Home > The St. Henry Bank > Income and Expense

The St. Henry Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,763,0002,205
Total interest expense$2,092,0002,996
Net interest income$13,671,0001,953
Provision for loan and lease losses$135,0002,257
Total noninterest income$1,091,0002,640
Gross Fiduciary activities income$0981
Service charges on deposit accounts$206,0002,643
Trading account gains and feesNANA
Additional Noninterest Income$885,0002,403
Total noninterest expense$5,858,0002,816
Salaries and employee benefits$3,340,0002,788
Premises and equipment expense$387,0003,303
Additional noninterest expense$885,0002,403
Pre-tax net operating income$8,769,0001,296
Securities gains (losses)$0988
Applicable income taxes$1,0003,354
Income before extraordinary items$8,768,0001,125
Extraordinary gains, net$054
Net income$8,768,0001,139
Minority interest net income$088
Net income of bank and minority interests.$8,768,0001,128
Net charge-offs$02,884
Cash dividends$6,184,000678
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,768,0001,147
2023-09-30 (YTD Data)Rank
Total interest income$11,514,0002,209
Total interest expense$1,259,0003,113
Net interest income$10,255,0001,968
Provision for loan and lease losses$45,0002,529
Total noninterest income$807,0002,656
Gross Fiduciary activities income$0950
Service charges on deposit accounts$152,0002,683
Trading account gains and feesNANA
Additional Noninterest Income$655,0002,404
Total noninterest expense$4,150,0002,893
Salaries and employee benefits$2,392,0002,842
Premises and equipment expense$305,0003,246
Additional noninterest expense$655,0002,403
Pre-tax net operating income$6,867,0001,308
Securities gains (losses)$0849
Applicable income taxes$1,0003,388
Income before extraordinary items$6,866,0001,125
Extraordinary gains, net$052
Net income$6,866,0001,131
Minority interest net income$081
Net income of bank and minority interests.$6,866,0001,125
Net charge-offs$02,641
Cash dividends$6,184,000516
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,866,0001,150
2023-06-30 (YTD Data)Rank
Total interest income$7,597,0002,193
Total interest expense$713,0003,163
Net interest income$6,884,0001,964
Provision for loan and lease losses$30,0002,429
Total noninterest income$445,0002,842
Gross Fiduciary activities income$0931
Service charges on deposit accounts$100,0002,686
Trading account gains and feesNANA
Additional Noninterest Income$345,0002,616
Total noninterest expense$2,837,0002,854
Salaries and employee benefits$1,566,0002,873
Premises and equipment expense$229,0003,095
Additional noninterest expense$345,0002,611
Pre-tax net operating income$4,462,0001,308
Securities gains (losses)$0938
Applicable income taxes$1,0003,419
Income before extraordinary items$4,461,0001,153
Extraordinary gains, net$051
Net income$4,461,0001,163
Minority interest net income$081
Net income of bank and minority interests.$4,461,0001,153
Net charge-offs$02,431
Cash dividends$4,568,000471
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,461,0001,165
2023-03-31 (YTD Data)Rank
Total interest income$3,716,0002,207
Total interest expense$259,0003,315
Net interest income$3,457,0001,966
Provision for loan and lease losses$15,0002,190
Total noninterest income$225,0002,813
Gross Fiduciary activities income$0913
Service charges on deposit accounts$50,0002,710
Trading account gains and feesNANA
Additional Noninterest Income$175,0002,592
Total noninterest expense$1,380,0002,922
Salaries and employee benefits$804,0002,869
Premises and equipment expense$95,0003,387
Additional noninterest expense$175,0002,592
Pre-tax net operating income$2,287,0001,315
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,287,0001,152
Extraordinary gains, net$04
Net income$2,287,0001,151
Minority interest net income$048
Net income of bank and minority interests.$2,287,0001,151
Net charge-offs$02,062
Cash dividends$1,464,000615
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,287,0001,168
2022-12-31 (YTD Data)Rank
Total interest income$12,358,0002,229
Total interest expense$596,0003,045
Net interest income$11,762,0002,131
Provision for loan and lease losses$60,0002,455
Total noninterest income$1,453,0002,381
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$199,0002,762
Trading account gains and feesNANA
Additional Noninterest Income$1,254,0002,093
Total noninterest expense$5,379,0002,919
Salaries and employee benefits$3,004,0002,936
Premises and equipment expense$393,0003,327
Additional noninterest expense$1,254,0002,093
Pre-tax net operating income$7,776,0001,516
Securities gains (losses)$0691
Applicable income taxes$1,0003,582
Income before extraordinary items$7,775,0001,336
Extraordinary gains, net$05
Net income$7,775,0001,336
Minority interest net income$063
Net income of bank and minority interests.$7,775,0001,336
Net charge-offs$02,620
Cash dividends$5,780,000699
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,775,0001,354
2022-09-30 (YTD Data)Rank
Total interest income$8,752,0002,260
Total interest expense$432,0002,842
Net interest income$8,320,0002,200
Provision for loan and lease losses$45,0002,281
Total noninterest income$1,248,0002,264
Gross Fiduciary activities income$0968
Service charges on deposit accounts$147,0002,804
Trading account gains and feesNANA
Additional Noninterest Income$1,101,0001,954
Total noninterest expense$3,784,0003,021
Salaries and employee benefits$2,132,0003,015
Premises and equipment expense$257,0003,502
Additional noninterest expense$1,101,0001,954
Pre-tax net operating income$5,739,0001,530
Securities gains (losses)$0740
Applicable income taxes$1,0003,582
Income before extraordinary items$5,738,0001,334
Extraordinary gains, net$04
Net income$5,738,0001,333
Minority interest net income$057
Net income of bank and minority interests.$5,738,0001,334
Net charge-offs$02,349
Cash dividends$5,780,000529
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,738,0001,361
2022-06-30 (YTD Data)Rank
Total interest income$5,492,0002,302
Total interest expense$290,0002,698
Net interest income$5,202,0002,258
Provision for loan and lease losses$30,0002,075
Total noninterest income$880,0002,201
Gross Fiduciary activities income$0925
Service charges on deposit accounts$92,0002,875
Trading account gains and feesNANA
Additional Noninterest Income$788,0001,931
Total noninterest expense$2,506,0003,016
Salaries and employee benefits$1,420,0003,019
Premises and equipment expense$160,0003,612
Additional noninterest expense$926,0002,742
Pre-tax net operating income$3,546,0001,539
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,546,0001,349
Extraordinary gains, net$04
Net income$3,546,0001,349
Minority interest net income$060
Net income of bank and minority interests.$3,546,0001,349
Net charge-offs$02,156
Cash dividends$4,316,000467
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,546,0001,381
2022-03-31 (YTD Data)Rank
Total interest income$2,659,0002,315
Total interest expense$158,0002,558
Net interest income$2,501,0002,270
Provision for loan and lease losses$15,0001,841
Total noninterest income$586,0001,890
Gross Fiduciary activities income$0892
Service charges on deposit accounts$42,0002,953
Trading account gains and feesNANA
Additional Noninterest Income$544,0001,589
Total noninterest expense$1,285,0002,975
Salaries and employee benefits$741,0002,945
Premises and equipment expense$84,0003,575
Additional noninterest expense$460,0002,746
Pre-tax net operating income$1,787,0001,454
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,787,0001,292
Extraordinary gains, net$04
Net income$1,787,0001,291
Minority interest net income$050
Net income of bank and minority interests.$1,787,0001,292
Net charge-offs$01,838
Cash dividends$1,438,000604
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,787,0001,309
2021-12-31 (YTD Data)Rank
Total interest income$10,140,0002,449
Total interest expense$835,0002,472
Net interest income$9,305,0002,419
Provision for loan and lease losses$60,0002,437
Total noninterest income$3,036,0001,786
Gross Fiduciary activities income$0994
Service charges on deposit accounts$167,0002,900
Trading account gains and feesNANA
Additional Noninterest Income$2,869,0001,530
Total noninterest expense$4,971,0003,029
Salaries and employee benefits$2,984,0002,942
Premises and equipment expense$302,0003,719
Additional noninterest expense$1,685,0002,897
Pre-tax net operating income$7,310,0001,583
Securities gains (losses)$02,062
Applicable income taxes$1,0003,686
Income before extraordinary items$7,309,0001,453
Extraordinary gains, net$010
Net income$7,309,0001,453
Minority interest net income$074
Net income of bank and minority interests.$7,309,0001,453
Net charge-offs$29,0001,923
Cash dividends$5,755,000718
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,309,0001,426
2021-09-30 (YTD Data)Rank
Total interest income$7,505,0002,512
Total interest expense$652,0002,500
Net interest income$6,853,0002,490
Provision for loan and lease losses$45,0002,393
Total noninterest income$2,454,0001,752
Gross Fiduciary activities income$0957
Service charges on deposit accounts$121,0002,946
Trading account gains and feesNANA
Additional Noninterest Income$2,333,0001,508
Total noninterest expense$3,661,0003,063
Salaries and employee benefits$2,190,0002,986
Premises and equipment expense$230,0003,751
Additional noninterest expense$1,241,0002,928
Pre-tax net operating income$5,601,0001,629
Securities gains (losses)$02,015
Applicable income taxes$1,0003,678
Income before extraordinary items$5,600,0001,492
Extraordinary gains, net$08
Net income$5,600,0001,492
Minority interest net income$069
Net income of bank and minority interests.$5,600,0001,492
Net charge-offs$6,0002,115
Cash dividends$5,755,000553
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,600,0001,460
2021-06-30 (YTD Data)Rank
Total interest income$4,983,0002,519
Total interest expense$449,0002,523
Net interest income$4,534,0002,500
Provision for loan and lease losses$30,0002,355
Total noninterest income$1,636,0001,714
Gross Fiduciary activities income$0951
Service charges on deposit accounts$77,0002,959
Trading account gains and feesNANA
Additional Noninterest Income$1,559,0001,479
Total noninterest expense$2,441,0003,059
Salaries and employee benefits$1,459,0002,986
Premises and equipment expense$158,0003,723
Additional noninterest expense$824,0002,927
Pre-tax net operating income$3,699,0001,611
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,699,0001,484
Extraordinary gains, net$06
Net income$3,699,0001,484
Minority interest net income$067
Net income of bank and minority interests.$3,699,0001,484
Net charge-offs$6,0001,873
Cash dividends$4,291,000488
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,699,0001,447
2021-03-31 (YTD Data)Rank
Total interest income$2,514,0002,495
Total interest expense$234,0002,534
Net interest income$2,280,0002,478
Provision for loan and lease losses$15,0002,330
Total noninterest income$677,0001,917
Gross Fiduciary activities income$0922
Service charges on deposit accounts$37,0002,988
Trading account gains and feesNANA
Additional Noninterest Income$640,0001,664
Total noninterest expense$1,218,0003,060
Salaries and employee benefits$756,0002,925
Premises and equipment expense$76,0003,794
Additional noninterest expense$386,0003,006
Pre-tax net operating income$1,724,0001,690
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,724,0001,554
Extraordinary gains, net$03
Net income$1,724,0001,554
Minority interest net income$055
Net income of bank and minority interests.$1,724,0001,554
Net charge-offs$6,0001,479
Cash dividends$1,414,000591
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,724,0001,515
2020-12-31 (YTD Data)Rank
Total interest income$11,254,0002,341
Total interest expense$1,270,0002,609
Net interest income$9,984,0002,262
Provision for loan and lease losses$60,0003,790
Total noninterest income$2,259,0001,996
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$152,0003,087
Trading account gains and feesNANA
Additional Noninterest Income$2,107,0001,742
Total noninterest expense$4,921,0003,041
Salaries and employee benefits$3,095,0002,895
Premises and equipment expense$302,0003,806
Additional noninterest expense$1,524,0003,019
Pre-tax net operating income$7,262,0001,345
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$7,262,0001,230
Extraordinary gains, net$04
Net income$7,262,0001,230
Minority interest net income$072
Net income of bank and minority interests.$7,262,0001,230
Net charge-offs$-1,0003,923
Cash dividends$5,629,000691
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,262,0001,194
2020-09-30 (YTD Data)Rank
Total interest income$8,617,0002,322
Total interest expense$998,0002,629
Net interest income$7,619,0002,231
Provision for loan and lease losses$45,0003,752
Total noninterest income$1,561,0002,046
Gross Fiduciary activities income$0981
Service charges on deposit accounts$113,0003,115
Trading account gains and feesNANA
Additional Noninterest Income$1,448,0001,774
Total noninterest expense$3,721,0003,006
Salaries and employee benefits$2,299,0002,892
Premises and equipment expense$237,0003,769
Additional noninterest expense$1,185,0002,931
Pre-tax net operating income$5,414,0001,316
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$5,414,0001,196
Extraordinary gains, net$04
Net income$5,414,0001,196
Minority interest net income$065
Net income of bank and minority interests.$5,414,0001,196
Net charge-offs$-1,0003,797
Cash dividends$5,629,000532
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,414,0001,157
2020-06-30 (YTD Data)Rank
Total interest income$5,959,0002,304
Total interest expense$693,0002,667
Net interest income$5,266,0002,179
Provision for loan and lease losses$30,0003,658
Total noninterest income$927,0002,100
Gross Fiduciary activities income$0970
Service charges on deposit accounts$73,0003,174
Trading account gains and feesNANA
Additional Noninterest Income$854,0001,828
Total noninterest expense$2,504,0002,995
Salaries and employee benefits$1,535,0002,905
Premises and equipment expense$158,0003,765
Additional noninterest expense$811,0002,884
Pre-tax net operating income$3,659,0001,246
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$3,659,0001,106
Extraordinary gains, net$04
Net income$3,659,0001,105
Minority interest net income$065
Net income of bank and minority interests.$3,659,0001,106
Net charge-offs$-1,0003,744
Cash dividends$4,215,000493
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,659,0001,082
2020-03-31 (YTD Data)Rank
Total interest income$3,058,0002,222
Total interest expense$362,0002,738
Net interest income$2,696,0002,091
Provision for loan and lease losses$15,0003,204
Total noninterest income$326,0002,413
Gross Fiduciary activities income$0941
Service charges on deposit accounts$40,0003,330
Trading account gains and feesNANA
Additional Noninterest Income$286,0002,054
Total noninterest expense$1,265,0003,002
Salaries and employee benefits$790,0002,873
Premises and equipment expense$61,0004,115
Additional noninterest expense$414,0002,869
Pre-tax net operating income$1,742,0001,177
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,742,0001,045
Extraordinary gains, net$04
Net income$1,742,0001,044
Minority interest net income$056
Net income of bank and minority interests.$1,742,0001,045
Net charge-offs$02,581
Cash dividends$1,413,000635
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,742,0001,033
2019-12-31 (YTD Data)Rank
Total interest income$12,438,0002,219
Total interest expense$1,383,0002,848
Net interest income$11,055,0002,069
Provision for loan and lease losses$110,0002,880
Total noninterest income$1,261,0002,524
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$168,0003,372
Trading account gains and feesNANA
Additional Noninterest Income$1,093,0002,148
Total noninterest expense$5,060,0002,989
Salaries and employee benefits$3,117,0002,870
Premises and equipment expense$332,0003,755
Additional noninterest expense$1,611,0002,945
Pre-tax net operating income$7,146,0001,341
Securities gains (losses)$8,0001,962
Applicable income taxes$1,0003,814
Income before extraordinary items$7,153,0001,224
Extraordinary gains, net$011
Net income$7,153,0001,224
Minority interest net income$076
Net income of bank and minority interests.$7,153,0001,226
Net charge-offs$-5,0004,345
Cash dividends$5,603,000731
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,145,0001,199
2019-09-30 (YTD Data)Rank
Total interest income$9,357,0002,246
Total interest expense$1,029,0002,888
Net interest income$8,328,0002,080
Provision for loan and lease losses$95,0002,637
Total noninterest income$906,0002,577
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$124,0003,432
Trading account gains and feesNANA
Additional Noninterest Income$782,0002,199
Total noninterest expense$3,724,0003,046
Salaries and employee benefits$2,305,0002,895
Premises and equipment expense$232,0003,914
Additional noninterest expense$1,187,0002,996
Pre-tax net operating income$5,415,0001,358
Securities gains (losses)$8,0001,718
Applicable income taxes$03,902
Income before extraordinary items$5,423,0001,231
Extraordinary gains, net$011
Net income$5,423,0001,233
Minority interest net income$072
Net income of bank and minority interests.$5,423,0001,233
Net charge-offs$-1,0003,994
Cash dividends$5,603,000559
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,415,0001,208
2019-06-30 (YTD Data)Rank
Total interest income$6,235,0002,248
Total interest expense$666,0002,916
Net interest income$5,569,0002,080
Provision for loan and lease losses$80,0002,401
Total noninterest income$529,0002,735
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$79,0003,478
Trading account gains and feesNANA
Additional Noninterest Income$450,0002,333
Total noninterest expense$2,460,0003,082
Salaries and employee benefits$1,523,0002,931
Premises and equipment expense$150,0003,978
Additional noninterest expense$787,0003,034
Pre-tax net operating income$3,558,0001,356
Securities gains (losses)$8,0001,266
Applicable income taxes$03,901
Income before extraordinary items$3,566,0001,219
Extraordinary gains, net$011
Net income$3,566,0001,219
Minority interest net income$069
Net income of bank and minority interests.$3,566,0001,219
Net charge-offs$-1,0003,898
Cash dividends$4,190,000511
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,558,0001,195
2019-03-31 (YTD Data)Rank
Total interest income$3,077,0002,272
Total interest expense$313,0002,971
Net interest income$2,764,0002,103
Provision for loan and lease losses$15,0002,868
Total noninterest income$253,0002,735
Gross Fiduciary activities income$0972
Service charges on deposit accounts$38,0003,528
Trading account gains and feesNANA
Additional Noninterest Income$215,0002,323
Total noninterest expense$1,244,0003,077
Salaries and employee benefits$776,0002,917
Premises and equipment expense$80,0003,909
Additional noninterest expense$388,0003,070
Pre-tax net operating income$1,758,0001,341
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,758,0001,212
Extraordinary gains, net$05
Net income$1,758,0001,211
Minority interest net income$052
Net income of bank and minority interests.$1,758,0001,211
Net charge-offs$02,740
Cash dividends$1,388,000670
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,758,0001,187
2018-12-31 (YTD Data)Rank
Total interest income$12,115,0002,189
Total interest expense$1,169,0002,710
Net interest income$10,946,0002,089
Provision for loan and lease losses$60,0003,354
Total noninterest income$1,052,0002,793
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$167,0003,547
Trading account gains and feesNANA
Additional Noninterest Income$885,0002,374
Total noninterest expense$4,901,0003,093
Salaries and employee benefits$2,937,0003,013
Premises and equipment expense$371,0003,666
Additional noninterest expense$1,593,0003,052
Pre-tax net operating income$7,037,0001,343
Securities gains (losses)$-7,0004,318
Applicable income taxes$03,978
Income before extraordinary items$7,030,0001,212
Extraordinary gains, net$06
Net income$7,030,0001,211
Minority interest net income$072
Net income of bank and minority interests.$7,030,0001,211
Net charge-offs$12,0003,283
Cash dividends$5,452,000692
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,037,0001,210
2018-09-30 (YTD Data)Rank
Total interest income$9,022,0002,190
Total interest expense$863,0002,668
Net interest income$8,159,0002,101
Provision for loan and lease losses$45,0003,238
Total noninterest income$752,0002,889
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$121,0003,613
Trading account gains and feesNANA
Additional Noninterest Income$631,0002,460
Total noninterest expense$3,609,0003,133
Salaries and employee benefits$2,208,0003,004
Premises and equipment expense$228,0004,041
Additional noninterest expense$1,173,0003,081
Pre-tax net operating income$5,257,0001,362
Securities gains (losses)$-7,0004,683
Applicable income taxes$04,032
Income before extraordinary items$5,250,0001,217
Extraordinary gains, net$05
Net income$5,250,0001,216
Minority interest net income$066
Net income of bank and minority interests.$5,250,0001,216
Net charge-offs$03,489
Cash dividends$5,452,000502
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,257,0001,213
2018-06-30 (YTD Data)Rank
Total interest income$5,992,0002,180
Total interest expense$614,0002,483
Net interest income$5,378,0002,121
Provision for loan and lease losses$30,0003,103
Total noninterest income$472,0002,958
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$80,0003,630
Trading account gains and feesNANA
Additional Noninterest Income$392,0002,544
Total noninterest expense$2,405,0003,154
Salaries and employee benefits$1,468,0003,035
Premises and equipment expense$154,0004,043
Additional noninterest expense$783,0003,094
Pre-tax net operating income$3,415,0001,371
Securities gains (losses)$-7,0004,923
Applicable income taxes$04,018
Income before extraordinary items$3,408,0001,225
Extraordinary gains, net$06
Net income$3,408,0001,224
Minority interest net income$065
Net income of bank and minority interests.$3,408,0001,224
Net charge-offs$03,209
Cash dividends$4,089,000453
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,415,0001,216
2018-03-31 (YTD Data)Rank
Total interest income$2,983,0002,184
Total interest expense$305,0002,437
Net interest income$2,678,0002,137
Provision for loan and lease losses$15,0002,913
Total noninterest income$248,0002,863
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$38,0003,709
Trading account gains and feesNANA
Additional Noninterest Income$210,0002,418
Total noninterest expense$1,223,0003,148
Salaries and employee benefits$764,0002,975
Premises and equipment expense$81,0004,011
Additional noninterest expense$378,0003,190
Pre-tax net operating income$1,688,0001,357
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,688,0001,200
Extraordinary gains, net$07
Net income$1,688,0001,198
Minority interest net income$052
Net income of bank and minority interests.$1,688,0001,200
Net charge-offs$02,722
Cash dividends$1,363,000572
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,688,0001,190
2017-12-31 (YTD Data)Rank
Total interest income$11,735,0002,166
Total interest expense$1,107,0002,380
Net interest income$10,628,0002,121
Provision for loan and lease losses$105,0003,014
Total noninterest income$1,004,0002,932
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$166,0003,707
Trading account gains and feesNANA
Additional Noninterest Income$838,0002,510
Total noninterest expense$4,735,0003,208
Salaries and employee benefits$2,842,0003,104
Premises and equipment expense$305,0004,150
Additional noninterest expense$1,588,0003,112
Pre-tax net operating income$6,792,0001,342
Securities gains (losses)$41,000984
Applicable income taxes$-4,0005,437
Income before extraordinary items$6,837,0001,043
Extraordinary gains, net$09
Net income$6,837,0001,043
Minority interest net income$076
Net income of bank and minority interests.$6,837,0001,043
Net charge-offs$04,128
Cash dividends$5,401,000630
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,796,0001,037
2017-09-30 (YTD Data)Rank
Total interest income$8,677,0002,195
Total interest expense$823,0002,365
Net interest income$7,854,0002,151
Provision for loan and lease losses$45,0003,301
Total noninterest income$761,0002,946
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$120,0003,784
Trading account gains and feesNANA
Additional Noninterest Income$641,0002,504
Total noninterest expense$3,508,0003,244
Salaries and employee benefits$2,108,0003,130
Premises and equipment expense$233,0004,141
Additional noninterest expense$1,167,0003,158
Pre-tax net operating income$5,062,0001,358
Securities gains (losses)$38,0001,005
Applicable income taxes$-4,0005,570
Income before extraordinary items$5,104,0001,139
Extraordinary gains, net$09
Net income$5,104,0001,139
Minority interest net income$071
Net income of bank and minority interests.$5,104,0001,139
Net charge-offs$03,796
Cash dividends$5,401,000468
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,066,0001,124
2017-06-30 (YTD Data)Rank
Total interest income$5,734,0002,193
Total interest expense$541,0002,351
Net interest income$5,193,0002,157
Provision for loan and lease losses$30,0003,129
Total noninterest income$508,0002,945
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$78,0003,822
Trading account gains and feesNANA
Additional Noninterest Income$430,0002,504
Total noninterest expense$2,324,0003,282
Salaries and employee benefits$1,385,0003,174
Premises and equipment expense$163,0004,087
Additional noninterest expense$776,0003,173
Pre-tax net operating income$3,347,0001,348
Securities gains (losses)$32,000814
Applicable income taxes$-4,0005,618
Income before extraordinary items$3,383,0001,130
Extraordinary gains, net$011
Net income$3,383,0001,130
Minority interest net income$071
Net income of bank and minority interests.$3,383,0001,130
Net charge-offs$03,512
Cash dividends$4,038,000419
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,351,0001,121
2017-03-31 (YTD Data)Rank
Total interest income$2,856,0002,195
Total interest expense$272,0002,319
Net interest income$2,584,0002,168
Provision for loan and lease losses$15,0002,918
Total noninterest income$256,0002,927
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$37,0003,906
Trading account gains and feesNANA
Additional Noninterest Income$219,0002,464
Total noninterest expense$1,161,0003,306
Salaries and employee benefits$710,0003,169
Premises and equipment expense$74,0004,275
Additional noninterest expense$377,0003,230
Pre-tax net operating income$1,664,0001,345
Securities gains (losses)$28,000450
Applicable income taxes$-4,0005,665
Income before extraordinary items$1,696,0001,102
Extraordinary gains, net$08
Net income$1,696,0001,102
Minority interest net income$055
Net income of bank and minority interests.$1,696,0001,102
Net charge-offs$02,943
Cash dividends$1,337,000566
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,668,0001,104
2016-12-31 (YTD Data)Rank
Total interest income$11,255,0002,185
Total interest expense$1,072,0002,298
Net interest income$10,183,0002,151
Provision for loan and lease losses$345,0001,861
Total noninterest income$975,0003,078
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$165,0003,833
Trading account gains and fees$0170
Additional Noninterest Income$810,0002,647
Total noninterest expense$4,324,0003,487
Salaries and employee benefits$2,537,0003,372
Premises and equipment expense$298,0004,318
Additional noninterest expense$1,489,0003,362
Pre-tax net operating income$6,489,0001,315
Securities gains (losses)$51,0001,832
Applicable income taxes$5,0004,087
Income before extraordinary items$6,535,0001,114
Extraordinary gains, net$05
Net income$6,535,0001,113
Minority interest net income$082
Net income of bank and minority interests.$6,535,0001,113
Net charge-offs$04,281
Cash dividends$5,048,000655
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,484,0001,103
2016-09-30 (YTD Data)Rank
Total interest income$8,381,0002,194
Total interest expense$808,0002,300
Net interest income$7,573,0002,165
Provision for loan and lease losses$145,0002,399
Total noninterest income$731,0003,081
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$122,0003,879
Trading account gains and fees$0169
Additional Noninterest Income$609,0002,642
Total noninterest expense$3,166,0003,545
Salaries and employee benefits$1,832,0003,442
Premises and equipment expense$228,0004,302
Additional noninterest expense$1,106,0003,399
Pre-tax net operating income$4,993,0001,323
Securities gains (losses)$47,0001,814
Applicable income taxes$5,0004,121
Income before extraordinary items$5,035,0001,112
Extraordinary gains, net$05
Net income$5,035,0001,112
Minority interest net income$071
Net income of bank and minority interests.$5,035,0001,112
Net charge-offs$03,952
Cash dividends$5,048,000501
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,988,0001,094
2016-06-30 (YTD Data)Rank
Total interest income$5,493,0002,230
Total interest expense$532,0002,326
Net interest income$4,961,0002,196
Provision for loan and lease losses$130,0002,045
Total noninterest income$461,0003,174
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$76,0003,990
Trading account gains and fees$0157
Additional Noninterest Income$385,0002,707
Total noninterest expense$2,134,0003,548
Salaries and employee benefits$1,219,0003,468
Premises and equipment expense$164,0004,193
Additional noninterest expense$751,0003,377
Pre-tax net operating income$3,158,0001,361
Securities gains (losses)$42,0001,555
Applicable income taxes$4,0004,116
Income before extraordinary items$3,196,0001,144
Extraordinary gains, net$016
Net income$3,196,0001,144
Minority interest net income$071
Net income of bank and minority interests.$3,196,0001,144
Net charge-offs$03,689
Cash dividends$3,709,000482
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,154,0001,126
2016-03-31 (YTD Data)Rank
Total interest income$2,694,0002,265
Total interest expense$265,0002,350
Net interest income$2,429,0002,230
Provision for loan and lease losses$15,0002,996
Total noninterest income$219,0003,222
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$36,0004,066
Trading account gains and fees$0142
Additional Noninterest Income$183,0002,730
Total noninterest expense$1,026,0003,655
Salaries and employee benefits$591,0003,555
Premises and equipment expense$74,0004,411
Additional noninterest expense$361,0003,475
Pre-tax net operating income$1,607,0001,328
Securities gains (losses)$41,000916
Applicable income taxes$4,0003,979
Income before extraordinary items$1,644,0001,082
Extraordinary gains, net$012
Net income$1,644,0001,083
Minority interest net income$062
Net income of bank and minority interests.$1,644,0001,083
Net charge-offs$03,094
Cash dividends$1,186,000651
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,603,0001,091
2015-12-31 (YTD Data)Rank
Total interest income$9,837,0002,397
Total interest expense$1,076,0002,299
Net interest income$8,761,0002,390
Provision for loan and lease losses$60,0003,437
Total noninterest income$963,0003,140
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$175,0003,905
Trading account gains and fees$0159
Additional Noninterest Income$788,0002,674
Total noninterest expense$3,806,0003,817
Salaries and employee benefits$2,144,0003,758
Premises and equipment expense$278,0004,604
Additional noninterest expense$1,384,0003,594
Pre-tax net operating income$5,858,0001,390
Securities gains (losses)$69,0001,413
Applicable income taxes$-8,0005,876
Income before extraordinary items$5,935,0001,192
Extraordinary gains, net$023
Net income$5,935,0001,193
Minority interest net income$081
Net income of bank and minority interests.$5,935,0001,192
Net charge-offs$125,0002,455
Cash dividends$4,694,000701
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,866,0001,174
2015-09-30 (YTD Data)Rank
Total interest income$7,233,0002,460
Total interest expense$820,0002,301
Net interest income$6,413,0002,454
Provision for loan and lease losses$45,0003,330
Total noninterest income$668,0003,286
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$133,0003,921
Trading account gains and fees$0153
Additional Noninterest Income$535,0002,821
Total noninterest expense$2,758,0003,914
Salaries and employee benefits$1,539,0003,867
Premises and equipment expense$210,0004,636
Additional noninterest expense$1,009,0003,661
Pre-tax net operating income$4,278,0001,446
Securities gains (losses)$55,0001,403
Applicable income taxes$-8,0006,061
Income before extraordinary items$4,341,0001,218
Extraordinary gains, net$021
Net income$4,341,0001,217
Minority interest net income$078
Net income of bank and minority interests.$4,341,0001,218
Net charge-offs$86,0002,316
Cash dividends$4,694,000514
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,286,0001,200
2015-06-30 (YTD Data)Rank
Total interest income$4,773,0002,485
Total interest expense$547,0002,306
Net interest income$4,226,0002,478
Provision for loan and lease losses$30,0003,185
Total noninterest income$417,0003,398
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$84,0003,992
Trading account gains and fees$0157
Additional Noninterest Income$333,0002,931
Total noninterest expense$1,809,0003,989
Salaries and employee benefits$1,008,0003,933
Premises and equipment expense$135,0004,748
Additional noninterest expense$666,0003,722
Pre-tax net operating income$2,804,0001,457
Securities gains (losses)$69,0001,046
Applicable income taxes$-8,0006,146
Income before extraordinary items$2,881,0001,213
Extraordinary gains, net$022
Net income$2,881,0001,214
Minority interest net income$075
Net income of bank and minority interests.$2,881,0001,214
Net charge-offs$03,893
Cash dividends$3,508,000448
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,812,0001,211
2015-03-31 (YTD Data)Rank
Total interest income$2,378,0002,493
Total interest expense$275,0002,323
Net interest income$2,103,0002,482
Provision for loan and lease losses$15,0002,956
Total noninterest income$180,0003,587
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$38,0004,154
Trading account gains and fees$0152
Additional Noninterest Income$142,0003,106
Total noninterest expense$931,0003,952
Salaries and employee benefits$538,0003,835
Premises and equipment expense$62,0004,910
Additional noninterest expense$331,0003,732
Pre-tax net operating income$1,337,0001,471
Securities gains (losses)$02,027
Applicable income taxes$3,0004,151
Income before extraordinary items$1,334,0001,258
Extraordinary gains, net$013
Net income$1,334,0001,258
Minority interest net income$064
Net income of bank and minority interests.$1,334,0001,259
Net charge-offs$03,288
Cash dividends$1,161,000583
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,334,0001,214
2014-12-31 (YTD Data)Rank
Total interest income$9,726,0002,463
Total interest expense$1,335,0002,088
Net interest income$8,391,0002,515
Provision for loan and lease losses$60,0003,589
Total noninterest income$869,0003,351
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$186,0004,034
Trading account gains and fees$0180
Additional Noninterest Income$683,0002,857
Total noninterest expense$3,321,0004,264
Salaries and employee benefits$2,046,0003,936
Premises and equipment expense$249,0005,003
Additional noninterest expense$1,026,0004,397
Pre-tax net operating income$5,879,0001,338
Securities gains (losses)$53,0001,690
Applicable income taxes$74,0003,550
Income before extraordinary items$5,858,0001,128
Extraordinary gains, net$017
Net income$5,858,0001,127
Minority interest net income$084
Net income of bank and minority interests.$5,858,0001,128
Net charge-offs$9,0004,601
Cash dividends$4,940,000612
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,805,5301,108
2014-09-30 (YTD Data)Rank
Total interest income$7,247,0002,488
Total interest expense$1,029,0002,076
Net interest income$6,218,0002,560
Provision for loan and lease losses$45,0003,462
Total noninterest income$632,0003,435
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$138,0004,104
Trading account gains and fees$0174
Additional Noninterest Income$494,0002,919
Total noninterest expense$2,402,0004,356
Salaries and employee benefits$1,493,0003,997
Premises and equipment expense$184,0005,078
Additional noninterest expense$725,0004,542
Pre-tax net operating income$4,403,0001,352
Securities gains (losses)$4,0002,611
Applicable income taxes$67,0003,511
Income before extraordinary items$4,340,0001,146
Extraordinary gains, net$015
Net income$4,340,0001,144
Minority interest net income$081
Net income of bank and minority interests.$4,340,0001,145
Net charge-offs$9,0004,191
Cash dividends$4,669,000482
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,336,0801,124
2014-06-30 (YTD Data)Rank
Total interest income$4,820,0002,497
Total interest expense$697,0002,056
Net interest income$4,123,0002,565
Provision for loan and lease losses$30,0003,313
Total noninterest income$439,0003,347
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$88,0004,159
Trading account gains and fees$0172
Additional Noninterest Income$351,0002,828
Total noninterest expense$1,584,0004,414
Salaries and employee benefits$987,0004,039
Premises and equipment expense$124,0005,111
Additional noninterest expense$473,0004,603
Pre-tax net operating income$2,948,0001,302
Securities gains (losses)$02,580
Applicable income taxes$59,0003,348
Income before extraordinary items$2,889,0001,119
Extraordinary gains, net$020
Net income$2,889,0001,120
Minority interest net income$080
Net income of bank and minority interests.$2,889,0001,120
Net charge-offs$3,0004,063
Cash dividends$3,483,000418
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,889,0001,094
2014-03-31 (YTD Data)Rank
Total interest income$2,395,0002,508
Total interest expense$347,0002,095
Net interest income$2,048,0002,572
Provision for loan and lease losses$15,0003,093
Total noninterest income$181,0003,639
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$40,0004,315
Trading account gains and fees$0147
Additional Noninterest Income$141,0003,060
Total noninterest expense$795,0004,450
Salaries and employee benefits$501,0004,056
Premises and equipment expense$63,0005,143
Additional noninterest expense$231,0004,662
Pre-tax net operating income$1,419,0001,313
Securities gains (losses)$01,715
Applicable income taxes$44,0003,055
Income before extraordinary items$1,375,0001,124
Extraordinary gains, net$016
Net income$1,375,0001,126
Minority interest net income$066
Net income of bank and minority interests.$1,375,0001,125
Net charge-offs$03,660
Cash dividends$1,161,000541
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,375,0001,110
2013-12-31 (YTD Data)Rank
Total interest income$9,309,0002,595
Total interest expense$1,560,0002,096
Net interest income$7,749,0002,681
Provision for loan and lease losses$60,0004,088
Total noninterest income$1,202,0002,910
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$199,0004,105
Trading account gains and fees$0184
Additional Noninterest Income$1,003,0002,374
Total noninterest expense$3,178,0004,479
Salaries and employee benefits$1,961,0004,133
Premises and equipment expense$244,0005,240
Additional noninterest expense$973,0004,632
Pre-tax net operating income$5,713,0001,286
Securities gains (losses)$-52,0006,455
Applicable income taxes$-9,0006,292
Income before extraordinary items$5,670,0001,091
Extraordinary gains, net$029
Net income$5,670,0001,093
Minority interest net income$090
Net income of bank and minority interests.$5,670,0001,093
Net charge-offs$18,0004,884
Cash dividends$4,417,000625
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,722,0001,059
2013-09-30 (YTD Data)Rank
Total interest income$6,886,0002,647
Total interest expense$1,194,0002,110
Net interest income$5,692,0002,740
Provision for loan and lease losses$45,0004,007
Total noninterest income$975,0002,852
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$147,0004,164
Trading account gains and fees$0180
Additional Noninterest Income$828,0002,311
Total noninterest expense$2,362,0004,517
Salaries and employee benefits$1,459,0004,144
Premises and equipment expense$176,0005,340
Additional noninterest expense$727,0004,678
Pre-tax net operating income$4,260,0001,317
Securities gains (losses)$13,0002,404
Applicable income taxes$-9,0006,520
Income before extraordinary items$4,282,0001,091
Extraordinary gains, net$025
Net income$4,282,0001,093
Minority interest net income$084
Net income of bank and minority interests.$4,282,0001,093
Net charge-offs$18,0004,458
Cash dividends$4,417,000464
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,269,0001,076
2013-06-30 (YTD Data)Rank
Total interest income$4,582,0002,651
Total interest expense$813,0002,103
Net interest income$3,769,0002,744
Provision for loan and lease losses$30,0003,938
Total noninterest income$759,0002,634
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$95,0004,200
Trading account gains and fees$0157
Additional Noninterest Income$664,0002,095
Total noninterest expense$1,574,0004,533
Salaries and employee benefits$963,0004,200
Premises and equipment expense$120,0005,304
Additional noninterest expense$491,0004,679
Pre-tax net operating income$2,924,0001,270
Securities gains (losses)$-6,0006,616
Applicable income taxes$-9,0006,583
Income before extraordinary items$2,927,0001,061
Extraordinary gains, net$022
Net income$2,927,0001,062
Minority interest net income$082
Net income of bank and minority interests.$2,927,0001,064
Net charge-offs$18,0004,060
Cash dividends$3,256,000420
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,933,0001,017
2013-03-31 (YTD Data)Rank
Total interest income$2,295,0002,661
Total interest expense$416,0002,121
Net interest income$1,879,0002,760
Provision for loan and lease losses$15,0003,721
Total noninterest income$458,0002,347
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$45,0004,283
Trading account gains and fees$0148
Additional Noninterest Income$413,0001,819
Total noninterest expense$763,0004,642
Salaries and employee benefits$453,0004,386
Premises and equipment expense$57,0005,424
Additional noninterest expense$253,0004,612
Pre-tax net operating income$1,559,0001,171
Securities gains (losses)$-2,0006,691
Applicable income taxes$1,0004,491
Income before extraordinary items$1,556,000976
Extraordinary gains, net$010
Net income$1,556,000976
Minority interest net income$076
Net income of bank and minority interests.$1,556,000978
Net charge-offs$04,145
Cash dividends$1,060,000502
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,558,000923
2012-12-31 (YTD Data)Rank
Total interest income$9,717,0002,633
Total interest expense$1,892,0002,231
Net interest income$7,825,0002,711
Provision for loan and lease losses$60,0005,049
Total noninterest income$1,022,0003,221
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$196,0004,298
Trading account gains and fees$0166
Additional Noninterest Income$826,0002,631
Total noninterest expense$3,323,0004,499
Salaries and employee benefits$2,038,0004,093
Premises and equipment expense$254,0005,312
Additional noninterest expense$1,031,0004,733
Pre-tax net operating income$5,464,0001,272
Securities gains (losses)$90,0002,354
Applicable income taxes$58,0003,825
Income before extraordinary items$5,496,0001,081
Extraordinary gains, net$029
Net income$5,496,0001,081
Minority interest net income$093
Net income of bank and minority interests.$5,496,0001,081
Net charge-offs$5,0005,755
Cash dividends$4,290,000659
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,406,9001,036
2012-09-30 (YTD Data)Rank
Total interest income$7,336,0002,666
Total interest expense$1,442,0002,286
Net interest income$5,894,0002,749
Provision for loan and lease losses$45,0004,992
Total noninterest income$689,0003,440
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$143,0004,413
Trading account gains and fees$0157
Additional Noninterest Income$546,0002,814
Total noninterest expense$2,322,0004,701
Salaries and employee benefits$1,474,0004,193
Premises and equipment expense$169,0005,600
Additional noninterest expense$679,0005,069
Pre-tax net operating income$4,216,0001,272
Securities gains (losses)$98,0001,993
Applicable income taxes$49,0003,804
Income before extraordinary items$4,265,0001,070
Extraordinary gains, net$020
Net income$4,265,0001,070
Minority interest net income$086
Net income of bank and minority interests.$4,265,0001,070
Net charge-offs$4,0005,545
Cash dividends$4,290,000413
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,167,9801,031
2012-06-30 (YTD Data)Rank
Total interest income$4,862,0002,696
Total interest expense$971,0002,342
Net interest income$3,891,0002,776
Provision for loan and lease losses$30,0004,864
Total noninterest income$407,0003,631
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$93,0004,451
Trading account gains and fees$0153
Additional Noninterest Income$314,0003,008
Total noninterest expense$1,549,0004,726
Salaries and employee benefits$974,0004,241
Premises and equipment expense$118,0005,530
Additional noninterest expense$457,0005,077
Pre-tax net operating income$2,719,0001,299
Securities gains (losses)$85,0001,705
Applicable income taxes$41,0003,668
Income before extraordinary items$2,763,0001,084
Extraordinary gains, net$019
Net income$2,763,0001,085
Minority interest net income$084
Net income of bank and minority interests.$2,763,0001,084
Net charge-offs$1,0005,406
Cash dividends$3,104,000366
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,678,8501,051
2012-03-31 (YTD Data)Rank
Total interest income$2,411,0002,755
Total interest expense$486,0002,440
Net interest income$1,925,0002,810
Provision for loan and lease losses$15,0004,598
Total noninterest income$196,0003,694
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$45,0004,489
Trading account gains and fees$0148
Additional Noninterest Income$151,0003,060
Total noninterest expense$729,0004,899
Salaries and employee benefits$458,0004,418
Premises and equipment expense$50,0005,849
Additional noninterest expense$221,0005,137
Pre-tax net operating income$1,377,0001,271
Securities gains (losses)$82,000992
Applicable income taxes$24,0003,568
Income before extraordinary items$1,435,0001,041
Extraordinary gains, net$019
Net income$1,435,0001,043
Minority interest net income$078
Net income of bank and minority interests.$1,435,0001,042
Net charge-offs$04,730
Cash dividends$1,035,000449
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,354,6401,032
2011-12-31 (YTD Data)Rank
Total interest income$9,755,0002,809
Total interest expense$1,910,0002,865
Net interest income$7,845,0002,793
Provision for loan and lease losses$60,0005,708
Total noninterest income$630,0003,975
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$173,0004,640
Trading account gains and fees$0146
Additional Noninterest Income$457,0003,247
Total noninterest expense$3,007,0004,873
Salaries and employee benefits$1,838,0004,385
Premises and equipment expense$251,0005,592
Additional noninterest expense$918,0005,102
Pre-tax net operating income$5,408,0001,102
Securities gains (losses)$119,0001,923
Applicable income taxes$311,0002,496
Income before extraordinary items$5,216,000961
Extraordinary gains, net$029
Net income$5,216,000959
Minority interest net income$096
Net income of bank and minority interests.$5,216,000961
Net charge-offs$5,0006,229
Cash dividends$2,757,000707
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,104,140947
2011-09-30 (YTD Data)Rank
Total interest income$7,277,0002,864
Total interest expense$1,439,0002,950
Net interest income$5,838,0002,809
Provision for loan and lease losses$45,0005,587
Total noninterest income$436,0004,144
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$126,0004,712
Trading account gains and fees$0145
Additional Noninterest Income$310,0003,417
Total noninterest expense$2,144,0005,014
Salaries and employee benefits$1,320,0004,515
Premises and equipment expense$180,0005,746
Additional noninterest expense$644,0005,282
Pre-tax net operating income$4,085,0001,128
Securities gains (losses)$97,0001,820
Applicable income taxes$271,0002,364
Income before extraordinary items$3,911,000992
Extraordinary gains, net$021
Net income$3,911,000990
Minority interest net income$087
Net income of bank and minority interests.$3,911,000992
Net charge-offs$6,0005,901
Cash dividends$2,757,000487
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,819,820964
2011-06-30 (YTD Data)Rank
Total interest income$4,796,0002,913
Total interest expense$973,0003,010
Net interest income$3,823,0002,849
Provision for loan and lease losses$30,0005,425
Total noninterest income$271,0004,316
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$82,0004,746
Trading account gains and fees$0153
Additional Noninterest Income$189,0003,586
Total noninterest expense$1,444,0005,039
Salaries and employee benefits$884,0004,538
Premises and equipment expense$123,0005,726
Additional noninterest expense$437,0005,321
Pre-tax net operating income$2,620,0001,140
Securities gains (losses)$81,0001,283
Applicable income taxes$180,0002,331
Income before extraordinary items$2,521,000977
Extraordinary gains, net$015
Net income$2,521,000974
Minority interest net income$089
Net income of bank and minority interests.$2,521,000977
Net charge-offs$6,0005,501
Cash dividends$1,747,000491
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,445,670976
2011-03-31 (YTD Data)Rank
Total interest income$2,376,0002,959
Total interest expense$494,0003,073
Net interest income$1,882,0002,868
Provision for loan and lease losses$15,0005,117
Total noninterest income$122,0004,570
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$40,0004,752
Trading account gains and fees$0158
Additional Noninterest Income$82,0003,866
Total noninterest expense$717,0005,093
Salaries and employee benefits$433,0004,632
Premises and equipment expense$63,0005,733
Additional noninterest expense$221,0005,290
Pre-tax net operating income$1,272,0001,153
Securities gains (losses)$1,0001,662
Applicable income taxes$90,0002,290
Income before extraordinary items$1,183,0001,029
Extraordinary gains, net$09
Net income$1,183,0001,029
Minority interest net income$086
Net income of bank and minority interests.$1,183,0001,029
Net charge-offs$6,0004,589
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,182,070999
2010-12-31 (YTD Data)Rank
Total interest income$9,525,0003,074
Total interest expense$2,239,0003,261
Net interest income$7,286,0002,975
Provision for loan and lease losses$60,0006,354
Total noninterest income$494,0004,587
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$170,0004,702
Trading account gains and fees$0175
Additional Noninterest Income$324,0003,834
Total noninterest expense$3,780,0004,365
Salaries and employee benefits$1,676,0004,741
Premises and equipment expense$272,0005,635
Additional noninterest expense$1,832,0003,496
Pre-tax net operating income$3,940,0001,277
Securities gains (losses)$59,0002,547
Applicable income taxes$651,0001,651
Income before extraordinary items$3,348,0001,267
Extraordinary gains, net$029
Net income$3,348,0001,269
Minority interest net income$0111
Net income of bank and minority interests.$3,348,0001,270
Net charge-offs$2,0006,772
Cash dividends$2,895,000569
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,298,4401,243
2010-09-30 (YTD Data)Rank
Total interest income$7,142,0003,133
Total interest expense$1,729,0003,313
Net interest income$5,413,0003,032
Provision for loan and lease losses$45,0006,297
Total noninterest income$342,0004,804
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$127,0004,789
Trading account gains and fees$0165
Additional Noninterest Income$215,0004,066
Total noninterest expense$2,489,0004,747
Salaries and employee benefits$1,229,0004,835
Premises and equipment expense$211,0005,630
Additional noninterest expense$1,049,0004,180
Pre-tax net operating income$3,221,0001,230
Securities gains (losses)$22,0002,851
Applicable income taxes$700,0001,338
Income before extraordinary items$2,543,0001,306
Extraordinary gains, net$023
Net income$2,543,0001,310
Minority interest net income$0110
Net income of bank and minority interests.$2,543,0001,310
Net charge-offs$1,0006,616
Cash dividends$1,885,000575
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,525,8401,277
2010-06-30 (YTD Data)Rank
Total interest income$4,713,0003,196
Total interest expense$1,187,0003,335
Net interest income$3,526,0003,091
Provision for loan and lease losses$30,0006,130
Total noninterest income$228,0004,798
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$83,0004,815
Trading account gains and fees$0152
Additional Noninterest Income$145,0004,024
Total noninterest expense$1,695,0004,708
Salaries and employee benefits$829,0004,823
Premises and equipment expense$146,0005,572
Additional noninterest expense$720,0004,064
Pre-tax net operating income$2,029,0001,286
Securities gains (losses)$17,0002,422
Applicable income taxes$407,0001,430
Income before extraordinary items$1,639,0001,345
Extraordinary gains, net$019
Net income$1,639,0001,346
Minority interest net income$0105
Net income of bank and minority interests.$1,639,0001,346
Net charge-offs$06,372
Cash dividends$903,000797
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,625,4001,311
2010-03-31 (YTD Data)Rank
Total interest income$2,348,0003,260
Total interest expense$607,0003,406
Net interest income$1,741,0003,146
Provision for loan and lease losses$15,0005,865
Total noninterest income$107,0004,928
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$39,0004,918
Trading account gains and fees$0175
Additional Noninterest Income$68,0004,171
Total noninterest expense$875,0004,669
Salaries and employee benefits$404,0004,975
Premises and equipment expense$54,0006,263
Additional noninterest expense$417,0003,706
Pre-tax net operating income$958,0001,362
Securities gains (losses)$30,0001,362
Applicable income taxes$183,0001,514
Income before extraordinary items$805,0001,363
Extraordinary gains, net$016
Net income$805,0001,366
Minority interest net income$091
Net income of bank and minority interests.$805,0001,365
Net charge-offs$05,610
Cash dividends$903,000378
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$780,7001,359
2009-12-31 (YTD Data)Rank
Total interest income$9,373,0003,394
Total interest expense$2,574,0003,815
Net interest income$6,799,0003,120
Provision for loan and lease losses$60,0006,744
Total noninterest income$436,0004,977
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$165,0004,985
Trading account gains and fees$0211
Additional Noninterest Income$271,0004,142
Total noninterest expense$3,075,0005,106
Salaries and employee benefits$1,593,0005,021
Premises and equipment expense$228,0006,252
Additional noninterest expense$1,254,0004,621
Pre-tax net operating income$4,100,0001,010
Securities gains (losses)$101,0002,132
Applicable income taxes$1,180,000857
Income before extraordinary items$3,021,0001,119
Extraordinary gains, net$034
Net income$3,021,0001,117
Minority interest net income$0115
Net income of bank and minority interests.$3,021,0001,118
Net charge-offs$07,246
Cash dividends$1,798,0001,008
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,948,2801,134
2009-09-30 (YTD Data)Rank
Total interest income$7,000,0003,456
Total interest expense$1,933,0003,938
Net interest income$5,067,0003,156
Provision for loan and lease losses$45,0006,580
Total noninterest income$327,0005,044
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$121,0005,060
Trading account gains and fees$0212
Additional Noninterest Income$206,0004,237
Total noninterest expense$2,380,0005,018
Salaries and employee benefits$1,192,0005,062
Premises and equipment expense$171,0006,292
Additional noninterest expense$1,017,0004,328
Pre-tax net operating income$2,969,0001,105
Securities gains (losses)$88,0001,930
Applicable income taxes$824,000985
Income before extraordinary items$2,233,0001,199
Extraordinary gains, net$027
Net income$2,233,0001,198
Minority interest net income$0118
Net income of bank and minority interests.$2,233,0001,199
Net charge-offs$06,987
Cash dividends$1,798,000718
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,168,7601,215
2009-06-30 (YTD Data)Rank
Total interest income$4,637,0003,507
Total interest expense$1,271,0004,094
Net interest income$3,366,0003,154
Provision for loan and lease losses$30,0006,428
Total noninterest income$214,0005,106
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$76,0005,160
Trading account gains and fees$0193
Additional Noninterest Income$138,0004,266
Total noninterest expense$1,568,0005,115
Salaries and employee benefits$796,0005,113
Premises and equipment expense$112,0006,373
Additional noninterest expense$660,0004,431
Pre-tax net operating income$1,982,0001,151
Securities gains (losses)$65,0001,741
Applicable income taxes$530,0001,037
Income before extraordinary items$1,517,0001,241
Extraordinary gains, net$021
Net income$1,517,0001,239
Minority interest net income$0112
Net income of bank and minority interests.$1,517,0001,240
Net charge-offs$06,628
Cash dividends$888,0001,038
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,468,9001,247
2009-03-31 (YTD Data)Rank
Total interest income$2,326,0003,543
Total interest expense$620,0004,277
Net interest income$1,706,0003,104
Provision for loan and lease losses$15,0006,043
Total noninterest income$103,0005,159
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$36,0005,210
Trading account gains and fees$0171
Additional Noninterest Income$67,0004,324
Total noninterest expense$763,0005,122
Salaries and employee benefits$395,0005,185
Premises and equipment expense$56,0006,420
Additional noninterest expense$312,0004,280
Pre-tax net operating income$1,031,0001,249
Securities gains (losses)$35,0001,454
Applicable income taxes$234,0001,287
Income before extraordinary items$832,0001,317
Extraordinary gains, net$015
Net income$832,0001,318
Minority interest net income$0102
Net income of bank and minority interests.$832,0001,319
Net charge-offs$05,728
Cash dividends$888,000519
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$804,7001,290
2008-12-31 (YTD Data)Rank
Total interest income$9,326,0003,717
Total interest expense$2,975,0004,272
Net interest income$6,351,0003,327
Provision for loan and lease losses$60,0006,432
Total noninterest income$411,0005,222
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$149,0005,337
Trading account gains and fees$0154
Additional Noninterest Income$262,0004,340
Total noninterest expense$2,936,0005,188
Salaries and employee benefits$1,477,0005,381
Premises and equipment expense$203,0006,657
Additional noninterest expense$1,256,0004,141
Pre-tax net operating income$3,766,0001,455
Securities gains (losses)$7,0002,644
Applicable income taxes$930,0001,266
Income before extraordinary items$2,843,0001,443
Extraordinary gains, net$039
Net income$2,843,0001,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$1,581,0001,665
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,837,7501,541
2008-09-30 (YTD Data)Rank
Total interest income$6,936,0003,794
Total interest expense$2,319,0004,293
Net interest income$4,617,0003,430
Provision for loan and lease losses$45,0005,958
Total noninterest income$307,0005,336
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$110,0005,401
Trading account gains and fees$0148
Additional Noninterest Income$197,0004,450
Total noninterest expense$2,076,0005,351
Salaries and employee benefits$1,099,0005,412
Premises and equipment expense$157,0006,626
Additional noninterest expense$820,0004,495
Pre-tax net operating income$2,803,0001,741
Securities gains (losses)$1,0002,971
Applicable income taxes$667,0001,583
Income before extraordinary items$2,137,0001,674
Extraordinary gains, net$031
Net income$2,137,0001,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$1,581,0001,258
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,136,2401,772
2008-06-30 (YTD Data)Rank
Total interest income$4,573,0003,874
Total interest expense$1,591,0004,351
Net interest income$2,982,0003,505
Provision for loan and lease losses$30,0005,577
Total noninterest income$201,0005,418
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$71,0005,461
Trading account gains and fees$0149
Additional Noninterest Income$130,0004,555
Total noninterest expense$1,373,0005,403
Salaries and employee benefits$739,0005,444
Premises and equipment expense$114,0006,502
Additional noninterest expense$520,0004,615
Pre-tax net operating income$1,780,0001,880
Securities gains (losses)$1,0003,084
Applicable income taxes$417,0001,826
Income before extraordinary items$1,364,0001,953
Extraordinary gains, net$021
Net income$1,364,0001,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$763,0001,748
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,363,2301,922
2008-03-31 (YTD Data)Rank
Total interest income$2,264,0003,985
Total interest expense$807,0004,489
Net interest income$1,457,0003,558
Provision for loan and lease losses$15,0005,068
Total noninterest income$98,0005,467
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$35,0005,454
Trading account gains and fees$0158
Additional Noninterest Income$63,0004,607
Total noninterest expense$651,0005,582
Salaries and employee benefits$342,0005,711
Premises and equipment expense$57,0006,526
Additional noninterest expense$252,0004,656
Pre-tax net operating income$889,0001,983
Securities gains (losses)$-1,0008,175
Applicable income taxes$186,0002,064
Income before extraordinary items$702,0002,026
Extraordinary gains, net$015
Net income$702,0002,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$763,000958
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$702,7901,968
2007-12-31 (YTD Data)Rank
Total interest income$8,841,0004,089
Total interest expense$3,429,0004,394
Net interest income$5,412,0003,774
Provision for loan and lease losses$60,0005,449
Total noninterest income$441,0005,289
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$133,0005,611
Trading account gains and fees$0178
Additional Noninterest Income$308,0004,192
Total noninterest expense$2,518,0005,586
Salaries and employee benefits$1,278,0005,800
Premises and equipment expense$217,0006,561
Additional noninterest expense$1,023,0004,589
Pre-tax net operating income$3,275,0002,315
Securities gains (losses)$-56,0008,034
Applicable income taxes$706,0002,290
Income before extraordinary items$2,513,0002,346
Extraordinary gains, net$039
Net income$2,513,0002,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$1,481,0002,033
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,556,6802,302
2007-09-30 (YTD Data)Rank
Total interest income$6,559,0004,133
Total interest expense$2,563,0004,410
Net interest income$3,996,0003,827
Provision for loan and lease losses$45,0005,124
Total noninterest income$346,0005,238
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$96,0005,692
Trading account gains and fees$0184
Additional Noninterest Income$250,0004,093
Total noninterest expense$1,878,0005,564
Salaries and employee benefits$961,0005,763
Premises and equipment expense$171,0006,453
Additional noninterest expense$746,0004,613
Pre-tax net operating income$2,419,0002,495
Securities gains (losses)$-33,0008,089
Applicable income taxes$520,0002,485
Income before extraordinary items$1,866,0002,529
Extraordinary gains, net$033
Net income$1,866,0002,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$1,481,0001,540
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,891,7402,466
2007-06-30 (YTD Data)Rank
Total interest income$4,326,0004,181
Total interest expense$1,686,0004,438
Net interest income$2,640,0003,874
Provision for loan and lease losses$30,0004,873
Total noninterest income$236,0005,221
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$63,0005,738
Trading account gains and fees$0168
Additional Noninterest Income$173,0004,066
Total noninterest expense$1,237,0005,637
Salaries and employee benefits$636,0005,827
Premises and equipment expense$116,0006,453
Additional noninterest expense$485,0004,670
Pre-tax net operating income$1,609,0002,560
Securities gains (losses)$-33,0008,231
Applicable income taxes$334,0002,607
Income before extraordinary items$1,242,0002,565
Extraordinary gains, net$029
Net income$1,242,0002,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$736,0001,921
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,268,0702,510
2007-03-31 (YTD Data)Rank
Total interest income$2,139,0004,201
Total interest expense$818,0004,512
Net interest income$1,321,0003,878
Provision for loan and lease losses$15,0004,592
Total noninterest income$119,0005,158
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$29,0005,849
Trading account gains and fees$0195
Additional Noninterest Income$90,0003,960
Total noninterest expense$642,0005,537
Salaries and employee benefits$328,0005,806
Premises and equipment expense$67,0006,138
Additional noninterest expense$247,0004,583
Pre-tax net operating income$783,0002,597
Securities gains (losses)$-33,0008,444
Applicable income taxes$176,0002,572
Income before extraordinary items$574,0002,736
Extraordinary gains, net$022
Net income$574,0002,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$736,0001,049
Sale, conversion, retirement of capital stock, net$0885
Net operating income$599,4102,614
2006-12-31 (YTD Data)Rank
Total interest income$8,321,0004,094
Total interest expense$2,990,0004,325
Net interest income$5,331,0003,838
Provision for loan and lease losses$60,0005,315
Total noninterest income$441,0005,400
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$130,0005,768
Trading account gains and fees$0130
Additional Noninterest Income$311,0004,233
Total noninterest expense$2,458,0005,540
Salaries and employee benefits$1,284,0005,695
Premises and equipment expense$239,0006,321
Additional noninterest expense$935,0004,731
Pre-tax net operating income$3,254,0002,634
Securities gains (losses)$-107,0008,230
Applicable income taxes$697,0002,676
Income before extraordinary items$2,450,0002,659
Extraordinary gains, net$051
Net income$2,450,0002,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,238
Cash dividends$1,521,0001,900
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,533,4602,570
2006-09-30 (YTD Data)Rank
Total interest income$6,177,0004,098
Total interest expense$2,173,0004,321
Net interest income$4,004,0003,844
Provision for loan and lease losses$45,0005,149
Total noninterest income$304,0005,606
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$93,0005,905
Trading account gains and fees$0126
Additional Noninterest Income$211,0004,427
Total noninterest expense$1,879,0005,462
Salaries and employee benefits$987,0005,591
Premises and equipment expense$179,0006,350
Additional noninterest expense$713,0004,638
Pre-tax net operating income$2,384,0002,763
Securities gains (losses)$-105,0008,419
Applicable income taxes$616,0002,554
Income before extraordinary items$1,663,0002,962
Extraordinary gains, net$045
Net income$1,663,0002,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$1,521,0001,420
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,739,6502,859
2006-06-30 (YTD Data)Rank
Total interest income$4,074,0004,075
Total interest expense$1,377,0004,335
Net interest income$2,697,0003,837
Provision for loan and lease losses$30,0004,987
Total noninterest income$207,0005,553
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$58,0006,028
Trading account gains and fees$0126
Additional Noninterest Income$149,0004,331
Total noninterest expense$1,212,0005,579
Salaries and employee benefits$639,0005,703
Premises and equipment expense$116,0006,428
Additional noninterest expense$457,0004,768
Pre-tax net operating income$1,662,0002,669
Securities gains (losses)$-3,0007,591
Applicable income taxes$434,0002,504
Income before extraordinary items$1,225,0002,755
Extraordinary gains, net$039
Net income$1,225,0002,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$786,0001,754
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,227,2202,738
2006-03-31 (YTD Data)Rank
Total interest income$2,027,0004,043
Total interest expense$665,0004,304
Net interest income$1,362,0003,814
Provision for loan and lease losses$15,0004,758
Total noninterest income$87,0005,894
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$27,0006,103
Trading account gains and fees$0115
Additional Noninterest Income$60,0004,759
Total noninterest expense$634,0005,439
Salaries and employee benefits$337,0005,563
Premises and equipment expense$61,0006,319
Additional noninterest expense$236,0004,637
Pre-tax net operating income$800,0002,705
Securities gains (losses)$-3,0008,027
Applicable income taxes$216,0002,496
Income before extraordinary items$581,0002,809
Extraordinary gains, net$021
Net income$581,0002,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$786,000931
Sale, conversion, retirement of capital stock, net$0648
Net operating income$583,1902,789
2005-12-31 (YTD Data)Rank
Total interest income$7,922,0003,787
Total interest expense$2,306,0004,027
Net interest income$5,616,0003,624
Provision for loan and lease losses$160,0004,008
Total noninterest income$414,0005,643
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$113,0006,094
Trading account gains and fees$0138
Additional Noninterest Income$301,0004,327
Total noninterest expense$2,471,0005,413
Salaries and employee benefits$1,310,0005,505
Premises and equipment expense$254,0006,160
Additional noninterest expense$907,0004,740
Pre-tax net operating income$3,399,0002,500
Securities gains (losses)$-5,0007,296
Applicable income taxes$830,0002,557
Income before extraordinary items$2,564,0002,551
Extraordinary gains, net$046
Net income$2,564,0002,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,564
Cash dividends$2,025,0001,433
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,567,8002,519
2005-09-30 (YTD Data)Rank
Total interest income$5,901,0003,768
Total interest expense$1,686,0003,971
Net interest income$4,215,0003,610
Provision for loan and lease losses$95,0004,242
Total noninterest income$296,0005,792
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$81,0006,223
Trading account gains and fees$0126
Additional Noninterest Income$215,0004,440
Total noninterest expense$1,857,0005,382
Salaries and employee benefits$974,0005,499
Premises and equipment expense$191,0006,149
Additional noninterest expense$692,0004,658
Pre-tax net operating income$2,559,0002,530
Securities gains (losses)$-9,0007,876
Applicable income taxes$668,0002,457
Income before extraordinary items$1,882,0002,598
Extraordinary gains, net$035
Net income$1,882,0002,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,845
Cash dividends$2,025,0001,037
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,888,6602,567
2005-06-30 (YTD Data)Rank
Total interest income$3,911,0003,705
Total interest expense$1,097,0003,875
Net interest income$2,814,0003,586
Provision for loan and lease losses$80,0003,732
Total noninterest income$209,0005,643
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$52,0006,240
Trading account gains and fees$0116
Additional Noninterest Income$157,0004,215
Total noninterest expense$1,226,0005,395
Salaries and employee benefits$639,0005,537
Premises and equipment expense$133,0006,041
Additional noninterest expense$454,0004,697
Pre-tax net operating income$1,717,0002,457
Securities gains (losses)$-12,0008,200
Applicable income taxes$452,0002,413
Income before extraordinary items$1,253,0002,556
Extraordinary gains, net$030
Net income$1,253,0002,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,134
Cash dividends$1,273,0001,071
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,261,7602,504
2005-03-31 (YTD Data)Rank
Total interest income$1,958,0003,662
Total interest expense$537,0003,828
Net interest income$1,421,0003,560
Provision for loan and lease losses$15,0004,875
Total noninterest income$91,0005,905
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$25,0006,268
Trading account gains and fees$0115
Additional Noninterest Income$66,0004,568
Total noninterest expense$613,0005,447
Salaries and employee benefits$324,0005,546
Premises and equipment expense$67,0006,074
Additional noninterest expense$222,0004,733
Pre-tax net operating income$884,0002,380
Securities gains (losses)$1,0001,514
Applicable income taxes$241,0002,320
Income before extraordinary items$644,0002,468
Extraordinary gains, net$024
Net income$644,0002,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,934
Cash dividends$1,273,000534
Sale, conversion, retirement of capital stock, net$0491
Net operating income$643,2702,429
2004-12-31 (YTD Data)Rank
Total interest income$7,816,0003,473
Total interest expense$2,096,0003,508
Net interest income$5,720,0003,419
Provision for loan and lease losses$160,0004,119
Total noninterest income$368,0005,978
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$111,0006,314
Trading account gains and fees$0138
Additional Noninterest Income$257,0004,577
Total noninterest expense$2,463,0005,365
Salaries and employee benefits$1,315,0005,397
Premises and equipment expense$250,0006,186
Additional noninterest expense$898,0004,713
Pre-tax net operating income$3,465,0002,287
Securities gains (losses)$28,0002,163
Applicable income taxes$952,0002,249
Income before extraordinary items$2,541,0002,400
Extraordinary gains, net$034
Net income$2,541,0002,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,504
Cash dividends$1,334,0001,885
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,520,5602,354
2004-09-30 (YTD Data)Rank
Total interest income$5,823,0003,470
Total interest expense$1,574,0003,474
Net interest income$4,249,0003,425
Provision for loan and lease losses$95,0004,360
Total noninterest income$269,0006,064
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$84,0006,332
Trading account gains and fees$0134
Additional Noninterest Income$185,0004,660
Total noninterest expense$1,818,0005,382
Salaries and employee benefits$976,0005,400
Premises and equipment expense$178,0006,308
Additional noninterest expense$664,0004,715
Pre-tax net operating income$2,605,0002,306
Securities gains (losses)$23,0002,216
Applicable income taxes$674,0002,382
Income before extraordinary items$1,954,0002,375
Extraordinary gains, net$026
Net income$1,954,0002,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,331
Cash dividends$1,334,0001,389
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,936,9802,336
2004-06-30 (YTD Data)Rank
Total interest income$3,833,0003,492
Total interest expense$1,051,0003,456
Net interest income$2,782,0003,465
Provision for loan and lease losses$80,0003,908
Total noninterest income$175,0006,127
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$54,0006,404
Trading account gains and fees$0130
Additional Noninterest Income$121,0004,767
Total noninterest expense$1,197,0005,451
Salaries and employee benefits$646,0005,465
Premises and equipment expense$114,0006,459
Additional noninterest expense$437,0004,782
Pre-tax net operating income$1,680,0002,357
Securities gains (losses)$20,0002,036
Applicable income taxes$440,0002,410
Income before extraordinary items$1,260,0002,418
Extraordinary gains, net$021
Net income$1,260,0002,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$578,0001,944
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,245,2002,375
2004-03-31 (YTD Data)Rank
Total interest income$1,911,0003,513
Total interest expense$526,0003,481
Net interest income$1,385,0003,471
Provision for loan and lease losses$15,0005,048
Total noninterest income$84,0006,172
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$25,0006,482
Trading account gains and fees$0121
Additional Noninterest Income$59,0004,776
Total noninterest expense$577,0005,580
Salaries and employee benefits$320,0005,527
Premises and equipment expense$58,0006,408
Additional noninterest expense$199,0005,092
Pre-tax net operating income$877,0002,254
Securities gains (losses)$10,0002,045
Applicable income taxes$204,0002,553
Income before extraordinary items$683,0002,224
Extraordinary gains, net$016
Net income$683,0002,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,741
Cash dividends$578,0001,067
Sale, conversion, retirement of capital stock, net$0464
Net operating income$675,3002,161
2003-12-31 (YTD Data)Rank
Total interest income$7,500,0003,607
Total interest expense$2,257,0003,624
Net interest income$5,243,0003,565
Provision for loan and lease losses$160,0004,471
Total noninterest income$279,0006,740
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$113,0006,360
Trading account gains and fees$0160
Additional Noninterest Income$166,0005,642
Total noninterest expense$2,294,0005,536
Salaries and employee benefits$1,247,0005,499
Premises and equipment expense$227,0006,464
Additional noninterest expense$820,0004,965
Pre-tax net operating income$3,068,0002,454
Securities gains (losses)$161,0001,499
Applicable income taxes$906,0002,318
Income before extraordinary items$2,323,0002,538
Extraordinary gains, net$054
Net income$2,323,0002,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0002,396
Cash dividends$996,0002,345
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,207,0802,530
2003-09-30 (YTD Data)Rank
Total interest income$5,584,0003,680
Total interest expense$1,712,0003,704
Net interest income$3,872,0003,622
Provision for loan and lease losses$95,0004,748
Total noninterest income$207,0006,802
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$86,0006,393
Trading account gains and fees$0153
Additional Noninterest Income$121,0005,725
Total noninterest expense$1,633,0005,687
Salaries and employee benefits$864,0005,743
Premises and equipment expense$150,0006,787
Additional noninterest expense$619,0004,899
Pre-tax net operating income$2,351,0002,504
Securities gains (losses)$148,0001,431
Applicable income taxes$577,0002,749
Income before extraordinary items$1,922,0002,424
Extraordinary gains, net$040
Net income$1,922,0002,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,955
Cash dividends$996,0001,768
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,808,0402,429
2003-06-30 (YTD Data)Rank
Total interest income$3,721,0003,702
Total interest expense$1,154,0003,791
Net interest income$2,567,0003,626
Provision for loan and lease losses$80,0004,288
Total noninterest income$124,0007,004
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$57,0006,385
Trading account gains and fees$0150
Additional Noninterest Income$67,0006,058
Total noninterest expense$1,153,0005,482
Salaries and employee benefits$628,0005,466
Premises and equipment expense$97,0006,846
Additional noninterest expense$428,0004,768
Pre-tax net operating income$1,458,0002,659
Securities gains (losses)$81,0001,672
Applicable income taxes$372,0002,833
Income before extraordinary items$1,167,0002,646
Extraordinary gains, net$030
Net income$1,167,0002,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,247
Cash dividends$412,0002,409
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,105,4402,601
2003-03-31 (YTD Data)Rank
Total interest income$1,866,0003,715
Total interest expense$567,0003,946
Net interest income$1,299,0003,588
Provision for loan and lease losses$15,0005,504
Total noninterest income$67,0006,806
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$28,0006,375
Trading account gains and fees$0134
Additional Noninterest Income$39,0005,739
Total noninterest expense$564,0005,550
Salaries and employee benefits$240,0006,407
Premises and equipment expense$88,0005,119
Additional noninterest expense$236,0004,401
Pre-tax net operating income$787,0002,508
Securities gains (losses)$40,0001,513
Applicable income taxes$204,0002,665
Income before extraordinary items$623,0002,444
Extraordinary gains, net$021
Net income$623,0002,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0001,313
Cash dividends$412,0001,432
Sale, conversion, retirement of capital stock, net$0419
Net operating income$593,0002,435
2002-12-31 (YTD Data)Rank
Total interest income$7,779,0003,730
Total interest expense$2,512,0004,082
Net interest income$5,267,0003,500
Provision for loan and lease losses$310,0003,349
Total noninterest income$261,0006,766
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$113,0006,354
Trading account gains and fees$0153
Additional Noninterest Income$148,0005,632
Total noninterest expense$2,332,0005,328
Salaries and employee benefits$1,227,0005,397
Premises and equipment expense$215,0006,592
Additional noninterest expense$890,0004,580
Pre-tax net operating income$2,886,0002,582
Securities gains (losses)$76,0002,019
Applicable income taxes$751,0002,703
Income before extraordinary items$2,211,0002,590
Extraordinary gains, net$070
Net income$2,211,0002,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$687,0001,311
Cash dividends$724,0002,820
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,154,0002,556
2001-12-31 (YTD Data)Rank
Total interest income$8,832,0003,694
Total interest expense$4,190,0003,658
Net interest income$4,642,0003,653
Provision for loan and lease losses$60,0006,353
Total noninterest income$260,0006,772
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$103,0006,520
Trading account gains and fees$0177
Additional Noninterest Income$157,0005,454
Total noninterest expense$2,117,0005,530
Salaries and employee benefits$998,0005,988
Premises and equipment expense$230,0006,354
Additional noninterest expense$889,0004,450
Pre-tax net operating income$2,725,0002,486
Securities gains (losses)$52,0002,305
Applicable income taxes$775,0002,489
Income before extraordinary items$2,002,0002,534
Extraordinary gains, net$0105
Net income$2,002,0002,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$479,0003,563
Sale, conversion, retirement of capital stock, net$-4,808,0009,604
Net operating income$1,964,5602,498
2000-12-31 (YTD Data)Rank
Total interest income$8,936,0003,744
Total interest expense$3,999,0003,981
Net interest income$4,937,0003,515
Provision for loan and lease losses$160,0004,252
Total noninterest income$203,0007,239
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$90,0006,762
Trading account gains and fees$0180
Additional Noninterest Income$113,0006,143
Total noninterest expense$2,282,0005,185
Salaries and employee benefits$960,0006,088
Premises and equipment expense$186,0006,980
Additional noninterest expense$1,136,0003,615
Pre-tax net operating income$2,698,0002,603
Securities gains (losses)$4,0001,432
Applicable income taxes$728,0002,705
Income before extraordinary items$1,974,0002,605
Extraordinary gains, net$038
Net income$1,974,0002,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,468
Cash dividends$456,0003,722
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,971,0802,602
1999-12-31 (YTD Data)Rank
Total interest income$7,915,0003,943
Total interest expense$3,297,0004,265
Net interest income$4,618,0003,700
Provision for loan and lease losses$160,0004,104
Total noninterest income$172,0007,809
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$80,0007,125
Trading account gains and fees$0173
Additional Noninterest Income$92,0006,819
Total noninterest expense$2,099,0005,500
Salaries and employee benefits$944,0006,121
Premises and equipment expense$142,0007,811
Additional noninterest expense$1,013,0003,986
Pre-tax net operating income$2,531,0002,766
Securities gains (losses)$03,155
Applicable income taxes$560,0003,376
Income before extraordinary items$1,971,0002,625
Extraordinary gains, net$035
Net income$1,971,0002,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,085
Cash dividends$450,0003,697
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,971,0002,592
1998-12-31 (YTD Data)Rank
Total interest income$8,000,0003,932
Total interest expense$3,581,0004,032
Net interest income$4,419,0003,785
Provision for loan and lease losses$160,0004,005
Total noninterest income$151,0008,220
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$66,0007,628
Trading account gains and fees$0224
Additional Noninterest Income$85,0007,031
Total noninterest expense$1,808,0005,978
Salaries and employee benefits$940,0006,029
Premises and equipment expense$147,0007,718
Additional noninterest expense$721,0005,051
Pre-tax net operating income$2,602,0002,678
Securities gains (losses)$25,0002,265
Applicable income taxes$672,0003,126
Income before extraordinary items$1,955,0002,611
Extraordinary gains, net$032
Net income$1,955,0002,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,256
Cash dividends$444,0003,818
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,936,5002,550
1997-12-31 (YTD Data)Rank
Total interest income$7,580,0004,181
Total interest expense$3,338,0004,295
Net interest income$4,242,0004,029
Provision for loan and lease losses$160,0003,978
Total noninterest income$124,0008,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$62,0008,090
Trading account gains and feesNANA
Additional Noninterest Income$62,0007,946
Total noninterest expense$1,763,0006,154
Salaries and employee benefits$742,0007,067
Premises and equipment expense$173,0007,328
Additional noninterest expense$848,0004,524
Pre-tax net operating income$2,443,0002,968
Securities gains (losses)$20,0001,883
Applicable income taxes$480,0004,331
Income before extraordinary items$1,983,0002,606
Extraordinary gains, net$044
Net income$1,983,0002,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,00010,609
Cash dividends$369,0004,142
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,966,8002,577
1996-12-31 (YTD Data)Rank
Total interest income$7,156,0004,486
Total interest expense$3,137,0004,592
Net interest income$4,019,0004,307
Provision for loan and lease losses$160,0003,923
Total noninterest income$117,0009,572
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$64,0008,427
Trading account gains and feesNANA
Additional Noninterest Income$53,0008,764
Total noninterest expense$1,617,0006,799
Salaries and employee benefits$762,0007,190
Premises and equipment expense$145,0008,181
Additional noninterest expense$710,0005,684
Pre-tax net operating income$2,359,0002,955
Securities gains (losses)$3,0003,304
Applicable income taxes$480,0004,280
Income before extraordinary items$1,882,0002,583
Extraordinary gains, net$053
Net income$1,882,0002,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,188
Cash dividends$281,0004,693
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,879,6002,548
1995-12-31 (YTD Data)Rank
Total interest income$6,731,0004,716
Total interest expense$2,851,0004,993
Net interest income$3,880,0004,426
Provision for loan and lease losses$160,0003,506
Total noninterest income$84,00010,651
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$66,0008,717
Trading account gains and feesNANA
Additional Noninterest Income$18,00011,008
Total noninterest expense$1,567,0007,075
Salaries and employee benefits$646,0008,087
Premises and equipment expense$173,0007,747
Additional noninterest expense$748,0005,541
Pre-tax net operating income$2,237,0003,168
Securities gains (losses)$-135,00011,592
Applicable income taxes$420,0004,777
Income before extraordinary items$1,682,0002,927
Extraordinary gains, net$065
Net income$1,682,0002,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,003
Cash dividends$256,0004,907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,790,0002,725
1994-12-31 (YTD Data)Rank
Total interest income$6,635,0004,439
Total interest expense$2,377,0004,846
Net interest income$4,258,0004,136
Provision for loan and lease losses$160,0003,463
Total noninterest income$86,00011,089
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$62,0009,281
Trading account gains and feesNANA
Additional Noninterest Income$24,00011,176
Total noninterest expense$1,587,0007,341
Salaries and employee benefits$724,0007,708
Premises and equipment expense$273,0006,120
Additional noninterest expense$590,0007,114
Pre-tax net operating income$2,597,0002,726
Securities gains (losses)$5,0002,624
Applicable income taxes$504,0004,032
Income before extraordinary items$2,098,0002,315
Extraordinary gains, net$0249
Net income$2,098,0002,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,00011,539
Cash dividends$231,0005,132
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,093,9502,341
1993-12-31 (YTD Data)Rank
Total interest income$6,620,0004,546
Total interest expense$2,579,0004,675
Net interest income$4,041,0004,356
Provision for loan and lease losses$160,0004,468
Total noninterest income$190,0009,414
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0009,580
Trading account gains and feesNANA
Additional Noninterest Income$127,0007,107
Total noninterest expense$1,488,0007,878
Salaries and employee benefits$720,0007,868
Premises and equipment expense$109,00010,160
Additional noninterest expense$659,0006,879
Pre-tax net operating income$2,583,0002,636
Securities gains (losses)$07,477
Applicable income taxes$559,0003,803
Income before extraordinary items$2,024,0002,482
Extraordinary gains, net$03,149
Net income$2,024,0002,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$206,0005,324
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,024,0002,333
1992-12-31 (YTD Data)Rank
Total interest income$6,907,0004,886
Total interest expense$3,183,0004,911
Net interest income$3,724,0004,756
Provision for loan and lease losses$160,0005,897
Total noninterest income$155,00010,402
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$66,0009,699
Trading account gains and feesNANA
Additional Noninterest Income$89,0008,478
Total noninterest expense$1,441,0008,133
Salaries and employee benefits$679,0008,150
Premises and equipment expense$105,00010,550
Additional noninterest expense$657,0007,054
Pre-tax net operating income$2,278,0002,741
Securities gains (losses)$08,369
Applicable income taxes$450,0004,365
Income before extraordinary items$1,828,0002,514
Extraordinary gains, net$01,422
Net income$1,828,0002,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0008,449
Cash dividends$180,0005,316
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,828,0002,330

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.