Home > The State Bank > Net charge- offs to loans
The State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0401% | 4,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 4,205 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 4,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0342% | 4,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,411 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 4,200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3509% | 4,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7326% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7326% | 782 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0363% | 4,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,461 |
| Percentage Net Loans Charged-off:Construction & development | -0.0281% | 4,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 4,253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5227% | 4,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6167% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6167% | 850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,529 |
| Percentage Net Loans Charged-off:Construction & development | -0.0284% | 4,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,516 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0043% | 4,303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8919% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8919% | 631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 1,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,571 |
| Percentage Net Loans Charged-off:Construction & development | -0.0198% | 4,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,672 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 4,428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0773% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0773% | 1,654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 1,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | -0.0284% | 4,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0563% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5022% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5181% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5181% | 912 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,239 |
| Percentage Net Loans Charged-off:Construction & development | -0.0244% | 4,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6777% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6433% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6433% | 701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,240 |
| Percentage Net Loans Charged-off:Construction & development | -0.0264% | 4,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0398% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2527% | 1,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2527% | 1,227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 1,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.0232% | 4,155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 4,179 |
| Percentage Net Loans Charged-off:Construction & development | -0.0571% | 4,185 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 4,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0488% | 4,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0559% | 4,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3257% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0188% | 2,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0188% | 2,358 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0432% | 4,390 |
| Percentage Net Loans Charged-off:Construction & development | -0.0670% | 4,271 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 4,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0832% | 4,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0954% | 4,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4000% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0566% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0566% | 1,907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0519% | 4,494 |
| Percentage Net Loans Charged-off:Construction & development | -0.0895% | 4,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1248% | 4,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1430% | 4,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6036% | 258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0814% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0814% | 1,570 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 716 |
| Percentage Net Loans Charged-off:Construction & development | -0.0291% | 4,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0781% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0781% | 1,404 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0669% | 827 |
| Percentage Net Loans Charged-off:Construction & development | -0.0348% | 4,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0684% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1019% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0310% | 4,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0310% | 4,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 1,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 749 |
| Percentage Net Loans Charged-off:Construction & development | -0.0359% | 4,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0878% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0795% | 4,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0795% | 4,350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0937% | 520 |
| Percentage Net Loans Charged-off:Construction & development | -0.0316% | 4,348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1337% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0900% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1133% | 4,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1133% | 4,408 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 1,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 497 |
| Percentage Net Loans Charged-off:Construction & development | -0.0408% | 4,422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1592% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1808% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1072% | 4,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1072% | 4,379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 3,682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,984 |
| Percentage Net Loans Charged-off:Construction & development | -0.1448% | 4,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 1,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0457% | 3,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0457% | 3,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 4,165 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 4,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.1886% | 4,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0149% | 3,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0149% | 2,990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0122% | 4,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.2336% | 4,711 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0222% | 4,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0281% | 4,795 |
| Percentage Net Loans Charged-off:Construction & development | -0.4011% | 4,796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0430% | 4,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0430% | 4,397 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 2,927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 4,510 |
| Percentage Net Loans Charged-off:Construction & development | -0.1083% | 4,640 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 4,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0120% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4357% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0752% | 4,773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0756% | 4,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 2,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 4,261 |
| Percentage Net Loans Charged-off:Construction & development | -0.1023% | 4,669 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 4,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0160% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5551% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0368% | 4,589 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0370% | 4,544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0422% | 2,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 4,237 |
| Percentage Net Loans Charged-off:Construction & development | -0.1039% | 4,726 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0255% | 4,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0239% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4855% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1070% | 4,758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1076% | 4,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,549 |
| Percentage Net Loans Charged-off:Construction & development | -0.0988% | 4,799 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 4,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0476% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9824% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1031% | 4,711 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1035% | 4,678 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0240% | 5,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0352% | 5,019 |
| Percentage Net Loans Charged-off:Construction & development | -0.1114% | 4,801 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0638% | 5,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 2,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 2,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 4,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2896% | 2,360 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4785% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2793% | 2,256 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0292% | 4,989 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0375% | 5,045 |
| Percentage Net Loans Charged-off:Construction & development | -0.1146% | 4,849 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0859% | 5,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 1,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 1,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 4,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2094% | 2,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1702% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2121% | 2,320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0330% | 5,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0365% | 5,074 |
| Percentage Net Loans Charged-off:Construction & development | -0.1075% | 4,878 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0605% | 5,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 4,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 4,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 4,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0328% | 2,986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1939% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0179% | 2,887 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0201% | 4,750 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 4,899 |
| Percentage Net Loans Charged-off:Construction & development | -0.1341% | 5,016 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 4,564 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 3,906 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 4,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0405% | 4,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0696% | 2,388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3786% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0383% | 2,325 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0588% | 5,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0667% | 5,394 |
| Percentage Net Loans Charged-off:Construction & development | -0.3655% | 5,159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 5,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0714% | 5,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 3,887 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0853% | 5,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2298% | 5,477 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2476% | 5,443 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0725% | 1,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0473% | 5,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0533% | 5,360 |
| Percentage Net Loans Charged-off:Construction & development | -0.3287% | 5,211 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 5,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0465% | 5,349 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0051% | 3,915 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0556% | 5,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3202% | 5,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3202% | 5,486 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1293% | 933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0381% | 5,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0432% | 5,299 |
| Percentage Net Loans Charged-off:Construction & development | -0.2164% | 5,172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0632% | 5,495 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 3,954 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0753% | 5,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3722% | 5,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3722% | 5,519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3928% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0594% | 5,408 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0672% | 5,539 |
| Percentage Net Loans Charged-off:Construction & development | -0.2343% | 5,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1295% | 5,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1575% | 5,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5378% | 5,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5378% | 5,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3865% | 459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0286% | 5,379 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 4,874 |
| Percentage Net Loans Charged-off:Construction & development | -0.3970% | 5,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 1,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 2,962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0312% | 4,203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 2,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1650% | 5,328 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1131% | 5,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1131% | 5,402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0906% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 5,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 2,450 |
| Percentage Net Loans Charged-off:Construction & development | -0.4708% | 5,422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0877% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 2,633 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0364% | 4,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 2,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2304% | 5,464 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0972% | 5,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0972% | 5,310 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 2,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | -0.3119% | 5,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1426% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 1,920 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0572% | 4,344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 1,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1369% | 5,284 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0703% | 5,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0703% | 5,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0581% | 5,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 5,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.2587% | 5,444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 5,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 5,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0592% | 4,405 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 5,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2499% | 5,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 4,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 3,242 |
| Percentage Net Loans Charged-off:Construction & development | -0.8846% | 5,699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1097% | 1,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 2,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1571% | 797 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 3,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1374% | 5,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7217% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7217% | 1,226 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 3,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0561% | 2,630 |
| Percentage Net Loans Charged-off:Construction & development | -1.1116% | 5,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1589% | 1,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 2,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2219% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 2,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 2,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5766% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5766% | 1,364 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 3,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 2,471 |
| Percentage Net Loans Charged-off:Construction & development | -1.3880% | 5,848 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2396% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0574% | 4,564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 2,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 4,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5275% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5275% | 1,345 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1774% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 5,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0326% | 5,884 |
| Percentage Net Loans Charged-off:Construction & development | -0.2653% | 5,676 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 5,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 5,911 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0710% | 4,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 5,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2094% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2094% | 2,018 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 5,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 4,018 |
| Percentage Net Loans Charged-off:Construction & development | -2.8074% | 6,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2424% | 1,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 3,564 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2262% | 4,898 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 2,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0210% | 2,981 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4799% | 6,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4799% | 6,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0914% | 3,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 3,252 |
| Percentage Net Loans Charged-off:Construction & development | -0.8144% | 5,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2046% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0467% | 6,324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2079% | 4,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2676% | 1,808 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2652% | 6,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2652% | 6,156 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1104% | 5,864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2280% | 2,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2415% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 1.0196% | 699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4340% | 964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0762% | 6,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1880% | 4,920 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0430% | 6,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2974% | 1,520 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6324% | 6,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6324% | 6,436 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3221% | 6,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5056% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6480% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 5.5427% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0016% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1314% | 6,580 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3235% | 4,968 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0723% | 6,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0646% | 5,424 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6380% | 6,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6380% | 6,401 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3475% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1728% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 4.9428% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9752% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0545% | 794 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2521% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3420% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2192% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0711% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1898% | 3,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1898% | 3,332 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0694% | 1,330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3313% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0111% | 951 |
| Percentage Net Loans Charged-off:Construction & development | 4.7591% | 567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5327% | 1,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0901% | 672 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5591% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7913% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4723% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1022% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1258% | 3,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1258% | 3,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0910% | 1,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0205% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8076% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 6.9383% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7516% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1748% | 509 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2981% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3342% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2840% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2717% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1571% | 3,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1571% | 2,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7248% | 284 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9906% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 13.7546% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5399% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3196% | 314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2716% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7753% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6671% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6790% | 179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2103% | 2,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2103% | 2,314 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4720% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9249% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 27.2690% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0923% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7668% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2776% | 1,510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9922% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3638% | 3,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3831% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3664% | 1,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0560% | 1,464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2704% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6841% | 358 |
| Percentage Net Loans Charged-off:Construction & development | 34.2940% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2499% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4682% | 2,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3800% | 1,207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5101% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6911% | 2,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5108% | 2,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5113% | 2,231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0725% | 1,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5864% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1326% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 37.5449% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5671% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4433% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3375% | 1,121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4951% | 1,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5850% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0389% | 4,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0566% | 3,768 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1040% | 1,075 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5425% | 282 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4238% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 72.4596% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3148% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6808% | 1,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7217% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6601% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0834% | 6,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2461% | 2,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2739% | 2,345 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1968% | 6,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4068% | 787 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7984% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 18.3945% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5345% | 860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9080% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8259% | 992 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4341% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7656% | 2,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4268% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0882% | 1,649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9265% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1910% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 15.6496% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1061% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2405% | 1,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7740% | 920 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4635% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9137% | 2,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9976% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0577% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3162% | 1,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4098% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 2.9662% | 1,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3441% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2417% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1762% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2726% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8069% | 2,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6561% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 4,787 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1691% | 7,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8125% | 7,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3347% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0318% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4770% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9237% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3290% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1650% | 6,631 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5806% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7066% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 9.1687% | 669 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9834% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8136% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6490% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8860% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5349% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0756% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2285% | 1,556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3279% | 807 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3887% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 5.6962% | 870 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8408% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9367% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2333% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8084% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3949% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3876% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1506% | 1,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5712% | 661 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8116% | 492 |
| Percentage Net Loans Charged-off:Construction & development | 6.6091% | 668 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0753% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4486% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9583% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6582% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7978% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3593% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1459% | 1,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5032% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5330% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 2.1467% | 923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1577% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4069% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8037% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2435% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1480% | 2,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1910% | 1,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1430% | 1,014 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0784% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9513% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 4.6164% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1159% | 1,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4615% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5404% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4277% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8006% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8624% | 2,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1864% | 1,370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6938% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5061% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | 1.9273% | 736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0768% | 1,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5581% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3414% | 668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6506% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5700% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8066% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2586% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1738% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.3895% | 1,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4328% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7134% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3135% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3829% | 1,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1474% | 1,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0643% | 3,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 2,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0398% | 1,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1280% | 1,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2142% | 7,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4925% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5594% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7765% | 114 |
| Percentage Net Loans Charged-off:Construction & development | 7.4869% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1443% | 935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0491% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2799% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9453% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9033% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0764% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3422% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2456% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 0.2055% | 601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1130% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5873% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7796% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4979% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5321% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8923% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0726% | 3,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1073% | 1,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.1429% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3184% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5673% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2029% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2506% | 7,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5078% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1605% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.2887% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4090% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4233% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4023% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6452% | 7,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8651% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1927% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0900% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.2624% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1138% | 1,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3056% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4943% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4409% | 3,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2032% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.2133% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6075% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6827% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1340% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.3318% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1895% | 1,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5597% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2200% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1523% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.6955% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4211% | 914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3922% | 2,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1634% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 3,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 2,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0644% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6112% | 1,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5084% | 3,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 4,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 2,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 1,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0849% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0507% | 3,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4266% | 3,437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 3,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0611% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1266% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1093% | 2,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4817% | 2,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 2,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0729% | 1,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6062% | 2,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 5,450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 7,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 8,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0384% | 8,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0447% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3846% | 4,394 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1803% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 4,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 3,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 2,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 6,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4668% | 3,559 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2955% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 4,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 2,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 2,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 3,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3829% | 3,695 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7345% | 942 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 3,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0333% | 7,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5524% | 2,771 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4378% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5394% | 1,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0975% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1275% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1207% | 1,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1970% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 2,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5203% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0028% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8268% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6875% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1172% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1784% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1162% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2703% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0229% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0867% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | 13.3992% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9744% | 546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1137% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2727% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0386% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4223% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | 16.8056% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3429% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 1,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2019% | 1,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0592% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 29.0557% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1640% | 4,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 3,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 1,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 2,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1214% | 8,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8628% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7699% | 1,018 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2974% | 2,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 8,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 8,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5717% | 2,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6818% | 3,329 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7464% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3236% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2049% | 3,175 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5011% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2795% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2503% | 3,452 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0509% | 6,938 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2110% | 3,891 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2994% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5945% | 3,653 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |