interest expense	$596,000	2,528
Net interest income	$2,902,000	3,250
Provision for loan and lease losses	$0	3,782
Total noninterest income	$371,000	3,277
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$91,000	3,461
Trading account gains and fees	$0	130
Additional Noninterest Income	$280,000	2,979
Total noninterest expense	$1,735,000	3,799
Salaries and employee benefits	$937,000	3,838
Premises and equipment expense	$257,000	3,159
Additional noninterest expense	$541,000	3,818
Pre-tax net operating income	$1,538,000	2,481
Securities gains (losses)	$0	961
Applicable income taxes	$4,000	3,833
Income before extraordinary items	$1,534,000	2,271
Extraordinary gains, net	$0	6
Net income	$1,534,000	2,269
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,534,000	2,270
Net charge-offs	$-1,000	3,891
Cash dividends	$600,000	1,762
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,534,000	2,271
2018-03-31 (YTD Data)		Rank
Total interest income	$1,723,000	3,194
Total interest expense	$273,000	2,611
Net interest income	$1,450,000	3,271
Provision for loan and lease losses	$0	3,508
Total noninterest income	$187,000	3,267
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$47,000	3,428
Trading account gains and fees	$0	123
Additional Noninterest Income	$140,000	2,924
Total noninterest expense	$862,000	3,846
Salaries and employee benefits	$459,000	3,918
Premises and equipment expense	$131,000	3,148
Additional noninterest expense	$272,000	3,830
Pre-tax net operating income	$775,000	2,434
Securities gains (losses)	$0	735
Applicable income taxes	$2,000	3,795
Income before extraordinary items	$773,000	2,212
Extraordinary gains, net	$0	7
Net income	$773,000	2,211
Minority interest net income	$0	52
Net income of bank and minority interests.	$773,000	2,212
Net charge-offs	$-1,000	3,770
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$773,000	2,206
2017-12-31 (YTD Data)		Rank
Total interest income	$6,873,000	3,156
Total interest expense	$1,043,000	2,476
Net interest income	$5,830,000	3,237
Provision for loan and lease losses	$1,000	4,217
Total noninterest income	$716,000	3,432
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$197,000	3,470
Trading account gains and fees	$0	151
Additional Noninterest Income	$519,000	3,106
Total noninterest expense	$3,406,000	3,875
Salaries and employee benefits	$1,861,000	3,896
Premises and equipment expense	$479,000	3,347
Additional noninterest expense	$1,066,000	3,910
Pre-tax net operating income	$3,139,000	2,410
Securities gains (losses)	$0	2,243
Applicable income taxes	$8,000	3,921
Income before extraordinary items	$3,131,000	1,958
Extraordinary gains, net	$0	9
Net income	$3,131,000	1,957
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,131,000	1,958
Net charge-offs	$1,000	4,064
Cash dividends	$1,900,000	1,483
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,131,000	1,941
2017-09-30 (YTD Data)		Rank
Total interest income	$5,159,000	3,178
Total interest expense	$765,000	2,494
Net interest income	$4,394,000	3,244
Provision for loan and lease losses	$1,000	4,075
Total noninterest income	$501,000	3,565
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$147,000	3,514
Trading account gains and fees	$0	145
Additional Noninterest Income	$354,000	3,253
Total noninterest expense	$2,570,000	3,884
Salaries and employee benefits	$1,378,000	3,941
Premises and equipment expense	$381,000	3,277
Additional noninterest expense	$811,000	3,886
Pre-tax net operating income	$2,324,000	2,484
Securities gains (losses)	$0	2,274
Applicable income taxes	$6,000	3,955
Income before extraordinary items	$2,318,000	2,154
Extraordinary gains, net	$0	9
Net income	$2,318,000	2,155
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,318,000	2,155
Net charge-offs	$2,000	3,621
Cash dividends	$925,000	1,784
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,318,000	2,130
2017-06-30 (YTD Data)		Rank
Total interest income	$3,417,000	3,187
Total interest expense	$498,000	2,492
Net interest income	$2,919,000	3,248
Provision for loan and lease losses	$0	3,871
Total noninterest income	$340,000	3,540
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$97,000	3,526
Trading account gains and fees	$0	139
Additional Noninterest Income	$243,000	3,215
Total noninterest expense	$1,710,000	3,905
Salaries and employee benefits	$910,000	3,980
Premises and equipment expense	$254,000	3,262
Additional noninterest expense	$546,000	3,896
Pre-tax net operating income	$1,549,000	2,439
Securities gains (losses)	$0	1,906
Applicable income taxes	$4,000	3,987
Income before extraordinary items	$1,545,000	2,109
Extraordinary gains, net	$0	11
Net income	$1,545,000	2,110
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,545,000	2,110
Net charge-offs	$2,000	3,300
Cash dividends	$600,000	1,787
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,545,000	2,074
2017-03-31 (YTD Data)		Rank
Total interest income	$1,681,000	3,218
Total interest expense	$240,000	2,526
Net interest income	$1,441,000	3,272
Provision for loan and lease losses	$0	3,537
Total noninterest income	$173,000	3,503
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$48,000	3,555
Trading account gains and fees	$0	142
Additional Noninterest Income	$125,000	3,168
Total noninterest expense	$862,000	3,928
Salaries and employee benefits	$467,000	3,980
Premises and equipment expense	$125,000	3,339
Additional noninterest expense	$270,000	3,926
Pre-tax net operating income	$752,000	2,411
Securities gains (losses)	$0	1,153
Applicable income taxes	$2,000	3,937
Income before extraordinary items	$750,000	2,091
Extraordinary gains, net	$0	8
Net income	$750,000	2,092
Minority interest net income	$0	55
Net income of bank and minority interests.	$750,000	2,092
Net charge-offs	$2,000	2,694
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$750,000	2,061
2016-12-31 (YTD Data)		Rank
Total interest income	$6,943,000	3,139
Total interest expense	$974,000	2,463
Net interest income	$5,969,000	3,210
Provision for loan and lease losses	$0	4,332
Total noninterest income	$670,000	3,652
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$202,000	3,562
Trading account gains and fees	$0	170
Additional Noninterest Income	$468,000	3,350
Total noninterest expense	$3,461,000	3,946
Salaries and employee benefits	$1,798,000	4,025
Premises and equipment expense	$538,000	3,220
Additional noninterest expense	$1,125,000	3,967
Pre-tax net operating income	$3,178,000	2,306
Securities gains (losses)	$0	3,212
Applicable income taxes	$4,000	4,104
Income before extraordinary items	$3,174,000	2,011
Extraordinary gains, net	$0	5
Net income	$3,174,000	2,010
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,174,000	2,010
Net charge-offs	$-63,000	5,417
Cash dividends	$1,865,000	1,509
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,174,000	1,959
2016-09-30 (YTD Data)		Rank
Total interest income	$5,243,000	3,139
Total interest expense	$739,000	2,440
Net interest income	$4,504,000	3,207
Provision for loan and lease losses	$0	4,186
Total noninterest income	$497,000	3,688
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$151,000	3,583
Trading account gains and fees	$0	169
Additional Noninterest Income	$346,000	3,382
Total noninterest expense	$2,652,000	3,917
Salaries and employee benefits	$1,367,000	4,007
Premises and equipment expense	$426,000	3,141
Additional noninterest expense	$859,000	3,954
Pre-tax net operating income	$2,349,000	2,354
Securities gains (losses)	$0	3,160
Applicable income taxes	$3,000	4,173
Income before extraordinary items	$2,346,000	2,060
Extraordinary gains, net	$0	5
Net income	$2,346,000	2,059
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,346,000	2,060
Net charge-offs	$-71,000	5,477
Cash dividends	$1,000,000	1,652
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,346,000	1,987
2016-06-30 (YTD Data)		Rank
Total interest income	$3,495,000	3,149
Total interest expense	$493,000	2,449
Net interest income	$3,002,000	3,217
Provision for loan and lease losses	$0	4,017
Total noninterest income	$330,000	3,701
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$99,000	3,606
Trading account gains and fees	$0	157
Additional Noninterest Income	$231,000	3,400
Total noninterest expense	$1,773,000	3,939
Salaries and employee benefits	$905,000	4,054
Premises and equipment expense	$286,000	3,132
Additional noninterest expense	$582,000	3,946
Pre-tax net operating income	$1,559,000	2,338
Securities gains (losses)	$0	2,835
Applicable income taxes	$3,000	4,154
Income before extraordinary items	$1,556,000	2,055
Extraordinary gains, net	$0	16
Net income	$1,556,000	2,055
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,556,000	2,055
Net charge-offs	$-71,000	5,607
Cash dividends	$650,000	1,696
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,556,000	1,994
2016-03-31 (YTD Data)		Rank
Total interest income	$1,742,000	3,155
Total interest expense	$243,000	2,475
Net interest income	$1,499,000	3,224
Provision for loan and lease losses	$0	3,656
Total noninterest income	$159,000	3,724
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$50,000	3,593
Trading account gains and fees	$0	142
Additional Noninterest Income	$109,000	3,431
Total noninterest expense	$895,000	3,952
Salaries and employee benefits	$450,000	4,106
Premises and equipment expense	$143,000	3,167
Additional noninterest expense	$302,000	3,872
Pre-tax net operating income	$763,000	2,338
Securities gains (losses)	$0	2,077
Applicable income taxes	$2,000	4,104
Income before extraordinary items	$761,000	2,071
Extraordinary gains, net	$0	12
Net income	$761,000	2,071
Minority interest net income	$0	62
Net income of bank and minority interests.	$761,000	2,071
Net charge-offs	$5,000	2,584
Cash dividends	$300,000	1,591
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$761,000	2,023
2015-12-31 (YTD Data)		Rank
Total interest income	$7,189,000	3,050
Total interest expense	$1,050,000	2,340
Net interest income	$6,139,000	3,143
Provision for loan and lease losses	$31,000	3,858
Total noninterest income	$612,000	3,870
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$201,000	3,702
Trading account gains and fees	$0	159
Additional Noninterest Income	$411,000	3,557
Total noninterest expense	$3,512,000	4,002
Salaries and employee benefits	$1,714,000	4,209
Premises and equipment expense	$590,000	3,145
Additional noninterest expense	$1,208,000	3,906
Pre-tax net operating income	$3,208,000	2,219
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,035,000	1,567
Income before extraordinary items	$2,173,000	2,568
Extraordinary gains, net	$0	23
Net income	$2,173,000	2,569
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,173,000	2,570
Net charge-offs	$-16,000	5,291
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,173,000	2,527
2015-09-30 (YTD Data)		Rank
Total interest income	$5,402,000	3,070
Total interest expense	$802,000	2,334
Net interest income	$4,600,000	3,167
Provision for loan and lease losses	$6,000	4,115
Total noninterest income	$444,000	3,933
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$145,000	3,787
Trading account gains and fees	$0	153
Additional Noninterest Income	$299,000	3,604
Total noninterest expense	$2,613,000	4,046
Salaries and employee benefits	$1,265,000	4,267
Premises and equipment expense	$450,000	3,147
Additional noninterest expense	$898,000	3,948
Pre-tax net operating income	$2,425,000	2,234
Securities gains (losses)	$0	3,031
Applicable income taxes	$682,000	1,720
Income before extraordinary items	$1,743,000	2,504
Extraordinary gains, net	$0	21
Net income	$1,743,000	2,505
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,743,000	2,505
Net charge-offs	$-15,000	5,271
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,743,000	2,461
2015-06-30 (YTD Data)		Rank
Total interest income	$3,594,000	3,080
Total interest expense	$543,000	2,323
Net interest income	$3,051,000	3,184
Provision for loan and lease losses	$0	4,069
Total noninterest income	$290,000	3,977
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$96,000	3,786
Trading account gains and fees	$0	157
Additional Noninterest Income	$194,000	3,679
Total noninterest expense	$1,730,000	4,092
Salaries and employee benefits	$826,000	4,355
Premises and equipment expense	$303,000	3,144
Additional noninterest expense	$601,000	3,955
Pre-tax net operating income	$1,611,000	2,213
Securities gains (losses)	$0	2,636
Applicable income taxes	$455,000	1,719
Income before extraordinary items	$1,156,000	2,495
Extraordinary gains, net	$0	22
Net income	$1,156,000	2,497
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,156,000	2,497
Net charge-offs	$-14,000	5,360
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,156,000	2,441
2015-03-31 (YTD Data)		Rank
Total interest income	$1,789,000	3,104
Total interest expense	$269,000	2,362
Net interest income	$1,520,000	3,190
Provision for loan and lease losses	$0	3,703
Total noninterest income	$145,000	3,970
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$49,000	3,733
Trading account gains and fees	$0	152
Additional Noninterest Income	$96,000	3,657
Total noninterest expense	$865,000	4,126
Salaries and employee benefits	$410,000	4,399
Premises and equipment expense	$154,000	3,140
Additional noninterest expense	$301,000	3,963
Pre-tax net operating income	$800,000	2,206
Securities gains (losses)	$0	2,027
Applicable income taxes	$227,000	1,693
Income before extraordinary items	$573,000	2,476
Extraordinary gains, net	$0	13
Net income	$573,000	2,479
Minority interest net income	$0	64
Net income of bank and minority interests.	$573,000	2,478
Net charge-offs	$-13,000	5,532
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$573,000	2,405
2014-12-31 (YTD Data)		Rank
Total interest income	$7,053,000	3,164
Total interest expense	$1,154,000	2,331
Net interest income	$5,899,000	3,293
Provision for loan and lease losses	$0	4,603
Total noninterest income	$666,000	3,801
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$217,000	3,789
Trading account gains and fees	$0	180
Additional Noninterest Income	$449,000	3,430
Total noninterest expense	$3,388,000	4,214
Salaries and employee benefits	$1,712,000	4,336
Premises and equipment expense	$585,000	3,286
Additional noninterest expense	$1,091,000	4,255
Pre-tax net operating income	$3,177,000	2,178
Securities gains (losses)	$0	3,259
Applicable income taxes	$869,000	1,696
Income before extraordinary items	$2,308,000	2,436
Extraordinary gains, net	$0	17
Net income	$2,308,000	2,436
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,308,000	2,436
Net charge-offs	$-9,000	5,646
Cash dividends	$1,000,000	2,015
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,308,000	2,400
2014-09-30 (YTD Data)		Rank
Total interest income	$5,269,000	3,201
Total interest expense	$880,000	2,346
Net interest income	$4,389,000	3,334
Provision for loan and lease losses	$0	4,401
Total noninterest income	$517,000	3,780
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$160,000	3,851
Trading account gains and fees	$0	174
Additional Noninterest Income	$357,000	3,368
Total noninterest expense	$2,514,000	4,262
Salaries and employee benefits	$1,266,000	4,377
Premises and equipment expense	$435,000	3,347
Additional noninterest expense	$813,000	4,295
Pre-tax net operating income	$2,392,000	2,209
Securities gains (losses)	$0	2,980
Applicable income taxes	$678,000	1,684
Income before extraordinary items	$1,714,000	2,488
Extraordinary gains, net	$0	15
Net income	$1,714,000	2,489
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,714,000	2,488
Net charge-offs	$-7,000	5,535
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,714,000	2,447
2014-06-30 (YTD Data)		Rank
Total interest income	$3,472,000	3,229
Total interest expense	$596,000	2,337
Net interest income	$2,876,000	3,364
Provision for loan and lease losses	$0	4,196
Total noninterest income	$371,000	3,632
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$107,000	3,822
Trading account gains and fees	$0	172
Additional Noninterest Income	$264,000	3,213
Total noninterest expense	$1,657,000	4,318
Salaries and employee benefits	$830,000	4,451
Premises and equipment expense	$291,000	3,364
Additional noninterest expense	$536,000	4,334
Pre-tax net operating income	$1,590,000	2,182
Securities gains (losses)	$0	2,580
Applicable income taxes	$431,000	1,695
Income before extraordinary items	$1,159,000	2,396
Extraordinary gains, net	$0	20
Net income	$1,159,000	2,399
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,159,000	2,399
Net charge-offs	$-4,000	5,382
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,159,000	2,347
2014-03-31 (YTD Data)		Rank
Total interest income	$1,716,000	3,263
Total interest expense	$304,000	2,323
Net interest income	$1,412,000	3,417
Provision for loan and lease losses	$0	3,817
Total noninterest income	$122,000	4,327
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$51,000	3,887
Trading account gains and fees	$0	147
Additional Noninterest Income	$71,000	4,080
Total noninterest expense	$804,000	4,429
Salaries and employee benefits	$396,000	4,605
Premises and equipment expense	$145,000	3,429
Additional noninterest expense	$263,000	4,408
Pre-tax net operating income	$730,000	2,252
Securities gains (losses)	$0	1,715
Applicable income taxes	$197,000	1,726
Income before extraordinary items	$533,000	2,456
Extraordinary gains, net	$0	16
Net income	$533,000	2,459
Minority interest net income	$0	66
Net income of bank and minority interests.	$533,000	2,459
Net charge-offs	$-2,000	5,011
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$533,000	2,411
2013-12-31 (YTD Data)		Rank
Total interest income	$6,640,000	3,400
Total interest expense	$1,191,000	2,578
Net interest income	$5,449,000	3,493
Provision for loan and lease losses	$0	5,091
Total noninterest income	$820,000	3,574
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$223,000	3,912
Trading account gains and fees	$0	184
Additional Noninterest Income	$597,000	3,124
Total noninterest expense	$3,390,000	4,333
Salaries and employee benefits	$1,679,000	4,483
Premises and equipment expense	$588,000	3,363
Additional noninterest expense	$1,123,000	4,339
Pre-tax net operating income	$2,879,000	2,229
Securities gains (losses)	$55,000	1,731
Applicable income taxes	$828,000	1,653
Income before extraordinary items	$2,106,000	2,513
Extraordinary gains, net	$0	29
Net income	$2,106,000	2,516
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,106,000	2,516
Net charge-offs	$-11,000	6,185
Cash dividends	$500,000	2,742
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,066,400	2,482
2013-09-30 (YTD Data)		Rank
Total interest income	$4,940,000	3,446
Total interest expense	$894,000	2,650
Net interest income	$4,046,000	3,540
Provision for loan and lease losses	$0	4,941
Total noninterest income	$698,000	3,383
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$165,000	3,976
Trading account gains and fees	$0	180
Additional Noninterest Income	$533,000	2,922
Total noninterest expense	$2,568,000	4,335
Salaries and employee benefits	$1,247,000	4,519
Premises and equipment expense	$473,000	3,238
Additional noninterest expense	$848,000	4,344
Pre-tax net operating income	$2,176,000	2,278
Securities gains (losses)	$55,000	1,594
Applicable income taxes	$658,000	1,635
Income before extraordinary items	$1,573,000	2,572
Extraordinary gains, net	$0	25
Net income	$1,573,000	2,576
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,573,000	2,576
Net charge-offs	$-8,000	6,072
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,533,950	2,536
2013-06-30 (YTD Data)		Rank
Total interest income	$3,289,000	3,457
Total interest expense	$599,000	2,707
Net interest income	$2,690,000	3,539
Provision for loan and lease losses	$0	4,788
Total noninterest income	$579,000	3,048
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$110,000	3,948
Trading account gains and fees	$0	157
Additional Noninterest Income	$469,000	2,569
Total noninterest expense	$1,772,000	4,255
Salaries and employee benefits	$858,000	4,476
Premises and equipment expense	$320,000	3,219
Additional noninterest expense	$594,000	4,219
Pre-tax net operating income	$1,497,000	2,193
Securities gains (losses)	$56,000	1,450
Applicable income taxes	$461,000	1,602
Income before extraordinary items	$1,092,000	2,450
Extraordinary gains, net	$0	22
Net income	$1,092,000	2,457
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,092,000	2,456
Net charge-offs	$-5,000	5,951
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,052,800	2,427
2013-03-31 (YTD Data)		Rank
Total interest income	$1,624,000	3,504
Total interest expense	$300,000	2,777
Net interest income	$1,324,000	3,600
Provision for loan and lease losses	$0	4,409
Total noninterest income	$142,000	4,287
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$57,000	3,854
Trading account gains and fees	$0	148
Additional Noninterest Income	$85,000	3,993
Total noninterest expense	$789,000	4,573
Salaries and employee benefits	$384,000	4,783
Premises and equipment expense	$143,000	3,500
Additional noninterest expense	$262,000	4,541
Pre-tax net operating income	$677,000	2,331
Securities gains (losses)	$0	1,966
Applicable income taxes	$172,000	1,853
Income before extraordinary items	$505,000	2,566
Extraordinary gains, net	$0	10
Net income	$505,000	2,569
Minority interest net income	$0	76
Net income of bank and minority interests.	$505,000	2,568
Net charge-offs	$-2,000	5,471
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$505,000	2,477
2012-12-31 (YTD Data)		Rank
Total interest income	$6,662,000	3,567
Total interest expense	$1,265,000	3,086
Net interest income	$5,397,000	3,618
Provision for loan and lease losses	$25,000	5,510
Total noninterest income	$489,000	4,526
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$244,000	3,910
Trading account gains and fees	$0	166
Additional Noninterest Income	$245,000	4,347
Total noninterest expense	$3,155,000	4,619
Salaries and employee benefits	$1,567,000	4,738
Premises and equipment expense	$549,000	3,589
Additional noninterest expense	$1,039,000	4,709
Pre-tax net operating income	$2,706,000	2,274
Securities gains (losses)	$0	3,810
Applicable income taxes	$747,000	1,772
Income before extraordinary items	$1,959,000	2,616
Extraordinary gains, net	$0	29
Net income	$1,959,000	2,619
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,959,000	2,617
Net charge-offs	$28,000	5,238
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,959,000	2,501
2012-09-30 (YTD Data)		Rank
Total interest income	$5,040,000	3,609
Total interest expense	$960,000	3,168
Net interest income	$4,080,000	3,662
Provision for loan and lease losses	$25,000	5,295
Total noninterest income	$366,000	4,583
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$183,000	3,959
Trading account gains and fees	$0	157
Additional Noninterest Income	$183,000	4,375
Total noninterest expense	$2,350,000	4,664
Salaries and employee benefits	$1,147,000	4,808
Premises and equipment expense	$415,000	3,629
Additional noninterest expense	$788,000	4,701
Pre-tax net operating income	$2,071,000	2,292
Securities gains (losses)	$0	3,575
Applicable income taxes	$497,000	1,952
Income before extraordinary items	$1,574,000	2,549
Extraordinary gains, net	$0	20
Net income	$1,574,000	2,550
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,574,000	2,550
Net charge-offs	$30,000	4,854
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,574,000	2,424
2012-06-30 (YTD Data)		Rank
Total interest income	$3,370,000	3,634
Total interest expense	$653,000	3,215
Net interest income	$2,717,000	3,684
Provision for loan and lease losses	$25,000	5,005
Total noninterest income	$238,000	4,616
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$117,000	4,012
Trading account gains and fees	$0	153
Additional Noninterest Income	$121,000	4,386
Total noninterest expense	$1,572,000	4,681
Salaries and employee benefits	$762,000	4,858
Premises and equipment expense	$273,000	3,654
Additional noninterest expense	$537,000	4,663
Pre-tax net operating income	$1,358,000	2,302
Securities gains (losses)	$0	3,178
Applicable income taxes	$345,000	1,898
Income before extraordinary items	$1,013,000	2,602
Extraordinary gains, net	$0	19
Net income	$1,013,000	2,602
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,013,000	2,602
Net charge-offs	$27,000	4,455
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,013,000	2,461
2012-03-31 (YTD Data)		Rank
Total interest income	$1,701,000	3,649
Total interest expense	$338,000	3,239
Net interest income	$1,363,000	3,693
Provision for loan and lease losses	$10,000	4,833
Total noninterest income	$113,000	4,742
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$56,000	4,084
Trading account gains and fees	$0	148
Additional Noninterest Income	$57,000	4,515
Total noninterest expense	$782,000	4,727
Salaries and employee benefits	$375,000	4,940
Premises and equipment expense	$139,000	3,650
Additional noninterest expense	$268,000	4,678
Pre-tax net operating income	$684,000	2,306
Securities gains (losses)	$0	2,210
Applicable income taxes	$192,000	1,775
Income before extraordinary items	$492,000	2,653
Extraordinary gains, net	$0	19
Net income	$492,000	2,655
Minority interest net income	$0	78
Net income of bank and minority interests.	$492,000	2,656
Net charge-offs	$-2,000	6,038
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$492,000	2,527
2011-12-31 (YTD Data)		Rank
Total interest income	$6,741,000	3,769
Total interest expense	$1,502,000	3,446
Net interest income	$5,239,000	3,790
Provision for loan and lease losses	$95,000	5,404
Total noninterest income	$465,000	4,511
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$241,000	4,034
Trading account gains and fees	$0	146
Additional Noninterest Income	$224,000	4,299
Total noninterest expense	$3,238,000	4,665
Salaries and employee benefits	$1,568,000	4,843
Premises and equipment expense	$498,000	4,059
Additional noninterest expense	$1,172,000	4,525
Pre-tax net operating income	$2,371,000	2,207
Securities gains (losses)	$0	3,838
Applicable income taxes	$621,000	1,810
Income before extraordinary items	$1,750,000	2,495
Extraordinary gains, net	$0	29
Net income	$1,750,000	2,495
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,750,000	2,496
Net charge-offs	$49,000	5,488
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,750,000	2,418
2011-09-30 (YTD Data)		Rank
Total interest income	$5,029,000	3,826
Total interest expense	$1,150,000	3,515
Net interest income	$3,879,000	3,842
Provision for loan and lease losses	$95,000	4,994
Total noninterest income	$342,000	4,590
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$179,000	4,076
Trading account gains and fees	$0	145
Additional Noninterest Income	$163,000	4,402
Total noninterest expense	$2,496,000	4,612
Salaries and employee benefits	$1,153,000	4,892
Premises and equipment expense	$414,000	3,831
Additional noninterest expense	$929,000	4,372
Pre-tax net operating income	$1,630,000	2,423
Securities gains (losses)	$0	3,555
Applicable income taxes	$434,000	1,867
Income before extraordinary items	$1,196,000	2,727
Extraordinary gains, net	$0	21
Net income	$1,196,000	2,729
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,196,000	2,729
Net charge-offs	$112,000	4,316
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,196,000	2,633
2011-06-30 (YTD Data)		Rank
Total interest income	$3,345,000	3,860
Total interest expense	$785,000	3,557
Net interest income	$2,560,000	3,882
Provision for loan and lease losses	$90,000	4,488
Total noninterest income	$227,000	4,649
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$115,000	4,126
Trading account gains and fees	$0	153
Additional Noninterest Income	$112,000	4,381
Total noninterest expense	$1,635,000	4,709
Salaries and employee benefits	$775,000	4,909
Premises and equipment expense	$275,000	3,874
Additional noninterest expense	$585,000	4,598
Pre-tax net operating income	$1,062,000	2,442
Securities gains (losses)	$0	2,914
Applicable income taxes	$297,000	1,811
Income before extraordinary items	$765,000	2,748
Extraordinary gains, net	$0	15
Net income	$765,000	2,749
Minority interest net income	$0	89
Net income of bank and minority interests.	$765,000	2,749
Net charge-offs	$136,000	3,523
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$765,000	2,663
2011-03-31 (YTD Data)		Rank
Total interest income	$1,667,000	3,905
Total interest expense	$403,000	3,592
Net interest income	$1,264,000	3,916
Provision for loan and lease losses	$0	5,840
Total noninterest income	$90,000	5,091
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$53,000	4,251
Trading account gains and fees	$0	158
Additional Noninterest Income	$37,000	5,099
Total noninterest expense	$788,000	4,832
Salaries and employee benefits	$396,000	4,891
Premises and equipment expense	$134,000	3,992
Additional noninterest expense	$258,000	4,932
Pre-tax net operating income	$566,000	2,335
Securities gains (losses)	$0	1,772
Applicable income taxes	$154,000	1,775
Income before extraordinary items	$412,000	2,603
Extraordinary gains, net	$0	9
Net income	$412,000	2,602
Minority interest net income	$0	86
Net income of bank and minority interests.	$412,000	2,603
Net charge-offs	$-3,000	6,584
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$412,000	2,544
2010-12-31 (YTD Data)		Rank
Total interest income	$6,566,000	4,068
Total interest expense	$1,787,000	3,848
Net interest income	$4,779,000	4,082
Provision for loan and lease losses	$20,000	6,809
Total noninterest income	$384,000	5,024
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$237,000	4,104
Trading account gains and fees	$0	175
Additional Noninterest Income	$147,000	5,004
Total noninterest expense	$3,008,000	5,012
Salaries and employee benefits	$1,522,000	5,022
Premises and equipment expense	$502,000	4,172
Additional noninterest expense	$984,000	5,134
Pre-tax net operating income	$2,135,000	2,125
Securities gains (losses)	$0	3,793
Applicable income taxes	$537,000	1,813
Income before extraordinary items	$1,598,000	2,404
Extraordinary gains, net	$0	29
Net income	$1,598,000	2,402
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,598,000	2,405
Net charge-offs	$-11,000	7,446
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,598,000	2,301
2010-09-30 (YTD Data)		Rank
Total interest income	$4,882,000	4,176
Total interest expense	$1,364,000	3,944
Net interest income	$3,518,000	4,193
Provision for loan and lease losses	$0	6,977
Total noninterest income	$286,000	5,122
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$179,000	4,154
Trading account gains and fees	$0	165
Additional Noninterest Income	$107,000	5,127
Total noninterest expense	$2,273,000	5,016
Salaries and employee benefits	$1,122,000	5,101
Premises and equipment expense	$403,000	4,077
Additional noninterest expense	$748,000	5,092
Pre-tax net operating income	$1,531,000	2,336
Securities gains (losses)	$0	3,651
Applicable income taxes	$419,000	1,839
Income before extraordinary items	$1,112,000	2,701
Extraordinary gains, net	$0	23
Net income	$1,112,000	2,697
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,112,000	2,702
Net charge-offs	$9,000	6,301
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,112,000	2,571
2010-06-30 (YTD Data)		Rank
Total interest income	$3,246,000	4,216
Total interest expense	$937,000	3,971
Net interest income	$2,309,000	4,238
Provision for loan and lease losses	$0	6,857
Total noninterest income	$196,000	5,061
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$121,000	4,119
Trading account gains and fees	$0	152
Additional Noninterest Income	$75,000	5,061
Total noninterest expense	$1,488,000	5,087
Salaries and employee benefits	$722,000	5,214
Premises and equipment expense	$262,000	4,159
Additional noninterest expense	$504,000	5,063
Pre-tax net operating income	$1,017,000	2,338
Securities gains (losses)	$0	3,184
Applicable income taxes	$294,000	1,756
Income before extraordinary items	$723,000	2,696
Extraordinary gains, net	$0	19
Net income	$723,000	2,691
Minority interest net income	$0	105
Net income of bank and minority interests.	$723,000	2,695
Net charge-offs	$-6,000	7,394
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$723,000	2,605
2010-03-31 (YTD Data)		Rank
Total interest income	$1,625,000	4,276
Total interest expense	$481,000	4,038
Net interest income	$1,144,000	4,289
Provision for loan and lease losses	$0	6,552
Total noninterest income	$99,000	5,072
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$60,000	4,126
Trading account gains and fees	$0	175
Additional Noninterest Income	$39,000	5,085
Total noninterest expense	$739,000	5,155
Salaries and employee benefits	$354,000	5,325
Premises and equipment expense	$129,000	4,282
Additional noninterest expense	$256,000	5,049
Pre-tax net operating income	$504,000	2,400
Securities gains (losses)	$0	2,284
Applicable income taxes	$155,000	1,706
Income before extraordinary items	$349,000	2,827
Extraordinary gains, net	$0	16
Net income	$349,000	2,824
Minority interest net income	$0	91
Net income of bank and minority interests.	$349,000	2,827
Net charge-offs	$-3,000	7,154
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$349,000	2,708
2009-12-31 (YTD Data)		Rank
Total interest income	$6,602,000	4,346
Total interest expense	$2,070,000	4,342
Net interest income	$4,532,000	4,203
Provision for loan and lease losses	$175,000	5,925
Total noninterest income	$454,000	4,901
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$257,000	4,184
Trading account gains and fees	$0	211
Additional Noninterest Income	$197,000	4,661
Total noninterest expense	$2,855,000	5,326
Salaries and employee benefits	$1,434,000	5,329
Premises and equipment expense	$496,000	4,398
Additional noninterest expense	$925,000	5,457
Pre-tax net operating income	$1,956,000	1,946
Securities gains (losses)	$0	3,754
Applicable income taxes	$481,000	1,593
Income before extraordinary items	$1,475,000	2,144
Extraordinary gains, net	$0	34
Net income	$1,475,000	2,142
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,475,000	2,144
Net charge-offs	$112,000	5,597
Cash dividends	$1,400,000	1,258
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,475,000	2,119
2009-09-30 (YTD Data)		Rank
Total interest income	$4,977,000	4,384
Total interest expense	$1,583,000	4,435
Net interest income	$3,394,000	4,221
Provision for loan and lease losses	$0	7,284
Total noninterest income	$337,000	4,986
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$181,000	4,307
Trading account gains and fees	$0	212
Additional Noninterest Income	$156,000	4,688
Total noninterest expense	$2,184,000	5,276
Salaries and employee benefits	$1,064,000	5,398
Premises and equipment expense	$406,000	4,221
Additional noninterest expense	$714,000	5,351
Pre-tax net operating income	$1,547,000	2,001
Securities gains (losses)	$0	3,497
Applicable income taxes	$435,000	1,546
Income before extraordinary items	$1,112,000	2,291
Extraordinary gains, net	$0	27
Net income	$1,112,000	2,289
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,112,000	2,292
Net charge-offs	$-4,000	7,775
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,112,000	2,252
2009-06-30 (YTD Data)		Rank
Total interest income	$3,387,000	4,361
Total interest expense	$1,091,000	4,479
Net interest income	$2,296,000	4,158
Provision for loan and lease losses	$0	7,158
Total noninterest income	$240,000	4,892
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$117,000	4,337
Trading account gains and fees	$0	193
Additional Noninterest Income	$123,000	4,448
Total noninterest expense	$1,445,000	5,352
Salaries and employee benefits	$705,000	5,473
Premises and equipment expense	$275,000	4,191
Additional noninterest expense	$465,000	5,439
Pre-tax net operating income	$1,091,000	1,971
Securities gains (losses)	$0	3,136
Applicable income taxes	$304,000	1,515
Income before extraordinary items	$787,000	2,257
Extraordinary gains, net	$0	21
Net income	$787,000	2,254
Minority interest net income	$0	112
Net income of bank and minority interests.	$787,000	2,256
Net charge-offs	$-3,000	7,699
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$787,000	2,198
2009-03-31 (YTD Data)		Rank
Total interest income	$1,716,000	4,356
Total interest expense	$564,000	4,504
Net interest income	$1,152,000	4,136
Provision for loan and lease losses	$0	6,744
Total noninterest income	$137,000	4,615
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$54,000	4,453
Trading account gains and fees	$0	171
Additional Noninterest Income	$83,000	3,952
Total noninterest expense	$713,000	5,339
Salaries and employee benefits	$352,000	5,518
Premises and equipment expense	$139,000	4,200
Additional noninterest expense	$222,000	5,311
Pre-tax net operating income	$576,000	2,120
Securities gains (losses)	$0	2,434
Applicable income taxes	$165,000	1,645
Income before extraordinary items	$411,000	2,521
Extraordinary gains, net	$0	15
Net income	$411,000	2,521
Minority interest net income	$0	102
Net income of bank and minority interests.	$411,000	2,523
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$411,000	2,372
2008-12-31 (YTD Data)		Rank
Total interest income	$7,083,000	4,447
Total interest expense	$2,699,000	4,539
Net interest income	$4,384,000	4,294
Provision for loan and lease losses	$0	7,334
Total noninterest income	$430,000	5,146
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$285,000	4,112
Trading account gains and fees	$0	154
Additional Noninterest Income	$145,000	5,369
Total noninterest expense	$2,683,000	5,448
Salaries and employee benefits	$1,455,000	5,427
Premises and equipment expense	$469,000	4,645
Additional noninterest expense	$759,000	5,607
Pre-tax net operating income	$2,131,000	2,330
Securities gains (losses)	$0	3,220
Applicable income taxes	$527,000	1,801
Income before extraordinary items	$1,604,000	2,402
Extraordinary gains, net	$0	39
Net income	$1,604,000	2,401
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,091
Cash dividends	$1,200,000	2,027
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,604,000	2,535
2008-09-30 (YTD Data)		Rank
Total interest income	$5,320,000	4,512
Total interest expense	$2,065,000	4,601
Net interest income	$3,255,000	4,359
Provision for loan and lease losses	$0	6,991
Total noninterest income	$318,000	5,260
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$217,000	4,095
Trading account gains and fees	$0	148
Additional Noninterest Income	$101,000	5,612
Total noninterest expense	$1,970,000	5,496
Salaries and employee benefits	$1,035,000	5,587
Premises and equipment expense	$374,000	4,484
Additional noninterest expense	$561,000	5,603
Pre-tax net operating income	$1,603,000	2,706
Securities gains (losses)	$0	3,106
Applicable income taxes	$345,000	2,312
Income before extraordinary items	$1,258,000	2,664
Extraordinary gains, net	$0	31
Net income	$1,258,000	2,661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,036
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,258,000	2,800
2008-06-30 (YTD Data)		Rank
Total interest income	$3,491,000	4,637
Total interest expense	$1,410,000	4,681
Net interest income	$2,081,000	4,473
Provision for loan and lease losses	$0	6,671
Total noninterest income	$210,000	5,333
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$143,000	4,134
Trading account gains and fees	$0	149
Additional Noninterest Income	$67,000	5,708
Total noninterest expense	$1,305,000	5,553
Salaries and employee benefits	$681,000	5,666
Premises and equipment expense	$244,000	4,574
Additional noninterest expense	$380,000	5,556
Pre-tax net operating income	$986,000	2,987
Securities gains (losses)	$0	3,233
Applicable income taxes	$210,000	2,626
Income before extraordinary items	$776,000	3,112
Extraordinary gains, net	$0	21
Net income	$776,000	3,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,017
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$776,000	3,052
2008-03-31 (YTD Data)		Rank
Total interest income	$1,736,000	4,743
Total interest expense	$726,000	4,790
Net interest income	$1,010,000	4,588
Provision for loan and lease losses	$0	6,080
Total noninterest income	$109,000	5,257
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$76,000	3,987
Trading account gains and fees	$0	158
Additional Noninterest Income	$33,000	5,761
Total noninterest expense	$640,000	5,628
Salaries and employee benefits	$327,000	5,848
Premises and equipment expense	$120,000	4,630
Additional noninterest expense	$193,000	5,479
Pre-tax net operating income	$479,000	3,158
Securities gains (losses)	$0	2,688
Applicable income taxes	$105,000	2,738
Income before extraordinary items	$374,000	3,332
Extraordinary gains, net	$0	15
Net income	$374,000	3,334
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,066
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$374,000	3,236
2007-12-31 (YTD Data)		Rank
Total interest income	$6,678,000	4,870
Total interest expense	$2,729,000	5,039
Net interest income	$3,949,000	4,659
Provision for loan and lease losses	$0	6,851
Total noninterest income	$432,000	5,334
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$287,000	4,170
Trading account gains and fees	$0	178
Additional Noninterest Income	$145,000	5,629
Total noninterest expense	$2,658,000	5,409
Salaries and employee benefits	$1,431,000	5,451
Premises and equipment expense	$471,000	4,547
Additional noninterest expense	$756,000	5,529
Pre-tax net operating income	$1,723,000	3,633
Securities gains (losses)	$0	2,146
Applicable income taxes	$387,000	3,071
Income before extraordinary items	$1,336,000	3,703
Extraordinary gains, net	$0	39
Net income	$1,336,000	3,704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,895
Cash dividends	$1,100,000	2,478
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,336,000	3,697
2007-09-30 (YTD Data)		Rank
Total interest income	$4,954,000	4,918
Total interest expense	$2,014,000	5,096
Net interest income	$2,940,000	4,697
Provision for loan and lease losses	$0	6,528
Total noninterest income	$318,000	5,422
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$208,000	4,259
Trading account gains and fees	$0	184
Additional Noninterest Income	$110,000	5,629
Total noninterest expense	$2,014,000	5,335
Salaries and employee benefits	$1,070,000	5,438
Premises and equipment expense	$380,000	4,313
Additional noninterest expense	$564,000	5,489
Pre-tax net operating income	$1,244,000	3,861
Securities gains (losses)	$0	1,655
Applicable income taxes	$310,000	3,161
Income before extraordinary items	$934,000	4,023
Extraordinary gains, net	$0	33
Net income	$934,000	4,023
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,701
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$934,000	4,003
2007-06-30 (YTD Data)		Rank
Total interest income	$3,259,000	4,984
Total interest expense	$1,308,000	5,171
Net interest income	$1,951,000	4,741
Provision for loan and lease losses	$0	6,209
Total noninterest income	$205,000	5,525
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$137,000	4,285
Trading account gains and fees	$0	168
Additional Noninterest Income	$68,000	5,796
Total noninterest expense	$1,341,000	5,375
Salaries and employee benefits	$718,000	5,478
Premises and equipment expense	$256,000	4,316
Additional noninterest expense	$367,000	5,552
Pre-tax net operating income	$815,000	3,980
Securities gains (losses)	$0	1,444
Applicable income taxes	$205,000	3,229
Income before extraordinary items	$610,000	4,132
Extraordinary gains, net	$0	29
Net income	$610,000	4,132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,435
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$610,000	4,125
2007-03-31 (YTD Data)		Rank
Total interest income	$1,596,000	5,041
Total interest expense	$635,000	5,230
Net interest income	$961,000	4,796
Provision for loan and lease losses	$0	5,779
Total noninterest income	$99,000	5,578
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$68,000	4,246
Trading account gains and fees	$0	195
Additional Noninterest Income	$31,000	5,926
Total noninterest expense	$661,000	5,451
Salaries and employee benefits	$349,000	5,598
Premises and equipment expense	$128,000	4,318
Additional noninterest expense	$184,000	5,531
Pre-tax net operating income	$399,000	4,002
Securities gains (losses)	$0	1,187
Applicable income taxes	$100,000	3,266
Income before extraordinary items	$299,000	4,177
Extraordinary gains, net	$0	22
Net income	$299,000	4,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,955
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$299,000	4,160
2006-12-31 (YTD Data)		Rank
Total interest income	$5,936,000	5,057
Total interest expense	$2,108,000	5,256
Net interest income	$3,828,000	4,784
Provision for loan and lease losses	$45,000	5,711
Total noninterest income	$364,000	5,790
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$233,000	4,662
Trading account gains and fees	$0	130
Additional Noninterest Income	$131,000	5,877
Total noninterest expense	$2,618,000	5,336
Salaries and employee benefits	$1,398,000	5,421
Premises and equipment expense	$482,000	4,376
Additional noninterest expense	$738,000	5,490
Pre-tax net operating income	$1,529,000	4,239
Securities gains (losses)	$0	1,687
Applicable income taxes	$340,000	3,628
Income before extraordinary items	$1,189,000	4,297
Extraordinary gains, net	$0	51
Net income	$1,189,000	4,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,089
Cash dividends	$950,000	2,660
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,189,000	4,280
2006-09-30 (YTD Data)		Rank
Total interest income	$4,372,000	5,097
Total interest expense	$1,522,000	5,297
Net interest income	$2,850,000	4,848
Provision for loan and lease losses	$45,000	5,149
Total noninterest income	$279,000	5,787
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$174,000	4,719
Trading account gains and fees	$0	126
Additional Noninterest Income	$105,000	5,756
Total noninterest expense	$1,967,000	5,317
Salaries and employee benefits	$1,041,000	5,420
Premises and equipment expense	$375,000	4,287
Additional noninterest expense	$551,000	5,486
Pre-tax net operating income	$1,117,000	4,479
Securities gains (losses)	$0	1,388
Applicable income taxes	$295,000	3,597
Income before extraordinary items	$822,000	4,635
Extraordinary gains, net	$0	45
Net income	$822,000	4,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	7,997
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$822,000	4,630
2006-06-30 (YTD Data)		Rank
Total interest income	$2,863,000	5,115
Total interest expense	$972,000	5,301
Net interest income	$1,891,000	4,879
Provision for loan and lease losses	$30,000	4,987
Total noninterest income	$184,000	5,815
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$117,000	4,667
Trading account gains and fees	$0	126
Additional Noninterest Income	$67,000	5,874
Total noninterest expense	$1,290,000	5,373
Salaries and employee benefits	$691,000	5,467
Premises and equipment expense	$242,000	4,353
Additional noninterest expense	$357,000	5,554
Pre-tax net operating income	$755,000	4,451
Securities gains (losses)	$0	1,185
Applicable income taxes	$205,000	3,582
Income before extraordinary items	$550,000	4,650
Extraordinary gains, net	$0	39
Net income	$550,000	4,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,675
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$550,000	4,641
2006-03-31 (YTD Data)		Rank
Total interest income	$1,405,000	5,116
Total interest expense	$462,000	5,333
Net interest income	$943,000	4,884
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$92,000	5,770
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$60,000	4,537
Trading account gains and fees	$0	115
Additional Noninterest Income	$32,000	5,945
Total noninterest expense	$628,000	5,476
Salaries and employee benefits	$338,000	5,552
Premises and equipment expense	$116,000	4,522
Additional noninterest expense	$174,000	5,609
Pre-tax net operating income	$392,000	4,321
Securities gains (losses)	$0	955
Applicable income taxes	$105,000	3,523
Income before extraordinary items	$287,000	4,529
Extraordinary gains, net	$0	21
Net income	$287,000	4,529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,562
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$287,000	4,512
2005-12-31 (YTD Data)		Rank
Total interest income	$5,287,000	4,979
Total interest expense	$1,518,000	5,202
Net interest income	$3,769,000	4,800
Provision for loan and lease losses	$15,000	6,626
Total noninterest income	$656,000	4,567
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$246,000	4,604
Trading account gains and fees	$0	138
Additional Noninterest Income	$410,000	3,741
Total noninterest expense	$2,548,000	5,314
Salaries and employee benefits	$1,353,000	5,401
Premises and equipment expense	$520,000	4,066
Additional noninterest expense	$675,000	5,700
Pre-tax net operating income	$1,862,000	3,857
Securities gains (losses)	$0	2,296
Applicable income taxes	$452,000	3,525
Income before extraordinary items	$1,410,000	3,936
Extraordinary gains, net	$0	46
Net income	$1,410,000	3,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,244
Cash dividends	$1,000,000	2,429
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,410,000	3,909
2005-09-30 (YTD Data)		Rank
Total interest income	$3,913,000	4,991
Total interest expense	$1,090,000	5,203
Net interest income	$2,823,000	4,816
Provision for loan and lease losses	$0	6,899
Total noninterest income	$268,000	6,013
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$181,000	4,678
Trading account gains and fees	$0	126
Additional Noninterest Income	$87,000	6,169
Total noninterest expense	$1,877,000	5,346
Salaries and employee benefits	$1,010,000	5,383
Premises and equipment expense	$382,000	4,105
Additional noninterest expense	$485,000	5,804
Pre-tax net operating income	$1,214,000	4,282
Securities gains (losses)	$0	2,317
Applicable income taxes	$325,000	3,663
Income before extraordinary items	$889,000	4,487
Extraordinary gains, net	$0	35
Net income	$889,000	4,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,099
Cash dividends	$1,000,000	1,776
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$889,000	4,448
2005-06-30 (YTD Data)		Rank
Total interest income	$2,576,000	4,966
Total interest expense	$700,000	5,158
Net interest income	$1,876,000	4,803
Provision for loan and lease losses	$0	6,626
Total noninterest income	$185,000	5,911
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$120,000	4,652
Trading account gains and fees	$0	116
Additional Noninterest Income	$65,000	6,001
Total noninterest expense	$1,239,000	5,365
Salaries and employee benefits	$670,000	5,385
Premises and equipment expense	$245,000	4,214
Additional noninterest expense	$324,000	5,772
Pre-tax net operating income	$822,000	4,232
Securities gains (losses)	$0	2,146
Applicable income taxes	$228,000	3,564
Income before extraordinary items	$594,000	4,431
Extraordinary gains, net	$0	30
Net income	$594,000	4,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,892
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$594,000	4,384
2005-03-31 (YTD Data)		Rank
Total interest income	$1,272,000	4,994
Total interest expense	$337,000	5,155
Net interest income	$935,000	4,843
Provision for loan and lease losses	$0	6,226
Total noninterest income	$98,000	5,732
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$58,000	4,666
Trading account gains and fees	$0	115
Additional Noninterest Income	$40,000	5,645
Total noninterest expense	$612,000	5,451
Salaries and employee benefits	$327,000	5,515
Premises and equipment expense	$122,000	4,262
Additional noninterest expense	$163,000	5,744
Pre-tax net operating income	$421,000	4,126
Securities gains (losses)	$0	1,685
Applicable income taxes	$115,000	3,530
Income before extraordinary items	$306,000	4,312
Extraordinary gains, net	$0	24
Net income	$306,000	4,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$306,000	4,268
2004-12-31 (YTD Data)		Rank
Total interest income	$5,599,000	4,483
Total interest expense	$1,253,000	4,997
Net interest income	$4,346,000	4,228
Provision for loan and lease losses	$-455,000	8,899
Total noninterest income	$476,000	5,397
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$279,000	4,479
Trading account gains and fees	$0	138
Additional Noninterest Income	$197,000	5,139
Total noninterest expense	$2,659,000	5,079
Salaries and employee benefits	$1,358,000	5,287
Premises and equipment expense	$499,000	4,099
Additional noninterest expense	$802,000	5,086
Pre-tax net operating income	$2,618,000	2,881
Securities gains (losses)	$38,000	1,945
Applicable income taxes	$737,000	2,666
Income before extraordinary items	$1,919,000	3,023
Extraordinary gains, net	$0	34
Net income	$1,919,000	3,023
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-461,000	8,939
Cash dividends	$1,007,000	2,301
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,891,640	3,004
2004-09-30 (YTD Data)		Rank
Total interest income	$4,344,000	4,349
Total interest expense	$954,000	4,915
Net interest income	$3,390,000	4,099
Provision for loan and lease losses	$-455,000	8,965
Total noninterest income	$383,000	5,250
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$212,000	4,482
Trading account gains and fees	$0	134
Additional Noninterest Income	$171,000	4,827
Total noninterest expense	$2,015,000	5,003
Salaries and employee benefits	$1,064,000	5,089
Premises and equipment expense	$385,000	3,983
Additional noninterest expense	$566,000	5,240
Pre-tax net operating income	$2,213,000	2,642
Securities gains (losses)	$38,000	1,863
Applicable income taxes	$653,000	2,422
Income before extraordinary items	$1,598,000	2,804
Extraordinary gains, net	$0	26
Net income	$1,598,000	2,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-464,000	8,978
Cash dividends	$307,000	3,392
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,571,020	2,769
2004-06-30 (YTD Data)		Rank
Total interest income	$2,512,000	4,834
Total interest expense	$652,000	4,863
Net interest income	$1,860,000	4,713
Provision for loan and lease losses	$0	6,885
Total noninterest income	$185,000	5,997
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$141,000	4,478
Trading account gains and fees	$0	130
Additional Noninterest Income	$44,000	6,668
Total noninterest expense	$1,220,000	5,377
Salaries and employee benefits	$627,000	5,551
Premises and equipment expense	$256,000	3,999
Additional noninterest expense	$337,000	5,621
Pre-tax net operating income	$825,000	4,029
Securities gains (losses)	$0	3,413
Applicable income taxes	$225,000	3,565
Income before extraordinary items	$600,000	4,250
Extraordinary gains, net	$0	21
Net income	$600,000	4,252
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,017
Cash dividends	$307,000	2,831
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$600,000	4,159
2004-03-31 (YTD Data)		Rank
Total interest income	$1,275,000	4,793
Total interest expense	$331,000	4,873
Net interest income	$944,000	4,660
Provision for loan and lease losses	$0	6,501
Total noninterest income	$92,000	5,974
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$71,000	4,385
Trading account gains and fees	$0	121
Additional Noninterest Income	$21,000	6,731
Total noninterest expense	$612,000	5,384
Salaries and employee benefits	$308,000	5,667
Premises and equipment expense	$130,000	3,989
Additional noninterest expense	$174,000	5,529
Pre-tax net operating income	$424,000	3,944
Securities gains (losses)	$0	2,934
Applicable income taxes	$112,000	3,591
Income before extraordinary items	$312,000	4,167
Extraordinary gains, net	$0	16
Net income	$312,000	4,166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,358
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$312,000	4,036
2003-12-31 (YTD Data)		Rank
Total interest income	$5,440,000	4,604
Total interest expense	$1,633,000	4,635
Net interest income	$3,807,000	4,522
Provision for loan and lease losses	$0	7,651
Total noninterest income	$404,000	5,939
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$285,000	4,422
Trading account gains and fees	$0	160
Additional Noninterest Income	$119,000	6,240
Total noninterest expense	$2,570,000	5,125
Salaries and employee benefits	$1,255,000	5,481
Premises and equipment expense	$494,000	4,100
Additional noninterest expense	$821,000	4,960
Pre-tax net operating income	$1,641,000	3,886
Securities gains (losses)	$0	4,500
Applicable income taxes	$372,000	3,924
Income before extraordinary items	$1,269,000	3,988
Extraordinary gains, net	$0	54
Net income	$1,269,000	3,988
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,435
Cash dividends	$1,200,000	2,037
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,269,000	3,816
2003-09-30 (YTD Data)		Rank
Total interest income	$4,138,000	4,617
Total interest expense	$1,283,000	4,619
Net interest income	$2,855,000	4,544
Provision for loan and lease losses	$0	7,481
Total noninterest income	$306,000	5,979
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$213,000	4,446
Trading account gains and fees	$0	153
Additional Noninterest Income	$93,000	6,209
Total noninterest expense	$1,898,000	5,160
Salaries and employee benefits	$931,000	5,490
Premises and equipment expense	$367,000	4,122
Additional noninterest expense	$600,000	4,997
Pre-tax net operating income	$1,263,000	3,935
Securities gains (losses)	$0	4,204
Applicable income taxes	$330,000	3,751
Income before extraordinary items	$933,000	4,174
Extraordinary gains, net	$0	40
Net income	$933,000	4,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	8,128
Cash dividends	$1,200,000	1,511
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$933,000	4,000
2003-06-30 (YTD Data)		Rank
Total interest income	$2,806,000	4,600
Total interest expense	$900,000	4,579
Net interest income	$1,906,000	4,539
Provision for loan and lease losses	$0	7,324
Total noninterest income	$198,000	6,037
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$140,000	4,453
Trading account gains and fees	$0	150
Additional Noninterest Income	$58,000	6,303
Total noninterest expense	$1,235,000	5,233
Salaries and employee benefits	$602,000	5,606
Premises and equipment expense	$240,000	4,180
Additional noninterest expense	$393,000	5,068
Pre-tax net operating income	$869,000	3,844
Securities gains (losses)	$0	3,782
Applicable income taxes	$218,000	3,797
Income before extraordinary items	$651,000	4,069
Extraordinary gains, net	$0	30
Net income	$651,000	4,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,782
Cash dividends	$1,200,000	1,117
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$651,000	3,884
2003-03-31 (YTD Data)		Rank
Total interest income	$1,426,000	4,566
Total interest expense	$470,000	4,536
Net interest income	$956,000	4,529
Provision for loan and lease losses	$0	6,934
Total noninterest income	$97,000	5,987
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$66,000	4,513
Trading account gains and fees	$0	134
Additional Noninterest Income	$31,000	6,166
Total noninterest expense	$607,000	5,294
Salaries and employee benefits	$289,000	5,747
Premises and equipment expense	$120,000	4,153
Additional noninterest expense	$198,000	4,993
Pre-tax net operating income	$446,000	3,777
Securities gains (losses)	$0	2,891
Applicable income taxes	$105,000	3,848
Income before extraordinary items	$341,000	3,875
Extraordinary gains, net	$0	21
Net income	$341,000	3,873
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$1,200,000	585
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$341,000	3,696
2002-12-31 (YTD Data)		Rank
Total interest income	$6,201,000	4,452
Total interest expense	$2,365,000	4,281
Net interest income	$3,836,000	4,486
Provision for loan and lease losses	$90,000	5,880
Total noninterest income	$466,000	5,415
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$273,000	4,459
Trading account gains and fees	$0	153
Additional Noninterest Income	$193,000	5,108
Total noninterest expense	$2,395,000	5,231
Salaries and employee benefits	$1,168,000	5,580
Premises and equipment expense	$433,000	4,376
Additional noninterest expense	$794,000	4,945
Pre-tax net operating income	$1,817,000	3,640
Securities gains (losses)	$-152,000	9,173
Applicable income taxes	$387,000	3,950
Income before extraordinary items	$1,278,000	3,920
Extraordinary gains, net	$0	70
Net income	$1,278,000	3,919
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,712
Cash dividends	$1,002,000	2,221
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,395,040	3,584
2001-12-31 (YTD Data)		Rank
Total interest income	$7,166,000	4,350
Total interest expense	$3,482,000	4,222
Net interest income	$3,684,000	4,403
Provision for loan and lease losses	$68,000	6,251
Total noninterest income	$386,000	5,774
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$256,000	4,585
Trading account gains and fees	$0	177
Additional Noninterest Income	$130,000	5,824
Total noninterest expense	$2,169,000	5,436
Salaries and employee benefits	$1,153,000	5,471
Premises and equipment expense	$391,000	4,667
Additional noninterest expense	$625,000	5,695
Pre-tax net operating income	$1,833,000	3,385
Securities gains (losses)	$0	4,612
Applicable income taxes	$455,000	3,483
Income before extraordinary items	$1,378,000	3,442
Extraordinary gains, net	$0	105
Net income	$1,378,000	3,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,713
Cash dividends	$1,502,000	1,654
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,378,000	3,344
2000-12-31 (YTD Data)		Rank
Total interest income	$7,402,000	4,378
Total interest expense	$3,667,000	4,250
Net interest income	$3,735,000	4,412
Provision for loan and lease losses	$0	8,337
Total noninterest income	$432,000	5,323
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$262,000	4,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	5,188
Total noninterest expense	$2,114,000	5,477
Salaries and employee benefits	$1,099,000	5,559
Premises and equipment expense	$371,000	4,747
Additional noninterest expense	$644,000	5,508
Pre-tax net operating income	$2,053,000	3,260
Securities gains (losses)	$0	1,956
Applicable income taxes	$529,000	3,356
Income before extraordinary items	$1,524,000	3,212
Extraordinary gains, net	$0	38
Net income	$1,524,000	3,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,747
Cash dividends	$900,000	2,460
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,524,000	3,204
1999-12-31 (YTD Data)		Rank
Total interest income	$6,565,000	4,634
Total interest expense	$3,337,000	4,212
Net interest income	$3,228,000	4,906
Provision for loan and lease losses	$0	8,503
Total noninterest income	$362,000	5,905
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$247,000	4,551
Trading account gains and fees	NA	NA
Additional Noninterest Income	$115,000	6,295
Total noninterest expense	$2,040,000	5,620
Salaries and employee benefits	$1,016,000	5,820
Premises and equipment expense	$390,000	4,632
Additional noninterest expense	$634,000	5,622
Pre-tax net operating income	$1,550,000	3,998
Securities gains (losses)	$0	3,155
Applicable income taxes	$366,000	4,378
Income before extraordinary items	$1,184,000	3,916
Extraordinary gains, net	$0	35
Net income	$1,184,000	3,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,834
Cash dividends	$800,000	2,646
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,184,000	3,883
1998-12-31 (YTD Data)		Rank
Total interest income	$6,389,000	4,760
Total interest expense	$3,228,000	4,450
Net interest income	$3,161,000	4,957
Provision for loan and lease losses	$30,000	7,298
Total noninterest income	$344,000	6,060
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$226,000	4,799
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	6,242
Total noninterest expense	$2,030,000	5,543
Salaries and employee benefits	$971,000	5,890
Premises and equipment expense	$414,000	4,303
Additional noninterest expense	$645,000	5,476
Pre-tax net operating income	$1,445,000	4,301
Securities gains (losses)	$0	4,449
Applicable income taxes	$343,000	4,812
Income before extraordinary items	$1,102,000	4,175
Extraordinary gains, net	$0	32
Net income	$1,102,000	4,174
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,174
Cash dividends	$351,000	4,243
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,102,000	4,091
1997-12-31 (YTD Data)		Rank
Total interest income	$6,275,000	4,882
Total interest expense	$3,289,000	4,345
Net interest income	$2,986,000	5,325
Provision for loan and lease losses	$85,000	5,536
Total noninterest income	$395,000	5,774
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$299,000	4,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	6,891
Total noninterest expense	$1,903,000	5,841
Salaries and employee benefits	$913,000	6,221
Premises and equipment expense	$416,000	4,318
Additional noninterest expense	$574,000	5,966
Pre-tax net operating income	$1,393,000	4,739
Securities gains (losses)	$-2,000	9,246
Applicable income taxes	$374,000	5,099
Income before extraordinary items	$1,017,000	4,647
Extraordinary gains, net	$0	44
Net income	$1,017,000	4,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	4,010
Cash dividends	$152,000	5,858
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,018,460	4,577
1996-12-31 (YTD Data)		Rank
Total interest income	$6,225,000	5,044
Total interest expense	$3,453,000	4,240
Net interest income	$2,772,000	5,775
Provision for loan and lease losses	$160,000	3,923
Total noninterest income	$355,000	6,377
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$270,000	4,553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	7,591
Total noninterest expense	$1,807,000	6,367
Salaries and employee benefits	$834,000	6,805
Premises and equipment expense	$394,000	4,586
Additional noninterest expense	$579,000	6,489
Pre-tax net operating income	$1,160,000	5,240
Securities gains (losses)	$-3,000	9,684
Applicable income taxes	$306,000	5,765
Income before extraordinary items	$851,000	5,074
Extraordinary gains, net	$0	53
Net income	$851,000	5,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	4,367
Cash dividends	$150,000	5,964
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$853,220	5,010
1995-12-31 (YTD Data)		Rank
Total interest income	$6,010,000	5,203
Total interest expense	$3,409,000	4,253
Net interest income	$2,601,000	6,125
Provision for loan and lease losses	$0	8,958
Total noninterest income	$354,000	6,436
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$266,000	4,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	7,639
Total noninterest expense	$1,869,000	6,305
Salaries and employee benefits	$822,000	6,979
Premises and equipment expense	$357,000	4,955
Additional noninterest expense	$690,000	5,928
Pre-tax net operating income	$1,086,000	5,646
Securities gains (losses)	$0	3,831
Applicable income taxes	$273,000	6,324
Income before extraordinary items	$813,000	5,385
Extraordinary gains, net	$0	65
Net income	$813,000	5,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	11,194
Cash dividends	$223,000	5,236
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$813,000	5,357
1994-12-31 (YTD Data)		Rank
Total interest income	$5,301,000	5,394
Total interest expense	$2,591,000	4,499
Net interest income	$2,710,000	6,084
Provision for loan and lease losses	$0	9,146
Total noninterest income	$344,000	6,740
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$271,000	4,739
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	8,528
Total noninterest expense	$2,007,000	6,183
Salaries and employee benefits	$870,000	6,815
Premises and equipment expense	$238,000	6,721
Additional noninterest expense	$899,000	5,170
Pre-tax net operating income	$1,047,000	5,765
Securities gains (losses)	$0	3,600
Applicable income taxes	$235,000	6,753
Income before extraordinary items	$812,000	5,306
Extraordinary gains, net	$0	249
Net income	$812,000	5,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-46,000	11,837
Cash dividends	$120,000	6,524
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$812,000	5,363
1993-12-31 (YTD Data)		Rank
Total interest income	$5,458,000	5,368
Total interest expense	$2,543,000	4,740
Net interest income	$2,915,000	5,779
Provision for loan and lease losses	$0	10,371
Total noninterest income	$398,000	6,493
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$278,000	4,718
Trading account gains and fees	NA	NA
Additional Noninterest Income	$120,000	7,302
Total noninterest expense	$1,987,000	6,369
Salaries and employee benefits	$824,000	7,174
Premises and equipment expense	$203,000	7,624
Additional noninterest expense	$960,000	5,103
Pre-tax net operating income	$1,326,000	4,792
Securities gains (losses)	$31,000	4,064
Applicable income taxes	$330,000	5,736
Income before extraordinary items	$1,027,000	4,600
Extraordinary gains, net	$0	3,149
Net income	$1,027,000	4,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	12,096
Cash dividends	$144,000	6,205
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,003,440	4,451
1992-12-31 (YTD Data)		Rank
Total interest income	$6,332,000	5,252
Total interest expense	$3,508,000	4,535
Net interest income	$2,824,000	6,017
Provision for loan and lease losses	$95,000	7,436
Total noninterest income	$284,000	7,944
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$196,000	6,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	8,520
Total noninterest expense	$1,871,000	6,736
Salaries and employee benefits	$744,000	7,653
Premises and equipment expense	$176,000	8,414
Additional noninterest expense	$951,000	5,266
Pre-tax net operating income	$1,142,000	5,122
Securities gains (losses)	$66,000	3,674
Applicable income taxes	$335,000	5,521
Income before extraordinary items	$873,000	5,035
Extraordinary gains, net	$0	1,422
Net income	$873,000	5,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$184,000	4,385
Cash dividends	$108,000	6,422
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$825,480	4,934

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.