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The Peoples Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$14,864,000	2,305
Total interest expense	$3,776,000	2,348
Net interest income	$11,088,000	2,241
Provision for loan and lease losses	$2,652,000	477
Total noninterest income	$2,374,000	1,837
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,929,000	574
Trading account gains and fees	NA	NA
Additional Noninterest Income	$445,000	3,078
Total noninterest expense	$8,487,000	2,244
Salaries and employee benefits	$5,645,000	2,034
Premises and equipment expense	$675,000	2,541
Additional noninterest expense	$445,000	3,078
Pre-tax net operating income	$2,323,000	2,792
Securities gains (losses)	$0	988
Applicable income taxes	$106,000	2,761
Income before extraordinary items	$2,217,000	2,668
Extraordinary gains, net	$0	54
Net income	$2,217,000	2,695
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,217,000	2,670
Net charge-offs	$2,241,000	359
Cash dividends	$3,210,000	1,129
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,217,000	2,696
2023-09-30 (YTD Data)		Rank
Total interest income	$11,159,000	2,259
Total interest expense	$2,785,000	2,243
Net interest income	$8,374,000	2,241
Provision for loan and lease losses	$2,199,000	427
Total noninterest income	$1,763,000	1,850
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,456,000	569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$307,000	3,146
Total noninterest expense	$6,501,000	2,208
Salaries and employee benefits	$4,344,000	2,005
Premises and equipment expense	$522,000	2,507
Additional noninterest expense	$307,000	3,145
Pre-tax net operating income	$1,437,000	3,068
Securities gains (losses)	$0	849
Applicable income taxes	$106,000	2,675
Income before extraordinary items	$1,331,000	2,970
Extraordinary gains, net	$0	52
Net income	$1,331,000	3,001
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,331,000	2,971
Net charge-offs	$1,784,000	312
Cash dividends	$2,410,000	1,041
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,331,000	3,001
2023-06-30 (YTD Data)		Rank
Total interest income	$7,398,000	2,245
Total interest expense	$1,782,000	2,155
Net interest income	$5,616,000	2,243
Provision for loan and lease losses	$1,597,000	403
Total noninterest income	$1,175,000	1,791
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$950,000	569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$225,000	3,055
Total noninterest expense	$4,376,000	2,191
Salaries and employee benefits	$2,940,000	1,988
Premises and equipment expense	$347,000	2,493
Additional noninterest expense	$225,000	3,048
Pre-tax net operating income	$818,000	3,255
Securities gains (losses)	$0	938
Applicable income taxes	$79,000	2,653
Income before extraordinary items	$739,000	3,216
Extraordinary gains, net	$0	51
Net income	$739,000	3,249
Minority interest net income	$0	81
Net income of bank and minority interests.	$739,000	3,215
Net charge-offs	$1,183,000	285
Cash dividends	$1,300,000	1,193
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$739,000	3,226
2023-03-31 (YTD Data)		Rank
Total interest income	$3,743,000	2,196
Total interest expense	$874,000	1,998
Net interest income	$2,869,000	2,212
Provision for loan and lease losses	$928,000	368
Total noninterest income	$599,000	1,774
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$475,000	576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$124,000	2,938
Total noninterest expense	$2,173,000	2,235
Salaries and employee benefits	$1,482,000	2,013
Premises and equipment expense	$166,000	2,591
Additional noninterest expense	$124,000	2,938
Pre-tax net operating income	$367,000	3,446
Securities gains (losses)	$0	950
Applicable income taxes	$30,000	2,799
Income before extraordinary items	$337,000	3,369
Extraordinary gains, net	$0	4
Net income	$337,000	3,367
Minority interest net income	$0	48
Net income of bank and minority interests.	$337,000	3,369
Net charge-offs	$562,000	259
Cash dividends	$400,000	1,392
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$337,000	3,394
2022-12-31 (YTD Data)		Rank
Total interest income	$14,236,000	2,037
Total interest expense	$2,215,000	1,492
Net interest income	$12,021,000	2,103
Provision for loan and lease losses	$2,210,000	484
Total noninterest income	$2,261,000	1,912
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,911,000	594
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	3,390
Total noninterest expense	$8,197,000	2,265
Salaries and employee benefits	$5,428,000	2,070
Premises and equipment expense	$624,000	2,661
Additional noninterest expense	$350,000	3,390
Pre-tax net operating income	$3,875,000	2,340
Securities gains (losses)	$0	691
Applicable income taxes	$200,000	2,641
Income before extraordinary items	$3,675,000	2,218
Extraordinary gains, net	$0	5
Net income	$3,675,000	2,217
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,675,000	2,217
Net charge-offs	$1,224,000	368
Cash dividends	$1,900,000	1,560
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,675,000	2,245
2022-09-30 (YTD Data)		Rank
Total interest income	$10,463,000	2,017
Total interest expense	$1,468,000	1,339
Net interest income	$8,995,000	2,081
Provision for loan and lease losses	$1,329,000	523
Total noninterest income	$1,721,000	1,920
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,411,000	605
Trading account gains and fees	NA	NA
Additional Noninterest Income	$310,000	3,265
Total noninterest expense	$6,216,000	2,244
Salaries and employee benefits	$4,194,000	2,028
Premises and equipment expense	$453,000	2,702
Additional noninterest expense	$310,000	3,265
Pre-tax net operating income	$3,171,000	2,232
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$3,171,000	2,024
Extraordinary gains, net	$0	4
Net income	$3,171,000	2,023
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,171,000	2,023
Net charge-offs	$725,000	367
Cash dividends	$1,500,000	1,342
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,171,000	2,053
2022-06-30 (YTD Data)		Rank
Total interest income	$6,696,000	2,021
Total interest expense	$922,000	1,218
Net interest income	$5,774,000	2,100
Provision for loan and lease losses	$709,000	542
Total noninterest income	$1,177,000	1,886
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$911,000	619
Trading account gains and fees	NA	NA
Additional Noninterest Income	$266,000	3,044
Total noninterest expense	$4,115,000	2,239
Salaries and employee benefits	$2,755,000	2,048
Premises and equipment expense	$295,000	2,752
Additional noninterest expense	$1,065,000	2,511
Pre-tax net operating income	$2,127,000	2,123
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$2,127,000	1,925
Extraordinary gains, net	$0	4
Net income	$2,127,000	1,925
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,127,000	1,925
Net charge-offs	$427,000	364
Cash dividends	$1,500,000	1,032
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,127,000	1,964
2022-03-31 (YTD Data)		Rank
Total interest income	$3,196,000	2,045
Total interest expense	$444,000	1,219
Net interest income	$2,752,000	2,131
Provision for loan and lease losses	$279,000	530
Total noninterest income	$564,000	1,931
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$442,000	632
Trading account gains and fees	NA	NA
Additional Noninterest Income	$122,000	3,086
Total noninterest expense	$1,934,000	2,333
Salaries and employee benefits	$1,304,000	2,122
Premises and equipment expense	$128,000	2,991
Additional noninterest expense	$502,000	2,584
Pre-tax net operating income	$1,103,000	1,986
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$1,103,000	1,792
Extraordinary gains, net	$0	4
Net income	$1,103,000	1,792
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,103,000	1,792
Net charge-offs	$190,000	372
Cash dividends	$600,000	1,048
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,103,000	1,812
2021-12-31 (YTD Data)		Rank
Total interest income	$12,993,000	2,068
Total interest expense	$1,965,000	1,348
Net interest income	$11,028,000	2,176
Provision for loan and lease losses	$1,328,000	438
Total noninterest income	$1,896,000	2,290
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,554,000	667
Trading account gains and fees	NA	NA
Additional Noninterest Income	$342,000	3,626
Total noninterest expense	$6,817,000	2,532
Salaries and employee benefits	$4,637,000	2,265
Premises and equipment expense	$487,000	3,071
Additional noninterest expense	$1,693,000	2,887
Pre-tax net operating income	$4,779,000	2,110
Securities gains (losses)	$1,000	2,004
Applicable income taxes	$0	3,710
Income before extraordinary items	$4,780,000	1,943
Extraordinary gains, net	$0	10
Net income	$4,780,000	1,943
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,780,000	1,944
Net charge-offs	$1,018,000	412
Cash dividends	$3,100,000	1,140
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,779,000	1,919
2021-09-30 (YTD Data)		Rank
Total interest income	$9,808,000	2,097
Total interest expense	$1,511,000	1,391
Net interest income	$8,297,000	2,204
Provision for loan and lease losses	$1,111,000	394
Total noninterest income	$1,414,000	2,343
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,107,000	690
Trading account gains and fees	NA	NA
Additional Noninterest Income	$307,000	3,492
Total noninterest expense	$4,997,000	2,579
Salaries and employee benefits	$3,354,000	2,330
Premises and equipment expense	$363,000	3,105
Additional noninterest expense	$1,280,000	2,880
Pre-tax net operating income	$3,603,000	2,192
Securities gains (losses)	$1,000	1,947
Applicable income taxes	$0	3,719
Income before extraordinary items	$3,604,000	2,008
Extraordinary gains, net	$0	8
Net income	$3,604,000	2,007
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,604,000	2,008
Net charge-offs	$869,000	362
Cash dividends	$3,100,000	830
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,603,000	1,988
2021-06-30 (YTD Data)		Rank
Total interest income	$6,664,000	2,064
Total interest expense	$1,034,000	1,420
Net interest income	$5,630,000	2,151
Provision for loan and lease losses	$511,000	595
Total noninterest income	$962,000	2,278
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$694,000	698
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	3,226
Total noninterest expense	$3,342,000	2,567
Salaries and employee benefits	$2,218,000	2,337
Premises and equipment expense	$238,000	3,119
Additional noninterest expense	$886,000	2,799
Pre-tax net operating income	$2,739,000	1,999
Securities gains (losses)	$2,000	1,698
Applicable income taxes	$0	3,702
Income before extraordinary items	$2,741,000	1,814
Extraordinary gains, net	$0	6
Net income	$2,741,000	1,814
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,741,000	1,814
Net charge-offs	$318,000	502
Cash dividends	$2,600,000	693
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,739,000	1,780
2021-03-31 (YTD Data)		Rank
Total interest income	$3,171,000	2,124
Total interest expense	$535,000	1,444
Net interest income	$2,636,000	2,241
Provision for loan and lease losses	$236,000	712
Total noninterest income	$460,000	2,321
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$351,000	685
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	3,431
Total noninterest expense	$1,596,000	2,623
Salaries and employee benefits	$1,057,000	2,421
Premises and equipment expense	$115,000	3,184
Additional noninterest expense	$424,000	2,830
Pre-tax net operating income	$1,264,000	2,087
Securities gains (losses)	$2,000	1,277
Applicable income taxes	$0	3,613
Income before extraordinary items	$1,266,000	1,935
Extraordinary gains, net	$0	3
Net income	$1,266,000	1,934
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,266,000	1,935
Net charge-offs	$169,000	475
Cash dividends	$800,000	881
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,264,000	1,897
2020-12-31 (YTD Data)		Rank
Total interest income	$12,444,000	2,173
Total interest expense	$3,397,000	1,347
Net interest income	$9,047,000	2,418
Provision for loan and lease losses	$1,077,000	1,520
Total noninterest income	$1,551,000	2,380
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,406,000	716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	4,170
Total noninterest expense	$6,032,000	2,685
Salaries and employee benefits	$3,953,000	2,504
Premises and equipment expense	$476,000	3,140
Additional noninterest expense	$1,603,000	2,932
Pre-tax net operating income	$3,489,000	2,233
Securities gains (losses)	$2,000	2,562
Applicable income taxes	$0	3,697
Income before extraordinary items	$3,491,000	2,100
Extraordinary gains, net	$0	4
Net income	$3,491,000	2,099
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,491,000	2,100
Net charge-offs	$951,000	670
Cash dividends	$1,550,000	1,746
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,489,000	2,050
2020-09-30 (YTD Data)		Rank
Total interest income	$9,351,000	2,183
Total interest expense	$2,749,000	1,324
Net interest income	$6,602,000	2,452
Provision for loan and lease losses	$844,000	1,507
Total noninterest income	$1,156,000	2,362
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,032,000	726
Trading account gains and fees	NA	NA
Additional Noninterest Income	$124,000	4,065
Total noninterest expense	$4,410,000	2,716
Salaries and employee benefits	$2,831,000	2,562
Premises and equipment expense	$353,000	3,159
Additional noninterest expense	$1,226,000	2,876
Pre-tax net operating income	$2,504,000	2,287
Securities gains (losses)	$-18,000	4,846
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,486,000	2,158
Extraordinary gains, net	$0	4
Net income	$2,486,000	2,158
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,486,000	2,158
Net charge-offs	$773,000	584
Cash dividends	$1,550,000	1,299
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,504,000	2,087
2020-06-30 (YTD Data)		Rank
Total interest income	$6,275,000	2,206
Total interest expense	$1,886,000	1,379
Net interest income	$4,389,000	2,482
Provision for loan and lease losses	$659,000	1,378
Total noninterest income	$757,000	2,340
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$687,000	731
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	4,189
Total noninterest expense	$2,938,000	2,725
Salaries and employee benefits	$1,893,000	2,561
Premises and equipment expense	$240,000	3,134
Additional noninterest expense	$805,000	2,897
Pre-tax net operating income	$1,549,000	2,347
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,549,000	2,195
Extraordinary gains, net	$0	4
Net income	$1,549,000	2,195
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,549,000	2,195
Net charge-offs	$487,000	606
Cash dividends	$1,050,000	1,269
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,549,000	2,158
2020-03-31 (YTD Data)		Rank
Total interest income	$3,061,000	2,219
Total interest expense	$947,000	1,484
Net interest income	$2,114,000	2,500
Provision for loan and lease losses	$307,000	1,159
Total noninterest income	$491,000	1,958
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$393,000	758
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	3,203
Total noninterest expense	$1,530,000	2,682
Salaries and employee benefits	$954,000	2,560
Premises and equipment expense	$142,000	2,869
Additional noninterest expense	$434,000	2,791
Pre-tax net operating income	$768,000	2,208
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$768,000	2,041
Extraordinary gains, net	$0	4
Net income	$768,000	2,040
Minority interest net income	$0	56
Net income of bank and minority interests.	$768,000	2,041
Net charge-offs	$295,000	501
Cash dividends	$350,000	1,532
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$768,000	2,009
2019-12-31 (YTD Data)		Rank
Total interest income	$11,837,000	2,308
Total interest expense	$3,908,000	1,499
Net interest income	$7,929,000	2,635
Provision for loan and lease losses	$1,351,000	722
Total noninterest income	$1,760,000	2,115
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,550,000	783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$210,000	3,902
Total noninterest expense	$5,872,000	2,733
Salaries and employee benefits	$3,722,000	2,574
Premises and equipment expense	$479,000	3,176
Additional noninterest expense	$1,671,000	2,882
Pre-tax net operating income	$2,466,000	2,758
Securities gains (losses)	$4,000	2,137
Applicable income taxes	$0	3,859
Income before extraordinary items	$2,470,000	2,585
Extraordinary gains, net	$0	11
Net income	$2,470,000	2,586
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,470,000	2,587
Net charge-offs	$1,296,000	553
Cash dividends	$1,500,000	1,874
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,466,000	2,557
2019-09-30 (YTD Data)		Rank
Total interest income	$8,771,000	2,362
Total interest expense	$2,956,000	1,503
Net interest income	$5,815,000	2,720
Provision for loan and lease losses	$798,000	829
Total noninterest income	$1,237,000	2,187
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,118,000	807
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	4,178
Total noninterest expense	$4,374,000	2,762
Salaries and employee benefits	$2,772,000	2,603
Premises and equipment expense	$343,000	3,272
Additional noninterest expense	$1,259,000	2,881
Pre-tax net operating income	$1,880,000	2,823
Securities gains (losses)	$2,000	1,990
Applicable income taxes	$0	3,902
Income before extraordinary items	$1,882,000	2,629
Extraordinary gains, net	$0	11
Net income	$1,882,000	2,630
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,882,000	2,630
Net charge-offs	$762,000	583
Cash dividends	$1,500,000	1,441
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,880,000	2,591
2019-06-30 (YTD Data)		Rank
Total interest income	$5,746,000	2,390
Total interest expense	$1,984,000	1,469
Net interest income	$3,762,000	2,779
Provision for loan and lease losses	$416,000	984
Total noninterest income	$832,000	2,157
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$713,000	832
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	3,837
Total noninterest expense	$2,912,000	2,783
Salaries and employee benefits	$1,817,000	2,648
Premises and equipment expense	$225,000	3,312
Additional noninterest expense	$870,000	2,829
Pre-tax net operating income	$1,266,000	2,763
Securities gains (losses)	$2,000	1,537
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,268,000	2,581
Extraordinary gains, net	$0	11
Net income	$1,268,000	2,580
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,268,000	2,580
Net charge-offs	$372,000	682
Cash dividends	$1,000,000	1,417
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,266,000	2,548
2019-03-31 (YTD Data)		Rank
Total interest income	$2,858,000	2,395
Total interest expense	$984,000	1,449
Net interest income	$1,874,000	2,804
Provision for loan and lease losses	$201,000	932
Total noninterest income	$428,000	2,095
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$336,000	866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	3,332
Total noninterest expense	$1,477,000	2,770
Salaries and employee benefits	$900,000	2,677
Premises and equipment expense	$112,000	3,354
Additional noninterest expense	$465,000	2,724
Pre-tax net operating income	$624,000	2,755
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$624,000	2,559
Extraordinary gains, net	$0	5
Net income	$624,000	2,558
Minority interest net income	$0	52
Net income of bank and minority interests.	$624,000	2,558
Net charge-offs	$178,000	661
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$624,000	2,546
2018-12-31 (YTD Data)		Rank
Total interest income	$11,194,000	2,335
Total interest expense	$3,573,000	1,243
Net interest income	$7,621,000	2,735
Provision for loan and lease losses	$1,899,000	529
Total noninterest income	$1,765,000	2,124
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,427,000	856
Trading account gains and fees	NA	NA
Additional Noninterest Income	$338,000	3,549
Total noninterest expense	$5,462,000	2,888
Salaries and employee benefits	$3,305,000	2,775
Premises and equipment expense	$423,000	3,426
Additional noninterest expense	$1,734,000	2,869
Pre-tax net operating income	$2,025,000	3,128
Securities gains (losses)	$7,000	778
Applicable income taxes	$0	3,978
Income before extraordinary items	$2,032,000	2,911
Extraordinary gains, net	$0	6
Net income	$2,032,000	2,910
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,032,000	2,910
Net charge-offs	$1,002,000	584
Cash dividends	$1,000,000	2,197
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,025,000	2,917
2018-09-30 (YTD Data)		Rank
Total interest income	$8,234,000	2,359
Total interest expense	$2,565,000	1,229
Net interest income	$5,669,000	2,761
Provision for loan and lease losses	$809,000	772
Total noninterest income	$1,321,000	2,146
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,044,000	872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$277,000	3,470
Total noninterest expense	$4,065,000	2,913
Salaries and employee benefits	$2,470,000	2,800
Premises and equipment expense	$316,000	3,479
Additional noninterest expense	$1,279,000	2,896
Pre-tax net operating income	$2,116,000	2,639
Securities gains (losses)	$7,000	778
Applicable income taxes	$0	4,032
Income before extraordinary items	$2,123,000	2,415
Extraordinary gains, net	$0	5
Net income	$2,123,000	2,414
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,123,000	2,414
Net charge-offs	$554,000	675
Cash dividends	$1,000,000	1,656
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,116,000	2,420
2018-06-30 (YTD Data)		Rank
Total interest income	$5,288,000	2,413
Total interest expense	$1,609,000	1,231
Net interest income	$3,679,000	2,820
Provision for loan and lease losses	$453,000	882
Total noninterest income	$841,000	2,212
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$677,000	893
Trading account gains and fees	NA	NA
Additional Noninterest Income	$164,000	3,622
Total noninterest expense	$2,677,000	2,960
Salaries and employee benefits	$1,628,000	2,845
Premises and equipment expense	$213,000	3,490
Additional noninterest expense	$836,000	2,959
Pre-tax net operating income	$1,390,000	2,646
Securities gains (losses)	$7,000	660
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,397,000	2,421
Extraordinary gains, net	$0	6
Net income	$1,397,000	2,420
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,397,000	2,420
Net charge-offs	$316,000	699
Cash dividends	$650,000	1,699
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,390,000	2,426
2018-03-31 (YTD Data)		Rank
Total interest income	$2,550,000	2,462
Total interest expense	$754,000	1,241
Net interest income	$1,796,000	2,879
Provision for loan and lease losses	$180,000	1,016
Total noninterest income	$426,000	2,169
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$334,000	908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	3,453
Total noninterest expense	$1,312,000	3,019
Salaries and employee benefits	$805,000	2,892
Premises and equipment expense	$96,000	3,716
Additional noninterest expense	$411,000	3,009
Pre-tax net operating income	$730,000	2,531
Securities gains (losses)	$4,000	555
Applicable income taxes	$0	3,948
Income before extraordinary items	$734,000	2,310
Extraordinary gains, net	$0	7
Net income	$734,000	2,308
Minority interest net income	$0	52
Net income of bank and minority interests.	$734,000	2,310
Net charge-offs	$146,000	690
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$730,000	2,305
2017-12-31 (YTD Data)		Rank
Total interest income	$9,633,000	2,519
Total interest expense	$2,657,000	1,215
Net interest income	$6,976,000	2,897
Provision for loan and lease losses	$580,000	1,325
Total noninterest income	$1,313,000	2,566
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,210,000	1,004
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	4,764
Total noninterest expense	$4,735,000	3,208
Salaries and employee benefits	$2,888,000	3,076
Premises and equipment expense	$356,000	3,862
Additional noninterest expense	$1,491,000	3,239
Pre-tax net operating income	$2,974,000	2,493
Securities gains (losses)	$-10,000	5,064
Applicable income taxes	$0	4,135
Income before extraordinary items	$2,964,000	2,076
Extraordinary gains, net	$0	9
Net income	$2,964,000	2,076
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,964,000	2,076
Net charge-offs	$507,000	1,082
Cash dividends	$1,525,000	1,696
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,974,000	2,044
2017-09-30 (YTD Data)		Rank
Total interest income	$7,039,000	2,580
Total interest expense	$1,939,000	1,226
Net interest income	$5,100,000	2,967
Provision for loan and lease losses	$558,000	1,068
Total noninterest income	$1,048,000	2,509
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$871,000	1,048
Trading account gains and fees	NA	NA
Additional Noninterest Income	$177,000	4,100
Total noninterest expense	$3,438,000	3,291
Salaries and employee benefits	$2,111,000	3,123
Premises and equipment expense	$251,000	4,026
Additional noninterest expense	$1,076,000	3,325
Pre-tax net operating income	$2,152,000	2,610
Securities gains (losses)	$-10,000	5,399
Applicable income taxes	$0	4,172
Income before extraordinary items	$2,142,000	2,283
Extraordinary gains, net	$0	9
Net income	$2,142,000	2,283
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,142,000	2,284
Net charge-offs	$371,000	978
Cash dividends	$975,000	1,736
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,152,000	2,254
2017-06-30 (YTD Data)		Rank
Total interest income	$4,534,000	2,631
Total interest expense	$1,259,000	1,216
Net interest income	$3,275,000	3,024
Provision for loan and lease losses	$374,000	1,036
Total noninterest income	$662,000	2,578
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$552,000	1,086
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	4,180
Total noninterest expense	$2,231,000	3,360
Salaries and employee benefits	$1,387,000	3,171
Premises and equipment expense	$162,000	4,093
Additional noninterest expense	$682,000	3,442
Pre-tax net operating income	$1,332,000	2,681
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,332,000	2,358
Extraordinary gains, net	$0	11
Net income	$1,332,000	2,359
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,332,000	2,359
Net charge-offs	$299,000	831
Cash dividends	$575,000	1,852
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,332,000	2,329
2017-03-31 (YTD Data)		Rank
Total interest income	$2,201,000	2,687
Total interest expense	$617,000	1,200
Net interest income	$1,584,000	3,100
Provision for loan and lease losses	$90,000	1,522
Total noninterest income	$325,000	2,613
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$251,000	1,191
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	3,880
Total noninterest expense	$1,122,000	3,384
Salaries and employee benefits	$679,000	3,240
Premises and equipment expense	$79,000	4,162
Additional noninterest expense	$364,000	3,306
Pre-tax net operating income	$697,000	2,547
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$697,000	2,200
Extraordinary gains, net	$0	8
Net income	$697,000	2,201
Minority interest net income	$0	55
Net income of bank and minority interests.	$697,000	2,201
Net charge-offs	$198,000	605
Cash dividends	$375,000	1,444
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$697,000	2,174
2016-12-31 (YTD Data)		Rank
Total interest income	$7,957,000	2,862
Total interest expense	$2,218,000	1,292
Net interest income	$5,739,000	3,275
Provision for loan and lease losses	$268,000	2,121
Total noninterest income	$1,158,000	2,812
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$916,000	1,302
Trading account gains and fees	$0	170
Additional Noninterest Income	$242,000	4,165
Total noninterest expense	$4,042,000	3,629
Salaries and employee benefits	$2,587,000	3,340
Premises and equipment expense	$287,000	4,380
Additional noninterest expense	$1,168,000	3,880
Pre-tax net operating income	$2,587,000	2,621
Securities gains (losses)	$26,000	2,242
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,613,000	2,336
Extraordinary gains, net	$0	5
Net income	$2,613,000	2,333
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,613,000	2,335
Net charge-offs	$162,000	2,152
Cash dividends	$1,150,000	2,033
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,587,000	2,298
2016-09-30 (YTD Data)		Rank
Total interest income	$5,822,000	2,923
Total interest expense	$1,578,000	1,351
Net interest income	$4,244,000	3,317
Provision for loan and lease losses	$176,000	2,199
Total noninterest income	$847,000	2,858
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$668,000	1,331
Trading account gains and fees	$0	169
Additional Noninterest Income	$179,000	4,229
Total noninterest expense	$3,037,000	3,628
Salaries and employee benefits	$1,937,000	3,333
Premises and equipment expense	$211,000	4,435
Additional noninterest expense	$889,000	3,874
Pre-tax net operating income	$1,878,000	2,726
Securities gains (losses)	$19,000	2,332
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,897,000	2,430
Extraordinary gains, net	$0	5
Net income	$1,897,000	2,429
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,897,000	2,430
Net charge-offs	$124,000	1,877
Cash dividends	$350,000	2,746
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,878,000	2,391
2016-06-30 (YTD Data)		Rank
Total interest income	$3,798,000	2,969
Total interest expense	$1,054,000	1,353
Net interest income	$2,744,000	3,401
Provision for loan and lease losses	$91,000	2,385
Total noninterest income	$546,000	2,887
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$432,000	1,356
Trading account gains and fees	$0	157
Additional Noninterest Income	$114,000	4,299
Total noninterest expense	$1,984,000	3,697
Salaries and employee benefits	$1,280,000	3,377
Premises and equipment expense	$134,000	4,559
Additional noninterest expense	$570,000	3,989
Pre-tax net operating income	$1,215,000	2,743
Securities gains (losses)	$10,000	2,238
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,225,000	2,461
Extraordinary gains, net	$0	16
Net income	$1,225,000	2,460
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,225,000	2,460
Net charge-offs	$61,000	2,003
Cash dividends	$200,000	2,834
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,215,000	2,414
2016-03-31 (YTD Data)		Rank
Total interest income	$1,861,000	3,024
Total interest expense	$508,000	1,400
Net interest income	$1,353,000	3,444
Provision for loan and lease losses	$41,000	2,349
Total noninterest income	$278,000	2,842
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$213,000	1,358
Trading account gains and fees	$0	142
Additional Noninterest Income	$65,000	4,119
Total noninterest expense	$989,000	3,739
Salaries and employee benefits	$628,000	3,431
Premises and equipment expense	$67,000	4,588
Additional noninterest expense	$294,000	3,931
Pre-tax net operating income	$601,000	2,737
Securities gains (losses)	$8,000	1,573
Applicable income taxes	$0	4,259
Income before extraordinary items	$609,000	2,417
Extraordinary gains, net	$0	12
Net income	$609,000	2,417
Minority interest net income	$0	62
Net income of bank and minority interests.	$609,000	2,417
Net charge-offs	$-2,000	4,420
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$601,000	2,395
2015-12-31 (YTD Data)		Rank
Total interest income	$7,096,000	3,073
Total interest expense	$1,814,000	1,506
Net interest income	$5,282,000	3,466
Provision for loan and lease losses	$183,000	2,425
Total noninterest income	$1,028,000	3,031
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$814,000	1,454
Trading account gains and fees	$0	159
Additional Noninterest Income	$214,000	4,381
Total noninterest expense	$3,708,000	3,875
Salaries and employee benefits	$2,317,000	3,592
Premises and equipment expense	$273,000	4,629
Additional noninterest expense	$1,118,000	4,070
Pre-tax net operating income	$2,419,000	2,692
Securities gains (losses)	$15,000	2,396
Applicable income taxes	$0	4,402
Income before extraordinary items	$2,434,000	2,385
Extraordinary gains, net	$0	23
Net income	$2,434,000	2,386
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,434,000	2,387
Net charge-offs	$174,000	2,119
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,419,000	2,357
2015-09-30 (YTD Data)		Rank
Total interest income	$5,224,000	3,146
Total interest expense	$1,333,000	1,552
Net interest income	$3,891,000	3,533
Provision for loan and lease losses	$137,000	2,351
Total noninterest income	$753,000	3,074
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$595,000	1,506
Trading account gains and fees	$0	153
Additional Noninterest Income	$158,000	4,434
Total noninterest expense	$2,682,000	3,973
Salaries and employee benefits	$1,657,000	3,708
Premises and equipment expense	$203,000	4,691
Additional noninterest expense	$822,000	4,127
Pre-tax net operating income	$1,825,000	2,726
Securities gains (losses)	$5,000	2,620
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,830,000	2,412
Extraordinary gains, net	$0	21
Net income	$1,830,000	2,413
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,830,000	2,413
Net charge-offs	$87,000	2,303
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,825,000	2,382
2015-06-30 (YTD Data)		Rank
Total interest income	$3,405,000	3,214
Total interest expense	$861,000	1,597
Net interest income	$2,544,000	3,587
Provision for loan and lease losses	$91,000	2,315
Total noninterest income	$485,000	3,140
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$370,000	1,570
Trading account gains and fees	$0	157
Additional Noninterest Income	$115,000	4,364
Total noninterest expense	$1,728,000	4,096
Salaries and employee benefits	$1,073,000	3,805
Premises and equipment expense	$138,000	4,701
Additional noninterest expense	$517,000	4,280
Pre-tax net operating income	$1,210,000	2,719
Securities gains (losses)	$3,000	2,361
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,213,000	2,418
Extraordinary gains, net	$0	22
Net income	$1,213,000	2,420
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,213,000	2,420
Net charge-offs	$47,000	2,361
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,210,000	2,368
2015-03-31 (YTD Data)		Rank
Total interest income	$1,650,000	3,292
Total interest expense	$429,000	1,617
Net interest income	$1,221,000	3,682
Provision for loan and lease losses	$45,000	2,176
Total noninterest income	$214,000	3,320
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$160,000	1,743
Trading account gains and fees	$0	152
Additional Noninterest Income	$54,000	4,430
Total noninterest expense	$803,000	4,291
Salaries and employee benefits	$515,000	3,909
Premises and equipment expense	$56,000	5,069
Additional noninterest expense	$232,000	4,519
Pre-tax net operating income	$587,000	2,733
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$587,000	2,429
Extraordinary gains, net	$0	13
Net income	$587,000	2,432
Minority interest net income	$0	64
Net income of bank and minority interests.	$587,000	2,431
Net charge-offs	$9,000	2,520
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$587,000	2,362
2014-12-31 (YTD Data)		Rank
Total interest income	$6,245,000	3,436
Total interest expense	$1,830,000	1,600
Net interest income	$4,415,000	3,954
Provision for loan and lease losses	$70,000	3,509
Total noninterest income	$776,000	3,536
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$599,000	1,968
Trading account gains and fees	$0	180
Additional Noninterest Income	$177,000	4,683
Total noninterest expense	$3,235,000	4,306
Salaries and employee benefits	$2,026,000	3,953
Premises and equipment expense	$224,000	5,195
Additional noninterest expense	$985,000	4,475
Pre-tax net operating income	$1,886,000	3,075
Securities gains (losses)	$2,000	3,069
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,888,000	2,820
Extraordinary gains, net	$0	17
Net income	$1,888,000	2,818
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,888,000	2,820
Net charge-offs	$41,000	3,921
Cash dividends	$350,000	3,246
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,886,000	2,766
2014-09-30 (YTD Data)		Rank
Total interest income	$4,595,000	3,506
Total interest expense	$1,381,000	1,606
Net interest income	$3,214,000	4,059
Provision for loan and lease losses	$45,000	3,462
Total noninterest income	$555,000	3,641
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$424,000	2,073
Trading account gains and fees	$0	174
Additional Noninterest Income	$131,000	4,738
Total noninterest expense	$2,335,000	4,406
Salaries and employee benefits	$1,467,000	4,033
Premises and equipment expense	$164,000	5,282
Additional noninterest expense	$704,000	4,605
Pre-tax net operating income	$1,389,000	3,182
Securities gains (losses)	$2,000	2,770
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,391,000	2,878
Extraordinary gains, net	$0	15
Net income	$1,391,000	2,879
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,391,000	2,879
Net charge-offs	$43,000	3,370
Cash dividends	$350,000	2,591
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,389,000	2,825
2014-06-30 (YTD Data)		Rank
Total interest income	$2,970,000	3,581
Total interest expense	$922,000	1,625
Net interest income	$2,048,000	4,176
Provision for loan and lease losses	$30,000	3,313
Total noninterest income	$349,000	3,740
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$264,000	2,172
Trading account gains and fees	$0	172
Additional Noninterest Income	$85,000	4,773
Total noninterest expense	$1,514,000	4,516
Salaries and employee benefits	$945,000	4,147
Premises and equipment expense	$109,000	5,317
Additional noninterest expense	$460,000	4,666
Pre-tax net operating income	$853,000	3,250
Securities gains (losses)	$2,000	2,363
Applicable income taxes	$0	4,568
Income before extraordinary items	$855,000	2,961
Extraordinary gains, net	$0	20
Net income	$855,000	2,967
Minority interest net income	$0	80
Net income of bank and minority interests.	$855,000	2,967
Net charge-offs	$36,000	3,036
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$853,000	2,908
2014-03-31 (YTD Data)		Rank
Total interest income	$1,458,000	3,639
Total interest expense	$460,000	1,649
Net interest income	$998,000	4,261
Provision for loan and lease losses	$15,000	3,093
Total noninterest income	$161,000	3,872
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$126,000	2,223
Trading account gains and fees	$0	147
Additional Noninterest Income	$35,000	4,979
Total noninterest expense	$747,000	4,593
Salaries and employee benefits	$465,000	4,233
Premises and equipment expense	$55,000	5,343
Additional noninterest expense	$227,000	4,716
Pre-tax net operating income	$397,000	3,301
Securities gains (losses)	$2,000	1,528
Applicable income taxes	$0	4,445
Income before extraordinary items	$399,000	3,003
Extraordinary gains, net	$0	16
Net income	$399,000	3,006
Minority interest net income	$0	66
Net income of bank and minority interests.	$399,000	3,006
Net charge-offs	$-5,000	5,444
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$397,000	2,976
2013-12-31 (YTD Data)		Rank
Total interest income	$5,807,000	3,700
Total interest expense	$2,058,000	1,656
Net interest income	$3,749,000	4,430
Provision for loan and lease losses	$57,000	4,190
Total noninterest income	$574,000	4,196
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$480,000	2,466
Trading account gains and fees	$0	184
Additional Noninterest Income	$94,000	5,428
Total noninterest expense	$2,901,000	4,685
Salaries and employee benefits	$1,805,000	4,307
Premises and equipment expense	$244,000	5,240
Additional noninterest expense	$852,000	4,932
Pre-tax net operating income	$1,365,000	3,565
Securities gains (losses)	$213,000	853
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,578,000	3,062
Extraordinary gains, net	$0	29
Net income	$1,578,000	3,064
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,578,000	3,065
Net charge-offs	$121,000	3,556
Cash dividends	$4,975,000	575
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,365,000	3,273
2013-09-30 (YTD Data)		Rank
Total interest income	$4,316,000	3,767
Total interest expense	$1,590,000	1,655
Net interest income	$2,726,000	4,535
Provision for loan and lease losses	$37,000	4,195
Total noninterest income	$400,000	4,385
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$332,000	2,637
Trading account gains and fees	$0	180
Additional Noninterest Income	$68,000	5,533
Total noninterest expense	$2,155,000	4,726
Salaries and employee benefits	$1,369,000	4,295
Premises and equipment expense	$178,000	5,320
Additional noninterest expense	$608,000	5,057
Pre-tax net operating income	$934,000	3,795
Securities gains (losses)	$212,000	788
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,146,000	3,155
Extraordinary gains, net	$0	25
Net income	$1,146,000	3,158
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,146,000	3,159
Net charge-offs	$94,000	3,316
Cash dividends	$4,300,000	470
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$934,000	3,470
2013-06-30 (YTD Data)		Rank
Total interest income	$2,858,000	3,780
Total interest expense	$1,123,000	1,594
Net interest income	$1,735,000	4,661
Provision for loan and lease losses	$48,000	3,670
Total noninterest income	$260,000	4,454
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$211,000	2,693
Trading account gains and fees	$0	157
Additional Noninterest Income	$49,000	5,517
Total noninterest expense	$1,409,000	4,790
Salaries and employee benefits	$929,000	4,282
Premises and equipment expense	$104,000	5,543
Additional noninterest expense	$376,000	5,224
Pre-tax net operating income	$538,000	4,024
Securities gains (losses)	$212,000	716
Applicable income taxes	$0	4,679
Income before extraordinary items	$750,000	3,189
Extraordinary gains, net	$0	22
Net income	$750,000	3,191
Minority interest net income	$0	82
Net income of bank and minority interests.	$750,000	3,192
Net charge-offs	$84,000	2,915
Cash dividends	$4,300,000	332
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$538,000	3,704
2013-03-31 (YTD Data)		Rank
Total interest income	$1,425,000	3,824
Total interest expense	$578,000	1,592
Net interest income	$847,000	4,739
Provision for loan and lease losses	$39,000	3,067
Total noninterest income	$128,000	4,452
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$105,000	2,697
Trading account gains and fees	$0	148
Additional Noninterest Income	$23,000	5,562
Total noninterest expense	$717,000	4,801
Salaries and employee benefits	$483,000	4,242
Premises and equipment expense	$53,000	5,559
Additional noninterest expense	$181,000	5,339
Pre-tax net operating income	$219,000	4,333
Securities gains (losses)	$212,000	435
Applicable income taxes	$0	4,602
Income before extraordinary items	$431,000	2,886
Extraordinary gains, net	$0	10
Net income	$431,000	2,886
Minority interest net income	$0	76
Net income of bank and minority interests.	$431,000	2,888
Net charge-offs	$36,000	2,673
Cash dividends	$2,000,000	297
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$219,000	4,015
2012-12-31 (YTD Data)		Rank
Total interest income	$6,345,000	3,685
Total interest expense	$2,406,000	1,811
Net interest income	$3,939,000	4,447
Provision for loan and lease losses	$12,000	5,709
Total noninterest income	$579,000	4,243
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$475,000	2,598
Trading account gains and fees	$0	166
Additional Noninterest Income	$104,000	5,305
Total noninterest expense	$2,802,000	4,906
Salaries and employee benefits	$1,784,000	4,420
Premises and equipment expense	$231,000	5,501
Additional noninterest expense	$787,000	5,299
Pre-tax net operating income	$1,704,000	3,108
Securities gains (losses)	$892,000	596
Applicable income taxes	$0	4,751
Income before extraordinary items	$2,596,000	2,104
Extraordinary gains, net	$0	29
Net income	$2,596,000	2,103
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,596,000	2,105
Net charge-offs	$-2,000	6,406
Cash dividends	$500,000	2,749
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,704,000	2,770
2012-09-30 (YTD Data)		Rank
Total interest income	$4,813,000	3,731
Total interest expense	$1,859,000	1,831
Net interest income	$2,954,000	4,514
Provision for loan and lease losses	$12,000	5,544
Total noninterest income	$432,000	4,291
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$351,000	2,645
Trading account gains and fees	$0	157
Additional Noninterest Income	$81,000	5,349
Total noninterest expense	$2,133,000	4,903
Salaries and employee benefits	$1,256,000	4,591
Premises and equipment expense	$171,000	5,574
Additional noninterest expense	$706,000	4,983
Pre-tax net operating income	$1,241,000	3,240
Securities gains (losses)	$161,000	1,609
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,402,000	2,759
Extraordinary gains, net	$0	20
Net income	$1,402,000	2,760
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,402,000	2,759
Net charge-offs	$-13,000	6,667
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,241,000	2,851
2012-06-30 (YTD Data)		Rank
Total interest income	$3,233,000	3,747
Total interest expense	$1,273,000	1,840
Net interest income	$1,960,000	4,551
Provision for loan and lease losses	$12,000	5,300
Total noninterest income	$288,000	4,296
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$228,000	2,687
Trading account gains and fees	$0	153
Additional Noninterest Income	$60,000	5,273
Total noninterest expense	$1,442,000	4,904
Salaries and employee benefits	$844,000	4,600
Premises and equipment expense	$114,000	5,590
Additional noninterest expense	$484,000	4,948
Pre-tax net operating income	$794,000	3,294
Securities gains (losses)	$158,000	1,281
Applicable income taxes	$0	4,770
Income before extraordinary items	$952,000	2,699
Extraordinary gains, net	$0	19
Net income	$952,000	2,699
Minority interest net income	$0	84
Net income of bank and minority interests.	$952,000	2,699
Net charge-offs	$2,000	5,336
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$794,000	2,902
2012-03-31 (YTD Data)		Rank
Total interest income	$1,627,000	3,773
Total interest expense	$605,000	2,023
Net interest income	$1,022,000	4,454
Provision for loan and lease losses	$0	5,254
Total noninterest income	$150,000	4,230
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$112,000	2,689
Trading account gains and fees	$0	148
Additional Noninterest Income	$38,000	5,091
Total noninterest expense	$722,000	4,920
Salaries and employee benefits	$419,000	4,662
Premises and equipment expense	$59,000	5,540
Additional noninterest expense	$244,000	4,927
Pre-tax net operating income	$450,000	3,096
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$450,000	2,828
Extraordinary gains, net	$0	19
Net income	$450,000	2,831
Minority interest net income	$0	78
Net income of bank and minority interests.	$450,000	2,832
Net charge-offs	$-1,000	5,761
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$450,000	2,689
2011-12-31 (YTD Data)		Rank
Total interest income	$6,471,000	3,869
Total interest expense	$2,737,000	2,119
Net interest income	$3,734,000	4,729
Provision for loan and lease losses	$0	6,496
Total noninterest income	$640,000	3,938
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$484,000	2,640
Trading account gains and fees	$0	146
Additional Noninterest Income	$156,000	4,809
Total noninterest expense	$2,625,000	5,228
Salaries and employee benefits	$1,596,000	4,792
Premises and equipment expense	$251,000	5,592
Additional noninterest expense	$778,000	5,452
Pre-tax net operating income	$1,749,000	2,759
Securities gains (losses)	$3,000	3,591
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,752,000	2,491
Extraordinary gains, net	$0	29
Net income	$1,752,000	2,491
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,752,000	2,492
Net charge-offs	$34,000	5,679
Cash dividends	$515,000	2,391
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,749,000	2,419
2011-09-30 (YTD Data)		Rank
Total interest income	$4,804,000	3,928
Total interest expense	$1,965,000	2,305
Net interest income	$2,839,000	4,709
Provision for loan and lease losses	$0	6,393
Total noninterest income	$480,000	3,969
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$358,000	2,685
Trading account gains and fees	$0	145
Additional Noninterest Income	$122,000	4,847
Total noninterest expense	$1,936,000	5,269
Salaries and employee benefits	$1,152,000	4,897
Premises and equipment expense	$196,000	5,569
Additional noninterest expense	$588,000	5,477
Pre-tax net operating income	$1,383,000	2,732
Securities gains (losses)	$1,000	3,451
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,384,000	2,469
Extraordinary gains, net	$0	21
Net income	$1,384,000	2,470
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,384,000	2,470
Net charge-offs	$20,000	5,533
Cash dividends	$515,000	1,779
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,383,000	2,372
2011-06-30 (YTD Data)		Rank
Total interest income	$3,120,000	4,029
Total interest expense	$1,208,000	2,551
Net interest income	$1,912,000	4,714
Provision for loan and lease losses	$0	6,217
Total noninterest income	$320,000	3,988
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$229,000	2,745
Trading account gains and fees	$0	153
Additional Noninterest Income	$91,000	4,690
Total noninterest expense	$1,254,000	5,412
Salaries and employee benefits	$758,000	4,964
Premises and equipment expense	$128,000	5,646
Additional noninterest expense	$368,000	5,699
Pre-tax net operating income	$978,000	2,583
Securities gains (losses)	$1,000	2,791
Applicable income taxes	$0	4,697
Income before extraordinary items	$979,000	2,318
Extraordinary gains, net	$0	15
Net income	$979,000	2,318
Minority interest net income	$0	89
Net income of bank and minority interests.	$979,000	2,318
Net charge-offs	$13,000	5,250
Cash dividends	$375,000	1,702
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$978,000	2,240
2011-03-31 (YTD Data)		Rank
Total interest income	$1,541,000	4,078
Total interest expense	$599,000	2,642
Net interest income	$942,000	4,753
Provision for loan and lease losses	$0	5,840
Total noninterest income	$158,000	4,063
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$109,000	2,804
Trading account gains and fees	$0	158
Additional Noninterest Income	$49,000	4,699
Total noninterest expense	$625,000	5,448
Salaries and employee benefits	$374,000	5,037
Premises and equipment expense	$61,000	5,802
Additional noninterest expense	$190,000	5,666
Pre-tax net operating income	$475,000	2,654
Securities gains (losses)	$1,000	1,662
Applicable income taxes	$0	4,545
Income before extraordinary items	$476,000	2,347
Extraordinary gains, net	$0	9
Net income	$476,000	2,346
Minority interest net income	$0	86
Net income of bank and minority interests.	$476,000	2,347
Net charge-offs	$6,000	4,589
Cash dividends	$50,000	2,222
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$475,000	2,303
2010-12-31 (YTD Data)		Rank
Total interest income	$5,562,000	4,529
Total interest expense	$2,177,000	3,335
Net interest income	$3,385,000	5,035
Provision for loan and lease losses	$152,000	5,627
Total noninterest income	$808,000	3,633
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$578,000	2,358
Trading account gains and fees	$0	175
Additional Noninterest Income	$230,000	4,380
Total noninterest expense	$2,573,000	5,430
Salaries and employee benefits	$1,491,000	5,072
Premises and equipment expense	$267,000	5,668
Additional noninterest expense	$815,000	5,589
Pre-tax net operating income	$1,468,000	2,759
Securities gains (losses)	$13,000	3,237
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,481,000	2,538
Extraordinary gains, net	$0	29
Net income	$1,481,000	2,535
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,481,000	2,540
Net charge-offs	$152,000	5,039
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,468,000	2,453
2010-09-30 (YTD Data)		Rank
Total interest income	$4,077,000	4,671
Total interest expense	$1,628,000	3,491
Net interest income	$2,449,000	5,193
Provision for loan and lease losses	$137,000	5,354
Total noninterest income	$615,000	3,638
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$440,000	2,395
Trading account gains and fees	$0	165
Additional Noninterest Income	$175,000	4,408
Total noninterest expense	$1,893,000	5,518
Salaries and employee benefits	$1,130,000	5,080
Premises and equipment expense	$195,000	5,778
Additional noninterest expense	$568,000	5,760
Pre-tax net operating income	$1,034,000	3,020
Securities gains (losses)	$13,000	3,034
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,047,000	2,804
Extraordinary gains, net	$0	23
Net income	$1,047,000	2,798
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,047,000	2,803
Net charge-offs	$145,000	4,527
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,034,000	2,696
2010-06-30 (YTD Data)		Rank
Total interest income	$2,692,000	4,738
Total interest expense	$1,078,000	3,598
Net interest income	$1,614,000	5,231
Provision for loan and lease losses	$91,000	5,242
Total noninterest income	$430,000	3,508
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$278,000	2,509
Trading account gains and fees	$0	152
Additional Noninterest Income	$152,000	3,959
Total noninterest expense	$1,254,000	5,546
Salaries and employee benefits	$763,000	5,065
Premises and equipment expense	$131,000	5,800
Additional noninterest expense	$360,000	5,884
Pre-tax net operating income	$699,000	3,033
Securities gains (losses)	$12,000	2,543
Applicable income taxes	$0	4,691
Income before extraordinary items	$711,000	2,732
Extraordinary gains, net	$0	19
Net income	$711,000	2,727
Minority interest net income	$0	105
Net income of bank and minority interests.	$711,000	2,731
Net charge-offs	$90,000	4,353
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$699,000	2,671
2010-03-31 (YTD Data)		Rank
Total interest income	$1,332,000	4,838
Total interest expense	$533,000	3,757
Net interest income	$799,000	5,295
Provision for loan and lease losses	$45,000	4,935
Total noninterest income	$226,000	3,403
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$131,000	2,617
Trading account gains and fees	$0	175
Additional Noninterest Income	$95,000	3,602
Total noninterest expense	$600,000	5,739
Salaries and employee benefits	$369,000	5,206
Premises and equipment expense	$68,000	5,804
Additional noninterest expense	$163,000	6,169
Pre-tax net operating income	$380,000	2,921
Securities gains (losses)	$12,000	1,679
Applicable income taxes	$0	4,611
Income before extraordinary items	$392,000	2,591
Extraordinary gains, net	$0	16
Net income	$392,000	2,587
Minority interest net income	$0	91
Net income of bank and minority interests.	$392,000	2,591
Net charge-offs	$59,000	3,587
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$380,000	2,539
2009-12-31 (YTD Data)		Rank
Total interest income	$5,784,000	4,725
Total interest expense	$2,517,000	3,871
Net interest income	$3,267,000	5,156
Provision for loan and lease losses	$229,000	5,625
Total noninterest income	$776,000	3,828
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$600,000	2,540
Trading account gains and fees	$0	211
Additional Noninterest Income	$176,000	4,847
Total noninterest expense	$2,426,000	5,756
Salaries and employee benefits	$1,419,000	5,362
Premises and equipment expense	$246,000	6,100
Additional noninterest expense	$761,000	5,938
Pre-tax net operating income	$1,388,000	2,475
Securities gains (losses)	$42,000	2,725
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,430,000	2,188
Extraordinary gains, net	$0	34
Net income	$1,430,000	2,185
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,430,000	2,187
Net charge-offs	$297,000	4,495
Cash dividends	$280,000	3,303
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,388,000	2,209
2009-09-30 (YTD Data)		Rank
Total interest income	$4,329,000	4,785
Total interest expense	$1,944,000	3,923
Net interest income	$2,385,000	5,247
Provision for loan and lease losses	$183,000	5,265
Total noninterest income	$587,000	3,888
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$439,000	2,588
Trading account gains and fees	$0	212
Additional Noninterest Income	$148,000	4,798
Total noninterest expense	$1,789,000	5,830
Salaries and employee benefits	$1,052,000	5,426
Premises and equipment expense	$177,000	6,227
Additional noninterest expense	$560,000	5,988
Pre-tax net operating income	$1,000,000	2,735
Securities gains (losses)	$42,000	2,405
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,042,000	2,421
Extraordinary gains, net	$0	27
Net income	$1,042,000	2,419
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,042,000	2,422
Net charge-offs	$297,000	3,714
Cash dividends	$280,000	2,719
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,000,000	2,431
2009-06-30 (YTD Data)		Rank
Total interest income	$2,879,000	4,835
Total interest expense	$1,337,000	3,954
Net interest income	$1,542,000	5,344
Provision for loan and lease losses	$146,000	4,824
Total noninterest income	$371,000	3,978
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$271,000	2,705
Trading account gains and fees	$0	193
Additional Noninterest Income	$100,000	4,791
Total noninterest expense	$1,184,000	5,891
Salaries and employee benefits	$698,000	5,502
Premises and equipment expense	$114,000	6,340
Additional noninterest expense	$372,000	6,016
Pre-tax net operating income	$583,000	3,055
Securities gains (losses)	$41,000	2,030
Applicable income taxes	$0	4,657
Income before extraordinary items	$624,000	2,704
Extraordinary gains, net	$0	21
Net income	$624,000	2,701
Minority interest net income	$0	112
Net income of bank and minority interests.	$624,000	2,703
Net charge-offs	$249,000	3,162
Cash dividends	$280,000	2,299
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$583,000	2,716
2009-03-31 (YTD Data)		Rank
Total interest income	$1,438,000	4,869
Total interest expense	$688,000	3,989
Net interest income	$750,000	5,404
Provision for loan and lease losses	$28,000	5,652
Total noninterest income	$195,000	3,860
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$125,000	2,807
Trading account gains and fees	$0	171
Additional Noninterest Income	$70,000	4,238
Total noninterest expense	$562,000	5,968
Salaries and employee benefits	$343,000	5,598
Premises and equipment expense	$56,000	6,420
Additional noninterest expense	$163,000	6,106
Pre-tax net operating income	$355,000	3,041
Securities gains (losses)	$41,000	1,384
Applicable income taxes	$0	4,835
Income before extraordinary items	$396,000	2,587
Extraordinary gains, net	$0	15
Net income	$396,000	2,586
Minority interest net income	$0	102
Net income of bank and minority interests.	$396,000	2,588
Net charge-offs	$25,000	4,167
Cash dividends	$280,000	1,427
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$355,000	2,648
2008-12-31 (YTD Data)		Rank
Total interest income	$5,686,000	5,091
Total interest expense	$2,855,000	4,389
Net interest income	$2,831,000	5,574
Provision for loan and lease losses	$150,000	5,553
Total noninterest income	$811,000	3,849
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$601,000	2,647
Trading account gains and fees	$0	154
Additional Noninterest Income	$210,000	4,750
Total noninterest expense	$2,255,000	5,902
Salaries and employee benefits	$1,413,000	5,510
Premises and equipment expense	$223,000	6,471
Additional noninterest expense	$619,000	6,155
Pre-tax net operating income	$1,237,000	3,364
Securities gains (losses)	$38,000	1,788
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,275,000	2,803
Extraordinary gains, net	$0	39
Net income	$1,275,000	2,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	5,218
Cash dividends	$300,000	4,048
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,237,000	2,996
2008-09-30 (YTD Data)		Rank
Total interest income	$4,217,000	5,204
Total interest expense	$2,161,000	4,482
Net interest income	$2,056,000	5,706
Provision for loan and lease losses	$0	6,991
Total noninterest income	$628,000	3,869
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$450,000	2,666
Trading account gains and fees	$0	148
Additional Noninterest Income	$178,000	4,663
Total noninterest expense	$1,676,000	5,923
Salaries and employee benefits	$1,041,000	5,565
Premises and equipment expense	$166,000	6,520
Additional noninterest expense	$469,000	6,085
Pre-tax net operating income	$1,008,000	3,668
Securities gains (losses)	$20,000	2,014
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,028,000	3,042
Extraordinary gains, net	$0	31
Net income	$1,028,000	3,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,890
Cash dividends	$300,000	3,371
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,008,000	3,234
2008-06-30 (YTD Data)		Rank
Total interest income	$2,838,000	5,242
Total interest expense	$1,505,000	4,493
Net interest income	$1,333,000	5,806
Provision for loan and lease losses	$0	6,671
Total noninterest income	$418,000	3,925
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$291,000	2,704
Trading account gains and fees	$0	149
Additional Noninterest Income	$127,000	4,612
Total noninterest expense	$1,123,000	5,960
Salaries and employee benefits	$715,000	5,539
Premises and equipment expense	$109,000	6,587
Additional noninterest expense	$299,000	6,193
Pre-tax net operating income	$628,000	3,915
Securities gains (losses)	$19,000	2,087
Applicable income taxes	$0	5,627
Income before extraordinary items	$647,000	3,478
Extraordinary gains, net	$0	21
Net income	$647,000	3,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,608
Cash dividends	$300,000	2,935
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$628,000	3,484
2008-03-31 (YTD Data)		Rank
Total interest income	$1,441,000	5,310
Total interest expense	$796,000	4,519
Net interest income	$645,000	5,913
Provision for loan and lease losses	$0	6,080
Total noninterest income	$232,000	3,683
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$141,000	2,748
Trading account gains and fees	$0	158
Additional Noninterest Income	$91,000	3,952
Total noninterest expense	$595,000	5,834
Salaries and employee benefits	$382,000	5,384
Premises and equipment expense	$59,000	6,451
Additional noninterest expense	$154,000	6,116
Pre-tax net operating income	$282,000	4,290
Securities gains (losses)	$19,000	1,626
Applicable income taxes	$0	5,622
Income before extraordinary items	$301,000	3,791
Extraordinary gains, net	$0	15
Net income	$301,000	3,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,488
Cash dividends	$200,000	2,298
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$282,000	3,858
2007-12-31 (YTD Data)		Rank
Total interest income	$5,123,000	5,657
Total interest expense	$2,903,000	4,887
Net interest income	$2,220,000	6,264
Provision for loan and lease losses	$0	6,851
Total noninterest income	$752,000	4,138
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$630,000	2,575
Trading account gains and fees	$0	178
Additional Noninterest Income	$122,000	5,909
Total noninterest expense	$2,267,000	5,869
Salaries and employee benefits	$1,402,000	5,506
Premises and equipment expense	$219,000	6,538
Additional noninterest expense	$646,000	5,948
Pre-tax net operating income	$705,000	5,432
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$705,000	5,036
Extraordinary gains, net	$0	39
Net income	$705,000	5,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,273
Cash dividends	$100,000	5,341
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$705,000	5,018
2007-09-30 (YTD Data)		Rank
Total interest income	$3,709,000	5,780
Total interest expense	$2,074,000	5,013
Net interest income	$1,635,000	6,352
Provision for loan and lease losses	$0	6,528
Total noninterest income	$559,000	4,162
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$469,000	2,578
Trading account gains and fees	$0	184
Additional Noninterest Income	$90,000	5,978
Total noninterest expense	$1,698,000	5,857
Salaries and employee benefits	$1,046,000	5,503
Premises and equipment expense	$164,000	6,561
Additional noninterest expense	$488,000	5,876
Pre-tax net operating income	$496,000	5,791
Securities gains (losses)	$-8,000	7,721
Applicable income taxes	$0	6,220
Income before extraordinary items	$488,000	5,434
Extraordinary gains, net	$0	33
Net income	$488,000	5,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	3,620
Cash dividends	$100,000	4,663
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$496,000	5,383
2007-06-30 (YTD Data)		Rank
Total interest income	$2,368,000	5,910
Total interest expense	$1,303,000	5,181
Net interest income	$1,065,000	6,444
Provision for loan and lease losses	$0	6,209
Total noninterest income	$375,000	4,174
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$314,000	2,561
Trading account gains and fees	$0	168
Additional Noninterest Income	$61,000	5,968
Total noninterest expense	$1,123,000	5,916
Salaries and employee benefits	$692,000	5,587
Premises and equipment expense	$107,000	6,639
Additional noninterest expense	$324,000	5,904
Pre-tax net operating income	$317,000	5,929
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$317,000	5,545
Extraordinary gains, net	$0	29
Net income	$317,000	5,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	2,815
Cash dividends	$100,000	4,292
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$317,000	5,529
2007-03-31 (YTD Data)		Rank
Total interest income	$1,142,000	6,003
Total interest expense	$609,000	5,341
Net interest income	$533,000	6,481
Provision for loan and lease losses	$0	5,779
Total noninterest income	$182,000	4,231
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$147,000	2,643
Trading account gains and fees	$0	195
Additional Noninterest Income	$35,000	5,742
Total noninterest expense	$525,000	6,154
Salaries and employee benefits	$341,000	5,673
Premises and equipment expense	$46,000	6,946
Additional noninterest expense	$138,000	6,346
Pre-tax net operating income	$190,000	5,614
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$190,000	5,184
Extraordinary gains, net	$0	22
Net income	$190,000	5,183
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,563
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$190,000	5,170
2006-12-31 (YTD Data)		Rank
Total interest income	$4,030,000	6,100
Total interest expense	$2,047,000	5,337
Net interest income	$1,983,000	6,574
Provision for loan and lease losses	$0	6,850
Total noninterest income	$791,000	4,076
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$665,000	2,478
Trading account gains and fees	$0	130
Additional Noninterest Income	$126,000	5,927
Total noninterest expense	$1,948,000	6,230
Salaries and employee benefits	$1,236,000	5,813
Premises and equipment expense	$173,000	6,996
Additional noninterest expense	$539,000	6,359
Pre-tax net operating income	$826,000	5,586
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$826,000	5,133
Extraordinary gains, net	$0	51
Net income	$826,000	5,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,380
Cash dividends	$300,000	4,447
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$826,000	5,131
2006-09-30 (YTD Data)		Rank
Total interest income	$2,936,000	6,192
Total interest expense	$1,461,000	5,402
Net interest income	$1,475,000	6,662
Provision for loan and lease losses	$0	6,685
Total noninterest income	$589,000	4,104
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$492,000	2,512
Trading account gains and fees	$0	126
Additional Noninterest Income	$97,000	5,900
Total noninterest expense	$1,441,000	6,270
Salaries and employee benefits	$905,000	5,863
Premises and equipment expense	$127,000	7,055
Additional noninterest expense	$409,000	6,331
Pre-tax net operating income	$623,000	5,773
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$623,000	5,267
Extraordinary gains, net	$0	45
Net income	$623,000	5,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,298
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$623,000	5,256
2006-06-30 (YTD Data)		Rank
Total interest income	$1,875,000	6,284
Total interest expense	$908,000	5,486
Net interest income	$967,000	6,738
Provision for loan and lease losses	$0	6,419
Total noninterest income	$401,000	4,040
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$328,000	2,482
Trading account gains and fees	$0	126
Additional Noninterest Income	$73,000	5,716
Total noninterest expense	$938,000	6,352
Salaries and employee benefits	$586,000	5,986
Premises and equipment expense	$82,000	7,140
Additional noninterest expense	$270,000	6,375
Pre-tax net operating income	$430,000	5,737
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$430,000	5,227
Extraordinary gains, net	$0	39
Net income	$430,000	5,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,463
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$430,000	5,230
2006-03-31 (YTD Data)		Rank
Total interest income	$903,000	6,343
Total interest expense	$431,000	5,501
Net interest income	$472,000	6,827
Provision for loan and lease losses	$0	6,013
Total noninterest income	$201,000	3,973
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$154,000	2,544
Trading account gains and fees	$0	115
Additional Noninterest Income	$47,000	5,227
Total noninterest expense	$463,000	6,389
Salaries and employee benefits	$295,000	5,987
Premises and equipment expense	$42,000	7,104
Additional noninterest expense	$126,000	6,517
Pre-tax net operating income	$210,000	5,741
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$210,000	5,249
Extraordinary gains, net	$0	21
Net income	$210,000	5,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,562
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$210,000	5,243
2005-12-31 (YTD Data)		Rank
Total interest income	$2,912,000	6,666
Total interest expense	$1,121,000	5,995
Net interest income	$1,791,000	6,902
Provision for loan and lease losses	$0	7,120
Total noninterest income	$873,000	3,859
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$681,000	2,399
Trading account gains and fees	$0	138
Additional Noninterest Income	$192,000	5,246
Total noninterest expense	$1,862,000	6,337
Salaries and employee benefits	$1,204,000	5,788
Premises and equipment expense	$160,000	7,167
Additional noninterest expense	$498,000	6,592
Pre-tax net operating income	$802,000	5,865
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$802,000	5,331
Extraordinary gains, net	$0	46
Net income	$802,000	5,336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,882
Cash dividends	$525,000	3,547
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$802,000	5,307
2005-09-30 (YTD Data)		Rank
Total interest income	$2,063,000	6,794
Total interest expense	$719,000	6,286
Net interest income	$1,344,000	6,946
Provision for loan and lease losses	$0	6,899
Total noninterest income	$667,000	3,828
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$507,000	2,421
Trading account gains and fees	$0	126
Additional Noninterest Income	$160,000	5,073
Total noninterest expense	$1,384,000	6,327
Salaries and employee benefits	$896,000	5,784
Premises and equipment expense	$117,000	7,213
Additional noninterest expense	$371,000	6,581
Pre-tax net operating income	$627,000	5,887
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$627,000	5,349
Extraordinary gains, net	$0	35
Net income	$627,000	5,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,983
Cash dividends	$375,000	3,213
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$627,000	5,316
2005-06-30 (YTD Data)		Rank
Total interest income	$1,336,000	6,828
Total interest expense	$434,000	6,411
Net interest income	$902,000	6,934
Provision for loan and lease losses	$0	6,626
Total noninterest income	$462,000	3,711
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$326,000	2,452
Trading account gains and fees	$0	116
Additional Noninterest Income	$136,000	4,526
Total noninterest expense	$891,000	6,426
Salaries and employee benefits	$583,000	5,844
Premises and equipment expense	$78,000	7,200
Additional noninterest expense	$230,000	6,772
Pre-tax net operating income	$473,000	5,593
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$473,000	5,020
Extraordinary gains, net	$0	30
Net income	$473,000	5,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,591
Cash dividends	$250,000	3,195
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$473,000	4,968
2005-03-31 (YTD Data)		Rank
Total interest income	$642,000	6,947
Total interest expense	$199,000	6,556
Net interest income	$443,000	7,019
Provision for loan and lease losses	$0	6,226
Total noninterest income	$226,000	3,702
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$152,000	2,533
Trading account gains and fees	$0	115
Additional Noninterest Income	$74,000	4,342
Total noninterest expense	$427,000	6,591
Salaries and employee benefits	$279,000	6,028
Premises and equipment expense	$38,000	7,311
Additional noninterest expense	$110,000	6,903
Pre-tax net operating income	$242,000	5,520
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$242,000	4,948
Extraordinary gains, net	$0	24
Net income	$242,000	4,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,481
Cash dividends	$125,000	2,728
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$242,000	4,901
2004-12-31 (YTD Data)		Rank
Total interest income	$2,393,000	6,995
Total interest expense	$684,000	6,653
Net interest income	$1,709,000	7,031
Provision for loan and lease losses	$0	7,314
Total noninterest income	$973,000	3,620
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$700,000	2,369
Trading account gains and fees	$0	138
Additional Noninterest Income	$273,000	4,450
Total noninterest expense	$1,842,000	6,296
Salaries and employee benefits	$1,161,000	5,795
Premises and equipment expense	$180,000	6,974
Additional noninterest expense	$501,000	6,525
Pre-tax net operating income	$840,000	5,673
Securities gains (losses)	$2,000	3,489
Applicable income taxes	$0	7,185
Income before extraordinary items	$842,000	5,148
Extraordinary gains, net	$0	34
Net income	$842,000	5,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-42,000	8,638
Cash dividends	$750,000	2,828
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$840,000	5,081
2004-09-30 (YTD Data)		Rank
Total interest income	$1,779,000	7,040
Total interest expense	$498,000	6,710
Net interest income	$1,281,000	7,047
Provision for loan and lease losses	$0	7,100
Total noninterest income	$678,000	3,817
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$540,000	2,340
Trading account gains and fees	$0	134
Additional Noninterest Income	$138,000	5,303
Total noninterest expense	$1,350,000	6,319
Salaries and employee benefits	$839,000	5,867
Premises and equipment expense	$134,000	6,969
Additional noninterest expense	$377,000	6,487
Pre-tax net operating income	$609,000	5,867
Securities gains (losses)	$2,000	3,384
Applicable income taxes	$0	7,220
Income before extraordinary items	$611,000	5,311
Extraordinary gains, net	$0	26
Net income	$611,000	5,311
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-50,000	8,661
Cash dividends	$500,000	2,672
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$609,000	5,237
2004-06-30 (YTD Data)		Rank
Total interest income	$1,184,000	7,073
Total interest expense	$336,000	6,712
Net interest income	$848,000	7,098
Provision for loan and lease losses	$0	6,885
Total noninterest income	$469,000	3,723
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$364,000	2,320
Trading account gains and fees	$0	130
Additional Noninterest Income	$105,000	5,079
Total noninterest expense	$903,000	6,353
Salaries and employee benefits	$556,000	5,928
Premises and equipment expense	$92,000	6,950
Additional noninterest expense	$255,000	6,470
Pre-tax net operating income	$414,000	5,776
Securities gains (losses)	$2,000	3,048
Applicable income taxes	$0	7,214
Income before extraordinary items	$416,000	5,220
Extraordinary gains, net	$0	21
Net income	$416,000	5,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-40,000	8,672
Cash dividends	$250,000	3,124
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$414,000	5,149
2004-03-31 (YTD Data)		Rank
Total interest income	$595,000	7,098
Total interest expense	$175,000	6,691
Net interest income	$420,000	7,157
Provision for loan and lease losses	$0	6,501
Total noninterest income	$250,000	3,526
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$179,000	2,293
Trading account gains and fees	$0	121
Additional Noninterest Income	$71,000	4,413
Total noninterest expense	$444,000	6,452
Salaries and employee benefits	$278,000	5,970
Premises and equipment expense	$45,000	7,009
Additional noninterest expense	$121,000	6,647
Pre-tax net operating income	$226,000	5,542
Securities gains (losses)	$2,000	2,612
Applicable income taxes	$0	7,103
Income before extraordinary items	$228,000	5,000
Extraordinary gains, net	$0	16
Net income	$228,000	4,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	8,693
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$226,000	4,890
2003-12-31 (YTD Data)		Rank
Total interest income	$2,563,000	6,974
Total interest expense	$981,000	6,169
Net interest income	$1,582,000	7,230
Provision for loan and lease losses	$0	7,651
Total noninterest income	$739,000	4,408
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$633,000	2,593
Trading account gains and fees	$0	160
Additional Noninterest Income	$106,000	6,438
Total noninterest expense	$1,872,000	6,212
Salaries and employee benefits	$1,091,000	5,961
Premises and equipment expense	$165,000	7,199
Additional noninterest expense	$616,000	5,908
Pre-tax net operating income	$449,000	6,847
Securities gains (losses)	$8,000	3,717
Applicable income taxes	$0	7,459
Income before extraordinary items	$457,000	6,533
Extraordinary gains, net	$0	54
Net income	$457,000	6,538
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,909
Cash dividends	$200,000	4,908
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$449,000	6,411
2003-09-30 (YTD Data)		Rank
Total interest income	$1,920,000	7,061
Total interest expense	$786,000	6,122
Net interest income	$1,134,000	7,406
Provision for loan and lease losses	$0	7,481
Total noninterest income	$543,000	4,502
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$464,000	2,643
Trading account gains and fees	$0	153
Additional Noninterest Income	$79,000	6,483
Total noninterest expense	$1,416,000	6,139
Salaries and employee benefits	$818,000	5,947
Premises and equipment expense	$125,000	7,195
Additional noninterest expense	$473,000	5,813
Pre-tax net operating income	$261,000	7,381
Securities gains (losses)	$8,000	3,425
Applicable income taxes	$0	7,524
Income before extraordinary items	$269,000	7,120
Extraordinary gains, net	$0	40
Net income	$269,000	7,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	8,399
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$261,000	7,023
2003-06-30 (YTD Data)		Rank
Total interest income	$1,311,000	7,038
Total interest expense	$566,000	6,009
Net interest income	$745,000	7,455
Provision for loan and lease losses	$0	7,324
Total noninterest income	$365,000	4,471
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$301,000	2,644
Trading account gains and fees	$0	150
Additional Noninterest Income	$64,000	6,138
Total noninterest expense	$966,000	6,093
Salaries and employee benefits	$549,000	5,921
Premises and equipment expense	$87,000	7,105
Additional noninterest expense	$330,000	5,658
Pre-tax net operating income	$144,000	7,643
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$144,000	7,500
Extraordinary gains, net	$0	30
Net income	$144,000	7,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,223
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$144,000	7,316
2003-03-31 (YTD Data)		Rank
Total interest income	$666,000	7,040
Total interest expense	$295,000	5,981
Net interest income	$371,000	7,471
Provision for loan and lease losses	$0	6,934
Total noninterest income	$200,000	4,173
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$151,000	2,574
Trading account gains and fees	$0	134
Additional Noninterest Income	$49,000	5,306
Total noninterest expense	$512,000	5,925
Salaries and employee benefits	$279,000	5,862
Premises and equipment expense	$46,000	7,010
Additional noninterest expense	$187,000	5,211
Pre-tax net operating income	$59,000	7,854
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$59,000	7,706
Extraordinary gains, net	$0	21
Net income	$59,000	7,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	8,455
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$59,000	7,557
2002-12-31 (YTD Data)		Rank
Total interest income	$2,813,000	7,040
Total interest expense	$1,373,000	5,995
Net interest income	$1,440,000	7,531
Provision for loan and lease losses	$205,000	4,288
Total noninterest income	$704,000	4,319
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$684,000	2,288
Trading account gains and fees	$0	153
Additional Noninterest Income	$20,000	8,540
Total noninterest expense	$1,752,000	6,351
Salaries and employee benefits	$1,051,000	5,949
Premises and equipment expense	$162,000	7,283
Additional noninterest expense	$539,000	6,283
Pre-tax net operating income	$187,000	7,973
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$187,000	7,911
Extraordinary gains, net	$0	70
Net income	$187,000	7,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$167,000	3,318
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$187,000	7,801
2001-12-31 (YTD Data)		Rank
Total interest income	$3,729,000	6,561
Total interest expense	$2,306,000	5,653
Net interest income	$1,423,000	7,466
Provision for loan and lease losses	$260,000	3,515
Total noninterest income	$509,000	5,019
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$475,000	2,960
Trading account gains and fees	$0	177
Additional Noninterest Income	$34,000	8,222
Total noninterest expense	$1,674,000	6,398
Salaries and employee benefits	$917,000	6,296
Premises and equipment expense	$180,000	7,067
Additional noninterest expense	$577,000	5,990
Pre-tax net operating income	$-2,000	8,738
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-2,000	8,823
Extraordinary gains, net	$0	105
Net income	$-2,000	8,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	2,714
Cash dividends	$186,000	5,099
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-2,000	8,737
2000-12-31 (YTD Data)		Rank
Total interest income	$3,860,000	6,606
Total interest expense	$2,078,000	6,157
Net interest income	$1,782,000	6,955
Provision for loan and lease losses	$433,000	2,121
Total noninterest income	$423,000	5,385
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$391,000	3,304
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	8,456
Total noninterest expense	$1,303,000	7,236
Salaries and employee benefits	$707,000	7,169
Premises and equipment expense	$129,000	7,936
Additional noninterest expense	$467,000	6,657
Pre-tax net operating income	$469,000	7,155
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$469,000	6,493
Extraordinary gains, net	$0	38
Net income	$469,000	6,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$396,000	1,487
Cash dividends	$448,000	3,768
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$469,000	6,508
1999-12-31 (YTD Data)		Rank
Total interest income	$3,547,000	6,778
Total interest expense	$1,724,000	6,502
Net interest income	$1,823,000	6,965
Provision for loan and lease losses	$100,000	5,206
Total noninterest income	$339,000	6,103
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$310,000	3,890
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	8,882
Total noninterest expense	$1,118,000	7,799
Salaries and employee benefits	$606,000	7,731
Premises and equipment expense	$141,000	7,831
Additional noninterest expense	$371,000	7,531
Pre-tax net operating income	$944,000	5,476
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$944,000	4,596
Extraordinary gains, net	$0	35
Net income	$944,000	4,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,834
Cash dividends	$997,000	2,309
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$944,000	4,560
1998-12-31 (YTD Data)		Rank
Total interest income	$3,458,000	7,005
Total interest expense	$1,815,000	6,524
Net interest income	$1,643,000	7,386
Provision for loan and lease losses	$0	8,652
Total noninterest income	$283,000	6,633
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$262,000	4,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	9,437
Total noninterest expense	$1,309,000	7,224
Salaries and employee benefits	$593,000	7,794
Premises and equipment expense	$170,000	7,238
Additional noninterest expense	$546,000	6,117
Pre-tax net operating income	$617,000	6,826
Securities gains (losses)	$0	4,449
Applicable income taxes	$33,000	8,650
Income before extraordinary items	$584,000	6,129
Extraordinary gains, net	$0	32
Net income	$584,000	6,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-106,000	10,266
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$584,000	6,026
1997-12-31 (YTD Data)		Rank
Total interest income	$3,112,000	7,622
Total interest expense	$1,631,000	7,045
Net interest income	$1,481,000	8,026
Provision for loan and lease losses	$0	8,829
Total noninterest income	$234,000	7,413
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$217,000	5,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	10,015
Total noninterest expense	$1,022,000	8,265
Salaries and employee benefits	$553,000	8,225
Premises and equipment expense	$94,000	9,100
Additional noninterest expense	$375,000	7,577
Pre-tax net operating income	$693,000	7,002
Securities gains (losses)	$0	3,944
Applicable income taxes	$252,000	6,242
Income before extraordinary items	$441,000	7,369
Extraordinary gains, net	$0	44
Net income	$441,000	7,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	4,041
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$441,000	7,320
1996-12-31 (YTD Data)		Rank
Total interest income	$2,966,000	8,041
Total interest expense	$1,450,000	7,692
Net interest income	$1,516,000	8,232
Provision for loan and lease losses	$0	9,041
Total noninterest income	$204,000	8,172
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$184,000	5,845
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	10,411
Total noninterest expense	$894,000	9,079
Salaries and employee benefits	$529,000	8,656
Premises and equipment expense	$64,000	10,248
Additional noninterest expense	$301,000	8,872
Pre-tax net operating income	$826,000	6,398
Securities gains (losses)	$0	4,148
Applicable income taxes	$281,000	6,055
Income before extraordinary items	$545,000	6,591
Extraordinary gains, net	$0	53
Net income	$545,000	6,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,500
Cash dividends	$200,000	5,388
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$545,000	6,526
1995-12-31 (YTD Data)		Rank
Total interest income	$2,451,000	9,047
Total interest expense	$1,231,000	8,491
Net interest income	$1,220,000	9,277
Provision for loan and lease losses	$0	8,958
Total noninterest income	$198,000	8,457
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$168,000	6,292
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	10,278
Total noninterest expense	$862,000	9,499
Salaries and employee benefits	$464,000	9,414
Premises and equipment expense	$57,000	10,880
Additional noninterest expense	$341,000	8,784
Pre-tax net operating income	$556,000	8,146
Securities gains (losses)	$0	3,831
Applicable income taxes	$183,000	7,735
Income before extraordinary items	$373,000	8,293
Extraordinary gains, net	$0	65
Net income	$373,000	8,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,457
Cash dividends	$140,000	6,201
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$373,000	8,276
1994-12-31 (YTD Data)		Rank
Total interest income	$2,207,000	9,415
Total interest expense	$939,000	8,953
Net interest income	$1,268,000	9,559
Provision for loan and lease losses	$0	9,146
Total noninterest income	$211,000	8,554
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$143,000	7,061
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	8,738
Total noninterest expense	$855,000	9,978
Salaries and employee benefits	$464,000	9,723
Premises and equipment expense	$54,000	11,490
Additional noninterest expense	$337,000	9,510
Pre-tax net operating income	$625,000	7,864
Securities gains (losses)	$0	3,600
Applicable income taxes	$232,000	6,800
Income before extraordinary items	$393,000	8,253
Extraordinary gains, net	$0	249
Net income	$393,000	8,255
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-80,000	12,145
Cash dividends	$350,000	4,074
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$393,000	8,296
1993-12-31 (YTD Data)		Rank
Total interest income	$2,560,000	9,076
Total interest expense	$920,000	9,468
Net interest income	$1,640,000	8,673
Provision for loan and lease losses	$0	10,371
Total noninterest income	$165,000	9,917
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	7,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	10,920
Total noninterest expense	$890,000	10,241
Salaries and employee benefits	$456,000	10,081
Premises and equipment expense	$56,000	11,992
Additional noninterest expense	$378,000	9,504
Pre-tax net operating income	$915,000	6,281
Securities gains (losses)	$0	7,477
Applicable income taxes	$281,000	6,325
Income before extraordinary items	$634,000	6,533
Extraordinary gains, net	$0	3,149
Net income	$634,000	6,691
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	12,222
Cash dividends	$500,000	3,045
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$634,000	6,296
1992-12-31 (YTD Data)		Rank
Total interest income	$2,367,000	10,158
Total interest expense	$995,000	10,414
Net interest income	$1,372,000	9,730
Provision for loan and lease losses	$0	11,756
Total noninterest income	$159,000	10,308
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$140,000	7,385
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	12,651
Total noninterest expense	$802,000	10,985
Salaries and employee benefits	$426,000	10,562
Premises and equipment expense	$33,000	13,314
Additional noninterest expense	$343,000	10,286
Pre-tax net operating income	$729,000	6,944
Securities gains (losses)	$10,000	6,439
Applicable income taxes	$293,000	6,029
Income before extraordinary items	$446,000	7,784
Extraordinary gains, net	$0	1,422
Net income	$446,000	7,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-77,000	13,648
Cash dividends	$250,000	4,445
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$439,600	7,488

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.