Home > The Troy Savings Bank > Net Loans and Leases

The Troy Savings Bank, Net Loans and Leases

2003-12-31Rank
Net loans and leases$738,871,000508
Loan loss allowance$14,650,000358
Total loans and leases$753,521,000504
Unearned income$02,623
Loans and leases, gross$753,521,000504
All real estate loans$624,758,000416
Real estate loans in domestic offices$624,758,000415
Construction and development loans$23,142,0001,385
Commercial RE$244,248,000387
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$92,228,000178
1-4 family residential loans$265,140,000439
Farmland loans$06,339
Loans held in foreign officesNANA
Farm loans$05,727
Commercial and industrial loans$87,452,000567
To non-U.S. addressees$0160
Loans to individuals$9,037,0002,428
Credit card loans$02,642
Related Plans$968,000659
Consumer Loans - AutoNANA
Other loans to individuals$8,069,0002,521
All other loans & leases$32,274,000287
Loans to foreign governments and official institutions$057
Obligations of states and political subdivisions in U.S.$18,264,000121
Other loans$14,010,000203
Lease financing receivables$01,660
Loans to depository institutions and acceptances of other banks$0391
Memoranda:
Loans not secured by real estate$3,848,000260
Loans secured by real estate to non-U.S. addressees$0103
Restructured Loans & leases$01,634
Non 1-4 family restructured loans & leases$01,634
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$9,188,000471
Total loans and leasesNANA
2003-09-30Rank
Net loans and leases$746,013,000500
Loan loss allowance$14,646,000371
Total loans and leases$760,659,000499
Unearned income$02,660
Loans and leases, gross$760,659,000500
All real estate loans$625,389,000417
Real estate loans in domestic offices$625,389,000416
Construction and development loans$15,427,0001,804
Commercial RE$246,320,000366
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$94,219,000165
1-4 family residential loans$269,423,000437
Farmland loans$06,369
Loans held in foreign officesNANA
Farm loans$05,768
Commercial and industrial loans$92,786,000532
To non-U.S. addressees$0168
Loans to individuals$9,816,0002,336
Credit card loans$02,679
Related Plans$1,001,000655
Consumer Loans - AutoNANA
Other loans to individuals$8,815,0002,397
All other loans & leases$32,668,000279
Loans to foreign governments and official institutions$053
Obligations of states and political subdivisions in U.S.$18,472,000116
Other loans$14,196,000196
Lease financing receivables$01,687
Loans to depository institutions and acceptances of other banks$0402
Memoranda:
Loans not secured by real estate$750,000571
Loans secured by real estate to non-U.S. addressees$0105
Restructured Loans & leases$01,626
Non 1-4 family restructured loans & leases$01,626
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$9,543,000462
Total loans and leasesNANA
2003-06-30Rank
Net loans and leases$757,503,000486
Loan loss allowance$14,638,000360
Total loans and leases$772,141,000485
Unearned income$02,713
Loans and leases, gross$772,141,000485
All real estate loans$624,211,000415
Real estate loans in domestic offices$624,211,000414
Construction and development loans$16,670,0001,642
Commercial RE$226,445,000382
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$94,165,000172
1-4 family residential loans$286,931,000412
Farmland loans$06,377
Loans held in foreign officesNANA
Farm loans$05,809
Commercial and industrial loans$103,546,000477
To non-U.S. addressees$0161
Loans to individuals$11,102,0002,104
Credit card loans$02,701
Related Plans$985,000661
Consumer Loans - AutoNANA
Other loans to individuals$10,117,0002,145
All other loans & leases$33,282,000272
Loans to foreign governments and official institutions$061
Obligations of states and political subdivisions in U.S.$18,859,000113
Other loans$14,423,000195
Lease financing receivables$01,677
Loans to depository institutions and acceptances of other banks$0407
Memoranda:
Loans not secured by real estate$1,0001,187
Loans secured by real estate to non-U.S. addressees$0104
Restructured Loans & leases$01,634
Non 1-4 family restructured loans & leases$01,634
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$9,724,000449
Total loans and leasesNANA
2003-03-31Rank
Net loans and leases$767,943,000466
Loan loss allowance$14,623,000359
Total loans and leases$782,566,000466
Unearned income$02,814
Loans and leases, gross$782,566,000466
All real estate loans$627,285,000392
Real estate loans in domestic offices$627,285,000391
Construction and development loans$24,762,0001,150
Commercial RE$215,100,000395
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$86,195,000181
1-4 family residential loans$301,228,000388
Farmland loans$06,387
Loans held in foreign officesNANA
Farm loans$05,819
Commercial and industrial loans$112,444,000445
To non-U.S. addressees$0164
Loans to individuals$12,676,0001,851
Credit card loans$02,744
Related Plans$968,000666
Consumer Loans - AutoNANA
Other loans to individuals$11,708,0001,859
All other loans & leases$30,161,000295
Loans to foreign governments and official institutions$064
Obligations of states and political subdivisions in U.S.$19,615,000113
Other loans$10,546,000238
Lease financing receivables$01,696
Loans to depository institutions and acceptances of other banks$0418
Memoranda:
Loans not secured by real estate$1,433,000428
Loans secured by real estate to non-U.S. addressees$0105
Restructured Loans & leases$01,625
Non 1-4 family restructured loans & leases$01,625
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$9,713,000451
Total loans and leasesNANA
2002-12-31Rank
Net loans and leases$765,048,000467
Loan loss allowance$14,600,000359
Total loans and leases$779,648,000466
Unearned income$02,902
Loans and leases, gross$779,648,000466
All real estate loans$632,305,000390
Real estate loans in domestic offices$632,305,000389
Construction and development loans$22,376,0001,212
Commercial RE$212,331,000386
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$89,476,000169
1-4 family residential loans$308,122,000390
Farmland loans$06,404
Loans held in foreign officesNANA
Farm loans$05,844
Commercial and industrial loans$100,176,000481
To non-U.S. addressees$0159
Loans to individuals$14,376,0001,698
Credit card loans$02,781
Related Plans$943,000704
Consumer Loans - AutoNANA
Other loans to individuals$13,433,0001,670
All other loans & leases$32,791,000287
Loans to foreign governments and official institutions$061
Obligations of states and political subdivisions in U.S.$19,736,000111
Other loans$13,055,000210
Lease financing receivables$01,713
Loans to depository institutions and acceptances of other banks$0424
Memoranda:
Loans not secured by real estate$6,936,000192
Loans secured by real estate to non-U.S. addressees$0103
Restructured Loans & leases$01,699
Non 1-4 family restructured loans & leases$01,699
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$9,484,000450
Total loans and leasesNANA
2001-12-31Rank
Net loans and leases$748,293,000475
Loan loss allowance$14,403,000343
Total loans and leases$762,696,000471
Unearned income$03,287
Loans and leases, gross$762,696,000471
All real estate loans$619,735,000392
Real estate loans in domestic offices$619,735,000391
Construction and development loans$17,906,0001,336
Commercial RE$188,356,000387
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$83,605,000168
1-4 family residential loans$329,868,000380
Farmland loans$06,538
Loans held in foreign officesNANA
Farm loans$06,010
Commercial and industrial loans$88,569,000546
To non-U.S. addressees$0169
Loans to individuals$29,515,000941
Credit card loans$02,963
Related Plans$1,443,000511
Consumer Loans - AutoNANA
Other loans to individuals$28,072,000881
All other loans & leases$24,877,000361
Loans to foreign governments and official institutions$072
Obligations of states and political subdivisions in U.S.$10,000,000185
Other loans$14,877,000210
Lease financing receivables$01,754
Loans to depository institutions and acceptances of other banks$0450
Memoranda:
Loans not secured by real estate$5,818,000215
Loans secured by real estate to non-U.S. addressees$097
Restructured Loans & leases$01,687
Non 1-4 family restructured loans & leases$01,687
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$9,254,000443
Total loans and leasesNANA
2000-12-31Rank
Net loans and leases$749,727,000473
Loan loss allowance$14,213,000347
Total loans and leases$763,940,000471
Unearned income$03,634
Loans and leases, gross$763,940,000472
All real estate loans$608,184,000393
Real estate loans in domestic offices$608,184,000393
Construction and development loans$8,760,0001,971
Commercial RE$166,695,000400
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$71,920,000193
1-4 family residential loans$360,809,000362
Farmland loans$06,694
Loans held in foreign officesNANA
Farm loans$06,188
Commercial and industrial loans$89,720,000537
To non-U.S. addressees$0195
Loans to individuals$55,993,000574
Credit card loans$1,983,000780
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$54,010,000505
All other loans & leases$10,043,000569
Loans to foreign governments and official institutions$074
Obligations of states and political subdivisions in U.S.$04,033
Other loans$10,043,000255
Lease financing receivables$01,742
Loans to depository institutions and acceptances of other banks$0461
Memoranda:
Loans not secured by real estate$2,786,000256
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,965
Non 1-4 family restructured loans & leases$01,965
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1999-12-31Rank
Net loans and leases$582,878,000580
Loan loss allowance$11,072,000435
Total loans and leases$593,950,000578
Unearned income$03,913
Loans and leases, gross$593,950,000578
All real estate loans$481,220,000478
Real estate loans in domestic offices$481,220,000478
Construction and development loans$20,348,000965
Commercial RE$161,273,000389
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$67,668,000202
1-4 family residential loans$231,931,000557
Farmland loans$06,930
Loans held in foreign officesNANA
Farm loans$06,479
Commercial and industrial loans$73,240,000609
To non-U.S. addressees$0221
Loans to individuals$31,375,000959
Credit card loans$596,0001,897
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$30,779,000867
All other loans & leases$8,115,000660
Loans to foreign governments and official institutions$082
Obligations of states and political subdivisions in U.S.$339,0002,204
Other loans$7,776,000301
Lease financing receivables$01,829
Loans to depository institutions and acceptances of other banks$0508
Memoranda:
Loans not secured by real estate$6,704,000177
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$548,000505
Non 1-4 family restructured loans & leases$548,000505
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1998-12-31Rank
Net loans and leases$490,817,000633
Loan loss allowance$9,007,000496
Total loans and leases$499,824,000629
Unearned income$04,250
Loans and leases, gross$499,824,000629
All real estate loans$408,693,000523
Real estate loans in domestic offices$408,693,000523
Construction and development loans$3,231,0003,148
Commercial RE$123,521,000438
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$55,705,000205
1-4 family residential loans$226,236,000552
Farmland loans$07,140
Loans held in foreign officesNANA
Farm loans$06,672
Commercial and industrial loans$58,626,000685
To non-U.S. addressees$0219
Loans to individuals$31,874,000930
Credit card loans$386,0002,557
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$31,488,000831
All other loans & leases$631,0003,117
Loans to foreign governments and official institutions$085
Obligations of states and political subdivisions in U.S.$393,0002,046
Other loans$238,0002,367
Lease financing receivables$01,835
Loans to depository institutions and acceptances of other banks$0600
Memoranda:
Loans not secured by real estate$3,363,000231
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$581,000566
Non 1-4 family restructured loans & leases$581,000566
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1997-12-31Rank
Net loans and leases$486,461,000644
Loan loss allowance$5,958,000716
Total loans and leases$492,419,000646
Unearned income$04,740
Loans and leases, gross$492,419,000646
All real estate loans$427,522,000509
Real estate loans in domestic offices$427,522,000509
Construction and development loans$17,160,000906
Commercial RE$92,073,000588
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$90,228,000144
1-4 family residential loans$228,061,000582
Farmland loans$07,499
Loans held in foreign officesNANA
Farm loans$06,996
Commercial and industrial loans$33,417,0001,151
To non-U.S. addressees$0228
Loans to individuals$20,828,0001,498
Credit card loans$381,0002,774
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$20,447,0001,385
All other loans & leases$10,652,000560
Loans to foreign governments and official institutions$094
Obligations of states and political subdivisions in U.S.$442,0002,008
Other loans$210,0002,580
Lease financing receivables$01,949
Loans to depository institutions and acceptances of other banks$10,000,000154
Memoranda:
Loans not secured by real estate$2,694,000273
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$620,000646
Non 1-4 family restructured loans & leases$620,000646
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$469,260,000698
Loan loss allowance$4,742,000911
Total loans and leases$474,002,000704
Unearned income$06,436
Loans and leases, gross$474,002,000708
All real estate loans$431,461,000529
Real estate loans in domestic offices$431,461,000529
Construction and development loans$14,796,0001,041
Commercial RE$93,679,000586
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$99,993,000150
1-4 family residential loans$222,993,000630
Farmland loans$07,844
Loans held in foreign officesNANA
Farm loans$07,349
Commercial and industrial loans$24,362,0001,551
To non-U.S. addressees$0238
Loans to individuals$17,609,0001,864
Credit card loans$372,0003,007
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$17,237,0001,746
All other loans & leases$570,0003,493
Loans to foreign governments and official institutions$0104
Obligations of states and political subdivisions in U.S.$488,0002,009
Other loans$82,0004,045
Lease financing receivables$02,012
Loans to depository institutions and acceptances of other banks$0767
Memoranda:
Loans not secured by real estate$843,000581
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,117
Non 1-4 family restructured loans & leases$03,117
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$423,027,000765
Loan loss allowance$4,314,0001,015
Total loans and leases$427,341,000768
Unearned income$06,974
Loans and leases, gross$427,341,000773
All real estate loans$395,599,000566
Real estate loans in domestic offices$395,599,000564
Construction and development loans$8,262,0001,578
Commercial RE$76,744,000667
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$99,423,000144
1-4 family residential loans$211,170,000659
Farmland loans$08,172
Loans held in foreign officesNANA
Farm loans$07,657
Commercial and industrial loans$21,118,0001,675
To non-U.S. addressees$0259
Loans to individuals$9,994,0003,042
Credit card loans$382,0002,998
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$9,612,0002,907
All other loans & leases$630,0003,425
Loans to foreign governments and official institutions$0113
Obligations of states and political subdivisions in U.S.$531,0002,008
Other loans$99,0003,843
Lease financing receivables$02,051
Loans to depository institutions and acceptances of other banks$0840
Memoranda:
Loans not secured by real estate$724,000662
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,427
Non 1-4 family restructured loans & leases$03,427
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$388,792,000799
Loan loss allowance$4,076,0001,072
Total loans and leases$392,868,000800
Unearned income$1,0007,488
Loans and leases, gross$392,868,000803
All real estate loans$366,444,000604
Real estate loans in domestic offices$366,444,000602
Construction and development loans$5,330,0002,102
Commercial RE$73,109,000663
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$97,108,000140
1-4 family residential loans$190,897,000695
Farmland loans$08,618
Loans held in foreign officesNANA
Farm loans$08,029
Commercial and industrial loans$17,624,0001,866
To non-U.S. addressees$0273
Loans to individuals$8,003,0003,574
Credit card loans$415,0002,865
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$7,588,0003,504
All other loans & leases$798,0003,119
Loans to foreign governments and official institutions$0122
Obligations of states and political subdivisions in U.S.$570,0002,021
Other loans$228,0002,806
Lease financing receivables$02,082
Loans to depository institutions and acceptances of other banks$0936
Memoranda:
Loans not secured by real estate$286,0001,007
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,961
Non 1-4 family restructured loans & leases$03,961
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$356,589,000832
Loan loss allowance$2,882,0001,521
Total loans and leases$359,471,000835
Unearned income$3,0007,964
Loans and leases, gross$359,471,000842
All real estate loans$333,128,000641
Real estate loans in domestic offices$333,128,000638
Construction and development loans$7,282,0001,531
Commercial RE$63,942,000742
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$90,957,000142
1-4 family residential loans$170,947,000773
Farmland loans$08,903
Loans held in foreign officesNANA
Farm loans$08,303
Commercial and industrial loans$12,417,0002,472
To non-U.S. addressees$0272
Loans to individuals$13,254,0002,313
Credit card loans$252,0003,609
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$13,002,0002,153
All other loans & leases$675,0003,559
Loans to foreign governments and official institutions$0124
Obligations of states and political subdivisions in U.S.$606,0002,025
Other loans$69,0004,672
Lease financing receivables$02,068
Loans to depository institutions and acceptances of other banks$01,089
Memoranda:
Loans not secured by real estate$2,144,000379
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$04,599
Non 1-4 family restructured loans & leases$04,599
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$339,313,000878
Loan loss allowance$2,491,0001,762
Total loans and leases$341,804,000892
Unearned income$09,230
Loans and leases, gross$341,804,000903
All real estate loans$316,053,000685
Real estate loans in domestic offices$316,053,000683
Construction and development loans$8,430,0001,375
Commercial RE$60,033,000799
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$82,374,000160
1-4 family residential loans$165,216,000821
Farmland loans$09,111
Loans held in foreign officesNANA
Farm loans$08,531
Commercial and industrial loans$10,107,0003,031
To non-U.S. addressees$0266
Loans to individuals$14,797,0002,142
Credit card loans$258,0003,605
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$14,539,0001,988
All other loans & leases$847,0003,380
Loans to foreign governments and official institutions$0142
Obligations of states and political subdivisions in U.S.$640,0002,114
Other loans$207,0003,143
Lease financing receivables$02,104
Loans to depository institutions and acceptances of other banks$01,358
Memoranda:
Loans not secured by real estate$1,114,000611
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$05,113
Non 1-4 family restructured loans & leases$05,113
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA