The Paducah Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$45,632,0001,007
Total interest expense$14,801,000986
Net interest income$30,831,0001,018
Provision for loan and lease losses$750,0001,000
Total noninterest income$7,927,000881
Gross Fiduciary activities income$1,588,000436
Service charges on deposit accounts$1,565,000702
Trading account gains and fees$0123
Additional Noninterest Income$4,774,000905
Total noninterest expense$26,202,000987
Salaries and employee benefits$15,963,000919
Premises and equipment expense$2,839,000919
Additional noninterest expense$4,774,000905
Pre-tax net operating income$11,806,0001,028
Securities gains (losses)$161,000187
Applicable income taxes$03,369
Income before extraordinary items$11,967,000869
Extraordinary gains, net$054
Net income$11,967,000882
Minority interest net income$088
Net income of bank and minority interests.$11,967,000872
Net charge-offs$150,0001,298
Cash dividends$7,870,000580
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,806,000894
2023-09-30 (YTD Data)Rank
Total interest income$33,298,0001,009
Total interest expense$10,256,000976
Net interest income$23,042,0001,020
Provision for loan and lease losses$750,000789
Total noninterest income$5,893,000889
Gross Fiduciary activities income$1,211,000428
Service charges on deposit accounts$1,155,000716
Trading account gains and fees$0125
Additional Noninterest Income$3,527,000929
Total noninterest expense$19,756,000984
Salaries and employee benefits$12,086,000924
Premises and equipment expense$2,163,000913
Additional noninterest expense$3,527,000929
Pre-tax net operating income$8,429,0001,105
Securities gains (losses)$150,000127
Applicable income taxes$03,407
Income before extraordinary items$8,579,000938
Extraordinary gains, net$052
Net income$8,579,000943
Minority interest net income$081
Net income of bank and minority interests.$8,579,000938
Net charge-offs$116,0001,117
Cash dividends$5,252,000582
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,429,000972
2023-06-30 (YTD Data)Rank
Total interest income$21,576,0001,008
Total interest expense$6,218,000953
Net interest income$15,358,0001,027
Provision for loan and lease losses$600,000689
Total noninterest income$3,801,000868
Gross Fiduciary activities income$791,000424
Service charges on deposit accounts$764,000711
Trading account gains and fees$0112
Additional Noninterest Income$2,246,000885
Total noninterest expense$13,099,000975
Salaries and employee benefits$8,024,000913
Premises and equipment expense$1,376,000937
Additional noninterest expense$2,246,000884
Pre-tax net operating income$5,460,0001,136
Securities gains (losses)$90,000183
Applicable income taxes$03,436
Income before extraordinary items$5,550,000979
Extraordinary gains, net$051
Net income$5,550,000992
Minority interest net income$081
Net income of bank and minority interests.$5,550,000979
Net charge-offs$83,000992
Cash dividends$3,543,000569
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,460,000997
2023-03-31 (YTD Data)Rank
Total interest income$10,516,0001,016
Total interest expense$2,835,000931
Net interest income$7,681,0001,026
Provision for loan and lease losses$300,000662
Total noninterest income$1,844,000885
Gross Fiduciary activities income$393,000438
Service charges on deposit accounts$395,000695
Trading account gains and fees$097
Additional Noninterest Income$1,056,000925
Total noninterest expense$6,549,000994
Salaries and employee benefits$4,000,000933
Premises and equipment expense$628,0001,023
Additional noninterest expense$1,056,000925
Pre-tax net operating income$2,676,0001,170
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,676,0001,022
Extraordinary gains, net$04
Net income$2,676,0001,021
Minority interest net income$048
Net income of bank and minority interests.$2,676,0001,021
Net charge-offs$34,000931
Cash dividends$1,819,000527
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,676,0001,035
2022-12-31 (YTD Data)Rank
Total interest income$33,060,0001,056
Total interest expense$3,571,0001,021
Net interest income$29,489,0001,043
Provision for loan and lease losses$720,0001,004
Total noninterest income$7,874,000890
Gross Fiduciary activities income$1,255,000476
Service charges on deposit accounts$1,623,000688
Trading account gains and fees$0116
Additional Noninterest Income$4,996,000916
Total noninterest expense$24,926,0001,009
Salaries and employee benefits$15,062,000951
Premises and equipment expense$2,755,000931
Additional noninterest expense$4,996,000916
Pre-tax net operating income$11,717,0001,135
Securities gains (losses)$-648,0004,376
Applicable income taxes$03,596
Income before extraordinary items$11,069,0001,021
Extraordinary gains, net$05
Net income$11,069,0001,021
Minority interest net income$063
Net income of bank and minority interests.$11,069,0001,021
Net charge-offs$93,0001,264
Cash dividends$14,111,000361
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,717,0001,004
2022-09-30 (YTD Data)Rank
Total interest income$23,577,0001,062
Total interest expense$1,732,0001,155
Net interest income$21,845,0001,045
Provision for loan and lease losses$540,000932
Total noninterest income$6,201,000878
Gross Fiduciary activities income$1,097,000462
Service charges on deposit accounts$1,218,000694
Trading account gains and fees$0111
Additional Noninterest Income$3,886,000904
Total noninterest expense$18,490,0001,021
Salaries and employee benefits$11,192,000954
Premises and equipment expense$2,012,000942
Additional noninterest expense$3,886,000904
Pre-tax net operating income$9,016,0001,109
Securities gains (losses)$-504,0004,486
Applicable income taxes$03,603
Income before extraordinary items$8,512,0001,003
Extraordinary gains, net$04
Net income$8,512,0001,002
Minority interest net income$057
Net income of bank and minority interests.$8,512,0001,003
Net charge-offs$50,0001,217
Cash dividends$12,468,000300
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,016,000989
2022-06-30 (YTD Data)Rank
Total interest income$15,014,0001,060
Total interest expense$747,0001,430
Net interest income$14,267,0001,032
Provision for loan and lease losses$360,000836
Total noninterest income$4,139,000865
Gross Fiduciary activities income$672,000435
Service charges on deposit accounts$798,000711
Trading account gains and fees$0108
Additional Noninterest Income$2,669,000901
Total noninterest expense$12,151,0001,014
Salaries and employee benefits$7,381,000955
Premises and equipment expense$1,262,000989
Additional noninterest expense$3,508,0001,036
Pre-tax net operating income$5,895,0001,079
Securities gains (losses)$-262,0004,498
Applicable income taxes$03,564
Income before extraordinary items$5,633,000962
Extraordinary gains, net$04
Net income$5,633,000961
Minority interest net income$060
Net income of bank and minority interests.$5,633,000962
Net charge-offs$25,0001,244
Cash dividends$10,628,000251
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,895,000942
2022-03-31 (YTD Data)Rank
Total interest income$7,227,0001,070
Total interest expense$331,0001,542
Net interest income$6,896,0001,031
Provision for loan and lease losses$180,000691
Total noninterest income$2,076,000864
Gross Fiduciary activities income$304,000454
Service charges on deposit accounts$404,000693
Trading account gains and fees$0103
Additional Noninterest Income$1,368,000892
Total noninterest expense$5,919,0001,027
Salaries and employee benefits$3,661,000961
Premises and equipment expense$519,0001,165
Additional noninterest expense$1,739,0001,031
Pre-tax net operating income$2,873,0001,042
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,873,000916
Extraordinary gains, net$04
Net income$2,873,000916
Minority interest net income$050
Net income of bank and minority interests.$2,873,000916
Net charge-offs$17,0001,013
Cash dividends$1,913,000493
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,873,000925
2021-12-31 (YTD Data)Rank
Total interest income$30,839,0001,030
Total interest expense$1,890,0001,382
Net interest income$28,949,0001,006
Provision for loan and lease losses$615,000865
Total noninterest income$8,928,000904
Gross Fiduciary activities income$1,212,000448
Service charges on deposit accounts$1,489,000695
Trading account gains and fees$0132
Additional Noninterest Income$6,227,000927
Total noninterest expense$22,820,0001,058
Salaries and employee benefits$13,632,0001,017
Premises and equipment expense$2,847,000903
Additional noninterest expense$6,341,0001,101
Pre-tax net operating income$14,442,000961
Securities gains (losses)$46,0001,163
Applicable income taxes$03,710
Income before extraordinary items$14,488,000844
Extraordinary gains, net$010
Net income$14,488,000845
Minority interest net income$074
Net income of bank and minority interests.$14,488,000845
Net charge-offs$482,000651
Cash dividends$9,222,000511
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,442,000832
2021-09-30 (YTD Data)Rank
Total interest income$23,210,0001,048
Total interest expense$1,544,0001,367
Net interest income$21,666,0001,017
Provision for loan and lease losses$615,000686
Total noninterest income$6,877,000914
Gross Fiduciary activities income$893,000444
Service charges on deposit accounts$1,104,000693
Trading account gains and fees$0132
Additional Noninterest Income$4,880,000915
Total noninterest expense$16,932,0001,070
Salaries and employee benefits$10,052,0001,051
Premises and equipment expense$2,139,000918
Additional noninterest expense$4,741,0001,096
Pre-tax net operating income$10,996,000985
Securities gains (losses)$21,0001,375
Applicable income taxes$03,719
Income before extraordinary items$11,017,000873
Extraordinary gains, net$08
Net income$11,017,000873
Minority interest net income$069
Net income of bank and minority interests.$11,017,000873
Net charge-offs$441,000542
Cash dividends$2,196,0001,096
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,996,000855
2021-06-30 (YTD Data)Rank
Total interest income$15,337,0001,044
Total interest expense$1,166,0001,277
Net interest income$14,171,0001,021
Provision for loan and lease losses$542,000565
Total noninterest income$4,471,000926
Gross Fiduciary activities income$540,000458
Service charges on deposit accounts$727,000670
Trading account gains and fees$0133
Additional Noninterest Income$3,204,000925
Total noninterest expense$11,092,0001,082
Salaries and employee benefits$6,623,0001,054
Premises and equipment expense$1,320,000969
Additional noninterest expense$3,149,0001,091
Pre-tax net operating income$7,008,0001,020
Securities gains (losses)$20,0001,185
Applicable income taxes$03,702
Income before extraordinary items$7,028,000890
Extraordinary gains, net$06
Net income$7,028,000890
Minority interest net income$067
Net income of bank and minority interests.$7,028,000890
Net charge-offs$321,000500
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,008,000871
2021-03-31 (YTD Data)Rank
Total interest income$7,631,0001,040
Total interest expense$655,0001,210
Net interest income$6,976,0001,029
Provision for loan and lease losses$318,000524
Total noninterest income$2,165,000950
Gross Fiduciary activities income$266,000459
Service charges on deposit accounts$378,000639
Trading account gains and fees$0127
Additional Noninterest Income$1,521,000970
Total noninterest expense$5,389,0001,094
Salaries and employee benefits$3,227,0001,064
Premises and equipment expense$607,0001,030
Additional noninterest expense$1,555,0001,084
Pre-tax net operating income$3,434,0001,037
Securities gains (losses)$-1,0004,533
Applicable income taxes$03,613
Income before extraordinary items$3,433,000919
Extraordinary gains, net$03
Net income$3,433,000919
Minority interest net income$055
Net income of bank and minority interests.$3,433,000919
Net charge-offs$222,000411
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,434,000900
2020-12-31 (YTD Data)Rank
Total interest income$32,323,000991
Total interest expense$4,298,0001,088
Net interest income$28,025,000970
Provision for loan and lease losses$3,360,000735
Total noninterest income$8,381,000905
Gross Fiduciary activities income$1,017,000454
Service charges on deposit accounts$1,530,000651
Trading account gains and fees$0133
Additional Noninterest Income$5,834,000918
Total noninterest expense$21,742,0001,044
Salaries and employee benefits$12,739,0001,032
Premises and equipment expense$2,432,0001,007
Additional noninterest expense$6,571,0001,029
Pre-tax net operating income$11,304,000959
Securities gains (losses)$559,000561
Applicable income taxes$03,697
Income before extraordinary items$11,863,000817
Extraordinary gains, net$04
Net income$11,863,000818
Minority interest net income$072
Net income of bank and minority interests.$11,863,000817
Net charge-offs$285,0001,325
Cash dividends$7,630,000561
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,304,000811
2020-09-30 (YTD Data)Rank
Total interest income$24,039,000998
Total interest expense$3,516,0001,068
Net interest income$20,523,000985
Provision for loan and lease losses$2,295,000823
Total noninterest income$6,211,000886
Gross Fiduciary activities income$746,000456
Service charges on deposit accounts$1,141,000650
Trading account gains and fees$0125
Additional Noninterest Income$4,324,000894
Total noninterest expense$16,168,0001,043
Salaries and employee benefits$9,527,0001,018
Premises and equipment expense$1,779,0001,019
Additional noninterest expense$4,862,0001,032
Pre-tax net operating income$8,271,000944
Securities gains (losses)$483,000510
Applicable income taxes$03,696
Income before extraordinary items$8,754,000799
Extraordinary gains, net$04
Net income$8,754,000799
Minority interest net income$065
Net income of bank and minority interests.$8,754,000799
Net charge-offs$138,0001,468
Cash dividends$4,183,000647
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,271,000805
2020-06-30 (YTD Data)Rank
Total interest income$15,671,0001,030
Total interest expense$2,602,0001,048
Net interest income$13,069,0001,021
Provision for loan and lease losses$1,310,000923
Total noninterest income$3,995,000857
Gross Fiduciary activities income$488,000460
Service charges on deposit accounts$763,000661
Trading account gains and fees$0123
Additional Noninterest Income$2,744,000875
Total noninterest expense$10,655,0001,040
Salaries and employee benefits$6,300,0001,021
Premises and equipment expense$1,118,0001,063
Additional noninterest expense$3,237,0001,027
Pre-tax net operating income$5,099,000940
Securities gains (losses)$484,000374
Applicable income taxes$03,655
Income before extraordinary items$5,583,000760
Extraordinary gains, net$04
Net income$5,583,000760
Minority interest net income$065
Net income of bank and minority interests.$5,583,000760
Net charge-offs$202,0001,005
Cash dividends$2,583,000659
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,099,000799
2020-03-31 (YTD Data)Rank
Total interest income$7,662,0001,054
Total interest expense$1,537,000994
Net interest income$6,125,0001,063
Provision for loan and lease losses$290,0001,227
Total noninterest income$1,960,000822
Gross Fiduciary activities income$251,000462
Service charges on deposit accounts$463,000650
Trading account gains and fees$0106
Additional Noninterest Income$1,246,000834
Total noninterest expense$5,316,0001,051
Salaries and employee benefits$3,102,0001,041
Premises and equipment expense$517,0001,158
Additional noninterest expense$1,697,0001,009
Pre-tax net operating income$2,479,000891
Securities gains (losses)$-1,0004,671
Applicable income taxes$03,513
Income before extraordinary items$2,478,000776
Extraordinary gains, net$04
Net income$2,478,000776
Minority interest net income$056
Net income of bank and minority interests.$2,478,000776
Net charge-offs$87,000946
Cash dividends$1,318,000672
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,479,000759
2019-12-31 (YTD Data)Rank
Total interest income$30,395,0001,074
Total interest expense$6,755,000954
Net interest income$23,640,0001,095
Provision for loan and lease losses$1,620,000616
Total noninterest income$8,529,000773
Gross Fiduciary activities income$1,027,000451
Service charges on deposit accounts$1,906,000662
Trading account gains and fees$0135
Additional Noninterest Income$5,596,000766
Total noninterest expense$20,320,0001,073
Salaries and employee benefits$11,550,0001,078
Premises and equipment expense$2,201,0001,085
Additional noninterest expense$6,569,0001,020
Pre-tax net operating income$10,229,0001,041
Securities gains (losses)$562,000329
Applicable income taxes$03,859
Income before extraordinary items$10,791,000886
Extraordinary gains, net$011
Net income$10,791,000887
Minority interest net income$076
Net income of bank and minority interests.$10,791,000887
Net charge-offs$767,000795
Cash dividends$6,153,000681
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,229,000898
2019-09-30 (YTD Data)Rank
Total interest income$22,439,0001,089
Total interest expense$5,069,000963
Net interest income$17,370,0001,117
Provision for loan and lease losses$820,000809
Total noninterest income$5,428,000877
Gross Fiduciary activities income$710,000465
Service charges on deposit accounts$1,433,000656
Trading account gains and fees$0129
Additional Noninterest Income$3,285,000899
Total noninterest expense$15,115,0001,077
Salaries and employee benefits$8,567,0001,087
Premises and equipment expense$1,615,0001,110
Additional noninterest expense$4,933,0001,011
Pre-tax net operating income$6,863,0001,150
Securities gains (losses)$566,000285
Applicable income taxes$03,902
Income before extraordinary items$7,429,000965
Extraordinary gains, net$011
Net income$7,429,000966
Minority interest net income$072
Net income of bank and minority interests.$7,429,000966
Net charge-offs$498,000766
Cash dividends$4,612,000652
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,863,0001,007
2019-06-30 (YTD Data)Rank
Total interest income$14,647,0001,101
Total interest expense$3,286,000977
Net interest income$11,361,0001,132
Provision for loan and lease losses$520,000830
Total noninterest income$3,610,000864
Gross Fiduciary activities income$477,000464
Service charges on deposit accounts$946,000654
Trading account gains and fees$0131
Additional Noninterest Income$2,187,000869
Total noninterest expense$9,997,0001,084
Salaries and employee benefits$5,679,0001,087
Premises and equipment expense$1,052,0001,133
Additional noninterest expense$3,266,0001,019
Pre-tax net operating income$4,454,0001,144
Securities gains (losses)$513,000220
Applicable income taxes$03,901
Income before extraordinary items$4,967,000926
Extraordinary gains, net$011
Net income$4,967,000926
Minority interest net income$069
Net income of bank and minority interests.$4,967,000926
Net charge-offs$349,000711
Cash dividends$2,750,000698
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,454,000997
2019-03-31 (YTD Data)Rank
Total interest income$7,150,0001,116
Total interest expense$1,545,000996
Net interest income$5,605,0001,142
Provision for loan and lease losses$240,000816
Total noninterest income$1,781,000845
Gross Fiduciary activities income$236,000469
Service charges on deposit accounts$480,000638
Trading account gains and fees$0126
Additional Noninterest Income$1,065,000866
Total noninterest expense$4,957,0001,083
Salaries and employee benefits$2,823,0001,091
Premises and equipment expense$480,0001,247
Additional noninterest expense$1,654,000997
Pre-tax net operating income$2,189,0001,135
Securities gains (losses)$2,000961
Applicable income taxes$03,800
Income before extraordinary items$2,191,0001,006
Extraordinary gains, net$05
Net income$2,191,0001,005
Minority interest net income$052
Net income of bank and minority interests.$2,191,0001,005
Net charge-offs$156,000715
Cash dividends$1,381,000674
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,189,000981
2018-12-31 (YTD Data)Rank
Total interest income$26,827,0001,106
Total interest expense$4,114,0001,106
Net interest income$22,713,0001,119
Provision for loan and lease losses$725,0001,120
Total noninterest income$7,107,000876
Gross Fiduciary activities income$935,000478
Service charges on deposit accounts$2,104,000605
Trading account gains and fees$0126
Additional Noninterest Income$4,068,000906
Total noninterest expense$19,682,0001,078
Salaries and employee benefits$10,941,0001,099
Premises and equipment expense$2,067,0001,138
Additional noninterest expense$6,674,0001,003
Pre-tax net operating income$9,413,0001,091
Securities gains (losses)$-10,0004,411
Applicable income taxes$03,978
Income before extraordinary items$9,403,000961
Extraordinary gains, net$06
Net income$9,403,000960
Minority interest net income$072
Net income of bank and minority interests.$9,403,000960
Net charge-offs$748,000745
Cash dividends$8,307,000489
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,413,000958
2018-09-30 (YTD Data)Rank
Total interest income$19,847,0001,107
Total interest expense$2,778,0001,148
Net interest income$17,069,0001,108
Provision for loan and lease losses$575,0001,012
Total noninterest income$5,580,000849
Gross Fiduciary activities income$669,000481
Service charges on deposit accounts$1,582,000602
Trading account gains and fees$0138
Additional Noninterest Income$3,329,000876
Total noninterest expense$14,857,0001,078
Salaries and employee benefits$8,171,0001,103
Premises and equipment expense$1,592,0001,112
Additional noninterest expense$5,094,000981
Pre-tax net operating income$7,217,0001,080
Securities gains (losses)$-7,0004,683
Applicable income taxes$04,032
Income before extraordinary items$7,210,000957
Extraordinary gains, net$05
Net income$7,210,000955
Minority interest net income$066
Net income of bank and minority interests.$7,210,000956
Net charge-offs$595,000646
Cash dividends$6,850,000429
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,217,000950
2018-06-30 (YTD Data)Rank
Total interest income$13,020,0001,116
Total interest expense$1,680,0001,182
Net interest income$11,340,0001,109
Provision for loan and lease losses$425,000933
Total noninterest income$3,660,000855
Gross Fiduciary activities income$447,000475
Service charges on deposit accounts$1,043,000607
Trading account gains and fees$0130
Additional Noninterest Income$2,170,000893
Total noninterest expense$9,749,0001,086
Salaries and employee benefits$5,344,0001,126
Premises and equipment expense$1,018,0001,161
Additional noninterest expense$3,387,000971
Pre-tax net operating income$4,826,0001,052
Securities gains (losses)$-6,0004,894
Applicable income taxes$04,018
Income before extraordinary items$4,820,000942
Extraordinary gains, net$06
Net income$4,820,000940
Minority interest net income$065
Net income of bank and minority interests.$4,820,000941
Net charge-offs$405,000599
Cash dividends$5,300,000363
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,826,000933
2018-03-31 (YTD Data)Rank
Total interest income$6,431,0001,126
Total interest expense$760,0001,230
Net interest income$5,671,0001,112
Provision for loan and lease losses$225,000854
Total noninterest income$1,750,000876
Gross Fiduciary activities income$227,000484
Service charges on deposit accounts$529,000598
Trading account gains and fees$0123
Additional Noninterest Income$994,000941
Total noninterest expense$4,856,0001,092
Salaries and employee benefits$2,651,0001,139
Premises and equipment expense$474,0001,258
Additional noninterest expense$1,731,000938
Pre-tax net operating income$2,340,0001,059
Securities gains (losses)$-12,0005,248
Applicable income taxes$03,948
Income before extraordinary items$2,328,000941
Extraordinary gains, net$07
Net income$2,328,000941
Minority interest net income$052
Net income of bank and minority interests.$2,328,000941
Net charge-offs$279,000440
Cash dividends$1,520,000520
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,340,000928
2017-12-31 (YTD Data)Rank
Total interest income$25,514,0001,100
Total interest expense$2,081,0001,492
Net interest income$23,433,0001,064
Provision for loan and lease losses$900,000974
Total noninterest income$7,041,000875
Gross Fiduciary activities income$941,000466
Service charges on deposit accounts$2,176,000587
Trading account gains and fees$0151
Additional Noninterest Income$3,924,000966
Total noninterest expense$19,131,0001,097
Salaries and employee benefits$10,589,0001,109
Premises and equipment expense$1,876,0001,239
Additional noninterest expense$6,666,000977
Pre-tax net operating income$10,443,000955
Securities gains (losses)$194,000407
Applicable income taxes$04,135
Income before extraordinary items$10,637,000714
Extraordinary gains, net$09
Net income$10,637,000713
Minority interest net income$076
Net income of bank and minority interests.$10,637,000714
Net charge-offs$467,0001,140
Cash dividends$8,372,000432
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,443,000716
2017-09-30 (YTD Data)Rank
Total interest income$18,935,0001,112
Total interest expense$1,438,0001,568
Net interest income$17,497,0001,072
Provision for loan and lease losses$675,000944
Total noninterest income$5,309,000889
Gross Fiduciary activities income$709,000470
Service charges on deposit accounts$1,626,000588
Trading account gains and fees$0145
Additional Noninterest Income$2,974,000977
Total noninterest expense$14,448,0001,092
Salaries and employee benefits$7,996,0001,112
Premises and equipment expense$1,444,0001,224
Additional noninterest expense$5,008,000971
Pre-tax net operating income$7,683,000991
Securities gains (losses)$239,000327
Applicable income taxes$04,172
Income before extraordinary items$7,922,000774
Extraordinary gains, net$09
Net income$7,922,000773
Minority interest net income$071
Net income of bank and minority interests.$7,922,000774
Net charge-offs$375,000971
Cash dividends$6,351,000411
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,683,000777
2017-06-30 (YTD Data)Rank
Total interest income$12,426,0001,117
Total interest expense$838,0001,710
Net interest income$11,588,0001,074
Provision for loan and lease losses$450,000912
Total noninterest income$3,454,000905
Gross Fiduciary activities income$435,000484
Service charges on deposit accounts$1,076,000583
Trading account gains and fees$0139
Additional Noninterest Income$1,943,000993
Total noninterest expense$9,581,0001,104
Salaries and employee benefits$5,300,0001,124
Premises and equipment expense$955,0001,238
Additional noninterest expense$3,326,000974
Pre-tax net operating income$5,011,000990
Securities gains (losses)$230,000264
Applicable income taxes$04,189
Income before extraordinary items$5,241,000770
Extraordinary gains, net$011
Net income$5,241,000769
Minority interest net income$071
Net income of bank and minority interests.$5,241,000770
Net charge-offs$168,0001,167
Cash dividends$4,586,000388
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,011,000781
2017-03-31 (YTD Data)Rank
Total interest income$6,068,0001,129
Total interest expense$357,0001,925
Net interest income$5,711,0001,079
Provision for loan and lease losses$225,000857
Total noninterest income$1,733,000894
Gross Fiduciary activities income$219,000487
Service charges on deposit accounts$551,000576
Trading account gains and fees$0142
Additional Noninterest Income$963,000983
Total noninterest expense$4,709,0001,123
Salaries and employee benefits$2,610,0001,151
Premises and equipment expense$444,0001,328
Additional noninterest expense$1,655,000967
Pre-tax net operating income$2,510,000958
Securities gains (losses)$235,000145
Applicable income taxes$04,086
Income before extraordinary items$2,745,000714
Extraordinary gains, net$08
Net income$2,745,000714
Minority interest net income$055
Net income of bank and minority interests.$2,745,000714
Net charge-offs$86,0001,009
Cash dividends$2,791,000310
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,510,000759
2016-12-31 (YTD Data)Rank
Total interest income$23,905,0001,106
Total interest expense$1,042,0002,352
Net interest income$22,863,0001,043
Provision for loan and lease losses$940,000956
Total noninterest income$6,920,000911
Gross Fiduciary activities income$873,000481
Service charges on deposit accounts$2,171,000599
Trading account gains and fees$0170
Additional Noninterest Income$3,876,0001,002
Total noninterest expense$18,533,0001,126
Salaries and employee benefits$10,193,0001,133
Premises and equipment expense$1,897,0001,238
Additional noninterest expense$6,443,0001,016
Pre-tax net operating income$10,310,000907
Securities gains (losses)$35,0002,061
Applicable income taxes$04,278
Income before extraordinary items$10,345,000746
Extraordinary gains, net$05
Net income$10,345,000744
Minority interest net income$082
Net income of bank and minority interests.$10,345,000745
Net charge-offs$644,000917
Cash dividends$9,900,000388
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,310,000733
2016-09-30 (YTD Data)Rank
Total interest income$17,841,0001,114
Total interest expense$760,0002,399
Net interest income$17,081,0001,051
Provision for loan and lease losses$675,000934
Total noninterest income$5,216,000904
Gross Fiduciary activities income$670,000476
Service charges on deposit accounts$1,615,000605
Trading account gains and fees$0169
Additional Noninterest Income$2,931,0001,005
Total noninterest expense$13,915,0001,121
Salaries and employee benefits$7,610,0001,134
Premises and equipment expense$1,429,0001,239
Additional noninterest expense$4,876,0001,010
Pre-tax net operating income$7,707,000919
Securities gains (losses)$44,0001,850
Applicable income taxes$04,325
Income before extraordinary items$7,751,000746
Extraordinary gains, net$05
Net income$7,751,000746
Minority interest net income$071
Net income of bank and minority interests.$7,751,000746
Net charge-offs$372,000988
Cash dividends$8,118,000345
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,707,000727
2016-06-30 (YTD Data)Rank
Total interest income$11,860,0001,118
Total interest expense$495,0002,441
Net interest income$11,365,0001,050
Provision for loan and lease losses$450,000927
Total noninterest income$3,327,000924
Gross Fiduciary activities income$415,000490
Service charges on deposit accounts$1,064,000600
Trading account gains and fees$0157
Additional Noninterest Income$1,848,0001,027
Total noninterest expense$9,140,0001,137
Salaries and employee benefits$4,966,0001,158
Premises and equipment expense$939,0001,257
Additional noninterest expense$3,235,0001,015
Pre-tax net operating income$5,102,000917
Securities gains (losses)$49,0001,440
Applicable income taxes$04,338
Income before extraordinary items$5,151,000737
Extraordinary gains, net$016
Net income$5,151,000736
Minority interest net income$071
Net income of bank and minority interests.$5,151,000736
Net charge-offs$94,0001,678
Cash dividends$5,318,000348
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,102,000718
2016-03-31 (YTD Data)Rank
Total interest income$5,875,0001,127
Total interest expense$232,0002,560
Net interest income$5,643,0001,056
Provision for loan and lease losses$225,000871
Total noninterest income$1,617,000907
Gross Fiduciary activities income$201,000500
Service charges on deposit accounts$536,000593
Trading account gains and fees$0142
Additional Noninterest Income$880,0001,026
Total noninterest expense$4,562,0001,140
Salaries and employee benefits$2,475,0001,170
Premises and equipment expense$457,0001,280
Additional noninterest expense$1,630,000999
Pre-tax net operating income$2,473,000917
Securities gains (losses)$51,000815
Applicable income taxes$04,259
Income before extraordinary items$2,524,000725
Extraordinary gains, net$012
Net income$2,524,000723
Minority interest net income$062
Net income of bank and minority interests.$2,524,000724
Net charge-offs$51,0001,416
Cash dividends$2,835,000329
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,473,000716
2015-12-31 (YTD Data)Rank
Total interest income$22,398,0001,138
Total interest expense$732,0002,978
Net interest income$21,666,0001,054
Provision for loan and lease losses$720,0001,044
Total noninterest income$6,627,000928
Gross Fiduciary activities income$852,000497
Service charges on deposit accounts$2,013,000651
Trading account gains and fees$0159
Additional Noninterest Income$3,762,0001,002
Total noninterest expense$17,718,0001,138
Salaries and employee benefits$9,746,0001,157
Premises and equipment expense$1,909,0001,229
Additional noninterest expense$6,063,0001,077
Pre-tax net operating income$9,855,000904
Securities gains (losses)$216,000701
Applicable income taxes$04,402
Income before extraordinary items$10,071,000731
Extraordinary gains, net$023
Net income$10,071,000731
Minority interest net income$081
Net income of bank and minority interests.$10,071,000731
Net charge-offs$1,051,000655
Cash dividends$6,873,000511
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,855,000729
2015-09-30 (YTD Data)Rank
Total interest income$16,679,0001,157
Total interest expense$544,0003,030
Net interest income$16,135,0001,068
Provision for loan and lease losses$505,0001,029
Total noninterest income$5,251,000895
Gross Fiduciary activities income$645,000493
Service charges on deposit accounts$1,458,000674
Trading account gains and fees$0153
Additional Noninterest Income$3,148,000925
Total noninterest expense$13,286,0001,145
Salaries and employee benefits$7,260,0001,169
Premises and equipment expense$1,459,0001,224
Additional noninterest expense$4,567,0001,074
Pre-tax net operating income$7,595,000895
Securities gains (losses)$108,000995
Applicable income taxes$04,489
Income before extraordinary items$7,703,000716
Extraordinary gains, net$021
Net income$7,703,000714
Minority interest net income$078
Net income of bank and minority interests.$7,703,000716
Net charge-offs$778,000613
Cash dividends$5,097,000474
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,595,000709
2015-06-30 (YTD Data)Rank
Total interest income$11,231,0001,144
Total interest expense$369,0003,020
Net interest income$10,862,0001,058
Provision for loan and lease losses$350,0001,003
Total noninterest income$3,436,000908
Gross Fiduciary activities income$437,000495
Service charges on deposit accounts$890,000742
Trading account gains and fees$0157
Additional Noninterest Income$2,109,000930
Total noninterest expense$8,734,0001,160
Salaries and employee benefits$4,832,0001,168
Premises and equipment expense$938,0001,274
Additional noninterest expense$2,964,0001,095
Pre-tax net operating income$5,214,000857
Securities gains (losses)$116,000772
Applicable income taxes$04,497
Income before extraordinary items$5,330,000688
Extraordinary gains, net$022
Net income$5,330,000685
Minority interest net income$075
Net income of bank and minority interests.$5,330,000688
Net charge-offs$385,000787
Cash dividends$3,414,000459
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,214,000684
2015-03-31 (YTD Data)Rank
Total interest income$5,620,0001,140
Total interest expense$187,0003,032
Net interest income$5,433,0001,052
Provision for loan and lease losses$180,000957
Total noninterest income$1,642,000908
Gross Fiduciary activities income$225,000498
Service charges on deposit accounts$423,000754
Trading account gains and fees$0152
Additional Noninterest Income$994,000928
Total noninterest expense$4,290,0001,187
Salaries and employee benefits$2,377,0001,184
Premises and equipment expense$464,0001,290
Additional noninterest expense$1,449,0001,108
Pre-tax net operating income$2,605,000831
Securities gains (losses)$55,000806
Applicable income taxes$04,400
Income before extraordinary items$2,660,000672
Extraordinary gains, net$013
Net income$2,660,000670
Minority interest net income$064
Net income of bank and minority interests.$2,660,000672
Net charge-offs$60,0001,434
Cash dividends$1,695,000426
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,605,000670
2014-12-31 (YTD Data)Rank
Total interest income$22,608,0001,134
Total interest expense$858,0002,896
Net interest income$21,750,0001,038
Provision for loan and lease losses$610,0001,260
Total noninterest income$6,194,000942
Gross Fiduciary activities income$856,000501
Service charges on deposit accounts$1,955,000697
Trading account gains and fees$0180
Additional Noninterest Income$3,383,0001,016
Total noninterest expense$17,049,0001,171
Salaries and employee benefits$9,404,0001,158
Premises and equipment expense$1,934,0001,238
Additional noninterest expense$5,711,0001,148
Pre-tax net operating income$10,285,000806
Securities gains (losses)$181,000854
Applicable income taxes$04,531
Income before extraordinary items$10,466,000652
Extraordinary gains, net$017
Net income$10,466,000651
Minority interest net income$084
Net income of bank and minority interests.$10,466,000652
Net charge-offs$688,0001,176
Cash dividends$7,277,000439
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,285,000652
2014-09-30 (YTD Data)Rank
Total interest income$16,950,0001,146
Total interest expense$655,0002,897
Net interest income$16,295,0001,046
Provision for loan and lease losses$410,0001,352
Total noninterest income$4,579,000942
Gross Fiduciary activities income$636,000500
Service charges on deposit accounts$1,491,000677
Trading account gains and fees$0174
Additional Noninterest Income$2,452,0001,050
Total noninterest expense$12,849,0001,179
Salaries and employee benefits$7,052,0001,161
Premises and equipment expense$1,479,0001,219
Additional noninterest expense$4,318,0001,146
Pre-tax net operating income$7,615,000825
Securities gains (losses)$191,000657
Applicable income taxes$04,583
Income before extraordinary items$7,806,000657
Extraordinary gains, net$015
Net income$7,806,000654
Minority interest net income$081
Net income of bank and minority interests.$7,806,000655
Net charge-offs$336,0001,504
Cash dividends$5,484,000411
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,615,000661
2014-06-30 (YTD Data)Rank
Total interest income$11,229,0001,148
Total interest expense$450,0002,867
Net interest income$10,779,0001,047
Provision for loan and lease losses$275,0001,371
Total noninterest income$2,987,000938
Gross Fiduciary activities income$431,000495
Service charges on deposit accounts$973,000679
Trading account gains and fees$0172
Additional Noninterest Income$1,583,0001,054
Total noninterest expense$8,433,0001,191
Salaries and employee benefits$4,629,0001,172
Premises and equipment expense$972,0001,246
Additional noninterest expense$2,832,0001,147
Pre-tax net operating income$5,058,000800
Securities gains (losses)$133,000642
Applicable income taxes$04,568
Income before extraordinary items$5,191,000631
Extraordinary gains, net$020
Net income$5,191,000630
Minority interest net income$080
Net income of bank and minority interests.$5,191,000631
Net charge-offs$190,0001,629
Cash dividends$2,902,000491
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,058,000632
2014-03-31 (YTD Data)Rank
Total interest income$5,588,0001,147
Total interest expense$230,0002,849
Net interest income$5,358,0001,053
Provision for loan and lease losses$150,0001,189
Total noninterest income$1,366,000986
Gross Fiduciary activities income$201,000520
Service charges on deposit accounts$473,000681
Trading account gains and fees$0147
Additional Noninterest Income$692,0001,139
Total noninterest expense$4,253,0001,197
Salaries and employee benefits$2,337,0001,173
Premises and equipment expense$465,0001,320
Additional noninterest expense$1,451,0001,103
Pre-tax net operating income$2,321,000853
Securities gains (losses)$36,000763
Applicable income taxes$04,445
Income before extraordinary items$2,357,000666
Extraordinary gains, net$016
Net income$2,357,000666
Minority interest net income$066
Net income of bank and minority interests.$2,357,000667
Net charge-offs$73,0001,577
Cash dividends$1,459,000448
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,321,000665
2013-12-31 (YTD Data)Rank
Total interest income$22,274,0001,158
Total interest expense$1,129,0002,685
Net interest income$21,145,0001,041
Provision for loan and lease losses$480,0001,898
Total noninterest income$6,026,000987
Gross Fiduciary activities income$888,000478
Service charges on deposit accounts$1,816,000767
Trading account gains and fees$0184
Additional Noninterest Income$3,322,0001,075
Total noninterest expense$17,068,0001,193
Salaries and employee benefits$9,668,0001,128
Premises and equipment expense$1,819,0001,310
Additional noninterest expense$5,581,0001,205
Pre-tax net operating income$9,623,000798
Securities gains (losses)$47,0001,839
Applicable income taxes$04,631
Income before extraordinary items$9,670,000661
Extraordinary gains, net$029
Net income$9,670,000663
Minority interest net income$090
Net income of bank and minority interests.$9,670,000662
Net charge-offs$655,0001,710
Cash dividends$6,165,000477
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,623,000640
2013-09-30 (YTD Data)Rank
Total interest income$16,631,0001,163
Total interest expense$883,0002,683
Net interest income$15,748,0001,050
Provision for loan and lease losses$360,0001,890
Total noninterest income$4,621,000994
Gross Fiduciary activities income$635,000487
Service charges on deposit accounts$1,363,000771
Trading account gains and fees$0180
Additional Noninterest Income$2,623,0001,067
Total noninterest expense$12,815,0001,202
Salaries and employee benefits$7,203,0001,139
Premises and equipment expense$1,341,0001,340
Additional noninterest expense$4,271,0001,172
Pre-tax net operating income$7,194,000821
Securities gains (losses)$98,0001,225
Applicable income taxes$04,713
Income before extraordinary items$7,292,000669
Extraordinary gains, net$025
Net income$7,292,000670
Minority interest net income$084
Net income of bank and minority interests.$7,292,000671
Net charge-offs$392,0001,842
Cash dividends$4,721,000435
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,194,000650
2013-06-30 (YTD Data)Rank
Total interest income$11,072,0001,159
Total interest expense$621,0002,629
Net interest income$10,451,0001,043
Provision for loan and lease losses$240,0001,905
Total noninterest income$3,182,000971
Gross Fiduciary activities income$435,000483
Service charges on deposit accounts$886,000779
Trading account gains and fees$0157
Additional Noninterest Income$1,861,0001,036
Total noninterest expense$8,478,0001,205
Salaries and employee benefits$4,791,0001,142
Premises and equipment expense$887,0001,345
Additional noninterest expense$2,800,0001,187
Pre-tax net operating income$4,915,000781
Securities gains (losses)$45,0001,592
Applicable income taxes$04,679
Income before extraordinary items$4,960,000663
Extraordinary gains, net$022
Net income$4,960,000665
Minority interest net income$082
Net income of bank and minority interests.$4,960,000665
Net charge-offs$215,0002,025
Cash dividends$3,092,000437
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,915,000630
2013-03-31 (YTD Data)Rank
Total interest income$5,551,0001,160
Total interest expense$329,0002,579
Net interest income$5,222,0001,046
Provision for loan and lease losses$120,0001,891
Total noninterest income$1,618,000972
Gross Fiduciary activities income$233,000480
Service charges on deposit accounts$441,000779
Trading account gains and fees$0148
Additional Noninterest Income$944,0001,035
Total noninterest expense$4,200,0001,220
Salaries and employee benefits$2,389,0001,151
Premises and equipment expense$412,0001,477
Additional noninterest expense$1,399,0001,178
Pre-tax net operating income$2,520,000758
Securities gains (losses)$47,000948
Applicable income taxes$04,602
Income before extraordinary items$2,567,000637
Extraordinary gains, net$010
Net income$2,567,000635
Minority interest net income$076
Net income of bank and minority interests.$2,567,000639
Net charge-offs$136,0001,658
Cash dividends$1,585,000369
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,520,000614
2012-12-31 (YTD Data)Rank
Total interest income$23,392,0001,142
Total interest expense$1,947,0002,177
Net interest income$21,445,0001,031
Provision for loan and lease losses$675,0002,309
Total noninterest income$6,892,000907
Gross Fiduciary activities income$780,000508
Service charges on deposit accounts$1,596,000889
Trading account gains and fees$0166
Additional Noninterest Income$4,516,000880
Total noninterest expense$16,884,0001,199
Salaries and employee benefits$9,850,0001,064
Premises and equipment expense$1,995,0001,183
Additional noninterest expense$5,039,0001,344
Pre-tax net operating income$10,778,000675
Securities gains (losses)$333,0001,276
Applicable income taxes$04,751
Income before extraordinary items$11,111,000572
Extraordinary gains, net$029
Net income$11,111,000570
Minority interest net income$093
Net income of bank and minority interests.$11,111,000572
Net charge-offs$758,0002,119
Cash dividends$5,872,000503
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$10,778,000570
2012-09-30 (YTD Data)Rank
Total interest income$17,657,0001,153
Total interest expense$1,588,0002,119
Net interest income$16,069,0001,035
Provision for loan and lease losses$585,0002,071
Total noninterest income$4,754,000961
Gross Fiduciary activities income$570,000512
Service charges on deposit accounts$1,169,000917
Trading account gains and fees$0157
Additional Noninterest Income$3,015,000936
Total noninterest expense$12,615,0001,204
Salaries and employee benefits$7,362,0001,062
Premises and equipment expense$1,511,0001,180
Additional noninterest expense$3,742,0001,360
Pre-tax net operating income$7,623,000739
Securities gains (losses)$254,0001,254
Applicable income taxes$04,802
Income before extraordinary items$7,877,000616
Extraordinary gains, net$020
Net income$7,877,000615
Minority interest net income$086
Net income of bank and minority interests.$7,877,000616
Net charge-offs$518,0002,135
Cash dividends$3,901,000441
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,623,000603
2012-06-30 (YTD Data)Rank
Total interest income$11,794,0001,162
Total interest expense$941,0002,419
Net interest income$10,853,0001,018
Provision for loan and lease losses$390,0002,110
Total noninterest income$3,208,000928
Gross Fiduciary activities income$380,000512
Service charges on deposit accounts$755,000939
Trading account gains and fees$0153
Additional Noninterest Income$2,073,000890
Total noninterest expense$8,387,0001,203
Salaries and employee benefits$4,949,0001,058
Premises and equipment expense$1,017,0001,164
Additional noninterest expense$2,421,0001,406
Pre-tax net operating income$5,284,000698
Securities gains (losses)$118,0001,478
Applicable income taxes$04,770
Income before extraordinary items$5,402,000593
Extraordinary gains, net$019
Net income$5,402,000593
Minority interest net income$084
Net income of bank and minority interests.$5,402,000593
Net charge-offs$322,0002,237
Cash dividends$2,379,000449
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,284,000584
2012-03-31 (YTD Data)Rank
Total interest income$5,881,0001,174
Total interest expense$488,0002,433
Net interest income$5,393,0001,019
Provision for loan and lease losses$195,0002,059
Total noninterest income$1,525,000967
Gross Fiduciary activities income$184,000528
Service charges on deposit accounts$377,000926
Trading account gains and fees$0148
Additional Noninterest Income$964,000928
Total noninterest expense$4,225,0001,183
Salaries and employee benefits$2,516,0001,030
Premises and equipment expense$432,0001,383
Additional noninterest expense$1,277,0001,318
Pre-tax net operating income$2,498,000737
Securities gains (losses)$118,000834
Applicable income taxes$04,704
Income before extraordinary items$2,616,000601
Extraordinary gains, net$019
Net income$2,616,000601
Minority interest net income$078
Net income of bank and minority interests.$2,616,000602
Net charge-offs$42,0003,150
Cash dividends$1,418,000365
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,498,000609
2011-12-31 (YTD Data)Rank
Total interest income$24,081,0001,186
Total interest expense$2,512,0002,305
Net interest income$21,569,0001,016
Provision for loan and lease losses$740,0002,852
Total noninterest income$6,474,000844
Gross Fiduciary activities income$713,000485
Service charges on deposit accounts$1,477,000999
Trading account gains and fees$0146
Additional Noninterest Income$4,284,000795
Total noninterest expense$16,500,0001,196
Salaries and employee benefits$9,986,000983
Premises and equipment expense$2,143,0001,170
Additional noninterest expense$4,371,0001,563
Pre-tax net operating income$10,803,000575
Securities gains (losses)$171,0001,582
Applicable income taxes$04,719
Income before extraordinary items$10,974,000495
Extraordinary gains, net$029
Net income$10,974,000495
Minority interest net income$096
Net income of bank and minority interests.$10,974,000496
Net charge-offs$655,0002,857
Cash dividends$6,502,000335
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,803,000486
2011-09-30 (YTD Data)Rank
Total interest income$18,127,0001,196
Total interest expense$1,984,0002,280
Net interest income$16,143,0001,026
Provision for loan and lease losses$710,0002,424
Total noninterest income$4,707,000885
Gross Fiduciary activities income$536,000480
Service charges on deposit accounts$1,080,0001,030
Trading account gains and fees$0145
Additional Noninterest Income$3,091,000819
Total noninterest expense$12,221,0001,207
Salaries and employee benefits$7,382,0001,000
Premises and equipment expense$1,578,0001,203
Additional noninterest expense$3,261,0001,566
Pre-tax net operating income$7,919,000612
Securities gains (losses)$337,000851
Applicable income taxes$04,740
Income before extraordinary items$8,256,000502
Extraordinary gains, net$021
Net income$8,256,000501
Minority interest net income$087
Net income of bank and minority interests.$8,256,000502
Net charge-offs$418,0002,857
Cash dividends$4,220,000340
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,919,000507
2011-06-30 (YTD Data)Rank
Total interest income$12,059,0001,207
Total interest expense$1,380,0002,272
Net interest income$10,679,0001,037
Provision for loan and lease losses$500,0002,302
Total noninterest income$3,053,000913
Gross Fiduciary activities income$343,000491
Service charges on deposit accounts$688,0001,069
Trading account gains and fees$0153
Additional Noninterest Income$2,022,000828
Total noninterest expense$8,007,0001,246
Salaries and employee benefits$4,887,0001,017
Premises and equipment expense$978,0001,304
Additional noninterest expense$2,142,0001,611
Pre-tax net operating income$5,225,000605
Securities gains (losses)$79,0001,299
Applicable income taxes$04,697
Income before extraordinary items$5,304,000510
Extraordinary gains, net$015
Net income$5,304,000509
Minority interest net income$089
Net income of bank and minority interests.$5,304,000510
Net charge-offs$365,0002,464
Cash dividends$2,592,000350
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,225,000502
2011-03-31 (YTD Data)Rank
Total interest income$5,961,0001,232
Total interest expense$712,0002,278
Net interest income$5,249,0001,051
Provision for loan and lease losses$240,0002,213
Total noninterest income$1,445,000936
Gross Fiduciary activities income$168,000499
Service charges on deposit accounts$338,0001,065
Trading account gains and fees$0158
Additional Noninterest Income$939,000865
Total noninterest expense$3,973,0001,256
Salaries and employee benefits$2,435,0001,027
Premises and equipment expense$440,0001,459
Additional noninterest expense$1,098,0001,573
Pre-tax net operating income$2,481,000648
Securities gains (losses)$46,000790
Applicable income taxes$04,545
Income before extraordinary items$2,527,000527
Extraordinary gains, net$09
Net income$2,527,000526
Minority interest net income$086
Net income of bank and minority interests.$2,527,000527
Net charge-offs$198,0002,132
Cash dividends$1,675,000246
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,481,000523
2010-12-31 (YTD Data)Rank
Total interest income$24,770,0001,245
Total interest expense$3,485,0002,273
Net interest income$21,285,0001,036
Provision for loan and lease losses$900,0003,213
Total noninterest income$7,191,000819
Gross Fiduciary activities income$630,000504
Service charges on deposit accounts$1,903,000792
Trading account gains and fees$0175
Additional Noninterest Income$4,658,000783
Total noninterest expense$16,141,0001,242
Salaries and employee benefits$9,820,000997
Premises and equipment expense$2,116,0001,224
Additional noninterest expense$4,205,0001,710
Pre-tax net operating income$11,435,000477
Securities gains (losses)$-237,0007,331
Applicable income taxes$04,655
Income before extraordinary items$11,198,000404
Extraordinary gains, net$029
Net income$11,198,000403
Minority interest net income$0111
Net income of bank and minority interests.$11,198,000404
Net charge-offs$700,0003,173
Cash dividends$7,660,000227
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$11,435,000381
2010-09-30 (YTD Data)Rank
Total interest income$18,648,0001,262
Total interest expense$2,702,0002,292
Net interest income$15,946,0001,041
Provision for loan and lease losses$780,0002,887
Total noninterest income$5,299,000805
Gross Fiduciary activities income$479,000499
Service charges on deposit accounts$1,550,000743
Trading account gains and fees$0165
Additional Noninterest Income$3,270,000778
Total noninterest expense$11,835,0001,260
Salaries and employee benefits$7,157,0001,015
Premises and equipment expense$1,621,0001,206
Additional noninterest expense$3,057,0001,739
Pre-tax net operating income$8,630,000496
Securities gains (losses)$-13,0007,228
Applicable income taxes$04,726
Income before extraordinary items$8,617,000396
Extraordinary gains, net$023
Net income$8,617,000396
Minority interest net income$0110
Net income of bank and minority interests.$8,617,000397
Net charge-offs$334,0003,588
Cash dividends$5,660,000194
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,630,000382
2010-06-30 (YTD Data)Rank
Total interest income$12,422,0001,278
Total interest expense$1,868,0002,291
Net interest income$10,554,0001,053
Provision for loan and lease losses$600,0002,565
Total noninterest income$3,290,000835
Gross Fiduciary activities income$325,000501
Service charges on deposit accounts$1,136,000675
Trading account gains and fees$0152
Additional Noninterest Income$1,829,000858
Total noninterest expense$7,754,0001,275
Salaries and employee benefits$4,672,0001,045
Premises and equipment expense$1,065,0001,244
Additional noninterest expense$2,017,0001,754
Pre-tax net operating income$5,490,000501
Securities gains (losses)$19,0002,380
Applicable income taxes$04,691
Income before extraordinary items$5,509,000390
Extraordinary gains, net$019
Net income$5,509,000390
Minority interest net income$0105
Net income of bank and minority interests.$5,509,000390
Net charge-offs$230,0003,378
Cash dividends$2,586,000271
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,490,000385
2010-03-31 (YTD Data)Rank
Total interest income$6,177,0001,306
Total interest expense$957,0002,341
Net interest income$5,220,0001,077
Provision for loan and lease losses$300,0002,372
Total noninterest income$1,662,000819
Gross Fiduciary activities income$159,000518
Service charges on deposit accounts$577,000663
Trading account gains and fees$0175
Additional Noninterest Income$926,000850
Total noninterest expense$3,859,0001,293
Salaries and employee benefits$2,337,0001,050
Premises and equipment expense$503,0001,351
Additional noninterest expense$1,019,0001,724
Pre-tax net operating income$2,723,000498
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$2,723,000396
Extraordinary gains, net$016
Net income$2,723,000397
Minority interest net income$091
Net income of bank and minority interests.$2,723,000398
Net charge-offs$126,0002,912
Cash dividends$1,544,000220
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,723,000391
2009-12-31 (YTD Data)Rank
Total interest income$26,001,0001,319
Total interest expense$5,182,0002,189
Net interest income$20,819,0001,054
Provision for loan and lease losses$1,845,0002,596
Total noninterest income$6,914,000852
Gross Fiduciary activities income$735,000462
Service charges on deposit accounts$2,483,000676
Trading account gains and fees$0211
Additional Noninterest Income$3,696,000902
Total noninterest expense$15,886,0001,306
Salaries and employee benefits$9,240,0001,065
Premises and equipment expense$2,145,0001,271
Additional noninterest expense$4,501,0001,645
Pre-tax net operating income$10,002,000429
Securities gains (losses)$220,0001,482
Applicable income taxes$04,388
Income before extraordinary items$10,222,000308
Extraordinary gains, net$034
Net income$10,222,000309
Minority interest net income$0115
Net income of bank and minority interests.$10,222,000310
Net charge-offs$877,0003,038
Cash dividends$5,100,000336
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$10,002,000319
2009-09-30 (YTD Data)Rank
Total interest income$19,641,0001,333
Total interest expense$4,133,0002,159
Net interest income$15,508,0001,063
Provision for loan and lease losses$1,470,0002,246
Total noninterest income$5,256,000838
Gross Fiduciary activities income$539,000460
Service charges on deposit accounts$1,825,000688
Trading account gains and fees$0212
Additional Noninterest Income$2,892,000882
Total noninterest expense$11,752,0001,305
Salaries and employee benefits$6,812,0001,092
Premises and equipment expense$1,621,0001,270
Additional noninterest expense$3,319,0001,634
Pre-tax net operating income$7,542,000437
Securities gains (losses)$193,0001,310
Applicable income taxes$04,592
Income before extraordinary items$7,735,000330
Extraordinary gains, net$027
Net income$7,735,000329
Minority interest net income$0118
Net income of bank and minority interests.$7,735,000330
Net charge-offs$204,0004,226
Cash dividends$3,511,000353
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,542,000339
2009-06-30 (YTD Data)Rank
Total interest income$13,161,0001,352
Total interest expense$2,939,0002,135
Net interest income$10,222,0001,069
Provision for loan and lease losses$1,200,0001,856
Total noninterest income$3,433,000868
Gross Fiduciary activities income$356,000466
Service charges on deposit accounts$1,131,000727
Trading account gains and fees$0193
Additional Noninterest Income$1,946,000904
Total noninterest expense$7,694,0001,357
Salaries and employee benefits$4,489,0001,122
Premises and equipment expense$1,104,0001,273
Additional noninterest expense$2,101,0001,734
Pre-tax net operating income$4,761,000465
Securities gains (losses)$138,0001,253
Applicable income taxes$04,657
Income before extraordinary items$4,899,000360
Extraordinary gains, net$021
Net income$4,899,000357
Minority interest net income$0112
Net income of bank and minority interests.$4,899,000359
Net charge-offs$27,0005,411
Cash dividends$2,101,000419
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,761,000352
2009-03-31 (YTD Data)Rank
Total interest income$6,657,0001,361
Total interest expense$1,593,0002,060
Net interest income$5,064,0001,078
Provision for loan and lease losses$600,0001,587
Total noninterest income$1,661,000857
Gross Fiduciary activities income$161,000492
Service charges on deposit accounts$534,000751
Trading account gains and fees$0171
Additional Noninterest Income$966,000875
Total noninterest expense$3,753,0001,334
Salaries and employee benefits$2,241,0001,129
Premises and equipment expense$542,0001,322
Additional noninterest expense$970,0001,674
Pre-tax net operating income$2,372,000498
Securities gains (losses)$2,0002,230
Applicable income taxes$04,835
Income before extraordinary items$2,374,000408
Extraordinary gains, net$015
Net income$2,374,000409
Minority interest net income$0102
Net income of bank and minority interests.$2,374,000410
Net charge-offs$14,0004,567
Cash dividends$1,188,000377
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,372,000378
2008-12-31 (YTD Data)Rank
Total interest income$28,472,0001,363
Total interest expense$9,005,0001,783
Net interest income$19,467,0001,127
Provision for loan and lease losses$2,355,0001,620
Total noninterest income$7,373,000763
Gross Fiduciary activities income$1,526,000314
Service charges on deposit accounts$2,567,000676
Trading account gains and fees$558,00080
Additional Noninterest Income$2,722,0001,047
Total noninterest expense$14,836,0001,314
Salaries and employee benefits$8,780,0001,128
Premises and equipment expense$2,153,0001,271
Additional noninterest expense$3,903,0001,585
Pre-tax net operating income$9,649,000564
Securities gains (losses)$15,0002,329
Applicable income taxes$04,979
Income before extraordinary items$9,664,000399
Extraordinary gains, net$039
Net income$9,664,000399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,274,0001,716
Cash dividends$5,033,000555
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,649,000420
2008-09-30 (YTD Data)Rank
Total interest income$21,517,0001,379
Total interest expense$6,955,0001,812
Net interest income$14,562,0001,156
Provision for loan and lease losses$930,0001,913
Total noninterest income$5,357,000825
Gross Fiduciary activities income$1,116,000324
Service charges on deposit accounts$1,919,000685
Trading account gains and fees$84,000107
Additional Noninterest Income$2,238,0001,013
Total noninterest expense$11,149,0001,291
Salaries and employee benefits$6,633,0001,140
Premises and equipment expense$1,585,0001,303
Additional noninterest expense$2,931,0001,524
Pre-tax net operating income$7,840,000635
Securities gains (losses)$15,0002,175
Applicable income taxes$05,372
Income before extraordinary items$7,855,000461
Extraordinary gains, net$031
Net income$7,855,000460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$719,0001,587
Cash dividends$3,668,000613
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,840,000487
2008-06-30 (YTD Data)Rank
Total interest income$14,445,0001,380
Total interest expense$4,867,0001,808
Net interest income$9,578,0001,161
Provision for loan and lease losses$420,0002,107
Total noninterest income$3,539,000841
Gross Fiduciary activities income$744,000332
Service charges on deposit accounts$1,242,000693
Trading account gains and fees$-56,0008,372
Additional Noninterest Income$1,609,000995
Total noninterest expense$7,340,0001,305
Salaries and employee benefits$4,412,0001,158
Premises and equipment expense$968,0001,434
Additional noninterest expense$1,960,0001,504
Pre-tax net operating income$5,357,000659
Securities gains (losses)$15,0002,228
Applicable income taxes$05,627
Income before extraordinary items$5,372,000519
Extraordinary gains, net$021
Net income$5,372,000518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$426,0001,462
Cash dividends$2,520,000649
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,357,000507
2008-03-31 (YTD Data)Rank
Total interest income$7,271,0001,414
Total interest expense$2,681,0001,752
Net interest income$4,590,0001,206
Provision for loan and lease losses$180,0001,928
Total noninterest income$2,458,000647
Gross Fiduciary activities income$379,000328
Service charges on deposit accounts$628,000683
Trading account gains and fees$535,00069
Additional Noninterest Income$916,000907
Total noninterest expense$3,559,0001,340
Salaries and employee benefits$2,165,0001,190
Premises and equipment expense$400,0001,728
Additional noninterest expense$994,0001,442
Pre-tax net operating income$3,309,000593
Securities gains (losses)$13,0001,848
Applicable income taxes$05,622
Income before extraordinary items$3,322,000449
Extraordinary gains, net$015
Net income$3,322,000450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0001,061
Cash dividends$1,577,000518
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,309,000435
2007-12-31 (YTD Data)Rank
Total interest income$27,993,0001,535
Total interest expense$11,263,0001,774
Net interest income$16,730,0001,338
Provision for loan and lease losses$470,0002,435
Total noninterest income$6,338,000902
Gross Fiduciary activities income$761,000492
Service charges on deposit accounts$2,568,000681
Trading account gains and fees$408,00087
Additional Noninterest Income$2,601,0001,126
Total noninterest expense$13,508,0001,365
Salaries and employee benefits$8,316,0001,199
Premises and equipment expense$1,608,0001,642
Additional noninterest expense$3,584,0001,545
Pre-tax net operating income$9,090,000936
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$9,090,000713
Extraordinary gains, net$039
Net income$9,090,000711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$702,0001,332
Cash dividends$5,205,000713
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,090,000707
2007-09-30 (YTD Data)Rank
Total interest income$20,755,0001,563
Total interest expense$8,393,0001,786
Net interest income$12,362,0001,361
Provision for loan and lease losses$300,0002,302
Total noninterest income$4,329,000981
Gross Fiduciary activities income$409,000570
Service charges on deposit accounts$1,893,000686
Trading account gains and fees$55,000134
Additional Noninterest Income$1,972,0001,129
Total noninterest expense$10,006,0001,371
Salaries and employee benefits$6,209,0001,202
Premises and equipment expense$1,189,0001,656
Additional noninterest expense$2,608,0001,547
Pre-tax net operating income$6,385,0001,084
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$6,385,000818
Extraordinary gains, net$033
Net income$6,385,000816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$673,000861
Cash dividends$3,205,000821
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,385,000805
2007-06-30 (YTD Data)Rank
Total interest income$13,629,0001,596
Total interest expense$5,524,0001,803
Net interest income$8,105,0001,414
Provision for loan and lease losses$180,0002,301
Total noninterest income$2,833,0001,009
Gross Fiduciary activities income$280,000574
Service charges on deposit accounts$1,223,000712
Trading account gains and fees$-20,0008,557
Additional Noninterest Income$1,350,0001,138
Total noninterest expense$6,643,0001,393
Salaries and employee benefits$4,084,0001,246
Premises and equipment expense$372,0003,273
Additional noninterest expense$2,187,0001,263
Pre-tax net operating income$4,115,0001,152
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$4,115,000888
Extraordinary gains, net$029
Net income$4,115,000887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$521,000695
Cash dividends$1,889,000947
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,115,000875
2007-03-31 (YTD Data)Rank
Total interest income$6,700,0001,622
Total interest expense$2,737,0001,807
Net interest income$3,963,0001,446
Provision for loan and lease losses$90,0002,153
Total noninterest income$1,410,0001,000
Gross Fiduciary activities income$140,000582
Service charges on deposit accounts$589,000717
Trading account gains and fees$0195
Additional Noninterest Income$681,0001,097
Total noninterest expense$3,259,0001,419
Salaries and employee benefits$2,043,0001,260
Premises and equipment expense$409,0001,639
Additional noninterest expense$807,0001,668
Pre-tax net operating income$2,024,0001,159
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$2,024,000880
Extraordinary gains, net$022
Net income$2,024,000879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0001,876
Cash dividends$1,139,000729
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,024,000868
2006-12-31 (YTD Data)Rank
Total interest income$24,821,0001,625
Total interest expense$9,216,0001,811
Net interest income$15,605,0001,463
Provision for loan and lease losses$06,850
Total noninterest income$5,219,0001,055
Gross Fiduciary activities income$478,000595
Service charges on deposit accounts$2,539,000694
Trading account gains and fees$31,000108
Additional Noninterest Income$2,171,0001,278
Total noninterest expense$12,836,0001,391
Salaries and employee benefits$7,974,0001,225
Premises and equipment expense$1,382,0001,821
Additional noninterest expense$3,480,0001,517
Pre-tax net operating income$7,988,0001,227
Securities gains (losses)$-12,0007,357
Applicable income taxes$06,600
Income before extraordinary items$7,976,000934
Extraordinary gains, net$051
Net income$7,976,000934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0001,870
Cash dividends$7,471,000505
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,988,000917
2006-09-30 (YTD Data)Rank
Total interest income$18,186,0001,640
Total interest expense$6,603,0001,836
Net interest income$11,583,0001,496
Provision for loan and lease losses$430,0001,598
Total noninterest income$3,918,0001,065
Gross Fiduciary activities income$348,000595
Service charges on deposit accounts$1,877,000712
Trading account gains and fees$57,000100
Additional Noninterest Income$1,636,0001,289
Total noninterest expense$9,676,0001,388
Salaries and employee benefits$6,023,0001,230
Premises and equipment expense$1,042,0001,817
Additional noninterest expense$2,611,0001,517
Pre-tax net operating income$5,395,0001,418
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$5,395,0001,074
Extraordinary gains, net$045
Net income$5,395,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0001,495
Cash dividends$3,212,000782
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,395,0001,064
2006-06-30 (YTD Data)Rank
Total interest income$11,836,0001,641
Total interest expense$4,175,0001,838
Net interest income$7,661,0001,505
Provision for loan and lease losses$302,0001,458
Total noninterest income$2,636,0001,056
Gross Fiduciary activities income$223,000617
Service charges on deposit accounts$1,249,000699
Trading account gains and fees$110,00089
Additional Noninterest Income$1,054,0001,302
Total noninterest expense$6,357,0001,419
Salaries and employee benefits$3,989,0001,244
Premises and equipment expense$684,0001,842
Additional noninterest expense$1,684,0001,567
Pre-tax net operating income$3,638,0001,390
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$3,638,0001,057
Extraordinary gains, net$039
Net income$3,638,0001,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,792
Cash dividends$1,947,000857
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,638,0001,044
2006-03-31 (YTD Data)Rank
Total interest income$5,771,0001,649
Total interest expense$1,994,0001,827
Net interest income$3,777,0001,516
Provision for loan and lease losses$158,0001,371
Total noninterest income$1,285,0001,057
Gross Fiduciary activities income$99,000647
Service charges on deposit accounts$575,000733
Trading account gains and fees$67,00086
Additional Noninterest Income$544,0001,256
Total noninterest expense$3,156,0001,434
Salaries and employee benefits$1,992,0001,247
Premises and equipment expense$346,0001,828
Additional noninterest expense$818,0001,592
Pre-tax net operating income$1,748,0001,417
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,748,0001,074
Extraordinary gains, net$021
Net income$1,748,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,694
Cash dividends$1,125,000679
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,748,0001,061
2005-12-31 (YTD Data)Rank
Total interest income$21,382,0001,571
Total interest expense$6,974,0001,634
Net interest income$14,408,0001,520
Provision for loan and lease losses$475,0001,987
Total noninterest income$5,600,0001,001
Gross Fiduciary activities income$420,000625
Service charges on deposit accounts$2,766,000612
Trading account gains and fees$309,00088
Additional Noninterest Income$2,105,0001,312
Total noninterest expense$12,083,0001,424
Salaries and employee benefits$7,464,0001,233
Premises and equipment expense$1,362,0001,777
Additional noninterest expense$3,257,0001,564
Pre-tax net operating income$7,450,0001,284
Securities gains (losses)$-91,0008,395
Applicable income taxes$06,964
Income before extraordinary items$7,359,000983
Extraordinary gains, net$046
Net income$7,359,000983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,569
Cash dividends$4,527,000722
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,450,000953
2005-09-30 (YTD Data)Rank
Total interest income$15,708,0001,566
Total interest expense$5,067,0001,591
Net interest income$10,641,0001,518
Provision for loan and lease losses$450,0001,533
Total noninterest income$4,273,000989
Gross Fiduciary activities income$314,000623
Service charges on deposit accounts$2,084,000607
Trading account gains and fees$253,00080
Additional Noninterest Income$1,622,0001,280
Total noninterest expense$9,102,0001,398
Salaries and employee benefits$5,548,0001,239
Premises and equipment expense$1,066,0001,708
Additional noninterest expense$2,488,0001,511
Pre-tax net operating income$5,362,0001,343
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$5,362,0001,007
Extraordinary gains, net$035
Net income$5,362,0001,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0001,961
Cash dividends$2,977,000760
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,362,000992
2005-06-30 (YTD Data)Rank
Total interest income$10,218,0001,557
Total interest expense$3,225,0001,560
Net interest income$6,993,0001,531
Provision for loan and lease losses$300,0001,505
Total noninterest income$2,784,000989
Gross Fiduciary activities income$194,000640
Service charges on deposit accounts$1,381,000601
Trading account gains and fees$80,00086
Additional Noninterest Income$1,129,0001,229
Total noninterest expense$6,013,0001,414
Salaries and employee benefits$3,654,0001,252
Premises and equipment expense$712,0001,686
Additional noninterest expense$1,647,0001,513
Pre-tax net operating income$3,464,0001,359
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$3,464,0001,009
Extraordinary gains, net$030
Net income$3,464,0001,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0001,451
Cash dividends$1,792,000815
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,464,000989
2005-03-31 (YTD Data)Rank
Total interest income$4,976,0001,576
Total interest expense$1,528,0001,561
Net interest income$3,448,0001,542
Provision for loan and lease losses$150,0001,379
Total noninterest income$1,665,000833
Gross Fiduciary activities income$91,000660
Service charges on deposit accounts$682,000590
Trading account gains and fees$260,00072
Additional Noninterest Income$632,0001,132
Total noninterest expense$3,035,0001,392
Salaries and employee benefits$1,829,0001,259
Premises and equipment expense$350,0001,711
Additional noninterest expense$856,0001,460
Pre-tax net operating income$1,928,0001,187
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,928,000907
Extraordinary gains, net$024
Net income$1,928,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0001,360
Cash dividends$1,070,000622
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,928,000884
2004-12-31 (YTD Data)Rank
Total interest income$18,789,0001,538
Total interest expense$5,198,0001,583
Net interest income$13,591,0001,488
Provision for loan and lease losses$398,0002,388
Total noninterest income$4,855,0001,107
Gross Fiduciary activities income$327,000669
Service charges on deposit accounts$2,554,000689
Trading account gains and fees$46,000117
Additional Noninterest Income$1,928,0001,355
Total noninterest expense$11,448,0001,420
Salaries and employee benefits$6,996,0001,257
Premises and equipment expense$1,350,0001,719
Additional noninterest expense$3,102,0001,576
Pre-tax net operating income$6,600,0001,311
Securities gains (losses)$20,0002,398
Applicable income taxes$07,185
Income before extraordinary items$6,620,0001,000
Extraordinary gains, net$034
Net income$6,620,0001,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,392
Cash dividends$4,239,000717
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,600,000972
2004-09-30 (YTD Data)Rank
Total interest income$13,983,0001,534
Total interest expense$3,787,0001,597
Net interest income$10,196,0001,479
Provision for loan and lease losses$398,0001,790
Total noninterest income$3,582,0001,131
Gross Fiduciary activities income$229,000686
Service charges on deposit accounts$1,907,000696
Trading account gains and fees$-29,0008,997
Additional Noninterest Income$1,475,0001,349
Total noninterest expense$8,501,0001,430
Salaries and employee benefits$5,136,0001,285
Premises and equipment expense$1,051,0001,664
Additional noninterest expense$2,314,0001,569
Pre-tax net operating income$4,879,0001,335
Securities gains (losses)$20,0002,305
Applicable income taxes$07,220
Income before extraordinary items$4,899,0001,023
Extraordinary gains, net$026
Net income$4,899,0001,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,955
Cash dividends$2,379,000840
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,879,000981
2004-06-30 (YTD Data)Rank
Total interest income$9,254,0001,528
Total interest expense$2,457,0001,619
Net interest income$6,797,0001,470
Provision for loan and lease losses$309,0001,493
Total noninterest income$2,453,0001,102
Gross Fiduciary activities income$121,000751
Service charges on deposit accounts$1,192,000731
Trading account gains and fees$151,00092
Additional Noninterest Income$989,0001,332
Total noninterest expense$5,663,0001,429
Salaries and employee benefits$3,398,0001,286
Premises and equipment expense$712,0001,620
Additional noninterest expense$1,553,0001,559
Pre-tax net operating income$3,278,0001,303
Securities gains (losses)$6,0002,670
Applicable income taxes$07,214
Income before extraordinary items$3,284,000997
Extraordinary gains, net$021
Net income$3,284,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,550
Cash dividends$1,456,000927
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,278,000960
2004-03-31 (YTD Data)Rank
Total interest income$4,605,0001,539
Total interest expense$1,232,0001,633
Net interest income$3,373,0001,478
Provision for loan and lease losses$207,0001,127
Total noninterest income$850,0001,421
Gross Fiduciary activities income$65,000747
Service charges on deposit accounts$598,000714
Trading account gains and fees$-258,0009,095
Additional Noninterest Income$445,0001,405
Total noninterest expense$2,797,0001,458
Salaries and employee benefits$1,683,0001,310
Premises and equipment expense$354,0001,656
Additional noninterest expense$760,0001,570
Pre-tax net operating income$1,219,0001,690
Securities gains (losses)$4,0002,410
Applicable income taxes$07,103
Income before extraordinary items$1,223,0001,318
Extraordinary gains, net$016
Net income$1,223,0001,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,050
Cash dividends$850,000771
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,219,0001,258
2003-12-31 (YTD Data)Rank
Total interest income$18,930,0001,518
Total interest expense$5,229,0001,719
Net interest income$13,701,0001,420
Provision for loan and lease losses$848,0001,391
Total noninterest income$4,737,0001,187
Gross Fiduciary activities income$300,000712
Service charges on deposit accounts$2,376,000714
Trading account gains and fees$5,000154
Additional Noninterest Income$2,056,0001,444
Total noninterest expense$10,790,0001,484
Salaries and employee benefits$6,666,0001,284
Premises and equipment expense$1,329,0001,703
Additional noninterest expense$2,795,0001,737
Pre-tax net operating income$6,800,0001,231
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$6,800,000949
Extraordinary gains, net$054
Net income$6,800,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$399,0001,879
Cash dividends$3,871,000816
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,800,000891
2003-09-30 (YTD Data)Rank
Total interest income$14,280,0001,535
Total interest expense$3,997,0001,754
Net interest income$10,283,0001,431
Provision for loan and lease losses$530,0001,579
Total noninterest income$3,538,0001,205
Gross Fiduciary activities income$238,000691
Service charges on deposit accounts$1,781,000725
Trading account gains and fees$-157,0009,214
Additional Noninterest Income$1,676,0001,414
Total noninterest expense$8,109,0001,478
Salaries and employee benefits$5,063,0001,283
Premises and equipment expense$987,0001,737
Additional noninterest expense$2,059,0001,754
Pre-tax net operating income$5,182,0001,247
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$5,182,000965
Extraordinary gains, net$040
Net income$5,182,000965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,972
Cash dividends$2,685,000800
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,182,000904
2003-06-30 (YTD Data)Rank
Total interest income$9,618,0001,537
Total interest expense$2,750,0001,758
Net interest income$6,868,0001,422
Provision for loan and lease losses$350,0001,581
Total noninterest income$2,090,0001,325
Gross Fiduciary activities income$126,000742
Service charges on deposit accounts$1,174,000728
Trading account gains and fees$-373,0009,251
Additional Noninterest Income$1,163,0001,366
Total noninterest expense$5,352,0001,499
Salaries and employee benefits$3,304,0001,315
Premises and equipment expense$645,0001,763
Additional noninterest expense$1,403,0001,714
Pre-tax net operating income$3,256,0001,313
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$3,256,0001,030
Extraordinary gains, net$030
Net income$3,256,0001,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,718
Cash dividends$1,449,000970
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,256,000952
2003-03-31 (YTD Data)Rank
Total interest income$4,873,0001,529
Total interest expense$1,410,0001,763
Net interest income$3,463,0001,414
Provision for loan and lease losses$180,0001,475
Total noninterest income$1,070,0001,278
Gross Fiduciary activities income$56,000789
Service charges on deposit accounts$599,000693
Trading account gains and fees$-97,0009,289
Additional Noninterest Income$512,0001,461
Total noninterest expense$2,643,0001,510
Salaries and employee benefits$1,627,0001,336
Premises and equipment expense$320,0001,788
Additional noninterest expense$696,0001,693
Pre-tax net operating income$1,710,0001,259
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,710,000978
Extraordinary gains, net$021
Net income$1,710,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0001,669
Cash dividends$861,000786
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,710,000905
2002-12-31 (YTD Data)Rank
Total interest income$20,830,0001,478
Total interest expense$6,861,0001,663
Net interest income$13,969,0001,387
Provision for loan and lease losses$866,0001,529
Total noninterest income$3,677,0001,339
Gross Fiduciary activities income$223,000798
Service charges on deposit accounts$1,988,000804
Trading account gains and fees$-110,0009,310
Additional Noninterest Income$1,576,0001,588
Total noninterest expense$10,300,0001,494
Salaries and employee benefits$6,246,0001,309
Premises and equipment expense$1,235,0001,796
Additional noninterest expense$2,819,0001,664
Pre-tax net operating income$6,480,0001,309
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$6,480,000967
Extraordinary gains, net$070
Net income$6,480,000968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0002,516
Cash dividends$3,250,000861
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,480,000921
2001-12-31 (YTD Data)Rank
Total interest income$22,143,0001,534
Total interest expense$10,440,0001,560
Net interest income$11,703,0001,516
Provision for loan and lease losses$800,0001,496
Total noninterest income$3,403,0001,341
Gross Fiduciary activities income$209,000828
Service charges on deposit accounts$1,765,000838
Trading account gains and fees$0177
Additional Noninterest Income$1,429,0001,592
Total noninterest expense$9,517,0001,541
Salaries and employee benefits$5,380,0001,396
Premises and equipment expense$1,287,0001,676
Additional noninterest expense$2,850,0001,626
Pre-tax net operating income$4,789,0001,497
Securities gains (losses)$22,0003,077
Applicable income taxes$1,691,0001,350
Income before extraordinary items$3,120,0001,685
Extraordinary gains, net$0105
Net income$3,120,0001,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$777,0001,125
Cash dividends$2,374,0001,141
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,105,7001,622
2000-12-31 (YTD Data)Rank
Total interest income$21,287,0001,620
Total interest expense$11,188,0001,534
Net interest income$10,099,0001,742
Provision for loan and lease losses$530,0001,789
Total noninterest income$2,711,0001,475
Gross Fiduciary activities income$203,000802
Service charges on deposit accounts$1,609,000838
Trading account gains and fees$0180
Additional Noninterest Income$899,0001,994
Total noninterest expense$8,355,0001,668
Salaries and employee benefits$4,655,0001,527
Premises and equipment expense$1,158,0001,811
Additional noninterest expense$2,542,0001,746
Pre-tax net operating income$3,925,0001,864
Securities gains (losses)$01,956
Applicable income taxes$1,134,0001,911
Income before extraordinary items$2,791,0001,869
Extraordinary gains, net$038
Net income$2,791,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0001,501
Cash dividends$165,0005,371
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,791,0001,865
1999-12-31 (YTD Data)Rank
Total interest income$16,830,0001,934
Total interest expense$7,604,0001,964
Net interest income$9,226,0001,902
Provision for loan and lease losses$1,037,000941
Total noninterest income$2,207,0001,727
Gross Fiduciary activities income$153,000919
Service charges on deposit accounts$1,239,0001,076
Trading account gains and fees$0173
Additional Noninterest Income$815,0002,140
Total noninterest expense$7,347,0001,880
Salaries and employee benefits$3,854,0001,804
Premises and equipment expense$1,120,0001,823
Additional noninterest expense$2,373,0001,849
Pre-tax net operating income$3,049,0002,377
Securities gains (losses)$03,155
Applicable income taxes$852,0002,498
Income before extraordinary items$2,197,0002,370
Extraordinary gains, net$035
Net income$2,197,0002,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,0001,537
Cash dividends$618,0003,088
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,197,0002,345
1998-12-31 (YTD Data)Rank
Total interest income$15,535,0002,100
Total interest expense$8,152,0001,874
Net interest income$7,383,0002,311
Provision for loan and lease losses$1,179,000849
Total noninterest income$1,620,0002,140
Gross Fiduciary activities income$87,0001,032
Service charges on deposit accounts$824,0001,537
Trading account gains and fees$0224
Additional Noninterest Income$709,0002,363
Total noninterest expense$6,273,0002,096
Salaries and employee benefits$3,029,0002,235
Premises and equipment expense$1,158,0001,708
Additional noninterest expense$2,086,0002,046
Pre-tax net operating income$1,551,0004,075
Securities gains (losses)$5,0003,437
Applicable income taxes$363,0004,679
Income before extraordinary items$1,193,0003,950
Extraordinary gains, net$032
Net income$1,193,0003,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$820,000878
Cash dividends$843,0002,517
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,189,1503,865
1997-12-31 (YTD Data)Rank
Total interest income$12,288,0002,666
Total interest expense$5,669,0002,636
Net interest income$6,619,0002,627
Provision for loan and lease losses$472,0001,869
Total noninterest income$1,108,0002,809
Gross Fiduciary activities income$77,0001,102
Service charges on deposit accounts$664,0001,976
Trading account gains and fees$0239
Additional Noninterest Income$367,0003,478
Total noninterest expense$5,096,0002,518
Salaries and employee benefits$2,567,0002,578
Premises and equipment expense$987,0002,004
Additional noninterest expense$1,542,0002,668
Pre-tax net operating income$2,159,0003,297
Securities gains (losses)$03,944
Applicable income taxes$674,0003,348
Income before extraordinary items$1,485,0003,393
Extraordinary gains, net$044
Net income$1,485,0003,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,261
Cash dividends$633,0002,968
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,485,0003,319
1996-12-31 (YTD Data)Rank
Total interest income$11,052,0002,973
Total interest expense$4,758,0003,140
Net interest income$6,294,0002,805
Provision for loan and lease losses$665,0001,379
Total noninterest income$1,081,0002,935
Gross Fiduciary activities income$46,0001,252
Service charges on deposit accounts$518,0002,636
Trading account gains and fees$0262
Additional Noninterest Income$517,0002,851
Total noninterest expense$4,812,0002,839
Salaries and employee benefits$2,405,0002,790
Premises and equipment expense$848,0002,324
Additional noninterest expense$1,559,0003,017
Pre-tax net operating income$1,898,0003,545
Securities gains (losses)$04,148
Applicable income taxes$603,0003,567
Income before extraordinary items$1,295,0003,640
Extraordinary gains, net$053
Net income$1,295,0003,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$517,0001,387
Cash dividends$723,0002,685
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,295,0003,578
1995-12-31 (YTD Data)Rank
Total interest income$10,812,0003,065
Total interest expense$4,509,0003,302
Net interest income$6,303,0002,836
Provision for loan and lease losses$240,0002,643
Total noninterest income$871,0003,445
Gross Fiduciary activities income$45,0001,304
Service charges on deposit accounts$524,0002,578
Trading account gains and fees$0522
Additional Noninterest Income$302,0003,980
Total noninterest expense$4,418,0003,035
Salaries and employee benefits$2,234,0002,979
Premises and equipment expense$691,0002,842
Additional noninterest expense$1,493,0003,098
Pre-tax net operating income$2,516,0002,828
Securities gains (losses)$5,0002,809
Applicable income taxes$837,0002,775
Income before extraordinary items$1,684,0002,923
Extraordinary gains, net$065
Net income$1,684,0002,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,650
Cash dividends$650,0002,777
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,680,6502,887
1994-12-31 (YTD Data)Rank
Total interest income$9,866,0003,063
Total interest expense$3,841,0003,183
Net interest income$6,025,0002,985
Provision for loan and lease losses$540,0001,448
Total noninterest income$839,0003,572
Gross Fiduciary activities income$47,0001,314
Service charges on deposit accounts$489,0002,817
Trading account gains and fees$0475
Additional Noninterest Income$303,0004,063
Total noninterest expense$4,598,0002,997
Salaries and employee benefits$2,128,0003,100
Premises and equipment expense$572,0003,413
Additional noninterest expense$1,898,0002,692
Pre-tax net operating income$1,726,0003,911
Securities gains (losses)$3,0002,889
Applicable income taxes$560,0003,712
Income before extraordinary items$1,169,0003,953
Extraordinary gains, net$0249
Net income$1,169,0003,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,129
Cash dividends$617,0002,748
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,166,9604,007
1993-12-31 (YTD Data)Rank
Total interest income$9,564,0003,236
Total interest expense$3,476,0003,609
Net interest income$6,088,0002,983
Provision for loan and lease losses$540,0001,991
Total noninterest income$805,0003,970
Gross Fiduciary activities income$29,0001,414
Service charges on deposit accounts$450,0003,078
Trading account gains and fees$0532
Additional Noninterest Income$326,0004,264
Total noninterest expense$4,397,0003,189
Salaries and employee benefits$2,024,0003,249
Premises and equipment expense$580,0003,431
Additional noninterest expense$1,793,0002,997
Pre-tax net operating income$1,956,0003,378
Securities gains (losses)$5,0006,132
Applicable income taxes$632,0003,434
Income before extraordinary items$1,329,0003,636
Extraordinary gains, net$-343,00013,121
Net income$986,0004,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,0001,863
Cash dividends$782,0002,196
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,325,6003,451
1992-12-31 (YTD Data)Rank
Total interest income$10,132,0003,446
Total interest expense$4,196,0003,899
Net interest income$5,936,0003,083
Provision for loan and lease losses$860,0002,053
Total noninterest income$690,0004,453
Gross Fiduciary activities income$23,0001,474
Service charges on deposit accounts$421,0003,305
Trading account gains and fees$0504
Additional Noninterest Income$246,0005,004
Total noninterest expense$4,271,0003,297
Salaries and employee benefits$2,011,0003,194
Premises and equipment expense$565,0003,558
Additional noninterest expense$1,695,0003,221
Pre-tax net operating income$1,495,0004,052
Securities gains (losses)$24,0005,342
Applicable income taxes$404,0004,753
Income before extraordinary items$1,115,0004,070
Extraordinary gains, net$01,422
Net income$1,115,0004,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$991,0001,569
Cash dividends$299,0004,101
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,097,4803,828

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.