Home > The State Bank of Faribault > Income and Expense

The State Bank of Faribault, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$12,488,0002,537
Total interest expense$3,757,0002,354
Net interest income$8,731,0002,555
Provision for loan and lease losses$314,0001,617
Total noninterest income$2,809,0001,691
Gross Fiduciary activities income$0981
Service charges on deposit accounts$649,0001,394
Trading account gains and feesNANA
Additional Noninterest Income$2,160,0001,555
Total noninterest expense$8,625,0002,220
Salaries and employee benefits$5,115,0002,167
Premises and equipment expense$1,262,0001,740
Additional noninterest expense$2,160,0001,555
Pre-tax net operating income$2,601,0002,667
Securities gains (losses)$33,000514
Applicable income taxes$180,0002,492
Income before extraordinary items$2,454,0002,554
Extraordinary gains, net$054
Net income$2,454,0002,579
Minority interest net income$088
Net income of bank and minority interests.$2,454,0002,556
Net charge-offs$270,0001,018
Cash dividends$612,0002,604
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,423,3102,594
2023-09-30 (YTD Data)Rank
Total interest income$9,137,0002,549
Total interest expense$2,616,0002,318
Net interest income$6,521,0002,575
Provision for loan and lease losses$229,0001,543
Total noninterest income$2,207,0001,646
Gross Fiduciary activities income$0950
Service charges on deposit accounts$483,0001,408
Trading account gains and feesNANA
Additional Noninterest Income$1,724,0001,478
Total noninterest expense$6,594,0002,192
Salaries and employee benefits$4,032,0002,089
Premises and equipment expense$940,0001,760
Additional noninterest expense$1,724,0001,478
Pre-tax net operating income$1,905,0002,757
Securities gains (losses)$0849
Applicable income taxes$150,0002,492
Income before extraordinary items$1,755,0002,663
Extraordinary gains, net$052
Net income$1,755,0002,693
Minority interest net income$081
Net income of bank and minority interests.$1,755,0002,664
Net charge-offs$150,0001,011
Cash dividends$612,0002,084
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,755,0002,686
2023-06-30 (YTD Data)Rank
Total interest income$6,015,0002,532
Total interest expense$1,620,0002,247
Net interest income$4,395,0002,591
Provision for loan and lease losses$143,0001,607
Total noninterest income$1,607,0001,491
Gross Fiduciary activities income$0931
Service charges on deposit accounts$314,0001,417
Trading account gains and feesNANA
Additional Noninterest Income$1,293,0001,299
Total noninterest expense$4,550,0002,138
Salaries and employee benefits$2,850,0002,028
Premises and equipment expense$610,0001,783
Additional noninterest expense$1,293,0001,298
Pre-tax net operating income$1,309,0002,736
Securities gains (losses)$0938
Applicable income taxes$93,0002,579
Income before extraordinary items$1,216,0002,638
Extraordinary gains, net$051
Net income$1,216,0002,668
Minority interest net income$081
Net income of bank and minority interests.$1,216,0002,638
Net charge-offs$93,000948
Cash dividends$504,0001,937
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,216,0002,653
2023-03-31 (YTD Data)Rank
Total interest income$2,889,0002,566
Total interest expense$718,0002,208
Net interest income$2,171,0002,618
Provision for loan and lease losses$84,0001,381
Total noninterest income$1,074,0001,249
Gross Fiduciary activities income$0913
Service charges on deposit accounts$153,0001,457
Trading account gains and feesNANA
Additional Noninterest Income$921,0001,031
Total noninterest expense$2,321,0002,145
Salaries and employee benefits$1,467,0002,027
Premises and equipment expense$308,0001,801
Additional noninterest expense$921,0001,031
Pre-tax net operating income$840,0002,508
Securities gains (losses)$0950
Applicable income taxes$36,0002,713
Income before extraordinary items$804,0002,375
Extraordinary gains, net$04
Net income$804,0002,374
Minority interest net income$048
Net income of bank and minority interests.$804,0002,375
Net charge-offs$42,000866
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$804,0002,394
2022-12-31 (YTD Data)Rank
Total interest income$10,386,0002,467
Total interest expense$879,0002,592
Net interest income$9,507,0002,436
Provision for loan and lease losses$36,0002,641
Total noninterest income$2,284,0001,905
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$599,0001,502
Trading account gains and feesNANA
Additional Noninterest Income$1,685,0001,788
Total noninterest expense$9,263,0002,106
Salaries and employee benefits$5,711,0002,012
Premises and equipment expense$1,208,0001,804
Additional noninterest expense$1,685,0001,788
Pre-tax net operating income$2,492,0002,861
Securities gains (losses)$-110,0003,931
Applicable income taxes$242,0002,540
Income before extraordinary items$2,140,0002,865
Extraordinary gains, net$05
Net income$2,140,0002,862
Minority interest net income$063
Net income of bank and minority interests.$2,140,0002,864
Net charge-offs$-99,0004,275
Cash dividends$1,301,0001,884
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,239,0002,841
2022-09-30 (YTD Data)Rank
Total interest income$7,540,0002,461
Total interest expense$451,0002,794
Net interest income$7,089,0002,420
Provision for loan and lease losses$27,0002,477
Total noninterest income$1,765,0001,896
Gross Fiduciary activities income$0968
Service charges on deposit accounts$441,0001,527
Trading account gains and feesNANA
Additional Noninterest Income$1,324,0001,766
Total noninterest expense$6,491,0002,190
Salaries and employee benefits$3,855,0002,133
Premises and equipment expense$903,0001,822
Additional noninterest expense$1,324,0001,766
Pre-tax net operating income$2,336,0002,615
Securities gains (losses)$2,000628
Applicable income taxes$182,0002,538
Income before extraordinary items$2,156,0002,490
Extraordinary gains, net$04
Net income$2,156,0002,489
Minority interest net income$057
Net income of bank and minority interests.$2,156,0002,489
Net charge-offs$-82,0004,234
Cash dividends$1,301,0001,443
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,154,1602,531
2022-06-30 (YTD Data)Rank
Total interest income$4,862,0002,476
Total interest expense$223,0003,076
Net interest income$4,639,0002,425
Provision for loan and lease losses$18,0002,281
Total noninterest income$1,180,0001,882
Gross Fiduciary activities income$0925
Service charges on deposit accounts$280,0001,562
Trading account gains and feesNANA
Additional Noninterest Income$900,0001,785
Total noninterest expense$4,204,0002,211
Salaries and employee benefits$2,540,0002,152
Premises and equipment expense$597,0001,832
Additional noninterest expense$1,067,0002,509
Pre-tax net operating income$1,597,0002,485
Securities gains (losses)$0687
Applicable income taxes$122,0002,469
Income before extraordinary items$1,475,0002,367
Extraordinary gains, net$04
Net income$1,475,0002,367
Minority interest net income$060
Net income of bank and minority interests.$1,475,0002,367
Net charge-offs$-69,0004,291
Cash dividends$1,075,0001,278
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,475,0002,406
2022-03-31 (YTD Data)Rank
Total interest income$2,370,0002,463
Total interest expense$103,0003,143
Net interest income$2,267,0002,414
Provision for loan and lease losses$9,0002,030
Total noninterest income$521,0002,024
Gross Fiduciary activities income$0892
Service charges on deposit accounts$148,0001,511
Trading account gains and feesNANA
Additional Noninterest Income$373,0001,973
Total noninterest expense$2,083,0002,222
Salaries and employee benefits$1,245,0002,181
Premises and equipment expense$299,0001,846
Additional noninterest expense$539,0002,462
Pre-tax net operating income$696,0002,558
Securities gains (losses)$0623
Applicable income taxes$62,0002,387
Income before extraordinary items$634,0002,478
Extraordinary gains, net$04
Net income$634,0002,475
Minority interest net income$050
Net income of bank and minority interests.$634,0002,478
Net charge-offs$-63,0004,448
Cash dividends$700,000971
Sale, conversion, retirement of capital stock, net$0453
Net operating income$634,0002,501
2021-12-31 (YTD Data)Rank
Total interest income$10,357,0002,419
Total interest expense$476,0003,231
Net interest income$9,881,0002,346
Provision for loan and lease losses$271,0001,491
Total noninterest income$2,554,0001,984
Gross Fiduciary activities income$0994
Service charges on deposit accounts$502,0001,599
Trading account gains and feesNANA
Additional Noninterest Income$2,052,0001,875
Total noninterest expense$9,172,0002,086
Salaries and employee benefits$5,781,0001,983
Premises and equipment expense$1,144,0001,880
Additional noninterest expense$2,247,0002,391
Pre-tax net operating income$2,992,0002,694
Securities gains (losses)$33,0001,309
Applicable income taxes$314,0002,439
Income before extraordinary items$2,711,0002,662
Extraordinary gains, net$010
Net income$2,711,0002,663
Minority interest net income$074
Net income of bank and minority interests.$2,711,0002,663
Net charge-offs$199,0001,025
Cash dividends$1,743,0001,672
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,681,3002,656
2021-09-30 (YTD Data)Rank
Total interest income$7,814,0002,461
Total interest expense$364,0003,305
Net interest income$7,450,0002,385
Provision for loan and lease losses$237,0001,336
Total noninterest income$1,923,0002,017
Gross Fiduciary activities income$0957
Service charges on deposit accounts$356,0001,653
Trading account gains and feesNANA
Additional Noninterest Income$1,567,0001,913
Total noninterest expense$6,413,0002,199
Salaries and employee benefits$3,978,0002,105
Premises and equipment expense$860,0001,904
Additional noninterest expense$1,575,0002,495
Pre-tax net operating income$2,723,0002,562
Securities gains (losses)$02,015
Applicable income taxes$4,0003,598
Income before extraordinary items$2,719,0002,396
Extraordinary gains, net$08
Net income$2,719,0002,396
Minority interest net income$069
Net income of bank and minority interests.$2,719,0002,396
Net charge-offs$6,0002,115
Cash dividends$1,743,0001,271
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,719,0002,370
2021-06-30 (YTD Data)Rank
Total interest income$5,074,0002,493
Total interest expense$253,0003,324
Net interest income$4,821,0002,417
Provision for loan and lease losses$154,0001,346
Total noninterest income$1,246,0001,999
Gross Fiduciary activities income$0951
Service charges on deposit accounts$222,0001,669
Trading account gains and feesNANA
Additional Noninterest Income$1,024,0001,879
Total noninterest expense$4,207,0002,211
Salaries and employee benefits$2,616,0002,118
Premises and equipment expense$659,0001,712
Additional noninterest expense$932,0002,710
Pre-tax net operating income$1,706,0002,623
Securities gains (losses)$01,818
Applicable income taxes$4,0003,559
Income before extraordinary items$1,702,0002,453
Extraordinary gains, net$06
Net income$1,702,0002,453
Minority interest net income$067
Net income of bank and minority interests.$1,702,0002,453
Net charge-offs$19,0001,524
Cash dividends$1,230,0001,208
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,702,0002,415
2021-03-31 (YTD Data)Rank
Total interest income$2,434,0002,550
Total interest expense$130,0003,362
Net interest income$2,304,0002,464
Provision for loan and lease losses$77,0001,418
Total noninterest income$659,0001,949
Gross Fiduciary activities income$0922
Service charges on deposit accounts$108,0001,697
Trading account gains and feesNANA
Additional Noninterest Income$551,0001,821
Total noninterest expense$2,006,0002,266
Salaries and employee benefits$1,265,0002,146
Premises and equipment expense$334,0001,705
Additional noninterest expense$407,0002,906
Pre-tax net operating income$880,0002,548
Securities gains (losses)$01,392
Applicable income taxes$4,0003,431
Income before extraordinary items$876,0002,391
Extraordinary gains, net$03
Net income$876,0002,389
Minority interest net income$055
Net income of bank and minority interests.$876,0002,391
Net charge-offs$20,0001,153
Cash dividends$700,000968
Sale, conversion, retirement of capital stock, net$0482
Net operating income$876,0002,344
2020-12-31 (YTD Data)Rank
Total interest income$9,991,0002,519
Total interest expense$848,0003,173
Net interest income$9,143,0002,399
Provision for loan and lease losses$256,0002,825
Total noninterest income$2,436,0001,909
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$479,0001,656
Trading account gains and feesNANA
Additional Noninterest Income$1,957,0001,808
Total noninterest expense$8,914,0002,117
Salaries and employee benefits$5,725,0001,963
Premises and equipment expense$1,341,0001,646
Additional noninterest expense$1,848,0002,661
Pre-tax net operating income$2,409,0002,718
Securities gains (losses)$45,0001,773
Applicable income taxes$4,0003,569
Income before extraordinary items$2,450,0002,581
Extraordinary gains, net$04
Net income$2,450,0002,580
Minority interest net income$072
Net income of bank and minority interests.$2,450,0002,581
Net charge-offs$-1,0003,923
Cash dividends$1,748,0001,655
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,405,0002,551
2020-09-30 (YTD Data)Rank
Total interest income$7,326,0002,563
Total interest expense$686,0003,155
Net interest income$6,640,0002,447
Provision for loan and lease losses$179,0002,884
Total noninterest income$1,664,0001,961
Gross Fiduciary activities income$0981
Service charges on deposit accounts$353,0001,675
Trading account gains and feesNANA
Additional Noninterest Income$1,311,0001,885
Total noninterest expense$6,123,0002,212
Salaries and employee benefits$3,769,0002,121
Premises and equipment expense$984,0001,682
Additional noninterest expense$1,370,0002,676
Pre-tax net operating income$2,002,0002,579
Securities gains (losses)$13,0002,050
Applicable income taxes$4,0003,559
Income before extraordinary items$2,011,0002,451
Extraordinary gains, net$04
Net income$2,011,0002,451
Minority interest net income$065
Net income of bank and minority interests.$2,011,0002,451
Net charge-offs$-15,0004,350
Cash dividends$1,399,0001,418
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,998,0002,400
2020-06-30 (YTD Data)Rank
Total interest income$4,883,0002,597
Total interest expense$491,0003,154
Net interest income$4,392,0002,480
Provision for loan and lease losses$102,0002,937
Total noninterest income$1,013,0002,010
Gross Fiduciary activities income$0970
Service charges on deposit accounts$236,0001,697
Trading account gains and feesNANA
Additional Noninterest Income$777,0001,931
Total noninterest expense$4,071,0002,225
Salaries and employee benefits$2,464,0002,153
Premises and equipment expense$654,0001,676
Additional noninterest expense$953,0002,598
Pre-tax net operating income$1,232,0002,649
Securities gains (losses)$13,0001,801
Applicable income taxes$4,0003,498
Income before extraordinary items$1,241,0002,498
Extraordinary gains, net$04
Net income$1,241,0002,497
Minority interest net income$065
Net income of bank and minority interests.$1,241,0002,498
Net charge-offs$-14,0004,414
Cash dividends$1,080,0001,246
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,228,0002,480
2020-03-31 (YTD Data)Rank
Total interest income$2,464,0002,584
Total interest expense$284,0003,088
Net interest income$2,180,0002,449
Provision for loan and lease losses$40,0002,710
Total noninterest income$436,0002,085
Gross Fiduciary activities income$0941
Service charges on deposit accounts$144,0001,680
Trading account gains and feesNANA
Additional Noninterest Income$292,0002,032
Total noninterest expense$2,111,0002,197
Salaries and employee benefits$1,206,0002,197
Premises and equipment expense$372,0001,533
Additional noninterest expense$533,0002,431
Pre-tax net operating income$465,0002,876
Securities gains (losses)$13,0001,249
Applicable income taxes$4,0003,309
Income before extraordinary items$474,0002,704
Extraordinary gains, net$04
Net income$474,0002,703
Minority interest net income$056
Net income of bank and minority interests.$474,0002,705
Net charge-offs$21,0001,581
Cash dividends$700,0001,037
Sale, conversion, retirement of capital stock, net$0482
Net operating income$461,1302,730
2019-12-31 (YTD Data)Rank
Total interest income$9,357,0002,684
Total interest expense$1,190,0003,070
Net interest income$8,167,0002,586
Provision for loan and lease losses$135,0002,688
Total noninterest income$3,098,0001,535
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$571,0001,737
Trading account gains and feesNANA
Additional Noninterest Income$2,527,0001,337
Total noninterest expense$8,576,0002,146
Salaries and employee benefits$5,243,0002,037
Premises and equipment expense$1,419,0001,575
Additional noninterest expense$1,914,0002,633
Pre-tax net operating income$2,554,0002,703
Securities gains (losses)$02,379
Applicable income taxes$4,0003,730
Income before extraordinary items$2,550,0002,546
Extraordinary gains, net$011
Net income$2,550,0002,547
Minority interest net income$076
Net income of bank and minority interests.$2,550,0002,548
Net charge-offs$23,0003,067
Cash dividends$1,806,0001,681
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,550,0002,511
2019-09-30 (YTD Data)Rank
Total interest income$6,915,0002,742
Total interest expense$897,0003,081
Net interest income$6,018,0002,648
Provision for loan and lease losses$98,0002,621
Total noninterest income$2,548,0001,461
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$423,0001,760
Trading account gains and feesNANA
Additional Noninterest Income$2,125,0001,238
Total noninterest expense$6,180,0002,206
Salaries and employee benefits$3,735,0002,121
Premises and equipment expense$1,027,0001,630
Additional noninterest expense$1,418,0002,663
Pre-tax net operating income$2,288,0002,505
Securities gains (losses)$02,167
Applicable income taxes$4,0003,770
Income before extraordinary items$2,284,0002,328
Extraordinary gains, net$011
Net income$2,284,0002,327
Minority interest net income$072
Net income of bank and minority interests.$2,284,0002,329
Net charge-offs$20,0002,707
Cash dividends$1,615,0001,390
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,284,0002,295
2019-06-30 (YTD Data)Rank
Total interest income$4,539,0002,782
Total interest expense$616,0003,029
Net interest income$3,923,0002,703
Provision for loan and lease losses$65,0002,518
Total noninterest income$951,0002,007
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$279,0001,754
Trading account gains and feesNANA
Additional Noninterest Income$672,0001,893
Total noninterest expense$4,121,0002,214
Salaries and employee benefits$2,462,0002,140
Premises and equipment expense$613,0001,797
Additional noninterest expense$1,046,0002,504
Pre-tax net operating income$688,0003,596
Securities gains (losses)$01,702
Applicable income taxes$4,0003,751
Income before extraordinary items$684,0003,466
Extraordinary gains, net$011
Net income$684,0003,463
Minority interest net income$069
Net income of bank and minority interests.$684,0003,465
Net charge-offs$7,0002,725
Cash dividends$965,0001,486
Sale, conversion, retirement of capital stock, net$0573
Net operating income$684,0003,451
2019-03-31 (YTD Data)Rank
Total interest income$2,242,0002,820
Total interest expense$310,0002,989
Net interest income$1,932,0002,741
Provision for loan and lease losses$32,0002,376
Total noninterest income$427,0002,098
Gross Fiduciary activities income$0972
Service charges on deposit accounts$131,0001,831
Trading account gains and feesNANA
Additional Noninterest Income$296,0001,975
Total noninterest expense$2,027,0002,249
Salaries and employee benefits$1,218,0002,173
Premises and equipment expense$298,0001,848
Additional noninterest expense$511,0002,538
Pre-tax net operating income$300,0003,782
Securities gains (losses)$01,087
Applicable income taxes$4,0003,587
Income before extraordinary items$296,0003,646
Extraordinary gains, net$05
Net income$296,0003,645
Minority interest net income$052
Net income of bank and minority interests.$296,0003,645
Net charge-offs$54,0001,174
Cash dividends$750,0001,015
Sale, conversion, retirement of capital stock, net$0529
Net operating income$296,0003,632
2018-12-31 (YTD Data)Rank
Total interest income$8,661,0002,792
Total interest expense$757,0003,344
Net interest income$7,904,0002,676
Provision for loan and lease losses$124,0002,823
Total noninterest income$2,164,0001,898
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$536,0001,877
Trading account gains and feesNANA
Additional Noninterest Income$1,628,0001,709
Total noninterest expense$7,607,0002,336
Salaries and employee benefits$4,773,0002,179
Premises and equipment expense$1,128,0001,881
Additional noninterest expense$1,706,0002,898
Pre-tax net operating income$2,337,0002,886
Securities gains (losses)$-29,0004,705
Applicable income taxes$4,0003,841
Income before extraordinary items$2,304,0002,720
Extraordinary gains, net$06
Net income$2,304,0002,718
Minority interest net income$072
Net income of bank and minority interests.$2,304,0002,719
Net charge-offs$-38,0004,825
Cash dividends$1,459,0001,783
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,333,0002,691
2018-09-30 (YTD Data)Rank
Total interest income$6,352,0002,825
Total interest expense$483,0003,525
Net interest income$5,869,0002,704
Provision for loan and lease losses$93,0002,662
Total noninterest income$1,450,0002,042
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$397,0001,908
Trading account gains and feesNANA
Additional Noninterest Income$1,053,0001,881
Total noninterest expense$5,393,0002,431
Salaries and employee benefits$3,358,0002,273
Premises and equipment expense$797,0001,976
Additional noninterest expense$1,238,0002,973
Pre-tax net operating income$1,833,0002,876
Securities gains (losses)$01,118
Applicable income taxes$4,0003,874
Income before extraordinary items$1,829,0002,669
Extraordinary gains, net$05
Net income$1,829,0002,668
Minority interest net income$066
Net income of bank and minority interests.$1,829,0002,668
Net charge-offs$4,0003,250
Cash dividends$1,314,0001,436
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,829,0002,659
2018-06-30 (YTD Data)Rank
Total interest income$4,176,0002,840
Total interest expense$294,0003,595
Net interest income$3,882,0002,716
Provision for loan and lease losses$62,0002,563
Total noninterest income$991,0002,024
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$264,0001,909
Trading account gains and feesNANA
Additional Noninterest Income$727,0001,835
Total noninterest expense$3,609,0002,435
Salaries and employee benefits$2,268,0002,265
Premises and equipment expense$544,0001,959
Additional noninterest expense$797,0003,064
Pre-tax net operating income$1,202,0002,867
Securities gains (losses)$0961
Applicable income taxes$4,0003,833
Income before extraordinary items$1,198,0002,672
Extraordinary gains, net$06
Net income$1,198,0002,671
Minority interest net income$065
Net income of bank and minority interests.$1,198,0002,671
Net charge-offs$-3,0004,144
Cash dividends$1,099,0001,229
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,198,0002,664
2018-03-31 (YTD Data)Rank
Total interest income$2,022,0002,901
Total interest expense$124,0003,803
Net interest income$1,898,0002,774
Provision for loan and lease losses$31,0002,402
Total noninterest income$541,0001,888
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$129,0001,947
Trading account gains and feesNANA
Additional Noninterest Income$412,0001,681
Total noninterest expense$1,776,0002,490
Salaries and employee benefits$1,098,0002,348
Premises and equipment expense$287,0001,917
Additional noninterest expense$391,0003,104
Pre-tax net operating income$632,0002,730
Securities gains (losses)$0735
Applicable income taxes$4,0003,713
Income before extraordinary items$628,0002,538
Extraordinary gains, net$07
Net income$628,0002,538
Minority interest net income$052
Net income of bank and minority interests.$628,0002,538
Net charge-offs$-9,0004,705
Cash dividends$880,000802
Sale, conversion, retirement of capital stock, net$0580
Net operating income$628,0002,535
2017-12-31 (YTD Data)Rank
Total interest income$7,751,0002,934
Total interest expense$402,0003,987
Net interest income$7,349,0002,797
Provision for loan and lease losses$121,0002,840
Total noninterest income$2,000,0002,026
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$541,0001,921
Trading account gains and feesNANA
Additional Noninterest Income$1,459,0001,848
Total noninterest expense$7,128,0002,483
Salaries and employee benefits$4,522,0002,266
Premises and equipment expense$1,103,0001,966
Additional noninterest expense$1,503,0003,220
Pre-tax net operating income$2,100,0003,031
Securities gains (losses)$36,0001,058
Applicable income taxes$4,0003,980
Income before extraordinary items$2,132,0002,583
Extraordinary gains, net$09
Net income$2,132,0002,583
Minority interest net income$076
Net income of bank and minority interests.$2,132,0002,583
Net charge-offs$-3,0004,598
Cash dividends$1,240,0001,942
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,096,0002,595
2017-09-30 (YTD Data)Rank
Total interest income$5,687,0002,991
Total interest expense$285,0004,083
Net interest income$5,402,0002,844
Provision for loan and lease losses$90,0002,745
Total noninterest income$1,541,0002,023
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$411,0001,915
Trading account gains and feesNANA
Additional Noninterest Income$1,130,0001,834
Total noninterest expense$5,152,0002,536
Salaries and employee benefits$3,182,0002,385
Premises and equipment expense$870,0001,909
Additional noninterest expense$1,100,0003,278
Pre-tax net operating income$1,701,0002,957
Securities gains (losses)$36,0001,033
Applicable income taxes$4,0003,992
Income before extraordinary items$1,733,0002,623
Extraordinary gains, net$09
Net income$1,733,0002,623
Minority interest net income$071
Net income of bank and minority interests.$1,733,0002,623
Net charge-offs$5,0003,457
Cash dividends$1,115,0001,586
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,697,0002,648
2017-06-30 (YTD Data)Rank
Total interest income$3,753,0003,009
Total interest expense$179,0004,162
Net interest income$3,574,0002,863
Provision for loan and lease losses$60,0002,608
Total noninterest income$1,110,0001,917
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$267,0001,937
Trading account gains and feesNANA
Additional Noninterest Income$843,0001,722
Total noninterest expense$3,438,0002,550
Salaries and employee benefits$2,126,0002,395
Premises and equipment expense$580,0001,913
Additional noninterest expense$732,0003,292
Pre-tax net operating income$1,186,0002,858
Securities gains (losses)$25,000909
Applicable income taxes$4,0003,987
Income before extraordinary items$1,207,0002,514
Extraordinary gains, net$011
Net income$1,207,0002,513
Minority interest net income$071
Net income of bank and minority interests.$1,207,0002,514
Net charge-offs$-6,0004,624
Cash dividends$865,0001,465
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,182,0002,533
2017-03-31 (YTD Data)Rank
Total interest income$1,781,0003,102
Total interest expense$79,0004,358
Net interest income$1,702,0002,961
Provision for loan and lease losses$30,0002,408
Total noninterest income$260,0002,899
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$133,0001,939
Trading account gains and feesNANA
Additional Noninterest Income$127,0003,147
Total noninterest expense$1,727,0002,569
Salaries and employee benefits$1,063,0002,416
Premises and equipment expense$303,0001,866
Additional noninterest expense$361,0003,322
Pre-tax net operating income$205,0004,322
Securities gains (losses)$25,000474
Applicable income taxes$04,086
Income before extraordinary items$230,0003,963
Extraordinary gains, net$08
Net income$230,0003,961
Minority interest net income$055
Net income of bank and minority interests.$230,0003,963
Net charge-offs$-5,0004,686
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$205,0004,084
2016-12-31 (YTD Data)Rank
Total interest income$7,337,0003,036
Total interest expense$326,0004,348
Net interest income$7,011,0002,883
Provision for loan and lease losses$100,0003,103
Total noninterest income$1,664,0002,346
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$487,0002,124
Trading account gains and fees$0170
Additional Noninterest Income$1,177,0002,207
Total noninterest expense$7,055,0002,543
Salaries and employee benefits$4,308,0002,368
Premises and equipment expense$1,158,0001,922
Additional noninterest expense$1,589,0003,215
Pre-tax net operating income$1,520,0003,496
Securities gains (losses)$40,0001,983
Applicable income taxes$4,0004,104
Income before extraordinary items$1,556,0003,220
Extraordinary gains, net$05
Net income$1,556,0003,220
Minority interest net income$082
Net income of bank and minority interests.$1,556,0003,220
Net charge-offs$-36,0005,283
Cash dividends$1,200,0001,965
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,516,0003,222
2016-09-30 (YTD Data)Rank
Total interest income$5,494,0003,042
Total interest expense$248,0004,361
Net interest income$5,246,0002,885
Provision for loan and lease losses$90,0002,817
Total noninterest income$1,179,0002,431
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$360,0002,158
Trading account gains and fees$0169
Additional Noninterest Income$819,0002,287
Total noninterest expense$4,988,0002,647
Salaries and employee benefits$2,920,0002,537
Premises and equipment expense$852,0001,946
Additional noninterest expense$1,216,0003,190
Pre-tax net operating income$1,347,0003,279
Securities gains (losses)$40,0001,917
Applicable income taxes$4,0004,144
Income before extraordinary items$1,383,0002,943
Extraordinary gains, net$05
Net income$1,383,0002,943
Minority interest net income$071
Net income of bank and minority interests.$1,383,0002,943
Net charge-offs$-11,0004,952
Cash dividends$1,200,0001,482
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,343,0002,947
2016-06-30 (YTD Data)Rank
Total interest income$3,652,0003,053
Total interest expense$168,0004,371
Net interest income$3,484,0002,902
Provision for loan and lease losses$60,0002,701
Total noninterest income$773,0002,433
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$232,0002,196
Trading account gains and fees$0157
Additional Noninterest Income$541,0002,276
Total noninterest expense$3,324,0002,661
Salaries and employee benefits$1,953,0002,548
Premises and equipment expense$570,0001,939
Additional noninterest expense$801,0003,229
Pre-tax net operating income$873,0003,310
Securities gains (losses)$40,0001,579
Applicable income taxes$4,0004,116
Income before extraordinary items$909,0002,958
Extraordinary gains, net$016
Net income$909,0002,956
Minority interest net income$071
Net income of bank and minority interests.$909,0002,957
Net charge-offs$-28,0005,334
Cash dividends$961,0001,367
Sale, conversion, retirement of capital stock, net$0705
Net operating income$869,0002,967
2016-03-31 (YTD Data)Rank
Total interest income$1,760,0003,132
Total interest expense$84,0004,404
Net interest income$1,676,0003,001
Provision for loan and lease losses$30,0002,510
Total noninterest income$383,0002,411
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$109,0002,286
Trading account gains and fees$0142
Additional Noninterest Income$274,0002,208
Total noninterest expense$1,695,0002,629
Salaries and employee benefits$991,0002,533
Premises and equipment expense$290,0001,929
Additional noninterest expense$414,0003,149
Pre-tax net operating income$334,0003,695
Securities gains (losses)$02,077
Applicable income taxes$4,0003,979
Income before extraordinary items$330,0003,468
Extraordinary gains, net$012
Net income$330,0003,463
Minority interest net income$062
Net income of bank and minority interests.$330,0003,465
Net charge-offs$-14,0005,335
Cash dividends$600,0001,065
Sale, conversion, retirement of capital stock, net$0659
Net operating income$330,0003,406
2015-12-31 (YTD Data)Rank
Total interest income$7,087,0003,080
Total interest expense$400,0004,133
Net interest income$6,687,0002,965
Provision for loan and lease losses$122,0002,818
Total noninterest income$2,020,0002,094
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$493,0002,160
Trading account gains and fees$0159
Additional Noninterest Income$1,527,0001,829
Total noninterest expense$7,212,0002,511
Salaries and employee benefits$4,423,0002,286
Premises and equipment expense$1,104,0002,026
Additional noninterest expense$1,685,0003,148
Pre-tax net operating income$1,373,0003,636
Securities gains (losses)$222,000685
Applicable income taxes$4,0004,225
Income before extraordinary items$1,591,0003,126
Extraordinary gains, net$023
Net income$1,591,0003,127
Minority interest net income$081
Net income of bank and minority interests.$1,591,0003,128
Net charge-offs$-50,0005,565
Cash dividends$1,783,0001,457
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,369,0003,348
2015-09-30 (YTD Data)Rank
Total interest income$5,274,0003,124
Total interest expense$307,0004,158
Net interest income$4,967,0003,007
Provision for loan and lease losses$92,0002,737
Total noninterest income$1,618,0002,026
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$371,0002,170
Trading account gains and fees$0153
Additional Noninterest Income$1,247,0001,744
Total noninterest expense$4,868,0002,708
Salaries and employee benefits$2,841,0002,594
Premises and equipment expense$806,0002,086
Additional noninterest expense$1,221,0003,244
Pre-tax net operating income$1,625,0002,932
Securities gains (losses)$222,000593
Applicable income taxes$4,0004,294
Income before extraordinary items$1,843,0002,403
Extraordinary gains, net$021
Net income$1,843,0002,404
Minority interest net income$078
Net income of bank and minority interests.$1,843,0002,404
Net charge-offs$-272,0006,021
Cash dividends$1,283,0001,351
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,621,0002,585
2015-06-30 (YTD Data)Rank
Total interest income$3,441,0003,186
Total interest expense$209,0004,158
Net interest income$3,232,0003,065
Provision for loan and lease losses$62,0002,642
Total noninterest income$808,0002,409
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$241,0002,183
Trading account gains and fees$0157
Additional Noninterest Income$567,0002,276
Total noninterest expense$3,278,0002,715
Salaries and employee benefits$1,900,0002,613
Premises and equipment expense$538,0002,100
Additional noninterest expense$840,0003,203
Pre-tax net operating income$700,0003,656
Securities gains (losses)$176,000579
Applicable income taxes$4,0004,265
Income before extraordinary items$872,0003,009
Extraordinary gains, net$022
Net income$872,0003,009
Minority interest net income$075
Net income of bank and minority interests.$872,0003,011
Net charge-offs$-160,0006,025
Cash dividends$1,039,0001,184
Sale, conversion, retirement of capital stock, net$0751
Net operating income$696,0003,363
2015-03-31 (YTD Data)Rank
Total interest income$1,715,0003,197
Total interest expense$107,0004,170
Net interest income$1,608,0003,076
Provision for loan and lease losses$31,0002,448
Total noninterest income$418,0002,343
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$118,0002,199
Trading account gains and fees$0152
Additional Noninterest Income$300,0002,129
Total noninterest expense$1,638,0002,726
Salaries and employee benefits$972,0002,583
Premises and equipment expense$268,0002,131
Additional noninterest expense$398,0003,319
Pre-tax net operating income$357,0003,588
Securities gains (losses)$176,000395
Applicable income taxes$4,0004,088
Income before extraordinary items$529,0002,611
Extraordinary gains, net$013
Net income$529,0002,614
Minority interest net income$064
Net income of bank and minority interests.$529,0002,614
Net charge-offs$-8,0005,326
Cash dividends$300,0001,521
Sale, conversion, retirement of capital stock, net$0697
Net operating income$354,7603,270
2014-12-31 (YTD Data)Rank
Total interest income$6,783,0003,249
Total interest expense$533,0003,875
Net interest income$6,250,0003,149
Provision for loan and lease losses$5,0004,503
Total noninterest income$1,571,0002,444
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$534,0002,177
Trading account gains and fees$0180
Additional Noninterest Income$1,037,0002,284
Total noninterest expense$6,474,0002,762
Salaries and employee benefits$3,809,0002,602
Premises and equipment expense$1,090,0002,091
Additional noninterest expense$1,575,0003,445
Pre-tax net operating income$1,342,0003,667
Securities gains (losses)$5,0002,877
Applicable income taxes$2,0004,394
Income before extraordinary items$1,345,0003,423
Extraordinary gains, net$017
Net income$1,345,0003,425
Minority interest net income$084
Net income of bank and minority interests.$1,345,0003,425
Net charge-offs$366,0001,811
Cash dividends$1,321,0001,698
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,340,0003,382
2014-09-30 (YTD Data)Rank
Total interest income$5,042,0003,303
Total interest expense$408,0003,899
Net interest income$4,634,0003,204
Provision for loan and lease losses$4,0004,318
Total noninterest income$1,177,0002,468
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$403,0002,178
Trading account gains and fees$0174
Additional Noninterest Income$774,0002,306
Total noninterest expense$4,618,0002,877
Salaries and employee benefits$2,631,0002,768
Premises and equipment expense$809,0002,125
Additional noninterest expense$1,178,0003,457
Pre-tax net operating income$1,189,0003,453
Securities gains (losses)$5,0002,558
Applicable income taxes$2,0004,434
Income before extraordinary items$1,192,0003,161
Extraordinary gains, net$015
Net income$1,192,0003,161
Minority interest net income$081
Net income of bank and minority interests.$1,192,0003,162
Net charge-offs$95,0002,737
Cash dividends$1,321,0001,267
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,187,0003,129
2014-06-30 (YTD Data)Rank
Total interest income$3,334,0003,333
Total interest expense$277,0003,911
Net interest income$3,057,0003,224
Provision for loan and lease losses$2,0004,139
Total noninterest income$803,0002,402
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$257,0002,222
Trading account gains and fees$0172
Additional Noninterest Income$546,0002,196
Total noninterest expense$3,110,0002,870
Salaries and employee benefits$1,761,0002,765
Premises and equipment expense$546,0002,106
Additional noninterest expense$803,0003,398
Pre-tax net operating income$748,0003,502
Securities gains (losses)$02,580
Applicable income taxes$2,0004,388
Income before extraordinary items$746,0003,235
Extraordinary gains, net$020
Net income$746,0003,241
Minority interest net income$080
Net income of bank and minority interests.$746,0003,241
Net charge-offs$-68,0006,231
Cash dividends$1,139,0001,052
Sale, conversion, retirement of capital stock, net$0794
Net operating income$746,0003,187
2014-03-31 (YTD Data)Rank
Total interest income$1,648,0003,368
Total interest expense$137,0003,990
Net interest income$1,511,0003,249
Provision for loan and lease losses$1,0003,779
Total noninterest income$423,0002,284
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$123,0002,270
Trading account gains and fees$0147
Additional Noninterest Income$300,0002,004
Total noninterest expense$1,589,0002,856
Salaries and employee benefits$922,0002,703
Premises and equipment expense$278,0002,130
Additional noninterest expense$389,0003,478
Pre-tax net operating income$344,0003,574
Securities gains (losses)$01,715
Applicable income taxes$2,0004,234
Income before extraordinary items$342,0003,296
Extraordinary gains, net$016
Net income$342,0003,299
Minority interest net income$066
Net income of bank and minority interests.$342,0003,299
Net charge-offs$18,0002,548
Cash dividends$850,000695
Sale, conversion, retirement of capital stock, net$0747
Net operating income$342,0003,263
2013-12-31 (YTD Data)Rank
Total interest income$6,977,0003,254
Total interest expense$661,0003,870
Net interest income$6,316,0003,138
Provision for loan and lease losses$177,0003,112
Total noninterest income$1,585,0002,491
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$547,0002,230
Trading account gains and fees$0184
Additional Noninterest Income$1,038,0002,332
Total noninterest expense$6,504,0002,802
Salaries and employee benefits$3,901,0002,538
Premises and equipment expense$940,0002,374
Additional noninterest expense$1,663,0003,401
Pre-tax net operating income$1,220,0003,752
Securities gains (losses)$267,000745
Applicable income taxes$5,0004,396
Income before extraordinary items$1,482,0003,181
Extraordinary gains, net$029
Net income$1,482,0003,183
Minority interest net income$090
Net income of bank and minority interests.$1,482,0003,184
Net charge-offs$62,0004,185
Cash dividends$900,0002,063
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,215,0003,491
2013-09-30 (YTD Data)Rank
Total interest income$5,270,0003,269
Total interest expense$506,0003,915
Net interest income$4,764,0003,148
Provision for loan and lease losses$175,0002,770
Total noninterest income$1,134,0002,620
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$405,0002,259
Trading account gains and fees$0180
Additional Noninterest Income$729,0002,456
Total noninterest expense$4,641,0002,936
Salaries and employee benefits$2,718,0002,719
Premises and equipment expense$695,0002,428
Additional noninterest expense$1,228,0003,434
Pre-tax net operating income$1,082,0003,552
Securities gains (losses)$267,000691
Applicable income taxes$5,0004,449
Income before extraordinary items$1,344,0002,857
Extraordinary gains, net$025
Net income$1,344,0002,861
Minority interest net income$084
Net income of bank and minority interests.$1,344,0002,861
Net charge-offs$-6,0006,008
Cash dividends$900,0001,547
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,077,0003,208
2013-06-30 (YTD Data)Rank
Total interest income$3,523,0003,268
Total interest expense$348,0003,908
Net interest income$3,175,0003,149
Provision for loan and lease losses$173,0002,299
Total noninterest income$778,0002,592
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$256,0002,321
Trading account gains and fees$0157
Additional Noninterest Income$522,0002,423
Total noninterest expense$3,124,0002,904
Salaries and employee benefits$1,855,0002,679
Premises and equipment expense$462,0002,436
Additional noninterest expense$807,0003,479
Pre-tax net operating income$656,0003,677
Securities gains (losses)$209,000727
Applicable income taxes$5,0004,362
Income before extraordinary items$860,0002,922
Extraordinary gains, net$022
Net income$860,0002,925
Minority interest net income$082
Net income of bank and minority interests.$860,0002,925
Net charge-offs$-5,0005,951
Cash dividends$600,0001,519
Sale, conversion, retirement of capital stock, net$0838
Net operating income$653,0903,355
2013-03-31 (YTD Data)Rank
Total interest income$1,696,0003,396
Total interest expense$177,0003,962
Net interest income$1,519,0003,271
Provision for loan and lease losses$122,0001,882
Total noninterest income$380,0002,623
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$124,0002,367
Trading account gains and fees$0148
Additional Noninterest Income$256,0002,439
Total noninterest expense$1,505,0003,005
Salaries and employee benefits$909,0002,743
Premises and equipment expense$226,0002,510
Additional noninterest expense$370,0003,709
Pre-tax net operating income$272,0003,985
Securities gains (losses)$164,000530
Applicable income taxes$04,602
Income before extraordinary items$436,0002,862
Extraordinary gains, net$010
Net income$436,0002,865
Minority interest net income$076
Net income of bank and minority interests.$436,0002,864
Net charge-offs$28,0002,842
Cash dividends$600,000809
Sale, conversion, retirement of capital stock, net$0789
Net operating income$272,0003,639
2012-12-31 (YTD Data)Rank
Total interest income$7,224,0003,371
Total interest expense$1,044,0003,516
Net interest income$6,180,0003,296
Provision for loan and lease losses$937,0001,847
Total noninterest income$1,815,0002,340
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$575,0002,225
Trading account gains and fees$0166
Additional Noninterest Income$1,240,0002,095
Total noninterest expense$6,106,0002,990
Salaries and employee benefits$3,516,0002,773
Premises and equipment expense$912,0002,460
Additional noninterest expense$1,678,0003,522
Pre-tax net operating income$952,0004,077
Securities gains (losses)$281,0001,416
Applicable income taxes$5,0004,499
Income before extraordinary items$1,228,0003,486
Extraordinary gains, net$029
Net income$1,228,0003,488
Minority interest net income$093
Net income of bank and minority interests.$1,228,0003,489
Net charge-offs$865,0001,972
Cash dividends$1,290,0001,657
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$947,0003,828
2012-09-30 (YTD Data)Rank
Total interest income$5,416,0003,429
Total interest expense$814,0003,544
Net interest income$4,602,0003,378
Provision for loan and lease losses$835,0001,663
Total noninterest income$1,452,0002,222
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$429,0002,260
Trading account gains and fees$0157
Additional Noninterest Income$1,023,0001,971
Total noninterest expense$4,394,0003,103
Salaries and employee benefits$2,476,0002,934
Premises and equipment expense$668,0002,530
Additional noninterest expense$1,250,0003,539
Pre-tax net operating income$825,0003,981
Securities gains (losses)$281,0001,168
Applicable income taxes$5,0004,514
Income before extraordinary items$1,101,0003,246
Extraordinary gains, net$020
Net income$1,101,0003,248
Minority interest net income$086
Net income of bank and minority interests.$1,101,0003,247
Net charge-offs$636,0001,920
Cash dividends$1,090,0001,247
Sale, conversion, retirement of capital stock, net$0952
Net operating income$820,0003,652
2012-06-30 (YTD Data)Rank
Total interest income$3,658,0003,414
Total interest expense$561,0003,556
Net interest income$3,097,0003,358
Provision for loan and lease losses$388,0002,121
Total noninterest income$1,030,0002,114
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$287,0002,240
Trading account gains and fees$0153
Additional Noninterest Income$743,0001,842
Total noninterest expense$2,945,0003,104
Salaries and employee benefits$1,664,0002,930
Premises and equipment expense$430,0002,613
Additional noninterest expense$851,0003,523
Pre-tax net operating income$794,0003,294
Securities gains (losses)$281,000899
Applicable income taxes$5,0004,421
Income before extraordinary items$1,070,0002,485
Extraordinary gains, net$019
Net income$1,070,0002,485
Minority interest net income$084
Net income of bank and minority interests.$1,070,0002,485
Net charge-offs$394,0002,022
Cash dividends$790,0001,182
Sale, conversion, retirement of capital stock, net$0928
Net operating income$789,0002,916
2012-03-31 (YTD Data)Rank
Total interest income$1,820,0003,465
Total interest expense$289,0003,594
Net interest income$1,531,0003,402
Provision for loan and lease losses$237,0001,808
Total noninterest income$629,0001,847
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$141,0002,256
Trading account gains and fees$0148
Additional Noninterest Income$488,0001,532
Total noninterest expense$1,450,0003,141
Salaries and employee benefits$840,0002,916
Premises and equipment expense$209,0002,712
Additional noninterest expense$401,0003,630
Pre-tax net operating income$473,0002,983
Securities gains (losses)$140,000754
Applicable income taxes$5,0004,246
Income before extraordinary items$608,0002,227
Extraordinary gains, net$019
Net income$608,0002,229
Minority interest net income$078
Net income of bank and minority interests.$608,0002,230
Net charge-offs$106,0002,392
Cash dividends$790,000585
Sale, conversion, retirement of capital stock, net$0861
Net operating income$469,4002,607
2011-12-31 (YTD Data)Rank
Total interest income$7,674,0003,437
Total interest expense$1,595,0003,287
Net interest income$6,079,0003,430
Provision for loan and lease losses$798,0002,749
Total noninterest income$1,428,0002,532
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$603,0002,224
Trading account gains and fees$0146
Additional Noninterest Income$825,0002,398
Total noninterest expense$5,851,0003,121
Salaries and employee benefits$3,331,0002,870
Premises and equipment expense$877,0002,699
Additional noninterest expense$1,643,0003,634
Pre-tax net operating income$858,0003,990
Securities gains (losses)$177,0001,558
Applicable income taxes$5,0004,437
Income before extraordinary items$1,030,0003,494
Extraordinary gains, net$029
Net income$1,030,0003,496
Minority interest net income$096
Net income of bank and minority interests.$1,030,0003,497
Net charge-offs$982,0002,378
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$853,0003,713
2011-09-30 (YTD Data)Rank
Total interest income$5,757,0003,476
Total interest expense$1,262,0003,267
Net interest income$4,495,0003,481
Provision for loan and lease losses$521,0002,821
Total noninterest income$1,156,0002,399
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$452,0002,249
Trading account gains and fees$0145
Additional Noninterest Income$704,0002,209
Total noninterest expense$4,332,0003,161
Salaries and employee benefits$2,437,0002,914
Premises and equipment expense$666,0002,702
Additional noninterest expense$1,229,0003,628
Pre-tax net operating income$798,0003,727
Securities gains (losses)$203,0001,207
Applicable income taxes$5,0004,418
Income before extraordinary items$996,0003,077
Extraordinary gains, net$021
Net income$996,0003,079
Minority interest net income$087
Net income of bank and minority interests.$996,0003,079
Net charge-offs$133,0004,142
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$793,0003,415
2011-06-30 (YTD Data)Rank
Total interest income$3,845,0003,500
Total interest expense$870,0003,286
Net interest income$2,975,0003,497
Provision for loan and lease losses$369,0002,701
Total noninterest income$873,0002,192
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$286,0002,312
Trading account gains and fees$0153
Additional Noninterest Income$587,0001,898
Total noninterest expense$3,064,0003,041
Salaries and employee benefits$1,660,0002,886
Premises and equipment expense$535,0002,313
Additional noninterest expense$869,0003,539
Pre-tax net operating income$415,0004,143
Securities gains (losses)$203,000727
Applicable income taxes$5,0004,311
Income before extraordinary items$613,0003,150
Extraordinary gains, net$015
Net income$613,0003,151
Minority interest net income$089
Net income of bank and minority interests.$613,0003,152
Net charge-offs$101,0003,829
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$412,0303,824
2011-03-31 (YTD Data)Rank
Total interest income$1,900,0003,552
Total interest expense$451,0003,304
Net interest income$1,449,0003,563
Provision for loan and lease losses$217,0002,347
Total noninterest income$451,0002,165
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$135,0002,385
Trading account gains and fees$0158
Additional Noninterest Income$316,0001,849
Total noninterest expense$1,608,0002,915
Salaries and employee benefits$828,0002,910
Premises and equipment expense$270,0002,320
Additional noninterest expense$510,0003,129
Pre-tax net operating income$75,0005,436
Securities gains (losses)$-1,0006,978
Applicable income taxes$5,0004,051
Income before extraordinary items$69,0005,430
Extraordinary gains, net$09
Net income$69,0005,429
Minority interest net income$086
Net income of bank and minority interests.$69,0005,430
Net charge-offs$24,0003,913
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$69,9305,376
2010-12-31 (YTD Data)Rank
Total interest income$8,408,0003,419
Total interest expense$2,509,0002,984
Net interest income$5,899,0003,512
Provision for loan and lease losses$1,400,0002,552
Total noninterest income$1,663,0002,361
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$751,0001,935
Trading account gains and fees$0175
Additional Noninterest Income$912,0002,300
Total noninterest expense$5,699,0003,241
Salaries and employee benefits$3,029,0003,091
Premises and equipment expense$1,116,0002,259
Additional noninterest expense$1,554,0003,912
Pre-tax net operating income$463,0004,455
Securities gains (losses)$-86,0007,211
Applicable income taxes$5,0004,343
Income before extraordinary items$372,0004,704
Extraordinary gains, net$029
Net income$372,0004,705
Minority interest net income$0111
Net income of bank and minority interests.$372,0004,705
Net charge-offs$1,399,0002,262
Cash dividends$400,0002,604
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$457,1404,298
2010-09-30 (YTD Data)Rank
Total interest income$6,303,0003,490
Total interest expense$1,969,0002,993
Net interest income$4,334,0003,614
Provision for loan and lease losses$1,123,0002,358
Total noninterest income$1,159,0002,481
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$587,0001,922
Trading account gains and fees$0165
Additional Noninterest Income$572,0002,552
Total noninterest expense$4,125,0003,330
Salaries and employee benefits$2,229,0003,165
Premises and equipment expense$818,0002,348
Additional noninterest expense$1,078,0004,099
Pre-tax net operating income$245,0005,079
Securities gains (losses)$-86,0007,384
Applicable income taxes$5,0004,390
Income before extraordinary items$154,0005,488
Extraordinary gains, net$023
Net income$154,0005,489
Minority interest net income$0110
Net income of bank and minority interests.$154,0005,490
Net charge-offs$869,0002,356
Cash dividends$400,0002,009
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$237,4204,972
2010-06-30 (YTD Data)Rank
Total interest income$4,246,0003,490
Total interest expense$1,354,0003,018
Net interest income$2,892,0003,615
Provision for loan and lease losses$446,0003,040
Total noninterest income$537,0003,082
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$398,0001,893
Trading account gains and fees$0152
Additional Noninterest Income$139,0004,106
Total noninterest expense$2,640,0003,462
Salaries and employee benefits$1,500,0003,142
Premises and equipment expense$445,0002,792
Additional noninterest expense$695,0004,194
Pre-tax net operating income$343,0004,211
Securities gains (losses)$88,0001,495
Applicable income taxes$5,0004,306
Income before extraordinary items$426,0003,677
Extraordinary gains, net$019
Net income$426,0003,675
Minority interest net income$0105
Net income of bank and minority interests.$426,0003,676
Net charge-offs$763,0001,989
Cash dividends$400,0001,555
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$338,8803,954
2010-03-31 (YTD Data)Rank
Total interest income$2,131,0003,549
Total interest expense$691,0003,090
Net interest income$1,440,0003,670
Provision for loan and lease losses$153,0003,312
Total noninterest income$378,0002,470
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$187,0001,985
Trading account gains and fees$0175
Additional Noninterest Income$191,0002,467
Total noninterest expense$1,384,0003,364
Salaries and employee benefits$838,0002,891
Premises and equipment expense$252,0002,582
Additional noninterest expense$294,0004,641
Pre-tax net operating income$281,0003,474
Securities gains (losses)$54,0001,110
Applicable income taxes$5,0004,091
Income before extraordinary items$330,0002,946
Extraordinary gains, net$016
Net income$330,0002,942
Minority interest net income$091
Net income of bank and minority interests.$330,0002,946
Net charge-offs$410,0001,751
Cash dividends$400,000835
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$276,5403,189
2009-12-31 (YTD Data)Rank
Total interest income$9,218,0003,435
Total interest expense$3,017,0003,399
Net interest income$6,201,0003,372
Provision for loan and lease losses$506,0004,518
Total noninterest income$1,432,0002,640
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$835,0001,982
Trading account gains and fees$0211
Additional Noninterest Income$597,0002,910
Total noninterest expense$5,580,0003,372
Salaries and employee benefits$3,114,0003,068
Premises and equipment expense$1,083,0002,418
Additional noninterest expense$1,383,0004,309
Pre-tax net operating income$1,547,0002,306
Securities gains (losses)$-157,0007,368
Applicable income taxes$5,0004,022
Income before extraordinary items$1,385,0002,240
Extraordinary gains, net$034
Net income$1,385,0002,238
Minority interest net income$0115
Net income of bank and minority interests.$1,385,0002,239
Net charge-offs$63,0006,073
Cash dividends$1,015,0001,604
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,542,0002,039
2009-09-30 (YTD Data)Rank
Total interest income$6,859,0003,512
Total interest expense$2,266,0003,527
Net interest income$4,593,0003,410
Provision for loan and lease losses$160,0005,436
Total noninterest income$1,013,0002,792
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$605,0002,043
Trading account gains and fees$0212
Additional Noninterest Income$408,0003,144
Total noninterest expense$4,210,0003,367
Salaries and employee benefits$2,397,0003,038
Premises and equipment expense$788,0002,503
Additional noninterest expense$1,025,0004,303
Pre-tax net operating income$1,236,0002,379
Securities gains (losses)$-157,0007,542
Applicable income taxes$5,0004,212
Income before extraordinary items$1,074,0002,355
Extraordinary gains, net$027
Net income$1,074,0002,352
Minority interest net income$0118
Net income of bank and minority interests.$1,074,0002,355
Net charge-offs$84,0005,226
Cash dividends$915,0001,350
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,231,0002,083
2009-06-30 (YTD Data)Rank
Total interest income$4,623,0003,514
Total interest expense$1,523,0003,630
Net interest income$3,100,0003,363
Provision for loan and lease losses$95,0005,384
Total noninterest income$609,0003,019
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$375,0002,130
Trading account gains and fees$0193
Additional Noninterest Income$234,0003,404
Total noninterest expense$2,842,0003,360
Salaries and employee benefits$1,625,0003,036
Premises and equipment expense$523,0002,539
Additional noninterest expense$694,0004,290
Pre-tax net operating income$772,0002,570
Securities gains (losses)$-17,0007,512
Applicable income taxes$5,0004,239
Income before extraordinary items$750,0002,345
Extraordinary gains, net$021
Net income$750,0002,341
Minority interest net income$0112
Net income of bank and minority interests.$750,0002,344
Net charge-offs$43,0005,045
Cash dividends$800,0001,125
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$766,8302,246
2009-03-31 (YTD Data)Rank
Total interest income$2,291,0003,571
Total interest expense$752,0003,766
Net interest income$1,539,0003,375
Provision for loan and lease losses$55,0004,803
Total noninterest income$412,0002,452
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$183,0002,124
Trading account gains and fees$0171
Additional Noninterest Income$229,0002,326
Total noninterest expense$1,434,0003,260
Salaries and employee benefits$846,0002,962
Premises and equipment expense$264,0002,572
Additional noninterest expense$324,0004,167
Pre-tax net operating income$462,0002,520
Securities gains (losses)$02,434
Applicable income taxes$5,0004,285
Income before extraordinary items$457,0002,299
Extraordinary gains, net$015
Net income$457,0002,299
Minority interest net income$0102
Net income of bank and minority interests.$457,0002,301
Net charge-offs$2,0005,430
Cash dividends$400,0001,067
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$457,0002,165
2008-12-31 (YTD Data)Rank
Total interest income$10,291,0003,453
Total interest expense$3,911,0003,564
Net interest income$6,380,0003,309
Provision for loan and lease losses$275,0004,772
Total noninterest income$1,501,0002,627
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$810,0002,104
Trading account gains and fees$0154
Additional Noninterest Income$691,0002,679
Total noninterest expense$5,534,0003,300
Salaries and employee benefits$3,138,0003,129
Premises and equipment expense$962,0002,719
Additional noninterest expense$1,434,0003,746
Pre-tax net operating income$2,072,0002,377
Securities gains (losses)$-593,0007,597
Applicable income taxes$5,0004,660
Income before extraordinary items$1,474,0002,547
Extraordinary gains, net$039
Net income$1,474,0002,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0004,713
Cash dividends$1,025,0002,247
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,067,0002,049
2008-09-30 (YTD Data)Rank
Total interest income$7,864,0003,465
Total interest expense$3,059,0003,576
Net interest income$4,805,0003,327
Provision for loan and lease losses$269,0003,748
Total noninterest income$1,116,0002,714
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$614,0002,104
Trading account gains and fees$0148
Additional Noninterest Income$502,0002,809
Total noninterest expense$4,223,0003,240
Salaries and employee benefits$2,446,0003,056
Premises and equipment expense$698,0002,804
Additional noninterest expense$1,079,0003,663
Pre-tax net operating income$1,429,0002,943
Securities gains (losses)$44,0001,509
Applicable income taxes$5,0005,028
Income before extraordinary items$1,468,0002,366
Extraordinary gains, net$031
Net income$1,468,0002,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,178
Cash dividends$1,025,0001,760
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,424,0002,535
2008-06-30 (YTD Data)Rank
Total interest income$5,305,0003,489
Total interest expense$2,144,0003,569
Net interest income$3,161,0003,354
Provision for loan and lease losses$263,0002,742
Total noninterest income$682,0002,896
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$406,0002,086
Trading account gains and fees$0149
Additional Noninterest Income$276,0003,168
Total noninterest expense$2,780,0003,290
Salaries and employee benefits$1,660,0003,029
Premises and equipment expense$442,0002,946
Additional noninterest expense$678,0003,807
Pre-tax net operating income$800,0003,429
Securities gains (losses)$44,0001,531
Applicable income taxes$5,0005,215
Income before extraordinary items$839,0002,955
Extraordinary gains, net$021
Net income$839,0002,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,0008,311
Cash dividends$750,0001,770
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$795,4403,014
2008-03-31 (YTD Data)Rank
Total interest income$2,722,0003,501
Total interest expense$1,147,0003,568
Net interest income$1,575,0003,372
Provision for loan and lease losses$156,0002,081
Total noninterest income$333,0002,922
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$202,0002,063
Trading account gains and fees$0158
Additional Noninterest Income$131,0003,281
Total noninterest expense$1,437,0003,196
Salaries and employee benefits$860,0002,964
Premises and equipment expense$219,0002,978
Additional noninterest expense$358,0003,614
Pre-tax net operating income$315,0004,036
Securities gains (losses)$43,0001,162
Applicable income taxes$5,0005,114
Income before extraordinary items$353,0003,470
Extraordinary gains, net$015
Net income$353,0003,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,082
Cash dividends$350,0001,724
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$310,4303,642
2007-12-31 (YTD Data)Rank
Total interest income$10,869,0003,561
Total interest expense$4,921,0003,506
Net interest income$5,948,0003,522
Provision for loan and lease losses$829,0001,637
Total noninterest income$1,662,0002,529
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$861,0002,006
Trading account gains and fees$0178
Additional Noninterest Income$801,0002,556
Total noninterest expense$5,423,0003,227
Salaries and employee benefits$2,959,0003,259
Premises and equipment expense$875,0002,869
Additional noninterest expense$1,589,0003,259
Pre-tax net operating income$1,358,0004,090
Securities gains (losses)$8,0001,417
Applicable income taxes$5,0005,774
Income before extraordinary items$1,361,0003,649
Extraordinary gains, net$039
Net income$1,361,0003,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$597,0001,490
Cash dividends$825,0002,913
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,353,0003,654
2007-09-30 (YTD Data)Rank
Total interest income$8,100,0003,580
Total interest expense$3,700,0003,501
Net interest income$4,400,0003,567
Provision for loan and lease losses$674,0001,252
Total noninterest income$1,252,0002,518
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$641,0002,006
Trading account gains and fees$0184
Additional Noninterest Income$611,0002,536
Total noninterest expense$4,128,0003,164
Salaries and employee benefits$2,370,0003,068
Premises and equipment expense$647,0002,880
Additional noninterest expense$1,111,0003,393
Pre-tax net operating income$850,0004,710
Securities gains (losses)$01,655
Applicable income taxes$5,0005,890
Income before extraordinary items$845,0004,231
Extraordinary gains, net$033
Net income$845,0004,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,141
Cash dividends$825,0002,268
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$845,0004,218
2007-06-30 (YTD Data)Rank
Total interest income$5,416,0003,577
Total interest expense$2,481,0003,477
Net interest income$2,935,0003,595
Provision for loan and lease losses$520,000997
Total noninterest income$820,0002,561
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$418,0002,036
Trading account gains and fees$0168
Additional Noninterest Income$402,0002,568
Total noninterest expense$2,795,0003,143
Salaries and employee benefits$1,595,0003,076
Premises and equipment expense$432,0002,907
Additional noninterest expense$768,0003,302
Pre-tax net operating income$440,0005,314
Securities gains (losses)$01,444
Applicable income taxes$5,0005,893
Income before extraordinary items$435,0004,880
Extraordinary gains, net$029
Net income$435,0004,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,270
Cash dividends$825,0001,782
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$435,0004,880
2007-03-31 (YTD Data)Rank
Total interest income$2,632,0003,635
Total interest expense$1,171,0003,596
Net interest income$1,461,0003,616
Provision for loan and lease losses$366,000674
Total noninterest income$371,0002,698
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$190,0002,146
Trading account gains and fees$0195
Additional Noninterest Income$181,0002,698
Total noninterest expense$1,456,0003,059
Salaries and employee benefits$816,0003,037
Premises and equipment expense$226,0002,822
Additional noninterest expense$414,0003,082
Pre-tax net operating income$10,0007,744
Securities gains (losses)$01,187
Applicable income taxes$5,0005,693
Income before extraordinary items$5,0007,807
Extraordinary gains, net$022
Net income$5,0007,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,373
Cash dividends$750,0001,020
Sale, conversion, retirement of capital stock, net$0885
Net operating income$5,0007,787
2006-12-31 (YTD Data)Rank
Total interest income$10,777,0003,382
Total interest expense$4,120,0003,522
Net interest income$6,657,0003,249
Provision for loan and lease losses$581,0001,681
Total noninterest income$1,671,0002,508
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$952,0001,827
Trading account gains and fees$0130
Additional Noninterest Income$719,0002,733
Total noninterest expense$5,088,0003,304
Salaries and employee benefits$2,986,0003,140
Premises and equipment expense$973,0002,536
Additional noninterest expense$1,129,0004,128
Pre-tax net operating income$2,659,0003,002
Securities gains (losses)$-36,0007,803
Applicable income taxes$5,0006,317
Income before extraordinary items$2,618,0002,515
Extraordinary gains, net$051
Net income$2,618,0002,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,000907
Cash dividends$1,500,0001,921
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,654,0002,475
2006-09-30 (YTD Data)Rank
Total interest income$7,943,0003,400
Total interest expense$2,923,0003,580
Net interest income$5,020,0003,261
Provision for loan and lease losses$444,0001,565
Total noninterest income$1,327,0002,433
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$723,0001,808
Trading account gains and fees$0126
Additional Noninterest Income$604,0002,557
Total noninterest expense$3,973,0003,187
Salaries and employee benefits$2,367,0002,982
Premises and equipment expense$717,0002,578
Additional noninterest expense$889,0003,953
Pre-tax net operating income$1,930,0003,195
Securities gains (losses)$-36,0008,061
Applicable income taxes$5,0006,397
Income before extraordinary items$1,889,0002,699
Extraordinary gains, net$045
Net income$1,889,0002,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0002,570
Cash dividends$1,500,0001,427
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,925,0002,638
2006-06-30 (YTD Data)Rank
Total interest income$5,258,0003,367
Total interest expense$1,858,0003,591
Net interest income$3,400,0003,211
Provision for loan and lease losses$92,0003,443
Total noninterest income$683,0002,867
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$478,0001,812
Trading account gains and fees$0126
Additional Noninterest Income$205,0003,696
Total noninterest expense$2,677,0003,163
Salaries and employee benefits$1,583,0002,990
Premises and equipment expense$466,0002,636
Additional noninterest expense$628,0003,782
Pre-tax net operating income$1,314,0003,168
Securities gains (losses)$-36,0008,277
Applicable income taxes$5,0006,332
Income before extraordinary items$1,273,0002,655
Extraordinary gains, net$039
Net income$1,273,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,380
Cash dividends$1,200,0001,237
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,309,0002,589
2006-03-31 (YTD Data)Rank
Total interest income$2,525,0003,415
Total interest expense$842,0003,690
Net interest income$1,683,0003,230
Provision for loan and lease losses$41,0003,507
Total noninterest income$329,0002,898
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$233,0001,803
Trading account gains and fees$0115
Additional Noninterest Income$96,0003,801
Total noninterest expense$1,363,0003,134
Salaries and employee benefits$810,0002,938
Premises and equipment expense$243,0002,522
Additional noninterest expense$310,0003,805
Pre-tax net operating income$608,0003,280
Securities gains (losses)$0955
Applicable income taxes$5,0006,088
Income before extraordinary items$603,0002,728
Extraordinary gains, net$021
Net income$603,0002,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,748
Cash dividends$300,0001,914
Sale, conversion, retirement of capital stock, net$0648
Net operating income$603,0002,712
2005-12-31 (YTD Data)Rank
Total interest income$9,547,0003,274
Total interest expense$2,791,0003,530
Net interest income$6,756,0003,128
Provision for loan and lease losses$195,0003,634
Total noninterest income$1,412,0002,803
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$988,0001,753
Trading account gains and fees$0138
Additional Noninterest Income$424,0003,676
Total noninterest expense$5,047,0003,212
Salaries and employee benefits$3,083,0002,908
Premises and equipment expense$845,0002,750
Additional noninterest expense$1,119,0004,076
Pre-tax net operating income$2,926,0002,820
Securities gains (losses)$-20,0007,814
Applicable income taxes$2,0006,781
Income before extraordinary items$2,904,0002,318
Extraordinary gains, net$046
Net income$2,904,0002,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,212
Cash dividends$2,500,0001,197
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,924,0002,264
2005-09-30 (YTD Data)Rank
Total interest income$7,016,0003,273
Total interest expense$1,943,0003,590
Net interest income$5,073,0003,111
Provision for loan and lease losses$165,0003,334
Total noninterest income$1,015,0002,879
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$726,0001,783
Trading account gains and fees$0126
Additional Noninterest Income$289,0003,861
Total noninterest expense$3,768,0003,196
Salaries and employee benefits$2,349,0002,822
Premises and equipment expense$621,0002,786
Additional noninterest expense$798,0004,189
Pre-tax net operating income$2,155,0002,891
Securities gains (losses)$-20,0008,173
Applicable income taxes$2,0006,802
Income before extraordinary items$2,133,0002,369
Extraordinary gains, net$035
Net income$2,133,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,419
Cash dividends$1,500,0001,333
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,153,0002,329
2005-06-30 (YTD Data)Rank
Total interest income$4,581,0003,264
Total interest expense$1,246,0003,528
Net interest income$3,335,0003,121
Provision for loan and lease losses$135,0002,835
Total noninterest income$656,0002,912
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$457,0001,834
Trading account gains and fees$0116
Additional Noninterest Income$199,0003,773
Total noninterest expense$2,504,0003,188
Salaries and employee benefits$1,567,0002,812
Premises and equipment expense$415,0002,747
Additional noninterest expense$522,0004,228
Pre-tax net operating income$1,352,0002,973
Securities gains (losses)$-11,0008,167
Applicable income taxes$2,0006,782
Income before extraordinary items$1,339,0002,416
Extraordinary gains, net$030
Net income$1,339,0002,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,491
Cash dividends$1,200,0001,114
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,350,0002,378
2005-03-31 (YTD Data)Rank
Total interest income$2,243,0003,286
Total interest expense$580,0003,597
Net interest income$1,663,0003,109
Provision for loan and lease losses$75,0002,455
Total noninterest income$284,0003,179
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$218,0001,864
Trading account gains and fees$0115
Additional Noninterest Income$66,0004,568
Total noninterest expense$1,285,0003,127
Salaries and employee benefits$799,0002,770
Premises and equipment expense$212,0002,724
Additional noninterest expense$274,0004,083
Pre-tax net operating income$587,0003,279
Securities gains (losses)$-2,0008,244
Applicable income taxes$2,0006,630
Income before extraordinary items$583,0002,678
Extraordinary gains, net$024
Net income$583,0002,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,248
Cash dividends$300,0001,719
Sale, conversion, retirement of capital stock, net$0491
Net operating income$585,0002,631
2004-12-31 (YTD Data)Rank
Total interest income$8,839,0003,145
Total interest expense$2,122,0003,469
Net interest income$6,717,0003,006
Provision for loan and lease losses$190,0003,789
Total noninterest income$1,371,0002,854
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,043,0001,683
Trading account gains and fees$0138
Additional Noninterest Income$328,0004,099
Total noninterest expense$5,043,0003,095
Salaries and employee benefits$3,114,0002,752
Premises and equipment expense$811,0002,761
Additional noninterest expense$1,118,0003,972
Pre-tax net operating income$2,855,0002,700
Securities gains (losses)$62,0001,572
Applicable income taxes$3,0007,000
Income before extraordinary items$2,914,0002,131
Extraordinary gains, net$034
Net income$2,914,0002,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,656
Cash dividends$2,500,0001,119
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,852,0002,129
2004-09-30 (YTD Data)Rank
Total interest income$6,568,0003,147
Total interest expense$1,557,0003,504
Net interest income$5,011,0002,992
Provision for loan and lease losses$140,0003,657
Total noninterest income$1,025,0002,868
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$795,0001,662
Trading account gains and fees$0134
Additional Noninterest Income$230,0004,227
Total noninterest expense$3,729,0003,102
Salaries and employee benefits$2,330,0002,739
Premises and equipment expense$588,0002,830
Additional noninterest expense$811,0004,045
Pre-tax net operating income$2,167,0002,691
Securities gains (losses)$34,0001,949
Applicable income taxes$10,0006,779
Income before extraordinary items$2,191,0002,135
Extraordinary gains, net$026
Net income$2,191,0002,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,870
Cash dividends$1,600,0001,183
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,157,0002,119
2004-06-30 (YTD Data)Rank
Total interest income$4,352,0003,152
Total interest expense$1,039,0003,494
Net interest income$3,313,0003,010
Provision for loan and lease losses$120,0003,090
Total noninterest income$690,0002,861
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$543,0001,610
Trading account gains and fees$0130
Additional Noninterest Income$147,0004,337
Total noninterest expense$2,504,0003,088
Salaries and employee benefits$1,573,0002,715
Premises and equipment expense$390,0002,843
Additional noninterest expense$541,0004,070
Pre-tax net operating income$1,379,0002,761
Securities gains (losses)$34,0001,708
Applicable income taxes$3,0006,985
Income before extraordinary items$1,410,0002,189
Extraordinary gains, net$021
Net income$1,410,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,147
Cash dividends$1,200,0001,078
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,376,0002,174
2004-03-31 (YTD Data)Rank
Total interest income$2,147,0003,197
Total interest expense$517,0003,531
Net interest income$1,630,0003,039
Provision for loan and lease losses$96,0002,191
Total noninterest income$306,0003,062
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$263,0001,622
Trading account gains and fees$0121
Additional Noninterest Income$43,0005,417
Total noninterest expense$1,316,0002,950
Salaries and employee benefits$816,0002,635
Premises and equipment expense$198,0002,838
Additional noninterest expense$302,0003,728
Pre-tax net operating income$524,0003,393
Securities gains (losses)$34,0001,420
Applicable income taxes$3,0006,752
Income before extraordinary items$555,0002,697
Extraordinary gains, net$016
Net income$555,0002,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,417
Cash dividends$300,0001,707
Sale, conversion, retirement of capital stock, net$0464
Net operating income$521,3402,743
2003-12-31 (YTD Data)Rank
Total interest income$8,700,0003,193
Total interest expense$2,199,0003,712
Net interest income$6,501,0002,951
Provision for loan and lease losses$70,0005,822
Total noninterest income$1,058,0003,597
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$686,0002,398
Trading account gains and fees$0160
Additional Noninterest Income$372,0004,105
Total noninterest expense$4,790,0003,157
Salaries and employee benefits$2,973,0002,789
Premises and equipment expense$801,0002,763
Additional noninterest expense$1,016,0004,215
Pre-tax net operating income$2,699,0002,724
Securities gains (losses)$151,0001,554
Applicable income taxes$3,0007,286
Income before extraordinary items$2,847,0002,135
Extraordinary gains, net$054
Net income$2,847,0002,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,866
Cash dividends$2,500,0001,152
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,696,0002,141
2003-09-30 (YTD Data)Rank
Total interest income$6,505,0003,249
Total interest expense$1,651,0003,840
Net interest income$4,854,0002,986
Provision for loan and lease losses$45,0005,860
Total noninterest income$761,0003,753
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$464,0002,643
Trading account gains and fees$0153
Additional Noninterest Income$297,0004,060
Total noninterest expense$3,453,0003,273
Salaries and employee benefits$2,181,0002,852
Premises and equipment expense$574,0002,876
Additional noninterest expense$698,0004,480
Pre-tax net operating income$2,117,0002,723
Securities gains (losses)$151,0001,417
Applicable income taxes$3,0007,331
Income before extraordinary items$2,265,0002,086
Extraordinary gains, net$040
Net income$2,265,0002,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,699
Cash dividends$1,600,0001,203
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,114,0002,095
2003-06-30 (YTD Data)Rank
Total interest income$4,376,0003,244
Total interest expense$1,083,0004,000
Net interest income$3,293,0002,919
Provision for loan and lease losses$30,0005,740
Total noninterest income$443,0004,021
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$294,0002,693
Trading account gains and fees$0150
Additional Noninterest Income$149,0004,585
Total noninterest expense$2,282,0003,302
Salaries and employee benefits$1,445,0002,873
Premises and equipment expense$387,0002,851
Additional noninterest expense$450,0004,599
Pre-tax net operating income$1,424,0002,702
Securities gains (losses)$140,0001,274
Applicable income taxes$2,0007,353
Income before extraordinary items$1,562,0002,034
Extraordinary gains, net$030
Net income$1,562,0002,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,572
Cash dividends$1,300,0001,040
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,422,0002,096
2003-03-31 (YTD Data)Rank
Total interest income$2,174,0003,278
Total interest expense$554,0004,023
Net interest income$1,620,0002,953
Provision for loan and lease losses$15,0005,504
Total noninterest income$201,0004,157
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$129,0002,921
Trading account gains and fees$0134
Additional Noninterest Income$72,0004,544
Total noninterest expense$1,131,0003,313
Salaries and employee benefits$722,0002,876
Premises and equipment expense$192,0002,857
Additional noninterest expense$217,0004,673
Pre-tax net operating income$675,0002,813
Securities gains (losses)$23,0001,827
Applicable income taxes$2,0007,162
Income before extraordinary items$696,0002,201
Extraordinary gains, net$021
Net income$696,0002,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,385
Cash dividends$900,000759
Sale, conversion, retirement of capital stock, net$0419
Net operating income$673,0002,155
2002-12-31 (YTD Data)Rank
Total interest income$9,004,0003,294
Total interest expense$2,745,0003,807
Net interest income$6,259,0003,033
Provision for loan and lease losses$08,089
Total noninterest income$825,0003,911
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$493,0003,008
Trading account gains and fees$0153
Additional Noninterest Income$332,0004,044
Total noninterest expense$4,638,0003,136
Salaries and employee benefits$2,863,0002,752
Premises and equipment expense$726,0002,911
Additional noninterest expense$1,049,0004,016
Pre-tax net operating income$2,446,0002,930
Securities gains (losses)$58,0002,273
Applicable income taxes$2,0007,560
Income before extraordinary items$2,502,0002,349
Extraordinary gains, net$070
Net income$2,502,0002,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-157,0009,270
Cash dividends$1,900,0001,361
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,444,0002,321
2001-12-31 (YTD Data)Rank
Total interest income$9,572,0003,443
Total interest expense$3,630,0004,096
Net interest income$5,942,0002,967
Provision for loan and lease losses$454,0002,381
Total noninterest income$666,0004,315
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$432,0003,197
Trading account gains and fees$0177
Additional Noninterest Income$234,0004,609
Total noninterest expense$4,427,0003,122
Salaries and employee benefits$2,756,0002,710
Premises and equipment expense$646,0003,165
Additional noninterest expense$1,025,0003,984
Pre-tax net operating income$1,727,0003,516
Securities gains (losses)$04,612
Applicable income taxes$3,0007,803
Income before extraordinary items$1,724,0002,897
Extraordinary gains, net$0105
Net income$1,724,0002,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,553
Cash dividends$1,410,0001,740
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,724,0002,806
2000-12-31 (YTD Data)Rank
Total interest income$9,329,0003,617
Total interest expense$3,953,0004,019
Net interest income$5,376,0003,260
Provision for loan and lease losses$280,0003,006
Total noninterest income$506,0004,894
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$307,0003,987
Trading account gains and fees$0180
Additional Noninterest Income$199,0004,817
Total noninterest expense$4,065,0003,291
Salaries and employee benefits$2,522,0002,810
Premises and equipment expense$605,0003,251
Additional noninterest expense$938,0004,201
Pre-tax net operating income$1,537,0004,008
Securities gains (losses)$01,956
Applicable income taxes$188,0005,509
Income before extraordinary items$1,349,0003,536
Extraordinary gains, net$038
Net income$1,349,0003,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,034
Cash dividends$1,200,0001,976
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,349,0003,523
1999-12-31 (YTD Data)Rank
Total interest income$9,088,0003,506
Total interest expense$3,703,0003,836
Net interest income$5,385,0003,220
Provision for loan and lease losses$240,0003,119
Total noninterest income$482,0005,065
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$300,0003,989
Trading account gains and fees$0173
Additional Noninterest Income$182,0005,165
Total noninterest expense$3,941,0003,350
Salaries and employee benefits$2,554,0002,756
Premises and equipment expense$477,0003,928
Additional noninterest expense$910,0004,344
Pre-tax net operating income$1,686,0003,794
Securities gains (losses)$03,155
Applicable income taxes$212,0005,584
Income before extraordinary items$1,474,0003,287
Extraordinary gains, net$035
Net income$1,474,0003,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,376
Cash dividends$1,200,0001,962
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,474,0003,247
1998-12-31 (YTD Data)Rank
Total interest income$9,108,0003,502
Total interest expense$3,835,0003,819
Net interest income$5,273,0003,237
Provision for loan and lease losses$120,0004,610
Total noninterest income$472,0005,103
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$287,0004,060
Trading account gains and fees$0224
Additional Noninterest Income$185,0005,166
Total noninterest expense$3,806,0003,372
Salaries and employee benefits$2,403,0002,833
Premises and equipment expense$499,0003,707
Additional noninterest expense$904,0004,277
Pre-tax net operating income$1,819,0003,599
Securities gains (losses)$04,449
Applicable income taxes$300,0005,167
Income before extraordinary items$1,519,0003,221
Extraordinary gains, net$032
Net income$1,519,0003,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,649
Cash dividends$1,683,0001,518
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,519,0003,127
1997-12-31 (YTD Data)Rank
Total interest income$8,797,0003,642
Total interest expense$3,759,0003,903
Net interest income$5,038,0003,461
Provision for loan and lease losses$220,0003,234
Total noninterest income$1,971,0001,786
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$294,0004,150
Trading account gains and fees$0239
Additional Noninterest Income$1,677,0001,239
Total noninterest expense$4,156,0003,075
Salaries and employee benefits$2,740,0002,429
Premises and equipment expense$525,0003,551
Additional noninterest expense$891,0004,346
Pre-tax net operating income$2,633,0002,787
Securities gains (losses)$03,944
Applicable income taxes$867,0002,745
Income before extraordinary items$1,766,0002,882
Extraordinary gains, net$044
Net income$1,766,0002,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,696
Cash dividends$600,0003,054
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,766,0002,831
1996-12-31 (YTD Data)Rank
Total interest income$8,529,0003,802
Total interest expense$3,713,0003,966
Net interest income$4,816,0003,669
Provision for loan and lease losses$247,0002,960
Total noninterest income$448,0005,557
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$308,0004,143
Trading account gains and fees$0262
Additional Noninterest Income$140,0006,165
Total noninterest expense$3,148,0004,143
Salaries and employee benefits$1,929,0003,444
Premises and equipment expense$477,0003,917
Additional noninterest expense$742,0005,501
Pre-tax net operating income$1,869,0003,601
Securities gains (losses)$04,148
Applicable income taxes$632,0003,431
Income before extraordinary items$1,237,0003,778
Extraordinary gains, net$053
Net income$1,237,0003,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,401
Cash dividends$600,0003,013
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,237,0003,728
1995-12-31 (YTD Data)Rank
Total interest income$8,160,0003,939
Total interest expense$3,632,0004,021
Net interest income$4,528,0003,881
Provision for loan and lease losses$100,0004,579
Total noninterest income$465,0005,445
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$333,0003,931
Trading account gains and fees$0522
Additional Noninterest Income$132,0006,351
Total noninterest expense$3,063,0004,208
Salaries and employee benefits$1,811,0003,624
Premises and equipment expense$491,0003,812
Additional noninterest expense$761,0005,459
Pre-tax net operating income$1,830,0003,792
Securities gains (losses)$03,831
Applicable income taxes$608,0003,628
Income before extraordinary items$1,222,0003,903
Extraordinary gains, net$065
Net income$1,222,0003,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,894
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,222,0003,884
1994-12-31 (YTD Data)Rank
Total interest income$7,751,0003,845
Total interest expense$3,156,0003,777
Net interest income$4,595,0003,842
Provision for loan and lease losses$50,0006,087
Total noninterest income$377,0006,369
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$294,0004,437
Trading account gains and fees$0475
Additional Noninterest Income$83,0008,126
Total noninterest expense$3,103,0004,288
Salaries and employee benefits$1,811,0003,594
Premises and equipment expense$481,0003,923
Additional noninterest expense$811,0005,635
Pre-tax net operating income$1,819,0003,705
Securities gains (losses)$1,0003,293
Applicable income taxes$566,0003,677
Income before extraordinary items$1,254,0003,700
Extraordinary gains, net$0249
Net income$1,254,0003,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,857
Cash dividends$600,0002,782
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,253,3103,739
1993-12-31 (YTD Data)Rank
Total interest income$8,139,0003,760
Total interest expense$3,351,0003,741
Net interest income$4,788,0003,709
Provision for loan and lease losses$50,0007,415
Total noninterest income$353,0006,983
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$264,0004,892
Trading account gains and fees$0532
Additional Noninterest Income$89,0008,282
Total noninterest expense$3,059,0004,430
Salaries and employee benefits$1,752,0003,714
Premises and equipment expense$466,0004,116
Additional noninterest expense$841,0005,679
Pre-tax net operating income$2,032,0003,259
Securities gains (losses)$07,477
Applicable income taxes$661,0003,292
Income before extraordinary items$1,371,0003,524
Extraordinary gains, net$03,149
Net income$1,371,0003,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00011,621
Cash dividends$600,0002,624
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,371,0003,324
1992-12-31 (YTD Data)Rank
Total interest income$8,639,0004,003
Total interest expense$4,042,0004,040
Net interest income$4,597,0003,928
Provision for loan and lease losses$152,0006,039
Total noninterest income$367,0006,877
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$271,0004,810
Trading account gains and feesNANA
Additional Noninterest Income$96,0008,213
Total noninterest expense$2,814,0004,793
Salaries and employee benefits$1,601,0003,987
Premises and equipment expense$391,0004,880
Additional noninterest expense$822,0005,938
Pre-tax net operating income$1,998,0003,109
Securities gains (losses)$28,0005,098
Applicable income taxes$622,0003,330
Income before extraordinary items$1,404,0003,267
Extraordinary gains, net$01,422
Net income$1,404,0003,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0005,927
Cash dividends$600,0002,382
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,384,6803,081

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.