Home > The State Savings Bank of Manistique > Income and Expense
The State Savings Bank of Manistique, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $5,887,000 | 3,508 |
| Total interest expense | $1,444,000 | 3,376 |
| Net interest income | $4,443,000 | 3,488 |
| Provision for loan and lease losses | $90,000 | 2,523 |
| Total noninterest income | $456,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $94,000 | 3,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,270 |
| Total noninterest expense | $3,597,000 | 3,486 |
| Salaries and employee benefits | $1,931,000 | 3,489 |
| Premises and equipment expense | $341,000 | 3,456 |
| Additional noninterest expense | $362,000 | 3,270 |
| Pre-tax net operating income | $1,212,000 | 3,437 |
| Securities gains (losses) | $-33,000 | 3,560 |
| Applicable income taxes | $185,000 | 2,484 |
| Income before extraordinary items | $994,000 | 3,481 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $994,000 | 3,518 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $994,000 | 3,482 |
| Net charge-offs | $82,000 | 1,605 |
| Cash dividends | $580,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,021,720 | 3,477 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,380,000 | 3,499 |
| Total interest expense | $977,000 | 3,373 |
| Net interest income | $3,403,000 | 3,493 |
| Provision for loan and lease losses | $68,000 | 2,344 |
| Total noninterest income | $289,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $70,000 | 3,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 3,417 |
| Total noninterest expense | $2,685,000 | 3,472 |
| Salaries and employee benefits | $1,406,000 | 3,516 |
| Premises and equipment expense | $238,000 | 3,542 |
| Additional noninterest expense | $219,000 | 3,416 |
| Pre-tax net operating income | $939,000 | 3,481 |
| Securities gains (losses) | $-33,000 | 3,733 |
| Applicable income taxes | $92,000 | 2,754 |
| Income before extraordinary items | $814,000 | 3,472 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $814,000 | 3,504 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $814,000 | 3,472 |
| Net charge-offs | $63,000 | 1,378 |
| Cash dividends | $360,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $843,700 | 3,465 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 3,524 |
| Total interest expense | $556,000 | 3,408 |
| Net interest income | $2,253,000 | 3,516 |
| Provision for loan and lease losses | $45,000 | 2,284 |
| Total noninterest income | $191,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $47,000 | 3,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 3,446 |
| Total noninterest expense | $1,853,000 | 3,426 |
| Salaries and employee benefits | $1,035,000 | 3,411 |
| Premises and equipment expense | $148,000 | 3,613 |
| Additional noninterest expense | $144,000 | 3,433 |
| Pre-tax net operating income | $546,000 | 3,616 |
| Securities gains (losses) | $-33,000 | 3,998 |
| Applicable income taxes | $63,000 | 2,768 |
| Income before extraordinary items | $450,000 | 3,663 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $450,000 | 3,698 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $450,000 | 3,662 |
| Net charge-offs | $121,000 | 853 |
| Cash dividends | $240,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $479,040 | 3,637 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 3,557 |
| Total interest expense | $243,000 | 3,373 |
| Net interest income | $1,130,000 | 3,538 |
| Provision for loan and lease losses | $22,000 | 2,108 |
| Total noninterest income | $85,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $24,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 3,557 |
| Total noninterest expense | $812,000 | 3,628 |
| Salaries and employee benefits | $406,000 | 3,743 |
| Premises and equipment expense | $69,000 | 3,740 |
| Additional noninterest expense | $61,000 | 3,557 |
| Pre-tax net operating income | $381,000 | 3,392 |
| Securities gains (losses) | $-19,000 | 4,107 |
| Applicable income taxes | $29,000 | 2,815 |
| Income before extraordinary items | $333,000 | 3,383 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $333,000 | 3,381 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $333,000 | 3,383 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $120,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $350,480 | 3,347 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 3,458 |
| Total interest expense | $503,000 | 3,236 |
| Net interest income | $4,543,000 | 3,458 |
| Provision for loan and lease losses | $90,000 | 2,289 |
| Total noninterest income | $448,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $80,000 | 3,625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,338 |
| Total noninterest expense | $3,808,000 | 3,413 |
| Salaries and employee benefits | $2,229,000 | 3,346 |
| Premises and equipment expense | $354,000 | 3,470 |
| Additional noninterest expense | $368,000 | 3,338 |
| Pre-tax net operating income | $1,093,000 | 3,703 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $135,000 | 2,850 |
| Income before extraordinary items | $958,000 | 3,688 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $958,000 | 3,687 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $958,000 | 3,688 |
| Net charge-offs | $88,000 | 1,294 |
| Cash dividends | $580,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $958,000 | 3,707 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 3,462 |
| Total interest expense | $322,000 | 3,203 |
| Net interest income | $3,357,000 | 3,470 |
| Provision for loan and lease losses | $68,000 | 2,117 |
| Total noninterest income | $292,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $61,000 | 3,641 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 3,530 |
| Total noninterest expense | $2,607,000 | 3,527 |
| Salaries and employee benefits | $1,373,000 | 3,582 |
| Premises and equipment expense | $257,000 | 3,502 |
| Additional noninterest expense | $231,000 | 3,530 |
| Pre-tax net operating income | $974,000 | 3,565 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $98,000 | 2,877 |
| Income before extraordinary items | $876,000 | 3,513 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $876,000 | 3,511 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $876,000 | 3,512 |
| Net charge-offs | $85,000 | 997 |
| Cash dividends | $360,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $876,000 | 3,542 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 3,496 |
| Total interest expense | $166,000 | 3,429 |
| Net interest income | $2,190,000 | 3,484 |
| Provision for loan and lease losses | $45,000 | 1,959 |
| Total noninterest income | $187,000 | 3,778 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $38,000 | 3,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 3,591 |
| Total noninterest expense | $1,729,000 | 3,539 |
| Salaries and employee benefits | $917,000 | 3,589 |
| Premises and equipment expense | $174,000 | 3,500 |
| Additional noninterest expense | $638,000 | 3,342 |
| Pre-tax net operating income | $603,000 | 3,533 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $69,000 | 2,774 |
| Income before extraordinary items | $534,000 | 3,498 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $534,000 | 3,497 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $534,000 | 3,498 |
| Net charge-offs | $88,000 | 773 |
| Cash dividends | $240,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $534,000 | 3,529 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 3,455 |
| Total interest expense | $81,000 | 3,431 |
| Net interest income | $1,103,000 | 3,424 |
| Provision for loan and lease losses | $22,000 | 1,757 |
| Total noninterest income | $95,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $18,000 | 3,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,518 |
| Total noninterest expense | $864,000 | 3,551 |
| Salaries and employee benefits | $464,000 | 3,585 |
| Premises and equipment expense | $92,000 | 3,461 |
| Additional noninterest expense | $308,000 | 3,379 |
| Pre-tax net operating income | $312,000 | 3,382 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $21,000 | 2,899 |
| Income before extraordinary items | $291,000 | 3,306 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $291,000 | 3,304 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $291,000 | 3,306 |
| Net charge-offs | $15,000 | 1,053 |
| Cash dividends | $120,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $291,000 | 3,330 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,574,000 | 3,595 |
| Total interest expense | $404,000 | 3,425 |
| Net interest income | $4,170,000 | 3,595 |
| Provision for loan and lease losses | $90,000 | 2,262 |
| Total noninterest income | $500,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $71,000 | 3,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 3,391 |
| Total noninterest expense | $3,454,000 | 3,559 |
| Salaries and employee benefits | $1,967,000 | 3,549 |
| Premises and equipment expense | $357,000 | 3,518 |
| Additional noninterest expense | $1,130,000 | 3,537 |
| Pre-tax net operating income | $1,126,000 | 3,741 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $125,000 | 2,958 |
| Income before extraordinary items | $1,001,000 | 3,759 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,001,000 | 3,759 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,001,000 | 3,759 |
| Net charge-offs | $12,000 | 2,234 |
| Cash dividends | $580,000 | 2,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,001,000 | 3,743 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,409,000 | 3,677 |
| Total interest expense | $317,000 | 3,468 |
| Net interest income | $3,092,000 | 3,695 |
| Provision for loan and lease losses | $68,000 | 2,205 |
| Total noninterest income | $333,000 | 3,800 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $52,000 | 3,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 3,577 |
| Total noninterest expense | $2,492,000 | 3,653 |
| Salaries and employee benefits | $1,329,000 | 3,694 |
| Premises and equipment expense | $257,000 | 3,612 |
| Additional noninterest expense | $906,000 | 3,449 |
| Pre-tax net operating income | $865,000 | 3,849 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $73,000 | 3,060 |
| Income before extraordinary items | $792,000 | 3,841 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $792,000 | 3,841 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $792,000 | 3,841 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $360,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $792,000 | 3,817 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 3,703 |
| Total interest expense | $227,000 | 3,459 |
| Net interest income | $2,052,000 | 3,707 |
| Provision for loan and lease losses | $45,000 | 2,201 |
| Total noninterest income | $213,000 | 3,837 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $32,000 | 3,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 3,619 |
| Total noninterest expense | $1,664,000 | 3,661 |
| Salaries and employee benefits | $891,000 | 3,708 |
| Premises and equipment expense | $162,000 | 3,693 |
| Additional noninterest expense | $611,000 | 3,421 |
| Pre-tax net operating income | $556,000 | 3,881 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $45,000 | 3,083 |
| Income before extraordinary items | $511,000 | 3,866 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $511,000 | 3,866 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $511,000 | 3,866 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $240,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $511,000 | 3,848 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 3,613 |
| Total interest expense | $113,000 | 3,544 |
| Net interest income | $1,096,000 | 3,590 |
| Provision for loan and lease losses | $23,000 | 2,205 |
| Total noninterest income | $63,000 | 4,207 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $15,000 | 3,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,026 |
| Total noninterest expense | $839,000 | 3,649 |
| Salaries and employee benefits | $434,000 | 3,756 |
| Premises and equipment expense | $82,000 | 3,693 |
| Additional noninterest expense | $323,000 | 3,304 |
| Pre-tax net operating income | $297,000 | 3,775 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $23,000 | 3,027 |
| Income before extraordinary items | $274,000 | 3,763 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $274,000 | 3,763 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $274,000 | 3,763 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $120,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $274,000 | 3,738 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 3,601 |
| Total interest expense | $540,000 | 3,750 |
| Net interest income | $4,433,000 | 3,533 |
| Provision for loan and lease losses | $137,000 | 3,343 |
| Total noninterest income | $358,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $72,000 | 3,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 3,675 |
| Total noninterest expense | $3,438,000 | 3,623 |
| Salaries and employee benefits | $2,032,000 | 3,551 |
| Premises and equipment expense | $356,000 | 3,582 |
| Additional noninterest expense | $1,050,000 | 3,628 |
| Pre-tax net operating income | $1,216,000 | 3,522 |
| Securities gains (losses) | $17,000 | 2,162 |
| Applicable income taxes | $137,000 | 2,773 |
| Income before extraordinary items | $1,096,000 | 3,559 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,096,000 | 3,559 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,096,000 | 3,559 |
| Net charge-offs | $143,000 | 1,760 |
| Cash dividends | $660,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,080,870 | 3,519 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 3,599 |
| Total interest expense | $418,000 | 3,805 |
| Net interest income | $3,394,000 | 3,526 |
| Provision for loan and lease losses | $115,000 | 3,186 |
| Total noninterest income | $219,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $54,000 | 3,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 3,869 |
| Total noninterest expense | $2,380,000 | 3,729 |
| Salaries and employee benefits | $1,298,000 | 3,758 |
| Premises and equipment expense | $252,000 | 3,677 |
| Additional noninterest expense | $830,000 | 3,539 |
| Pre-tax net operating income | $1,118,000 | 3,315 |
| Securities gains (losses) | $17,000 | 1,977 |
| Applicable income taxes | $95,000 | 2,827 |
| Income before extraordinary items | $1,040,000 | 3,308 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,040,000 | 3,308 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,040,000 | 3,308 |
| Net charge-offs | $143,000 | 1,441 |
| Cash dividends | $440,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,024,360 | 3,272 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 3,665 |
| Total interest expense | $290,000 | 3,842 |
| Net interest income | $2,207,000 | 3,590 |
| Provision for loan and lease losses | $92,000 | 3,056 |
| Total noninterest income | $134,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $38,000 | 3,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 3,962 |
| Total noninterest expense | $1,556,000 | 3,767 |
| Salaries and employee benefits | $858,000 | 3,784 |
| Premises and equipment expense | $164,000 | 3,710 |
| Additional noninterest expense | $534,000 | 3,611 |
| Pre-tax net operating income | $693,000 | 3,393 |
| Securities gains (losses) | $17,000 | 1,730 |
| Applicable income taxes | $44,000 | 2,950 |
| Income before extraordinary items | $666,000 | 3,355 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $666,000 | 3,354 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $666,000 | 3,355 |
| Net charge-offs | $143,000 | 1,178 |
| Cash dividends | $280,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $650,020 | 3,330 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 3,670 |
| Total interest expense | $158,000 | 3,874 |
| Net interest income | $1,103,000 | 3,579 |
| Provision for loan and lease losses | $22,000 | 3,071 |
| Total noninterest income | $48,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $24,000 | 3,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,341 |
| Total noninterest expense | $786,000 | 3,788 |
| Salaries and employee benefits | $434,000 | 3,805 |
| Premises and equipment expense | $83,000 | 3,718 |
| Additional noninterest expense | $269,000 | 3,643 |
| Pre-tax net operating income | $343,000 | 3,250 |
| Securities gains (losses) | $17,000 | 1,172 |
| Applicable income taxes | $22,000 | 2,842 |
| Income before extraordinary items | $338,000 | 3,135 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $338,000 | 3,135 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $338,000 | 3,136 |
| Net charge-offs | $70,000 | 1,049 |
| Cash dividends | $120,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $322,020 | 3,167 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 3,789 |
| Total interest expense | $762,000 | 3,690 |
| Net interest income | $4,110,000 | 3,743 |
| Provision for loan and lease losses | $90,000 | 3,022 |
| Total noninterest income | $362,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $113,000 | 3,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 3,754 |
| Total noninterest expense | $3,158,000 | 3,818 |
| Salaries and employee benefits | $1,753,000 | 3,819 |
| Premises and equipment expense | $359,000 | 3,645 |
| Additional noninterest expense | $1,046,000 | 3,731 |
| Pre-tax net operating income | $1,224,000 | 3,648 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $117,000 | 2,949 |
| Income before extraordinary items | $1,107,000 | 3,656 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,107,000 | 3,656 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,107,000 | 3,657 |
| Net charge-offs | $34,000 | 2,858 |
| Cash dividends | $670,000 | 2,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,107,000 | 3,629 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 3,792 |
| Total interest expense | $593,000 | 3,667 |
| Net interest income | $3,140,000 | 3,765 |
| Provision for loan and lease losses | $68,000 | 2,925 |
| Total noninterest income | $226,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $87,000 | 3,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 4,041 |
| Total noninterest expense | $2,324,000 | 3,886 |
| Salaries and employee benefits | $1,247,000 | 3,920 |
| Premises and equipment expense | $250,000 | 3,795 |
| Additional noninterest expense | $827,000 | 3,662 |
| Pre-tax net operating income | $974,000 | 3,668 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $75,000 | 3,079 |
| Income before extraordinary items | $899,000 | 3,652 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $899,000 | 3,651 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $899,000 | 3,652 |
| Net charge-offs | $35,000 | 2,430 |
| Cash dividends | $450,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $899,000 | 3,626 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 3,800 |
| Total interest expense | $395,000 | 3,643 |
| Net interest income | $2,097,000 | 3,786 |
| Provision for loan and lease losses | $45,000 | 2,856 |
| Total noninterest income | $152,000 | 4,211 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $62,000 | 3,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 4,079 |
| Total noninterest expense | $1,536,000 | 3,916 |
| Salaries and employee benefits | $829,000 | 3,956 |
| Premises and equipment expense | $163,000 | 3,849 |
| Additional noninterest expense | $544,000 | 3,717 |
| Pre-tax net operating income | $668,000 | 3,628 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $58,000 | 3,015 |
| Income before extraordinary items | $610,000 | 3,621 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $610,000 | 3,620 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $610,000 | 3,620 |
| Net charge-offs | $36,000 | 2,057 |
| Cash dividends | $290,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $610,000 | 3,599 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 3,843 |
| Total interest expense | $197,000 | 3,638 |
| Net interest income | $1,025,000 | 3,859 |
| Provision for loan and lease losses | $23,000 | 2,683 |
| Total noninterest income | $83,000 | 4,127 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $28,000 | 3,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 3,908 |
| Total noninterest expense | $766,000 | 3,959 |
| Salaries and employee benefits | $418,000 | 3,992 |
| Premises and equipment expense | $81,000 | 3,889 |
| Additional noninterest expense | $267,000 | 3,762 |
| Pre-tax net operating income | $319,000 | 3,696 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $7,000 | 3,483 |
| Income before extraordinary items | $312,000 | 3,571 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $312,000 | 3,570 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $312,000 | 3,570 |
| Net charge-offs | $16,000 | 1,795 |
| Cash dividends | $130,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $312,000 | 3,564 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 3,875 |
| Total interest expense | $646,000 | 3,559 |
| Net interest income | $3,992,000 | 3,895 |
| Provision for loan and lease losses | $90,000 | 3,141 |
| Total noninterest income | $297,000 | 4,334 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $120,000 | 3,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 4,183 |
| Total noninterest expense | $3,113,000 | 3,943 |
| Salaries and employee benefits | $1,805,000 | 3,867 |
| Premises and equipment expense | $330,000 | 3,859 |
| Additional noninterest expense | $978,000 | 3,933 |
| Pre-tax net operating income | $1,086,000 | 3,935 |
| Securities gains (losses) | $3,000 | 894 |
| Applicable income taxes | $83,000 | 3,180 |
| Income before extraordinary items | $1,006,000 | 3,895 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,006,000 | 3,894 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,006,000 | 3,894 |
| Net charge-offs | $56,000 | 2,565 |
| Cash dividends | $600,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,003,240 | 3,910 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 3,869 |
| Total interest expense | $456,000 | 3,601 |
| Net interest income | $3,085,000 | 3,877 |
| Provision for loan and lease losses | $67,000 | 2,999 |
| Total noninterest income | $223,000 | 4,372 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $92,000 | 3,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 4,222 |
| Total noninterest expense | $2,311,000 | 3,989 |
| Salaries and employee benefits | $1,266,000 | 3,997 |
| Premises and equipment expense | $240,000 | 3,965 |
| Additional noninterest expense | $805,000 | 3,804 |
| Pre-tax net operating income | $930,000 | 3,851 |
| Securities gains (losses) | $2,000 | 952 |
| Applicable income taxes | $52,000 | 3,308 |
| Income before extraordinary items | $880,000 | 3,757 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $880,000 | 3,755 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $880,000 | 3,756 |
| Net charge-offs | $45,000 | 2,275 |
| Cash dividends | $264,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $878,120 | 3,759 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 3,882 |
| Total interest expense | $295,000 | 3,592 |
| Net interest income | $2,058,000 | 3,885 |
| Provision for loan and lease losses | $45,000 | 2,895 |
| Total noninterest income | $161,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $63,000 | 3,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 4,150 |
| Total noninterest expense | $1,543,000 | 4,018 |
| Salaries and employee benefits | $844,000 | 4,037 |
| Premises and equipment expense | $152,000 | 4,066 |
| Additional noninterest expense | $547,000 | 3,791 |
| Pre-tax net operating income | $631,000 | 3,827 |
| Securities gains (losses) | $2,000 | 815 |
| Applicable income taxes | $15,000 | 3,597 |
| Income before extraordinary items | $618,000 | 3,687 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $618,000 | 3,685 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $618,000 | 3,686 |
| Net charge-offs | $41,000 | 1,877 |
| Cash dividends | $170,000 | 2,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $616,040 | 3,693 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 3,854 |
| Total interest expense | $142,000 | 3,613 |
| Net interest income | $1,060,000 | 3,848 |
| Provision for loan and lease losses | $22,000 | 2,757 |
| Total noninterest income | $66,000 | 4,532 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $34,000 | 3,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 4,533 |
| Total noninterest expense | $772,000 | 4,056 |
| Salaries and employee benefits | $419,000 | 4,082 |
| Premises and equipment expense | $76,000 | 4,119 |
| Additional noninterest expense | $277,000 | 3,799 |
| Pre-tax net operating income | $332,000 | 3,709 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $8,000 | 3,565 |
| Income before extraordinary items | $324,000 | 3,566 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $324,000 | 3,565 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $324,000 | 3,566 |
| Net charge-offs | $10,000 | 1,963 |
| Cash dividends | $80,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $324,000 | 3,567 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,352,000 | 4,001 |
| Total interest expense | $588,000 | 3,417 |
| Net interest income | $3,764,000 | 4,043 |
| Provision for loan and lease losses | $137,000 | 2,745 |
| Total noninterest income | $273,000 | 4,586 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $101,000 | 4,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 4,358 |
| Total noninterest expense | $2,997,000 | 4,114 |
| Salaries and employee benefits | $1,698,000 | 4,061 |
| Premises and equipment expense | $317,000 | 4,075 |
| Additional noninterest expense | $982,000 | 4,043 |
| Pre-tax net operating income | $903,000 | 4,187 |
| Securities gains (losses) | $-3,000 | 4,906 |
| Applicable income taxes | $168,000 | 3,058 |
| Income before extraordinary items | $732,000 | 4,108 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $732,000 | 4,108 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $732,000 | 4,108 |
| Net charge-offs | $99,000 | 2,438 |
| Cash dividends | $474,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $734,430 | 4,087 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 4,027 |
| Total interest expense | $436,000 | 3,444 |
| Net interest income | $2,829,000 | 4,078 |
| Provision for loan and lease losses | $122,000 | 2,493 |
| Total noninterest income | $227,000 | 4,538 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $74,000 | 4,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 4,236 |
| Total noninterest expense | $2,207,000 | 4,179 |
| Salaries and employee benefits | $1,210,000 | 4,177 |
| Premises and equipment expense | $221,000 | 4,231 |
| Additional noninterest expense | $776,000 | 3,973 |
| Pre-tax net operating income | $727,000 | 4,185 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $33,000 | 3,581 |
| Income before extraordinary items | $695,000 | 4,012 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $695,000 | 4,011 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $695,000 | 4,012 |
| Net charge-offs | $92,000 | 2,006 |
| Cash dividends | $254,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $694,050 | 4,002 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 4,058 |
| Total interest expense | $288,000 | 3,433 |
| Net interest income | $1,860,000 | 4,107 |
| Provision for loan and lease losses | $57,000 | 2,759 |
| Total noninterest income | $160,000 | 4,501 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $49,000 | 4,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 4,172 |
| Total noninterest expense | $1,474,000 | 4,196 |
| Salaries and employee benefits | $815,000 | 4,181 |
| Premises and equipment expense | $142,000 | 4,300 |
| Additional noninterest expense | $517,000 | 3,993 |
| Pre-tax net operating income | $489,000 | 4,158 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $22,000 | 3,602 |
| Income before extraordinary items | $467,000 | 3,978 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $467,000 | 3,977 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $467,000 | 3,978 |
| Net charge-offs | $97,000 | 1,546 |
| Cash dividends | $146,000 | 3,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $467,000 | 3,965 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 4,080 |
| Total interest expense | $143,000 | 3,424 |
| Net interest income | $924,000 | 4,140 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $87,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $23,000 | 4,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 4,031 |
| Total noninterest expense | $752,000 | 4,200 |
| Salaries and employee benefits | $410,000 | 4,225 |
| Premises and equipment expense | $75,000 | 4,254 |
| Additional noninterest expense | $267,000 | 3,951 |
| Pre-tax net operating income | $244,000 | 4,134 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $11,000 | 3,564 |
| Income before extraordinary items | $233,000 | 3,943 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $233,000 | 3,941 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $233,000 | 3,943 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $70,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $233,000 | 3,927 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 4,106 |
| Total interest expense | $562,000 | 3,425 |
| Net interest income | $3,678,000 | 4,146 |
| Provision for loan and lease losses | $73,000 | 3,395 |
| Total noninterest income | $84,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $98,000 | 4,528 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-14,000 | 5,836 |
| Total noninterest expense | $3,032,000 | 4,210 |
| Salaries and employee benefits | $1,674,000 | 4,179 |
| Premises and equipment expense | $321,000 | 4,188 |
| Additional noninterest expense | $1,037,000 | 4,096 |
| Pre-tax net operating income | $657,000 | 4,570 |
| Securities gains (losses) | $79,000 | 1,518 |
| Applicable income taxes | $2,000 | 4,157 |
| Income before extraordinary items | $734,000 | 4,301 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $734,000 | 4,299 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $734,000 | 4,300 |
| Net charge-offs | $88,000 | 2,710 |
| Cash dividends | $484,000 | 3,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $655,000 | 4,391 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 4,120 |
| Total interest expense | $420,000 | 3,468 |
| Net interest income | $2,789,000 | 4,153 |
| Provision for loan and lease losses | $45,000 | 3,408 |
| Total noninterest income | $197,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $73,000 | 4,574 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $124,000 | 4,605 |
| Total noninterest expense | $2,254,000 | 4,251 |
| Salaries and employee benefits | $1,192,000 | 4,287 |
| Premises and equipment expense | $234,000 | 4,259 |
| Additional noninterest expense | $828,000 | 4,018 |
| Pre-tax net operating income | $687,000 | 4,260 |
| Securities gains (losses) | $14,000 | 2,461 |
| Applicable income taxes | $54,000 | 3,535 |
| Income before extraordinary items | $647,000 | 4,147 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $647,000 | 4,146 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $647,000 | 4,147 |
| Net charge-offs | $-24,000 | 5,141 |
| Cash dividends | $254,000 | 3,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $634,120 | 4,104 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 4,148 |
| Total interest expense | $280,000 | 3,486 |
| Net interest income | $1,849,000 | 4,192 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $125,000 | 4,926 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $49,000 | 4,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $76,000 | 4,693 |
| Total noninterest expense | $1,505,000 | 4,273 |
| Salaries and employee benefits | $805,000 | 4,300 |
| Premises and equipment expense | $151,000 | 4,343 |
| Additional noninterest expense | $549,000 | 4,065 |
| Pre-tax net operating income | $439,000 | 4,340 |
| Securities gains (losses) | $14,000 | 2,123 |
| Applicable income taxes | $42,000 | 3,481 |
| Income before extraordinary items | $411,000 | 4,227 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $411,000 | 4,224 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $411,000 | 4,226 |
| Net charge-offs | $-15,000 | 5,114 |
| Cash dividends | $184,000 | 2,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $398,260 | 4,207 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 4,176 |
| Total interest expense | $139,000 | 3,525 |
| Net interest income | $927,000 | 4,214 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $78,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $22,000 | 4,718 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $56,000 | 4,283 |
| Total noninterest expense | $758,000 | 4,288 |
| Salaries and employee benefits | $402,000 | 4,345 |
| Premises and equipment expense | $77,000 | 4,340 |
| Additional noninterest expense | $279,000 | 4,029 |
| Pre-tax net operating income | $232,000 | 4,241 |
| Securities gains (losses) | $12,000 | 1,443 |
| Applicable income taxes | $11,000 | 3,724 |
| Income before extraordinary items | $233,000 | 4,030 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $233,000 | 4,027 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $233,000 | 4,028 |
| Net charge-offs | $-8,000 | 5,076 |
| Cash dividends | $84,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $221,600 | 4,047 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 4,231 |
| Total interest expense | $543,000 | 3,581 |
| Net interest income | $3,624,000 | 4,271 |
| Provision for loan and lease losses | $329,000 | 1,811 |
| Total noninterest income | $316,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $112,000 | 4,551 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $204,000 | 4,438 |
| Total noninterest expense | $3,093,000 | 4,275 |
| Salaries and employee benefits | $1,692,000 | 4,235 |
| Premises and equipment expense | $329,000 | 4,290 |
| Additional noninterest expense | $1,072,000 | 4,158 |
| Pre-tax net operating income | $518,000 | 4,892 |
| Securities gains (losses) | $75,000 | 1,342 |
| Applicable income taxes | $-28,000 | 5,935 |
| Income before extraordinary items | $621,000 | 4,571 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $621,000 | 4,572 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $621,000 | 4,572 |
| Net charge-offs | $595,000 | 1,015 |
| Cash dividends | $459,000 | 3,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $546,000 | 4,682 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,086,000 | 4,295 |
| Total interest expense | $405,000 | 3,645 |
| Net interest income | $2,681,000 | 4,337 |
| Provision for loan and lease losses | $322,000 | 1,439 |
| Total noninterest income | $234,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $85,000 | 4,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 4,495 |
| Total noninterest expense | $2,226,000 | 4,387 |
| Salaries and employee benefits | $1,177,000 | 4,432 |
| Premises and equipment expense | $241,000 | 4,386 |
| Additional noninterest expense | $808,000 | 4,158 |
| Pre-tax net operating income | $367,000 | 5,074 |
| Securities gains (losses) | $75,000 | 1,200 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $442,000 | 4,719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $442,000 | 4,722 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $442,000 | 4,723 |
| Net charge-offs | $314,000 | 1,168 |
| Cash dividends | $230,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $367,000 | 4,890 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 4,325 |
| Total interest expense | $268,000 | 3,685 |
| Net interest income | $1,786,000 | 4,371 |
| Provision for loan and lease losses | $285,000 | 1,192 |
| Total noninterest income | $175,000 | 4,699 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $60,000 | 4,503 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $115,000 | 4,364 |
| Total noninterest expense | $1,479,000 | 4,436 |
| Salaries and employee benefits | $794,000 | 4,451 |
| Premises and equipment expense | $160,000 | 4,417 |
| Additional noninterest expense | $525,000 | 4,250 |
| Pre-tax net operating income | $197,000 | 5,244 |
| Securities gains (losses) | $71,000 | 1,021 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $268,000 | 4,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $268,000 | 4,838 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $268,000 | 4,839 |
| Net charge-offs | $314,000 | 886 |
| Cash dividends | $141,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $197,000 | 5,089 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 4,324 |
| Total interest expense | $134,000 | 3,712 |
| Net interest income | $903,000 | 4,366 |
| Provision for loan and lease losses | $285,000 | 683 |
| Total noninterest income | $50,000 | 5,310 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $27,000 | 4,656 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,000 | 5,282 |
| Total noninterest expense | $757,000 | 4,409 |
| Salaries and employee benefits | $405,000 | 4,431 |
| Premises and equipment expense | $84,000 | 4,375 |
| Additional noninterest expense | $268,000 | 4,211 |
| Pre-tax net operating income | $-89,000 | 6,213 |
| Securities gains (losses) | $31,000 | 1,047 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-58,000 | 6,197 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-58,000 | 6,198 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-58,000 | 6,198 |
| Net charge-offs | $196,000 | 745 |
| Cash dividends | $76,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-89,000 | 6,218 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 4,307 |
| Total interest expense | $568,000 | 3,744 |
| Net interest income | $3,741,000 | 4,334 |
| Provision for loan and lease losses | $26,000 | 4,125 |
| Total noninterest income | $282,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $130,000 | 4,611 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $152,000 | 4,838 |
| Total noninterest expense | $3,151,000 | 4,369 |
| Salaries and employee benefits | $1,724,000 | 4,315 |
| Premises and equipment expense | $352,000 | 4,358 |
| Additional noninterest expense | $1,075,000 | 4,292 |
| Pre-tax net operating income | $846,000 | 4,404 |
| Securities gains (losses) | $40,000 | 1,884 |
| Applicable income taxes | $55,000 | 3,671 |
| Income before extraordinary items | $831,000 | 4,251 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $831,000 | 4,251 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $831,000 | 4,252 |
| Net charge-offs | $342,000 | 1,876 |
| Cash dividends | $438,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $793,400 | 4,263 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 4,367 |
| Total interest expense | $431,000 | 3,782 |
| Net interest income | $2,769,000 | 4,393 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $239,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $97,000 | 4,673 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $142,000 | 4,647 |
| Total noninterest expense | $2,339,000 | 4,404 |
| Salaries and employee benefits | $1,226,000 | 4,453 |
| Premises and equipment expense | $259,000 | 4,447 |
| Additional noninterest expense | $854,000 | 4,186 |
| Pre-tax net operating income | $669,000 | 4,436 |
| Securities gains (losses) | $18,000 | 2,074 |
| Applicable income taxes | $28,000 | 3,887 |
| Income before extraordinary items | $659,000 | 4,221 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $659,000 | 4,222 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $659,000 | 4,222 |
| Net charge-offs | $285,000 | 1,653 |
| Cash dividends | $238,000 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $641,720 | 4,207 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 4,385 |
| Total interest expense | $291,000 | 3,803 |
| Net interest income | $1,844,000 | 4,405 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $168,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $64,000 | 4,681 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $104,000 | 4,517 |
| Total noninterest expense | $1,548,000 | 4,466 |
| Salaries and employee benefits | $815,000 | 4,491 |
| Premises and equipment expense | $163,000 | 4,613 |
| Additional noninterest expense | $570,000 | 4,214 |
| Pre-tax net operating income | $464,000 | 4,295 |
| Securities gains (losses) | $9,000 | 1,986 |
| Applicable income taxes | $17,000 | 3,922 |
| Income before extraordinary items | $456,000 | 4,107 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $456,000 | 4,113 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $456,000 | 4,112 |
| Net charge-offs | $287,000 | 1,286 |
| Cash dividends | $152,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $447,360 | 4,077 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 4,478 |
| Total interest expense | $146,000 | 3,851 |
| Net interest income | $892,000 | 4,520 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $88,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $57,000 | 4,383 |
| Total noninterest expense | $775,000 | 4,497 |
| Salaries and employee benefits | $403,000 | 4,558 |
| Premises and equipment expense | $87,000 | 4,537 |
| Additional noninterest expense | $285,000 | 4,210 |
| Pre-tax net operating income | $205,000 | 4,438 |
| Securities gains (losses) | $8,000 | 1,224 |
| Applicable income taxes | $11,000 | 3,783 |
| Income before extraordinary items | $202,000 | 4,235 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $202,000 | 4,235 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $202,000 | 4,237 |
| Net charge-offs | $237,000 | 843 |
| Cash dividends | $76,000 | 2,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $194,400 | 4,253 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 4,419 |
| Total interest expense | $728,000 | 3,655 |
| Net interest income | $3,628,000 | 4,495 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $360,000 | 4,889 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $131,000 | 4,804 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $229,000 | 4,430 |
| Total noninterest expense | $3,171,000 | 4,481 |
| Salaries and employee benefits | $1,660,000 | 4,516 |
| Premises and equipment expense | $361,000 | 4,462 |
| Additional noninterest expense | $1,150,000 | 4,292 |
| Pre-tax net operating income | $817,000 | 4,377 |
| Securities gains (losses) | $49,000 | 1,806 |
| Applicable income taxes | $65,000 | 3,645 |
| Income before extraordinary items | $801,000 | 4,260 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $801,000 | 4,262 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $801,000 | 4,263 |
| Net charge-offs | $258,000 | 2,730 |
| Cash dividends | $488,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $755,920 | 4,284 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 4,438 |
| Total interest expense | $561,000 | 3,680 |
| Net interest income | $2,743,000 | 4,519 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $268,000 | 4,978 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $99,000 | 4,835 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $169,000 | 4,538 |
| Total noninterest expense | $2,307,000 | 4,570 |
| Salaries and employee benefits | $1,172,000 | 4,674 |
| Premises and equipment expense | $263,000 | 4,549 |
| Additional noninterest expense | $872,000 | 4,276 |
| Pre-tax net operating income | $704,000 | 4,266 |
| Securities gains (losses) | $4,000 | 2,720 |
| Applicable income taxes | $29,000 | 3,957 |
| Income before extraordinary items | $679,000 | 4,104 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $679,000 | 4,107 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $679,000 | 4,108 |
| Net charge-offs | $122,000 | 3,071 |
| Cash dividends | $308,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $675,160 | 4,043 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 4,477 |
| Total interest expense | $377,000 | 3,719 |
| Net interest income | $1,804,000 | 4,568 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $169,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $67,000 | 4,796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $102,000 | 4,724 |
| Total noninterest expense | $1,512,000 | 4,626 |
| Salaries and employee benefits | $787,000 | 4,683 |
| Premises and equipment expense | $160,000 | 4,752 |
| Additional noninterest expense | $565,000 | 4,336 |
| Pre-tax net operating income | $461,000 | 4,276 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $18,000 | 3,986 |
| Income before extraordinary items | $445,000 | 4,136 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $445,000 | 4,138 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $445,000 | 4,139 |
| Net charge-offs | $24,000 | 3,889 |
| Cash dividends | $226,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $443,080 | 4,040 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 4,549 |
| Total interest expense | $191,000 | 3,771 |
| Net interest income | $882,000 | 4,642 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $75,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 4,893 |
| Total noninterest expense | $759,000 | 4,655 |
| Salaries and employee benefits | $395,000 | 4,715 |
| Premises and equipment expense | $82,000 | 4,729 |
| Additional noninterest expense | $282,000 | 4,360 |
| Pre-tax net operating income | $198,000 | 4,470 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $193,000 | 4,335 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $193,000 | 4,338 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $193,000 | 4,337 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $126,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $191,080 | 4,251 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,918,000 | 4,343 |
| Total interest expense | $971,000 | 3,684 |
| Net interest income | $3,947,000 | 4,442 |
| Provision for loan and lease losses | $566,000 | 2,550 |
| Total noninterest income | $259,000 | 5,415 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $129,000 | 5,019 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $130,000 | 5,080 |
| Total noninterest expense | $2,942,000 | 4,793 |
| Salaries and employee benefits | $1,590,000 | 4,694 |
| Premises and equipment expense | $340,000 | 4,687 |
| Additional noninterest expense | $1,012,000 | 4,777 |
| Pre-tax net operating income | $698,000 | 4,519 |
| Securities gains (losses) | $54,000 | 2,682 |
| Applicable income taxes | $-37,000 | 6,621 |
| Income before extraordinary items | $789,000 | 4,286 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $789,000 | 4,284 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $789,000 | 4,286 |
| Net charge-offs | $325,000 | 3,206 |
| Cash dividends | $422,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $735,000 | 4,227 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 4,381 |
| Total interest expense | $748,000 | 3,735 |
| Net interest income | $2,985,000 | 4,488 |
| Provision for loan and lease losses | $351,000 | 2,766 |
| Total noninterest income | $256,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $157,000 | 4,574 |
| Total noninterest expense | $2,307,000 | 4,714 |
| Salaries and employee benefits | $1,137,000 | 4,839 |
| Premises and equipment expense | $326,000 | 4,185 |
| Additional noninterest expense | $844,000 | 4,546 |
| Pre-tax net operating income | $583,000 | 4,502 |
| Securities gains (losses) | $54,000 | 2,397 |
| Applicable income taxes | $5,000 | 4,514 |
| Income before extraordinary items | $632,000 | 4,281 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $632,000 | 4,280 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $632,000 | 4,280 |
| Net charge-offs | $354,000 | 2,624 |
| Cash dividends | $257,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $578,540 | 4,263 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 4,389 |
| Total interest expense | $506,000 | 3,802 |
| Net interest income | $2,011,000 | 4,476 |
| Provision for loan and lease losses | $275,000 | 2,557 |
| Total noninterest income | $219,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $66,000 | 5,076 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 4,049 |
| Total noninterest expense | $1,443,000 | 4,900 |
| Salaries and employee benefits | $752,000 | 4,887 |
| Premises and equipment expense | $149,000 | 5,067 |
| Additional noninterest expense | $542,000 | 4,638 |
| Pre-tax net operating income | $512,000 | 4,084 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $109,000 | 2,996 |
| Income before extraordinary items | $403,000 | 4,345 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $403,000 | 4,348 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $403,000 | 4,347 |
| Net charge-offs | $36,000 | 4,276 |
| Cash dividends | $173,000 | 2,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $403,000 | 4,167 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 4,437 |
| Total interest expense | $257,000 | 3,873 |
| Net interest income | $1,002,000 | 4,520 |
| Provision for loan and lease losses | $275,000 | 1,672 |
| Total noninterest income | $81,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 4,748 |
| Total noninterest expense | $704,000 | 4,984 |
| Salaries and employee benefits | $376,000 | 4,931 |
| Premises and equipment expense | $70,000 | 5,222 |
| Additional noninterest expense | $258,000 | 4,785 |
| Pre-tax net operating income | $104,000 | 5,357 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $55,000 | 2,978 |
| Income before extraordinary items | $49,000 | 5,987 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $49,000 | 5,987 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $49,000 | 5,987 |
| Net charge-offs | $9,000 | 4,072 |
| Cash dividends | $108,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $49,000 | 5,850 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,289,000 | 4,409 |
| Total interest expense | $1,204,000 | 3,955 |
| Net interest income | $4,085,000 | 4,491 |
| Provision for loan and lease losses | $621,000 | 3,108 |
| Total noninterest income | $219,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $143,000 | 4,978 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $76,000 | 5,572 |
| Total noninterest expense | $2,816,000 | 5,046 |
| Salaries and employee benefits | $1,547,000 | 4,879 |
| Premises and equipment expense | $278,000 | 5,397 |
| Additional noninterest expense | $991,000 | 4,918 |
| Pre-tax net operating income | $867,000 | 3,980 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $18,000 | 4,149 |
| Income before extraordinary items | $849,000 | 3,850 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $849,000 | 3,854 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $849,000 | 3,853 |
| Net charge-offs | $716,000 | 2,757 |
| Cash dividends | $837,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $849,000 | 3,725 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 4,468 |
| Total interest expense | $928,000 | 4,013 |
| Net interest income | $3,029,000 | 4,536 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $201,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $109,000 | 4,979 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $92,000 | 5,182 |
| Total noninterest expense | $2,085,000 | 5,090 |
| Salaries and employee benefits | $1,096,000 | 5,022 |
| Premises and equipment expense | $173,000 | 5,803 |
| Additional noninterest expense | $816,000 | 4,735 |
| Pre-tax net operating income | $920,000 | 3,469 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $51,000 | 3,612 |
| Income before extraordinary items | $869,000 | 3,343 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $869,000 | 3,345 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $869,000 | 3,344 |
| Net charge-offs | $353,000 | 3,059 |
| Cash dividends | $725,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $869,000 | 3,234 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 4,430 |
| Total interest expense | $638,000 | 4,043 |
| Net interest income | $2,076,000 | 4,476 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $124,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $72,000 | 4,984 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 5,412 |
| Total noninterest expense | $1,389,000 | 5,138 |
| Salaries and employee benefits | $732,000 | 5,056 |
| Premises and equipment expense | $107,000 | 5,976 |
| Additional noninterest expense | $550,000 | 4,748 |
| Pre-tax net operating income | $661,000 | 3,277 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $39,000 | 3,510 |
| Income before extraordinary items | $622,000 | 3,124 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $622,000 | 3,126 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $622,000 | 3,126 |
| Net charge-offs | $233,000 | 2,957 |
| Cash dividends | $640,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $622,000 | 3,034 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 4,474 |
| Total interest expense | $320,000 | 4,132 |
| Net interest income | $1,028,000 | 4,494 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $82,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $35,000 | 4,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 4,755 |
| Total noninterest expense | $705,000 | 5,139 |
| Salaries and employee benefits | $365,000 | 5,115 |
| Premises and equipment expense | $47,000 | 6,228 |
| Additional noninterest expense | $293,000 | 4,596 |
| Pre-tax net operating income | $330,000 | 3,348 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $28,000 | 3,232 |
| Income before extraordinary items | $302,000 | 3,220 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $302,000 | 3,217 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $302,000 | 3,219 |
| Net charge-offs | $181,000 | 2,199 |
| Cash dividends | $535,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $302,000 | 3,158 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,824,000 | 4,409 |
| Total interest expense | $1,447,000 | 4,358 |
| Net interest income | $4,377,000 | 4,321 |
| Provision for loan and lease losses | $581,000 | 3,907 |
| Total noninterest income | $355,000 | 5,143 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $151,000 | 4,883 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $204,000 | 4,564 |
| Total noninterest expense | $2,857,000 | 5,159 |
| Salaries and employee benefits | $1,518,000 | 5,031 |
| Premises and equipment expense | $300,000 | 5,402 |
| Additional noninterest expense | $1,039,000 | 4,989 |
| Pre-tax net operating income | $1,294,000 | 2,961 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $195,000 | 2,737 |
| Income before extraordinary items | $1,099,000 | 3,061 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,099,000 | 3,058 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,099,000 | 3,061 |
| Net charge-offs | $365,000 | 4,050 |
| Cash dividends | $745,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,099,000 | 2,944 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,336,000 | 4,509 |
| Total interest expense | $1,113,000 | 4,432 |
| Net interest income | $3,223,000 | 4,419 |
| Provision for loan and lease losses | $392,000 | 3,937 |
| Total noninterest income | $268,000 | 5,223 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $113,000 | 4,974 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $155,000 | 4,606 |
| Total noninterest expense | $2,071,000 | 5,268 |
| Salaries and employee benefits | $1,077,000 | 5,208 |
| Premises and equipment expense | $162,000 | 6,131 |
| Additional noninterest expense | $832,000 | 4,807 |
| Pre-tax net operating income | $1,028,000 | 3,036 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $200,000 | 2,559 |
| Income before extraordinary items | $828,000 | 3,219 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $828,000 | 3,217 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $828,000 | 3,219 |
| Net charge-offs | $97,000 | 4,931 |
| Cash dividends | $555,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $828,000 | 3,101 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 4,535 |
| Total interest expense | $756,000 | 4,491 |
| Net interest income | $2,144,000 | 4,428 |
| Provision for loan and lease losses | $252,000 | 3,871 |
| Total noninterest income | $176,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $79,000 | 4,901 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $97,000 | 4,687 |
| Total noninterest expense | $1,346,000 | 5,358 |
| Salaries and employee benefits | $720,000 | 5,222 |
| Premises and equipment expense | $101,000 | 6,293 |
| Additional noninterest expense | $525,000 | 4,958 |
| Pre-tax net operating income | $722,000 | 2,978 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $132,000 | 2,535 |
| Income before extraordinary items | $590,000 | 3,101 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $590,000 | 3,096 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $590,000 | 3,099 |
| Net charge-offs | $78,000 | 4,500 |
| Cash dividends | $320,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $590,000 | 2,995 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 4,642 |
| Total interest expense | $388,000 | 4,553 |
| Net interest income | $1,037,000 | 4,566 |
| Provision for loan and lease losses | $112,000 | 3,823 |
| Total noninterest income | $78,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $40,000 | 5,053 |
| Total noninterest expense | $649,000 | 5,525 |
| Salaries and employee benefits | $363,000 | 5,249 |
| Premises and equipment expense | $53,000 | 6,291 |
| Additional noninterest expense | $233,000 | 5,311 |
| Pre-tax net operating income | $354,000 | 3,054 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $68,000 | 2,501 |
| Income before extraordinary items | $286,000 | 3,224 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $286,000 | 3,221 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $286,000 | 3,224 |
| Net charge-offs | $38,000 | 3,956 |
| Cash dividends | $70,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $286,000 | 3,114 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,030,000 | 4,604 |
| Total interest expense | $1,854,000 | 4,672 |
| Net interest income | $4,176,000 | 4,450 |
| Provision for loan and lease losses | $520,000 | 4,483 |
| Total noninterest income | $346,000 | 5,377 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $164,000 | 4,998 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $182,000 | 4,794 |
| Total noninterest expense | $2,808,000 | 5,365 |
| Salaries and employee benefits | $1,533,000 | 5,121 |
| Premises and equipment expense | $235,000 | 6,196 |
| Additional noninterest expense | $1,040,000 | 5,145 |
| Pre-tax net operating income | $1,194,000 | 2,716 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $189,000 | 2,429 |
| Income before extraordinary items | $1,005,000 | 2,771 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,005,000 | 2,770 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,005,000 | 2,771 |
| Net charge-offs | $380,000 | 4,171 |
| Cash dividends | $540,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,005,000 | 2,713 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,541,000 | 4,643 |
| Total interest expense | $1,416,000 | 4,756 |
| Net interest income | $3,125,000 | 4,467 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $200,000 | 5,876 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $126,000 | 4,985 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $74,000 | 5,796 |
| Total noninterest expense | $2,117,000 | 5,364 |
| Salaries and employee benefits | $1,099,000 | 5,298 |
| Premises and equipment expense | $167,000 | 6,345 |
| Additional noninterest expense | $851,000 | 4,885 |
| Pre-tax net operating income | $983,000 | 2,768 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $198,000 | 2,327 |
| Income before extraordinary items | $785,000 | 2,895 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $785,000 | 2,893 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $785,000 | 2,896 |
| Net charge-offs | $138,000 | 4,717 |
| Cash dividends | $440,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $785,000 | 2,833 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 4,650 |
| Total interest expense | $962,000 | 4,830 |
| Net interest income | $2,102,000 | 4,435 |
| Provision for loan and lease losses | $125,000 | 4,998 |
| Total noninterest income | $116,000 | 6,161 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $85,000 | 4,968 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $31,000 | 6,373 |
| Total noninterest expense | $1,405,000 | 5,424 |
| Salaries and employee benefits | $734,000 | 5,354 |
| Premises and equipment expense | $106,000 | 6,477 |
| Additional noninterest expense | $565,000 | 4,899 |
| Pre-tax net operating income | $688,000 | 2,801 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $143,000 | 2,315 |
| Income before extraordinary items | $545,000 | 2,941 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $545,000 | 2,938 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $545,000 | 2,940 |
| Net charge-offs | $73,000 | 4,577 |
| Cash dividends | $340,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $545,000 | 2,834 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 4,718 |
| Total interest expense | $489,000 | 4,891 |
| Net interest income | $1,033,000 | 4,486 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $28,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-9,000 | 7,987 |
| Total noninterest expense | $700,000 | 5,400 |
| Salaries and employee benefits | $367,000 | 5,408 |
| Premises and equipment expense | $59,000 | 6,334 |
| Additional noninterest expense | $274,000 | 4,684 |
| Pre-tax net operating income | $311,000 | 3,281 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $60,000 | 2,729 |
| Income before extraordinary items | $251,000 | 3,442 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $251,000 | 3,443 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $251,000 | 3,443 |
| Net charge-offs | $18,000 | 4,403 |
| Cash dividends | $170,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $251,000 | 3,288 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,451,000 | 4,717 |
| Total interest expense | $2,443,000 | 4,803 |
| Net interest income | $4,008,000 | 4,568 |
| Provision for loan and lease losses | $500,000 | 3,796 |
| Total noninterest income | $324,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $177,000 | 5,016 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $147,000 | 5,348 |
| Total noninterest expense | $2,686,000 | 5,446 |
| Salaries and employee benefits | $1,544,000 | 5,256 |
| Premises and equipment expense | $245,000 | 6,292 |
| Additional noninterest expense | $897,000 | 5,153 |
| Pre-tax net operating income | $1,146,000 | 3,505 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $179,000 | 2,913 |
| Income before extraordinary items | $967,000 | 3,345 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $967,000 | 3,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 2,805 |
| Cash dividends | $818,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $967,000 | 3,494 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,851,000 | 4,783 |
| Total interest expense | $1,894,000 | 4,831 |
| Net interest income | $2,957,000 | 4,657 |
| Provision for loan and lease losses | $380,000 | 3,152 |
| Total noninterest income | $245,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $136,000 | 5,015 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 5,479 |
| Total noninterest expense | $2,005,000 | 5,445 |
| Salaries and employee benefits | $1,097,000 | 5,418 |
| Premises and equipment expense | $174,000 | 6,427 |
| Additional noninterest expense | $734,000 | 4,812 |
| Pre-tax net operating income | $817,000 | 4,072 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $124,000 | 3,411 |
| Income before extraordinary items | $693,000 | 3,829 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $693,000 | 3,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 2,069 |
| Cash dividends | $622,000 | 2,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $693,000 | 3,976 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 4,839 |
| Total interest expense | $1,298,000 | 4,887 |
| Net interest income | $1,951,000 | 4,697 |
| Provision for loan and lease losses | $190,000 | 3,238 |
| Total noninterest income | $158,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $87,000 | 5,107 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $71,000 | 5,622 |
| Total noninterest expense | $1,313,000 | 5,531 |
| Salaries and employee benefits | $729,000 | 5,485 |
| Premises and equipment expense | $107,000 | 6,626 |
| Additional noninterest expense | $477,000 | 4,884 |
| Pre-tax net operating income | $606,000 | 3,997 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $45,000 | 4,142 |
| Income before extraordinary items | $561,000 | 3,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $561,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,601 |
| Cash dividends | $148,000 | 3,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $561,000 | 3,725 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 4,909 |
| Total interest expense | $674,000 | 4,979 |
| Net interest income | $957,000 | 4,765 |
| Provision for loan and lease losses | $70,000 | 3,305 |
| Total noninterest income | $78,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,627 |
| Total noninterest expense | $647,000 | 5,602 |
| Salaries and employee benefits | $366,000 | 5,505 |
| Premises and equipment expense | $57,000 | 6,526 |
| Additional noninterest expense | $224,000 | 5,020 |
| Pre-tax net operating income | $318,000 | 4,015 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $36,000 | 3,885 |
| Income before extraordinary items | $282,000 | 3,944 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $282,000 | 3,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,405 |
| Cash dividends | $74,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $282,000 | 3,858 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,753,000 | 4,840 |
| Total interest expense | $3,048,000 | 4,745 |
| Net interest income | $3,705,000 | 4,848 |
| Provision for loan and lease losses | $85,000 | 5,129 |
| Total noninterest income | $378,000 | 5,613 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $171,000 | 5,198 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $207,000 | 4,993 |
| Total noninterest expense | $2,585,000 | 5,498 |
| Salaries and employee benefits | $1,512,000 | 5,277 |
| Premises and equipment expense | $269,000 | 6,045 |
| Additional noninterest expense | $804,000 | 5,327 |
| Pre-tax net operating income | $1,413,000 | 4,005 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $334,000 | 3,244 |
| Income before extraordinary items | $1,077,000 | 4,155 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,077,000 | 4,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,697 |
| Cash dividends | $620,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,078,520 | 4,150 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,031,000 | 4,877 |
| Total interest expense | $2,292,000 | 4,754 |
| Net interest income | $2,739,000 | 4,917 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $289,000 | 5,616 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $129,000 | 5,212 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $160,000 | 4,947 |
| Total noninterest expense | $1,927,000 | 5,489 |
| Salaries and employee benefits | $1,085,000 | 5,395 |
| Premises and equipment expense | $174,000 | 6,420 |
| Additional noninterest expense | $668,000 | 4,928 |
| Pre-tax net operating income | $1,056,000 | 4,232 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $226,000 | 3,564 |
| Income before extraordinary items | $830,000 | 4,272 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $830,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $460,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $830,000 | 4,257 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 4,914 |
| Total interest expense | $1,506,000 | 4,796 |
| Net interest income | $1,829,000 | 4,933 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $202,000 | 5,548 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $85,000 | 5,242 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $117,000 | 4,803 |
| Total noninterest expense | $1,269,000 | 5,552 |
| Salaries and employee benefits | $726,000 | 5,436 |
| Premises and equipment expense | $108,000 | 6,612 |
| Additional noninterest expense | $435,000 | 5,009 |
| Pre-tax net operating income | $732,000 | 4,215 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $139,000 | 3,742 |
| Income before extraordinary items | $593,000 | 4,184 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $593,000 | 4,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $260,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $593,000 | 4,173 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 4,998 |
| Total interest expense | $728,000 | 4,868 |
| Net interest income | $889,000 | 5,036 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $78,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $40,000 | 5,312 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $631,000 | 5,594 |
| Salaries and employee benefits | $364,000 | 5,467 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $213,000 | 5,055 |
| Pre-tax net operating income | $321,000 | 4,500 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $72,000 | 3,714 |
| Income before extraordinary items | $249,000 | 4,569 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $249,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $249,000 | 4,555 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,481,000 | 4,771 |
| Total interest expense | $2,715,000 | 4,576 |
| Net interest income | $3,766,000 | 4,839 |
| Provision for loan and lease losses | $83,000 | 4,994 |
| Total noninterest income | $298,000 | 6,194 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $174,000 | 5,248 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $124,000 | 5,958 |
| Total noninterest expense | $2,602,000 | 5,356 |
| Salaries and employee benefits | $1,514,000 | 5,164 |
| Premises and equipment expense | $319,000 | 5,587 |
| Additional noninterest expense | $769,000 | 5,340 |
| Pre-tax net operating income | $1,379,000 | 4,480 |
| Securities gains (losses) | $-27,000 | 7,677 |
| Applicable income taxes | $340,000 | 3,628 |
| Income before extraordinary items | $1,012,000 | 4,685 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,012,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,771 |
| Cash dividends | $344,000 | 4,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,032,250 | 4,632 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,781,000 | 4,809 |
| Total interest expense | $1,993,000 | 4,557 |
| Net interest income | $2,788,000 | 4,899 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $240,000 | 6,098 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $136,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,775 |
| Total noninterest expense | $1,890,000 | 5,444 |
| Salaries and employee benefits | $1,089,000 | 5,273 |
| Premises and equipment expense | $180,000 | 6,340 |
| Additional noninterest expense | $621,000 | 5,108 |
| Pre-tax net operating income | $1,063,000 | 4,595 |
| Securities gains (losses) | $-22,000 | 7,876 |
| Applicable income taxes | $255,000 | 3,808 |
| Income before extraordinary items | $786,000 | 4,741 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $786,000 | 4,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $204,000 | 4,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $802,720 | 4,686 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 4,787 |
| Total interest expense | $1,293,000 | 4,493 |
| Net interest income | $1,873,000 | 4,908 |
| Provision for loan and lease losses | $52,000 | 4,390 |
| Total noninterest income | $161,000 | 6,108 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $90,000 | 5,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 5,771 |
| Total noninterest expense | $1,257,000 | 5,461 |
| Salaries and employee benefits | $732,000 | 5,271 |
| Premises and equipment expense | $117,000 | 6,409 |
| Additional noninterest expense | $408,000 | 5,142 |
| Pre-tax net operating income | $725,000 | 4,552 |
| Securities gains (losses) | $-11,000 | 7,893 |
| Applicable income taxes | $177,000 | 3,775 |
| Income before extraordinary items | $537,000 | 4,712 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $537,000 | 4,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $136,000 | 4,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $545,250 | 4,664 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 4,792 |
| Total interest expense | $628,000 | 4,452 |
| Net interest income | $930,000 | 4,919 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $79,000 | 6,100 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,687 |
| Total noninterest expense | $632,000 | 5,451 |
| Salaries and employee benefits | $367,000 | 5,291 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $202,000 | 5,144 |
| Pre-tax net operating income | $347,000 | 4,608 |
| Securities gains (losses) | $-11,000 | 8,254 |
| Applicable income taxes | $99,000 | 3,605 |
| Income before extraordinary items | $237,000 | 4,960 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $237,000 | 4,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $68,000 | 3,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $244,810 | 4,887 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,824,000 | 4,688 |
| Total interest expense | $1,864,000 | 4,648 |
| Net interest income | $3,960,000 | 4,653 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $321,000 | 6,194 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $159,000 | 5,516 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $162,000 | 5,591 |
| Total noninterest expense | $2,604,000 | 5,240 |
| Salaries and employee benefits | $1,519,000 | 5,001 |
| Premises and equipment expense | $301,000 | 5,720 |
| Additional noninterest expense | $784,000 | 5,231 |
| Pre-tax net operating income | $1,497,000 | 4,382 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $402,000 | 3,692 |
| Income before extraordinary items | $1,095,000 | 4,581 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,095,000 | 4,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,648 |
| Cash dividends | $344,000 | 4,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,095,000 | 4,542 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,311,000 | 4,690 |
| Total interest expense | $1,297,000 | 4,718 |
| Net interest income | $3,014,000 | 4,620 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $268,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $118,000 | 5,565 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $150,000 | 5,181 |
| Total noninterest expense | $1,878,000 | 5,344 |
| Salaries and employee benefits | $1,085,000 | 5,149 |
| Premises and equipment expense | $167,000 | 6,464 |
| Additional noninterest expense | $626,000 | 4,980 |
| Pre-tax net operating income | $1,269,000 | 4,177 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $348,000 | 3,539 |
| Income before extraordinary items | $921,000 | 4,396 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $921,000 | 4,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,121 |
| Cash dividends | $204,000 | 4,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $921,000 | 4,354 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 4,666 |
| Total interest expense | $815,000 | 4,732 |
| Net interest income | $2,033,000 | 4,562 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $141,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $77,000 | 5,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $64,000 | 6,019 |
| Total noninterest expense | $1,263,000 | 5,302 |
| Salaries and employee benefits | $726,000 | 5,125 |
| Premises and equipment expense | $110,000 | 6,495 |
| Additional noninterest expense | $427,000 | 4,879 |
| Pre-tax net operating income | $821,000 | 4,235 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $230,000 | 3,549 |
| Income before extraordinary items | $591,000 | 4,454 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $591,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,487 |
| Cash dividends | $136,000 | 3,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $591,000 | 4,403 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 4,746 |
| Total interest expense | $393,000 | 4,737 |
| Net interest income | $984,000 | 4,670 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $76,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $39,000 | 5,509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,797 |
| Total noninterest expense | $628,000 | 5,365 |
| Salaries and employee benefits | $365,000 | 5,136 |
| Premises and equipment expense | $58,000 | 6,415 |
| Additional noninterest expense | $205,000 | 4,984 |
| Pre-tax net operating income | $387,000 | 4,357 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $125,000 | 3,403 |
| Income before extraordinary items | $262,000 | 4,732 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $262,000 | 4,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,543 |
| Cash dividends | $68,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $262,000 | 4,693 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,516,000 | 4,530 |
| Total interest expense | $1,463,000 | 4,587 |
| Net interest income | $4,053,000 | 4,437 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $349,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $177,000 | 5,480 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $172,000 | 5,422 |
| Total noninterest expense | $2,608,000 | 5,149 |
| Salaries and employee benefits | $1,449,000 | 5,070 |
| Premises and equipment expense | $346,000 | 5,257 |
| Additional noninterest expense | $813,000 | 5,042 |
| Pre-tax net operating income | $1,614,000 | 4,067 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $491,000 | 3,387 |
| Income before extraordinary items | $1,125,000 | 4,372 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,125,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,298 |
| Cash dividends | $344,000 | 4,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,123,600 | 4,305 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 4,534 |
| Total interest expense | $1,086,000 | 4,576 |
| Net interest income | $3,016,000 | 4,452 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $257,000 | 6,161 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $136,000 | 5,469 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $121,000 | 5,552 |
| Total noninterest expense | $1,765,000 | 5,467 |
| Salaries and employee benefits | $1,038,000 | 5,190 |
| Premises and equipment expense | $176,000 | 6,340 |
| Additional noninterest expense | $551,000 | 5,333 |
| Pre-tax net operating income | $1,373,000 | 3,806 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $440,000 | 3,128 |
| Income before extraordinary items | $935,000 | 4,169 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $935,000 | 4,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,278 |
| Cash dividends | $204,000 | 3,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $933,640 | 4,102 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 4,542 |
| Total interest expense | $720,000 | 4,598 |
| Net interest income | $2,015,000 | 4,455 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $172,000 | 6,163 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $95,000 | 5,380 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 5,665 |
| Total noninterest expense | $1,144,000 | 5,584 |
| Salaries and employee benefits | $692,000 | 5,213 |
| Premises and equipment expense | $115,000 | 6,434 |
| Additional noninterest expense | $337,000 | 5,621 |
| Pre-tax net operating income | $953,000 | 3,643 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $320,000 | 2,966 |
| Income before extraordinary items | $635,000 | 4,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $635,000 | 4,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $136,000 | 3,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $633,680 | 4,014 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 4,577 |
| Total interest expense | $359,000 | 4,635 |
| Net interest income | $1,003,000 | 4,468 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $89,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 5,338 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $579,000 | 5,566 |
| Salaries and employee benefits | $347,000 | 5,216 |
| Premises and equipment expense | $66,000 | 6,063 |
| Additional noninterest expense | $166,000 | 5,673 |
| Pre-tax net operating income | $468,000 | 3,690 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $154,000 | 3,042 |
| Income before extraordinary items | $314,000 | 4,155 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $314,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $68,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $314,000 | 4,017 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,389,000 | 4,639 |
| Total interest expense | $1,509,000 | 4,851 |
| Net interest income | $3,880,000 | 4,451 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $319,000 | 6,466 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $150,000 | 5,863 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $169,000 | 5,608 |
| Total noninterest expense | $2,295,000 | 5,534 |
| Salaries and employee benefits | $1,361,000 | 5,183 |
| Premises and equipment expense | $361,000 | 5,066 |
| Additional noninterest expense | $573,000 | 6,134 |
| Pre-tax net operating income | $1,724,000 | 3,753 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $572,000 | 3,154 |
| Income before extraordinary items | $1,172,000 | 4,195 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,172,000 | 4,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $318,000 | 4,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,158,600 | 4,065 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 4,727 |
| Total interest expense | $1,150,000 | 4,935 |
| Net interest income | $2,855,000 | 4,544 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $233,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $107,000 | 5,992 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 5,660 |
| Total noninterest expense | $1,565,000 | 5,835 |
| Salaries and employee benefits | $904,000 | 5,585 |
| Premises and equipment expense | $183,000 | 6,241 |
| Additional noninterest expense | $478,000 | 5,779 |
| Pre-tax net operating income | $1,388,000 | 3,687 |
| Securities gains (losses) | $-10,000 | 8,939 |
| Applicable income taxes | $445,000 | 3,231 |
| Income before extraordinary items | $933,000 | 4,174 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $933,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,498 |
| Cash dividends | $178,000 | 4,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $939,800 | 3,973 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 4,797 |
| Total interest expense | $786,000 | 4,979 |
| Net interest income | $1,859,000 | 4,612 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $144,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $69,000 | 6,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $75,000 | 5,841 |
| Total noninterest expense | $1,033,000 | 5,886 |
| Salaries and employee benefits | $583,000 | 5,706 |
| Premises and equipment expense | $121,000 | 6,238 |
| Additional noninterest expense | $329,000 | 5,669 |
| Pre-tax net operating income | $880,000 | 3,808 |
| Securities gains (losses) | $-10,000 | 9,045 |
| Applicable income taxes | $293,000 | 3,286 |
| Income before extraordinary items | $577,000 | 4,403 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $577,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,572 |
| Cash dividends | $108,000 | 4,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $583,600 | 4,166 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 4,878 |
| Total interest expense | $403,000 | 5,018 |
| Net interest income | $896,000 | 4,721 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $62,000 | 6,956 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $529,000 | 5,807 |
| Salaries and employee benefits | $291,000 | 5,726 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $173,000 | 5,493 |
| Pre-tax net operating income | $384,000 | 4,132 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $152,000 | 3,201 |
| Income before extraordinary items | $232,000 | 4,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $232,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $68,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $232,000 | 4,722 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 5,329 |
| Total interest expense | $1,607,000 | 5,513 |
| Net interest income | $3,167,000 | 5,121 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $288,000 | 6,552 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $134,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 5,539 |
| Total noninterest expense | $1,887,000 | 6,082 |
| Salaries and employee benefits | $1,127,000 | 5,725 |
| Premises and equipment expense | $302,000 | 5,555 |
| Additional noninterest expense | $458,000 | 6,754 |
| Pre-tax net operating income | $1,388,000 | 4,313 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $450,000 | 3,661 |
| Income before extraordinary items | $944,000 | 4,749 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $944,000 | 4,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,568 |
| Cash dividends | $494,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $939,920 | 4,636 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 5,957 |
| Total interest expense | $1,863,000 | 6,321 |
| Net interest income | $2,649,000 | 5,527 |
| Provision for loan and lease losses | $108,000 | 5,469 |
| Total noninterest income | $210,000 | 7,211 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $102,000 | 6,538 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $108,000 | 6,258 |
| Total noninterest expense | $1,578,000 | 6,624 |
| Salaries and employee benefits | $929,000 | 6,253 |
| Premises and equipment expense | $260,000 | 5,966 |
| Additional noninterest expense | $389,000 | 7,232 |
| Pre-tax net operating income | $1,173,000 | 4,474 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $406,000 | 3,705 |
| Income before extraordinary items | $767,000 | 4,983 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $767,000 | 4,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $460,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $767,000 | 4,871 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,146,000 | 6,368 |
| Total interest expense | $1,733,000 | 6,727 |
| Net interest income | $2,413,000 | 5,943 |
| Provision for loan and lease losses | $95,000 | 5,433 |
| Total noninterest income | $144,000 | 7,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,328 |
| Total noninterest expense | $1,339,000 | 7,140 |
| Salaries and employee benefits | $838,000 | 6,555 |
| Premises and equipment expense | $223,000 | 6,414 |
| Additional noninterest expense | $278,000 | 8,124 |
| Pre-tax net operating income | $1,123,000 | 4,930 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $369,000 | 4,164 |
| Income before extraordinary items | $745,000 | 5,248 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $745,000 | 5,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,301 |
| Cash dividends | $326,000 | 4,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $751,030 | 5,227 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 6,487 |
| Total interest expense | $1,656,000 | 6,625 |
| Net interest income | $2,192,000 | 6,299 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $138,000 | 8,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,482 |
| Total noninterest expense | $1,433,000 | 6,949 |
| Salaries and employee benefits | $914,000 | 6,244 |
| Premises and equipment expense | $227,000 | 6,401 |
| Additional noninterest expense | $292,000 | 8,176 |
| Pre-tax net operating income | $852,000 | 5,749 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $285,000 | 4,928 |
| Income before extraordinary items | $567,000 | 6,056 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $567,000 | 6,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $272,000 | 4,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $567,000 | 6,033 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 6,564 |
| Total interest expense | $1,677,000 | 6,813 |
| Net interest income | $2,223,000 | 6,254 |
| Provision for loan and lease losses | $55,000 | 6,428 |
| Total noninterest income | $150,000 | 8,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,363 |
| Total noninterest expense | $1,352,000 | 7,094 |
| Salaries and employee benefits | $825,000 | 6,573 |
| Premises and equipment expense | $245,000 | 6,041 |
| Additional noninterest expense | $282,000 | 8,290 |
| Pre-tax net operating income | $966,000 | 5,526 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $320,000 | 5,001 |
| Income before extraordinary items | $646,000 | 5,838 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $646,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $232,000 | 5,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $646,000 | 5,723 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 6,817 |
| Total interest expense | $1,677,000 | 6,934 |
| Net interest income | $2,152,000 | 6,619 |
| Provision for loan and lease losses | $62,000 | 6,121 |
| Total noninterest income | $174,000 | 8,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,819 |
| Total noninterest expense | $1,287,000 | 7,384 |
| Salaries and employee benefits | $799,000 | 6,787 |
| Premises and equipment expense | $229,000 | 6,363 |
| Additional noninterest expense | $259,000 | 8,743 |
| Pre-tax net operating income | $977,000 | 5,902 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $340,000 | 5,391 |
| Income before extraordinary items | $637,000 | 6,174 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $637,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $275,000 | 4,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $637,000 | 6,127 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 7,124 |
| Total interest expense | $1,762,000 | 6,928 |
| Net interest income | $1,965,000 | 7,218 |
| Provision for loan and lease losses | $175,000 | 3,759 |
| Total noninterest income | $138,000 | 9,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 8,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,080 |
| Total noninterest expense | $1,295,000 | 7,674 |
| Salaries and employee benefits | $761,000 | 7,197 |
| Premises and equipment expense | $272,000 | 5,939 |
| Additional noninterest expense | $262,000 | 9,268 |
| Pre-tax net operating income | $633,000 | 7,263 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $200,000 | 7,145 |
| Income before extraordinary items | $433,000 | 7,355 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $433,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,829 |
| Cash dividends | $284,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $433,000 | 7,303 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 7,648 |
| Total interest expense | $1,644,000 | 7,290 |
| Net interest income | $1,784,000 | 7,804 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $133,000 | 9,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $1,262,000 | 7,986 |
| Salaries and employee benefits | $713,000 | 7,643 |
| Premises and equipment expense | $262,000 | 6,168 |
| Additional noninterest expense | $287,000 | 9,381 |
| Pre-tax net operating income | $649,000 | 7,594 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $202,000 | 7,373 |
| Income before extraordinary items | $447,000 | 7,662 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $447,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $215,000 | 5,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $447,000 | 7,636 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 8,021 |
| Total interest expense | $1,342,000 | 7,418 |
| Net interest income | $1,666,000 | 8,398 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $102,000 | 10,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $1,173,000 | 8,717 |
| Salaries and employee benefits | $654,000 | 8,244 |
| Premises and equipment expense | $153,000 | 8,471 |
| Additional noninterest expense | $366,000 | 9,165 |
| Pre-tax net operating income | $589,000 | 8,064 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $177,000 | 7,765 |
| Income before extraordinary items | $412,000 | 8,093 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $412,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $170,000 | 5,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $412,000 | 8,125 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,241,000 | 7,943 |
| Total interest expense | $1,401,000 | 7,532 |
| Net interest income | $1,840,000 | 8,130 |
| Provision for loan and lease losses | $33,000 | 8,295 |
| Total noninterest income | $100,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $1,081,000 | 9,397 |
| Salaries and employee benefits | $632,000 | 8,539 |
| Premises and equipment expense | $108,000 | 10,198 |
| Additional noninterest expense | $341,000 | 9,946 |
| Pre-tax net operating income | $826,000 | 6,685 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $263,000 | 6,600 |
| Income before extraordinary items | $563,000 | 7,053 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $563,000 | 7,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $563,000 | 6,794 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 7,983 |
| Total interest expense | $1,737,000 | 7,797 |
| Net interest income | $1,908,000 | 8,013 |
| Provision for loan and lease losses | $47,000 | 9,237 |
| Total noninterest income | $85,000 | 12,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $1,046,000 | 9,769 |
| Salaries and employee benefits | $589,000 | 8,907 |
| Premises and equipment expense | $94,000 | 10,953 |
| Additional noninterest expense | $363,000 | 10,037 |
| Pre-tax net operating income | $900,000 | 6,098 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $301,000 | 5,910 |
| Income before extraordinary items | $607,000 | 6,529 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $607,000 | 6,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $190,000 | 5,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $601,640 | 6,194 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.