Home > The Shelby County State Bank > Income and Expense
The Shelby County State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $21,140,000 | 1,815 |
| Total interest expense | $5,725,000 | 1,874 |
| Net interest income | $15,415,000 | 1,769 |
| Provision for loan and lease losses | $595,000 | 1,164 |
| Total noninterest income | $1,964,000 | 2,033 |
| Gross Fiduciary activities income | $173,000 | 684 |
| Service charges on deposit accounts | $350,000 | 2,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,441,000 | 1,917 |
| Total noninterest expense | $11,777,000 | 1,833 |
| Salaries and employee benefits | $6,797,000 | 1,803 |
| Premises and equipment expense | $845,000 | 2,226 |
| Additional noninterest expense | $1,441,000 | 1,917 |
| Pre-tax net operating income | $5,007,000 | 1,916 |
| Securities gains (losses) | $28,000 | 574 |
| Applicable income taxes | $976,000 | 1,455 |
| Income before extraordinary items | $4,059,000 | 1,979 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,059,000 | 2,003 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,059,000 | 1,982 |
| Net charge-offs | $17,000 | 2,260 |
| Cash dividends | $2,400,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,036,320 | 2,016 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $15,507,000 | 1,808 |
| Total interest expense | $3,787,000 | 1,886 |
| Net interest income | $11,720,000 | 1,752 |
| Provision for loan and lease losses | $310,000 | 1,317 |
| Total noninterest income | $1,504,000 | 2,012 |
| Gross Fiduciary activities income | $142,000 | 680 |
| Service charges on deposit accounts | $251,000 | 2,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,111,000 | 1,890 |
| Total noninterest expense | $9,262,000 | 1,774 |
| Salaries and employee benefits | $5,139,000 | 1,791 |
| Premises and equipment expense | $636,000 | 2,233 |
| Additional noninterest expense | $1,111,000 | 1,890 |
| Pre-tax net operating income | $3,652,000 | 1,998 |
| Securities gains (losses) | $24,000 | 408 |
| Applicable income taxes | $705,000 | 1,525 |
| Income before extraordinary items | $2,971,000 | 2,065 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,971,000 | 2,086 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,971,000 | 2,066 |
| Net charge-offs | $15,000 | 2,004 |
| Cash dividends | $1,800,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,951,560 | 2,101 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,146,000 | 1,808 |
| Total interest expense | $2,226,000 | 1,885 |
| Net interest income | $7,920,000 | 1,757 |
| Provision for loan and lease losses | $85,000 | 1,921 |
| Total noninterest income | $919,000 | 2,045 |
| Gross Fiduciary activities income | $26,000 | 752 |
| Service charges on deposit accounts | $164,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $729,000 | 1,846 |
| Total noninterest expense | $6,588,000 | 1,685 |
| Salaries and employee benefits | $3,443,000 | 1,783 |
| Premises and equipment expense | $411,000 | 2,273 |
| Additional noninterest expense | $729,000 | 1,844 |
| Pre-tax net operating income | $2,166,000 | 2,157 |
| Securities gains (losses) | $23,000 | 433 |
| Applicable income taxes | $403,000 | 1,641 |
| Income before extraordinary items | $1,786,000 | 2,194 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,786,000 | 2,220 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,786,000 | 2,194 |
| Net charge-offs | $14,000 | 1,687 |
| Cash dividends | $1,200,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,767,140 | 2,220 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 1,823 |
| Total interest expense | $934,000 | 1,906 |
| Net interest income | $4,021,000 | 1,748 |
| Provision for loan and lease losses | $25,000 | 2,051 |
| Total noninterest income | $475,000 | 2,015 |
| Gross Fiduciary activities income | $22,000 | 747 |
| Service charges on deposit accounts | $82,000 | 2,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 1,817 |
| Total noninterest expense | $2,752,000 | 1,925 |
| Salaries and employee benefits | $1,707,000 | 1,823 |
| Premises and equipment expense | $189,000 | 2,432 |
| Additional noninterest expense | $371,000 | 1,817 |
| Pre-tax net operating income | $1,719,000 | 1,631 |
| Securities gains (losses) | $22,000 | 421 |
| Applicable income taxes | $355,000 | 1,256 |
| Income before extraordinary items | $1,386,000 | 1,688 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,386,000 | 1,687 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,386,000 | 1,688 |
| Net charge-offs | $4,000 | 1,642 |
| Cash dividends | $600,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,368,400 | 1,718 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $16,460,000 | 1,823 |
| Total interest expense | $1,429,000 | 1,967 |
| Net interest income | $15,031,000 | 1,789 |
| Provision for loan and lease losses | $660,000 | 1,050 |
| Total noninterest income | $1,686,000 | 2,215 |
| Gross Fiduciary activities income | $51,000 | 799 |
| Service charges on deposit accounts | $383,000 | 1,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,252,000 | 2,097 |
| Total noninterest expense | $9,262,000 | 2,107 |
| Salaries and employee benefits | $6,032,000 | 1,945 |
| Premises and equipment expense | $695,000 | 2,504 |
| Additional noninterest expense | $1,252,000 | 2,097 |
| Pre-tax net operating income | $6,795,000 | 1,681 |
| Securities gains (losses) | $170,000 | 126 |
| Applicable income taxes | $1,550,000 | 1,234 |
| Income before extraordinary items | $5,415,000 | 1,731 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,415,000 | 1,728 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,415,000 | 1,730 |
| Net charge-offs | $19,000 | 1,945 |
| Cash dividends | $2,400,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $681,000 | 286 |
| Net operating income | $5,280,700 | 1,784 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,779,000 | 1,828 |
| Total interest expense | $784,000 | 2,075 |
| Net interest income | $10,995,000 | 1,802 |
| Provision for loan and lease losses | $360,000 | 1,136 |
| Total noninterest income | $1,214,000 | 2,290 |
| Gross Fiduciary activities income | $20,000 | 831 |
| Service charges on deposit accounts | $287,000 | 2,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $907,000 | 2,164 |
| Total noninterest expense | $6,709,000 | 2,151 |
| Salaries and employee benefits | $4,359,000 | 1,991 |
| Premises and equipment expense | $501,000 | 2,558 |
| Additional noninterest expense | $907,000 | 2,164 |
| Pre-tax net operating income | $5,140,000 | 1,664 |
| Securities gains (losses) | $169,000 | 117 |
| Applicable income taxes | $1,162,000 | 1,241 |
| Income before extraordinary items | $4,147,000 | 1,679 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,147,000 | 1,678 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,147,000 | 1,678 |
| Net charge-offs | $7,000 | 1,925 |
| Cash dividends | $1,800,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $681,000 | 227 |
| Net operating income | $4,013,490 | 1,760 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,343,000 | 1,869 |
| Total interest expense | $473,000 | 2,024 |
| Net interest income | $6,870,000 | 1,841 |
| Provision for loan and lease losses | $70,000 | 1,713 |
| Total noninterest income | $746,000 | 2,363 |
| Gross Fiduciary activities income | $17,000 | 779 |
| Service charges on deposit accounts | $178,000 | 2,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $551,000 | 2,290 |
| Total noninterest expense | $4,248,000 | 2,200 |
| Salaries and employee benefits | $2,725,000 | 2,061 |
| Premises and equipment expense | $327,000 | 2,587 |
| Additional noninterest expense | $1,196,000 | 2,304 |
| Pre-tax net operating income | $3,298,000 | 1,624 |
| Securities gains (losses) | $169,000 | 111 |
| Applicable income taxes | $770,000 | 1,186 |
| Income before extraordinary items | $2,697,000 | 1,634 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,697,000 | 1,633 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,697,000 | 1,634 |
| Net charge-offs | $1,000 | 2,041 |
| Cash dividends | $1,199,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $681,000 | 173 |
| Net operating income | $2,563,490 | 1,731 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,230,000 | 2,028 |
| Total interest expense | $202,000 | 2,199 |
| Net interest income | $3,028,000 | 1,985 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $382,000 | 2,320 |
| Gross Fiduciary activities income | $16,000 | 746 |
| Service charges on deposit accounts | $84,000 | 2,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 2,251 |
| Total noninterest expense | $2,024,000 | 2,268 |
| Salaries and employee benefits | $1,329,000 | 2,093 |
| Premises and equipment expense | $157,000 | 2,656 |
| Additional noninterest expense | $538,000 | 2,465 |
| Pre-tax net operating income | $1,386,000 | 1,741 |
| Securities gains (losses) | $-10,000 | 4,260 |
| Applicable income taxes | $307,000 | 1,289 |
| Income before extraordinary items | $1,069,000 | 1,842 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,069,000 | 1,841 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,069,000 | 1,842 |
| Net charge-offs | $2,000 | 1,559 |
| Cash dividends | $600,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $681,000 | 103 |
| Net operating income | $1,076,900 | 1,856 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,898,000 | 2,481 |
| Total interest expense | $201,000 | 4,127 |
| Net interest income | $9,697,000 | 2,370 |
| Provision for loan and lease losses | $215,000 | 1,683 |
| Total noninterest income | $1,250,000 | 2,739 |
| Gross Fiduciary activities income | $9,000 | 873 |
| Service charges on deposit accounts | $251,000 | 2,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $990,000 | 2,645 |
| Total noninterest expense | $6,102,000 | 2,705 |
| Salaries and employee benefits | $4,043,000 | 2,478 |
| Premises and equipment expense | $510,000 | 3,005 |
| Additional noninterest expense | $1,549,000 | 3,046 |
| Pre-tax net operating income | $4,630,000 | 2,155 |
| Securities gains (losses) | $4,000 | 1,879 |
| Applicable income taxes | $1,086,000 | 1,546 |
| Income before extraordinary items | $3,548,000 | 2,331 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,548,000 | 2,331 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,548,000 | 2,332 |
| Net charge-offs | $64,000 | 1,544 |
| Cash dividends | $516,000 | 2,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,544,840 | 2,300 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,701,000 | 2,480 |
| Total interest expense | $157,000 | 4,191 |
| Net interest income | $7,544,000 | 2,359 |
| Provision for loan and lease losses | $85,000 | 2,098 |
| Total noninterest income | $918,000 | 2,801 |
| Gross Fiduciary activities income | $6,000 | 869 |
| Service charges on deposit accounts | $184,000 | 2,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $728,000 | 2,690 |
| Total noninterest expense | $4,474,000 | 2,752 |
| Salaries and employee benefits | $3,000,000 | 2,513 |
| Premises and equipment expense | $383,000 | 3,016 |
| Additional noninterest expense | $1,091,000 | 3,167 |
| Pre-tax net operating income | $3,903,000 | 2,082 |
| Securities gains (losses) | $3,000 | 1,854 |
| Applicable income taxes | $921,000 | 1,530 |
| Income before extraordinary items | $2,985,000 | 2,260 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,985,000 | 2,258 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,985,000 | 2,260 |
| Net charge-offs | $65,000 | 1,259 |
| Cash dividends | $516,000 | 2,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,982,630 | 2,232 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,921,000 | 2,539 |
| Total interest expense | $114,000 | 4,186 |
| Net interest income | $4,807,000 | 2,422 |
| Provision for loan and lease losses | $35,000 | 2,321 |
| Total noninterest income | $611,000 | 2,774 |
| Gross Fiduciary activities income | $4,000 | 868 |
| Service charges on deposit accounts | $110,000 | 2,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 2,642 |
| Total noninterest expense | $2,906,000 | 2,785 |
| Salaries and employee benefits | $1,941,000 | 2,553 |
| Premises and equipment expense | $234,000 | 3,146 |
| Additional noninterest expense | $731,000 | 3,150 |
| Pre-tax net operating income | $2,477,000 | 2,131 |
| Securities gains (losses) | $3,000 | 1,649 |
| Applicable income taxes | $589,000 | 1,543 |
| Income before extraordinary items | $1,891,000 | 2,301 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,891,000 | 2,300 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,891,000 | 2,301 |
| Net charge-offs | $57,000 | 1,112 |
| Cash dividends | $515,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,888,630 | 2,271 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 2,674 |
| Total interest expense | $66,000 | 4,113 |
| Net interest income | $2,172,000 | 2,542 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $318,000 | 2,742 |
| Gross Fiduciary activities income | $4,000 | 836 |
| Service charges on deposit accounts | $52,000 | 2,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 2,579 |
| Total noninterest expense | $1,440,000 | 2,803 |
| Salaries and employee benefits | $960,000 | 2,560 |
| Premises and equipment expense | $119,000 | 3,134 |
| Additional noninterest expense | $361,000 | 3,120 |
| Pre-tax net operating income | $1,050,000 | 2,308 |
| Securities gains (losses) | $2,000 | 1,277 |
| Applicable income taxes | $244,000 | 1,663 |
| Income before extraordinary items | $808,000 | 2,504 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $808,000 | 2,502 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $808,000 | 2,504 |
| Net charge-offs | $48,000 | 843 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $806,420 | 2,469 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,055,000 | 2,507 |
| Total interest expense | $644,000 | 3,549 |
| Net interest income | $9,411,000 | 2,362 |
| Provision for loan and lease losses | $80,000 | 3,682 |
| Total noninterest income | $1,217,000 | 2,667 |
| Gross Fiduciary activities income | $6,000 | 923 |
| Service charges on deposit accounts | $295,000 | 2,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $916,000 | 2,572 |
| Total noninterest expense | $5,628,000 | 2,806 |
| Salaries and employee benefits | $3,807,000 | 2,556 |
| Premises and equipment expense | $458,000 | 3,188 |
| Additional noninterest expense | $1,363,000 | 3,201 |
| Pre-tax net operating income | $4,920,000 | 1,807 |
| Securities gains (losses) | $-1,000 | 4,658 |
| Applicable income taxes | $1,138,000 | 1,334 |
| Income before extraordinary items | $3,781,000 | 2,002 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,781,000 | 2,001 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,781,000 | 2,002 |
| Net charge-offs | $-17,000 | 4,360 |
| Cash dividends | $2,242,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,781,790 | 1,946 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,517,000 | 2,523 |
| Total interest expense | $541,000 | 3,498 |
| Net interest income | $6,976,000 | 2,364 |
| Provision for loan and lease losses | $80,000 | 3,450 |
| Total noninterest income | $904,000 | 2,636 |
| Gross Fiduciary activities income | $4,000 | 909 |
| Service charges on deposit accounts | $223,000 | 2,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $677,000 | 2,539 |
| Total noninterest expense | $4,177,000 | 2,805 |
| Salaries and employee benefits | $2,857,000 | 2,543 |
| Premises and equipment expense | $319,000 | 3,314 |
| Additional noninterest expense | $1,001,000 | 3,219 |
| Pre-tax net operating income | $3,623,000 | 1,803 |
| Securities gains (losses) | $-2,000 | 4,673 |
| Applicable income taxes | $906,000 | 1,260 |
| Income before extraordinary items | $2,715,000 | 2,030 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,715,000 | 2,030 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,715,000 | 2,030 |
| Net charge-offs | $-17,000 | 4,382 |
| Cash dividends | $2,242,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,716,580 | 1,973 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 2,542 |
| Total interest expense | $410,000 | 3,432 |
| Net interest income | $4,656,000 | 2,381 |
| Provision for loan and lease losses | $60,000 | 3,299 |
| Total noninterest income | $605,000 | 2,599 |
| Gross Fiduciary activities income | $2,000 | 908 |
| Service charges on deposit accounts | $147,000 | 2,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 2,459 |
| Total noninterest expense | $2,811,000 | 2,797 |
| Salaries and employee benefits | $1,936,000 | 2,526 |
| Premises and equipment expense | $212,000 | 3,321 |
| Additional noninterest expense | $663,000 | 3,250 |
| Pre-tax net operating income | $2,390,000 | 1,766 |
| Securities gains (losses) | $-2,000 | 4,677 |
| Applicable income taxes | $626,000 | 1,162 |
| Income before extraordinary items | $1,762,000 | 2,013 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,762,000 | 2,014 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,762,000 | 2,014 |
| Net charge-offs | $47,000 | 1,769 |
| Cash dividends | $2,242,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,763,580 | 1,968 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 2,517 |
| Total interest expense | $247,000 | 3,285 |
| Net interest income | $2,312,000 | 2,354 |
| Provision for loan and lease losses | $35,000 | 2,766 |
| Total noninterest income | $328,000 | 2,401 |
| Gross Fiduciary activities income | $2,000 | 874 |
| Service charges on deposit accounts | $93,000 | 2,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 2,270 |
| Total noninterest expense | $1,431,000 | 2,797 |
| Salaries and employee benefits | $980,000 | 2,522 |
| Premises and equipment expense | $108,000 | 3,312 |
| Additional noninterest expense | $343,000 | 3,215 |
| Pre-tax net operating income | $1,174,000 | 1,613 |
| Securities gains (losses) | $-3,000 | 4,730 |
| Applicable income taxes | $268,000 | 1,165 |
| Income before extraordinary items | $903,000 | 1,805 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $903,000 | 1,805 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $903,000 | 1,805 |
| Net charge-offs | $34,000 | 1,369 |
| Cash dividends | $1,529,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $905,370 | 1,776 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,405,000 | 2,525 |
| Total interest expense | $1,024,000 | 3,271 |
| Net interest income | $9,381,000 | 2,351 |
| Provision for loan and lease losses | $180,000 | 2,435 |
| Total noninterest income | $1,089,000 | 2,707 |
| Gross Fiduciary activities income | $4,000 | 967 |
| Service charges on deposit accounts | $378,000 | 2,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $707,000 | 2,645 |
| Total noninterest expense | $5,638,000 | 2,803 |
| Salaries and employee benefits | $3,748,000 | 2,564 |
| Premises and equipment expense | $457,000 | 3,252 |
| Additional noninterest expense | $1,433,000 | 3,183 |
| Pre-tax net operating income | $4,652,000 | 1,849 |
| Securities gains (losses) | $1,000 | 2,288 |
| Applicable income taxes | $1,077,000 | 1,364 |
| Income before extraordinary items | $3,576,000 | 2,052 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,576,000 | 2,054 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,576,000 | 2,054 |
| Net charge-offs | $156,000 | 1,892 |
| Cash dividends | $992,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,575,210 | 2,019 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,766,000 | 2,568 |
| Total interest expense | $754,000 | 3,325 |
| Net interest income | $7,012,000 | 2,395 |
| Provision for loan and lease losses | $80,000 | 2,806 |
| Total noninterest income | $803,000 | 2,742 |
| Gross Fiduciary activities income | $2,000 | 956 |
| Service charges on deposit accounts | $281,000 | 2,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 2,699 |
| Total noninterest expense | $4,187,000 | 2,827 |
| Salaries and employee benefits | $2,789,000 | 2,595 |
| Premises and equipment expense | $335,000 | 3,317 |
| Additional noninterest expense | $1,063,000 | 3,219 |
| Pre-tax net operating income | $3,548,000 | 1,880 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $825,000 | 1,393 |
| Income before extraordinary items | $2,724,000 | 2,073 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,724,000 | 2,072 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,724,000 | 2,074 |
| Net charge-offs | $146,000 | 1,505 |
| Cash dividends | $464,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,723,210 | 2,042 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 2,563 |
| Total interest expense | $487,000 | 3,357 |
| Net interest income | $4,690,000 | 2,404 |
| Provision for loan and lease losses | $80,000 | 2,401 |
| Total noninterest income | $516,000 | 2,762 |
| Gross Fiduciary activities income | $2,000 | 940 |
| Service charges on deposit accounts | $179,000 | 2,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 2,706 |
| Total noninterest expense | $2,806,000 | 2,838 |
| Salaries and employee benefits | $1,851,000 | 2,612 |
| Premises and equipment expense | $221,000 | 3,345 |
| Additional noninterest expense | $734,000 | 3,180 |
| Pre-tax net operating income | $2,320,000 | 1,888 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $538,000 | 1,391 |
| Income before extraordinary items | $1,782,000 | 2,087 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,782,000 | 2,085 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,782,000 | 2,087 |
| Net charge-offs | $111,000 | 1,352 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,782,000 | 2,060 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 2,593 |
| Total interest expense | $231,000 | 3,399 |
| Net interest income | $2,319,000 | 2,426 |
| Provision for loan and lease losses | $45,000 | 2,137 |
| Total noninterest income | $276,000 | 2,624 |
| Gross Fiduciary activities income | $2,000 | 906 |
| Service charges on deposit accounts | $86,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 2,473 |
| Total noninterest expense | $1,413,000 | 2,846 |
| Salaries and employee benefits | $937,000 | 2,602 |
| Premises and equipment expense | $118,000 | 3,257 |
| Additional noninterest expense | $358,000 | 3,231 |
| Pre-tax net operating income | $1,137,000 | 1,878 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $263,000 | 1,364 |
| Income before extraordinary items | $874,000 | 2,065 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $874,000 | 2,064 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $874,000 | 2,064 |
| Net charge-offs | $84,000 | 962 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $874,000 | 2,047 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,712,000 | 2,573 |
| Total interest expense | $635,000 | 3,580 |
| Net interest income | $9,077,000 | 2,435 |
| Provision for loan and lease losses | $355,000 | 1,785 |
| Total noninterest income | $1,060,000 | 2,783 |
| Gross Fiduciary activities income | $4,000 | 1,010 |
| Service charges on deposit accounts | $367,000 | 2,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $689,000 | 2,670 |
| Total noninterest expense | $5,613,000 | 2,833 |
| Salaries and employee benefits | $3,746,000 | 2,556 |
| Premises and equipment expense | $443,000 | 3,364 |
| Additional noninterest expense | $1,424,000 | 3,263 |
| Pre-tax net operating income | $4,169,000 | 2,048 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $948,000 | 1,438 |
| Income before extraordinary items | $3,220,000 | 2,223 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,220,000 | 2,221 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,220,000 | 2,222 |
| Net charge-offs | $225,000 | 1,547 |
| Cash dividends | $1,234,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,220,790 | 2,217 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,129,000 | 2,617 |
| Total interest expense | $433,000 | 3,692 |
| Net interest income | $6,696,000 | 2,467 |
| Provision for loan and lease losses | $200,000 | 1,970 |
| Total noninterest income | $772,000 | 2,842 |
| Gross Fiduciary activities income | $2,000 | 991 |
| Service charges on deposit accounts | $271,000 | 2,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 2,749 |
| Total noninterest expense | $4,227,000 | 2,837 |
| Salaries and employee benefits | $2,844,000 | 2,540 |
| Premises and equipment expense | $337,000 | 3,387 |
| Additional noninterest expense | $1,046,000 | 3,323 |
| Pre-tax net operating income | $3,041,000 | 2,105 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $687,000 | 1,519 |
| Income before extraordinary items | $2,354,000 | 2,267 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,354,000 | 2,266 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,354,000 | 2,266 |
| Net charge-offs | $55,000 | 2,140 |
| Cash dividends | $486,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,354,000 | 2,266 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 2,645 |
| Total interest expense | $241,000 | 3,887 |
| Net interest income | $4,417,000 | 2,490 |
| Provision for loan and lease losses | $110,000 | 2,123 |
| Total noninterest income | $519,000 | 2,833 |
| Gross Fiduciary activities income | $2,000 | 976 |
| Service charges on deposit accounts | $175,000 | 2,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 2,736 |
| Total noninterest expense | $2,744,000 | 2,912 |
| Salaries and employee benefits | $1,860,000 | 2,590 |
| Premises and equipment expense | $228,000 | 3,371 |
| Additional noninterest expense | $656,000 | 3,450 |
| Pre-tax net operating income | $2,082,000 | 2,043 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $479,000 | 1,451 |
| Income before extraordinary items | $1,603,000 | 2,204 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,603,000 | 2,201 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,603,000 | 2,203 |
| Net charge-offs | $54,000 | 1,716 |
| Cash dividends | $486,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,603,000 | 2,198 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 2,657 |
| Total interest expense | $110,000 | 3,986 |
| Net interest income | $2,195,000 | 2,496 |
| Provision for loan and lease losses | $20,000 | 2,793 |
| Total noninterest income | $263,000 | 2,793 |
| Gross Fiduciary activities income | $2,000 | 930 |
| Service charges on deposit accounts | $88,000 | 2,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 2,658 |
| Total noninterest expense | $1,380,000 | 2,931 |
| Salaries and employee benefits | $962,000 | 2,562 |
| Premises and equipment expense | $118,000 | 3,355 |
| Additional noninterest expense | $300,000 | 3,639 |
| Pre-tax net operating income | $1,058,000 | 1,963 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $243,000 | 1,390 |
| Income before extraordinary items | $815,000 | 2,146 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $815,000 | 2,145 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $815,000 | 2,146 |
| Net charge-offs | $5,000 | 2,201 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $815,000 | 2,132 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,875,000 | 2,672 |
| Total interest expense | $382,000 | 4,053 |
| Net interest income | $8,493,000 | 2,526 |
| Provision for loan and lease losses | $140,000 | 2,722 |
| Total noninterest income | $968,000 | 2,993 |
| Gross Fiduciary activities income | $4,000 | 1,047 |
| Service charges on deposit accounts | $386,000 | 2,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $578,000 | 2,989 |
| Total noninterest expense | $5,467,000 | 2,940 |
| Salaries and employee benefits | $3,466,000 | 2,725 |
| Premises and equipment expense | $478,000 | 3,350 |
| Additional noninterest expense | $1,523,000 | 3,201 |
| Pre-tax net operating income | $3,854,000 | 2,098 |
| Securities gains (losses) | $-7,000 | 5,011 |
| Applicable income taxes | $1,612,000 | 1,472 |
| Income before extraordinary items | $2,235,000 | 2,503 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,235,000 | 2,503 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,235,000 | 2,503 |
| Net charge-offs | $10,000 | 3,685 |
| Cash dividends | $977,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,239,480 | 2,482 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,599,000 | 2,699 |
| Total interest expense | $283,000 | 4,094 |
| Net interest income | $6,316,000 | 2,555 |
| Provision for loan and lease losses | $95,000 | 2,705 |
| Total noninterest income | $716,000 | 3,033 |
| Gross Fiduciary activities income | $2,000 | 1,029 |
| Service charges on deposit accounts | $286,000 | 2,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 3,006 |
| Total noninterest expense | $4,028,000 | 2,994 |
| Salaries and employee benefits | $2,617,000 | 2,731 |
| Premises and equipment expense | $327,000 | 3,536 |
| Additional noninterest expense | $1,084,000 | 3,313 |
| Pre-tax net operating income | $2,909,000 | 2,117 |
| Securities gains (losses) | $-7,000 | 5,348 |
| Applicable income taxes | $984,000 | 1,478 |
| Income before extraordinary items | $1,918,000 | 2,476 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,918,000 | 2,475 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,918,000 | 2,476 |
| Net charge-offs | $9,000 | 3,291 |
| Cash dividends | $487,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,922,620 | 2,449 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 2,712 |
| Total interest expense | $183,000 | 4,129 |
| Net interest income | $4,168,000 | 2,567 |
| Provision for loan and lease losses | $75,000 | 2,468 |
| Total noninterest income | $499,000 | 2,971 |
| Gross Fiduciary activities income | $2,000 | 1,015 |
| Service charges on deposit accounts | $187,000 | 2,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 2,896 |
| Total noninterest expense | $2,685,000 | 3,013 |
| Salaries and employee benefits | $1,754,000 | 2,740 |
| Premises and equipment expense | $208,000 | 3,643 |
| Additional noninterest expense | $723,000 | 3,319 |
| Pre-tax net operating income | $1,907,000 | 2,100 |
| Securities gains (losses) | $-7,000 | 5,446 |
| Applicable income taxes | $644,000 | 1,478 |
| Income before extraordinary items | $1,256,000 | 2,442 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,256,000 | 2,442 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,256,000 | 2,442 |
| Net charge-offs | $2,000 | 3,300 |
| Cash dividends | $487,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,260,620 | 2,418 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 2,757 |
| Total interest expense | $85,000 | 4,248 |
| Net interest income | $2,031,000 | 2,616 |
| Provision for loan and lease losses | $40,000 | 2,253 |
| Total noninterest income | $275,000 | 2,823 |
| Gross Fiduciary activities income | $2,000 | 961 |
| Service charges on deposit accounts | $90,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 2,687 |
| Total noninterest expense | $1,354,000 | 3,019 |
| Salaries and employee benefits | $888,000 | 2,744 |
| Premises and equipment expense | $101,000 | 3,717 |
| Additional noninterest expense | $365,000 | 3,299 |
| Pre-tax net operating income | $912,000 | 2,083 |
| Securities gains (losses) | $-7,000 | 5,619 |
| Applicable income taxes | $306,000 | 1,479 |
| Income before extraordinary items | $599,000 | 2,456 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $599,000 | 2,455 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $599,000 | 2,456 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $603,620 | 2,420 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,411,000 | 2,748 |
| Total interest expense | $328,000 | 4,337 |
| Net interest income | $8,083,000 | 2,604 |
| Provision for loan and lease losses | $153,000 | 2,713 |
| Total noninterest income | $964,000 | 3,092 |
| Gross Fiduciary activities income | $4,000 | 1,075 |
| Service charges on deposit accounts | $420,000 | 2,372 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $540,000 | 3,156 |
| Total noninterest expense | $5,289,000 | 3,072 |
| Salaries and employee benefits | $3,427,000 | 2,801 |
| Premises and equipment expense | $422,000 | 3,684 |
| Additional noninterest expense | $1,440,000 | 3,433 |
| Pre-tax net operating income | $3,605,000 | 2,082 |
| Securities gains (losses) | $61,000 | 1,704 |
| Applicable income taxes | $1,249,000 | 1,435 |
| Income before extraordinary items | $2,417,000 | 2,463 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,417,000 | 2,462 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,417,000 | 2,463 |
| Net charge-offs | $96,000 | 2,633 |
| Cash dividends | $954,000 | 2,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,376,740 | 2,440 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,279,000 | 2,764 |
| Total interest expense | $243,000 | 4,392 |
| Net interest income | $6,036,000 | 2,614 |
| Provision for loan and lease losses | $63,000 | 3,153 |
| Total noninterest income | $745,000 | 3,053 |
| Gross Fiduciary activities income | $2,000 | 1,060 |
| Service charges on deposit accounts | $315,000 | 2,381 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $428,000 | 3,081 |
| Total noninterest expense | $4,032,000 | 3,045 |
| Salaries and employee benefits | $2,621,000 | 2,748 |
| Premises and equipment expense | $319,000 | 3,696 |
| Additional noninterest expense | $1,092,000 | 3,429 |
| Pre-tax net operating income | $2,686,000 | 2,130 |
| Securities gains (losses) | $61,000 | 1,624 |
| Applicable income taxes | $937,000 | 1,472 |
| Income before extraordinary items | $1,810,000 | 2,503 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,810,000 | 2,504 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,810,000 | 2,504 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $464,000 | 2,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,769,740 | 2,484 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 2,775 |
| Total interest expense | $160,000 | 4,431 |
| Net interest income | $4,036,000 | 2,619 |
| Provision for loan and lease losses | $33,000 | 3,214 |
| Total noninterest income | $474,000 | 3,125 |
| Gross Fiduciary activities income | $2,000 | 1,041 |
| Service charges on deposit accounts | $203,000 | 2,417 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $269,000 | 3,174 |
| Total noninterest expense | $2,712,000 | 3,049 |
| Salaries and employee benefits | $1,763,000 | 2,758 |
| Premises and equipment expense | $208,000 | 3,747 |
| Additional noninterest expense | $741,000 | 3,403 |
| Pre-tax net operating income | $1,765,000 | 2,138 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $600,000 | 1,498 |
| Income before extraordinary items | $1,165,000 | 2,530 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,165,000 | 2,529 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,165,000 | 2,529 |
| Net charge-offs | $-14,000 | 5,094 |
| Cash dividends | $464,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,165,000 | 2,466 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 2,774 |
| Total interest expense | $78,000 | 4,497 |
| Net interest income | $2,026,000 | 2,606 |
| Provision for loan and lease losses | $8,000 | 3,360 |
| Total noninterest income | $233,000 | 3,129 |
| Gross Fiduciary activities income | $2,000 | 992 |
| Service charges on deposit accounts | $98,000 | 2,462 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $133,000 | 3,137 |
| Total noninterest expense | $1,381,000 | 3,038 |
| Salaries and employee benefits | $893,000 | 2,733 |
| Premises and equipment expense | $108,000 | 3,715 |
| Additional noninterest expense | $380,000 | 3,348 |
| Pre-tax net operating income | $870,000 | 2,140 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $295,000 | 1,499 |
| Income before extraordinary items | $575,000 | 2,507 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $575,000 | 2,507 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $575,000 | 2,507 |
| Net charge-offs | $-15,000 | 5,360 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $575,000 | 2,460 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,228,000 | 2,775 |
| Total interest expense | $308,000 | 4,563 |
| Net interest income | $7,920,000 | 2,620 |
| Provision for loan and lease losses | $-20,000 | 5,632 |
| Total noninterest income | $936,000 | 3,180 |
| Gross Fiduciary activities income | $5,000 | 1,091 |
| Service charges on deposit accounts | $445,000 | 2,334 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $486,000 | 3,328 |
| Total noninterest expense | $5,326,000 | 3,087 |
| Salaries and employee benefits | $3,415,000 | 2,784 |
| Premises and equipment expense | $428,000 | 3,778 |
| Additional noninterest expense | $1,483,000 | 3,421 |
| Pre-tax net operating income | $3,550,000 | 2,049 |
| Securities gains (losses) | $25,000 | 2,106 |
| Applicable income taxes | $1,230,000 | 1,398 |
| Income before extraordinary items | $2,345,000 | 2,447 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,345,000 | 2,449 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,345,000 | 2,449 |
| Net charge-offs | $29,000 | 3,581 |
| Cash dividends | $1,224,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,328,500 | 2,418 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 2,807 |
| Total interest expense | $230,000 | 4,638 |
| Net interest income | $5,914,000 | 2,652 |
| Provision for loan and lease losses | $-55,000 | 5,871 |
| Total noninterest income | $721,000 | 3,150 |
| Gross Fiduciary activities income | $3,000 | 1,083 |
| Service charges on deposit accounts | $336,000 | 2,337 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $382,000 | 3,288 |
| Total noninterest expense | $4,018,000 | 3,106 |
| Salaries and employee benefits | $2,589,000 | 2,768 |
| Premises and equipment expense | $322,000 | 3,812 |
| Additional noninterest expense | $1,107,000 | 3,447 |
| Pre-tax net operating income | $2,672,000 | 2,096 |
| Securities gains (losses) | $25,000 | 1,898 |
| Applicable income taxes | $929,000 | 1,442 |
| Income before extraordinary items | $1,768,000 | 2,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,768,000 | 2,473 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,768,000 | 2,473 |
| Net charge-offs | $17,000 | 3,431 |
| Cash dividends | $612,000 | 2,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,751,500 | 2,449 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,093,000 | 2,810 |
| Total interest expense | $156,000 | 4,653 |
| Net interest income | $3,937,000 | 2,641 |
| Provision for loan and lease losses | $-55,000 | 6,011 |
| Total noninterest income | $484,000 | 3,143 |
| Gross Fiduciary activities income | $3,000 | 1,066 |
| Service charges on deposit accounts | $218,000 | 2,360 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $263,000 | 3,235 |
| Total noninterest expense | $2,703,000 | 3,113 |
| Salaries and employee benefits | $1,748,000 | 2,765 |
| Premises and equipment expense | $218,000 | 3,819 |
| Additional noninterest expense | $737,000 | 3,470 |
| Pre-tax net operating income | $1,773,000 | 2,074 |
| Securities gains (losses) | $25,000 | 1,600 |
| Applicable income taxes | $619,000 | 1,441 |
| Income before extraordinary items | $1,179,000 | 2,465 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,179,000 | 2,467 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,179,000 | 2,467 |
| Net charge-offs | $2,000 | 3,666 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,162,500 | 2,430 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 2,823 |
| Total interest expense | $79,000 | 4,688 |
| Net interest income | $1,963,000 | 2,652 |
| Provision for loan and lease losses | $-65,000 | 6,177 |
| Total noninterest income | $254,000 | 3,013 |
| Gross Fiduciary activities income | $3,000 | 1,013 |
| Service charges on deposit accounts | $104,000 | 2,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $147,000 | 3,044 |
| Total noninterest expense | $1,422,000 | 3,016 |
| Salaries and employee benefits | $921,000 | 2,681 |
| Premises and equipment expense | $107,000 | 3,891 |
| Additional noninterest expense | $394,000 | 3,335 |
| Pre-tax net operating income | $860,000 | 2,099 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $295,000 | 1,462 |
| Income before extraordinary items | $565,000 | 2,499 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $565,000 | 2,502 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $565,000 | 2,501 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $565,000 | 2,424 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,303,000 | 2,808 |
| Total interest expense | $339,000 | 4,745 |
| Net interest income | $7,964,000 | 2,628 |
| Provision for loan and lease losses | $137,000 | 2,864 |
| Total noninterest income | $879,000 | 3,320 |
| Gross Fiduciary activities income | $7,000 | 1,100 |
| Service charges on deposit accounts | $464,000 | 2,394 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $408,000 | 3,574 |
| Total noninterest expense | $5,513,000 | 3,109 |
| Salaries and employee benefits | $3,472,000 | 2,770 |
| Premises and equipment expense | $479,000 | 3,734 |
| Additional noninterest expense | $1,562,000 | 3,460 |
| Pre-tax net operating income | $3,193,000 | 2,172 |
| Securities gains (losses) | $119,000 | 1,133 |
| Applicable income taxes | $1,147,000 | 1,412 |
| Income before extraordinary items | $2,165,000 | 2,547 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,165,000 | 2,547 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,165,000 | 2,547 |
| Net charge-offs | $6,000 | 4,705 |
| Cash dividends | $2,119,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,087,650 | 2,581 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,201,000 | 2,838 |
| Total interest expense | $258,000 | 4,794 |
| Net interest income | $5,943,000 | 2,653 |
| Provision for loan and lease losses | $107,000 | 2,721 |
| Total noninterest income | $662,000 | 3,344 |
| Gross Fiduciary activities income | $5,000 | 1,081 |
| Service charges on deposit accounts | $345,000 | 2,431 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $312,000 | 3,577 |
| Total noninterest expense | $4,175,000 | 3,094 |
| Salaries and employee benefits | $2,624,000 | 2,771 |
| Premises and equipment expense | $359,000 | 3,778 |
| Additional noninterest expense | $1,192,000 | 3,423 |
| Pre-tax net operating income | $2,323,000 | 2,258 |
| Securities gains (losses) | $119,000 | 886 |
| Applicable income taxes | $844,000 | 1,458 |
| Income before extraordinary items | $1,598,000 | 2,613 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,598,000 | 2,614 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,598,000 | 2,613 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $1,500,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,520,650 | 2,658 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 2,850 |
| Total interest expense | $175,000 | 4,819 |
| Net interest income | $3,946,000 | 2,654 |
| Provision for loan and lease losses | $40,000 | 3,175 |
| Total noninterest income | $438,000 | 3,351 |
| Gross Fiduciary activities income | $3,000 | 1,080 |
| Service charges on deposit accounts | $222,000 | 2,485 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $213,000 | 3,532 |
| Total noninterest expense | $2,818,000 | 3,077 |
| Salaries and employee benefits | $1,784,000 | 2,748 |
| Premises and equipment expense | $243,000 | 3,771 |
| Additional noninterest expense | $791,000 | 3,439 |
| Pre-tax net operating income | $1,526,000 | 2,246 |
| Securities gains (losses) | $119,000 | 703 |
| Applicable income taxes | $568,000 | 1,417 |
| Income before extraordinary items | $1,077,000 | 2,506 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,077,000 | 2,509 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,077,000 | 2,510 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $1,500,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $999,650 | 2,600 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 2,851 |
| Total interest expense | $88,000 | 4,865 |
| Net interest income | $1,981,000 | 2,651 |
| Provision for loan and lease losses | $20,000 | 2,958 |
| Total noninterest income | $232,000 | 3,193 |
| Gross Fiduciary activities income | $3,000 | 1,038 |
| Service charges on deposit accounts | $106,000 | 2,552 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $123,000 | 3,269 |
| Total noninterest expense | $1,420,000 | 3,091 |
| Salaries and employee benefits | $908,000 | 2,734 |
| Premises and equipment expense | $116,000 | 3,915 |
| Additional noninterest expense | $396,000 | 3,432 |
| Pre-tax net operating income | $773,000 | 2,147 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $265,000 | 1,457 |
| Income before extraordinary items | $508,000 | 2,533 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $508,000 | 2,536 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $508,000 | 2,536 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $508,000 | 2,486 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,361,000 | 2,842 |
| Total interest expense | $438,000 | 4,726 |
| Net interest income | $7,923,000 | 2,625 |
| Provision for loan and lease losses | $250,000 | 2,679 |
| Total noninterest income | $948,000 | 3,297 |
| Gross Fiduciary activities income | $4,000 | 1,186 |
| Service charges on deposit accounts | $494,000 | 2,399 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $450,000 | 3,501 |
| Total noninterest expense | $5,288,000 | 3,276 |
| Salaries and employee benefits | $3,279,000 | 2,929 |
| Premises and equipment expense | $472,000 | 3,854 |
| Additional noninterest expense | $1,537,000 | 3,598 |
| Pre-tax net operating income | $3,333,000 | 1,992 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,144,000 | 1,342 |
| Income before extraordinary items | $2,189,000 | 2,439 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,189,000 | 2,443 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,189,000 | 2,442 |
| Net charge-offs | $93,000 | 3,818 |
| Cash dividends | $851,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,189,000 | 2,383 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,241,000 | 2,873 |
| Total interest expense | $346,000 | 4,725 |
| Net interest income | $5,895,000 | 2,655 |
| Provision for loan and lease losses | $210,000 | 2,518 |
| Total noninterest income | $730,000 | 3,300 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $375,000 | 2,395 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $353,000 | 3,506 |
| Total noninterest expense | $3,989,000 | 3,262 |
| Salaries and employee benefits | $2,480,000 | 2,920 |
| Premises and equipment expense | $351,000 | 3,927 |
| Additional noninterest expense | $1,158,000 | 3,584 |
| Pre-tax net operating income | $2,426,000 | 2,114 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $830,000 | 1,419 |
| Income before extraordinary items | $1,596,000 | 2,542 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,596,000 | 2,546 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,596,000 | 2,546 |
| Net charge-offs | $93,000 | 3,327 |
| Cash dividends | $851,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,596,000 | 2,456 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,144,000 | 2,881 |
| Total interest expense | $246,000 | 4,648 |
| Net interest income | $3,898,000 | 2,664 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $485,000 | 3,349 |
| Gross Fiduciary activities income | $2,000 | 1,138 |
| Service charges on deposit accounts | $252,000 | 2,347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 3,566 |
| Total noninterest expense | $2,652,000 | 3,278 |
| Salaries and employee benefits | $1,654,000 | 2,945 |
| Premises and equipment expense | $236,000 | 3,911 |
| Additional noninterest expense | $762,000 | 3,621 |
| Pre-tax net operating income | $1,641,000 | 2,046 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $560,000 | 1,413 |
| Income before extraordinary items | $1,081,000 | 2,477 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,081,000 | 2,484 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,081,000 | 2,483 |
| Net charge-offs | $86,000 | 2,891 |
| Cash dividends | $851,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,081,000 | 2,381 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 2,907 |
| Total interest expense | $133,000 | 4,575 |
| Net interest income | $1,932,000 | 2,690 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $258,000 | 3,226 |
| Gross Fiduciary activities income | $2,000 | 1,072 |
| Service charges on deposit accounts | $166,000 | 1,879 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,920 |
| Total noninterest expense | $1,355,000 | 3,247 |
| Salaries and employee benefits | $849,000 | 2,907 |
| Premises and equipment expense | $130,000 | 3,713 |
| Additional noninterest expense | $376,000 | 3,670 |
| Pre-tax net operating income | $805,000 | 2,032 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $274,000 | 1,420 |
| Income before extraordinary items | $531,000 | 2,476 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $531,000 | 2,477 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $531,000 | 2,477 |
| Net charge-offs | $35,000 | 2,690 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $531,000 | 2,386 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,435,000 | 2,971 |
| Total interest expense | $695,000 | 4,422 |
| Net interest income | $7,740,000 | 2,734 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,016,000 | 3,235 |
| Gross Fiduciary activities income | $7,000 | 1,163 |
| Service charges on deposit accounts | $728,000 | 1,834 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $281,000 | 4,122 |
| Total noninterest expense | $5,198,000 | 3,373 |
| Salaries and employee benefits | $3,257,000 | 2,956 |
| Premises and equipment expense | $527,000 | 3,692 |
| Additional noninterest expense | $1,414,000 | 3,933 |
| Pre-tax net operating income | $3,558,000 | 1,797 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,228,000 | 1,270 |
| Income before extraordinary items | $2,330,000 | 2,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,330,000 | 2,308 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,330,000 | 2,309 |
| Net charge-offs | $59,000 | 4,813 |
| Cash dividends | $729,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,330,000 | 2,189 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,359,000 | 3,017 |
| Total interest expense | $549,000 | 4,429 |
| Net interest income | $5,810,000 | 2,779 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $768,000 | 3,230 |
| Gross Fiduciary activities income | $3,000 | 1,175 |
| Service charges on deposit accounts | $535,000 | 1,891 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $230,000 | 4,055 |
| Total noninterest expense | $3,968,000 | 3,359 |
| Salaries and employee benefits | $2,542,000 | 2,878 |
| Premises and equipment expense | $390,000 | 3,769 |
| Additional noninterest expense | $1,036,000 | 4,019 |
| Pre-tax net operating income | $2,610,000 | 1,905 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $900,000 | 1,335 |
| Income before extraordinary items | $1,710,000 | 2,408 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,710,000 | 2,409 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,710,000 | 2,409 |
| Net charge-offs | $41,000 | 4,650 |
| Cash dividends | $239,000 | 2,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,710,000 | 2,277 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 3,020 |
| Total interest expense | $394,000 | 4,371 |
| Net interest income | $3,887,000 | 2,781 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $491,000 | 3,271 |
| Gross Fiduciary activities income | $3,000 | 1,149 |
| Service charges on deposit accounts | $332,000 | 1,988 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 4,015 |
| Total noninterest expense | $2,675,000 | 3,346 |
| Salaries and employee benefits | $1,719,000 | 2,841 |
| Premises and equipment expense | $266,000 | 3,714 |
| Additional noninterest expense | $690,000 | 4,019 |
| Pre-tax net operating income | $1,703,000 | 1,920 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $585,000 | 1,346 |
| Income before extraordinary items | $1,118,000 | 2,400 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,118,000 | 2,400 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,118,000 | 2,400 |
| Net charge-offs | $40,000 | 4,215 |
| Cash dividends | $239,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,118,000 | 2,269 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 2,998 |
| Total interest expense | $214,000 | 4,289 |
| Net interest income | $1,974,000 | 2,753 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $272,000 | 3,104 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $164,000 | 1,989 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $107,000 | 3,599 |
| Total noninterest expense | $1,355,000 | 3,322 |
| Salaries and employee benefits | $869,000 | 2,834 |
| Premises and equipment expense | $135,000 | 3,709 |
| Additional noninterest expense | $351,000 | 3,981 |
| Pre-tax net operating income | $891,000 | 1,855 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $306,000 | 1,277 |
| Income before extraordinary items | $585,000 | 2,302 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $585,000 | 2,304 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $585,000 | 2,305 |
| Net charge-offs | $15,000 | 3,852 |
| Cash dividends | $239,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $585,000 | 2,186 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,175,000 | 2,985 |
| Total interest expense | $1,074,000 | 4,241 |
| Net interest income | $8,101,000 | 2,699 |
| Provision for loan and lease losses | $431,000 | 3,651 |
| Total noninterest income | $943,000 | 3,217 |
| Gross Fiduciary activities income | $3,000 | 1,205 |
| Service charges on deposit accounts | $825,000 | 1,748 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $115,000 | 5,170 |
| Total noninterest expense | $5,225,000 | 3,412 |
| Salaries and employee benefits | $3,290,000 | 2,897 |
| Premises and equipment expense | $537,000 | 3,853 |
| Additional noninterest expense | $1,398,000 | 4,037 |
| Pre-tax net operating income | $3,388,000 | 1,646 |
| Securities gains (losses) | $125,000 | 1,876 |
| Applicable income taxes | $1,200,000 | 1,180 |
| Income before extraordinary items | $2,313,000 | 1,999 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,313,000 | 2,000 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,313,000 | 2,000 |
| Net charge-offs | $155,000 | 4,559 |
| Cash dividends | $1,173,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,230,500 | 1,984 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,888,000 | 3,019 |
| Total interest expense | $839,000 | 4,245 |
| Net interest income | $6,049,000 | 2,720 |
| Provision for loan and lease losses | $283,000 | 3,691 |
| Total noninterest income | $839,000 | 2,918 |
| Gross Fiduciary activities income | $1,000 | 1,199 |
| Service charges on deposit accounts | $626,000 | 1,735 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $212,000 | 4,010 |
| Total noninterest expense | $3,966,000 | 3,394 |
| Salaries and employee benefits | $2,497,000 | 2,861 |
| Premises and equipment expense | $399,000 | 3,916 |
| Additional noninterest expense | $1,070,000 | 3,984 |
| Pre-tax net operating income | $2,639,000 | 1,658 |
| Securities gains (losses) | $125,000 | 1,588 |
| Applicable income taxes | $944,000 | 1,135 |
| Income before extraordinary items | $1,820,000 | 1,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,820,000 | 1,985 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,820,000 | 1,985 |
| Net charge-offs | $85,000 | 4,587 |
| Cash dividends | $774,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,737,500 | 1,959 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,613,000 | 3,017 |
| Total interest expense | $579,000 | 4,268 |
| Net interest income | $4,034,000 | 2,717 |
| Provision for loan and lease losses | $196,000 | 3,576 |
| Total noninterest income | $573,000 | 2,879 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $405,000 | 1,748 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 3,776 |
| Total noninterest expense | $2,669,000 | 3,406 |
| Salaries and employee benefits | $1,686,000 | 2,848 |
| Premises and equipment expense | $266,000 | 3,951 |
| Additional noninterest expense | $717,000 | 4,034 |
| Pre-tax net operating income | $1,742,000 | 1,636 |
| Securities gains (losses) | $125,000 | 983 |
| Applicable income taxes | $634,000 | 1,100 |
| Income before extraordinary items | $1,233,000 | 1,909 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,233,000 | 1,909 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,233,000 | 1,909 |
| Net charge-offs | $124,000 | 3,625 |
| Cash dividends | $774,000 | 1,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,150,500 | 1,950 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 3,049 |
| Total interest expense | $296,000 | 4,329 |
| Net interest income | $1,992,000 | 2,742 |
| Provision for loan and lease losses | $71,000 | 3,826 |
| Total noninterest income | $291,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $199,000 | 1,755 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $92,000 | 3,703 |
| Total noninterest expense | $1,373,000 | 3,342 |
| Salaries and employee benefits | $849,000 | 2,851 |
| Premises and equipment expense | $138,000 | 3,919 |
| Additional noninterest expense | $386,000 | 3,822 |
| Pre-tax net operating income | $839,000 | 1,707 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $280,000 | 1,181 |
| Income before extraordinary items | $559,000 | 2,042 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $559,000 | 2,041 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $559,000 | 2,042 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $774,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $559,000 | 2,001 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,546,000 | 3,072 |
| Total interest expense | $1,441,000 | 4,360 |
| Net interest income | $8,105,000 | 2,689 |
| Provision for loan and lease losses | $169,000 | 5,531 |
| Total noninterest income | $1,203,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $924,000 | 1,606 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $279,000 | 4,059 |
| Total noninterest expense | $5,377,000 | 3,396 |
| Salaries and employee benefits | $3,136,000 | 2,992 |
| Premises and equipment expense | $547,000 | 3,963 |
| Additional noninterest expense | $1,694,000 | 3,683 |
| Pre-tax net operating income | $3,762,000 | 1,328 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,259,000 | 1,022 |
| Income before extraordinary items | $2,503,000 | 1,647 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,503,000 | 1,647 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,503,000 | 1,649 |
| Net charge-offs | $613,000 | 3,370 |
| Cash dividends | $3,287,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,503,000 | 1,587 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,177,000 | 3,123 |
| Total interest expense | $1,119,000 | 4,420 |
| Net interest income | $6,058,000 | 2,732 |
| Provision for loan and lease losses | $74,000 | 5,991 |
| Total noninterest income | $886,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $702,000 | 1,641 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $184,000 | 4,316 |
| Total noninterest expense | $3,893,000 | 3,504 |
| Salaries and employee benefits | $2,348,000 | 3,024 |
| Premises and equipment expense | $405,000 | 4,066 |
| Additional noninterest expense | $1,140,000 | 3,943 |
| Pre-tax net operating income | $2,977,000 | 1,341 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $999,000 | 1,004 |
| Income before extraordinary items | $1,978,000 | 1,670 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,978,000 | 1,674 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,978,000 | 1,674 |
| Net charge-offs | $571,000 | 2,898 |
| Cash dividends | $3,287,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,978,000 | 1,592 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 3,128 |
| Total interest expense | $777,000 | 4,427 |
| Net interest income | $4,060,000 | 2,720 |
| Provision for loan and lease losses | $9,000 | 6,665 |
| Total noninterest income | $583,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $457,000 | 1,676 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $126,000 | 4,265 |
| Total noninterest expense | $2,612,000 | 3,502 |
| Salaries and employee benefits | $1,582,000 | 3,000 |
| Premises and equipment expense | $267,000 | 4,109 |
| Additional noninterest expense | $763,000 | 3,915 |
| Pre-tax net operating income | $2,022,000 | 1,292 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $676,000 | 962 |
| Income before extraordinary items | $1,346,000 | 1,631 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,346,000 | 1,630 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,346,000 | 1,631 |
| Net charge-offs | $572,000 | 2,287 |
| Cash dividends | $645,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,346,000 | 1,558 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 3,211 |
| Total interest expense | $412,000 | 4,399 |
| Net interest income | $1,980,000 | 2,806 |
| Provision for loan and lease losses | $-11,000 | 7,850 |
| Total noninterest income | $291,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $209,000 | 1,809 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $82,000 | 3,862 |
| Total noninterest expense | $1,331,000 | 3,468 |
| Salaries and employee benefits | $810,000 | 2,981 |
| Premises and equipment expense | $135,000 | 4,161 |
| Additional noninterest expense | $386,000 | 3,886 |
| Pre-tax net operating income | $951,000 | 1,372 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $315,000 | 1,014 |
| Income before extraordinary items | $636,000 | 1,735 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $636,000 | 1,734 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $636,000 | 1,736 |
| Net charge-offs | $469,000 | 1,627 |
| Cash dividends | $645,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $636,000 | 1,662 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,662,000 | 2,275 |
| Total interest expense | $2,623,000 | 3,768 |
| Net interest income | $12,039,000 | 1,839 |
| Provision for loan and lease losses | $3,773,000 | 1,715 |
| Total noninterest income | $1,241,000 | 2,905 |
| Gross Fiduciary activities income | $5,000 | 1,248 |
| Service charges on deposit accounts | $916,000 | 1,816 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $320,000 | 3,895 |
| Total noninterest expense | $5,540,000 | 3,390 |
| Salaries and employee benefits | $3,092,000 | 3,081 |
| Premises and equipment expense | $518,000 | 4,280 |
| Additional noninterest expense | $1,930,000 | 3,403 |
| Pre-tax net operating income | $3,967,000 | 1,048 |
| Securities gains (losses) | $18,000 | 3,082 |
| Applicable income taxes | $1,311,000 | 794 |
| Income before extraordinary items | $2,674,000 | 1,242 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,674,000 | 1,242 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,674,000 | 1,241 |
| Net charge-offs | $3,601,000 | 1,432 |
| Cash dividends | $1,989,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,661,940 | 1,238 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,851,000 | 2,346 |
| Total interest expense | $2,137,000 | 3,686 |
| Net interest income | $8,714,000 | 1,905 |
| Provision for loan and lease losses | $2,588,000 | 1,626 |
| Total noninterest income | $916,000 | 2,993 |
| Gross Fiduciary activities income | $3,000 | 1,227 |
| Service charges on deposit accounts | $668,000 | 1,874 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $245,000 | 3,942 |
| Total noninterest expense | $3,971,000 | 3,510 |
| Salaries and employee benefits | $2,316,000 | 3,120 |
| Premises and equipment expense | $395,000 | 4,291 |
| Additional noninterest expense | $1,260,000 | 3,750 |
| Pre-tax net operating income | $3,071,000 | 1,064 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,008,000 | 841 |
| Income before extraordinary items | $2,063,000 | 1,298 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,063,000 | 1,297 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,063,000 | 1,298 |
| Net charge-offs | $2,438,000 | 1,340 |
| Cash dividends | $1,022,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,063,000 | 1,270 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,087,000 | 2,429 |
| Total interest expense | $1,556,000 | 3,586 |
| Net interest income | $5,531,000 | 1,983 |
| Provision for loan and lease losses | $1,564,000 | 1,620 |
| Total noninterest income | $611,000 | 3,008 |
| Gross Fiduciary activities income | $2,000 | 1,233 |
| Service charges on deposit accounts | $421,000 | 1,942 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $188,000 | 3,740 |
| Total noninterest expense | $2,666,000 | 3,540 |
| Salaries and employee benefits | $1,549,000 | 3,156 |
| Premises and equipment expense | $267,000 | 4,283 |
| Additional noninterest expense | $850,000 | 3,711 |
| Pre-tax net operating income | $1,912,000 | 1,199 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $614,000 | 910 |
| Income before extraordinary items | $1,298,000 | 1,443 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,298,000 | 1,441 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,298,000 | 1,442 |
| Net charge-offs | $1,409,000 | 1,386 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,298,000 | 1,414 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 2,485 |
| Total interest expense | $845,000 | 3,477 |
| Net interest income | $2,645,000 | 2,067 |
| Provision for loan and lease losses | $626,000 | 1,557 |
| Total noninterest income | $291,000 | 3,077 |
| Gross Fiduciary activities income | $2,000 | 1,166 |
| Service charges on deposit accounts | $194,000 | 2,017 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $95,000 | 3,736 |
| Total noninterest expense | $1,258,000 | 3,634 |
| Salaries and employee benefits | $793,000 | 3,120 |
| Premises and equipment expense | $133,000 | 4,317 |
| Additional noninterest expense | $332,000 | 4,098 |
| Pre-tax net operating income | $1,052,000 | 1,227 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $340,000 | 952 |
| Income before extraordinary items | $712,000 | 1,531 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $712,000 | 1,533 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $712,000 | 1,533 |
| Net charge-offs | $480,000 | 1,393 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $712,000 | 1,447 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,829,000 | 2,673 |
| Total interest expense | $4,563,000 | 3,202 |
| Net interest income | $9,266,000 | 2,363 |
| Provision for loan and lease losses | $3,044,000 | 1,378 |
| Total noninterest income | $1,221,000 | 3,015 |
| Gross Fiduciary activities income | $3,000 | 1,325 |
| Service charges on deposit accounts | $953,000 | 1,835 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $265,000 | 4,322 |
| Total noninterest expense | $4,963,000 | 3,584 |
| Salaries and employee benefits | $2,977,000 | 3,272 |
| Premises and equipment expense | $553,000 | 4,202 |
| Additional noninterest expense | $1,433,000 | 3,749 |
| Pre-tax net operating income | $2,480,000 | 2,103 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $764,000 | 1,441 |
| Income before extraordinary items | $1,716,000 | 2,287 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,716,000 | 2,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,053,000 | 988 |
| Cash dividends | $1,399,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,716,000 | 2,418 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,402,000 | 2,717 |
| Total interest expense | $3,615,000 | 3,157 |
| Net interest income | $6,787,000 | 2,439 |
| Provision for loan and lease losses | $2,019,000 | 1,179 |
| Total noninterest income | $935,000 | 3,028 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $720,000 | 1,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $214,000 | 4,294 |
| Total noninterest expense | $3,733,000 | 3,566 |
| Salaries and employee benefits | $2,280,000 | 3,241 |
| Premises and equipment expense | $406,000 | 4,270 |
| Additional noninterest expense | $1,047,000 | 3,736 |
| Pre-tax net operating income | $1,970,000 | 2,332 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $630,000 | 1,640 |
| Income before extraordinary items | $1,340,000 | 2,542 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,340,000 | 2,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,740,000 | 919 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,340,000 | 2,671 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,885,000 | 2,771 |
| Total interest expense | $2,619,000 | 3,059 |
| Net interest income | $4,266,000 | 2,565 |
| Provision for loan and lease losses | $727,000 | 1,492 |
| Total noninterest income | $660,000 | 2,952 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $480,000 | 1,812 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $179,000 | 3,983 |
| Total noninterest expense | $2,510,000 | 3,565 |
| Salaries and employee benefits | $1,550,000 | 3,241 |
| Premises and equipment expense | $273,000 | 4,266 |
| Additional noninterest expense | $687,000 | 3,768 |
| Pre-tax net operating income | $1,689,000 | 1,963 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $563,000 | 1,468 |
| Income before extraordinary items | $1,126,000 | 2,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,126,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $652,000 | 1,122 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,126,000 | 2,284 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 2,819 |
| Total interest expense | $1,459,000 | 2,960 |
| Net interest income | $2,001,000 | 2,701 |
| Provision for loan and lease losses | $256,000 | 1,556 |
| Total noninterest income | $317,000 | 3,016 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $233,000 | 1,823 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $83,000 | 4,124 |
| Total noninterest expense | $1,284,000 | 3,508 |
| Salaries and employee benefits | $804,000 | 3,148 |
| Premises and equipment expense | $138,000 | 4,248 |
| Additional noninterest expense | $342,000 | 3,733 |
| Pre-tax net operating income | $778,000 | 2,210 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $261,000 | 1,636 |
| Income before extraordinary items | $517,000 | 2,617 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $517,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,212 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $517,000 | 2,548 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,489,000 | 2,781 |
| Total interest expense | $6,269,000 | 2,900 |
| Net interest income | $8,220,000 | 2,662 |
| Provision for loan and lease losses | $676,000 | 1,892 |
| Total noninterest income | $1,093,000 | 3,360 |
| Gross Fiduciary activities income | $3,000 | 1,373 |
| Service charges on deposit accounts | $876,000 | 1,976 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $214,000 | 4,928 |
| Total noninterest expense | $4,892,000 | 3,493 |
| Salaries and employee benefits | $3,056,000 | 3,178 |
| Premises and equipment expense | $583,000 | 3,926 |
| Additional noninterest expense | $1,253,000 | 3,952 |
| Pre-tax net operating income | $3,745,000 | 2,085 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,297,000 | 1,573 |
| Income before extraordinary items | $2,448,000 | 2,423 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,448,000 | 2,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $810,000 | 1,197 |
| Cash dividends | $2,116,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,448,000 | 2,409 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,944,000 | 2,755 |
| Total interest expense | $4,698,000 | 2,898 |
| Net interest income | $6,246,000 | 2,639 |
| Provision for loan and lease losses | $661,000 | 1,260 |
| Total noninterest income | $818,000 | 3,343 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $651,000 | 1,972 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $166,000 | 4,870 |
| Total noninterest expense | $3,682,000 | 3,472 |
| Salaries and employee benefits | $2,292,000 | 3,163 |
| Premises and equipment expense | $437,000 | 3,913 |
| Additional noninterest expense | $953,000 | 3,850 |
| Pre-tax net operating income | $2,721,000 | 2,275 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $941,000 | 1,716 |
| Income before extraordinary items | $1,780,000 | 2,610 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,780,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $770,000 | 781 |
| Cash dividends | $1,600,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,780,000 | 2,586 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,262,000 | 2,775 |
| Total interest expense | $3,120,000 | 2,911 |
| Net interest income | $4,142,000 | 2,674 |
| Provision for loan and lease losses | $465,000 | 1,088 |
| Total noninterest income | $550,000 | 3,344 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $426,000 | 2,004 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $123,000 | 4,702 |
| Total noninterest expense | $2,440,000 | 3,516 |
| Salaries and employee benefits | $1,528,000 | 3,199 |
| Premises and equipment expense | $293,000 | 3,904 |
| Additional noninterest expense | $619,000 | 3,932 |
| Pre-tax net operating income | $1,787,000 | 2,350 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $617,000 | 1,809 |
| Income before extraordinary items | $1,170,000 | 2,689 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,170,000 | 2,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 661 |
| Cash dividends | $1,600,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,170,000 | 2,674 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 2,767 |
| Total interest expense | $1,542,000 | 2,915 |
| Net interest income | $2,088,000 | 2,665 |
| Provision for loan and lease losses | $258,000 | 933 |
| Total noninterest income | $284,000 | 3,229 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $205,000 | 2,009 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $78,000 | 4,266 |
| Total noninterest expense | $1,235,000 | 3,489 |
| Salaries and employee benefits | $752,000 | 3,259 |
| Premises and equipment expense | $150,000 | 3,863 |
| Additional noninterest expense | $333,000 | 3,656 |
| Pre-tax net operating income | $879,000 | 2,385 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $304,000 | 1,837 |
| Income before extraordinary items | $575,000 | 2,725 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $575,000 | 2,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 573 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $575,000 | 2,711 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,772,000 | 2,739 |
| Total interest expense | $5,223,000 | 2,925 |
| Net interest income | $8,549,000 | 2,634 |
| Provision for loan and lease losses | $1,226,000 | 853 |
| Total noninterest income | $1,003,000 | 3,539 |
| Gross Fiduciary activities income | $3,000 | 1,398 |
| Service charges on deposit accounts | $805,000 | 2,100 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $195,000 | 5,168 |
| Total noninterest expense | $4,752,000 | 3,486 |
| Salaries and employee benefits | $2,949,000 | 3,182 |
| Premises and equipment expense | $557,000 | 3,976 |
| Additional noninterest expense | $1,246,000 | 3,827 |
| Pre-tax net operating income | $3,574,000 | 2,448 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,236,000 | 1,923 |
| Income before extraordinary items | $2,338,000 | 2,763 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,338,000 | 2,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,538,000 | 479 |
| Cash dividends | $2,179,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,338,000 | 2,751 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,162,000 | 2,757 |
| Total interest expense | $3,749,000 | 2,948 |
| Net interest income | $6,413,000 | 2,654 |
| Provision for loan and lease losses | $972,000 | 775 |
| Total noninterest income | $764,000 | 3,495 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $605,000 | 2,107 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $157,000 | 5,043 |
| Total noninterest expense | $3,515,000 | 3,514 |
| Salaries and employee benefits | $2,193,000 | 3,200 |
| Premises and equipment expense | $387,000 | 4,185 |
| Additional noninterest expense | $935,000 | 3,819 |
| Pre-tax net operating income | $2,690,000 | 2,509 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $933,000 | 1,978 |
| Income before extraordinary items | $1,757,000 | 2,840 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,757,000 | 2,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,191,000 | 403 |
| Cash dividends | $1,405,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,757,000 | 2,830 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 2,771 |
| Total interest expense | $2,370,000 | 2,955 |
| Net interest income | $4,281,000 | 2,650 |
| Provision for loan and lease losses | $694,000 | 721 |
| Total noninterest income | $509,000 | 3,487 |
| Gross Fiduciary activities income | $2,000 | 1,334 |
| Service charges on deposit accounts | $390,000 | 2,143 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $117,000 | 4,796 |
| Total noninterest expense | $2,315,000 | 3,554 |
| Salaries and employee benefits | $1,461,000 | 3,202 |
| Premises and equipment expense | $254,000 | 4,231 |
| Additional noninterest expense | $600,000 | 3,916 |
| Pre-tax net operating income | $1,781,000 | 2,535 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $618,000 | 2,011 |
| Income before extraordinary items | $1,163,000 | 2,871 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,163,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $868,000 | 379 |
| Cash dividends | $1,406,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,163,000 | 2,856 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 2,757 |
| Total interest expense | $1,133,000 | 2,943 |
| Net interest income | $2,133,000 | 2,644 |
| Provision for loan and lease losses | $367,000 | 663 |
| Total noninterest income | $261,000 | 3,370 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $189,000 | 2,141 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $71,000 | 4,406 |
| Total noninterest expense | $1,178,000 | 3,529 |
| Salaries and employee benefits | $732,000 | 3,211 |
| Premises and equipment expense | $132,000 | 4,139 |
| Additional noninterest expense | $314,000 | 3,772 |
| Pre-tax net operating income | $849,000 | 2,591 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $295,000 | 2,050 |
| Income before extraordinary items | $554,000 | 2,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $554,000 | 2,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 308 |
| Cash dividends | $799,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $554,000 | 2,899 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,970,000 | 2,546 |
| Total interest expense | $3,800,000 | 2,759 |
| Net interest income | $9,170,000 | 2,404 |
| Provision for loan and lease losses | $1,964,000 | 555 |
| Total noninterest income | $986,000 | 3,598 |
| Gross Fiduciary activities income | $4,000 | 1,396 |
| Service charges on deposit accounts | $795,000 | 2,115 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $187,000 | 5,304 |
| Total noninterest expense | $4,582,000 | 3,469 |
| Salaries and employee benefits | $2,809,000 | 3,150 |
| Premises and equipment expense | $499,000 | 4,179 |
| Additional noninterest expense | $1,274,000 | 3,688 |
| Pre-tax net operating income | $3,610,000 | 2,405 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,245,000 | 1,947 |
| Income before extraordinary items | $2,365,000 | 2,705 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,365,000 | 2,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,943,000 | 404 |
| Cash dividends | $2,114,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,365,000 | 2,671 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,437,000 | 2,553 |
| Total interest expense | $2,699,000 | 2,760 |
| Net interest income | $6,738,000 | 2,425 |
| Provision for loan and lease losses | $1,331,000 | 578 |
| Total noninterest income | $736,000 | 3,622 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $597,000 | 2,113 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 5,359 |
| Total noninterest expense | $3,423,000 | 3,460 |
| Salaries and employee benefits | $2,076,000 | 3,164 |
| Premises and equipment expense | $362,000 | 4,270 |
| Additional noninterest expense | $985,000 | 3,539 |
| Pre-tax net operating income | $2,720,000 | 2,412 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $938,000 | 1,968 |
| Income before extraordinary items | $1,782,000 | 2,716 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,782,000 | 2,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,408,000 | 395 |
| Cash dividends | $1,547,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,782,000 | 2,683 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,187,000 | 2,537 |
| Total interest expense | $1,723,000 | 2,720 |
| Net interest income | $4,464,000 | 2,418 |
| Provision for loan and lease losses | $920,000 | 561 |
| Total noninterest income | $473,000 | 3,659 |
| Gross Fiduciary activities income | $2,000 | 1,342 |
| Service charges on deposit accounts | $389,000 | 2,115 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $82,000 | 5,563 |
| Total noninterest expense | $2,272,000 | 3,444 |
| Salaries and employee benefits | $1,385,000 | 3,146 |
| Premises and equipment expense | $237,000 | 4,301 |
| Additional noninterest expense | $650,000 | 3,559 |
| Pre-tax net operating income | $1,745,000 | 2,421 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $600,000 | 2,004 |
| Income before extraordinary items | $1,145,000 | 2,769 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,145,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $926,000 | 384 |
| Cash dividends | $774,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,145,000 | 2,725 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 2,572 |
| Total interest expense | $832,000 | 2,693 |
| Net interest income | $2,163,000 | 2,468 |
| Provision for loan and lease losses | $437,000 | 543 |
| Total noninterest income | $266,000 | 3,332 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $194,000 | 2,057 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $71,000 | 4,437 |
| Total noninterest expense | $1,140,000 | 3,456 |
| Salaries and employee benefits | $687,000 | 3,174 |
| Premises and equipment expense | $121,000 | 4,285 |
| Additional noninterest expense | $332,000 | 3,509 |
| Pre-tax net operating income | $852,000 | 2,442 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $293,000 | 2,009 |
| Income before extraordinary items | $559,000 | 2,767 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $559,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $471,000 | 364 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $559,000 | 2,718 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,247,000 | 2,351 |
| Total interest expense | $2,704,000 | 2,862 |
| Net interest income | $9,543,000 | 2,135 |
| Provision for loan and lease losses | $1,870,000 | 584 |
| Total noninterest income | $1,057,000 | 3,406 |
| Gross Fiduciary activities income | $4,000 | 1,430 |
| Service charges on deposit accounts | $779,000 | 2,196 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $274,000 | 4,443 |
| Total noninterest expense | $4,428,000 | 3,463 |
| Salaries and employee benefits | $2,582,000 | 3,257 |
| Premises and equipment expense | $521,000 | 3,956 |
| Additional noninterest expense | $1,325,000 | 3,472 |
| Pre-tax net operating income | $4,302,000 | 1,927 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,487,000 | 1,613 |
| Income before extraordinary items | $2,815,000 | 2,196 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,815,000 | 2,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,349,000 | 407 |
| Cash dividends | $2,109,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,815,000 | 2,147 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,250,000 | 2,303 |
| Total interest expense | $1,967,000 | 2,884 |
| Net interest income | $7,283,000 | 2,078 |
| Provision for loan and lease losses | $1,482,000 | 532 |
| Total noninterest income | $785,000 | 3,452 |
| Gross Fiduciary activities income | $3,000 | 1,390 |
| Service charges on deposit accounts | $563,000 | 2,271 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $219,000 | 4,335 |
| Total noninterest expense | $3,305,000 | 3,448 |
| Salaries and employee benefits | $1,932,000 | 3,237 |
| Premises and equipment expense | $388,000 | 3,960 |
| Additional noninterest expense | $985,000 | 3,471 |
| Pre-tax net operating income | $3,281,000 | 1,913 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,136,000 | 1,603 |
| Income before extraordinary items | $2,145,000 | 2,184 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,145,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,779,000 | 385 |
| Cash dividends | $1,103,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,145,000 | 2,128 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,146,000 | 2,287 |
| Total interest expense | $1,324,000 | 2,847 |
| Net interest income | $4,822,000 | 2,076 |
| Provision for loan and lease losses | $959,000 | 538 |
| Total noninterest income | $542,000 | 3,389 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $366,000 | 2,307 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $174,000 | 4,024 |
| Total noninterest expense | $2,195,000 | 3,481 |
| Salaries and employee benefits | $1,280,000 | 3,267 |
| Premises and equipment expense | $263,000 | 3,917 |
| Additional noninterest expense | $652,000 | 3,500 |
| Pre-tax net operating income | $2,210,000 | 1,883 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $763,000 | 1,582 |
| Income before extraordinary items | $1,447,000 | 2,139 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,447,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,225,000 | 363 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,447,000 | 2,083 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 2,302 |
| Total interest expense | $685,000 | 2,796 |
| Net interest income | $2,368,000 | 2,124 |
| Provision for loan and lease losses | $459,000 | 555 |
| Total noninterest income | $273,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $181,000 | 2,276 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $92,000 | 3,884 |
| Total noninterest expense | $1,092,000 | 3,506 |
| Salaries and employee benefits | $639,000 | 3,286 |
| Premises and equipment expense | $138,000 | 3,818 |
| Additional noninterest expense | $315,000 | 3,601 |
| Pre-tax net operating income | $1,090,000 | 1,864 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $378,000 | 1,643 |
| Income before extraordinary items | $712,000 | 2,140 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $712,000 | 2,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $658,000 | 354 |
| Cash dividends | $501,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $712,000 | 2,063 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,720,000 | 2,261 |
| Total interest expense | $3,536,000 | 2,481 |
| Net interest income | $9,184,000 | 2,122 |
| Provision for loan and lease losses | $1,922,000 | 672 |
| Total noninterest income | $1,132,000 | 3,433 |
| Gross Fiduciary activities income | $4,000 | 1,466 |
| Service charges on deposit accounts | $796,000 | 2,134 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $332,000 | 4,300 |
| Total noninterest expense | $4,405,000 | 3,410 |
| Salaries and employee benefits | $2,548,000 | 3,234 |
| Premises and equipment expense | $559,000 | 3,716 |
| Additional noninterest expense | $1,298,000 | 3,492 |
| Pre-tax net operating income | $3,989,000 | 1,977 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,346,000 | 1,778 |
| Income before extraordinary items | $2,643,000 | 2,269 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,643,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,495,000 | 685 |
| Cash dividends | $1,972,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,643,000 | 2,170 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,650,000 | 2,261 |
| Total interest expense | $2,777,000 | 2,466 |
| Net interest income | $6,873,000 | 2,141 |
| Provision for loan and lease losses | $1,428,000 | 675 |
| Total noninterest income | $872,000 | 3,445 |
| Gross Fiduciary activities income | $3,000 | 1,448 |
| Service charges on deposit accounts | $601,000 | 2,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $268,000 | 4,251 |
| Total noninterest expense | $3,214,000 | 3,491 |
| Salaries and employee benefits | $1,903,000 | 3,241 |
| Premises and equipment expense | $399,000 | 3,870 |
| Additional noninterest expense | $912,000 | 3,677 |
| Pre-tax net operating income | $3,103,000 | 1,996 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,066,000 | 1,766 |
| Income before extraordinary items | $2,037,000 | 2,292 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,037,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,014,000 | 695 |
| Cash dividends | $1,599,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,037,000 | 2,178 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,503,000 | 2,247 |
| Total interest expense | $1,923,000 | 2,463 |
| Net interest income | $4,580,000 | 2,128 |
| Provision for loan and lease losses | $940,000 | 669 |
| Total noninterest income | $580,000 | 3,431 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $398,000 | 2,106 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $181,000 | 4,211 |
| Total noninterest expense | $2,117,000 | 3,514 |
| Salaries and employee benefits | $1,260,000 | 3,259 |
| Premises and equipment expense | $271,000 | 3,795 |
| Additional noninterest expense | $586,000 | 3,766 |
| Pre-tax net operating income | $2,103,000 | 1,950 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $722,000 | 1,771 |
| Income before extraordinary items | $1,381,000 | 2,265 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,381,000 | 2,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 834 |
| Cash dividends | $1,096,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,381,000 | 2,141 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 2,258 |
| Total interest expense | $990,000 | 2,455 |
| Net interest income | $2,269,000 | 2,151 |
| Provision for loan and lease losses | $426,000 | 689 |
| Total noninterest income | $286,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $190,000 | 2,105 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 4,002 |
| Total noninterest expense | $1,052,000 | 3,518 |
| Salaries and employee benefits | $621,000 | 3,268 |
| Premises and equipment expense | $137,000 | 3,763 |
| Additional noninterest expense | $294,000 | 3,706 |
| Pre-tax net operating income | $1,077,000 | 1,908 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $369,000 | 1,742 |
| Income before extraordinary items | $708,000 | 2,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $708,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,220 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $708,000 | 2,059 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,743,000 | 2,235 |
| Total interest expense | $4,644,000 | 2,391 |
| Net interest income | $9,099,000 | 2,133 |
| Provision for loan and lease losses | $3,297,000 | 509 |
| Total noninterest income | $1,154,000 | 3,152 |
| Gross Fiduciary activities income | $5,000 | 1,497 |
| Service charges on deposit accounts | $825,000 | 1,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $324,000 | 4,087 |
| Total noninterest expense | $4,127,000 | 3,482 |
| Salaries and employee benefits | $2,418,000 | 3,203 |
| Premises and equipment expense | $519,000 | 3,829 |
| Additional noninterest expense | $1,190,000 | 3,628 |
| Pre-tax net operating income | $2,829,000 | 2,614 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $919,000 | 2,352 |
| Income before extraordinary items | $1,910,000 | 2,910 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,910,000 | 2,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,920,000 | 445 |
| Cash dividends | $1,006,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,910,000 | 2,822 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,820,000 | 2,311 |
| Total interest expense | $6,990,000 | 2,297 |
| Net interest income | $7,830,000 | 2,286 |
| Provision for loan and lease losses | $2,184,000 | 657 |
| Total noninterest income | $1,119,000 | 3,082 |
| Gross Fiduciary activities income | $5,000 | 1,541 |
| Service charges on deposit accounts | $804,000 | 1,894 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $310,000 | 4,045 |
| Total noninterest expense | $4,457,000 | 3,112 |
| Salaries and employee benefits | $2,331,000 | 3,142 |
| Premises and equipment expense | $547,000 | 3,627 |
| Additional noninterest expense | $1,579,000 | 2,750 |
| Pre-tax net operating income | $2,308,000 | 2,844 |
| Securities gains (losses) | $55,000 | 2,257 |
| Applicable income taxes | $890,000 | 2,256 |
| Income before extraordinary items | $1,473,000 | 3,269 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,473,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,802,000 | 616 |
| Cash dividends | $2,400,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,437,800 | 3,226 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,619,000 | 2,255 |
| Total interest expense | $7,591,000 | 2,240 |
| Net interest income | $8,028,000 | 2,215 |
| Provision for loan and lease losses | $1,522,000 | 750 |
| Total noninterest income | $938,000 | 3,285 |
| Gross Fiduciary activities income | $2,000 | 1,298 |
| Service charges on deposit accounts | $744,000 | 1,867 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $192,000 | 4,897 |
| Total noninterest expense | $4,264,000 | 3,154 |
| Salaries and employee benefits | $2,180,000 | 3,220 |
| Premises and equipment expense | $589,000 | 3,326 |
| Additional noninterest expense | $1,495,000 | 2,833 |
| Pre-tax net operating income | $3,180,000 | 2,275 |
| Securities gains (losses) | $35,000 | 803 |
| Applicable income taxes | $1,207,000 | 1,817 |
| Income before extraordinary items | $2,008,000 | 2,550 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,008,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,546,000 | 555 |
| Cash dividends | $2,700,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,985,600 | 2,584 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,933,000 | 2,186 |
| Total interest expense | $6,604,000 | 2,232 |
| Net interest income | $8,329,000 | 2,115 |
| Provision for loan and lease losses | $1,826,000 | 607 |
| Total noninterest income | $800,000 | 3,618 |
| Gross Fiduciary activities income | $1,000 | 1,355 |
| Service charges on deposit accounts | $610,000 | 2,184 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $189,000 | 5,068 |
| Total noninterest expense | $4,262,000 | 3,126 |
| Salaries and employee benefits | $2,103,000 | 3,280 |
| Premises and equipment expense | $606,000 | 3,222 |
| Additional noninterest expense | $1,553,000 | 2,783 |
| Pre-tax net operating income | $3,041,000 | 2,385 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,176,000 | 1,957 |
| Income before extraordinary items | $1,865,000 | 2,736 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,865,000 | 2,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,886,000 | 472 |
| Cash dividends | $2,000,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,865,000 | 2,700 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,255,000 | 2,135 |
| Total interest expense | $6,843,000 | 2,215 |
| Net interest income | $8,412,000 | 2,039 |
| Provision for loan and lease losses | $2,023,000 | 576 |
| Total noninterest income | $773,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $566,000 | 2,280 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $207,000 | 4,877 |
| Total noninterest expense | $4,112,000 | 3,142 |
| Salaries and employee benefits | $2,033,000 | 3,281 |
| Premises and equipment expense | $537,000 | 3,496 |
| Additional noninterest expense | $1,542,000 | 2,700 |
| Pre-tax net operating income | $3,050,000 | 2,334 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,174,000 | 2,033 |
| Income before extraordinary items | $1,876,000 | 2,710 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,876,000 | 2,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,924,000 | 479 |
| Cash dividends | $4,700,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,876,000 | 2,634 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,794,000 | 2,209 |
| Total interest expense | $6,538,000 | 2,294 |
| Net interest income | $8,256,000 | 2,108 |
| Provision for loan and lease losses | $1,873,000 | 618 |
| Total noninterest income | $642,000 | 4,240 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $543,000 | 2,427 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $99,000 | 6,819 |
| Total noninterest expense | $3,937,000 | 3,224 |
| Salaries and employee benefits | $1,921,000 | 3,429 |
| Premises and equipment expense | $503,000 | 3,680 |
| Additional noninterest expense | $1,513,000 | 2,718 |
| Pre-tax net operating income | $3,088,000 | 2,423 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,182,000 | 2,114 |
| Income before extraordinary items | $1,906,000 | 2,695 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,906,000 | 2,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,847,000 | 531 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,906,000 | 2,648 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,916,000 | 2,404 |
| Total interest expense | $6,140,000 | 2,497 |
| Net interest income | $7,776,000 | 2,316 |
| Provision for loan and lease losses | $1,719,000 | 699 |
| Total noninterest income | $625,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $526,000 | 2,593 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $99,000 | 7,162 |
| Total noninterest expense | $3,813,000 | 3,486 |
| Salaries and employee benefits | $1,869,000 | 3,548 |
| Premises and equipment expense | $433,000 | 4,259 |
| Additional noninterest expense | $1,511,000 | 3,094 |
| Pre-tax net operating income | $2,869,000 | 2,464 |
| Securities gains (losses) | $21,000 | 1,959 |
| Applicable income taxes | $1,103,000 | 2,155 |
| Income before extraordinary items | $1,787,000 | 2,719 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,787,000 | 2,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,523,000 | 682 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,773,560 | 2,694 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,667,000 | 2,644 |
| Total interest expense | $6,014,000 | 2,550 |
| Net interest income | $6,653,000 | 2,678 |
| Provision for loan and lease losses | $916,000 | 1,010 |
| Total noninterest income | $543,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $450,000 | 3,009 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $93,000 | 7,460 |
| Total noninterest expense | $3,814,000 | 3,469 |
| Salaries and employee benefits | $1,696,000 | 3,834 |
| Premises and equipment expense | $418,000 | 4,359 |
| Additional noninterest expense | $1,700,000 | 2,752 |
| Pre-tax net operating income | $2,466,000 | 2,886 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $896,000 | 2,614 |
| Income before extraordinary items | $1,577,000 | 3,102 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,577,000 | 3,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,095,000 | 835 |
| Cash dividends | $1,998,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,572,520 | 3,085 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 8,081 |
| Total interest expense | $1,280,000 | 7,618 |
| Net interest income | $1,702,000 | 8,300 |
| Provision for loan and lease losses | $174,000 | 3,323 |
| Total noninterest income | $158,000 | 9,556 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $826,000 | 10,108 |
| Salaries and employee benefits | $356,000 | 10,683 |
| Premises and equipment expense | $50,000 | 11,639 |
| Additional noninterest expense | $420,000 | 8,616 |
| Pre-tax net operating income | $860,000 | 6,584 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $300,000 | 5,876 |
| Income before extraordinary items | $571,000 | 6,752 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $571,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,123 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $18,928,000 | 68 |
| Net operating income | $563,740 | 6,859 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 10,022 |
| Total interest expense | $932,000 | 9,414 |
| Net interest income | $1,148,000 | 10,234 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $110,000 | 11,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $519,000 | 12,069 |
| Salaries and employee benefits | $235,000 | 12,320 |
| Premises and equipment expense | $39,000 | 12,577 |
| Additional noninterest expense | $245,000 | 11,144 |
| Pre-tax net operating income | $629,000 | 7,747 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $210,000 | 7,434 |
| Income before extraordinary items | $426,000 | 8,172 |
| Extraordinary gains, net | $27,000 | 2,545 |
| Net income | $453,000 | 8,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,735 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $421,310 | 7,948 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 10,552 |
| Total interest expense | $1,057,000 | 10,152 |
| Net interest income | $1,107,000 | 10,673 |
| Provision for loan and lease losses | $85,000 | 7,723 |
| Total noninterest income | $100,000 | 11,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 9,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,735 |
| Total noninterest expense | $529,000 | 12,459 |
| Salaries and employee benefits | $221,000 | 12,920 |
| Premises and equipment expense | $37,000 | 13,172 |
| Additional noninterest expense | $271,000 | 11,258 |
| Pre-tax net operating income | $593,000 | 7,760 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $197,000 | 7,617 |
| Income before extraordinary items | $413,000 | 8,078 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $413,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 5,719 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $401,440 | 7,849 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.