The North Side Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$46,133,000996
Total interest expense$17,893,000852
Net interest income$28,240,0001,100
Provision for loan and lease losses$900,000890
Total noninterest income$3,842,0001,397
Gross Fiduciary activities income$1,552,000440
Service charges on deposit accounts$514,0001,619
Trading account gains and feesNANA
Additional Noninterest Income$1,776,0001,722
Total noninterest expense$16,515,0001,402
Salaries and employee benefits$10,074,0001,329
Premises and equipment expense$2,608,000969
Additional noninterest expense$1,776,0001,722
Pre-tax net operating income$14,667,000872
Securities gains (losses)$-58,0003,685
Applicable income taxes$2,905,000764
Income before extraordinary items$11,704,000885
Extraordinary gains, net$054
Net income$11,704,000898
Minority interest net income$088
Net income of bank and minority interests.$11,704,000888
Net charge-offs$91,0001,548
Cash dividends$4,213,000912
Sale, conversion, retirement of capital stock, net$-7,0004,540
Net operating income$11,750,400898
2023-09-30 (YTD Data)Rank
Total interest income$33,230,0001,012
Total interest expense$11,742,000888
Net interest income$21,488,0001,098
Provision for loan and lease losses$675,000842
Total noninterest income$2,876,0001,393
Gross Fiduciary activities income$1,109,000443
Service charges on deposit accounts$365,0001,672
Trading account gains and feesNANA
Additional Noninterest Income$1,402,0001,668
Total noninterest expense$12,440,0001,394
Salaries and employee benefits$7,649,0001,321
Premises and equipment expense$1,955,000976
Additional noninterest expense$1,402,0001,668
Pre-tax net operating income$11,249,000888
Securities gains (losses)$-460,0004,362
Applicable income taxes$2,144,000807
Income before extraordinary items$8,645,000932
Extraordinary gains, net$052
Net income$8,645,000937
Minority interest net income$081
Net income of bank and minority interests.$8,645,000932
Net charge-offs$33,0001,664
Cash dividends$2,492,0001,025
Sale, conversion, retirement of capital stock, net$-7,0004,572
Net operating income$9,013,000918
2023-06-30 (YTD Data)Rank
Total interest income$21,571,0001,009
Total interest expense$6,630,000919
Net interest income$14,941,0001,057
Provision for loan and lease losses$450,000825
Total noninterest income$1,810,0001,387
Gross Fiduciary activities income$701,000447
Service charges on deposit accounts$238,0001,689
Trading account gains and feesNANA
Additional Noninterest Income$871,0001,665
Total noninterest expense$8,289,0001,385
Salaries and employee benefits$5,124,0001,313
Premises and equipment expense$1,358,000942
Additional noninterest expense$871,0001,663
Pre-tax net operating income$8,012,000847
Securities gains (losses)$-361,0004,441
Applicable income taxes$1,520,000783
Income before extraordinary items$6,131,000904
Extraordinary gains, net$051
Net income$6,131,000916
Minority interest net income$081
Net income of bank and minority interests.$6,131,000904
Net charge-offs$14,0001,687
Cash dividends$1,661,000999
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,419,800869
2023-03-31 (YTD Data)Rank
Total interest income$10,334,0001,032
Total interest expense$2,627,000976
Net interest income$7,707,0001,025
Provision for loan and lease losses$225,000825
Total noninterest income$894,0001,388
Gross Fiduciary activities income$348,000459
Service charges on deposit accounts$118,0001,716
Trading account gains and feesNANA
Additional Noninterest Income$428,0001,655
Total noninterest expense$4,197,0001,386
Salaries and employee benefits$2,603,0001,317
Premises and equipment expense$716,000925
Additional noninterest expense$428,0001,655
Pre-tax net operating income$4,179,000856
Securities gains (losses)$-301,0004,499
Applicable income taxes$755,000799
Income before extraordinary items$3,123,000914
Extraordinary gains, net$04
Net income$3,123,000913
Minority interest net income$048
Net income of bank and minority interests.$3,123,000913
Net charge-offs$6,0001,532
Cash dividends$831,000929
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,366,810870
2022-12-31 (YTD Data)Rank
Total interest income$33,409,0001,045
Total interest expense$3,547,0001,029
Net interest income$29,862,0001,035
Provision for loan and lease losses$900,000875
Total noninterest income$3,721,0001,429
Gross Fiduciary activities income$1,585,000444
Service charges on deposit accounts$436,0001,851
Trading account gains and feesNANA
Additional Noninterest Income$1,700,0001,782
Total noninterest expense$16,472,0001,373
Salaries and employee benefits$9,557,0001,364
Premises and equipment expense$2,898,000888
Additional noninterest expense$1,700,0001,782
Pre-tax net operating income$16,211,000887
Securities gains (losses)$304,00091
Applicable income taxes$3,266,000790
Income before extraordinary items$13,249,000897
Extraordinary gains, net$05
Net income$13,249,000898
Minority interest net income$063
Net income of bank and minority interests.$13,249,000898
Net charge-offs$-6,0003,530
Cash dividends$4,337,000876
Sale, conversion, retirement of capital stock, net$-573,0004,683
Net operating income$13,005,800936
2022-09-30 (YTD Data)Rank
Total interest income$23,522,0001,064
Total interest expense$1,940,0001,046
Net interest income$21,582,0001,056
Provision for loan and lease losses$675,000802
Total noninterest income$2,731,0001,463
Gross Fiduciary activities income$1,124,000457
Service charges on deposit accounts$327,0001,859
Trading account gains and feesNANA
Additional Noninterest Income$1,280,0001,808
Total noninterest expense$12,195,0001,378
Salaries and employee benefits$7,055,0001,375
Premises and equipment expense$2,122,000908
Additional noninterest expense$1,280,0001,808
Pre-tax net operating income$11,443,000938
Securities gains (losses)$-263,0004,391
Applicable income taxes$2,195,000852
Income before extraordinary items$8,985,000973
Extraordinary gains, net$04
Net income$8,985,000972
Minority interest net income$057
Net income of bank and minority interests.$8,985,000973
Net charge-offs$21,0001,579
Cash dividends$2,319,0001,018
Sale, conversion, retirement of capital stock, net$-573,0004,722
Net operating income$9,195,400972
2022-06-30 (YTD Data)Rank
Total interest income$14,826,0001,069
Total interest expense$1,197,000966
Net interest income$13,629,0001,076
Provision for loan and lease losses$450,000730
Total noninterest income$1,803,0001,468
Gross Fiduciary activities income$737,000420
Service charges on deposit accounts$214,0001,868
Trading account gains and feesNANA
Additional Noninterest Income$852,0001,840
Total noninterest expense$8,005,0001,388
Salaries and employee benefits$4,546,0001,412
Premises and equipment expense$1,396,000905
Additional noninterest expense$2,063,0001,569
Pre-tax net operating income$6,977,000953
Securities gains (losses)$40,000241
Applicable income taxes$1,372,000837
Income before extraordinary items$5,645,000961
Extraordinary gains, net$04
Net income$5,645,000960
Minority interest net income$060
Net income of bank and minority interests.$5,645,000961
Net charge-offs$172,000575
Cash dividends$1,548,0001,013
Sale, conversion, retirement of capital stock, net$-573,0004,748
Net operating income$5,613,000985
2022-03-31 (YTD Data)Rank
Total interest income$7,280,0001,056
Total interest expense$595,000934
Net interest income$6,685,0001,061
Provision for loan and lease losses$225,000608
Total noninterest income$895,0001,473
Gross Fiduciary activities income$370,000425
Service charges on deposit accounts$105,0001,878
Trading account gains and feesNANA
Additional Noninterest Income$420,0001,867
Total noninterest expense$3,863,0001,422
Salaries and employee benefits$2,285,0001,408
Premises and equipment expense$645,000980
Additional noninterest expense$933,0001,663
Pre-tax net operating income$3,492,000907
Securities gains (losses)$223,00082
Applicable income taxes$731,000788
Income before extraordinary items$2,984,000895
Extraordinary gains, net$04
Net income$2,984,000894
Minority interest net income$050
Net income of bank and minority interests.$2,984,000895
Net charge-offs$155,000414
Cash dividends$777,000903
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,805,600942
2021-12-31 (YTD Data)Rank
Total interest income$29,410,0001,073
Total interest expense$2,811,000978
Net interest income$26,599,0001,075
Provision for loan and lease losses$900,000663
Total noninterest income$3,601,0001,607
Gross Fiduciary activities income$1,482,000412
Service charges on deposit accounts$438,0001,754
Trading account gains and feesNANA
Additional Noninterest Income$1,681,0002,092
Total noninterest expense$14,594,0001,490
Salaries and employee benefits$8,700,0001,459
Premises and equipment expense$2,329,0001,049
Additional noninterest expense$3,565,0001,731
Pre-tax net operating income$14,706,000948
Securities gains (losses)$1,010,000217
Applicable income taxes$3,095,000844
Income before extraordinary items$12,621,000963
Extraordinary gains, net$010
Net income$12,621,000964
Minority interest net income$074
Net income of bank and minority interests.$12,621,000964
Net charge-offs$81,0001,431
Cash dividends$4,007,000942
Sale, conversion, retirement of capital stock, net$-238,0004,781
Net operating income$11,813,000992
2021-09-30 (YTD Data)Rank
Total interest income$22,091,0001,095
Total interest expense$2,151,0001,002
Net interest income$19,940,0001,097
Provision for loan and lease losses$675,000630
Total noninterest income$2,570,0001,700
Gross Fiduciary activities income$1,000,000426
Service charges on deposit accounts$326,0001,750
Trading account gains and feesNANA
Additional Noninterest Income$1,244,0002,148
Total noninterest expense$10,683,0001,519
Salaries and employee benefits$6,515,0001,451
Premises and equipment expense$1,561,0001,191
Additional noninterest expense$2,607,0001,759
Pre-tax net operating income$11,152,000975
Securities gains (losses)$391,000387
Applicable income taxes$2,272,000908
Income before extraordinary items$9,271,0001,013
Extraordinary gains, net$08
Net income$9,271,0001,013
Minority interest net income$069
Net income of bank and minority interests.$9,271,0001,013
Net charge-offs$11,0001,949
Cash dividends$2,334,0001,045
Sale, conversion, retirement of capital stock, net$-138,0004,853
Net operating income$8,958,2001,023
2021-06-30 (YTD Data)Rank
Total interest income$14,494,0001,104
Total interest expense$1,487,0001,010
Net interest income$13,007,0001,103
Provision for loan and lease losses$450,000658
Total noninterest income$1,682,0001,686
Gross Fiduciary activities income$648,000426
Service charges on deposit accounts$212,0001,723
Trading account gains and feesNANA
Additional Noninterest Income$822,0002,137
Total noninterest expense$6,981,0001,539
Salaries and employee benefits$4,322,0001,451
Premises and equipment expense$961,0001,261
Additional noninterest expense$1,698,0001,776
Pre-tax net operating income$7,258,000995
Securities gains (losses)$510,000265
Applicable income taxes$1,530,000880
Income before extraordinary items$6,238,000993
Extraordinary gains, net$06
Net income$6,238,000992
Minority interest net income$067
Net income of bank and minority interests.$6,238,000993
Net charge-offs$17,0001,565
Cash dividends$1,556,0001,025
Sale, conversion, retirement of capital stock, net$-127,0004,905
Net operating income$5,830,0001,033
2021-03-31 (YTD Data)Rank
Total interest income$7,206,0001,100
Total interest expense$787,0001,004
Net interest income$6,419,0001,109
Provision for loan and lease losses$225,000730
Total noninterest income$823,0001,705
Gross Fiduciary activities income$328,000424
Service charges on deposit accounts$105,0001,730
Trading account gains and feesNANA
Additional Noninterest Income$390,0002,180
Total noninterest expense$3,455,0001,543
Salaries and employee benefits$2,137,0001,464
Premises and equipment expense$489,0001,248
Additional noninterest expense$829,0001,783
Pre-tax net operating income$3,562,0001,012
Securities gains (losses)$238,000302
Applicable income taxes$749,000876
Income before extraordinary items$3,051,0001,005
Extraordinary gains, net$03
Net income$3,051,0001,005
Minority interest net income$055
Net income of bank and minority interests.$3,051,0001,005
Net charge-offs$15,0001,237
Cash dividends$778,000904
Sale, conversion, retirement of capital stock, net$-103,0004,947
Net operating income$2,860,6001,034
2020-12-31 (YTD Data)Rank
Total interest income$29,023,0001,096
Total interest expense$4,884,000977
Net interest income$24,139,0001,105
Provision for loan and lease losses$675,0001,964
Total noninterest income$3,073,0001,707
Gross Fiduciary activities income$1,284,000414
Service charges on deposit accounts$475,0001,662
Trading account gains and feesNANA
Additional Noninterest Income$1,314,0002,205
Total noninterest expense$13,753,0001,518
Salaries and employee benefits$8,327,0001,462
Premises and equipment expense$1,921,0001,220
Additional noninterest expense$3,505,0001,700
Pre-tax net operating income$12,784,000867
Securities gains (losses)$341,000766
Applicable income taxes$2,697,000757
Income before extraordinary items$10,428,000922
Extraordinary gains, net$04
Net income$10,428,000922
Minority interest net income$072
Net income of bank and minority interests.$10,428,000922
Net charge-offs$441,0001,059
Cash dividends$3,718,000953
Sale, conversion, retirement of capital stock, net$-313,0004,963
Net operating income$10,158,610909
2020-09-30 (YTD Data)Rank
Total interest income$21,265,0001,113
Total interest expense$3,975,000965
Net interest income$17,290,0001,135
Provision for loan and lease losses$450,0002,049
Total noninterest income$2,131,0001,745
Gross Fiduciary activities income$848,000436
Service charges on deposit accounts$361,0001,656
Trading account gains and feesNANA
Additional Noninterest Income$922,0002,225
Total noninterest expense$10,121,0001,516
Salaries and employee benefits$6,146,0001,464
Premises and equipment expense$1,415,0001,241
Additional noninterest expense$2,560,0001,716
Pre-tax net operating income$8,850,000890
Securities gains (losses)$-128,0004,957
Applicable income taxes$1,821,000792
Income before extraordinary items$6,901,000986
Extraordinary gains, net$04
Net income$6,901,000986
Minority interest net income$065
Net income of bank and minority interests.$6,901,000986
Net charge-offs$184,0001,303
Cash dividends$2,339,000981
Sale, conversion, retirement of capital stock, net$-310,0005,001
Net operating income$7,002,120945
2020-06-30 (YTD Data)Rank
Total interest income$14,131,0001,126
Total interest expense$2,896,000948
Net interest income$11,235,0001,154
Provision for loan and lease losses$225,0002,290
Total noninterest income$1,439,0001,667
Gross Fiduciary activities income$579,000433
Service charges on deposit accounts$261,0001,589
Trading account gains and feesNANA
Additional Noninterest Income$599,0002,195
Total noninterest expense$6,807,0001,498
Salaries and employee benefits$4,105,0001,454
Premises and equipment expense$957,0001,225
Additional noninterest expense$1,745,0001,684
Pre-tax net operating income$5,642,000861
Securities gains (losses)$-201,0004,974
Applicable income taxes$1,137,000746
Income before extraordinary items$4,304,000979
Extraordinary gains, net$04
Net income$4,304,000979
Minority interest net income$065
Net income of bank and minority interests.$4,304,000979
Net charge-offs$185,0001,049
Cash dividends$1,560,000961
Sale, conversion, retirement of capital stock, net$-244,0005,037
Net operating income$4,462,790919
2020-03-31 (YTD Data)Rank
Total interest income$7,004,0001,135
Total interest expense$1,667,000920
Net interest income$5,337,0001,184
Provision for loan and lease losses$03,711
Total noninterest income$784,0001,489
Gross Fiduciary activities income$312,000425
Service charges on deposit accounts$163,0001,541
Trading account gains and feesNANA
Additional Noninterest Income$309,0001,977
Total noninterest expense$3,503,0001,470
Salaries and employee benefits$2,080,0001,450
Premises and equipment expense$507,0001,180
Additional noninterest expense$916,0001,630
Pre-tax net operating income$2,618,000842
Securities gains (losses)$-529,0005,024
Applicable income taxes$524,000720
Income before extraordinary items$1,565,0001,154
Extraordinary gains, net$04
Net income$1,565,0001,153
Minority interest net income$056
Net income of bank and minority interests.$1,565,0001,154
Net charge-offs$-43,0004,833
Cash dividends$780,000973
Sale, conversion, retirement of capital stock, net$-244,0005,092
Net operating income$1,982,910929
2019-12-31 (YTD Data)Rank
Total interest income$28,852,0001,119
Total interest expense$6,231,0001,027
Net interest income$22,621,0001,129
Provision for loan and lease losses$03,973
Total noninterest income$3,167,0001,512
Gross Fiduciary activities income$1,202,000430
Service charges on deposit accounts$672,0001,554
Trading account gains and feesNANA
Additional Noninterest Income$1,293,0001,966
Total noninterest expense$13,342,0001,495
Salaries and employee benefits$7,735,0001,490
Premises and equipment expense$2,032,0001,157
Additional noninterest expense$3,575,0001,649
Pre-tax net operating income$12,446,000876
Securities gains (losses)$437,000400
Applicable income taxes$2,507,000784
Income before extraordinary items$10,376,000912
Extraordinary gains, net$011
Net income$10,376,000913
Minority interest net income$076
Net income of bank and minority interests.$10,376,000913
Net charge-offs$-374,0005,080
Cash dividends$3,797,0001,012
Sale, conversion, retirement of capital stock, net$-154,0005,120
Net operating income$10,022,030910
2019-09-30 (YTD Data)Rank
Total interest income$21,704,0001,123
Total interest expense$4,493,0001,063
Net interest income$17,211,0001,124
Provision for loan and lease losses$03,836
Total noninterest income$2,274,0001,550
Gross Fiduciary activities income$789,000448
Service charges on deposit accounts$522,0001,513
Trading account gains and feesNANA
Additional Noninterest Income$963,0001,971
Total noninterest expense$10,040,0001,497
Salaries and employee benefits$5,874,0001,476
Premises and equipment expense$1,523,0001,163
Additional noninterest expense$2,643,0001,662
Pre-tax net operating income$9,445,000889
Securities gains (losses)$27,0001,314
Applicable income taxes$1,904,000795
Income before extraordinary items$7,568,000952
Extraordinary gains, net$011
Net income$7,568,000953
Minority interest net income$072
Net income of bank and minority interests.$7,568,000953
Net charge-offs$49,0002,229
Cash dividends$2,171,0001,125
Sale, conversion, retirement of capital stock, net$-154,0005,207
Net operating income$7,546,400928
2019-06-30 (YTD Data)Rank
Total interest income$14,302,0001,128
Total interest expense$2,802,0001,109
Net interest income$11,500,0001,120
Provision for loan and lease losses$03,685
Total noninterest income$1,471,0001,549
Gross Fiduciary activities income$501,000455
Service charges on deposit accounts$339,0001,528
Trading account gains and feesNANA
Additional Noninterest Income$631,0001,961
Total noninterest expense$6,793,0001,488
Salaries and employee benefits$3,938,0001,484
Premises and equipment expense$1,084,0001,108
Additional noninterest expense$1,771,0001,671
Pre-tax net operating income$6,178,000880
Securities gains (losses)$345,000274
Applicable income taxes$1,318,000751
Income before extraordinary items$5,205,000894
Extraordinary gains, net$011
Net income$5,205,000894
Minority interest net income$069
Net income of bank and minority interests.$5,205,000894
Net charge-offs$49,0001,840
Cash dividends$1,448,0001,131
Sale, conversion, retirement of capital stock, net$-39,0005,256
Net operating income$4,929,000916
2019-03-31 (YTD Data)Rank
Total interest income$7,020,0001,133
Total interest expense$1,273,0001,173
Net interest income$5,747,0001,126
Provision for loan and lease losses$03,406
Total noninterest income$722,0001,530
Gross Fiduciary activities income$254,000456
Service charges on deposit accounts$169,0001,516
Trading account gains and feesNANA
Additional Noninterest Income$299,0001,965
Total noninterest expense$3,387,0001,497
Salaries and employee benefits$1,952,0001,497
Premises and equipment expense$591,0001,038
Additional noninterest expense$844,0001,729
Pre-tax net operating income$3,082,000857
Securities gains (losses)$01,087
Applicable income taxes$621,000765
Income before extraordinary items$2,461,000923
Extraordinary gains, net$05
Net income$2,461,000921
Minority interest net income$052
Net income of bank and minority interests.$2,461,000922
Net charge-offs$2,0002,456
Cash dividends$724,0001,055
Sale, conversion, retirement of capital stock, net$-19,0005,319
Net operating income$2,461,000907
2018-12-31 (YTD Data)Rank
Total interest income$24,047,0001,226
Total interest expense$3,078,0001,403
Net interest income$20,969,0001,187
Provision for loan and lease losses$04,082
Total noninterest income$3,051,0001,528
Gross Fiduciary activities income$1,122,000440
Service charges on deposit accounts$675,0001,579
Trading account gains and feesNANA
Additional Noninterest Income$1,254,0001,996
Total noninterest expense$12,920,0001,523
Salaries and employee benefits$7,705,0001,465
Premises and equipment expense$1,825,0001,273
Additional noninterest expense$3,390,0001,726
Pre-tax net operating income$11,100,000961
Securities gains (losses)$01,125
Applicable income taxes$2,236,000814
Income before extraordinary items$8,864,0001,024
Extraordinary gains, net$06
Net income$8,864,0001,023
Minority interest net income$072
Net income of bank and minority interests.$8,864,0001,023
Net charge-offs$15,0003,214
Cash dividends$3,444,000986
Sale, conversion, retirement of capital stock, net$-293,0005,374
Net operating income$8,864,0001,021
2018-09-30 (YTD Data)Rank
Total interest income$17,282,0001,268
Total interest expense$1,988,0001,494
Net interest income$15,294,0001,221
Provision for loan and lease losses$03,948
Total noninterest income$2,206,0001,583
Gross Fiduciary activities income$764,000455
Service charges on deposit accounts$500,0001,606
Trading account gains and feesNANA
Additional Noninterest Income$942,0002,008
Total noninterest expense$9,317,0001,559
Salaries and employee benefits$5,706,0001,471
Premises and equipment expense$1,214,0001,403
Additional noninterest expense$2,397,0001,812
Pre-tax net operating income$8,183,000980
Securities gains (losses)$01,118
Applicable income taxes$1,650,000833
Income before extraordinary items$6,533,0001,034
Extraordinary gains, net$05
Net income$6,533,0001,033
Minority interest net income$066
Net income of bank and minority interests.$6,533,0001,033
Net charge-offs$-27,0004,759
Cash dividends$1,996,0001,090
Sale, conversion, retirement of capital stock, net$-285,0005,449
Net operating income$6,533,0001,029
2018-06-30 (YTD Data)Rank
Total interest income$11,137,0001,296
Total interest expense$1,235,0001,513
Net interest income$9,902,0001,246
Provision for loan and lease losses$03,782
Total noninterest income$1,471,0001,588
Gross Fiduciary activities income$512,000450
Service charges on deposit accounts$337,0001,578
Trading account gains and feesNANA
Additional Noninterest Income$622,0002,022
Total noninterest expense$6,106,0001,591
Salaries and employee benefits$3,775,0001,486
Premises and equipment expense$788,0001,455
Additional noninterest expense$1,543,0001,873
Pre-tax net operating income$5,267,000986
Securities gains (losses)$0961
Applicable income taxes$1,063,000849
Income before extraordinary items$4,204,0001,044
Extraordinary gains, net$06
Net income$4,204,0001,043
Minority interest net income$065
Net income of bank and minority interests.$4,204,0001,043
Net charge-offs$9,0002,627
Cash dividends$1,331,0001,062
Sale, conversion, retirement of capital stock, net$-225,0005,512
Net operating income$4,204,0001,036
2018-03-31 (YTD Data)Rank
Total interest income$5,410,0001,316
Total interest expense$588,0001,508
Net interest income$4,822,0001,274
Provision for loan and lease losses$03,508
Total noninterest income$730,0001,583
Gross Fiduciary activities income$260,000453
Service charges on deposit accounts$167,0001,592
Trading account gains and feesNANA
Additional Noninterest Income$303,0002,008
Total noninterest expense$3,026,0001,622
Salaries and employee benefits$1,859,0001,528
Premises and equipment expense$412,0001,417
Additional noninterest expense$755,0001,912
Pre-tax net operating income$2,526,0001,003
Securities gains (losses)$0735
Applicable income taxes$508,000855
Income before extraordinary items$2,018,0001,050
Extraordinary gains, net$07
Net income$2,018,0001,049
Minority interest net income$052
Net income of bank and minority interests.$2,018,0001,050
Net charge-offs$39,0001,319
Cash dividends$667,000976
Sale, conversion, retirement of capital stock, net$-19,0005,562
Net operating income$2,018,0001,043
2017-12-31 (YTD Data)Rank
Total interest income$20,476,0001,320
Total interest expense$1,868,0001,616
Net interest income$18,608,0001,291
Provision for loan and lease losses$900,000974
Total noninterest income$2,841,0001,649
Gross Fiduciary activities income$1,059,000448
Service charges on deposit accounts$713,0001,540
Trading account gains and feesNANA
Additional Noninterest Income$1,069,0002,214
Total noninterest expense$11,486,0001,672
Salaries and employee benefits$6,993,0001,585
Premises and equipment expense$1,707,0001,351
Additional noninterest expense$2,786,0002,056
Pre-tax net operating income$9,063,0001,071
Securities gains (losses)$02,243
Applicable income taxes$3,297,000897
Income before extraordinary items$5,766,0001,205
Extraordinary gains, net$09
Net income$5,766,0001,206
Minority interest net income$076
Net income of bank and minority interests.$5,766,0001,205
Net charge-offs$1,463,000521
Cash dividends$2,861,0001,069
Sale, conversion, retirement of capital stock, net$-780,0005,647
Net operating income$5,766,0001,186
2017-09-30 (YTD Data)Rank
Total interest income$15,077,0001,348
Total interest expense$1,316,0001,682
Net interest income$13,761,0001,306
Provision for loan and lease losses$675,000944
Total noninterest income$2,053,0001,695
Gross Fiduciary activities income$735,000465
Service charges on deposit accounts$537,0001,547
Trading account gains and feesNANA
Additional Noninterest Income$781,0002,280
Total noninterest expense$8,221,0001,746
Salaries and employee benefits$4,947,0001,683
Premises and equipment expense$1,278,0001,360
Additional noninterest expense$1,996,0002,126
Pre-tax net operating income$6,918,0001,073
Securities gains (losses)$02,274
Applicable income taxes$2,291,000842
Income before extraordinary items$4,627,0001,230
Extraordinary gains, net$09
Net income$4,627,0001,230
Minority interest net income$071
Net income of bank and minority interests.$4,627,0001,230
Net charge-offs$1,309,000414
Cash dividends$1,830,0001,133
Sale, conversion, retirement of capital stock, net$-809,0005,718
Net operating income$4,627,0001,213
2017-06-30 (YTD Data)Rank
Total interest income$9,765,0001,368
Total interest expense$833,0001,720
Net interest income$8,932,0001,333
Provision for loan and lease losses$450,000912
Total noninterest income$1,349,0001,704
Gross Fiduciary activities income$483,000466
Service charges on deposit accounts$362,0001,526
Trading account gains and feesNANA
Additional Noninterest Income$504,0002,321
Total noninterest expense$5,503,0001,748
Salaries and employee benefits$3,317,0001,680
Premises and equipment expense$852,0001,360
Additional noninterest expense$1,334,0002,112
Pre-tax net operating income$4,328,0001,119
Securities gains (losses)$01,906
Applicable income taxes$1,431,000858
Income before extraordinary items$2,897,0001,277
Extraordinary gains, net$011
Net income$2,897,0001,277
Minority interest net income$071
Net income of bank and minority interests.$2,897,0001,277
Net charge-offs$56,0001,916
Cash dividends$1,223,0001,131
Sale, conversion, retirement of capital stock, net$-442,0005,763
Net operating income$2,897,0001,259
2017-03-31 (YTD Data)Rank
Total interest income$4,753,0001,394
Total interest expense$394,0001,775
Net interest income$4,359,0001,355
Provision for loan and lease losses$225,000857
Total noninterest income$676,0001,699
Gross Fiduciary activities income$241,000472
Service charges on deposit accounts$190,0001,470
Trading account gains and feesNANA
Additional Noninterest Income$245,0002,340
Total noninterest expense$2,777,0001,758
Salaries and employee benefits$1,645,0001,707
Premises and equipment expense$444,0001,328
Additional noninterest expense$688,0002,074
Pre-tax net operating income$2,033,0001,157
Securities gains (losses)$01,153
Applicable income taxes$670,000882
Income before extraordinary items$1,363,0001,325
Extraordinary gains, net$08
Net income$1,363,0001,324
Minority interest net income$055
Net income of bank and minority interests.$1,363,0001,325
Net charge-offs$12,0002,133
Cash dividends$613,0001,048
Sale, conversion, retirement of capital stock, net$-96,0005,834
Net operating income$1,363,0001,305
2016-12-31 (YTD Data)Rank
Total interest income$18,184,0001,401
Total interest expense$1,420,0001,870
Net interest income$16,764,0001,362
Provision for loan and lease losses$900,000986
Total noninterest income$3,356,0001,524
Gross Fiduciary activities income$958,000463
Service charges on deposit accounts$887,0001,337
Trading account gains and fees$0170
Additional Noninterest Income$1,511,0001,872
Total noninterest expense$11,414,0001,694
Salaries and employee benefits$6,477,0001,669
Premises and equipment expense$1,633,0001,401
Additional noninterest expense$3,304,0001,810
Pre-tax net operating income$7,806,0001,126
Securities gains (losses)$03,212
Applicable income taxes$2,589,000869
Income before extraordinary items$5,217,0001,333
Extraordinary gains, net$05
Net income$5,217,0001,332
Minority interest net income$082
Net income of bank and minority interests.$5,217,0001,332
Net charge-offs$121,0002,438
Cash dividends$2,459,0001,185
Sale, conversion, retirement of capital stock, net$-42,0005,826
Net operating income$5,217,0001,299
2016-09-30 (YTD Data)Rank
Total interest income$13,426,0001,419
Total interest expense$1,054,0001,893
Net interest income$12,372,0001,381
Provision for loan and lease losses$600,0001,009
Total noninterest income$2,241,0001,648
Gross Fiduciary activities income$656,000481
Service charges on deposit accounts$643,0001,373
Trading account gains and fees$0169
Additional Noninterest Income$942,0002,120
Total noninterest expense$8,353,0001,727
Salaries and employee benefits$4,583,0001,760
Premises and equipment expense$1,210,0001,418
Additional noninterest expense$2,560,0001,757
Pre-tax net operating income$5,660,0001,175
Securities gains (losses)$03,160
Applicable income taxes$1,879,000908
Income before extraordinary items$3,781,0001,399
Extraordinary gains, net$05
Net income$3,781,0001,399
Minority interest net income$071
Net income of bank and minority interests.$3,781,0001,399
Net charge-offs$31,0002,887
Cash dividends$1,845,0001,109
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,781,0001,359
2016-06-30 (YTD Data)Rank
Total interest income$8,896,0001,430
Total interest expense$698,0001,916
Net interest income$8,198,0001,393
Provision for loan and lease losses$300,0001,234
Total noninterest income$1,497,0001,624
Gross Fiduciary activities income$438,000484
Service charges on deposit accounts$410,0001,398
Trading account gains and fees$0157
Additional Noninterest Income$649,0002,043
Total noninterest expense$5,463,0001,760
Salaries and employee benefits$3,041,0001,764
Premises and equipment expense$741,0001,543
Additional noninterest expense$1,681,0001,794
Pre-tax net operating income$3,932,0001,119
Securities gains (losses)$02,835
Applicable income taxes$1,308,000874
Income before extraordinary items$2,624,0001,352
Extraordinary gains, net$016
Net income$2,624,0001,351
Minority interest net income$071
Net income of bank and minority interests.$2,624,0001,352
Net charge-offs$28,0002,551
Cash dividends$1,230,0001,127
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,624,0001,303
2016-03-31 (YTD Data)Rank
Total interest income$4,394,0001,446
Total interest expense$350,0001,911
Net interest income$4,044,0001,408
Provision for loan and lease losses$150,0001,146
Total noninterest income$730,0001,626
Gross Fiduciary activities income$210,000492
Service charges on deposit accounts$196,0001,451
Trading account gains and fees$0142
Additional Noninterest Income$324,0002,007
Total noninterest expense$2,728,0001,766
Salaries and employee benefits$1,495,0001,803
Premises and equipment expense$379,0001,521
Additional noninterest expense$854,0001,748
Pre-tax net operating income$1,896,0001,135
Securities gains (losses)$02,077
Applicable income taxes$629,000884
Income before extraordinary items$1,267,0001,355
Extraordinary gains, net$012
Net income$1,267,0001,356
Minority interest net income$062
Net income of bank and minority interests.$1,267,0001,356
Net charge-offs$-1,0004,102
Cash dividends$615,0001,057
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,267,0001,316
2015-12-31 (YTD Data)Rank
Total interest income$17,302,0001,433
Total interest expense$1,388,0001,891
Net interest income$15,914,0001,396
Provision for loan and lease losses$750,0001,014
Total noninterest income$3,124,0001,561
Gross Fiduciary activities income$945,000468
Service charges on deposit accounts$837,0001,423
Trading account gains and fees$0159
Additional Noninterest Income$1,342,0001,998
Total noninterest expense$11,319,0001,681
Salaries and employee benefits$6,099,0001,724
Premises and equipment expense$1,787,0001,305
Additional noninterest expense$3,433,0001,767
Pre-tax net operating income$6,969,0001,203
Securities gains (losses)$03,216
Applicable income taxes$2,250,000925
Income before extraordinary items$4,719,0001,412
Extraordinary gains, net$023
Net income$4,719,0001,412
Minority interest net income$081
Net income of bank and minority interests.$4,719,0001,412
Net charge-offs$671,000927
Cash dividends$2,460,0001,152
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,719,0001,387
2015-09-30 (YTD Data)Rank
Total interest income$12,882,0001,453
Total interest expense$1,025,0001,934
Net interest income$11,857,0001,418
Provision for loan and lease losses$600,000892
Total noninterest income$2,252,0001,618
Gross Fiduciary activities income$637,000496
Service charges on deposit accounts$627,0001,433
Trading account gains and fees$0153
Additional Noninterest Income$988,0002,045
Total noninterest expense$8,347,0001,712
Salaries and employee benefits$4,455,0001,762
Premises and equipment expense$1,329,0001,336
Additional noninterest expense$2,563,0001,762
Pre-tax net operating income$5,162,0001,241
Securities gains (losses)$03,031
Applicable income taxes$1,661,000959
Income before extraordinary items$3,501,0001,442
Extraordinary gains, net$021
Net income$3,501,0001,443
Minority interest net income$078
Net income of bank and minority interests.$3,501,0001,443
Net charge-offs$280,0001,254
Cash dividends$1,476,0001,239
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,501,0001,415
2015-06-30 (YTD Data)Rank
Total interest income$8,561,0001,467
Total interest expense$681,0001,939
Net interest income$7,880,0001,430
Provision for loan and lease losses$450,000841
Total noninterest income$1,492,0001,626
Gross Fiduciary activities income$419,000501
Service charges on deposit accounts$415,0001,427
Trading account gains and fees$0157
Additional Noninterest Income$658,0002,045
Total noninterest expense$5,491,0001,746
Salaries and employee benefits$2,991,0001,770
Premises and equipment expense$844,0001,397
Additional noninterest expense$1,656,0001,829
Pre-tax net operating income$3,431,0001,227
Securities gains (losses)$02,636
Applicable income taxes$1,105,000965
Income before extraordinary items$2,326,0001,438
Extraordinary gains, net$022
Net income$2,326,0001,438
Minority interest net income$075
Net income of bank and minority interests.$2,326,0001,439
Net charge-offs$278,000957
Cash dividends$984,0001,272
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,326,0001,392
2015-03-31 (YTD Data)Rank
Total interest income$4,273,0001,460
Total interest expense$340,0001,963
Net interest income$3,933,0001,424
Provision for loan and lease losses$300,000621
Total noninterest income$753,0001,580
Gross Fiduciary activities income$208,000513
Service charges on deposit accounts$200,0001,450
Trading account gains and fees$0152
Additional Noninterest Income$345,0001,933
Total noninterest expense$2,773,0001,730
Salaries and employee benefits$1,510,0001,763
Premises and equipment expense$448,0001,337
Additional noninterest expense$815,0001,847
Pre-tax net operating income$1,613,0001,258
Securities gains (losses)$02,027
Applicable income taxes$516,000992
Income before extraordinary items$1,097,0001,463
Extraordinary gains, net$013
Net income$1,097,0001,465
Minority interest net income$064
Net income of bank and minority interests.$1,097,0001,465
Net charge-offs$133,000934
Cash dividends$492,0001,144
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,097,0001,421
2014-12-31 (YTD Data)Rank
Total interest income$16,854,0001,479
Total interest expense$1,493,0001,893
Net interest income$15,361,0001,443
Provision for loan and lease losses$1,200,000731
Total noninterest income$2,507,0001,794
Gross Fiduciary activities income$888,000494
Service charges on deposit accounts$809,0001,567
Trading account gains and fees$0180
Additional Noninterest Income$810,0002,621
Total noninterest expense$11,349,0001,690
Salaries and employee benefits$5,999,0001,726
Premises and equipment expense$1,513,0001,556
Additional noninterest expense$3,837,0001,624
Pre-tax net operating income$5,319,0001,443
Securities gains (losses)$03,259
Applicable income taxes$1,669,0001,120
Income before extraordinary items$3,650,0001,700
Extraordinary gains, net$017
Net income$3,650,0001,701
Minority interest net income$084
Net income of bank and minority interests.$3,650,0001,699
Net charge-offs$1,278,000739
Cash dividends$2,275,0001,155
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,650,0001,676
2014-09-30 (YTD Data)Rank
Total interest income$12,657,0001,493
Total interest expense$1,126,0001,909
Net interest income$11,531,0001,447
Provision for loan and lease losses$900,000732
Total noninterest income$2,002,0001,708
Gross Fiduciary activities income$637,000499
Service charges on deposit accounts$583,0001,631
Trading account gains and fees$0174
Additional Noninterest Income$782,0002,292
Total noninterest expense$8,136,0001,762
Salaries and employee benefits$4,288,0001,804
Premises and equipment expense$1,037,0001,708
Additional noninterest expense$2,811,0001,659
Pre-tax net operating income$4,497,0001,320
Securities gains (losses)$02,980
Applicable income taxes$1,423,0001,038
Income before extraordinary items$3,074,0001,543
Extraordinary gains, net$015
Net income$3,074,0001,543
Minority interest net income$081
Net income of bank and minority interests.$3,074,0001,543
Net charge-offs$1,231,000576
Cash dividends$1,476,0001,169
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,074,0001,513
2014-06-30 (YTD Data)Rank
Total interest income$8,455,0001,486
Total interest expense$759,0001,919
Net interest income$7,696,0001,439
Provision for loan and lease losses$600,000713
Total noninterest income$1,402,0001,624
Gross Fiduciary activities income$422,000503
Service charges on deposit accounts$382,0001,628
Trading account gains and fees$0172
Additional Noninterest Income$598,0002,061
Total noninterest expense$5,416,0001,755
Salaries and employee benefits$2,844,0001,814
Premises and equipment expense$708,0001,674
Additional noninterest expense$1,864,0001,664
Pre-tax net operating income$3,082,0001,262
Securities gains (losses)$02,580
Applicable income taxes$983,000979
Income before extraordinary items$2,099,0001,469
Extraordinary gains, net$020
Net income$2,099,0001,471
Minority interest net income$080
Net income of bank and minority interests.$2,099,0001,471
Net charge-offs$323,0001,204
Cash dividends$984,0001,186
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,099,0001,442
2014-03-31 (YTD Data)Rank
Total interest income$4,150,0001,506
Total interest expense$382,0001,945
Net interest income$3,768,0001,450
Provision for loan and lease losses$300,000685
Total noninterest income$649,0001,690
Gross Fiduciary activities income$206,000512
Service charges on deposit accounts$189,0001,632
Trading account gains and fees$0147
Additional Noninterest Income$254,0002,233
Total noninterest expense$2,707,0001,756
Salaries and employee benefits$1,429,0001,818
Premises and equipment expense$335,0001,801
Additional noninterest expense$943,0001,631
Pre-tax net operating income$1,410,0001,321
Securities gains (losses)$01,715
Applicable income taxes$325,0001,266
Income before extraordinary items$1,085,0001,394
Extraordinary gains, net$016
Net income$1,085,0001,396
Minority interest net income$066
Net income of bank and minority interests.$1,085,0001,396
Net charge-offs$140,0001,165
Cash dividends$492,0001,055
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,085,0001,371
2013-12-31 (YTD Data)Rank
Total interest income$17,196,0001,469
Total interest expense$1,819,0001,855
Net interest income$15,377,0001,402
Provision for loan and lease losses$1,200,000946
Total noninterest income$2,794,0001,696
Gross Fiduciary activities income$908,000474
Service charges on deposit accounts$843,0001,578
Trading account gains and fees$0184
Additional Noninterest Income$1,043,0002,327
Total noninterest expense$10,381,0001,833
Salaries and employee benefits$5,682,0001,797
Premises and equipment expense$1,129,0002,014
Additional noninterest expense$3,570,0001,778
Pre-tax net operating income$6,590,0001,124
Securities gains (losses)$03,182
Applicable income taxes$2,064,000880
Income before extraordinary items$4,526,0001,341
Extraordinary gains, net$029
Net income$4,526,0001,344
Minority interest net income$090
Net income of bank and minority interests.$4,526,0001,344
Net charge-offs$1,262,0001,060
Cash dividends$1,968,0001,230
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,526,0001,317
2013-09-30 (YTD Data)Rank
Total interest income$12,992,0001,461
Total interest expense$1,403,0001,855
Net interest income$11,589,0001,394
Provision for loan and lease losses$900,000951
Total noninterest income$2,091,0001,733
Gross Fiduciary activities income$617,000497
Service charges on deposit accounts$639,0001,567
Trading account gains and fees$0180
Additional Noninterest Income$835,0002,299
Total noninterest expense$7,665,0001,864
Salaries and employee benefits$4,081,0001,883
Premises and equipment expense$821,0002,098
Additional noninterest expense$2,763,0001,718
Pre-tax net operating income$5,115,0001,114
Securities gains (losses)$03,040
Applicable income taxes$1,584,000891
Income before extraordinary items$3,531,0001,301
Extraordinary gains, net$025
Net income$3,531,0001,303
Minority interest net income$084
Net income of bank and minority interests.$3,531,0001,303
Net charge-offs$801,0001,176
Cash dividends$1,476,0001,119
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,531,0001,272
2013-06-30 (YTD Data)Rank
Total interest income$8,669,0001,458
Total interest expense$974,0001,826
Net interest income$7,695,0001,393
Provision for loan and lease losses$600,000990
Total noninterest income$1,400,0001,733
Gross Fiduciary activities income$407,000503
Service charges on deposit accounts$420,0001,558
Trading account gains and fees$0157
Additional Noninterest Income$573,0002,291
Total noninterest expense$5,120,0001,863
Salaries and employee benefits$2,721,0001,889
Premises and equipment expense$545,0002,102
Additional noninterest expense$1,854,0001,711
Pre-tax net operating income$3,375,0001,109
Securities gains (losses)$02,791
Applicable income taxes$999,000941
Income before extraordinary items$2,376,0001,272
Extraordinary gains, net$022
Net income$2,376,0001,275
Minority interest net income$082
Net income of bank and minority interests.$2,376,0001,275
Net charge-offs$412,0001,418
Cash dividends$984,0001,122
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,376,0001,224
2013-03-31 (YTD Data)Rank
Total interest income$4,264,0001,495
Total interest expense$487,0001,875
Net interest income$3,777,0001,425
Provision for loan and lease losses$300,000980
Total noninterest income$698,0001,732
Gross Fiduciary activities income$195,000525
Service charges on deposit accounts$202,0001,606
Trading account gains and fees$0148
Additional Noninterest Income$301,0002,213
Total noninterest expense$2,554,0001,882
Salaries and employee benefits$1,368,0001,897
Premises and equipment expense$272,0002,150
Additional noninterest expense$914,0001,748
Pre-tax net operating income$1,621,0001,131
Securities gains (losses)$01,966
Applicable income taxes$389,0001,108
Income before extraordinary items$1,232,0001,216
Extraordinary gains, net$010
Net income$1,232,0001,218
Minority interest net income$076
Net income of bank and minority interests.$1,232,0001,218
Net charge-offs$46,0002,479
Cash dividends$492,000968
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,232,0001,158
2012-12-31 (YTD Data)Rank
Total interest income$17,685,0001,493
Total interest expense$2,312,0001,885
Net interest income$15,373,0001,430
Provision for loan and lease losses$2,800,000818
Total noninterest income$2,434,0001,906
Gross Fiduciary activities income$814,000497
Service charges on deposit accounts$848,0001,618
Trading account gains and fees$0166
Additional Noninterest Income$772,0002,741
Total noninterest expense$10,714,0001,787
Salaries and employee benefits$5,431,0001,855
Premises and equipment expense$1,151,0002,016
Additional noninterest expense$4,132,0001,637
Pre-tax net operating income$4,293,0001,569
Securities gains (losses)$03,810
Applicable income taxes$1,387,0001,160
Income before extraordinary items$2,906,0001,917
Extraordinary gains, net$029
Net income$2,906,0001,916
Minority interest net income$093
Net income of bank and minority interests.$2,906,0001,918
Net charge-offs$4,061,000682
Cash dividends$1,968,0001,246
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,906,0001,811
2012-09-30 (YTD Data)Rank
Total interest income$13,357,0001,513
Total interest expense$1,775,0001,921
Net interest income$11,582,0001,442
Provision for loan and lease losses$2,100,000814
Total noninterest income$1,747,0001,971
Gross Fiduciary activities income$571,000511
Service charges on deposit accounts$634,0001,641
Trading account gains and fees$0157
Additional Noninterest Income$542,0002,821
Total noninterest expense$7,966,0001,802
Salaries and employee benefits$3,991,0001,885
Premises and equipment expense$878,0002,012
Additional noninterest expense$3,097,0001,629
Pre-tax net operating income$3,263,0001,584
Securities gains (losses)$03,575
Applicable income taxes$1,168,0001,089
Income before extraordinary items$2,095,0002,024
Extraordinary gains, net$020
Net income$2,095,0002,022
Minority interest net income$086
Net income of bank and minority interests.$2,095,0002,025
Net charge-offs$1,893,000960
Cash dividends$1,476,0001,024
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,095,0001,904
2012-06-30 (YTD Data)Rank
Total interest income$8,775,0001,558
Total interest expense$1,221,0001,930
Net interest income$7,554,0001,475
Provision for loan and lease losses$1,300,000886
Total noninterest income$1,324,0001,782
Gross Fiduciary activities income$363,000532
Service charges on deposit accounts$418,0001,643
Trading account gains and fees$0153
Additional Noninterest Income$543,0002,230
Total noninterest expense$5,430,0001,776
Salaries and employee benefits$2,666,0001,882
Premises and equipment expense$592,0001,989
Additional noninterest expense$2,172,0001,564
Pre-tax net operating income$2,148,0001,596
Securities gains (losses)$03,178
Applicable income taxes$832,0001,030
Income before extraordinary items$1,316,0002,107
Extraordinary gains, net$019
Net income$1,316,0002,106
Minority interest net income$084
Net income of bank and minority interests.$1,316,0002,107
Net charge-offs$1,588,000827
Cash dividends$984,0001,009
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,316,0001,997
2012-03-31 (YTD Data)Rank
Total interest income$4,400,0001,567
Total interest expense$638,0001,924
Net interest income$3,762,0001,483
Provision for loan and lease losses$300,0001,500
Total noninterest income$683,0001,743
Gross Fiduciary activities income$179,000534
Service charges on deposit accounts$215,0001,594
Trading account gains and fees$0148
Additional Noninterest Income$289,0002,154
Total noninterest expense$2,668,0001,802
Salaries and employee benefits$1,332,0001,884
Premises and equipment expense$298,0001,985
Additional noninterest expense$1,038,0001,597
Pre-tax net operating income$1,477,0001,182
Securities gains (losses)$02,210
Applicable income taxes$609,000750
Income before extraordinary items$868,0001,676
Extraordinary gains, net$019
Net income$868,0001,676
Minority interest net income$078
Net income of bank and minority interests.$868,0001,677
Net charge-offs$871,000733
Cash dividends$492,000912
Sale, conversion, retirement of capital stock, net$0861
Net operating income$868,0001,574
2011-12-31 (YTD Data)Rank
Total interest income$19,750,0001,443
Total interest expense$3,383,0001,749
Net interest income$16,367,0001,350
Provision for loan and lease losses$2,000,0001,561
Total noninterest income$2,442,0001,744
Gross Fiduciary activities income$775,000456
Service charges on deposit accounts$857,0001,688
Trading account gains and fees$0146
Additional Noninterest Income$810,0002,427
Total noninterest expense$10,636,0001,812
Salaries and employee benefits$5,282,0001,848
Premises and equipment expense$1,170,0002,108
Additional noninterest expense$4,184,0001,637
Pre-tax net operating income$6,173,000969
Securities gains (losses)$03,838
Applicable income taxes$1,963,000799
Income before extraordinary items$4,210,0001,194
Extraordinary gains, net$029
Net income$4,210,0001,194
Minority interest net income$096
Net income of bank and minority interests.$4,210,0001,194
Net charge-offs$1,943,0001,585
Cash dividends$1,968,000987
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,210,0001,126
2011-09-30 (YTD Data)Rank
Total interest income$15,117,0001,432
Total interest expense$2,656,0001,743
Net interest income$12,461,0001,339
Provision for loan and lease losses$1,700,0001,386
Total noninterest income$1,813,0001,733
Gross Fiduciary activities income$551,000472
Service charges on deposit accounts$640,0001,700
Trading account gains and fees$0145
Additional Noninterest Income$622,0002,377
Total noninterest expense$7,970,0001,813
Salaries and employee benefits$3,896,0001,885
Premises and equipment expense$891,0002,096
Additional noninterest expense$3,183,0001,605
Pre-tax net operating income$4,604,0001,011
Securities gains (losses)$03,555
Applicable income taxes$1,433,000819
Income before extraordinary items$3,171,0001,226
Extraordinary gains, net$021
Net income$3,171,0001,226
Minority interest net income$087
Net income of bank and minority interests.$3,171,0001,226
Net charge-offs$836,0002,094
Cash dividends$1,476,000866
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,171,0001,150
2011-06-30 (YTD Data)Rank
Total interest income$10,344,0001,418
Total interest expense$1,872,0001,724
Net interest income$8,472,0001,315
Provision for loan and lease losses$1,100,0001,406
Total noninterest income$1,190,0001,753
Gross Fiduciary activities income$371,000476
Service charges on deposit accounts$414,0001,720
Trading account gains and fees$0153
Additional Noninterest Income$405,0002,418
Total noninterest expense$5,369,0001,819
Salaries and employee benefits$2,584,0001,896
Premises and equipment expense$586,0002,146
Additional noninterest expense$2,199,0001,573
Pre-tax net operating income$3,193,000959
Securities gains (losses)$02,914
Applicable income taxes$836,000888
Income before extraordinary items$2,357,0001,055
Extraordinary gains, net$015
Net income$2,357,0001,053
Minority interest net income$089
Net income of bank and minority interests.$2,357,0001,055
Net charge-offs$408,0002,341
Cash dividends$984,000842
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,357,0001,020
2011-03-31 (YTD Data)Rank
Total interest income$5,301,0001,384
Total interest expense$986,0001,708
Net interest income$4,315,0001,295
Provision for loan and lease losses$300,0001,892
Total noninterest income$592,0001,766
Gross Fiduciary activities income$187,000471
Service charges on deposit accounts$203,0001,725
Trading account gains and fees$0158
Additional Noninterest Income$202,0002,455
Total noninterest expense$2,674,0001,841
Salaries and employee benefits$1,296,0001,912
Premises and equipment expense$286,0002,228
Additional noninterest expense$1,092,0001,581
Pre-tax net operating income$1,933,000787
Securities gains (losses)$01,772
Applicable income taxes$515,000735
Income before extraordinary items$1,418,000864
Extraordinary gains, net$09
Net income$1,418,000862
Minority interest net income$086
Net income of bank and minority interests.$1,418,000864
Net charge-offs$64,0003,148
Cash dividends$492,000776
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,418,000846
2010-12-31 (YTD Data)Rank
Total interest income$23,277,0001,323
Total interest expense$5,281,0001,573
Net interest income$17,996,0001,251
Provision for loan and lease losses$6,400,000940
Total noninterest income$2,399,0001,817
Gross Fiduciary activities income$763,000460
Service charges on deposit accounts$901,0001,647
Trading account gains and fees$0175
Additional Noninterest Income$735,0002,620
Total noninterest expense$10,678,0001,840
Salaries and employee benefits$5,278,0001,838
Premises and equipment expense$1,133,0002,231
Additional noninterest expense$4,267,0001,679
Pre-tax net operating income$3,317,0001,485
Securities gains (losses)$03,793
Applicable income taxes$1,038,0001,187
Income before extraordinary items$2,279,0001,803
Extraordinary gains, net$029
Net income$2,279,0001,804
Minority interest net income$0111
Net income of bank and minority interests.$2,279,0001,805
Net charge-offs$5,036,0001,007
Cash dividends$1,968,000835
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,279,0001,733
2010-09-30 (YTD Data)Rank
Total interest income$17,602,0001,330
Total interest expense$4,107,0001,580
Net interest income$13,495,0001,259
Provision for loan and lease losses$4,900,000891
Total noninterest income$1,876,0001,779
Gross Fiduciary activities income$556,000463
Service charges on deposit accounts$682,0001,678
Trading account gains and fees$0165
Additional Noninterest Income$638,0002,403
Total noninterest expense$7,776,0001,885
Salaries and employee benefits$3,930,0001,851
Premises and equipment expense$833,0002,307
Additional noninterest expense$3,013,0001,772
Pre-tax net operating income$2,695,0001,452
Securities gains (losses)$03,651
Applicable income taxes$937,0001,051
Income before extraordinary items$1,758,0001,873
Extraordinary gains, net$023
Net income$1,758,0001,874
Minority interest net income$0110
Net income of bank and minority interests.$1,758,0001,875
Net charge-offs$4,190,000888
Cash dividends$1,476,000759
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,758,0001,779
2010-06-30 (YTD Data)Rank
Total interest income$11,728,0001,349
Total interest expense$2,834,0001,596
Net interest income$8,894,0001,283
Provision for loan and lease losses$4,100,000751
Total noninterest income$1,235,0001,738
Gross Fiduciary activities income$355,000476
Service charges on deposit accounts$456,0001,681
Trading account gains and fees$0152
Additional Noninterest Income$424,0002,330
Total noninterest expense$5,192,0001,889
Salaries and employee benefits$2,633,0001,866
Premises and equipment expense$535,0002,398
Additional noninterest expense$2,024,0001,747
Pre-tax net operating income$837,0002,709
Securities gains (losses)$03,184
Applicable income taxes$342,0001,604
Income before extraordinary items$495,0003,431
Extraordinary gains, net$019
Net income$495,0003,428
Minority interest net income$0105
Net income of bank and minority interests.$495,0003,430
Net charge-offs$2,646,000916
Cash dividends$984,000749
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$495,0003,313
2010-03-31 (YTD Data)Rank
Total interest income$5,897,0001,374
Total interest expense$1,448,0001,622
Net interest income$4,449,0001,296
Provision for loan and lease losses$3,000,000548
Total noninterest income$644,0001,698
Gross Fiduciary activities income$178,000484
Service charges on deposit accounts$229,0001,669
Trading account gains and fees$0175
Additional Noninterest Income$237,0002,146
Total noninterest expense$2,604,0001,906
Salaries and employee benefits$1,324,0001,890
Premises and equipment expense$269,0002,427
Additional noninterest expense$1,011,0001,731
Pre-tax net operating income$-511,0007,189
Securities gains (losses)$02,284
Applicable income taxes$250,0001,205
Income before extraordinary items$-761,0007,389
Extraordinary gains, net$016
Net income$-761,0007,389
Minority interest net income$091
Net income of bank and minority interests.$-761,0007,390
Net charge-offs$2,198,000611
Cash dividends$492,000702
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-761,0007,373
2009-12-31 (YTD Data)Rank
Total interest income$24,524,0001,404
Total interest expense$7,939,0001,492
Net interest income$16,585,0001,341
Provision for loan and lease losses$6,400,0001,194
Total noninterest income$2,481,0001,840
Gross Fiduciary activities income$743,000458
Service charges on deposit accounts$998,0001,694
Trading account gains and fees$0211
Additional Noninterest Income$740,0002,574
Total noninterest expense$10,355,0001,956
Salaries and employee benefits$5,331,0001,851
Premises and equipment expense$1,355,0001,977
Additional noninterest expense$3,669,0001,994
Pre-tax net operating income$2,311,0001,685
Securities gains (losses)$03,754
Applicable income taxes$644,0001,312
Income before extraordinary items$1,667,0001,945
Extraordinary gains, net$034
Net income$1,667,0001,942
Minority interest net income$0115
Net income of bank and minority interests.$1,667,0001,944
Net charge-offs$4,562,0001,230
Cash dividends$2,153,000844
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,667,0001,903
2009-09-30 (YTD Data)Rank
Total interest income$18,387,0001,429
Total interest expense$6,181,0001,513
Net interest income$12,206,0001,361
Provision for loan and lease losses$5,800,000944
Total noninterest income$1,592,0002,077
Gross Fiduciary activities income$467,000489
Service charges on deposit accounts$756,0001,671
Trading account gains and fees$0212
Additional Noninterest Income$369,0003,319
Total noninterest expense$7,479,0002,019
Salaries and employee benefits$3,937,0001,898
Premises and equipment expense$893,0002,255
Additional noninterest expense$2,649,0001,994
Pre-tax net operating income$519,0003,844
Securities gains (losses)$03,497
Applicable income taxes$1,176,000747
Income before extraordinary items$-657,0006,541
Extraordinary gains, net$027
Net income$-657,0006,542
Minority interest net income$0118
Net income of bank and minority interests.$-657,0006,541
Net charge-offs$1,597,0001,707
Cash dividends$1,476,000888
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-657,0006,538
2009-06-30 (YTD Data)Rank
Total interest income$12,276,0001,458
Total interest expense$4,254,0001,545
Net interest income$8,022,0001,385
Provision for loan and lease losses$1,600,0001,593
Total noninterest income$1,056,0002,092
Gross Fiduciary activities income$320,000488
Service charges on deposit accounts$495,0001,683
Trading account gains and fees$0193
Additional Noninterest Income$241,0003,360
Total noninterest expense$4,981,0002,039
Salaries and employee benefits$2,630,0001,928
Premises and equipment expense$557,0002,405
Additional noninterest expense$1,794,0001,990
Pre-tax net operating income$2,497,000914
Securities gains (losses)$03,136
Applicable income taxes$897,000680
Income before extraordinary items$1,600,0001,182
Extraordinary gains, net$021
Net income$1,600,0001,180
Minority interest net income$0112
Net income of bank and minority interests.$1,600,0001,181
Net charge-offs$1,401,0001,391
Cash dividends$984,000941
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,600,0001,148
2009-03-31 (YTD Data)Rank
Total interest income$5,964,0001,523
Total interest expense$2,181,0001,564
Net interest income$3,783,0001,469
Provision for loan and lease losses$300,0002,285
Total noninterest income$546,0002,005
Gross Fiduciary activities income$187,000459
Service charges on deposit accounts$240,0001,683
Trading account gains and fees$0171
Additional Noninterest Income$119,0003,373
Total noninterest expense$2,425,0002,038
Salaries and employee benefits$1,322,0001,948
Premises and equipment expense$287,0002,384
Additional noninterest expense$816,0001,959
Pre-tax net operating income$1,604,000793
Securities gains (losses)$02,434
Applicable income taxes$498,000678
Income before extraordinary items$1,106,000965
Extraordinary gains, net$015
Net income$1,106,000966
Minority interest net income$0102
Net income of bank and minority interests.$1,106,000967
Net charge-offs$395,0001,557
Cash dividends$492,000915
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,106,000908
2008-12-31 (YTD Data)Rank
Total interest income$26,423,0001,474
Total interest expense$11,199,0001,457
Net interest income$15,224,0001,474
Provision for loan and lease losses$3,100,0001,352
Total noninterest income$2,403,0001,862
Gross Fiduciary activities income$870,000440
Service charges on deposit accounts$1,022,0001,727
Trading account gains and fees$0154
Additional Noninterest Income$511,0003,137
Total noninterest expense$10,107,0001,909
Salaries and employee benefits$5,343,0001,892
Premises and equipment expense$1,691,0001,630
Additional noninterest expense$3,073,0001,971
Pre-tax net operating income$4,420,0001,236
Securities gains (losses)$81,0001,287
Applicable income taxes$1,395,000919
Income before extraordinary items$3,106,0001,314
Extraordinary gains, net$039
Net income$3,106,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,965,0001,007
Cash dividends$2,153,0001,255
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,050,1101,438
2008-09-30 (YTD Data)Rank
Total interest income$20,101,0001,484
Total interest expense$8,581,0001,481
Net interest income$11,520,0001,471
Provision for loan and lease losses$2,125,0001,137
Total noninterest income$1,814,0001,908
Gross Fiduciary activities income$644,000449
Service charges on deposit accounts$778,0001,725
Trading account gains and fees$0148
Additional Noninterest Income$392,0003,218
Total noninterest expense$7,159,0002,003
Salaries and employee benefits$3,937,0001,961
Premises and equipment expense$970,0002,099
Additional noninterest expense$2,252,0001,938
Pre-tax net operating income$4,050,0001,244
Securities gains (losses)$81,0001,096
Applicable income taxes$1,266,000956
Income before extraordinary items$2,865,0001,296
Extraordinary gains, net$031
Net income$2,865,0001,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,302,0001,103
Cash dividends$1,476,0001,343
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,809,1101,399
2008-06-30 (YTD Data)Rank
Total interest income$13,472,0001,505
Total interest expense$5,834,0001,511
Net interest income$7,638,0001,465
Provision for loan and lease losses$1,450,000974
Total noninterest income$1,205,0001,947
Gross Fiduciary activities income$451,000447
Service charges on deposit accounts$486,0001,798
Trading account gains and fees$0149
Additional Noninterest Income$268,0003,225
Total noninterest expense$4,824,0001,987
Salaries and employee benefits$2,616,0001,989
Premises and equipment expense$668,0002,031
Additional noninterest expense$1,540,0001,873
Pre-tax net operating income$2,569,0001,349
Securities gains (losses)$81,0001,114
Applicable income taxes$871,0001,049
Income before extraordinary items$1,779,0001,537
Extraordinary gains, net$021
Net income$1,779,0001,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,076,000821
Cash dividends$984,0001,454
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,724,7301,552
2008-03-31 (YTD Data)Rank
Total interest income$6,906,0001,495
Total interest expense$3,065,0001,535
Net interest income$3,841,0001,442
Provision for loan and lease losses$225,0001,695
Total noninterest income$612,0001,925
Gross Fiduciary activities income$234,000443
Service charges on deposit accounts$244,0001,761
Trading account gains and fees$0158
Additional Noninterest Income$134,0003,238
Total noninterest expense$2,393,0002,007
Salaries and employee benefits$1,314,0002,007
Premises and equipment expense$315,0002,164
Additional noninterest expense$764,0001,843
Pre-tax net operating income$1,835,0001,037
Securities gains (losses)$81,000822
Applicable income taxes$630,000847
Income before extraordinary items$1,286,0001,170
Extraordinary gains, net$015
Net income$1,286,0001,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,298
Cash dividends$492,0001,403
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,231,7301,181
2007-12-31 (YTD Data)Rank
Total interest income$29,390,0001,459
Total interest expense$13,865,0001,442
Net interest income$15,525,0001,447
Provision for loan and lease losses$900,0001,538
Total noninterest income$2,474,0001,905
Gross Fiduciary activities income$988,000422
Service charges on deposit accounts$989,0001,780
Trading account gains and fees$0178
Additional Noninterest Income$497,0003,324
Total noninterest expense$9,429,0001,968
Salaries and employee benefits$5,134,0001,962
Premises and equipment expense$1,341,0001,942
Additional noninterest expense$2,954,0001,867
Pre-tax net operating income$7,670,0001,101
Securities gains (losses)$02,146
Applicable income taxes$2,470,000934
Income before extraordinary items$5,200,0001,232
Extraordinary gains, net$039
Net income$5,200,0001,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$849,0001,157
Cash dividends$2,153,0001,531
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,200,0001,227
2007-09-30 (YTD Data)Rank
Total interest income$22,178,0001,457
Total interest expense$10,457,0001,435
Net interest income$11,721,0001,441
Provision for loan and lease losses$675,0001,244
Total noninterest income$1,815,0001,936
Gross Fiduciary activities income$708,000429
Service charges on deposit accounts$720,0001,808
Trading account gains and fees$0184
Additional Noninterest Income$387,0003,264
Total noninterest expense$6,926,0001,982
Salaries and employee benefits$3,694,0002,034
Premises and equipment expense$969,0001,999
Additional noninterest expense$2,263,0001,784
Pre-tax net operating income$5,935,0001,151
Securities gains (losses)$01,655
Applicable income taxes$1,885,0001,009
Income before extraordinary items$4,050,0001,275
Extraordinary gains, net$033
Net income$4,050,0001,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$546,0001,005
Cash dividends$1,476,0001,544
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,050,0001,264
2007-06-30 (YTD Data)Rank
Total interest income$14,651,0001,484
Total interest expense$6,898,0001,444
Net interest income$7,753,0001,474
Provision for loan and lease losses$450,0001,118
Total noninterest income$1,270,0001,873
Gross Fiduciary activities income$553,000397
Service charges on deposit accounts$472,0001,839
Trading account gains and fees$0168
Additional Noninterest Income$245,0003,390
Total noninterest expense$4,642,0001,992
Salaries and employee benefits$2,470,0002,068
Premises and equipment expense$634,0002,048
Additional noninterest expense$1,538,0001,765
Pre-tax net operating income$3,931,0001,201
Securities gains (losses)$01,444
Applicable income taxes$1,261,0001,063
Income before extraordinary items$2,670,0001,334
Extraordinary gains, net$029
Net income$2,670,0001,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0001,253
Cash dividends$984,0001,574
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,670,0001,315
2007-03-31 (YTD Data)Rank
Total interest income$7,265,0001,496
Total interest expense$3,438,0001,445
Net interest income$3,827,0001,495
Provision for loan and lease losses$225,0001,053
Total noninterest income$682,0001,773
Gross Fiduciary activities income$319,000365
Service charges on deposit accounts$240,0001,767
Trading account gains and fees$0195
Additional Noninterest Income$123,0003,375
Total noninterest expense$2,359,0001,959
Salaries and employee benefits$1,238,0002,077
Premises and equipment expense$336,0001,943
Additional noninterest expense$785,0001,708
Pre-tax net operating income$1,925,0001,219
Securities gains (losses)$01,187
Applicable income taxes$613,0001,098
Income before extraordinary items$1,312,0001,340
Extraordinary gains, net$022
Net income$1,312,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-124,0008,535
Cash dividends$492,0001,455
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,312,0001,333
2006-12-31 (YTD Data)Rank
Total interest income$27,752,0001,437
Total interest expense$11,873,0001,413
Net interest income$15,879,0001,429
Provision for loan and lease losses$1,700,000642
Total noninterest income$2,595,0001,825
Gross Fiduciary activities income$1,123,000367
Service charges on deposit accounts$1,015,0001,728
Trading account gains and fees$0130
Additional Noninterest Income$457,0003,492
Total noninterest expense$9,279,0001,911
Salaries and employee benefits$5,070,0001,919
Premises and equipment expense$1,312,0001,919
Additional noninterest expense$2,897,0001,822
Pre-tax net operating income$7,495,0001,303
Securities gains (losses)$01,687
Applicable income taxes$2,389,0001,154
Income before extraordinary items$5,106,0001,430
Extraordinary gains, net$051
Net income$5,106,0001,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,472,000493
Cash dividends$2,184,0001,424
Sale, conversion, retirement of capital stock, net$-1,125,0008,663
Net operating income$5,106,0001,412
2006-09-30 (YTD Data)Rank
Total interest income$20,363,0001,459
Total interest expense$8,371,0001,458
Net interest income$11,992,0001,440
Provision for loan and lease losses$825,000921
Total noninterest income$1,713,0002,025
Gross Fiduciary activities income$600,000465
Service charges on deposit accounts$766,0001,725
Trading account gains and fees$0126
Additional Noninterest Income$347,0003,457
Total noninterest expense$6,836,0001,932
Salaries and employee benefits$3,677,0001,976
Premises and equipment expense$1,009,0001,871
Additional noninterest expense$2,150,0001,801
Pre-tax net operating income$6,044,0001,262
Securities gains (losses)$01,388
Applicable income taxes$1,811,0001,184
Income before extraordinary items$4,233,0001,338
Extraordinary gains, net$045
Net income$4,233,0001,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,106
Cash dividends$1,323,0001,607
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,233,0001,325
2006-06-30 (YTD Data)Rank
Total interest income$13,168,0001,474
Total interest expense$5,207,0001,495
Net interest income$7,961,0001,447
Provision for loan and lease losses$450,0001,060
Total noninterest income$1,145,0002,017
Gross Fiduciary activities income$406,000465
Service charges on deposit accounts$506,0001,729
Trading account gains and fees$0126
Additional Noninterest Income$233,0003,448
Total noninterest expense$4,576,0001,934
Salaries and employee benefits$2,459,0001,973
Premises and equipment expense$678,0001,860
Additional noninterest expense$1,439,0001,818
Pre-tax net operating income$4,080,0001,242
Securities gains (losses)$01,185
Applicable income taxes$1,207,0001,197
Income before extraordinary items$2,873,0001,307
Extraordinary gains, net$039
Net income$2,873,0001,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,324
Cash dividends$882,0001,608
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,873,0001,287
2006-03-31 (YTD Data)Rank
Total interest income$6,309,0001,502
Total interest expense$2,356,0001,555
Net interest income$3,953,0001,453
Provision for loan and lease losses$225,0001,018
Total noninterest income$569,0002,011
Gross Fiduciary activities income$209,000464
Service charges on deposit accounts$242,0001,743
Trading account gains and fees$0115
Additional Noninterest Income$118,0003,406
Total noninterest expense$2,263,0001,963
Salaries and employee benefits$1,216,0002,023
Premises and equipment expense$329,0001,930
Additional noninterest expense$718,0001,820
Pre-tax net operating income$2,034,0001,216
Securities gains (losses)$0955
Applicable income taxes$563,0001,260
Income before extraordinary items$1,471,0001,260
Extraordinary gains, net$021
Net income$1,471,0001,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,028
Cash dividends$441,0001,504
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,471,0001,240
2005-12-31 (YTD Data)Rank
Total interest income$22,263,0001,499
Total interest expense$7,406,0001,532
Net interest income$14,857,0001,475
Provision for loan and lease losses$900,0001,141
Total noninterest income$2,187,0002,072
Gross Fiduciary activities income$767,000464
Service charges on deposit accounts$967,0001,781
Trading account gains and fees$0138
Additional Noninterest Income$453,0003,543
Total noninterest expense$8,886,0001,897
Salaries and employee benefits$5,002,0001,855
Premises and equipment expense$1,191,0002,014
Additional noninterest expense$2,693,0001,881
Pre-tax net operating income$7,258,0001,321
Securities gains (losses)$02,296
Applicable income taxes$2,409,0001,172
Income before extraordinary items$4,849,0001,457
Extraordinary gains, net$046
Net income$4,849,0001,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,624,000469
Cash dividends$2,079,0001,405
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,849,0001,439
2005-09-30 (YTD Data)Rank
Total interest income$16,123,0001,507
Total interest expense$5,232,0001,535
Net interest income$10,891,0001,493
Provision for loan and lease losses$825,000912
Total noninterest income$1,531,0002,172
Gross Fiduciary activities income$459,000525
Service charges on deposit accounts$727,0001,776
Trading account gains and fees$0126
Additional Noninterest Income$345,0003,551
Total noninterest expense$6,547,0001,912
Salaries and employee benefits$3,607,0001,905
Premises and equipment expense$967,0001,866
Additional noninterest expense$1,973,0001,888
Pre-tax net operating income$5,050,0001,418
Securities gains (losses)$02,317
Applicable income taxes$1,586,0001,326
Income before extraordinary items$3,464,0001,523
Extraordinary gains, net$035
Net income$3,464,0001,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,366,000405
Cash dividends$1,323,0001,469
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,464,0001,497
2005-06-30 (YTD Data)Rank
Total interest income$10,308,0001,539
Total interest expense$3,285,0001,531
Net interest income$7,023,0001,523
Provision for loan and lease losses$450,0001,068
Total noninterest income$1,014,0002,147
Gross Fiduciary activities income$306,000529
Service charges on deposit accounts$474,0001,759
Trading account gains and fees$0116
Additional Noninterest Income$234,0003,479
Total noninterest expense$4,468,0001,853
Salaries and employee benefits$2,394,0001,905
Premises and equipment expense$638,0001,871
Additional noninterest expense$1,436,0001,719
Pre-tax net operating income$3,119,0001,495
Securities gains (losses)$02,146
Applicable income taxes$1,028,0001,348
Income before extraordinary items$2,091,0001,642
Extraordinary gains, net$030
Net income$2,091,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,357,000295
Cash dividends$882,0001,469
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,091,0001,613
2005-03-31 (YTD Data)Rank
Total interest income$4,990,0001,568
Total interest expense$1,537,0001,553
Net interest income$3,453,0001,538
Provision for loan and lease losses$225,0001,003
Total noninterest income$496,0002,147
Gross Fiduciary activities income$153,000532
Service charges on deposit accounts$226,0001,790
Trading account gains and fees$0115
Additional Noninterest Income$117,0003,447
Total noninterest expense$2,255,0001,849
Salaries and employee benefits$1,185,0001,934
Premises and equipment expense$310,0001,930
Additional noninterest expense$760,0001,621
Pre-tax net operating income$1,469,0001,543
Securities gains (losses)$01,685
Applicable income taxes$476,0001,407
Income before extraordinary items$993,0001,685
Extraordinary gains, net$024
Net income$993,0001,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,000741
Cash dividends$441,0001,372
Sale, conversion, retirement of capital stock, net$0491
Net operating income$993,0001,656
2004-12-31 (YTD Data)Rank
Total interest income$18,876,0001,533
Total interest expense$5,592,0001,472
Net interest income$13,284,0001,525
Provision for loan and lease losses$900,0001,146
Total noninterest income$1,883,0002,290
Gross Fiduciary activities income$701,000457
Service charges on deposit accounts$807,0002,122
Trading account gains and fees$0138
Additional Noninterest Income$375,0003,827
Total noninterest expense$8,592,0001,880
Salaries and employee benefits$4,635,0001,887
Premises and equipment expense$1,470,0001,584
Additional noninterest expense$2,487,0001,953
Pre-tax net operating income$5,675,0001,501
Securities gains (losses)$03,819
Applicable income taxes$1,854,0001,360
Income before extraordinary items$3,821,0001,682
Extraordinary gains, net$034
Net income$3,821,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,445
Cash dividends$1,953,0001,397
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,821,0001,631
2004-09-30 (YTD Data)Rank
Total interest income$14,099,0001,521
Total interest expense$4,178,0001,444
Net interest income$9,921,0001,520
Provision for loan and lease losses$825,000933
Total noninterest income$1,334,0002,399
Gross Fiduciary activities income$477,000489
Service charges on deposit accounts$572,0002,246
Trading account gains and fees$0134
Additional Noninterest Income$285,0003,829
Total noninterest expense$6,122,0001,962
Salaries and employee benefits$3,326,0001,963
Premises and equipment expense$995,0001,748
Additional noninterest expense$1,801,0002,000
Pre-tax net operating income$4,308,0001,491
Securities gains (losses)$03,710
Applicable income taxes$1,636,0001,192
Income before extraordinary items$2,672,0001,797
Extraordinary gains, net$026
Net income$2,672,0001,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,550
Cash dividends$1,323,0001,396
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,672,0001,746
2004-06-30 (YTD Data)Rank
Total interest income$9,295,0001,521
Total interest expense$2,776,0001,429
Net interest income$6,519,0001,523
Provision for loan and lease losses$750,000665
Total noninterest income$873,0002,435
Gross Fiduciary activities income$324,000480
Service charges on deposit accounts$357,0002,351
Trading account gains and fees$0130
Additional Noninterest Income$192,0003,811
Total noninterest expense$4,067,0001,965
Salaries and employee benefits$2,208,0001,972
Premises and equipment expense$668,0001,731
Additional noninterest expense$1,191,0002,012
Pre-tax net operating income$2,575,0001,639
Securities gains (losses)$03,413
Applicable income taxes$1,057,0001,223
Income before extraordinary items$1,518,0002,049
Extraordinary gains, net$021
Net income$1,518,0002,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$882,0001,424
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,518,0001,996
2004-03-31 (YTD Data)Rank
Total interest income$4,693,0001,509
Total interest expense$1,415,0001,415
Net interest income$3,278,0001,517
Provision for loan and lease losses$225,0001,035
Total noninterest income$435,0002,399
Gross Fiduciary activities income$171,000475
Service charges on deposit accounts$167,0002,448
Trading account gains and fees$0121
Additional Noninterest Income$97,0003,782
Total noninterest expense$2,044,0001,962
Salaries and employee benefits$1,112,0001,980
Premises and equipment expense$326,0001,794
Additional noninterest expense$606,0001,957
Pre-tax net operating income$1,444,0001,435
Securities gains (losses)$02,934
Applicable income taxes$534,0001,237
Income before extraordinary items$910,0001,725
Extraordinary gains, net$016
Net income$910,0001,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,707
Cash dividends$441,0001,354
Sale, conversion, retirement of capital stock, net$0464
Net operating income$910,0001,641
2003-12-31 (YTD Data)Rank
Total interest income$20,590,0001,390
Total interest expense$6,764,0001,307
Net interest income$13,826,0001,408
Provision for loan and lease losses$600,0001,837
Total noninterest income$1,851,0002,445
Gross Fiduciary activities income$771,000437
Service charges on deposit accounts$699,0002,357
Trading account gains and fees$0160
Additional Noninterest Income$381,0004,068
Total noninterest expense$8,357,0001,899
Salaries and employee benefits$4,491,0001,914
Premises and equipment expense$1,352,0001,679
Additional noninterest expense$2,514,0001,916
Pre-tax net operating income$6,720,0001,241
Securities gains (losses)$04,500
Applicable income taxes$2,176,0001,210
Income before extraordinary items$4,544,0001,393
Extraordinary gains, net$054
Net income$4,544,0001,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$548,0001,493
Cash dividends$1,953,0001,414
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,544,0001,333
2003-09-30 (YTD Data)Rank
Total interest income$15,651,0001,391
Total interest expense$5,244,0001,322
Net interest income$10,407,0001,414
Provision for loan and lease losses$600,0001,404
Total noninterest income$1,291,0002,624
Gross Fiduciary activities income$477,000491
Service charges on deposit accounts$525,0002,365
Trading account gains and fees$0153
Additional Noninterest Income$289,0004,103
Total noninterest expense$5,953,0002,002
Salaries and employee benefits$3,236,0001,989
Premises and equipment expense$828,0002,081
Additional noninterest expense$1,889,0001,899
Pre-tax net operating income$5,145,0001,254
Securities gains (losses)$04,204
Applicable income taxes$1,845,0001,126
Income before extraordinary items$3,300,0001,491
Extraordinary gains, net$040
Net income$3,300,0001,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0001,761
Cash dividends$1,323,0001,415
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,300,0001,412
2003-06-30 (YTD Data)Rank
Total interest income$10,627,0001,376
Total interest expense$3,630,0001,316
Net interest income$6,997,0001,405
Provision for loan and lease losses$600,000971
Total noninterest income$850,0002,634
Gross Fiduciary activities income$318,000492
Service charges on deposit accounts$340,0002,401
Trading account gains and fees$0150
Additional Noninterest Income$192,0004,111
Total noninterest expense$3,960,0001,994
Salaries and employee benefits$2,136,0001,997
Premises and equipment expense$553,0002,071
Additional noninterest expense$1,271,0001,887
Pre-tax net operating income$3,287,0001,301
Securities gains (losses)$03,782
Applicable income taxes$1,181,0001,192
Income before extraordinary items$2,106,0001,546
Extraordinary gains, net$030
Net income$2,106,0001,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,357
Cash dividends$882,0001,471
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,106,0001,445
2003-03-31 (YTD Data)Rank
Total interest income$5,332,0001,379
Total interest expense$1,842,0001,324
Net interest income$3,490,0001,404
Provision for loan and lease losses$150,0001,666
Total noninterest income$426,0002,565
Gross Fiduciary activities income$159,000502
Service charges on deposit accounts$170,0002,334
Trading account gains and fees$0134
Additional Noninterest Income$97,0003,987
Total noninterest expense$1,952,0002,010
Salaries and employee benefits$1,052,0002,013
Premises and equipment expense$279,0002,047
Additional noninterest expense$621,0001,887
Pre-tax net operating income$1,814,0001,189
Securities gains (losses)$02,891
Applicable income taxes$650,0001,125
Income before extraordinary items$1,164,0001,406
Extraordinary gains, net$021
Net income$1,164,0001,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,705
Cash dividends$441,0001,356
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,164,0001,317
2002-12-31 (YTD Data)Rank
Total interest income$23,124,0001,326
Total interest expense$8,677,0001,287
Net interest income$14,447,0001,338
Provision for loan and lease losses$600,0002,054
Total noninterest income$1,932,0002,186
Gross Fiduciary activities income$701,000476
Service charges on deposit accounts$647,0002,420
Trading account gains and fees$0153
Additional Noninterest Income$584,0003,016
Total noninterest expense$7,747,0001,947
Salaries and employee benefits$4,320,0001,859
Premises and equipment expense$1,051,0002,083
Additional noninterest expense$2,376,0001,950
Pre-tax net operating income$8,032,0001,055
Securities gains (losses)$04,537
Applicable income taxes$2,660,0001,031
Income before extraordinary items$5,372,0001,171
Extraordinary gains, net$070
Net income$5,372,0001,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$760,0001,207
Cash dividends$1,953,0001,333
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,372,0001,124
2001-12-31 (YTD Data)Rank
Total interest income$26,237,0001,309
Total interest expense$13,013,0001,242
Net interest income$13,224,0001,340
Provision for loan and lease losses$400,0002,609
Total noninterest income$1,584,0002,407
Gross Fiduciary activities income$759,000479
Service charges on deposit accounts$536,0002,675
Trading account gains and fees$0177
Additional Noninterest Income$289,0004,198
Total noninterest expense$7,457,0001,932
Salaries and employee benefits$4,227,0001,778
Premises and equipment expense$965,0002,220
Additional noninterest expense$2,265,0001,987
Pre-tax net operating income$6,951,0001,077
Securities gains (losses)$04,612
Applicable income taxes$2,366,0001,018
Income before extraordinary items$4,585,0001,181
Extraordinary gains, net$0105
Net income$4,585,0001,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,361,000400
Cash dividends$1,953,0001,372
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,585,0001,138
2000-12-31 (YTD Data)Rank
Total interest income$25,633,0001,366
Total interest expense$12,797,0001,358
Net interest income$12,836,0001,368
Provision for loan and lease losses$150,0004,393
Total noninterest income$1,558,0002,283
Gross Fiduciary activities income$701,000497
Service charges on deposit accounts$498,0002,702
Trading account gains and fees$0180
Additional Noninterest Income$359,0003,579
Total noninterest expense$7,629,0001,823
Salaries and employee benefits$4,053,0001,772
Premises and equipment expense$991,0002,076
Additional noninterest expense$2,585,0001,719
Pre-tax net operating income$6,615,0001,139
Securities gains (losses)$01,956
Applicable income taxes$2,051,0001,130
Income before extraordinary items$4,564,0001,154
Extraordinary gains, net$038
Net income$4,564,0001,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-139,0009,791
Cash dividends$1,953,0001,390
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,564,0001,153
1999-12-31 (YTD Data)Rank
Total interest income$20,234,0001,604
Total interest expense$9,080,0001,653
Net interest income$11,154,0001,557
Provision for loan and lease losses$150,0004,234
Total noninterest income$1,732,0002,062
Gross Fiduciary activities income$604,000586
Service charges on deposit accounts$499,0002,639
Trading account gains and fees$0173
Additional Noninterest Income$629,0002,547
Total noninterest expense$6,742,0002,024
Salaries and employee benefits$3,784,0001,839
Premises and equipment expense$852,0002,365
Additional noninterest expense$2,106,0002,063
Pre-tax net operating income$5,994,0001,278
Securities gains (losses)$03,155
Applicable income taxes$1,851,0001,320
Income before extraordinary items$4,143,0001,311
Extraordinary gains, net$035
Net income$4,143,0001,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-287,00010,159
Cash dividends$1,873,0001,444
Sale, conversion, retirement of capital stock, net$-615,00010,159
Net operating income$4,143,0001,292
1998-12-31 (YTD Data)Rank
Total interest income$19,726,0001,648
Total interest expense$8,916,0001,721
Net interest income$10,810,0001,565
Provision for loan and lease losses$300,0002,562
Total noninterest income$1,471,0002,299
Gross Fiduciary activities income$487,000647
Service charges on deposit accounts$550,0002,343
Trading account gains and fees$0224
Additional Noninterest Income$434,0003,258
Total noninterest expense$5,955,0002,191
Salaries and employee benefits$3,395,0001,968
Premises and equipment expense$578,0003,279
Additional noninterest expense$1,982,0002,125
Pre-tax net operating income$6,026,0001,246
Securities gains (losses)$04,449
Applicable income taxes$1,823,0001,381
Income before extraordinary items$4,203,0001,275
Extraordinary gains, net$032
Net income$4,203,0001,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-615,00010,428
Cash dividends$1,888,0001,404
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,203,0001,226
1997-12-31 (YTD Data)Rank
Total interest income$18,563,0001,784
Total interest expense$8,382,0001,850
Net interest income$10,181,0001,714
Provision for loan and lease losses$300,0002,568
Total noninterest income$1,311,0002,443
Gross Fiduciary activities income$544,000623
Service charges on deposit accounts$436,0002,987
Trading account gains and fees$0239
Additional Noninterest Income$331,0003,707
Total noninterest expense$5,567,0002,323
Salaries and employee benefits$3,131,0002,101
Premises and equipment expense$547,0003,427
Additional noninterest expense$1,889,0002,206
Pre-tax net operating income$5,625,0001,382
Securities gains (losses)$03,944
Applicable income taxes$1,650,0001,568
Income before extraordinary items$3,975,0001,383
Extraordinary gains, net$044
Net income$3,975,0001,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,419
Cash dividends$1,792,0001,424
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,975,0001,336
1996-12-31 (YTD Data)Rank
Total interest income$17,989,0001,883
Total interest expense$7,994,0001,963
Net interest income$9,995,0001,767
Provision for loan and lease losses$300,0002,555
Total noninterest income$1,140,0002,800
Gross Fiduciary activities income$441,000738
Service charges on deposit accounts$406,0003,296
Trading account gains and fees$0262
Additional Noninterest Income$293,0004,131
Total noninterest expense$5,283,0002,578
Salaries and employee benefits$3,121,0002,137
Premises and equipment expense$514,0003,690
Additional noninterest expense$1,648,0002,890
Pre-tax net operating income$5,552,0001,285
Securities gains (losses)$04,148
Applicable income taxes$1,755,0001,381
Income before extraordinary items$3,797,0001,310
Extraordinary gains, net$053
Net income$3,797,0001,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-202,00011,335
Cash dividends$1,792,0001,397
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,797,0001,279
1995-12-31 (YTD Data)Rank
Total interest income$17,721,0001,918
Total interest expense$7,852,0001,994
Net interest income$9,869,0001,811
Provision for loan and lease losses$300,0002,267
Total noninterest income$1,150,0002,808
Gross Fiduciary activities income$535,000722
Service charges on deposit accounts$426,0003,154
Trading account gains and fees$0522
Additional Noninterest Income$189,0005,287
Total noninterest expense$5,260,0002,581
Salaries and employee benefits$3,083,0002,143
Premises and equipment expense$585,0003,276
Additional noninterest expense$1,592,0002,942
Pre-tax net operating income$5,459,0001,402
Securities gains (losses)$03,831
Applicable income taxes$1,696,0001,472
Income before extraordinary items$3,763,0001,374
Extraordinary gains, net$065
Net income$3,763,0001,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,222,000533
Cash dividends$1,856,0001,307
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,763,0001,359
1994-12-31 (YTD Data)Rank
Total interest income$15,303,0002,030
Total interest expense$5,790,0002,159
Net interest income$9,513,0001,899
Provision for loan and lease losses$300,0002,237
Total noninterest income$1,038,0003,026
Gross Fiduciary activities income$372,000830
Service charges on deposit accounts$490,0002,813
Trading account gains and fees$0475
Additional Noninterest Income$176,0005,699
Total noninterest expense$5,670,0002,478
Salaries and employee benefits$3,088,0002,142
Premises and equipment expense$462,0004,074
Additional noninterest expense$2,120,0002,462
Pre-tax net operating income$4,581,0001,571
Securities gains (losses)$03,600
Applicable income taxes$1,358,0001,697
Income before extraordinary items$3,223,0001,531
Extraordinary gains, net$0249
Net income$3,223,0001,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-633,00012,556
Cash dividends$1,664,0001,292
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,223,0001,537
1993-12-31 (YTD Data)Rank
Total interest income$14,126,0002,202
Total interest expense$5,526,0002,339
Net interest income$8,600,0002,096
Provision for loan and lease losses$960,0001,337
Total noninterest income$1,072,0003,161
Gross Fiduciary activities income$372,000864
Service charges on deposit accounts$541,0002,576
Trading account gains and fees$0532
Additional Noninterest Income$159,0006,378
Total noninterest expense$5,760,0002,483
Salaries and employee benefits$3,085,0002,142
Premises and equipment expense$460,0004,160
Additional noninterest expense$2,215,0002,504
Pre-tax net operating income$2,952,0002,320
Securities gains (losses)$07,477
Applicable income taxes$809,0002,738
Income before extraordinary items$2,143,0002,330
Extraordinary gains, net$523,000442
Net income$2,666,0001,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$557,0001,655
Cash dividends$1,120,0001,592
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,143,0002,196
1992-12-31 (YTD Data)Rank
Total interest income$15,048,0002,337
Total interest expense$6,640,0002,546
Net interest income$8,408,0002,164
Provision for loan and lease losses$600,0002,617
Total noninterest income$1,052,0003,183
Gross Fiduciary activities income$358,000881
Service charges on deposit accounts$551,0002,499
Trading account gains and fees$0504
Additional Noninterest Income$143,0006,812
Total noninterest expense$5,640,0002,562
Salaries and employee benefits$2,989,0002,185
Premises and equipment expense$552,0003,640
Additional noninterest expense$2,099,0002,684
Pre-tax net operating income$3,220,0001,935
Securities gains (losses)$08,369
Applicable income taxes$944,0002,218
Income before extraordinary items$2,276,0002,020
Extraordinary gains, net$01,422
Net income$2,276,0002,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0004,373
Cash dividends$678,0002,193
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,276,0001,848

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.