Home > The Scottish Bank > Assets and Liabilities
The Scottish Bank, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 34 | 4,412 |
| Assets and Liabilities | ||
| Total Assets: | $270,117,000 | 2,438 |
| Cash and due from depository institutions | $3,817,000 | 4,412 |
| Interest-bearing balances | $43,000 | 5,808 |
| Securities | $23,239,000 | 4,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $200,452,000 | 2,349 |
| Loan loss allowance | $2,823,000 | 2,053 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,613,000 | 4,004 |
| Other real estate owned | $0 | 4,412 |
| Goodwill and other intangibles | $30,631,000 | 327 |
| All other assets | $9,365,000 | 2,000 |
| Life insurance assets | $3,611,000 | 1,617 |
| Total liabilities and capital | $270,117,000 | 2,438 |
| Total liabilities | $220,916,000 | 2,658 |
| Total deposits | $194,534,000 | 2,673 |
| Interest-bearing deposits | $176,853,000 | 2,555 |
| Deposits held in domestic offices | $194,534,000 | 2,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,558,000 | 1,183 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $14,052,000 | 2,724 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $772,000 | 4,446 |
| Total equity capital | $49,201,000 | 1,399 |
| Total bank equity capital | $49,201,000 | 1,399 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,450,000 | 1,380 |
| Surplus | $45,572,000 | 744 |
| Undivided profits | $179,000 | 7,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,790,000 | 2,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $862,000 | 4,328 |
| Earning assets | $223,734,000 | 2,673 |
| Long-term assets (5+ years) | $46,326,000 | 2,404 |
| Average Assets, year-to-date | $253,505,750 | 2,535 |
| Average Assets, quarterly | $265,457,000 | 2,466 |
| Volatile liabilities | $83,844,000 | 1,713 |
| Insider loans | $3,000 | 7,491 |
| FHLB advances | $14,052,000 | 2,618 |
| Loans and leases held for sale | $575,000 | 979 |
| Unused loan commitments | $43,964,000 | 1,872 |
| Tier 1 (core) risk-based capital | $19,170,000 | 3,302 |
| Tier 2 risk-based capital | $2,515,000 | 2,092 |
| Total risk weighted assets | $200,863,000 | 2,419 |
| Total unused commitments | $43,964,000 | 1,873 |
| Derivatives | $5,145,000 | 574 |
| 2008-06-30 | Rank | |
| # of Employees: | 36 | 4,306 |
| Assets and Liabilities | ||
| Total Assets: | $260,797,000 | 2,507 |
| Cash and due from depository institutions | $4,240,000 | 4,306 |
| Interest-bearing balances | $14,000 | 6,311 |
| Securities | $24,813,000 | 3,900 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $189,761,000 | 2,435 |
| Loan loss allowance | $2,501,000 | 2,222 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,547,000 | 4,061 |
| Other real estate owned | $0 | 4,306 |
| Goodwill and other intangibles | $30,656,000 | 335 |
| All other assets | $8,780,000 | 2,059 |
| Life insurance assets | $3,573,000 | 1,630 |
| Total liabilities and capital | $260,797,000 | 2,507 |
| Total liabilities | $212,986,000 | 2,749 |
| Total deposits | $168,320,000 | 3,070 |
| Interest-bearing deposits | $144,993,000 | 3,041 |
| Deposits held in domestic offices | $168,320,000 | 3,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,449,000 | 716 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $14,054,000 | 2,628 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,163,000 | 3,465 |
| Total equity capital | $47,811,000 | 1,453 |
| Total bank equity capital | $47,811,000 | 1,453 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,450,000 | 1,381 |
| Surplus | $44,072,000 | 748 |
| Undivided profits | $289,000 | 7,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,273,000 | 3,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $875,000 | 4,165 |
| Earning assets | $214,588,000 | 2,779 |
| Long-term assets (5+ years) | $49,239,000 | 2,267 |
| Average Assets, year-to-date | $247,968,670 | 2,602 |
| Average Assets, quarterly | $254,086,000 | 2,559 |
| Volatile liabilities | $95,714,000 | 1,520 |
| Insider loans | $3,000 | 7,545 |
| FHLB advances | $14,054,000 | 2,526 |
| Loans and leases held for sale | $437,000 | 1,199 |
| Unused loan commitments | $41,699,000 | 2,023 |
| Tier 1 (core) risk-based capital | $17,387,000 | 3,625 |
| Tier 2 risk-based capital | $2,401,000 | 2,132 |
| Total risk weighted assets | $191,987,000 | 2,497 |
| Total unused commitments | $41,699,000 | 2,023 |
| Derivatives | $769,000 | 869 |
| 2008-03-31 | Rank | |
| # of Employees: | 35 | 4,373 |
| Assets and Liabilities | ||
| Total Assets: | $247,375,000 | 2,637 |
| Cash and due from depository institutions | $6,151,000 | 4,373 |
| Interest-bearing balances | $510,000 | 3,635 |
| Securities | $26,329,000 | 3,753 |
| Federal funds sold & reverse repurchase agreements | $6,068,000 | 2,761 |
| Net loans & leases | $167,437,000 | 2,644 |
| Loan loss allowance | $1,960,000 | 2,642 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,493,000 | 4,112 |
| Other real estate owned | $0 | 4,373 |
| Goodwill and other intangibles | $30,359,000 | 344 |
| All other assets | $8,538,000 | 2,053 |
| Life insurance assets | $3,536,000 | 1,626 |
| Total liabilities and capital | $247,375,000 | 2,637 |
| Total liabilities | $200,590,000 | 2,872 |
| Total deposits | $167,941,000 | 3,080 |
| Interest-bearing deposits | $146,129,000 | 3,035 |
| Deposits held in domestic offices | $167,941,000 | 3,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,894,000 | 933 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $14,056,000 | 2,443 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $699,000 | 4,884 |
| Total equity capital | $46,785,000 | 1,513 |
| Total bank equity capital | $46,785,000 | 1,513 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,450,000 | 1,376 |
| Surplus | $43,082,000 | 759 |
| Undivided profits | $253,000 | 7,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $865,000 | 4,210 |
| Earning assets | $200,344,000 | 2,946 |
| Long-term assets (5+ years) | $48,316,000 | 2,211 |
| Average Assets, year-to-date | $241,554,500 | 2,671 |
| Average Assets, quarterly | $241,554,500 | 2,671 |
| Volatile liabilities | $75,293,000 | 1,844 |
| Insider loans | $3,000 | 7,570 |
| FHLB advances | $14,056,000 | 2,352 |
| Loans and leases held for sale | $413,000 | 1,307 |
| Unused loan commitments | $44,709,000 | 1,937 |
| Tier 1 (core) risk-based capital | $16,493,000 | 3,795 |
| Tier 2 risk-based capital | $1,960,000 | 2,484 |
| Total risk weighted assets | $174,148,000 | 2,698 |
| Total unused commitments | $44,709,000 | 1,938 |
| Derivatives | $1,234,000 | 878 |
| 2007-12-31 | Rank | |
| # of Employees: | 33 | 4,577 |
| Assets and Liabilities | ||
| Total Assets: | $235,734,000 | 2,716 |
| Cash and due from depository institutions | $2,784,000 | 4,577 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $31,408,000 | 3,341 |
| Federal funds sold & reverse repurchase agreements | $655,000 | 5,302 |
| Net loans & leases | $159,836,000 | 2,732 |
| Loan loss allowance | $1,875,000 | 2,686 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,395,000 | 4,188 |
| Other real estate owned | $0 | 4,577 |
| Goodwill and other intangibles | $30,370,000 | 341 |
| All other assets | $8,286,000 | 2,108 |
| Life insurance assets | $3,501,000 | 1,623 |
| Total liabilities and capital | $235,734,000 | 2,716 |
| Total liabilities | $189,075,000 | 2,971 |
| Total deposits | $175,662,000 | 2,912 |
| Interest-bearing deposits | $141,154,000 | 3,086 |
| Deposits held in domestic offices | $175,662,000 | 2,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,981,000 | 1,943 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,057,000 | 3,015 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,375,000 | 3,251 |
| Total equity capital | $46,659,000 | 1,496 |
| Total bank equity capital | $46,659,000 | 1,496 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,450,000 | 1,365 |
| Surplus | $43,070,000 | 751 |
| Undivided profits | $139,000 | 7,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $896,000 | 4,356 |
| Earning assets | $191,899,000 | 3,005 |
| Long-term assets (5+ years) | $49,823,000 | 2,007 |
| Average Assets, year-to-date | $203,291,800 | 2,984 |
| Average Assets, quarterly | $216,634,000 | 2,879 |
| Volatile liabilities | $56,072,000 | 2,373 |
| Insider loans | $3,000 | 7,600 |
| FHLB advances | $8,057,000 | 2,897 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $54,264,000 | 1,648 |
| Tier 1 (core) risk-based capital | $16,260,000 | 3,818 |
| Tier 2 risk-based capital | $1,875,000 | 2,547 |
| Total risk weighted assets | $170,695,000 | 2,715 |
| Total unused commitments | $54,264,000 | 1,648 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 43 | 3,759 |
| Assets and Liabilities | ||
| Total Assets: | $197,534,000 | 3,125 |
| Cash and due from depository institutions | $3,131,000 | 3,759 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $32,019,000 | 3,297 |
| Federal funds sold & reverse repurchase agreements | $2,647,000 | 3,715 |
| Net loans & leases | $150,736,000 | 2,842 |
| Loan loss allowance | $1,735,000 | 2,825 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,659,000 | 4,977 |
| Other real estate owned | $0 | 3,759 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,342,000 | 2,301 |
| Life insurance assets | $3,465,000 | 1,600 |
| Total liabilities and capital | $197,534,000 | 3,125 |
| Total liabilities | $178,970,000 | 3,080 |
| Total deposits | $166,190,000 | 3,032 |
| Interest-bearing deposits | $116,397,000 | 3,577 |
| Deposits held in domestic offices | $166,190,000 | 3,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,419,000 | 1,810 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,000,000 | 2,874 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $361,000 | 6,512 |
| Total equity capital | $18,564,000 | 3,491 |
| Total bank equity capital | $18,564,000 | 3,491 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,450,000 | 1,341 |
| Surplus | $8,142,000 | 2,943 |
| Undivided profits | $6,972,000 | 3,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $899,000 | 4,585 |
| Earning assets | $185,402,000 | 3,065 |
| Long-term assets (5+ years) | $41,575,000 | 2,212 |
| Average Assets, year-to-date | $195,181,250 | 3,083 |
| Average Assets, quarterly | $195,254,500 | 3,130 |
| Volatile liabilities | $55,553,000 | 2,339 |
| Insider loans | $2,445,000 | 2,654 |
| FHLB advances | $8,000,000 | 2,746 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $82,607,000 | 1,232 |
| Tier 1 (core) risk-based capital | $18,739,000 | 3,352 |
| Tier 2 risk-based capital | $1,735,000 | 2,697 |
| Total risk weighted assets | $164,657,000 | 2,762 |
| Total unused commitments | $82,607,000 | 1,233 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 41 | 3,964 |
| Assets and Liabilities | ||
| Total Assets: | $192,975,000 | 3,186 |
| Cash and due from depository institutions | $2,950,000 | 3,964 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $33,556,000 | 3,180 |
| Federal funds sold & reverse repurchase agreements | $573,000 | 5,536 |
| Net loans & leases | $147,375,000 | 2,876 |
| Loan loss allowance | $1,682,000 | 2,879 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,341,000 | 5,418 |
| Other real estate owned | $0 | 3,964 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,180,000 | 2,344 |
| Life insurance assets | $3,429,000 | 1,604 |
| Total liabilities and capital | $192,975,000 | 3,186 |
| Total liabilities | $174,886,000 | 3,151 |
| Total deposits | $159,603,000 | 3,154 |
| Interest-bearing deposits | $101,783,000 | 3,944 |
| Deposits held in domestic offices | $159,603,000 | 3,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,826,000 | 1,452 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,000,000 | 2,779 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $457,000 | 5,778 |
| Total equity capital | $18,089,000 | 3,524 |
| Total bank equity capital | $18,089,000 | 3,524 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,450,000 | 1,331 |
| Surplus | $8,142,000 | 2,933 |
| Undivided profits | $6,497,000 | 4,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 6,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $834,000 | 4,580 |
| Earning assets | $181,504,000 | 3,119 |
| Long-term assets (5+ years) | $37,561,000 | 2,340 |
| Average Assets, year-to-date | $194,397,000 | 3,118 |
| Average Assets, quarterly | $193,580,000 | 3,157 |
| Volatile liabilities | $52,080,000 | 2,434 |
| Insider loans | $3,743,000 | 1,922 |
| FHLB advances | $8,000,000 | 2,645 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $60,552,000 | 1,589 |
| Tier 1 (core) risk-based capital | $18,476,000 | 3,377 |
| Tier 2 risk-based capital | $1,682,000 | 2,758 |
| Total risk weighted assets | $159,873,000 | 2,809 |
| Total unused commitments | $60,552,000 | 1,591 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 46 | 3,587 |
| Assets and Liabilities | ||
| Total Assets: | $194,185,000 | 3,167 |
| Cash and due from depository institutions | $4,704,000 | 3,587 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $34,994,000 | 3,094 |
| Federal funds sold & reverse repurchase agreements | $4,480,000 | 3,569 |
| Net loans & leases | $141,711,000 | 2,962 |
| Loan loss allowance | $1,604,000 | 2,995 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,277,000 | 5,494 |
| Other real estate owned | $0 | 3,587 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,019,000 | 2,317 |
| Life insurance assets | $3,394,000 | 1,599 |
| Total liabilities and capital | $194,185,000 | 3,167 |
| Total liabilities | $176,028,000 | 3,126 |
| Total deposits | $163,378,000 | 3,091 |
| Interest-bearing deposits | $105,659,000 | 3,855 |
| Deposits held in domestic offices | $163,378,000 | 3,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,191,000 | 1,666 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,000,000 | 2,723 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $459,000 | 5,764 |
| Total equity capital | $18,157,000 | 3,524 |
| Total bank equity capital | $18,157,000 | 3,524 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,450,000 | 1,314 |
| Surplus | $8,142,000 | 2,887 |
| Undivided profits | $6,565,000 | 4,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 2,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $860,000 | 4,318 |
| Earning assets | $181,185,000 | 3,116 |
| Long-term assets (5+ years) | $35,758,000 | 2,392 |
| Average Assets, year-to-date | $195,108,000 | 3,123 |
| Average Assets, quarterly | $195,108,000 | 3,123 |
| Volatile liabilities | $50,920,000 | 2,455 |
| Insider loans | $3,887,000 | 1,818 |
| FHLB advances | $8,000,000 | 2,603 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $66,351,000 | 1,480 |
| Tier 1 (core) risk-based capital | $18,218,000 | 3,394 |
| Tier 2 risk-based capital | $1,604,000 | 2,863 |
| Total risk weighted assets | $165,739,000 | 2,696 |
| Total unused commitments | $66,351,000 | 1,480 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 43 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $196,031,000 | 3,116 |
| Cash and due from depository institutions | $3,964,000 | 3,782 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $35,660,000 | 3,074 |
| Federal funds sold & reverse repurchase agreements | $4,834,000 | 2,934 |
| Net loans & leases | $143,305,000 | 2,892 |
| Loan loss allowance | $1,697,000 | 2,834 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,287,000 | 5,475 |
| Other real estate owned | $0 | 3,782 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,981,000 | 2,339 |
| Life insurance assets | $3,360,000 | 1,580 |
| Total liabilities and capital | $196,031,000 | 3,116 |
| Total liabilities | $178,292,000 | 3,072 |
| Total deposits | $168,111,000 | 2,984 |
| Interest-bearing deposits | $110,255,000 | 3,674 |
| Deposits held in domestic offices | $168,111,000 | 2,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,732,000 | 2,348 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,808 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $449,000 | 5,770 |
| Total equity capital | $17,739,000 | 3,518 |
| Total bank equity capital | $17,739,000 | 3,518 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,450,000 | 1,302 |
| Surplus | $8,142,000 | 2,837 |
| Undivided profits | $6,147,000 | 4,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,928,000 | 1,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $914,000 | 4,241 |
| Earning assets | $183,799,000 | 3,059 |
| Long-term assets (5+ years) | $34,518,000 | 2,402 |
| Average Assets, year-to-date | $186,642,600 | 3,121 |
| Average Assets, quarterly | $196,573,000 | 3,078 |
| Volatile liabilities | $49,277,000 | 2,678 |
| Insider loans | $4,634,000 | 1,538 |
| FHLB advances | $8,000,000 | 2,693 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $56,634,000 | 1,662 |
| Tier 1 (core) risk-based capital | $17,934,000 | 3,377 |
| Tier 2 risk-based capital | $1,697,000 | 2,712 |
| Total risk weighted assets | $156,144,000 | 2,818 |
| Total unused commitments | $56,634,000 | 1,663 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $197,115,000 | 3,069 |
| Cash and due from depository institutions | $4,597,000 | 3,734 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $40,362,000 | 2,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $144,186,000 | 2,872 |
| Loan loss allowance | $1,891,000 | 2,596 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,289,000 | 5,471 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,681,000 | 2,404 |
| Life insurance assets | $3,326,000 | 1,554 |
| Total liabilities and capital | $197,115,000 | 3,069 |
| Total liabilities | $182,758,000 | 2,985 |
| Total deposits | $169,293,000 | 2,928 |
| Interest-bearing deposits | $144,422,000 | 2,904 |
| Deposits held in domestic offices | $169,293,000 | 2,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,960,000 | 1,717 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,000,000 | 2,964 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $505,000 | 5,573 |
| Total equity capital | $14,357,000 | 4,155 |
| Total bank equity capital | $14,357,000 | 4,155 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,450,000 | 1,292 |
| Surplus | $8,132,000 | 2,815 |
| Undivided profits | $2,775,000 | 5,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 3,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $887,000 | 4,367 |
| Earning assets | $184,548,000 | 3,021 |
| Long-term assets (5+ years) | $37,813,000 | 2,234 |
| Average Assets, year-to-date | $184,295,500 | 3,168 |
| Average Assets, quarterly | $195,145,000 | 3,078 |
| Volatile liabilities | $56,384,000 | 2,398 |
| Insider loans | $4,936,000 | 1,445 |
| FHLB advances | $8,000,000 | 2,827 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $55,036,000 | 1,724 |
| Tier 1 (core) risk-based capital | $14,621,000 | 4,024 |
| Tier 2 risk-based capital | $1,891,000 | 2,478 |
| Total risk weighted assets | $155,917,000 | 2,812 |
| Total unused commitments | $55,036,000 | 1,726 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $193,175,000 | 3,111 |
| Cash and due from depository institutions | $4,599,000 | 4,042 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $37,899,000 | 2,949 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $142,388,000 | 2,868 |
| Loan loss allowance | $1,875,000 | 2,593 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,289,000 | 5,435 |
| Other real estate owned | $0 | 4,042 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,000,000 | 2,294 |
| Life insurance assets | $3,294,000 | 1,532 |
| Total liabilities and capital | $193,175,000 | 3,111 |
| Total liabilities | $179,815,000 | 3,011 |
| Total deposits | $162,055,000 | 3,023 |
| Interest-bearing deposits | $138,027,000 | 3,000 |
| Deposits held in domestic offices | $162,055,000 | 3,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,321,000 | 1,261 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,000,000 | 2,993 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $439,000 | 5,592 |
| Total equity capital | $13,360,000 | 4,268 |
| Total bank equity capital | $13,360,000 | 4,268 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,411,000 | 1,287 |
| Surplus | $8,018,000 | 2,777 |
| Undivided profits | $1,931,000 | 6,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $772,000 | 2,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $808,000 | 4,289 |
| Earning assets | $180,287,000 | 3,058 |
| Long-term assets (5+ years) | $36,402,000 | 2,266 |
| Average Assets, year-to-date | $180,022,330 | 3,236 |
| Average Assets, quarterly | $184,485,500 | 3,196 |
| Volatile liabilities | $62,668,000 | 2,170 |
| Insider loans | $2,727,000 | 2,322 |
| FHLB advances | $8,000,000 | 2,854 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $65,339,000 | 1,504 |
| Tier 1 (core) risk-based capital | $14,109,000 | 4,075 |
| Tier 2 risk-based capital | $1,875,000 | 2,466 |
| Total risk weighted assets | $167,569,000 | 2,606 |
| Total unused commitments | $65,339,000 | 1,505 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 40 | 4,018 |
| Assets and Liabilities | ||
| Total Assets: | $175,796,000 | 3,322 |
| Cash and due from depository institutions | $3,403,000 | 4,018 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $37,195,000 | 3,020 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $127,168,000 | 3,112 |
| Loan loss allowance | $1,675,000 | 2,808 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,322,000 | 5,357 |
| Other real estate owned | $0 | 4,018 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,708,000 | 2,307 |
| Life insurance assets | $3,263,000 | 1,503 |
| Total liabilities and capital | $175,796,000 | 3,322 |
| Total liabilities | $162,337,000 | 3,248 |
| Total deposits | $147,756,000 | 3,241 |
| Interest-bearing deposits | $123,506,000 | 3,257 |
| Deposits held in domestic offices | $147,756,000 | 3,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,029,000 | 1,478 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,887 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $552,000 | 4,917 |
| Total equity capital | $13,459,000 | 4,201 |
| Total bank equity capital | $13,459,000 | 4,201 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,102,000 | 1,348 |
| Surplus | $8,320,000 | 2,639 |
| Undivided profits | $2,037,000 | 6,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $993,000 | 2,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $700,000 | 4,590 |
| Earning assets | $164,363,000 | 3,267 |
| Long-term assets (5+ years) | $32,981,000 | 2,421 |
| Average Assets, year-to-date | $173,446,000 | 3,332 |
| Average Assets, quarterly | $173,446,000 | 3,332 |
| Volatile liabilities | $54,269,000 | 2,325 |
| Insider loans | $2,318,000 | 2,603 |
| FHLB advances | $8,000,000 | 2,765 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $54,539,000 | 1,719 |
| Tier 1 (core) risk-based capital | $13,928,000 | 4,037 |
| Tier 2 risk-based capital | $1,675,000 | 2,668 |
| Total risk weighted assets | $152,251,000 | 2,793 |
| Total unused commitments | $54,539,000 | 1,720 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 39 | 4,106 |
| Assets and Liabilities | ||
| Total Assets: | $171,096,000 | 3,376 |
| Cash and due from depository institutions | $4,609,000 | 4,106 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $34,946,000 | 3,149 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $123,692,000 | 3,137 |
| Loan loss allowance | $1,623,000 | 2,832 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,351,000 | 5,302 |
| Other real estate owned | $0 | 4,106 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,498,000 | 2,359 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $171,096,000 | 3,376 |
| Total liabilities | $157,846,000 | 3,296 |
| Total deposits | $140,345,000 | 3,345 |
| Interest-bearing deposits | $117,957,000 | 3,336 |
| Deposits held in domestic offices | $140,345,000 | 3,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,152,000 | 1,228 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,000,000 | 2,982 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $349,000 | 5,971 |
| Total equity capital | $13,250,000 | 4,205 |
| Total bank equity capital | $13,250,000 | 4,205 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,097,000 | 1,338 |
| Surplus | $8,296,000 | 2,613 |
| Undivided profits | $1,857,000 | 6,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 2,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $725,000 | 4,487 |
| Earning assets | $158,638,000 | 3,328 |
| Long-term assets (5+ years) | $30,560,000 | 2,522 |
| Average Assets, year-to-date | $162,288,200 | 3,391 |
| Average Assets, quarterly | $169,904,000 | 3,349 |
| Volatile liabilities | $54,767,000 | 2,276 |
| Insider loans | $2,720,000 | 2,279 |
| FHLB advances | $8,000,000 | 2,843 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $49,638,000 | 1,802 |
| Tier 1 (core) risk-based capital | $13,658,000 | 4,062 |
| Tier 2 risk-based capital | $1,623,000 | 2,702 |
| Total risk weighted assets | $146,764,000 | 2,853 |
| Total unused commitments | $49,638,000 | 1,802 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 40 | 4,010 |
| Assets and Liabilities | ||
| Total Assets: | $168,712,000 | 3,365 |
| Cash and due from depository institutions | $3,292,000 | 4,010 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $35,238,000 | 3,110 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $122,481,000 | 3,132 |
| Loan loss allowance | $1,670,000 | 2,753 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,385,000 | 5,210 |
| Other real estate owned | $0 | 4,010 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,316,000 | 2,369 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $168,712,000 | 3,365 |
| Total liabilities | $155,520,000 | 3,287 |
| Total deposits | $141,904,000 | 3,270 |
| Interest-bearing deposits | $116,606,000 | 3,303 |
| Deposits held in domestic offices | $141,904,000 | 3,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,083,000 | 1,612 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,000,000 | 3,000 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $533,000 | 4,997 |
| Total equity capital | $13,192,000 | 4,194 |
| Total bank equity capital | $13,192,000 | 4,194 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,097,000 | 1,307 |
| Surplus | $8,296,000 | 2,550 |
| Undivided profits | $1,799,000 | 6,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $900,000 | 2,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $624,000 | 5,002 |
| Earning assets | $157,719,000 | 3,308 |
| Long-term assets (5+ years) | $30,072,000 | 2,575 |
| Average Assets, year-to-date | $160,086,250 | 3,403 |
| Average Assets, quarterly | $165,081,500 | 3,385 |
| Volatile liabilities | $47,929,000 | 2,473 |
| Insider loans | $3,508,000 | 1,833 |
| FHLB advances | $8,000,000 | 2,859 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $44,848,000 | 1,890 |
| Tier 1 (core) risk-based capital | $13,341,000 | 4,084 |
| Tier 2 risk-based capital | $1,670,000 | 2,604 |
| Total risk weighted assets | $144,476,000 | 2,829 |
| Total unused commitments | $44,848,000 | 1,892 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 38 | 4,154 |
| Assets and Liabilities | ||
| Total Assets: | $161,451,000 | 3,420 |
| Cash and due from depository institutions | $2,549,000 | 4,154 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $33,112,000 | 3,335 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $118,243,000 | 3,143 |
| Loan loss allowance | $1,608,000 | 2,810 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,388,000 | 5,170 |
| Other real estate owned | $0 | 4,154 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,159,000 | 2,318 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $161,451,000 | 3,420 |
| Total liabilities | $148,382,000 | 3,349 |
| Total deposits | $131,258,000 | 3,419 |
| Interest-bearing deposits | $106,680,000 | 3,511 |
| Deposits held in domestic offices | $131,258,000 | 3,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,652,000 | 1,242 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,969 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $472,000 | 5,016 |
| Total equity capital | $13,069,000 | 4,170 |
| Total bank equity capital | $13,069,000 | 4,170 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,097,000 | 1,289 |
| Surplus | $8,296,000 | 2,504 |
| Undivided profits | $1,676,000 | 6,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 3,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $620,000 | 4,664 |
| Earning assets | $151,355,000 | 3,356 |
| Long-term assets (5+ years) | $24,431,000 | 2,951 |
| Average Assets, year-to-date | $157,211,000 | 3,436 |
| Average Assets, quarterly | $160,266,500 | 3,415 |
| Volatile liabilities | $46,500,000 | 2,404 |
| Insider loans | $1,529,000 | 3,294 |
| FHLB advances | $8,000,000 | 2,831 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $43,481,000 | 1,887 |
| Tier 1 (core) risk-based capital | $13,059,000 | 4,082 |
| Tier 2 risk-based capital | $1,608,000 | 2,646 |
| Total risk weighted assets | $139,788,000 | 2,845 |
| Total unused commitments | $43,481,000 | 1,887 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 37 | 4,247 |
| Assets and Liabilities | ||
| Total Assets: | $159,082,000 | 3,438 |
| Cash and due from depository institutions | $2,786,000 | 4,247 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $30,117,000 | 3,611 |
| Federal funds sold & reverse repurchase agreements | $5,032,000 | 2,312 |
| Net loans & leases | $113,520,000 | 3,194 |
| Loan loss allowance | $1,545,000 | 2,884 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,380,000 | 5,199 |
| Other real estate owned | $0 | 4,247 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,247,000 | 2,289 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $159,082,000 | 3,438 |
| Total liabilities | $146,597,000 | 3,380 |
| Total deposits | $135,958,000 | 3,328 |
| Interest-bearing deposits | $111,575,000 | 3,393 |
| Deposits held in domestic offices | $135,958,000 | 3,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,165,000 | 2,119 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,889 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $474,000 | 4,924 |
| Total equity capital | $12,485,000 | 4,245 |
| Total bank equity capital | $12,485,000 | 4,245 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,632,000 | 558 |
| Surplus | $4,748,000 | 3,731 |
| Undivided profits | $1,105,000 | 7,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 2,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $568,000 | 4,859 |
| Earning assets | $148,669,000 | 3,393 |
| Long-term assets (5+ years) | $21,691,000 | 3,266 |
| Average Assets, year-to-date | $155,091,000 | 3,494 |
| Average Assets, quarterly | $155,091,000 | 3,494 |
| Volatile liabilities | $40,279,000 | 2,593 |
| Insider loans | $3,293,000 | 1,845 |
| FHLB advances | $8,000,000 | 2,768 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $41,210,000 | 1,935 |
| Tier 1 (core) risk-based capital | $12,782,000 | 4,110 |
| Tier 2 risk-based capital | $1,545,000 | 2,704 |
| Total risk weighted assets | $134,506,000 | 2,894 |
| Total unused commitments | $41,210,000 | 1,938 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 37 | 4,256 |
| Assets and Liabilities | ||
| Total Assets: | $151,100,000 | 3,581 |
| Cash and due from depository institutions | $3,230,000 | 4,256 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $24,990,000 | 4,134 |
| Federal funds sold & reverse repurchase agreements | $117,000 | 5,962 |
| Net loans & leases | $115,222,000 | 3,142 |
| Loan loss allowance | $1,526,000 | 2,891 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,408,000 | 5,157 |
| Other real estate owned | $0 | 4,256 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,133,000 | 2,281 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $151,100,000 | 3,581 |
| Total liabilities | $138,546,000 | 3,515 |
| Total deposits | $120,038,000 | 3,652 |
| Interest-bearing deposits | $97,242,000 | 3,789 |
| Deposits held in domestic offices | $120,038,000 | 3,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,982,000 | 1,153 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $8,000,000 | 2,903 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $526,000 | 4,585 |
| Total equity capital | $12,554,000 | 4,217 |
| Total bank equity capital | $12,554,000 | 4,217 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,624,000 | 543 |
| Surplus | $4,737,000 | 3,691 |
| Undivided profits | $1,193,000 | 7,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $823,000 | 2,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $510,000 | 5,254 |
| Earning assets | $140,329,000 | 3,543 |
| Long-term assets (5+ years) | $19,579,000 | 3,510 |
| Average Assets, year-to-date | $139,656,000 | 3,712 |
| Average Assets, quarterly | $148,555,500 | 3,611 |
| Volatile liabilities | $45,877,000 | 2,272 |
| Insider loans | $3,370,000 | 1,800 |
| FHLB advances | $8,000,000 | 2,762 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $36,186,000 | 2,043 |
| Tier 1 (core) risk-based capital | $12,526,000 | 4,098 |
| Tier 2 risk-based capital | $1,526,000 | 2,721 |
| Total risk weighted assets | $133,195,000 | 2,896 |
| Total unused commitments | $36,186,000 | 2,044 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 37 | 4,246 |
| Assets and Liabilities | ||
| Total Assets: | $146,011,000 | 3,659 |
| Cash and due from depository institutions | $2,835,000 | 4,246 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $23,231,000 | 4,320 |
| Federal funds sold & reverse repurchase agreements | $4,124,000 | 2,437 |
| Net loans & leases | $108,956,000 | 3,253 |
| Loan loss allowance | $1,435,000 | 3,054 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,402,000 | 5,121 |
| Other real estate owned | $0 | 4,246 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,463,000 | 2,443 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $146,011,000 | 3,659 |
| Total liabilities | $133,602,000 | 3,602 |
| Total deposits | $121,054,000 | 3,586 |
| Interest-bearing deposits | $94,084,000 | 3,843 |
| Deposits held in domestic offices | $121,054,000 | 3,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,980,000 | 1,822 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,000,000 | 2,905 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $568,000 | 4,588 |
| Total equity capital | $12,409,000 | 4,244 |
| Total bank equity capital | $12,409,000 | 4,244 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,622,000 | 539 |
| Surplus | $4,735,000 | 3,645 |
| Undivided profits | $1,052,000 | 7,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $831,000 | 2,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $450,000 | 5,842 |
| Earning assets | $136,311,000 | 3,603 |
| Long-term assets (5+ years) | $17,560,000 | 3,806 |
| Average Assets, year-to-date | $136,795,000 | 3,765 |
| Average Assets, quarterly | $142,616,000 | 3,708 |
| Volatile liabilities | $35,295,000 | 2,742 |
| Insider loans | $2,262,000 | 2,475 |
| FHLB advances | $8,000,000 | 2,769 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $34,809,000 | 2,075 |
| Tier 1 (core) risk-based capital | $12,278,000 | 4,144 |
| Tier 2 risk-based capital | $1,435,000 | 2,826 |
| Total risk weighted assets | $127,225,000 | 2,966 |
| Total unused commitments | $34,809,000 | 2,080 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 46 | 3,612 |
| Assets and Liabilities | ||
| Total Assets: | $139,221,000 | 3,790 |
| Cash and due from depository institutions | $3,290,000 | 3,612 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $24,345,000 | 4,241 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $104,445,000 | 3,320 |
| Loan loss allowance | $1,355,000 | 3,186 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,421,000 | 5,088 |
| Other real estate owned | $0 | 3,612 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,720,000 | 2,346 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $139,221,000 | 3,790 |
| Total liabilities | $127,380,000 | 3,729 |
| Total deposits | $110,548,000 | 3,869 |
| Interest-bearing deposits | $86,859,000 | 4,077 |
| Deposits held in domestic offices | $110,548,000 | 3,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,514,000 | 1,247 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,000,000 | 2,873 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $318,000 | 5,691 |
| Total equity capital | $11,841,000 | 4,276 |
| Total bank equity capital | $11,841,000 | 4,276 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,021,000 | 584 |
| Surplus | $5,336,000 | 3,287 |
| Undivided profits | $484,000 | 7,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $802,000 | 3,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $428,000 | 5,799 |
| Earning assets | $128,790,000 | 3,744 |
| Long-term assets (5+ years) | $19,184,000 | 3,708 |
| Average Assets, year-to-date | $133,723,000 | 3,854 |
| Average Assets, quarterly | $134,714,000 | 3,860 |
| Volatile liabilities | $37,754,000 | 2,534 |
| Insider loans | $283,000 | 6,336 |
| FHLB advances | $8,000,000 | 2,740 |
| Loans and leases held for sale | $1,517,000 | 733 |
| Unused loan commitments | $42,522,000 | 1,767 |
| Tier 1 (core) risk-based capital | $12,078,000 | 4,146 |
| Tier 2 risk-based capital | $1,355,000 | 2,952 |
| Total risk weighted assets | $121,810,000 | 3,055 |
| Total unused commitments | $42,522,000 | 1,772 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 46 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $130,207,000 | 3,962 |
| Cash and due from depository institutions | $3,281,000 | 3,588 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $18,454,000 | 4,995 |
| Federal funds sold & reverse repurchase agreements | $118,000 | 6,611 |
| Net loans & leases | $101,641,000 | 3,313 |
| Loan loss allowance | $1,335,000 | 3,187 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,429,000 | 5,057 |
| Other real estate owned | $0 | 3,588 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,284,000 | 2,381 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $130,207,000 | 3,962 |
| Total liabilities | $118,207,000 | 3,921 |
| Total deposits | $111,360,000 | 3,840 |
| Interest-bearing deposits | $87,498,000 | 4,061 |
| Deposits held in domestic offices | $111,360,000 | 3,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,535,000 | 1,750 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,000,000 | 3,985 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $312,000 | 6,103 |
| Total equity capital | $12,000,000 | 4,331 |
| Total bank equity capital | $12,000,000 | 4,331 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,013,000 | 583 |
| Surplus | $5,325,000 | 3,252 |
| Undivided profits | $662,000 | 7,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,199,000 | 2,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $397,000 | 5,986 |
| Earning assets | $120,213,000 | 3,947 |
| Long-term assets (5+ years) | $14,052,000 | 4,318 |
| Average Assets, year-to-date | $130,974,000 | 3,924 |
| Average Assets, quarterly | $130,974,000 | 3,924 |
| Volatile liabilities | $31,011,000 | 2,876 |
| Insider loans | $2,214,000 | 2,431 |
| FHLB advances | $3,000,000 | 3,827 |
| Loans and leases held for sale | $1,804,000 | 740 |
| Unused loan commitments | $38,487,000 | 1,851 |
| Tier 1 (core) risk-based capital | $11,864,000 | 4,186 |
| Tier 2 risk-based capital | $1,335,000 | 2,949 |
| Total risk weighted assets | $117,164,000 | 3,096 |
| Total unused commitments | $38,487,000 | 1,856 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 41 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $131,741,000 | 3,905 |
| Cash and due from depository institutions | $5,654,000 | 3,960 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $18,920,000 | 4,970 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $100,432,000 | 3,339 |
| Loan loss allowance | $1,318,000 | 3,220 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,358,000 | 5,188 |
| Other real estate owned | $325,000 | 3,960 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,052,000 | 2,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,741,000 | 3,905 |
| Total liabilities | $120,072,000 | 3,865 |
| Total deposits | $107,713,000 | 3,916 |
| Interest-bearing deposits | $83,577,000 | 4,179 |
| Deposits held in domestic offices | $107,713,000 | 3,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,072,000 | 1,194 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 3,987 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $287,000 | 6,208 |
| Total equity capital | $11,669,000 | 4,334 |
| Total bank equity capital | $11,669,000 | 4,334 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,979,000 | 603 |
| Surplus | $5,288,000 | 3,242 |
| Undivided profits | $402,000 | 8,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,679,000 | 1,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $392,000 | 6,155 |
| Earning assets | $119,352,000 | 3,930 |
| Long-term assets (5+ years) | $16,168,000 | 4,051 |
| Average Assets, year-to-date | $128,597,800 | 3,870 |
| Average Assets, quarterly | $129,848,000 | 3,925 |
| Volatile liabilities | $34,423,000 | 2,646 |
| Insider loans | $3,461,000 | 1,613 |
| FHLB advances | $3,000,000 | 3,818 |
| Loans and leases held for sale | $452,000 | 1,187 |
| Unused loan commitments | $32,706,000 | 2,034 |
| Tier 1 (core) risk-based capital | $11,627,000 | 4,198 |
| Tier 2 risk-based capital | $1,318,000 | 2,975 |
| Total risk weighted assets | $117,122,000 | 3,089 |
| Total unused commitments | $32,706,000 | 2,036 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $127,955,000 | 3,978 |
| Cash and due from depository institutions | $1,870,000 | 3,917 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $18,319,000 | 4,977 |
| Federal funds sold & reverse repurchase agreements | $3,638,000 | 3,251 |
| Net loans & leases | $98,793,000 | 3,361 |
| Loan loss allowance | $1,394,000 | 3,071 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $418,000 | 7,434 |
| Other real estate owned | $0 | 3,917 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,917,000 | 2,526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,955,000 | 3,978 |
| Total liabilities | $116,421,000 | 3,929 |
| Total deposits | $110,393,000 | 3,824 |
| Interest-bearing deposits | $86,566,000 | 4,070 |
| Deposits held in domestic offices | $110,393,000 | 3,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,547,000 | 2,015 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 3,947 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $481,000 | 5,137 |
| Total equity capital | $11,534,000 | 4,366 |
| Total bank equity capital | $11,534,000 | 4,366 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,979,000 | 593 |
| Surplus | $5,288,000 | 3,182 |
| Undivided profits | $267,000 | 8,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,539,000 | 2,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $387,000 | 6,383 |
| Earning assets | $120,750,000 | 3,877 |
| Long-term assets (5+ years) | $16,649,000 | 3,994 |
| Average Assets, year-to-date | $127,812,000 | 3,898 |
| Average Assets, quarterly | $130,857,500 | 3,892 |
| Volatile liabilities | $25,615,000 | 3,236 |
| Insider loans | $3,976,000 | 1,387 |
| FHLB advances | $3,000,000 | 3,751 |
| Loans and leases held for sale | $4,345,000 | 572 |
| Unused loan commitments | $36,040,000 | 1,913 |
| Tier 1 (core) risk-based capital | $11,496,000 | 4,229 |
| Tier 2 risk-based capital | $1,395,000 | 2,816 |
| Total risk weighted assets | $112,234,000 | 3,185 |
| Total unused commitments | $36,040,000 | 1,916 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 43 | 3,851 |
| Assets and Liabilities | ||
| Total Assets: | $133,760,000 | 3,824 |
| Cash and due from depository institutions | $4,404,000 | 3,851 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $14,391,000 | 5,594 |
| Federal funds sold & reverse repurchase agreements | $10,933,000 | 1,456 |
| Net loans & leases | $99,053,000 | 3,331 |
| Loan loss allowance | $1,446,000 | 2,937 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $498,000 | 7,196 |
| Other real estate owned | $0 | 3,851 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,481,000 | 2,610 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,760,000 | 3,824 |
| Total liabilities | $122,277,000 | 3,772 |
| Total deposits | $116,182,000 | 3,659 |
| Interest-bearing deposits | $85,490,000 | 4,107 |
| Deposits held in domestic offices | $116,182,000 | 3,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,882,000 | 1,852 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 3,879 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $213,000 | 7,258 |
| Total equity capital | $11,483,000 | 4,383 |
| Total bank equity capital | $11,483,000 | 4,383 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,979,000 | 584 |
| Surplus | $5,288,000 | 3,147 |
| Undivided profits | $216,000 | 8,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,801,000 | 1,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $421,000 | 5,966 |
| Earning assets | $124,377,000 | 3,774 |
| Long-term assets (5+ years) | $16,384,000 | 3,886 |
| Average Assets, year-to-date | $127,764,330 | 3,896 |
| Average Assets, quarterly | $133,361,500 | 3,803 |
| Volatile liabilities | $25,086,000 | 3,256 |
| Insider loans | $3,902,000 | 1,410 |
| FHLB advances | $3,000,000 | 3,689 |
| Loans and leases held for sale | $4,101,000 | 775 |
| Unused loan commitments | $33,416,000 | 1,952 |
| Tier 1 (core) risk-based capital | $11,298,000 | 4,211 |
| Tier 2 risk-based capital | $1,395,000 | 2,774 |
| Total risk weighted assets | $111,514,000 | 3,152 |
| Total unused commitments | $33,416,000 | 1,962 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $132,963,000 | 3,803 |
| Cash and due from depository institutions | $5,505,000 | 4,145 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $15,499,000 | 5,403 |
| Federal funds sold & reverse repurchase agreements | $8,758,000 | 1,963 |
| Net loans & leases | $98,551,000 | 3,287 |
| Loan loss allowance | $1,434,000 | 2,929 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $438,000 | 7,394 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,212,000 | 2,713 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,963,000 | 3,803 |
| Total liabilities | $121,736,000 | 3,747 |
| Total deposits | $114,930,000 | 3,657 |
| Interest-bearing deposits | $89,660,000 | 3,949 |
| Deposits held in domestic offices | $114,930,000 | 3,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,546,000 | 1,629 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,000,000 | 3,806 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $260,000 | 6,871 |
| Total equity capital | $11,227,000 | 4,381 |
| Total bank equity capital | $11,227,000 | 4,381 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,979,000 | 578 |
| Surplus | $5,288,000 | 3,099 |
| Undivided profits | $-40,000 | 8,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,006,000 | 2,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $261,000 | 7,454 |
| Earning assets | $122,808,000 | 3,770 |
| Long-term assets (5+ years) | $17,153,000 | 3,714 |
| Average Assets, year-to-date | $124,766,500 | 3,965 |
| Average Assets, quarterly | $124,766,500 | 3,965 |
| Volatile liabilities | $22,922,000 | 3,427 |
| Insider loans | $3,422,000 | 1,592 |
| FHLB advances | $3,000,000 | 3,622 |
| Loans and leases held for sale | $4,366,000 | 679 |
| Unused loan commitments | $27,995,000 | 2,155 |
| Tier 1 (core) risk-based capital | $11,061,000 | 4,227 |
| Tier 2 risk-based capital | $1,374,000 | 2,750 |
| Total risk weighted assets | $109,878,000 | 3,137 |
| Total unused commitments | $27,995,000 | 2,162 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 41 | 3,959 |
| Assets and Liabilities | ||
| Total Assets: | $116,570,000 | 4,182 |
| Cash and due from depository institutions | $7,146,000 | 3,959 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $15,364,000 | 5,398 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $89,307,000 | 3,556 |
| Loan loss allowance | $1,153,000 | 3,375 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $444,000 | 7,403 |
| Other real estate owned | $0 | 3,959 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,309,000 | 2,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,570,000 | 4,182 |
| Total liabilities | $105,213,000 | 4,155 |
| Total deposits | $95,225,000 | 4,206 |
| Interest-bearing deposits | $74,460,000 | 4,504 |
| Deposits held in domestic offices | $95,225,000 | 4,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,689,000 | 1,266 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,000,000 | 3,865 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $299,000 | 6,633 |
| Total equity capital | $11,357,000 | 4,298 |
| Total bank equity capital | $11,357,000 | 4,298 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,426,000 | 643 |
| Surplus | $5,819,000 | 2,859 |
| Undivided profits | $112,000 | 8,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 7,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $386,000 | 6,475 |
| Earning assets | $104,671,000 | 4,237 |
| Long-term assets (5+ years) | $16,915,000 | 3,708 |
| Average Assets, year-to-date | $108,781,200 | 4,249 |
| Average Assets, quarterly | $115,289,500 | 4,167 |
| Volatile liabilities | $23,123,000 | 3,393 |
| Insider loans | $2,633,000 | 1,995 |
| FHLB advances | $3,000,000 | 3,644 |
| Loans and leases held for sale | $5,053,000 | 702 |
| Unused loan commitments | $29,178,000 | 2,004 |
| Tier 1 (core) risk-based capital | $10,920,000 | 4,199 |
| Tier 2 risk-based capital | $1,153,000 | 3,143 |
| Total risk weighted assets | $97,598,000 | 3,426 |
| Total unused commitments | $29,178,000 | 2,007 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $98,944,000 | 4,596 |
| Cash and due from depository institutions | $5,711,000 | 3,815 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $19,748,000 | 4,566 |
| Federal funds sold & reverse repurchase agreements | $5,131,000 | 2,709 |
| Net loans & leases | $67,023,000 | 4,323 |
| Loan loss allowance | $909,000 | 3,871 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $629,000 | 6,914 |
| Other real estate owned | $0 | 3,815 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $702,000 | 7,553 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,944,000 | 4,596 |
| Total liabilities | $88,679,000 | 4,586 |
| Total deposits | $82,040,000 | 4,585 |
| Interest-bearing deposits | $65,156,000 | 4,829 |
| Deposits held in domestic offices | $82,040,000 | 4,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,356,000 | 1,809 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 3,654 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $283,000 | 7,068 |
| Total equity capital | $10,265,000 | 4,407 |
| Total bank equity capital | $10,265,000 | 4,407 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,419,000 | 640 |
| Surplus | $5,812,000 | 2,748 |
| Undivided profits | $-966,000 | 9,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 5,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $402,000 | 6,660 |
| Earning assets | $91,902,000 | 4,532 |
| Long-term assets (5+ years) | $17,551,000 | 3,589 |
| Average Assets, year-to-date | $78,878,200 | 5,186 |
| Average Assets, quarterly | $92,330,500 | 4,780 |
| Volatile liabilities | $15,032,000 | 4,481 |
| Insider loans | $2,044,000 | 2,340 |
| FHLB advances | $3,000,000 | 3,430 |
| Loans and leases held for sale | $7,332,000 | 478 |
| Unused loan commitments | $20,574,000 | 2,441 |
| Tier 1 (core) risk-based capital | $10,054,000 | 4,328 |
| Tier 2 risk-based capital | $900,000 | 3,658 |
| Total risk weighted assets | $71,998,000 | 4,235 |
| Total unused commitments | $20,574,000 | 2,447 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 33 | 4,753 |
| Assets and Liabilities | ||
| Total Assets: | $60,999,000 | 6,178 |
| Cash and due from depository institutions | $2,753,000 | 4,753 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $12,459,000 | 6,124 |
| Federal funds sold & reverse repurchase agreements | $290,000 | 6,504 |
| Net loans & leases | $44,464,000 | 5,568 |
| Loan loss allowance | $775,000 | 4,256 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $496,000 | 7,498 |
| Other real estate owned | $0 | 4,753 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $537,000 | 7,940 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,999,000 | 6,178 |
| Total liabilities | $50,980,000 | 6,388 |
| Total deposits | $49,064,000 | 6,263 |
| Interest-bearing deposits | $40,354,000 | 6,387 |
| Deposits held in domestic offices | $49,064,000 | 6,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,622,000 | 2,434 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $294,000 | 7,361 |
| Total equity capital | $10,019,000 | 4,394 |
| Total bank equity capital | $10,019,000 | 4,394 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,419,000 | 638 |
| Surplus | $5,812,000 | 2,675 |
| Undivided profits | $-1,212,000 | 9,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $264,000 | 7,295 |
| Earning assets | $57,213,000 | 6,097 |
| Long-term assets (5+ years) | $12,881,000 | 4,070 |
| Average Assets, year-to-date | $53,683,200 | 6,423 |
| Average Assets, quarterly | $59,990,500 | 6,184 |
| Volatile liabilities | $10,737,000 | 5,419 |
| Insider loans | $1,609,000 | 2,770 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $942,000 | 730 |
| Unused loan commitments | $12,892,000 | 3,192 |
| Tier 1 (core) risk-based capital | $9,936,000 | 4,307 |
| Tier 2 risk-based capital | $631,880 | 4,649 |
| Total risk weighted assets | $50,407,180 | 5,288 |
| Total unused commitments | $12,892,000 | 3,194 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 22 | 6,389 |
| Assets and Liabilities | ||
| Total Assets: | $43,895,000 | 7,369 |
| Cash and due from depository institutions | $2,355,000 | 6,389 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $9,929,000 | 7,095 |
| Federal funds sold & reverse repurchase agreements | $1,370,000 | 4,423 |
| Net loans & leases | $29,257,000 | 6,875 |
| Loan loss allowance | $521,000 | 5,546 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $633,000 | 7,175 |
| Other real estate owned | $0 | 6,389 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $351,000 | 9,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,895,000 | 7,369 |
| Total liabilities | $34,327,000 | 7,775 |
| Total deposits | $30,798,000 | 7,923 |
| Interest-bearing deposits | $25,756,000 | 7,960 |
| Deposits held in domestic offices | $30,798,000 | 7,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,323,000 | 2,035 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $206,000 | 8,009 |
| Total equity capital | $9,568,000 | 4,415 |
| Total bank equity capital | $9,568,000 | 4,415 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,419,000 | 651 |
| Surplus | $5,812,000 | 2,632 |
| Undivided profits | $-1,663,000 | 10,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $143,000 | 8,559 |
| Earning assets | $40,556,000 | 7,301 |
| Long-term assets (5+ years) | $8,511,000 | 5,227 |
| Average Assets, year-to-date | $32,344,800 | 8,173 |
| Average Assets, quarterly | $40,467,000 | 7,594 |
| Volatile liabilities | $7,065,000 | 6,411 |
| Insider loans | $1,209,000 | 3,292 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $42,000 | 1,445 |
| Unused loan commitments | $7,954,000 | 4,320 |
| Tier 1 (core) risk-based capital | $9,865,000 | 4,308 |
| Tier 2 risk-based capital | $426,910 | 5,850 |
| Total risk weighted assets | $34,058,710 | 6,545 |
| Total unused commitments | $7,954,000 | 4,324 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 16 | 7,609 |
| Assets and Liabilities | ||
| Total Assets: | $23,556,000 | 9,219 |
| Cash and due from depository institutions | $1,794,000 | 7,609 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $10,134,000 | 7,063 |
| Federal funds sold & reverse repurchase agreements | $2,710,000 | 5,083 |
| Net loans & leases | $8,007,000 | 9,769 |
| Loan loss allowance | $142,000 | 9,199 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $750,000 | 6,764 |
| Other real estate owned | $0 | 7,609 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $161,000 | 10,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,556,000 | 9,219 |
| Total liabilities | $13,083,000 | 9,914 |
| Total deposits | $12,987,000 | 9,856 |
| Interest-bearing deposits | $10,200,000 | 9,894 |
| Deposits held in domestic offices | $12,987,000 | 9,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $96,000 | 9,773 |
| Total equity capital | $10,473,000 | 4,159 |
| Total bank equity capital | $10,473,000 | 4,159 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,419,000 | 637 |
| Surplus | $6,142,000 | 2,388 |
| Undivided profits | $-1,088,000 | 10,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $26,000 | 10,136 |
| Earning assets | $20,851,000 | 9,267 |
| Long-term assets (5+ years) | $6,075,000 | 5,826 |
| Average Assets, year-to-date | $18,732,670 | 9,541 |
| Average Assets, quarterly | $20,927,000 | 9,408 |
| Volatile liabilities | $1,136,000 | 9,686 |
| Insider loans | $815,000 | 4,072 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,345,000 | 7,127 |
| Tier 1 (core) risk-based capital | $10,481,000 | 3,987 |
| Tier 2 risk-based capital | $142,000 | 8,991 |
| Total risk weighted assets | $12,092,700 | 9,381 |
| Total unused commitments | $2,345,000 | 7,139 |
| Derivatives | $0 | 527 |