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The Pecos County State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,953,0002,291
Total interest expense$4,024,0002,275
Net interest income$10,929,0002,255
Provision for loan and lease losses$200,0001,989
Total noninterest income$2,232,0001,897
Gross Fiduciary activities income$1,000939
Service charges on deposit accounts$678,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$1,553,0001,845
Total noninterest expense$7,556,0002,436
Salaries and employee benefits$3,518,0002,710
Premises and equipment expense$591,0002,735
Additional noninterest expense$1,553,0001,845
Pre-tax net operating income$5,405,0001,836
Securities gains (losses)$-14,0003,419
Applicable income taxes$03,369
Income before extraordinary items$5,391,0001,647
Extraordinary gains, net$054
Net income$5,391,0001,667
Minority interest net income$088
Net income of bank and minority interests.$5,391,0001,650
Net charge-offs$226,0001,100
Cash dividends$2,872,0001,240
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,405,0001,671
2023-09-30 (YTD Data)Rank
Total interest income$11,053,0002,279
Total interest expense$2,835,0002,221
Net interest income$8,218,0002,264
Provision for loan and lease losses$160,0001,830
Total noninterest income$1,699,0001,881
Gross Fiduciary activities income$1,000905
Service charges on deposit accounts$505,0001,361
Trading account gains and feesNANA
Additional Noninterest Income$1,193,0001,824
Total noninterest expense$5,624,0002,430
Salaries and employee benefits$2,638,0002,699
Premises and equipment expense$407,0002,843
Additional noninterest expense$1,193,0001,824
Pre-tax net operating income$4,133,0001,868
Securities gains (losses)$-14,0003,550
Applicable income taxes$03,407
Income before extraordinary items$4,119,0001,679
Extraordinary gains, net$052
Net income$4,119,0001,692
Minority interest net income$081
Net income of bank and minority interests.$4,119,0001,679
Net charge-offs$217,000864
Cash dividends$2,872,000916
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,133,0001,699
2023-06-30 (YTD Data)Rank
Total interest income$7,149,0002,301
Total interest expense$1,817,0002,132
Net interest income$5,332,0002,328
Provision for loan and lease losses$100,0001,805
Total noninterest income$1,144,0001,816
Gross Fiduciary activities income$1,000884
Service charges on deposit accounts$329,0001,367
Trading account gains and feesNANA
Additional Noninterest Income$814,0001,736
Total noninterest expense$3,668,0002,450
Salaries and employee benefits$1,766,0002,698
Premises and equipment expense$236,0003,045
Additional noninterest expense$814,0001,734
Pre-tax net operating income$2,708,0001,871
Securities gains (losses)$-14,0003,845
Applicable income taxes$03,436
Income before extraordinary items$2,694,0001,698
Extraordinary gains, net$051
Net income$2,694,0001,718
Minority interest net income$081
Net income of bank and minority interests.$2,694,0001,698
Net charge-offs$58,0001,123
Cash dividends$1,972,000902
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,708,0001,705
2023-03-31 (YTD Data)Rank
Total interest income$3,618,0002,242
Total interest expense$921,0001,927
Net interest income$2,697,0002,311
Provision for loan and lease losses$60,0001,563
Total noninterest income$528,0001,890
Gross Fiduciary activities income$1,000879
Service charges on deposit accounts$161,0001,402
Trading account gains and feesNANA
Additional Noninterest Income$366,0001,837
Total noninterest expense$1,854,0002,459
Salaries and employee benefits$900,0002,704
Premises and equipment expense$111,0003,172
Additional noninterest expense$366,0001,837
Pre-tax net operating income$1,311,0001,950
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,311,0001,749
Extraordinary gains, net$04
Net income$1,311,0001,748
Minority interest net income$048
Net income of bank and minority interests.$1,311,0001,749
Net charge-offs$16,0001,193
Cash dividends$595,0001,140
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,311,0001,768
2022-12-31 (YTD Data)Rank
Total interest income$11,089,0002,389
Total interest expense$1,305,0002,084
Net interest income$9,784,0002,397
Provision for loan and lease losses$90,0002,289
Total noninterest income$2,077,0002,005
Gross Fiduciary activities income$1,000979
Service charges on deposit accounts$677,0001,376
Trading account gains and feesNANA
Additional Noninterest Income$1,399,0001,978
Total noninterest expense$7,112,0002,492
Salaries and employee benefits$3,396,0002,748
Premises and equipment expense$524,0002,921
Additional noninterest expense$1,399,0001,978
Pre-tax net operating income$4,659,0002,117
Securities gains (losses)$21,000333
Applicable income taxes$03,596
Income before extraordinary items$4,680,0001,906
Extraordinary gains, net$05
Net income$4,680,0001,905
Minority interest net income$063
Net income of bank and minority interests.$4,680,0001,905
Net charge-offs$335,000740
Cash dividends$2,373,0001,347
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,659,0001,943
2022-09-30 (YTD Data)Rank
Total interest income$7,804,0002,421
Total interest expense$607,0002,392
Net interest income$7,197,0002,408
Provision for loan and lease losses$35,0002,408
Total noninterest income$1,553,0002,036
Gross Fiduciary activities income$1,000945
Service charges on deposit accounts$503,0001,401
Trading account gains and feesNANA
Additional Noninterest Income$1,049,0002,002
Total noninterest expense$5,265,0002,495
Salaries and employee benefits$2,525,0002,751
Premises and equipment expense$401,0002,905
Additional noninterest expense$1,049,0002,002
Pre-tax net operating income$3,450,0002,112
Securities gains (losses)$21,000335
Applicable income taxes$03,603
Income before extraordinary items$3,471,0001,901
Extraordinary gains, net$04
Net income$3,471,0001,900
Minority interest net income$057
Net income of bank and minority interests.$3,471,0001,900
Net charge-offs$188,000717
Cash dividends$2,373,0001,000
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,450,0001,945
2022-06-30 (YTD Data)Rank
Total interest income$4,862,0002,476
Total interest expense$261,0002,847
Net interest income$4,601,0002,440
Provision for loan and lease losses$02,599
Total noninterest income$1,025,0002,037
Gross Fiduciary activities income$1,000891
Service charges on deposit accounts$326,0001,415
Trading account gains and feesNANA
Additional Noninterest Income$698,0002,056
Total noninterest expense$3,498,0002,488
Salaries and employee benefits$1,687,0002,760
Premises and equipment expense$264,0002,936
Additional noninterest expense$1,547,0001,950
Pre-tax net operating income$2,128,0002,122
Securities gains (losses)$1,000612
Applicable income taxes$03,564
Income before extraordinary items$2,129,0001,924
Extraordinary gains, net$04
Net income$2,129,0001,924
Minority interest net income$060
Net income of bank and minority interests.$2,129,0001,924
Net charge-offs$64,000869
Cash dividends$1,723,000949
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,128,0001,963
2022-03-31 (YTD Data)Rank
Total interest income$2,292,0002,524
Total interest expense$120,0002,940
Net interest income$2,172,0002,472
Provision for loan and lease losses$02,285
Total noninterest income$487,0002,094
Gross Fiduciary activities income$1,000862
Service charges on deposit accounts$168,0001,359
Trading account gains and feesNANA
Additional Noninterest Income$318,0002,125
Total noninterest expense$1,775,0002,469
Salaries and employee benefits$865,0002,714
Premises and equipment expense$135,0002,909
Additional noninterest expense$775,0001,920
Pre-tax net operating income$884,0002,272
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$884,0002,072
Extraordinary gains, net$04
Net income$884,0002,071
Minority interest net income$050
Net income of bank and minority interests.$884,0002,072
Net charge-offs$3,0001,472
Cash dividends$645,0001,020
Sale, conversion, retirement of capital stock, net$0453
Net operating income$884,0002,088
2021-12-31 (YTD Data)Rank
Total interest income$9,960,0002,470
Total interest expense$445,0003,320
Net interest income$9,515,0002,401
Provision for loan and lease losses$18,0002,886
Total noninterest income$1,896,0002,290
Gross Fiduciary activities income$1,000958
Service charges on deposit accounts$572,0001,461
Trading account gains and feesNANA
Additional Noninterest Income$1,323,0002,350
Total noninterest expense$6,904,0002,507
Salaries and employee benefits$3,333,0002,788
Premises and equipment expense$520,0002,974
Additional noninterest expense$3,051,0001,951
Pre-tax net operating income$4,489,0002,189
Securities gains (losses)$245,000536
Applicable income taxes$03,710
Income before extraordinary items$4,734,0001,956
Extraordinary gains, net$010
Net income$4,734,0001,956
Minority interest net income$074
Net income of bank and minority interests.$4,734,0001,957
Net charge-offs$207,0001,007
Cash dividends$2,244,0001,420
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,489,0001,999
2021-09-30 (YTD Data)Rank
Total interest income$7,714,0002,476
Total interest expense$335,0003,407
Net interest income$7,379,0002,400
Provision for loan and lease losses$8,0002,866
Total noninterest income$1,419,0002,338
Gross Fiduciary activities income$1,000928
Service charges on deposit accounts$420,0001,472
Trading account gains and feesNANA
Additional Noninterest Income$998,0002,390
Total noninterest expense$5,255,0002,499
Salaries and employee benefits$2,500,0002,793
Premises and equipment expense$380,0003,033
Additional noninterest expense$2,375,0001,896
Pre-tax net operating income$3,535,0002,218
Securities gains (losses)$245,000500
Applicable income taxes$03,719
Income before extraordinary items$3,780,0001,951
Extraordinary gains, net$08
Net income$3,780,0001,950
Minority interest net income$069
Net income of bank and minority interests.$3,780,0001,951
Net charge-offs$160,000879
Cash dividends$2,244,0001,081
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,535,0002,011
2021-06-30 (YTD Data)Rank
Total interest income$5,426,0002,393
Total interest expense$226,0003,463
Net interest income$5,200,0002,293
Provision for loan and lease losses$02,862
Total noninterest income$926,0002,316
Gross Fiduciary activities income$1,000917
Service charges on deposit accounts$260,0001,505
Trading account gains and feesNANA
Additional Noninterest Income$665,0002,354
Total noninterest expense$3,487,0002,501
Salaries and employee benefits$1,665,0002,789
Premises and equipment expense$237,0003,131
Additional noninterest expense$1,585,0001,880
Pre-tax net operating income$2,639,0002,043
Securities gains (losses)$245,000426
Applicable income taxes$03,702
Income before extraordinary items$2,884,0001,751
Extraordinary gains, net$06
Net income$2,884,0001,751
Minority interest net income$067
Net income of bank and minority interests.$2,884,0001,751
Net charge-offs$137,000791
Cash dividends$1,704,000969
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,639,0001,834
2021-03-31 (YTD Data)Rank
Total interest income$2,718,0002,383
Total interest expense$120,0003,466
Net interest income$2,598,0002,260
Provision for loan and lease losses$02,741
Total noninterest income$448,0002,356
Gross Fiduciary activities income$1,000885
Service charges on deposit accounts$133,0001,469
Trading account gains and feesNANA
Additional Noninterest Income$314,0002,406
Total noninterest expense$1,707,0002,506
Salaries and employee benefits$850,0002,748
Premises and equipment expense$103,0003,362
Additional noninterest expense$754,0001,917
Pre-tax net operating income$1,339,0002,007
Securities gains (losses)$245,000296
Applicable income taxes$03,613
Income before extraordinary items$1,584,0001,669
Extraordinary gains, net$03
Net income$1,584,0001,669
Minority interest net income$055
Net income of bank and minority interests.$1,584,0001,669
Net charge-offs$69,000721
Cash dividends$523,0001,149
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,339,0001,818
2020-12-31 (YTD Data)Rank
Total interest income$10,240,0002,478
Total interest expense$706,0003,437
Net interest income$9,534,0002,337
Provision for loan and lease losses$1,050,0001,548
Total noninterest income$2,324,0001,948
Gross Fiduciary activities income$1,000991
Service charges on deposit accounts$640,0001,337
Trading account gains and feesNANA
Additional Noninterest Income$1,683,0001,968
Total noninterest expense$7,066,0002,439
Salaries and employee benefits$3,473,0002,696
Premises and equipment expense$462,0003,178
Additional noninterest expense$3,131,0001,856
Pre-tax net operating income$3,742,0002,142
Securities gains (losses)$489,000607
Applicable income taxes$03,697
Income before extraordinary items$4,231,0001,838
Extraordinary gains, net$04
Net income$4,231,0001,837
Minority interest net income$072
Net income of bank and minority interests.$4,231,0001,838
Net charge-offs$227,0001,474
Cash dividends$1,878,0001,590
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,742,0001,959
2020-09-30 (YTD Data)Rank
Total interest income$7,883,0002,457
Total interest expense$587,0003,385
Net interest income$7,296,0002,303
Provision for loan and lease losses$500,0001,950
Total noninterest income$1,874,0001,859
Gross Fiduciary activities income$1,000952
Service charges on deposit accounts$464,0001,360
Trading account gains and feesNANA
Additional Noninterest Income$1,409,0001,803
Total noninterest expense$5,329,0002,427
Salaries and employee benefits$2,622,0002,671
Premises and equipment expense$357,0003,141
Additional noninterest expense$2,350,0001,832
Pre-tax net operating income$3,341,0001,907
Securities gains (losses)$254,000781
Applicable income taxes$03,696
Income before extraordinary items$3,595,0001,668
Extraordinary gains, net$04
Net income$3,595,0001,669
Minority interest net income$065
Net income of bank and minority interests.$3,595,0001,669
Net charge-offs$200,0001,264
Cash dividends$1,878,0001,169
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,341,0001,714
2020-06-30 (YTD Data)Rank
Total interest income$5,034,0002,550
Total interest expense$454,0003,268
Net interest income$4,580,0002,411
Provision for loan and lease losses$200,0002,381
Total noninterest income$912,0002,128
Gross Fiduciary activities income$1,000937
Service charges on deposit accounts$303,0001,410
Trading account gains and feesNANA
Additional Noninterest Income$608,0002,177
Total noninterest expense$3,578,0002,419
Salaries and employee benefits$1,769,0002,676
Premises and equipment expense$242,0003,112
Additional noninterest expense$1,567,0001,819
Pre-tax net operating income$1,714,0002,218
Securities gains (losses)$210,000682
Applicable income taxes$03,655
Income before extraordinary items$1,924,0001,898
Extraordinary gains, net$04
Net income$1,924,0001,898
Minority interest net income$065
Net income of bank and minority interests.$1,924,0001,899
Net charge-offs$03,033
Cash dividends$1,401,0001,054
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,714,0002,003
2020-03-31 (YTD Data)Rank
Total interest income$2,655,0002,461
Total interest expense$308,0002,970
Net interest income$2,347,0002,330
Provision for loan and lease losses$50,0002,502
Total noninterest income$515,0001,914
Gross Fiduciary activities income$1,000904
Service charges on deposit accounts$192,0001,333
Trading account gains and feesNANA
Additional Noninterest Income$322,0001,932
Total noninterest expense$1,840,0002,389
Salaries and employee benefits$909,0002,637
Premises and equipment expense$120,0003,154
Additional noninterest expense$811,0001,803
Pre-tax net operating income$972,0001,869
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$972,0001,703
Extraordinary gains, net$04
Net income$972,0001,704
Minority interest net income$056
Net income of bank and minority interests.$972,0001,704
Net charge-offs$-40,0004,819
Cash dividends$539,0001,219
Sale, conversion, retirement of capital stock, net$0482
Net operating income$972,0001,671
2019-12-31 (YTD Data)Rank
Total interest income$10,946,0002,429
Total interest expense$1,601,0002,666
Net interest income$9,345,0002,358
Provision for loan and lease losses$55,0003,341
Total noninterest income$1,892,0002,024
Gross Fiduciary activities income$1,0001,009
Service charges on deposit accounts$731,0001,443
Trading account gains and feesNANA
Additional Noninterest Income$1,160,0002,089
Total noninterest expense$7,101,0002,419
Salaries and employee benefits$3,522,0002,653
Premises and equipment expense$469,0003,211
Additional noninterest expense$3,110,0001,874
Pre-tax net operating income$4,081,0002,030
Securities gains (losses)$-21,0004,907
Applicable income taxes$03,859
Income before extraordinary items$4,060,0001,862
Extraordinary gains, net$011
Net income$4,060,0001,864
Minority interest net income$076
Net income of bank and minority interests.$4,060,0001,864
Net charge-offs$50,0002,644
Cash dividends$2,105,0001,530
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,081,0001,823
2019-09-30 (YTD Data)Rank
Total interest income$8,207,0002,462
Total interest expense$1,273,0002,609
Net interest income$6,934,0002,411
Provision for loan and lease losses$45,0003,145
Total noninterest income$1,405,0002,035
Gross Fiduciary activities income$1,000975
Service charges on deposit accounts$541,0001,456
Trading account gains and feesNANA
Additional Noninterest Income$863,0002,082
Total noninterest expense$5,288,0002,447
Salaries and employee benefits$2,642,0002,666
Premises and equipment expense$362,0003,183
Additional noninterest expense$2,284,0001,889
Pre-tax net operating income$3,006,0002,107
Securities gains (losses)$-21,0005,000
Applicable income taxes$03,902
Income before extraordinary items$2,985,0001,943
Extraordinary gains, net$011
Net income$2,985,0001,943
Minority interest net income$072
Net income of bank and minority interests.$2,985,0001,944
Net charge-offs$44,0002,299
Cash dividends$2,105,0001,144
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,006,0001,898
2019-06-30 (YTD Data)Rank
Total interest income$5,467,0002,463
Total interest expense$890,0002,521
Net interest income$4,577,0002,434
Provision for loan and lease losses$25,0003,190
Total noninterest income$925,0002,038
Gross Fiduciary activities income$1,000961
Service charges on deposit accounts$340,0001,523
Trading account gains and feesNANA
Additional Noninterest Income$584,0002,037
Total noninterest expense$3,491,0002,470
Salaries and employee benefits$1,767,0002,682
Premises and equipment expense$245,0003,158
Additional noninterest expense$1,479,0001,963
Pre-tax net operating income$1,986,0002,105
Securities gains (losses)$-21,0005,059
Applicable income taxes$03,901
Income before extraordinary items$1,965,0001,944
Extraordinary gains, net$011
Net income$1,965,0001,942
Minority interest net income$069
Net income of bank and minority interests.$1,965,0001,944
Net charge-offs$1,0003,090
Cash dividends$1,569,0001,063
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,986,0001,906
2019-03-31 (YTD Data)Rank
Total interest income$2,687,0002,481
Total interest expense$458,0002,431
Net interest income$2,229,0002,495
Provision for loan and lease losses$15,0002,868
Total noninterest income$450,0002,046
Gross Fiduciary activities income$1,000931
Service charges on deposit accounts$166,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$283,0002,023
Total noninterest expense$1,680,0002,560
Salaries and employee benefits$871,0002,722
Premises and equipment expense$132,0003,091
Additional noninterest expense$677,0002,090
Pre-tax net operating income$984,0002,075
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$984,0001,895
Extraordinary gains, net$05
Net income$984,0001,893
Minority interest net income$052
Net income of bank and minority interests.$984,0001,894
Net charge-offs$-13,0004,755
Cash dividends$513,0001,308
Sale, conversion, retirement of capital stock, net$0529
Net operating income$984,0001,877
2018-12-31 (YTD Data)Rank
Total interest income$9,725,0002,572
Total interest expense$1,493,0002,344
Net interest income$8,232,0002,597
Provision for loan and lease losses$100,0003,044
Total noninterest income$1,842,0002,078
Gross Fiduciary activities income$1,0001,056
Service charges on deposit accounts$737,0001,469
Trading account gains and feesNANA
Additional Noninterest Income$1,104,0002,135
Total noninterest expense$6,625,0002,552
Salaries and employee benefits$3,390,0002,731
Premises and equipment expense$466,0003,277
Additional noninterest expense$2,769,0002,055
Pre-tax net operating income$3,349,0002,343
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$3,349,0002,160
Extraordinary gains, net$06
Net income$3,349,0002,158
Minority interest net income$072
Net income of bank and minority interests.$3,349,0002,159
Net charge-offs$142,0001,892
Cash dividends$2,166,0001,388
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,349,0002,153
2018-09-30 (YTD Data)Rank
Total interest income$7,133,0002,614
Total interest expense$1,072,0002,342
Net interest income$6,061,0002,638
Provision for loan and lease losses$80,0002,859
Total noninterest income$1,369,0002,098
Gross Fiduciary activities income$1,0001,014
Service charges on deposit accounts$538,0001,504
Trading account gains and feesNANA
Additional Noninterest Income$830,0002,162
Total noninterest expense$4,938,0002,572
Salaries and employee benefits$2,548,0002,741
Premises and equipment expense$338,0003,379
Additional noninterest expense$2,052,0002,080
Pre-tax net operating income$2,412,0002,445
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,412,0002,227
Extraordinary gains, net$05
Net income$2,412,0002,225
Minority interest net income$066
Net income of bank and minority interests.$2,412,0002,226
Net charge-offs$81,0001,885
Cash dividends$1,888,0001,138
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,412,0002,226
2018-06-30 (YTD Data)Rank
Total interest income$4,685,0002,628
Total interest expense$676,0002,347
Net interest income$4,009,0002,647
Provision for loan and lease losses$65,0002,536
Total noninterest income$938,0002,080
Gross Fiduciary activities income$1,000997
Service charges on deposit accounts$358,0001,506
Trading account gains and feesNANA
Additional Noninterest Income$579,0002,111
Total noninterest expense$3,249,0002,609
Salaries and employee benefits$1,713,0002,745
Premises and equipment expense$213,0003,490
Additional noninterest expense$1,323,0002,144
Pre-tax net operating income$1,633,0002,397
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,633,0002,179
Extraordinary gains, net$06
Net income$1,633,0002,176
Minority interest net income$065
Net income of bank and minority interests.$1,633,0002,178
Net charge-offs$68,0001,558
Cash dividends$1,398,0001,021
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,633,0002,171
2018-03-31 (YTD Data)Rank
Total interest income$2,285,0002,670
Total interest expense$315,0002,382
Net interest income$1,970,0002,683
Provision for loan and lease losses$40,0002,256
Total noninterest income$447,0002,120
Gross Fiduciary activities income$1,000957
Service charges on deposit accounts$185,0001,475
Trading account gains and feesNANA
Additional Noninterest Income$261,0002,176
Total noninterest expense$1,610,0002,647
Salaries and employee benefits$873,0002,731
Premises and equipment expense$85,0003,922
Additional noninterest expense$652,0002,146
Pre-tax net operating income$767,0002,453
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$767,0002,226
Extraordinary gains, net$07
Net income$767,0002,225
Minority interest net income$052
Net income of bank and minority interests.$767,0002,226
Net charge-offs$47,0001,232
Cash dividends$425,0001,319
Sale, conversion, retirement of capital stock, net$0580
Net operating income$767,0002,216
2017-12-31 (YTD Data)Rank
Total interest income$8,727,0002,705
Total interest expense$775,0002,973
Net interest income$7,952,0002,648
Provision for loan and lease losses$234,0002,234
Total noninterest income$1,755,0002,196
Gross Fiduciary activities income$1,0001,092
Service charges on deposit accounts$796,0001,419
Trading account gains and feesNANA
Additional Noninterest Income$958,0002,350
Total noninterest expense$6,414,0002,657
Salaries and employee benefits$3,299,0002,820
Premises and equipment expense$387,0003,718
Additional noninterest expense$2,728,0002,107
Pre-tax net operating income$3,059,0002,453
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$3,059,0001,999
Extraordinary gains, net$09
Net income$3,059,0001,997
Minority interest net income$076
Net income of bank and minority interests.$3,059,0001,999
Net charge-offs$37,0003,131
Cash dividends$1,662,0001,618
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,059,0001,983
2017-09-30 (YTD Data)Rank
Total interest income$6,486,0002,732
Total interest expense$518,0003,158
Net interest income$5,968,0002,669
Provision for loan and lease losses$204,0002,002
Total noninterest income$1,341,0002,200
Gross Fiduciary activities income$1,0001,049
Service charges on deposit accounts$600,0001,424
Trading account gains and feesNANA
Additional Noninterest Income$740,0002,342
Total noninterest expense$4,807,0002,668
Salaries and employee benefits$2,464,0002,841
Premises and equipment expense$294,0003,713
Additional noninterest expense$2,049,0002,078
Pre-tax net operating income$2,298,0002,501
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$2,298,0002,169
Extraordinary gains, net$09
Net income$2,298,0002,170
Minority interest net income$071
Net income of bank and minority interests.$2,298,0002,170
Net charge-offs$27,0002,833
Cash dividends$1,662,0001,215
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,298,0002,143
2017-06-30 (YTD Data)Rank
Total interest income$4,268,0002,745
Total interest expense$304,0003,340
Net interest income$3,964,0002,669
Provision for loan and lease losses$150,0001,808
Total noninterest income$901,0002,188
Gross Fiduciary activities income$1,0001,033
Service charges on deposit accounts$398,0001,418
Trading account gains and feesNANA
Additional Noninterest Income$502,0002,327
Total noninterest expense$3,211,0002,671
Salaries and employee benefits$1,651,0002,855
Premises and equipment expense$203,0003,685
Additional noninterest expense$1,357,0002,091
Pre-tax net operating income$1,504,0002,483
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,504,0002,146
Extraordinary gains, net$011
Net income$1,504,0002,146
Minority interest net income$071
Net income of bank and minority interests.$1,504,0002,147
Net charge-offs$24,0002,491
Cash dividends$1,198,0001,161
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,504,0002,115
2017-03-31 (YTD Data)Rank
Total interest income$2,133,0002,744
Total interest expense$137,0003,501
Net interest income$1,996,0002,644
Provision for loan and lease losses$90,0001,522
Total noninterest income$432,0002,220
Gross Fiduciary activities income$1,000986
Service charges on deposit accounts$207,0001,376
Trading account gains and feesNANA
Additional Noninterest Income$224,0002,428
Total noninterest expense$1,646,0002,643
Salaries and employee benefits$852,0002,823
Premises and equipment expense$106,0003,637
Additional noninterest expense$688,0002,074
Pre-tax net operating income$692,0002,557
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$692,0002,217
Extraordinary gains, net$08
Net income$692,0002,218
Minority interest net income$055
Net income of bank and minority interests.$692,0002,218
Net charge-offs$11,0002,170
Cash dividends$370,0001,464
Sale, conversion, retirement of capital stock, net$0632
Net operating income$692,0002,189
2016-12-31 (YTD Data)Rank
Total interest income$8,369,0002,762
Total interest expense$480,0003,712
Net interest income$7,889,0002,650
Provision for loan and lease losses$723,0001,164
Total noninterest income$1,749,0002,280
Gross Fiduciary activities income$1,0001,131
Service charges on deposit accounts$842,0001,389
Trading account gains and fees$0170
Additional Noninterest Income$906,0002,511
Total noninterest expense$6,416,0002,722
Salaries and employee benefits$3,142,0002,945
Premises and equipment expense$440,0003,616
Additional noninterest expense$2,834,0002,074
Pre-tax net operating income$2,499,0002,679
Securities gains (losses)$237,000783
Applicable income taxes$04,278
Income before extraordinary items$2,736,0002,263
Extraordinary gains, net$05
Net income$2,736,0002,260
Minority interest net income$082
Net income of bank and minority interests.$2,736,0002,262
Net charge-offs$605,000961
Cash dividends$1,520,0001,682
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,499,0002,357
2016-09-30 (YTD Data)Rank
Total interest income$6,241,0002,780
Total interest expense$364,0003,717
Net interest income$5,877,0002,673
Provision for loan and lease losses$595,0001,026
Total noninterest income$1,567,0002,071
Gross Fiduciary activities income$1,0001,085
Service charges on deposit accounts$626,0001,396
Trading account gains and fees$0169
Additional Noninterest Income$940,0002,123
Total noninterest expense$4,736,0002,746
Salaries and employee benefits$2,317,0002,963
Premises and equipment expense$331,0003,619
Additional noninterest expense$2,088,0002,103
Pre-tax net operating income$2,113,0002,523
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$2,113,0002,249
Extraordinary gains, net$05
Net income$2,113,0002,248
Minority interest net income$071
Net income of bank and minority interests.$2,113,0002,249
Net charge-offs$557,000731
Cash dividends$1,520,0001,255
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,113,0002,180
2016-06-30 (YTD Data)Rank
Total interest income$4,189,0002,779
Total interest expense$251,0003,677
Net interest income$3,938,0002,666
Provision for loan and lease losses$337,0001,154
Total noninterest income$910,0002,216
Gross Fiduciary activities income$1,0001,067
Service charges on deposit accounts$403,0001,417
Trading account gains and fees$0157
Additional Noninterest Income$506,0002,355
Total noninterest expense$3,048,0002,827
Salaries and employee benefits$1,525,0003,012
Premises and equipment expense$230,0003,578
Additional noninterest expense$1,293,0002,251
Pre-tax net operating income$1,463,0002,443
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,463,0002,181
Extraordinary gains, net$016
Net income$1,463,0002,180
Minority interest net income$071
Net income of bank and minority interests.$1,463,0002,180
Net charge-offs$392,000715
Cash dividends$1,115,0001,210
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,463,0002,112
2016-03-31 (YTD Data)Rank
Total interest income$2,057,0002,808
Total interest expense$128,0003,666
Net interest income$1,929,0002,704
Provision for loan and lease losses$115,0001,409
Total noninterest income$440,0002,239
Gross Fiduciary activities income$1,0001,021
Service charges on deposit accounts$198,0001,433
Trading account gains and fees$0142
Additional Noninterest Income$241,0002,384
Total noninterest expense$1,494,0002,877
Salaries and employee benefits$760,0003,043
Premises and equipment expense$114,0003,617
Additional noninterest expense$620,0002,327
Pre-tax net operating income$760,0002,346
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$760,0002,076
Extraordinary gains, net$012
Net income$760,0002,076
Minority interest net income$062
Net income of bank and minority interests.$760,0002,076
Net charge-offs$-3,0004,617
Cash dividends$360,0001,458
Sale, conversion, retirement of capital stock, net$0659
Net operating income$760,0002,027
2015-12-31 (YTD Data)Rank
Total interest income$7,542,0002,960
Total interest expense$408,0004,100
Net interest income$7,134,0002,818
Provision for loan and lease losses$190,0002,384
Total noninterest income$1,774,0002,267
Gross Fiduciary activities income$1,0001,155
Service charges on deposit accounts$841,0001,415
Trading account gains and fees$0159
Additional Noninterest Income$932,0002,477
Total noninterest expense$6,339,0002,755
Salaries and employee benefits$3,080,0002,983
Premises and equipment expense$450,0003,668
Additional noninterest expense$2,809,0002,127
Pre-tax net operating income$2,379,0002,723
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$2,379,0002,420
Extraordinary gains, net$023
Net income$2,379,0002,422
Minority interest net income$081
Net income of bank and minority interests.$2,379,0002,422
Net charge-offs$169,0002,150
Cash dividends$1,633,0001,549
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,379,0002,380
2015-09-30 (YTD Data)Rank
Total interest income$5,612,0003,000
Total interest expense$297,0004,217
Net interest income$5,315,0002,859
Provision for loan and lease losses$125,0002,466
Total noninterest income$1,359,0002,250
Gross Fiduciary activities income$1,0001,117
Service charges on deposit accounts$622,0001,444
Trading account gains and fees$0153
Additional Noninterest Income$736,0002,419
Total noninterest expense$4,772,0002,759
Salaries and employee benefits$2,332,0002,994
Premises and equipment expense$337,0003,731
Additional noninterest expense$2,103,0002,110
Pre-tax net operating income$1,777,0002,775
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$1,777,0002,463
Extraordinary gains, net$021
Net income$1,777,0002,464
Minority interest net income$078
Net income of bank and minority interests.$1,777,0002,464
Net charge-offs$69,0002,508
Cash dividends$1,633,0001,142
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,777,0002,427
2015-06-30 (YTD Data)Rank
Total interest income$3,738,0002,996
Total interest expense$199,0004,242
Net interest income$3,539,0002,857
Provision for loan and lease losses$75,0002,511
Total noninterest income$904,0002,254
Gross Fiduciary activities income$1,0001,108
Service charges on deposit accounts$401,0001,468
Trading account gains and fees$0157
Additional Noninterest Income$502,0002,404
Total noninterest expense$2,995,0002,892
Salaries and employee benefits$1,579,0002,978
Premises and equipment expense$217,0003,831
Additional noninterest expense$1,199,0002,429
Pre-tax net operating income$1,373,0002,498
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,373,0002,199
Extraordinary gains, net$022
Net income$1,373,0002,202
Minority interest net income$075
Net income of bank and minority interests.$1,373,0002,202
Net charge-offs$55,0002,233
Cash dividends$1,342,000977
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,373,0002,147
2015-03-31 (YTD Data)Rank
Total interest income$1,872,0002,990
Total interest expense$101,0004,271
Net interest income$1,771,0002,858
Provision for loan and lease losses$35,0002,380
Total noninterest income$469,0002,180
Gross Fiduciary activities income$1,0001,061
Service charges on deposit accounts$199,0001,457
Trading account gains and fees$0152
Additional Noninterest Income$269,0002,262
Total noninterest expense$1,516,0002,880
Salaries and employee benefits$812,0002,943
Premises and equipment expense$121,0003,636
Additional noninterest expense$583,0002,480
Pre-tax net operating income$689,0002,441
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$689,0002,167
Extraordinary gains, net$013
Net income$689,0002,168
Minority interest net income$064
Net income of bank and minority interests.$689,0002,168
Net charge-offs$1,0003,128
Cash dividends$477,0001,172
Sale, conversion, retirement of capital stock, net$0697
Net operating income$689,0002,101
2014-12-31 (YTD Data)Rank
Total interest income$7,458,0003,026
Total interest expense$399,0004,455
Net interest income$7,059,0002,868
Provision for loan and lease losses$205,0002,435
Total noninterest income$1,743,0002,305
Gross Fiduciary activities income$2,0001,172
Service charges on deposit accounts$897,0001,430
Trading account gains and fees$0180
Additional Noninterest Income$844,0002,570
Total noninterest expense$5,655,0003,048
Salaries and employee benefits$2,861,0003,178
Premises and equipment expense$369,0004,251
Additional noninterest expense$2,425,0002,463
Pre-tax net operating income$2,942,0002,310
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$2,942,0002,052
Extraordinary gains, net$017
Net income$2,942,0002,052
Minority interest net income$084
Net income of bank and minority interests.$2,942,0002,051
Net charge-offs$165,0002,678
Cash dividends$1,480,0001,585
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,942,0002,007
2014-09-30 (YTD Data)Rank
Total interest income$5,549,0003,071
Total interest expense$302,0004,504
Net interest income$5,247,0002,915
Provision for loan and lease losses$130,0002,543
Total noninterest income$1,236,0002,392
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$654,0001,477
Trading account gains and fees$0174
Additional Noninterest Income$582,0002,691
Total noninterest expense$4,212,0003,069
Salaries and employee benefits$2,147,0003,194
Premises and equipment expense$261,0004,425
Additional noninterest expense$1,804,0002,500
Pre-tax net operating income$2,141,0002,404
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,141,0002,108
Extraordinary gains, net$015
Net income$2,141,0002,106
Minority interest net income$081
Net income of bank and minority interests.$2,141,0002,106
Net charge-offs$123,0002,490
Cash dividends$1,480,0001,167
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,141,0002,068
2014-06-30 (YTD Data)Rank
Total interest income$3,623,0003,121
Total interest expense$205,0004,508
Net interest income$3,418,0002,976
Provision for loan and lease losses$75,0002,610
Total noninterest income$863,0002,306
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$417,0001,511
Trading account gains and fees$0172
Additional Noninterest Income$446,0002,465
Total noninterest expense$2,847,0003,054
Salaries and employee benefits$1,438,0003,211
Premises and equipment expense$149,0004,771
Additional noninterest expense$1,260,0002,383
Pre-tax net operating income$1,359,0002,422
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,359,0002,142
Extraordinary gains, net$020
Net income$1,359,0002,146
Minority interest net income$080
Net income of bank and minority interests.$1,359,0002,145
Net charge-offs$29,0003,196
Cash dividends$1,112,0001,068
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,359,0002,095
2014-03-31 (YTD Data)Rank
Total interest income$1,801,0003,151
Total interest expense$105,0004,530
Net interest income$1,696,0002,994
Provision for loan and lease losses$45,0002,313
Total noninterest income$405,0002,355
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$203,0001,529
Trading account gains and fees$0147
Additional Noninterest Income$202,0002,544
Total noninterest expense$1,474,0002,997
Salaries and employee benefits$735,0003,181
Premises and equipment expense$86,0004,568
Additional noninterest expense$653,0002,294
Pre-tax net operating income$582,0002,628
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$582,0002,312
Extraordinary gains, net$016
Net income$582,0002,314
Minority interest net income$066
Net income of bank and minority interests.$582,0002,314
Net charge-offs$10,0002,841
Cash dividends$311,0001,399
Sale, conversion, retirement of capital stock, net$0747
Net operating income$582,0002,277
2013-12-31 (YTD Data)Rank
Total interest income$6,852,0003,307
Total interest expense$574,0004,166
Net interest income$6,278,0003,155
Provision for loan and lease losses$134,0003,389
Total noninterest income$1,718,0002,370
Gross Fiduciary activities income$2,0001,226
Service charges on deposit accounts$873,0001,525
Trading account gains and fees$0184
Additional Noninterest Income$843,0002,608
Total noninterest expense$5,253,0003,291
Salaries and employee benefits$2,686,0003,357
Premises and equipment expense$313,0004,760
Additional noninterest expense$2,254,0002,720
Pre-tax net operating income$2,609,0002,396
Securities gains (losses)$36,0002,016
Applicable income taxes$04,631
Income before extraordinary items$2,645,0002,106
Extraordinary gains, net$029
Net income$2,645,0002,111
Minority interest net income$090
Net income of bank and minority interests.$2,645,0002,111
Net charge-offs$-10,0006,164
Cash dividends$1,212,0001,690
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,609,0002,073
2013-09-30 (YTD Data)Rank
Total interest income$5,112,0003,353
Total interest expense$468,0004,088
Net interest income$4,644,0003,208
Provision for loan and lease losses$134,0003,091
Total noninterest income$1,237,0002,482
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$645,0001,556
Trading account gains and fees$0180
Additional Noninterest Income$592,0002,761
Total noninterest expense$3,820,0003,371
Salaries and employee benefits$1,972,0003,426
Premises and equipment expense$227,0004,864
Additional noninterest expense$1,621,0002,809
Pre-tax net operating income$1,927,0002,493
Securities gains (losses)$42,0001,789
Applicable income taxes$04,713
Income before extraordinary items$1,969,0002,159
Extraordinary gains, net$025
Net income$1,969,0002,166
Minority interest net income$084
Net income of bank and minority interests.$1,969,0002,166
Net charge-offs$-6,0006,008
Cash dividends$1,212,0001,254
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,927,0002,134
2013-06-30 (YTD Data)Rank
Total interest income$3,381,0003,383
Total interest expense$357,0003,839
Net interest income$3,024,0003,263
Provision for loan and lease losses$90,0003,034
Total noninterest income$803,0002,552
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$413,0001,589
Trading account gains and fees$0157
Additional Noninterest Income$390,0002,838
Total noninterest expense$2,466,0003,463
Salaries and employee benefits$1,268,0003,540
Premises and equipment expense$141,0005,020
Additional noninterest expense$1,057,0002,847
Pre-tax net operating income$1,271,0002,492
Securities gains (losses)$42,0001,632
Applicable income taxes$04,679
Income before extraordinary items$1,313,0002,144
Extraordinary gains, net$022
Net income$1,313,0002,152
Minority interest net income$082
Net income of bank and minority interests.$1,313,0002,150
Net charge-offs$-2,0005,680
Cash dividends$826,0001,256
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,271,0002,108
2013-03-31 (YTD Data)Rank
Total interest income$1,683,0003,424
Total interest expense$213,0003,538
Net interest income$1,470,0003,346
Provision for loan and lease losses$45,0002,886
Total noninterest income$366,0002,692
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$199,0001,625
Trading account gains and fees$0148
Additional Noninterest Income$167,0003,028
Total noninterest expense$1,202,0003,549
Salaries and employee benefits$628,0003,606
Premises and equipment expense$71,0005,034
Additional noninterest expense$503,0002,971
Pre-tax net operating income$589,0002,588
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$589,0002,288
Extraordinary gains, net$010
Net income$589,0002,290
Minority interest net income$076
Net income of bank and minority interests.$589,0002,290
Net charge-offs$-18,0006,405
Cash dividends$186,0001,682
Sale, conversion, retirement of capital stock, net$0789
Net operating income$589,0002,203
2012-12-31 (YTD Data)Rank
Total interest income$6,335,0003,687
Total interest expense$924,0003,806
Net interest income$5,411,0003,612
Provision for loan and lease losses$117,0004,538
Total noninterest income$1,407,0002,716
Gross Fiduciary activities income$1,0001,273
Service charges on deposit accounts$707,0001,882
Trading account gains and fees$0166
Additional Noninterest Income$699,0002,892
Total noninterest expense$4,950,0003,489
Salaries and employee benefits$2,415,0003,656
Premises and equipment expense$284,0005,083
Additional noninterest expense$2,251,0002,812
Pre-tax net operating income$1,751,0003,062
Securities gains (losses)$244,0001,523
Applicable income taxes$04,751
Income before extraordinary items$1,995,0002,594
Extraordinary gains, net$029
Net income$1,995,0002,596
Minority interest net income$093
Net income of bank and minority interests.$1,995,0002,595
Net charge-offs$56,0004,854
Cash dividends$702,0002,379
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,751,0002,723
2012-09-30 (YTD Data)Rank
Total interest income$4,712,0003,776
Total interest expense$698,0003,904
Net interest income$4,014,0003,704
Provision for loan and lease losses$120,0004,163
Total noninterest income$990,0002,817
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$498,0002,005
Trading account gains and fees$0157
Additional Noninterest Income$492,0002,987
Total noninterest expense$3,644,0003,561
Salaries and employee benefits$1,764,0003,734
Premises and equipment expense$198,0005,282
Additional noninterest expense$1,682,0002,832
Pre-tax net operating income$1,240,0003,242
Securities gains (losses)$192,0001,463
Applicable income taxes$04,802
Income before extraordinary items$1,432,0002,720
Extraordinary gains, net$020
Net income$1,432,0002,721
Minority interest net income$086
Net income of bank and minority interests.$1,432,0002,720
Net charge-offs$57,0004,428
Cash dividends$702,0001,671
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,240,0002,853
2012-06-30 (YTD Data)Rank
Total interest income$3,016,0003,916
Total interest expense$475,0003,946
Net interest income$2,541,0003,852
Provision for loan and lease losses$73,0004,207
Total noninterest income$603,0002,926
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$306,0002,124
Trading account gains and fees$0153
Additional Noninterest Income$297,0003,079
Total noninterest expense$2,276,0003,753
Salaries and employee benefits$1,090,0003,949
Premises and equipment expense$117,0005,544
Additional noninterest expense$1,069,0002,953
Pre-tax net operating income$795,0003,288
Securities gains (losses)$66,0001,866
Applicable income taxes$04,770
Income before extraordinary items$861,0002,883
Extraordinary gains, net$019
Net income$861,0002,883
Minority interest net income$084
Net income of bank and minority interests.$861,0002,883
Net charge-offs$25,0004,496
Cash dividends$468,0001,681
Sale, conversion, retirement of capital stock, net$0928
Net operating income$795,0002,900
2012-03-31 (YTD Data)Rank
Total interest income$1,528,0003,927
Total interest expense$242,0004,005
Net interest income$1,286,0003,836
Provision for loan and lease losses$43,0003,881
Total noninterest income$280,0003,055
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$152,0002,115
Trading account gains and fees$0148
Additional Noninterest Income$128,0003,301
Total noninterest expense$1,070,0003,914
Salaries and employee benefits$534,0004,036
Premises and equipment expense$49,0005,874
Additional noninterest expense$487,0003,157
Pre-tax net operating income$453,0003,078
Securities gains (losses)$35,0001,381
Applicable income taxes$04,704
Income before extraordinary items$488,0002,671
Extraordinary gains, net$019
Net income$488,0002,673
Minority interest net income$078
Net income of bank and minority interests.$488,0002,674
Net charge-offs$5,0004,286
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$453,0002,678
2011-12-31 (YTD Data)Rank
Total interest income$6,177,0003,974
Total interest expense$1,024,0004,342
Net interest income$5,153,0003,827
Provision for loan and lease losses$124,0005,130
Total noninterest income$1,198,0002,801
Gross Fiduciary activities income$2,0001,223
Service charges on deposit accounts$687,0002,019
Trading account gains and fees$0146
Additional Noninterest Income$509,0003,100
Total noninterest expense$4,413,0003,849
Salaries and employee benefits$2,239,0003,864
Premises and equipment expense$220,0005,847
Additional noninterest expense$1,954,0003,204
Pre-tax net operating income$1,814,0002,685
Securities gains (losses)$183,0001,530
Applicable income taxes$04,719
Income before extraordinary items$1,997,0002,273
Extraordinary gains, net$029
Net income$1,997,0002,274
Minority interest net income$096
Net income of bank and minority interests.$1,997,0002,274
Net charge-offs$70,0005,262
Cash dividends$708,0002,023
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,814,0002,359
2011-09-30 (YTD Data)Rank
Total interest income$4,675,0003,989
Total interest expense$773,0004,447
Net interest income$3,902,0003,830
Provision for loan and lease losses$110,0004,854
Total noninterest income$872,0002,842
Gross Fiduciary activities income$2,0001,160
Service charges on deposit accounts$516,0002,022
Trading account gains and fees$0145
Additional Noninterest Income$354,0003,215
Total noninterest expense$3,223,0003,932
Salaries and employee benefits$1,662,0003,896
Premises and equipment expense$155,0005,996
Additional noninterest expense$1,406,0003,317
Pre-tax net operating income$1,441,0002,657
Securities gains (losses)$14,0002,938
Applicable income taxes$04,740
Income before extraordinary items$1,455,0002,383
Extraordinary gains, net$021
Net income$1,455,0002,384
Minority interest net income$087
Net income of bank and minority interests.$1,455,0002,384
Net charge-offs$61,0004,837
Cash dividends$708,0001,465
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,441,0002,294
2011-06-30 (YTD Data)Rank
Total interest income$3,099,0004,049
Total interest expense$523,0004,514
Net interest income$2,576,0003,867
Provision for loan and lease losses$80,0004,642
Total noninterest income$579,0002,862
Gross Fiduciary activities income$2,0001,136
Service charges on deposit accounts$345,0002,003
Trading account gains and fees$0153
Additional Noninterest Income$232,0003,261
Total noninterest expense$2,096,0004,051
Salaries and employee benefits$1,133,0003,867
Premises and equipment expense$81,0006,409
Additional noninterest expense$882,0003,509
Pre-tax net operating income$979,0002,582
Securities gains (losses)$14,0002,241
Applicable income taxes$04,697
Income before extraordinary items$993,0002,296
Extraordinary gains, net$015
Net income$993,0002,296
Minority interest net income$089
Net income of bank and minority interests.$993,0002,296
Net charge-offs$20,0005,048
Cash dividends$558,0001,319
Sale, conversion, retirement of capital stock, net$0986
Net operating income$979,0002,238
2011-03-31 (YTD Data)Rank
Total interest income$1,508,0004,141
Total interest expense$266,0004,585
Net interest income$1,242,0003,958
Provision for loan and lease losses$60,0003,936
Total noninterest income$339,0002,617
Gross Fiduciary activities income$2,0001,085
Service charges on deposit accounts$167,0002,028
Trading account gains and fees$0158
Additional Noninterest Income$170,0002,711
Total noninterest expense$1,040,0004,079
Salaries and employee benefits$593,0003,758
Premises and equipment expense$29,0006,837
Additional noninterest expense$418,0003,627
Pre-tax net operating income$481,0002,626
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$481,0002,325
Extraordinary gains, net$09
Net income$481,0002,324
Minority interest net income$086
Net income of bank and minority interests.$481,0002,325
Net charge-offs$6,0004,589
Cash dividends$250,0001,233
Sale, conversion, retirement of capital stock, net$0925
Net operating income$481,0002,270
2010-12-31 (YTD Data)Rank
Total interest income$6,130,0004,260
Total interest expense$1,177,0004,871
Net interest income$4,953,0003,991
Provision for loan and lease losses$303,0004,828
Total noninterest income$1,474,0002,547
Gross Fiduciary activities income$2,0001,284
Service charges on deposit accounts$96,0005,537
Trading account gains and fees$0175
Additional Noninterest Income$1,376,0001,782
Total noninterest expense$4,732,0003,769
Salaries and employee benefits$2,179,0003,983
Premises and equipment expense$212,0006,116
Additional noninterest expense$2,341,0002,830
Pre-tax net operating income$1,392,0002,835
Securities gains (losses)$451,000963
Applicable income taxes$04,655
Income before extraordinary items$1,843,0002,161
Extraordinary gains, net$029
Net income$1,843,0002,163
Minority interest net income$0111
Net income of bank and minority interests.$1,843,0002,164
Net charge-offs$119,0005,274
Cash dividends$547,0002,246
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,392,0002,531
2010-09-30 (YTD Data)Rank
Total interest income$4,607,0004,342
Total interest expense$897,0004,991
Net interest income$3,710,0004,038
Provision for loan and lease losses$223,0004,760
Total noninterest income$997,0002,743
Gross Fiduciary activities income$2,0001,229
Service charges on deposit accounts$55,0005,946
Trading account gains and fees$0165
Additional Noninterest Income$940,0001,874
Total noninterest expense$3,469,0003,828
Salaries and employee benefits$1,637,0004,021
Premises and equipment expense$148,0006,304
Additional noninterest expense$1,684,0002,889
Pre-tax net operating income$1,015,0003,070
Securities gains (losses)$301,0001,079
Applicable income taxes$04,726
Income before extraordinary items$1,316,0002,384
Extraordinary gains, net$023
Net income$1,316,0002,382
Minority interest net income$0110
Net income of bank and minority interests.$1,316,0002,386
Net charge-offs$73,0005,209
Cash dividends$547,0001,661
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,015,0002,723
2010-06-30 (YTD Data)Rank
Total interest income$3,049,0004,401
Total interest expense$612,0005,028
Net interest income$2,437,0004,082
Provision for loan and lease losses$163,0004,512
Total noninterest income$684,0002,619
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$37,0005,969
Trading account gains and fees$0152
Additional Noninterest Income$645,0001,775
Total noninterest expense$2,359,0003,783
Salaries and employee benefits$1,093,0004,040
Premises and equipment expense$79,0006,680
Additional noninterest expense$1,187,0002,747
Pre-tax net operating income$599,0003,303
Securities gains (losses)$160,0001,090
Applicable income taxes$04,691
Income before extraordinary items$759,0002,599
Extraordinary gains, net$019
Net income$759,0002,596
Minority interest net income$0105
Net income of bank and minority interests.$759,0002,598
Net charge-offs$43,0005,008
Cash dividends$347,0001,761
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$599,0002,960
2010-03-31 (YTD Data)Rank
Total interest income$1,525,0004,449
Total interest expense$319,0005,043
Net interest income$1,206,0004,147
Provision for loan and lease losses$103,0003,915
Total noninterest income$331,0002,677
Gross Fiduciary activities income$2,0001,137
Service charges on deposit accounts$24,0005,677
Trading account gains and fees$0175
Additional Noninterest Income$305,0001,824
Total noninterest expense$1,189,0003,786
Salaries and employee benefits$544,0004,107
Premises and equipment expense$36,0006,882
Additional noninterest expense$609,0002,673
Pre-tax net operating income$245,0003,711
Securities gains (losses)$4,0001,944
Applicable income taxes$04,611
Income before extraordinary items$249,0003,498
Extraordinary gains, net$016
Net income$249,0003,495
Minority interest net income$091
Net income of bank and minority interests.$249,0003,497
Net charge-offs$39,0003,940
Cash dividends$122,0001,754
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$245,0003,403
2009-12-31 (YTD Data)Rank
Total interest income$7,072,0004,149
Total interest expense$1,706,0004,859
Net interest income$5,366,0003,771
Provision for loan and lease losses$250,0005,514
Total noninterest income$1,180,0003,015
Gross Fiduciary activities income$2,0001,311
Service charges on deposit accounts$750,0002,139
Trading account gains and fees$0211
Additional Noninterest Income$428,0003,449
Total noninterest expense$4,242,0004,176
Salaries and employee benefits$2,159,0004,124
Premises and equipment expense$294,0005,698
Additional noninterest expense$1,789,0003,616
Pre-tax net operating income$2,054,0001,876
Securities gains (losses)$-259,0007,469
Applicable income taxes$04,388
Income before extraordinary items$1,795,0001,844
Extraordinary gains, net$034
Net income$1,795,0001,841
Minority interest net income$0115
Net income of bank and minority interests.$1,795,0001,843
Net charge-offs$105,0005,649
Cash dividends$813,0001,892
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,054,0001,575
2009-09-30 (YTD Data)Rank
Total interest income$5,530,0004,091
Total interest expense$1,377,0004,824
Net interest income$4,153,0003,693
Provision for loan and lease losses$190,0005,217
Total noninterest income$885,0003,069
Gross Fiduciary activities income$2,0001,265
Service charges on deposit accounts$570,0002,127
Trading account gains and fees$0212
Additional Noninterest Income$313,0003,553
Total noninterest expense$3,145,0004,226
Salaries and employee benefits$1,631,0004,132
Premises and equipment expense$190,0006,072
Additional noninterest expense$1,324,0003,610
Pre-tax net operating income$1,703,0001,842
Securities gains (losses)$-277,0007,644
Applicable income taxes$04,592
Income before extraordinary items$1,426,0001,865
Extraordinary gains, net$027
Net income$1,426,0001,864
Minority interest net income$0118
Net income of bank and minority interests.$1,426,0001,865
Net charge-offs$70,0005,402
Cash dividends$813,0001,478
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,703,0001,537
2009-06-30 (YTD Data)Rank
Total interest income$3,808,0004,044
Total interest expense$1,000,0004,730
Net interest income$2,808,0003,647
Provision for loan and lease losses$120,0005,054
Total noninterest income$573,0003,132
Gross Fiduciary activities income$2,0001,233
Service charges on deposit accounts$381,0002,100
Trading account gains and fees$0193
Additional Noninterest Income$190,0003,728
Total noninterest expense$2,106,0004,235
Salaries and employee benefits$1,094,0004,157
Premises and equipment expense$115,0006,316
Additional noninterest expense$897,0003,563
Pre-tax net operating income$1,155,0001,885
Securities gains (losses)$62,0001,773
Applicable income taxes$04,657
Income before extraordinary items$1,217,0001,527
Extraordinary gains, net$021
Net income$1,217,0001,524
Minority interest net income$0112
Net income of bank and minority interests.$1,217,0001,526
Net charge-offs$35,0005,223
Cash dividends$701,0001,252
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,155,0001,589
2009-03-31 (YTD Data)Rank
Total interest income$1,978,0003,975
Total interest expense$534,0004,655
Net interest income$1,444,0003,563
Provision for loan and lease losses$60,0004,614
Total noninterest income$279,0003,152
Gross Fiduciary activities income$2,0001,166
Service charges on deposit accounts$188,0002,067
Trading account gains and fees$0171
Additional Noninterest Income$89,0003,833
Total noninterest expense$1,141,0003,927
Salaries and employee benefits$567,0004,065
Premises and equipment expense$36,0007,140
Additional noninterest expense$538,0002,826
Pre-tax net operating income$522,0002,293
Securities gains (losses)$57,0001,250
Applicable income taxes$04,835
Income before extraordinary items$579,0001,859
Extraordinary gains, net$015
Net income$579,0001,861
Minority interest net income$0102
Net income of bank and minority interests.$579,0001,861
Net charge-offs$-7,0007,788
Cash dividends$385,0001,145
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$522,0001,928
2008-12-31 (YTD Data)Rank
Total interest income$6,939,0004,509
Total interest expense$2,021,0005,277
Net interest income$4,918,0003,992
Provision for loan and lease losses$385,0004,193
Total noninterest income$1,171,0003,089
Gross Fiduciary activities income$1,0001,385
Service charges on deposit accounts$772,0002,189
Trading account gains and fees$0154
Additional Noninterest Income$398,0003,598
Total noninterest expense$3,731,0004,449
Salaries and employee benefits$1,958,0004,523
Premises and equipment expense$221,0006,486
Additional noninterest expense$1,552,0003,534
Pre-tax net operating income$1,973,0002,475
Securities gains (losses)$107,0001,080
Applicable income taxes$04,979
Income before extraordinary items$2,080,0001,915
Extraordinary gains, net$2,00036
Net income$2,082,0001,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0003,205
Cash dividends$1,416,0001,803
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,973,0002,142
2008-09-30 (YTD Data)Rank
Total interest income$5,205,0004,589
Total interest expense$1,568,0005,316
Net interest income$3,637,0004,053
Provision for loan and lease losses$235,0003,938
Total noninterest income$866,0003,177
Gross Fiduciary activities income$1,0001,339
Service charges on deposit accounts$567,0002,227
Trading account gains and fees$0148
Additional Noninterest Income$298,0003,700
Total noninterest expense$2,691,0004,547
Salaries and employee benefits$1,450,0004,589
Premises and equipment expense$153,0006,674
Additional noninterest expense$1,088,0003,644
Pre-tax net operating income$1,577,0002,739
Securities gains (losses)$68,0001,217
Applicable income taxes$05,372
Income before extraordinary items$1,645,0002,142
Extraordinary gains, net$031
Net income$1,645,0002,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0002,724
Cash dividends$985,0001,852
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,577,0002,336
2008-06-30 (YTD Data)Rank
Total interest income$3,471,0004,654
Total interest expense$1,091,0005,365
Net interest income$2,380,0004,102
Provision for loan and lease losses$110,0004,116
Total noninterest income$557,0003,278
Gross Fiduciary activities income$1,0001,327
Service charges on deposit accounts$374,0002,237
Trading account gains and fees$0149
Additional Noninterest Income$182,0003,938
Total noninterest expense$1,703,0004,733
Salaries and employee benefits$976,0004,606
Premises and equipment expense$83,0007,070
Additional noninterest expense$644,0003,956
Pre-tax net operating income$1,124,0002,711
Securities gains (losses)$58,0001,332
Applicable income taxes$05,627
Income before extraordinary items$1,182,0002,231
Extraordinary gains, net$021
Net income$1,182,0002,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0002,747
Cash dividends$685,0001,898
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,124,0002,286
2008-03-31 (YTD Data)Rank
Total interest income$1,763,0004,700
Total interest expense$573,0005,416
Net interest income$1,190,0004,127
Provision for loan and lease losses$50,0003,776
Total noninterest income$271,0003,338
Gross Fiduciary activities income$1,0001,254
Service charges on deposit accounts$177,0002,295
Trading account gains and fees$0158
Additional Noninterest Income$93,0003,915
Total noninterest expense$848,0004,761
Salaries and employee benefits$493,0004,603
Premises and equipment expense$27,0007,657
Additional noninterest expense$328,0003,854
Pre-tax net operating income$563,0002,840
Securities gains (losses)$40,0001,206
Applicable income taxes$05,622
Income before extraordinary items$603,0002,305
Extraordinary gains, net$-1,0008,477
Net income$602,0002,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0001,981
Cash dividends$460,0001,448
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$563,0002,367
2007-12-31 (YTD Data)Rank
Total interest income$6,636,0004,889
Total interest expense$2,328,0005,456
Net interest income$4,308,0004,409
Provision for loan and lease losses$150,0004,308
Total noninterest income$1,051,0003,449
Gross Fiduciary activities income$5,0001,336
Service charges on deposit accounts$731,0002,286
Trading account gains and fees$0178
Additional Noninterest Income$315,0004,146
Total noninterest expense$3,312,0004,697
Salaries and employee benefits$1,783,0004,774
Premises and equipment expense$212,0006,608
Additional noninterest expense$1,317,0003,807
Pre-tax net operating income$1,897,0003,423
Securities gains (losses)$74,000686
Applicable income taxes$06,070
Income before extraordinary items$1,971,0002,853
Extraordinary gains, net$039
Net income$1,971,0002,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,798
Cash dividends$1,347,0002,182
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,897,0002,929
2007-09-30 (YTD Data)Rank
Total interest income$4,932,0004,940
Total interest expense$1,815,0005,367
Net interest income$3,117,0004,536
Provision for loan and lease losses$120,0003,851
Total noninterest income$762,0003,505
Gross Fiduciary activities income$5,0001,269
Service charges on deposit accounts$629,0002,028
Trading account gains and fees$0184
Additional Noninterest Income$128,0005,372
Total noninterest expense$2,443,0004,731
Salaries and employee benefits$1,324,0004,782
Premises and equipment expense$163,0006,573
Additional noninterest expense$956,0003,837
Pre-tax net operating income$1,316,0003,754
Securities gains (losses)$-7,0007,691
Applicable income taxes$06,220
Income before extraordinary items$1,309,0003,262
Extraordinary gains, net$033
Net income$1,309,0003,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,603
Cash dividends$888,0002,190
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,316,0003,235
2007-06-30 (YTD Data)Rank
Total interest income$3,294,0004,951
Total interest expense$1,236,0005,312
Net interest income$2,058,0004,593
Provision for loan and lease losses$120,0002,960
Total noninterest income$508,0003,525
Gross Fiduciary activities income$5,0001,236
Service charges on deposit accounts$385,0002,192
Trading account gains and fees$0168
Additional Noninterest Income$118,0004,783
Total noninterest expense$1,621,0004,773
Salaries and employee benefits$857,0004,911
Premises and equipment expense$99,0006,786
Additional noninterest expense$665,0003,704
Pre-tax net operating income$825,0003,953
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$825,0003,454
Extraordinary gains, net$029
Net income$825,0003,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,026
Cash dividends$542,0002,345
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$825,0003,430
2007-03-31 (YTD Data)Rank
Total interest income$1,638,0004,959
Total interest expense$631,0005,242
Net interest income$1,007,0004,669
Provision for loan and lease losses$60,0002,747
Total noninterest income$246,0003,575
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$186,0002,187
Trading account gains and fees$0195
Additional Noninterest Income$55,0004,922
Total noninterest expense$770,0004,920
Salaries and employee benefits$409,0005,085
Premises and equipment expense$38,0007,268
Additional noninterest expense$323,0003,750
Pre-tax net operating income$423,0003,872
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$423,0003,364
Extraordinary gains, net$022
Net income$423,0003,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,505
Cash dividends$214,0002,343
Sale, conversion, retirement of capital stock, net$0885
Net operating income$423,0003,340
2006-12-31 (YTD Data)Rank
Total interest income$6,045,0004,997
Total interest expense$2,080,0005,293
Net interest income$3,965,0004,679
Provision for loan and lease losses$520,0001,835
Total noninterest income$931,0003,707
Gross Fiduciary activities income$4,0001,374
Service charges on deposit accounts$640,0002,556
Trading account gains and fees$0130
Additional Noninterest Income$287,0004,395
Total noninterest expense$2,907,0004,987
Salaries and employee benefits$1,619,0004,945
Premises and equipment expense$187,0006,851
Additional noninterest expense$1,101,0004,204
Pre-tax net operating income$1,469,0004,333
Securities gains (losses)$-13,0007,384
Applicable income taxes$06,600
Income before extraordinary items$1,456,0003,835
Extraordinary gains, net$051
Net income$1,456,0003,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$595,0001,029
Cash dividends$1,331,0002,106
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,469,0003,799
2006-09-30 (YTD Data)Rank
Total interest income$4,544,0004,953
Total interest expense$1,577,0005,198
Net interest income$2,967,0004,726
Provision for loan and lease losses$470,0001,468
Total noninterest income$679,0003,778
Gross Fiduciary activities income$4,0001,314
Service charges on deposit accounts$467,0002,613
Trading account gains and fees$0126
Additional Noninterest Income$208,0004,458
Total noninterest expense$2,219,0004,915
Salaries and employee benefits$1,243,0004,860
Premises and equipment expense$141,0006,877
Additional noninterest expense$835,0004,147
Pre-tax net operating income$957,0004,811
Securities gains (losses)$-13,0007,688
Applicable income taxes$06,687
Income before extraordinary items$944,0004,306
Extraordinary gains, net$045
Net income$944,0004,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$598,000700
Cash dividends$926,0002,034
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$957,0004,259
2006-06-30 (YTD Data)Rank
Total interest income$3,048,0004,895
Total interest expense$1,043,0005,122
Net interest income$2,005,0004,707
Provision for loan and lease losses$180,0002,262
Total noninterest income$435,0003,841
Gross Fiduciary activities income$3,0001,300
Service charges on deposit accounts$109,0004,821
Trading account gains and fees$0126
Additional Noninterest Income$323,0002,880
Total noninterest expense$1,473,0004,940
Salaries and employee benefits$829,0004,879
Premises and equipment expense$88,0007,009
Additional noninterest expense$556,0004,152
Pre-tax net operating income$787,0004,361
Securities gains (losses)$-13,0007,948
Applicable income taxes$06,706
Income before extraordinary items$774,0003,820
Extraordinary gains, net$039
Net income$774,0003,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0001,199
Cash dividends$601,0002,085
Sale, conversion, retirement of capital stock, net$0887
Net operating income$787,0003,779
2006-03-31 (YTD Data)Rank
Total interest income$1,527,0004,849
Total interest expense$510,0005,062
Net interest income$1,017,0004,662
Provision for loan and lease losses$120,0001,730
Total noninterest income$212,0003,854
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$53,0004,817
Trading account gains and fees$0115
Additional Noninterest Income$159,0002,870
Total noninterest expense$733,0004,976
Salaries and employee benefits$418,0004,871
Premises and equipment expense$31,0007,598
Additional noninterest expense$284,0004,062
Pre-tax net operating income$376,0004,415
Securities gains (losses)$-2,0007,972
Applicable income taxes$06,588
Income before extraordinary items$374,0003,856
Extraordinary gains, net$021
Net income$374,0003,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,000625
Cash dividends$283,0002,034
Sale, conversion, retirement of capital stock, net$0648
Net operating income$376,0003,827
2005-12-31 (YTD Data)Rank
Total interest income$5,255,0004,990
Total interest expense$1,440,0005,329
Net interest income$3,815,0004,768
Provision for loan and lease losses$480,0001,951
Total noninterest income$979,0003,615
Gross Fiduciary activities income$6,0001,363
Service charges on deposit accounts$203,0005,005
Trading account gains and fees$0138
Additional Noninterest Income$770,0002,609
Total noninterest expense$2,780,0005,036
Salaries and employee benefits$1,595,0004,852
Premises and equipment expense$155,0007,213
Additional noninterest expense$1,030,0004,320
Pre-tax net operating income$1,534,0004,318
Securities gains (losses)$-7,0007,410
Applicable income taxes$06,964
Income before extraordinary items$1,527,0003,744
Extraordinary gains, net$046
Net income$1,527,0003,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0001,951
Cash dividends$396,0004,033
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,534,0003,698
2005-09-30 (YTD Data)Rank
Total interest income$3,906,0004,999
Total interest expense$1,080,0005,232
Net interest income$2,826,0004,813
Provision for loan and lease losses$360,0001,866
Total noninterest income$756,0003,545
Gross Fiduciary activities income$6,0001,295
Service charges on deposit accounts$144,0005,163
Trading account gains and fees$0126
Additional Noninterest Income$606,0002,539
Total noninterest expense$2,082,0005,005
Salaries and employee benefits$1,200,0004,832
Premises and equipment expense$115,0007,244
Additional noninterest expense$767,0004,318
Pre-tax net operating income$1,140,0004,445
Securities gains (losses)$-7,0007,795
Applicable income taxes$06,976
Income before extraordinary items$1,133,0003,824
Extraordinary gains, net$035
Net income$1,133,0003,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0001,739
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,140,0003,764
2005-06-30 (YTD Data)Rank
Total interest income$2,603,0004,931
Total interest expense$746,0004,969
Net interest income$1,857,0004,848
Provision for loan and lease losses$240,0001,839
Total noninterest income$511,0003,460
Gross Fiduciary activities income$4,0001,282
Service charges on deposit accounts$95,0005,143
Trading account gains and fees$0116
Additional Noninterest Income$412,0002,487
Total noninterest expense$1,388,0004,999
Salaries and employee benefits$798,0004,814
Premises and equipment expense$78,0007,200
Additional noninterest expense$512,0004,293
Pre-tax net operating income$740,0004,471
Securities gains (losses)$-2,0007,723
Applicable income taxes$06,961
Income before extraordinary items$738,0003,829
Extraordinary gains, net$030
Net income$738,0003,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0001,464
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$740,0003,766
2005-03-31 (YTD Data)Rank
Total interest income$1,297,0004,928
Total interest expense$395,0004,723
Net interest income$902,0004,951
Provision for loan and lease losses$120,0001,733
Total noninterest income$275,0003,248
Gross Fiduciary activities income$4,0001,192
Service charges on deposit accounts$46,0005,168
Trading account gains and fees$0115
Additional Noninterest Income$225,0002,301
Total noninterest expense$713,0004,928
Salaries and employee benefits$405,0004,795
Premises and equipment expense$40,0007,221
Additional noninterest expense$268,0004,145
Pre-tax net operating income$344,0004,644
Securities gains (losses)$19,000812
Applicable income taxes$06,892
Income before extraordinary items$363,0003,878
Extraordinary gains, net$024
Net income$363,0003,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,000992
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$344,0003,950
2004-12-31 (YTD Data)Rank
Total interest income$4,715,0005,043
Total interest expense$1,210,0005,083
Net interest income$3,505,0004,895
Provision for loan and lease losses$302,0002,890
Total noninterest income$988,0003,587
Gross Fiduciary activities income$36,0001,113
Service charges on deposit accounts$141,0005,910
Trading account gains and fees$0138
Additional Noninterest Income$811,0002,476
Total noninterest expense$2,751,0004,963
Salaries and employee benefits$1,623,0004,692
Premises and equipment expense$206,0006,689
Additional noninterest expense$922,0004,615
Pre-tax net operating income$1,440,0004,347
Securities gains (losses)$236,000750
Applicable income taxes$07,185
Income before extraordinary items$1,676,0003,354
Extraordinary gains, net$034
Net income$1,676,0003,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0002,007
Cash dividends$1,478,0001,757
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,440,0003,676
2004-09-30 (YTD Data)Rank
Total interest income$3,553,0005,006
Total interest expense$901,0005,083
Net interest income$2,652,0004,850
Provision for loan and lease losses$182,0003,139
Total noninterest income$682,0003,802
Gross Fiduciary activities income$16,0001,173
Service charges on deposit accounts$98,0006,088
Trading account gains and fees$0134
Additional Noninterest Income$568,0002,600
Total noninterest expense$2,067,0004,922
Salaries and employee benefits$1,207,0004,660
Premises and equipment expense$157,0006,634
Additional noninterest expense$703,0004,507
Pre-tax net operating income$1,085,0004,418
Securities gains (losses)$256,000667
Applicable income taxes$07,220
Income before extraordinary items$1,341,0003,258
Extraordinary gains, net$026
Net income$1,341,0003,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,936
Cash dividends$911,0001,828
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,085,0003,733
2004-06-30 (YTD Data)Rank
Total interest income$2,362,0005,029
Total interest expense$609,0005,063
Net interest income$1,753,0004,881
Provision for loan and lease losses$62,0004,241
Total noninterest income$456,0003,785
Gross Fiduciary activities income$16,0001,121
Service charges on deposit accounts$45,0006,684
Trading account gains and fees$0130
Additional Noninterest Income$395,0002,534
Total noninterest expense$1,402,0004,875
Salaries and employee benefits$835,0004,571
Premises and equipment expense$107,0006,627
Additional noninterest expense$460,0004,609
Pre-tax net operating income$745,0004,293
Securities gains (losses)$124,000905
Applicable income taxes$07,214
Income before extraordinary items$869,0003,304
Extraordinary gains, net$021
Net income$869,0003,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,344
Cash dividends$641,0001,797
Sale, conversion, retirement of capital stock, net$0638
Net operating income$745,0003,623
2004-03-31 (YTD Data)Rank
Total interest income$1,200,0004,998
Total interest expense$306,0005,104
Net interest income$894,0004,847
Provision for loan and lease losses$32,0004,015
Total noninterest income$230,0003,711
Gross Fiduciary activities income$16,0001,031
Service charges on deposit accounts$26,0006,426
Trading account gains and fees$0121
Additional Noninterest Income$188,0002,570
Total noninterest expense$728,0004,789
Salaries and employee benefits$449,0004,362
Premises and equipment expense$54,0006,592
Additional noninterest expense$225,0004,652
Pre-tax net operating income$364,0004,320
Securities gains (losses)$54,0001,148
Applicable income taxes$07,103
Income before extraordinary items$418,0003,390
Extraordinary gains, net$016
Net income$418,0003,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$290,0001,794
Sale, conversion, retirement of capital stock, net$0464
Net operating income$364,0003,639
2003-12-31 (YTD Data)Rank
Total interest income$4,618,0005,158
Total interest expense$1,192,0005,587
Net interest income$3,426,0004,867
Provision for loan and lease losses$116,0005,097
Total noninterest income$1,313,0003,111
Gross Fiduciary activities income$159,000859
Service charges on deposit accounts$148,0005,881
Trading account gains and fees$0160
Additional Noninterest Income$1,006,0002,378
Total noninterest expense$2,846,0004,775
Salaries and employee benefits$1,581,0004,678
Premises and equipment expense$258,0006,084
Additional noninterest expense$1,007,0004,255
Pre-tax net operating income$1,777,0003,675
Securities gains (losses)$94,0001,950
Applicable income taxes$07,459
Income before extraordinary items$1,871,0003,021
Extraordinary gains, net$054
Net income$1,871,0003,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,366
Cash dividends$2,294,0001,241
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,777,0002,989
2003-09-30 (YTD Data)Rank
Total interest income$3,446,0005,235
Total interest expense$924,0005,621
Net interest income$2,522,0004,940
Provision for loan and lease losses$86,0005,038
Total noninterest income$1,009,0003,112
Gross Fiduciary activities income$127,000852
Service charges on deposit accounts$113,0005,895
Trading account gains and fees$0153
Additional Noninterest Income$769,0002,426
Total noninterest expense$2,097,0004,830
Salaries and employee benefits$1,155,0004,757
Premises and equipment expense$189,0006,143
Additional noninterest expense$753,0004,244
Pre-tax net operating income$1,348,0003,760
Securities gains (losses)$79,0001,946
Applicable income taxes$07,524
Income before extraordinary items$1,427,0003,083
Extraordinary gains, net$040
Net income$1,427,0003,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0003,747
Cash dividends$1,654,0001,177
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,348,0003,050
2003-06-30 (YTD Data)Rank
Total interest income$2,346,0005,209
Total interest expense$635,0005,656
Net interest income$1,711,0004,880
Provision for loan and lease losses$56,0005,002
Total noninterest income$624,0003,248
Gross Fiduciary activities income$126,000742
Service charges on deposit accounts$76,0005,869
Trading account gains and fees$0150
Additional Noninterest Income$422,0002,708
Total noninterest expense$1,401,0004,810
Salaries and employee benefits$782,0004,685
Premises and equipment expense$118,0006,318
Additional noninterest expense$501,0004,236
Pre-tax net operating income$878,0003,813
Securities gains (losses)$50,0002,013
Applicable income taxes$07,529
Income before extraordinary items$928,0003,134
Extraordinary gains, net$030
Net income$928,0003,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,791
Cash dividends$1,654,000875
Sale, conversion, retirement of capital stock, net$0589
Net operating income$878,0003,101
2003-03-31 (YTD Data)Rank
Total interest income$1,205,0005,143
Total interest expense$337,0005,560
Net interest income$868,0004,814
Provision for loan and lease losses$26,0004,905
Total noninterest income$244,0003,688
Gross Fiduciary activities income$8,0001,157
Service charges on deposit accounts$38,0005,790
Trading account gains and fees$0134
Additional Noninterest Income$198,0002,732
Total noninterest expense$703,0004,775
Salaries and employee benefits$416,0004,500
Premises and equipment expense$39,0007,371
Additional noninterest expense$248,0004,243
Pre-tax net operating income$383,0004,142
Securities gains (losses)$50,0001,389
Applicable income taxes$07,403
Income before extraordinary items$433,0003,275
Extraordinary gains, net$-18,0009,301
Net income$415,0003,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$1,266,000558
Sale, conversion, retirement of capital stock, net$0419
Net operating income$383,0003,409
2002-12-31 (YTD Data)Rank
Total interest income$4,855,0005,279
Total interest expense$1,463,0005,811
Net interest income$3,392,0004,861
Provision for loan and lease losses$129,0005,225
Total noninterest income$987,0003,514
Gross Fiduciary activities income$3,0001,565
Service charges on deposit accounts$154,0005,785
Trading account gains and fees$0153
Additional Noninterest Income$830,0002,449
Total noninterest expense$2,637,0004,894
Salaries and employee benefits$1,425,0004,882
Premises and equipment expense$214,0006,608
Additional noninterest expense$998,0004,190
Pre-tax net operating income$1,613,0003,918
Securities gains (losses)$69,0002,112
Applicable income taxes$07,681
Income before extraordinary items$1,682,0003,213
Extraordinary gains, net$070
Net income$1,682,0003,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,724
Cash dividends$1,323,0001,811
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,613,0003,214
2001-12-31 (YTD Data)Rank
Total interest income$5,353,0005,382
Total interest expense$2,245,0005,755
Net interest income$3,108,0004,931
Provision for loan and lease losses$100,0005,578
Total noninterest income$1,035,0003,261
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$184,0005,335
Trading account gains and fees$0177
Additional Noninterest Income$851,0002,296
Total noninterest expense$2,623,0004,802
Salaries and employee benefits$1,351,0004,890
Premises and equipment expense$416,0004,480
Additional noninterest expense$856,0004,571
Pre-tax net operating income$1,420,0004,005
Securities gains (losses)$-13,0009,325
Applicable income taxes$07,903
Income before extraordinary items$1,407,0003,388
Extraordinary gains, net$0105
Net income$1,407,0003,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,284
Cash dividends$1,253,0001,901
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,420,0003,259
2000-12-31 (YTD Data)Rank
Total interest income$5,325,0005,504
Total interest expense$2,320,0005,805
Net interest income$3,005,0005,157
Provision for loan and lease losses$130,0004,683
Total noninterest income$956,0003,233
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$184,0005,315
Trading account gains and feesNANA
Additional Noninterest Income$772,0002,196
Total noninterest expense$2,530,0004,815
Salaries and employee benefits$1,260,0005,009
Premises and equipment expense$357,0004,866
Additional noninterest expense$913,0004,288
Pre-tax net operating income$1,301,0004,499
Securities gains (losses)$-33,0008,995
Applicable income taxes$08,362
Income before extraordinary items$1,268,0003,707
Extraordinary gains, net$038
Net income$1,268,0003,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,598
Cash dividends$585,0003,279
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,301,0003,621
1999-12-31 (YTD Data)Rank
Total interest income$4,961,0005,610
Total interest expense$2,028,0005,951
Net interest income$2,933,0005,248
Provision for loan and lease losses$70,0005,912
Total noninterest income$811,0003,582
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$167,0005,571
Trading account gains and feesNANA
Additional Noninterest Income$644,0002,521
Total noninterest expense$2,348,0005,097
Salaries and employee benefits$1,271,0004,951
Premises and equipment expense$432,0004,259
Additional noninterest expense$645,0005,544
Pre-tax net operating income$1,326,0004,455
Securities gains (losses)$03,155
Applicable income taxes$-15,0009,693
Income before extraordinary items$1,341,0003,547
Extraordinary gains, net$035
Net income$1,341,0003,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,687
Cash dividends$1,001,0002,243
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,341,0003,510
1998-12-31 (YTD Data)Rank
Total interest income$5,101,0005,611
Total interest expense$2,211,0005,817
Net interest income$2,890,0005,272
Provision for loan and lease losses$90,0005,311
Total noninterest income$587,0004,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$439,0002,892
Trading account gains and feesNANA
Additional Noninterest Income$148,0005,717
Total noninterest expense$2,193,0005,230
Salaries and employee benefits$1,218,0005,019
Premises and equipment expense$430,0004,170
Additional noninterest expense$545,0006,124
Pre-tax net operating income$1,194,0004,901
Securities gains (losses)$04,449
Applicable income taxes$53,0008,285
Income before extraordinary items$1,141,0004,082
Extraordinary gains, net$032
Net income$1,141,0004,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,762
Cash dividends$707,0002,826
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,141,0003,995
1997-12-31 (YTD Data)Rank
Total interest income$4,925,0005,866
Total interest expense$2,308,0005,708
Net interest income$2,617,0005,869
Provision for loan and lease losses$110,0004,963
Total noninterest income$594,0004,442
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$487,0002,692
Trading account gains and feesNANA
Additional Noninterest Income$107,0006,595
Total noninterest expense$2,071,0005,518
Salaries and employee benefits$1,094,0005,502
Premises and equipment expense$351,0004,886
Additional noninterest expense$626,0005,644
Pre-tax net operating income$1,030,0005,747
Securities gains (losses)$31,0001,616
Applicable income taxes$291,0005,814
Income before extraordinary items$770,0005,583
Extraordinary gains, net$044
Net income$770,0005,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,179
Cash dividends$1,072,0002,049
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$747,3705,645
1996-12-31 (YTD Data)Rank
Total interest income$5,011,0005,920
Total interest expense$2,469,0005,558
Net interest income$2,542,0006,123
Provision for loan and lease losses$105,0004,971
Total noninterest income$553,0004,828
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$438,0003,079
Trading account gains and feesNANA
Additional Noninterest Income$115,0006,735
Total noninterest expense$1,945,0006,053
Salaries and employee benefits$1,057,0005,755
Premises and equipment expense$334,0005,180
Additional noninterest expense$554,0006,651
Pre-tax net operating income$1,045,0005,582
Securities gains (losses)$04,148
Applicable income taxes$288,0005,966
Income before extraordinary items$757,0005,486
Extraordinary gains, net$053
Net income$757,0005,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,862
Cash dividends$678,0002,811
Sale, conversion, retirement of capital stock, net$0953
Net operating income$757,0005,433
1995-12-31 (YTD Data)Rank
Total interest income$4,804,0006,166
Total interest expense$2,243,0005,991
Net interest income$2,561,0006,204
Provision for loan and lease losses$115,0004,295
Total noninterest income$510,0005,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$422,0003,187
Trading account gains and feesNANA
Additional Noninterest Income$88,0007,639
Total noninterest expense$1,915,0006,190
Salaries and employee benefits$1,029,0005,915
Premises and equipment expense$307,0005,528
Additional noninterest expense$579,0006,663
Pre-tax net operating income$1,041,0005,828
Securities gains (losses)$-4,0009,551
Applicable income taxes$308,0005,904
Income before extraordinary items$729,0005,819
Extraordinary gains, net$065
Net income$729,0005,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,528
Cash dividends$727,0002,593
Sale, conversion, retirement of capital stock, net$0809
Net operating income$731,8005,787
1994-12-31 (YTD Data)Rank
Total interest income$4,266,0006,395
Total interest expense$1,867,0005,915
Net interest income$2,399,0006,666
Provision for loan and lease losses$30,0007,083
Total noninterest income$490,0005,370
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$397,0003,398
Trading account gains and feesNANA
Additional Noninterest Income$93,0007,744
Total noninterest expense$1,907,0006,439
Salaries and employee benefits$943,0006,398
Premises and equipment expense$319,0005,448
Additional noninterest expense$645,0006,707
Pre-tax net operating income$952,0006,160
Securities gains (losses)$-22,00010,411
Applicable income taxes$174,0007,835
Income before extraordinary items$756,0005,582
Extraordinary gains, net$0249
Net income$756,0005,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,574
Cash dividends$524,0003,085
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$773,8205,562
1993-12-31 (YTD Data)Rank
Total interest income$4,689,0006,099
Total interest expense$1,914,0006,061
Net interest income$2,775,0006,023
Provision for loan and lease losses$110,0005,504
Total noninterest income$501,0005,591
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$394,0003,487
Trading account gains and feesNANA
Additional Noninterest Income$107,0007,658
Total noninterest expense$1,977,0006,399
Salaries and employee benefits$900,0006,712
Premises and equipment expense$272,0006,311
Additional noninterest expense$805,0005,899
Pre-tax net operating income$1,189,0005,219
Securities gains (losses)$132,0002,136
Applicable income taxes$408,0004,936
Income before extraordinary items$913,0005,038
Extraordinary gains, net$03,149
Net income$913,0005,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0004,663
Cash dividends$2,603,000802
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$821,9205,217
1992-12-31 (YTD Data)Rank
Total interest income$5,019,0006,368
Total interest expense$2,346,0006,297
Net interest income$2,673,0006,264
Provision for loan and lease losses$150,0006,067
Total noninterest income$519,0005,508
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$384,0003,623
Trading account gains and feesNANA
Additional Noninterest Income$135,0007,019
Total noninterest expense$1,902,0006,653
Salaries and employee benefits$905,0006,591
Premises and equipment expense$255,0006,685
Additional noninterest expense$742,0006,470
Pre-tax net operating income$1,140,0005,130
Securities gains (losses)$26,0005,197
Applicable income taxes$324,0005,641
Income before extraordinary items$842,0005,150
Extraordinary gains, net$01,422
Net income$842,0005,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0003,404
Cash dividends$205,0004,929
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$823,2804,947

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.