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The Peoples Bank of Georgia, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$9,814,000	2,865
Total interest expense	$2,166,000	2,959
Net interest income	$7,648,000	2,765
Provision for loan and lease losses	$272,000	1,749
Total noninterest income	$787,000	3,006
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$238,000	2,484
Trading account gains and fees	NA	NA
Additional Noninterest Income	$549,000	2,884
Total noninterest expense	$5,367,000	2,953
Salaries and employee benefits	$3,191,000	2,864
Premises and equipment expense	$428,000	3,155
Additional noninterest expense	$549,000	2,884
Pre-tax net operating income	$2,796,000	2,591
Securities gains (losses)	$0	988
Applicable income taxes	$657,000	1,721
Income before extraordinary items	$2,139,000	2,709
Extraordinary gains, net	$0	54
Net income	$2,139,000	2,737
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,139,000	2,711
Net charge-offs	$65,000	1,705
Cash dividends	$204,000	3,157
Sale, conversion, retirement of capital stock, net	$100,000	413
Net operating income	$2,139,000	2,736
2023-09-30 (YTD Data)		Rank
Total interest income	$7,100,000	2,892
Total interest expense	$1,431,000	2,987
Net interest income	$5,669,000	2,790
Provision for loan and lease losses	$155,000	1,846
Total noninterest income	$594,000	2,995
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$182,000	2,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$412,000	2,859
Total noninterest expense	$3,982,000	2,956
Salaries and employee benefits	$2,348,000	2,868
Premises and equipment expense	$320,000	3,178
Additional noninterest expense	$412,000	2,858
Pre-tax net operating income	$2,126,000	2,635
Securities gains (losses)	$0	849
Applicable income taxes	$500,000	1,754
Income before extraordinary items	$1,626,000	2,755
Extraordinary gains, net	$0	52
Net income	$1,626,000	2,785
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,626,000	2,756
Net charge-offs	$43,000	1,537
Cash dividends	$162,000	2,793
Sale, conversion, retirement of capital stock, net	$100,000	380
Net operating income	$1,626,000	2,781
2023-06-30 (YTD Data)		Rank
Total interest income	$4,534,000	2,922
Total interest expense	$778,000	3,061
Net interest income	$3,756,000	2,828
Provision for loan and lease losses	$120,000	1,688
Total noninterest income	$386,000	3,001
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$116,000	2,511
Trading account gains and fees	NA	NA
Additional Noninterest Income	$270,000	2,849
Total noninterest expense	$2,582,000	2,986
Salaries and employee benefits	$1,509,000	2,918
Premises and equipment expense	$209,000	3,209
Additional noninterest expense	$270,000	2,843
Pre-tax net operating income	$1,440,000	2,633
Securities gains (losses)	$0	938
Applicable income taxes	$339,000	1,760
Income before extraordinary items	$1,101,000	2,754
Extraordinary gains, net	$0	51
Net income	$1,101,000	2,786
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,101,000	2,754
Net charge-offs	$-5,000	3,722
Cash dividends	$76,000	2,805
Sale, conversion, retirement of capital stock, net	$100,000	344
Net operating income	$1,101,000	2,774
2023-03-31 (YTD Data)		Rank
Total interest income	$2,174,000	2,971
Total interest expense	$326,000	3,080
Net interest income	$1,848,000	2,862
Provision for loan and lease losses	$70,000	1,505
Total noninterest income	$189,000	3,019
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$52,000	2,660
Trading account gains and fees	NA	NA
Additional Noninterest Income	$137,000	2,840
Total noninterest expense	$1,247,000	3,070
Salaries and employee benefits	$738,000	3,001
Premises and equipment expense	$105,000	3,254
Additional noninterest expense	$137,000	2,840
Pre-tax net operating income	$720,000	2,675
Securities gains (losses)	$0	950
Applicable income taxes	$169,000	1,785
Income before extraordinary items	$551,000	2,794
Extraordinary gains, net	$0	4
Net income	$551,000	2,794
Minority interest net income	$0	48
Net income of bank and minority interests.	$551,000	2,794
Net charge-offs	$2,000	1,796
Cash dividends	$76,000	2,146
Sale, conversion, retirement of capital stock, net	$100,000	252
Net operating income	$551,000	2,823
2022-12-31 (YTD Data)		Rank
Total interest income	$7,639,000	2,925
Total interest expense	$485,000	3,268
Net interest income	$7,154,000	2,845
Provision for loan and lease losses	$175,000	1,884
Total noninterest income	$757,000	3,117
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$190,000	2,804
Trading account gains and fees	NA	NA
Additional Noninterest Income	$567,000	2,932
Total noninterest expense	$5,133,000	2,999
Salaries and employee benefits	$2,981,000	2,951
Premises and equipment expense	$435,000	3,184
Additional noninterest expense	$567,000	2,932
Pre-tax net operating income	$2,603,000	2,811
Securities gains (losses)	$0	691
Applicable income taxes	$613,000	1,889
Income before extraordinary items	$1,990,000	2,944
Extraordinary gains, net	$0	5
Net income	$1,990,000	2,941
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,990,000	2,943
Net charge-offs	$44,000	1,618
Cash dividends	$200,000	3,144
Sale, conversion, retirement of capital stock, net	$200,000	402
Net operating income	$1,990,000	2,972
2022-09-30 (YTD Data)		Rank
Total interest income	$5,548,000	2,917
Total interest expense	$261,000	3,457
Net interest income	$5,287,000	2,844
Provision for loan and lease losses	$120,000	1,768
Total noninterest income	$571,000	3,150
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$135,000	2,884
Trading account gains and fees	NA	NA
Additional Noninterest Income	$436,000	2,944
Total noninterest expense	$3,760,000	3,029
Salaries and employee benefits	$2,175,000	2,980
Premises and equipment expense	$296,000	3,329
Additional noninterest expense	$436,000	2,944
Pre-tax net operating income	$1,978,000	2,794
Securities gains (losses)	$0	740
Applicable income taxes	$448,000	1,912
Income before extraordinary items	$1,530,000	2,899
Extraordinary gains, net	$0	4
Net income	$1,530,000	2,897
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,530,000	2,898
Net charge-offs	$68,000	1,087
Cash dividends	$117,000	2,886
Sale, conversion, retirement of capital stock, net	$200,000	349
Net operating income	$1,530,000	2,934
2022-06-30 (YTD Data)		Rank
Total interest income	$3,635,000	2,908
Total interest expense	$163,000	3,455
Net interest income	$3,472,000	2,849
Provision for loan and lease losses	$55,000	1,880
Total noninterest income	$393,000	3,097
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$80,000	3,025
Trading account gains and fees	NA	NA
Additional Noninterest Income	$313,000	2,897
Total noninterest expense	$2,447,000	3,053
Salaries and employee benefits	$1,425,000	3,012
Premises and equipment expense	$197,000	3,350
Additional noninterest expense	$825,000	2,932
Pre-tax net operating income	$1,363,000	2,678
Securities gains (losses)	$0	687
Applicable income taxes	$309,000	1,832
Income before extraordinary items	$1,054,000	2,773
Extraordinary gains, net	$0	4
Net income	$1,054,000	2,771
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,054,000	2,773
Net charge-offs	$62,000	883
Cash dividends	$117,000	2,678
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,054,000	2,800
2022-03-31 (YTD Data)		Rank
Total interest income	$1,792,000	2,885
Total interest expense	$76,000	3,499
Net interest income	$1,716,000	2,815
Provision for loan and lease losses	$0	2,285
Total noninterest income	$199,000	3,056
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$39,000	3,030
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	2,827
Total noninterest expense	$1,178,000	3,107
Salaries and employee benefits	$684,000	3,072
Premises and equipment expense	$97,000	3,383
Additional noninterest expense	$397,000	2,981
Pre-tax net operating income	$737,000	2,494
Securities gains (losses)	$0	623
Applicable income taxes	$167,000	1,725
Income before extraordinary items	$570,000	2,599
Extraordinary gains, net	$0	4
Net income	$570,000	2,597
Minority interest net income	$0	50
Net income of bank and minority interests.	$570,000	2,599
Net charge-offs	$47,000	697
Cash dividends	$78,000	2,064
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$570,000	2,618
2021-12-31 (YTD Data)		Rank
Total interest income	$6,602,000	3,093
Total interest expense	$332,000	3,649
Net interest income	$6,270,000	3,012
Provision for loan and lease losses	$327,000	1,350
Total noninterest income	$687,000	3,357
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$162,000	2,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$525,000	3,223
Total noninterest expense	$4,454,000	3,206
Salaries and employee benefits	$2,614,000	3,140
Premises and equipment expense	$400,000	3,355
Additional noninterest expense	$1,440,000	3,164
Pre-tax net operating income	$2,176,000	3,046
Securities gains (losses)	$107,000	829
Applicable income taxes	$449,000	2,169
Income before extraordinary items	$1,834,000	3,132
Extraordinary gains, net	$0	10
Net income	$1,834,000	3,132
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,834,000	3,132
Net charge-offs	$33,000	1,866
Cash dividends	$178,000	3,308
Sale, conversion, retirement of capital stock, net	$-190,000	4,778
Net operating income	$1,748,400	3,165
2021-09-30 (YTD Data)		Rank
Total interest income	$4,789,000	3,196
Total interest expense	$253,000	3,724
Net interest income	$4,536,000	3,120
Provision for loan and lease losses	$277,000	1,219
Total noninterest income	$504,000	3,416
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$117,000	2,977
Trading account gains and fees	NA	NA
Additional Noninterest Income	$387,000	3,288
Total noninterest expense	$3,185,000	3,296
Salaries and employee benefits	$1,804,000	3,264
Premises and equipment expense	$296,000	3,423
Additional noninterest expense	$1,085,000	3,176
Pre-tax net operating income	$1,578,000	3,194
Securities gains (losses)	$107,000	779
Applicable income taxes	$374,000	2,175
Income before extraordinary items	$1,311,000	3,289
Extraordinary gains, net	$0	8
Net income	$1,311,000	3,288
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,311,000	3,289
Net charge-offs	$44,000	1,410
Cash dividends	$138,000	2,975
Sale, conversion, retirement of capital stock, net	$-190,000	4,859
Net operating income	$1,226,470	3,354
2021-06-30 (YTD Data)		Rank
Total interest income	$3,092,000	3,256
Total interest expense	$171,000	3,784
Net interest income	$2,921,000	3,161
Provision for loan and lease losses	$261,000	996
Total noninterest income	$322,000	3,457
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$75,000	2,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$247,000	3,320
Total noninterest expense	$2,067,000	3,318
Salaries and employee benefits	$1,160,000	3,320
Premises and equipment expense	$193,000	3,458
Additional noninterest expense	$714,000	3,186
Pre-tax net operating income	$915,000	3,373
Securities gains (losses)	$62,000	807
Applicable income taxes	$214,000	2,270
Income before extraordinary items	$763,000	3,446
Extraordinary gains, net	$0	6
Net income	$763,000	3,445
Minority interest net income	$0	67
Net income of bank and minority interests.	$763,000	3,446
Net charge-offs	$51,000	1,146
Cash dividends	$96,000	2,869
Sale, conversion, retirement of capital stock, net	$200,000	272
Net operating income	$714,020	3,506
2021-03-31 (YTD Data)		Rank
Total interest income	$1,533,000	3,262
Total interest expense	$89,000	3,801
Net interest income	$1,444,000	3,170
Provision for loan and lease losses	$184,000	857
Total noninterest income	$144,000	3,561
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$38,000	2,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	3,457
Total noninterest expense	$982,000	3,404
Salaries and employee benefits	$549,000	3,409
Premises and equipment expense	$94,000	3,500
Additional noninterest expense	$339,000	3,228
Pre-tax net operating income	$422,000	3,436
Securities gains (losses)	$-9,000	4,659
Applicable income taxes	$89,000	2,363
Income before extraordinary items	$324,000	3,619
Extraordinary gains, net	$0	3
Net income	$324,000	3,619
Minority interest net income	$0	55
Net income of bank and minority interests.	$324,000	3,619
Net charge-offs	$58,000	778
Cash dividends	$47,000	2,295
Sale, conversion, retirement of capital stock, net	$200,000	189
Net operating income	$331,110	3,567
2020-12-31 (YTD Data)		Rank
Total interest income	$5,305,000	3,499
Total interest expense	$622,000	3,584
Net interest income	$4,683,000	3,450
Provision for loan and lease losses	$358,000	2,536
Total noninterest income	$549,000	3,531
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$180,000	2,901
Trading account gains and fees	NA	NA
Additional Noninterest Income	$369,000	3,443
Total noninterest expense	$3,816,000	3,445
Salaries and employee benefits	$2,116,000	3,480
Premises and equipment expense	$393,000	3,436
Additional noninterest expense	$1,307,000	3,267
Pre-tax net operating income	$1,058,000	3,648
Securities gains (losses)	$34,000	1,899
Applicable income taxes	$234,000	2,467
Income before extraordinary items	$858,000	3,801
Extraordinary gains, net	$0	4
Net income	$858,000	3,801
Minority interest net income	$0	72
Net income of bank and minority interests.	$858,000	3,801
Net charge-offs	$168,000	1,662
Cash dividends	$181,000	3,436
Sale, conversion, retirement of capital stock, net	$770,000	225
Net operating income	$831,140	3,770
2020-09-30 (YTD Data)		Rank
Total interest income	$3,872,000	3,576
Total interest expense	$504,000	3,591
Net interest income	$3,368,000	3,539
Provision for loan and lease losses	$268,000	2,533
Total noninterest income	$388,000	3,573
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$131,000	2,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$257,000	3,499
Total noninterest expense	$2,748,000	3,501
Salaries and employee benefits	$1,529,000	3,525
Premises and equipment expense	$291,000	3,457
Additional noninterest expense	$928,000	3,333
Pre-tax net operating income	$740,000	3,731
Securities gains (losses)	$40,000	1,638
Applicable income taxes	$167,000	2,500
Income before extraordinary items	$613,000	3,854
Extraordinary gains, net	$0	4
Net income	$613,000	3,853
Minority interest net income	$0	65
Net income of bank and minority interests.	$613,000	3,854
Net charge-offs	$116,000	1,574
Cash dividends	$117,000	3,120
Sale, conversion, retirement of capital stock, net	$500,000	215
Net operating income	$581,400	3,844
2020-06-30 (YTD Data)		Rank
Total interest income	$2,512,000	3,658
Total interest expense	$353,000	3,634
Net interest income	$2,159,000	3,628
Provision for loan and lease losses	$183,000	2,483
Total noninterest income	$263,000	3,542
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$88,000	2,976
Trading account gains and fees	NA	NA
Additional Noninterest Income	$175,000	3,446
Total noninterest expense	$1,802,000	3,541
Salaries and employee benefits	$1,012,000	3,541
Premises and equipment expense	$187,000	3,513
Additional noninterest expense	$603,000	3,398
Pre-tax net operating income	$437,000	3,833
Securities gains (losses)	$40,000	1,392
Applicable income taxes	$103,000	2,507
Income before extraordinary items	$374,000	3,912
Extraordinary gains, net	$0	4
Net income	$374,000	3,912
Minority interest net income	$0	65
Net income of bank and minority interests.	$374,000	3,912
Net charge-offs	$59,000	1,635
Cash dividends	$78,000	3,043
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$342,400	3,934
2020-03-31 (YTD Data)		Rank
Total interest income	$1,265,000	3,661
Total interest expense	$188,000	3,671
Net interest income	$1,077,000	3,616
Provision for loan and lease losses	$100,000	1,942
Total noninterest income	$139,000	3,464
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$57,000	2,902
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	3,395
Total noninterest expense	$890,000	3,590
Salaries and employee benefits	$501,000	3,585
Premises and equipment expense	$95,000	3,505
Additional noninterest expense	$294,000	3,482
Pre-tax net operating income	$226,000	3,672
Securities gains (losses)	$40,000	915
Applicable income taxes	$58,000	2,309
Income before extraordinary items	$208,000	3,660
Extraordinary gains, net	$0	4
Net income	$208,000	3,661
Minority interest net income	$0	56
Net income of bank and minority interests.	$208,000	3,661
Net charge-offs	$-8,000	4,381
Cash dividends	$39,000	2,530
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$176,400	3,800
2019-12-31 (YTD Data)		Rank
Total interest income	$4,896,000	3,780
Total interest expense	$743,000	3,727
Net interest income	$4,153,000	3,723
Provision for loan and lease losses	$250,000	2,134
Total noninterest income	$512,000	3,651
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$235,000	2,959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$277,000	3,657
Total noninterest expense	$3,401,000	3,700
Salaries and employee benefits	$1,951,000	3,647
Premises and equipment expense	$359,000	3,645
Additional noninterest expense	$1,091,000	3,663
Pre-tax net operating income	$1,014,000	3,848
Securities gains (losses)	$-4,000	4,673
Applicable income taxes	$218,000	2,571
Income before extraordinary items	$792,000	4,007
Extraordinary gains, net	$0	11
Net income	$792,000	4,009
Minority interest net income	$0	76
Net income of bank and minority interests.	$792,000	4,009
Net charge-offs	$256,000	1,475
Cash dividends	$163,000	3,610
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$795,160	3,974
2019-09-30 (YTD Data)		Rank
Total interest income	$3,643,000	3,837
Total interest expense	$551,000	3,767
Net interest income	$3,092,000	3,793
Provision for loan and lease losses	$191,000	2,021
Total noninterest income	$375,000	3,703
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$174,000	3,020
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	3,715
Total noninterest expense	$2,537,000	3,731
Salaries and employee benefits	$1,449,000	3,686
Premises and equipment expense	$261,000	3,733
Additional noninterest expense	$827,000	3,662
Pre-tax net operating income	$739,000	3,978
Securities gains (losses)	$-4,000	4,776
Applicable income taxes	$159,000	2,657
Income before extraordinary items	$576,000	4,137
Extraordinary gains, net	$0	11
Net income	$576,000	4,137
Minority interest net income	$0	72
Net income of bank and minority interests.	$576,000	4,137
Net charge-offs	$142,000	1,531
Cash dividends	$116,000	3,314
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$579,160	4,109
2019-06-30 (YTD Data)		Rank
Total interest income	$2,410,000	3,864
Total interest expense	$360,000	3,788
Net interest income	$2,050,000	3,821
Provision for loan and lease losses	$151,000	1,790
Total noninterest income	$260,000	3,636
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$118,000	2,992
Trading account gains and fees	NA	NA
Additional Noninterest Income	$142,000	3,657
Total noninterest expense	$1,695,000	3,765
Salaries and employee benefits	$972,000	3,702
Premises and equipment expense	$171,000	3,771
Additional noninterest expense	$552,000	3,694
Pre-tax net operating income	$464,000	4,065
Securities gains (losses)	$-4,000	4,803
Applicable income taxes	$100,000	2,668
Income before extraordinary items	$360,000	4,210
Extraordinary gains, net	$0	11
Net income	$360,000	4,208
Minority interest net income	$0	69
Net income of bank and minority interests.	$360,000	4,209
Net charge-offs	$142,000	1,203
Cash dividends	$77,000	3,238
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$363,160	4,180
2019-03-31 (YTD Data)		Rank
Total interest income	$1,200,000	3,885
Total interest expense	$172,000	3,832
Net interest income	$1,028,000	3,854
Provision for loan and lease losses	$70,000	1,790
Total noninterest income	$115,000	3,775
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$59,000	2,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	3,892
Total noninterest expense	$852,000	3,793
Salaries and employee benefits	$498,000	3,697
Premises and equipment expense	$83,000	3,854
Additional noninterest expense	$271,000	3,735
Pre-tax net operating income	$221,000	4,118
Securities gains (losses)	$-4,000	4,984
Applicable income taxes	$48,000	2,665
Income before extraordinary items	$169,000	4,247
Extraordinary gains, net	$0	5
Net income	$169,000	4,246
Minority interest net income	$0	52
Net income of bank and minority interests.	$169,000	4,246
Net charge-offs	$122,000	803
Cash dividends	$39,000	2,670
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$172,160	4,222
2018-12-31 (YTD Data)		Rank
Total interest income	$4,575,000	3,902
Total interest expense	$558,000	3,787
Net interest income	$4,017,000	3,883
Provision for loan and lease losses	$180,000	2,460
Total noninterest income	$489,000	3,802
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$213,000	3,230
Trading account gains and fees	NA	NA
Additional Noninterest Income	$276,000	3,765
Total noninterest expense	$3,373,000	3,806
Salaries and employee benefits	$1,943,000	3,738
Premises and equipment expense	$355,000	3,750
Additional noninterest expense	$1,075,000	3,773
Pre-tax net operating income	$953,000	4,076
Securities gains (losses)	$-5,000	4,250
Applicable income taxes	$190,000	2,717
Income before extraordinary items	$758,000	4,196
Extraordinary gains, net	$0	6
Net income	$758,000	4,195
Minority interest net income	$0	72
Net income of bank and minority interests.	$758,000	4,195
Net charge-offs	$72,000	2,383
Cash dividends	$154,000	3,682
Sale, conversion, retirement of capital stock, net	$900,000	242
Net operating income	$762,000	4,200
2018-09-30 (YTD Data)		Rank
Total interest income	$3,379,000	3,955
Total interest expense	$389,000	3,838
Net interest income	$2,990,000	3,927
Provision for loan and lease losses	$120,000	2,455
Total noninterest income	$365,000	3,843
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$157,000	3,279
Trading account gains and fees	NA	NA
Additional Noninterest Income	$208,000	3,796
Total noninterest expense	$2,509,000	3,847
Salaries and employee benefits	$1,436,000	3,782
Premises and equipment expense	$258,000	3,825
Additional noninterest expense	$815,000	3,783
Pre-tax net operating income	$726,000	4,143
Securities gains (losses)	$-5,000	4,626
Applicable income taxes	$145,000	2,771
Income before extraordinary items	$576,000	4,252
Extraordinary gains, net	$0	5
Net income	$576,000	4,251
Minority interest net income	$0	66
Net income of bank and minority interests.	$576,000	4,251
Net charge-offs	$62,000	2,052
Cash dividends	$118,000	3,313
Sale, conversion, retirement of capital stock, net	$580,000	236
Net operating income	$580,000	4,257
2018-06-30 (YTD Data)		Rank
Total interest income	$2,203,000	3,999
Total interest expense	$235,000	3,927
Net interest income	$1,968,000	3,969
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$231,000	3,935
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$100,000	3,339
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	3,880
Total noninterest expense	$1,663,000	3,879
Salaries and employee benefits	$954,000	3,809
Premises and equipment expense	$172,000	3,857
Additional noninterest expense	$537,000	3,833
Pre-tax net operating income	$476,000	4,154
Securities gains (losses)	$-5,000	4,867
Applicable income taxes	$95,000	2,761
Income before extraordinary items	$376,000	4,278
Extraordinary gains, net	$0	6
Net income	$376,000	4,277
Minority interest net income	$0	65
Net income of bank and minority interests.	$376,000	4,277
Net charge-offs	$58,000	1,659
Cash dividends	$74,000	3,276
Sale, conversion, retirement of capital stock, net	$280,000	246
Net operating income	$380,000	4,271
2018-03-31 (YTD Data)		Rank
Total interest income	$1,077,000	4,053
Total interest expense	$113,000	3,950
Net interest income	$964,000	4,030
Provision for loan and lease losses	$20,000	2,793
Total noninterest income	$116,000	3,919
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$49,000	3,375
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,000	3,865
Total noninterest expense	$808,000	3,971
Salaries and employee benefits	$473,000	3,859
Premises and equipment expense	$80,000	4,036
Additional noninterest expense	$255,000	3,945
Pre-tax net operating income	$252,000	4,057
Securities gains (losses)	$-5,000	5,135
Applicable income taxes	$50,000	2,692
Income before extraordinary items	$197,000	4,202
Extraordinary gains, net	$0	7
Net income	$197,000	4,202
Minority interest net income	$0	52
Net income of bank and minority interests.	$197,000	4,202
Net charge-offs	$2,000	2,440
Cash dividends	$36,000	2,629
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$201,000	4,185
2017-12-31 (YTD Data)		Rank
Total interest income	$3,874,000	4,197
Total interest expense	$372,000	4,093
Net interest income	$3,502,000	4,180
Provision for loan and lease losses	$40,000	3,661
Total noninterest income	$379,000	4,261
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$182,000	3,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$197,000	4,225
Total noninterest expense	$3,065,000	4,068
Salaries and employee benefits	$1,685,000	4,073
Premises and equipment expense	$353,000	3,884
Additional noninterest expense	$1,027,000	3,974
Pre-tax net operating income	$776,000	4,358
Securities gains (losses)	$0	2,243
Applicable income taxes	$269,000	2,808
Income before extraordinary items	$507,000	4,489
Extraordinary gains, net	$0	9
Net income	$507,000	4,489
Minority interest net income	$0	76
Net income of bank and minority interests.	$507,000	4,489
Net charge-offs	$27,000	3,289
Cash dividends	$130,000	3,810
Sale, conversion, retirement of capital stock, net	$780,000	246
Net operating income	$507,000	4,480
2017-09-30 (YTD Data)		Rank
Total interest income	$2,830,000	4,286
Total interest expense	$267,000	4,188
Net interest income	$2,563,000	4,255
Provision for loan and lease losses	$15,000	3,792
Total noninterest income	$280,000	4,322
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$132,000	3,658
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	4,271
Total noninterest expense	$2,249,000	4,140
Salaries and employee benefits	$1,214,000	4,168
Premises and equipment expense	$260,000	3,959
Additional noninterest expense	$775,000	3,975
Pre-tax net operating income	$579,000	4,448
Securities gains (losses)	$0	2,274
Applicable income taxes	$186,000	2,810
Income before extraordinary items	$393,000	4,665
Extraordinary gains, net	$0	9
Net income	$393,000	4,665
Minority interest net income	$0	71
Net income of bank and minority interests.	$393,000	4,665
Net charge-offs	$14,000	3,140
Cash dividends	$94,000	3,455
Sale, conversion, retirement of capital stock, net	$680,000	219
Net operating income	$393,000	4,658
2017-06-30 (YTD Data)		Rank
Total interest income	$1,840,000	4,339
Total interest expense	$166,000	4,284
Net interest income	$1,674,000	4,296
Provision for loan and lease losses	$0	3,871
Total noninterest income	$177,000	4,388
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$82,000	3,761
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	4,313
Total noninterest expense	$1,447,000	4,229
Salaries and employee benefits	$787,000	4,257
Premises and equipment expense	$168,000	4,028
Additional noninterest expense	$492,000	4,068
Pre-tax net operating income	$404,000	4,375
Securities gains (losses)	$0	1,906
Applicable income taxes	$129,000	2,771
Income before extraordinary items	$275,000	4,595
Extraordinary gains, net	$0	11
Net income	$275,000	4,594
Minority interest net income	$0	71
Net income of bank and minority interests.	$275,000	4,595
Net charge-offs	$-3,000	4,411
Cash dividends	$60,000	3,338
Sale, conversion, retirement of capital stock, net	$400,000	212
Net operating income	$275,000	4,585
2017-03-31 (YTD Data)		Rank
Total interest income	$892,000	4,409
Total interest expense	$79,000	4,358
Net interest income	$813,000	4,355
Provision for loan and lease losses	$0	3,537
Total noninterest income	$82,000	4,512
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$39,000	3,834
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	4,462
Total noninterest expense	$691,000	4,347
Salaries and employee benefits	$380,000	4,361
Premises and equipment expense	$82,000	4,108
Additional noninterest expense	$229,000	4,236
Pre-tax net operating income	$204,000	4,326
Securities gains (losses)	$0	1,153
Applicable income taxes	$65,000	2,723
Income before extraordinary items	$139,000	4,567
Extraordinary gains, net	$0	8
Net income	$139,000	4,566
Minority interest net income	$0	55
Net income of bank and minority interests.	$139,000	4,567
Net charge-offs	$-3,000	4,448
Cash dividends	$29,000	2,733
Sale, conversion, retirement of capital stock, net	$200,000	185
Net operating income	$139,000	4,555
2016-12-31 (YTD Data)		Rank
Total interest income	$2,984,000	4,723
Total interest expense	$259,000	4,661
Net interest income	$2,725,000	4,671
Provision for loan and lease losses	$0	4,332
Total noninterest income	$293,000	4,693
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$154,000	3,939
Trading account gains and fees	$0	170
Additional Noninterest Income	$139,000	4,720
Total noninterest expense	$2,442,000	4,586
Salaries and employee benefits	$1,290,000	4,652
Premises and equipment expense	$320,000	4,191
Additional noninterest expense	$832,000	4,499
Pre-tax net operating income	$576,000	4,696
Securities gains (losses)	$0	3,212
Applicable income taxes	$178,000	3,003
Income before extraordinary items	$398,000	4,930
Extraordinary gains, net	$0	5
Net income	$398,000	4,929
Minority interest net income	$0	82
Net income of bank and minority interests.	$398,000	4,929
Net charge-offs	$-17,000	5,082
Cash dividends	$89,000	4,015
Sale, conversion, retirement of capital stock, net	$550,000	269
Net operating income	$398,000	4,876
2016-09-30 (YTD Data)		Rank
Total interest income	$2,135,000	4,829
Total interest expense	$186,000	4,757
Net interest income	$1,949,000	4,789
Provision for loan and lease losses	$0	4,186
Total noninterest income	$213,000	4,765
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$112,000	4,010
Trading account gains and fees	$0	169
Additional Noninterest Income	$101,000	4,785
Total noninterest expense	$1,712,000	4,718
Salaries and employee benefits	$922,000	4,733
Premises and equipment expense	$186,000	4,647
Additional noninterest expense	$604,000	4,578
Pre-tax net operating income	$450,000	4,745
Securities gains (losses)	$0	3,160
Applicable income taxes	$140,000	3,035
Income before extraordinary items	$310,000	4,963
Extraordinary gains, net	$0	5
Net income	$310,000	4,963
Minority interest net income	$0	71
Net income of bank and minority interests.	$310,000	4,963
Net charge-offs	$-20,000	5,100
Cash dividends	$61,000	3,611
Sale, conversion, retirement of capital stock, net	$350,000	262
Net operating income	$310,000	4,912
2016-06-30 (YTD Data)		Rank
Total interest income	$1,360,000	4,929
Total interest expense	$117,000	4,878
Net interest income	$1,243,000	4,887
Provision for loan and lease losses	$0	4,017
Total noninterest income	$132,000	4,874
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$67,000	4,184
Trading account gains and fees	$0	157
Additional Noninterest Income	$65,000	4,860
Total noninterest expense	$1,055,000	4,898
Salaries and employee benefits	$579,000	4,877
Premises and equipment expense	$100,000	4,962
Additional noninterest expense	$376,000	4,736
Pre-tax net operating income	$320,000	4,694
Securities gains (losses)	$0	2,835
Applicable income taxes	$100,000	3,002
Income before extraordinary items	$220,000	4,932
Extraordinary gains, net	$0	16
Net income	$220,000	4,932
Minority interest net income	$0	71
Net income of bank and minority interests.	$220,000	4,932
Net charge-offs	$-19,000	5,189
Cash dividends	$35,000	3,530
Sale, conversion, retirement of capital stock, net	$250,000	250
Net operating income	$220,000	4,884
2016-03-31 (YTD Data)		Rank
Total interest income	$680,000	4,974
Total interest expense	$57,000	4,955
Net interest income	$623,000	4,927
Provision for loan and lease losses	$0	3,656
Total noninterest income	$61,000	4,952
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$33,000	4,195
Trading account gains and fees	$0	142
Additional Noninterest Income	$28,000	4,988
Total noninterest expense	$503,000	5,015
Salaries and employee benefits	$280,000	4,959
Premises and equipment expense	$41,000	5,228
Additional noninterest expense	$182,000	4,843
Pre-tax net operating income	$181,000	4,545
Securities gains (losses)	$0	2,077
Applicable income taxes	$57,000	2,884
Income before extraordinary items	$124,000	4,812
Extraordinary gains, net	$0	12
Net income	$124,000	4,811
Minority interest net income	$0	62
Net income of bank and minority interests.	$124,000	4,812
Net charge-offs	$-15,000	5,360
Cash dividends	$10,000	2,848
Sale, conversion, retirement of capital stock, net	$250,000	155
Net operating income	$124,000	4,748
2015-12-31 (YTD Data)		Rank
Total interest income	$2,540,000	5,075
Total interest expense	$212,000	5,103
Net interest income	$2,328,000	5,017
Provision for loan and lease losses	$0	4,380
Total noninterest income	$245,000	5,025
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$125,000	4,408
Trading account gains and fees	$0	159
Additional Noninterest Income	$120,000	4,947
Total noninterest expense	$2,075,000	5,009
Salaries and employee benefits	$1,149,000	4,944
Premises and equipment expense	$186,000	5,173
Additional noninterest expense	$740,000	4,846
Pre-tax net operating income	$498,000	4,932
Securities gains (losses)	$11,000	2,544
Applicable income taxes	$156,000	3,089
Income before extraordinary items	$353,000	5,125
Extraordinary gains, net	$0	23
Net income	$353,000	5,129
Minority interest net income	$0	81
Net income of bank and minority interests.	$353,000	5,129
Net charge-offs	$91,000	2,744
Cash dividends	$34,000	4,201
Sale, conversion, retirement of capital stock, net	$345,000	363
Net operating income	$345,410	5,096
2015-09-30 (YTD Data)		Rank
Total interest income	$1,861,000	5,166
Total interest expense	$155,000	5,205
Net interest income	$1,706,000	5,110
Provision for loan and lease losses	$0	4,232
Total noninterest income	$168,000	5,165
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$90,000	4,506
Trading account gains and fees	$0	153
Additional Noninterest Income	$78,000	5,098
Total noninterest expense	$1,488,000	5,100
Salaries and employee benefits	$794,000	5,102
Premises and equipment expense	$139,000	5,237
Additional noninterest expense	$555,000	4,889
Pre-tax net operating income	$386,000	5,021
Securities gains (losses)	$11,000	2,316
Applicable income taxes	$122,000	3,154
Income before extraordinary items	$275,000	5,187
Extraordinary gains, net	$0	21
Net income	$275,000	5,191
Minority interest net income	$0	78
Net income of bank and minority interests.	$275,000	5,193
Net charge-offs	$108,000	2,082
Cash dividends	$8,000	3,810
Sale, conversion, retirement of capital stock, net	$195,000	362
Net operating income	$267,410	5,174
2015-06-30 (YTD Data)		Rank
Total interest income	$1,216,000	5,241
Total interest expense	$102,000	5,270
Net interest income	$1,114,000	5,186
Provision for loan and lease losses	$0	4,069
Total noninterest income	$107,000	5,232
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$56,000	4,594
Trading account gains and fees	$0	157
Additional Noninterest Income	$51,000	5,152
Total noninterest expense	$983,000	5,162
Salaries and employee benefits	$529,000	5,147
Premises and equipment expense	$85,000	5,367
Additional noninterest expense	$369,000	4,926
Pre-tax net operating income	$238,000	5,096
Securities gains (losses)	$11,000	1,976
Applicable income taxes	$69,000	3,262
Income before extraordinary items	$180,000	5,216
Extraordinary gains, net	$0	22
Net income	$180,000	5,218
Minority interest net income	$0	75
Net income of bank and minority interests.	$180,000	5,220
Net charge-offs	$111,000	1,640
Cash dividends	$4,000	3,654
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$172,080	5,216
2015-03-31 (YTD Data)		Rank
Total interest income	$597,000	5,294
Total interest expense	$50,000	5,338
Net interest income	$547,000	5,248
Provision for loan and lease losses	$0	3,703
Total noninterest income	$48,000	5,345
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$26,000	4,712
Trading account gains and fees	$0	152
Additional Noninterest Income	$22,000	5,318
Total noninterest expense	$485,000	5,228
Salaries and employee benefits	$260,000	5,227
Premises and equipment expense	$42,000	5,437
Additional noninterest expense	$183,000	4,971
Pre-tax net operating income	$110,000	5,129
Securities gains (losses)	$0	2,027
Applicable income taxes	$20,000	3,527
Income before extraordinary items	$90,000	5,217
Extraordinary gains, net	$0	13
Net income	$90,000	5,220
Minority interest net income	$0	64
Net income of bank and minority interests.	$90,000	5,221
Net charge-offs	$8,000	2,565
Cash dividends	$2,000	2,882
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$90,000	5,153
2014-12-31 (YTD Data)		Rank
Total interest income	$2,243,000	5,487
Total interest expense	$212,000	5,435
Net interest income	$2,031,000	5,452
Provision for loan and lease losses	$0	4,603
Total noninterest income	$204,000	5,405
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$118,000	4,752
Trading account gains and fees	$0	180
Additional Noninterest Income	$86,000	5,371
Total noninterest expense	$2,032,000	5,245
Salaries and employee benefits	$1,086,000	5,221
Premises and equipment expense	$160,000	5,606
Additional noninterest expense	$786,000	4,945
Pre-tax net operating income	$203,000	5,664
Securities gains (losses)	$14,000	2,497
Applicable income taxes	$44,000	3,759
Income before extraordinary items	$173,000	5,726
Extraordinary gains, net	$0	17
Net income	$173,000	5,726
Minority interest net income	$0	84
Net income of bank and minority interests.	$173,000	5,727
Net charge-offs	$-28,000	5,873
Cash dividends	$32,000	4,257
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$161,800	5,718
2014-09-30 (YTD Data)		Rank
Total interest income	$1,638,000	5,598
Total interest expense	$158,000	5,511
Net interest income	$1,480,000	5,558
Provision for loan and lease losses	$0	4,401
Total noninterest income	$145,000	5,509
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$87,000	4,846
Trading account gains and fees	$0	174
Additional Noninterest Income	$58,000	5,524
Total noninterest expense	$1,430,000	5,386
Salaries and employee benefits	$757,000	5,344
Premises and equipment expense	$116,000	5,712
Additional noninterest expense	$557,000	5,093
Pre-tax net operating income	$195,000	5,652
Securities gains (losses)	$14,000	2,191
Applicable income taxes	$47,000	3,683
Income before extraordinary items	$162,000	5,694
Extraordinary gains, net	$0	15
Net income	$162,000	5,693
Minority interest net income	$0	81
Net income of bank and minority interests.	$162,000	5,694
Net charge-offs	$-23,000	5,825
Cash dividends	$9,000	3,822
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$151,080	5,696
2014-06-30 (YTD Data)		Rank
Total interest income	$1,072,000	5,659
Total interest expense	$102,000	5,596
Net interest income	$970,000	5,617
Provision for loan and lease losses	$0	4,196
Total noninterest income	$94,000	5,557
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$52,000	5,017
Trading account gains and fees	$0	172
Additional Noninterest Income	$42,000	5,484
Total noninterest expense	$915,000	5,472
Salaries and employee benefits	$500,000	5,422
Premises and equipment expense	$74,000	5,817
Additional noninterest expense	$341,000	5,259
Pre-tax net operating income	$149,000	5,561
Securities gains (losses)	$5,000	2,165
Applicable income taxes	$32,000	3,667
Income before extraordinary items	$122,000	5,636
Extraordinary gains, net	$0	20
Net income	$122,000	5,637
Minority interest net income	$0	80
Net income of bank and minority interests.	$122,000	5,638
Net charge-offs	$-12,000	5,727
Cash dividends	$7,000	3,647
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$118,050	5,611
2014-03-31 (YTD Data)		Rank
Total interest income	$524,000	5,743
Total interest expense	$48,000	5,741
Net interest income	$476,000	5,697
Provision for loan and lease losses	$0	3,817
Total noninterest income	$47,000	5,583
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$26,000	5,010
Trading account gains and fees	$0	147
Additional Noninterest Income	$21,000	5,497
Total noninterest expense	$442,000	5,587
Salaries and employee benefits	$244,000	5,529
Premises and equipment expense	$36,000	5,908
Additional noninterest expense	$162,000	5,393
Pre-tax net operating income	$81,000	5,450
Securities gains (losses)	$0	1,715
Applicable income taxes	$11,000	3,783
Income before extraordinary items	$70,000	5,482
Extraordinary gains, net	$0	16
Net income	$70,000	5,483
Minority interest net income	$0	66
Net income of bank and minority interests.	$70,000	5,483
Net charge-offs	$-7,000	5,595
Cash dividends	$4,000	2,866
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$70,000	5,446
2013-12-31 (YTD Data)		Rank
Total interest income	$1,827,000	5,995
Total interest expense	$198,000	5,921
Net interest income	$1,629,000	5,943
Provision for loan and lease losses	$0	5,091
Total noninterest income	$187,000	5,694
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$100,000	5,259
Trading account gains and fees	$0	184
Additional Noninterest Income	$87,000	5,495
Total noninterest expense	$1,658,000	5,730
Salaries and employee benefits	$883,000	5,759
Premises and equipment expense	$158,000	5,862
Additional noninterest expense	$617,000	5,538
Pre-tax net operating income	$158,000	5,814
Securities gains (losses)	$45,000	1,876
Applicable income taxes	$37,000	3,881
Income before extraordinary items	$166,000	5,800
Extraordinary gains, net	$0	29
Net income	$166,000	5,803
Minority interest net income	$0	90
Net income of bank and minority interests.	$166,000	5,803
Net charge-offs	$-27,000	6,321
Cash dividends	$28,000	4,251
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$129,100	5,856
2013-09-30 (YTD Data)		Rank
Total interest income	$1,306,000	6,124
Total interest expense	$148,000	6,018
Net interest income	$1,158,000	6,081
Provision for loan and lease losses	$0	4,941
Total noninterest income	$151,000	5,693
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$74,000	5,318
Trading account gains and fees	$0	180
Additional Noninterest Income	$77,000	5,445
Total noninterest expense	$1,149,000	5,887
Salaries and employee benefits	$591,000	5,959
Premises and equipment expense	$110,000	5,998
Additional noninterest expense	$448,000	5,604
Pre-tax net operating income	$160,000	5,796
Securities gains (losses)	$45,000	1,740
Applicable income taxes	$46,000	3,760
Income before extraordinary items	$159,000	5,795
Extraordinary gains, net	$0	25
Net income	$159,000	5,797
Minority interest net income	$0	84
Net income of bank and minority interests.	$159,000	5,797
Net charge-offs	$-39,000	6,408
Cash dividends	$5,000	3,761
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$123,900	5,862
2013-06-30 (YTD Data)		Rank
Total interest income	$834,000	6,211
Total interest expense	$95,000	6,126
Net interest income	$739,000	6,159
Provision for loan and lease losses	$0	4,788
Total noninterest income	$77,000	5,963
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$45,000	5,441
Trading account gains and fees	$0	157
Additional Noninterest Income	$32,000	5,823
Total noninterest expense	$748,000	5,972
Salaries and employee benefits	$376,000	6,066
Premises and equipment expense	$70,000	6,085
Additional noninterest expense	$302,000	5,596
Pre-tax net operating income	$68,000	5,983
Securities gains (losses)	$0	2,791
Applicable income taxes	$4,000	4,412
Income before extraordinary items	$64,000	6,055
Extraordinary gains, net	$0	22
Net income	$64,000	6,056
Minority interest net income	$0	82
Net income of bank and minority interests.	$64,000	6,057
Net charge-offs	$-66,000	6,595
Cash dividends	$3,000	3,551
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$64,000	5,971
2013-03-31 (YTD Data)		Rank
Total interest income	$404,000	6,293
Total interest expense	$47,000	6,223
Net interest income	$357,000	6,255
Provision for loan and lease losses	$0	4,409
Total noninterest income	$34,000	6,088
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$22,000	5,472
Trading account gains and fees	$0	148
Additional Noninterest Income	$12,000	6,037
Total noninterest expense	$342,000	6,158
Salaries and employee benefits	$169,000	6,236
Premises and equipment expense	$29,000	6,295
Additional noninterest expense	$144,000	5,738
Pre-tax net operating income	$49,000	5,849
Securities gains (losses)	$0	1,966
Applicable income taxes	$4,000	4,268
Income before extraordinary items	$45,000	5,916
Extraordinary gains, net	$0	10
Net income	$45,000	5,918
Minority interest net income	$0	76
Net income of bank and minority interests.	$45,000	5,918
Net charge-offs	$-59,000	6,747
Cash dividends	$3,000	2,714
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$45,000	5,834
2012-12-31 (YTD Data)		Rank
Total interest income	$1,563,000	6,434
Total interest expense	$196,000	6,417
Net interest income	$1,367,000	6,380
Provision for loan and lease losses	$105,000	4,620
Total noninterest income	$140,000	6,026
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$88,000	5,618
Trading account gains and fees	$0	166
Additional Noninterest Income	$52,000	5,836
Total noninterest expense	$1,304,000	6,300
Salaries and employee benefits	$633,000	6,404
Premises and equipment expense	$98,000	6,536
Additional noninterest expense	$573,000	5,879
Pre-tax net operating income	$98,000	5,922
Securities gains (losses)	$182,000	1,784
Applicable income taxes	$62,000	3,790
Income before extraordinary items	$218,000	5,732
Extraordinary gains, net	$0	29
Net income	$218,000	5,730
Minority interest net income	$0	93
Net income of bank and minority interests.	$218,000	5,731
Net charge-offs	$41,000	5,042
Cash dividends	$36,000	4,230
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$76,040	5,964
2012-09-30 (YTD Data)		Rank
Total interest income	$1,120,000	6,588
Total interest expense	$146,000	6,560
Net interest income	$974,000	6,550
Provision for loan and lease losses	$105,000	4,297
Total noninterest income	$103,000	6,144
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$64,000	5,717
Trading account gains and fees	$0	157
Additional Noninterest Income	$39,000	5,942
Total noninterest expense	$913,000	6,444
Salaries and employee benefits	$423,000	6,584
Premises and equipment expense	$65,000	6,702
Additional noninterest expense	$425,000	5,958
Pre-tax net operating income	$59,000	6,127
Securities gains (losses)	$183,000	1,506
Applicable income taxes	$49,000	3,804
Income before extraordinary items	$193,000	5,754
Extraordinary gains, net	$0	20
Net income	$193,000	5,753
Minority interest net income	$0	86
Net income of bank and minority interests.	$193,000	5,753
Net charge-offs	$61,000	4,384
Cash dividends	$12,000	3,735
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$46,600	6,148
2012-06-30 (YTD Data)		Rank
Total interest income	$732,000	6,667
Total interest expense	$101,000	6,605
Net interest income	$631,000	6,638
Provision for loan and lease losses	$105,000	3,790
Total noninterest income	$67,000	6,188
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$44,000	5,700
Trading account gains and fees	$0	153
Additional Noninterest Income	$23,000	6,059
Total noninterest expense	$570,000	6,571
Salaries and employee benefits	$254,000	6,752
Premises and equipment expense	$41,000	6,784
Additional noninterest expense	$275,000	6,053
Pre-tax net operating income	$23,000	6,221
Securities gains (losses)	$183,000	1,168
Applicable income taxes	$46,000	3,591
Income before extraordinary items	$160,000	5,578
Extraordinary gains, net	$0	19
Net income	$160,000	5,577
Minority interest net income	$0	84
Net income of bank and minority interests.	$160,000	5,577
Net charge-offs	$66,000	3,781
Cash dividends	$10,000	3,530
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$17,260	6,256
2012-03-31 (YTD Data)		Rank
Total interest income	$350,000	6,759
Total interest expense	$51,000	6,676
Net interest income	$299,000	6,734
Provision for loan and lease losses	$0	5,254
Total noninterest income	$23,000	6,560
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$19,000	5,880
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,000	6,590
Total noninterest expense	$263,000	6,713
Salaries and employee benefits	$116,000	6,879
Premises and equipment expense	$23,000	6,746
Additional noninterest expense	$124,000	6,220
Pre-tax net operating income	$59,000	5,835
Securities gains (losses)	$141,000	747
Applicable income taxes	$44,000	3,166
Income before extraordinary items	$156,000	4,782
Extraordinary gains, net	$0	19
Net income	$156,000	4,785
Minority interest net income	$0	78
Net income of bank and minority interests.	$156,000	4,786
Net charge-offs	$-20,000	6,878
Cash dividends	$3,000	2,752
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$46,020	5,890
2011-12-31 (YTD Data)		Rank
Total interest income	$1,380,000	6,845
Total interest expense	$256,000	6,701
Net interest income	$1,124,000	6,840
Provision for loan and lease losses	$50,000	5,824
Total noninterest income	$55,000	6,761
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$70,000	5,987
Trading account gains and fees	$0	146
Additional Noninterest Income	$-15,000	6,753
Total noninterest expense	$1,055,000	6,779
Salaries and employee benefits	$458,000	6,969
Premises and equipment expense	$64,000	7,091
Additional noninterest expense	$533,000	6,188
Pre-tax net operating income	$74,000	5,840
Securities gains (losses)	$101,000	2,064
Applicable income taxes	$9,000	4,328
Income before extraordinary items	$166,000	5,660
Extraordinary gains, net	$0	29
Net income	$166,000	5,663
Minority interest net income	$0	96
Net income of bank and minority interests.	$166,000	5,663
Net charge-offs	$29,000	5,759
Cash dividends	$3,000	4,198
Sale, conversion, retirement of capital stock, net	$890,000	341
Net operating income	$70,050	5,859
2011-09-30 (YTD Data)		Rank
Total interest income	$1,018,000	6,930
Total interest expense	$195,000	6,788
Net interest income	$823,000	6,926
Provision for loan and lease losses	$0	6,393
Total noninterest income	$73,000	6,540
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$53,000	6,003
Trading account gains and fees	$0	145
Additional Noninterest Income	$20,000	6,393
Total noninterest expense	$742,000	6,887
Salaries and employee benefits	$299,000	7,102
Premises and equipment expense	$41,000	7,216
Additional noninterest expense	$402,000	6,204
Pre-tax net operating income	$154,000	5,628
Securities gains (losses)	$103,000	1,767
Applicable income taxes	$40,000	3,740
Income before extraordinary items	$217,000	5,422
Extraordinary gains, net	$0	21
Net income	$217,000	5,422
Minority interest net income	$0	87
Net income of bank and minority interests.	$217,000	5,422
Net charge-offs	$-7,000	6,949
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$890,000	284
Net operating income	$130,480	5,641
2011-06-30 (YTD Data)		Rank
Total interest income	$685,000	6,981
Total interest expense	$132,000	6,868
Net interest income	$553,000	6,967
Provision for loan and lease losses	$0	6,217
Total noninterest income	$50,000	6,575
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$33,000	6,080
Trading account gains and fees	$0	153
Additional Noninterest Income	$17,000	6,348
Total noninterest expense	$485,000	6,972
Salaries and employee benefits	$193,000	7,193
Premises and equipment expense	$25,000	7,302
Additional noninterest expense	$267,000	6,295
Pre-tax net operating income	$118,000	5,595
Securities gains (losses)	$2,000	2,702
Applicable income taxes	$15,000	3,950
Income before extraordinary items	$105,000	5,660
Extraordinary gains, net	$0	15
Net income	$105,000	5,659
Minority interest net income	$0	89
Net income of bank and minority interests.	$105,000	5,660
Net charge-offs	$-26,000	7,201
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$103,260	5,589
2011-03-31 (YTD Data)		Rank
Total interest income	$331,000	7,074
Total interest expense	$66,000	6,949
Net interest income	$265,000	7,045
Provision for loan and lease losses	$0	5,840
Total noninterest income	$32,000	6,430
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$16,000	6,075
Trading account gains and fees	$0	158
Additional Noninterest Income	$16,000	6,012
Total noninterest expense	$235,000	7,058
Salaries and employee benefits	$92,000	7,269
Premises and equipment expense	$12,000	7,366
Additional noninterest expense	$131,000	6,381
Pre-tax net operating income	$62,000	5,595
Securities gains (losses)	$0	1,772
Applicable income taxes	$8,000	3,871
Income before extraordinary items	$54,000	5,637
Extraordinary gains, net	$0	9
Net income	$54,000	5,636
Minority interest net income	$0	86
Net income of bank and minority interests.	$54,000	5,637
Net charge-offs	$-23,000	7,227
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$54,000	5,590
2010-12-31 (YTD Data)		Rank
Total interest income	$1,344,000	7,159
Total interest expense	$298,000	7,060
Net interest income	$1,046,000	7,128
Provision for loan and lease losses	$130,000	5,773
Total noninterest income	$88,000	6,766
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$79,000	5,790
Trading account gains and fees	$0	175
Additional Noninterest Income	$9,000	6,804
Total noninterest expense	$1,039,000	7,031
Salaries and employee benefits	$457,000	7,208
Premises and equipment expense	$49,000	7,453
Additional noninterest expense	$533,000	6,403
Pre-tax net operating income	$-35,000	5,849
Securities gains (losses)	$16,000	3,184
Applicable income taxes	$-35,000	6,679
Income before extraordinary items	$16,000	5,911
Extraordinary gains, net	$0	29
Net income	$16,000	5,911
Minority interest net income	$0	111
Net income of bank and minority interests.	$16,000	5,911
Net charge-offs	$354,000	4,091
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$5,760	5,815
2010-09-30 (YTD Data)		Rank
Total interest income	$1,013,000	7,263
Total interest expense	$224,000	7,190
Net interest income	$789,000	7,221
Provision for loan and lease losses	$110,000	5,592
Total noninterest income	$67,000	6,900
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$59,000	5,877
Trading account gains and fees	$0	165
Additional Noninterest Income	$8,000	6,955
Total noninterest expense	$764,000	7,126
Salaries and employee benefits	$344,000	7,290
Premises and equipment expense	$42,000	7,504
Additional noninterest expense	$378,000	6,544
Pre-tax net operating income	$-18,000	6,021
Securities gains (losses)	$17,000	2,949
Applicable income taxes	$0	4,726
Income before extraordinary items	$-1,000	6,131
Extraordinary gains, net	$0	23
Net income	$-1,000	6,132
Minority interest net income	$0	110
Net income of bank and minority interests.	$-1,000	6,132
Net charge-offs	$297,000	3,740
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-18,000	6,046
2010-06-30 (YTD Data)		Rank
Total interest income	$671,000	7,337
Total interest expense	$145,000	7,306
Net interest income	$526,000	7,281
Provision for loan and lease losses	$110,000	5,057
Total noninterest income	$41,000	7,003
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$39,000	5,921
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,000	7,153
Total noninterest expense	$495,000	7,221
Salaries and employee benefits	$229,000	7,345
Premises and equipment expense	$24,000	7,613
Additional noninterest expense	$242,000	6,644
Pre-tax net operating income	$-38,000	6,156
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$-38,000	6,286
Extraordinary gains, net	$0	19
Net income	$-38,000	6,288
Minority interest net income	$0	105
Net income of bank and minority interests.	$-38,000	6,286
Net charge-offs	$289,000	3,097
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-38,000	6,194
2010-03-31 (YTD Data)		Rank
Total interest income	$337,000	7,427
Total interest expense	$68,000	7,462
Net interest income	$269,000	7,336
Provision for loan and lease losses	$110,000	3,837
Total noninterest income	$22,000	7,028
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$17,000	6,094
Trading account gains and fees	$0	175
Additional Noninterest Income	$5,000	6,997
Total noninterest expense	$242,000	7,331
Salaries and employee benefits	$115,000	7,431
Premises and equipment expense	$12,000	7,697
Additional noninterest expense	$115,000	6,799
Pre-tax net operating income	$-61,000	6,540
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$-61,000	6,656
Extraordinary gains, net	$0	16
Net income	$-61,000	6,657
Minority interest net income	$0	91
Net income of bank and minority interests.	$-61,000	6,656
Net charge-offs	$301,000	2,025
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-61,000	6,581
2009-12-31 (YTD Data)		Rank
Total interest income	$1,121,000	7,644
Total interest expense	$221,000	7,739
Net interest income	$900,000	7,533
Provision for loan and lease losses	$673,000	4,098
Total noninterest income	$72,000	7,220
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$98,000	5,781
Trading account gains and fees	$0	211
Additional Noninterest Income	$-26,000	7,495
Total noninterest expense	$998,000	7,390
Salaries and employee benefits	$431,000	7,573
Premises and equipment expense	$57,000	7,738
Additional noninterest expense	$510,000	6,749
Pre-tax net operating income	$-699,000	6,109
Securities gains (losses)	$3,000	3,532
Applicable income taxes	$-268,000	6,837
Income before extraordinary items	$-428,000	6,031
Extraordinary gains, net	$0	34
Net income	$-428,000	6,029
Minority interest net income	$0	115
Net income of bank and minority interests.	$-428,000	6,030
Net charge-offs	$496,000	3,799
Cash dividends	$34,000	4,488
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-429,920	6,032
2009-09-30 (YTD Data)		Rank
Total interest income	$812,000	7,752
Total interest expense	$160,000	7,847
Net interest income	$652,000	7,638
Provision for loan and lease losses	$363,000	4,316
Total noninterest income	$99,000	6,846
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$80,000	5,706
Trading account gains and fees	$0	212
Additional Noninterest Income	$19,000	7,013
Total noninterest expense	$756,000	7,418
Salaries and employee benefits	$320,000	7,645
Premises and equipment expense	$48,000	7,761
Additional noninterest expense	$388,000	6,748
Pre-tax net operating income	$-368,000	6,205
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$-368,000	6,302
Extraordinary gains, net	$0	27
Net income	$-368,000	6,303
Minority interest net income	$0	118
Net income of bank and minority interests.	$-368,000	6,302
Net charge-offs	$239,000	4,031
Cash dividends	$34,000	3,995
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-368,000	6,296
2009-06-30 (YTD Data)		Rank
Total interest income	$527,000	7,850
Total interest expense	$105,000	7,953
Net interest income	$422,000	7,711
Provision for loan and lease losses	$238,000	4,109
Total noninterest income	$71,000	6,816
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$59,000	5,550
Trading account gains and fees	$0	193
Additional Noninterest Income	$12,000	7,161
Total noninterest expense	$490,000	7,513
Salaries and employee benefits	$209,000	7,743
Premises and equipment expense	$30,000	7,875
Additional noninterest expense	$251,000	6,838
Pre-tax net operating income	$-235,000	6,342
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$-235,000	6,440
Extraordinary gains, net	$0	21
Net income	$-235,000	6,439
Minority interest net income	$0	112
Net income of bank and minority interests.	$-235,000	6,439
Net charge-offs	$233,000	3,252
Cash dividends	$34,000	3,769
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-235,000	6,427
2009-03-31 (YTD Data)		Rank
Total interest income	$267,000	7,897
Total interest expense	$52,000	8,018
Net interest income	$215,000	7,731
Provision for loan and lease losses	$63,000	4,584
Total noninterest income	$40,000	6,659
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$34,000	5,303
Trading account gains and fees	$0	171
Additional Noninterest Income	$6,000	7,210
Total noninterest expense	$236,000	7,588
Salaries and employee benefits	$98,000	7,849
Premises and equipment expense	$15,000	7,890
Additional noninterest expense	$123,000	6,739
Pre-tax net operating income	$-44,000	6,478
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-44,000	6,630
Extraordinary gains, net	$0	15
Net income	$-44,000	6,631
Minority interest net income	$0	102
Net income of bank and minority interests.	$-44,000	6,631
Net charge-offs	$86,000	3,034
Cash dividends	$32,000	2,820
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-44,000	6,516
2008-12-31 (YTD Data)		Rank
Total interest income	$1,156,000	7,899
Total interest expense	$240,000	8,064
Net interest income	$916,000	7,689
Provision for loan and lease losses	$173,000	5,393
Total noninterest income	$143,000	6,940
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$128,000	5,574
Trading account gains and fees	$0	154
Additional Noninterest Income	$15,000	7,562
Total noninterest expense	$780,000	7,820
Salaries and employee benefits	$373,000	7,943
Premises and equipment expense	$59,000	7,979
Additional noninterest expense	$348,000	7,245
Pre-tax net operating income	$106,000	6,001
Securities gains (losses)	$6,000	2,702
Applicable income taxes	$-13,000	6,808
Income before extraordinary items	$125,000	5,769
Extraordinary gains, net	$0	39
Net income	$125,000	5,770
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	4,964
Cash dividends	$143,000	4,762
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$119,000	5,949
2008-09-30 (YTD Data)		Rank
Total interest income	$887,000	7,970
Total interest expense	$183,000	8,144
Net interest income	$704,000	7,724
Provision for loan and lease losses	$30,000	6,263
Total noninterest income	$103,000	7,089
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$92,000	5,656
Trading account gains and fees	$0	148
Additional Noninterest Income	$11,000	7,732
Total noninterest expense	$568,000	7,893
Salaries and employee benefits	$267,000	8,022
Premises and equipment expense	$45,000	8,041
Additional noninterest expense	$256,000	7,283
Pre-tax net operating income	$209,000	6,002
Securities gains (losses)	$6,000	2,568
Applicable income taxes	$18,000	4,637
Income before extraordinary items	$197,000	5,714
Extraordinary gains, net	$0	31
Net income	$197,000	5,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,288
Cash dividends	$143,000	4,165
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$191,480	5,913
2008-06-30 (YTD Data)		Rank
Total interest income	$586,000	8,042
Total interest expense	$124,000	8,211
Net interest income	$462,000	7,791
Provision for loan and lease losses	$30,000	5,577
Total noninterest income	$68,000	7,169
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$61,000	5,679
Trading account gains and fees	$0	149
Additional Noninterest Income	$7,000	7,835
Total noninterest expense	$371,000	7,965
Salaries and employee benefits	$179,000	8,079
Premises and equipment expense	$30,000	8,088
Additional noninterest expense	$162,000	7,398
Pre-tax net operating income	$129,000	6,241
Securities gains (losses)	$1,000	3,084
Applicable income taxes	$18,000	4,723
Income before extraordinary items	$112,000	6,270
Extraordinary gains, net	$0	21
Net income	$112,000	6,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	3,693
Cash dividends	$75,000	4,274
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$111,140	6,209
2008-03-31 (YTD Data)		Rank
Total interest income	$293,000	8,104
Total interest expense	$63,000	8,269
Net interest income	$230,000	7,839
Provision for loan and lease losses	$20,000	4,875
Total noninterest income	$33,000	7,206
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$30,000	5,688
Trading account gains and fees	$0	158
Additional Noninterest Income	$3,000	7,909
Total noninterest expense	$180,000	8,035
Salaries and employee benefits	$92,000	8,097
Premises and equipment expense	$15,000	8,114
Additional noninterest expense	$73,000	7,561
Pre-tax net operating income	$63,000	6,432
Securities gains (losses)	$1,000	2,556
Applicable income taxes	$19,000	4,403
Income before extraordinary items	$45,000	6,655
Extraordinary gains, net	$0	15
Net income	$45,000	6,656
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	2,403
Cash dividends	$75,000	3,138
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$44,300	6,565
2007-12-31 (YTD Data)		Rank
Total interest income	$1,207,000	8,081
Total interest expense	$263,000	8,246
Net interest income	$944,000	7,816
Provision for loan and lease losses	$0	6,851
Total noninterest income	$117,000	7,415
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$107,000	5,945
Trading account gains and fees	$0	178
Additional Noninterest Income	$10,000	8,060
Total noninterest expense	$712,000	8,069
Salaries and employee benefits	$406,000	8,041
Premises and equipment expense	$62,000	8,142
Additional noninterest expense	$244,000	7,805
Pre-tax net operating income	$349,000	6,440
Securities gains (losses)	$8,000	1,417
Applicable income taxes	$70,000	4,730
Income before extraordinary items	$287,000	6,474
Extraordinary gains, net	$0	39
Net income	$287,000	6,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-59,000	8,306
Cash dividends	$49,000	5,606
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$280,600	6,483
2007-09-30 (YTD Data)		Rank
Total interest income	$915,000	8,136
Total interest expense	$197,000	8,291
Net interest income	$718,000	7,843
Provision for loan and lease losses	$0	6,528
Total noninterest income	$80,000	7,536
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$72,000	6,103
Trading account gains and fees	$0	184
Additional Noninterest Income	$8,000	8,099
Total noninterest expense	$483,000	8,150
Salaries and employee benefits	$262,000	8,161
Premises and equipment expense	$46,000	8,144
Additional noninterest expense	$175,000	7,839
Pre-tax net operating income	$315,000	6,508
Securities gains (losses)	$8,000	1,069
Applicable income taxes	$74,000	4,679
Income before extraordinary items	$249,000	6,572
Extraordinary gains, net	$0	33
Net income	$249,000	6,569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-82,000	8,348
Cash dividends	$49,000	4,951
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$242,840	6,586
2007-06-30 (YTD Data)		Rank
Total interest income	$613,000	8,193
Total interest expense	$132,000	8,350
Net interest income	$481,000	7,903
Provision for loan and lease losses	$0	6,209
Total noninterest income	$49,000	7,679
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$43,000	6,285
Trading account gains and fees	$0	168
Additional Noninterest Income	$6,000	8,115
Total noninterest expense	$315,000	8,212
Salaries and employee benefits	$174,000	8,228
Premises and equipment expense	$30,000	8,201
Additional noninterest expense	$111,000	7,939
Pre-tax net operating income	$215,000	6,545
Securities gains (losses)	$5,000	1,010
Applicable income taxes	$50,000	4,769
Income before extraordinary items	$170,000	6,590
Extraordinary gains, net	$0	29
Net income	$170,000	6,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-79,000	8,393
Cash dividends	$49,000	4,710
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$166,150	6,612
2007-03-31 (YTD Data)		Rank
Total interest income	$305,000	8,246
Total interest expense	$64,000	8,401
Net interest income	$241,000	7,967
Provision for loan and lease losses	$0	5,779
Total noninterest income	$24,000	7,693
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$21,000	6,298
Trading account gains and fees	$0	195
Additional Noninterest Income	$3,000	8,103
Total noninterest expense	$161,000	8,230
Salaries and employee benefits	$86,000	8,280
Premises and equipment expense	$16,000	8,178
Additional noninterest expense	$59,000	7,891
Pre-tax net operating income	$104,000	6,611
Securities gains (losses)	$0	1,187
Applicable income taxes	$26,000	4,731
Income before extraordinary items	$78,000	6,739
Extraordinary gains, net	$0	22
Net income	$78,000	6,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-74,000	8,460
Cash dividends	$49,000	3,616
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$78,000	6,718
2006-12-31 (YTD Data)		Rank
Total interest income	$1,154,000	8,166
Total interest expense	$217,000	8,397
Net interest income	$937,000	7,923
Provision for loan and lease losses	$130,000	4,259
Total noninterest income	$107,000	7,663
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$92,000	6,259
Trading account gains and fees	$0	130
Additional Noninterest Income	$15,000	8,126
Total noninterest expense	$652,000	8,245
Salaries and employee benefits	$381,000	8,200
Premises and equipment expense	$58,000	8,273
Additional noninterest expense	$213,000	8,043
Pre-tax net operating income	$262,000	7,226
Securities gains (losses)	$4,000	1,309
Applicable income taxes	$32,000	5,723
Income before extraordinary items	$234,000	7,152
Extraordinary gains, net	$0	51
Net income	$234,000	7,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	2,893
Cash dividends	$30,000	5,788
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$230,480	7,157
2006-09-30 (YTD Data)		Rank
Total interest income	$857,000	8,237
Total interest expense	$164,000	8,452
Net interest income	$693,000	8,020
Provision for loan and lease losses	$60,000	4,851
Total noninterest income	$82,000	7,730
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$69,000	6,336
Trading account gains and fees	$0	126
Additional Noninterest Income	$13,000	8,103
Total noninterest expense	$445,000	8,347
Salaries and employee benefits	$241,000	8,352
Premises and equipment expense	$44,000	8,320
Additional noninterest expense	$160,000	8,073
Pre-tax net operating income	$270,000	7,142
Securities gains (losses)	$3,000	1,123
Applicable income taxes	$54,000	5,394
Income before extraordinary items	$219,000	7,117
Extraordinary gains, net	$0	45
Net income	$219,000	7,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	3,608
Cash dividends	$30,000	5,133
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$216,600	7,132
2006-06-30 (YTD Data)		Rank
Total interest income	$568,000	8,282
Total interest expense	$109,000	8,484
Net interest income	$459,000	8,078
Provision for loan and lease losses	$20,000	5,511
Total noninterest income	$53,000	7,801
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$42,000	6,470
Trading account gains and fees	$0	126
Additional Noninterest Income	$11,000	8,021
Total noninterest expense	$296,000	8,386
Salaries and employee benefits	$157,000	8,420
Premises and equipment expense	$29,000	8,346
Additional noninterest expense	$110,000	8,053
Pre-tax net operating income	$196,000	7,110
Securities gains (losses)	$3,000	925
Applicable income taxes	$40,000	5,383
Income before extraordinary items	$159,000	7,086
Extraordinary gains, net	$0	39
Net income	$159,000	7,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,673
Cash dividends	$30,000	4,908
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$156,600	7,118
2006-03-31 (YTD Data)		Rank
Total interest income	$283,000	8,302
Total interest expense	$53,000	8,515
Net interest income	$230,000	8,099
Provision for loan and lease losses	$0	6,013
Total noninterest income	$22,000	7,973
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$19,000	6,578
Trading account gains and fees	$0	115
Additional Noninterest Income	$3,000	8,266
Total noninterest expense	$150,000	8,393
Salaries and employee benefits	$77,000	8,452
Premises and equipment expense	$16,000	8,272
Additional noninterest expense	$57,000	8,006
Pre-tax net operating income	$102,000	7,029
Securities gains (losses)	$2,000	793
Applicable income taxes	$20,000	5,352
Income before extraordinary items	$84,000	6,991
Extraordinary gains, net	$0	21
Net income	$84,000	6,992
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,757
Cash dividends	$30,000	3,739
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$82,380	7,017
2005-12-31 (YTD Data)		Rank
Total interest income	$1,042,000	8,297
Total interest expense	$176,000	8,493
Net interest income	$866,000	8,130
Provision for loan and lease losses	$170,000	3,909
Total noninterest income	$166,000	7,346
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$79,000	6,599
Trading account gains and fees	$0	138
Additional Noninterest Income	$87,000	6,625
Total noninterest expense	$642,000	8,340
Salaries and employee benefits	$358,000	8,342
Premises and equipment expense	$58,000	8,374
Additional noninterest expense	$226,000	8,065
Pre-tax net operating income	$220,000	7,643
Securities gains (losses)	$6,000	1,641
Applicable income taxes	$6,000	6,643
Income before extraordinary items	$220,000	7,498
Extraordinary gains, net	$0	46
Net income	$220,000	7,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	2,800
Cash dividends	$22,000	5,937
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$214,180	7,494
2005-09-30 (YTD Data)		Rank
Total interest income	$766,000	8,352
Total interest expense	$127,000	8,534
Net interest income	$639,000	8,193
Provision for loan and lease losses	$130,000	3,749
Total noninterest income	$71,000	8,035
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$60,000	6,625
Trading account gains and fees	$0	126
Additional Noninterest Income	$11,000	8,325
Total noninterest expense	$443,000	8,426
Salaries and employee benefits	$231,000	8,455
Premises and equipment expense	$44,000	8,369
Additional noninterest expense	$168,000	8,081
Pre-tax net operating income	$137,000	7,871
Securities gains (losses)	$0	2,317
Applicable income taxes	$10,000	6,526
Income before extraordinary items	$127,000	7,825
Extraordinary gains, net	$0	35
Net income	$127,000	7,826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	2,398
Cash dividends	$22,000	5,194
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$127,000	7,787
2005-06-30 (YTD Data)		Rank
Total interest income	$509,000	8,362
Total interest expense	$80,000	8,559
Net interest income	$429,000	8,207
Provision for loan and lease losses	$50,000	4,523
Total noninterest income	$49,000	7,981
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$40,000	6,599
Trading account gains and fees	$0	116
Additional Noninterest Income	$9,000	8,213
Total noninterest expense	$305,000	8,382
Salaries and employee benefits	$155,000	8,467
Premises and equipment expense	$29,000	8,382
Additional noninterest expense	$121,000	7,967
Pre-tax net operating income	$123,000	7,720
Securities gains (losses)	$0	2,146
Applicable income taxes	$8,000	6,480
Income before extraordinary items	$115,000	7,633
Extraordinary gains, net	$0	30
Net income	$115,000	7,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	2,762
Cash dividends	$22,000	4,940
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$115,000	7,590
2005-03-31 (YTD Data)		Rank
Total interest income	$244,000	8,469
Total interest expense	$38,000	8,632
Net interest income	$206,000	8,316
Provision for loan and lease losses	$40,000	3,596
Total noninterest income	$21,000	8,155
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$18,000	6,743
Trading account gains and fees	$0	115
Additional Noninterest Income	$3,000	8,454
Total noninterest expense	$157,000	8,429
Salaries and employee benefits	$82,000	8,491
Premises and equipment expense	$15,000	8,426
Additional noninterest expense	$60,000	8,042
Pre-tax net operating income	$30,000	8,144
Securities gains (losses)	$0	1,685
Applicable income taxes	$5,000	6,381
Income before extraordinary items	$25,000	8,168
Extraordinary gains, net	$0	24
Net income	$25,000	8,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,216
Cash dividends	$22,000	3,718
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$25,000	8,143
2004-12-31 (YTD Data)		Rank
Total interest income	$968,000	8,418
Total interest expense	$129,000	8,665
Net interest income	$839,000	8,251
Provision for loan and lease losses	$60,000	5,645
Total noninterest income	$99,000	8,094
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$83,000	6,726
Trading account gains and fees	$0	138
Additional Noninterest Income	$16,000	8,340
Total noninterest expense	$671,000	8,367
Salaries and employee benefits	$392,000	8,330
Premises and equipment expense	$55,000	8,542
Additional noninterest expense	$224,000	8,166
Pre-tax net operating income	$207,000	7,759
Securities gains (losses)	$0	3,819
Applicable income taxes	$5,000	6,914
Income before extraordinary items	$202,000	7,643
Extraordinary gains, net	$0	34
Net income	$202,000	7,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	4,933
Cash dividends	$22,000	6,033
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$202,000	7,596
2004-09-30 (YTD Data)		Rank
Total interest income	$720,000	8,470
Total interest expense	$95,000	8,731
Net interest income	$625,000	8,292
Provision for loan and lease losses	$30,000	5,981
Total noninterest income	$77,000	8,109
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$63,000	6,750
Trading account gains and fees	$0	134
Additional Noninterest Income	$14,000	8,295
Total noninterest expense	$440,000	8,543
Salaries and employee benefits	$243,000	8,555
Premises and equipment expense	$38,000	8,614
Additional noninterest expense	$159,000	8,250
Pre-tax net operating income	$232,000	7,541
Securities gains (losses)	$0	3,710
Applicable income taxes	$23,000	6,442
Income before extraordinary items	$209,000	7,422
Extraordinary gains, net	$0	26
Net income	$209,000	7,422
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,778
Cash dividends	$22,000	5,223
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$209,000	7,359
2004-06-30 (YTD Data)		Rank
Total interest income	$481,000	8,528
Total interest expense	$64,000	8,789
Net interest income	$417,000	8,341
Provision for loan and lease losses	$20,000	5,844
Total noninterest income	$53,000	8,120
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$41,000	6,815
Trading account gains and fees	$0	130
Additional Noninterest Income	$12,000	8,173
Total noninterest expense	$293,000	8,598
Salaries and employee benefits	$162,000	8,610
Premises and equipment expense	$24,000	8,676
Additional noninterest expense	$107,000	8,267
Pre-tax net operating income	$157,000	7,506
Securities gains (losses)	$0	3,413
Applicable income taxes	$17,000	6,384
Income before extraordinary items	$140,000	7,415
Extraordinary gains, net	$0	21
Net income	$140,000	7,415
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,878
Cash dividends	$22,000	4,935
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$140,000	7,346
2004-03-31 (YTD Data)		Rank
Total interest income	$246,000	8,564
Total interest expense	$33,000	8,824
Net interest income	$213,000	8,367
Provision for loan and lease losses	$20,000	4,792
Total noninterest income	$23,000	8,272
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$20,000	6,805
Trading account gains and fees	$0	121
Additional Noninterest Income	$3,000	8,561
Total noninterest expense	$153,000	8,584
Salaries and employee benefits	$81,000	8,637
Premises and equipment expense	$11,000	8,739
Additional noninterest expense	$61,000	8,124
Pre-tax net operating income	$63,000	7,712
Securities gains (losses)	$0	2,934
Applicable income taxes	$7,000	6,445
Income before extraordinary items	$56,000	7,659
Extraordinary gains, net	$0	16
Net income	$56,000	7,661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,876
Cash dividends	$22,000	3,684
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$56,000	7,584
2003-12-31 (YTD Data)		Rank
Total interest income	$988,000	8,597
Total interest expense	$184,000	8,785
Net interest income	$804,000	8,408
Provision for loan and lease losses	$115,000	5,108
Total noninterest income	$97,000	8,329
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$86,000	6,787
Trading account gains and fees	$0	160
Additional Noninterest Income	$11,000	8,737
Total noninterest expense	$618,000	8,622
Salaries and employee benefits	$360,000	8,557
Premises and equipment expense	$49,000	8,783
Additional noninterest expense	$209,000	8,385
Pre-tax net operating income	$168,000	7,933
Securities gains (losses)	$0	4,500
Applicable income taxes	$-3,000	8,712
Income before extraordinary items	$171,000	7,905
Extraordinary gains, net	$0	54
Net income	$171,000	7,906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	3,458
Cash dividends	$23,000	6,136
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$171,000	7,778
2003-09-30 (YTD Data)		Rank
Total interest income	$742,000	8,676
Total interest expense	$147,000	8,857
Net interest income	$595,000	8,497
Provision for loan and lease losses	$75,000	5,202
Total noninterest income	$73,000	8,397
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$64,000	6,860
Trading account gains and fees	$0	153
Additional Noninterest Income	$9,000	8,738
Total noninterest expense	$422,000	8,752
Salaries and employee benefits	$230,000	8,757
Premises and equipment expense	$35,000	8,854
Additional noninterest expense	$157,000	8,397
Pre-tax net operating income	$171,000	7,869
Securities gains (losses)	$0	4,204
Applicable income taxes	$6,000	7,203
Income before extraordinary items	$165,000	7,815
Extraordinary gains, net	$0	40
Net income	$165,000	7,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,161
Cash dividends	$23,000	5,340
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$165,000	7,667
2003-06-30 (YTD Data)		Rank
Total interest income	$500,000	8,717
Total interest expense	$105,000	8,885
Net interest income	$395,000	8,534
Provision for loan and lease losses	$50,000	5,111
Total noninterest income	$47,000	8,428
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$40,000	6,948
Trading account gains and fees	$0	150
Additional Noninterest Income	$7,000	8,670
Total noninterest expense	$286,000	8,738
Salaries and employee benefits	$154,000	8,780
Premises and equipment expense	$23,000	8,876
Additional noninterest expense	$109,000	8,325
Pre-tax net operating income	$106,000	7,954
Securities gains (losses)	$0	3,782
Applicable income taxes	$6,000	7,135
Income before extraordinary items	$100,000	7,955
Extraordinary gains, net	$0	30
Net income	$100,000	7,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	3,193
Cash dividends	$23,000	5,030
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$100,000	7,784
2003-03-31 (YTD Data)		Rank
Total interest income	$253,000	8,774
Total interest expense	$56,000	8,920
Net interest income	$197,000	8,580
Provision for loan and lease losses	$20,000	5,233
Total noninterest income	$22,000	8,506
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$19,000	6,970
Trading account gains and fees	$0	134
Additional Noninterest Income	$3,000	8,754
Total noninterest expense	$144,000	8,783
Salaries and employee benefits	$77,000	8,818
Premises and equipment expense	$12,000	8,854
Additional noninterest expense	$55,000	8,353
Pre-tax net operating income	$55,000	7,917
Securities gains (losses)	$0	2,891
Applicable income taxes	$5,000	6,893
Income before extraordinary items	$50,000	7,898
Extraordinary gains, net	$0	21
Net income	$50,000	7,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	2,537
Cash dividends	$23,000	3,709
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$50,000	7,742
2002-12-31 (YTD Data)		Rank
Total interest income	$1,061,000	8,801
Total interest expense	$274,000	8,940
Net interest income	$787,000	8,610
Provision for loan and lease losses	$120,000	5,330
Total noninterest income	$106,000	8,329
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$82,000	6,901
Trading account gains and fees	$0	153
Additional Noninterest Income	$24,000	8,403
Total noninterest expense	$600,000	8,766
Salaries and employee benefits	$353,000	8,682
Premises and equipment expense	$43,000	9,009
Additional noninterest expense	$204,000	8,536
Pre-tax net operating income	$173,000	8,036
Securities gains (losses)	$14,000	3,404
Applicable income taxes	$0	7,681
Income before extraordinary items	$187,000	7,911
Extraordinary gains, net	$0	70
Net income	$187,000	7,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	4,397
Cash dividends	$19,000	6,235
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$173,000	7,867
2001-12-31 (YTD Data)		Rank
Total interest income	$1,155,000	9,026
Total interest expense	$418,000	9,140
Net interest income	$737,000	8,789
Provision for loan and lease losses	$185,000	4,295
Total noninterest income	$84,000	8,728
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$74,000	7,088
Trading account gains and fees	$0	177
Additional Noninterest Income	$10,000	9,130
Total noninterest expense	$545,000	9,086
Salaries and employee benefits	$305,000	9,041
Premises and equipment expense	$47,000	9,175
Additional noninterest expense	$193,000	8,715
Pre-tax net operating income	$91,000	8,370
Securities gains (losses)	$0	4,612
Applicable income taxes	$-12,000	9,014
Income before extraordinary items	$103,000	8,307
Extraordinary gains, net	$0	105
Net income	$103,000	8,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$192,000	2,928
Cash dividends	$23,000	6,409
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$103,000	8,200
2000-12-31 (YTD Data)		Rank
Total interest income	$1,177,000	9,241
Total interest expense	$429,000	9,369
Net interest income	$748,000	9,008
Provision for loan and lease losses	$60,000	6,179
Total noninterest income	$113,000	8,411
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$78,000	7,035
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	8,337
Total noninterest expense	$578,000	9,165
Salaries and employee benefits	$332,000	9,095
Premises and equipment expense	$62,000	9,133
Additional noninterest expense	$184,000	8,934
Pre-tax net operating income	$223,000	8,263
Securities gains (losses)	$0	1,956
Applicable income taxes	$8,000	8,119
Income before extraordinary items	$215,000	7,985
Extraordinary gains, net	$0	38
Net income	$215,000	7,985
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,600
Cash dividends	$19,000	6,699
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$215,000	7,985
1999-12-31 (YTD Data)		Rank
Total interest income	$1,073,000	9,542
Total interest expense	$409,000	9,624
Net interest income	$664,000	9,367
Provision for loan and lease losses	$56,000	6,372
Total noninterest income	$86,000	9,039
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$66,000	7,449
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	9,255
Total noninterest expense	$523,000	9,568
Salaries and employee benefits	$279,000	9,582
Premises and equipment expense	$59,000	9,453
Additional noninterest expense	$185,000	9,176
Pre-tax net operating income	$171,000	8,709
Securities gains (losses)	$0	3,155
Applicable income taxes	$3,000	8,654
Income before extraordinary items	$168,000	8,523
Extraordinary gains, net	$0	35
Net income	$168,000	8,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	4,263
Cash dividends	$19,000	6,964
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$168,000	8,486
1998-12-31 (YTD Data)		Rank
Total interest income	$1,111,000	9,751
Total interest expense	$436,000	9,831
Net interest income	$675,000	9,549
Provision for loan and lease losses	$8,000	8,341
Total noninterest income	$83,000	9,296
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$54,000	7,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	9,064
Total noninterest expense	$565,000	9,567
Salaries and employee benefits	$309,000	9,579
Premises and equipment expense	$57,000	9,657
Additional noninterest expense	$199,000	9,125
Pre-tax net operating income	$185,000	8,977
Securities gains (losses)	$4,000	3,561
Applicable income taxes	$15,000	8,979
Income before extraordinary items	$174,000	8,809
Extraordinary gains, net	$0	32
Net income	$174,000	8,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,860
Cash dividends	$19,000	7,282
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$170,320	8,773
1997-12-31 (YTD Data)		Rank
Total interest income	$1,126,000	10,163
Total interest expense	$441,000	10,242
Net interest income	$685,000	9,980
Provision for loan and lease losses	$2,000	8,765
Total noninterest income	$68,000	9,985
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$45,000	8,532
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	9,689
Total noninterest expense	$559,000	9,900
Salaries and employee benefits	$304,000	9,930
Premises and equipment expense	$56,000	10,051
Additional noninterest expense	$199,000	9,418
Pre-tax net operating income	$192,000	9,616
Securities gains (losses)	$-1,000	9,009
Applicable income taxes	$22,000	9,683
Income before extraordinary items	$169,000	9,411
Extraordinary gains, net	$0	44
Net income	$169,000	9,413
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,728
Cash dividends	$8,000	7,779
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$169,880	9,364
1996-12-31 (YTD Data)		Rank
Total interest income	$1,118,000	10,644
Total interest expense	$432,000	10,795
Net interest income	$686,000	10,429
Provision for loan and lease losses	$32,000	7,338
Total noninterest income	$70,000	10,476
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$46,000	8,952
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	10,174
Total noninterest expense	$574,000	10,281
Salaries and employee benefits	$293,000	10,408
Premises and equipment expense	$52,000	10,580
Additional noninterest expense	$229,000	9,617
Pre-tax net operating income	$150,000	10,080
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$20,000	10,197
Income before extraordinary items	$132,000	9,950
Extraordinary gains, net	$0	53
Net income	$132,000	9,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,815
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$130,260	9,912
1995-12-31 (YTD Data)		Rank
Total interest income	$1,141,000	11,049
Total interest expense	$443,000	11,209
Net interest income	$698,000	10,848
Provision for loan and lease losses	$60,000	5,704
Total noninterest income	$73,000	10,885
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$44,000	9,427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	10,336
Total noninterest expense	$574,000	10,687
Salaries and employee benefits	$288,000	10,853
Premises and equipment expense	$46,000	11,193
Additional noninterest expense	$240,000	9,934
Pre-tax net operating income	$137,000	10,854
Securities gains (losses)	$1,000	3,512
Applicable income taxes	$21,000	10,738
Income before extraordinary items	$117,000	10,777
Extraordinary gains, net	$0	65
Net income	$117,000	10,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	4,045
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$116,150	10,751
1994-12-31 (YTD Data)		Rank
Total interest income	$1,080,000	11,557
Total interest expense	$372,000	11,727
Net interest income	$708,000	11,352
Provision for loan and lease losses	$105,000	4,433
Total noninterest income	$59,000	11,739
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$44,000	9,903
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	11,783
Total noninterest expense	$590,000	11,183
Salaries and employee benefits	$301,000	11,193
Premises and equipment expense	$49,000	11,666
Additional noninterest expense	$240,000	10,646
Pre-tax net operating income	$72,000	11,798
Securities gains (losses)	$0	3,600
Applicable income taxes	$3,000	11,532
Income before extraordinary items	$69,000	11,663
Extraordinary gains, net	$0	249
Net income	$69,000	11,671
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,619
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$69,000	11,701
1993-12-31 (YTD Data)		Rank
Total interest income	$1,106,000	12,075
Total interest expense	$394,000	12,257
Net interest income	$712,000	11,826
Provision for loan and lease losses	$130,000	5,002
Total noninterest income	$70,000	12,069
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$48,000	10,145
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	11,885
Total noninterest expense	$645,000	11,403
Salaries and employee benefits	$346,000	11,190
Premises and equipment expense	$49,000	12,246
Additional noninterest expense	$250,000	11,087
Pre-tax net operating income	$7,000	12,364
Securities gains (losses)	$0	7,477
Applicable income taxes	$-5,000	12,754
Income before extraordinary items	$12,000	12,466
Extraordinary gains, net	$0	3,149
Net income	$12,000	12,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	3,301
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$12,000	12,335
1992-12-31 (YTD Data)		Rank
Total interest income	$1,375,000	12,238
Total interest expense	$625,000	12,179
Net interest income	$750,000	12,116
Provision for loan and lease losses	$282,000	4,292
Total noninterest income	$73,000	12,475
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$58,000	9,997
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	12,987
Total noninterest expense	$611,000	11,995
Salaries and employee benefits	$330,000	11,663
Premises and equipment expense	$52,000	12,611
Additional noninterest expense	$229,000	11,831
Pre-tax net operating income	$-70,000	12,892
Securities gains (losses)	$52,000	4,050
Applicable income taxes	$5,000	12,508
Income before extraordinary items	$-23,000	12,948
Extraordinary gains, net	$0	1,422
Net income	$-23,000	12,940
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$231,000	3,890
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-75,000	12,866

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.