Home > The Washington Trust Company, of Westerly > Net charge- offs to loans
The Washington Trust Company, of Westerly, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 2,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,439 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 4,188 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 3,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0455% | 2,603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0455% | 2,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 2,432 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0001% | 3,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,461 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0005% | 4,235 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0037% | 3,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0624% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0624% | 2,216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 2,208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,502 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 4,282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 3,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0981% | 1,919 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0981% | 1,877 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0037% | 3,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2360% | 1,353 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2360% | 1,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 3,747 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 3,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0320% | 4,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 4,262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 3,383 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0564% | 4,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0564% | 4,247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 3,359 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 3,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 4,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,433 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 4,317 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0006% | 3,295 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0217% | 4,062 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0217% | 4,062 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 3,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 3,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 4,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,414 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0036% | 3,173 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 3,133 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0330% | 3,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0330% | 3,845 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0137% | 3,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 4,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0432% | 4,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,654 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0036% | 3,241 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 3,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0332% | 3,876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0332% | 3,848 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 2,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 1,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0470% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0074% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0074% | 2,420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 1,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0629% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0195% | 2,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0195% | 2,121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,608 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 3,253 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0429% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0429% | 1,740 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 534 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0036% | 3,317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0282% | 3,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0282% | 3,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 2,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 1,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0305% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 1,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1569% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0189% | 2,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0189% | 2,823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 2,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0128% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2217% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0326% | 2,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0326% | 2,593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0188% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3637% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0357% | 2,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0357% | 2,431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0497% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0387% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4648% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0231% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0231% | 4,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0633% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1291% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0036% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0247% | 3,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0247% | 3,151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0912% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1635% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0128% | 3,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0128% | 2,998 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1000% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2486% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0744% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0087% | 1,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0280% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0280% | 2,634 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0017% | 3,550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0187% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0542% | 2,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0542% | 2,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 2,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 1,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0319% | 478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 4,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0434% | 3,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0434% | 3,124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0554% | 1,141 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 2,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 3,506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 4,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0205% | 3,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0205% | 2,972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0839% | 1,137 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1068% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 3,550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 4,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2393% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2393% | 1,896 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0631% | 1,111 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 1,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0825% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2145% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 3,654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0326% | 4,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2472% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2472% | 1,693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1170% | 1,107 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 2,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1508% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 2,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0034% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 2,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1317% | 1,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2651% | 2,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2651% | 2,317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1692% | 23 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0353% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0856% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0046% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 1,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1824% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2859% | 2,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2859% | 2,070 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6802% | 18 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 2,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 1,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0338% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 1,703 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0015% | 3,718 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 1,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1493% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3382% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3382% | 1,773 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.5855% | 11 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 4,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0360% | 5,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0015% | 3,839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 3,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3116% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3116% | 1,646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2120% | 1,142 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2134% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2139% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4826% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 2,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0138% | 763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 2,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3793% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1416% | 3,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1416% | 2,878 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.2254% | 9 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1784% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1654% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3596% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 1,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0190% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 1,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5276% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1262% | 2,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1262% | 2,645 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 20.0787% | 8 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1424% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1077% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2195% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 1,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0031% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 1,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7992% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1152% | 2,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1152% | 2,475 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 29.8152% | 5 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2116% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4343% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0078% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0702% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0419% | 4,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0987% | 2,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0987% | 2,113 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1493% | 1,159 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0725% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1176% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 2,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0673% | 746 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 4,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2256% | 2,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2256% | 2,426 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1221% | 1,262 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 2,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0825% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 2,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0753% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 2,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 4,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2375% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2375% | 2,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1142% | 1,244 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 2,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0563% | 900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 2,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0525% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 2,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2664% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2664% | 1,866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0698% | 1,220 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 2,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 1,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0424% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0017% | 4,178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 4,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2551% | 1,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2551% | 1,714 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0589% | 1,195 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 3,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0581% | 2,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0999% | 1,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2772% | 260 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 3,369 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 4,333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 3,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1674% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1938% | 2,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1938% | 2,736 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.9949% | 21 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0733% | 2,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1328% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4899% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 3,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0006% | 1,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 1,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2230% | 2,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2230% | 2,391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8008% | 19 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1084% | 2,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1121% | 1,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1989% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3033% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 2,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0017% | 854 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 2,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0655% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2063% | 2,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2063% | 2,256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1842% | 1,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2053% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3999% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 2,125 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 4,388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 5,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0810% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0810% | 2,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2254% | 2,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2405% | 2,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4622% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 3,831 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 4,604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 3,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0885% | 2,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2272% | 3,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2272% | 2,882 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1345% | 63 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2738% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2926% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5786% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 3,625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 4,615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 3,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1015% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2727% | 2,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2727% | 2,431 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0225% | 1,351 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3619% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3836% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7493% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 3,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0528% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 3,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1723% | 1,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3715% | 2,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3715% | 1,953 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8540% | 33 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 3,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 2,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 1,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 2,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1147% | 702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 2,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1564% | 1,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5751% | 1,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5751% | 1,361 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7635% | 15 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0726% | 4,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 4,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0070% | 2,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0879% | 2,736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 4,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0355% | 1,703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 3,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1806% | 2,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0674% | 4,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0674% | 3,988 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5167% | 71 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 4,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0594% | 4,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0101% | 2,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0611% | 2,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 3,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0492% | 1,491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 3,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2220% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0736% | 3,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0736% | 3,677 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5065% | 69 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 4,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0598% | 3,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0164% | 1,908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0495% | 2,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0718% | 3,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0885% | 1,243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0668% | 3,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3570% | 1,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0478% | 3,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0478% | 3,453 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0739% | 55 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 3,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1069% | 2,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0863% | 1,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1312% | 2,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0734% | 947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1486% | 2,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3609% | 1,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0805% | 2,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0805% | 2,692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0493% | 50 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1676% | 4,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1318% | 4,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1612% | 2,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1101% | 4,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1317% | 1,733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1035% | 3,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6730% | 2,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2242% | 3,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2236% | 3,614 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8508% | 70 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1714% | 4,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1201% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1756% | 2,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0741% | 3,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0657% | 1,605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0767% | 3,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9019% | 1,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2116% | 3,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2108% | 3,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.5670% | 56 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1896% | 4,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1136% | 3,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1533% | 2,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0823% | 3,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0924% | 1,353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0790% | 3,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2844% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1809% | 3,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1800% | 3,176 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.7543% | 51 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1928% | 3,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1185% | 3,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1982% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 2,879 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 5,225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 2,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3460% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1111% | 3,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1102% | 2,889 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2434% | 4,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 4,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1574% | 2,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0740% | 4,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0732% | 1,839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0742% | 4,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2198% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3984% | 3,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2526% | 4,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1313% | 4,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1844% | 2,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 3,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0694% | 1,619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1040% | 3,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1172% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1940% | 4,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2476% | 4,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1680% | 3,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3012% | 1,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0637% | 3,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0654% | 1,354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 3,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5314% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1722% | 3,992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2457% | 3,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1656% | 3,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2897% | 1,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 2,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0642% | 944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0729% | 2,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4904% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2529% | 3,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2551% | 5,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1607% | 4,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3024% | 2,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 4,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0261% | 1,885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 4,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7083% | 2,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2053% | 5,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.2110% | 124 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2689% | 4,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1892% | 3,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3530% | 1,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0677% | 3,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0356% | 1,570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 3,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5085% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1693% | 4,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.1939% | 99 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2538% | 3,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2174% | 3,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4523% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 3,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0317% | 1,266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 3,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8118% | 2,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2338% | 4,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1996% | 3,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1238% | 2,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2557% | 885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 2,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0656% | 795 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 2,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2141% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4008% | 3,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0796% | 5,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 4,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0800% | 1,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 3,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0569% | 1,288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 3,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5878% | 2,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1141% | 5,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 5,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 4,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 7,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 3,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0780% | 984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 3,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6066% | 1,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1234% | 4,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 5,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 3,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0213% | 7,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 2,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0677% | 814 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 2,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1991% | 2,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1893% | 4,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 5,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0299% | 7,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1375% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 7,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0224% | 6,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0819% | 3,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 5,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 3,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 1,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 3,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0197% | 897 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 2,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2920% | 2,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2345% | 4,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 4,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 3,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 2,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0263% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 2,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2884% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0712% | 4,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0226% | 4,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 2,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 7,852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 2,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0449% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2676% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1114% | 4,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0453% | 7,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 7,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 8,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0111% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7047% | 7,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0900% | 3,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 5,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 3,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 2,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0098% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0814% | 3,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2161% | 4,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 4,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 2,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1090% | 2,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1716% | 4,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 5,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 7,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0784% | 2,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1305% | 4,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 6,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 7,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 8,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1624% | 7,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1266% | 3,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 7,986 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 7,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 7,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 7,975 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0350% | 6,039 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 7,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2533% | 7,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1464% | 5,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 7,812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 7,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 8,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 7,969 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0467% | 6,009 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 7,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2593% | 7,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1001% | 5,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0109% | 7,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 2,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2507% | 7,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0237% | 5,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 4,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 1,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0829% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4800% | 8,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0167% | 4,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0223% | 8,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 3,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.0871% | 7,937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0528% | 1,194 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 8,172 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0722% | 6,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 3,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4853% | 8,196 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2281% | 8,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4467% | 13 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0440% | 8,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 8,253 |
| Percentage Net Loans Charged-off:Construction & development | -0.1254% | 7,955 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 8,245 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 8,221 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0988% | 6,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 2,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3759% | 8,101 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3848% | 8,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 7,617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 7,906 |
| Percentage Net Loans Charged-off:Construction & development | -0.2070% | 7,944 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1357% | 2,434 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7277% | 8,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0568% | 8,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 8,215 |
| Percentage Net Loans Charged-off:Construction & development | -0.4626% | 7,931 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1804% | 7,768 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0620% | 8,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 7,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 8,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 8,524 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1730% | 3,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0737% | 6,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 6,734 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 8,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 8,583 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2197% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0484% | 6,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 6,512 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 8,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0373% | 8,638 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2339% | 2,586 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0581% | 8,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 4,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5371% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3365% | 3,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 6,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 3,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 8,578 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 2,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0678% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3962% | 3,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5201% | 4,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 7,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 3,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 8,687 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 3,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 2,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1674% | 3,816 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0057% | 8,808 |
| Percentage Net Loans Charged-off: Credit card loans | -6.1475% | 5,547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0635% | 5,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 1,347 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3314% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1394% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9636% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6670% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4354% | 462 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 5,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.7345% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0700% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0681% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1616% | 1,353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0564% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2889% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9593% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3434% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1394% | 480 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 6,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0529% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0254% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2721% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5911% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0860% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2376% | 13 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2410% | 3,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1386% | 257 |
| Percentage Net Loans Charged-off:Construction & development | -0.0865% | 1,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2750% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0638% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7502% | 242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8792% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8586% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9821% | 12 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1218% | 5,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1605% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 0.1431% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2595% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0984% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2801% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0880% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3615% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8704% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0122% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7493% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7221% | 99 |
| Percentage Net Loans Charged-off:Construction & development | 3.7501% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3595% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1147% | 330 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1410% | 1,338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1289% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1880% | 152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8181% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6914% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 3,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1912% | 412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3202% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1257% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1327% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4699% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4359% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9492% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0639% | 51 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3429% | 3,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2558% | 503 |
| Percentage Net Loans Charged-off:Construction & development | -0.1278% | 1,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4550% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1636% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4877% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1443% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2579% | 324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8576% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6038% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8076% | 60 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8919% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5573% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 0.4484% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0744% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2779% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3694% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1471% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2580% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8821% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0010% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 17.6618% | 24 |