Home > The Security State Bank > Income and Expense
The Security State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 4,305 |
| Total interest expense | $456,000 | 4,149 |
| Net interest income | $1,553,000 | 4,320 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $199,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $123,000 | 3,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 4,103 |
| Total noninterest expense | $1,548,000 | 4,236 |
| Salaries and employee benefits | $846,000 | 4,214 |
| Premises and equipment expense | $126,000 | 4,236 |
| Additional noninterest expense | $76,000 | 4,103 |
| Pre-tax net operating income | $204,000 | 4,169 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $13,000 | 3,267 |
| Income before extraordinary items | $191,000 | 4,154 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $191,000 | 4,195 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $191,000 | 4,156 |
| Net charge-offs | $5,000 | 2,589 |
| Cash dividends | $150,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $191,000 | 4,180 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 4,324 |
| Total interest expense | $314,000 | 4,148 |
| Net interest income | $1,155,000 | 4,333 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $147,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $91,000 | 3,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 4,120 |
| Total noninterest expense | $1,110,000 | 4,268 |
| Salaries and employee benefits | $597,000 | 4,256 |
| Premises and equipment expense | $83,000 | 4,293 |
| Additional noninterest expense | $56,000 | 4,116 |
| Pre-tax net operating income | $192,000 | 4,201 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $9,000 | 3,303 |
| Income before extraordinary items | $183,000 | 4,179 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $183,000 | 4,217 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $183,000 | 4,178 |
| Net charge-offs | $5,000 | 2,314 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $183,000 | 4,202 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $949,000 | 4,353 |
| Total interest expense | $180,000 | 4,171 |
| Net interest income | $769,000 | 4,371 |
| Provision for loan and lease losses | $8,000 | 2,796 |
| Total noninterest income | $98,000 | 4,052 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $57,000 | 3,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,115 |
| Total noninterest expense | $737,000 | 4,293 |
| Salaries and employee benefits | $402,000 | 4,274 |
| Premises and equipment expense | $53,000 | 4,333 |
| Additional noninterest expense | $41,000 | 4,091 |
| Pre-tax net operating income | $122,000 | 4,266 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $5,000 | 3,359 |
| Income before extraordinary items | $117,000 | 4,239 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $117,000 | 4,281 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $117,000 | 4,238 |
| Net charge-offs | $6,000 | 1,974 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $117,000 | 4,253 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $459,000 | 4,413 |
| Total interest expense | $65,000 | 4,253 |
| Net interest income | $394,000 | 4,385 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $50,000 | 4,064 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $27,000 | 3,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,087 |
| Total noninterest expense | $388,000 | 4,319 |
| Salaries and employee benefits | $205,000 | 4,306 |
| Premises and equipment expense | $31,000 | 4,329 |
| Additional noninterest expense | $23,000 | 4,087 |
| Pre-tax net operating income | $56,000 | 4,349 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $8,000 | 3,175 |
| Income before extraordinary items | $48,000 | 4,332 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $48,000 | 4,332 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $48,000 | 4,332 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $48,000 | 4,355 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 4,407 |
| Total interest expense | $93,000 | 4,412 |
| Net interest income | $1,489,000 | 4,379 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $263,000 | 4,012 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $122,000 | 3,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,997 |
| Total noninterest expense | $1,398,000 | 4,386 |
| Salaries and employee benefits | $827,000 | 4,321 |
| Premises and equipment expense | $113,000 | 4,393 |
| Additional noninterest expense | $141,000 | 3,997 |
| Pre-tax net operating income | $354,000 | 4,284 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $12,000 | 3,499 |
| Income before extraordinary items | $342,000 | 4,244 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $342,000 | 4,243 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $342,000 | 4,244 |
| Net charge-offs | $13,000 | 2,062 |
| Cash dividends | $150,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $342,000 | 4,258 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 4,442 |
| Total interest expense | $57,000 | 4,463 |
| Net interest income | $1,066,000 | 4,410 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $220,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $92,000 | 3,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 3,920 |
| Total noninterest expense | $1,036,000 | 4,413 |
| Salaries and employee benefits | $590,000 | 4,366 |
| Premises and equipment expense | $84,000 | 4,417 |
| Additional noninterest expense | $128,000 | 3,920 |
| Pre-tax net operating income | $250,000 | 4,312 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $11,000 | 3,469 |
| Income before extraordinary items | $239,000 | 4,264 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $239,000 | 4,263 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $239,000 | 4,263 |
| Net charge-offs | $-30,000 | 3,924 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $239,000 | 4,295 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $702,000 | 4,494 |
| Total interest expense | $39,000 | 4,497 |
| Net interest income | $663,000 | 4,466 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $159,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $59,000 | 3,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,852 |
| Total noninterest expense | $688,000 | 4,430 |
| Salaries and employee benefits | $392,000 | 4,392 |
| Premises and equipment expense | $49,000 | 4,494 |
| Additional noninterest expense | $247,000 | 4,346 |
| Pre-tax net operating income | $134,000 | 4,325 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $5,000 | 3,467 |
| Income before extraordinary items | $129,000 | 4,263 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $129,000 | 4,263 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $129,000 | 4,263 |
| Net charge-offs | $-17,000 | 3,831 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $129,000 | 4,291 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 4,529 |
| Total interest expense | $20,000 | 4,492 |
| Net interest income | $305,000 | 4,506 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $95,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $29,000 | 3,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 3,652 |
| Total noninterest expense | $357,000 | 4,421 |
| Salaries and employee benefits | $202,000 | 4,391 |
| Premises and equipment expense | $26,000 | 4,488 |
| Additional noninterest expense | $129,000 | 4,326 |
| Pre-tax net operating income | $43,000 | 4,366 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $2,000 | 3,373 |
| Income before extraordinary items | $41,000 | 4,327 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $41,000 | 4,327 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $41,000 | 4,327 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $41,000 | 4,350 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 4,473 |
| Total interest expense | $91,000 | 4,547 |
| Net interest income | $1,563,000 | 4,454 |
| Provision for loan and lease losses | $-218,000 | 4,323 |
| Total noninterest income | $283,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $107,000 | 3,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 4,073 |
| Total noninterest expense | $1,508,000 | 4,421 |
| Salaries and employee benefits | $910,000 | 4,344 |
| Premises and equipment expense | $122,000 | 4,461 |
| Additional noninterest expense | $476,000 | 4,415 |
| Pre-tax net operating income | $556,000 | 4,197 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $13,000 | 3,549 |
| Income before extraordinary items | $543,000 | 4,163 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $543,000 | 4,162 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $543,000 | 4,163 |
| Net charge-offs | $-89,000 | 4,319 |
| Cash dividends | $150,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $543,000 | 4,144 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 4,520 |
| Total interest expense | $69,000 | 4,627 |
| Net interest income | $1,255,000 | 4,485 |
| Provision for loan and lease losses | $-218,000 | 4,456 |
| Total noninterest income | $231,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $76,000 | 3,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 4,012 |
| Total noninterest expense | $1,123,000 | 4,477 |
| Salaries and employee benefits | $677,000 | 4,395 |
| Premises and equipment expense | $75,000 | 4,612 |
| Additional noninterest expense | $371,000 | 4,442 |
| Pre-tax net operating income | $581,000 | 4,131 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $2,000 | 3,639 |
| Income before extraordinary items | $579,000 | 4,076 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $579,000 | 4,075 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $579,000 | 4,076 |
| Net charge-offs | $-86,000 | 4,415 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $579,000 | 4,052 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 4,334 |
| Total interest expense | $46,000 | 4,668 |
| Net interest income | $1,212,000 | 4,258 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $105,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $47,000 | 3,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 4,355 |
| Total noninterest expense | $765,000 | 4,484 |
| Salaries and employee benefits | $474,000 | 4,384 |
| Premises and equipment expense | $62,000 | 4,529 |
| Additional noninterest expense | $229,000 | 4,520 |
| Pre-tax net operating income | $552,000 | 3,886 |
| Securities gains (losses) | $3,000 | 1,649 |
| Applicable income taxes | $2,000 | 3,608 |
| Income before extraordinary items | $553,000 | 3,788 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $553,000 | 3,788 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $553,000 | 3,788 |
| Net charge-offs | $-82,000 | 4,535 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $550,000 | 3,777 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 4,214 |
| Total interest expense | $23,000 | 4,717 |
| Net interest income | $706,000 | 4,130 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $45,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $24,000 | 3,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,456 |
| Total noninterest expense | $360,000 | 4,546 |
| Salaries and employee benefits | $221,000 | 4,461 |
| Premises and equipment expense | $28,000 | 4,597 |
| Additional noninterest expense | $111,000 | 4,550 |
| Pre-tax net operating income | $391,000 | 3,520 |
| Securities gains (losses) | $1,000 | 1,331 |
| Applicable income taxes | $1,000 | 3,547 |
| Income before extraordinary items | $391,000 | 3,407 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $391,000 | 3,408 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $391,000 | 3,407 |
| Net charge-offs | $-12,000 | 4,135 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $390,000 | 3,375 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 4,650 |
| Total interest expense | $112,000 | 4,787 |
| Net interest income | $1,571,000 | 4,594 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $229,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $128,000 | 3,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 4,370 |
| Total noninterest expense | $1,581,000 | 4,496 |
| Salaries and employee benefits | $945,000 | 4,427 |
| Premises and equipment expense | $125,000 | 4,587 |
| Additional noninterest expense | $511,000 | 4,448 |
| Pre-tax net operating income | $219,000 | 4,504 |
| Securities gains (losses) | $3,000 | 2,512 |
| Applicable income taxes | $8,000 | 3,530 |
| Income before extraordinary items | $214,000 | 4,527 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $214,000 | 4,526 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $214,000 | 4,527 |
| Net charge-offs | $54,000 | 2,360 |
| Cash dividends | $180,000 | 3,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $211,120 | 4,489 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 4,680 |
| Total interest expense | $88,000 | 4,825 |
| Net interest income | $1,193,000 | 4,622 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $143,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $94,000 | 3,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,542 |
| Total noninterest expense | $1,145,000 | 4,540 |
| Salaries and employee benefits | $676,000 | 4,487 |
| Premises and equipment expense | $92,000 | 4,621 |
| Additional noninterest expense | $377,000 | 4,469 |
| Pre-tax net operating income | $191,000 | 4,511 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $6,000 | 3,527 |
| Income before extraordinary items | $185,000 | 4,525 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $185,000 | 4,524 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $185,000 | 4,525 |
| Net charge-offs | $23,000 | 2,435 |
| Cash dividends | $60,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $185,000 | 4,484 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $849,000 | 4,726 |
| Total interest expense | $60,000 | 4,864 |
| Net interest income | $789,000 | 4,673 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $94,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $62,000 | 3,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 4,547 |
| Total noninterest expense | $763,000 | 4,564 |
| Salaries and employee benefits | $458,000 | 4,500 |
| Premises and equipment expense | $57,000 | 4,668 |
| Additional noninterest expense | $248,000 | 4,497 |
| Pre-tax net operating income | $120,000 | 4,522 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $4,000 | 3,498 |
| Income before extraordinary items | $116,000 | 4,542 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $116,000 | 4,542 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $116,000 | 4,542 |
| Net charge-offs | $23,000 | 2,125 |
| Cash dividends | $60,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $116,000 | 4,506 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $413,000 | 4,798 |
| Total interest expense | $35,000 | 4,886 |
| Net interest income | $378,000 | 4,737 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $52,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $36,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,548 |
| Total noninterest expense | $381,000 | 4,621 |
| Salaries and employee benefits | $224,000 | 4,566 |
| Premises and equipment expense | $28,000 | 4,711 |
| Additional noninterest expense | $129,000 | 4,516 |
| Pre-tax net operating income | $49,000 | 4,527 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $2,000 | 3,392 |
| Income before extraordinary items | $47,000 | 4,520 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $47,000 | 4,520 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $47,000 | 4,520 |
| Net charge-offs | $24,000 | 1,516 |
| Cash dividends | $60,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $47,000 | 4,512 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $1,855,000 | 4,803 |
| Total interest expense | $189,000 | 4,823 |
| Net interest income | $1,666,000 | 4,748 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $278,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $160,000 | 3,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 4,324 |
| Total noninterest expense | $1,657,000 | 4,593 |
| Salaries and employee benefits | $899,000 | 4,613 |
| Premises and equipment expense | $133,000 | 4,695 |
| Additional noninterest expense | $625,000 | 4,401 |
| Pre-tax net operating income | $287,000 | 4,679 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $11,000 | 3,652 |
| Income before extraordinary items | $276,000 | 4,668 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $276,000 | 4,670 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $276,000 | 4,670 |
| Net charge-offs | $8,000 | 3,387 |
| Cash dividends | $30,000 | 3,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $276,000 | 4,653 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 4,869 |
| Total interest expense | $152,000 | 4,851 |
| Net interest income | $1,258,000 | 4,817 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $173,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $116,000 | 3,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 4,608 |
| Total noninterest expense | $1,204,000 | 4,670 |
| Salaries and employee benefits | $626,000 | 4,728 |
| Premises and equipment expense | $102,000 | 4,735 |
| Additional noninterest expense | $476,000 | 4,447 |
| Pre-tax net operating income | $227,000 | 4,761 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $227,000 | 4,736 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $227,000 | 4,735 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $227,000 | 4,735 |
| Net charge-offs | $9,000 | 2,987 |
| Cash dividends | $30,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $227,000 | 4,721 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $939,000 | 4,914 |
| Total interest expense | $109,000 | 4,839 |
| Net interest income | $830,000 | 4,873 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $114,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $73,000 | 3,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,595 |
| Total noninterest expense | $818,000 | 4,681 |
| Salaries and employee benefits | $418,000 | 4,762 |
| Premises and equipment expense | $67,000 | 4,779 |
| Additional noninterest expense | $333,000 | 4,404 |
| Pre-tax net operating income | $126,000 | 4,852 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $126,000 | 4,824 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $126,000 | 4,822 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $126,000 | 4,822 |
| Net charge-offs | $9,000 | 2,635 |
| Cash dividends | $30,000 | 3,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $126,000 | 4,816 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $483,000 | 4,941 |
| Total interest expense | $61,000 | 4,796 |
| Net interest income | $422,000 | 4,900 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $56,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $31,000 | 3,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,508 |
| Total noninterest expense | $395,000 | 4,763 |
| Salaries and employee benefits | $203,000 | 4,836 |
| Premises and equipment expense | $33,000 | 4,824 |
| Additional noninterest expense | $159,000 | 4,495 |
| Pre-tax net operating income | $83,000 | 4,777 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $83,000 | 4,739 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $83,000 | 4,738 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $83,000 | 4,738 |
| Net charge-offs | $71,000 | 1,044 |
| Cash dividends | $30,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $83,000 | 4,732 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 4,969 |
| Total interest expense | $256,000 | 4,651 |
| Net interest income | $1,609,000 | 4,962 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $250,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $168,000 | 3,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 4,691 |
| Total noninterest expense | $1,730,000 | 4,699 |
| Salaries and employee benefits | $872,000 | 4,804 |
| Premises and equipment expense | $197,000 | 4,545 |
| Additional noninterest expense | $661,000 | 4,479 |
| Pre-tax net operating income | $129,000 | 5,095 |
| Securities gains (losses) | $-54,000 | 4,871 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $75,000 | 5,150 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $75,000 | 5,149 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $75,000 | 5,149 |
| Net charge-offs | $-15,000 | 4,601 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $129,000 | 5,086 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 5,022 |
| Total interest expense | $165,000 | 4,777 |
| Net interest income | $1,226,000 | 5,015 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $183,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $124,000 | 3,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,776 |
| Total noninterest expense | $1,255,000 | 4,759 |
| Salaries and employee benefits | $622,000 | 4,880 |
| Premises and equipment expense | $153,000 | 4,540 |
| Additional noninterest expense | $480,000 | 4,553 |
| Pre-tax net operating income | $154,000 | 5,110 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $155,000 | 5,082 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $155,000 | 5,080 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $155,000 | 5,081 |
| Net charge-offs | $-23,000 | 4,700 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $154,000 | 5,082 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $944,000 | 5,049 |
| Total interest expense | $123,000 | 4,682 |
| Net interest income | $821,000 | 5,057 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $112,000 | 4,650 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $81,000 | 3,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 4,930 |
| Total noninterest expense | $828,000 | 4,824 |
| Salaries and employee benefits | $421,000 | 4,922 |
| Premises and equipment expense | $113,000 | 4,462 |
| Additional noninterest expense | $294,000 | 4,715 |
| Pre-tax net operating income | $105,000 | 5,133 |
| Securities gains (losses) | $2,000 | 815 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $107,000 | 5,087 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $107,000 | 5,086 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $107,000 | 5,086 |
| Net charge-offs | $-10,000 | 4,519 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $105,000 | 5,097 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $480,000 | 5,079 |
| Total interest expense | $59,000 | 4,727 |
| Net interest income | $421,000 | 5,079 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $45,000 | 4,857 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $38,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 5,232 |
| Total noninterest expense | $415,000 | 4,882 |
| Salaries and employee benefits | $211,000 | 4,966 |
| Premises and equipment expense | $54,000 | 4,573 |
| Additional noninterest expense | $150,000 | 4,735 |
| Pre-tax net operating income | $51,000 | 5,168 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $51,000 | 5,121 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $51,000 | 5,120 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $51,000 | 5,121 |
| Net charge-offs | $-10,000 | 4,740 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $51,000 | 5,127 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 5,170 |
| Total interest expense | $230,000 | 4,717 |
| Net interest income | $1,561,000 | 5,188 |
| Provision for loan and lease losses | $-104,000 | 5,379 |
| Total noninterest income | $332,000 | 4,383 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $142,000 | 3,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 4,264 |
| Total noninterest expense | $1,869,000 | 4,808 |
| Salaries and employee benefits | $930,000 | 4,916 |
| Premises and equipment expense | $213,000 | 4,647 |
| Additional noninterest expense | $726,000 | 4,532 |
| Pre-tax net operating income | $128,000 | 5,275 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $6,000 | 3,949 |
| Income before extraordinary items | $122,000 | 5,172 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $122,000 | 5,171 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $122,000 | 5,172 |
| Net charge-offs | $164,000 | 1,999 |
| Cash dividends | $30,000 | 4,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $122,000 | 5,166 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 5,223 |
| Total interest expense | $179,000 | 4,711 |
| Net interest income | $1,175,000 | 5,244 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $246,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $105,000 | 3,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 4,323 |
| Total noninterest expense | $1,369,000 | 4,865 |
| Salaries and employee benefits | $664,000 | 5,013 |
| Premises and equipment expense | $167,000 | 4,635 |
| Additional noninterest expense | $538,000 | 4,581 |
| Pre-tax net operating income | $52,000 | 5,432 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $52,000 | 5,440 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $52,000 | 5,440 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $52,000 | 5,440 |
| Net charge-offs | $182,000 | 1,471 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $52,000 | 5,432 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $914,000 | 5,236 |
| Total interest expense | $121,000 | 4,695 |
| Net interest income | $793,000 | 5,263 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $190,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $67,000 | 4,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 4,083 |
| Total noninterest expense | $945,000 | 4,866 |
| Salaries and employee benefits | $446,000 | 5,039 |
| Premises and equipment expense | $112,000 | 4,643 |
| Additional noninterest expense | $387,000 | 4,491 |
| Pre-tax net operating income | $38,000 | 5,474 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $38,000 | 5,470 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $38,000 | 5,469 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $38,000 | 5,470 |
| Net charge-offs | $197,000 | 1,064 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $38,000 | 5,468 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 5,265 |
| Total interest expense | $58,000 | 4,768 |
| Net interest income | $403,000 | 5,284 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $57,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $34,000 | 4,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,953 |
| Total noninterest expense | $511,000 | 4,829 |
| Salaries and employee benefits | $217,000 | 5,117 |
| Premises and equipment expense | $59,000 | 4,613 |
| Additional noninterest expense | $235,000 | 4,178 |
| Pre-tax net operating income | $-51,000 | 5,697 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-51,000 | 5,699 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-51,000 | 5,699 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-51,000 | 5,699 |
| Net charge-offs | $20,000 | 1,889 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-51,000 | 5,696 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 5,275 |
| Total interest expense | $214,000 | 4,894 |
| Net interest income | $1,710,000 | 5,281 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $226,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $143,000 | 4,059 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $83,000 | 5,080 |
| Total noninterest expense | $1,762,000 | 5,051 |
| Salaries and employee benefits | $902,000 | 5,133 |
| Premises and equipment expense | $225,000 | 4,752 |
| Additional noninterest expense | $635,000 | 4,910 |
| Pre-tax net operating income | $174,000 | 5,365 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-18,000 | 5,689 |
| Income before extraordinary items | $192,000 | 5,339 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $192,000 | 5,338 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $192,000 | 5,338 |
| Net charge-offs | $105,000 | 2,568 |
| Cash dividends | $60,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $192,000 | 5,297 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 5,358 |
| Total interest expense | $162,000 | 4,924 |
| Net interest income | $1,241,000 | 5,371 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $165,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $106,000 | 4,101 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $59,000 | 5,165 |
| Total noninterest expense | $1,265,000 | 5,130 |
| Salaries and employee benefits | $634,000 | 5,232 |
| Premises and equipment expense | $160,000 | 4,842 |
| Additional noninterest expense | $471,000 | 4,970 |
| Pre-tax net operating income | $141,000 | 5,427 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-21,000 | 5,832 |
| Income before extraordinary items | $162,000 | 5,366 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $162,000 | 5,365 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $162,000 | 5,366 |
| Net charge-offs | $138,000 | 1,766 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $162,000 | 5,318 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $980,000 | 5,362 |
| Total interest expense | $112,000 | 4,931 |
| Net interest income | $868,000 | 5,376 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $113,000 | 5,023 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $71,000 | 4,096 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,161 |
| Total noninterest expense | $793,000 | 5,265 |
| Salaries and employee benefits | $419,000 | 5,297 |
| Premises and equipment expense | $99,000 | 4,973 |
| Additional noninterest expense | $275,000 | 5,211 |
| Pre-tax net operating income | $188,000 | 5,133 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-21,000 | 5,922 |
| Income before extraordinary items | $209,000 | 4,974 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $209,000 | 4,974 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $209,000 | 4,974 |
| Net charge-offs | $143,000 | 1,359 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $209,000 | 4,920 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $544,000 | 5,279 |
| Total interest expense | $57,000 | 4,955 |
| Net interest income | $487,000 | 5,279 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $55,000 | 5,043 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $34,000 | 4,152 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $21,000 | 5,191 |
| Total noninterest expense | $297,000 | 5,616 |
| Salaries and employee benefits | $190,000 | 5,461 |
| Premises and equipment expense | $44,000 | 5,148 |
| Additional noninterest expense | $63,000 | 5,875 |
| Pre-tax net operating income | $245,000 | 4,167 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $245,000 | 3,959 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $245,000 | 3,956 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $245,000 | 3,957 |
| Net charge-offs | $-16,000 | 5,392 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $245,000 | 3,894 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 5,231 |
| Total interest expense | $210,000 | 5,109 |
| Net interest income | $2,077,000 | 5,206 |
| Provision for loan and lease losses | $462,000 | 1,444 |
| Total noninterest income | $228,000 | 5,093 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $149,000 | 4,150 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $79,000 | 5,256 |
| Total noninterest expense | $2,092,000 | 4,992 |
| Salaries and employee benefits | $979,000 | 5,193 |
| Premises and equipment expense | $208,000 | 5,036 |
| Additional noninterest expense | $905,000 | 4,479 |
| Pre-tax net operating income | $-249,000 | 5,983 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $21,000 | 3,913 |
| Income before extraordinary items | $-268,000 | 6,006 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-268,000 | 6,007 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-268,000 | 6,007 |
| Net charge-offs | $588,000 | 1,023 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-270,000 | 5,996 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 5,203 |
| Total interest expense | $158,000 | 5,184 |
| Net interest income | $1,664,000 | 5,155 |
| Provision for loan and lease losses | $462,000 | 1,098 |
| Total noninterest income | $171,000 | 5,146 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $110,000 | 4,221 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 5,280 |
| Total noninterest expense | $1,564,000 | 5,022 |
| Salaries and employee benefits | $717,000 | 5,255 |
| Premises and equipment expense | $162,000 | 5,038 |
| Additional noninterest expense | $685,000 | 4,482 |
| Pre-tax net operating income | $-191,000 | 6,088 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $16,000 | 4,021 |
| Income before extraordinary items | $-205,000 | 6,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-205,000 | 6,110 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-205,000 | 6,110 |
| Net charge-offs | $101,000 | 2,151 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-207,000 | 6,096 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 5,180 |
| Total interest expense | $105,000 | 5,231 |
| Net interest income | $1,159,000 | 5,124 |
| Provision for loan and lease losses | $258,000 | 1,260 |
| Total noninterest income | $113,000 | 5,178 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $71,000 | 4,257 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,306 |
| Total noninterest expense | $1,089,000 | 5,003 |
| Salaries and employee benefits | $470,000 | 5,333 |
| Premises and equipment expense | $111,000 | 5,039 |
| Additional noninterest expense | $508,000 | 4,327 |
| Pre-tax net operating income | $-75,000 | 6,093 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $10,000 | 4,061 |
| Income before extraordinary items | $-83,000 | 6,131 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-83,000 | 6,132 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-83,000 | 6,132 |
| Net charge-offs | $75,000 | 1,983 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-85,000 | 6,110 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $693,000 | 5,092 |
| Total interest expense | $53,000 | 5,270 |
| Net interest income | $640,000 | 5,020 |
| Provision for loan and lease losses | $208,000 | 871 |
| Total noninterest income | $56,000 | 5,188 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $35,000 | 4,270 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 5,358 |
| Total noninterest expense | $525,000 | 5,108 |
| Salaries and employee benefits | $232,000 | 5,397 |
| Premises and equipment expense | $57,000 | 5,041 |
| Additional noninterest expense | $236,000 | 4,479 |
| Pre-tax net operating income | $-37,000 | 6,139 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $5,000 | 4,030 |
| Income before extraordinary items | $-42,000 | 6,172 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-42,000 | 6,173 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-42,000 | 6,173 |
| Net charge-offs | $92,000 | 1,171 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-42,000 | 6,149 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 5,184 |
| Total interest expense | $236,000 | 5,298 |
| Net interest income | $2,496,000 | 5,123 |
| Provision for loan and lease losses | $662,000 | 1,179 |
| Total noninterest income | $226,000 | 5,307 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $155,000 | 4,333 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $71,000 | 5,520 |
| Total noninterest expense | $2,179,000 | 5,127 |
| Salaries and employee benefits | $970,000 | 5,408 |
| Premises and equipment expense | $241,000 | 5,073 |
| Additional noninterest expense | $968,000 | 4,518 |
| Pre-tax net operating income | $-119,000 | 6,181 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-118,000 | 6,195 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-118,000 | 6,195 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-118,000 | 6,196 |
| Net charge-offs | $670,000 | 1,206 |
| Cash dividends | $60,000 | 4,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-119,000 | 6,190 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 5,218 |
| Total interest expense | $180,000 | 5,355 |
| Net interest income | $1,913,000 | 5,151 |
| Provision for loan and lease losses | $542,000 | 1,072 |
| Total noninterest income | $143,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $117,000 | 4,369 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $26,000 | 5,957 |
| Total noninterest expense | $1,580,000 | 5,210 |
| Salaries and employee benefits | $666,000 | 5,576 |
| Premises and equipment expense | $172,000 | 5,199 |
| Additional noninterest expense | $742,000 | 4,498 |
| Pre-tax net operating income | $-66,000 | 6,225 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $16,000 | 4,063 |
| Income before extraordinary items | $-81,000 | 6,251 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-81,000 | 6,251 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-81,000 | 6,251 |
| Net charge-offs | $183,000 | 2,091 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-82,000 | 6,248 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 5,198 |
| Total interest expense | $121,000 | 5,396 |
| Net interest income | $1,314,000 | 5,120 |
| Provision for loan and lease losses | $126,000 | 2,080 |
| Total noninterest income | $88,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $76,000 | 4,424 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $12,000 | 6,143 |
| Total noninterest expense | $1,008,000 | 5,322 |
| Salaries and employee benefits | $457,000 | 5,574 |
| Premises and equipment expense | $124,000 | 5,111 |
| Additional noninterest expense | $427,000 | 4,818 |
| Pre-tax net operating income | $268,000 | 5,034 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $10,000 | 4,090 |
| Income before extraordinary items | $258,000 | 4,936 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $258,000 | 4,938 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $258,000 | 4,939 |
| Net charge-offs | $166,000 | 1,752 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $258,000 | 4,877 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $718,000 | 5,240 |
| Total interest expense | $60,000 | 5,474 |
| Net interest income | $658,000 | 5,164 |
| Provision for loan and lease losses | $80,000 | 1,764 |
| Total noninterest income | $31,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $36,000 | 4,495 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-5,000 | 6,556 |
| Total noninterest expense | $508,000 | 5,375 |
| Salaries and employee benefits | $230,000 | 5,635 |
| Premises and equipment expense | $57,000 | 5,305 |
| Additional noninterest expense | $221,000 | 4,784 |
| Pre-tax net operating income | $101,000 | 5,272 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $5,000 | 4,041 |
| Income before extraordinary items | $96,000 | 5,197 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $96,000 | 5,198 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $96,000 | 5,198 |
| Net charge-offs | $172,000 | 1,038 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $96,000 | 5,153 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 5,354 |
| Total interest expense | $252,000 | 5,645 |
| Net interest income | $2,528,000 | 5,271 |
| Provision for loan and lease losses | $753,000 | 1,399 |
| Total noninterest income | $280,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $190,000 | 4,185 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $90,000 | 5,459 |
| Total noninterest expense | $2,084,000 | 5,400 |
| Salaries and employee benefits | $978,000 | 5,567 |
| Premises and equipment expense | $206,000 | 5,506 |
| Additional noninterest expense | $900,000 | 4,815 |
| Pre-tax net operating income | $-29,000 | 6,241 |
| Securities gains (losses) | $78,000 | 1,497 |
| Applicable income taxes | $21,000 | 4,087 |
| Income before extraordinary items | $28,000 | 6,187 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $28,000 | 6,188 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $28,000 | 6,189 |
| Net charge-offs | $274,000 | 2,673 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-21,920 | 6,244 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 5,413 |
| Total interest expense | $192,000 | 5,717 |
| Net interest income | $1,895,000 | 5,322 |
| Provision for loan and lease losses | $624,000 | 1,289 |
| Total noninterest income | $201,000 | 5,367 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $144,000 | 4,199 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $57,000 | 5,681 |
| Total noninterest expense | $1,481,000 | 5,527 |
| Salaries and employee benefits | $664,000 | 5,775 |
| Premises and equipment expense | $165,000 | 5,447 |
| Additional noninterest expense | $652,000 | 4,908 |
| Pre-tax net operating income | $-9,000 | 6,300 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $21,000 | 4,085 |
| Income before extraordinary items | $-30,000 | 6,392 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-30,000 | 6,394 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-30,000 | 6,393 |
| Net charge-offs | $178,000 | 2,695 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-30,000 | 6,351 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 5,434 |
| Total interest expense | $128,000 | 5,783 |
| Net interest income | $1,266,000 | 5,336 |
| Provision for loan and lease losses | $228,000 | 1,962 |
| Total noninterest income | $155,000 | 5,203 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $98,000 | 4,154 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $57,000 | 5,381 |
| Total noninterest expense | $997,000 | 5,529 |
| Salaries and employee benefits | $444,000 | 5,814 |
| Premises and equipment expense | $112,000 | 5,429 |
| Additional noninterest expense | $441,000 | 4,896 |
| Pre-tax net operating income | $196,000 | 5,342 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $14,000 | 4,078 |
| Income before extraordinary items | $182,000 | 5,371 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $182,000 | 5,373 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $182,000 | 5,373 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $182,000 | 5,248 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $693,000 | 5,481 |
| Total interest expense | $65,000 | 5,840 |
| Net interest income | $628,000 | 5,383 |
| Provision for loan and lease losses | $182,000 | 1,436 |
| Total noninterest income | $67,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $50,000 | 4,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,804 |
| Total noninterest expense | $506,000 | 5,551 |
| Salaries and employee benefits | $218,000 | 5,893 |
| Premises and equipment expense | $53,000 | 5,559 |
| Additional noninterest expense | $235,000 | 4,792 |
| Pre-tax net operating income | $7,000 | 6,271 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $0 | 6,415 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $0 | 6,416 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $0 | 6,416 |
| Net charge-offs | $-39,000 | 6,645 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $0 | 6,342 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 5,618 |
| Total interest expense | $286,000 | 6,038 |
| Net interest income | $2,484,000 | 5,474 |
| Provision for loan and lease losses | $115,000 | 4,549 |
| Total noninterest income | $281,000 | 5,315 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $199,000 | 4,275 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $82,000 | 5,490 |
| Total noninterest expense | $2,022,000 | 5,639 |
| Salaries and employee benefits | $1,002,000 | 5,695 |
| Premises and equipment expense | $239,000 | 5,435 |
| Additional noninterest expense | $781,000 | 5,312 |
| Pre-tax net operating income | $628,000 | 4,650 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $27,000 | 4,099 |
| Income before extraordinary items | $601,000 | 4,694 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $601,000 | 4,695 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $601,000 | 4,696 |
| Net charge-offs | $40,000 | 5,059 |
| Cash dividends | $300,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $601,000 | 4,519 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 5,747 |
| Total interest expense | $216,000 | 6,158 |
| Net interest income | $1,824,000 | 5,601 |
| Provision for loan and lease losses | $115,000 | 4,210 |
| Total noninterest income | $178,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $140,000 | 4,457 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $38,000 | 5,960 |
| Total noninterest expense | $1,403,000 | 5,823 |
| Salaries and employee benefits | $656,000 | 5,985 |
| Premises and equipment expense | $169,000 | 5,600 |
| Additional noninterest expense | $578,000 | 5,398 |
| Pre-tax net operating income | $484,000 | 4,747 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $9,000 | 4,404 |
| Income before extraordinary items | $475,000 | 4,715 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $475,000 | 4,715 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $475,000 | 4,715 |
| Net charge-offs | $32,000 | 4,810 |
| Cash dividends | $180,000 | 2,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $475,000 | 4,533 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 5,837 |
| Total interest expense | $145,000 | 6,233 |
| Net interest income | $1,182,000 | 5,692 |
| Provision for loan and lease losses | $40,000 | 4,724 |
| Total noninterest income | $116,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $89,000 | 4,537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 5,952 |
| Total noninterest expense | $968,000 | 5,799 |
| Salaries and employee benefits | $436,000 | 6,029 |
| Premises and equipment expense | $126,000 | 5,402 |
| Additional noninterest expense | $406,000 | 5,317 |
| Pre-tax net operating income | $290,000 | 4,881 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $6,000 | 4,385 |
| Income before extraordinary items | $284,000 | 4,889 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $284,000 | 4,892 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $284,000 | 4,892 |
| Net charge-offs | $10,000 | 4,928 |
| Cash dividends | $120,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $284,000 | 4,702 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 5,900 |
| Total interest expense | $76,000 | 6,275 |
| Net interest income | $584,000 | 5,750 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $45,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $44,000 | 4,536 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,790 |
| Total noninterest expense | $489,000 | 5,816 |
| Salaries and employee benefits | $215,000 | 6,095 |
| Premises and equipment expense | $61,000 | 5,475 |
| Additional noninterest expense | $213,000 | 5,218 |
| Pre-tax net operating income | $140,000 | 5,031 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $3,000 | 4,405 |
| Income before extraordinary items | $137,000 | 4,980 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $137,000 | 4,984 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $137,000 | 4,985 |
| Net charge-offs | $15,000 | 3,852 |
| Cash dividends | $60,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $137,000 | 4,832 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 6,181 |
| Total interest expense | $335,000 | 6,441 |
| Net interest income | $2,049,000 | 6,035 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $273,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $201,000 | 4,363 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $72,000 | 5,618 |
| Total noninterest expense | $1,891,000 | 5,917 |
| Salaries and employee benefits | $939,000 | 5,992 |
| Premises and equipment expense | $205,000 | 5,966 |
| Additional noninterest expense | $747,000 | 5,548 |
| Pre-tax net operating income | $431,000 | 4,891 |
| Securities gains (losses) | $60,000 | 2,446 |
| Applicable income taxes | $8,000 | 4,354 |
| Income before extraordinary items | $483,000 | 4,708 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $483,000 | 4,710 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $483,000 | 4,709 |
| Net charge-offs | $50,000 | 5,480 |
| Cash dividends | $270,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $424,200 | 4,738 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 6,272 |
| Total interest expense | $256,000 | 6,517 |
| Net interest income | $1,495,000 | 6,128 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $209,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $153,000 | 4,362 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $56,000 | 5,669 |
| Total noninterest expense | $1,362,000 | 6,013 |
| Salaries and employee benefits | $647,000 | 6,144 |
| Premises and equipment expense | $151,000 | 6,033 |
| Additional noninterest expense | $564,000 | 5,584 |
| Pre-tax net operating income | $342,000 | 4,961 |
| Securities gains (losses) | $60,000 | 2,204 |
| Applicable income taxes | $14,000 | 4,164 |
| Income before extraordinary items | $388,000 | 4,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $388,000 | 4,704 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $388,000 | 4,704 |
| Net charge-offs | $32,000 | 5,264 |
| Cash dividends | $150,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $329,800 | 4,819 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 6,357 |
| Total interest expense | $171,000 | 6,611 |
| Net interest income | $977,000 | 6,202 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $149,000 | 5,321 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $103,000 | 4,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,542 |
| Total noninterest expense | $938,000 | 6,025 |
| Salaries and employee benefits | $442,000 | 6,152 |
| Premises and equipment expense | $116,000 | 5,823 |
| Additional noninterest expense | $380,000 | 5,648 |
| Pre-tax net operating income | $188,000 | 5,186 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $10,000 | 4,094 |
| Income before extraordinary items | $178,000 | 5,173 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $178,000 | 5,172 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $178,000 | 5,173 |
| Net charge-offs | $8,000 | 5,406 |
| Cash dividends | $90,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $178,000 | 5,085 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 6,386 |
| Total interest expense | $86,000 | 6,698 |
| Net interest income | $494,000 | 6,203 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $70,000 | 5,483 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $56,000 | 4,136 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $465,000 | 6,075 |
| Salaries and employee benefits | $233,000 | 6,110 |
| Premises and equipment expense | $65,000 | 5,671 |
| Additional noninterest expense | $167,000 | 5,935 |
| Pre-tax net operating income | $99,000 | 5,154 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $94,000 | 5,098 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $94,000 | 5,096 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $94,000 | 5,098 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $94,000 | 5,037 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 6,541 |
| Total interest expense | $458,000 | 6,646 |
| Net interest income | $1,807,000 | 6,417 |
| Provision for loan and lease losses | $163,000 | 5,566 |
| Total noninterest income | $343,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $265,000 | 3,883 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $78,000 | 5,713 |
| Total noninterest expense | $1,721,000 | 6,281 |
| Salaries and employee benefits | $837,000 | 6,372 |
| Premises and equipment expense | $201,000 | 6,190 |
| Additional noninterest expense | $683,000 | 5,940 |
| Pre-tax net operating income | $266,000 | 4,999 |
| Securities gains (losses) | $126,000 | 1,964 |
| Applicable income taxes | $19,000 | 4,021 |
| Income before extraordinary items | $373,000 | 4,702 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $373,000 | 4,703 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $373,000 | 4,703 |
| Net charge-offs | $35,000 | 6,121 |
| Cash dividends | $270,000 | 3,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $253,300 | 4,956 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 6,665 |
| Total interest expense | $368,000 | 6,685 |
| Net interest income | $1,309,000 | 6,566 |
| Provision for loan and lease losses | $140,000 | 5,328 |
| Total noninterest income | $246,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $209,000 | 3,855 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $37,000 | 6,263 |
| Total noninterest expense | $1,206,000 | 6,460 |
| Salaries and employee benefits | $556,000 | 6,629 |
| Premises and equipment expense | $157,000 | 6,203 |
| Additional noninterest expense | $493,000 | 6,071 |
| Pre-tax net operating income | $209,000 | 5,220 |
| Securities gains (losses) | $126,000 | 1,741 |
| Applicable income taxes | $18,000 | 4,039 |
| Income before extraordinary items | $317,000 | 4,792 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $317,000 | 4,795 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $317,000 | 4,795 |
| Net charge-offs | $144,000 | 4,534 |
| Cash dividends | $180,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $197,300 | 5,155 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 6,713 |
| Total interest expense | $259,000 | 6,698 |
| Net interest income | $862,000 | 6,626 |
| Provision for loan and lease losses | $125,000 | 4,845 |
| Total noninterest income | $165,000 | 5,331 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $138,000 | 3,863 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 6,237 |
| Total noninterest expense | $842,000 | 6,413 |
| Salaries and employee benefits | $358,000 | 6,735 |
| Premises and equipment expense | $115,000 | 6,042 |
| Additional noninterest expense | $369,000 | 5,835 |
| Pre-tax net operating income | $60,000 | 5,741 |
| Securities gains (losses) | $126,000 | 1,259 |
| Applicable income taxes | $12,000 | 4,023 |
| Income before extraordinary items | $174,000 | 5,070 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $174,000 | 5,073 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $174,000 | 5,072 |
| Net charge-offs | $67,000 | 4,621 |
| Cash dividends | $120,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $55,560 | 5,753 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 6,785 |
| Total interest expense | $133,000 | 6,779 |
| Net interest income | $428,000 | 6,696 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $74,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $57,000 | 4,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $404,000 | 6,579 |
| Salaries and employee benefits | $175,000 | 6,867 |
| Premises and equipment expense | $73,000 | 5,653 |
| Additional noninterest expense | $156,000 | 6,268 |
| Pre-tax net operating income | $98,000 | 5,076 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $95,000 | 5,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 5,047 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $95,000 | 5,046 |
| Net charge-offs | $54,000 | 3,654 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $95,000 | 4,928 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 6,810 |
| Total interest expense | $632,000 | 6,849 |
| Net interest income | $1,698,000 | 6,678 |
| Provision for loan and lease losses | $285,000 | 5,342 |
| Total noninterest income | $348,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $278,000 | 4,034 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $70,000 | 6,045 |
| Total noninterest expense | $1,596,000 | 6,668 |
| Salaries and employee benefits | $739,000 | 6,862 |
| Premises and equipment expense | $200,000 | 6,482 |
| Additional noninterest expense | $657,000 | 6,279 |
| Pre-tax net operating income | $165,000 | 4,900 |
| Securities gains (losses) | $127,000 | 1,928 |
| Applicable income taxes | $11,000 | 3,858 |
| Income before extraordinary items | $281,000 | 4,533 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $281,000 | 4,533 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $281,000 | 4,534 |
| Net charge-offs | $322,000 | 4,393 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $159,080 | 4,887 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 6,826 |
| Total interest expense | $470,000 | 6,974 |
| Net interest income | $1,348,000 | 6,612 |
| Provision for loan and lease losses | $285,000 | 4,662 |
| Total noninterest income | $256,000 | 5,477 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $209,000 | 4,048 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $47,000 | 6,286 |
| Total noninterest expense | $1,147,000 | 6,778 |
| Salaries and employee benefits | $513,000 | 7,041 |
| Premises and equipment expense | $164,000 | 6,381 |
| Additional noninterest expense | $470,000 | 6,386 |
| Pre-tax net operating income | $172,000 | 5,040 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $22,000 | 3,755 |
| Income before extraordinary items | $150,000 | 5,084 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $150,000 | 5,085 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $150,000 | 5,085 |
| Net charge-offs | $303,000 | 3,692 |
| Cash dividends | $240,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $150,000 | 5,035 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 6,874 |
| Total interest expense | $310,000 | 7,096 |
| Net interest income | $914,000 | 6,595 |
| Provision for loan and lease losses | $285,000 | 3,817 |
| Total noninterest income | $164,000 | 5,567 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $128,000 | 4,181 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $36,000 | 6,203 |
| Total noninterest expense | $779,000 | 6,801 |
| Salaries and employee benefits | $343,000 | 7,106 |
| Premises and equipment expense | $119,000 | 6,261 |
| Additional noninterest expense | $317,000 | 6,386 |
| Pre-tax net operating income | $14,000 | 5,718 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $15,000 | 3,839 |
| Income before extraordinary items | $-1,000 | 5,926 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 5,924 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,000 | 5,924 |
| Net charge-offs | $299,000 | 2,930 |
| Cash dividends | $180,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,000 | 5,843 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 6,859 |
| Total interest expense | $152,000 | 7,213 |
| Net interest income | $481,000 | 6,492 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $70,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $59,000 | 4,277 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $390,000 | 6,790 |
| Salaries and employee benefits | $171,000 | 7,154 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $154,000 | 6,240 |
| Pre-tax net operating income | $111,000 | 4,910 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $103,000 | 4,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 4,922 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $103,000 | 4,921 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $120,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $103,000 | 4,753 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 6,832 |
| Total interest expense | $834,000 | 7,071 |
| Net interest income | $1,855,000 | 6,586 |
| Provision for loan and lease losses | $-125,000 | 8,268 |
| Total noninterest income | $364,000 | 5,463 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $243,000 | 4,412 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $121,000 | 5,664 |
| Total noninterest expense | $1,654,000 | 6,678 |
| Salaries and employee benefits | $759,000 | 7,012 |
| Premises and equipment expense | $215,000 | 6,546 |
| Additional noninterest expense | $680,000 | 5,900 |
| Pre-tax net operating income | $690,000 | 4,421 |
| Securities gains (losses) | $-4,000 | 6,940 |
| Applicable income taxes | $30,000 | 4,119 |
| Income before extraordinary items | $656,000 | 4,027 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $656,000 | 4,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-194,000 | 8,263 |
| Cash dividends | $450,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $659,840 | 4,178 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 6,882 |
| Total interest expense | $609,000 | 7,226 |
| Net interest income | $1,422,000 | 6,577 |
| Provision for loan and lease losses | $-125,000 | 8,338 |
| Total noninterest income | $228,000 | 5,869 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $171,000 | 4,580 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 6,425 |
| Total noninterest expense | $1,146,000 | 6,835 |
| Salaries and employee benefits | $502,000 | 7,241 |
| Premises and equipment expense | $139,000 | 6,846 |
| Additional noninterest expense | $505,000 | 5,887 |
| Pre-tax net operating income | $629,000 | 4,561 |
| Securities gains (losses) | $-4,000 | 7,251 |
| Applicable income taxes | $9,000 | 4,894 |
| Income before extraordinary items | $616,000 | 4,085 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $616,000 | 4,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-206,000 | 8,331 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $619,960 | 4,225 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 7,054 |
| Total interest expense | $425,000 | 7,265 |
| Net interest income | $864,000 | 6,799 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $154,000 | 5,935 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $106,000 | 4,733 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $48,000 | 6,189 |
| Total noninterest expense | $710,000 | 7,034 |
| Salaries and employee benefits | $310,000 | 7,454 |
| Premises and equipment expense | $99,000 | 6,767 |
| Additional noninterest expense | $301,000 | 6,180 |
| Pre-tax net operating income | $308,000 | 5,239 |
| Securities gains (losses) | $-4,000 | 8,032 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $304,000 | 4,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,102 |
| Cash dividends | $180,000 | 3,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $308,000 | 4,889 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $650,000 | 7,136 |
| Total interest expense | $217,000 | 7,369 |
| Net interest income | $433,000 | 6,855 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $80,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $49,000 | 4,843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $299,000 | 7,378 |
| Salaries and employee benefits | $152,000 | 7,528 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $101,000 | 7,042 |
| Pre-tax net operating income | $214,000 | 4,837 |
| Securities gains (losses) | $-4,000 | 8,261 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $210,000 | 4,554 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $210,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $120,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $214,000 | 4,423 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 7,072 |
| Total interest expense | $1,000,000 | 7,171 |
| Net interest income | $1,673,000 | 6,908 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $278,000 | 6,179 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $214,000 | 4,763 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $64,000 | 6,820 |
| Total noninterest expense | $1,401,000 | 7,064 |
| Salaries and employee benefits | $657,000 | 7,377 |
| Premises and equipment expense | $164,000 | 7,113 |
| Additional noninterest expense | $580,000 | 6,217 |
| Pre-tax net operating income | $550,000 | 5,830 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $17,000 | 5,485 |
| Income before extraordinary items | $533,000 | 5,569 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $533,000 | 5,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,369 |
| Cash dividends | $510,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $533,000 | 5,557 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 7,139 |
| Total interest expense | $752,000 | 7,204 |
| Net interest income | $1,228,000 | 6,995 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $197,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $163,000 | 4,753 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $34,000 | 7,219 |
| Total noninterest expense | $910,000 | 7,322 |
| Salaries and employee benefits | $402,000 | 7,687 |
| Premises and equipment expense | $80,000 | 7,661 |
| Additional noninterest expense | $428,000 | 6,219 |
| Pre-tax net operating income | $515,000 | 5,716 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $10,000 | 5,728 |
| Income before extraordinary items | $505,000 | 5,364 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $505,000 | 5,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,453 |
| Cash dividends | $240,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $505,000 | 5,346 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 7,153 |
| Total interest expense | $495,000 | 7,247 |
| Net interest income | $843,000 | 6,981 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $125,000 | 6,468 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $109,000 | 4,763 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $634,000 | 7,282 |
| Salaries and employee benefits | $267,000 | 7,746 |
| Premises and equipment expense | $57,000 | 7,634 |
| Additional noninterest expense | $310,000 | 6,033 |
| Pre-tax net operating income | $334,000 | 5,851 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $329,000 | 5,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $329,000 | 5,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $180,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $329,000 | 5,448 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $665,000 | 7,183 |
| Total interest expense | $247,000 | 7,274 |
| Net interest income | $418,000 | 7,002 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $58,000 | 6,588 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $290,000 | 7,490 |
| Salaries and employee benefits | $133,000 | 7,796 |
| Premises and equipment expense | $23,000 | 7,878 |
| Additional noninterest expense | $134,000 | 6,421 |
| Pre-tax net operating income | $186,000 | 5,641 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $183,000 | 5,257 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $183,000 | 5,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $120,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $183,000 | 5,239 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 7,159 |
| Total interest expense | $751,000 | 7,423 |
| Net interest income | $1,732,000 | 6,894 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $291,000 | 6,238 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $205,000 | 4,930 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 6,573 |
| Total noninterest expense | $1,338,000 | 7,161 |
| Salaries and employee benefits | $616,000 | 7,545 |
| Premises and equipment expense | $178,000 | 6,949 |
| Additional noninterest expense | $544,000 | 6,336 |
| Pre-tax net operating income | $565,000 | 6,290 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $15,000 | 6,025 |
| Income before extraordinary items | $550,000 | 5,985 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $550,000 | 5,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,710 |
| Cash dividends | $360,000 | 4,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $550,000 | 5,985 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 7,206 |
| Total interest expense | $527,000 | 7,523 |
| Net interest income | $1,321,000 | 6,933 |
| Provision for loan and lease losses | $120,000 | 3,815 |
| Total noninterest income | $192,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $152,000 | 5,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,204 |
| Total noninterest expense | $906,000 | 7,369 |
| Salaries and employee benefits | $423,000 | 7,688 |
| Premises and equipment expense | $105,000 | 7,378 |
| Additional noninterest expense | $378,000 | 6,524 |
| Pre-tax net operating income | $487,000 | 6,265 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $22,000 | 5,926 |
| Income before extraordinary items | $465,000 | 5,919 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $465,000 | 5,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,175 |
| Cash dividends | $210,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $465,000 | 5,921 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 7,222 |
| Total interest expense | $326,000 | 7,596 |
| Net interest income | $900,000 | 6,918 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $128,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $97,000 | 5,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $608,000 | 7,396 |
| Salaries and employee benefits | $294,000 | 7,662 |
| Premises and equipment expense | $81,000 | 7,165 |
| Additional noninterest expense | $233,000 | 6,746 |
| Pre-tax net operating income | $300,000 | 6,458 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $10,000 | 6,127 |
| Income before extraordinary items | $290,000 | 6,081 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $290,000 | 6,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 954 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $290,000 | 6,077 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $608,000 | 7,237 |
| Total interest expense | $155,000 | 7,638 |
| Net interest income | $453,000 | 6,925 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $69,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 5,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $295,000 | 7,465 |
| Salaries and employee benefits | $143,000 | 7,724 |
| Premises and equipment expense | $36,000 | 7,382 |
| Additional noninterest expense | $116,000 | 6,720 |
| Pre-tax net operating income | $227,000 | 5,563 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $224,000 | 5,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 553 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $224,000 | 5,080 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 7,205 |
| Total interest expense | $403,000 | 7,883 |
| Net interest income | $1,854,000 | 6,822 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $299,000 | 6,331 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $205,000 | 4,982 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $94,000 | 6,501 |
| Total noninterest expense | $1,404,000 | 7,050 |
| Salaries and employee benefits | $757,000 | 7,068 |
| Premises and equipment expense | $114,000 | 7,703 |
| Additional noninterest expense | $533,000 | 6,397 |
| Pre-tax net operating income | $749,000 | 6,017 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $25,000 | 6,237 |
| Income before extraordinary items | $724,000 | 5,599 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $724,000 | 5,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $570,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $724,000 | 5,568 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 7,263 |
| Total interest expense | $278,000 | 7,966 |
| Net interest income | $1,377,000 | 6,876 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $233,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $154,000 | 5,014 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 6,334 |
| Total noninterest expense | $932,000 | 7,318 |
| Salaries and employee benefits | $465,000 | 7,524 |
| Premises and equipment expense | $86,000 | 7,702 |
| Additional noninterest expense | $381,000 | 6,499 |
| Pre-tax net operating income | $678,000 | 5,715 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $26,000 | 6,161 |
| Income before extraordinary items | $652,000 | 5,257 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $652,000 | 5,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $270,000 | 3,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $652,000 | 5,213 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 7,288 |
| Total interest expense | $171,000 | 8,022 |
| Net interest income | $908,000 | 6,915 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $169,000 | 6,107 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $94,000 | 5,172 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $659,000 | 7,199 |
| Salaries and employee benefits | $311,000 | 7,524 |
| Premises and equipment expense | $60,000 | 7,621 |
| Additional noninterest expense | $288,000 | 6,123 |
| Pre-tax net operating income | $418,000 | 5,871 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,000 | 6,449 |
| Income before extraordinary items | $409,000 | 5,389 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $409,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $210,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $409,000 | 5,356 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 7,357 |
| Total interest expense | $79,000 | 8,133 |
| Net interest income | $453,000 | 6,957 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $112,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $71,000 | 4,437 |
| Total noninterest expense | $321,000 | 7,310 |
| Salaries and employee benefits | $159,000 | 7,524 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $138,000 | 6,279 |
| Pre-tax net operating income | $244,000 | 5,497 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $241,000 | 4,955 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $241,000 | 4,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,543 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $241,000 | 4,910 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 7,273 |
| Total interest expense | $336,000 | 7,934 |
| Net interest income | $1,769,000 | 6,941 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $222,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $190,000 | 5,334 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,915 |
| Total noninterest expense | $1,434,000 | 7,007 |
| Salaries and employee benefits | $655,000 | 7,456 |
| Premises and equipment expense | $136,000 | 7,491 |
| Additional noninterest expense | $643,000 | 5,783 |
| Pre-tax net operating income | $407,000 | 7,050 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $6,000 | 6,889 |
| Income before extraordinary items | $406,000 | 6,737 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $406,000 | 6,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 1,925 |
| Cash dividends | $420,000 | 3,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $401,050 | 6,703 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 7,310 |
| Total interest expense | $255,000 | 7,947 |
| Net interest income | $1,313,000 | 6,983 |
| Provision for loan and lease losses | $150,000 | 3,509 |
| Total noninterest income | $160,000 | 7,066 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $145,000 | 5,337 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 8,248 |
| Total noninterest expense | $1,004,000 | 7,162 |
| Salaries and employee benefits | $476,000 | 7,469 |
| Premises and equipment expense | $82,000 | 7,847 |
| Additional noninterest expense | $446,000 | 5,961 |
| Pre-tax net operating income | $319,000 | 7,109 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $-1,000 | 8,659 |
| Income before extraordinary items | $325,000 | 6,757 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $325,000 | 6,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,383 |
| Cash dividends | $270,000 | 3,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $320,000 | 6,709 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 7,371 |
| Total interest expense | $173,000 | 7,994 |
| Net interest income | $860,000 | 7,062 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $102,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $98,000 | 5,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $707,000 | 7,062 |
| Salaries and employee benefits | $320,000 | 7,498 |
| Premises and equipment expense | $56,000 | 7,854 |
| Additional noninterest expense | $331,000 | 5,668 |
| Pre-tax net operating income | $105,000 | 7,882 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-4,000 | 8,743 |
| Income before extraordinary items | $109,000 | 7,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 7,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 791 |
| Cash dividends | $210,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $109,000 | 7,625 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $515,000 | 7,425 |
| Total interest expense | $90,000 | 7,997 |
| Net interest income | $425,000 | 7,122 |
| Provision for loan and lease losses | $115,000 | 1,912 |
| Total noninterest income | $59,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 5,172 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $345,000 | 7,161 |
| Salaries and employee benefits | $159,000 | 7,560 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $162,000 | 5,766 |
| Pre-tax net operating income | $24,000 | 8,267 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $24,000 | 8,256 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $24,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 460 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $24,000 | 8,188 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 7,077 |
| Total interest expense | $456,000 | 7,916 |
| Net interest income | $2,004,000 | 6,590 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $270,000 | 6,809 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $218,000 | 5,074 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $52,000 | 7,508 |
| Total noninterest expense | $1,449,000 | 6,984 |
| Salaries and employee benefits | $683,000 | 7,375 |
| Premises and equipment expense | $144,000 | 7,479 |
| Additional noninterest expense | $622,000 | 5,865 |
| Pre-tax net operating income | $805,000 | 5,689 |
| Securities gains (losses) | $13,000 | 3,473 |
| Applicable income taxes | $32,000 | 6,563 |
| Income before extraordinary items | $786,000 | 5,280 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $786,000 | 5,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,706 |
| Cash dividends | $545,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $773,520 | 5,177 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 7,144 |
| Total interest expense | $362,000 | 7,950 |
| Net interest income | $1,502,000 | 6,631 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $189,000 | 6,984 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $166,000 | 5,065 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $965,000 | 7,291 |
| Salaries and employee benefits | $438,000 | 7,721 |
| Premises and equipment expense | $88,000 | 7,850 |
| Additional noninterest expense | $439,000 | 6,064 |
| Pre-tax net operating income | $726,000 | 5,421 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $23,000 | 6,733 |
| Income before extraordinary items | $703,000 | 4,984 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $703,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,115 |
| Cash dividends | $275,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $703,000 | 4,791 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 7,068 |
| Total interest expense | $265,000 | 7,902 |
| Net interest income | $1,033,000 | 6,550 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $126,000 | 6,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $111,000 | 5,017 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $657,000 | 7,274 |
| Salaries and employee benefits | $289,000 | 7,781 |
| Premises and equipment expense | $54,000 | 7,986 |
| Additional noninterest expense | $314,000 | 5,826 |
| Pre-tax net operating income | $502,000 | 5,297 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $17,000 | 6,701 |
| Income before extraordinary items | $485,000 | 4,882 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $485,000 | 4,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,411 |
| Cash dividends | $215,000 | 3,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $485,000 | 4,664 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 7,137 |
| Total interest expense | $138,000 | 7,915 |
| Net interest income | $505,000 | 6,617 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $63,000 | 6,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 5,010 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $295,000 | 7,554 |
| Salaries and employee benefits | $140,000 | 7,894 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $129,000 | 6,436 |
| Pre-tax net operating income | $273,000 | 5,039 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $261,000 | 4,611 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 4,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $261,000 | 4,398 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,717,000 | 7,141 |
| Total interest expense | $738,000 | 7,698 |
| Net interest income | $1,979,000 | 6,663 |
| Provision for loan and lease losses | $275,000 | 3,639 |
| Total noninterest income | $319,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $266,000 | 4,535 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,532 |
| Total noninterest expense | $1,432,000 | 6,997 |
| Salaries and employee benefits | $685,000 | 7,339 |
| Premises and equipment expense | $140,000 | 7,578 |
| Additional noninterest expense | $607,000 | 5,884 |
| Pre-tax net operating income | $591,000 | 6,450 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $24,000 | 6,951 |
| Income before extraordinary items | $567,000 | 6,114 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $567,000 | 6,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,589 |
| Cash dividends | $545,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $567,000 | 5,961 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 7,213 |
| Total interest expense | $1,070,000 | 7,879 |
| Net interest income | $1,975,000 | 6,472 |
| Provision for loan and lease losses | $675,000 | 1,729 |
| Total noninterest income | $363,000 | 5,934 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $289,000 | 4,253 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $74,000 | 7,023 |
| Total noninterest expense | $1,351,000 | 7,122 |
| Salaries and employee benefits | $717,000 | 7,137 |
| Premises and equipment expense | $143,000 | 7,644 |
| Additional noninterest expense | $491,000 | 6,496 |
| Pre-tax net operating income | $312,000 | 7,357 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $35,000 | 6,977 |
| Income before extraordinary items | $277,000 | 7,270 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $277,000 | 7,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,979 |
| Cash dividends | $510,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $277,000 | 7,154 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 7,603 |
| Total interest expense | $1,008,000 | 8,205 |
| Net interest income | $1,799,000 | 6,926 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $308,000 | 6,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 7,994 |
| Total noninterest expense | $1,335,000 | 7,151 |
| Salaries and employee benefits | $691,000 | 7,245 |
| Premises and equipment expense | $190,000 | 6,913 |
| Additional noninterest expense | $454,000 | 6,743 |
| Pre-tax net operating income | $592,000 | 6,620 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $25,000 | 7,722 |
| Income before extraordinary items | $567,000 | 6,007 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $567,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,089 |
| Cash dividends | $510,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $567,000 | 6,012 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 7,526 |
| Total interest expense | $1,099,000 | 7,908 |
| Net interest income | $1,765,000 | 7,080 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $244,000 | 7,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,550 |
| Total noninterest expense | $1,242,000 | 7,460 |
| Salaries and employee benefits | $681,000 | 7,349 |
| Premises and equipment expense | $127,000 | 8,090 |
| Additional noninterest expense | $434,000 | 7,016 |
| Pre-tax net operating income | $767,000 | 6,057 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $28,000 | 8,057 |
| Income before extraordinary items | $739,000 | 5,314 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $739,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 9,981 |
| Cash dividends | $630,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $739,000 | 5,276 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 7,777 |
| Total interest expense | $1,060,000 | 8,259 |
| Net interest income | $1,725,000 | 7,226 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $269,000 | 6,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,959 |
| Total noninterest expense | $1,222,000 | 7,483 |
| Salaries and employee benefits | $674,000 | 7,342 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $396,000 | 7,250 |
| Pre-tax net operating income | $722,000 | 6,400 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $20,000 | 8,879 |
| Income before extraordinary items | $702,000 | 5,612 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $702,000 | 5,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 10,170 |
| Cash dividends | $480,000 | 3,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $702,000 | 5,497 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 7,967 |
| Total interest expense | $1,026,000 | 8,610 |
| Net interest income | $1,801,000 | 7,318 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $235,000 | 7,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,946 |
| Total noninterest expense | $1,272,000 | 7,444 |
| Salaries and employee benefits | $549,000 | 8,252 |
| Premises and equipment expense | $173,000 | 7,328 |
| Additional noninterest expense | $550,000 | 6,116 |
| Pre-tax net operating income | $564,000 | 7,587 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $214,000 | 6,697 |
| Income before extraordinary items | $350,000 | 7,998 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $350,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,709 |
| Cash dividends | $270,000 | 4,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $350,000 | 7,941 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 8,622 |
| Total interest expense | $980,000 | 9,080 |
| Net interest income | $1,581,000 | 8,080 |
| Provision for loan and lease losses | $101,000 | 5,052 |
| Total noninterest income | $240,000 | 7,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,600 |
| Total noninterest expense | $1,207,000 | 7,965 |
| Salaries and employee benefits | $615,000 | 8,037 |
| Premises and equipment expense | $169,000 | 7,642 |
| Additional noninterest expense | $423,000 | 7,689 |
| Pre-tax net operating income | $513,000 | 7,865 |
| Securities gains (losses) | $630,000 | 364 |
| Applicable income taxes | $375,000 | 5,100 |
| Income before extraordinary items | $768,000 | 5,443 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $768,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 1,456 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $345,900 | 7,989 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 9,113 |
| Total interest expense | $850,000 | 9,788 |
| Net interest income | $1,552,000 | 8,389 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $223,000 | 8,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,029 |
| Total noninterest expense | $1,249,000 | 8,050 |
| Salaries and employee benefits | $702,000 | 7,702 |
| Premises and equipment expense | $133,000 | 8,707 |
| Additional noninterest expense | $414,000 | 8,050 |
| Pre-tax net operating income | $526,000 | 8,293 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $129,000 | 8,642 |
| Income before extraordinary items | $397,000 | 8,108 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $397,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 11,733 |
| Cash dividends | $225,000 | 5,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $397,000 | 8,068 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 9,312 |
| Total interest expense | $812,000 | 9,545 |
| Net interest income | $1,460,000 | 8,990 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $238,000 | 8,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $1,122,000 | 8,894 |
| Salaries and employee benefits | $588,000 | 8,699 |
| Premises and equipment expense | $108,000 | 9,773 |
| Additional noninterest expense | $426,000 | 8,568 |
| Pre-tax net operating income | $576,000 | 8,150 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $159,000 | 8,133 |
| Income before extraordinary items | $417,000 | 8,024 |
| Extraordinary gains, net | $3,000 | 237 |
| Net income | $420,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $135,000 | 6,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $417,000 | 8,068 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 9,668 |
| Total interest expense | $942,000 | 9,370 |
| Net interest income | $1,310,000 | 9,699 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $239,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $1,027,000 | 9,617 |
| Salaries and employee benefits | $519,000 | 9,467 |
| Premises and equipment expense | $111,000 | 10,087 |
| Additional noninterest expense | $397,000 | 9,297 |
| Pre-tax net operating income | $522,000 | 8,521 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $123,000 | 9,238 |
| Income before extraordinary items | $399,000 | 8,452 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $399,000 | 8,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-114,000 | 12,974 |
| Cash dividends | $135,000 | 6,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $399,000 | 8,171 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 9,790 |
| Total interest expense | $1,179,000 | 9,674 |
| Net interest income | $1,385,000 | 9,674 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $213,000 | 9,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $1,002,000 | 9,970 |
| Salaries and employee benefits | $496,000 | 9,818 |
| Premises and equipment expense | $98,000 | 10,802 |
| Additional noninterest expense | $408,000 | 9,464 |
| Pre-tax net operating income | $571,000 | 7,919 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $143,000 | 8,814 |
| Income before extraordinary items | $428,000 | 7,948 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $428,000 | 8,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 4,954 |
| Cash dividends | $135,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $428,000 | 7,587 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.