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The Tipton Latham Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$7,604,000	3,202
Total interest expense	$3,175,000	2,541
Net interest income	$4,429,000	3,492
Provision for loan and lease losses	$100,000	2,434
Total noninterest income	$271,000	3,852
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$74,000	3,590
Trading account gains and fees	NA	NA
Additional Noninterest Income	$197,000	3,675
Total noninterest expense	$3,196,000	3,616
Salaries and employee benefits	$2,048,000	3,422
Premises and equipment expense	$361,000	3,386
Additional noninterest expense	$197,000	3,675
Pre-tax net operating income	$1,404,000	3,310
Securities gains (losses)	$94,000	256
Applicable income taxes	$0	3,369
Income before extraordinary items	$1,498,000	3,074
Extraordinary gains, net	$0	54
Net income	$1,498,000	3,108
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,498,000	3,076
Net charge-offs	$23,000	2,142
Cash dividends	$799,000	2,390
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,404,000	3,191
2023-09-30 (YTD Data)		Rank
Total interest income	$5,536,000	3,221
Total interest expense	$2,209,000	2,533
Net interest income	$3,327,000	3,525
Provision for loan and lease losses	$0	3,085
Total noninterest income	$199,000	3,861
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$57,000	3,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$142,000	3,697
Total noninterest expense	$2,041,000	3,788
Salaries and employee benefits	$1,264,000	3,643
Premises and equipment expense	$249,000	3,499
Additional noninterest expense	$142,000	3,695
Pre-tax net operating income	$1,485,000	3,031
Securities gains (losses)	$44,000	271
Applicable income taxes	$0	3,407
Income before extraordinary items	$1,529,000	2,832
Extraordinary gains, net	$0	52
Net income	$1,529,000	2,862
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,529,000	2,833
Net charge-offs	$1,000	2,548
Cash dividends	$599,000	2,113
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,485,000	2,883
2023-06-30 (YTD Data)		Rank
Total interest income	$3,535,000	3,253
Total interest expense	$1,316,000	2,515
Net interest income	$2,219,000	3,536
Provision for loan and lease losses	$0	2,940
Total noninterest income	$122,000	3,923
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$38,000	3,584
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	3,789
Total noninterest expense	$1,369,000	3,789
Salaries and employee benefits	$855,000	3,642
Premises and equipment expense	$174,000	3,442
Additional noninterest expense	$84,000	3,772
Pre-tax net operating income	$972,000	3,072
Securities gains (losses)	$41,000	301
Applicable income taxes	$0	3,436
Income before extraordinary items	$1,013,000	2,849
Extraordinary gains, net	$0	51
Net income	$1,013,000	2,879
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,013,000	2,848
Net charge-offs	$7,000	1,927
Cash dividends	$399,000	2,140
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$972,000	2,920
2023-03-31 (YTD Data)		Rank
Total interest income	$1,711,000	3,288
Total interest expense	$581,000	2,464
Net interest income	$1,130,000	3,538
Provision for loan and lease losses	$0	2,612
Total noninterest income	$75,000	3,815
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$20,000	3,553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	3,627
Total noninterest expense	$663,000	3,867
Salaries and employee benefits	$424,000	3,696
Premises and equipment expense	$57,000	3,912
Additional noninterest expense	$55,000	3,627
Pre-tax net operating income	$542,000	3,014
Securities gains (losses)	$21,000	427
Applicable income taxes	$0	3,388
Income before extraordinary items	$563,000	2,764
Extraordinary gains, net	$0	4
Net income	$563,000	2,764
Minority interest net income	$0	48
Net income of bank and minority interests.	$563,000	2,764
Net charge-offs	$-6,000	3,898
Cash dividends	$200,000	1,791
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$542,000	2,844
2022-12-31 (YTD Data)		Rank
Total interest income	$5,913,000	3,260
Total interest expense	$1,040,000	2,376
Net interest income	$4,873,000	3,367
Provision for loan and lease losses	$0	3,012
Total noninterest income	$281,000	3,970
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$87,000	3,560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$194,000	3,837
Total noninterest expense	$3,126,000	3,674
Salaries and employee benefits	$2,049,000	3,442
Premises and equipment expense	$332,000	3,534
Additional noninterest expense	$194,000	3,837
Pre-tax net operating income	$2,028,000	3,116
Securities gains (losses)	$-42,000	3,715
Applicable income taxes	$0	3,596
Income before extraordinary items	$1,986,000	2,947
Extraordinary gains, net	$0	5
Net income	$1,986,000	2,944
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,986,000	2,946
Net charge-offs	$-26,000	3,906
Cash dividends	$1,122,000	2,038
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,028,000	2,954
2022-09-30 (YTD Data)		Rank
Total interest income	$4,357,000	3,243
Total interest expense	$684,000	2,222
Net interest income	$3,673,000	3,341
Provision for loan and lease losses	$0	2,835
Total noninterest income	$207,000	4,020
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$64,000	3,605
Trading account gains and fees	NA	NA
Additional Noninterest Income	$143,000	3,869
Total noninterest expense	$1,921,000	3,904
Salaries and employee benefits	$1,202,000	3,747
Premises and equipment expense	$234,000	3,625
Additional noninterest expense	$143,000	3,869
Pre-tax net operating income	$1,959,000	2,803
Securities gains (losses)	$-42,000	4,078
Applicable income taxes	$0	3,603
Income before extraordinary items	$1,917,000	2,645
Extraordinary gains, net	$0	4
Net income	$1,917,000	2,643
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,917,000	2,644
Net charge-offs	$-21,000	3,825
Cash dividends	$782,000	1,865
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,959,000	2,645
2022-06-30 (YTD Data)		Rank
Total interest income	$2,829,000	3,261
Total interest expense	$422,000	2,177
Net interest income	$2,407,000	3,352
Provision for loan and lease losses	$0	2,599
Total noninterest income	$142,000	3,964
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$42,000	3,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	3,852
Total noninterest expense	$1,265,000	3,925
Salaries and employee benefits	$798,000	3,770
Premises and equipment expense	$151,000	3,691
Additional noninterest expense	$316,000	4,139
Pre-tax net operating income	$1,284,000	2,743
Securities gains (losses)	$-40,000	4,204
Applicable income taxes	$0	3,564
Income before extraordinary items	$1,244,000	2,575
Extraordinary gains, net	$0	4
Net income	$1,244,000	2,575
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,244,000	2,575
Net charge-offs	$-7,000	3,543
Cash dividends	$531,000	1,834
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,284,000	2,576
2022-03-31 (YTD Data)		Rank
Total interest income	$1,389,000	3,249
Total interest expense	$206,000	2,164
Net interest income	$1,183,000	3,343
Provision for loan and lease losses	$0	2,285
Total noninterest income	$66,000	3,996
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$23,000	3,576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	3,896
Total noninterest expense	$628,000	3,940
Salaries and employee benefits	$398,000	3,780
Premises and equipment expense	$76,000	3,695
Additional noninterest expense	$154,000	4,174
Pre-tax net operating income	$621,000	2,678
Securities gains (losses)	$-11,000	4,268
Applicable income taxes	$0	3,450
Income before extraordinary items	$610,000	2,516
Extraordinary gains, net	$0	4
Net income	$610,000	2,514
Minority interest net income	$0	50
Net income of bank and minority interests.	$610,000	2,516
Net charge-offs	$-5,000	3,667
Cash dividends	$361,000	1,381
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$621,000	2,525
2021-12-31 (YTD Data)		Rank
Total interest income	$6,149,000	3,196
Total interest expense	$1,011,000	2,198
Net interest income	$5,138,000	3,290
Provision for loan and lease losses	$0	3,064
Total noninterest income	$271,000	4,114
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$84,000	3,619
Trading account gains and fees	NA	NA
Additional Noninterest Income	$187,000	4,032
Total noninterest expense	$2,961,000	3,780
Salaries and employee benefits	$2,033,000	3,495
Premises and equipment expense	$301,000	3,724
Additional noninterest expense	$627,000	4,187
Pre-tax net operating income	$2,448,000	2,920
Securities gains (losses)	$387,000	425
Applicable income taxes	$0	3,710
Income before extraordinary items	$2,835,000	2,614
Extraordinary gains, net	$0	10
Net income	$2,835,000	2,615
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,835,000	2,615
Net charge-offs	$-6,000	3,525
Cash dividends	$1,526,000	1,782
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,448,000	2,758
2021-09-30 (YTD Data)		Rank
Total interest income	$4,739,000	3,212
Total interest expense	$789,000	2,224
Net interest income	$3,950,000	3,317
Provision for loan and lease losses	$0	2,963
Total noninterest income	$188,000	4,196
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$58,000	3,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	4,114
Total noninterest expense	$1,777,000	4,077
Salaries and employee benefits	$1,132,000	3,908
Premises and equipment expense	$212,000	3,838
Additional noninterest expense	$433,000	4,320
Pre-tax net operating income	$2,361,000	2,742
Securities gains (losses)	$380,000	394
Applicable income taxes	$0	3,719
Income before extraordinary items	$2,741,000	2,380
Extraordinary gains, net	$0	8
Net income	$2,741,000	2,380
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,741,000	2,380
Net charge-offs	$-18,000	3,843
Cash dividends	$973,000	1,778
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,361,000	2,560
2021-06-30 (YTD Data)		Rank
Total interest income	$2,995,000	3,306
Total interest expense	$557,000	2,204
Net interest income	$2,438,000	3,439
Provision for loan and lease losses	$0	2,862
Total noninterest income	$121,000	4,235
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$36,000	3,764
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	4,156
Total noninterest expense	$1,191,000	4,096
Salaries and employee benefits	$767,000	3,909
Premises and equipment expense	$142,000	3,845
Additional noninterest expense	$282,000	4,349
Pre-tax net operating income	$1,368,000	2,891
Securities gains (losses)	$265,000	409
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,633,000	2,511
Extraordinary gains, net	$0	6
Net income	$1,633,000	2,511
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,633,000	2,511
Net charge-offs	$-4,000	3,475
Cash dividends	$680,000	1,697
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,368,000	2,737
2021-03-31 (YTD Data)		Rank
Total interest income	$1,402,000	3,402
Total interest expense	$301,000	2,172
Net interest income	$1,101,000	3,581
Provision for loan and lease losses	$0	2,741
Total noninterest income	$59,000	4,250
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$18,000	3,763
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	4,147
Total noninterest expense	$573,000	4,143
Salaries and employee benefits	$385,000	3,909
Premises and equipment expense	$70,000	3,880
Additional noninterest expense	$118,000	4,500
Pre-tax net operating income	$587,000	3,066
Securities gains (losses)	$136,000	404
Applicable income taxes	$0	3,613
Income before extraordinary items	$723,000	2,657
Extraordinary gains, net	$0	3
Net income	$723,000	2,655
Minority interest net income	$0	55
Net income of bank and minority interests.	$723,000	2,657
Net charge-offs	$-7,000	3,920
Cash dividends	$297,000	1,597
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$587,000	2,899
2020-12-31 (YTD Data)		Rank
Total interest income	$6,130,000	3,271
Total interest expense	$1,640,000	2,246
Net interest income	$4,490,000	3,511
Provision for loan and lease losses	$75,000	3,710
Total noninterest income	$231,000	4,231
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$83,000	3,747
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	4,156
Total noninterest expense	$2,889,000	3,862
Salaries and employee benefits	$2,003,000	3,573
Premises and equipment expense	$289,000	3,869
Additional noninterest expense	$597,000	4,309
Pre-tax net operating income	$1,757,000	3,087
Securities gains (losses)	$287,000	850
Applicable income taxes	$0	3,697
Income before extraordinary items	$2,044,000	2,800
Extraordinary gains, net	$0	4
Net income	$2,044,000	2,798
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,044,000	2,800
Net charge-offs	$-205,000	4,855
Cash dividends	$994,000	2,236
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,757,000	2,945
2020-09-30 (YTD Data)		Rank
Total interest income	$4,533,000	3,330
Total interest expense	$1,292,000	2,274
Net interest income	$3,241,000	3,604
Provision for loan and lease losses	$75,000	3,487
Total noninterest income	$177,000	4,222
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$62,000	3,768
Trading account gains and fees	NA	NA
Additional Noninterest Income	$115,000	4,126
Total noninterest expense	$1,786,000	4,102
Salaries and employee benefits	$1,171,000	3,905
Premises and equipment expense	$201,000	3,972
Additional noninterest expense	$414,000	4,389
Pre-tax net operating income	$1,557,000	2,909
Securities gains (losses)	$267,000	767
Applicable income taxes	$0	3,696
Income before extraordinary items	$1,824,000	2,575
Extraordinary gains, net	$0	4
Net income	$1,824,000	2,575
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,824,000	2,575
Net charge-offs	$-140,000	4,873
Cash dividends	$586,000	2,181
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,557,000	2,733
2020-06-30 (YTD Data)		Rank
Total interest income	$3,066,000	3,338
Total interest expense	$902,000	2,314
Net interest income	$2,164,000	3,625
Provision for loan and lease losses	$75,000	3,188
Total noninterest income	$108,000	4,297
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$40,000	3,831
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	4,215
Total noninterest expense	$1,213,000	4,090
Salaries and employee benefits	$802,000	3,894
Premises and equipment expense	$132,000	3,992
Additional noninterest expense	$279,000	4,400
Pre-tax net operating income	$984,000	2,949
Securities gains (losses)	$124,000	909
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,108,000	2,664
Extraordinary gains, net	$0	4
Net income	$1,108,000	2,663
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,108,000	2,664
Net charge-offs	$-126,000	4,921
Cash dividends	$365,000	2,251
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$984,000	2,779
2020-03-31 (YTD Data)		Rank
Total interest income	$1,576,000	3,302
Total interest expense	$476,000	2,359
Net interest income	$1,100,000	3,588
Provision for loan and lease losses	$75,000	2,175
Total noninterest income	$59,000	4,237
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$26,000	3,774
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	4,156
Total noninterest expense	$585,000	4,183
Salaries and employee benefits	$390,000	3,956
Premises and equipment expense	$69,000	3,972
Additional noninterest expense	$126,000	4,537
Pre-tax net operating income	$499,000	2,784
Securities gains (losses)	$60,000	783
Applicable income taxes	$0	3,513
Income before extraordinary items	$559,000	2,493
Extraordinary gains, net	$0	4
Net income	$559,000	2,492
Minority interest net income	$0	56
Net income of bank and minority interests.	$559,000	2,494
Net charge-offs	$-24,000	4,708
Cash dividends	$221,000	1,872
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$499,000	2,614
2019-12-31 (YTD Data)		Rank
Total interest income	$5,778,000	3,501
Total interest expense	$1,966,000	2,365
Net interest income	$3,812,000	3,864
Provision for loan and lease losses	$100,000	2,932
Total noninterest income	$256,000	4,283
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$117,000	3,779
Trading account gains and fees	NA	NA
Additional Noninterest Income	$139,000	4,222
Total noninterest expense	$2,673,000	4,053
Salaries and employee benefits	$1,857,000	3,737
Premises and equipment expense	$258,000	4,102
Additional noninterest expense	$558,000	4,535
Pre-tax net operating income	$1,295,000	3,577
Securities gains (losses)	$182,000	671
Applicable income taxes	$0	3,859
Income before extraordinary items	$1,477,000	3,295
Extraordinary gains, net	$0	11
Net income	$1,477,000	3,296
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,477,000	3,296
Net charge-offs	$46,000	2,691
Cash dividends	$578,000	2,877
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,295,000	3,426
2019-09-30 (YTD Data)		Rank
Total interest income	$4,276,000	3,562
Total interest expense	$1,469,000	2,382
Net interest income	$2,807,000	3,946
Provision for loan and lease losses	$50,000	3,073
Total noninterest income	$193,000	4,317
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$88,000	3,818
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	4,264
Total noninterest expense	$1,684,000	4,315
Salaries and employee benefits	$1,115,000	4,089
Premises and equipment expense	$172,000	4,284
Additional noninterest expense	$397,000	4,643
Pre-tax net operating income	$1,266,000	3,323
Securities gains (losses)	$162,000	596
Applicable income taxes	$0	3,902
Income before extraordinary items	$1,428,000	3,019
Extraordinary gains, net	$0	11
Net income	$1,428,000	3,020
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,428,000	3,020
Net charge-offs	$2,000	3,298
Cash dividends	$434,000	2,627
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,266,000	3,152
2019-06-30 (YTD Data)		Rank
Total interest income	$2,784,000	3,619
Total interest expense	$961,000	2,387
Net interest income	$1,823,000	4,005
Provision for loan and lease losses	$50,000	2,768
Total noninterest income	$119,000	4,415
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$56,000	3,888
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	4,355
Total noninterest expense	$1,131,000	4,340
Salaries and employee benefits	$743,000	4,122
Premises and equipment expense	$108,000	4,357
Additional noninterest expense	$280,000	4,619
Pre-tax net operating income	$761,000	3,456
Securities gains (losses)	$49,000	753
Applicable income taxes	$0	3,901
Income before extraordinary items	$810,000	3,237
Extraordinary gains, net	$0	11
Net income	$810,000	3,234
Minority interest net income	$0	69
Net income of bank and minority interests.	$810,000	3,235
Net charge-offs	$1,000	3,090
Cash dividends	$289,000	2,630
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$761,000	3,297
2019-03-31 (YTD Data)		Rank
Total interest income	$1,350,000	3,689
Total interest expense	$466,000	2,406
Net interest income	$884,000	4,080
Provision for loan and lease losses	$0	3,406
Total noninterest income	$58,000	4,437
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$28,000	3,911
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	4,379
Total noninterest expense	$564,000	4,381
Salaries and employee benefits	$373,000	4,152
Premises and equipment expense	$56,000	4,382
Additional noninterest expense	$135,000	4,690
Pre-tax net operating income	$378,000	3,464
Securities gains (losses)	$-4,000	4,984
Applicable income taxes	$0	3,800
Income before extraordinary items	$374,000	3,319
Extraordinary gains, net	$0	5
Net income	$374,000	3,317
Minority interest net income	$0	52
Net income of bank and minority interests.	$374,000	3,318
Net charge-offs	$5,000	2,211
Cash dividends	$144,000	2,252
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$378,000	3,296
2018-12-31 (YTD Data)		Rank
Total interest income	$5,160,000	3,698
Total interest expense	$1,513,000	2,318
Net interest income	$3,647,000	4,038
Provision for loan and lease losses	$200,000	2,354
Total noninterest income	$230,000	4,538
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$110,000	4,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$120,000	4,468
Total noninterest expense	$2,537,000	4,247
Salaries and employee benefits	$1,735,000	3,928
Premises and equipment expense	$228,000	4,385
Additional noninterest expense	$574,000	4,651
Pre-tax net operating income	$1,140,000	3,884
Securities gains (losses)	$-49,000	4,846
Applicable income taxes	$0	3,978
Income before extraordinary items	$1,091,000	3,788
Extraordinary gains, net	$0	6
Net income	$1,091,000	3,786
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,091,000	3,787
Net charge-offs	$270,000	1,410
Cash dividends	$561,000	2,869
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,140,000	3,735
2018-09-30 (YTD Data)		Rank
Total interest income	$3,784,000	3,754
Total interest expense	$1,075,000	2,337
Net interest income	$2,709,000	4,099
Provision for loan and lease losses	$200,000	1,970
Total noninterest income	$182,000	4,549
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$84,000	4,067
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	4,460
Total noninterest expense	$1,630,000	4,493
Salaries and employee benefits	$1,067,000	4,269
Premises and equipment expense	$150,000	4,558
Additional noninterest expense	$413,000	4,737
Pre-tax net operating income	$1,061,000	3,678
Securities gains (losses)	$-9,000	4,747
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,052,000	3,503
Extraordinary gains, net	$0	5
Net income	$1,052,000	3,502
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,052,000	3,502
Net charge-offs	$221,000	1,168
Cash dividends	$434,000	2,522
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,061,000	3,496
2018-06-30 (YTD Data)		Rank
Total interest income	$2,475,000	3,784
Total interest expense	$686,000	2,321
Net interest income	$1,789,000	4,137
Provision for loan and lease losses	$200,000	1,508
Total noninterest income	$130,000	4,535
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$57,000	4,070
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	4,417
Total noninterest expense	$1,084,000	4,538
Salaries and employee benefits	$717,000	4,294
Premises and equipment expense	$103,000	4,571
Additional noninterest expense	$264,000	4,830
Pre-tax net operating income	$635,000	3,818
Securities gains (losses)	$-7,000	4,923
Applicable income taxes	$0	4,018
Income before extraordinary items	$628,000	3,663
Extraordinary gains, net	$0	6
Net income	$628,000	3,661
Minority interest net income	$0	65
Net income of bank and minority interests.	$628,000	3,662
Net charge-offs	$197,000	944
Cash dividends	$289,000	2,546
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$635,000	3,640
2018-03-31 (YTD Data)		Rank
Total interest income	$1,212,000	3,834
Total interest expense	$329,000	2,310
Net interest income	$883,000	4,184
Provision for loan and lease losses	$50,000	2,055
Total noninterest income	$61,000	4,607
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$29,000	4,060
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	4,533
Total noninterest expense	$559,000	4,546
Salaries and employee benefits	$363,000	4,322
Premises and equipment expense	$49,000	4,663
Additional noninterest expense	$147,000	4,763
Pre-tax net operating income	$335,000	3,699
Securities gains (losses)	$-4,000	5,105
Applicable income taxes	$0	3,948
Income before extraordinary items	$331,000	3,535
Extraordinary gains, net	$0	7
Net income	$331,000	3,534
Minority interest net income	$0	52
Net income of bank and minority interests.	$331,000	3,535
Net charge-offs	$101,000	850
Cash dividends	$144,000	2,146
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$335,000	3,521
2017-12-31 (YTD Data)		Rank
Total interest income	$4,461,000	3,956
Total interest expense	$1,033,000	2,489
Net interest income	$3,428,000	4,216
Provision for loan and lease losses	$50,000	3,556
Total noninterest income	$227,000	4,767
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$126,000	4,076
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	4,775
Total noninterest expense	$2,479,000	4,431
Salaries and employee benefits	$1,697,000	4,062
Premises and equipment expense	$225,000	4,584
Additional noninterest expense	$557,000	4,910
Pre-tax net operating income	$1,126,000	3,899
Securities gains (losses)	$43,000	961
Applicable income taxes	$0	4,135
Income before extraordinary items	$1,169,000	3,515
Extraordinary gains, net	$0	9
Net income	$1,169,000	3,514
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,169,000	3,515
Net charge-offs	$113,000	2,310
Cash dividends	$578,000	2,820
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,126,000	3,543
2017-09-30 (YTD Data)		Rank
Total interest income	$3,354,000	3,974
Total interest expense	$745,000	2,539
Net interest income	$2,609,000	4,221
Provision for loan and lease losses	$50,000	3,230
Total noninterest income	$188,000	4,723
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$95,000	4,102
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	4,696
Total noninterest expense	$1,611,000	4,667
Salaries and employee benefits	$1,052,000	4,427
Premises and equipment expense	$149,000	4,765
Additional noninterest expense	$410,000	4,946
Pre-tax net operating income	$1,136,000	3,566
Securities gains (losses)	$44,000	933
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,180,000	3,239
Extraordinary gains, net	$0	9
Net income	$1,180,000	3,238
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,180,000	3,239
Net charge-offs	$94,000	1,996
Cash dividends	$434,000	2,551
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,136,000	3,286
2017-06-30 (YTD Data)		Rank
Total interest income	$2,270,000	3,941
Total interest expense	$477,000	2,564
Net interest income	$1,793,000	4,185
Provision for loan and lease losses	$50,000	2,834
Total noninterest income	$120,000	4,780
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$63,000	4,117
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	4,778
Total noninterest expense	$1,074,000	4,698
Salaries and employee benefits	$702,000	4,458
Premises and equipment expense	$102,000	4,761
Additional noninterest expense	$270,000	4,993
Pre-tax net operating income	$789,000	3,490
Securities gains (losses)	$20,000	995
Applicable income taxes	$0	4,189
Income before extraordinary items	$809,000	3,150
Extraordinary gains, net	$0	11
Net income	$809,000	3,149
Minority interest net income	$0	71
Net income of bank and minority interests.	$809,000	3,150
Net charge-offs	$96,000	1,553
Cash dividends	$289,000	2,556
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$789,000	3,177
2017-03-31 (YTD Data)		Rank
Total interest income	$1,121,000	3,983
Total interest expense	$234,000	2,573
Net interest income	$887,000	4,215
Provision for loan and lease losses	$0	3,537
Total noninterest income	$53,000	4,923
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$31,000	4,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	4,979
Total noninterest expense	$555,000	4,698
Salaries and employee benefits	$360,000	4,468
Premises and equipment expense	$51,000	4,805
Additional noninterest expense	$144,000	4,959
Pre-tax net operating income	$385,000	3,466
Securities gains (losses)	$6,000	778
Applicable income taxes	$0	4,086
Income before extraordinary items	$391,000	3,170
Extraordinary gains, net	$0	8
Net income	$391,000	3,168
Minority interest net income	$0	55
Net income of bank and minority interests.	$391,000	3,170
Net charge-offs	$69,000	1,132
Cash dividends	$144,000	2,181
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$385,000	3,177
2016-12-31 (YTD Data)		Rank
Total interest income	$4,630,000	3,946
Total interest expense	$871,000	2,650
Net interest income	$3,759,000	4,106
Provision for loan and lease losses	$250,000	2,175
Total noninterest income	$226,000	4,957
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$125,000	4,251
Trading account gains and fees	$0	170
Additional Noninterest Income	$101,000	4,948
Total noninterest expense	$2,525,000	4,539
Salaries and employee benefits	$1,718,000	4,120
Premises and equipment expense	$210,000	4,836
Additional noninterest expense	$597,000	4,993
Pre-tax net operating income	$1,210,000	3,804
Securities gains (losses)	$224,000	812
Applicable income taxes	$0	4,278
Income before extraordinary items	$1,434,000	3,347
Extraordinary gains, net	$0	5
Net income	$1,434,000	3,345
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,434,000	3,346
Net charge-offs	$200,000	1,931
Cash dividends	$688,000	2,624
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,210,000	3,560
2016-09-30 (YTD Data)		Rank
Total interest income	$3,520,000	3,944
Total interest expense	$648,000	2,672
Net interest income	$2,872,000	4,110
Provision for loan and lease losses	$50,000	3,314
Total noninterest income	$184,000	4,911
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$97,000	4,236
Trading account gains and fees	$0	169
Additional Noninterest Income	$87,000	4,910
Total noninterest expense	$1,631,000	4,795
Salaries and employee benefits	$1,038,000	4,558
Premises and equipment expense	$143,000	4,967
Additional noninterest expense	$450,000	5,031
Pre-tax net operating income	$1,375,000	3,246
Securities gains (losses)	$208,000	779
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,583,000	2,737
Extraordinary gains, net	$0	5
Net income	$1,583,000	2,737
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,583,000	2,737
Net charge-offs	$11,000	3,389
Cash dividends	$433,000	2,569
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,375,000	2,902
2016-06-30 (YTD Data)		Rank
Total interest income	$2,333,000	3,991
Total interest expense	$424,000	2,722
Net interest income	$1,909,000	4,143
Provision for loan and lease losses	$50,000	2,917
Total noninterest income	$125,000	4,926
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$65,000	4,232
Trading account gains and fees	$0	157
Additional Noninterest Income	$60,000	4,923
Total noninterest expense	$1,078,000	4,866
Salaries and employee benefits	$695,000	4,590
Premises and equipment expense	$96,000	5,011
Additional noninterest expense	$287,000	5,148
Pre-tax net operating income	$906,000	3,246
Securities gains (losses)	$67,000	1,232
Applicable income taxes	$0	4,338
Income before extraordinary items	$973,000	2,856
Extraordinary gains, net	$0	16
Net income	$973,000	2,854
Minority interest net income	$0	71
Net income of bank and minority interests.	$973,000	2,855
Net charge-offs	$5,000	3,320
Cash dividends	$288,000	2,577
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$906,000	2,890
2016-03-31 (YTD Data)		Rank
Total interest income	$1,160,000	4,021
Total interest expense	$209,000	2,761
Net interest income	$951,000	4,162
Provision for loan and lease losses	$50,000	2,135
Total noninterest income	$62,000	4,931
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$31,000	4,301
Trading account gains and fees	$0	142
Additional Noninterest Income	$31,000	4,904
Total noninterest expense	$553,000	4,861
Salaries and employee benefits	$354,000	4,593
Premises and equipment expense	$52,000	4,957
Additional noninterest expense	$147,000	5,158
Pre-tax net operating income	$410,000	3,365
Securities gains (losses)	$5,000	1,720
Applicable income taxes	$0	4,259
Income before extraordinary items	$415,000	3,068
Extraordinary gains, net	$0	12
Net income	$415,000	3,066
Minority interest net income	$0	62
Net income of bank and minority interests.	$415,000	3,067
Net charge-offs	$-7,000	5,019
Cash dividends	$144,000	2,184
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$410,000	3,023
2015-12-31 (YTD Data)		Rank
Total interest income	$4,461,000	4,100
Total interest expense	$769,000	2,890
Net interest income	$3,692,000	4,231
Provision for loan and lease losses	$250,000	2,084
Total noninterest income	$219,000	5,130
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$142,000	4,220
Trading account gains and fees	$0	159
Additional Noninterest Income	$77,000	5,268
Total noninterest expense	$2,573,000	4,645
Salaries and employee benefits	$1,664,000	4,262
Premises and equipment expense	$271,000	4,646
Additional noninterest expense	$638,000	5,082
Pre-tax net operating income	$1,088,000	3,978
Securities gains (losses)	$44,000	1,732
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,132,000	3,726
Extraordinary gains, net	$0	23
Net income	$1,132,000	3,726
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,132,000	3,727
Net charge-offs	$59,000	3,125
Cash dividends	$561,000	2,809
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,088,000	3,737
2015-09-30 (YTD Data)		Rank
Total interest income	$3,326,000	4,158
Total interest expense	$571,000	2,944
Net interest income	$2,755,000	4,280
Provision for loan and lease losses	$250,000	1,694
Total noninterest income	$171,000	5,146
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$110,000	4,221
Trading account gains and fees	$0	153
Additional Noninterest Income	$61,000	5,280
Total noninterest expense	$1,640,000	4,943
Salaries and employee benefits	$1,018,000	4,713
Premises and equipment expense	$143,000	5,200
Additional noninterest expense	$479,000	5,125
Pre-tax net operating income	$1,036,000	3,684
Securities gains (losses)	$27,000	1,860
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,063,000	3,402
Extraordinary gains, net	$0	21
Net income	$1,063,000	3,400
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,063,000	3,401
Net charge-offs	$9,000	3,683
Cash dividends	$417,000	2,504
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,036,000	3,383
2015-06-30 (YTD Data)		Rank
Total interest income	$2,193,000	4,201
Total interest expense	$374,000	2,999
Net interest income	$1,819,000	4,323
Provision for loan and lease losses	$175,000	1,648
Total noninterest income	$116,000	5,154
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$74,000	4,201
Trading account gains and fees	$0	157
Additional Noninterest Income	$42,000	5,306
Total noninterest expense	$1,109,000	4,966
Salaries and employee benefits	$678,000	4,763
Premises and equipment expense	$99,000	5,198
Additional noninterest expense	$332,000	5,089
Pre-tax net operating income	$651,000	3,760
Securities gains (losses)	$23,000	1,643
Applicable income taxes	$0	4,497
Income before extraordinary items	$674,000	3,478
Extraordinary gains, net	$0	22
Net income	$674,000	3,478
Minority interest net income	$0	75
Net income of bank and minority interests.	$674,000	3,479
Net charge-offs	$17,000	3,040
Cash dividends	$281,000	2,493
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$651,000	3,474
2015-03-31 (YTD Data)		Rank
Total interest income	$1,083,000	4,233
Total interest expense	$185,000	3,049
Net interest income	$898,000	4,379
Provision for loan and lease losses	$100,000	1,425
Total noninterest income	$59,000	5,141
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$38,000	4,154
Trading account gains and fees	$0	152
Additional Noninterest Income	$21,000	5,358
Total noninterest expense	$551,000	5,033
Salaries and employee benefits	$342,000	4,786
Premises and equipment expense	$51,000	5,218
Additional noninterest expense	$158,000	5,196
Pre-tax net operating income	$306,000	3,839
Securities gains (losses)	$15,000	1,346
Applicable income taxes	$0	4,400
Income before extraordinary items	$321,000	3,526
Extraordinary gains, net	$0	13
Net income	$321,000	3,529
Minority interest net income	$0	64
Net income of bank and minority interests.	$321,000	3,529
Net charge-offs	$15,000	2,292
Cash dividends	$144,000	2,101
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$306,000	3,521
2014-12-31 (YTD Data)		Rank
Total interest income	$4,128,000	4,404
Total interest expense	$794,000	3,049
Net interest income	$3,334,000	4,590
Provision for loan and lease losses	$250,000	2,195
Total noninterest income	$248,000	5,212
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$179,000	4,108
Trading account gains and fees	$0	180
Additional Noninterest Income	$69,000	5,545
Total noninterest expense	$2,362,000	4,993
Salaries and employee benefits	$1,544,000	4,559
Premises and equipment expense	$257,000	4,937
Additional noninterest expense	$561,000	5,484
Pre-tax net operating income	$970,000	4,192
Securities gains (losses)	$43,000	1,834
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,013,000	3,948
Extraordinary gains, net	$0	17
Net income	$1,013,000	3,948
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,013,000	3,950
Net charge-offs	$250,000	2,218
Cash dividends	$506,000	2,827
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$970,000	3,950
2014-09-30 (YTD Data)		Rank
Total interest income	$3,085,000	4,453
Total interest expense	$599,000	3,098
Net interest income	$2,486,000	4,645
Provision for loan and lease losses	$250,000	1,804
Total noninterest income	$188,000	5,260
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$135,000	4,139
Trading account gains and fees	$0	174
Additional Noninterest Income	$53,000	5,586
Total noninterest expense	$1,581,000	5,208
Salaries and employee benefits	$968,000	4,960
Premises and equipment expense	$174,000	5,174
Additional noninterest expense	$439,000	5,468
Pre-tax net operating income	$843,000	4,043
Securities gains (losses)	$29,000	1,798
Applicable income taxes	$0	4,583
Income before extraordinary items	$872,000	3,753
Extraordinary gains, net	$0	15
Net income	$872,000	3,756
Minority interest net income	$0	81
Net income of bank and minority interests.	$872,000	3,757
Net charge-offs	$232,000	1,843
Cash dividends	$395,000	2,483
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$843,000	3,762
2014-06-30 (YTD Data)		Rank
Total interest income	$2,020,000	4,507
Total interest expense	$402,000	3,116
Net interest income	$1,618,000	4,708
Provision for loan and lease losses	$125,000	2,089
Total noninterest income	$126,000	5,244
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$88,000	4,159
Trading account gains and fees	$0	172
Additional Noninterest Income	$38,000	5,566
Total noninterest expense	$1,023,000	5,293
Salaries and employee benefits	$648,000	4,996
Premises and equipment expense	$118,000	5,198
Additional noninterest expense	$257,000	5,682
Pre-tax net operating income	$596,000	3,887
Securities gains (losses)	$16,000	1,751
Applicable income taxes	$0	4,568
Income before extraordinary items	$612,000	3,603
Extraordinary gains, net	$0	20
Net income	$612,000	3,608
Minority interest net income	$0	80
Net income of bank and minority interests.	$612,000	3,609
Net charge-offs	$85,000	2,342
Cash dividends	$289,000	2,411
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$596,000	3,578
2014-03-31 (YTD Data)		Rank
Total interest income	$1,010,000	4,540
Total interest expense	$203,000	3,139
Net interest income	$807,000	4,751
Provision for loan and lease losses	$50,000	2,211
Total noninterest income	$58,000	5,344
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$39,000	4,359
Trading account gains and fees	$0	147
Additional Noninterest Income	$19,000	5,562
Total noninterest expense	$521,000	5,339
Salaries and employee benefits	$329,000	5,033
Premises and equipment expense	$58,000	5,277
Additional noninterest expense	$134,000	5,685
Pre-tax net operating income	$294,000	3,856
Securities gains (losses)	$6,000	1,292
Applicable income taxes	$0	4,445
Income before extraordinary items	$300,000	3,541
Extraordinary gains, net	$0	16
Net income	$300,000	3,544
Minority interest net income	$0	66
Net income of bank and minority interests.	$300,000	3,544
Net charge-offs	$78,000	1,529
Cash dividends	$145,000	2,016
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$294,000	3,534
2013-12-31 (YTD Data)		Rank
Total interest income	$4,054,000	4,578
Total interest expense	$847,000	3,316
Net interest income	$3,207,000	4,785
Provision for loan and lease losses	$0	5,091
Total noninterest income	$234,000	5,450
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$136,000	4,745
Trading account gains and fees	$0	184
Additional Noninterest Income	$98,000	5,395
Total noninterest expense	$2,486,000	5,051
Salaries and employee benefits	$1,582,000	4,619
Premises and equipment expense	$274,000	5,025
Additional noninterest expense	$630,000	5,507
Pre-tax net operating income	$955,000	4,154
Securities gains (losses)	$63,000	1,637
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,018,000	3,861
Extraordinary gains, net	$0	29
Net income	$1,018,000	3,864
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,018,000	3,865
Net charge-offs	$204,000	2,992
Cash dividends	$561,000	2,635
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$955,000	3,930
2013-09-30 (YTD Data)		Rank
Total interest income	$3,028,000	4,639
Total interest expense	$643,000	3,376
Net interest income	$2,385,000	4,840
Provision for loan and lease losses	$0	4,941
Total noninterest income	$179,000	5,513
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$100,000	4,817
Trading account gains and fees	$0	180
Additional Noninterest Income	$79,000	5,419
Total noninterest expense	$1,701,000	5,260
Salaries and employee benefits	$1,003,000	5,068
Premises and equipment expense	$192,000	5,173
Additional noninterest expense	$506,000	5,418
Pre-tax net operating income	$863,000	3,926
Securities gains (losses)	$62,000	1,516
Applicable income taxes	$0	4,713
Income before extraordinary items	$925,000	3,571
Extraordinary gains, net	$0	25
Net income	$925,000	3,573
Minority interest net income	$0	84
Net income of bank and minority interests.	$925,000	3,575
Net charge-offs	$159,000	2,803
Cash dividends	$425,000	2,261
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$863,000	3,614
2013-06-30 (YTD Data)		Rank
Total interest income	$2,013,000	4,664
Total interest expense	$427,000	3,443
Net interest income	$1,586,000	4,864
Provision for loan and lease losses	$0	4,788
Total noninterest income	$122,000	5,514
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$62,000	4,925
Trading account gains and fees	$0	157
Additional Noninterest Income	$60,000	5,326
Total noninterest expense	$1,131,000	5,279
Salaries and employee benefits	$673,000	5,074
Premises and equipment expense	$124,000	5,249
Additional noninterest expense	$334,000	5,434
Pre-tax net operating income	$577,000	3,886
Securities gains (losses)	$58,000	1,424
Applicable income taxes	$0	4,679
Income before extraordinary items	$635,000	3,504
Extraordinary gains, net	$0	22
Net income	$635,000	3,506
Minority interest net income	$0	82
Net income of bank and minority interests.	$635,000	3,507
Net charge-offs	$125,000	2,536
Cash dividends	$298,000	2,238
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$577,000	3,581
2013-03-31 (YTD Data)		Rank
Total interest income	$1,018,000	4,670
Total interest expense	$213,000	3,538
Net interest income	$805,000	4,857
Provision for loan and lease losses	$0	4,409
Total noninterest income	$71,000	5,316
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$32,000	4,852
Trading account gains and fees	$0	148
Additional Noninterest Income	$39,000	5,008
Total noninterest expense	$563,000	5,345
Salaries and employee benefits	$341,000	5,094
Premises and equipment expense	$62,000	5,269
Additional noninterest expense	$160,000	5,574
Pre-tax net operating income	$313,000	3,725
Securities gains (losses)	$28,000	1,163
Applicable income taxes	$0	4,602
Income before extraordinary items	$341,000	3,322
Extraordinary gains, net	$0	10
Net income	$341,000	3,322
Minority interest net income	$0	76
Net income of bank and minority interests.	$341,000	3,324
Net charge-offs	$-6,000	5,985
Cash dividends	$148,000	1,835
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$313,000	3,406
2012-12-31 (YTD Data)		Rank
Total interest income	$4,162,000	4,767
Total interest expense	$911,000	3,835
Net interest income	$3,251,000	4,933
Provision for loan and lease losses	$700,000	2,253
Total noninterest income	$323,000	5,104
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$159,000	4,674
Trading account gains and fees	$0	166
Additional Noninterest Income	$164,000	4,834
Total noninterest expense	$2,333,000	5,337
Salaries and employee benefits	$1,450,000	4,922
Premises and equipment expense	$266,000	5,210
Additional noninterest expense	$617,000	5,751
Pre-tax net operating income	$541,000	4,832
Securities gains (losses)	$418,000	1,076
Applicable income taxes	$0	4,751
Income before extraordinary items	$959,000	3,985
Extraordinary gains, net	$0	29
Net income	$959,000	3,985
Minority interest net income	$0	93
Net income of bank and minority interests.	$959,000	3,987
Net charge-offs	$398,000	2,942
Cash dividends	$476,000	2,839
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$541,000	4,650
2012-09-30 (YTD Data)		Rank
Total interest income	$3,127,000	4,849
Total interest expense	$685,000	3,946
Net interest income	$2,442,000	5,006
Provision for loan and lease losses	$700,000	1,850
Total noninterest income	$267,000	5,045
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$120,000	4,730
Trading account gains and fees	$0	157
Additional Noninterest Income	$147,000	4,663
Total noninterest expense	$1,568,000	5,614
Salaries and employee benefits	$909,000	5,400
Premises and equipment expense	$178,000	5,501
Additional noninterest expense	$481,000	5,751
Pre-tax net operating income	$441,000	4,867
Securities gains (losses)	$313,000	1,077
Applicable income taxes	$0	4,802
Income before extraordinary items	$754,000	3,965
Extraordinary gains, net	$0	20
Net income	$754,000	3,965
Minority interest net income	$0	86
Net income of bank and minority interests.	$754,000	3,967
Net charge-offs	$491,000	2,213
Cash dividends	$255,000	2,699
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$441,000	4,655
2012-06-30 (YTD Data)		Rank
Total interest income	$2,081,000	4,900
Total interest expense	$461,000	4,024
Net interest income	$1,620,000	5,049
Provision for loan and lease losses	$300,000	2,388
Total noninterest income	$184,000	5,007
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$80,000	4,733
Trading account gains and fees	$0	153
Additional Noninterest Income	$104,000	4,607
Total noninterest expense	$1,038,000	5,658
Salaries and employee benefits	$615,000	5,410
Premises and equipment expense	$92,000	5,940
Additional noninterest expense	$331,000	5,739
Pre-tax net operating income	$466,000	4,218
Securities gains (losses)	$199,000	1,104
Applicable income taxes	$0	4,770
Income before extraordinary items	$665,000	3,435
Extraordinary gains, net	$0	19
Net income	$665,000	3,436
Minority interest net income	$0	84
Net income of bank and minority interests.	$665,000	3,436
Net charge-offs	$248,000	2,506
Cash dividends	$255,000	2,305
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$466,000	3,911
2012-03-31 (YTD Data)		Rank
Total interest income	$1,025,000	4,979
Total interest expense	$231,000	4,117
Net interest income	$794,000	5,105
Provision for loan and lease losses	$200,000	1,993
Total noninterest income	$124,000	4,584
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$40,000	4,716
Trading account gains and fees	$0	148
Additional Noninterest Income	$84,000	3,962
Total noninterest expense	$533,000	5,640
Salaries and employee benefits	$315,000	5,387
Premises and equipment expense	$58,000	5,568
Additional noninterest expense	$160,000	5,822
Pre-tax net operating income	$185,000	4,628
Securities gains (losses)	$91,000	960
Applicable income taxes	$0	4,704
Income before extraordinary items	$276,000	3,789
Extraordinary gains, net	$0	19
Net income	$276,000	3,792
Minority interest net income	$0	78
Net income of bank and minority interests.	$276,000	3,792
Net charge-offs	$-41,000	7,039
Cash dividends	$110,000	2,006
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$185,000	4,366
2011-12-31 (YTD Data)		Rank
Total interest income	$4,546,000	4,802
Total interest expense	$1,039,000	4,319
Net interest income	$3,507,000	4,893
Provision for loan and lease losses	$500,000	3,454
Total noninterest income	$248,000	5,472
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$173,000	4,640
Trading account gains and fees	$0	146
Additional Noninterest Income	$75,000	5,588
Total noninterest expense	$2,376,000	5,447
Salaries and employee benefits	$1,480,000	4,997
Premises and equipment expense	$280,000	5,384
Additional noninterest expense	$616,000	5,943
Pre-tax net operating income	$879,000	3,958
Securities gains (losses)	$475,000	821
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,354,000	2,981
Extraordinary gains, net	$0	29
Net income	$1,354,000	2,983
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,354,000	2,983
Net charge-offs	$454,000	3,297
Cash dividends	$693,000	2,060
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$879,000	3,670
2011-09-30 (YTD Data)		Rank
Total interest income	$3,498,000	4,793
Total interest expense	$799,000	4,365
Net interest income	$2,699,000	4,850
Provision for loan and lease losses	$400,000	3,210
Total noninterest income	$182,000	5,595
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$126,000	4,712
Trading account gains and fees	$0	145
Additional Noninterest Income	$56,000	5,669
Total noninterest expense	$1,575,000	5,745
Salaries and employee benefits	$900,000	5,528
Premises and equipment expense	$184,000	5,697
Additional noninterest expense	$491,000	5,865
Pre-tax net operating income	$906,000	3,493
Securities gains (losses)	$326,000	879
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,232,000	2,677
Extraordinary gains, net	$0	21
Net income	$1,232,000	2,679
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,232,000	2,679
Net charge-offs	$152,000	3,999
Cash dividends	$472,000	1,878
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$906,000	3,159
2011-06-30 (YTD Data)		Rank
Total interest income	$2,378,000	4,796
Total interest expense	$539,000	4,455
Net interest income	$1,839,000	4,813
Provision for loan and lease losses	$200,000	3,519
Total noninterest income	$115,000	5,696
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$77,000	4,852
Trading account gains and fees	$0	153
Additional Noninterest Income	$38,000	5,729
Total noninterest expense	$1,060,000	5,795
Salaries and employee benefits	$605,000	5,558
Premises and equipment expense	$122,000	5,740
Additional noninterest expense	$333,000	5,911
Pre-tax net operating income	$694,000	3,204
Securities gains (losses)	$109,000	1,083
Applicable income taxes	$0	4,697
Income before extraordinary items	$803,000	2,667
Extraordinary gains, net	$0	15
Net income	$803,000	2,667
Minority interest net income	$0	89
Net income of bank and minority interests.	$803,000	2,667
Net charge-offs	$126,000	3,608
Cash dividends	$314,000	1,873
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$694,000	2,861
2011-03-31 (YTD Data)		Rank
Total interest income	$1,221,000	4,746
Total interest expense	$276,000	4,515
Net interest income	$945,000	4,744
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$55,000	5,823
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$35,000	4,978
Trading account gains and fees	$0	158
Additional Noninterest Income	$20,000	5,800
Total noninterest expense	$562,000	5,702
Salaries and employee benefits	$308,000	5,556
Premises and equipment expense	$55,000	5,982
Additional noninterest expense	$199,000	5,557
Pre-tax net operating income	$288,000	3,602
Securities gains (losses)	$55,000	727
Applicable income taxes	$0	4,545
Income before extraordinary items	$343,000	2,968
Extraordinary gains, net	$0	9
Net income	$343,000	2,967
Minority interest net income	$0	86
Net income of bank and minority interests.	$343,000	2,968
Net charge-offs	$99,000	2,745
Cash dividends	$157,000	1,584
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$288,000	3,274
2010-12-31 (YTD Data)		Rank
Total interest income	$4,872,000	4,889
Total interest expense	$1,192,000	4,837
Net interest income	$3,680,000	4,818
Provision for loan and lease losses	$375,000	4,529
Total noninterest income	$331,000	5,249
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$178,000	4,629
Trading account gains and fees	$0	175
Additional Noninterest Income	$153,000	4,946
Total noninterest expense	$2,349,000	5,652
Salaries and employee benefits	$1,460,000	5,118
Premises and equipment expense	$278,000	5,588
Additional noninterest expense	$611,000	6,178
Pre-tax net operating income	$1,287,000	2,965
Securities gains (losses)	$225,000	1,496
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,512,000	2,502
Extraordinary gains, net	$0	29
Net income	$1,512,000	2,499
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,512,000	2,504
Net charge-offs	$273,000	4,425
Cash dividends	$744,000	1,862
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,287,000	2,669
2010-09-30 (YTD Data)		Rank
Total interest income	$3,647,000	4,982
Total interest expense	$909,000	4,950
Net interest income	$2,738,000	4,894
Provision for loan and lease losses	$325,000	4,205
Total noninterest income	$271,000	5,203
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$135,000	4,683
Trading account gains and fees	$0	165
Additional Noninterest Income	$136,000	4,797
Total noninterest expense	$1,547,000	5,983
Salaries and employee benefits	$877,000	5,770
Premises and equipment expense	$185,000	5,891
Additional noninterest expense	$485,000	6,107
Pre-tax net operating income	$1,137,000	2,868
Securities gains (losses)	$199,000	1,380
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,336,000	2,356
Extraordinary gains, net	$0	23
Net income	$1,336,000	2,354
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,336,000	2,358
Net charge-offs	$190,000	4,285
Cash dividends	$522,000	1,710
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,137,000	2,525
2010-06-30 (YTD Data)		Rank
Total interest income	$2,420,000	5,038
Total interest expense	$606,000	5,053
Net interest income	$1,814,000	4,924
Provision for loan and lease losses	$200,000	4,223
Total noninterest income	$121,000	5,816
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$88,000	4,706
Trading account gains and fees	$0	152
Additional Noninterest Income	$33,000	6,051
Total noninterest expense	$1,035,000	6,009
Salaries and employee benefits	$591,000	5,772
Premises and equipment expense	$115,000	6,042
Additional noninterest expense	$329,000	6,099
Pre-tax net operating income	$700,000	3,027
Securities gains (losses)	$102,000	1,402
Applicable income taxes	$0	4,691
Income before extraordinary items	$802,000	2,499
Extraordinary gains, net	$0	19
Net income	$802,000	2,495
Minority interest net income	$0	105
Net income of bank and minority interests.	$802,000	2,498
Net charge-offs	$51,000	4,866
Cash dividends	$302,000	1,855
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$700,000	2,669
2010-03-31 (YTD Data)		Rank
Total interest income	$1,203,000	5,124
Total interest expense	$305,000	5,162
Net interest income	$898,000	4,974
Provision for loan and lease losses	$50,000	4,831
Total noninterest income	$62,000	5,824
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$44,000	4,703
Trading account gains and fees	$0	175
Additional Noninterest Income	$18,000	6,058
Total noninterest expense	$567,000	5,872
Salaries and employee benefits	$303,000	5,794
Premises and equipment expense	$60,000	6,053
Additional noninterest expense	$204,000	5,643
Pre-tax net operating income	$343,000	3,116
Securities gains (losses)	$66,000	1,005
Applicable income taxes	$0	4,611
Income before extraordinary items	$409,000	2,519
Extraordinary gains, net	$0	16
Net income	$409,000	2,517
Minority interest net income	$0	91
Net income of bank and minority interests.	$409,000	2,519
Net charge-offs	$36,000	3,999
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$343,000	2,750
2009-12-31 (YTD Data)		Rank
Total interest income	$4,841,000	5,214
Total interest expense	$1,632,000	4,961
Net interest income	$3,209,000	5,206
Provision for loan and lease losses	$450,000	4,698
Total noninterest income	$272,000	5,764
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$206,000	4,608
Trading account gains and fees	$0	211
Additional Noninterest Income	$66,000	6,098
Total noninterest expense	$2,205,000	5,996
Salaries and employee benefits	$1,368,000	5,460
Premises and equipment expense	$269,000	5,889
Additional noninterest expense	$568,000	6,563
Pre-tax net operating income	$826,000	3,293
Securities gains (losses)	$236,000	1,423
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,062,000	2,674
Extraordinary gains, net	$0	34
Net income	$1,062,000	2,673
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,062,000	2,674
Net charge-offs	$265,000	4,643
Cash dividends	$493,000	2,587
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$826,000	3,028
2009-09-30 (YTD Data)		Rank
Total interest income	$3,632,000	5,274
Total interest expense	$1,286,000	4,981
Net interest income	$2,346,000	5,293
Provision for loan and lease losses	$375,000	4,271
Total noninterest income	$212,000	5,777
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$158,000	4,581
Trading account gains and fees	$0	212
Additional Noninterest Income	$54,000	6,139
Total noninterest expense	$1,487,000	6,266
Salaries and employee benefits	$851,000	5,993
Premises and equipment expense	$183,000	6,159
Additional noninterest expense	$453,000	6,453
Pre-tax net operating income	$696,000	3,343
Securities gains (losses)	$111,000	1,751
Applicable income taxes	$0	4,592
Income before extraordinary items	$807,000	2,844
Extraordinary gains, net	$0	27
Net income	$807,000	2,841
Minority interest net income	$0	118
Net income of bank and minority interests.	$807,000	2,844
Net charge-offs	$229,000	4,092
Cash dividends	$370,000	2,383
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$696,000	3,049
2009-06-30 (YTD Data)		Rank
Total interest income	$2,447,000	5,299
Total interest expense	$879,000	5,049
Net interest income	$1,568,000	5,284
Provision for loan and lease losses	$300,000	3,683
Total noninterest income	$148,000	5,741
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$111,000	4,448
Trading account gains and fees	$0	193
Additional Noninterest Income	$37,000	6,175
Total noninterest expense	$1,018,000	6,257
Salaries and employee benefits	$579,000	6,013
Premises and equipment expense	$121,000	6,226
Additional noninterest expense	$318,000	6,382
Pre-tax net operating income	$398,000	3,695
Securities gains (losses)	$51,000	1,900
Applicable income taxes	$0	4,657
Income before extraordinary items	$449,000	3,290
Extraordinary gains, net	$0	21
Net income	$449,000	3,285
Minority interest net income	$0	112
Net income of bank and minority interests.	$449,000	3,288
Net charge-offs	$211,000	3,358
Cash dividends	$246,000	2,464
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$398,000	3,369
2009-03-31 (YTD Data)		Rank
Total interest income	$1,222,000	5,345
Total interest expense	$452,000	5,088
Net interest income	$770,000	5,331
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$66,000	5,940
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$52,000	4,522
Trading account gains and fees	$0	171
Additional Noninterest Income	$14,000	6,542
Total noninterest expense	$510,000	6,221
Salaries and employee benefits	$303,000	5,954
Premises and equipment expense	$60,000	6,298
Additional noninterest expense	$147,000	6,365
Pre-tax net operating income	$176,000	4,249
Securities gains (losses)	$19,000	1,701
Applicable income taxes	$0	4,835
Income before extraordinary items	$195,000	3,909
Extraordinary gains, net	$0	15
Net income	$195,000	3,911
Minority interest net income	$0	102
Net income of bank and minority interests.	$195,000	3,911
Net charge-offs	$100,000	2,864
Cash dividends	$136,000	2,013
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$176,000	3,925
2008-12-31 (YTD Data)		Rank
Total interest income	$5,044,000	5,433
Total interest expense	$1,950,000	5,372
Net interest income	$3,094,000	5,334
Provision for loan and lease losses	$450,000	3,957
Total noninterest income	$281,000	5,931
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$204,000	4,749
Trading account gains and fees	$0	154
Additional Noninterest Income	$77,000	6,261
Total noninterest expense	$1,973,000	6,265
Salaries and employee benefits	$1,259,000	5,836
Premises and equipment expense	$288,000	5,905
Additional noninterest expense	$426,000	6,937
Pre-tax net operating income	$952,000	3,847
Securities gains (losses)	$88,000	1,226
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,040,000	3,215
Extraordinary gains, net	$0	39
Net income	$1,040,000	3,215
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$429,000	3,015
Cash dividends	$547,000	3,246
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$952,000	3,523
2008-09-30 (YTD Data)		Rank
Total interest income	$3,760,000	5,524
Total interest expense	$1,486,000	5,455
Net interest income	$2,274,000	5,431
Provision for loan and lease losses	$275,000	3,694
Total noninterest income	$214,000	5,985
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$158,000	4,723
Trading account gains and fees	$0	148
Additional Noninterest Income	$56,000	6,447
Total noninterest expense	$1,274,000	6,609
Salaries and employee benefits	$761,000	6,408
Premises and equipment expense	$199,000	6,121
Additional noninterest expense	$314,000	6,948
Pre-tax net operating income	$939,000	3,802
Securities gains (losses)	$55,000	1,351
Applicable income taxes	$0	5,372
Income before extraordinary items	$994,000	3,118
Extraordinary gains, net	$0	31
Net income	$994,000	3,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$243,000	2,809
Cash dividends	$411,000	2,988
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$939,000	3,374
2008-06-30 (YTD Data)		Rank
Total interest income	$2,511,000	5,583
Total interest expense	$1,040,000	5,482
Net interest income	$1,471,000	5,519
Provision for loan and lease losses	$150,000	3,592
Total noninterest income	$140,000	6,102
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$104,000	4,763
Trading account gains and fees	$0	149
Additional Noninterest Income	$36,000	6,561
Total noninterest expense	$843,000	6,686
Salaries and employee benefits	$511,000	6,436
Premises and equipment expense	$132,000	6,169
Additional noninterest expense	$200,000	7,057
Pre-tax net operating income	$618,000	3,951
Securities gains (losses)	$44,000	1,531
Applicable income taxes	$0	5,627
Income before extraordinary items	$662,000	3,426
Extraordinary gains, net	$0	21
Net income	$662,000	3,427
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	2,410
Cash dividends	$275,000	3,085
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$618,000	3,525
2008-03-31 (YTD Data)		Rank
Total interest income	$1,271,000	5,645
Total interest expense	$552,000	5,513
Net interest income	$719,000	5,607
Provision for loan and lease losses	$100,000	2,696
Total noninterest income	$69,000	6,144
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$51,000	4,770
Trading account gains and fees	$0	158
Additional Noninterest Income	$18,000	6,579
Total noninterest expense	$429,000	6,663
Salaries and employee benefits	$261,000	6,421
Premises and equipment expense	$71,000	6,004
Additional noninterest expense	$97,000	7,125
Pre-tax net operating income	$259,000	4,460
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$259,000	4,128
Extraordinary gains, net	$0	15
Net income	$259,000	4,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	1,665
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$259,000	4,024
2007-12-31 (YTD Data)		Rank
Total interest income	$5,228,000	5,592
Total interest expense	$2,457,000	5,309
Net interest income	$2,771,000	5,701
Provision for loan and lease losses	$150,000	4,308
Total noninterest income	$313,000	5,957
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$212,000	4,785
Trading account gains and fees	$0	178
Additional Noninterest Income	$101,000	6,205
Total noninterest expense	$1,929,000	6,305
Salaries and employee benefits	$1,224,000	5,925
Premises and equipment expense	$309,000	5,705
Additional noninterest expense	$396,000	7,060
Pre-tax net operating income	$1,005,000	4,738
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$1,005,000	4,313
Extraordinary gains, net	$0	39
Net income	$1,005,000	4,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	3,999
Cash dividends	$544,000	3,592
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,005,000	4,296
2007-09-30 (YTD Data)		Rank
Total interest income	$3,908,000	5,627
Total interest expense	$1,859,000	5,291
Net interest income	$2,049,000	5,767
Provision for loan and lease losses	$150,000	3,464
Total noninterest income	$241,000	5,961
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$155,000	4,857
Trading account gains and fees	$0	184
Additional Noninterest Income	$86,000	6,048
Total noninterest expense	$1,250,000	6,656
Salaries and employee benefits	$752,000	6,424
Premises and equipment expense	$215,000	5,892
Additional noninterest expense	$283,000	7,136
Pre-tax net operating income	$890,000	4,623
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$890,000	4,138
Extraordinary gains, net	$0	33
Net income	$890,000	4,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,200
Cash dividends	$408,000	3,203
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$890,000	4,123
2007-06-30 (YTD Data)		Rank
Total interest income	$2,587,000	5,681
Total interest expense	$1,251,000	5,281
Net interest income	$1,336,000	5,864
Provision for loan and lease losses	$125,000	2,906
Total noninterest income	$181,000	5,775
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$108,000	4,782
Trading account gains and fees	$0	168
Additional Noninterest Income	$73,000	5,677
Total noninterest expense	$862,000	6,629
Salaries and employee benefits	$513,000	6,422
Premises and equipment expense	$146,000	5,893
Additional noninterest expense	$203,000	7,038
Pre-tax net operating income	$530,000	4,920
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$530,000	4,439
Extraordinary gains, net	$0	29
Net income	$530,000	4,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,601
Cash dividends	$272,000	3,271
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$530,000	4,432
2007-03-31 (YTD Data)		Rank
Total interest income	$1,288,000	5,694
Total interest expense	$625,000	5,275
Net interest income	$663,000	5,892
Provision for loan and lease losses	$100,000	2,001
Total noninterest income	$71,000	6,205
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$53,000	4,757
Trading account gains and fees	$0	195
Additional Noninterest Income	$18,000	6,767
Total noninterest expense	$431,000	6,650
Salaries and employee benefits	$255,000	6,482
Premises and equipment expense	$72,000	5,967
Additional noninterest expense	$104,000	7,022
Pre-tax net operating income	$203,000	5,487
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$203,000	5,029
Extraordinary gains, net	$0	22
Net income	$203,000	5,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,955
Cash dividends	$136,000	2,828
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$203,000	5,022
2006-12-31 (YTD Data)		Rank
Total interest income	$4,977,000	5,574
Total interest expense	$2,226,000	5,123
Net interest income	$2,751,000	5,769
Provision for loan and lease losses	$175,000	3,820
Total noninterest income	$319,000	6,052
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$228,000	4,710
Trading account gains and fees	$0	130
Additional Noninterest Income	$91,000	6,486
Total noninterest expense	$1,852,000	6,362
Salaries and employee benefits	$1,199,000	5,918
Premises and equipment expense	$283,000	5,883
Additional noninterest expense	$370,000	7,207
Pre-tax net operating income	$1,043,000	5,099
Securities gains (losses)	$26,000	838
Applicable income taxes	$0	6,600
Income before extraordinary items	$1,069,000	4,562
Extraordinary gains, net	$0	51
Net income	$1,069,000	4,564
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	3,223
Cash dividends	$657,000	3,309
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,043,000	4,607
2006-09-30 (YTD Data)		Rank
Total interest income	$3,667,000	5,618
Total interest expense	$1,611,000	5,158
Net interest income	$2,056,000	5,826
Provision for loan and lease losses	$150,000	3,386
Total noninterest income	$235,000	6,153
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$171,000	4,756
Trading account gains and fees	$0	126
Additional Noninterest Income	$64,000	6,583
Total noninterest expense	$1,163,000	6,806
Salaries and employee benefits	$726,000	6,488
Premises and equipment expense	$186,000	6,261
Additional noninterest expense	$251,000	7,411
Pre-tax net operating income	$978,000	4,770
Securities gains (losses)	$26,000	688
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,004,000	4,151
Extraordinary gains, net	$0	45
Net income	$1,004,000	4,154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	3,378
Cash dividends	$521,000	2,867
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$978,000	4,212
2006-06-30 (YTD Data)		Rank
Total interest income	$2,397,000	5,647
Total interest expense	$1,029,000	5,154
Net interest income	$1,368,000	5,867
Provision for loan and lease losses	$100,000	3,294
Total noninterest income	$152,000	6,210
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$111,000	4,779
Trading account gains and fees	$0	126
Additional Noninterest Income	$41,000	6,674
Total noninterest expense	$783,000	6,833
Salaries and employee benefits	$484,000	6,518
Premises and equipment expense	$124,000	6,267
Additional noninterest expense	$175,000	7,338
Pre-tax net operating income	$637,000	4,845
Securities gains (losses)	$28,000	539
Applicable income taxes	$0	6,706
Income before extraordinary items	$665,000	4,195
Extraordinary gains, net	$0	39
Net income	$665,000	4,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	3,455
Cash dividends	$385,000	2,775
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$637,000	4,289
2006-03-31 (YTD Data)		Rank
Total interest income	$1,172,000	5,663
Total interest expense	$481,000	5,227
Net interest income	$691,000	5,838
Provision for loan and lease losses	$0	6,013
Total noninterest income	$68,000	6,391
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$50,000	4,949
Trading account gains and fees	$0	115
Additional Noninterest Income	$18,000	6,859
Total noninterest expense	$397,000	6,791
Salaries and employee benefits	$241,000	6,545
Premises and equipment expense	$59,000	6,404
Additional noninterest expense	$97,000	7,148
Pre-tax net operating income	$362,000	4,515
Securities gains (losses)	$28,000	420
Applicable income taxes	$0	6,588
Income before extraordinary items	$390,000	3,756
Extraordinary gains, net	$0	21
Net income	$390,000	3,755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,940
Cash dividends	$249,000	2,196
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$362,000	3,924
2005-12-31 (YTD Data)		Rank
Total interest income	$4,288,000	5,620
Total interest expense	$1,611,000	5,057
Net interest income	$2,677,000	5,852
Provision for loan and lease losses	$150,000	4,107
Total noninterest income	$432,000	5,561
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$243,000	4,623
Trading account gains and fees	$0	138
Additional Noninterest Income	$189,000	5,279
Total noninterest expense	$1,773,000	6,432
Salaries and employee benefits	$1,166,000	5,886
Premises and equipment expense	$266,000	6,050
Additional noninterest expense	$341,000	7,391
Pre-tax net operating income	$1,186,000	4,934
Securities gains (losses)	$-22,000	7,864
Applicable income taxes	$0	6,964
Income before extraordinary items	$1,164,000	4,428
Extraordinary gains, net	$0	46
Net income	$1,164,000	4,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,264
Cash dividends	$536,000	3,521
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,186,000	4,340
2005-09-30 (YTD Data)		Rank
Total interest income	$3,178,000	5,632
Total interest expense	$1,181,000	4,976
Net interest income	$1,997,000	5,892
Provision for loan and lease losses	$100,000	4,154
Total noninterest income	$262,000	6,058
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$183,000	4,649
Trading account gains and fees	$0	126
Additional Noninterest Income	$79,000	6,334
Total noninterest expense	$1,113,000	6,916
Salaries and employee benefits	$693,000	6,570
Premises and equipment expense	$173,000	6,388
Additional noninterest expense	$247,000	7,460
Pre-tax net operating income	$1,046,000	4,657
Securities gains (losses)	$-20,000	8,173
Applicable income taxes	$0	6,976
Income before extraordinary items	$1,026,000	4,085
Extraordinary gains, net	$0	35
Net income	$1,026,000	4,085
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,107
Cash dividends	$386,000	3,190
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,046,000	4,002
2005-06-30 (YTD Data)		Rank
Total interest income	$2,086,000	5,611
Total interest expense	$759,000	4,924
Net interest income	$1,327,000	5,889
Provision for loan and lease losses	$75,000	3,815
Total noninterest income	$183,000	5,936
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$114,000	4,756
Trading account gains and fees	$0	116
Additional Noninterest Income	$69,000	5,906
Total noninterest expense	$739,000	6,937
Salaries and employee benefits	$469,000	6,526
Premises and equipment expense	$111,000	6,473
Additional noninterest expense	$159,000	7,516
Pre-tax net operating income	$696,000	4,640
Securities gains (losses)	$-5,000	7,925
Applicable income taxes	$0	6,961
Income before extraordinary items	$691,000	4,026
Extraordinary gains, net	$0	30
Net income	$691,000	4,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,895
Cash dividends	$268,000	3,136
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$696,000	3,946
2005-03-31 (YTD Data)		Rank
Total interest income	$979,000	5,796
Total interest expense	$362,000	4,965
Net interest income	$617,000	6,138
Provision for loan and lease losses	$0	6,226
Total noninterest income	$92,000	5,872
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$51,000	4,944
Trading account gains and fees	$0	115
Additional Noninterest Income	$41,000	5,596
Total noninterest expense	$394,000	6,807
Salaries and employee benefits	$243,000	6,458
Premises and equipment expense	$57,000	6,461
Additional noninterest expense	$94,000	7,271
Pre-tax net operating income	$315,000	4,865
Securities gains (losses)	$-5,000	8,378
Applicable income taxes	$0	6,892
Income before extraordinary items	$310,000	4,275
Extraordinary gains, net	$0	24
Net income	$310,000	4,277
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	2,991
Cash dividends	$149,000	2,599
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$315,000	4,181
2004-12-31 (YTD Data)		Rank
Total interest income	$3,751,000	5,760
Total interest expense	$1,305,000	4,882
Net interest income	$2,446,000	6,078
Provision for loan and lease losses	$175,000	3,992
Total noninterest income	$354,000	6,060
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$253,000	4,724
Trading account gains and fees	$0	138
Additional Noninterest Income	$101,000	6,408
Total noninterest expense	$1,744,000	6,456
Salaries and employee benefits	$1,123,000	5,911
Premises and equipment expense	$259,000	6,105
Additional noninterest expense	$362,000	7,340
Pre-tax net operating income	$881,000	5,546
Securities gains (losses)	$-11,000	8,257
Applicable income taxes	$0	7,185
Income before extraordinary items	$870,000	5,063
Extraordinary gains, net	$0	34
Net income	$870,000	5,064
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$246,000	2,275
Cash dividends	$476,000	3,641
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$881,000	4,955
2004-09-30 (YTD Data)		Rank
Total interest income	$2,760,000	5,819
Total interest expense	$962,000	4,888
Net interest income	$1,798,000	6,142
Provision for loan and lease losses	$75,000	4,788
Total noninterest income	$273,000	6,025
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$194,000	4,710
Trading account gains and fees	$0	134
Additional Noninterest Income	$79,000	6,329
Total noninterest expense	$1,156,000	6,785
Salaries and employee benefits	$701,000	6,458
Premises and equipment expense	$175,000	6,352
Additional noninterest expense	$280,000	7,246
Pre-tax net operating income	$840,000	5,052
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$840,000	4,480
Extraordinary gains, net	$0	26
Net income	$840,000	4,481
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	2,495
Cash dividends	$357,000	3,199
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$840,000	4,404
2004-06-30 (YTD Data)		Rank
Total interest income	$1,806,000	5,876
Total interest expense	$633,000	4,946
Net interest income	$1,173,000	6,219
Provision for loan and lease losses	$50,000	4,677
Total noninterest income	$181,000	6,046
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$124,000	4,796
Trading account gains and fees	$0	130
Additional Noninterest Income	$57,000	6,220
Total noninterest expense	$779,000	6,796
Salaries and employee benefits	$473,000	6,473
Premises and equipment expense	$114,000	6,459
Additional noninterest expense	$192,000	7,223
Pre-tax net operating income	$525,000	5,173
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$525,000	4,610
Extraordinary gains, net	$0	21
Net income	$525,000	4,611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	1,952
Cash dividends	$238,000	3,231
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$525,000	4,521
2004-03-31 (YTD Data)		Rank
Total interest income	$903,000	5,909
Total interest expense	$313,000	5,039
Net interest income	$590,000	6,208
Provision for loan and lease losses	$25,000	4,502
Total noninterest income	$81,000	6,261
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$57,000	4,910
Trading account gains and fees	$0	121
Additional Noninterest Income	$24,000	6,514
Total noninterest expense	$390,000	6,827
Salaries and employee benefits	$242,000	6,445
Premises and equipment expense	$57,000	6,454
Additional noninterest expense	$91,000	7,355
Pre-tax net operating income	$256,000	5,223
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$256,000	4,683
Extraordinary gains, net	$0	16
Net income	$256,000	4,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	1,783
Cash dividends	$119,000	2,724
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$256,000	4,557
2003-12-31 (YTD Data)		Rank
Total interest income	$3,744,000	5,860
Total interest expense	$1,293,000	5,341
Net interest income	$2,451,000	5,969
Provision for loan and lease losses	$220,000	3,843
Total noninterest income	$392,000	6,009
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$297,000	4,321
Trading account gains and fees	$0	160
Additional Noninterest Income	$95,000	6,619
Total noninterest expense	$1,688,000	6,547
Salaries and employee benefits	$1,096,000	5,947
Premises and equipment expense	$241,000	6,284
Additional noninterest expense	$351,000	7,440
Pre-tax net operating income	$935,000	5,340
Securities gains (losses)	$0	4,500
Applicable income taxes	$7,000	7,138
Income before extraordinary items	$928,000	4,857
Extraordinary gains, net	$0	54
Net income	$928,000	4,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$233,000	2,623
Cash dividends	$586,000	3,269
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$928,000	4,694
2003-09-30 (YTD Data)		Rank
Total interest income	$2,804,000	5,928
Total interest expense	$989,000	5,414
Net interest income	$1,815,000	6,027
Provision for loan and lease losses	$220,000	3,174
Total noninterest income	$292,000	6,073
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$219,000	4,382
Trading account gains and fees	$0	153
Additional Noninterest Income	$73,000	6,631
Total noninterest expense	$1,084,000	6,994
Salaries and employee benefits	$674,000	6,588
Premises and equipment expense	$153,000	6,741
Additional noninterest expense	$257,000	7,497
Pre-tax net operating income	$803,000	5,116
Securities gains (losses)	$0	4,204
Applicable income taxes	$6,000	7,203
Income before extraordinary items	$797,000	4,607
Extraordinary gains, net	$0	40
Net income	$797,000	4,607
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$213,000	2,125
Cash dividends	$408,000	2,980
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$797,000	4,430
2003-06-30 (YTD Data)		Rank
Total interest income	$1,894,000	5,922
Total interest expense	$661,000	5,521
Net interest income	$1,233,000	5,984
Provision for loan and lease losses	$50,000	5,111
Total noninterest income	$188,000	6,138
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$138,000	4,480
Trading account gains and fees	$0	150
Additional Noninterest Income	$50,000	6,576
Total noninterest expense	$705,000	7,065
Salaries and employee benefits	$458,000	6,547
Premises and equipment expense	$96,000	6,867
Additional noninterest expense	$151,000	7,757
Pre-tax net operating income	$666,000	4,559
Securities gains (losses)	$0	3,782
Applicable income taxes	$7,000	7,084
Income before extraordinary items	$659,000	4,039
Extraordinary gains, net	$0	30
Net income	$659,000	4,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	4,275
Cash dividends	$289,000	2,959
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$659,000	3,859
2003-03-31 (YTD Data)		Rank
Total interest income	$954,000	5,917
Total interest expense	$330,000	5,638
Net interest income	$624,000	5,929
Provision for loan and lease losses	$50,000	3,651
Total noninterest income	$90,000	6,155
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$71,000	4,347
Trading account gains and fees	$0	134
Additional Noninterest Income	$19,000	7,007
Total noninterest expense	$359,000	7,051
Salaries and employee benefits	$231,000	6,532
Premises and equipment expense	$50,000	6,781
Additional noninterest expense	$78,000	7,720
Pre-tax net operating income	$305,000	4,743
Securities gains (losses)	$0	2,891
Applicable income taxes	$7,000	6,747
Income before extraordinary items	$298,000	4,261
Extraordinary gains, net	$0	21
Net income	$298,000	4,259
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$170,000	2,408
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$298,000	4,067
2002-12-31 (YTD Data)		Rank
Total interest income	$3,966,000	5,927
Total interest expense	$1,524,000	5,677
Net interest income	$2,442,000	5,983
Provision for loan and lease losses	$125,000	5,264
Total noninterest income	$393,000	5,823
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$312,000	4,142
Trading account gains and fees	$0	153
Additional Noninterest Income	$81,000	6,848
Total noninterest expense	$1,703,000	6,450
Salaries and employee benefits	$1,097,000	5,818
Premises and equipment expense	$281,000	5,766
Additional noninterest expense	$325,000	7,621
Pre-tax net operating income	$1,007,000	5,189
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$1,007,000	4,566
Extraordinary gains, net	$0	70
Net income	$1,007,000	4,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	3,565
Cash dividends	$654,000	3,003
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,007,000	4,453
2001-12-31 (YTD Data)		Rank
Total interest income	$4,254,000	6,146
Total interest expense	$2,092,000	5,958
Net interest income	$2,162,000	6,181
Provision for loan and lease losses	$155,000	4,704
Total noninterest income	$398,000	5,692
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$325,000	3,958
Trading account gains and fees	$0	177
Additional Noninterest Income	$73,000	7,044
Total noninterest expense	$1,448,000	6,909
Salaries and employee benefits	$999,000	5,984
Premises and equipment expense	$116,000	8,058
Additional noninterest expense	$333,000	7,623
Pre-tax net operating income	$957,000	5,015
Securities gains (losses)	$21,000	3,115
Applicable income taxes	$0	7,903
Income before extraordinary items	$978,000	4,338
Extraordinary gains, net	$0	105
Net income	$978,000	4,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	4,086
Cash dividends	$634,000	3,039
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$957,000	4,281
2000-12-31 (YTD Data)		Rank
Total interest income	$4,260,000	6,286
Total interest expense	$2,052,000	6,191
Net interest income	$2,208,000	6,259
Provision for loan and lease losses	$100,000	5,274
Total noninterest income	$366,000	5,784
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$331,000	3,760
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	8,337
Total noninterest expense	$1,310,000	7,216
Salaries and employee benefits	$915,000	6,262
Premises and equipment expense	$93,000	8,565
Additional noninterest expense	$302,000	7,928
Pre-tax net operating income	$1,164,000	4,810
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$1,164,000	3,949
Extraordinary gains, net	$0	38
Net income	$1,164,000	3,950
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,361
Cash dividends	$769,000	2,733
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,164,000	3,936
1999-12-31 (YTD Data)		Rank
Total interest income	$3,709,000	6,605
Total interest expense	$1,790,000	6,373
Net interest income	$1,919,000	6,791
Provision for loan and lease losses	$110,000	5,020
Total noninterest income	$355,000	5,964
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$319,000	3,803
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	8,584
Total noninterest expense	$1,170,000	7,643
Salaries and employee benefits	$814,000	6,696
Premises and equipment expense	$84,000	8,949
Additional noninterest expense	$272,000	8,368
Pre-tax net operating income	$994,000	5,326
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$994,000	4,454
Extraordinary gains, net	$0	35
Net income	$994,000	4,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,288
Cash dividends	$600,000	3,129
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$994,000	4,418
1998-12-31 (YTD Data)		Rank
Total interest income	$3,682,000	6,769
Total interest expense	$1,833,000	6,489
Net interest income	$1,849,000	6,947
Provision for loan and lease losses	$25,000	7,503
Total noninterest income	$319,000	6,300
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$286,000	4,074
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	8,867
Total noninterest expense	$1,148,000	7,685
Salaries and employee benefits	$799,000	6,690
Premises and equipment expense	$95,000	8,828
Additional noninterest expense	$254,000	8,566
Pre-tax net operating income	$995,000	5,427
Securities gains (losses)	$0	4,449
Applicable income taxes	$-80,000	10,194
Income before extraordinary items	$1,075,000	4,257
Extraordinary gains, net	$0	32
Net income	$1,075,000	4,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,860
Cash dividends	$786,000	2,638
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,075,000	4,161
1997-12-31 (YTD Data)		Rank
Total interest income	$3,584,000	7,071
Total interest expense	$1,761,000	6,753
Net interest income	$1,823,000	7,266
Provision for loan and lease losses	$400,000	2,088
Total noninterest income	$354,000	6,137
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$271,000	4,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	7,280
Total noninterest expense	$1,033,000	8,234
Salaries and employee benefits	$673,000	7,476
Premises and equipment expense	$103,000	8,887
Additional noninterest expense	$257,000	8,764
Pre-tax net operating income	$744,000	6,806
Securities gains (losses)	$0	3,944
Applicable income taxes	$47,000	9,297
Income before extraordinary items	$697,000	5,922
Extraordinary gains, net	$0	44
Net income	$697,000	5,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$402,000	1,592
Cash dividends	$416,000	3,868
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$697,000	5,880
1996-12-31 (YTD Data)		Rank
Total interest income	$3,478,000	7,428
Total interest expense	$1,714,000	7,045
Net interest income	$1,764,000	7,636
Provision for loan and lease losses	$200,000	3,395
Total noninterest income	$270,000	7,321
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$251,000	4,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	10,461
Total noninterest expense	$1,007,000	8,645
Salaries and employee benefits	$662,000	7,769
Premises and equipment expense	$89,000	9,582
Additional noninterest expense	$256,000	9,326
Pre-tax net operating income	$827,000	6,390
Securities gains (losses)	$0	4,148
Applicable income taxes	$317,000	5,643
Income before extraordinary items	$510,000	6,829
Extraordinary gains, net	$0	53
Net income	$510,000	6,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	3,393
Cash dividends	$149,000	6,087
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$510,000	6,769
1995-12-31 (YTD Data)		Rank
Total interest income	$3,159,000	7,998
Total interest expense	$1,476,000	7,769
Net interest income	$1,683,000	8,064
Provision for loan and lease losses	$75,000	5,235
Total noninterest income	$257,000	7,617
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$243,000	5,038
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	11,268
Total noninterest expense	$975,000	9,060
Salaries and employee benefits	$635,000	8,146
Premises and equipment expense	$81,000	10,165
Additional noninterest expense	$259,000	9,735
Pre-tax net operating income	$890,000	6,472
Securities gains (losses)	$0	3,831
Applicable income taxes	$354,000	5,391
Income before extraordinary items	$536,000	6,992
Extraordinary gains, net	$0	65
Net income	$536,000	6,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	5,035
Cash dividends	$191,000	5,634
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$536,000	6,973
1994-12-31 (YTD Data)		Rank
Total interest income	$2,617,000	8,701
Total interest expense	$1,075,000	8,374
Net interest income	$1,542,000	8,758
Provision for loan and lease losses	$100,000	4,522
Total noninterest income	$228,000	8,274
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$209,000	5,695
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	11,499
Total noninterest expense	$909,000	9,738
Salaries and employee benefits	$591,000	8,665
Premises and equipment expense	$82,000	10,584
Additional noninterest expense	$236,000	10,698
Pre-tax net operating income	$761,000	7,077
Securities gains (losses)	$0	3,600
Applicable income taxes	$275,000	6,190
Income before extraordinary items	$486,000	7,416
Extraordinary gains, net	$0	249
Net income	$486,000	7,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,558
Cash dividends	$153,000	6,026
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$486,000	7,458
1993-12-31 (YTD Data)		Rank
Total interest income	$2,462,000	9,266
Total interest expense	$1,047,000	8,892
Net interest income	$1,415,000	9,372
Provision for loan and lease losses	$75,000	6,449
Total noninterest income	$199,000	9,245
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$182,000	6,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	12,255
Total noninterest expense	$900,000	10,191
Salaries and employee benefits	$550,000	9,216
Premises and equipment expense	$79,000	11,181
Additional noninterest expense	$271,000	10,808
Pre-tax net operating income	$639,000	7,693
Securities gains (losses)	$0	7,477
Applicable income taxes	$252,000	6,760
Income before extraordinary items	$387,000	8,563
Extraordinary gains, net	$0	3,149
Net income	$387,000	8,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	7,032
Cash dividends	$72,000	7,482
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$387,000	8,301
1992-12-31 (YTD Data)		Rank
Total interest income	$2,512,000	9,903
Total interest expense	$1,162,000	9,744
Net interest income	$1,350,000	9,797
Provision for loan and lease losses	$125,000	6,594
Total noninterest income	$233,000	8,801
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$217,000	5,683
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	12,899
Total noninterest expense	$846,000	10,777
Salaries and employee benefits	$502,000	9,764
Premises and equipment expense	$83,000	11,388
Additional noninterest expense	$261,000	11,394
Pre-tax net operating income	$612,000	7,622
Securities gains (losses)	$0	8,369
Applicable income taxes	$210,000	7,363
Income before extraordinary items	$402,000	8,198
Extraordinary gains, net	$0	1,422
Net income	$402,000	8,319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	7,201
Cash dividends	$70,000	7,232
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$402,000	7,838

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.