Home > The Savings Bank of Manchester > Loan Charge- Offs and Recoveries

The Savings Bank of Manchester, Loan Charge- Offs and Recoveries

2004-03-31 (YTD Data)Rank
Total charge-offs$220,000939
Loans secured by real estate, total$02,190
To non-U.S. addressees$06
Real estate loans in domestic offices$02,189
Construction and land development$0316
Secured by farmland$0111
Total charge-offs secured by 1-4 family residential properties$01,753
Secured by multifamily residential properties$078
Secured by nonfarm nonresidential properties$0629
Real estate loans in foreign officesNANA
Loans to depository institutions$06
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$108,000636
Loans to individuals$112,000681
Credit card loan charge offs$41,000216
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$71,000876
Loans to foreign governments and official institutions$015
Other loans$0949
Lease financing receivables$0196
Memoranda:
Loans to finance agricultural production and other loans to farmers$0290
Total recoveries$525,000223
Loans secured by real estate, total$392,00068
To non-U.S. addressees$06
Real estate loans in domestic offices$392,00067
Construction and land development$1,000195
Secured by farmland$0159
Secured by 1-4 family residential properties - total recoveries$10,000520
Secured by multifamily residential properties$078
Secured by nonfarm nonresidential properties$381,00024
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$014
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$123,000268
Loans to individuals$10,0001,910
Credit card loan recoveries$1,000579
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$9,0001,942
Loans to foreign governments and official institutions$020
Other loans$01,215
Lease financing receivables$0196
Memoranda:
Loans to finance agricultural production and other loans to farmers$0532
Net charge-offs$-305,0009,075
Loans secured by real estate, total$-392,0009,101
To non-U.S. addressees$05
Real estate loans in domestic offices$-392,0009,115
Construction and land development$-1,0008,912
Secured by farmland$0105
Secured by 1-4 family residential properties- net charge-offs$-10,0008,854
Secured by multifamily residential properties$071
Secured by nonfarm nonresidential properties$-381,0009,106
Real estate loans in foreign officesNANA
Loans to depository institutions$06
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-15,0008,588
To non-U.S. addressees$019
Loans to individuals$102,000550
Credit card loan net charge offs$40,000201
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$62,000743
Loans to foreign governments and official institutions$012
Other loans$0785
Lease financing receivables$0166
Memoranda:
Loans to finance agricultural production and other loans to farmers$0245
2003-12-31 (YTD Data)Rank
Total charge-offs$1,235,000937
Loans secured by real estate, total$192,0001,114
To non-U.S. addressees$011
Real estate loans in domestic offices$192,0001,114
Construction and land development$0929
Secured by farmland$0439
Total charge-offs secured by 1-4 family residential properties$152,000696
Secured by multifamily residential properties$0215
Secured by nonfarm nonresidential properties$40,0001,076
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$08
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$701,000651
Loans to individuals$342,000931
Credit card loan charge offs$132,000285
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$210,0001,267
Loans to foreign governments and official institutions$011
Other loans$01,942
Lease financing receivables$0327
Memoranda:
Loans to finance agricultural production and other loans to farmers$0867
Total recoveries$331,000818
Loans secured by real estate, total$210,000317
To non-U.S. addressees$09
Real estate loans in domestic offices$210,000316
Construction and land development$3,000387
Secured by farmland$0408
Secured by 1-4 family residential properties - total recoveries$173,000200
Secured by multifamily residential properties$0183
Secured by nonfarm nonresidential properties$34,000471
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$019
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$67,0001,083
Loans to individuals$54,0001,508
Credit card loan recoveries$16,000344
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$38,0001,850
Loans to foreign governments and official institutions$07
Other loans$01,905
Lease financing receivables$0274
Memoranda:
Loans to finance agricultural production and other loans to farmers$0961
Net charge-offs$904,0001,001
Loans secured by real estate, total$-18,0008,697
To non-U.S. addressees$011
Real estate loans in domestic offices$-18,0008,709
Construction and land development$-3,0008,988
Secured by farmland$0375
Secured by 1-4 family residential properties- net charge-offs$-21,0008,940
Secured by multifamily residential properties$0192
Secured by nonfarm nonresidential properties$6,0001,440
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$07
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$634,000614
To non-U.S. addressees$028
Loans to individuals$288,000821
Credit card loan net charge offs$116,000275
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$172,0001,113
Loans to foreign governments and official institutions$010
Other loans$01,697
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$0735
2003-09-30 (YTD Data)Rank
Total charge-offs$900,000893
Loans secured by real estate, total$152,000980
To non-U.S. addressees$011
Real estate loans in domestic offices$152,000980
Construction and land development$0744
Secured by farmland$0323
Total charge-offs secured by 1-4 family residential properties$152,000533
Secured by multifamily residential properties$0164
Secured by nonfarm nonresidential properties$01,419
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$08
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$500,000615
Loans to individuals$248,000938
Credit card loan charge offs$96,000291
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$152,0001,274
Loans to foreign governments and official institutions$010
Other loans$01,699
Lease financing receivables$0304
Memoranda:
Loans to finance agricultural production and other loans to farmers$0715
Total recoveries$240,000843
Loans secured by real estate, total$146,000316
To non-U.S. addressees$08
Real estate loans in domestic offices$146,000315
Construction and land development$2,000341
Secured by farmland$0344
Secured by 1-4 family residential properties - total recoveries$136,000188
Secured by multifamily residential properties$0161
Secured by nonfarm nonresidential properties$8,000677
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$50,0001,077
Loans to individuals$44,0001,456
Credit card loan recoveries$14,000318
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$30,0001,816
Loans to foreign governments and official institutions$011
Other loans$01,741
Lease financing receivables$0258
Memoranda:
Loans to finance agricultural production and other loans to farmers$0850
Net charge-offs$660,000945
Loans secured by real estate, total$6,0003,001
To non-U.S. addressees$011
Real estate loans in domestic offices$6,0003,000
Construction and land development$-2,0009,031
Secured by farmland$0283
Secured by 1-4 family residential properties- net charge-offs$16,0001,812
Secured by multifamily residential properties$0144
Secured by nonfarm nonresidential properties$-8,0008,891
Real estate loans in foreign officesNANA
Loans to depository institutions$013
To foreign banks$07
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$450,000584
To non-U.S. addressees$028
Loans to individuals$204,000843
Credit card loan net charge offs$82,000283
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$122,0001,133
Loans to foreign governments and official institutions$08
Other loans$01,466
Lease financing receivables$0274
Memoranda:
Loans to finance agricultural production and other loans to farmers$0609
2003-06-30 (YTD Data)Rank
Total charge-offs$608,000875
Loans secured by real estate, total$25,0001,873
To non-U.S. addressees$08
Real estate loans in domestic offices$25,0001,873
Construction and land development$0582
Secured by farmland$0243
Total charge-offs secured by 1-4 family residential properties$25,0001,290
Secured by multifamily residential properties$0115
Secured by nonfarm nonresidential properties$01,093
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$08
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$427,000506
Loans to individuals$156,000991
Credit card loan charge offs$44,000345
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$112,0001,173
Loans to foreign governments and official institutions$011
Other loans$01,428
Lease financing receivables$0280
Memoranda:
Loans to finance agricultural production and other loans to farmers$0571
Total recoveries$115,0001,110
Loans secured by real estate, total$55,000478
To non-U.S. addressees$06
Real estate loans in domestic offices$55,000477
Construction and land development$2,000260
Secured by farmland$0274
Secured by 1-4 family residential properties - total recoveries$48,000300
Secured by multifamily residential properties$0122
Secured by nonfarm nonresidential properties$5,000585
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banks$014
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$25,0001,189
Loans to individuals$35,0001,279
Credit card loan recoveries$11,000288
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$24,0001,601
Loans to foreign governments and official institutions$010
Other loans$01,482
Lease financing receivables$0235
Memoranda:
Loans to finance agricultural production and other loans to farmers$0695
Net charge-offs$493,000852
Loans secured by real estate, total$-30,0009,014
To non-U.S. addressees$08
Real estate loans in domestic offices$-30,0009,027
Construction and land development$-2,0009,098
Secured by farmland$0214
Secured by 1-4 family residential properties- net charge-offs$-23,0009,091
Secured by multifamily residential properties$0103
Secured by nonfarm nonresidential properties$-5,0008,915
Real estate loans in foreign officesNANA
Loans to depository institutions$013
To foreign banks$07
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$402,000463
To non-U.S. addressees$025
Loans to individuals$121,000932
Credit card loan net charge offs$33,000364
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$88,0001,081
Loans to foreign governments and official institutions$010
Other loans$01,245
Lease financing receivables$0253
Memoranda:
Loans to finance agricultural production and other loans to farmers$0485
2003-03-31 (YTD Data)Rank
Total charge-offs$285,000878
Loans secured by real estate, total$02,312
To non-U.S. addressees$06
Real estate loans in domestic offices$02,312
Construction and land development$0356
Secured by farmland$0142
Total charge-offs secured by 1-4 family residential properties$01,819
Secured by multifamily residential properties$062
Secured by nonfarm nonresidential properties$0685
Real estate loans in foreign officesNANA
Loans to depository institutions$011
To foreign banks$05
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$174,000502
Loans to individuals$111,000750
Credit card loan charge offs$26,000334
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$85,000828
Loans to foreign governments and official institutions$09
Other loans$01,009
Lease financing receivables$0227
Memoranda:
Loans to finance agricultural production and other loans to farmers$0328
Total recoveries$52,0001,152
Loans secured by real estate, total$30,000421
To non-U.S. addressees$05
Real estate loans in domestic offices$30,000420
Construction and land development$1,000189
Secured by farmland$0177
Secured by 1-4 family residential properties - total recoveries$26,000298
Secured by multifamily residential properties$090
Secured by nonfarm nonresidential properties$3,000398
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banks$011
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$12,0001,102
Loans to individuals$10,0001,947
Credit card loan recoveries$0989
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0001,829
Loans to foreign governments and official institutions$08
Other loans$01,167
Lease financing receivables$0201
Memoranda:
Loans to finance agricultural production and other loans to farmers$0518
Net charge-offs$233,000855
Loans secured by real estate, total$-30,0009,145
To non-U.S. addressees$06
Real estate loans in domestic offices$-30,0009,159
Construction and land development$-1,0009,126
Secured by farmland$0129
Secured by 1-4 family residential properties- net charge-offs$-26,0009,207
Secured by multifamily residential properties$056
Secured by nonfarm nonresidential properties$-3,0009,024
Real estate loans in foreign officesNANA
Loans to depository institutions$010
To foreign banks$05
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$162,000459
To non-U.S. addressees$017
Loans to individuals$101,000621
Credit card loan net charge offs$26,000298
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$75,000692
Loans to foreign governments and official institutions$08
Other loans$0847
Lease financing receivables$0207
Memoranda:
Loans to finance agricultural production and other loans to farmers$0283
2002-12-31 (YTD Data)Rank
Total charge-offs$1,781,000710
Loans secured by real estate, total$42,0002,472
To non-U.S. addressees$010
Real estate loans in domestic offices$42,0002,470
Construction and land development$0961
Secured by farmland$0395
Total charge-offs secured by 1-4 family residential properties$42,0001,620
Secured by multifamily residential properties$0205
Secured by nonfarm nonresidential properties$01,733
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banks$014
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,066,000486
Loans to individuals$673,000567
Credit card loan charge offs$55,000494
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$618,000517
Loans to foreign governments and official institutions$019
Other loans$02,007
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$0954
Total recoveries$1,225,000304
Loans secured by real estate, total$948,00098
To non-U.S. addressees$06
Real estate loans in domestic offices$948,00097
Construction and land development$703,00016
Secured by farmland$0408
Secured by 1-4 family residential properties - total recoveries$44,000507
Secured by multifamily residential properties$105,00031
Secured by nonfarm nonresidential properties$96,000236
Real estate loans in foreign officesNANA
Loans to depository institutions$026
To foreign banks$017
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$121,000690
Loans to individuals$156,000610
Credit card loan recoveries$2,0001,081
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$154,000554
Loans to foreign governments and official institutions$016
Other loans$01,889
Lease financing receivables$0274
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,014
Net charge-offs$556,0001,537
Loans secured by real estate, total$-906,0009,347
To non-U.S. addressees$010
Real estate loans in domestic offices$-906,0009,362
Construction and land development$-703,0009,352
Secured by farmland$0335
Secured by 1-4 family residential properties- net charge-offs$-2,0008,555
Secured by multifamily residential properties$-105,0009,328
Secured by nonfarm nonresidential properties$-96,0009,271
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banks$014
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$945,000485
To non-U.S. addressees$031
Loans to individuals$517,000560
Credit card loan net charge offs$53,000451
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$464,000522
Loans to foreign governments and official institutions$016
Other loans$01,756
Lease financing receivables$0327
Memoranda:
Loans to finance agricultural production and other loans to farmers$0812
2001-12-31 (YTD Data)Rank
Total charge-offs$1,131,000997
Loans secured by real estate, total$429,000500
To non-U.S. addressees$014
Real estate loans in domestic offices$429,000498
Construction and land development$0908
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$327,000313
Secured by multifamily residential properties$0232
Secured by nonfarm nonresidential properties$102,000579
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$010
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$488,000844
Loans to individuals$214,0001,464
Credit card loan charge offs$53,000547
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$161,0001,642
Loans to foreign governments and official institutions$019
Other loans$01,962
Lease financing receivables$0314
Memoranda:
Loans to finance agricultural production and other loans to farmers$0889
Total recoveries$491,000526
Loans secured by real estate, total$205,000309
To non-U.S. addressees$011
Real estate loans in domestic offices$205,000308
Construction and land development$4,000348
Secured by farmland$0411
Secured by 1-4 family residential properties - total recoveries$123,000240
Secured by multifamily residential properties$36,00071
Secured by nonfarm nonresidential properties$42,000360
Real estate loans in foreign officesNANA
Loans to depository institutions$035
To foreign banks$017
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$256,000314
Loans to individuals$30,0002,280
Credit card loan recoveries$01,709
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$30,0002,132
Loans to foreign governments and official institutions$018
Other loans$01,877
Lease financing receivables$0247
Memoranda:
Loans to finance agricultural production and other loans to farmers$0990
Net charge-offs$640,0001,300
Loans secured by real estate, total$224,000708
To non-U.S. addressees$014
Real estate loans in domestic offices$224,000705
Construction and land development$-4,0009,419
Secured by farmland$0337
Secured by 1-4 family residential properties- net charge-offs$204,000393
Secured by multifamily residential properties$-36,0009,558
Secured by nonfarm nonresidential properties$60,000669
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$07
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$232,0001,276
To non-U.S. addressees$033
Loans to individuals$184,0001,295
Credit card loan net charge offs$53,000491
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$131,0001,516
Loans to foreign governments and official institutions$017
Other loans$01,676
Lease financing receivables$0303
Memoranda:
Loans to finance agricultural production and other loans to farmers$0735
2000-12-31 (YTD Data)Rank
Total charge-offs$433,0001,707
Loans secured by real estate, total$116,0001,035
To non-U.S. addressees$010
Real estate loans in domestic offices$116,0001,034
Construction and land development$0585
Secured by farmland$0333
Total charge-offs secured by 1-4 family residential properties$102,000698
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$14,0001,002
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$016
Loans to finance agricultural production and other loans to farmers$0197
Commercial and industrial loans$244,0001,262
Loans to individuals$73,0002,794
Credit card loan charge offs$15,0001,445
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$58,0002,871
Loans to foreign governments and official institutions$013
Other loans$0240
Lease financing receivables$0262
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$310,000760
Loans secured by real estate, total$234,000267
To non-U.S. addressees$09
Real estate loans in domestic offices$234,000266
Construction and land development$4,000259
Secured by farmland$0361
Secured by 1-4 family residential properties - total recoveries$154,000210
Secured by multifamily residential properties$11,000127
Secured by nonfarm nonresidential properties$65,000280
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banks$019
Loans to finance agricultural production and other loans to farmers$0192
Commercial and industrial loans$26,0002,091
Loans to individuals$50,0001,505
Credit card loan recoveries$02,376
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$50,0001,339
Loans to foreign governments and official institutions$013
Other loans$0222
Lease financing receivables$0249
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$123,0003,226
Loans secured by real estate, total$-118,0009,757
To non-U.S. addressees$09
Real estate loans in domestic offices$-118,0009,774
Construction and land development$-4,0009,713
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-52,0009,776
Secured by multifamily residential properties$-11,0009,794
Secured by nonfarm nonresidential properties$-51,0009,725
Real estate loans in foreign officesNANA
Loans to depository institutions$015
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0148
Commercial and industrial loans$218,0001,158
To non-U.S. addressees$035
Loans to individuals$23,0004,039
Credit card loan net charge offs$15,0001,241
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$8,0005,052
Loans to foreign governments and official institutions$010
Other loans$0211
Lease financing receivables$0240
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1999-12-31 (YTD Data)Rank
Total charge-offs$1,360,000712
Loans secured by real estate, total$1,074,000218
To non-U.S. addressees$08
Real estate loans in domestic offices$1,074,000218
Construction and land development$721,00030
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$325,000331
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$28,000816
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$163,0001,689
Loans to individuals$123,0001,984
Credit card loan charge offs$9,0001,989
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$114,0001,859
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$292,000859
Loans secured by real estate, total$200,000349
To non-U.S. addressees$09
Real estate loans in domestic offices$200,000349
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$132,000249
Secured by multifamily residential properties$12,000143
Secured by nonfarm nonresidential properties$56,000390
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$49,0001,567
Loans to individuals$43,0001,760
Credit card loan recoveries$02,561
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$43,0001,564
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,068,000681
Loans secured by real estate, total$874,000190
To non-U.S. addressees$07
Real estate loans in domestic offices$874,000190
Construction and land development$721,00022
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$193,000406
Secured by multifamily residential properties$-12,00010,104
Secured by nonfarm nonresidential properties$-28,0009,871
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$114,0001,758
To non-U.S. addressees$035
Loans to individuals$80,0002,065
Credit card loan net charge offs$9,0001,740
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$71,0001,958
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$1,088,000871
Loans secured by real estate, total$729,000310
To non-U.S. addressees$013
Real estate loans in domestic offices$729,000308
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$477,000254
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$252,000292
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$227,0001,282
Loans to individuals$132,0002,020
Credit card loan charge offs$14,0001,749
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$118,0001,882
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$528,000576
Loans secured by real estate, total$360,000258
To non-U.S. addressees$010
Real estate loans in domestic offices$360,000257
Construction and land development$87,000120
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$157,000234
Secured by multifamily residential properties$6,000192
Secured by nonfarm nonresidential properties$110,000293
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$82,0001,025
Loans to individuals$86,0001,046
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$86,000884
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$560,0001,158
Loans secured by real estate, total$369,000410
To non-U.S. addressees$012
Real estate loans in domestic offices$369,000408
Construction and land development$-87,00010,383
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$320,000280
Secured by multifamily residential properties$-6,00010,321
Secured by nonfarm nonresidential properties$142,000318
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$145,0001,463
To non-U.S. addressees$036
Loans to individuals$46,0003,102
Credit card loan net charge offs$14,0001,557
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$32,0003,325
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$1,032,000976
Loans secured by real estate, total$737,000371
To non-U.S. addressees$011
Real estate loans in domestic offices$737,000369
Construction and land development$292,00094
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$430,000319
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$15,0001,279
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$125,0001,974
Loans to individuals$170,0001,771
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$170,0001,503
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$646,000558
Loans secured by real estate, total$500,000241
To non-U.S. addressees$012
Real estate loans in domestic offices$500,000241
Construction and land development$20,000233
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$319,000143
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$161,000291
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$55,0001,616
Loans to individuals$91,0001,051
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$91,000900
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$386,0001,641
Loans secured by real estate, total$237,000624
To non-U.S. addressees$010
Real estate loans in domestic offices$237,000621
Construction and land development$272,00071
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$111,000710
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-146,00010,774
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$70,0002,200
To non-U.S. addressees$021
Loans to individuals$79,0002,414
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$79,0002,065
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$1,861,000747
Loans secured by real estate, total$1,264,000333
To non-U.S. addressees$010
Real estate loans in domestic offices$1,264,000333
Construction and land development$30,000409
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$907,000210
Secured by multifamily residential properties$182,000175
Secured by nonfarm nonresidential properties$145,000601
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$217,0001,380
Loans to individuals$380,0001,059
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$380,000831
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,308,000413
Loans secured by real estate, total$1,071,000171
To non-U.S. addressees$08
Real estate loans in domestic offices$1,071,000171
Construction and land development$131,000121
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$183,000229
Secured by multifamily residential properties$606,00022
Secured by nonfarm nonresidential properties$151,000361
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$25,0002,857
Loans to individuals$212,000644
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$212,000530
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$553,0001,324
Loans secured by real estate, total$193,000861
To non-U.S. addressees$07
Real estate loans in domestic offices$193,000860
Construction and land development$-101,00011,374
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$724,000209
Secured by multifamily residential properties$-424,00011,438
Secured by nonfarm nonresidential properties$-6,00010,629
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$192,0001,125
To non-U.S. addressees$022
Loans to individuals$168,0001,429
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$168,0001,165
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$1,566,000844
Loans secured by real estate, total$1,230,000421
To non-U.S. addressees$015
Real estate loans in domestic offices$1,230,000419
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$798,000236
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$432,000416
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$38,0003,956
Loans to individuals$298,0001,144
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$298,000916
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$809,000557
Loans secured by real estate, total$479,000306
To non-U.S. addressees$013
Real estate loans in domestic offices$479,000305
Construction and land development$72,000190
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$100,000383
Secured by multifamily residential properties$44,000188
Secured by nonfarm nonresidential properties$263,000285
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$145,000857
Loans to individuals$185,000689
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$185,000595
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$757,0001,069
Loans secured by real estate, total$751,000450
To non-U.S. addressees$012
Real estate loans in domestic offices$751,000449
Construction and land development$-72,00011,861
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$698,000220
Secured by multifamily residential properties$-44,00011,880
Secured by nonfarm nonresidential properties$169,000570
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-107,00011,622
To non-U.S. addressees$022
Loans to individuals$113,0001,643
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$113,0001,348
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$3,196,000556
Loans secured by real estate, total$2,855,000269
To non-U.S. addressees$013
Real estate loans in domestic offices$2,855,000268
Construction and land development$250,000244
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$1,070,000206
Secured by multifamily residential properties$207,000262
Secured by nonfarm nonresidential properties$1,328,000235
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$26,0004,730
Loans to individuals$315,000982
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$315,000764
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$996,000551
Loans secured by real estate, total$485,000351
To non-U.S. addressees$012
Real estate loans in domestic offices$485,000349
Construction and land development$21,000414
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$98,000436
Secured by multifamily residential properties$111,000112
Secured by nonfarm nonresidential properties$255,000299
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$238,000686
Loans to individuals$273,000567
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$273,000463
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,200,000528
Loans secured by real estate, total$2,370,000243
To non-U.S. addressees$09
Real estate loans in domestic offices$2,370,000243
Construction and land development$229,000214
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$972,000186
Secured by multifamily residential properties$96,000326
Secured by nonfarm nonresidential properties$1,073,000212
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-212,00012,344
To non-U.S. addressees$026
Loans to individuals$42,0002,822
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$42,0002,399
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$4,357,000539
Loans secured by real estate, total$4,120,000274
To non-U.S. addressees$019
Real estate loans in domestic offices$4,120,000274
Construction and land development$1,334,000167
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$1,146,000236
Secured by multifamily residential properties$328,000232
Secured by nonfarm nonresidential properties$1,312,000316
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$94,0003,237
Loans to individuals$143,0001,944
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$143,0001,629
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$992,000570
Loans secured by real estate, total$568,000333
To non-U.S. addressees$016
Real estate loans in domestic offices$568,000333
Construction and land development$52,000313
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$270,000180
Secured by multifamily residential properties$88,000135
Secured by nonfarm nonresidential properties$158,000418
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$192,000878
Loans to individuals$232,000668
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$232,000539
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,365,000523
Loans secured by real estate, total$3,552,000270
To non-U.S. addressees$018
Real estate loans in domestic offices$3,552,000270
Construction and land development$1,282,000162
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$876,000273
Secured by multifamily residential properties$240,000235
Secured by nonfarm nonresidential properties$1,154,000311
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$-98,00012,889
To non-U.S. addressees$036
Loans to individuals$-89,00013,241
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-89,00013,221
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$3,537,000753
Loans secured by real estate, total$2,859,000425
To non-U.S. addressees$017
Real estate loans in domestic offices$2,859,000424
Construction and land development$964,000269
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$511,000520
Secured by multifamily residential properties$242,000320
Secured by nonfarm nonresidential properties$1,142,000430
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$312,0001,991
Loans to individuals$366,0001,198
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$366,000966
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$547,000863
Loans secured by real estate, total$272,000485
To non-U.S. addressees$07
Real estate loans in domestic offices$272,000485
Construction and land development$17,000550
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$226,000192
Secured by multifamily residential properties$24,000198
Secured by nonfarm nonresidential properties$5,0001,779
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$133,0001,249
Loans to individuals$142,0001,005
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$142,000856
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,990,000736
Loans secured by real estate, total$2,587,000424
To non-U.S. addressees$017
Real estate loans in domestic offices$2,587,000424
Construction and land development$947,000258
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$285,000707
Secured by multifamily residential properties$218,000324
Secured by nonfarm nonresidential properties$1,137,000393
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$179,0002,397
To non-U.S. addressees$050
Loans to individuals$224,0001,357
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$224,0001,047
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.