Home > THE VINTON COUNTY NATIONAL BANK > Income and Expense

THE VINTON COUNTY NATIONAL BANK, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$58,526,000816
Total interest expense$18,662,000818
Net interest income$39,864,000812
Provision for loan and lease losses$1,258,000729
Total noninterest income$7,607,000904
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,987,000560
Trading account gains and feesNANA
Additional Noninterest Income$5,620,000816
Total noninterest expense$33,990,000797
Salaries and employee benefits$16,633,000892
Premises and equipment expense$3,484,000761
Additional noninterest expense$5,620,000816
Pre-tax net operating income$12,223,000997
Securities gains (losses)$0988
Applicable income taxes$2,139,000949
Income before extraordinary items$10,084,0001,002
Extraordinary gains, net$054
Net income$10,084,0001,015
Minority interest net income$088
Net income of bank and minority interests.$10,084,0001,005
Net charge-offs$979,000543
Cash dividends$4,000,000955
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,084,0001,020
2023-09-30 (YTD Data)Rank
Total interest income$42,803,000820
Total interest expense$12,849,000814
Net interest income$29,954,000820
Provision for loan and lease losses$731,000809
Total noninterest income$5,603,000922
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,449,000572
Trading account gains and feesNANA
Additional Noninterest Income$4,154,000844
Total noninterest expense$25,302,000800
Salaries and employee benefits$12,505,000894
Premises and equipment expense$2,645,000756
Additional noninterest expense$4,154,000844
Pre-tax net operating income$9,524,0001,010
Securities gains (losses)$0849
Applicable income taxes$1,678,000940
Income before extraordinary items$7,846,0001,020
Extraordinary gains, net$052
Net income$7,846,0001,025
Minority interest net income$081
Net income of bank and minority interests.$7,846,0001,020
Net charge-offs$591,000530
Cash dividends$3,000,000874
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,846,0001,030
2023-06-30 (YTD Data)Rank
Total interest income$27,665,000816
Total interest expense$7,522,000829
Net interest income$20,143,000816
Provision for loan and lease losses$428,000853
Total noninterest income$3,702,000882
Gross Fiduciary activities income$0931
Service charges on deposit accounts$938,000576
Trading account gains and feesNANA
Additional Noninterest Income$2,764,000792
Total noninterest expense$16,681,000796
Salaries and employee benefits$8,378,000884
Premises and equipment expense$1,760,000738
Additional noninterest expense$2,764,000792
Pre-tax net operating income$6,736,000972
Securities gains (losses)$0938
Applicable income taxes$1,198,000899
Income before extraordinary items$5,538,000981
Extraordinary gains, net$051
Net income$5,538,000994
Minority interest net income$081
Net income of bank and minority interests.$5,538,000981
Net charge-offs$391,000497
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,538,000990
2023-03-31 (YTD Data)Rank
Total interest income$13,357,000835
Total interest expense$3,217,000846
Net interest income$10,140,000818
Provision for loan and lease losses$505,000507
Total noninterest income$1,770,000910
Gross Fiduciary activities income$0913
Service charges on deposit accounts$450,000612
Trading account gains and feesNANA
Additional Noninterest Income$1,320,000801
Total noninterest expense$8,343,000813
Salaries and employee benefits$4,165,000909
Premises and equipment expense$884,000772
Additional noninterest expense$1,320,000801
Pre-tax net operating income$3,062,0001,064
Securities gains (losses)$0950
Applicable income taxes$534,0001,000
Income before extraordinary items$2,528,0001,060
Extraordinary gains, net$04
Net income$2,528,0001,059
Minority interest net income$048
Net income of bank and minority interests.$2,528,0001,059
Net charge-offs$248,000391
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,528,0001,077
2022-12-31 (YTD Data)Rank
Total interest income$46,756,000793
Total interest expense$2,691,0001,282
Net interest income$44,065,000754
Provision for loan and lease losses$1,617,000596
Total noninterest income$7,771,000894
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,794,000632
Trading account gains and feesNANA
Additional Noninterest Income$5,977,000780
Total noninterest expense$33,367,000792
Salaries and employee benefits$17,239,000857
Premises and equipment expense$3,629,000724
Additional noninterest expense$5,977,000780
Pre-tax net operating income$16,852,000865
Securities gains (losses)$-1,0003,144
Applicable income taxes$3,082,000820
Income before extraordinary items$13,769,000866
Extraordinary gains, net$05
Net income$13,769,000867
Minority interest net income$063
Net income of bank and minority interests.$13,769,000867
Net charge-offs$474,000609
Cash dividends$3,200,0001,087
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,769,820888
2022-09-30 (YTD Data)Rank
Total interest income$33,662,000785
Total interest expense$1,099,0001,649
Net interest income$32,563,000746
Provision for loan and lease losses$1,069,000596
Total noninterest income$5,602,000938
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,325,000647
Trading account gains and feesNANA
Additional Noninterest Income$4,277,000841
Total noninterest expense$24,586,000799
Salaries and employee benefits$12,622,000871
Premises and equipment expense$2,738,000723
Additional noninterest expense$4,277,000841
Pre-tax net operating income$12,510,000859
Securities gains (losses)$0740
Applicable income taxes$2,281,000832
Income before extraordinary items$10,229,000877
Extraordinary gains, net$04
Net income$10,229,000877
Minority interest net income$057
Net income of bank and minority interests.$10,229,000877
Net charge-offs$286,000587
Cash dividends$2,400,000989
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,229,000895
2022-06-30 (YTD Data)Rank
Total interest income$21,562,000774
Total interest expense$624,0001,672
Net interest income$20,938,000749
Provision for loan and lease losses$472,000717
Total noninterest income$3,734,000925
Gross Fiduciary activities income$0925
Service charges on deposit accounts$835,000682
Trading account gains and feesNANA
Additional Noninterest Income$2,899,000848
Total noninterest expense$16,021,000800
Salaries and employee benefits$8,203,000876
Premises and equipment expense$1,826,000715
Additional noninterest expense$5,992,000660
Pre-tax net operating income$8,179,000836
Securities gains (losses)$0687
Applicable income taxes$1,490,000793
Income before extraordinary items$6,689,000846
Extraordinary gains, net$04
Net income$6,689,000846
Minority interest net income$060
Net income of bank and minority interests.$6,689,000846
Net charge-offs$203,000530
Cash dividends$1,600,000988
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,689,000859
2022-03-31 (YTD Data)Rank
Total interest income$10,289,000791
Total interest expense$314,0001,613
Net interest income$9,975,000758
Provision for loan and lease losses$272,000542
Total noninterest income$1,816,000944
Gross Fiduciary activities income$0892
Service charges on deposit accounts$400,000698
Trading account gains and feesNANA
Additional Noninterest Income$1,416,000867
Total noninterest expense$7,889,000810
Salaries and employee benefits$4,005,000898
Premises and equipment expense$945,000700
Additional noninterest expense$2,939,000660
Pre-tax net operating income$3,630,000887
Securities gains (losses)$0623
Applicable income taxes$645,000843
Income before extraordinary items$2,985,000892
Extraordinary gains, net$04
Net income$2,985,000891
Minority interest net income$050
Net income of bank and minority interests.$2,985,000892
Net charge-offs$257,000319
Cash dividends$800,000877
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,985,000905
2021-12-31 (YTD Data)Rank
Total interest income$43,533,000760
Total interest expense$3,106,000871
Net interest income$40,427,000757
Provision for loan and lease losses$668,000823
Total noninterest income$8,713,000918
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,436,000724
Trading account gains and feesNANA
Additional Noninterest Income$7,277,000828
Total noninterest expense$32,671,000773
Salaries and employee benefits$16,580,000867
Premises and equipment expense$3,853,000687
Additional noninterest expense$12,238,000648
Pre-tax net operating income$15,801,000907
Securities gains (losses)$-3,0004,291
Applicable income taxes$2,857,000887
Income before extraordinary items$12,941,000936
Extraordinary gains, net$010
Net income$12,941,000936
Minority interest net income$074
Net income of bank and minority interests.$12,941,000936
Net charge-offs$323,000809
Cash dividends$3,300,0001,095
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,943,460920
2021-09-30 (YTD Data)Rank
Total interest income$32,977,000767
Total interest expense$2,646,000830
Net interest income$30,331,000765
Provision for loan and lease losses$560,000741
Total noninterest income$6,373,000966
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,038,000732
Trading account gains and feesNANA
Additional Noninterest Income$5,335,000858
Total noninterest expense$24,262,000791
Salaries and employee benefits$12,433,000875
Premises and equipment expense$2,851,000710
Additional noninterest expense$8,978,000657
Pre-tax net operating income$11,882,000935
Securities gains (losses)$02,015
Applicable income taxes$2,171,000926
Income before extraordinary items$9,711,000972
Extraordinary gains, net$08
Net income$9,711,000972
Minority interest net income$069
Net income of bank and minority interests.$9,711,000972
Net charge-offs$289,000661
Cash dividends$2,500,000981
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,711,000959
2021-06-30 (YTD Data)Rank
Total interest income$21,780,000770
Total interest expense$2,028,000745
Net interest income$19,752,000779
Provision for loan and lease losses$395,000739
Total noninterest income$4,062,000991
Gross Fiduciary activities income$0951
Service charges on deposit accounts$668,000726
Trading account gains and feesNANA
Additional Noninterest Income$3,394,000888
Total noninterest expense$15,951,000798
Salaries and employee benefits$8,165,000881
Premises and equipment expense$1,941,000693
Additional noninterest expense$5,845,000661
Pre-tax net operating income$7,468,000981
Securities gains (losses)$01,818
Applicable income taxes$1,331,000962
Income before extraordinary items$6,137,0001,003
Extraordinary gains, net$06
Net income$6,137,0001,004
Minority interest net income$067
Net income of bank and minority interests.$6,137,0001,003
Net charge-offs$215,000626
Cash dividends$1,500,0001,047
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,137,000981
2021-03-31 (YTD Data)Rank
Total interest income$10,594,000787
Total interest expense$1,121,000708
Net interest income$9,473,000797
Provision for loan and lease losses$268,000659
Total noninterest income$1,905,0001,037
Gross Fiduciary activities income$0922
Service charges on deposit accounts$328,000727
Trading account gains and feesNANA
Additional Noninterest Income$1,577,000947
Total noninterest expense$7,936,000789
Salaries and employee benefits$3,997,000890
Premises and equipment expense$998,000685
Additional noninterest expense$2,941,000645
Pre-tax net operating income$3,174,0001,097
Securities gains (losses)$01,392
Applicable income taxes$570,0001,055
Income before extraordinary items$2,604,0001,159
Extraordinary gains, net$03
Net income$2,604,0001,159
Minority interest net income$055
Net income of bank and minority interests.$2,604,0001,159
Net charge-offs$250,000378
Cash dividends$750,000919
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,604,0001,129
2020-12-31 (YTD Data)Rank
Total interest income$43,001,000779
Total interest expense$6,780,000701
Net interest income$36,221,000792
Provision for loan and lease losses$1,549,0001,235
Total noninterest income$8,284,000915
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,399,000720
Trading account gains and feesNANA
Additional Noninterest Income$6,885,000820
Total noninterest expense$30,726,000799
Salaries and employee benefits$15,572,000873
Premises and equipment expense$3,860,000684
Additional noninterest expense$11,294,000671
Pre-tax net operating income$12,230,000894
Securities gains (losses)$02,675
Applicable income taxes$2,136,000905
Income before extraordinary items$10,094,000954
Extraordinary gains, net$04
Net income$10,094,000954
Minority interest net income$072
Net income of bank and minority interests.$10,094,000954
Net charge-offs$815,000735
Cash dividends$2,750,0001,207
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,094,000914
2020-09-30 (YTD Data)Rank
Total interest income$32,107,000784
Total interest expense$5,374,000713
Net interest income$26,733,000798
Provision for loan and lease losses$1,083,0001,289
Total noninterest income$6,127,000897
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,059,000701
Trading account gains and feesNANA
Additional Noninterest Income$5,068,000805
Total noninterest expense$22,551,000804
Salaries and employee benefits$11,448,000874
Premises and equipment expense$2,773,000692
Additional noninterest expense$8,330,000662
Pre-tax net operating income$9,226,000861
Securities gains (losses)$02,494
Applicable income taxes$1,627,000849
Income before extraordinary items$7,599,000904
Extraordinary gains, net$04
Net income$7,599,000904
Minority interest net income$065
Net income of bank and minority interests.$7,599,000904
Net charge-offs$684,000629
Cash dividends$2,050,0001,081
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,599,000872
2020-06-30 (YTD Data)Rank
Total interest income$21,489,000789
Total interest expense$3,769,000743
Net interest income$17,720,000800
Provision for loan and lease losses$715,0001,318
Total noninterest income$3,795,000890
Gross Fiduciary activities income$0970
Service charges on deposit accounts$700,000715
Trading account gains and feesNANA
Additional Noninterest Income$3,095,000794
Total noninterest expense$14,891,000800
Salaries and employee benefits$7,537,000874
Premises and equipment expense$1,810,000711
Additional noninterest expense$5,544,000646
Pre-tax net operating income$5,909,000826
Securities gains (losses)$02,249
Applicable income taxes$1,007,000828
Income before extraordinary items$4,902,000868
Extraordinary gains, net$04
Net income$4,902,000868
Minority interest net income$065
Net income of bank and minority interests.$4,902,000868
Net charge-offs$546,000562
Cash dividends$1,350,0001,072
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,902,000837
2020-03-31 (YTD Data)Rank
Total interest income$11,063,000759
Total interest expense$1,997,000792
Net interest income$9,066,000763
Provision for loan and lease losses$409,000996
Total noninterest income$1,604,000948
Gross Fiduciary activities income$0941
Service charges on deposit accounts$461,000655
Trading account gains and feesNANA
Additional Noninterest Income$1,143,000874
Total noninterest expense$7,772,000777
Salaries and employee benefits$3,738,000888
Premises and equipment expense$897,000720
Additional noninterest expense$3,137,000582
Pre-tax net operating income$2,489,000887
Securities gains (losses)$01,705
Applicable income taxes$412,000853
Income before extraordinary items$2,077,000903
Extraordinary gains, net$04
Net income$2,077,000903
Minority interest net income$056
Net income of bank and minority interests.$2,077,000903
Net charge-offs$404,000426
Cash dividends$650,0001,079
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,077,000892
2019-12-31 (YTD Data)Rank
Total interest income$43,885,000771
Total interest expense$8,093,000820
Net interest income$35,792,000766
Provision for loan and lease losses$1,200,000789
Total noninterest income$6,058,000986
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,021,000624
Trading account gains and feesNANA
Additional Noninterest Income$4,037,000959
Total noninterest expense$29,940,000770
Salaries and employee benefits$16,263,000811
Premises and equipment expense$3,471,000728
Additional noninterest expense$10,206,000691
Pre-tax net operating income$10,710,0001,008
Securities gains (losses)$49,0001,246
Applicable income taxes$1,811,000967
Income before extraordinary items$8,948,0001,024
Extraordinary gains, net$011
Net income$8,948,0001,025
Minority interest net income$076
Net income of bank and minority interests.$8,948,0001,025
Net charge-offs$1,057,000636
Cash dividends$2,600,0001,330
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,907,3301,005
2019-09-30 (YTD Data)Rank
Total interest income$32,427,000791
Total interest expense$5,970,000835
Net interest income$26,457,000780
Provision for loan and lease losses$925,000721
Total noninterest income$4,409,000996
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,470,000637
Trading account gains and feesNANA
Additional Noninterest Income$2,939,000975
Total noninterest expense$22,162,000774
Salaries and employee benefits$12,140,000810
Premises and equipment expense$2,569,000741
Additional noninterest expense$7,453,000703
Pre-tax net operating income$7,779,0001,042
Securities gains (losses)$38,0001,173
Applicable income taxes$1,296,0001,034
Income before extraordinary items$6,521,0001,075
Extraordinary gains, net$011
Net income$6,521,0001,076
Minority interest net income$072
Net income of bank and minority interests.$6,521,0001,076
Net charge-offs$815,000557
Cash dividends$1,950,0001,228
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,489,4601,051
2019-06-30 (YTD Data)Rank
Total interest income$21,080,000805
Total interest expense$3,818,000858
Net interest income$17,262,000789
Provision for loan and lease losses$507,000845
Total noninterest income$2,969,000971
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$950,000651
Trading account gains and fees$0131
Additional Noninterest Income$2,019,000922
Total noninterest expense$14,780,000774
Salaries and employee benefits$8,078,000805
Premises and equipment expense$1,673,000762
Additional noninterest expense$5,029,000709
Pre-tax net operating income$4,944,0001,063
Securities gains (losses)$-3,0004,772
Applicable income taxes$812,0001,039
Income before extraordinary items$4,129,0001,081
Extraordinary gains, net$011
Net income$4,129,0001,081
Minority interest net income$069
Net income of bank and minority interests.$4,129,0001,081
Net charge-offs$418,000639
Cash dividends$1,300,0001,204
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,131,5201,068
2019-03-31 (YTD Data)Rank
Total interest income$10,236,000828
Total interest expense$1,823,000864
Net interest income$8,413,000810
Provision for loan and lease losses$212,000901
Total noninterest income$1,342,0001,011
Gross Fiduciary activities income$0972
Service charges on deposit accounts$440,000697
Trading account gains and fees$0126
Additional Noninterest Income$902,000961
Total noninterest expense$7,327,000778
Salaries and employee benefits$4,006,000812
Premises and equipment expense$836,000775
Additional noninterest expense$2,485,000701
Pre-tax net operating income$2,216,0001,130
Securities gains (losses)$-3,0004,951
Applicable income taxes$353,0001,141
Income before extraordinary items$1,860,0001,154
Extraordinary gains, net$05
Net income$1,860,0001,153
Minority interest net income$052
Net income of bank and minority interests.$1,860,0001,153
Net charge-offs$170,000684
Cash dividends$650,0001,116
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,862,5201,131
2018-12-31 (YTD Data)Rank
Total interest income$38,875,000810
Total interest expense$4,737,000969
Net interest income$34,138,000778
Provision for loan and lease losses$1,145,000807
Total noninterest income$5,946,000982
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,925,000657
Trading account gains and fees$0126
Additional Noninterest Income$4,021,000914
Total noninterest expense$28,192,000792
Salaries and employee benefits$15,143,000825
Premises and equipment expense$3,121,000800
Additional noninterest expense$9,928,000709
Pre-tax net operating income$10,747,000981
Securities gains (losses)$-5,0004,250
Applicable income taxes$1,833,000930
Income before extraordinary items$8,909,0001,012
Extraordinary gains, net$06
Net income$8,909,0001,011
Minority interest net income$072
Net income of bank and minority interests.$8,909,0001,011
Net charge-offs$873,000667
Cash dividends$4,400,000813
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,913,1501,014
2018-09-30 (YTD Data)Rank
Total interest income$28,463,000814
Total interest expense$3,147,0001,027
Net interest income$25,316,000779
Provision for loan and lease losses$836,000754
Total noninterest income$4,357,000997
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,438,000653
Trading account gains and fees$0138
Additional Noninterest Income$2,919,000949
Total noninterest expense$20,897,000794
Salaries and employee benefits$11,364,000825
Premises and equipment expense$2,260,000831
Additional noninterest expense$7,273,000706
Pre-tax net operating income$7,940,0001,003
Securities gains (losses)$-5,0004,626
Applicable income taxes$1,358,000956
Income before extraordinary items$6,577,0001,026
Extraordinary gains, net$05
Net income$6,577,0001,025
Minority interest net income$066
Net income of bank and minority interests.$6,577,0001,025
Net charge-offs$646,000609
Cash dividends$3,800,000668
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,581,1501,022
2018-06-30 (YTD Data)Rank
Total interest income$18,728,000812
Total interest expense$1,810,0001,100
Net interest income$16,918,000775
Provision for loan and lease losses$558,000753
Total noninterest income$2,798,0001,024
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$938,000667
Trading account gains and fees$0130
Additional Noninterest Income$1,860,000986
Total noninterest expense$13,830,000802
Salaries and employee benefits$7,393,000848
Premises and equipment expense$1,487,000845
Additional noninterest expense$4,950,000696
Pre-tax net operating income$5,328,000978
Securities gains (losses)$-5,0004,867
Applicable income taxes$918,000936
Income before extraordinary items$4,405,0001,008
Extraordinary gains, net$06
Net income$4,405,0001,006
Minority interest net income$065
Net income of bank and minority interests.$4,405,0001,007
Net charge-offs$410,000594
Cash dividends$1,200,0001,153
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,409,150998
2018-03-31 (YTD Data)Rank
Total interest income$9,154,000824
Total interest expense$869,0001,093
Net interest income$8,285,000790
Provision for loan and lease losses$260,000768
Total noninterest income$1,347,0001,041
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$457,000685
Trading account gains and fees$0123
Additional Noninterest Income$890,000998
Total noninterest expense$6,991,000801
Salaries and employee benefits$3,648,000869
Premises and equipment expense$756,000835
Additional noninterest expense$2,587,000650
Pre-tax net operating income$2,381,0001,034
Securities gains (losses)$-5,0005,135
Applicable income taxes$398,0001,006
Income before extraordinary items$1,978,0001,068
Extraordinary gains, net$07
Net income$1,978,0001,067
Minority interest net income$052
Net income of bank and minority interests.$1,978,0001,068
Net charge-offs$239,000512
Cash dividends$600,0001,040
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,982,1501,060
2017-12-31 (YTD Data)Rank
Total interest income$34,832,000823
Total interest expense$3,223,0001,007
Net interest income$31,609,000799
Provision for loan and lease losses$794,0001,059
Total noninterest income$5,701,0001,026
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,930,000664
Trading account gains and fees$0151
Additional Noninterest Income$3,771,000989
Total noninterest expense$25,216,000865
Salaries and employee benefits$14,178,000858
Premises and equipment expense$2,728,000897
Additional noninterest expense$8,310,000802
Pre-tax net operating income$11,300,000894
Securities gains (losses)$-10,0005,064
Applicable income taxes$3,944,000784
Income before extraordinary items$7,346,000977
Extraordinary gains, net$09
Net income$7,346,000977
Minority interest net income$076
Net income of bank and minority interests.$7,346,000977
Net charge-offs$694,000886
Cash dividends$2,100,0001,362
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,352,500966
2017-09-30 (YTD Data)Rank
Total interest income$25,920,000825
Total interest expense$2,381,0001,008
Net interest income$23,539,000800
Provision for loan and lease losses$487,0001,169
Total noninterest income$4,195,0001,051
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,447,000665
Trading account gains and fees$0145
Additional Noninterest Income$2,748,0001,043
Total noninterest expense$18,762,000867
Salaries and employee benefits$10,617,000863
Premises and equipment expense$1,986,000926
Additional noninterest expense$6,159,000800
Pre-tax net operating income$8,485,000907
Securities gains (losses)$-9,0005,385
Applicable income taxes$2,372,000818
Income before extraordinary items$6,104,000973
Extraordinary gains, net$09
Net income$6,104,000973
Minority interest net income$071
Net income of bank and minority interests.$6,104,000973
Net charge-offs$406,000927
Cash dividends$1,500,0001,286
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,110,480953
2017-06-30 (YTD Data)Rank
Total interest income$16,997,000834
Total interest expense$1,554,0001,002
Net interest income$15,443,000814
Provision for loan and lease losses$331,0001,119
Total noninterest income$2,759,0001,062
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$949,000662
Trading account gains and fees$0139
Additional Noninterest Income$1,810,0001,049
Total noninterest expense$12,651,000863
Salaries and employee benefits$7,159,000855
Premises and equipment expense$1,305,000933
Additional noninterest expense$4,187,000787
Pre-tax net operating income$5,220,000959
Securities gains (losses)$-9,0005,476
Applicable income taxes$1,425,000863
Income before extraordinary items$3,786,0001,027
Extraordinary gains, net$011
Net income$3,786,0001,027
Minority interest net income$071
Net income of bank and minority interests.$3,786,0001,027
Net charge-offs$259,000907
Cash dividends$1,000,0001,294
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,792,5701,015
2017-03-31 (YTD Data)Rank
Total interest income$8,390,000840
Total interest expense$764,000998
Net interest income$7,626,000822
Provision for loan and lease losses$233,000840
Total noninterest income$1,338,0001,084
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$468,000670
Trading account gains and fees$0142
Additional Noninterest Income$870,0001,061
Total noninterest expense$6,449,000849
Salaries and employee benefits$3,714,000832
Premises and equipment expense$646,000952
Additional noninterest expense$2,089,000779
Pre-tax net operating income$2,282,0001,044
Securities gains (losses)$-9,0005,640
Applicable income taxes$602,000952
Income before extraordinary items$1,671,0001,122
Extraordinary gains, net$08
Net income$1,671,0001,121
Minority interest net income$055
Net income of bank and minority interests.$1,671,0001,122
Net charge-offs$230,000547
Cash dividends$500,0001,199
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,677,6601,094
2016-12-31 (YTD Data)Rank
Total interest income$33,311,000810
Total interest expense$2,986,000975
Net interest income$30,325,000789
Provision for loan and lease losses$1,000,000889
Total noninterest income$5,518,0001,068
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,903,000687
Trading account gains and fees$0170
Additional Noninterest Income$3,615,0001,063
Total noninterest expense$24,787,000861
Salaries and employee benefits$13,890,000846
Premises and equipment expense$3,169,000784
Additional noninterest expense$7,728,000856
Pre-tax net operating income$10,056,000926
Securities gains (losses)$134,0001,131
Applicable income taxes$2,795,000828
Income before extraordinary items$7,395,0001,010
Extraordinary gains, net$05
Net income$7,395,0001,009
Minority interest net income$082
Net income of bank and minority interests.$7,395,0001,009
Net charge-offs$908,000707
Cash dividends$7,000,000507
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,297,180996
2016-09-30 (YTD Data)Rank
Total interest income$24,909,000808
Total interest expense$2,236,000971
Net interest income$22,673,000787
Provision for loan and lease losses$712,000894
Total noninterest income$4,019,0001,091
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,416,000690
Trading account gains and fees$0169
Additional Noninterest Income$2,603,0001,093
Total noninterest expense$18,705,000850
Salaries and employee benefits$10,299,000853
Premises and equipment expense$2,352,000801
Additional noninterest expense$6,054,000827
Pre-tax net operating income$7,275,000961
Securities gains (losses)$140,0001,036
Applicable income taxes$2,025,000857
Income before extraordinary items$5,390,0001,041
Extraordinary gains, net$05
Net income$5,390,0001,041
Minority interest net income$071
Net income of bank and minority interests.$5,390,0001,041
Net charge-offs$660,000647
Cash dividends$2,000,0001,022
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,287,8001,026
2016-06-30 (YTD Data)Rank
Total interest income$16,431,000813
Total interest expense$1,481,000978
Net interest income$14,950,000796
Provision for loan and lease losses$430,000966
Total noninterest income$2,573,0001,107
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$917,000688
Trading account gains and fees$0157
Additional Noninterest Income$1,656,0001,105
Total noninterest expense$12,408,000858
Salaries and employee benefits$6,858,000859
Premises and equipment expense$1,556,000806
Additional noninterest expense$3,994,000828
Pre-tax net operating income$4,685,000980
Securities gains (losses)$100,000964
Applicable income taxes$1,301,000877
Income before extraordinary items$3,484,0001,055
Extraordinary gains, net$016
Net income$3,484,0001,053
Minority interest net income$071
Net income of bank and minority interests.$3,484,0001,054
Net charge-offs$393,000711
Cash dividends$1,000,0001,296
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,411,0001,055
2016-03-31 (YTD Data)Rank
Total interest income$8,063,000830
Total interest expense$741,000976
Net interest income$7,322,000812
Provision for loan and lease losses$191,0001,003
Total noninterest income$1,238,0001,112
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$438,000716
Trading account gains and fees$0142
Additional Noninterest Income$800,0001,096
Total noninterest expense$6,165,000860
Salaries and employee benefits$3,484,000846
Premises and equipment expense$791,000798
Additional noninterest expense$1,890,000861
Pre-tax net operating income$2,204,000997
Securities gains (losses)$100,000535
Applicable income taxes$613,000901
Income before extraordinary items$1,691,0001,061
Extraordinary gains, net$012
Net income$1,691,0001,061
Minority interest net income$062
Net income of bank and minority interests.$1,691,0001,062
Net charge-offs$181,000711
Cash dividends$500,0001,173
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,618,0001,083
2015-12-31 (YTD Data)Rank
Total interest income$32,970,000780
Total interest expense$2,993,000938
Net interest income$29,977,000753
Provision for loan and lease losses$1,154,000717
Total noninterest income$5,229,0001,092
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,952,000678
Trading account gains and fees$0159
Additional Noninterest Income$3,277,0001,092
Total noninterest expense$24,632,000838
Salaries and employee benefits$13,091,000868
Premises and equipment expense$3,136,000782
Additional noninterest expense$8,405,000782
Pre-tax net operating income$9,420,000935
Securities gains (losses)$70,0001,397
Applicable income taxes$2,449,000868
Income before extraordinary items$7,041,0001,013
Extraordinary gains, net$023
Net income$7,041,0001,013
Minority interest net income$081
Net income of bank and minority interests.$7,041,0001,013
Net charge-offs$876,000768
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,989,200999
2015-09-30 (YTD Data)Rank
Total interest income$24,653,000785
Total interest expense$2,260,000931
Net interest income$22,393,000759
Provision for loan and lease losses$938,000640
Total noninterest income$3,842,0001,119
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,440,000683
Trading account gains and fees$0153
Additional Noninterest Income$2,402,0001,134
Total noninterest expense$18,576,000846
Salaries and employee benefits$9,807,000875
Premises and equipment expense$2,376,000793
Additional noninterest expense$6,393,000774
Pre-tax net operating income$6,721,0001,000
Securities gains (losses)$48,0001,493
Applicable income taxes$1,723,000935
Income before extraordinary items$5,046,0001,060
Extraordinary gains, net$021
Net income$5,046,0001,058
Minority interest net income$078
Net income of bank and minority interests.$5,046,0001,060
Net charge-offs$728,000655
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,010,0001,040
2015-06-30 (YTD Data)Rank
Total interest income$16,336,000786
Total interest expense$1,514,000937
Net interest income$14,822,000765
Provision for loan and lease losses$649,000613
Total noninterest income$2,389,0001,184
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$928,000694
Trading account gains and fees$0157
Additional Noninterest Income$1,461,0001,206
Total noninterest expense$12,503,000839
Salaries and employee benefits$6,558,000873
Premises and equipment expense$1,642,000768
Additional noninterest expense$4,303,000769
Pre-tax net operating income$4,059,0001,075
Securities gains (losses)$48,0001,258
Applicable income taxes$1,007,0001,026
Income before extraordinary items$3,100,0001,135
Extraordinary gains, net$022
Net income$3,100,0001,134
Minority interest net income$075
Net income of bank and minority interests.$3,100,0001,136
Net charge-offs$533,000610
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,064,0001,112
2015-03-31 (YTD Data)Rank
Total interest income$8,024,000801
Total interest expense$764,000941
Net interest income$7,260,000778
Provision for loan and lease losses$335,000575
Total noninterest income$1,235,0001,108
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$434,000734
Trading account gains and fees$0152
Additional Noninterest Income$801,0001,090
Total noninterest expense$6,361,000824
Salaries and employee benefits$3,302,000867
Premises and equipment expense$872,000737
Additional noninterest expense$2,187,000750
Pre-tax net operating income$1,799,0001,148
Securities gains (losses)$48,000862
Applicable income taxes$430,0001,131
Income before extraordinary items$1,417,0001,188
Extraordinary gains, net$013
Net income$1,417,0001,189
Minority interest net income$064
Net income of bank and minority interests.$1,417,0001,189
Net charge-offs$302,000529
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,380,0401,180
2014-12-31 (YTD Data)Rank
Total interest income$30,487,000823
Total interest expense$2,914,0001,027
Net interest income$27,573,000791
Provision for loan and lease losses$889,000953
Total noninterest income$4,625,0001,163
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,863,000740
Trading account gains and fees$0180
Additional Noninterest Income$2,762,0001,156
Total noninterest expense$21,516,000942
Salaries and employee benefits$11,243,000966
Premises and equipment expense$2,773,000879
Additional noninterest expense$7,500,000872
Pre-tax net operating income$9,793,000845
Securities gains (losses)$-11,0006,064
Applicable income taxes$2,609,000807
Income before extraordinary items$7,173,000930
Extraordinary gains, net$017
Net income$7,173,000929
Minority interest net income$084
Net income of bank and minority interests.$7,173,000929
Net charge-offs$911,000975
Cash dividends$16,700,000236
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,181,030904
2014-09-30 (YTD Data)Rank
Total interest income$22,529,000836
Total interest expense$2,178,0001,038
Net interest income$20,351,000806
Provision for loan and lease losses$592,0001,009
Total noninterest income$3,429,0001,165
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,371,000749
Trading account gains and fees$0174
Additional Noninterest Income$2,058,0001,180
Total noninterest expense$15,467,000983
Salaries and employee benefits$8,373,000978
Premises and equipment expense$1,982,000924
Additional noninterest expense$5,112,000949
Pre-tax net operating income$7,721,000816
Securities gains (losses)$02,980
Applicable income taxes$2,082,000775
Income before extraordinary items$5,639,000883
Extraordinary gains, net$015
Net income$5,639,000882
Minority interest net income$081
Net income of bank and minority interests.$5,639,000882
Net charge-offs$617,000980
Cash dividends$2,000,000930
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,639,000858
2014-06-30 (YTD Data)Rank
Total interest income$14,884,000842
Total interest expense$1,445,0001,043
Net interest income$13,439,000815
Provision for loan and lease losses$293,0001,328
Total noninterest income$2,257,0001,167
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$890,000752
Trading account gains and fees$0172
Additional Noninterest Income$1,367,0001,171
Total noninterest expense$10,281,000976
Salaries and employee benefits$5,623,000968
Premises and equipment expense$1,289,000954
Additional noninterest expense$3,369,000958
Pre-tax net operating income$5,122,000790
Securities gains (losses)$02,580
Applicable income taxes$1,402,000745
Income before extraordinary items$3,720,000871
Extraordinary gains, net$020
Net income$3,720,000871
Minority interest net income$080
Net income of bank and minority interests.$3,720,000871
Net charge-offs$273,0001,326
Cash dividends$1,000,0001,145
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,720,000849
2014-03-31 (YTD Data)Rank
Total interest income$7,322,000854
Total interest expense$720,0001,055
Net interest income$6,602,000833
Provision for loan and lease losses$149,0001,324
Total noninterest income$1,058,0001,196
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$409,000799
Trading account gains and fees$0147
Additional Noninterest Income$649,0001,178
Total noninterest expense$5,166,000986
Salaries and employee benefits$2,844,000972
Premises and equipment expense$672,000942
Additional noninterest expense$1,650,000971
Pre-tax net operating income$2,345,000844
Securities gains (losses)$01,715
Applicable income taxes$617,000800
Income before extraordinary items$1,728,000905
Extraordinary gains, net$016
Net income$1,728,000906
Minority interest net income$066
Net income of bank and minority interests.$1,728,000906
Net charge-offs$142,0001,150
Cash dividends$500,0001,008
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,728,000881
2013-12-31 (YTD Data)Rank
Total interest income$30,060,000830
Total interest expense$3,336,0001,008
Net interest income$26,724,000797
Provision for loan and lease losses$697,0001,487
Total noninterest income$4,274,0001,266
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,916,000727
Trading account gains and fees$0184
Additional Noninterest Income$2,358,0001,354
Total noninterest expense$20,766,000983
Salaries and employee benefits$11,318,000943
Premises and equipment expense$2,523,000957
Additional noninterest expense$6,925,000977
Pre-tax net operating income$9,535,000805
Securities gains (losses)$2,0002,972
Applicable income taxes$2,451,000775
Income before extraordinary items$7,086,000885
Extraordinary gains, net$029
Net income$7,086,000887
Minority interest net income$090
Net income of bank and minority interests.$7,086,000887
Net charge-offs$1,215,0001,081
Cash dividends$2,000,0001,192
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,084,520865
2013-09-30 (YTD Data)Rank
Total interest income$22,542,000836
Total interest expense$2,557,0001,024
Net interest income$19,985,000801
Provision for loan and lease losses$492,0001,536
Total noninterest income$3,225,0001,280
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,443,000728
Trading account gains and fees$0180
Additional Noninterest Income$1,782,0001,374
Total noninterest expense$15,544,000987
Salaries and employee benefits$8,558,000943
Premises and equipment expense$1,902,000963
Additional noninterest expense$5,084,000995
Pre-tax net operating income$7,174,000827
Securities gains (losses)$-2,0006,351
Applicable income taxes$1,809,000808
Income before extraordinary items$5,363,000890
Extraordinary gains, net$025
Net income$5,363,000892
Minority interest net income$084
Net income of bank and minority interests.$5,363,000892
Net charge-offs$917,0001,065
Cash dividends$1,500,0001,087
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,364,500868
2013-06-30 (YTD Data)Rank
Total interest income$14,906,000836
Total interest expense$1,733,0001,033
Net interest income$13,173,000803
Provision for loan and lease losses$261,0001,825
Total noninterest income$2,118,0001,309
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$942,000731
Trading account gains and fees$0157
Additional Noninterest Income$1,176,0001,420
Total noninterest expense$10,412,000971
Salaries and employee benefits$5,776,000933
Premises and equipment expense$1,278,000947
Additional noninterest expense$3,358,000998
Pre-tax net operating income$4,618,000831
Securities gains (losses)$-2,0006,527
Applicable income taxes$1,147,000837
Income before extraordinary items$3,469,000889
Extraordinary gains, net$022
Net income$3,469,000889
Minority interest net income$082
Net income of bank and minority interests.$3,469,000891
Net charge-offs$681,0001,012
Cash dividends$1,000,0001,071
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,470,500858
2013-03-31 (YTD Data)Rank
Total interest income$7,376,000850
Total interest expense$886,0001,039
Net interest income$6,490,000818
Provision for loan and lease losses$27,0003,386
Total noninterest income$960,0001,392
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$458,000754
Trading account gains and fees$0148
Additional Noninterest Income$502,0001,576
Total noninterest expense$5,258,000972
Salaries and employee benefits$2,941,000930
Premises and equipment expense$660,000930
Additional noninterest expense$1,657,0001,017
Pre-tax net operating income$2,165,000867
Securities gains (losses)$-1,0006,666
Applicable income taxes$525,000876
Income before extraordinary items$1,639,000927
Extraordinary gains, net$010
Net income$1,639,000928
Minority interest net income$076
Net income of bank and minority interests.$1,639,000929
Net charge-offs$16,0003,214
Cash dividends$500,000922
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,639,760884
2012-12-31 (YTD Data)Rank
Total interest income$31,940,000821
Total interest expense$4,363,0001,044
Net interest income$27,577,000783
Provision for loan and lease losses$1,435,0001,370
Total noninterest income$3,870,0001,366
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,605,000409
Trading account gains and fees$0166
Additional Noninterest Income$265,0004,212
Total noninterest expense$20,700,000966
Salaries and employee benefits$11,295,000919
Premises and equipment expense$2,516,000951
Additional noninterest expense$6,889,0001,014
Pre-tax net operating income$9,312,000772
Securities gains (losses)$03,810
Applicable income taxes$2,279,000786
Income before extraordinary items$7,033,000838
Extraordinary gains, net$029
Net income$7,033,000837
Minority interest net income$093
Net income of bank and minority interests.$7,033,000838
Net charge-offs$1,706,0001,301
Cash dividends$1,000,0001,928
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,033,000789
2012-09-30 (YTD Data)Rank
Total interest income$24,117,000832
Total interest expense$3,411,0001,046
Net interest income$20,706,000791
Provision for loan and lease losses$1,144,0001,292
Total noninterest income$2,864,0001,374
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,653,000418
Trading account gains and fees$0157
Additional Noninterest Income$211,0004,171
Total noninterest expense$15,443,000973
Salaries and employee benefits$8,348,000937
Premises and equipment expense$1,863,000964
Additional noninterest expense$5,232,000998
Pre-tax net operating income$6,983,000806
Securities gains (losses)$03,575
Applicable income taxes$1,699,000810
Income before extraordinary items$5,284,000862
Extraordinary gains, net$020
Net income$5,284,000861
Minority interest net income$086
Net income of bank and minority interests.$5,284,000862
Net charge-offs$1,355,0001,205
Cash dividends$750,0001,588
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,284,000795
2012-06-30 (YTD Data)Rank
Total interest income$16,179,000828
Total interest expense$2,424,0001,013
Net interest income$13,755,000800
Provision for loan and lease losses$910,0001,180
Total noninterest income$1,823,0001,401
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,703,000429
Trading account gains and fees$0153
Additional Noninterest Income$120,0004,398
Total noninterest expense$10,422,000960
Salaries and employee benefits$5,622,000932
Premises and equipment expense$1,262,000956
Additional noninterest expense$3,538,000982
Pre-tax net operating income$4,246,000858
Securities gains (losses)$03,178
Applicable income taxes$989,000905
Income before extraordinary items$3,257,000930
Extraordinary gains, net$019
Net income$3,257,000929
Minority interest net income$084
Net income of bank and minority interests.$3,257,000930
Net charge-offs$1,008,0001,132
Cash dividends$500,0001,580
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,257,000878
2012-03-31 (YTD Data)Rank
Total interest income$7,934,000844
Total interest expense$1,307,000970
Net interest income$6,627,000829
Provision for loan and lease losses$404,0001,241
Total noninterest income$896,0001,421
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$795,000455
Trading account gains and fees$0148
Additional Noninterest Income$101,0003,701
Total noninterest expense$5,132,000969
Salaries and employee benefits$2,848,000915
Premises and equipment expense$668,000913
Additional noninterest expense$1,616,0001,055
Pre-tax net operating income$1,987,000896
Securities gains (losses)$02,210
Applicable income taxes$449,000975
Income before extraordinary items$1,538,000970
Extraordinary gains, net$019
Net income$1,538,000972
Minority interest net income$078
Net income of bank and minority interests.$1,538,000971
Net charge-offs$454,0001,163
Cash dividends$250,0001,398
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,538,000904
2011-12-31 (YTD Data)Rank
Total interest income$34,238,000815
Total interest expense$6,115,000996
Net interest income$28,123,000780
Provision for loan and lease losses$2,832,0001,255
Total noninterest income$3,208,0001,426
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,445,000444
Trading account gains and fees$0146
Additional Noninterest Income$-237,0006,979
Total noninterest expense$20,178,000974
Salaries and employee benefits$11,035,000892
Premises and equipment expense$2,427,0001,029
Additional noninterest expense$6,716,0001,040
Pre-tax net operating income$8,321,000737
Securities gains (losses)$03,838
Applicable income taxes$1,898,000823
Income before extraordinary items$6,423,000774
Extraordinary gains, net$029
Net income$6,423,000772
Minority interest net income$096
Net income of bank and minority interests.$6,423,000774
Net charge-offs$2,820,0001,241
Cash dividends$1,000,0001,609
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,423,000750
2011-09-30 (YTD Data)Rank
Total interest income$25,857,000824
Total interest expense$4,718,0001,013
Net interest income$21,139,000784
Provision for loan and lease losses$2,171,0001,176
Total noninterest income$2,493,0001,384
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,646,000438
Trading account gains and fees$0145
Additional Noninterest Income$-153,0007,097
Total noninterest expense$15,186,000977
Salaries and employee benefits$8,261,000894
Premises and equipment expense$1,746,0001,080
Additional noninterest expense$5,179,0001,018
Pre-tax net operating income$6,275,000756
Securities gains (losses)$03,555
Applicable income taxes$1,450,000810
Income before extraordinary items$4,825,000797
Extraordinary gains, net$021
Net income$4,825,000796
Minority interest net income$087
Net income of bank and minority interests.$4,825,000797
Net charge-offs$2,156,0001,165
Cash dividends$500,0001,810
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,825,000766
2011-06-30 (YTD Data)Rank
Total interest income$17,136,000840
Total interest expense$3,203,0001,032
Net interest income$13,933,000792
Provision for loan and lease losses$1,476,0001,149
Total noninterest income$1,465,0001,503
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,703,000453
Trading account gains and fees$0153
Additional Noninterest Income$-238,0007,294
Total noninterest expense$10,007,0001,004
Salaries and employee benefits$5,395,000919
Premises and equipment expense$1,154,0001,104
Additional noninterest expense$3,458,0001,036
Pre-tax net operating income$3,915,000787
Securities gains (losses)$02,914
Applicable income taxes$885,000841
Income before extraordinary items$3,030,000819
Extraordinary gains, net$015
Net income$3,030,000818
Minority interest net income$089
Net income of bank and minority interests.$3,030,000819
Net charge-offs$1,474,0001,136
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,030,000790
2011-03-31 (YTD Data)Rank
Total interest income$8,502,000852
Total interest expense$1,617,0001,056
Net interest income$6,885,000807
Provision for loan and lease losses$796,0001,029
Total noninterest income$781,0001,446
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$793,000469
Trading account gains and fees$0158
Additional Noninterest Income$-12,0007,202
Total noninterest expense$5,069,000984
Salaries and employee benefits$2,714,000926
Premises and equipment expense$579,0001,133
Additional noninterest expense$1,776,000999
Pre-tax net operating income$1,801,000841
Securities gains (losses)$01,772
Applicable income taxes$403,000883
Income before extraordinary items$1,398,000870
Extraordinary gains, net$09
Net income$1,398,000869
Minority interest net income$086
Net income of bank and minority interests.$1,398,000870
Net charge-offs$794,000996
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,398,000854
2010-12-31 (YTD Data)Rank
Total interest income$35,995,000838
Total interest expense$8,377,000996
Net interest income$27,618,000801
Provision for loan and lease losses$4,009,0001,335
Total noninterest income$3,603,0001,364
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,556,000432
Trading account gains and fees$0175
Additional Noninterest Income$47,0006,156
Total noninterest expense$19,501,0001,021
Salaries and employee benefits$10,250,000950
Premises and equipment expense$2,242,0001,162
Additional noninterest expense$7,009,0001,052
Pre-tax net operating income$7,711,000695
Securities gains (losses)$03,793
Applicable income taxes$1,854,000776
Income before extraordinary items$5,857,000755
Extraordinary gains, net$029
Net income$5,857,000755
Minority interest net income$0111
Net income of bank and minority interests.$5,857,000756
Net charge-offs$3,787,0001,263
Cash dividends$1,500,0001,061
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,857,000723
2010-09-30 (YTD Data)Rank
Total interest income$27,087,000843
Total interest expense$6,608,000983
Net interest income$20,479,000806
Provision for loan and lease losses$3,041,0001,256
Total noninterest income$2,715,0001,341
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,645,000434
Trading account gains and fees$0165
Additional Noninterest Income$70,0005,647
Total noninterest expense$14,541,0001,010
Salaries and employee benefits$7,514,000963
Premises and equipment expense$1,690,0001,165
Additional noninterest expense$5,337,0001,008
Pre-tax net operating income$5,612,000762
Securities gains (losses)$03,651
Applicable income taxes$1,351,000812
Income before extraordinary items$4,261,000817
Extraordinary gains, net$023
Net income$4,261,000816
Minority interest net income$0110
Net income of bank and minority interests.$4,261,000818
Net charge-offs$2,763,0001,217
Cash dividends$1,500,000712
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,261,000776
2010-06-30 (YTD Data)Rank
Total interest income$18,167,000850
Total interest expense$4,592,000978
Net interest income$13,575,000812
Provision for loan and lease losses$2,257,0001,175
Total noninterest income$1,881,0001,289
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,760,000434
Trading account gains and fees$0152
Additional Noninterest Income$121,0004,331
Total noninterest expense$9,706,0001,015
Salaries and employee benefits$4,923,000982
Premises and equipment expense$1,104,0001,202
Additional noninterest expense$3,679,000966
Pre-tax net operating income$3,493,000785
Securities gains (losses)$03,184
Applicable income taxes$822,000837
Income before extraordinary items$2,671,000831
Extraordinary gains, net$019
Net income$2,671,000830
Minority interest net income$0105
Net income of bank and minority interests.$2,671,000832
Net charge-offs$2,055,0001,105
Cash dividends$1,000,000705
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,671,000803
2010-03-31 (YTD Data)Rank
Total interest income$9,022,000874
Total interest expense$2,443,000959
Net interest income$6,579,000841
Provision for loan and lease losses$973,0001,202
Total noninterest income$898,0001,343
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$824,000461
Trading account gains and fees$0175
Additional Noninterest Income$74,0004,036
Total noninterest expense$4,882,0001,016
Salaries and employee benefits$2,476,000992
Premises and equipment expense$598,0001,141
Additional noninterest expense$1,808,000976
Pre-tax net operating income$1,622,000824
Securities gains (losses)$02,284
Applicable income taxes$371,000888
Income before extraordinary items$1,251,000876
Extraordinary gains, net$016
Net income$1,251,000879
Minority interest net income$091
Net income of bank and minority interests.$1,251,000880
Net charge-offs$783,0001,224
Cash dividends$500,000654
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,251,000845
2009-12-31 (YTD Data)Rank
Total interest income$38,868,000863
Total interest expense$13,139,000899
Net interest income$25,729,000842
Provision for loan and lease losses$3,132,0001,925
Total noninterest income$3,564,0001,425
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,539,000467
Trading account gains and fees$0211
Additional Noninterest Income$25,0006,847
Total noninterest expense$19,122,0001,089
Salaries and employee benefits$9,632,0001,023
Premises and equipment expense$2,065,0001,312
Additional noninterest expense$7,425,0001,043
Pre-tax net operating income$7,039,000618
Securities gains (losses)$03,754
Applicable income taxes$1,756,000626
Income before extraordinary items$5,283,000642
Extraordinary gains, net$034
Net income$5,283,000641
Minority interest net income$0115
Net income of bank and minority interests.$5,283,000643
Net charge-offs$2,618,0001,745
Cash dividends$2,000,000905
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,283,000644
2009-09-30 (YTD Data)Rank
Total interest income$29,320,000875
Total interest expense$10,385,000902
Net interest income$18,935,000866
Provision for loan and lease losses$1,992,0001,909
Total noninterest income$2,641,0001,458
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,615,000479
Trading account gains and fees$0212
Additional Noninterest Income$26,0006,813
Total noninterest expense$14,296,0001,085
Salaries and employee benefits$7,174,0001,040
Premises and equipment expense$1,545,0001,327
Additional noninterest expense$5,577,0001,011
Pre-tax net operating income$5,288,000645
Securities gains (losses)$03,497
Applicable income taxes$1,332,000667
Income before extraordinary items$3,956,000681
Extraordinary gains, net$027
Net income$3,956,000681
Minority interest net income$0118
Net income of bank and minority interests.$3,956,000683
Net charge-offs$1,833,0001,582
Cash dividends$1,500,000847
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,956,000681
2009-06-30 (YTD Data)Rank
Total interest income$19,635,000890
Total interest expense$7,294,000895
Net interest income$12,341,000883
Provision for loan and lease losses$1,150,0001,910
Total noninterest income$1,654,0001,537
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,678,000497
Trading account gains and fees$0193
Additional Noninterest Income$-24,0007,865
Total noninterest expense$9,544,0001,108
Salaries and employee benefits$4,730,0001,071
Premises and equipment expense$1,033,0001,348
Additional noninterest expense$3,781,0001,013
Pre-tax net operating income$3,301,000700
Securities gains (losses)$03,136
Applicable income taxes$853,000707
Income before extraordinary items$2,448,000759
Extraordinary gains, net$021
Net income$2,448,000756
Minority interest net income$0112
Net income of bank and minority interests.$2,448,000759
Net charge-offs$1,158,0001,536
Cash dividends$1,000,000886
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,448,000733
2009-03-31 (YTD Data)Rank
Total interest income$9,780,000905
Total interest expense$3,853,000875
Net interest income$5,927,000911
Provision for loan and lease losses$425,0001,944
Total noninterest income$872,0001,449
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$792,000516
Trading account gains and fees$0171
Additional Noninterest Income$80,0004,007
Total noninterest expense$4,634,0001,082
Salaries and employee benefits$2,341,0001,086
Premises and equipment expense$513,0001,384
Additional noninterest expense$1,780,000937
Pre-tax net operating income$1,740,000727
Securities gains (losses)$02,434
Applicable income taxes$442,000758
Income before extraordinary items$1,298,000802
Extraordinary gains, net$015
Net income$1,298,000803
Minority interest net income$0102
Net income of bank and minority interests.$1,298,000804
Net charge-offs$541,0001,314
Cash dividends$500,000851
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,298,000742
2008-12-31 (YTD Data)Rank
Total interest income$20,882,0001,833
Total interest expense$8,911,0001,798
Net interest income$11,971,0001,864
Provision for loan and lease losses$860,0002,935
Total noninterest income$2,249,0001,962
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,998,000878
Trading account gains and fees$0154
Additional Noninterest Income$251,0004,433
Total noninterest expense$9,542,0002,025
Salaries and employee benefits$4,480,0002,268
Premises and equipment expense$954,0002,742
Additional noninterest expense$4,108,0001,501
Pre-tax net operating income$3,818,0001,430
Securities gains (losses)$03,220
Applicable income taxes$961,0001,236
Income before extraordinary items$2,857,0001,433
Extraordinary gains, net$039
Net income$2,857,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$653,0002,447
Cash dividends$800,0002,638
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,857,0001,525
2008-09-30 (YTD Data)Rank
Total interest income$15,704,0001,865
Total interest expense$6,867,0001,833
Net interest income$8,837,0001,913
Provision for loan and lease losses$640,0002,381
Total noninterest income$1,728,0001,990
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,482,000894
Trading account gains and fees$0148
Additional Noninterest Income$246,0004,056
Total noninterest expense$6,952,0002,066
Salaries and employee benefits$3,294,0002,335
Premises and equipment expense$712,0002,764
Additional noninterest expense$2,946,0001,516
Pre-tax net operating income$2,973,0001,639
Securities gains (losses)$03,106
Applicable income taxes$764,0001,426
Income before extraordinary items$2,209,0001,633
Extraordinary gains, net$031
Net income$2,209,0001,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,0002,117
Cash dividends$600,0002,477
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,209,0001,727
2008-06-30 (YTD Data)Rank
Total interest income$10,421,0001,905
Total interest expense$4,752,0001,840
Net interest income$5,669,0001,972
Provision for loan and lease losses$420,0002,107
Total noninterest income$1,146,0002,019
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$947,000919
Trading account gains and fees$0149
Additional Noninterest Income$199,0003,776
Total noninterest expense$4,507,0002,134
Salaries and employee benefits$2,130,0002,420
Premises and equipment expense$461,0002,845
Additional noninterest expense$1,916,0001,534
Pre-tax net operating income$1,888,0001,765
Securities gains (losses)$03,233
Applicable income taxes$488,0001,636
Income before extraordinary items$1,400,0001,913
Extraordinary gains, net$021
Net income$1,400,0001,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0001,895
Cash dividends$400,0002,547
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,400,0001,882
2008-03-31 (YTD Data)Rank
Total interest income$5,106,0001,992
Total interest expense$2,421,0001,915
Net interest income$2,685,0002,075
Provision for loan and lease losses$195,0001,849
Total noninterest income$563,0002,055
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$441,000981
Trading account gains and fees$0158
Additional Noninterest Income$122,0003,415
Total noninterest expense$2,194,0002,180
Salaries and employee benefits$1,020,0002,543
Premises and equipment expense$230,0002,853
Additional noninterest expense$944,0001,524
Pre-tax net operating income$859,0002,032
Securities gains (losses)$02,688
Applicable income taxes$217,0001,865
Income before extraordinary items$642,0002,175
Extraordinary gains, net$015
Net income$642,0002,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0001,392
Cash dividends$200,0002,298
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$642,0002,107
2007-12-31 (YTD Data)Rank
Total interest income$19,566,0002,120
Total interest expense$9,490,0002,020
Net interest income$10,076,0002,229
Provision for loan and lease losses$680,0001,887
Total noninterest income$1,913,0002,286
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,709,0001,042
Trading account gains and fees$0178
Additional Noninterest Income$204,0005,019
Total noninterest expense$7,875,0002,322
Salaries and employee benefits$3,633,0002,711
Premises and equipment expense$726,0003,343
Additional noninterest expense$3,516,0001,579
Pre-tax net operating income$3,434,0002,230
Securities gains (losses)$02,146
Applicable income taxes$923,0001,954
Income before extraordinary items$2,511,0002,351
Extraordinary gains, net$039
Net income$2,511,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$562,0001,557
Cash dividends$7,200,000543
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,511,0002,342
2007-09-30 (YTD Data)Rank
Total interest income$14,305,0002,169
Total interest expense$6,993,0002,046
Net interest income$7,312,0002,302
Provision for loan and lease losses$480,0001,622
Total noninterest income$1,371,0002,359
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,243,0001,065
Trading account gains and fees$0184
Additional Noninterest Income$128,0005,372
Total noninterest expense$5,703,0002,376
Salaries and employee benefits$2,695,0002,731
Premises and equipment expense$508,0003,512
Additional noninterest expense$2,500,0001,635
Pre-tax net operating income$2,500,0002,428
Securities gains (losses)$01,655
Applicable income taxes$703,0002,079
Income before extraordinary items$1,797,0002,592
Extraordinary gains, net$033
Net income$1,797,0002,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,0001,153
Cash dividends$6,900,000438
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,797,0002,572
2007-06-30 (YTD Data)Rank
Total interest income$9,277,0002,247
Total interest expense$4,547,0002,092
Net interest income$4,730,0002,390
Provision for loan and lease losses$250,0001,793
Total noninterest income$878,0002,432
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$782,0001,127
Trading account gains and fees$0168
Additional Noninterest Income$96,0005,200
Total noninterest expense$3,678,0002,479
Salaries and employee benefits$1,703,0002,899
Premises and equipment expense$339,0003,531
Additional noninterest expense$1,636,0001,657
Pre-tax net operating income$1,680,0002,483
Securities gains (losses)$01,444
Applicable income taxes$476,0002,142
Income before extraordinary items$1,204,0002,632
Extraordinary gains, net$029
Net income$1,204,0002,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,000946
Cash dividends$600,0002,169
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,204,0002,611
2007-03-31 (YTD Data)Rank
Total interest income$4,551,0002,275
Total interest expense$2,243,0002,110
Net interest income$2,308,0002,449
Provision for loan and lease losses$75,0002,404
Total noninterest income$412,0002,511
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$368,0001,165
Trading account gains and fees$0195
Additional Noninterest Income$44,0005,347
Total noninterest expense$1,850,0002,471
Salaries and employee benefits$855,0002,902
Premises and equipment expense$170,0003,543
Additional noninterest expense$825,0001,621
Pre-tax net operating income$795,0002,569
Securities gains (losses)$01,187
Applicable income taxes$227,0002,223
Income before extraordinary items$568,0002,755
Extraordinary gains, net$022
Net income$568,0002,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0001,608
Cash dividends$300,0001,961
Sale, conversion, retirement of capital stock, net$0885
Net operating income$568,0002,742
2006-12-31 (YTD Data)Rank
Total interest income$17,458,0002,233
Total interest expense$8,012,0002,043
Net interest income$9,446,0002,410
Provision for loan and lease losses$545,0001,769
Total noninterest income$1,690,0002,489
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,510,0001,175
Trading account gains and fees$0130
Additional Noninterest Income$180,0005,307
Total noninterest expense$7,225,0002,446
Salaries and employee benefits$3,374,0002,820
Premises and equipment expense$607,0003,736
Additional noninterest expense$3,244,0001,621
Pre-tax net operating income$3,366,0002,564
Securities gains (losses)$01,687
Applicable income taxes$984,0002,215
Income before extraordinary items$2,382,0002,726
Extraordinary gains, net$051
Net income$2,382,0002,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$649,000955
Cash dividends$3,200,0001,048
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,382,0002,706
2006-09-30 (YTD Data)Rank
Total interest income$12,912,0002,255
Total interest expense$5,824,0002,042
Net interest income$7,088,0002,433
Provision for loan and lease losses$368,0001,823
Total noninterest income$1,249,0002,528
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,128,0001,191
Trading account gains and fees$0126
Additional Noninterest Income$121,0005,510
Total noninterest expense$5,423,0002,434
Salaries and employee benefits$2,536,0002,813
Premises and equipment expense$443,0003,827
Additional noninterest expense$2,444,0001,612
Pre-tax net operating income$2,546,0002,611
Securities gains (losses)$01,388
Applicable income taxes$743,0002,310
Income before extraordinary items$1,803,0002,789
Extraordinary gains, net$045
Net income$1,803,0002,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$463,000863
Cash dividends$900,0002,057
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,803,0002,781
2006-06-30 (YTD Data)Rank
Total interest income$8,457,0002,254
Total interest expense$3,718,0002,021
Net interest income$4,739,0002,425
Provision for loan and lease losses$175,0002,349
Total noninterest income$814,0002,562
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$722,0001,231
Trading account gains and fees$0126
Additional Noninterest Income$92,0005,303
Total noninterest expense$3,612,0002,451
Salaries and employee benefits$1,694,0002,807
Premises and equipment expense$295,0003,818
Additional noninterest expense$1,623,0001,619
Pre-tax net operating income$1,766,0002,547
Securities gains (losses)$01,185
Applicable income taxes$534,0002,217
Income before extraordinary items$1,232,0002,735
Extraordinary gains, net$039
Net income$1,232,0002,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,000756
Cash dividends$600,0002,089
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,232,0002,723
2006-03-31 (YTD Data)Rank
Total interest income$4,129,0002,263
Total interest expense$1,735,0002,058
Net interest income$2,394,0002,408
Provision for loan and lease losses$60,0002,788
Total noninterest income$369,0002,683
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$326,0001,317
Trading account gains and fees$0115
Additional Noninterest Income$43,0005,402
Total noninterest expense$1,810,0002,449
Salaries and employee benefits$849,0002,824
Premises and equipment expense$146,0003,863
Additional noninterest expense$815,0001,598
Pre-tax net operating income$893,0002,481
Securities gains (losses)$0955
Applicable income taxes$258,0002,220
Income before extraordinary items$635,0002,629
Extraordinary gains, net$021
Net income$635,0002,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0001,486
Cash dividends$300,0001,914
Sale, conversion, retirement of capital stock, net$0648
Net operating income$635,0002,608
2005-12-31 (YTD Data)Rank
Total interest income$15,392,0002,161
Total interest expense$5,640,0001,995
Net interest income$9,752,0002,273
Provision for loan and lease losses$636,0001,559
Total noninterest income$1,182,0003,176
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,005,0001,727
Trading account gains and fees$0138
Additional Noninterest Income$177,0005,415
Total noninterest expense$6,913,0002,416
Salaries and employee benefits$3,304,0002,733
Premises and equipment expense$579,0003,758
Additional noninterest expense$3,030,0001,662
Pre-tax net operating income$3,385,0002,509
Securities gains (losses)$1,0002,117
Applicable income taxes$997,0002,265
Income before extraordinary items$2,389,0002,690
Extraordinary gains, net$046
Net income$2,389,0002,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$514,0001,145
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,388,2902,656
2005-09-30 (YTD Data)Rank
Total interest income$11,326,0002,145
Total interest expense$4,021,0001,986
Net interest income$7,305,0002,246
Provision for loan and lease losses$479,0001,458
Total noninterest income$853,0003,268
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$718,0001,797
Trading account gains and fees$0126
Additional Noninterest Income$135,0005,394
Total noninterest expense$5,221,0002,375
Salaries and employee benefits$2,487,0002,690
Premises and equipment expense$439,0003,718
Additional noninterest expense$2,295,0001,636
Pre-tax net operating income$2,458,0002,601
Securities gains (losses)$-1,0007,299
Applicable income taxes$718,0002,356
Income before extraordinary items$1,739,0002,764
Extraordinary gains, net$035
Net income$1,739,0002,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0001,003
Cash dividends$800,0002,109
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,739,7102,737
2005-06-30 (YTD Data)Rank
Total interest income$7,414,0002,131
Total interest expense$2,543,0001,963
Net interest income$4,871,0002,222
Provision for loan and lease losses$314,0001,454
Total noninterest income$570,0003,220
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$465,0001,797
Trading account gains and fees$0116
Additional Noninterest Income$105,0005,089
Total noninterest expense$3,504,0002,351
Salaries and employee benefits$1,650,0002,688
Premises and equipment expense$301,0003,616
Additional noninterest expense$1,553,0001,586
Pre-tax net operating income$1,623,0002,592
Securities gains (losses)$-1,0007,609
Applicable income taxes$473,0002,344
Income before extraordinary items$1,149,0002,757
Extraordinary gains, net$030
Net income$1,149,0002,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,000868
Cash dividends$400,0002,509
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,149,7102,711
2005-03-31 (YTD Data)Rank
Total interest income$3,640,0002,123
Total interest expense$1,212,0001,952
Net interest income$2,428,0002,214
Provision for loan and lease losses$140,0001,548
Total noninterest income$271,0003,282
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$217,0001,875
Trading account gains and fees$0115
Additional Noninterest Income$54,0005,007
Total noninterest expense$1,780,0002,321
Salaries and employee benefits$837,0002,673
Premises and equipment expense$154,0003,579
Additional noninterest expense$789,0001,579
Pre-tax net operating income$779,0002,629
Securities gains (losses)$01,685
Applicable income taxes$229,0002,385
Income before extraordinary items$550,0002,806
Extraordinary gains, net$024
Net income$550,0002,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,000830
Cash dividends$200,0002,181
Sale, conversion, retirement of capital stock, net$0491
Net operating income$550,0002,756
2004-12-31 (YTD Data)Rank
Total interest income$14,595,0001,946
Total interest expense$4,759,0001,719
Net interest income$9,836,0002,066
Provision for loan and lease losses$835,0001,244
Total noninterest income$1,133,0003,255
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$971,0001,812
Trading account gains and fees$0138
Additional Noninterest Income$162,0005,528
Total noninterest expense$6,841,0002,333
Salaries and employee benefits$3,276,0002,628
Premises and equipment expense$564,0003,722
Additional noninterest expense$3,001,0001,625
Pre-tax net operating income$3,293,0002,394
Securities gains (losses)$03,819
Applicable income taxes$978,0002,194
Income before extraordinary items$2,315,0002,578
Extraordinary gains, net$034
Net income$2,315,0002,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$766,000936
Cash dividends$700,0002,948
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,315,0002,531
2004-09-30 (YTD Data)Rank
Total interest income$10,893,0001,936
Total interest expense$3,548,0001,704
Net interest income$7,345,0002,053
Provision for loan and lease losses$536,0001,380
Total noninterest income$848,0003,286
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$727,0001,820
Trading account gains and fees$0134
Additional Noninterest Income$121,0005,552
Total noninterest expense$5,130,0002,323
Salaries and employee benefits$2,469,0002,598
Premises and equipment expense$433,0003,657
Additional noninterest expense$2,228,0001,618
Pre-tax net operating income$2,527,0002,363
Securities gains (losses)$03,710
Applicable income taxes$756,0002,196
Income before extraordinary items$1,771,0002,586
Extraordinary gains, net$026
Net income$1,771,0002,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,000988
Cash dividends$450,0002,852
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,771,0002,520
2004-06-30 (YTD Data)Rank
Total interest income$7,240,0001,934
Total interest expense$2,362,0001,690
Net interest income$4,878,0002,050
Provision for loan and lease losses$350,0001,369
Total noninterest income$540,0003,397
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$462,0001,885
Trading account gains and fees$0130
Additional Noninterest Income$78,0005,644
Total noninterest expense$3,424,0002,321
Salaries and employee benefits$1,622,0002,641
Premises and equipment expense$291,0003,648
Additional noninterest expense$1,511,0001,596
Pre-tax net operating income$1,644,0002,397
Securities gains (losses)$03,413
Applicable income taxes$488,0002,244
Income before extraordinary items$1,156,0002,605
Extraordinary gains, net$021
Net income$1,156,0002,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,000988
Cash dividends$300,0002,849
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,156,0002,538
2004-03-31 (YTD Data)Rank
Total interest income$3,649,0001,921
Total interest expense$1,184,0001,701
Net interest income$2,465,0002,026
Provision for loan and lease losses$140,0001,616
Total noninterest income$252,0003,512
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$217,0001,928
Trading account gains and fees$0121
Additional Noninterest Income$35,0005,821
Total noninterest expense$1,714,0002,324
Salaries and employee benefits$797,0002,690
Premises and equipment expense$146,0003,659
Additional noninterest expense$771,0001,550
Pre-tax net operating income$863,0002,283
Securities gains (losses)$02,934
Applicable income taxes$257,0002,154
Income before extraordinary items$606,0002,468
Extraordinary gains, net$016
Net income$606,0002,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,335
Cash dividends$150,0002,469
Sale, conversion, retirement of capital stock, net$0464
Net operating income$606,0002,392
2003-12-31 (YTD Data)Rank
Total interest income$15,905,0001,789
Total interest expense$5,872,0001,518
Net interest income$10,033,0001,948
Provision for loan and lease losses$1,311,000902
Total noninterest income$1,076,0003,556
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$905,0001,907
Trading account gains and fees$0160
Additional Noninterest Income$171,0005,591
Total noninterest expense$6,588,0002,383
Salaries and employee benefits$2,975,0002,787
Premises and equipment expense$642,0003,327
Additional noninterest expense$2,971,0001,645
Pre-tax net operating income$3,210,0002,371
Securities gains (losses)$-1,0008,546
Applicable income taxes$943,0002,261
Income before extraordinary items$2,266,0002,594
Extraordinary gains, net$054
Net income$2,266,0002,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,269,000764
Cash dividends$680,0002,989
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,266,7102,473
2003-09-30 (YTD Data)Rank
Total interest income$12,110,0001,789
Total interest expense$4,583,0001,518
Net interest income$7,527,0001,952
Provision for loan and lease losses$786,0001,107
Total noninterest income$799,0003,646
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$659,0001,965
Trading account gains and fees$0153
Additional Noninterest Income$140,0005,475
Total noninterest expense$4,987,0002,366
Salaries and employee benefits$2,275,0002,751
Premises and equipment expense$485,0003,296
Additional noninterest expense$2,227,0001,637
Pre-tax net operating income$2,553,0002,342
Securities gains (losses)$04,204
Applicable income taxes$753,0002,286
Income before extraordinary items$1,800,0002,569
Extraordinary gains, net$040
Net income$1,800,0002,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$737,000867
Cash dividends$560,0002,509
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,800,0002,439
2003-06-30 (YTD Data)Rank
Total interest income$8,189,0001,782
Total interest expense$3,134,0001,538
Net interest income$5,055,0001,932
Provision for loan and lease losses$521,0001,105
Total noninterest income$506,0003,710
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$413,0002,038
Trading account gains and fees$0150
Additional Noninterest Income$93,0005,446
Total noninterest expense$3,327,0002,358
Salaries and employee benefits$1,532,0002,734
Premises and equipment expense$332,0003,224
Additional noninterest expense$1,463,0001,655
Pre-tax net operating income$1,713,0002,336
Securities gains (losses)$03,782
Applicable income taxes$517,0002,265
Income before extraordinary items$1,196,0002,592
Extraordinary gains, net$030
Net income$1,196,0002,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$510,000832
Cash dividends$240,0003,223
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,196,0002,440
2003-03-31 (YTD Data)Rank
Total interest income$4,137,0001,781
Total interest expense$1,619,0001,529
Net interest income$2,518,0001,944
Provision for loan and lease losses$336,000842
Total noninterest income$240,0003,730
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$189,0002,117
Trading account gains and fees$0134
Additional Noninterest Income$51,0005,226
Total noninterest expense$1,650,0002,355
Salaries and employee benefits$771,0002,695
Premises and equipment expense$168,0003,178
Additional noninterest expense$711,0001,657
Pre-tax net operating income$772,0002,542
Securities gains (losses)$02,891
Applicable income taxes$223,0002,517
Income before extraordinary items$549,0002,741
Extraordinary gains, net$021
Net income$549,0002,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,000653
Cash dividends$120,0002,744
Sale, conversion, retirement of capital stock, net$0419
Net operating income$549,0002,603
2002-12-31 (YTD Data)Rank
Total interest income$17,707,0001,735
Total interest expense$7,462,0001,525
Net interest income$10,245,0001,898
Provision for loan and lease losses$969,0001,394
Total noninterest income$1,107,0003,248
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$828,0001,943
Trading account gains and fees$0153
Additional Noninterest Income$279,0004,409
Total noninterest expense$6,404,0002,330
Salaries and employee benefits$2,943,0002,675
Premises and equipment expense$707,0002,980
Additional noninterest expense$2,754,0001,707
Pre-tax net operating income$3,979,0002,001
Securities gains (losses)$04,537
Applicable income taxes$1,202,0001,944
Income before extraordinary items$2,777,0002,154
Extraordinary gains, net$070
Net income$2,777,0002,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$797,0001,164
Cash dividends$724,0002,820
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,777,0002,076
2001-12-31 (YTD Data)Rank
Total interest income$19,425,0001,753
Total interest expense$10,035,0001,612
Net interest income$9,390,0001,898
Provision for loan and lease losses$795,0001,514
Total noninterest income$1,135,0003,050
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$796,0001,911
Trading account gains and fees$0177
Additional Noninterest Income$339,0003,867
Total noninterest expense$5,973,0002,388
Salaries and employee benefits$2,852,0002,630
Premises and equipment expense$638,0003,199
Additional noninterest expense$2,483,0001,840
Pre-tax net operating income$3,757,0001,872
Securities gains (losses)$51,0002,322
Applicable income taxes$1,101,0001,937
Income before extraordinary items$2,707,0001,940
Extraordinary gains, net$0105
Net income$2,707,0001,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$726,0001,185
Cash dividends$404,0003,824
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,670,7901,886
2000-12-31 (YTD Data)Rank
Total interest income$18,013,0001,954
Total interest expense$9,054,0001,905
Net interest income$8,959,0001,973
Provision for loan and lease losses$480,0001,938
Total noninterest income$932,0003,306
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$678,0002,045
Trading account gains and fees$0180
Additional Noninterest Income$254,0004,269
Total noninterest expense$5,668,0002,420
Salaries and employee benefits$2,858,0002,499
Premises and equipment expense$583,0003,353
Additional noninterest expense$2,227,0001,953
Pre-tax net operating income$3,743,0001,957
Securities gains (losses)$01,956
Applicable income taxes$1,151,0001,883
Income before extraordinary items$2,592,0002,018
Extraordinary gains, net$038
Net income$2,592,0002,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0001,945
Cash dividends$580,0003,293
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,592,0002,019
1999-12-31 (YTD Data)Rank
Total interest income$15,295,0002,132
Total interest expense$7,395,0002,016
Net interest income$7,900,0002,221
Provision for loan and lease losses$407,0002,076
Total noninterest income$763,0003,745
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$610,0002,184
Trading account gains and fees$0173
Additional Noninterest Income$153,0005,555
Total noninterest expense$5,006,0002,698
Salaries and employee benefits$2,447,0002,867
Premises and equipment expense$514,0003,679
Additional noninterest expense$2,045,0002,131
Pre-tax net operating income$3,250,0002,238
Securities gains (losses)$03,155
Applicable income taxes$979,0002,248
Income before extraordinary items$2,271,0002,292
Extraordinary gains, net$035
Net income$2,271,0002,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,299
Cash dividends$348,0004,241
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,271,0002,270
1998-12-31 (YTD Data)Rank
Total interest income$14,360,0002,266
Total interest expense$6,873,0002,205
Net interest income$7,487,0002,281
Provision for loan and lease losses$215,0003,365
Total noninterest income$607,0004,353
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$468,0002,702
Trading account gains and fees$0224
Additional Noninterest Income$139,0005,872
Total noninterest expense$4,704,0002,760
Salaries and employee benefits$2,245,0002,996
Premises and equipment expense$481,0003,803
Additional noninterest expense$1,978,0002,131
Pre-tax net operating income$3,175,0002,251
Securities gains (losses)$04,449
Applicable income taxes$950,0002,398
Income before extraordinary items$2,225,0002,317
Extraordinary gains, net$032
Net income$2,225,0002,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,584
Cash dividends$324,0004,396
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,225,0002,245
1997-12-31 (YTD Data)Rank
Total interest income$13,368,0002,448
Total interest expense$6,509,0002,306
Net interest income$6,859,0002,532
Provision for loan and lease losses$438,0001,966
Total noninterest income$665,0004,116
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$441,0002,952
Trading account gains and fees$0239
Additional Noninterest Income$224,0004,685
Total noninterest expense$4,290,0002,970
Salaries and employee benefits$2,056,0003,221
Premises and equipment expense$519,0003,585
Additional noninterest expense$1,715,0002,413
Pre-tax net operating income$2,796,0002,646
Securities gains (losses)$03,944
Applicable income taxes$865,0002,748
Income before extraordinary items$1,931,0002,664
Extraordinary gains, net$044
Net income$1,931,0002,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,689
Cash dividends$312,0004,467
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,931,0002,621
1996-12-31 (YTD Data)Rank
Total interest income$12,096,0002,736
Total interest expense$6,134,0002,500
Net interest income$5,962,0002,968
Provision for loan and lease losses$570,0001,580
Total noninterest income$525,0005,005
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$329,0003,952
Trading account gains and fees$0262
Additional Noninterest Income$196,0005,222
Total noninterest expense$4,098,0003,277
Salaries and employee benefits$1,948,0003,414
Premises and equipment expense$472,0003,956
Additional noninterest expense$1,678,0002,841
Pre-tax net operating income$1,819,0003,684
Securities gains (losses)$4,0003,123
Applicable income taxes$509,0004,095
Income before extraordinary items$1,314,0003,602
Extraordinary gains, net$053
Net income$1,314,0003,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$513,0001,404
Cash dividends$270,0004,778
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,311,1203,554
1995-12-31 (YTD Data)Rank
Total interest income$11,075,0002,995
Total interest expense$5,632,0002,729
Net interest income$5,443,0003,257
Provision for loan and lease losses$436,0001,750
Total noninterest income$467,0005,428
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$316,0004,115
Trading account gains and fees$0522
Additional Noninterest Income$151,0005,965
Total noninterest expense$3,615,0003,627
Salaries and employee benefits$1,703,0003,820
Premises and equipment expense$419,0004,352
Additional noninterest expense$1,493,0003,098
Pre-tax net operating income$1,859,0003,722
Securities gains (losses)$03,831
Applicable income taxes$534,0003,985
Income before extraordinary items$1,325,0003,613
Extraordinary gains, net$065
Net income$1,325,0003,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,278
Cash dividends$250,0004,947
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,325,0003,592
1994-12-31 (YTD Data)Rank
Total interest income$8,827,0003,404
Total interest expense$4,252,0002,883
Net interest income$4,575,0003,865
Provision for loan and lease losses$280,0002,395
Total noninterest income$461,0005,587
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$291,0004,480
Trading account gains and feesNANA
Additional Noninterest Income$170,0005,815
Total noninterest expense$3,522,0003,826
Salaries and employee benefits$1,548,0004,170
Premises and equipment expense$392,0004,663
Additional noninterest expense$1,582,0003,154
Pre-tax net operating income$1,234,0005,133
Securities gains (losses)$03,600
Applicable income taxes$303,0005,839
Income before extraordinary items$931,0004,770
Extraordinary gains, net$0249
Net income$931,0004,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,367
Cash dividends$250,0004,888
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$931,0004,819
1993-12-31 (YTD Data)Rank
Total interest income$7,217,0004,197
Total interest expense$3,157,0003,951
Net interest income$4,060,0004,338
Provision for loan and lease losses$159,0004,514
Total noninterest income$339,0007,160
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$229,0005,437
Trading account gains and feesNANA
Additional Noninterest Income$110,0007,578
Total noninterest expense$2,609,0005,085
Salaries and employee benefits$1,170,0005,346
Premises and equipment expense$259,0006,527
Additional noninterest expense$1,180,0004,251
Pre-tax net operating income$1,631,0004,022
Securities gains (losses)$16,0004,943
Applicable income taxes$436,0004,702
Income before extraordinary items$1,211,0003,984
Extraordinary gains, net$03,149
Net income$1,211,0004,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,951
Cash dividends$240,0004,974
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,199,1603,814
1992-12-31 (YTD Data)Rank
Total interest income$7,480,0004,562
Total interest expense$3,519,0004,524
Net interest income$3,961,0004,489
Provision for loan and lease losses$175,0005,648
Total noninterest income$335,0007,288
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$202,0005,955
Trading account gains and feesNANA
Additional Noninterest Income$133,0007,087
Total noninterest expense$2,555,0005,206
Salaries and employee benefits$1,150,0005,372
Premises and equipment expense$253,0006,727
Additional noninterest expense$1,152,0004,508
Pre-tax net operating income$1,566,0003,887
Securities gains (losses)$08,369
Applicable income taxes$385,0004,942
Income before extraordinary items$1,181,0003,865
Extraordinary gains, net$01,422
Net income$1,181,0003,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0006,806
Cash dividends$640,0002,295
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,181,0003,580

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.