The Waterford Commercial and Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$2,134,0004,287
Total interest expense$415,0004,181
Net interest income$1,719,0004,280
Provision for loan and lease losses$3,0003,233
Total noninterest income$371,0003,639
Gross Fiduciary activities income$0981
Service charges on deposit accounts$103,0003,347
Trading account gains and feesNANA
Additional Noninterest Income$268,0003,475
Total noninterest expense$1,806,0004,135
Salaries and employee benefits$724,0004,288
Premises and equipment expense$213,0003,905
Additional noninterest expense$268,0003,475
Pre-tax net operating income$281,0004,122
Securities gains (losses)$15,000695
Applicable income taxes$50,0003,025
Income before extraordinary items$246,0004,118
Extraordinary gains, net$054
Net income$246,0004,158
Minority interest net income$088
Net income of bank and minority interests.$246,0004,120
Net charge-offs$02,884
Cash dividends$120,0003,298
Sale, conversion, retirement of capital stock, net$0540
Net operating income$233,5504,152
2023-09-30 (YTD Data)Rank
Total interest income$1,550,0004,309
Total interest expense$277,0004,194
Net interest income$1,273,0004,298
Provision for loan and lease losses$3,0003,033
Total noninterest income$278,0003,642
Gross Fiduciary activities income$0950
Service charges on deposit accounts$75,0003,379
Trading account gains and feesNANA
Additional Noninterest Income$203,0003,472
Total noninterest expense$1,314,0004,145
Salaries and employee benefits$518,0004,309
Premises and equipment expense$159,0003,909
Additional noninterest expense$203,0003,471
Pre-tax net operating income$234,0004,164
Securities gains (losses)$7,000656
Applicable income taxes$41,0003,066
Income before extraordinary items$200,0004,152
Extraordinary gains, net$052
Net income$200,0004,190
Minority interest net income$081
Net income of bank and minority interests.$200,0004,151
Net charge-offs$02,641
Cash dividends$90,0002,939
Sale, conversion, retirement of capital stock, net$0507
Net operating income$194,1904,188
2023-06-30 (YTD Data)Rank
Total interest income$1,008,0004,327
Total interest expense$154,0004,218
Net interest income$854,0004,333
Provision for loan and lease losses$3,0002,874
Total noninterest income$185,0003,641
Gross Fiduciary activities income$0931
Service charges on deposit accounts$50,0003,377
Trading account gains and feesNANA
Additional Noninterest Income$135,0003,476
Total noninterest expense$886,0004,154
Salaries and employee benefits$350,0004,331
Premises and equipment expense$109,0003,895
Additional noninterest expense$135,0003,463
Pre-tax net operating income$150,0004,226
Securities gains (losses)$8,000684
Applicable income taxes$28,0003,071
Income before extraordinary items$130,0004,217
Extraordinary gains, net$051
Net income$130,0004,259
Minority interest net income$081
Net income of bank and minority interests.$130,0004,216
Net charge-offs$-5,0003,722
Cash dividends$60,0002,839
Sale, conversion, retirement of capital stock, net$0486
Net operating income$123,4404,245
2023-03-31 (YTD Data)Rank
Total interest income$487,0004,383
Total interest expense$52,0004,332
Net interest income$435,0004,337
Provision for loan and lease losses$3,0002,523
Total noninterest income$90,0003,680
Gross Fiduciary activities income$0913
Service charges on deposit accounts$26,0003,350
Trading account gains and feesNANA
Additional Noninterest Income$64,0003,525
Total noninterest expense$442,0004,218
Salaries and employee benefits$167,0004,400
Premises and equipment expense$59,0003,874
Additional noninterest expense$64,0003,525
Pre-tax net operating income$80,0004,274
Securities gains (losses)$4,000770
Applicable income taxes$14,0003,070
Income before extraordinary items$70,0004,249
Extraordinary gains, net$04
Net income$70,0004,249
Minority interest net income$048
Net income of bank and minority interests.$70,0004,249
Net charge-offs$-5,0003,836
Cash dividends$30,0002,273
Sale, conversion, retirement of capital stock, net$0430
Net operating income$66,6804,296
2022-12-31 (YTD Data)Rank
Total interest income$1,863,0004,323
Total interest expense$113,0004,352
Net interest income$1,750,0004,304
Provision for loan and lease losses$12,0002,867
Total noninterest income$376,0003,750
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$116,0003,316
Trading account gains and feesNANA
Additional Noninterest Income$260,0003,638
Total noninterest expense$1,744,0004,240
Salaries and employee benefits$718,0004,402
Premises and equipment expense$186,0004,083
Additional noninterest expense$260,0003,638
Pre-tax net operating income$370,0004,272
Securities gains (losses)$-3,0003,239
Applicable income taxes$65,0003,171
Income before extraordinary items$302,0004,280
Extraordinary gains, net$05
Net income$302,0004,279
Minority interest net income$063
Net income of bank and minority interests.$302,0004,280
Net charge-offs$29,0001,789
Cash dividends$120,0003,296
Sale, conversion, retirement of capital stock, net$0568
Net operating income$304,4604,289
2022-09-30 (YTD Data)Rank
Total interest income$1,378,0004,339
Total interest expense$86,0004,308
Net interest income$1,292,0004,326
Provision for loan and lease losses$9,0002,702
Total noninterest income$286,0003,771
Gross Fiduciary activities income$0968
Service charges on deposit accounts$89,0003,310
Trading account gains and feesNANA
Additional Noninterest Income$197,0003,662
Total noninterest expense$1,278,0004,258
Salaries and employee benefits$515,0004,440
Premises and equipment expense$142,0004,094
Additional noninterest expense$197,0003,662
Pre-tax net operating income$291,0004,275
Securities gains (losses)$-11,0003,806
Applicable income taxes$48,0003,178
Income before extraordinary items$232,0004,276
Extraordinary gains, net$04
Net income$232,0004,275
Minority interest net income$057
Net income of bank and minority interests.$232,0004,275
Net charge-offs$26,0001,502
Cash dividends$90,0002,950
Sale, conversion, retirement of capital stock, net$0519
Net operating income$241,1304,292
2022-06-30 (YTD Data)Rank
Total interest income$896,0004,384
Total interest expense$54,0004,363
Net interest income$842,0004,365
Provision for loan and lease losses$6,0002,475
Total noninterest income$193,0003,753
Gross Fiduciary activities income$0925
Service charges on deposit accounts$56,0003,394
Trading account gains and feesNANA
Additional Noninterest Income$137,0003,659
Total noninterest expense$827,0004,297
Salaries and employee benefits$323,0004,490
Premises and equipment expense$94,0004,115
Additional noninterest expense$410,0003,873
Pre-tax net operating income$202,0004,208
Securities gains (losses)$-5,0003,836
Applicable income taxes$35,0003,084
Income before extraordinary items$162,0004,205
Extraordinary gains, net$04
Net income$162,0004,205
Minority interest net income$060
Net income of bank and minority interests.$162,0004,205
Net charge-offs$26,0001,228
Cash dividends$60,0002,842
Sale, conversion, retirement of capital stock, net$0494
Net operating income$166,1004,234
2022-03-31 (YTD Data)Rank
Total interest income$438,0004,400
Total interest expense$27,0004,367
Net interest income$411,0004,368
Provision for loan and lease losses$3,0002,190
Total noninterest income$96,0003,729
Gross Fiduciary activities income$0892
Service charges on deposit accounts$27,0003,409
Trading account gains and feesNANA
Additional Noninterest Income$69,0003,624
Total noninterest expense$408,0004,316
Salaries and employee benefits$159,0004,516
Premises and equipment expense$47,0004,132
Additional noninterest expense$202,0003,889
Pre-tax net operating income$96,0004,142
Securities gains (losses)$3,000496
Applicable income taxes$17,0002,970
Income before extraordinary items$82,0004,157
Extraordinary gains, net$04
Net income$82,0004,156
Minority interest net income$050
Net income of bank and minority interests.$82,0004,157
Net charge-offs$01,838
Cash dividends$30,0002,202
Sale, conversion, retirement of capital stock, net$0453
Net operating income$79,5104,187
2021-12-31 (YTD Data)Rank
Total interest income$2,036,0004,361
Total interest expense$133,0004,378
Net interest income$1,903,0004,328
Provision for loan and lease losses$12,0002,935
Total noninterest income$479,0003,692
Gross Fiduciary activities income$0994
Service charges on deposit accounts$92,0003,543
Trading account gains and feesNANA
Additional Noninterest Income$387,0003,500
Total noninterest expense$1,754,0004,294
Salaries and employee benefits$716,0004,491
Premises and equipment expense$180,0004,212
Additional noninterest expense$858,0003,858
Pre-tax net operating income$616,0004,141
Securities gains (losses)$1,0002,004
Applicable income taxes$115,0003,000
Income before extraordinary items$502,0004,202
Extraordinary gains, net$010
Net income$502,0004,201
Minority interest net income$074
Net income of bank and minority interests.$502,0004,202
Net charge-offs$02,705
Cash dividends$150,0003,348
Sale, conversion, retirement of capital stock, net$0582
Net operating income$501,1904,184
2021-09-30 (YTD Data)Rank
Total interest income$1,586,0004,417
Total interest expense$100,0004,465
Net interest income$1,486,0004,379
Provision for loan and lease losses$9,0002,844
Total noninterest income$382,0003,679
Gross Fiduciary activities income$0957
Service charges on deposit accounts$65,0003,618
Trading account gains and feesNANA
Additional Noninterest Income$317,0003,464
Total noninterest expense$1,280,0004,362
Salaries and employee benefits$510,0004,579
Premises and equipment expense$133,0004,273
Additional noninterest expense$637,0003,884
Pre-tax net operating income$579,0004,135
Securities gains (losses)$3,0001,854
Applicable income taxes$110,0002,891
Income before extraordinary items$472,0004,204
Extraordinary gains, net$08
Net income$472,0004,203
Minority interest net income$069
Net income of bank and minority interests.$472,0004,204
Net charge-offs$1,0002,373
Cash dividends$120,0003,009
Sale, conversion, retirement of capital stock, net$0543
Net operating income$469,5704,184
2021-06-30 (YTD Data)Rank
Total interest income$1,134,0004,407
Total interest expense$64,0004,535
Net interest income$1,070,0004,366
Provision for loan and lease losses$6,0002,748
Total noninterest income$283,0003,576
Gross Fiduciary activities income$0951
Service charges on deposit accounts$41,0003,648
Trading account gains and feesNANA
Additional Noninterest Income$242,0003,336
Total noninterest expense$839,0004,406
Salaries and employee benefits$325,0004,642
Premises and equipment expense$88,0004,301
Additional noninterest expense$426,0003,896
Pre-tax net operating income$508,0003,955
Securities gains (losses)$5,0001,571
Applicable income taxes$100,0002,731
Income before extraordinary items$413,0004,040
Extraordinary gains, net$06
Net income$413,0004,040
Minority interest net income$067
Net income of bank and minority interests.$413,0004,040
Net charge-offs$02,245
Cash dividends$70,0002,941
Sale, conversion, retirement of capital stock, net$0517
Net operating income$408,9504,039
2021-03-31 (YTD Data)Rank
Total interest income$586,0004,406
Total interest expense$32,0004,590
Net interest income$554,0004,334
Provision for loan and lease losses$3,0002,653
Total noninterest income$146,0003,547
Gross Fiduciary activities income$0922
Service charges on deposit accounts$21,0003,625
Trading account gains and feesNANA
Additional Noninterest Income$125,0003,300
Total noninterest expense$428,0004,406
Salaries and employee benefits$166,0004,653
Premises and equipment expense$43,0004,332
Additional noninterest expense$219,0003,855
Pre-tax net operating income$269,0003,863
Securities gains (losses)$01,392
Applicable income taxes$53,0002,669
Income before extraordinary items$216,0003,972
Extraordinary gains, net$03
Net income$216,0003,971
Minority interest net income$055
Net income of bank and minority interests.$216,0003,972
Net charge-offs$01,930
Cash dividends$30,0002,351
Sale, conversion, retirement of capital stock, net$0482
Net operating income$216,0003,958
2020-12-31 (YTD Data)Rank
Total interest income$1,883,0004,595
Total interest expense$177,0004,619
Net interest income$1,706,0004,543
Provision for loan and lease losses$12,0004,201
Total noninterest income$457,0003,697
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$100,0003,570
Trading account gains and feesNANA
Additional Noninterest Income$357,0003,476
Total noninterest expense$1,695,0004,433
Salaries and employee benefits$729,0004,625
Premises and equipment expense$178,0004,344
Additional noninterest expense$788,0003,979
Pre-tax net operating income$456,0004,258
Securities gains (losses)$10,0002,309
Applicable income taxes$79,0003,023
Income before extraordinary items$387,0004,327
Extraordinary gains, net$04
Net income$387,0004,326
Minority interest net income$072
Net income of bank and minority interests.$387,0004,327
Net charge-offs$03,443
Cash dividends$124,0003,554
Sale, conversion, retirement of capital stock, net$0566
Net operating income$378,7004,295
2020-09-30 (YTD Data)Rank
Total interest income$1,423,0004,630
Total interest expense$138,0004,652
Net interest income$1,285,0004,580
Provision for loan and lease losses$9,0004,146
Total noninterest income$307,0003,799
Gross Fiduciary activities income$0981
Service charges on deposit accounts$73,0003,625
Trading account gains and feesNANA
Additional Noninterest Income$234,0003,577
Total noninterest expense$1,246,0004,460
Salaries and employee benefits$534,0004,658
Premises and equipment expense$127,0004,412
Additional noninterest expense$585,0003,990
Pre-tax net operating income$337,0004,305
Securities gains (losses)$5,0002,254
Applicable income taxes$58,0003,019
Income before extraordinary items$284,0004,363
Extraordinary gains, net$04
Net income$284,0004,361
Minority interest net income$065
Net income of bank and minority interests.$284,0004,363
Net charge-offs$03,243
Cash dividends$94,0003,190
Sale, conversion, retirement of capital stock, net$0532
Net operating income$279,8504,326
2020-06-30 (YTD Data)Rank
Total interest income$957,0004,670
Total interest expense$90,0004,714
Net interest income$867,0004,614
Provision for loan and lease losses$6,0004,040
Total noninterest income$186,0003,875
Gross Fiduciary activities income$0970
Service charges on deposit accounts$48,0003,662
Trading account gains and feesNANA
Additional Noninterest Income$138,0003,657
Total noninterest expense$807,0004,513
Salaries and employee benefits$340,0004,722
Premises and equipment expense$84,0004,437
Additional noninterest expense$383,0004,032
Pre-tax net operating income$240,0004,247
Securities gains (losses)$2,0002,125
Applicable income taxes$41,0002,981
Income before extraordinary items$201,0004,324
Extraordinary gains, net$04
Net income$201,0004,324
Minority interest net income$065
Net income of bank and minority interests.$201,0004,324
Net charge-offs$03,033
Cash dividends$64,0003,085
Sale, conversion, retirement of capital stock, net$0504
Net operating income$199,3404,282
2020-03-31 (YTD Data)Rank
Total interest income$482,0004,713
Total interest expense$42,0004,822
Net interest income$440,0004,642
Provision for loan and lease losses$3,0003,621
Total noninterest income$87,0003,921
Gross Fiduciary activities income$0941
Service charges on deposit accounts$30,0003,649
Trading account gains and feesNANA
Additional Noninterest Income$57,0003,737
Total noninterest expense$418,0004,530
Salaries and employee benefits$185,0004,700
Premises and equipment expense$38,0004,549
Additional noninterest expense$195,0004,070
Pre-tax net operating income$106,0004,242
Securities gains (losses)$-4,0004,748
Applicable income taxes$17,0002,964
Income before extraordinary items$85,0004,306
Extraordinary gains, net$04
Net income$85,0004,306
Minority interest net income$056
Net income of bank and minority interests.$85,0004,306
Net charge-offs$02,581
Cash dividends$34,0002,545
Sale, conversion, retirement of capital stock, net$0482
Net operating income$88,3204,275
2019-12-31 (YTD Data)Rank
Total interest income$2,000,0004,759
Total interest expense$181,0004,842
Net interest income$1,819,0004,689
Provision for loan and lease losses$12,0003,825
Total noninterest income$376,0003,958
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$126,0003,693
Trading account gains and feesNANA
Additional Noninterest Income$250,0003,747
Total noninterest expense$1,610,0004,627
Salaries and employee benefits$700,0004,812
Premises and equipment expense$167,0004,535
Additional noninterest expense$743,0004,198
Pre-tax net operating income$573,0004,364
Securities gains (losses)$21,0001,630
Applicable income taxes$104,0002,997
Income before extraordinary items$490,0004,397
Extraordinary gains, net$011
Net income$490,0004,399
Minority interest net income$076
Net income of bank and minority interests.$490,0004,399
Net charge-offs$-10,0004,459
Cash dividends$128,0003,679
Sale, conversion, retirement of capital stock, net$0626
Net operating income$472,7804,404
2019-09-30 (YTD Data)Rank
Total interest income$1,489,0004,839
Total interest expense$131,0004,922
Net interest income$1,358,0004,768
Provision for loan and lease losses$9,0003,713
Total noninterest income$271,0004,028
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$92,0003,773
Trading account gains and feesNANA
Additional Noninterest Income$179,0003,830
Total noninterest expense$1,193,0004,678
Salaries and employee benefits$518,0004,863
Premises and equipment expense$123,0004,601
Additional noninterest expense$552,0004,251
Pre-tax net operating income$427,0004,461
Securities gains (losses)$14,0001,557
Applicable income taxes$77,0003,075
Income before extraordinary items$364,0004,511
Extraordinary gains, net$011
Net income$364,0004,510
Minority interest net income$072
Net income of bank and minority interests.$364,0004,510
Net charge-offs$-10,0004,426
Cash dividends$94,0003,379
Sale, conversion, retirement of capital stock, net$0590
Net operating income$352,3804,511
2019-06-30 (YTD Data)Rank
Total interest income$974,0004,887
Total interest expense$84,0004,975
Net interest income$890,0004,817
Provision for loan and lease losses$6,0003,561
Total noninterest income$168,0004,112
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$60,0003,813
Trading account gains and feesNANA
Additional Noninterest Income$108,0003,917
Total noninterest expense$784,0004,729
Salaries and employee benefits$335,0004,925
Premises and equipment expense$80,0004,642
Additional noninterest expense$369,0004,273
Pre-tax net operating income$268,0004,522
Securities gains (losses)$12,0001,180
Applicable income taxes$49,0003,095
Income before extraordinary items$231,0004,556
Extraordinary gains, net$011
Net income$231,0004,554
Minority interest net income$069
Net income of bank and minority interests.$231,0004,554
Net charge-offs$-10,0004,479
Cash dividends$60,0003,290
Sale, conversion, retirement of capital stock, net$0573
Net operating income$221,1604,568
2019-03-31 (YTD Data)Rank
Total interest income$471,0004,958
Total interest expense$40,0005,038
Net interest income$431,0004,882
Provision for loan and lease losses$3,0003,314
Total noninterest income$83,0004,127
Gross Fiduciary activities income$0972
Service charges on deposit accounts$31,0003,776
Trading account gains and feesNANA
Additional Noninterest Income$52,0003,951
Total noninterest expense$401,0004,751
Salaries and employee benefits$176,0004,935
Premises and equipment expense$40,0004,696
Additional noninterest expense$185,0004,305
Pre-tax net operating income$110,0004,624
Securities gains (losses)$7,000777
Applicable income taxes$20,0003,154
Income before extraordinary items$97,0004,651
Extraordinary gains, net$05
Net income$97,0004,650
Minority interest net income$052
Net income of bank and minority interests.$97,0004,650
Net charge-offs$2,0002,456
Cash dividends$30,0002,701
Sale, conversion, retirement of capital stock, net$0529
Net operating income$91,1904,683
2018-12-31 (YTD Data)Rank
Total interest income$1,808,0004,992
Total interest expense$94,0005,179
Net interest income$1,714,0004,909
Provision for loan and lease losses$37,0003,623
Total noninterest income$334,0004,223
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$125,0003,899
Trading account gains and feesNANA
Additional Noninterest Income$209,0004,037
Total noninterest expense$1,525,0004,835
Salaries and employee benefits$634,0005,058
Premises and equipment expense$169,0004,695
Additional noninterest expense$722,0004,364
Pre-tax net operating income$486,0004,658
Securities gains (losses)$-3,0004,159
Applicable income taxes$80,0003,203
Income before extraordinary items$403,0004,696
Extraordinary gains, net$06
Net income$403,0004,695
Minority interest net income$072
Net income of bank and minority interests.$403,0004,695
Net charge-offs$14,0003,234
Cash dividends$114,0003,787
Sale, conversion, retirement of capital stock, net$0671
Net operating income$405,4904,699
2018-09-30 (YTD Data)Rank
Total interest income$1,323,0005,060
Total interest expense$66,0005,244
Net interest income$1,257,0004,985
Provision for loan and lease losses$9,0003,800
Total noninterest income$247,0004,261
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$91,0003,969
Trading account gains and feesNANA
Additional Noninterest Income$156,0004,069
Total noninterest expense$1,125,0004,884
Salaries and employee benefits$473,0005,101
Premises and equipment expense$124,0004,749
Additional noninterest expense$528,0004,416
Pre-tax net operating income$370,0004,736
Securities gains (losses)$01,118
Applicable income taxes$61,0003,241
Income before extraordinary items$309,0004,764
Extraordinary gains, net$05
Net income$309,0004,762
Minority interest net income$066
Net income of bank and minority interests.$309,0004,763
Net charge-offs$15,0002,827
Cash dividends$84,0003,424
Sale, conversion, retirement of capital stock, net$0633
Net operating income$309,0004,769
2018-06-30 (YTD Data)Rank
Total interest income$856,0005,128
Total interest expense$41,0005,309
Net interest income$815,0005,066
Provision for loan and lease losses$6,0003,639
Total noninterest income$159,0004,335
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$59,0004,021
Trading account gains and feesNANA
Additional Noninterest Income$100,0004,134
Total noninterest expense$739,0004,954
Salaries and employee benefits$306,0005,184
Premises and equipment expense$82,0004,790
Additional noninterest expense$351,0004,465
Pre-tax net operating income$229,0004,797
Securities gains (losses)$0961
Applicable income taxes$37,0003,280
Income before extraordinary items$192,0004,828
Extraordinary gains, net$06
Net income$192,0004,827
Minority interest net income$065
Net income of bank and minority interests.$192,0004,827
Net charge-offs$3,0002,950
Cash dividends$54,0003,331
Sale, conversion, retirement of capital stock, net$0620
Net operating income$192,0004,830
2018-03-31 (YTD Data)Rank
Total interest income$411,0005,206
Total interest expense$19,0005,380
Net interest income$392,0005,149
Provision for loan and lease losses$3,0003,382
Total noninterest income$80,0004,346
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$29,0004,060
Trading account gains and feesNANA
Additional Noninterest Income$51,0004,130
Total noninterest expense$386,0004,957
Salaries and employee benefits$161,0005,205
Premises and equipment expense$44,0004,780
Additional noninterest expense$181,0004,473
Pre-tax net operating income$83,0004,991
Securities gains (losses)$0735
Applicable income taxes$12,0003,428
Income before extraordinary items$71,0004,999
Extraordinary gains, net$07
Net income$71,0004,998
Minority interest net income$052
Net income of bank and minority interests.$71,0004,999
Net charge-offs$02,722
Cash dividends$32,0002,640
Sale, conversion, retirement of capital stock, net$0580
Net operating income$71,0005,001
2017-12-31 (YTD Data)Rank
Total interest income$1,656,0005,229
Total interest expense$85,0005,391
Net interest income$1,571,0005,180
Provision for loan and lease losses$32,0003,759
Total noninterest income$343,0004,346
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$118,0004,160
Trading account gains and feesNANA
Additional Noninterest Income$225,0004,086
Total noninterest expense$1,428,0005,102
Salaries and employee benefits$584,0005,330
Premises and equipment expense$162,0004,939
Additional noninterest expense$682,0004,621
Pre-tax net operating income$454,0004,797
Securities gains (losses)$15,0001,438
Applicable income taxes$100,0003,281
Income before extraordinary items$369,0004,723
Extraordinary gains, net$09
Net income$369,0004,723
Minority interest net income$076
Net income of bank and minority interests.$369,0004,723
Net charge-offs$26,0003,302
Cash dividends$104,0003,879
Sale, conversion, retirement of capital stock, net$0711
Net operating income$357,1504,732
2017-09-30 (YTD Data)Rank
Total interest income$1,232,0005,293
Total interest expense$60,0005,469
Net interest income$1,172,0005,249
Provision for loan and lease losses$9,0003,928
Total noninterest income$261,0004,387
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$89,0004,188
Trading account gains and feesNANA
Additional Noninterest Income$172,0004,123
Total noninterest expense$1,064,0005,150
Salaries and employee benefits$435,0005,382
Premises and equipment expense$133,0004,890
Additional noninterest expense$496,0004,701
Pre-tax net operating income$360,0004,847
Securities gains (losses)$15,0001,443
Applicable income taxes$93,0003,185
Income before extraordinary items$282,0004,917
Extraordinary gains, net$09
Net income$282,0004,917
Minority interest net income$071
Net income of bank and minority interests.$282,0004,917
Net charge-offs$26,0002,851
Cash dividends$80,0003,483
Sale, conversion, retirement of capital stock, net$0677
Net operating income$270,7504,933
2017-06-30 (YTD Data)Rank
Total interest income$809,0005,340
Total interest expense$39,0005,512
Net interest income$770,0005,294
Provision for loan and lease losses$6,0003,724
Total noninterest income$168,0004,450
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$60,0004,182
Trading account gains and feesNANA
Additional Noninterest Income$108,0004,204
Total noninterest expense$707,0005,196
Salaries and employee benefits$280,0005,453
Premises and equipment expense$91,0004,886
Additional noninterest expense$336,0004,711
Pre-tax net operating income$225,0004,896
Securities gains (losses)$15,0001,091
Applicable income taxes$50,0003,307
Income before extraordinary items$190,0004,915
Extraordinary gains, net$011
Net income$190,0004,915
Minority interest net income$071
Net income of bank and minority interests.$190,0004,915
Net charge-offs$03,512
Cash dividends$54,0003,369
Sale, conversion, retirement of capital stock, net$0659
Net operating income$178,1504,946
2017-03-31 (YTD Data)Rank
Total interest income$397,0005,396
Total interest expense$18,0005,596
Net interest income$379,0005,340
Provision for loan and lease losses$3,0003,441
Total noninterest income$73,0004,634
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$31,0004,167
Trading account gains and feesNANA
Additional Noninterest Income$42,0004,488
Total noninterest expense$364,0005,218
Salaries and employee benefits$147,0005,474
Premises and equipment expense$50,0004,831
Additional noninterest expense$167,0004,760
Pre-tax net operating income$85,0005,068
Securities gains (losses)$15,000575
Applicable income taxes$12,0003,531
Income before extraordinary items$88,0004,959
Extraordinary gains, net$08
Net income$88,0004,959
Minority interest net income$055
Net income of bank and minority interests.$88,0004,959
Net charge-offs$02,943
Cash dividends$32,0002,710
Sale, conversion, retirement of capital stock, net$0632
Net operating income$74,8005,074
2016-12-31 (YTD Data)Rank
Total interest income$1,584,0005,447
Total interest expense$86,0005,575
Net interest income$1,498,0005,413
Provision for loan and lease losses$12,0004,157
Total noninterest income$320,0004,612
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$120,0004,298
Trading account gains and fees$0170
Additional Noninterest Income$200,0004,360
Total noninterest expense$1,420,0005,308
Salaries and employee benefits$575,0005,552
Premises and equipment expense$163,0005,124
Additional noninterest expense$682,0004,812
Pre-tax net operating income$386,0005,017
Securities gains (losses)$3,0002,978
Applicable income taxes$83,0003,403
Income before extraordinary items$306,0005,095
Extraordinary gains, net$05
Net income$306,0005,094
Minority interest net income$082
Net income of bank and minority interests.$306,0005,094
Net charge-offs$4,0004,063
Cash dividends$76,0004,044
Sale, conversion, retirement of capital stock, net$0759
Net operating income$303,6305,067
2016-09-30 (YTD Data)Rank
Total interest income$1,188,0005,504
Total interest expense$62,0005,648
Net interest income$1,126,0005,464
Provision for loan and lease losses$9,0004,048
Total noninterest income$230,0004,694
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$88,0004,353
Trading account gains and fees$0169
Additional Noninterest Income$142,0004,465
Total noninterest expense$1,062,0005,347
Salaries and employee benefits$431,0005,585
Premises and equipment expense$121,0005,177
Additional noninterest expense$510,0004,846
Pre-tax net operating income$285,0005,093
Securities gains (losses)$2,0002,985
Applicable income taxes$56,0003,518
Income before extraordinary items$231,0005,178
Extraordinary gains, net$05
Net income$231,0005,178
Minority interest net income$071
Net income of bank and minority interests.$231,0005,178
Net charge-offs$3,0003,728
Cash dividends$54,0003,642
Sale, conversion, retirement of capital stock, net$0719
Net operating income$229,4005,126
2016-06-30 (YTD Data)Rank
Total interest income$776,0005,580
Total interest expense$42,0005,703
Net interest income$734,0005,536
Provision for loan and lease losses$6,0003,874
Total noninterest income$149,0004,750
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$54,0004,468
Trading account gains and fees$0157
Additional Noninterest Income$95,0004,470
Total noninterest expense$712,0005,401
Salaries and employee benefits$282,0005,668
Premises and equipment expense$86,0005,135
Additional noninterest expense$344,0004,887
Pre-tax net operating income$165,0005,218
Securities gains (losses)$2,0002,664
Applicable income taxes$22,0003,735
Income before extraordinary items$145,0005,253
Extraordinary gains, net$016
Net income$145,0005,253
Minority interest net income$071
Net income of bank and minority interests.$145,0005,253
Net charge-offs$03,689
Cash dividends$32,0003,536
Sale, conversion, retirement of capital stock, net$0705
Net operating income$143,2605,201
2016-03-31 (YTD Data)Rank
Total interest income$382,0005,654
Total interest expense$20,0005,773
Net interest income$362,0005,608
Provision for loan and lease losses$3,0003,551
Total noninterest income$66,0004,873
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$26,0004,515
Trading account gains and fees$0142
Additional Noninterest Income$40,0004,634
Total noninterest expense$362,0005,416
Salaries and employee benefits$134,0005,757
Premises and equipment expense$45,0005,119
Additional noninterest expense$183,0004,835
Pre-tax net operating income$63,0005,364
Securities gains (losses)$1,0001,958
Applicable income taxes$4,0003,979
Income before extraordinary items$60,0005,357
Extraordinary gains, net$012
Net income$60,0005,358
Minority interest net income$062
Net income of bank and minority interests.$60,0005,358
Net charge-offs$03,094
Cash dividends$16,0002,823
Sale, conversion, retirement of capital stock, net$0659
Net operating income$59,0605,307
2015-12-31 (YTD Data)Rank
Total interest income$1,629,0005,631
Total interest expense$99,0005,731
Net interest income$1,530,0005,585
Provision for loan and lease losses$12,0004,178
Total noninterest income$311,0004,756
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$131,0004,343
Trading account gains and fees$0159
Additional Noninterest Income$180,0004,569
Total noninterest expense$1,427,0005,481
Salaries and employee benefits$613,0005,719
Premises and equipment expense$176,0005,232
Additional noninterest expense$638,0005,082
Pre-tax net operating income$402,0005,094
Securities gains (losses)$03,216
Applicable income taxes$89,0003,381
Income before extraordinary items$313,0005,213
Extraordinary gains, net$023
Net income$313,0005,217
Minority interest net income$081
Net income of bank and minority interests.$313,0005,217
Net charge-offs$47,0003,296
Cash dividends$84,0004,048
Sale, conversion, retirement of capital stock, net$0804
Net operating income$313,0005,163
2015-09-30 (YTD Data)Rank
Total interest income$1,234,0005,701
Total interest expense$72,0005,828
Net interest income$1,162,0005,645
Provision for loan and lease losses$9,0004,059
Total noninterest income$236,0004,790
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$99,0004,363
Trading account gains and fees$0153
Additional Noninterest Income$137,0004,585
Total noninterest expense$1,041,0005,572
Salaries and employee benefits$448,0005,783
Premises and equipment expense$134,0005,279
Additional noninterest expense$459,0005,186
Pre-tax net operating income$348,0005,113
Securities gains (losses)$03,031
Applicable income taxes$80,0003,394
Income before extraordinary items$268,0005,214
Extraordinary gains, net$021
Net income$268,0005,219
Minority interest net income$078
Net income of bank and minority interests.$268,0005,221
Net charge-offs$41,0002,916
Cash dividends$60,0003,612
Sale, conversion, retirement of capital stock, net$0773
Net operating income$268,0005,171
2015-06-30 (YTD Data)Rank
Total interest income$822,0005,748
Total interest expense$49,0005,880
Net interest income$773,0005,698
Provision for loan and lease losses$6,0003,882
Total noninterest income$154,0004,834
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$65,0004,385
Trading account gains and fees$0157
Additional Noninterest Income$89,0004,641
Total noninterest expense$709,0005,603
Salaries and employee benefits$312,0005,812
Premises and equipment expense$87,0005,343
Additional noninterest expense$310,0005,206
Pre-tax net operating income$212,0005,188
Securities gains (losses)$02,636
Applicable income taxes$41,0003,553
Income before extraordinary items$171,0005,265
Extraordinary gains, net$022
Net income$171,0005,266
Minority interest net income$075
Net income of bank and minority interests.$171,0005,269
Net charge-offs$03,893
Cash dividends$42,0003,491
Sale, conversion, retirement of capital stock, net$0751
Net operating income$171,0005,222
2015-03-31 (YTD Data)Rank
Total interest income$407,0005,805
Total interest expense$24,0005,952
Net interest income$383,0005,744
Provision for loan and lease losses$3,0003,553
Total noninterest income$74,0004,883
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$31,0004,446
Trading account gains and fees$0152
Additional Noninterest Income$43,0004,680
Total noninterest expense$343,0005,694
Salaries and employee benefits$153,0005,880
Premises and equipment expense$44,0005,385
Additional noninterest expense$146,0005,317
Pre-tax net operating income$111,0005,121
Securities gains (losses)$02,027
Applicable income taxes$14,0003,696
Income before extraordinary items$97,0005,157
Extraordinary gains, net$013
Net income$97,0005,159
Minority interest net income$064
Net income of bank and minority interests.$97,0005,161
Net charge-offs$03,288
Cash dividends$18,0002,799
Sale, conversion, retirement of capital stock, net$0697
Net operating income$97,0005,087
2014-12-31 (YTD Data)Rank
Total interest income$1,679,0005,865
Total interest expense$131,0005,894
Net interest income$1,548,0005,817
Provision for loan and lease losses$12,0004,366
Total noninterest income$323,0004,906
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$140,0004,493
Trading account gains and fees$0180
Additional Noninterest Income$183,0004,643
Total noninterest expense$1,428,0005,747
Salaries and employee benefits$663,0005,895
Premises and equipment expense$166,0005,570
Additional noninterest expense$599,0005,388
Pre-tax net operating income$431,0005,194
Securities gains (losses)$03,259
Applicable income taxes$102,0003,387
Income before extraordinary items$329,0005,331
Extraordinary gains, net$017
Net income$329,0005,330
Minority interest net income$084
Net income of bank and minority interests.$329,0005,331
Net charge-offs$53,0003,719
Cash dividends$64,0004,151
Sale, conversion, retirement of capital stock, net$0862
Net operating income$329,0005,278
2014-09-30 (YTD Data)Rank
Total interest income$1,257,0005,935
Total interest expense$100,0005,960
Net interest income$1,157,0005,888
Provision for loan and lease losses$9,0004,188
Total noninterest income$227,0005,035
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$102,0004,604
Trading account gains and fees$0174
Additional Noninterest Income$125,0004,803
Total noninterest expense$1,040,0005,831
Salaries and employee benefits$468,0006,002
Premises and equipment expense$122,0005,650
Additional noninterest expense$450,0005,424
Pre-tax net operating income$335,0005,228
Securities gains (losses)$02,980
Applicable income taxes$78,0003,424
Income before extraordinary items$257,0005,375
Extraordinary gains, net$015
Net income$257,0005,375
Minority interest net income$081
Net income of bank and minority interests.$257,0005,377
Net charge-offs$50,0003,254
Cash dividends$40,0003,699
Sale, conversion, retirement of capital stock, net$0819
Net operating income$257,0005,334
2014-06-30 (YTD Data)Rank
Total interest income$834,0005,973
Total interest expense$69,0005,988
Net interest income$765,0005,934
Provision for loan and lease losses$6,0004,008
Total noninterest income$143,0005,104
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$69,0004,570
Trading account gains and fees$0172
Additional Noninterest Income$74,0004,916
Total noninterest expense$708,0005,838
Salaries and employee benefits$317,0006,042
Premises and equipment expense$80,0005,721
Additional noninterest expense$311,0005,397
Pre-tax net operating income$194,0005,350
Securities gains (losses)$02,580
Applicable income taxes$35,0003,627
Income before extraordinary items$159,0005,427
Extraordinary gains, net$020
Net income$159,0005,428
Minority interest net income$080
Net income of bank and minority interests.$159,0005,429
Net charge-offs$1,0004,238
Cash dividends$22,0003,581
Sale, conversion, retirement of capital stock, net$0794
Net operating income$159,0005,381
2014-03-31 (YTD Data)Rank
Total interest income$412,0006,057
Total interest expense$35,0006,045
Net interest income$377,0006,017
Provision for loan and lease losses$3,0003,691
Total noninterest income$73,0005,062
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$31,0004,724
Trading account gains and fees$0147
Additional Noninterest Income$42,0004,773
Total noninterest expense$349,0005,923
Salaries and employee benefits$148,0006,179
Premises and equipment expense$43,0005,693
Additional noninterest expense$158,0005,421
Pre-tax net operating income$98,0005,292
Securities gains (losses)$01,715
Applicable income taxes$11,0003,783
Income before extraordinary items$87,0005,290
Extraordinary gains, net$016
Net income$87,0005,291
Minority interest net income$066
Net income of bank and minority interests.$87,0005,291
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$87,0005,249
2013-12-31 (YTD Data)Rank
Total interest income$1,738,0006,059
Total interest expense$204,0005,884
Net interest income$1,534,0006,036
Provision for loan and lease losses$12,0004,872
Total noninterest income$281,0005,220
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$148,0004,595
Trading account gains and fees$0184
Additional Noninterest Income$133,0005,080
Total noninterest expense$1,506,0005,903
Salaries and employee benefits$644,0006,171
Premises and equipment expense$169,0005,773
Additional noninterest expense$693,0005,356
Pre-tax net operating income$297,0005,497
Securities gains (losses)$03,182
Applicable income taxes$50,0003,752
Income before extraordinary items$247,0005,573
Extraordinary gains, net$029
Net income$247,0005,578
Minority interest net income$090
Net income of bank and minority interests.$247,0005,578
Net charge-offs$15,0004,955
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$247,0005,518
2013-09-30 (YTD Data)Rank
Total interest income$1,300,0006,129
Total interest expense$160,0005,927
Net interest income$1,140,0006,097
Provision for loan and lease losses$9,0004,742
Total noninterest income$226,0005,201
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$110,0004,651
Trading account gains and fees$0180
Additional Noninterest Income$116,0005,006
Total noninterest expense$1,113,0005,955
Salaries and employee benefits$467,0006,244
Premises and equipment expense$125,0005,846
Additional noninterest expense$521,0005,359
Pre-tax net operating income$244,0005,540
Securities gains (losses)$03,040
Applicable income taxes$42,0003,802
Income before extraordinary items$202,0005,632
Extraordinary gains, net$025
Net income$202,0005,633
Minority interest net income$084
Net income of bank and minority interests.$202,0005,633
Net charge-offs$15,0004,543
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$202,0005,562
2013-06-30 (YTD Data)Rank
Total interest income$856,0006,174
Total interest expense$112,0005,946
Net interest income$744,0006,152
Provision for loan and lease losses$6,0004,608
Total noninterest income$134,0005,394
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$69,0004,744
Trading account gains and fees$0157
Additional Noninterest Income$65,0005,251
Total noninterest expense$758,0005,932
Salaries and employee benefits$319,0006,250
Premises and equipment expense$83,0005,877
Additional noninterest expense$356,0005,323
Pre-tax net operating income$114,0005,759
Securities gains (losses)$02,791
Applicable income taxes$9,0004,224
Income before extraordinary items$105,0005,823
Extraordinary gains, net$022
Net income$105,0005,824
Minority interest net income$082
Net income of bank and minority interests.$105,0005,825
Net charge-offs$11,0004,274
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$105,0005,734
2013-03-31 (YTD Data)Rank
Total interest income$420,0006,252
Total interest expense$57,0006,000
Net interest income$363,0006,224
Provision for loan and lease losses$3,0004,277
Total noninterest income$55,0005,619
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$35,0004,705
Trading account gains and fees$0148
Additional Noninterest Income$20,0005,678
Total noninterest expense$371,0006,031
Salaries and employee benefits$149,0006,394
Premises and equipment expense$42,0005,916
Additional noninterest expense$180,0005,350
Pre-tax net operating income$44,0005,910
Securities gains (losses)$01,966
Applicable income taxes$3,0004,340
Income before extraordinary items$41,0005,955
Extraordinary gains, net$010
Net income$41,0005,957
Minority interest net income$076
Net income of bank and minority interests.$41,0005,957
Net charge-offs$11,0003,407
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$41,0005,873
2012-12-31 (YTD Data)Rank
Total interest income$1,808,0006,273
Total interest expense$294,0005,999
Net interest income$1,514,0006,270
Provision for loan and lease losses$6,0005,803
Total noninterest income$320,0005,111
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$160,0004,662
Trading account gains and fees$0166
Additional Noninterest Income$160,0004,867
Total noninterest expense$1,437,0006,170
Salaries and employee benefits$646,0006,374
Premises and equipment expense$158,0006,048
Additional noninterest expense$633,0005,723
Pre-tax net operating income$391,0005,179
Securities gains (losses)$1,0003,729
Applicable income taxes$103,0003,490
Income before extraordinary items$289,0005,508
Extraordinary gains, net$029
Net income$289,0005,505
Minority interest net income$093
Net income of bank and minority interests.$289,0005,506
Net charge-offs$37,0005,107
Cash dividends$100,0003,971
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$288,2605,312
2012-09-30 (YTD Data)Rank
Total interest income$1,354,0006,381
Total interest expense$228,0006,098
Net interest income$1,126,0006,379
Provision for loan and lease losses$3,0005,730
Total noninterest income$232,0005,231
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$121,0004,711
Trading account gains and fees$0157
Additional Noninterest Income$111,0004,992
Total noninterest expense$1,073,0006,225
Salaries and employee benefits$470,0006,467
Premises and equipment expense$123,0006,074
Additional noninterest expense$480,0005,758
Pre-tax net operating income$282,0005,370
Securities gains (losses)$03,575
Applicable income taxes$70,0003,598
Income before extraordinary items$212,0005,668
Extraordinary gains, net$020
Net income$212,0005,667
Minority interest net income$086
Net income of bank and minority interests.$212,0005,667
Net charge-offs$17,0005,139
Cash dividends$38,0003,605
Sale, conversion, retirement of capital stock, net$0952
Net operating income$212,0005,494
2012-06-30 (YTD Data)Rank
Total interest income$901,0006,434
Total interest expense$163,0006,086
Net interest income$738,0006,445
Provision for loan and lease losses$05,619
Total noninterest income$156,0005,245
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$82,0004,686
Trading account gains and fees$0153
Additional Noninterest Income$74,0005,029
Total noninterest expense$754,0006,191
Salaries and employee benefits$321,0006,495
Premises and equipment expense$83,0006,085
Additional noninterest expense$350,0005,633
Pre-tax net operating income$140,0005,644
Securities gains (losses)$03,178
Applicable income taxes$21,0003,981
Income before extraordinary items$119,0005,838
Extraordinary gains, net$019
Net income$119,0005,837
Minority interest net income$084
Net income of bank and minority interests.$119,0005,837
Net charge-offs$13,0004,833
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$119,0005,659
2012-03-31 (YTD Data)Rank
Total interest income$446,0006,505
Total interest expense$85,0006,118
Net interest income$361,0006,521
Provision for loan and lease losses$05,254
Total noninterest income$78,0005,290
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$39,0004,766
Trading account gains and fees$0148
Additional Noninterest Income$39,0005,056
Total noninterest expense$363,0006,294
Salaries and employee benefits$150,0006,627
Premises and equipment expense$42,0006,119
Additional noninterest expense$171,0005,693
Pre-tax net operating income$76,0005,646
Securities gains (losses)$02,210
Applicable income taxes$3,0004,405
Income before extraordinary items$73,0005,699
Extraordinary gains, net$019
Net income$73,0005,699
Minority interest net income$078
Net income of bank and minority interests.$73,0005,699
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$73,0005,550
2011-12-31 (YTD Data)Rank
Total interest income$1,880,0006,527
Total interest expense$407,0006,178
Net interest income$1,473,0006,550
Provision for loan and lease losses$6,0006,409
Total noninterest income$329,0005,067
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$167,0004,704
Trading account gains and fees$0146
Additional Noninterest Income$162,0004,752
Total noninterest expense$1,474,0006,339
Salaries and employee benefits$642,0006,603
Premises and equipment expense$162,0006,320
Additional noninterest expense$670,0005,790
Pre-tax net operating income$322,0005,175
Securities gains (losses)$1,0003,733
Applicable income taxes$83,0003,478
Income before extraordinary items$240,0005,423
Extraordinary gains, net$029
Net income$240,0005,424
Minority interest net income$096
Net income of bank and minority interests.$240,0005,425
Net charge-offs$19,0005,920
Cash dividends$88,0003,824
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$239,2605,312
2011-09-30 (YTD Data)Rank
Total interest income$1,404,0006,592
Total interest expense$312,0006,256
Net interest income$1,092,0006,619
Provision for loan and lease losses$6,0006,274
Total noninterest income$237,0005,204
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$123,0004,750
Trading account gains and fees$0145
Additional Noninterest Income$114,0004,934
Total noninterest expense$1,074,0006,425
Salaries and employee benefits$462,0006,677
Premises and equipment expense$129,0006,276
Additional noninterest expense$483,0005,897
Pre-tax net operating income$249,0005,288
Securities gains (losses)$1,0003,451
Applicable income taxes$67,0003,469
Income before extraordinary items$183,0005,553
Extraordinary gains, net$021
Net income$183,0005,554
Minority interest net income$087
Net income of bank and minority interests.$183,0005,554
Net charge-offs$19,0005,564
Cash dividends$38,0003,461
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$182,2705,431
2011-06-30 (YTD Data)Rank
Total interest income$928,0006,669
Total interest expense$210,0006,357
Net interest income$718,0006,686
Provision for loan and lease losses$6,0006,059
Total noninterest income$158,0005,224
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$82,0004,746
Trading account gains and fees$0153
Additional Noninterest Income$76,0004,968
Total noninterest expense$698,0006,526
Salaries and employee benefits$293,0006,825
Premises and equipment expense$86,0006,328
Additional noninterest expense$319,0006,000
Pre-tax net operating income$172,0005,282
Securities gains (losses)$02,914
Applicable income taxes$43,0003,453
Income before extraordinary items$129,0005,499
Extraordinary gains, net$015
Net income$129,0005,498
Minority interest net income$089
Net income of bank and minority interests.$129,0005,499
Net charge-offs$17,0005,136
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$129,0005,405
2011-03-31 (YTD Data)Rank
Total interest income$458,0006,728
Total interest expense$103,0006,477
Net interest income$355,0006,732
Provision for loan and lease losses$3,0005,694
Total noninterest income$71,0005,459
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$38,0004,845
Trading account gains and fees$0158
Additional Noninterest Income$33,0005,265
Total noninterest expense$352,0006,570
Salaries and employee benefits$144,0006,889
Premises and equipment expense$46,0006,267
Additional noninterest expense$162,0005,996
Pre-tax net operating income$71,0005,476
Securities gains (losses)$01,772
Applicable income taxes$11,0003,738
Income before extraordinary items$60,0005,555
Extraordinary gains, net$09
Net income$60,0005,553
Minority interest net income$086
Net income of bank and minority interests.$60,0005,554
Net charge-offs$17,0004,138
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$60,0005,505
2010-12-31 (YTD Data)Rank
Total interest income$1,900,0006,779
Total interest expense$470,0006,606
Net interest income$1,430,0006,789
Provision for loan and lease losses$48,0006,523
Total noninterest income$332,0005,242
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$167,0004,739
Trading account gains and fees$0175
Additional Noninterest Income$165,0004,857
Total noninterest expense$1,432,0006,602
Salaries and employee benefits$619,0006,882
Premises and equipment expense$170,0006,469
Additional noninterest expense$643,0006,085
Pre-tax net operating income$282,0004,952
Securities gains (losses)$03,793
Applicable income taxes$98,0003,251
Income before extraordinary items$184,0005,342
Extraordinary gains, net$029
Net income$184,0005,343
Minority interest net income$0111
Net income of bank and minority interests.$184,0005,344
Net charge-offs$12,0006,521
Cash dividends$88,0003,775
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$184,0005,197
2010-09-30 (YTD Data)Rank
Total interest income$1,435,0006,883
Total interest expense$352,0006,753
Net interest income$1,083,0006,868
Provision for loan and lease losses$36,0006,452
Total noninterest income$243,0005,375
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$126,0004,798
Trading account gains and fees$0165
Additional Noninterest Income$117,0005,006
Total noninterest expense$1,052,0006,683
Salaries and employee benefits$446,0006,990
Premises and equipment expense$132,0006,497
Additional noninterest expense$474,0006,154
Pre-tax net operating income$238,0005,102
Securities gains (losses)$03,651
Applicable income taxes$69,0003,362
Income before extraordinary items$169,0005,435
Extraordinary gains, net$023
Net income$169,0005,437
Minority interest net income$0110
Net income of bank and minority interests.$169,0005,438
Net charge-offs$-2,0007,281
Cash dividends$38,0003,524
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$169,0005,271
2010-06-30 (YTD Data)Rank
Total interest income$955,0006,937
Total interest expense$234,0006,837
Net interest income$721,0006,902
Provision for loan and lease losses$24,0006,332
Total noninterest income$151,0005,475
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$76,0004,972
Trading account gains and fees$0152
Additional Noninterest Income$75,0005,061
Total noninterest expense$694,0006,752
Salaries and employee benefits$286,0007,108
Premises and equipment expense$89,0006,510
Additional noninterest expense$319,0006,165
Pre-tax net operating income$154,0005,186
Securities gains (losses)$03,184
Applicable income taxes$37,0003,476
Income before extraordinary items$117,0005,433
Extraordinary gains, net$019
Net income$117,0005,435
Minority interest net income$0105
Net income of bank and minority interests.$117,0005,435
Net charge-offs$-2,0007,211
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$117,0005,301
2010-03-31 (YTD Data)Rank
Total interest income$471,0007,044
Total interest expense$113,0007,007
Net interest income$358,0006,971
Provision for loan and lease losses$12,0006,061
Total noninterest income$72,0005,598
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$36,0005,055
Trading account gains and fees$0175
Additional Noninterest Income$36,0005,201
Total noninterest expense$347,0006,844
Salaries and employee benefits$145,0007,173
Premises and equipment expense$47,0006,501
Additional noninterest expense$155,0006,285
Pre-tax net operating income$71,0005,402
Securities gains (losses)$02,284
Applicable income taxes$11,0003,764
Income before extraordinary items$60,0005,539
Extraordinary gains, net$016
Net income$60,0005,541
Minority interest net income$091
Net income of bank and minority interests.$60,0005,540
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$60,0005,442
2009-12-31 (YTD Data)Rank
Total interest income$1,941,0007,098
Total interest expense$509,0007,107
Net interest income$1,432,0006,987
Provision for loan and lease losses$60,0006,744
Total noninterest income$312,0005,542
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$156,0005,099
Trading account gains and fees$0211
Additional Noninterest Income$156,0005,031
Total noninterest expense$1,452,0006,856
Salaries and employee benefits$661,0007,061
Premises and equipment expense$175,0006,701
Additional noninterest expense$616,0006,401
Pre-tax net operating income$232,0004,702
Securities gains (losses)$3,0003,532
Applicable income taxes$64,0003,131
Income before extraordinary items$171,0004,905
Extraordinary gains, net$034
Net income$171,0004,907
Minority interest net income$0115
Net income of bank and minority interests.$171,0004,907
Net charge-offs$22,0006,613
Cash dividends$50,0004,393
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$168,8104,849
2009-09-30 (YTD Data)Rank
Total interest income$1,467,0007,172
Total interest expense$379,0007,233
Net interest income$1,088,0007,000
Provision for loan and lease losses$45,0006,580
Total noninterest income$247,0005,544
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$118,0005,102
Trading account gains and fees$0212
Additional Noninterest Income$129,0005,022
Total noninterest expense$1,090,0006,890
Salaries and employee benefits$491,0007,109
Premises and equipment expense$137,0006,676
Additional noninterest expense$462,0006,420
Pre-tax net operating income$200,0004,930
Securities gains (losses)$03,497
Applicable income taxes$52,0003,300
Income before extraordinary items$148,0005,095
Extraordinary gains, net$027
Net income$148,0005,096
Minority interest net income$0118
Net income of bank and minority interests.$148,0005,096
Net charge-offs$20,0006,232
Cash dividends$25,0004,048
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$148,0005,043
2009-06-30 (YTD Data)Rank
Total interest income$982,0007,235
Total interest expense$256,0007,326
Net interest income$726,0007,039
Provision for loan and lease losses$30,0006,428
Total noninterest income$173,0005,477
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$75,0005,177
Trading account gains and fees$0193
Additional Noninterest Income$98,0004,834
Total noninterest expense$727,0006,946
Salaries and employee benefits$321,0007,221
Premises and equipment expense$90,0006,760
Additional noninterest expense$316,0006,390
Pre-tax net operating income$142,0004,974
Securities gains (losses)$03,136
Applicable income taxes$34,0003,401
Income before extraordinary items$108,0005,144
Extraordinary gains, net$021
Net income$108,0005,142
Minority interest net income$0112
Net income of bank and minority interests.$108,0005,142
Net charge-offs$9,0006,044
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$108,0005,056
2009-03-31 (YTD Data)Rank
Total interest income$491,0007,286
Total interest expense$123,0007,436
Net interest income$368,0007,025
Provision for loan and lease losses$15,0006,043
Total noninterest income$108,0005,078
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$38,0005,114
Trading account gains and fees$0171
Additional Noninterest Income$70,0004,238
Total noninterest expense$370,0006,875
Salaries and employee benefits$172,0007,142
Premises and equipment expense$45,0006,803
Additional noninterest expense$153,0006,259
Pre-tax net operating income$91,0005,126
Securities gains (losses)$02,434
Applicable income taxes$15,0003,758
Income before extraordinary items$76,0005,298
Extraordinary gains, net$015
Net income$76,0005,303
Minority interest net income$0102
Net income of bank and minority interests.$76,0005,302
Net charge-offs$-1,0007,151
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$76,0005,123
2008-12-31 (YTD Data)Rank
Total interest income$2,097,0007,266
Total interest expense$619,0007,470
Net interest income$1,478,0007,032
Provision for loan and lease losses$60,0006,432
Total noninterest income$287,0005,899
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$178,0005,005
Trading account gains and fees$0154
Additional Noninterest Income$109,0005,803
Total noninterest expense$1,413,0006,982
Salaries and employee benefits$663,0007,247
Premises and equipment expense$178,0006,877
Additional noninterest expense$572,0006,338
Pre-tax net operating income$292,0005,467
Securities gains (losses)$03,220
Applicable income taxes$87,0003,487
Income before extraordinary items$205,0005,468
Extraordinary gains, net$039
Net income$205,0005,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,793
Cash dividends$50,0005,229
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$205,0005,624
2008-09-30 (YTD Data)Rank
Total interest income$1,585,0007,337
Total interest expense$487,0007,539
Net interest income$1,098,0007,110
Provision for loan and lease losses$45,0005,958
Total noninterest income$219,0005,932
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$135,0005,027
Trading account gains and fees$0148
Additional Noninterest Income$84,0005,892
Total noninterest expense$1,050,0007,017
Salaries and employee benefits$493,0007,276
Premises and equipment expense$132,0006,927
Additional noninterest expense$425,0006,332
Pre-tax net operating income$222,0005,954
Securities gains (losses)$03,106
Applicable income taxes$61,0003,977
Income before extraordinary items$161,0005,886
Extraordinary gains, net$031
Net income$161,0005,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,316
Cash dividends$25,0004,821
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$161,0006,058
2008-06-30 (YTD Data)Rank
Total interest income$1,062,0007,397
Total interest expense$341,0007,585
Net interest income$721,0007,148
Provision for loan and lease losses$30,0005,577
Total noninterest income$147,0006,019
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$90,0005,031
Trading account gains and fees$0149
Additional Noninterest Income$57,0005,938
Total noninterest expense$704,0007,049
Salaries and employee benefits$320,0007,388
Premises and equipment expense$87,0006,979
Additional noninterest expense$297,0006,211
Pre-tax net operating income$134,0006,206
Securities gains (losses)$03,233
Applicable income taxes$30,0004,422
Income before extraordinary items$104,0006,314
Extraordinary gains, net$021
Net income$104,0006,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,853
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$104,0006,248
2008-03-31 (YTD Data)Rank
Total interest income$537,0007,456
Total interest expense$177,0007,642
Net interest income$360,0007,194
Provision for loan and lease losses$15,0005,068
Total noninterest income$74,0006,016
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$44,0005,057
Trading account gains and fees$0158
Additional Noninterest Income$30,0005,904
Total noninterest expense$369,0006,987
Salaries and employee benefits$170,0007,320
Premises and equipment expense$46,0006,918
Additional noninterest expense$153,0006,137
Pre-tax net operating income$50,0006,610
Securities gains (losses)$02,688
Applicable income taxes$6,0005,045
Income before extraordinary items$44,0006,664
Extraordinary gains, net$015
Net income$44,0006,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$44,0006,566
2007-12-31 (YTD Data)Rank
Total interest income$2,095,0007,486
Total interest expense$702,0007,652
Net interest income$1,393,0007,258
Provision for loan and lease losses$70,0005,343
Total noninterest income$307,0005,992
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$153,0005,385
Trading account gains and fees$0178
Additional Noninterest Income$154,0005,533
Total noninterest expense$1,414,0007,044
Salaries and employee benefits$653,0007,391
Premises and equipment expense$166,0007,090
Additional noninterest expense$595,0006,141
Pre-tax net operating income$216,0006,831
Securities gains (losses)$02,146
Applicable income taxes$53,0004,900
Income before extraordinary items$163,0006,913
Extraordinary gains, net$039
Net income$163,0006,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,663
Cash dividends$25,0005,706
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$163,0006,889
2007-09-30 (YTD Data)Rank
Total interest income$1,536,0007,565
Total interest expense$500,0007,755
Net interest income$1,036,0007,325
Provision for loan and lease losses$55,0004,944
Total noninterest income$232,0006,029
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$111,0005,460
Trading account gains and fees$0184
Additional Noninterest Income$121,0005,463
Total noninterest expense$1,091,0006,973
Salaries and employee benefits$508,0007,286
Premises and equipment expense$123,0007,078
Additional noninterest expense$460,0006,029
Pre-tax net operating income$122,0007,240
Securities gains (losses)$01,655
Applicable income taxes$22,0005,430
Income before extraordinary items$100,0007,274
Extraordinary gains, net$033
Net income$100,0007,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,621
Cash dividends$25,0005,061
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$100,0007,259
2007-06-30 (YTD Data)Rank
Total interest income$999,0007,647
Total interest expense$320,0007,839
Net interest income$679,0007,413
Provision for loan and lease losses$12,0005,644
Total noninterest income$147,0006,173
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$68,0005,632
Trading account gains and fees$0168
Additional Noninterest Income$79,0005,543
Total noninterest expense$728,0007,018
Salaries and employee benefits$339,0007,345
Premises and equipment expense$81,0007,134
Additional noninterest expense$308,0006,048
Pre-tax net operating income$86,0007,328
Securities gains (losses)$01,444
Applicable income taxes$13,0005,554
Income before extraordinary items$73,0007,316
Extraordinary gains, net$029
Net income$73,0007,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,420
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$73,0007,304
2007-03-31 (YTD Data)Rank
Total interest income$471,0007,760
Total interest expense$146,0007,957
Net interest income$325,0007,521
Provision for loan and lease losses$3,0005,535
Total noninterest income$70,0006,240
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$32,0005,690
Trading account gains and fees$0195
Additional Noninterest Income$38,0005,593
Total noninterest expense$365,0007,043
Salaries and employee benefits$180,0007,260
Premises and equipment expense$38,0007,268
Additional noninterest expense$147,0006,164
Pre-tax net operating income$27,0007,573
Securities gains (losses)$01,187
Applicable income taxes$3,0005,852
Income before extraordinary items$24,0007,562
Extraordinary gains, net$022
Net income$24,0007,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$24,0007,543
2006-12-31 (YTD Data)Rank
Total interest income$1,615,0007,840
Total interest expense$334,0008,242
Net interest income$1,281,0007,468
Provision for loan and lease losses$9,0006,633
Total noninterest income$210,0006,846
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$109,0006,027
Trading account gains and fees$0130
Additional Noninterest Income$101,0006,313
Total noninterest expense$1,227,0007,340
Salaries and employee benefits$600,0007,594
Premises and equipment expense$114,0007,646
Additional noninterest expense$513,0006,478
Pre-tax net operating income$255,0007,239
Securities gains (losses)$-3,0006,969
Applicable income taxes$69,0005,237
Income before extraordinary items$183,0007,339
Extraordinary gains, net$051
Net income$183,0007,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0002,169
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$185,1907,330
2006-09-30 (YTD Data)Rank
Total interest income$1,169,0007,946
Total interest expense$228,0008,334
Net interest income$941,0007,576
Provision for loan and lease losses$6,0006,493
Total noninterest income$151,0006,947
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$79,0006,163
Trading account gains and fees$0126
Additional Noninterest Income$72,0006,374
Total noninterest expense$861,0007,485
Salaries and employee benefits$431,0007,655
Premises and equipment expense$76,0007,815
Additional noninterest expense$354,0006,669
Pre-tax net operating income$225,0007,315
Securities gains (losses)$-3,0007,275
Applicable income taxes$62,0005,295
Income before extraordinary items$160,0007,430
Extraordinary gains, net$045
Net income$160,0007,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0001,512
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$162,1607,421
2006-06-30 (YTD Data)Rank
Total interest income$750,0008,013
Total interest expense$136,0008,396
Net interest income$614,0007,650
Provision for loan and lease losses$3,0006,297
Total noninterest income$99,0007,003
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$51,0006,216
Trading account gains and fees$0126
Additional Noninterest Income$48,0006,430
Total noninterest expense$549,0007,599
Salaries and employee benefits$268,0007,800
Premises and equipment expense$50,0007,848
Additional noninterest expense$231,0006,773
Pre-tax net operating income$161,0007,313
Securities gains (losses)$-3,0007,591
Applicable income taxes$37,0005,446
Income before extraordinary items$121,0007,374
Extraordinary gains, net$039
Net income$121,0007,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0001,089
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$123,3107,364
2006-03-31 (YTD Data)Rank
Total interest income$361,0008,063
Total interest expense$65,0008,432
Net interest income$296,0007,729
Provision for loan and lease losses$06,013
Total noninterest income$48,0007,014
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$23,0006,323
Trading account gains and fees$0115
Additional Noninterest Income$25,0006,361
Total noninterest expense$275,0007,610
Salaries and employee benefits$134,0007,822
Premises and equipment expense$27,0007,763
Additional noninterest expense$114,0006,766
Pre-tax net operating income$69,0007,450
Securities gains (losses)$0955
Applicable income taxes$9,0005,806
Income before extraordinary items$60,0007,363
Extraordinary gains, net$021
Net income$60,0007,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,000622
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$60,0007,371
2005-12-31 (YTD Data)Rank
Total interest income$1,438,0007,962
Total interest expense$277,0008,243
Net interest income$1,161,0007,735
Provision for loan and lease losses$200,0003,577
Total noninterest income$167,0007,335
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$87,0006,464
Trading account gains and fees$0138
Additional Noninterest Income$80,0006,751
Total noninterest expense$1,060,0007,645
Salaries and employee benefits$517,0007,837
Premises and equipment expense$99,0007,866
Additional noninterest expense$444,0006,860
Pre-tax net operating income$68,0008,082
Securities gains (losses)$02,296
Applicable income taxes$9,0006,569
Income before extraordinary items$59,0008,113
Extraordinary gains, net$046
Net income$59,0008,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,561
Cash dividends$38,0005,844
Sale, conversion, retirement of capital stock, net$0934
Net operating income$59,0008,084
2005-09-30 (YTD Data)Rank
Total interest income$1,058,0008,007
Total interest expense$200,0008,273
Net interest income$858,0007,795
Provision for loan and lease losses$155,0003,419
Total noninterest income$125,0007,369
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$65,0006,511
Trading account gains and fees$0126
Additional Noninterest Income$60,0006,768
Total noninterest expense$806,0007,604
Salaries and employee benefits$393,0007,808
Premises and equipment expense$77,0007,839
Additional noninterest expense$336,0006,829
Pre-tax net operating income$22,0008,267
Securities gains (losses)$02,317
Applicable income taxes$1,0006,867
Income before extraordinary items$21,0008,293
Extraordinary gains, net$035
Net income$21,0008,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,349
Cash dividends$38,0005,098
Sale, conversion, retirement of capital stock, net$0769
Net operating income$21,0008,263
2005-06-30 (YTD Data)Rank
Total interest income$698,0008,020
Total interest expense$136,0008,243
Net interest income$562,0007,840
Provision for loan and lease losses$06,626
Total noninterest income$84,0007,333
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$42,0006,539
Trading account gains and fees$0116
Additional Noninterest Income$42,0006,689
Total noninterest expense$528,0007,639
Salaries and employee benefits$252,0007,881
Premises and equipment expense$52,0007,822
Additional noninterest expense$224,0006,832
Pre-tax net operating income$118,0007,756
Securities gains (losses)$02,146
Applicable income taxes$22,0006,048
Income before extraordinary items$96,0007,771
Extraordinary gains, net$030
Net income$96,0007,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,895
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$96,0007,726
2005-03-31 (YTD Data)Rank
Total interest income$345,0008,087
Total interest expense$72,0008,236
Net interest income$273,0007,950
Provision for loan and lease losses$06,226
Total noninterest income$43,0007,298
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$21,0006,536
Trading account gains and fees$0115
Additional Noninterest Income$22,0006,697
Total noninterest expense$261,0007,724
Salaries and employee benefits$117,0008,058
Premises and equipment expense$28,0007,807
Additional noninterest expense$116,0006,761
Pre-tax net operating income$55,0007,831
Securities gains (losses)$01,685
Applicable income taxes$7,0006,248
Income before extraordinary items$48,0007,799
Extraordinary gains, net$024
Net income$48,0007,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$48,0007,771
2004-12-31 (YTD Data)Rank
Total interest income$1,465,0007,945
Total interest expense$309,0008,048
Net interest income$1,156,0007,810
Provision for loan and lease losses$75,0005,393
Total noninterest income$190,0007,233
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$104,0006,411
Trading account gains and fees$0138
Additional Noninterest Income$86,0006,660
Total noninterest expense$1,047,0007,723
Salaries and employee benefits$519,0007,925
Premises and equipment expense$96,0008,017
Additional noninterest expense$432,0006,948
Pre-tax net operating income$224,0007,699
Securities gains (losses)$03,819
Applicable income taxes$58,0005,953
Income before extraordinary items$166,0007,807
Extraordinary gains, net$034
Net income$166,0007,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,559
Cash dividends$73,0005,689
Sale, conversion, retirement of capital stock, net$0872
Net operating income$166,0007,765
2004-09-30 (YTD Data)Rank
Total interest income$1,105,0007,944
Total interest expense$232,0008,076
Net interest income$873,0007,829
Provision for loan and lease losses$65,0005,027
Total noninterest income$144,0007,260
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$80,0006,413
Trading account gains and fees$0134
Additional Noninterest Income$64,0006,699
Total noninterest expense$762,0007,753
Salaries and employee benefits$372,0007,970
Premises and equipment expense$70,0008,048
Additional noninterest expense$320,0006,941
Pre-tax net operating income$190,0007,745
Securities gains (losses)$03,710
Applicable income taxes$48,0005,989
Income before extraordinary items$142,0007,827
Extraordinary gains, net$026
Net income$142,0007,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,626
Cash dividends$38,0005,097
Sale, conversion, retirement of capital stock, net$0738
Net operating income$142,0007,784
2004-06-30 (YTD Data)Rank
Total interest income$745,0007,989
Total interest expense$156,0008,135
Net interest income$589,0007,850
Provision for loan and lease losses$43,0004,943
Total noninterest income$101,0007,225
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$56,0006,337
Trading account gains and fees$0130
Additional Noninterest Income$45,0006,633
Total noninterest expense$511,0007,777
Salaries and employee benefits$252,0008,005
Premises and equipment expense$50,0007,993
Additional noninterest expense$209,0007,033
Pre-tax net operating income$136,0007,655
Securities gains (losses)$03,413
Applicable income taxes$30,0006,027
Income before extraordinary items$106,0007,719
Extraordinary gains, net$021
Net income$106,0007,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,069
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$106,0007,651
2004-03-31 (YTD Data)Rank
Total interest income$377,0008,005
Total interest expense$80,0008,165
Net interest income$297,0007,869
Provision for loan and lease losses$15,0005,048
Total noninterest income$44,0007,434
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$28,0006,308
Trading account gains and fees$0121
Additional Noninterest Income$16,0007,156
Total noninterest expense$247,0007,902
Salaries and employee benefits$120,0008,115
Premises and equipment expense$23,0008,105
Additional noninterest expense$104,0007,045
Pre-tax net operating income$79,0007,475
Securities gains (losses)$02,934
Applicable income taxes$13,0006,097
Income before extraordinary items$66,0007,471
Extraordinary gains, net$016
Net income$66,0007,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,263
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$66,0007,395
2003-12-31 (YTD Data)Rank
Total interest income$1,642,0007,920
Total interest expense$491,0007,771
Net interest income$1,151,0007,882
Provision for loan and lease losses$28,0006,851
Total noninterest income$201,0007,338
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$107,0006,448
Trading account gains and fees$0160
Additional Noninterest Income$94,0006,634
Total noninterest expense$1,075,0007,723
Salaries and employee benefits$525,0007,995
Premises and equipment expense$106,0007,994
Additional noninterest expense$444,0006,878
Pre-tax net operating income$249,0007,644
Securities gains (losses)$04,500
Applicable income taxes$66,0006,086
Income before extraordinary items$183,0007,844
Extraordinary gains, net$054
Net income$183,0007,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,310
Cash dividends$77,0005,730
Sale, conversion, retirement of capital stock, net$0868
Net operating income$183,0007,713
2003-09-30 (YTD Data)Rank
Total interest income$1,253,0007,992
Total interest expense$390,0007,817
Net interest income$863,0007,949
Provision for loan and lease losses$13,0007,023
Total noninterest income$156,0007,320
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$79,0006,528
Trading account gains and fees$0153
Additional Noninterest Income$77,0006,529
Total noninterest expense$809,0007,709
Salaries and employee benefits$389,0007,987
Premises and equipment expense$90,0007,812
Additional noninterest expense$330,0006,891
Pre-tax net operating income$197,0007,744
Securities gains (losses)$04,204
Applicable income taxes$46,0006,283
Income before extraordinary items$151,0007,895
Extraordinary gains, net$040
Net income$151,0007,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,344
Cash dividends$43,0005,184
Sale, conversion, retirement of capital stock, net$0722
Net operating income$151,0007,748
2003-06-30 (YTD Data)Rank
Total interest income$866,0007,992
Total interest expense$273,0007,839
Net interest income$593,0007,926
Provision for loan and lease losses$2,0007,249
Total noninterest income$105,0007,308
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$53,0006,490
Trading account gains and fees$0150
Additional Noninterest Income$52,0006,500
Total noninterest expense$551,0007,691
Salaries and employee benefits$268,0007,941
Premises and equipment expense$62,0007,773
Additional noninterest expense$221,0006,882
Pre-tax net operating income$145,0007,637
Securities gains (losses)$03,782
Applicable income taxes$25,0006,463
Income before extraordinary items$120,0007,752
Extraordinary gains, net$030
Net income$120,0007,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,344
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$120,0007,574
2003-03-31 (YTD Data)Rank
Total interest income$443,0007,987
Total interest expense$142,0007,861
Net interest income$301,0007,922
Provision for loan and lease losses$06,934
Total noninterest income$45,0007,554
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$25,0006,543
Trading account gains and fees$0134
Additional Noninterest Income$20,0006,924
Total noninterest expense$268,0007,767
Salaries and employee benefits$126,0008,092
Premises and equipment expense$32,0007,760
Additional noninterest expense$110,0006,890
Pre-tax net operating income$78,0007,559
Securities gains (losses)$02,891
Applicable income taxes$12,0006,453
Income before extraordinary items$66,0007,568
Extraordinary gains, net$021
Net income$66,0007,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,212
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$66,0007,414
2002-12-31 (YTD Data)Rank
Total interest income$1,939,0007,918
Total interest expense$722,0007,754
Net interest income$1,217,0007,901
Provision for loan and lease losses$90,0005,880
Total noninterest income$234,0006,995
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$125,0006,171
Trading account gains and fees$0153
Additional Noninterest Income$109,0006,277
Total noninterest expense$1,059,0007,813
Salaries and employee benefits$517,0008,075
Premises and equipment expense$113,0007,983
Additional noninterest expense$429,0006,941
Pre-tax net operating income$302,0007,533
Securities gains (losses)$04,537
Applicable income taxes$86,0006,105
Income before extraordinary items$216,0007,751
Extraordinary gains, net$070
Net income$216,0007,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0004,036
Cash dividends$88,0005,682
Sale, conversion, retirement of capital stock, net$0862
Net operating income$216,0007,667
2001-12-31 (YTD Data)Rank
Total interest income$2,278,0007,967
Total interest expense$966,0008,090
Net interest income$1,312,0007,672
Provision for loan and lease losses$12,0007,834
Total noninterest income$175,0007,574
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$119,0006,263
Trading account gains and fees$0177
Additional Noninterest Income$56,0007,506
Total noninterest expense$1,078,0007,755
Salaries and employee benefits$525,0008,047
Premises and equipment expense$46,0009,195
Additional noninterest expense$507,0006,388
Pre-tax net operating income$397,0007,003
Securities gains (losses)$04,612
Applicable income taxes$118,0005,792
Income before extraordinary items$279,0007,258
Extraordinary gains, net$0105
Net income$279,0007,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,614
Cash dividends$135,0005,458
Sale, conversion, retirement of capital stock, net$0922
Net operating income$279,0007,141
2000-12-31 (YTD Data)Rank
Total interest income$2,069,0008,337
Total interest expense$809,0008,623
Net interest income$1,260,0007,940
Provision for loan and lease losses$34,0007,119
Total noninterest income$217,0007,101
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$114,0006,322
Trading account gains and feesNANA
Additional Noninterest Income$103,0006,363
Total noninterest expense$1,043,0007,890
Salaries and employee benefits$501,0008,237
Premises and equipment expense$102,0008,406
Additional noninterest expense$440,0006,848
Pre-tax net operating income$400,0007,471
Securities gains (losses)$01,956
Applicable income taxes$125,0006,224
Income before extraordinary items$275,0007,628
Extraordinary gains, net$038
Net income$275,0007,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,205
Cash dividends$125,0005,708
Sale, conversion, retirement of capital stock, net$0969
Net operating income$275,0007,634
1999-12-31 (YTD Data)Rank
Total interest income$1,969,0008,541
Total interest expense$757,0008,798
Net interest income$1,212,0008,166
Provision for loan and lease losses$12,0007,978
Total noninterest income$127,0008,430
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0006,727
Trading account gains and feesNANA
Additional Noninterest Income$28,0008,915
Total noninterest expense$1,016,0008,078
Salaries and employee benefits$489,0008,401
Premises and equipment expense$105,0008,534
Additional noninterest expense$422,0007,103
Pre-tax net operating income$311,0008,033
Securities gains (losses)$03,155
Applicable income taxes$76,0007,244
Income before extraordinary items$235,0008,044
Extraordinary gains, net$035
Net income$235,0008,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0009,163
Cash dividends$105,0006,027
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$235,0008,019
1998-12-31 (YTD Data)Rank
Total interest income$1,993,0008,696
Total interest expense$815,0008,899
Net interest income$1,178,0008,377
Provision for loan and lease losses$26,0007,477
Total noninterest income$109,0008,860
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$87,0007,121
Trading account gains and feesNANA
Additional Noninterest Income$22,0009,387
Total noninterest expense$1,021,0008,050
Salaries and employee benefits$498,0008,369
Premises and equipment expense$100,0008,699
Additional noninterest expense$423,0007,036
Pre-tax net operating income$240,0008,714
Securities gains (losses)$04,449
Applicable income taxes$55,0008,243
Income before extraordinary items$185,0008,716
Extraordinary gains, net$032
Net income$185,0008,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,674
Cash dividends$100,0006,234
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$185,0008,649
1997-12-31 (YTD Data)Rank
Total interest income$1,885,0009,162
Total interest expense$759,0009,375
Net interest income$1,126,0008,876
Provision for loan and lease losses$20,0007,880
Total noninterest income$98,0009,463
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$88,0007,468
Trading account gains and feesNANA
Additional Noninterest Income$10,00010,416
Total noninterest expense$917,0008,620
Salaries and employee benefits$457,0008,906
Premises and equipment expense$87,0009,278
Additional noninterest expense$373,0007,597
Pre-tax net operating income$287,0009,064
Securities gains (losses)$-2,0009,246
Applicable income taxes$55,0009,178
Income before extraordinary items$230,0008,909
Extraordinary gains, net$044
Net income$230,0008,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,428
Cash dividends$88,0006,683
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$231,6208,866
1996-12-31 (YTD Data)Rank
Total interest income$1,836,0009,599
Total interest expense$777,0009,714
Net interest income$1,059,0009,392
Provision for loan and lease losses$9,0008,632
Total noninterest income$90,00010,079
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$77,0008,081
Trading account gains and feesNANA
Additional Noninterest Income$13,00010,823
Total noninterest expense$883,0009,119
Salaries and employee benefits$424,0009,440
Premises and equipment expense$91,0009,522
Additional noninterest expense$368,0008,171
Pre-tax net operating income$257,0009,436
Securities gains (losses)$-4,0009,823
Applicable income taxes$49,0009,705
Income before extraordinary items$204,0009,254
Extraordinary gains, net$053
Net income$204,0009,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,336
Cash dividends$80,0007,029
Sale, conversion, retirement of capital stock, net$0953
Net operating income$207,2409,172
1995-12-31 (YTD Data)Rank
Total interest income$1,731,00010,121
Total interest expense$715,00010,253
Net interest income$1,016,0009,894
Provision for loan and lease losses$12,0008,132
Total noninterest income$114,0009,977
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$69,0008,644
Trading account gains and feesNANA
Additional Noninterest Income$45,0009,472
Total noninterest expense$835,0009,624
Salaries and employee benefits$404,0009,916
Premises and equipment expense$66,00010,593
Additional noninterest expense$365,0008,542
Pre-tax net operating income$283,0009,879
Securities gains (losses)$-8,0009,956
Applicable income taxes$54,00010,109
Income before extraordinary items$221,0009,710
Extraordinary gains, net$065
Net income$221,0009,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,354
Cash dividends$80,0007,161
Sale, conversion, retirement of capital stock, net$0809
Net operating income$227,4009,609
1994-12-31 (YTD Data)Rank
Total interest income$1,541,00010,661
Total interest expense$590,00010,645
Net interest income$951,00010,553
Provision for loan and lease losses$20,0007,754
Total noninterest income$114,00010,428
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0008,813
Trading account gains and feesNANA
Additional Noninterest Income$38,00010,284
Total noninterest expense$777,00010,346
Salaries and employee benefits$385,00010,424
Premises and equipment expense$55,00011,452
Additional noninterest expense$337,0009,510
Pre-tax net operating income$268,00010,355
Securities gains (losses)$03,600
Applicable income taxes$58,00010,278
Income before extraordinary items$210,00010,161
Extraordinary gains, net$0249
Net income$210,00010,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,370
Cash dividends$62,0007,665
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$210,00010,208
1993-12-31 (YTD Data)Rank
Total interest income$1,638,00010,932
Total interest expense$645,00010,900
Net interest income$993,00010,811
Provision for loan and lease losses$21,0008,998
Total noninterest income$107,00011,152
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$74,0009,210
Trading account gains and feesNANA
Additional Noninterest Income$33,00011,102
Total noninterest expense$764,00010,850
Salaries and employee benefits$379,00010,848
Premises and equipment expense$53,00012,113
Additional noninterest expense$332,00010,050
Pre-tax net operating income$315,00010,118
Securities gains (losses)$15,0005,022
Applicable income taxes$82,00010,157
Income before extraordinary items$248,00010,067
Extraordinary gains, net$03,149
Net income$248,00010,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0007,896
Cash dividends$57,0007,811
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$236,7509,956
1992-12-31 (YTD Data)Rank
Total interest income$1,756,00011,407
Total interest expense$847,00011,100
Net interest income$909,00011,472
Provision for loan and lease losses$32,0009,896
Total noninterest income$120,00011,191
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$71,0009,522
Trading account gains and feesNANA
Additional Noninterest Income$49,00010,461
Total noninterest expense$724,00011,383
Salaries and employee benefits$350,00011,434
Premises and equipment expense$61,00012,225
Additional noninterest expense$313,00010,647
Pre-tax net operating income$273,00010,393
Securities gains (losses)$-1,00012,730
Applicable income taxes$61,00010,966
Income before extraordinary items$211,00010,449
Extraordinary gains, net$01,422
Net income$211,00010,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0008,793
Cash dividends$40,0007,952
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$211,78010,087

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.