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The Peshtigo National Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$9,778,000	2,873
Total interest expense	$2,612,000	2,783
Net interest income	$7,166,000	2,868
Provision for loan and lease losses	$0	3,275
Total noninterest income	$722,000	3,099
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$172,000	2,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$550,000	2,882
Total noninterest expense	$6,847,000	2,598
Salaries and employee benefits	$4,191,000	2,452
Premises and equipment expense	$650,000	2,588
Additional noninterest expense	$550,000	2,882
Pre-tax net operating income	$1,041,000	3,549
Securities gains (losses)	$8,000	794
Applicable income taxes	$0	3,369
Income before extraordinary items	$1,049,000	3,430
Extraordinary gains, net	$0	54
Net income	$1,049,000	3,467
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,049,000	3,432
Net charge-offs	$-8,000	3,806
Cash dividends	$582,000	2,640
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,041,000	3,457
2023-03-31 (YTD Data)		Rank
Total interest income	$2,249,000	2,925
Total interest expense	$424,000	2,794
Net interest income	$1,825,000	2,878
Provision for loan and lease losses	$0	2,612
Total noninterest income	$179,000	3,073
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$39,000	2,972
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	2,816
Total noninterest expense	$1,776,000	2,540
Salaries and employee benefits	$1,107,000	2,397
Premises and equipment expense	$166,000	2,591
Additional noninterest expense	$140,000	2,816
Pre-tax net operating income	$228,000	3,820
Securities gains (losses)	$19,000	452
Applicable income taxes	$36,000	2,713
Income before extraordinary items	$211,000	3,783
Extraordinary gains, net	$0	4
Net income	$211,000	3,782
Minority interest net income	$0	48
Net income of bank and minority interests.	$211,000	3,783
Net charge-offs	$-2,000	3,519
Cash dividends	$281,000	1,628
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$194,850	3,853
2022-12-31 (YTD Data)		Rank
Total interest income	$8,184,000	2,822
Total interest expense	$728,000	2,806
Net interest income	$7,456,000	2,788
Provision for loan and lease losses	$8,000	2,944
Total noninterest income	$632,000	3,312
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$145,000	3,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$487,000	3,075
Total noninterest expense	$6,630,000	2,599
Salaries and employee benefits	$4,017,000	2,493
Premises and equipment expense	$703,000	2,487
Additional noninterest expense	$487,000	3,075
Pre-tax net operating income	$1,450,000	3,464
Securities gains (losses)	$5,000	515
Applicable income taxes	$130,000	2,874
Income before extraordinary items	$1,325,000	3,388
Extraordinary gains, net	$0	5
Net income	$1,325,000	3,384
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,325,000	3,387
Net charge-offs	$10,000	2,149
Cash dividends	$1,125,000	2,033
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,320,450	3,417
2022-09-30 (YTD Data)		Rank
Total interest income	$5,975,000	2,817
Total interest expense	$484,000	2,696
Net interest income	$5,491,000	2,788
Provision for loan and lease losses	$8,000	2,735
Total noninterest income	$472,000	3,342
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$110,000	3,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$362,000	3,122
Total noninterest expense	$4,929,000	2,601
Salaries and employee benefits	$2,956,000	2,530
Premises and equipment expense	$558,000	2,423
Additional noninterest expense	$362,000	3,122
Pre-tax net operating income	$1,026,000	3,513
Securities gains (losses)	$5,000	540
Applicable income taxes	$130,000	2,716
Income before extraordinary items	$901,000	3,486
Extraordinary gains, net	$0	4
Net income	$901,000	3,485
Minority interest net income	$0	57
Net income of bank and minority interests.	$901,000	3,485
Net charge-offs	$-6,000	3,455
Cash dividends	$844,000	1,798
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$896,650	3,518
2022-06-30 (YTD Data)		Rank
Total interest income	$3,877,000	2,808
Total interest expense	$302,000	2,651
Net interest income	$3,575,000	2,788
Provision for loan and lease losses	$8,000	2,453
Total noninterest income	$317,000	3,326
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$72,000	3,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$245,000	3,128
Total noninterest expense	$3,270,000	2,592
Salaries and employee benefits	$1,964,000	2,527
Premises and equipment expense	$375,000	2,428
Additional noninterest expense	$931,000	2,735
Pre-tax net operating income	$614,000	3,519
Securities gains (losses)	$5,000	481
Applicable income taxes	$90,000	2,624
Income before extraordinary items	$529,000	3,506
Extraordinary gains, net	$0	4
Net income	$529,000	3,505
Minority interest net income	$0	60
Net income of bank and minority interests.	$529,000	3,506
Net charge-offs	$-19,000	3,869
Cash dividends	$562,000	1,800
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$524,750	3,548
2022-03-31 (YTD Data)		Rank
Total interest income	$1,903,000	2,800
Total interest expense	$155,000	2,592
Net interest income	$1,748,000	2,785
Provision for loan and lease losses	$8,000	2,059
Total noninterest income	$159,000	3,286
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$34,000	3,162
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	3,061
Total noninterest expense	$1,625,000	2,600
Salaries and employee benefits	$986,000	2,525
Premises and equipment expense	$166,000	2,573
Additional noninterest expense	$473,000	2,690
Pre-tax net operating income	$274,000	3,526
Securities gains (losses)	$5,000	455
Applicable income taxes	$50,000	2,510
Income before extraordinary items	$229,000	3,517
Extraordinary gains, net	$0	4
Net income	$229,000	3,516
Minority interest net income	$0	50
Net income of bank and minority interests.	$229,000	3,517
Net charge-offs	$-3,000	3,434
Cash dividends	$281,000	1,548
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$224,900	3,564
2021-12-31 (YTD Data)		Rank
Total interest income	$8,834,000	2,659
Total interest expense	$724,000	2,669
Net interest income	$8,110,000	2,629
Provision for loan and lease losses	$113,000	2,130
Total noninterest income	$729,000	3,305
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$144,000	3,053
Trading account gains and fees	NA	NA
Additional Noninterest Income	$585,000	3,134
Total noninterest expense	$6,673,000	2,565
Salaries and employee benefits	$3,802,000	2,579
Premises and equipment expense	$594,000	2,756
Additional noninterest expense	$2,277,000	2,371
Pre-tax net operating income	$2,053,000	3,115
Securities gains (losses)	$35,000	1,278
Applicable income taxes	$184,000	2,740
Income before extraordinary items	$1,904,000	3,092
Extraordinary gains, net	$0	10
Net income	$1,904,000	3,092
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,904,000	3,092
Net charge-offs	$-28,000	3,943
Cash dividends	$1,125,000	2,101
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,872,150	3,090
2021-09-30 (YTD Data)		Rank
Total interest income	$6,798,000	2,664
Total interest expense	$561,000	2,711
Net interest income	$6,237,000	2,629
Provision for loan and lease losses	$90,000	2,005
Total noninterest income	$590,000	3,272
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$104,000	3,114
Trading account gains and fees	NA	NA
Additional Noninterest Income	$486,000	3,096
Total noninterest expense	$4,636,000	2,693
Salaries and employee benefits	$2,702,000	2,671
Premises and equipment expense	$433,000	2,822
Additional noninterest expense	$1,501,000	2,589
Pre-tax net operating income	$2,101,000	2,879
Securities gains (losses)	$35,000	1,195
Applicable income taxes	$101,000	2,934
Income before extraordinary items	$2,035,000	2,783
Extraordinary gains, net	$0	8
Net income	$2,035,000	2,782
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,035,000	2,783
Net charge-offs	$-24,000	3,947
Cash dividends	$844,000	1,883
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,001,750	2,770
2021-06-30 (YTD Data)		Rank
Total interest income	$4,005,000	2,878
Total interest expense	$386,000	2,725
Net interest income	$3,619,000	2,853
Provision for loan and lease losses	$68,000	1,938
Total noninterest income	$357,000	3,363
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$68,000	3,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$289,000	3,168
Total noninterest expense	$3,092,000	2,679
Salaries and employee benefits	$1,811,000	2,670
Premises and equipment expense	$286,000	2,842
Additional noninterest expense	$995,000	2,586
Pre-tax net operating income	$816,000	3,505
Securities gains (losses)	$35,000	1,008
Applicable income taxes	$68,000	2,924
Income before extraordinary items	$783,000	3,421
Extraordinary gains, net	$0	6
Net income	$783,000	3,420
Minority interest net income	$0	67
Net income of bank and minority interests.	$783,000	3,421
Net charge-offs	$-16,000	3,970
Cash dividends	$562,000	1,849
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$750,800	3,440
2021-03-31 (YTD Data)		Rank
Total interest income	$2,006,000	2,864
Total interest expense	$203,000	2,743
Net interest income	$1,803,000	2,831
Provision for loan and lease losses	$45,000	1,795
Total noninterest income	$179,000	3,337
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$34,000	3,079
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	3,152
Total noninterest expense	$1,575,000	2,641
Salaries and employee benefits	$918,000	2,629
Premises and equipment expense	$158,000	2,700
Additional noninterest expense	$499,000	2,543
Pre-tax net operating income	$362,000	3,600
Securities gains (losses)	$35,000	755
Applicable income taxes	$35,000	2,852
Income before extraordinary items	$362,000	3,479
Extraordinary gains, net	$0	3
Net income	$362,000	3,480
Minority interest net income	$0	55
Net income of bank and minority interests.	$362,000	3,479
Net charge-offs	$-8,000	3,977
Cash dividends	$281,000	1,621
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$330,150	3,569
2020-12-31 (YTD Data)		Rank
Total interest income	$8,465,000	2,782
Total interest expense	$973,000	2,983
Net interest income	$7,492,000	2,714
Provision for loan and lease losses	$60,000	3,790
Total noninterest income	$734,000	3,217
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$174,000	2,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$560,000	3,042
Total noninterest expense	$6,114,000	2,665
Salaries and employee benefits	$3,644,000	2,627
Premises and equipment expense	$613,000	2,719
Additional noninterest expense	$1,857,000	2,648
Pre-tax net operating income	$2,052,000	2,919
Securities gains (losses)	$6,000	2,412
Applicable income taxes	$130,000	2,808
Income before extraordinary items	$1,928,000	2,873
Extraordinary gains, net	$0	4
Net income	$1,928,000	2,872
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,928,000	2,873
Net charge-offs	$77,000	2,160
Cash dividends	$1,700,000	1,676
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,922,360	2,826
2020-09-30 (YTD Data)		Rank
Total interest income	$6,143,000	2,860
Total interest expense	$760,000	3,026
Net interest income	$5,383,000	2,790
Provision for loan and lease losses	$0	4,239
Total noninterest income	$535,000	3,236
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$136,000	2,897
Trading account gains and fees	NA	NA
Additional Noninterest Income	$399,000	3,057
Total noninterest expense	$4,621,000	2,641
Salaries and employee benefits	$2,735,000	2,615
Premises and equipment expense	$467,000	2,699
Additional noninterest expense	$1,419,000	2,608
Pre-tax net operating income	$1,297,000	3,145
Securities gains (losses)	$0	2,494
Applicable income taxes	$8,000	3,498
Income before extraordinary items	$1,289,000	3,029
Extraordinary gains, net	$0	4
Net income	$1,289,000	3,028
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,289,000	3,029
Net charge-offs	$80,000	1,793
Cash dividends	$1,275,000	1,473
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,289,000	2,972
2020-06-30 (YTD Data)		Rank
Total interest income	$4,058,000	2,914
Total interest expense	$536,000	3,040
Net interest income	$3,522,000	2,826
Provision for loan and lease losses	$0	4,134
Total noninterest income	$354,000	3,209
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$96,000	2,874
Trading account gains and fees	NA	NA
Additional Noninterest Income	$258,000	3,044
Total noninterest expense	$3,042,000	2,678
Salaries and employee benefits	$1,799,000	2,650
Premises and equipment expense	$304,000	2,727
Additional noninterest expense	$939,000	2,622
Pre-tax net operating income	$834,000	3,177
Securities gains (losses)	$0	2,249
Applicable income taxes	$4,000	3,498
Income before extraordinary items	$830,000	3,052
Extraordinary gains, net	$0	4
Net income	$830,000	3,051
Minority interest net income	$0	65
Net income of bank and minority interests.	$830,000	3,052
Net charge-offs	$80,000	1,479
Cash dividends	$850,000	1,466
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$830,000	3,007
2020-03-31 (YTD Data)		Rank
Total interest income	$2,038,000	2,903
Total interest expense	$287,000	3,075
Net interest income	$1,751,000	2,808
Provision for loan and lease losses	$0	3,711
Total noninterest income	$182,000	3,131
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$59,000	2,858
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	2,954
Total noninterest expense	$1,523,000	2,690
Salaries and employee benefits	$896,000	2,664
Premises and equipment expense	$149,000	2,792
Additional noninterest expense	$478,000	2,616
Pre-tax net operating income	$410,000	3,035
Securities gains (losses)	$0	1,705
Applicable income taxes	$1,000	3,449
Income before extraordinary items	$409,000	2,886
Extraordinary gains, net	$0	4
Net income	$409,000	2,887
Minority interest net income	$0	56
Net income of bank and minority interests.	$409,000	2,887
Net charge-offs	$38,000	1,316
Cash dividends	$425,000	1,401
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$409,000	2,875
2019-12-31 (YTD Data)		Rank
Total interest income	$8,049,000	2,950
Total interest expense	$1,145,000	3,118
Net interest income	$6,904,000	2,873
Provision for loan and lease losses	$0	3,973
Total noninterest income	$791,000	3,118
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$247,000	2,899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$544,000	2,934
Total noninterest expense	$5,966,000	2,705
Salaries and employee benefits	$3,623,000	2,618
Premises and equipment expense	$554,000	2,941
Additional noninterest expense	$1,789,000	2,751
Pre-tax net operating income	$1,729,000	3,218
Securities gains (losses)	$84,000	1,021
Applicable income taxes	$4,000	3,730
Income before extraordinary items	$1,809,000	3,031
Extraordinary gains, net	$0	11
Net income	$1,809,000	3,030
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,809,000	3,032
Net charge-offs	$-56,000	4,799
Cash dividends	$1,700,000	1,741
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,725,000	3,068
2019-09-30 (YTD Data)		Rank
Total interest income	$5,955,000	3,006
Total interest expense	$838,000	3,176
Net interest income	$5,117,000	2,926
Provision for loan and lease losses	$0	3,836
Total noninterest income	$588,000	3,147
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$186,000	2,918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$402,000	2,955
Total noninterest expense	$4,528,000	2,700
Salaries and employee benefits	$2,730,000	2,629
Premises and equipment expense	$425,000	2,910
Additional noninterest expense	$1,373,000	2,725
Pre-tax net operating income	$1,177,000	3,416
Securities gains (losses)	$0	2,167
Applicable income taxes	$2,000	3,820
Income before extraordinary items	$1,175,000	3,270
Extraordinary gains, net	$0	11
Net income	$1,175,000	3,269
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,175,000	3,270
Net charge-offs	$-36,000	4,746
Cash dividends	$981,000	1,853
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,175,000	3,247
2019-06-30 (YTD Data)		Rank
Total interest income	$3,875,000	3,047
Total interest expense	$518,000	3,264
Net interest income	$3,357,000	2,966
Provision for loan and lease losses	$0	3,685
Total noninterest income	$409,000	3,061
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$124,000	2,919
Trading account gains and fees	NA	NA
Additional Noninterest Income	$285,000	2,862
Total noninterest expense	$3,068,000	2,688
Salaries and employee benefits	$1,826,000	2,641
Premises and equipment expense	$302,000	2,801
Additional noninterest expense	$940,000	2,706
Pre-tax net operating income	$698,000	3,570
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$698,000	3,434
Extraordinary gains, net	$0	11
Net income	$698,000	3,431
Minority interest net income	$0	69
Net income of bank and minority interests.	$698,000	3,433
Net charge-offs	$-24,000	4,734
Cash dividends	$654,000	1,828
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$698,000	3,412
2019-03-31 (YTD Data)		Rank
Total interest income	$1,894,000	3,108
Total interest expense	$236,000	3,370
Net interest income	$1,658,000	3,005
Provision for loan and lease losses	$0	3,406
Total noninterest income	$195,000	3,083
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$59,000	2,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$136,000	2,867
Total noninterest expense	$1,548,000	2,692
Salaries and employee benefits	$911,000	2,657
Premises and equipment expense	$159,000	2,742
Additional noninterest expense	$478,000	2,670
Pre-tax net operating income	$305,000	3,755
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$305,000	3,604
Extraordinary gains, net	$0	5
Net income	$305,000	3,603
Minority interest net income	$0	52
Net income of bank and minority interests.	$305,000	3,603
Net charge-offs	$-19,000	4,852
Cash dividends	$327,000	1,659
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$305,000	3,595
2018-12-31 (YTD Data)		Rank
Total interest income	$7,388,000	3,071
Total interest expense	$853,000	3,173
Net interest income	$6,535,000	3,017
Provision for loan and lease losses	$40,000	3,585
Total noninterest income	$750,000	3,236
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$245,000	3,046
Trading account gains and fees	NA	NA
Additional Noninterest Income	$505,000	3,049
Total noninterest expense	$5,677,000	2,812
Salaries and employee benefits	$3,321,000	2,770
Premises and equipment expense	$568,000	2,938
Additional noninterest expense	$1,788,000	2,802
Pre-tax net operating income	$1,568,000	3,470
Securities gains (losses)	$0	1,125
Applicable income taxes	$9,000	3,769
Income before extraordinary items	$1,559,000	3,318
Extraordinary gains, net	$0	6
Net income	$1,559,000	3,316
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,559,000	3,317
Net charge-offs	$81,000	2,296
Cash dividends	$1,274,000	1,945
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,559,000	3,320
2018-09-30 (YTD Data)		Rank
Total interest income	$5,510,000	3,089
Total interest expense	$626,000	3,141
Net interest income	$4,884,000	3,037
Provision for loan and lease losses	$40,000	3,338
Total noninterest income	$560,000	3,254
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$185,000	3,044
Trading account gains and fees	NA	NA
Additional Noninterest Income	$375,000	3,097
Total noninterest expense	$4,167,000	2,861
Salaries and employee benefits	$2,405,000	2,841
Premises and equipment expense	$424,000	2,972
Additional noninterest expense	$1,338,000	2,808
Pre-tax net operating income	$1,237,000	3,451
Securities gains (losses)	$0	1,118
Applicable income taxes	$7,000	3,824
Income before extraordinary items	$1,230,000	3,274
Extraordinary gains, net	$0	5
Net income	$1,230,000	3,273
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,230,000	3,273
Net charge-offs	$-22,000	4,688
Cash dividends	$937,000	1,739
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,230,000	3,270
2018-06-30 (YTD Data)		Rank
Total interest income	$3,633,000	3,094
Total interest expense	$409,000	3,082
Net interest income	$3,224,000	3,061
Provision for loan and lease losses	$40,000	2,973
Total noninterest income	$370,000	3,283
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$121,000	3,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	3,108
Total noninterest expense	$2,755,000	2,908
Salaries and employee benefits	$1,605,000	2,870
Premises and equipment expense	$274,000	3,036
Additional noninterest expense	$876,000	2,864
Pre-tax net operating income	$799,000	3,481
Securities gains (losses)	$0	961
Applicable income taxes	$4,000	3,833
Income before extraordinary items	$795,000	3,310
Extraordinary gains, net	$0	6
Net income	$795,000	3,309
Minority interest net income	$0	65
Net income of bank and minority interests.	$795,000	3,309
Net charge-offs	$58,000	1,659
Cash dividends	$599,000	1,795
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$795,000	3,306
2018-03-31 (YTD Data)		Rank
Total interest income	$1,820,000	3,092
Total interest expense	$206,000	3,037
Net interest income	$1,614,000	3,078
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$187,000	3,267
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$61,000	3,080
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	3,059
Total noninterest expense	$1,395,000	2,907
Salaries and employee benefits	$800,000	2,908
Premises and equipment expense	$143,000	3,002
Additional noninterest expense	$452,000	2,826
Pre-tax net operating income	$376,000	3,528
Securities gains (losses)	$0	735
Applicable income taxes	$2,000	3,795
Income before extraordinary items	$374,000	3,356
Extraordinary gains, net	$0	7
Net income	$374,000	3,356
Minority interest net income	$0	52
Net income of bank and minority interests.	$374,000	3,356
Net charge-offs	$43,000	1,272
Cash dividends	$337,000	1,511
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$374,000	3,352
2017-12-31 (YTD Data)		Rank
Total interest income	$7,857,000	2,908
Total interest expense	$792,000	2,933
Net interest income	$7,065,000	2,872
Provision for loan and lease losses	$120,000	2,846
Total noninterest income	$613,000	3,665
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$263,000	3,047
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	3,613
Total noninterest expense	$5,458,000	2,944
Salaries and employee benefits	$3,161,000	2,887
Premises and equipment expense	$588,000	2,958
Additional noninterest expense	$1,709,000	2,952
Pre-tax net operating income	$2,100,000	3,031
Securities gains (losses)	$-97,000	5,405
Applicable income taxes	$10,000	3,888
Income before extraordinary items	$1,993,000	2,702
Extraordinary gains, net	$0	9
Net income	$1,993,000	2,701
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,993,000	2,702
Net charge-offs	$325,000	1,414
Cash dividends	$1,800,000	1,531
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,090,000	2,603
2017-09-30 (YTD Data)		Rank
Total interest income	$6,124,000	2,842
Total interest expense	$588,000	2,936
Net interest income	$5,536,000	2,809
Provision for loan and lease losses	$90,000	2,745
Total noninterest income	$459,000	3,689
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$203,000	3,047
Trading account gains and fees	NA	NA
Additional Noninterest Income	$256,000	3,681
Total noninterest expense	$4,353,000	2,851
Salaries and employee benefits	$2,400,000	2,891
Premises and equipment expense	$514,000	2,717
Additional noninterest expense	$1,439,000	2,742
Pre-tax net operating income	$1,552,000	3,109
Securities gains (losses)	$0	2,274
Applicable income taxes	$8,000	3,916
Income before extraordinary items	$1,544,000	2,811
Extraordinary gains, net	$0	9
Net income	$1,544,000	2,810
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,544,000	2,811
Net charge-offs	$46,000	2,524
Cash dividends	$1,350,000	1,408
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,544,000	2,796
2017-06-30 (YTD Data)		Rank
Total interest income	$3,979,000	2,882
Total interest expense	$391,000	2,913
Net interest income	$3,588,000	2,853
Provision for loan and lease losses	$60,000	2,608
Total noninterest income	$314,000	3,670
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$136,000	3,032
Trading account gains and fees	NA	NA
Additional Noninterest Income	$178,000	3,635
Total noninterest expense	$2,794,000	2,938
Salaries and employee benefits	$1,617,000	2,889
Premises and equipment expense	$357,000	2,651
Additional noninterest expense	$820,000	3,058
Pre-tax net operating income	$1,048,000	3,048
Securities gains (losses)	$0	1,906
Applicable income taxes	$5,000	3,952
Income before extraordinary items	$1,043,000	2,757
Extraordinary gains, net	$0	11
Net income	$1,043,000	2,757
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,043,000	2,757
Net charge-offs	$37,000	2,210
Cash dividends	$900,000	1,419
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,043,000	2,731
2017-03-31 (YTD Data)		Rank
Total interest income	$2,008,000	2,861
Total interest expense	$196,000	2,886
Net interest income	$1,812,000	2,831
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$155,000	3,673
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$65,000	3,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$90,000	3,610
Total noninterest expense	$1,372,000	2,993
Salaries and employee benefits	$813,000	2,911
Premises and equipment expense	$162,000	2,863
Additional noninterest expense	$397,000	3,128
Pre-tax net operating income	$565,000	2,890
Securities gains (losses)	$0	1,153
Applicable income taxes	$3,000	3,875
Income before extraordinary items	$562,000	2,570
Extraordinary gains, net	$0	8
Net income	$562,000	2,569
Minority interest net income	$0	55
Net income of bank and minority interests.	$562,000	2,570
Net charge-offs	$46,000	1,386
Cash dividends	$450,000	1,307
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$562,000	2,550
2016-12-31 (YTD Data)		Rank
Total interest income	$8,080,000	2,825
Total interest expense	$791,000	2,837
Net interest income	$7,289,000	2,798
Provision for loan and lease losses	$120,000	2,919
Total noninterest income	$605,000	3,802
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$273,000	3,101
Trading account gains and fees	$0	170
Additional Noninterest Income	$332,000	3,820
Total noninterest expense	$5,098,000	3,150
Salaries and employee benefits	$2,997,000	3,020
Premises and equipment expense	$539,000	3,216
Additional noninterest expense	$1,562,000	3,254
Pre-tax net operating income	$2,676,000	2,568
Securities gains (losses)	$15,000	2,508
Applicable income taxes	$9,000	4,019
Income before extraordinary items	$2,682,000	2,296
Extraordinary gains, net	$0	5
Net income	$2,682,000	2,293
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,682,000	2,295
Net charge-offs	$72,000	2,864
Cash dividends	$2,680,000	1,119
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,667,000	2,251
2016-09-30 (YTD Data)		Rank
Total interest income	$6,036,000	2,840
Total interest expense	$590,000	2,850
Net interest income	$5,446,000	2,809
Provision for loan and lease losses	$90,000	2,817
Total noninterest income	$461,000	3,808
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$211,000	3,060
Trading account gains and fees	$0	169
Additional Noninterest Income	$250,000	3,828
Total noninterest expense	$3,817,000	3,160
Salaries and employee benefits	$2,242,000	3,033
Premises and equipment expense	$407,000	3,229
Additional noninterest expense	$1,168,000	3,281
Pre-tax net operating income	$2,000,000	2,622
Securities gains (losses)	$15,000	2,436
Applicable income taxes	$7,000	4,077
Income before extraordinary items	$2,008,000	2,340
Extraordinary gains, net	$0	5
Net income	$2,008,000	2,339
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,008,000	2,340
Net charge-offs	$30,000	2,910
Cash dividends	$990,000	1,690
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,993,000	2,288
2016-06-30 (YTD Data)		Rank
Total interest income	$4,009,000	2,855
Total interest expense	$391,000	2,869
Net interest income	$3,618,000	2,830
Provision for loan and lease losses	$60,000	2,701
Total noninterest income	$331,000	3,694
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$141,000	3,049
Trading account gains and fees	$0	157
Additional Noninterest Income	$190,000	3,680
Total noninterest expense	$2,559,000	3,158
Salaries and employee benefits	$1,526,000	3,010
Premises and equipment expense	$271,000	3,245
Additional noninterest expense	$762,000	3,352
Pre-tax net operating income	$1,330,000	2,592
Securities gains (losses)	$0	2,835
Applicable income taxes	$5,000	4,087
Income before extraordinary items	$1,325,000	2,327
Extraordinary gains, net	$0	16
Net income	$1,325,000	2,326
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,325,000	2,326
Net charge-offs	$6,000	3,264
Cash dividends	$660,000	1,680
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,325,000	2,265
2016-03-31 (YTD Data)		Rank
Total interest income	$1,963,000	2,901
Total interest expense	$194,000	2,898
Net interest income	$1,769,000	2,884
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$160,000	3,711
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$70,000	3,056
Trading account gains and fees	$0	142
Additional Noninterest Income	$90,000	3,704
Total noninterest expense	$1,294,000	3,155
Salaries and employee benefits	$778,000	3,002
Premises and equipment expense	$133,000	3,327
Additional noninterest expense	$383,000	3,322
Pre-tax net operating income	$605,000	2,727
Securities gains (losses)	$0	2,077
Applicable income taxes	$2,000	4,104
Income before extraordinary items	$603,000	2,439
Extraordinary gains, net	$0	12
Net income	$603,000	2,439
Minority interest net income	$0	62
Net income of bank and minority interests.	$603,000	2,439
Net charge-offs	$-3,000	4,617
Cash dividends	$330,000	1,539
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$603,000	2,390
2015-12-31 (YTD Data)		Rank
Total interest income	$7,639,000	2,932
Total interest expense	$796,000	2,832
Net interest income	$6,843,000	2,906
Provision for loan and lease losses	$120,000	2,830
Total noninterest income	$619,000	3,848
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$288,000	3,110
Trading account gains and fees	$0	159
Additional Noninterest Income	$331,000	3,843
Total noninterest expense	$4,821,000	3,309
Salaries and employee benefits	$2,741,000	3,209
Premises and equipment expense	$581,000	3,177
Additional noninterest expense	$1,499,000	3,398
Pre-tax net operating income	$2,521,000	2,609
Securities gains (losses)	$0	3,216
Applicable income taxes	$11,000	4,073
Income before extraordinary items	$2,510,000	2,335
Extraordinary gains, net	$0	23
Net income	$2,510,000	2,336
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,510,000	2,337
Net charge-offs	$128,000	2,426
Cash dividends	$1,320,000	1,788
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,510,000	2,297
2015-09-30 (YTD Data)		Rank
Total interest income	$5,677,000	2,969
Total interest expense	$598,000	2,869
Net interest income	$5,079,000	2,955
Provision for loan and lease losses	$90,000	2,744
Total noninterest income	$470,000	3,862
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$216,000	3,129
Trading account gains and fees	$0	153
Additional Noninterest Income	$254,000	3,842
Total noninterest expense	$3,511,000	3,400
Salaries and employee benefits	$1,981,000	3,303
Premises and equipment expense	$413,000	3,332
Additional noninterest expense	$1,117,000	3,429
Pre-tax net operating income	$1,948,000	2,616
Securities gains (losses)	$0	3,031
Applicable income taxes	$9,000	4,172
Income before extraordinary items	$1,939,000	2,321
Extraordinary gains, net	$0	21
Net income	$1,939,000	2,322
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,939,000	2,322
Net charge-offs	$80,000	2,366
Cash dividends	$990,000	1,629
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,939,000	2,281
2015-06-30 (YTD Data)		Rank
Total interest income	$3,748,000	2,989
Total interest expense	$397,000	2,887
Net interest income	$3,351,000	2,979
Provision for loan and lease losses	$60,000	2,661
Total noninterest income	$311,000	3,879
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$139,000	3,169
Trading account gains and fees	$0	157
Additional Noninterest Income	$172,000	3,851
Total noninterest expense	$2,294,000	3,468
Salaries and employee benefits	$1,303,000	3,351
Premises and equipment expense	$273,000	3,357
Additional noninterest expense	$718,000	3,526
Pre-tax net operating income	$1,308,000	2,579
Securities gains (losses)	$0	2,636
Applicable income taxes	$7,000	4,172
Income before extraordinary items	$1,301,000	2,289
Extraordinary gains, net	$0	22
Net income	$1,301,000	2,291
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,301,000	2,291
Net charge-offs	$22,000	2,884
Cash dividends	$660,000	1,633
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,301,000	2,242
2015-03-31 (YTD Data)		Rank
Total interest income	$1,848,000	3,025
Total interest expense	$198,000	2,913
Net interest income	$1,650,000	3,015
Provision for loan and lease losses	$30,000	2,461
Total noninterest income	$156,000	3,841
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$67,000	3,209
Trading account gains and fees	$0	152
Additional Noninterest Income	$89,000	3,770
Total noninterest expense	$1,149,000	3,489
Salaries and employee benefits	$658,000	3,378
Premises and equipment expense	$141,000	3,330
Additional noninterest expense	$350,000	3,585
Pre-tax net operating income	$627,000	2,607
Securities gains (losses)	$0	2,027
Applicable income taxes	$3,000	4,151
Income before extraordinary items	$624,000	2,323
Extraordinary gains, net	$0	13
Net income	$624,000	2,324
Minority interest net income	$0	64
Net income of bank and minority interests.	$624,000	2,324
Net charge-offs	$-1,000	4,352
Cash dividends	$330,000	1,456
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$624,000	2,259
2014-12-31 (YTD Data)		Rank
Total interest income	$7,478,000	3,021
Total interest expense	$834,000	2,945
Net interest income	$6,644,000	3,009
Provision for loan and lease losses	$110,000	3,095
Total noninterest income	$643,000	3,870
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$319,000	3,095
Trading account gains and fees	$0	180
Additional Noninterest Income	$324,000	3,907
Total noninterest expense	$4,450,000	3,569
Salaries and employee benefits	$2,508,000	3,468
Premises and equipment expense	$571,000	3,340
Additional noninterest expense	$1,371,000	3,752
Pre-tax net operating income	$2,727,000	2,430
Securities gains (losses)	$3,000	2,996
Applicable income taxes	$7,000	4,264
Income before extraordinary items	$2,723,000	2,165
Extraordinary gains, net	$0	17
Net income	$2,723,000	2,165
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,723,000	2,164
Net charge-offs	$37,000	3,989
Cash dividends	$1,350,000	1,688
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,720,000	2,117
2014-09-30 (YTD Data)		Rank
Total interest income	$5,574,000	3,058
Total interest expense	$631,000	2,989
Net interest income	$4,943,000	3,048
Provision for loan and lease losses	$80,000	3,050
Total noninterest income	$491,000	3,875
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$243,000	3,095
Trading account gains and fees	$0	174
Additional Noninterest Income	$248,000	3,920
Total noninterest expense	$3,327,000	3,596
Salaries and employee benefits	$1,865,000	3,499
Premises and equipment expense	$435,000	3,347
Additional noninterest expense	$1,027,000	3,766
Pre-tax net operating income	$2,027,000	2,484
Securities gains (losses)	$2,000	2,770
Applicable income taxes	$5,000	4,323
Income before extraordinary items	$2,024,000	2,201
Extraordinary gains, net	$0	15
Net income	$2,024,000	2,201
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,024,000	2,200
Net charge-offs	$37,000	3,473
Cash dividends	$950,000	1,579
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,022,000	2,151
2014-06-30 (YTD Data)		Rank
Total interest income	$3,676,000	3,089
Total interest expense	$425,000	2,997
Net interest income	$3,251,000	3,078
Provision for loan and lease losses	$50,000	2,981
Total noninterest income	$323,000	3,892
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$156,000	3,147
Trading account gains and fees	$0	172
Additional Noninterest Income	$167,000	3,905
Total noninterest expense	$2,196,000	3,635
Salaries and employee benefits	$1,234,000	3,546
Premises and equipment expense	$290,000	3,369
Additional noninterest expense	$672,000	3,832
Pre-tax net operating income	$1,328,000	2,454
Securities gains (losses)	$0	2,580
Applicable income taxes	$3,000	4,347
Income before extraordinary items	$1,325,000	2,184
Extraordinary gains, net	$0	20
Net income	$1,325,000	2,187
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,325,000	2,187
Net charge-offs	$12,000	3,655
Cash dividends	$650,000	1,549
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,325,000	2,136
2014-03-31 (YTD Data)		Rank
Total interest income	$1,809,000	3,142
Total interest expense	$214,000	3,018
Net interest income	$1,595,000	3,129
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$163,000	3,849
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$79,000	3,101
Trading account gains and fees	$0	147
Additional Noninterest Income	$84,000	3,820
Total noninterest expense	$1,096,000	3,675
Salaries and employee benefits	$613,000	3,590
Premises and equipment expense	$149,000	3,361
Additional noninterest expense	$334,000	3,866
Pre-tax net operating income	$632,000	2,489
Securities gains (losses)	$0	1,715
Applicable income taxes	$2,000	4,234
Income before extraordinary items	$630,000	2,196
Extraordinary gains, net	$0	16
Net income	$630,000	2,198
Minority interest net income	$0	66
Net income of bank and minority interests.	$630,000	2,198
Net charge-offs	$-2,000	5,011
Cash dividends	$350,000	1,314
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$630,000	2,148
2013-12-31 (YTD Data)		Rank
Total interest income	$7,543,000	3,068
Total interest expense	$993,000	2,954
Net interest income	$6,550,000	3,049
Provision for loan and lease losses	$138,000	3,366
Total noninterest income	$652,000	3,998
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$319,000	3,249
Trading account gains and fees	$0	184
Additional Noninterest Income	$333,000	3,953
Total noninterest expense	$4,289,000	3,756
Salaries and employee benefits	$2,437,000	3,609
Premises and equipment expense	$578,000	3,391
Additional noninterest expense	$1,274,000	4,057
Pre-tax net operating income	$2,775,000	2,292
Securities gains (losses)	$0	3,182
Applicable income taxes	$6,000	4,375
Income before extraordinary items	$2,769,000	2,016
Extraordinary gains, net	$0	29
Net income	$2,769,000	2,019
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,769,000	2,020
Net charge-offs	$97,000	3,767
Cash dividends	$1,300,000	1,607
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,769,000	1,970
2013-09-30 (YTD Data)		Rank
Total interest income	$5,679,000	3,095
Total interest expense	$764,000	2,980
Net interest income	$4,915,000	3,075
Provision for loan and lease losses	$108,000	3,284
Total noninterest income	$473,000	4,122
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$234,000	3,311
Trading account gains and fees	$0	180
Additional Noninterest Income	$239,000	4,078
Total noninterest expense	$3,190,000	3,792
Salaries and employee benefits	$1,811,000	3,654
Premises and equipment expense	$434,000	3,427
Additional noninterest expense	$945,000	4,072
Pre-tax net operating income	$2,090,000	2,343
Securities gains (losses)	$0	3,040
Applicable income taxes	$5,000	4,449
Income before extraordinary items	$2,085,000	2,058
Extraordinary gains, net	$0	25
Net income	$2,085,000	2,064
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,085,000	2,064
Net charge-offs	$18,000	4,458
Cash dividends	$775,000	1,690
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,085,000	1,996
2013-06-30 (YTD Data)		Rank
Total interest income	$3,804,000	3,089
Total interest expense	$520,000	2,982
Net interest income	$3,284,000	3,072
Provision for loan and lease losses	$78,000	3,193
Total noninterest income	$319,000	4,109
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$151,000	3,345
Trading account gains and fees	$0	157
Additional Noninterest Income	$168,000	4,053
Total noninterest expense	$2,118,000	3,817
Salaries and employee benefits	$1,206,000	3,662
Premises and equipment expense	$291,000	3,437
Additional noninterest expense	$621,000	4,107
Pre-tax net operating income	$1,407,000	2,314
Securities gains (losses)	$0	2,791
Applicable income taxes	$3,000	4,453
Income before extraordinary items	$1,404,000	2,041
Extraordinary gains, net	$0	22
Net income	$1,404,000	2,049
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,404,000	2,047
Net charge-offs	$-18,000	6,300
Cash dividends	$550,000	1,604
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,404,000	1,961
2013-03-31 (YTD Data)		Rank
Total interest income	$1,879,000	3,137
Total interest expense	$265,000	3,017
Net interest income	$1,614,000	3,116
Provision for loan and lease losses	$48,000	2,867
Total noninterest income	$165,000	4,005
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$77,000	3,284
Trading account gains and fees	$0	148
Additional Noninterest Income	$88,000	3,948
Total noninterest expense	$1,063,000	3,844
Salaries and employee benefits	$612,000	3,663
Premises and equipment expense	$148,000	3,415
Additional noninterest expense	$303,000	4,190
Pre-tax net operating income	$668,000	2,357
Securities gains (losses)	$0	1,966
Applicable income taxes	$1,000	4,491
Income before extraordinary items	$667,000	2,072
Extraordinary gains, net	$0	10
Net income	$667,000	2,074
Minority interest net income	$0	76
Net income of bank and minority interests.	$667,000	2,074
Net charge-offs	$-27,000	6,537
Cash dividends	$225,000	1,543
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$667,000	1,996
2012-12-31 (YTD Data)		Rank
Total interest income	$7,878,000	3,153
Total interest expense	$1,265,000	3,086
Net interest income	$6,613,000	3,125
Provision for loan and lease losses	$270,000	3,531
Total noninterest income	$622,000	4,112
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$341,000	3,238
Trading account gains and fees	$0	166
Additional Noninterest Income	$281,000	4,122
Total noninterest expense	$4,049,000	4,002
Salaries and employee benefits	$2,242,000	3,847
Premises and equipment expense	$581,000	3,464
Additional noninterest expense	$1,226,000	4,302
Pre-tax net operating income	$2,916,000	2,138
Securities gains (losses)	$0	3,810
Applicable income taxes	$7,000	4,456
Income before extraordinary items	$2,909,000	1,914
Extraordinary gains, net	$0	29
Net income	$2,909,000	1,913
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,909,000	1,915
Net charge-offs	$207,000	3,722
Cash dividends	$490,000	2,813
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,909,000	1,808
2012-09-30 (YTD Data)		Rank
Total interest income	$5,894,000	3,212
Total interest expense	$978,000	3,123
Net interest income	$4,916,000	3,198
Provision for loan and lease losses	$203,000	3,491
Total noninterest income	$473,000	4,113
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$260,000	3,253
Trading account gains and fees	$0	157
Additional Noninterest Income	$213,000	4,160
Total noninterest expense	$3,048,000	4,018
Salaries and employee benefits	$1,666,000	3,869
Premises and equipment expense	$446,000	3,458
Additional noninterest expense	$936,000	4,286
Pre-tax net operating income	$2,138,000	2,232
Securities gains (losses)	$0	3,575
Applicable income taxes	$6,000	4,487
Income before extraordinary items	$2,132,000	1,991
Extraordinary gains, net	$0	20
Net income	$2,132,000	1,990
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,132,000	1,992
Net charge-offs	$140,000	3,670
Cash dividends	$180,000	2,982
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,132,000	1,875
2012-06-30 (YTD Data)		Rank
Total interest income	$3,910,000	3,251
Total interest expense	$664,000	3,170
Net interest income	$3,246,000	3,225
Provision for loan and lease losses	$135,000	3,493
Total noninterest income	$320,000	4,074
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$168,000	3,289
Trading account gains and fees	$0	153
Additional Noninterest Income	$152,000	4,059
Total noninterest expense	$2,038,000	4,032
Salaries and employee benefits	$1,110,000	3,899
Premises and equipment expense	$58,000	6,511
Additional noninterest expense	$870,000	3,464
Pre-tax net operating income	$1,393,000	2,270
Securities gains (losses)	$0	3,178
Applicable income taxes	$4,000	4,475
Income before extraordinary items	$1,389,000	2,017
Extraordinary gains, net	$0	19
Net income	$1,389,000	2,015
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,389,000	2,017
Net charge-offs	$30,000	4,404
Cash dividends	$120,000	2,875
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,389,000	1,915
2012-03-31 (YTD Data)		Rank
Total interest income	$1,944,000	3,296
Total interest expense	$338,000	3,239
Net interest income	$1,606,000	3,267
Provision for loan and lease losses	$68,000	3,368
Total noninterest income	$156,000	4,143
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$75,000	3,513
Trading account gains and fees	$0	148
Additional Noninterest Income	$81,000	4,014
Total noninterest expense	$1,008,000	4,082
Salaries and employee benefits	$557,000	3,910
Premises and equipment expense	$150,000	3,460
Additional noninterest expense	$301,000	4,377
Pre-tax net operating income	$686,000	2,301
Securities gains (losses)	$0	2,210
Applicable income taxes	$3,000	4,405
Income before extraordinary items	$683,000	2,045
Extraordinary gains, net	$0	19
Net income	$683,000	2,046
Minority interest net income	$0	78
Net income of bank and minority interests.	$683,000	2,047
Net charge-offs	$9,000	4,072
Cash dividends	$60,000	2,341
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$683,000	1,946
2011-12-31 (YTD Data)		Rank
Total interest income	$7,475,000	3,515
Total interest expense	$1,445,000	3,540
Net interest income	$6,030,000	3,449
Provision for loan and lease losses	$308,000	4,070
Total noninterest income	$617,000	4,018
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$314,000	3,514
Trading account gains and fees	$0	146
Additional Noninterest Income	$303,000	3,854
Total noninterest expense	$4,037,000	4,089
Salaries and employee benefits	$2,241,000	3,862
Premises and equipment expense	$603,000	3,563
Additional noninterest expense	$1,193,000	4,464
Pre-tax net operating income	$2,302,000	2,251
Securities gains (losses)	$0	3,838
Applicable income taxes	$5,000	4,437
Income before extraordinary items	$2,297,000	2,011
Extraordinary gains, net	$0	29
Net income	$2,297,000	2,012
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,297,000	2,012
Net charge-offs	$65,000	5,317
Cash dividends	$148,000	3,579
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,297,000	1,923
2011-09-30 (YTD Data)		Rank
Total interest income	$5,568,000	3,568
Total interest expense	$1,100,000	3,615
Net interest income	$4,468,000	3,498
Provision for loan and lease losses	$240,000	3,907
Total noninterest income	$490,000	3,924
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$230,000	3,563
Trading account gains and fees	$0	145
Additional Noninterest Income	$260,000	3,681
Total noninterest expense	$3,116,000	4,017
Salaries and employee benefits	$1,610,000	3,975
Premises and equipment expense	$454,000	3,597
Additional noninterest expense	$1,052,000	4,036
Pre-tax net operating income	$1,602,000	2,462
Securities gains (losses)	$0	3,555
Applicable income taxes	$4,000	4,473
Income before extraordinary items	$1,598,000	2,203
Extraordinary gains, net	$0	21
Net income	$1,598,000	2,203
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,598,000	2,204
Net charge-offs	$81,000	4,621
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,598,000	2,115
2011-06-30 (YTD Data)		Rank
Total interest income	$3,636,000	3,649
Total interest expense	$748,000	3,657
Net interest income	$2,888,000	3,589
Provision for loan and lease losses	$135,000	4,043
Total noninterest income	$279,000	4,246
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$139,000	3,741
Trading account gains and fees	$0	153
Additional Noninterest Income	$140,000	4,059
Total noninterest expense	$2,083,000	4,057
Salaries and employee benefits	$1,075,000	4,007
Premises and equipment expense	$299,000	3,657
Additional noninterest expense	$709,000	4,068
Pre-tax net operating income	$949,000	2,628
Securities gains (losses)	$0	2,914
Applicable income taxes	$3,000	4,420
Income before extraordinary items	$946,000	2,383
Extraordinary gains, net	$0	15
Net income	$946,000	2,383
Minority interest net income	$0	89
Net income of bank and minority interests.	$946,000	2,383
Net charge-offs	$75,000	4,116
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$946,000	2,293
2011-03-31 (YTD Data)		Rank
Total interest income	$1,786,000	3,712
Total interest expense	$389,000	3,667
Net interest income	$1,397,000	3,658
Provision for loan and lease losses	$90,000	3,467
Total noninterest income	$124,000	4,534
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$62,000	3,939
Trading account gains and fees	$0	158
Additional Noninterest Income	$62,000	4,333
Total noninterest expense	$1,015,000	4,143
Salaries and employee benefits	$525,000	4,092
Premises and equipment expense	$151,000	3,683
Additional noninterest expense	$339,000	4,187
Pre-tax net operating income	$416,000	2,892
Securities gains (losses)	$0	1,772
Applicable income taxes	$1,000	4,403
Income before extraordinary items	$415,000	2,585
Extraordinary gains, net	$0	9
Net income	$415,000	2,584
Minority interest net income	$0	86
Net income of bank and minority interests.	$415,000	2,585
Net charge-offs	$20,000	4,032
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$415,000	2,531
2010-12-31 (YTD Data)		Rank
Total interest income	$7,663,000	3,659
Total interest expense	$2,023,000	3,534
Net interest income	$5,640,000	3,646
Provision for loan and lease losses	$585,000	3,896
Total noninterest income	$519,000	4,490
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$317,000	3,522
Trading account gains and fees	$0	175
Additional Noninterest Income	$202,000	4,579
Total noninterest expense	$4,256,000	4,037
Salaries and employee benefits	$2,242,000	3,908
Premises and equipment expense	$615,000	3,658
Additional noninterest expense	$1,399,000	4,193
Pre-tax net operating income	$1,318,000	2,931
Securities gains (losses)	$0	3,793
Applicable income taxes	$5,000	4,343
Income before extraordinary items	$1,313,000	2,737
Extraordinary gains, net	$0	29
Net income	$1,313,000	2,733
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,313,000	2,738
Net charge-offs	$333,000	4,182
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,313,000	2,637
2010-09-30 (YTD Data)		Rank
Total interest income	$5,789,000	3,718
Total interest expense	$1,581,000	3,559
Net interest income	$4,208,000	3,697
Provision for loan and lease losses	$435,000	3,784
Total noninterest income	$408,000	4,470
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$243,000	3,545
Trading account gains and fees	$0	165
Additional Noninterest Income	$165,000	4,505
Total noninterest expense	$3,243,000	4,012
Salaries and employee benefits	$1,720,000	3,875
Premises and equipment expense	$490,000	3,537
Additional noninterest expense	$1,033,000	4,214
Pre-tax net operating income	$938,000	3,208
Securities gains (losses)	$0	3,651
Applicable income taxes	$4,000	4,431
Income before extraordinary items	$934,000	3,016
Extraordinary gains, net	$0	23
Net income	$934,000	3,013
Minority interest net income	$0	110
Net income of bank and minority interests.	$934,000	3,016
Net charge-offs	$183,000	4,322
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$934,000	2,892
2010-06-30 (YTD Data)		Rank
Total interest income	$3,868,000	3,745
Total interest expense	$1,106,000	3,531
Net interest income	$2,762,000	3,746
Provision for loan and lease losses	$240,000	3,941
Total noninterest income	$278,000	4,415
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$165,000	3,524
Trading account gains and fees	$0	152
Additional Noninterest Income	$113,000	4,429
Total noninterest expense	$2,151,000	4,030
Salaries and employee benefits	$1,145,000	3,903
Premises and equipment expense	$335,000	3,505
Additional noninterest expense	$671,000	4,280
Pre-tax net operating income	$649,000	3,167
Securities gains (losses)	$0	3,184
Applicable income taxes	$2,000	4,454
Income before extraordinary items	$647,000	2,913
Extraordinary gains, net	$0	19
Net income	$647,000	2,906
Minority interest net income	$0	105
Net income of bank and minority interests.	$647,000	2,911
Net charge-offs	$26,000	5,353
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$647,000	2,807
2010-03-31 (YTD Data)		Rank
Total interest income	$1,953,000	3,771
Total interest expense	$594,000	3,459
Net interest income	$1,359,000	3,804
Provision for loan and lease losses	$120,000	3,696
Total noninterest income	$153,000	4,226
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$79,000	3,603
Trading account gains and fees	$0	175
Additional Noninterest Income	$74,000	4,036
Total noninterest expense	$1,061,000	4,109
Salaries and employee benefits	$567,000	3,977
Premises and equipment expense	$164,000	3,646
Additional noninterest expense	$330,000	4,329
Pre-tax net operating income	$331,000	3,197
Securities gains (losses)	$0	2,284
Applicable income taxes	$1,000	4,457
Income before extraordinary items	$330,000	2,946
Extraordinary gains, net	$0	16
Net income	$330,000	2,942
Minority interest net income	$0	91
Net income of bank and minority interests.	$330,000	2,946
Net charge-offs	$23,000	4,330
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$330,000	2,837
2009-12-31 (YTD Data)		Rank
Total interest income	$8,568,000	3,640
Total interest expense	$3,264,000	3,212
Net interest income	$5,304,000	3,794
Provision for loan and lease losses	$878,000	3,707
Total noninterest income	$520,000	4,663
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$399,000	3,336
Trading account gains and fees	$0	211
Additional Noninterest Income	$121,000	5,395
Total noninterest expense	$4,270,000	4,161
Salaries and employee benefits	$2,361,000	3,859
Premises and equipment expense	$652,000	3,651
Additional noninterest expense	$1,257,000	4,610
Pre-tax net operating income	$676,000	3,606
Securities gains (losses)	$0	3,754
Applicable income taxes	$3,000	4,116
Income before extraordinary items	$673,000	3,420
Extraordinary gains, net	$0	34
Net income	$673,000	3,419
Minority interest net income	$0	115
Net income of bank and minority interests.	$673,000	3,419
Net charge-offs	$536,000	3,693
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$673,000	3,357
2009-09-30 (YTD Data)		Rank
Total interest income	$6,509,000	3,652
Total interest expense	$2,578,000	3,224
Net interest income	$3,931,000	3,821
Provision for loan and lease losses	$603,000	3,510
Total noninterest income	$433,000	4,510
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$302,000	3,335
Trading account gains and fees	$0	212
Additional Noninterest Income	$131,000	4,991
Total noninterest expense	$3,305,000	4,072
Salaries and employee benefits	$1,868,000	3,733
Premises and equipment expense	$479,000	3,742
Additional noninterest expense	$958,000	4,531
Pre-tax net operating income	$456,000	4,020
Securities gains (losses)	$0	3,497
Applicable income taxes	$2,000	4,371
Income before extraordinary items	$454,000	3,845
Extraordinary gains, net	$0	27
Net income	$454,000	3,841
Minority interest net income	$0	118
Net income of bank and minority interests.	$454,000	3,843
Net charge-offs	$291,000	3,749
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$454,000	3,754
2009-06-30 (YTD Data)		Rank
Total interest income	$4,399,000	3,646
Total interest expense	$1,793,000	3,237
Net interest income	$2,606,000	3,826
Provision for loan and lease losses	$453,000	3,095
Total noninterest income	$322,000	4,295
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$196,000	3,358
Trading account gains and fees	$0	193
Additional Noninterest Income	$126,000	4,407
Total noninterest expense	$2,195,000	4,101
Salaries and employee benefits	$1,245,000	3,782
Premises and equipment expense	$318,000	3,768
Additional noninterest expense	$632,000	4,575
Pre-tax net operating income	$280,000	4,229
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$280,000	4,072
Extraordinary gains, net	$0	21
Net income	$280,000	4,072
Minority interest net income	$0	112
Net income of bank and minority interests.	$280,000	4,072
Net charge-offs	$264,000	3,090
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$280,000	3,955
2009-03-31 (YTD Data)		Rank
Total interest income	$2,232,000	3,652
Total interest expense	$935,000	3,234
Net interest income	$1,297,000	3,839
Provision for loan and lease losses	$210,000	2,775
Total noninterest income	$136,000	4,626
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$89,000	3,480
Trading account gains and fees	$0	171
Additional Noninterest Income	$47,000	4,942
Total noninterest expense	$1,056,000	4,138
Salaries and employee benefits	$622,000	3,818
Premises and equipment expense	$166,000	3,699
Additional noninterest expense	$268,000	4,761
Pre-tax net operating income	$167,000	4,332
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$167,000	4,162
Extraordinary gains, net	$0	15
Net income	$167,000	4,165
Minority interest net income	$0	102
Net income of bank and minority interests.	$167,000	4,165
Net charge-offs	$119,000	2,680
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$167,000	4,006
2008-12-31 (YTD Data)		Rank
Total interest income	$9,607,000	3,645
Total interest expense	$4,451,000	3,252
Net interest income	$5,156,000	3,864
Provision for loan and lease losses	$805,000	3,035
Total noninterest income	$563,000	4,606
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$382,000	3,547
Trading account gains and fees	$0	154
Additional Noninterest Income	$181,000	5,008
Total noninterest expense	$3,796,000	4,400
Salaries and employee benefits	$2,140,000	4,232
Premises and equipment expense	$598,000	3,951
Additional noninterest expense	$1,058,000	4,656
Pre-tax net operating income	$1,118,000	3,559
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,118,000	3,075
Extraordinary gains, net	$0	39
Net income	$1,118,000	3,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$709,000	2,344
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,118,000	3,220
2008-09-30 (YTD Data)		Rank
Total interest income	$7,264,000	3,672
Total interest expense	$3,413,000	3,296
Net interest income	$3,851,000	3,894
Provision for loan and lease losses	$325,000	3,416
Total noninterest income	$411,000	4,760
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$283,000	3,599
Trading account gains and fees	$0	148
Additional Noninterest Income	$128,000	5,209
Total noninterest expense	$2,855,000	4,372
Salaries and employee benefits	$1,636,000	4,203
Premises and equipment expense	$444,000	3,982
Additional noninterest expense	$775,000	4,633
Pre-tax net operating income	$1,082,000	3,525
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,082,000	2,948
Extraordinary gains, net	$0	31
Net income	$1,082,000	2,944
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	3,617
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,082,000	3,094
2008-06-30 (YTD Data)		Rank
Total interest income	$4,871,000	3,708
Total interest expense	$2,355,000	3,334
Net interest income	$2,516,000	3,953
Provision for loan and lease losses	$120,000	3,966
Total noninterest income	$255,000	4,958
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$177,000	3,726
Trading account gains and fees	$0	149
Additional Noninterest Income	$78,000	5,462
Total noninterest expense	$1,864,000	4,461
Salaries and employee benefits	$1,068,000	4,302
Premises and equipment expense	$276,000	4,225
Additional noninterest expense	$520,000	4,615
Pre-tax net operating income	$787,000	3,461
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$787,000	3,090
Extraordinary gains, net	$0	21
Net income	$787,000	3,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	3,916
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$787,000	3,031
2008-03-31 (YTD Data)		Rank
Total interest income	$2,497,000	3,730
Total interest expense	$1,240,000	3,377
Net interest income	$1,257,000	3,964
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$129,000	4,937
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$84,000	3,792
Trading account gains and fees	$0	158
Additional Noninterest Income	$45,000	5,251
Total noninterest expense	$896,000	4,580
Salaries and employee benefits	$519,000	4,419
Premises and equipment expense	$137,000	4,265
Additional noninterest expense	$240,000	4,816
Pre-tax net operating income	$430,000	3,384
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$430,000	3,026
Extraordinary gains, net	$0	15
Net income	$430,000	3,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,162
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$430,000	2,943
2007-12-31 (YTD Data)		Rank
Total interest income	$9,227,000	3,976
Total interest expense	$4,813,000	3,558
Net interest income	$4,414,000	4,347
Provision for loan and lease losses	$125,000	4,554
Total noninterest income	$1,024,000	3,491
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$315,000	3,989
Trading account gains and fees	$0	178
Additional Noninterest Income	$709,000	2,739
Total noninterest expense	$3,228,000	4,782
Salaries and employee benefits	$1,941,000	4,479
Premises and equipment expense	$504,000	4,337
Additional noninterest expense	$783,000	5,422
Pre-tax net operating income	$2,085,000	3,233
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$2,085,000	2,729
Extraordinary gains, net	$0	39
Net income	$2,085,000	2,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	3,811
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,085,000	2,714
2007-09-30 (YTD Data)		Rank
Total interest income	$6,765,000	4,045
Total interest expense	$3,540,000	3,611
Net interest income	$3,225,000	4,447
Provision for loan and lease losses	$95,000	4,180
Total noninterest income	$844,000	3,279
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$223,000	4,101
Trading account gains and fees	$0	184
Additional Noninterest Income	$621,000	2,508
Total noninterest expense	$2,317,000	4,887
Salaries and employee benefits	$1,398,000	4,595
Premises and equipment expense	$377,000	4,336
Additional noninterest expense	$542,000	5,600
Pre-tax net operating income	$1,657,000	3,250
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,657,000	2,768
Extraordinary gains, net	$0	33
Net income	$1,657,000	2,766
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,499
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,657,000	2,752
2007-06-30 (YTD Data)		Rank
Total interest income	$4,426,000	4,116
Total interest expense	$2,335,000	3,634
Net interest income	$2,091,000	4,558
Provision for loan and lease losses	$80,000	3,654
Total noninterest income	$269,000	4,918
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$143,000	4,181
Trading account gains and fees	$0	168
Additional Noninterest Income	$126,000	4,649
Total noninterest expense	$1,519,000	4,972
Salaries and employee benefits	$932,000	4,637
Premises and equipment expense	$252,000	4,358
Additional noninterest expense	$335,000	5,808
Pre-tax net operating income	$761,000	4,132
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$761,000	3,633
Extraordinary gains, net	$0	29
Net income	$761,000	3,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	7,897
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$761,000	3,609
2007-03-31 (YTD Data)		Rank
Total interest income	$2,148,000	4,188
Total interest expense	$1,154,000	3,636
Net interest income	$994,000	4,699
Provision for loan and lease losses	$35,000	3,592
Total noninterest income	$109,000	5,358
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$65,000	4,347
Trading account gains and fees	$0	195
Additional Noninterest Income	$44,000	5,347
Total noninterest expense	$741,000	5,055
Salaries and employee benefits	$458,000	4,726
Premises and equipment expense	$128,000	4,318
Additional noninterest expense	$155,000	6,036
Pre-tax net operating income	$327,000	4,458
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$327,000	3,976
Extraordinary gains, net	$0	22
Net income	$327,000	3,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,735
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$327,000	3,958
2006-12-31 (YTD Data)		Rank
Total interest income	$7,364,000	4,423
Total interest expense	$3,620,000	3,830
Net interest income	$3,744,000	4,855
Provision for loan and lease losses	$240,000	3,157
Total noninterest income	$400,000	5,605
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$215,000	4,835
Trading account gains and fees	$0	130
Additional Noninterest Income	$185,000	5,265
Total noninterest expense	$2,837,000	5,073
Salaries and employee benefits	$1,711,000	4,781
Premises and equipment expense	$483,000	4,370
Additional noninterest expense	$643,000	5,870
Pre-tax net operating income	$1,067,000	5,048
Securities gains (losses)	$0	1,687
Applicable income taxes	$20,000	5,921
Income before extraordinary items	$1,047,000	4,609
Extraordinary gains, net	$0	51
Net income	$1,047,000	4,611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	3,581
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,047,000	4,598
2006-09-30 (YTD Data)		Rank
Total interest income	$5,300,000	4,535
Total interest expense	$2,521,000	3,933
Net interest income	$2,779,000	4,912
Provision for loan and lease losses	$180,000	3,038
Total noninterest income	$275,000	5,807
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$157,000	4,942
Trading account gains and fees	$0	126
Additional Noninterest Income	$118,000	5,555
Total noninterest expense	$2,051,000	5,188
Salaries and employee benefits	$1,228,000	4,889
Premises and equipment expense	$350,000	4,462
Additional noninterest expense	$473,000	5,924
Pre-tax net operating income	$823,000	5,174
Securities gains (losses)	$0	1,388
Applicable income taxes	$16,000	6,057
Income before extraordinary items	$807,000	4,681
Extraordinary gains, net	$0	45
Net income	$807,000	4,685
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,854
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$807,000	4,676
2006-06-30 (YTD Data)		Rank
Total interest income	$3,385,000	4,613
Total interest expense	$1,539,000	4,046
Net interest income	$1,846,000	4,950
Provision for loan and lease losses	$120,000	2,983
Total noninterest income	$194,000	5,715
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$98,000	5,060
Trading account gains and fees	$0	126
Additional Noninterest Income	$96,000	5,214
Total noninterest expense	$1,380,000	5,172
Salaries and employee benefits	$841,000	4,838
Premises and equipment expense	$234,000	4,456
Additional noninterest expense	$305,000	6,025
Pre-tax net operating income	$540,000	5,236
Securities gains (losses)	$0	1,185
Applicable income taxes	$7,000	6,238
Income before extraordinary items	$533,000	4,727
Extraordinary gains, net	$0	39
Net income	$533,000	4,731
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	2,602
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$533,000	4,716
2006-03-31 (YTD Data)		Rank
Total interest income	$1,654,000	4,624
Total interest expense	$730,000	4,067
Net interest income	$924,000	4,938
Provision for loan and lease losses	$60,000	2,788
Total noninterest income	$75,000	6,200
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$47,000	5,070
Trading account gains and fees	$0	115
Additional Noninterest Income	$28,000	6,187
Total noninterest expense	$669,000	5,274
Salaries and employee benefits	$405,000	4,969
Premises and equipment expense	$120,000	4,409
Additional noninterest expense	$144,000	6,179
Pre-tax net operating income	$270,000	5,209
Securities gains (losses)	$0	955
Applicable income taxes	$7,000	5,939
Income before extraordinary items	$263,000	4,748
Extraordinary gains, net	$0	21
Net income	$263,000	4,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$263,000	4,727
2005-12-31 (YTD Data)		Rank
Total interest income	$5,185,000	5,038
Total interest expense	$1,921,000	4,547
Net interest income	$3,264,000	5,228
Provision for loan and lease losses	$220,000	3,430
Total noninterest income	$333,000	6,118
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$144,000	5,683
Trading account gains and fees	$0	138
Additional Noninterest Income	$189,000	5,279
Total noninterest expense	$2,431,000	5,460
Salaries and employee benefits	$1,489,000	5,071
Premises and equipment expense	$376,000	5,053
Additional noninterest expense	$566,000	6,227
Pre-tax net operating income	$946,000	5,505
Securities gains (losses)	$0	2,296
Applicable income taxes	$4,000	6,709
Income before extraordinary items	$942,000	4,976
Extraordinary gains, net	$0	46
Net income	$942,000	4,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	5,317
Cash dividends	$301,000	4,369
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$942,000	4,947
2005-09-30 (YTD Data)		Rank
Total interest income	$3,600,000	5,263
Total interest expense	$1,259,000	4,809
Net interest income	$2,341,000	5,397
Provision for loan and lease losses	$190,000	3,039
Total noninterest income	$237,000	6,241
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$100,000	5,862
Trading account gains and fees	$0	126
Additional Noninterest Income	$137,000	5,359
Total noninterest expense	$1,663,000	5,723
Salaries and employee benefits	$1,022,000	5,349
Premises and equipment expense	$233,000	5,629
Additional noninterest expense	$408,000	6,301
Pre-tax net operating income	$725,000	5,567
Securities gains (losses)	$0	2,317
Applicable income taxes	$4,000	6,719
Income before extraordinary items	$721,000	5,005
Extraordinary gains, net	$0	35
Net income	$721,000	5,006
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$301,000	3,488
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$721,000	4,964
2005-06-30 (YTD Data)		Rank
Total interest income	$2,180,000	5,483
Total interest expense	$699,000	5,161
Net interest income	$1,481,000	5,537
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$174,000	6,046
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$62,000	5,950
Trading account gains and fees	$0	116
Additional Noninterest Income	$112,000	4,964
Total noninterest expense	$1,097,000	5,753
Salaries and employee benefits	$678,000	5,349
Premises and equipment expense	$158,000	5,558
Additional noninterest expense	$261,000	6,393
Pre-tax net operating income	$498,000	5,497
Securities gains (losses)	$0	2,146
Applicable income taxes	$4,000	6,673
Income before extraordinary items	$494,000	4,916
Extraordinary gains, net	$0	30
Net income	$494,000	4,918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,238
Cash dividends	$301,000	2,911
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$494,000	4,867
2005-03-31 (YTD Data)		Rank
Total interest income	$987,000	5,773
Total interest expense	$285,000	5,621
Net interest income	$702,000	5,724
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$67,000	6,520
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$29,000	6,046
Trading account gains and fees	$0	115
Additional Noninterest Income	$38,000	5,751
Total noninterest expense	$511,000	6,027
Salaries and employee benefits	$304,000	5,746
Premises and equipment expense	$82,000	5,496
Additional noninterest expense	$125,000	6,554
Pre-tax net operating income	$228,000	5,660
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$228,000	5,098
Extraordinary gains, net	$0	24
Net income	$228,000	5,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,481
Cash dividends	$154,000	2,505
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$228,000	5,072
2004-12-31 (YTD Data)		Rank
Total interest income	$3,285,000	6,157
Total interest expense	$872,000	6,029
Net interest income	$2,413,000	6,109
Provision for loan and lease losses	$24,000	6,604
Total noninterest income	$200,000	7,153
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$100,000	6,482
Trading account gains and fees	$0	138
Additional Noninterest Income	$100,000	6,428
Total noninterest expense	$1,731,000	6,484
Salaries and employee benefits	$1,054,000	6,102
Premises and equipment expense	$207,000	6,676
Additional noninterest expense	$470,000	6,738
Pre-tax net operating income	$858,000	5,625
Securities gains (losses)	$0	3,819
Applicable income taxes	$30,000	6,350
Income before extraordinary items	$828,000	5,184
Extraordinary gains, net	$0	34
Net income	$828,000	5,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,862
Cash dividends	$603,000	3,192
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$828,000	5,114
2004-09-30 (YTD Data)		Rank
Total interest income	$2,404,000	6,238
Total interest expense	$633,000	6,113
Net interest income	$1,771,000	6,176
Provision for loan and lease losses	$18,000	6,408
Total noninterest income	$143,000	7,277
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$74,000	6,546
Trading account gains and fees	$0	134
Additional Noninterest Income	$69,000	6,565
Total noninterest expense	$1,158,000	6,779
Salaries and employee benefits	$705,000	6,436
Premises and equipment expense	$108,000	7,369
Additional noninterest expense	$345,000	6,760
Pre-tax net operating income	$738,000	5,385
Securities gains (losses)	$0	3,710
Applicable income taxes	$22,000	6,467
Income before extraordinary items	$716,000	4,894
Extraordinary gains, net	$0	26
Net income	$716,000	4,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,003
Cash dividends	$603,000	2,388
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$716,000	4,805
2004-06-30 (YTD Data)		Rank
Total interest income	$1,595,000	6,269
Total interest expense	$417,000	6,177
Net interest income	$1,178,000	6,202
Provision for loan and lease losses	$12,000	6,242
Total noninterest income	$102,000	7,203
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$48,000	6,596
Trading account gains and fees	$0	130
Additional Noninterest Income	$54,000	6,302
Total noninterest expense	$715,000	7,026
Salaries and employee benefits	$443,000	6,664
Premises and equipment expense	$65,000	7,603
Additional noninterest expense	$207,000	7,058
Pre-tax net operating income	$553,000	5,053
Securities gains (losses)	$0	3,413
Applicable income taxes	$37,000	5,892
Income before extraordinary items	$516,000	4,660
Extraordinary gains, net	$0	21
Net income	$516,000	4,661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,514
Cash dividends	$603,000	1,854
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$516,000	4,568
2004-03-31 (YTD Data)		Rank
Total interest income	$789,000	6,314
Total interest expense	$213,000	6,172
Net interest income	$576,000	6,275
Provision for loan and lease losses	$6,000	5,941
Total noninterest income	$48,000	7,273
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$24,000	6,539
Trading account gains and fees	$0	121
Additional Noninterest Income	$24,000	6,514
Total noninterest expense	$330,000	7,273
Salaries and employee benefits	$195,000	7,054
Premises and equipment expense	$36,000	7,453
Additional noninterest expense	$99,000	7,181
Pre-tax net operating income	$288,000	4,902
Securities gains (losses)	$0	2,934
Applicable income taxes	$19,000	5,825
Income before extraordinary items	$269,000	4,564
Extraordinary gains, net	$0	16
Net income	$269,000	4,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,590
Cash dividends	$603,000	1,016
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$269,000	4,430
2003-12-31 (YTD Data)		Rank
Total interest income	$3,267,000	6,241
Total interest expense	$1,016,000	6,077
Net interest income	$2,251,000	6,253
Provision for loan and lease losses	$44,000	6,457
Total noninterest income	$159,000	7,724
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$106,000	6,463
Trading account gains and fees	$0	160
Additional Noninterest Income	$53,000	7,480
Total noninterest expense	$1,307,000	7,252
Salaries and employee benefits	$818,000	6,851
Premises and equipment expense	$136,000	7,587
Additional noninterest expense	$353,000	7,424
Pre-tax net operating income	$1,059,000	5,026
Securities gains (losses)	$0	4,500
Applicable income taxes	$118,000	5,544
Income before extraordinary items	$941,000	4,823
Extraordinary gains, net	$0	54
Net income	$941,000	4,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,445
Cash dividends	$330,000	4,221
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$941,000	4,655
2003-09-30 (YTD Data)		Rank
Total interest income	$2,485,000	6,269
Total interest expense	$789,000	6,115
Net interest income	$1,696,000	6,267
Provision for loan and lease losses	$32,000	6,346
Total noninterest income	$122,000	7,752
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$81,000	6,482
Trading account gains and fees	$0	153
Additional Noninterest Income	$41,000	7,480
Total noninterest expense	$972,000	7,275
Salaries and employee benefits	$609,000	6,877
Premises and equipment expense	$101,000	7,609
Additional noninterest expense	$262,000	7,457
Pre-tax net operating income	$814,000	5,075
Securities gains (losses)	$0	4,204
Applicable income taxes	$88,000	5,709
Income before extraordinary items	$726,000	4,891
Extraordinary gains, net	$0	40
Net income	$726,000	4,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	5,594
Cash dividends	$291,000	3,548
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$726,000	4,694
2003-06-30 (YTD Data)		Rank
Total interest income	$1,663,000	6,301
Total interest expense	$551,000	6,100
Net interest income	$1,112,000	6,327
Provision for loan and lease losses	$20,000	6,304
Total noninterest income	$79,000	7,791
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$54,000	6,457
Trading account gains and fees	$0	150
Additional Noninterest Income	$25,000	7,564
Total noninterest expense	$618,000	7,407
Salaries and employee benefits	$390,000	7,006
Premises and equipment expense	$59,000	7,849
Additional noninterest expense	$169,000	7,523
Pre-tax net operating income	$553,000	5,059
Securities gains (losses)	$0	3,782
Applicable income taxes	$45,000	6,001
Income before extraordinary items	$508,000	4,761
Extraordinary gains, net	$0	30
Net income	$508,000	4,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,638
Cash dividends	$258,000	3,098
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$508,000	4,551
2003-03-31 (YTD Data)		Rank
Total interest income	$835,000	6,321
Total interest expense	$284,000	6,116
Net interest income	$551,000	6,340
Provision for loan and lease losses	$12,000	5,906
Total noninterest income	$39,000	7,793
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$27,000	6,433
Trading account gains and fees	$0	134
Additional Noninterest Income	$12,000	7,671
Total noninterest expense	$306,000	7,467
Salaries and employee benefits	$202,000	6,954
Premises and equipment expense	$28,000	7,948
Additional noninterest expense	$76,000	7,777
Pre-tax net operating income	$272,000	5,047
Securities gains (losses)	$0	2,891
Applicable income taxes	$22,000	5,997
Income before extraordinary items	$250,000	4,715
Extraordinary gains, net	$0	21
Net income	$250,000	4,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,051
Cash dividends	$219,000	2,109
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$250,000	4,517
2002-12-31 (YTD Data)		Rank
Total interest income	$3,623,000	6,222
Total interest expense	$1,348,000	6,063
Net interest income	$2,275,000	6,206
Provision for loan and lease losses	$42,000	6,887
Total noninterest income	$168,000	7,632
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$106,000	6,474
Trading account gains and fees	$0	153
Additional Noninterest Income	$62,000	7,289
Total noninterest expense	$1,235,000	7,399
Salaries and employee benefits	$773,000	6,985
Premises and equipment expense	$113,000	7,983
Additional noninterest expense	$349,000	7,478
Pre-tax net operating income	$1,166,000	4,795
Securities gains (losses)	$0	4,537
Applicable income taxes	$383,000	3,971
Income before extraordinary items	$783,000	5,267
Extraordinary gains, net	$0	70
Net income	$783,000	5,266
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,046
Cash dividends	$347,000	4,093
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$783,000	5,126
2001-12-31 (YTD Data)		Rank
Total interest income	$3,823,000	6,493
Total interest expense	$2,027,000	6,053
Net interest income	$1,796,000	6,789
Provision for loan and lease losses	$24,000	7,420
Total noninterest income	$142,000	7,947
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$98,000	6,612
Trading account gains and fees	$0	177
Additional Noninterest Income	$44,000	7,857
Total noninterest expense	$1,147,000	7,585
Salaries and employee benefits	$710,000	7,163
Premises and equipment expense	$93,000	8,406
Additional noninterest expense	$344,000	7,556
Pre-tax net operating income	$767,000	5,596
Securities gains (losses)	$5,000	3,927
Applicable income taxes	$226,000	4,792
Income before extraordinary items	$546,000	5,862
Extraordinary gains, net	$0	105
Net income	$546,000	5,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,333
Cash dividends	$284,000	4,480
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$542,450	5,757
2000-12-31 (YTD Data)		Rank
Total interest income	$3,739,000	6,695
Total interest expense	$1,953,000	6,343
Net interest income	$1,786,000	6,947
Provision for loan and lease losses	$24,000	7,446
Total noninterest income	$153,000	7,844
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$97,000	6,628
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	7,603
Total noninterest expense	$1,102,000	7,736
Salaries and employee benefits	$681,000	7,285
Premises and equipment expense	$100,000	8,440
Additional noninterest expense	$321,000	7,775
Pre-tax net operating income	$813,000	5,826
Securities gains (losses)	$-2,000	7,578
Applicable income taxes	$258,000	4,918
Income before extraordinary items	$553,000	6,069
Extraordinary gains, net	$0	38
Net income	$553,000	6,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,623
Cash dividends	$288,000	4,592
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$554,360	6,068
1999-12-31 (YTD Data)		Rank
Total interest income	$3,520,000	6,805
Total interest expense	$1,667,000	6,603
Net interest income	$1,853,000	6,904
Provision for loan and lease losses	$22,000	7,597
Total noninterest income	$117,000	8,566
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	7,091
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	8,625
Total noninterest expense	$1,048,000	7,983
Salaries and employee benefits	$639,000	7,549
Premises and equipment expense	$100,000	8,634
Additional noninterest expense	$309,000	8,043
Pre-tax net operating income	$900,000	5,604
Securities gains (losses)	$-1,000	8,592
Applicable income taxes	$300,000	4,828
Income before extraordinary items	$599,000	5,904
Extraordinary gains, net	$0	35
Net income	$599,000	5,902
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$249,000	4,890
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$599,670	5,875
1998-12-31 (YTD Data)		Rank
Total interest income	$3,559,000	6,890
Total interest expense	$1,744,000	6,670
Net interest income	$1,815,000	7,017
Provision for loan and lease losses	$30,000	7,298
Total noninterest income	$132,000	8,511
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$84,000	7,177
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	8,232
Total noninterest expense	$1,011,000	8,084
Salaries and employee benefits	$638,000	7,541
Premises and equipment expense	$86,000	9,014
Additional noninterest expense	$287,000	8,253
Pre-tax net operating income	$906,000	5,712
Securities gains (losses)	$0	4,449
Applicable income taxes	$319,000	5,011
Income before extraordinary items	$587,000	6,115
Extraordinary gains, net	$0	32
Net income	$587,000	6,115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,860
Cash dividends	$244,000	5,009
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$587,000	6,010
1997-12-31 (YTD Data)		Rank
Total interest income	$3,261,000	7,437
Total interest expense	$1,575,000	7,166
Net interest income	$1,686,000	7,583
Provision for loan and lease losses	$171,000	3,847
Total noninterest income	$119,000	9,080
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	7,533
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	9,136
Total noninterest expense	$959,000	8,483
Salaries and employee benefits	$571,000	8,115
Premises and equipment expense	$83,000	9,364
Additional noninterest expense	$305,000	8,266
Pre-tax net operating income	$675,000	7,082
Securities gains (losses)	$0	3,944
Applicable income taxes	$236,000	6,417
Income before extraordinary items	$439,000	7,385
Extraordinary gains, net	$0	44
Net income	$439,000	7,388
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,177
Cash dividends	$187,000	5,551
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$439,000	7,335
1996-12-31 (YTD Data)		Rank
Total interest income	$2,914,000	8,108
Total interest expense	$1,420,000	7,787
Net interest income	$1,494,000	8,281
Provision for loan and lease losses	$53,000	6,487
Total noninterest income	$131,000	9,344
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	7,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	9,071
Total noninterest expense	$958,000	8,847
Salaries and employee benefits	$551,000	8,475
Premises and equipment expense	$86,000	9,652
Additional noninterest expense	$321,000	8,661
Pre-tax net operating income	$614,000	7,342
Securities gains (losses)	$4,000	3,123
Applicable income taxes	$212,000	6,957
Income before extraordinary items	$406,000	7,567
Extraordinary gains, net	$0	53
Net income	$406,000	7,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,612
Cash dividends	$169,000	5,790
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$403,360	7,534
1995-12-31 (YTD Data)		Rank
Total interest income	$2,661,000	8,698
Total interest expense	$1,328,000	8,195
Net interest income	$1,333,000	8,975
Provision for loan and lease losses	$36,000	6,768
Total noninterest income	$113,000	10,003
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$79,000	8,338
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	10,029
Total noninterest expense	$916,000	9,300
Salaries and employee benefits	$506,000	9,065
Premises and equipment expense	$89,000	9,947
Additional noninterest expense	$321,000	9,019
Pre-tax net operating income	$494,000	8,473
Securities gains (losses)	$0	3,831
Applicable income taxes	$153,000	8,204
Income before extraordinary items	$341,000	8,560
Extraordinary gains, net	$0	65
Net income	$341,000	8,564
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	5,073
Cash dividends	$170,000	5,838
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$341,000	8,530
1994-12-31 (YTD Data)		Rank
Total interest income	$2,256,000	9,329
Total interest expense	$999,000	8,697
Net interest income	$1,257,000	9,599
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$112,000	10,477
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$76,000	8,813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	10,409
Total noninterest expense	$888,000	9,833
Salaries and employee benefits	$445,000	9,867
Premises and equipment expense	$87,000	10,436
Additional noninterest expense	$356,000	9,275
Pre-tax net operating income	$421,000	9,193
Securities gains (losses)	$0	3,600
Applicable income taxes	$129,000	8,731
Income before extraordinary items	$292,000	9,229
Extraordinary gains, net	$0	249
Net income	$292,000	9,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,618
Cash dividends	$152,000	6,031
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$292,000	9,298
1993-12-31 (YTD Data)		Rank
Total interest income	$2,211,000	9,765
Total interest expense	$1,019,000	9,016
Net interest income	$1,192,000	10,083
Provision for loan and lease losses	$115,000	5,422
Total noninterest income	$212,000	8,992
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$76,000	9,141
Trading account gains and fees	NA	NA
Additional Noninterest Income	$136,000	6,879
Total noninterest expense	$821,000	10,562
Salaries and employee benefits	$368,000	10,965
Premises and equipment expense	$83,000	11,040
Additional noninterest expense	$370,000	9,605
Pre-tax net operating income	$468,000	8,880
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$158,000	8,455
Income before extraordinary items	$311,000	9,358
Extraordinary gains, net	$30,000	2,491
Net income	$341,000	9,203
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	4,303
Cash dividends	$86,000	7,203
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$310,340	9,100
1992-12-31 (YTD Data)		Rank
Total interest income	$2,415,000	10,066
Total interest expense	$1,229,000	9,505
Net interest income	$1,186,000	10,372
Provision for loan and lease losses	$75,000	8,067
Total noninterest income	$125,000	11,046
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$81,000	9,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	10,778
Total noninterest expense	$803,000	10,982
Salaries and employee benefits	$320,000	11,788
Premises and equipment expense	$95,000	10,910
Additional noninterest expense	$388,000	9,710
Pre-tax net operating income	$433,000	8,940
Securities gains (losses)	$0	8,369
Applicable income taxes	$155,000	8,485
Income before extraordinary items	$278,000	9,574
Extraordinary gains, net	$0	1,422
Net income	$278,000	9,709
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	5,361
Cash dividends	$144,000	5,884
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$278,000	9,208

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.