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The Pittsfield Co-operative Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$15,100,000	2,272
Total interest expense	$3,599,000	2,407
Net interest income	$11,501,000	2,181
Provision for loan and lease losses	$-326,000	4,438
Total noninterest income	$2,193,000	1,914
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$358,000	2,006
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,835,000	1,690
Total noninterest expense	$10,207,000	2,022
Salaries and employee benefits	$6,284,000	1,903
Premises and equipment expense	$738,000	2,417
Additional noninterest expense	$1,835,000	1,690
Pre-tax net operating income	$3,813,000	2,226
Securities gains (losses)	$0	988
Applicable income taxes	$783,000	1,597
Income before extraordinary items	$3,030,000	2,325
Extraordinary gains, net	$0	54
Net income	$3,030,000	2,349
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,030,000	2,328
Net charge-offs	$97,000	1,522
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,030,000	2,343
2023-09-30 (YTD Data)		Rank
Total interest income	$11,078,000	2,272
Total interest expense	$2,402,000	2,429
Net interest income	$8,676,000	2,170
Provision for loan and lease losses	$-99,000	4,379
Total noninterest income	$1,713,000	1,874
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$258,000	2,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,455,000	1,637
Total noninterest expense	$7,853,000	1,984
Salaries and employee benefits	$4,743,000	1,900
Premises and equipment expense	$570,000	2,382
Additional noninterest expense	$1,455,000	1,637
Pre-tax net operating income	$2,635,000	2,382
Securities gains (losses)	$0	849
Applicable income taxes	$558,000	1,679
Income before extraordinary items	$2,077,000	2,472
Extraordinary gains, net	$0	52
Net income	$2,077,000	2,494
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,077,000	2,473
Net charge-offs	$90,000	1,215
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,077,000	2,495
2023-06-30 (YTD Data)		Rank
Total interest income	$7,297,000	2,265
Total interest expense	$1,372,000	2,459
Net interest income	$5,925,000	2,159
Provision for loan and lease losses	$-148,000	4,470
Total noninterest income	$1,260,000	1,727
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$167,000	2,076
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,093,000	1,454
Total noninterest expense	$5,340,000	1,956
Salaries and employee benefits	$3,105,000	1,910
Premises and equipment expense	$389,000	2,347
Additional noninterest expense	$1,093,000	1,452
Pre-tax net operating income	$1,993,000	2,252
Securities gains (losses)	$0	938
Applicable income taxes	$439,000	1,579
Income before extraordinary items	$1,554,000	2,368
Extraordinary gains, net	$0	51
Net income	$1,554,000	2,394
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,554,000	2,368
Net charge-offs	$78,000	1,023
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,554,000	2,381
2023-03-31 (YTD Data)		Rank
Total interest income	$3,583,000	2,264
Total interest expense	$542,000	2,555
Net interest income	$3,041,000	2,139
Provision for loan and lease losses	$-92,000	4,536
Total noninterest income	$534,000	1,878
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$89,000	2,036
Trading account gains and fees	NA	NA
Additional Noninterest Income	$445,000	1,628
Total noninterest expense	$2,622,000	1,999
Salaries and employee benefits	$1,518,000	1,981
Premises and equipment expense	$210,000	2,285
Additional noninterest expense	$445,000	1,628
Pre-tax net operating income	$1,045,000	2,241
Securities gains (losses)	$0	950
Applicable income taxes	$235,000	1,569
Income before extraordinary items	$810,000	2,359
Extraordinary gains, net	$0	4
Net income	$810,000	2,358
Minority interest net income	$0	48
Net income of bank and minority interests.	$810,000	2,359
Net charge-offs	$82,000	650
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$810,000	2,374
2022-12-31 (YTD Data)		Rank
Total interest income	$12,430,000	2,221
Total interest expense	$1,232,000	2,159
Net interest income	$11,198,000	2,206
Provision for loan and lease losses	$29,000	2,713
Total noninterest income	$2,237,000	1,927
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$374,000	2,017
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,863,000	1,690
Total noninterest expense	$11,422,000	1,840
Salaries and employee benefits	$5,496,000	2,057
Premises and equipment expense	$874,000	2,168
Additional noninterest expense	$1,863,000	1,690
Pre-tax net operating income	$1,984,000	3,145
Securities gains (losses)	$-201,000	4,110
Applicable income taxes	$-943,000	4,673
Income before extraordinary items	$2,726,000	2,568
Extraordinary gains, net	$0	5
Net income	$2,726,000	2,565
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,726,000	2,567
Net charge-offs	$15,000	2,017
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,927,000	2,521
2022-09-30 (YTD Data)		Rank
Total interest income	$9,098,000	2,195
Total interest expense	$849,000	1,968
Net interest income	$8,249,000	2,211
Provision for loan and lease losses	$28,000	2,475
Total noninterest income	$1,723,000	1,919
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$284,000	2,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,439,000	1,692
Total noninterest expense	$7,381,000	2,025
Salaries and employee benefits	$4,258,000	2,016
Premises and equipment expense	$623,000	2,274
Additional noninterest expense	$1,439,000	1,692
Pre-tax net operating income	$2,563,000	2,499
Securities gains (losses)	$0	740
Applicable income taxes	$564,000	1,754
Income before extraordinary items	$1,999,000	2,582
Extraordinary gains, net	$0	4
Net income	$1,999,000	2,580
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,999,000	2,581
Net charge-offs	$8,000	1,888
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,999,000	2,618
2022-06-30 (YTD Data)		Rank
Total interest income	$5,923,000	2,195
Total interest expense	$561,000	1,813
Net interest income	$5,362,000	2,219
Provision for loan and lease losses	$22,000	2,240
Total noninterest income	$1,193,000	1,870
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$183,000	2,060
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,010,000	1,674
Total noninterest expense	$4,819,000	2,040
Salaries and employee benefits	$2,826,000	2,023
Premises and equipment expense	$420,000	2,259
Additional noninterest expense	$1,573,000	1,928
Pre-tax net operating income	$1,714,000	2,398
Securities gains (losses)	$0	687
Applicable income taxes	$376,000	1,689
Income before extraordinary items	$1,338,000	2,496
Extraordinary gains, net	$0	4
Net income	$1,338,000	2,496
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,338,000	2,496
Net charge-offs	$7,000	1,686
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,338,000	2,529
2022-03-31 (YTD Data)		Rank
Total interest income	$2,822,000	2,210
Total interest expense	$288,000	1,737
Net interest income	$2,534,000	2,249
Provision for loan and lease losses	$21,000	1,766
Total noninterest income	$609,000	1,859
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$91,000	2,056
Trading account gains and fees	NA	NA
Additional Noninterest Income	$518,000	1,640
Total noninterest expense	$2,310,000	2,085
Salaries and employee benefits	$1,366,000	2,055
Premises and equipment expense	$221,000	2,204
Additional noninterest expense	$723,000	2,053
Pre-tax net operating income	$812,000	2,366
Securities gains (losses)	$0	623
Applicable income taxes	$178,000	1,692
Income before extraordinary items	$634,000	2,478
Extraordinary gains, net	$0	4
Net income	$634,000	2,475
Minority interest net income	$0	50
Net income of bank and minority interests.	$634,000	2,478
Net charge-offs	$1,000	1,671
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$634,000	2,501
2021-12-31 (YTD Data)		Rank
Total interest income	$11,369,000	2,277
Total interest expense	$1,412,000	1,748
Net interest income	$9,957,000	2,338
Provision for loan and lease losses	$-202,000	4,316
Total noninterest income	$3,784,000	1,570
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$280,000	2,270
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,504,000	1,359
Total noninterest expense	$10,376,000	1,935
Salaries and employee benefits	$6,026,000	1,926
Premises and equipment expense	$949,000	2,097
Additional noninterest expense	$3,401,000	1,806
Pre-tax net operating income	$3,567,000	2,472
Securities gains (losses)	$306,000	479
Applicable income taxes	$775,000	1,795
Income before extraordinary items	$3,098,000	2,496
Extraordinary gains, net	$0	10
Net income	$3,098,000	2,496
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,098,000	2,497
Net charge-offs	$-9,000	3,637
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,853,200	2,587
2021-09-30 (YTD Data)		Rank
Total interest income	$8,489,000	2,330
Total interest expense	$1,101,000	1,774
Net interest income	$7,388,000	2,397
Provision for loan and lease losses	$-73,000	4,364
Total noninterest income	$1,514,000	2,257
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$197,000	2,340
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,317,000	2,099
Total noninterest expense	$7,046,000	2,068
Salaries and employee benefits	$4,212,000	2,022
Premises and equipment expense	$703,000	2,132
Additional noninterest expense	$2,131,000	2,067
Pre-tax net operating income	$1,929,000	2,980
Securities gains (losses)	$19,000	1,423
Applicable income taxes	$384,000	2,153
Income before extraordinary items	$1,564,000	3,080
Extraordinary gains, net	$0	8
Net income	$1,564,000	3,080
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,564,000	3,080
Net charge-offs	$-11,000	3,687
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,548,800	3,073
2021-06-30 (YTD Data)		Rank
Total interest income	$5,540,000	2,353
Total interest expense	$756,000	1,795
Net interest income	$4,784,000	2,429
Provision for loan and lease losses	$42,000	2,235
Total noninterest income	$1,003,000	2,235
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$122,000	2,392
Trading account gains and fees	NA	NA
Additional Noninterest Income	$881,000	2,052
Total noninterest expense	$4,555,000	2,106
Salaries and employee benefits	$2,748,000	2,045
Premises and equipment expense	$472,000	2,124
Additional noninterest expense	$1,335,000	2,131
Pre-tax net operating income	$1,190,000	3,055
Securities gains (losses)	$-1,000	4,500
Applicable income taxes	$225,000	2,223
Income before extraordinary items	$964,000	3,171
Extraordinary gains, net	$0	6
Net income	$964,000	3,169
Minority interest net income	$0	67
Net income of bank and minority interests.	$964,000	3,171
Net charge-offs	$-11,000	3,851
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$964,810	3,148
2021-03-31 (YTD Data)		Rank
Total interest income	$2,797,000	2,333
Total interest expense	$393,000	1,816
Net interest income	$2,404,000	2,407
Provision for loan and lease losses	$39,000	1,902
Total noninterest income	$502,000	2,233
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$55,000	2,509
Trading account gains and fees	NA	NA
Additional Noninterest Income	$447,000	2,030
Total noninterest expense	$2,228,000	2,118
Salaries and employee benefits	$1,345,000	2,064
Premises and equipment expense	$233,000	2,147
Additional noninterest expense	$650,000	2,143
Pre-tax net operating income	$639,000	2,967
Securities gains (losses)	$0	1,392
Applicable income taxes	$125,000	2,136
Income before extraordinary items	$514,000	3,081
Extraordinary gains, net	$0	3
Net income	$514,000	3,081
Minority interest net income	$0	55
Net income of bank and minority interests.	$514,000	3,082
Net charge-offs	$-3,000	3,553
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$514,000	3,054
2020-12-31 (YTD Data)		Rank
Total interest income	$12,421,000	2,177
Total interest expense	$2,167,000	1,876
Net interest income	$10,254,000	2,219
Provision for loan and lease losses	$762,000	1,867
Total noninterest income	$1,866,000	2,203
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$243,000	2,499
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,623,000	2,008
Total noninterest expense	$9,084,000	2,088
Salaries and employee benefits	$5,336,000	2,051
Premises and equipment expense	$870,000	2,218
Additional noninterest expense	$2,878,000	1,985
Pre-tax net operating income	$2,274,000	2,795
Securities gains (losses)	$363,000	734
Applicable income taxes	$506,000	1,934
Income before extraordinary items	$2,131,000	2,748
Extraordinary gains, net	$0	4
Net income	$2,131,000	2,746
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,131,000	2,748
Net charge-offs	$46,000	2,442
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,836,970	2,879
2020-09-30 (YTD Data)		Rank
Total interest income	$9,569,000	2,150
Total interest expense	$1,734,000	1,874
Net interest income	$7,835,000	2,181
Provision for loan and lease losses	$704,000	1,661
Total noninterest income	$1,431,000	2,135
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$175,000	2,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,256,000	1,919
Total noninterest expense	$6,763,000	2,076
Salaries and employee benefits	$3,932,000	2,064
Premises and equipment expense	$671,000	2,176
Additional noninterest expense	$2,160,000	1,952
Pre-tax net operating income	$1,799,000	2,734
Securities gains (losses)	$33,000	1,722
Applicable income taxes	$353,000	1,974
Income before extraordinary items	$1,479,000	2,850
Extraordinary gains, net	$0	4
Net income	$1,479,000	2,849
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,479,000	2,850
Net charge-offs	$-12,000	4,294
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,452,270	2,825
2020-06-30 (YTD Data)		Rank
Total interest income	$6,700,000	2,092
Total interest expense	$1,281,000	1,843
Net interest income	$5,419,000	2,122
Provision for loan and lease losses	$476,000	1,649
Total noninterest income	$767,000	2,324
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$120,000	2,564
Trading account gains and fees	NA	NA
Additional Noninterest Income	$647,000	2,103
Total noninterest expense	$4,514,000	2,078
Salaries and employee benefits	$2,603,000	2,079
Premises and equipment expense	$462,000	2,129
Additional noninterest expense	$1,449,000	1,936
Pre-tax net operating income	$1,196,000	2,703
Securities gains (losses)	$33,000	1,488
Applicable income taxes	$240,000	1,909
Income before extraordinary items	$989,000	2,825
Extraordinary gains, net	$0	4
Net income	$989,000	2,824
Minority interest net income	$0	65
Net income of bank and minority interests.	$989,000	2,825
Net charge-offs	$1,000	2,929
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$962,600	2,816
2020-03-31 (YTD Data)		Rank
Total interest income	$3,312,000	2,101
Total interest expense	$595,000	2,065
Net interest income	$2,717,000	2,084
Provision for loan and lease losses	$180,000	1,515
Total noninterest income	$457,000	2,035
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$79,000	2,443
Trading account gains and fees	NA	NA
Additional Noninterest Income	$378,000	1,792
Total noninterest expense	$2,232,000	2,101
Salaries and employee benefits	$1,244,000	2,158
Premises and equipment expense	$241,000	2,095
Additional noninterest expense	$747,000	1,932
Pre-tax net operating income	$762,000	2,221
Securities gains (losses)	$0	1,705
Applicable income taxes	$163,000	1,562
Income before extraordinary items	$599,000	2,407
Extraordinary gains, net	$0	4
Net income	$599,000	2,406
Minority interest net income	$0	56
Net income of bank and minority interests.	$599,000	2,407
Net charge-offs	$1,000	2,430
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$599,000	2,378
2019-12-31 (YTD Data)		Rank
Total interest income	$12,207,000	2,255
Total interest expense	$2,309,000	2,143
Net interest income	$9,898,000	2,259
Provision for loan and lease losses	$239,000	2,207
Total noninterest income	$1,837,000	2,057
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$311,000	2,551
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,526,000	1,776
Total noninterest expense	$8,686,000	2,123
Salaries and employee benefits	$4,863,000	2,149
Premises and equipment expense	$868,000	2,226
Additional noninterest expense	$2,955,000	1,948
Pre-tax net operating income	$2,810,000	2,558
Securities gains (losses)	$91,000	977
Applicable income taxes	$606,000	1,832
Income before extraordinary items	$2,295,000	2,705
Extraordinary gains, net	$0	11
Net income	$2,295,000	2,705
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,295,000	2,707
Net charge-offs	$-10,000	4,459
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,223,110	2,717
2019-09-30 (YTD Data)		Rank
Total interest income	$9,168,000	2,282
Total interest expense	$1,689,000	2,190
Net interest income	$7,479,000	2,275
Provision for loan and lease losses	$130,000	2,405
Total noninterest income	$1,384,000	2,045
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$225,000	2,647
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,159,000	1,761
Total noninterest expense	$6,483,000	2,134
Salaries and employee benefits	$3,609,000	2,175
Premises and equipment expense	$655,000	2,230
Additional noninterest expense	$2,219,000	1,942
Pre-tax net operating income	$2,250,000	2,523
Securities gains (losses)	$35,000	1,215
Applicable income taxes	$485,000	1,822
Income before extraordinary items	$1,800,000	2,691
Extraordinary gains, net	$0	11
Net income	$1,800,000	2,692
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,800,000	2,692
Net charge-offs	$-3,000	4,153
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,772,350	2,682
2019-06-30 (YTD Data)		Rank
Total interest income	$6,063,000	2,297
Total interest expense	$1,077,000	2,231
Net interest income	$4,986,000	2,279
Provision for loan and lease losses	$128,000	1,976
Total noninterest income	$899,000	2,077
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$145,000	2,682
Trading account gains and fees	NA	NA
Additional Noninterest Income	$754,000	1,771
Total noninterest expense	$4,289,000	2,155
Salaries and employee benefits	$2,387,000	2,194
Premises and equipment expense	$451,000	2,197
Additional noninterest expense	$1,451,000	2,006
Pre-tax net operating income	$1,468,000	2,549
Securities gains (losses)	$34,000	860
Applicable income taxes	$318,000	1,800
Income before extraordinary items	$1,184,000	2,694
Extraordinary gains, net	$0	11
Net income	$1,184,000	2,693
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,184,000	2,693
Net charge-offs	$-4,000	4,200
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,157,140	2,707
2019-03-31 (YTD Data)		Rank
Total interest income	$3,026,000	2,295
Total interest expense	$527,000	2,231
Net interest income	$2,499,000	2,274
Provision for loan and lease losses	$80,000	1,648
Total noninterest income	$451,000	2,037
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$71,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$380,000	1,713
Total noninterest expense	$2,122,000	2,177
Salaries and employee benefits	$1,200,000	2,209
Premises and equipment expense	$232,000	2,183
Additional noninterest expense	$690,000	2,055
Pre-tax net operating income	$748,000	2,478
Securities gains (losses)	$10,000	710
Applicable income taxes	$162,000	1,769
Income before extraordinary items	$596,000	2,632
Extraordinary gains, net	$0	5
Net income	$596,000	2,631
Minority interest net income	$0	52
Net income of bank and minority interests.	$596,000	2,631
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$588,100	2,630
2018-12-31 (YTD Data)		Rank
Total interest income	$11,329,000	2,306
Total interest expense	$1,623,000	2,232
Net interest income	$9,706,000	2,297
Provision for loan and lease losses	$542,000	1,392
Total noninterest income	$2,069,000	1,951
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$307,000	2,710
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,762,000	1,620
Total noninterest expense	$8,365,000	2,179
Salaries and employee benefits	$4,734,000	2,190
Premises and equipment expense	$923,000	2,161
Additional noninterest expense	$2,708,000	2,092
Pre-tax net operating income	$2,868,000	2,570
Securities gains (losses)	$149,000	250
Applicable income taxes	$657,000	1,746
Income before extraordinary items	$2,360,000	2,676
Extraordinary gains, net	$0	6
Net income	$2,360,000	2,674
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,360,000	2,675
Net charge-offs	$471,000	989
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,242,290	2,749
2018-09-30 (YTD Data)		Rank
Total interest income	$8,337,000	2,332
Total interest expense	$1,106,000	2,295
Net interest income	$7,231,000	2,322
Provision for loan and lease losses	$276,000	1,648
Total noninterest income	$1,555,000	1,964
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$227,000	2,751
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,328,000	1,637
Total noninterest expense	$6,128,000	2,207
Salaries and employee benefits	$3,392,000	2,259
Premises and equipment expense	$696,000	2,151
Additional noninterest expense	$2,040,000	2,091
Pre-tax net operating income	$2,382,000	2,467
Securities gains (losses)	$-37,000	5,073
Applicable income taxes	$507,000	1,768
Income before extraordinary items	$1,838,000	2,661
Extraordinary gains, net	$0	5
Net income	$1,838,000	2,660
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,838,000	2,660
Net charge-offs	$228,000	1,151
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,867,230	2,622
2018-06-30 (YTD Data)		Rank
Total interest income	$5,458,000	2,351
Total interest expense	$661,000	2,386
Net interest income	$4,797,000	2,328
Provision for loan and lease losses	$124,000	1,993
Total noninterest income	$1,104,000	1,898
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$155,000	2,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$949,000	1,579
Total noninterest expense	$4,138,000	2,200
Salaries and employee benefits	$2,252,000	2,271
Premises and equipment expense	$504,000	2,065
Additional noninterest expense	$1,382,000	2,074
Pre-tax net operating income	$1,639,000	2,386
Securities gains (losses)	$-31,000	5,199
Applicable income taxes	$357,000	1,714
Income before extraordinary items	$1,251,000	2,598
Extraordinary gains, net	$0	6
Net income	$1,251,000	2,597
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,251,000	2,597
Net charge-offs	$133,000	1,147
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,275,490	2,567
2018-03-31 (YTD Data)		Rank
Total interest income	$2,668,000	2,387
Total interest expense	$310,000	2,410
Net interest income	$2,358,000	2,357
Provision for loan and lease losses	$64,000	1,854
Total noninterest income	$648,000	1,713
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$79,000	2,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$569,000	1,386
Total noninterest expense	$2,064,000	2,227
Salaries and employee benefits	$1,111,000	2,320
Premises and equipment expense	$268,000	2,015
Additional noninterest expense	$685,000	2,072
Pre-tax net operating income	$878,000	2,226
Securities gains (losses)	$-40,000	5,386
Applicable income taxes	$189,000	1,619
Income before extraordinary items	$649,000	2,489
Extraordinary gains, net	$0	7
Net income	$649,000	2,489
Minority interest net income	$0	52
Net income of bank and minority interests.	$649,000	2,489
Net charge-offs	$-83,000	5,350
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$680,600	2,411
2017-12-31 (YTD Data)		Rank
Total interest income	$10,509,000	2,345
Total interest expense	$1,216,000	2,220
Net interest income	$9,293,000	2,341
Provision for loan and lease losses	$300,000	1,956
Total noninterest income	$672,000	3,525
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$309,000	2,817
Trading account gains and fees	NA	NA
Additional Noninterest Income	$363,000	3,570
Total noninterest expense	$7,874,000	2,301
Salaries and employee benefits	$4,093,000	2,435
Premises and equipment expense	$864,000	2,331
Additional noninterest expense	$2,917,000	1,980
Pre-tax net operating income	$1,791,000	3,278
Securities gains (losses)	$-1,000	4,786
Applicable income taxes	$465,000	2,470
Income before extraordinary items	$1,325,000	3,340
Extraordinary gains, net	$0	9
Net income	$1,325,000	3,338
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,325,000	3,340
Net charge-offs	$545,000	1,032
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,325,740	3,317
2017-09-30 (YTD Data)		Rank
Total interest income	$7,867,000	2,348
Total interest expense	$914,000	2,212
Net interest income	$6,953,000	2,359
Provision for loan and lease losses	$296,000	1,651
Total noninterest income	$763,000	2,939
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$217,000	2,945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$546,000	2,702
Total noninterest expense	$6,268,000	2,205
Salaries and employee benefits	$3,228,000	2,354
Premises and equipment expense	$661,000	2,304
Additional noninterest expense	$2,379,000	1,849
Pre-tax net operating income	$1,152,000	3,545
Securities gains (losses)	$-1,000	5,136
Applicable income taxes	$-150,000	5,671
Income before extraordinary items	$1,301,000	3,084
Extraordinary gains, net	$0	9
Net income	$1,301,000	3,083
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,301,000	3,084
Net charge-offs	$441,000	881
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,302,000	3,055
2017-06-30 (YTD Data)		Rank
Total interest income	$5,197,000	2,352
Total interest expense	$609,000	2,185
Net interest income	$4,588,000	2,372
Provision for loan and lease losses	$250,000	1,362
Total noninterest income	$515,000	2,920
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$142,000	2,971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$373,000	2,674
Total noninterest expense	$4,176,000	2,216
Salaries and employee benefits	$2,071,000	2,437
Premises and equipment expense	$475,000	2,205
Additional noninterest expense	$1,630,000	1,803
Pre-tax net operating income	$677,000	3,706
Securities gains (losses)	$-1,000	5,255
Applicable income taxes	$-189,000	5,739
Income before extraordinary items	$865,000	3,047
Extraordinary gains, net	$0	11
Net income	$865,000	3,046
Minority interest net income	$0	71
Net income of bank and minority interests.	$865,000	3,047
Net charge-offs	$444,000	622
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$866,000	3,027
2017-03-31 (YTD Data)		Rank
Total interest income	$2,607,000	2,349
Total interest expense	$309,000	2,122
Net interest income	$2,298,000	2,366
Provision for loan and lease losses	$135,000	1,235
Total noninterest income	$262,000	2,888
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$72,000	2,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	2,646
Total noninterest expense	$2,095,000	2,231
Salaries and employee benefits	$1,008,000	2,507
Premises and equipment expense	$237,000	2,227
Additional noninterest expense	$850,000	1,746
Pre-tax net operating income	$330,000	3,703
Securities gains (losses)	$-1,000	5,454
Applicable income taxes	$-117,000	5,804
Income before extraordinary items	$446,000	2,947
Extraordinary gains, net	$0	8
Net income	$446,000	2,947
Minority interest net income	$0	55
Net income of bank and minority interests.	$446,000	2,947
Net charge-offs	$19,000	1,916
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$447,000	2,926
2016-12-31 (YTD Data)		Rank
Total interest income	$9,933,000	2,411
Total interest expense	$1,217,000	2,109
Net interest income	$8,716,000	2,447
Provision for loan and lease losses	$459,000	1,563
Total noninterest income	$1,105,000	2,878
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$304,000	2,915
Trading account gains and fees	$0	170
Additional Noninterest Income	$801,000	2,661
Total noninterest expense	$8,145,000	2,256
Salaries and employee benefits	$4,122,000	2,443
Premises and equipment expense	$1,006,000	2,143
Additional noninterest expense	$3,017,000	1,974
Pre-tax net operating income	$1,217,000	3,793
Securities gains (losses)	$465,000	456
Applicable income taxes	$76,000	3,438
Income before extraordinary items	$1,606,000	3,154
Extraordinary gains, net	$0	5
Net income	$1,606,000	3,153
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,606,000	3,153
Net charge-offs	$148,000	2,236
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,164,250	3,623
2016-09-30 (YTD Data)		Rank
Total interest income	$7,413,000	2,422
Total interest expense	$915,000	2,107
Net interest income	$6,498,000	2,463
Provision for loan and lease losses	$457,000	1,213
Total noninterest income	$826,000	2,897
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$229,000	2,926
Trading account gains and fees	$0	169
Additional Noninterest Income	$597,000	2,664
Total noninterest expense	$6,038,000	2,277
Salaries and employee benefits	$3,028,000	2,463
Premises and equipment expense	$740,000	2,176
Additional noninterest expense	$2,270,000	1,951
Pre-tax net operating income	$829,000	3,980
Securities gains (losses)	$459,000	418
Applicable income taxes	$126,000	3,091
Income before extraordinary items	$1,162,000	3,254
Extraordinary gains, net	$0	5
Net income	$1,162,000	3,253
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,162,000	3,254
Net charge-offs	$146,000	1,720
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$748,900	3,881
2016-06-30 (YTD Data)		Rank
Total interest income	$4,921,000	2,429
Total interest expense	$610,000	2,107
Net interest income	$4,311,000	2,476
Provision for loan and lease losses	$247,000	1,437
Total noninterest income	$552,000	2,872
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$151,000	2,947
Trading account gains and fees	$0	157
Additional Noninterest Income	$401,000	2,655
Total noninterest expense	$3,764,000	2,420
Salaries and employee benefits	$1,916,000	2,586
Premises and equipment expense	$484,000	2,209
Additional noninterest expense	$1,364,000	2,158
Pre-tax net operating income	$852,000	3,362
Securities gains (losses)	$182,000	639
Applicable income taxes	$274,000	2,209
Income before extraordinary items	$760,000	3,281
Extraordinary gains, net	$0	16
Net income	$760,000	3,279
Minority interest net income	$0	71
Net income of bank and minority interests.	$760,000	3,279
Net charge-offs	$140,000	1,368
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$625,320	3,533
2016-03-31 (YTD Data)		Rank
Total interest income	$2,426,000	2,458
Total interest expense	$304,000	2,116
Net interest income	$2,122,000	2,511
Provision for loan and lease losses	$102,000	1,491
Total noninterest income	$277,000	2,847
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$75,000	2,940
Trading account gains and fees	$0	142
Additional Noninterest Income	$202,000	2,605
Total noninterest expense	$1,940,000	2,361
Salaries and employee benefits	$954,000	2,603
Premises and equipment expense	$248,000	2,163
Additional noninterest expense	$738,000	1,976
Pre-tax net operating income	$357,000	3,593
Securities gains (losses)	$121,000	442
Applicable income taxes	$123,000	2,273
Income before extraordinary items	$355,000	3,343
Extraordinary gains, net	$0	12
Net income	$355,000	3,340
Minority interest net income	$0	62
Net income of bank and minority interests.	$355,000	3,341
Net charge-offs	$139,000	827
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$265,460	3,770
2015-12-31 (YTD Data)		Rank
Total interest income	$9,260,000	2,532
Total interest expense	$1,210,000	2,106
Net interest income	$8,050,000	2,585
Provision for loan and lease losses	$179,000	2,487
Total noninterest income	$1,044,000	2,992
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$357,000	2,730
Trading account gains and fees	$0	159
Additional Noninterest Income	$687,000	2,864
Total noninterest expense	$7,402,000	2,458
Salaries and employee benefits	$3,938,000	2,526
Premises and equipment expense	$913,000	2,316
Additional noninterest expense	$2,551,000	2,301
Pre-tax net operating income	$1,513,000	3,484
Securities gains (losses)	$292,000	571
Applicable income taxes	$626,000	2,025
Income before extraordinary items	$1,179,000	3,660
Extraordinary gains, net	$0	23
Net income	$1,179,000	3,659
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,179,000	3,661
Net charge-offs	$252,000	1,770
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$989,200	3,898
2015-09-30 (YTD Data)		Rank
Total interest income	$6,860,000	2,577
Total interest expense	$906,000	2,124
Net interest income	$5,954,000	2,632
Provision for loan and lease losses	$122,000	2,489
Total noninterest income	$791,000	2,990
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$267,000	2,743
Trading account gains and fees	$0	153
Additional Noninterest Income	$524,000	2,859
Total noninterest expense	$5,450,000	2,493
Salaries and employee benefits	$2,908,000	2,564
Premises and equipment expense	$694,000	2,323
Additional noninterest expense	$1,848,000	2,366
Pre-tax net operating income	$1,173,000	3,505
Securities gains (losses)	$288,000	496
Applicable income taxes	$555,000	1,920
Income before extraordinary items	$906,000	3,666
Extraordinary gains, net	$0	21
Net income	$906,000	3,665
Minority interest net income	$0	78
Net income of bank and minority interests.	$906,000	3,666
Net charge-offs	$153,000	1,776
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$721,680	4,002
2015-06-30 (YTD Data)		Rank
Total interest income	$4,493,000	2,615
Total interest expense	$606,000	2,139
Net interest income	$3,887,000	2,677
Provision for loan and lease losses	$46,000	2,969
Total noninterest income	$519,000	3,007
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$168,000	2,817
Trading account gains and fees	$0	157
Additional Noninterest Income	$351,000	2,838
Total noninterest expense	$3,655,000	2,496
Salaries and employee benefits	$1,983,000	2,533
Premises and equipment expense	$475,000	2,300
Additional noninterest expense	$1,197,000	2,434
Pre-tax net operating income	$705,000	3,644
Securities gains (losses)	$296,000	382
Applicable income taxes	$433,000	1,768
Income before extraordinary items	$568,000	3,763
Extraordinary gains, net	$0	22
Net income	$568,000	3,765
Minority interest net income	$0	75
Net income of bank and minority interests.	$568,000	3,766
Net charge-offs	$15,000	3,097
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$378,560	4,314
2015-03-31 (YTD Data)		Rank
Total interest income	$2,238,000	2,625
Total interest expense	$311,000	2,106
Net interest income	$1,927,000	2,684
Provision for loan and lease losses	$7,000	3,380
Total noninterest income	$261,000	2,972
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$77,000	2,944
Trading account gains and fees	$0	152
Additional Noninterest Income	$184,000	2,740
Total noninterest expense	$1,834,000	2,500
Salaries and employee benefits	$991,000	2,549
Premises and equipment expense	$252,000	2,236
Additional noninterest expense	$591,000	2,448
Pre-tax net operating income	$347,000	3,647
Securities gains (losses)	$288,000	275
Applicable income taxes	$342,000	1,323
Income before extraordinary items	$293,000	3,700
Extraordinary gains, net	$0	13
Net income	$293,000	3,702
Minority interest net income	$0	64
Net income of bank and minority interests.	$293,000	3,703
Net charge-offs	$17,000	2,218
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$108,680	4,991
2014-12-31 (YTD Data)		Rank
Total interest income	$9,142,000	2,604
Total interest expense	$1,361,000	2,050
Net interest income	$7,781,000	2,688
Provision for loan and lease losses	$191,000	2,540
Total noninterest income	$978,000	3,149
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$272,000	3,391
Trading account gains and fees	$0	180
Additional Noninterest Income	$706,000	2,805
Total noninterest expense	$7,010,000	2,617
Salaries and employee benefits	$3,750,000	2,636
Premises and equipment expense	$864,000	2,522
Additional noninterest expense	$2,396,000	2,485
Pre-tax net operating income	$1,558,000	3,416
Securities gains (losses)	$179,000	862
Applicable income taxes	$508,000	2,182
Income before extraordinary items	$1,229,000	3,578
Extraordinary gains, net	$0	17
Net income	$1,229,000	3,579
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,229,000	3,580
Net charge-offs	$256,000	2,196
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,101,910	3,740
2014-09-30 (YTD Data)		Rank
Total interest income	$6,878,000	2,610
Total interest expense	$1,035,000	2,063
Net interest income	$5,843,000	2,698
Provision for loan and lease losses	$186,000	2,156
Total noninterest income	$732,000	3,181
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$190,000	3,551
Trading account gains and fees	$0	174
Additional Noninterest Income	$542,000	2,799
Total noninterest expense	$5,270,000	2,600
Salaries and employee benefits	$2,778,000	2,662
Premises and equipment expense	$652,000	2,539
Additional noninterest expense	$1,840,000	2,446
Pre-tax net operating income	$1,119,000	3,580
Securities gains (losses)	$178,000	686
Applicable income taxes	$375,000	2,251
Income before extraordinary items	$922,000	3,640
Extraordinary gains, net	$0	15
Net income	$922,000	3,641
Minority interest net income	$0	81
Net income of bank and minority interests.	$922,000	3,642
Net charge-offs	$181,000	2,105
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$795,620	3,872
2014-06-30 (YTD Data)		Rank
Total interest income	$4,605,000	2,603
Total interest expense	$696,000	2,060
Net interest income	$3,909,000	2,674
Provision for loan and lease losses	$118,000	2,218
Total noninterest income	$492,000	3,148
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$111,000	3,771
Trading account gains and fees	$0	172
Additional Noninterest Income	$381,000	2,708
Total noninterest expense	$3,494,000	2,621
Salaries and employee benefits	$1,886,000	2,641
Premises and equipment expense	$437,000	2,536
Additional noninterest expense	$1,171,000	2,545
Pre-tax net operating income	$789,000	3,397
Securities gains (losses)	$0	2,580
Applicable income taxes	$176,000	2,525
Income before extraordinary items	$613,000	3,600
Extraordinary gains, net	$0	20
Net income	$613,000	3,605
Minority interest net income	$0	80
Net income of bank and minority interests.	$613,000	3,606
Net charge-offs	$184,000	1,660
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$613,000	3,537
2014-03-31 (YTD Data)		Rank
Total interest income	$2,341,000	2,560
Total interest expense	$358,000	2,033
Net interest income	$1,983,000	2,648
Provision for loan and lease losses	$57,000	2,149
Total noninterest income	$219,000	3,311
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$45,000	4,116
Trading account gains and fees	$0	147
Additional Noninterest Income	$174,000	2,754
Total noninterest expense	$1,763,000	2,609
Salaries and employee benefits	$969,000	2,584
Premises and equipment expense	$224,000	2,533
Additional noninterest expense	$570,000	2,605
Pre-tax net operating income	$382,000	3,367
Securities gains (losses)	$0	1,715
Applicable income taxes	$70,000	2,675
Income before extraordinary items	$312,000	3,480
Extraordinary gains, net	$0	16
Net income	$312,000	3,483
Minority interest net income	$0	66
Net income of bank and minority interests.	$312,000	3,483
Net charge-offs	$134,000	1,187
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$312,000	3,435
2013-12-31 (YTD Data)		Rank
Total interest income	$9,026,000	2,662
Total interest expense	$1,606,000	2,034
Net interest income	$7,420,000	2,789
Provision for loan and lease losses	$171,000	3,149
Total noninterest income	$855,000	3,503
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$237,000	3,807
Trading account gains and fees	$0	184
Additional Noninterest Income	$618,000	3,074
Total noninterest expense	$6,537,000	2,787
Salaries and employee benefits	$3,483,000	2,816
Premises and equipment expense	$987,000	2,278
Additional noninterest expense	$2,067,000	2,893
Pre-tax net operating income	$1,567,000	3,325
Securities gains (losses)	$8,000	2,703
Applicable income taxes	$402,000	2,361
Income before extraordinary items	$1,173,000	3,602
Extraordinary gains, net	$0	29
Net income	$1,173,000	3,604
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,173,000	3,606
Net charge-offs	$135,000	3,439
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,167,080	3,572
2013-09-30 (YTD Data)		Rank
Total interest income	$6,748,000	2,693
Total interest expense	$1,229,000	2,059
Net interest income	$5,519,000	2,812
Provision for loan and lease losses	$114,000	3,236
Total noninterest income	$635,000	3,584
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$174,000	3,882
Trading account gains and fees	$0	180
Additional Noninterest Income	$461,000	3,143
Total noninterest expense	$4,886,000	2,803
Salaries and employee benefits	$2,570,000	2,858
Premises and equipment expense	$754,000	2,269
Additional noninterest expense	$1,562,000	2,881
Pre-tax net operating income	$1,154,000	3,432
Securities gains (losses)	$17,000	2,288
Applicable income taxes	$324,000	2,361
Income before extraordinary items	$847,000	3,718
Extraordinary gains, net	$0	25
Net income	$847,000	3,720
Minority interest net income	$0	84
Net income of bank and minority interests.	$847,000	3,721
Net charge-offs	$138,000	2,955
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$834,760	3,674
2013-06-30 (YTD Data)		Rank
Total interest income	$4,463,000	2,707
Total interest expense	$838,000	2,059
Net interest income	$3,625,000	2,839
Provision for loan and lease losses	$57,000	3,524
Total noninterest income	$435,000	3,556
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$115,000	3,858
Trading account gains and fees	$0	157
Additional Noninterest Income	$320,000	3,116
Total noninterest expense	$3,323,000	2,752
Salaries and employee benefits	$1,738,000	2,844
Premises and equipment expense	$527,000	2,173
Additional noninterest expense	$1,058,000	2,845
Pre-tax net operating income	$680,000	3,616
Securities gains (losses)	$0	2,791
Applicable income taxes	$181,000	2,532
Income before extraordinary items	$499,000	3,943
Extraordinary gains, net	$0	22
Net income	$499,000	3,945
Minority interest net income	$0	82
Net income of bank and minority interests.	$499,000	3,946
Net charge-offs	$81,000	2,949
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$499,000	3,844
2013-03-31 (YTD Data)		Rank
Total interest income	$2,234,000	2,724
Total interest expense	$423,000	2,090
Net interest income	$1,811,000	2,845
Provision for loan and lease losses	$0	4,409
Total noninterest income	$207,000	3,598
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$56,000	3,885
Trading account gains and fees	$0	148
Additional Noninterest Income	$151,000	3,163
Total noninterest expense	$1,736,000	2,695
Salaries and employee benefits	$909,000	2,743
Premises and equipment expense	$256,000	2,269
Additional noninterest expense	$571,000	2,665
Pre-tax net operating income	$282,000	3,914
Securities gains (losses)	$0	1,966
Applicable income taxes	$70,000	2,737
Income before extraordinary items	$212,000	4,173
Extraordinary gains, net	$0	10
Net income	$212,000	4,175
Minority interest net income	$0	76
Net income of bank and minority interests.	$212,000	4,175
Net charge-offs	$53,000	2,377
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$212,000	4,077
2012-12-31 (YTD Data)		Rank
Total interest income	$9,510,000	2,687
Total interest expense	$2,024,000	2,117
Net interest income	$7,486,000	2,820
Provision for loan and lease losses	$249,000	3,648
Total noninterest income	$706,000	3,876
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$216,000	4,119
Trading account gains and fees	$0	166
Additional Noninterest Income	$490,000	3,373
Total noninterest expense	$6,638,000	2,795
Salaries and employee benefits	$3,655,000	2,673
Premises and equipment expense	$931,000	2,402
Additional noninterest expense	$2,052,000	3,040
Pre-tax net operating income	$1,305,000	3,568
Securities gains (losses)	$4,000	3,557
Applicable income taxes	$368,000	2,476
Income before extraordinary items	$941,000	4,013
Extraordinary gains, net	$0	29
Net income	$941,000	4,013
Minority interest net income	$0	93
Net income of bank and minority interests.	$941,000	4,015
Net charge-offs	$485,000	2,697
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$938,120	3,842
2012-09-30 (YTD Data)		Rank
Total interest income	$7,232,000	2,705
Total interest expense	$1,567,000	2,137
Net interest income	$5,665,000	2,832
Provision for loan and lease losses	$186,000	3,599
Total noninterest income	$513,000	3,953
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$162,000	4,171
Trading account gains and fees	$0	157
Additional Noninterest Income	$351,000	3,465
Total noninterest expense	$4,973,000	2,805
Salaries and employee benefits	$2,748,000	2,680
Premises and equipment expense	$702,000	2,432
Additional noninterest expense	$1,523,000	3,077
Pre-tax net operating income	$1,019,000	3,597
Securities gains (losses)	$4,000	3,304
Applicable income taxes	$308,000	2,439
Income before extraordinary items	$715,000	4,067
Extraordinary gains, net	$0	20
Net income	$715,000	4,067
Minority interest net income	$0	86
Net income of bank and minority interests.	$715,000	4,068
Net charge-offs	$480,000	2,250
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$712,200	3,901
2012-06-30 (YTD Data)		Rank
Total interest income	$4,867,000	2,693
Total interest expense	$1,062,000	2,174
Net interest income	$3,805,000	2,817
Provision for loan and lease losses	$159,000	3,288
Total noninterest income	$404,000	3,646
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$104,000	4,226
Trading account gains and fees	$0	153
Additional Noninterest Income	$300,000	3,067
Total noninterest expense	$3,352,000	2,782
Salaries and employee benefits	$1,858,000	2,656
Premises and equipment expense	$471,000	2,422
Additional noninterest expense	$1,023,000	3,069
Pre-tax net operating income	$698,000	3,533
Securities gains (losses)	$0	3,178
Applicable income taxes	$193,000	2,484
Income before extraordinary items	$505,000	3,971
Extraordinary gains, net	$0	19
Net income	$505,000	3,973
Minority interest net income	$0	84
Net income of bank and minority interests.	$505,000	3,974
Net charge-offs	$375,000	2,071
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$505,000	3,771
2012-03-31 (YTD Data)		Rank
Total interest income	$2,388,000	2,790
Total interest expense	$546,000	2,189
Net interest income	$1,842,000	2,917
Provision for loan and lease losses	$64,000	3,407
Total noninterest income	$215,000	3,509
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$54,000	4,145
Trading account gains and fees	$0	148
Additional Noninterest Income	$161,000	2,974
Total noninterest expense	$1,684,000	2,766
Salaries and employee benefits	$946,000	2,616
Premises and equipment expense	$241,000	2,379
Additional noninterest expense	$497,000	3,106
Pre-tax net operating income	$309,000	3,789
Securities gains (losses)	$0	2,210
Applicable income taxes	$75,000	2,697
Income before extraordinary items	$234,000	4,104
Extraordinary gains, net	$0	19
Net income	$234,000	4,108
Minority interest net income	$0	78
Net income of bank and minority interests.	$234,000	4,108
Net charge-offs	$363,000	1,320
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$234,000	3,950
2011-12-31 (YTD Data)		Rank
Total interest income	$9,586,000	2,862
Total interest expense	$2,370,000	2,426
Net interest income	$7,216,000	2,987
Provision for loan and lease losses	$626,000	3,097
Total noninterest income	$614,000	4,032
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$214,000	4,260
Trading account gains and fees	$0	146
Additional Noninterest Income	$400,000	3,437
Total noninterest expense	$6,266,000	2,948
Salaries and employee benefits	$3,339,000	2,861
Premises and equipment expense	$902,000	2,638
Additional noninterest expense	$2,025,000	3,111
Pre-tax net operating income	$938,000	3,843
Securities gains (losses)	$261,000	1,239
Applicable income taxes	$218,000	2,820
Income before extraordinary items	$981,000	3,606
Extraordinary gains, net	$0	29
Net income	$981,000	3,608
Minority interest net income	$0	96
Net income of bank and minority interests.	$981,000	3,609
Net charge-offs	$383,000	3,503
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$766,980	3,884
2011-09-30 (YTD Data)		Rank
Total interest income	$7,223,000	2,884
Total interest expense	$1,803,000	2,483
Net interest income	$5,420,000	2,996
Provision for loan and lease losses	$338,000	3,452
Total noninterest income	$610,000	3,490
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$160,000	4,277
Trading account gains and fees	$0	145
Additional Noninterest Income	$450,000	2,851
Total noninterest expense	$4,683,000	2,958
Salaries and employee benefits	$2,510,000	2,844
Premises and equipment expense	$689,000	2,597
Additional noninterest expense	$1,484,000	3,184
Pre-tax net operating income	$1,009,000	3,301
Securities gains (losses)	$-1,000	6,834
Applicable income taxes	$243,000	2,479
Income before extraordinary items	$765,000	3,600
Extraordinary gains, net	$0	21
Net income	$765,000	3,601
Minority interest net income	$0	87
Net income of bank and minority interests.	$765,000	3,601
Net charge-offs	$42,000	5,098
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$765,760	3,485
2011-06-30 (YTD Data)		Rank
Total interest income	$4,832,000	2,892
Total interest expense	$1,218,000	2,529
Net interest income	$3,614,000	2,993
Provision for loan and lease losses	$209,000	3,477
Total noninterest income	$419,000	3,462
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$98,000	4,419
Trading account gains and fees	$0	153
Additional Noninterest Income	$321,000	2,771
Total noninterest expense	$3,170,000	2,955
Salaries and employee benefits	$1,658,000	2,890
Premises and equipment expense	$479,000	2,536
Additional noninterest expense	$1,033,000	3,125
Pre-tax net operating income	$654,000	3,303
Securities gains (losses)	$-1,000	6,874
Applicable income taxes	$148,000	2,518
Income before extraordinary items	$505,000	3,566
Extraordinary gains, net	$0	15
Net income	$505,000	3,568
Minority interest net income	$0	89
Net income of bank and minority interests.	$505,000	3,567
Net charge-offs	$39,000	4,649
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$505,770	3,463
2011-03-31 (YTD Data)		Rank
Total interest income	$2,416,000	2,910
Total interest expense	$611,000	2,601
Net interest income	$1,805,000	2,993
Provision for loan and lease losses	$90,000	3,467
Total noninterest income	$233,000	3,289
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$49,000	4,390
Trading account gains and fees	$0	158
Additional Noninterest Income	$184,000	2,586
Total noninterest expense	$1,604,000	2,924
Salaries and employee benefits	$810,000	2,969
Premises and equipment expense	$255,000	2,450
Additional noninterest expense	$539,000	2,996
Pre-tax net operating income	$344,000	3,271
Securities gains (losses)	$-1,000	6,978
Applicable income taxes	$82,000	2,391
Income before extraordinary items	$261,000	3,501
Extraordinary gains, net	$0	9
Net income	$261,000	3,497
Minority interest net income	$0	86
Net income of bank and minority interests.	$261,000	3,499
Net charge-offs	$39,000	3,544
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$261,760	3,437
2010-12-31 (YTD Data)		Rank
Total interest income	$9,888,000	2,982
Total interest expense	$3,115,000	2,526
Net interest income	$6,773,000	3,157
Provision for loan and lease losses	$1,132,000	2,870
Total noninterest income	$1,001,000	3,220
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$212,000	4,308
Trading account gains and fees	$0	175
Additional Noninterest Income	$789,000	2,516
Total noninterest expense	$6,182,000	3,035
Salaries and employee benefits	$3,071,000	3,046
Premises and equipment expense	$890,000	2,727
Additional noninterest expense	$2,221,000	2,959
Pre-tax net operating income	$460,000	4,470
Securities gains (losses)	$0	3,793
Applicable income taxes	$18,000	4,043
Income before extraordinary items	$442,000	4,492
Extraordinary gains, net	$0	29
Net income	$442,000	4,492
Minority interest net income	$0	111
Net income of bank and minority interests.	$442,000	4,492
Net charge-offs	$655,000	3,272
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$442,000	4,341
2010-09-30 (YTD Data)		Rank
Total interest income	$7,456,000	3,031
Total interest expense	$2,457,000	2,516
Net interest income	$4,999,000	3,248
Provision for loan and lease losses	$1,042,000	2,455
Total noninterest income	$753,000	3,264
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$162,000	4,343
Trading account gains and fees	$0	165
Additional Noninterest Income	$591,000	2,509
Total noninterest expense	$4,639,000	3,041
Salaries and employee benefits	$2,211,000	3,184
Premises and equipment expense	$685,000	2,709
Additional noninterest expense	$1,743,000	2,793
Pre-tax net operating income	$71,000	5,724
Securities gains (losses)	$0	3,651
Applicable income taxes	$-76,000	7,036
Income before extraordinary items	$147,000	5,521
Extraordinary gains, net	$0	23
Net income	$147,000	5,522
Minority interest net income	$0	110
Net income of bank and minority interests.	$147,000	5,522
Net charge-offs	$600,000	2,828
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$147,000	5,357
2010-06-30 (YTD Data)		Rank
Total interest income	$4,986,000	3,051
Total interest expense	$1,719,000	2,490
Net interest income	$3,267,000	3,300
Provision for loan and lease losses	$852,000	2,115
Total noninterest income	$365,000	3,827
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$100,000	4,484
Trading account gains and fees	$0	152
Additional Noninterest Income	$265,000	3,039
Total noninterest expense	$3,156,000	2,986
Salaries and employee benefits	$1,449,000	3,236
Premises and equipment expense	$463,000	2,685
Additional noninterest expense	$1,244,000	2,632
Pre-tax net operating income	$-376,000	6,646
Securities gains (losses)	$0	3,184
Applicable income taxes	$-167,000	7,286
Income before extraordinary items	$-209,000	6,571
Extraordinary gains, net	$0	19
Net income	$-209,000	6,573
Minority interest net income	$0	105
Net income of bank and minority interests.	$-209,000	6,572
Net charge-offs	$318,000	2,978
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-209,000	6,517
2010-03-31 (YTD Data)		Rank
Total interest income	$2,473,000	3,132
Total interest expense	$887,000	2,528
Net interest income	$1,586,000	3,405
Provision for loan and lease losses	$402,000	2,057
Total noninterest income	$184,000	3,840
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$48,000	4,553
Trading account gains and fees	$0	175
Additional Noninterest Income	$136,000	3,009
Total noninterest expense	$1,618,000	2,941
Salaries and employee benefits	$707,000	3,375
Premises and equipment expense	$239,000	2,681
Additional noninterest expense	$672,000	2,459
Pre-tax net operating income	$-250,000	6,914
Securities gains (losses)	$0	2,284
Applicable income taxes	$-40,000	7,286
Income before extraordinary items	$-210,000	6,943
Extraordinary gains, net	$0	16
Net income	$-210,000	6,944
Minority interest net income	$0	91
Net income of bank and minority interests.	$-210,000	6,943
Net charge-offs	$158,000	2,666
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-210,000	6,905
2009-12-31 (YTD Data)		Rank
Total interest income	$11,110,000	2,943
Total interest expense	$4,438,000	2,511
Net interest income	$6,672,000	3,170
Provision for loan and lease losses	$492,000	4,573
Total noninterest income	$719,000	4,003
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$209,000	4,575
Trading account gains and fees	$0	211
Additional Noninterest Income	$510,000	3,171
Total noninterest expense	$6,208,000	3,095
Salaries and employee benefits	$3,332,000	2,923
Premises and equipment expense	$876,000	2,886
Additional noninterest expense	$2,000,000	3,308
Pre-tax net operating income	$691,000	3,573
Securities gains (losses)	$105,000	2,100
Applicable income taxes	$107,000	2,839
Income before extraordinary items	$689,000	3,390
Extraordinary gains, net	$0	34
Net income	$689,000	3,389
Minority interest net income	$0	115
Net income of bank and minority interests.	$689,000	3,389
Net charge-offs	$410,000	4,050
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$597,650	3,533
2009-09-30 (YTD Data)		Rank
Total interest income	$8,454,000	2,956
Total interest expense	$3,465,000	2,526
Net interest income	$4,989,000	3,199
Provision for loan and lease losses	$324,000	4,481
Total noninterest income	$544,000	4,058
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$158,000	4,581
Trading account gains and fees	$0	212
Additional Noninterest Income	$386,000	3,243
Total noninterest expense	$4,648,000	3,105
Salaries and employee benefits	$2,471,000	2,978
Premises and equipment expense	$661,000	2,904
Additional noninterest expense	$1,516,000	3,258
Pre-tax net operating income	$561,000	3,715
Securities gains (losses)	$0	3,497
Applicable income taxes	$74,000	3,091
Income before extraordinary items	$487,000	3,734
Extraordinary gains, net	$0	27
Net income	$487,000	3,732
Minority interest net income	$0	118
Net income of bank and minority interests.	$487,000	3,733
Net charge-offs	$130,000	4,798
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$487,000	3,650
2009-06-30 (YTD Data)		Rank
Total interest income	$5,741,000	2,937
Total interest expense	$2,421,000	2,528
Net interest income	$3,320,000	3,183
Provision for loan and lease losses	$264,000	3,935
Total noninterest income	$359,000	4,069
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$100,000	4,666
Trading account gains and fees	$0	193
Additional Noninterest Income	$259,000	3,241
Total noninterest expense	$3,145,000	3,097
Salaries and employee benefits	$1,668,000	2,976
Premises and equipment expense	$455,000	2,871
Additional noninterest expense	$1,022,000	3,237
Pre-tax net operating income	$270,000	4,289
Securities gains (losses)	$0	3,136
Applicable income taxes	$30,000	3,478
Income before extraordinary items	$240,000	4,306
Extraordinary gains, net	$0	21
Net income	$240,000	4,305
Minority interest net income	$0	112
Net income of bank and minority interests.	$240,000	4,305
Net charge-offs	$100,000	4,241
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$240,000	4,195
2009-03-31 (YTD Data)		Rank
Total interest income	$2,966,000	2,889
Total interest expense	$1,230,000	2,571
Net interest income	$1,736,000	3,059
Provision for loan and lease losses	$60,000	4,614
Total noninterest income	$188,000	3,937
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$49,000	4,651
Trading account gains and fees	$0	171
Additional Noninterest Income	$139,000	3,091
Total noninterest expense	$1,455,000	3,218
Salaries and employee benefits	$790,000	3,130
Premises and equipment expense	$240,000	2,767
Additional noninterest expense	$425,000	3,412
Pre-tax net operating income	$409,000	2,760
Securities gains (losses)	$0	2,434
Applicable income taxes	$108,000	2,110
Income before extraordinary items	$301,000	3,128
Extraordinary gains, net	$0	15
Net income	$301,000	3,128
Minority interest net income	$0	102
Net income of bank and minority interests.	$301,000	3,128
Net charge-offs	$72,000	3,207
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$301,000	2,968
2008-12-31 (YTD Data)		Rank
Total interest income	$13,144,000	2,798
Total interest expense	$6,034,000	2,505
Net interest income	$7,110,000	3,007
Provision for loan and lease losses	$160,000	5,485
Total noninterest income	$744,000	4,005
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$207,000	4,724
Trading account gains and fees	$0	154
Additional Noninterest Income	$537,000	3,067
Total noninterest expense	$5,614,000	3,261
Salaries and employee benefits	$3,161,000	3,098
Premises and equipment expense	$860,000	2,994
Additional noninterest expense	$1,593,000	3,467
Pre-tax net operating income	$2,080,000	2,370
Securities gains (losses)	$0	3,220
Applicable income taxes	$608,000	1,652
Income before extraordinary items	$1,472,000	2,550
Extraordinary gains, net	$0	39
Net income	$1,472,000	2,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	4,932
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,472,000	2,695
2008-09-30 (YTD Data)		Rank
Total interest income	$9,970,000	2,825
Total interest expense	$4,666,000	2,527
Net interest income	$5,304,000	3,047
Provision for loan and lease losses	$130,000	4,814
Total noninterest income	$555,000	4,112
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$153,000	4,787
Trading account gains and fees	$0	148
Additional Noninterest Income	$402,000	3,178
Total noninterest expense	$4,163,000	3,281
Salaries and employee benefits	$2,352,000	3,153
Premises and equipment expense	$648,000	2,999
Additional noninterest expense	$1,163,000	3,471
Pre-tax net operating income	$1,566,000	2,753
Securities gains (losses)	$0	3,106
Applicable income taxes	$427,000	2,088
Income before extraordinary items	$1,139,000	2,847
Extraordinary gains, net	$0	31
Net income	$1,139,000	2,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$122,000	3,706
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,139,000	2,990
2008-06-30 (YTD Data)		Rank
Total interest income	$6,694,000	2,847
Total interest expense	$3,213,000	2,550
Net interest income	$3,481,000	3,071
Provision for loan and lease losses	$100,000	4,246
Total noninterest income	$363,000	4,208
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$94,000	4,946
Trading account gains and fees	$0	149
Additional Noninterest Income	$269,000	3,214
Total noninterest expense	$2,765,000	3,303
Salaries and employee benefits	$1,585,000	3,171
Premises and equipment expense	$449,000	2,914
Additional noninterest expense	$731,000	3,600
Pre-tax net operating income	$979,000	2,995
Securities gains (losses)	$0	3,233
Applicable income taxes	$291,000	2,249
Income before extraordinary items	$688,000	3,352
Extraordinary gains, net	$0	21
Net income	$688,000	3,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,590
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$688,000	3,298
2008-03-31 (YTD Data)		Rank
Total interest income	$3,413,000	2,864
Total interest expense	$1,663,000	2,627
Net interest income	$1,750,000	3,071
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$186,000	4,146
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$46,000	4,958
Trading account gains and fees	$0	158
Additional Noninterest Income	$140,000	3,158
Total noninterest expense	$1,352,000	3,363
Salaries and employee benefits	$762,000	3,306
Premises and equipment expense	$234,000	2,813
Additional noninterest expense	$356,000	3,626
Pre-tax net operating income	$524,000	2,977
Securities gains (losses)	$0	2,688
Applicable income taxes	$145,000	2,364
Income before extraordinary items	$379,000	3,303
Extraordinary gains, net	$0	15
Net income	$379,000	3,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	2,569
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$379,000	3,212
2007-12-31 (YTD Data)		Rank
Total interest income	$13,666,000	2,916
Total interest expense	$6,652,000	2,752
Net interest income	$7,014,000	3,096
Provision for loan and lease losses	$240,000	3,573
Total noninterest income	$745,000	4,164
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$190,000	5,003
Trading account gains and fees	$0	178
Additional Noninterest Income	$555,000	3,144
Total noninterest expense	$5,289,000	3,302
Salaries and employee benefits	$3,009,000	3,218
Premises and equipment expense	$807,000	3,056
Additional noninterest expense	$1,473,000	3,471
Pre-tax net operating income	$2,230,000	3,087
Securities gains (losses)	$3,000	1,730
Applicable income taxes	$744,000	2,225
Income before extraordinary items	$1,489,000	3,466
Extraordinary gains, net	$0	39
Net income	$1,489,000	3,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,631
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,486,990	3,456
2007-09-30 (YTD Data)		Rank
Total interest income	$10,180,000	2,943
Total interest expense	$4,915,000	2,785
Net interest income	$5,265,000	3,097
Provision for loan and lease losses	$180,000	3,151
Total noninterest income	$517,000	4,339
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$143,000	5,025
Trading account gains and fees	$0	184
Additional Noninterest Income	$374,000	3,331
Total noninterest expense	$3,978,000	3,258
Salaries and employee benefits	$2,237,000	3,227
Premises and equipment expense	$618,000	3,000
Additional noninterest expense	$1,123,000	3,365
Pre-tax net operating income	$1,624,000	3,291
Securities gains (losses)	$0	1,655
Applicable income taxes	$503,000	2,526
Income before extraordinary items	$1,121,000	3,635
Extraordinary gains, net	$0	33
Net income	$1,121,000	3,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	3,831
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,121,000	3,616
2007-06-30 (YTD Data)		Rank
Total interest income	$6,674,000	2,995
Total interest expense	$3,210,000	2,822
Net interest income	$3,464,000	3,157
Provision for loan and lease losses	$120,000	2,960
Total noninterest income	$346,000	4,346
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$88,000	5,188
Trading account gains and fees	$0	168
Additional Noninterest Income	$258,000	3,281
Total noninterest expense	$2,676,000	3,271
Salaries and employee benefits	$1,515,000	3,216
Premises and equipment expense	$432,000	2,907
Additional noninterest expense	$729,000	3,440
Pre-tax net operating income	$1,014,000	3,506
Securities gains (losses)	$0	1,444
Applicable income taxes	$261,000	2,903
Income before extraordinary items	$753,000	3,657
Extraordinary gains, net	$0	29
Net income	$753,000	3,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	2,722
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$753,000	3,634
2007-03-31 (YTD Data)		Rank
Total interest income	$3,259,000	3,049
Total interest expense	$1,581,000	2,856
Net interest income	$1,678,000	3,236
Provision for loan and lease losses	$60,000	2,747
Total noninterest income	$194,000	4,094
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$44,000	5,130
Trading account gains and fees	$0	195
Additional Noninterest Income	$150,000	3,022
Total noninterest expense	$1,315,000	3,321
Salaries and employee benefits	$721,000	3,373
Premises and equipment expense	$226,000	2,822
Additional noninterest expense	$368,000	3,389
Pre-tax net operating income	$497,000	3,544
Securities gains (losses)	$0	1,187
Applicable income taxes	$185,000	2,510
Income before extraordinary items	$312,000	4,083
Extraordinary gains, net	$0	22
Net income	$312,000	4,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,505
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$312,000	4,059
2006-12-31 (YTD Data)		Rank
Total interest income	$11,661,000	3,180
Total interest expense	$5,431,000	2,821
Net interest income	$6,230,000	3,426
Provision for loan and lease losses	$240,000	3,157
Total noninterest income	$631,000	4,605
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$195,000	5,044
Trading account gains and fees	$0	130
Additional Noninterest Income	$436,000	3,584
Total noninterest expense	$5,024,000	3,348
Salaries and employee benefits	$2,875,000	3,253
Premises and equipment expense	$782,000	3,064
Additional noninterest expense	$1,367,000	3,546
Pre-tax net operating income	$1,597,000	4,160
Securities gains (losses)	$47,000	696
Applicable income taxes	$549,000	3,012
Income before extraordinary items	$1,095,000	4,503
Extraordinary gains, net	$0	51
Net income	$1,095,000	4,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,050
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,063,510	4,564
2006-09-30 (YTD Data)		Rank
Total interest income	$8,531,000	3,215
Total interest expense	$3,915,000	2,830
Net interest income	$4,616,000	3,476
Provision for loan and lease losses	$180,000	3,038
Total noninterest income	$464,000	4,686
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$147,000	5,073
Trading account gains and fees	$0	126
Additional Noninterest Income	$317,000	3,644
Total noninterest expense	$3,785,000	3,321
Salaries and employee benefits	$2,161,000	3,248
Premises and equipment expense	$590,000	3,052
Additional noninterest expense	$1,034,000	3,522
Pre-tax net operating income	$1,115,000	4,483
Securities gains (losses)	$47,000	571
Applicable income taxes	$361,000	3,324
Income before extraordinary items	$801,000	4,692
Extraordinary gains, net	$0	45
Net income	$801,000	4,696
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	2,902
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$768,570	4,792
2006-06-30 (YTD Data)		Rank
Total interest income	$5,516,000	3,256
Total interest expense	$2,514,000	2,807
Net interest income	$3,002,000	3,547
Provision for loan and lease losses	$120,000	2,983
Total noninterest income	$300,000	4,742
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$92,000	5,198
Trading account gains and fees	$0	126
Additional Noninterest Income	$208,000	3,670
Total noninterest expense	$2,567,000	3,279
Salaries and employee benefits	$1,464,000	3,192
Premises and equipment expense	$408,000	2,948
Additional noninterest expense	$695,000	3,508
Pre-tax net operating income	$615,000	4,932
Securities gains (losses)	$47,000	466
Applicable income taxes	$166,000	3,872
Income before extraordinary items	$496,000	4,895
Extraordinary gains, net	$0	39
Net income	$496,000	4,900
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,101
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$460,750	5,065
2006-03-31 (YTD Data)		Rank
Total interest income	$2,734,000	3,217
Total interest expense	$1,184,000	2,834
Net interest income	$1,550,000	3,452
Provision for loan and lease losses	$60,000	2,788
Total noninterest income	$140,000	4,843
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$45,000	5,172
Trading account gains and fees	$0	115
Additional Noninterest Income	$95,000	3,822
Total noninterest expense	$1,244,000	3,368
Salaries and employee benefits	$721,000	3,247
Premises and equipment expense	$210,000	2,897
Additional noninterest expense	$313,000	3,784
Pre-tax net operating income	$386,000	4,356
Securities gains (losses)	$0	955
Applicable income taxes	$153,000	3,014
Income before extraordinary items	$233,000	5,004
Extraordinary gains, net	$0	21
Net income	$233,000	5,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$233,000	4,986
2005-12-31 (YTD Data)		Rank
Total interest income	$10,056,000	3,143
Total interest expense	$3,659,000	2,841
Net interest income	$6,397,000	3,251
Provision for loan and lease losses	$170,000	3,909
Total noninterest income	$690,000	4,424
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$220,000	4,843
Trading account gains and fees	$0	138
Additional Noninterest Income	$470,000	3,488
Total noninterest expense	$4,937,000	3,271
Salaries and employee benefits	$2,796,000	3,159
Premises and equipment expense	$695,000	3,251
Additional noninterest expense	$1,446,000	3,323
Pre-tax net operating income	$1,980,000	3,708
Securities gains (losses)	$6,000	1,641
Applicable income taxes	$636,000	2,981
Income before extraordinary items	$1,350,000	4,045
Extraordinary gains, net	$0	46
Net income	$1,350,000	4,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	3,391
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,345,920	4,022
2005-09-30 (YTD Data)		Rank
Total interest income	$7,405,000	3,140
Total interest expense	$2,602,000	2,839
Net interest income	$4,803,000	3,248
Provision for loan and lease losses	$110,000	4,035
Total noninterest income	$522,000	4,424
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$168,000	4,837
Trading account gains and fees	$0	126
Additional Noninterest Income	$354,000	3,507
Total noninterest expense	$3,692,000	3,253
Salaries and employee benefits	$2,073,000	3,169
Premises and equipment expense	$519,000	3,262
Additional noninterest expense	$1,100,000	3,259
Pre-tax net operating income	$1,523,000	3,705
Securities gains (losses)	$6,000	1,641
Applicable income taxes	$467,000	3,067
Income before extraordinary items	$1,062,000	4,001
Extraordinary gains, net	$0	35
Net income	$1,062,000	4,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	3,017
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,057,860	3,967
2005-06-30 (YTD Data)		Rank
Total interest income	$4,862,000	3,118
Total interest expense	$1,676,000	2,777
Net interest income	$3,186,000	3,235
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$332,000	4,519
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$102,000	4,990
Trading account gains and fees	$0	116
Additional Noninterest Income	$230,000	3,519
Total noninterest expense	$2,454,000	3,249
Salaries and employee benefits	$1,369,000	3,178
Premises and equipment expense	$362,000	3,101
Additional noninterest expense	$723,000	3,275
Pre-tax net operating income	$1,004,000	3,692
Securities gains (losses)	$6,000	1,523
Applicable income taxes	$348,000	2,833
Income before extraordinary items	$662,000	4,148
Extraordinary gains, net	$0	30
Net income	$662,000	4,149
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	2,013
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$658,040	4,115
2005-03-31 (YTD Data)		Rank
Total interest income	$2,398,000	3,101
Total interest expense	$814,000	2,742
Net interest income	$1,584,000	3,252
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$141,000	4,864
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$49,000	5,045
Trading account gains and fees	$0	115
Additional Noninterest Income	$92,000	3,905
Total noninterest expense	$1,176,000	3,366
Salaries and employee benefits	$635,000	3,395
Premises and equipment expense	$194,000	2,954
Additional noninterest expense	$347,000	3,389
Pre-tax net operating income	$519,000	3,577
Securities gains (losses)	$7,000	1,110
Applicable income taxes	$202,000	2,574
Income before extraordinary items	$324,000	4,156
Extraordinary gains, net	$0	24
Net income	$324,000	4,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$319,520	4,149
2004-12-31 (YTD Data)		Rank
Total interest income	$9,112,000	3,070
Total interest expense	$2,995,000	2,638
Net interest income	$6,117,000	3,247
Provision for loan and lease losses	$120,000	4,623
Total noninterest income	$782,000	4,109
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$237,000	4,859
Trading account gains and fees	$0	138
Additional Noninterest Income	$545,000	3,149
Total noninterest expense	$4,854,000	3,203
Salaries and employee benefits	$2,750,000	3,080
Premises and equipment expense	$683,000	3,192
Additional noninterest expense	$1,421,000	3,257
Pre-tax net operating income	$1,925,000	3,588
Securities gains (losses)	$38,000	1,945
Applicable income taxes	$607,000	3,009
Income before extraordinary items	$1,356,000	3,889
Extraordinary gains, net	$0	34
Net income	$1,356,000	3,890
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	3,787
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,329,780	3,868
2004-09-30 (YTD Data)		Rank
Total interest income	$6,759,000	3,074
Total interest expense	$2,217,000	2,615
Net interest income	$4,542,000	3,253
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$626,000	3,977
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$183,000	4,833
Trading account gains and fees	$0	134
Additional Noninterest Income	$443,000	3,014
Total noninterest expense	$3,625,000	3,194
Salaries and employee benefits	$2,028,000	3,086
Premises and equipment expense	$525,000	3,125
Additional noninterest expense	$1,072,000	3,223
Pre-tax net operating income	$1,453,000	3,642
Securities gains (losses)	$6,000	2,970
Applicable income taxes	$422,000	3,210
Income before extraordinary items	$1,037,000	3,912
Extraordinary gains, net	$0	26
Net income	$1,037,000	3,913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,064
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,032,740	3,856
2004-06-30 (YTD Data)		Rank
Total interest income	$4,422,000	3,107
Total interest expense	$1,463,000	2,627
Net interest income	$2,959,000	3,306
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$434,000	3,911
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$109,000	5,084
Trading account gains and fees	$0	130
Additional Noninterest Income	$325,000	2,845
Total noninterest expense	$2,452,000	3,161
Salaries and employee benefits	$1,389,000	3,042
Premises and equipment expense	$360,000	3,058
Additional noninterest expense	$703,000	3,293
Pre-tax net operating income	$881,000	3,857
Securities gains (losses)	$-1,000	8,365
Applicable income taxes	$269,000	3,266
Income before extraordinary items	$611,000	4,200
Extraordinary gains, net	$0	21
Net income	$611,000	4,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,183
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$611,690	4,108
2004-03-31 (YTD Data)		Rank
Total interest income	$2,196,000	3,131
Total interest expense	$761,000	2,574
Net interest income	$1,435,000	3,379
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$165,000	4,531
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$51,000	5,172
Trading account gains and fees	$0	121
Additional Noninterest Income	$114,000	3,433
Total noninterest expense	$1,198,000	3,232
Salaries and employee benefits	$668,000	3,163
Premises and equipment expense	$182,000	3,056
Additional noninterest expense	$348,000	3,305
Pre-tax net operating income	$372,000	4,270
Securities gains (losses)	$0	2,934
Applicable income taxes	$133,000	3,317
Income before extraordinary items	$239,000	4,868
Extraordinary gains, net	$0	16
Net income	$239,000	4,867
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,134
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$239,000	4,747
2003-12-31 (YTD Data)		Rank
Total interest income	$9,192,000	3,057
Total interest expense	$3,703,000	2,390
Net interest income	$5,489,000	3,431
Provision for loan and lease losses	$60,000	5,969
Total noninterest income	$1,063,000	3,589
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$272,000	4,531
Trading account gains and fees	$0	160
Additional Noninterest Income	$791,000	2,755
Total noninterest expense	$4,783,000	3,162
Salaries and employee benefits	$2,587,000	3,178
Premises and equipment expense	$669,000	3,213
Additional noninterest expense	$1,527,000	3,026
Pre-tax net operating income	$1,709,000	3,774
Securities gains (losses)	$42,000	2,666
Applicable income taxes	$410,000	3,728
Income before extraordinary items	$1,341,000	3,838
Extraordinary gains, net	$0	54
Net income	$1,341,000	3,838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	5,141
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,308,660	3,732
2003-09-30 (YTD Data)		Rank
Total interest income	$6,955,000	3,075
Total interest expense	$2,891,000	2,378
Net interest income	$4,064,000	3,482
Provision for loan and lease losses	$45,000	5,860
Total noninterest income	$526,000	4,605
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$208,000	4,511
Trading account gains and fees	$0	153
Additional Noninterest Income	$318,000	3,942
Total noninterest expense	$3,456,000	3,265
Salaries and employee benefits	$1,914,000	3,219
Premises and equipment expense	$503,000	3,207
Additional noninterest expense	$1,039,000	3,282
Pre-tax net operating income	$1,089,000	4,331
Securities gains (losses)	$42,000	2,463
Applicable income taxes	$318,000	3,809
Income before extraordinary items	$813,000	4,549
Extraordinary gains, net	$0	40
Net income	$813,000	4,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,860
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$782,760	4,480
2003-06-30 (YTD Data)		Rank
Total interest income	$4,776,000	3,021
Total interest expense	$2,041,000	2,328
Net interest income	$2,735,000	3,445
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$377,000	4,394
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$127,000	4,711
Trading account gains and fees	$0	150
Additional Noninterest Income	$250,000	3,630
Total noninterest expense	$2,356,000	3,209
Salaries and employee benefits	$1,293,000	3,167
Premises and equipment expense	$350,000	3,074
Additional noninterest expense	$713,000	3,182
Pre-tax net operating income	$726,000	4,332
Securities gains (losses)	$41,000	2,157
Applicable income taxes	$172,000	4,260
Income before extraordinary items	$595,000	4,328
Extraordinary gains, net	$0	30
Net income	$595,000	4,327
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,113
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$563,020	4,254
2003-03-31 (YTD Data)		Rank
Total interest income	$2,425,000	2,994
Total interest expense	$1,067,000	2,278
Net interest income	$1,358,000	3,446
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$106,000	5,763
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$62,000	4,671
Trading account gains and fees	$0	134
Additional Noninterest Income	$44,000	5,509
Total noninterest expense	$1,132,000	3,305
Salaries and employee benefits	$628,000	3,231
Premises and equipment expense	$181,000	3,001
Additional noninterest expense	$323,000	3,421
Pre-tax net operating income	$317,000	4,650
Securities gains (losses)	$0	2,891
Applicable income taxes	$113,000	3,736
Income before extraordinary items	$204,000	5,283
Extraordinary gains, net	$0	21
Net income	$204,000	5,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$204,000	5,091
2002-12-31 (YTD Data)		Rank
Total interest income	$10,818,000	2,820
Total interest expense	$4,902,000	2,290
Net interest income	$5,916,000	3,179
Provision for loan and lease losses	$60,000	6,444
Total noninterest income	$742,000	4,178
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$267,000	4,529
Trading account gains and fees	$0	153
Additional Noninterest Income	$475,000	3,380
Total noninterest expense	$4,717,000	3,081
Salaries and employee benefits	$2,648,000	2,968
Premises and equipment expense	$662,000	3,145
Additional noninterest expense	$1,407,000	3,117
Pre-tax net operating income	$1,881,000	3,576
Securities gains (losses)	$31,000	2,809
Applicable income taxes	$555,000	3,256
Income before extraordinary items	$1,357,000	3,771
Extraordinary gains, net	$0	70
Net income	$1,357,000	3,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	5,374
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,334,990	3,712
2001-12-31 (YTD Data)		Rank
Total interest income	$11,563,000	2,932
Total interest expense	$6,038,000	2,649
Net interest income	$5,525,000	3,168
Provision for loan and lease losses	$60,000	6,353
Total noninterest income	$559,000	4,767
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$220,000	4,945
Trading account gains and fees	$0	177
Additional Noninterest Income	$339,000	3,867
Total noninterest expense	$4,391,000	3,145
Salaries and employee benefits	$2,423,000	3,031
Premises and equipment expense	$659,000	3,106
Additional noninterest expense	$1,309,000	3,233
Pre-tax net operating income	$1,633,000	3,658
Securities gains (losses)	$55,000	2,257
Applicable income taxes	$592,000	2,995
Income before extraordinary items	$1,096,000	4,043
Extraordinary gains, net	$0	105
Net income	$1,096,000	4,045
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,726
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,060,250	4,008
2000-12-31 (YTD Data)		Rank
Total interest income	$11,592,000	2,980
Total interest expense	$6,025,000	2,775
Net interest income	$5,567,000	3,158
Provision for loan and lease losses	$60,000	6,179
Total noninterest income	$334,000	6,025
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$184,000	5,315
Trading account gains and fees	$0	180
Additional Noninterest Income	$150,000	5,472
Total noninterest expense	$4,357,000	3,088
Salaries and employee benefits	$2,474,000	2,851
Premises and equipment expense	$591,000	3,318
Additional noninterest expense	$1,292,000	3,192
Pre-tax net operating income	$1,484,000	4,095
Securities gains (losses)	$508,000	262
Applicable income taxes	$660,000	2,923
Income before extraordinary items	$1,332,000	3,573
Extraordinary gains, net	$0	38
Net income	$1,332,000	3,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,027
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$991,640	4,411
1999-12-31 (YTD Data)		Rank
Total interest income	$11,128,000	2,905
Total interest expense	$5,417,000	2,707
Net interest income	$5,711,000	3,052
Provision for loan and lease losses	$131,000	4,563
Total noninterest income	$273,000	6,693
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$171,000	5,518
Trading account gains and fees	$0	173
Additional Noninterest Income	$102,000	6,585
Total noninterest expense	$3,841,000	3,438
Salaries and employee benefits	$2,281,000	3,049
Premises and equipment expense	$558,000	3,455
Additional noninterest expense	$1,002,000	4,021
Pre-tax net operating income	$2,012,000	3,327
Securities gains (losses)	$49,000	987
Applicable income taxes	$739,000	2,802
Income before extraordinary items	$1,322,000	3,593
Extraordinary gains, net	$0	35
Net income	$1,322,000	3,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	4,426
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,290,640	3,619
1998-12-31 (YTD Data)		Rank
Total interest income	$10,964,000	2,946
Total interest expense	$5,666,000	2,676
Net interest income	$5,298,000	3,226
Provision for loan and lease losses	$8,000	8,341
Total noninterest income	$300,000	6,484
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$166,000	5,666
Trading account gains and fees	$0	224
Additional Noninterest Income	$134,000	5,958
Total noninterest expense	$3,662,000	3,473
Salaries and employee benefits	$2,187,000	3,069
Premises and equipment expense	$518,000	3,583
Additional noninterest expense	$957,000	4,100
Pre-tax net operating income	$1,928,000	3,437
Securities gains (losses)	$125,000	1,150
Applicable income taxes	$687,000	3,074
Income before extraordinary items	$1,366,000	3,519
Extraordinary gains, net	$0	32
Net income	$1,366,000	3,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,667
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,282,250	3,649
1997-12-31 (YTD Data)		Rank
Total interest income	$10,818,000	3,003
Total interest expense	$5,598,000	2,664
Net interest income	$5,220,000	3,345
Provision for loan and lease losses	$0	8,829
Total noninterest income	$259,000	7,109
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$135,000	6,454
Trading account gains and fees	$0	239
Additional Noninterest Income	$124,000	6,194
Total noninterest expense	$3,674,000	3,445
Salaries and employee benefits	$2,181,000	3,039
Premises and equipment expense	$484,000	3,821
Additional noninterest expense	$1,009,000	3,869
Pre-tax net operating income	$1,805,000	3,852
Securities gains (losses)	$126,000	885
Applicable income taxes	$719,000	3,173
Income before extraordinary items	$1,212,000	4,015
Extraordinary gains, net	$0	44
Net income	$1,212,000	4,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,805
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,131,360	4,198
1996-12-31 (YTD Data)		Rank
Total interest income	$10,515,000	3,123
Total interest expense	$5,580,000	2,715
Net interest income	$4,935,000	3,576
Provision for loan and lease losses	$11,000	8,496
Total noninterest income	$245,000	7,655
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$136,000	6,733
Trading account gains and fees	$0	262
Additional Noninterest Income	$109,000	6,886
Total noninterest expense	$3,649,000	3,633
Salaries and employee benefits	$2,122,000	3,151
Premises and equipment expense	$482,000	3,887
Additional noninterest expense	$1,045,000	4,251
Pre-tax net operating income	$1,520,000	4,295
Securities gains (losses)	$-126,000	11,247
Applicable income taxes	$602,000	3,574
Income before extraordinary items	$792,000	5,346
Extraordinary gains, net	$0	53
Net income	$792,000	5,348
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,559
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$872,640	4,929
1995-12-31 (YTD Data)		Rank
Total interest income	$10,441,000	3,179
Total interest expense	$5,141,000	2,958
Net interest income	$5,300,000	3,344
Provision for loan and lease losses	$1,000	8,909
Total noninterest income	$232,000	7,967
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$129,000	7,113
Trading account gains and fees	$0	522
Additional Noninterest Income	$103,000	7,140
Total noninterest expense	$3,317,000	3,937
Salaries and employee benefits	$1,817,000	3,612
Premises and equipment expense	$425,000	4,302
Additional noninterest expense	$1,075,000	4,105
Pre-tax net operating income	$2,214,000	3,196
Securities gains (losses)	$213,000	650
Applicable income taxes	$990,000	2,404
Income before extraordinary items	$1,437,000	3,373
Extraordinary gains, net	$0	65
Net income	$1,437,000	3,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,260
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,300,680	3,659
1994-12-31 (YTD Data)		Rank
Total interest income	$10,203,000	2,987
Total interest expense	$4,475,000	2,735
Net interest income	$5,728,000	3,129
Provision for loan and lease losses	$163,000	3,436
Total noninterest income	$221,000	8,366
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$142,000	7,083
Trading account gains and fees	$0	475
Additional Noninterest Income	$79,000	8,286
Total noninterest expense	$3,317,000	4,038
Salaries and employee benefits	$1,847,000	3,526
Premises and equipment expense	$402,000	4,567
Additional noninterest expense	$1,068,000	4,458
Pre-tax net operating income	$2,469,000	2,861
Securities gains (losses)	$-1,310,000	12,433
Applicable income taxes	$89,000	9,599
Income before extraordinary items	$1,070,000	4,270
Extraordinary gains, net	$0	249
Net income	$1,070,000	4,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,275,200	2,170
1993-12-31 (YTD Data)		Rank
Total interest income	$10,838,000	2,860
Total interest expense	$4,574,000	2,823
Net interest income	$6,264,000	2,907
Provision for loan and lease losses	$122,000	5,164
Total noninterest income	$229,000	8,712
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$136,000	7,439
Trading account gains and fees	$0	532
Additional Noninterest Income	$93,000	8,112
Total noninterest expense	$3,284,000	4,154
Salaries and employee benefits	$1,628,000	3,964
Premises and equipment expense	$398,000	4,731
Additional noninterest expense	$1,258,000	4,026
Pre-tax net operating income	$3,087,000	2,206
Securities gains (losses)	$26,000	4,293
Applicable income taxes	$1,304,000	1,799
Income before extraordinary items	$1,809,000	2,748
Extraordinary gains, net	$141,000	1,294
Net income	$1,950,000	2,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	5,334
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,792,360	2,621
1992-12-31 (YTD Data)		Rank
Total interest income	$11,648,000	3,018
Total interest expense	$6,098,000	2,734
Net interest income	$5,550,000	3,299
Provision for loan and lease losses	$192,000	5,326
Total noninterest income	$236,000	8,752
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$123,000	7,877
Trading account gains and fees	$0	504
Additional Noninterest Income	$113,000	7,650
Total noninterest expense	$3,071,000	4,426
Salaries and employee benefits	$1,642,000	3,905
Premises and equipment expense	$344,000	5,436
Additional noninterest expense	$1,085,000	4,740
Pre-tax net operating income	$2,523,000	2,458
Securities gains (losses)	$59,000	3,858
Applicable income taxes	$1,030,000	2,052
Income before extraordinary items	$1,552,000	2,970
Extraordinary gains, net	$0	1,422
Net income	$1,552,000	3,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$201,000	4,196
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,514,240	2,821

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.