Home > The Savings Bank of Manchester > Assets and Liabilities
The Savings Bank of Manchester, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 488 | 334 |
| Assets and Liabilities | ||
| Total Assets: | $2,527,445,000 | 283 |
| Cash and due from depository institutions | $36,916,000 | 334 |
| Interest-bearing balances | $1,000 | 6,934 |
| Securities | $659,564,000 | 255 |
| Federal funds sold & reverse repurchase agreements | $27,119,000 | 504 |
| Net loans & leases | $1,662,808,000 | 258 |
| Loan loss allowance | $17,148,000 | 313 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $14,640,000 | 574 |
| Other real estate owned | $112,000 | 334 |
| Goodwill and other intangibles | $27,719,000 | 266 |
| All other assets | $98,567,000 | 236 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $2,527,445,000 | 283 |
| Total liabilities | $2,347,446,000 | 269 |
| Total deposits | $1,631,801,000 | 282 |
| Interest-bearing deposits | $1,538,248,000 | 264 |
| Deposits held in domestic offices | $1,631,801,000 | 279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $117,808,000 | 255 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $535,921,000 | 172 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $61,916,000 | 207 |
| Total equity capital | $179,999,000 | 366 |
| Total bank equity capital | $179,999,000 | 366 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $51,781,000 | 488 |
| Undivided profits | $128,218,000 | 277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,179,000 | 368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,244 |
| Income earned, not collected on loans | $10,109,000 | 275 |
| Earning assets | $2,349,492,000 | 276 |
| Long-term assets (5+ years) | $999,649,000 | 157 |
| Average Assets, year-to-date | $2,539,551,500 | 279 |
| Average Assets, quarterly | $2,539,551,500 | 279 |
| Volatile liabilities | $393,813,000 | 387 |
| Insider loans | $7,627,000 | 713 |
| FHLB advances | $535,921,000 | 126 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $268,678,000 | 431 |
| Tier 1 (core) risk-based capital | $148,273,000 | 378 |
| Tier 2 risk-based capital | $17,148,000 | 332 |
| Total risk weighted assets | $1,687,771,000 | 280 |
| Total unused commitments | $268,678,000 | 431 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 477 | 351 |
| Assets and Liabilities | ||
| Total Assets: | $2,551,658,000 | 278 |
| Cash and due from depository institutions | $43,190,000 | 351 |
| Interest-bearing balances | $4,000 | 6,821 |
| Securities | $697,869,000 | 243 |
| Federal funds sold & reverse repurchase agreements | $2,633,000 | 3,534 |
| Net loans & leases | $1,670,671,000 | 260 |
| Loan loss allowance | $16,543,000 | 325 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $15,480,000 | 531 |
| Other real estate owned | $112,000 | 351 |
| Goodwill and other intangibles | $28,075,000 | 266 |
| All other assets | $93,628,000 | 249 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,551,658,000 | 278 |
| Total liabilities | $2,340,847,000 | 273 |
| Total deposits | $1,638,799,000 | 287 |
| Interest-bearing deposits | $1,573,355,000 | 259 |
| Deposits held in domestic offices | $1,638,799,000 | 285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $123,050,000 | 260 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $543,335,000 | 169 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $35,663,000 | 273 |
| Total equity capital | $210,811,000 | 318 |
| Total bank equity capital | $210,811,000 | 318 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $51,781,000 | 490 |
| Undivided profits | $159,030,000 | 207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,433,000 | 492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,154 |
| Income earned, not collected on loans | $10,647,000 | 266 |
| Earning assets | $2,371,177,000 | 271 |
| Long-term assets (5+ years) | $1,048,727,000 | 155 |
| Average Assets, year-to-date | $2,571,679,600 | 271 |
| Average Assets, quarterly | $2,558,613,000 | 276 |
| Volatile liabilities | $395,448,000 | 387 |
| Insider loans | $7,638,000 | 697 |
| FHLB advances | $543,335,000 | 124 |
| Loans and leases held for sale | $718,000 | 1,010 |
| Unused loan commitments | $242,297,000 | 451 |
| Tier 1 (core) risk-based capital | $180,845,000 | 317 |
| Tier 2 risk-based capital | $16,543,000 | 344 |
| Total risk weighted assets | $1,639,885,000 | 286 |
| Total unused commitments | $242,297,000 | 451 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 487 | 355 |
| Assets and Liabilities | ||
| Total Assets: | $2,565,568,000 | 281 |
| Cash and due from depository institutions | $39,128,000 | 355 |
| Interest-bearing balances | $8,000 | 6,725 |
| Securities | $694,511,000 | 242 |
| Federal funds sold & reverse repurchase agreements | $12,153,000 | 1,187 |
| Net loans & leases | $1,678,363,000 | 260 |
| Loan loss allowance | $16,487,000 | 338 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $16,115,000 | 506 |
| Other real estate owned | $112,000 | 355 |
| Goodwill and other intangibles | $28,802,000 | 272 |
| All other assets | $96,384,000 | 248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,565,568,000 | 281 |
| Total liabilities | $2,329,851,000 | 277 |
| Total deposits | $1,620,239,000 | 295 |
| Interest-bearing deposits | $1,551,550,000 | 261 |
| Deposits held in domestic offices | $1,620,239,000 | 293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $120,333,000 | 271 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $554,759,000 | 164 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $34,520,000 | 290 |
| Total equity capital | $235,717,000 | 304 |
| Total bank equity capital | $235,717,000 | 304 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $51,781,000 | 501 |
| Undivided profits | $183,936,000 | 193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,051,000 | 1,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,224 |
| Income earned, not collected on loans | $10,793,000 | 276 |
| Earning assets | $2,385,035,000 | 278 |
| Long-term assets (5+ years) | $1,130,230,000 | 143 |
| Average Assets, year-to-date | $2,576,685,000 | 276 |
| Average Assets, quarterly | $2,596,320,000 | 277 |
| Volatile liabilities | $377,660,000 | 412 |
| Insider loans | $7,735,000 | 671 |
| FHLB advances | $554,759,000 | 120 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $252,244,000 | 444 |
| Tier 1 (core) risk-based capital | $201,615,000 | 295 |
| Tier 2 risk-based capital | $16,487,000 | 349 |
| Total risk weighted assets | $1,703,757,000 | 280 |
| Total unused commitments | $252,244,000 | 444 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 497 | 351 |
| Assets and Liabilities | ||
| Total Assets: | $2,627,072,000 | 279 |
| Cash and due from depository institutions | $47,295,000 | 351 |
| Interest-bearing balances | $2,000 | 6,945 |
| Securities | $787,097,000 | 220 |
| Federal funds sold & reverse repurchase agreements | $3,433,000 | 3,751 |
| Net loans & leases | $1,648,802,000 | 266 |
| Loan loss allowance | $16,354,000 | 335 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $16,639,000 | 483 |
| Other real estate owned | $302,000 | 351 |
| Goodwill and other intangibles | $29,404,000 | 254 |
| All other assets | $94,100,000 | 252 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,627,072,000 | 279 |
| Total liabilities | $2,393,908,000 | 271 |
| Total deposits | $1,662,105,000 | 293 |
| Interest-bearing deposits | $1,587,807,000 | 260 |
| Deposits held in domestic offices | $1,662,105,000 | 290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $124,303,000 | 261 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $575,374,000 | 157 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $32,126,000 | 321 |
| Total equity capital | $233,164,000 | 301 |
| Total bank equity capital | $233,164,000 | 301 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $51,781,000 | 481 |
| Undivided profits | $181,383,000 | 196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,693,000 | 1,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,274 |
| Income earned, not collected on loans | $11,782,000 | 259 |
| Earning assets | $2,439,334,000 | 271 |
| Long-term assets (5+ years) | $1,197,294,000 | 135 |
| Average Assets, year-to-date | $2,580,390,670 | 272 |
| Average Assets, quarterly | $2,594,405,000 | 276 |
| Volatile liabilities | $416,887,000 | 365 |
| Insider loans | $7,491,000 | 680 |
| FHLB advances | $575,374,000 | 113 |
| Loans and leases held for sale | $578,000 | 1,646 |
| Unused loan commitments | $273,025,000 | 429 |
| Tier 1 (core) risk-based capital | $190,893,000 | 306 |
| Tier 2 risk-based capital | $16,354,000 | 338 |
| Total risk weighted assets | $1,696,091,000 | 279 |
| Total unused commitments | $273,025,000 | 431 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 496 | 344 |
| Assets and Liabilities | ||
| Total Assets: | $2,561,738,000 | 282 |
| Cash and due from depository institutions | $46,511,000 | 344 |
| Interest-bearing balances | $6,000 | 6,771 |
| Securities | $778,126,000 | 214 |
| Federal funds sold & reverse repurchase agreements | $3,852,000 | 3,841 |
| Net loans & leases | $1,591,819,000 | 268 |
| Loan loss allowance | $16,314,000 | 337 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $17,218,000 | 454 |
| Other real estate owned | $0 | 344 |
| Goodwill and other intangibles | $29,979,000 | 242 |
| All other assets | $94,233,000 | 251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,561,738,000 | 282 |
| Total liabilities | $2,323,620,000 | 280 |
| Total deposits | $1,617,004,000 | 294 |
| Interest-bearing deposits | $1,550,900,000 | 269 |
| Deposits held in domestic offices | $1,617,004,000 | 291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $115,790,000 | 276 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $551,108,000 | 160 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $39,718,000 | 289 |
| Total equity capital | $238,118,000 | 292 |
| Total bank equity capital | $238,118,000 | 292 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $51,781,000 | 479 |
| Undivided profits | $186,337,000 | 185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,284,000 | 1,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,259 |
| Income earned, not collected on loans | $12,395,000 | 254 |
| Earning assets | $2,373,803,000 | 275 |
| Long-term assets (5+ years) | $1,123,500,000 | 144 |
| Average Assets, year-to-date | $2,557,050,000 | 277 |
| Average Assets, quarterly | $2,557,050,000 | 277 |
| Volatile liabilities | $365,406,000 | 399 |
| Insider loans | $7,841,000 | 638 |
| FHLB advances | $551,108,000 | 115 |
| Loans and leases held for sale | $121,000 | 1,855 |
| Unused loan commitments | $245,184,000 | 456 |
| Tier 1 (core) risk-based capital | $196,910,000 | 300 |
| Tier 2 risk-based capital | $16,314,000 | 338 |
| Total risk weighted assets | $1,654,180,000 | 283 |
| Total unused commitments | $245,184,000 | 456 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 492 | 348 |
| Assets and Liabilities | ||
| Total Assets: | $2,552,362,000 | 271 |
| Cash and due from depository institutions | $34,568,000 | 348 |
| Interest-bearing balances | $5,000 | 6,794 |
| Securities | $834,187,000 | 200 |
| Federal funds sold & reverse repurchase agreements | $2,037,000 | 4,786 |
| Net loans & leases | $1,540,155,000 | 273 |
| Loan loss allowance | $16,172,000 | 340 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $17,793,000 | 436 |
| Other real estate owned | $0 | 348 |
| Goodwill and other intangibles | $30,530,000 | 231 |
| All other assets | $93,092,000 | 253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,552,362,000 | 271 |
| Total liabilities | $2,320,023,000 | 275 |
| Total deposits | $1,637,655,000 | 293 |
| Interest-bearing deposits | $1,563,265,000 | 269 |
| Deposits held in domestic offices | $1,637,655,000 | 289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $121,055,000 | 267 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $533,890,000 | 163 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $27,423,000 | 337 |
| Total equity capital | $232,339,000 | 293 |
| Total bank equity capital | $232,339,000 | 293 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $51,781,000 | 474 |
| Undivided profits | $180,558,000 | 189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,894,000 | 1,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $26,000 | 1,213 |
| Income earned, not collected on loans | $12,761,000 | 256 |
| Earning assets | $2,376,384,000 | 266 |
| Long-term assets (5+ years) | $1,210,697,000 | 130 |
| Average Assets, year-to-date | $2,479,946,400 | 273 |
| Average Assets, quarterly | $2,527,036,000 | 274 |
| Volatile liabilities | $345,597,000 | 411 |
| Insider loans | $7,816,000 | 630 |
| FHLB advances | $533,890,000 | 117 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $270,533,000 | 411 |
| Tier 1 (core) risk-based capital | $188,040,000 | 304 |
| Tier 2 risk-based capital | $16,172,000 | 341 |
| Total risk weighted assets | $1,597,972,000 | 291 |
| Total unused commitments | $270,533,000 | 411 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 483 | 352 |
| Assets and Liabilities | ||
| Total Assets: | $2,436,049,000 | 279 |
| Cash and due from depository institutions | $39,847,000 | 352 |
| Interest-bearing balances | $14,000 | 6,475 |
| Securities | $816,914,000 | 188 |
| Federal funds sold & reverse repurchase agreements | $9,875,000 | 1,496 |
| Net loans & leases | $1,421,181,000 | 286 |
| Loan loss allowance | $15,228,000 | 334 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $19,348,000 | 391 |
| Other real estate owned | $84,000 | 352 |
| Goodwill and other intangibles | $34,818,000 | 196 |
| All other assets | $93,982,000 | 253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,436,049,000 | 279 |
| Total liabilities | $2,233,314,000 | 274 |
| Total deposits | $1,626,028,000 | 281 |
| Interest-bearing deposits | $1,559,970,000 | 260 |
| Deposits held in domestic offices | $1,626,028,000 | 277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $117,182,000 | 278 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $465,355,000 | 185 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $24,749,000 | 353 |
| Total equity capital | $202,735,000 | 310 |
| Total bank equity capital | $202,735,000 | 310 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $51,781,000 | 462 |
| Undivided profits | $150,954,000 | 207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,679,000 | 432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $12,813,000 | 272 |
| Earning assets | $2,247,984,000 | 273 |
| Long-term assets (5+ years) | $1,279,550,000 | 130 |
| Average Assets, year-to-date | $1,807,412,800 | 340 |
| Average Assets, quarterly | $2,418,223,500 | 280 |
| Volatile liabilities | $320,592,000 | 423 |
| Insider loans | $6,808,000 | 682 |
| FHLB advances | $465,355,000 | 130 |
| Loans and leases held for sale | $746,000 | 1,289 |
| Unused loan commitments | $235,516,000 | 430 |
| Tier 1 (core) risk-based capital | $156,890,000 | 338 |
| Tier 2 risk-based capital | $15,228,000 | 341 |
| Total risk weighted assets | $1,585,935,000 | 288 |
| Total unused commitments | $235,516,000 | 432 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 377 | 427 |
| Assets and Liabilities | ||
| Total Assets: | $1,367,778,000 | 415 |
| Cash and due from depository institutions | $30,275,000 | 427 |
| Interest-bearing balances | $14,000 | 6,201 |
| Securities | $278,240,000 | 438 |
| Federal funds sold & reverse repurchase agreements | $22,382,000 | 551 |
| Net loans & leases | $1,007,265,000 | 376 |
| Loan loss allowance | $11,694,000 | 407 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $13,197,000 | 582 |
| Other real estate owned | $125,000 | 427 |
| Goodwill and other intangibles | $4,522,000 | 639 |
| All other assets | $11,772,000 | 860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,367,778,000 | 415 |
| Total liabilities | $1,180,307,000 | 429 |
| Total deposits | $950,161,000 | 422 |
| Interest-bearing deposits | $917,580,000 | 387 |
| Deposits held in domestic offices | $950,161,000 | 420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $106,516,000 | 293 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $100,000,000 | 469 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $23,630,000 | 367 |
| Total equity capital | $187,471,000 | 308 |
| Total bank equity capital | $187,471,000 | 308 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $1,875,000 | 5,670 |
| Undivided profits | $185,596,000 | 170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,921,000 | 428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,303 |
| Income earned, not collected on loans | $5,827,000 | 439 |
| Earning assets | $1,307,901,000 | 400 |
| Long-term assets (5+ years) | $467,067,000 | 252 |
| Average Assets, year-to-date | $1,332,900,200 | 406 |
| Average Assets, quarterly | $1,357,947,500 | 413 |
| Volatile liabilities | $214,278,000 | 564 |
| Insider loans | $13,355,000 | 299 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $290,000 | 1,105 |
| Unused loan commitments | $179,068,000 | 484 |
| Tier 1 (core) risk-based capital | $172,846,900 | 306 |
| Tier 2 risk-based capital | $17,959,350 | 313 |
| Total risk weighted assets | $940,228,500 | 420 |
| Total unused commitments | $179,068,000 | 485 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 397 | 443 |
| Assets and Liabilities | ||
| Total Assets: | $1,237,826,000 | 447 |
| Cash and due from depository institutions | $32,319,000 | 443 |
| Interest-bearing balances | $17,000 | 6,101 |
| Securities | $233,822,000 | 532 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,858 |
| Net loans & leases | $938,350,000 | 396 |
| Loan loss allowance | $10,617,000 | 452 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $14,436,000 | 527 |
| Other real estate owned | $604,000 | 443 |
| Goodwill and other intangibles | $4,948,000 | 636 |
| All other assets | $10,347,000 | 966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,237,826,000 | 447 |
| Total liabilities | $1,114,652,000 | 454 |
| Total deposits | $925,519,000 | 437 |
| Interest-bearing deposits | $862,620,000 | 411 |
| Deposits held in domestic offices | $925,519,000 | 433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $95,918,000 | 352 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $84,000,000 | 544 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $9,215,000 | 637 |
| Total equity capital | $123,174,000 | 422 |
| Total bank equity capital | $123,174,000 | 422 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $1,875,000 | 5,729 |
| Undivided profits | $121,299,000 | 217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,450,000 | 286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 992 |
| Income earned, not collected on loans | $4,793,000 | 467 |
| Earning assets | $1,175,189,000 | 433 |
| Long-term assets (5+ years) | $408,724,000 | 298 |
| Average Assets, year-to-date | $1,167,978,200 | 463 |
| Average Assets, quarterly | $1,220,719,500 | 448 |
| Volatile liabilities | $210,408,000 | 588 |
| Insider loans | $15,758,000 | 252 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $38,000 | 1,453 |
| Unused loan commitments | $158,060,000 | 537 |
| Tier 1 (core) risk-based capital | $109,652,800 | 438 |
| Tier 2 risk-based capital | $18,839,400 | 302 |
| Total risk weighted assets | $861,566,600 | 441 |
| Total unused commitments | $158,060,000 | 537 |
| Derivatives | $25,000,000 | 293 |
| 1998-12-31 | Rank | |
| # of Employees: | 378 | 465 |
| Assets and Liabilities | ||
| Total Assets: | $1,120,792,000 | 484 |
| Cash and due from depository institutions | $34,964,000 | 465 |
| Interest-bearing balances | $9,000 | 6,332 |
| Securities | $246,808,000 | 514 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,019 |
| Net loans & leases | $806,853,000 | 429 |
| Loan loss allowance | $10,585,000 | 443 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $15,621,000 | 472 |
| Other real estate owned | $1,859,000 | 465 |
| Goodwill and other intangibles | $5,310,000 | 558 |
| All other assets | $8,377,000 | 1,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,120,792,000 | 484 |
| Total liabilities | $1,007,984,000 | 484 |
| Total deposits | $874,911,000 | 456 |
| Interest-bearing deposits | $822,780,000 | 419 |
| Deposits held in domestic offices | $874,911,000 | 453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,691,000 | 362 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $45,000,000 | 651 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $8,382,000 | 706 |
| Total equity capital | $112,808,000 | 453 |
| Total bank equity capital | $112,808,000 | 453 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $1,875,000 | 5,658 |
| Undivided profits | $110,933,000 | 238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,842,000 | 1,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $208,000 | 618 |
| Income earned, not collected on loans | $4,394,000 | 498 |
| Earning assets | $1,054,670,000 | 469 |
| Long-term assets (5+ years) | $313,894,000 | 335 |
| Average Assets, year-to-date | $1,077,326,200 | 481 |
| Average Assets, quarterly | $1,094,643,500 | 482 |
| Volatile liabilities | $141,662,000 | 663 |
| Insider loans | $16,531,000 | 221 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $121,000 | 1,551 |
| Unused loan commitments | $151,222,000 | 522 |
| Tier 1 (core) risk-based capital | $100,725,000 | 454 |
| Tier 2 risk-based capital | $15,975,050 | 326 |
| Total risk weighted assets | $796,968,800 | 443 |
| Total unused commitments | $151,222,000 | 525 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 401 | 446 |
| Assets and Liabilities | ||
| Total Assets: | $1,042,109,000 | 507 |
| Cash and due from depository institutions | $23,546,000 | 446 |
| Interest-bearing balances | $7,000 | 6,263 |
| Securities | $187,443,000 | 645 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $797,694,000 | 438 |
| Loan loss allowance | $9,945,000 | 476 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $15,709,000 | 473 |
| Other real estate owned | $5,509,000 | 446 |
| Goodwill and other intangibles | $4,045,000 | 636 |
| All other assets | $8,163,000 | 1,015 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,042,109,000 | 507 |
| Total liabilities | $941,295,000 | 515 |
| Total deposits | $844,691,000 | 467 |
| Interest-bearing deposits | $807,712,000 | 427 |
| Deposits held in domestic offices | $844,691,000 | 462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,250,000 | 409 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $17,987,000 | 1,021 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $7,367,000 | 760 |
| Total equity capital | $100,814,000 | 492 |
| Total bank equity capital | $100,814,000 | 492 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $1,875,000 | 5,670 |
| Undivided profits | $98,939,000 | 272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,090,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 1,047 |
| Income earned, not collected on loans | $5,019,000 | 472 |
| Earning assets | $985,144,000 | 500 |
| Long-term assets (5+ years) | $237,602,000 | 356 |
| Average Assets, year-to-date | $1,004,007,600 | 505 |
| Average Assets, quarterly | $1,024,448,000 | 504 |
| Volatile liabilities | $140,524,000 | 679 |
| Insider loans | $14,288,000 | 267 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $266,000 | 1,230 |
| Unused loan commitments | $120,120,000 | 566 |
| Tier 1 (core) risk-based capital | $90,510,600 | 499 |
| Tier 2 risk-based capital | $9,128,900 | 448 |
| Total risk weighted assets | $729,495,500 | 469 |
| Total unused commitments | $120,120,000 | 568 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 334 | 571 |
| Assets and Liabilities | ||
| Total Assets: | $968,771,000 | 573 |
| Cash and due from depository institutions | $23,025,000 | 571 |
| Interest-bearing balances | $7,000 | 6,306 |
| Securities | $184,141,000 | 689 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $732,459,000 | 494 |
| Loan loss allowance | $9,131,000 | 572 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,368,000 | 660 |
| Other real estate owned | $6,052,000 | 571 |
| Goodwill and other intangibles | $3,955,000 | 615 |
| All other assets | $7,771,000 | 1,115 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $968,771,000 | 573 |
| Total liabilities | $880,613,000 | 577 |
| Total deposits | $801,414,000 | 529 |
| Interest-bearing deposits | $775,207,000 | 484 |
| Deposits held in domestic offices | $801,414,000 | 521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,873,000 | 482 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $15,000,000 | 1,068 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,326,000 | 954 |
| Total equity capital | $88,158,000 | 565 |
| Total bank equity capital | $88,158,000 | 565 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $1,875,000 | 5,785 |
| Undivided profits | $86,283,000 | 314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,374,000 | 533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 1,300 |
| Income earned, not collected on loans | $4,510,000 | 532 |
| Earning assets | $916,607,000 | 566 |
| Long-term assets (5+ years) | $202,796,000 | 414 |
| Average Assets, year-to-date | $948,854,600 | 562 |
| Average Assets, quarterly | $960,816,500 | 569 |
| Volatile liabilities | $115,832,000 | 791 |
| Insider loans | $13,955,000 | 329 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $523,000 | 948 |
| Unused loan commitments | $100,364,000 | 652 |
| Tier 1 (core) risk-based capital | $80,238,000 | 573 |
| Tier 2 risk-based capital | $8,468,980 | 507 |
| Total risk weighted assets | $676,856,080 | 528 |
| Total unused commitments | $100,364,000 | 656 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 304 | 638 |
| Assets and Liabilities | ||
| Total Assets: | $935,685,000 | 615 |
| Cash and due from depository institutions | $24,736,000 | 638 |
| Interest-bearing balances | $5,000 | 6,618 |
| Securities | $173,050,000 | 766 |
| Federal funds sold & reverse repurchase agreements | $15,400,000 | 921 |
| Net loans & leases | $693,347,000 | 529 |
| Loan loss allowance | $8,484,000 | 619 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,849,000 | 755 |
| Other real estate owned | $7,320,000 | 638 |
| Goodwill and other intangibles | $3,826,000 | 609 |
| All other assets | $8,157,000 | 1,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $935,685,000 | 615 |
| Total liabilities | $858,443,000 | 617 |
| Total deposits | $772,764,000 | 569 |
| Interest-bearing deposits | $753,673,000 | 513 |
| Deposits held in domestic offices | $772,764,000 | 562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $64,342,000 | 476 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $17,593,000 | 908 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,744,000 | 1,284 |
| Total equity capital | $77,242,000 | 655 |
| Total bank equity capital | $77,242,000 | 655 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $1,875,000 | 5,848 |
| Undivided profits | $75,367,000 | 364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,326,000 | 529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $4,573,000 | 557 |
| Earning assets | $881,802,000 | 602 |
| Long-term assets (5+ years) | $139,017,000 | 519 |
| Average Assets, year-to-date | $889,399,600 | 611 |
| Average Assets, quarterly | $922,506,500 | 612 |
| Volatile liabilities | $108,408,000 | 790 |
| Insider loans | $14,575,000 | 333 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $478,000 | 1,048 |
| Unused loan commitments | $85,691,000 | 755 |
| Tier 1 (core) risk-based capital | $70,777,000 | 665 |
| Tier 2 risk-based capital | $8,113,830 | 536 |
| Total risk weighted assets | $648,736,030 | 560 |
| Total unused commitments | $85,691,000 | 760 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 285 | 699 |
| Assets and Liabilities | ||
| Total Assets: | $848,833,000 | 638 |
| Cash and due from depository institutions | $22,220,000 | 699 |
| Interest-bearing balances | $6,000 | 6,803 |
| Securities | $119,878,000 | 1,081 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,726 |
| Net loans & leases | $683,058,000 | 506 |
| Loan loss allowance | $7,691,000 | 674 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,705,000 | 958 |
| Other real estate owned | $5,745,000 | 699 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $8,227,000 | 1,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $848,833,000 | 638 |
| Total liabilities | $783,398,000 | 636 |
| Total deposits | $699,658,000 | 601 |
| Interest-bearing deposits | $683,745,000 | 537 |
| Deposits held in domestic offices | $699,658,000 | 591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,593,000 | 580 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $33,910,000 | 682 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,237,000 | 1,230 |
| Total equity capital | $65,435,000 | 681 |
| Total bank equity capital | $65,435,000 | 681 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $1,875,000 | 5,864 |
| Undivided profits | $63,560,000 | 363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,618,000 | 633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,612,000 | 595 |
| Earning assets | $804,942,000 | 619 |
| Long-term assets (5+ years) | $128,169,000 | 555 |
| Average Assets, year-to-date | $823,605,400 | 633 |
| Average Assets, quarterly | $846,091,000 | 633 |
| Volatile liabilities | $94,182,000 | 846 |
| Insider loans | $15,088,000 | 308 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $165,000 | 1,126 |
| Unused loan commitments | $74,603,000 | 767 |
| Tier 1 (core) risk-based capital | $66,147,000 | 673 |
| Tier 2 risk-based capital | $7,522,020 | 551 |
| Total risk weighted assets | $601,592,720 | 567 |
| Total unused commitments | $74,603,000 | 775 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 294 | 720 |
| Assets and Liabilities | ||
| Total Assets: | $792,329,000 | 680 |
| Cash and due from depository institutions | $11,488,000 | 720 |
| Interest-bearing balances | $2,000 | 7,588 |
| Securities | $137,655,000 | 999 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,136 |
| Net loans & leases | $616,336,000 | 540 |
| Loan loss allowance | $7,336,000 | 748 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,253,000 | 1,013 |
| Other real estate owned | $4,959,000 | 720 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $8,138,000 | 1,102 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $792,329,000 | 680 |
| Total liabilities | $730,835,000 | 679 |
| Total deposits | $670,772,000 | 642 |
| Interest-bearing deposits | $658,816,000 | 579 |
| Deposits held in domestic offices | $670,772,000 | 632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,320,000 | 548 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $18,918,000 | 802 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,825,000 | 1,401 |
| Total equity capital | $61,494,000 | 705 |
| Total bank equity capital | $61,494,000 | 705 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $1,875,000 | 5,861 |
| Undivided profits | $59,619,000 | 389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,910,000 | 524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $3,301,000 | 580 |
| Earning assets | $760,493,000 | 651 |
| Long-term assets (5+ years) | $114,093,000 | 608 |
| Average Assets, year-to-date | $768,386,200 | 680 |
| Average Assets, quarterly | $784,034,500 | 683 |
| Volatile liabilities | $84,368,000 | 858 |
| Insider loans | $16,651,000 | 283 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,783,000 | 676 |
| Unused loan commitments | $71,500,000 | 761 |
| Tier 1 (core) risk-based capital | $61,494,000 | 677 |
| Tier 2 risk-based capital | $7,166,390 | 569 |
| Total risk weighted assets | $573,141,390 | 580 |
| Total unused commitments | $71,500,000 | 782 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 264 | 803 |
| Assets and Liabilities | ||
| Total Assets: | $748,559,000 | 727 |
| Cash and due from depository institutions | $15,497,000 | 803 |
| Interest-bearing balances | $4,000 | 7,977 |
| Securities | $129,711,000 | 1,040 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 8,069 |
| Net loans & leases | $583,442,000 | 574 |
| Loan loss allowance | $7,101,000 | 771 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,413,000 | 1,341 |
| Other real estate owned | $7,964,000 | 803 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,282,000 | 1,583 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $748,559,000 | 727 |
| Total liabilities | $694,251,000 | 728 |
| Total deposits | $639,019,000 | 720 |
| Interest-bearing deposits | $628,044,000 | 635 |
| Deposits held in domestic offices | $639,019,000 | 712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,065,000 | 585 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $24,418,000 | 618 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,749,000 | 1,474 |
| Total equity capital | $54,308,000 | 753 |
| Total bank equity capital | $54,308,000 | 753 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $1,875,000 | 5,777 |
| Undivided profits | $52,433,000 | 401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,439,000 | 490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,640,000 | 591 |
| Earning assets | $714,407,000 | 692 |
| Long-term assets (5+ years) | $122,405,000 | 511 |
| Average Assets, year-to-date | $733,061,000 | 732 |
| Average Assets, quarterly | $741,971,500 | 736 |
| Volatile liabilities | $78,354,000 | 873 |
| Insider loans | $1,730,000 | 406 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,700,000 | 595 |
| Unused loan commitments | $70,680,000 | 757 |
| Tier 1 (core) risk-based capital | $54,308,000 | 719 |
| Tier 2 risk-based capital | $6,917,130 | 583 |
| Total risk weighted assets | $553,186,530 | 601 |
| Total unused commitments | $70,680,000 | 766 |
| Derivatives | $0 | 651 |