Home > The North Salem State Bank > Income and Expense

The North Salem State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$32,022,0001,327
Total interest expense$7,454,0001,576
Net interest income$24,568,0001,219
Provision for loan and lease losses$812,000952
Total noninterest income$2,757,0001,708
Gross Fiduciary activities income$375,000622
Service charges on deposit accounts$477,0001,689
Trading account gains and feesNANA
Additional Noninterest Income$1,905,0001,658
Total noninterest expense$15,482,0001,484
Salaries and employee benefits$8,970,0001,460
Premises and equipment expense$1,696,0001,397
Additional noninterest expense$1,905,0001,658
Pre-tax net operating income$11,031,0001,089
Securities gains (losses)$0988
Applicable income taxes$2,273,000901
Income before extraordinary items$8,758,0001,127
Extraordinary gains, net$054
Net income$8,758,0001,141
Minority interest net income$088
Net income of bank and minority interests.$8,758,0001,130
Net charge-offs$19,0002,230
Cash dividends$4,349,000899
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,758,0001,149
2023-09-30 (YTD Data)Rank
Total interest income$23,235,0001,331
Total interest expense$4,804,0001,619
Net interest income$18,431,0001,224
Provision for loan and lease losses$659,000852
Total noninterest income$1,876,0001,795
Gross Fiduciary activities income$278,000621
Service charges on deposit accounts$364,0001,677
Trading account gains and feesNANA
Additional Noninterest Income$1,234,0001,790
Total noninterest expense$10,938,0001,553
Salaries and employee benefits$6,294,0001,541
Premises and equipment expense$1,256,0001,411
Additional noninterest expense$1,234,0001,790
Pre-tax net operating income$8,710,0001,079
Securities gains (losses)$0849
Applicable income taxes$1,807,000883
Income before extraordinary items$6,903,0001,123
Extraordinary gains, net$052
Net income$6,903,0001,128
Minority interest net income$081
Net income of bank and minority interests.$6,903,0001,123
Net charge-offs$15,0002,004
Cash dividends$4,049,000709
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,903,0001,146
2023-06-30 (YTD Data)Rank
Total interest income$14,975,0001,334
Total interest expense$2,725,0001,671
Net interest income$12,250,0001,240
Provision for loan and lease losses$506,000775
Total noninterest income$1,055,0001,890
Gross Fiduciary activities income$180,000620
Service charges on deposit accounts$249,0001,635
Trading account gains and feesNANA
Additional Noninterest Income$626,0001,972
Total noninterest expense$7,008,0001,590
Salaries and employee benefits$4,052,0001,592
Premises and equipment expense$841,0001,398
Additional noninterest expense$626,0001,969
Pre-tax net operating income$5,791,0001,073
Securities gains (losses)$0938
Applicable income taxes$1,194,000904
Income before extraordinary items$4,597,0001,122
Extraordinary gains, net$051
Net income$4,597,0001,135
Minority interest net income$081
Net income of bank and minority interests.$4,597,0001,122
Net charge-offs$7,0001,927
Cash dividends$2,125,000836
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,597,0001,136
2023-03-31 (YTD Data)Rank
Total interest income$7,122,0001,368
Total interest expense$1,109,0001,719
Net interest income$6,013,0001,264
Provision for loan and lease losses$303,000658
Total noninterest income$533,0001,882
Gross Fiduciary activities income$86,000651
Service charges on deposit accounts$119,0001,706
Trading account gains and feesNANA
Additional Noninterest Income$328,0001,916
Total noninterest expense$3,349,0001,672
Salaries and employee benefits$1,956,0001,661
Premises and equipment expense$409,0001,456
Additional noninterest expense$328,0001,916
Pre-tax net operating income$2,894,0001,104
Securities gains (losses)$0950
Applicable income taxes$621,000903
Income before extraordinary items$2,273,0001,160
Extraordinary gains, net$04
Net income$2,273,0001,159
Minority interest net income$048
Net income of bank and minority interests.$2,273,0001,159
Net charge-offs$1,0001,904
Cash dividends$200,0001,791
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,273,0001,177
2022-12-31 (YTD Data)Rank
Total interest income$23,869,0001,357
Total interest expense$1,934,0001,637
Net interest income$21,935,0001,331
Provision for loan and lease losses$1,062,000783
Total noninterest income$2,791,0001,707
Gross Fiduciary activities income$481,000620
Service charges on deposit accounts$486,0001,717
Trading account gains and feesNANA
Additional Noninterest Income$1,824,0001,710
Total noninterest expense$12,907,0001,675
Salaries and employee benefits$7,524,0001,653
Premises and equipment expense$1,435,0001,578
Additional noninterest expense$1,824,0001,710
Pre-tax net operating income$10,757,0001,220
Securities gains (losses)$0691
Applicable income taxes$2,307,000975
Income before extraordinary items$8,450,0001,249
Extraordinary gains, net$05
Net income$8,450,0001,247
Minority interest net income$063
Net income of bank and minority interests.$8,450,0001,249
Net charge-offs$-12,0003,682
Cash dividends$1,670,0001,672
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,450,0001,268
2022-09-30 (YTD Data)Rank
Total interest income$17,005,0001,370
Total interest expense$1,268,0001,489
Net interest income$15,737,0001,361
Provision for loan and lease losses$759,000748
Total noninterest income$2,126,0001,709
Gross Fiduciary activities income$382,000610
Service charges on deposit accounts$369,0001,708
Trading account gains and feesNANA
Additional Noninterest Income$1,375,0001,728
Total noninterest expense$9,132,0001,755
Salaries and employee benefits$5,536,0001,662
Premises and equipment expense$926,0001,786
Additional noninterest expense$1,375,0001,728
Pre-tax net operating income$7,972,0001,209
Securities gains (losses)$0740
Applicable income taxes$1,711,000980
Income before extraordinary items$6,261,0001,245
Extraordinary gains, net$04
Net income$6,261,0001,244
Minority interest net income$057
Net income of bank and minority interests.$6,261,0001,245
Net charge-offs$-16,0003,742
Cash dividends$1,070,0001,607
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,261,0001,272
2022-06-30 (YTD Data)Rank
Total interest income$10,767,0001,381
Total interest expense$812,0001,340
Net interest income$9,955,0001,390
Provision for loan and lease losses$506,000680
Total noninterest income$1,519,0001,625
Gross Fiduciary activities income$276,000565
Service charges on deposit accounts$239,0001,736
Trading account gains and feesNANA
Additional Noninterest Income$1,004,0001,680
Total noninterest expense$5,830,0001,796
Salaries and employee benefits$3,547,0001,710
Premises and equipment expense$627,0001,772
Additional noninterest expense$1,656,0001,850
Pre-tax net operating income$5,138,0001,186
Securities gains (losses)$1,000612
Applicable income taxes$1,100,000952
Income before extraordinary items$4,039,0001,227
Extraordinary gains, net$04
Net income$4,039,0001,226
Minority interest net income$060
Net income of bank and minority interests.$4,039,0001,227
Net charge-offs$3,0001,878
Cash dividends$235,0002,391
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,038,2101,252
2022-03-31 (YTD Data)Rank
Total interest income$5,154,0001,392
Total interest expense$422,0001,271
Net interest income$4,732,0001,422
Provision for loan and lease losses$303,000483
Total noninterest income$665,0001,765
Gross Fiduciary activities income$172,000543
Service charges on deposit accounts$122,0001,700
Trading account gains and feesNANA
Additional Noninterest Income$371,0001,977
Total noninterest expense$2,822,0001,834
Salaries and employee benefits$1,754,0001,729
Premises and equipment expense$300,0001,838
Additional noninterest expense$768,0001,936
Pre-tax net operating income$2,272,0001,230
Securities gains (losses)$1,000563
Applicable income taxes$477,000998
Income before extraordinary items$1,796,0001,287
Extraordinary gains, net$04
Net income$1,796,0001,286
Minority interest net income$050
Net income of bank and minority interests.$1,796,0001,287
Net charge-offs$2,0001,559
Cash dividends$135,0001,895
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,795,2101,304
2021-12-31 (YTD Data)Rank
Total interest income$20,196,0001,474
Total interest expense$2,313,0001,165
Net interest income$17,883,0001,500
Provision for loan and lease losses$742,000773
Total noninterest income$2,351,0002,060
Gross Fiduciary activities income$448,000586
Service charges on deposit accounts$458,0001,697
Trading account gains and feesNANA
Additional Noninterest Income$1,445,0002,255
Total noninterest expense$11,212,0001,823
Salaries and employee benefits$6,739,0001,768
Premises and equipment expense$1,466,0001,545
Additional noninterest expense$3,007,0001,979
Pre-tax net operating income$8,280,0001,448
Securities gains (losses)$51,0001,113
Applicable income taxes$1,752,0001,186
Income before extraordinary items$6,579,0001,564
Extraordinary gains, net$010
Net income$6,579,0001,564
Minority interest net income$074
Net income of bank and minority interests.$6,579,0001,564
Net charge-offs$23,0002,014
Cash dividends$560,0002,725
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,538,7101,549
2021-09-30 (YTD Data)Rank
Total interest income$14,885,0001,522
Total interest expense$1,829,0001,180
Net interest income$13,056,0001,556
Provision for loan and lease losses$439,000929
Total noninterest income$1,730,0002,123
Gross Fiduciary activities income$332,000586
Service charges on deposit accounts$320,0001,776
Trading account gains and feesNANA
Additional Noninterest Income$1,078,0002,304
Total noninterest expense$7,983,0001,903
Salaries and employee benefits$4,816,0001,841
Premises and equipment expense$1,050,0001,633
Additional noninterest expense$2,117,0002,078
Pre-tax net operating income$6,364,0001,483
Securities gains (losses)$1,0001,947
Applicable income taxes$1,353,0001,232
Income before extraordinary items$5,012,0001,603
Extraordinary gains, net$08
Net income$5,012,0001,603
Minority interest net income$069
Net income of bank and minority interests.$5,012,0001,603
Net charge-offs$16,0001,827
Cash dividends$260,0002,743
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,011,2101,576
2021-06-30 (YTD Data)Rank
Total interest income$9,427,0001,576
Total interest expense$1,297,0001,153
Net interest income$8,130,0001,632
Provision for loan and lease losses$246,0001,046
Total noninterest income$1,151,0002,078
Gross Fiduciary activities income$232,000583
Service charges on deposit accounts$199,0001,806
Trading account gains and feesNANA
Additional Noninterest Income$720,0002,270
Total noninterest expense$5,235,0001,911
Salaries and employee benefits$3,164,0001,851
Premises and equipment expense$704,0001,628
Additional noninterest expense$1,367,0002,095
Pre-tax net operating income$3,800,0001,584
Securities gains (losses)$1,0001,754
Applicable income taxes$793,0001,326
Income before extraordinary items$3,008,0001,711
Extraordinary gains, net$06
Net income$3,008,0001,711
Minority interest net income$067
Net income of bank and minority interests.$3,008,0001,711
Net charge-offs$7,0001,839
Cash dividends$160,0002,693
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,007,2101,678
2021-03-31 (YTD Data)Rank
Total interest income$4,631,0001,601
Total interest expense$700,0001,135
Net interest income$3,931,0001,669
Provision for loan and lease losses$123,0001,125
Total noninterest income$575,0002,087
Gross Fiduciary activities income$119,000581
Service charges on deposit accounts$100,0001,780
Trading account gains and feesNANA
Additional Noninterest Income$356,0002,268
Total noninterest expense$2,551,0001,939
Salaries and employee benefits$1,539,0001,869
Premises and equipment expense$360,0001,609
Additional noninterest expense$652,0002,139
Pre-tax net operating income$1,832,0001,622
Securities gains (losses)$1,0001,331
Applicable income taxes$382,0001,351
Income before extraordinary items$1,451,0001,766
Extraordinary gains, net$03
Net income$1,451,0001,766
Minority interest net income$055
Net income of bank and minority interests.$1,451,0001,766
Net charge-offs$-2,0003,357
Cash dividends$160,0001,915
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,450,2101,725
2020-12-31 (YTD Data)Rank
Total interest income$18,583,0001,592
Total interest expense$3,901,0001,196
Net interest income$14,682,0001,678
Provision for loan and lease losses$492,0002,266
Total noninterest income$2,105,0002,063
Gross Fiduciary activities income$481,000579
Service charges on deposit accounts$440,0001,759
Trading account gains and feesNANA
Additional Noninterest Income$1,184,0002,314
Total noninterest expense$10,062,0001,958
Salaries and employee benefits$6,122,0001,881
Premises and equipment expense$1,280,0001,714
Additional noninterest expense$2,660,0002,118
Pre-tax net operating income$6,233,0001,510
Securities gains (losses)$67,0001,583
Applicable income taxes$1,288,0001,257
Income before extraordinary items$5,012,0001,637
Extraordinary gains, net$04
Net income$5,012,0001,637
Minority interest net income$072
Net income of bank and minority interests.$5,012,0001,637
Net charge-offs$-107,0004,764
Cash dividends$903,0002,322
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,958,4001,600
2020-09-30 (YTD Data)Rank
Total interest income$13,729,0001,610
Total interest expense$3,059,0001,213
Net interest income$10,670,0001,716
Provision for loan and lease losses$369,0002,237
Total noninterest income$1,511,0002,082
Gross Fiduciary activities income$370,000573
Service charges on deposit accounts$321,0001,786
Trading account gains and feesNANA
Additional Noninterest Income$820,0002,343
Total noninterest expense$7,318,0001,970
Salaries and employee benefits$4,518,0001,871
Premises and equipment expense$910,0001,780
Additional noninterest expense$1,890,0002,155
Pre-tax net operating income$4,494,0001,531
Securities gains (losses)$1,0002,423
Applicable income taxes$862,0001,302
Income before extraordinary items$3,633,0001,650
Extraordinary gains, net$04
Net income$3,633,0001,651
Minority interest net income$065
Net income of bank and minority interests.$3,633,0001,651
Net charge-offs$-107,0004,824
Cash dividends$700,0002,029
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,632,1901,603
2020-06-30 (YTD Data)Rank
Total interest income$9,160,0001,630
Total interest expense$2,095,0001,269
Net interest income$7,065,0001,729
Provision for loan and lease losses$246,0002,230
Total noninterest income$930,0002,093
Gross Fiduciary activities income$256,000571
Service charges on deposit accounts$212,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$462,0002,443
Total noninterest expense$4,927,0001,955
Salaries and employee benefits$3,033,0001,856
Premises and equipment expense$600,0001,796
Additional noninterest expense$1,294,0002,116
Pre-tax net operating income$2,822,0001,532
Securities gains (losses)$02,249
Applicable income taxes$552,0001,260
Income before extraordinary items$2,270,0001,657
Extraordinary gains, net$04
Net income$2,270,0001,658
Minority interest net income$065
Net income of bank and minority interests.$2,270,0001,658
Net charge-offs$-105,0004,894
Cash dividends$600,0001,762
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,270,0001,612
2020-03-31 (YTD Data)Rank
Total interest income$4,595,0001,620
Total interest expense$1,051,0001,377
Net interest income$3,544,0001,691
Provision for loan and lease losses$123,0001,804
Total noninterest income$366,0002,279
Gross Fiduciary activities income$44,000691
Service charges on deposit accounts$130,0001,811
Trading account gains and feesNANA
Additional Noninterest Income$192,0002,483
Total noninterest expense$2,323,0002,053
Salaries and employee benefits$1,459,0001,922
Premises and equipment expense$285,0001,871
Additional noninterest expense$579,0002,302
Pre-tax net operating income$1,464,0001,343
Securities gains (losses)$01,705
Applicable income taxes$290,0001,096
Income before extraordinary items$1,174,0001,453
Extraordinary gains, net$04
Net income$1,174,0001,450
Minority interest net income$056
Net income of bank and minority interests.$1,174,0001,453
Net charge-offs$1,0002,430
Cash dividends$600,0001,133
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,174,0001,433
2019-12-31 (YTD Data)Rank
Total interest income$17,756,0001,677
Total interest expense$3,566,0001,614
Net interest income$14,190,0001,681
Provision for loan and lease losses$492,0001,501
Total noninterest income$2,039,0001,947
Gross Fiduciary activities income$421,000595
Service charges on deposit accounts$602,0001,667
Trading account gains and feesNANA
Additional Noninterest Income$1,016,0002,229
Total noninterest expense$10,024,0001,921
Salaries and employee benefits$5,925,0001,863
Premises and equipment expense$1,306,0001,683
Additional noninterest expense$2,793,0002,037
Pre-tax net operating income$5,713,0001,593
Securities gains (losses)$02,379
Applicable income taxes$1,075,0001,366
Income before extraordinary items$4,638,0001,695
Extraordinary gains, net$011
Net income$4,638,0001,697
Minority interest net income$076
Net income of bank and minority interests.$4,638,0001,698
Net charge-offs$-44,0004,752
Cash dividends$700,0002,692
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,638,0001,665
2019-09-30 (YTD Data)Rank
Total interest income$13,160,0001,712
Total interest expense$2,584,0001,662
Net interest income$10,576,0001,710
Provision for loan and lease losses$360,0001,428
Total noninterest income$1,536,0001,953
Gross Fiduciary activities income$299,000604
Service charges on deposit accounts$446,0001,694
Trading account gains and feesNANA
Additional Noninterest Income$791,0002,183
Total noninterest expense$7,331,0001,961
Salaries and employee benefits$4,236,0001,940
Premises and equipment expense$909,0001,807
Additional noninterest expense$2,186,0001,975
Pre-tax net operating income$4,421,0001,595
Securities gains (losses)$02,167
Applicable income taxes$821,0001,400
Income before extraordinary items$3,600,0001,675
Extraordinary gains, net$011
Net income$3,600,0001,676
Minority interest net income$072
Net income of bank and minority interests.$3,600,0001,676
Net charge-offs$-16,0004,551
Cash dividends$425,0002,643
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,600,0001,640
2019-06-30 (YTD Data)Rank
Total interest income$8,600,0001,740
Total interest expense$1,661,0001,676
Net interest income$6,939,0001,734
Provision for loan and lease losses$240,0001,405
Total noninterest income$1,012,0001,940
Gross Fiduciary activities income$195,000609
Service charges on deposit accounts$281,0001,745
Trading account gains and feesNANA
Additional Noninterest Income$536,0002,132
Total noninterest expense$4,794,0002,001
Salaries and employee benefits$2,828,0001,935
Premises and equipment expense$563,0001,898
Additional noninterest expense$1,403,0002,053
Pre-tax net operating income$2,917,0001,580
Securities gains (losses)$01,702
Applicable income taxes$533,0001,403
Income before extraordinary items$2,384,0001,663
Extraordinary gains, net$011
Net income$2,384,0001,663
Minority interest net income$069
Net income of bank and minority interests.$2,384,0001,663
Net charge-offs$-43,0004,867
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,384,0001,631
2019-03-31 (YTD Data)Rank
Total interest income$4,191,0001,783
Total interest expense$764,0001,729
Net interest income$3,427,0001,763
Provision for loan and lease losses$123,0001,331
Total noninterest income$343,0002,352
Gross Fiduciary activities income$25,000749
Service charges on deposit accounts$129,0001,854
Trading account gains and feesNANA
Additional Noninterest Income$189,0002,463
Total noninterest expense$2,240,0002,098
Salaries and employee benefits$1,259,0002,123
Premises and equipment expense$287,0001,890
Additional noninterest expense$694,0002,041
Pre-tax net operating income$1,407,0001,605
Securities gains (losses)$01,087
Applicable income taxes$269,0001,340
Income before extraordinary items$1,138,0001,700
Extraordinary gains, net$05
Net income$1,138,0001,698
Minority interest net income$052
Net income of bank and minority interests.$1,138,0001,699
Net charge-offs$-45,0005,048
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,138,0001,675
2018-12-31 (YTD Data)Rank
Total interest income$15,618,0001,811
Total interest expense$2,492,0001,648
Net interest income$13,126,0001,801
Provision for loan and lease losses$780,0001,068
Total noninterest income$1,872,0002,062
Gross Fiduciary activities income$373,000635
Service charges on deposit accounts$621,0001,697
Trading account gains and fees$0126
Additional Noninterest Income$878,0002,386
Total noninterest expense$9,186,0002,035
Salaries and employee benefits$4,995,0002,091
Premises and equipment expense$1,273,0001,730
Additional noninterest expense$2,918,0001,974
Pre-tax net operating income$5,032,0001,774
Securities gains (losses)$81,000345
Applicable income taxes$978,0001,410
Income before extraordinary items$4,135,0001,858
Extraordinary gains, net$06
Net income$4,135,0001,857
Minority interest net income$072
Net income of bank and minority interests.$4,135,0001,857
Net charge-offs$131,0001,956
Cash dividends$630,0002,738
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,069,3901,878
2018-09-30 (YTD Data)Rank
Total interest income$11,503,0001,817
Total interest expense$1,755,0001,650
Net interest income$9,748,0001,810
Provision for loan and lease losses$585,0001,006
Total noninterest income$1,403,0002,079
Gross Fiduciary activities income$292,000623
Service charges on deposit accounts$480,0001,659
Trading account gains and fees$0138
Additional Noninterest Income$631,0002,460
Total noninterest expense$6,652,0002,082
Salaries and employee benefits$3,596,0002,161
Premises and equipment expense$840,0001,900
Additional noninterest expense$2,216,0001,945
Pre-tax net operating income$3,914,0001,738
Securities gains (losses)$82,000331
Applicable income taxes$738,0001,449
Income before extraordinary items$3,258,0001,791
Extraordinary gains, net$05
Net income$3,258,0001,790
Minority interest net income$066
Net income of bank and minority interests.$3,258,0001,790
Net charge-offs$60,0002,072
Cash dividends$355,0002,709
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,190,7601,812
2018-06-30 (YTD Data)Rank
Total interest income$7,525,0001,826
Total interest expense$1,085,0001,668
Net interest income$6,440,0001,824
Provision for loan and lease losses$390,000998
Total noninterest income$948,0002,068
Gross Fiduciary activities income$206,000620
Service charges on deposit accounts$328,0001,618
Trading account gains and fees$0130
Additional Noninterest Income$414,0002,477
Total noninterest expense$4,406,0002,105
Salaries and employee benefits$2,367,0002,201
Premises and equipment expense$562,0001,915
Additional noninterest expense$1,477,0001,952
Pre-tax net operating income$2,592,0001,709
Securities gains (losses)$82,000274
Applicable income taxes$491,0001,426
Income before extraordinary items$2,183,0001,756
Extraordinary gains, net$06
Net income$2,183,0001,755
Minority interest net income$065
Net income of bank and minority interests.$2,183,0001,755
Net charge-offs$50,0001,772
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,115,7601,788
2018-03-31 (YTD Data)Rank
Total interest income$3,692,0001,840
Total interest expense$513,0001,680
Net interest income$3,179,0001,839
Provision for loan and lease losses$195,000965
Total noninterest income$443,0002,131
Gross Fiduciary activities income$28,000760
Service charges on deposit accounts$158,0001,668
Trading account gains and fees$0123
Additional Noninterest Income$257,0002,196
Total noninterest expense$2,066,0002,221
Salaries and employee benefits$1,143,0002,266
Premises and equipment expense$288,0001,911
Additional noninterest expense$635,0002,186
Pre-tax net operating income$1,361,0001,604
Securities gains (losses)$0735
Applicable income taxes$249,0001,371
Income before extraordinary items$1,112,0001,686
Extraordinary gains, net$07
Net income$1,112,0001,686
Minority interest net income$052
Net income of bank and minority interests.$1,112,0001,686
Net charge-offs$11,0001,925
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,112,0001,671
2017-12-31 (YTD Data)Rank
Total interest income$13,814,0001,892
Total interest expense$1,881,0001,604
Net interest income$11,933,0001,920
Provision for loan and lease losses$715,0001,136
Total noninterest income$1,523,0002,381
Gross Fiduciary activities income$117,000767
Service charges on deposit accounts$632,0001,697
Trading account gains and fees$0151
Additional Noninterest Income$774,0002,608
Total noninterest expense$7,971,0002,272
Salaries and employee benefits$4,501,0002,271
Premises and equipment expense$1,001,0002,108
Additional noninterest expense$2,469,0002,282
Pre-tax net operating income$4,770,0001,786
Securities gains (losses)$02,243
Applicable income taxes$1,758,0001,390
Income before extraordinary items$3,012,0002,045
Extraordinary gains, net$09
Net income$3,012,0002,044
Minority interest net income$076
Net income of bank and minority interests.$3,012,0002,045
Net charge-offs$74,0002,701
Cash dividends$545,0002,872
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,012,0002,018
2017-09-30 (YTD Data)Rank
Total interest income$10,162,0001,925
Total interest expense$1,365,0001,633
Net interest income$8,797,0001,958
Provision for loan and lease losses$585,0001,036
Total noninterest income$1,170,0002,359
Gross Fiduciary activities income$86,000770
Service charges on deposit accounts$469,0001,716
Trading account gains and fees$0145
Additional Noninterest Income$615,0002,553
Total noninterest expense$5,900,0002,314
Salaries and employee benefits$3,244,0002,346
Premises and equipment expense$769,0002,079
Additional noninterest expense$1,887,0002,248
Pre-tax net operating income$3,482,0001,841
Securities gains (losses)$02,274
Applicable income taxes$1,038,0001,436
Income before extraordinary items$2,444,0002,058
Extraordinary gains, net$09
Net income$2,444,0002,059
Minority interest net income$071
Net income of bank and minority interests.$2,444,0002,059
Net charge-offs$52,0002,438
Cash dividends$205,0003,112
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,444,0002,023
2017-06-30 (YTD Data)Rank
Total interest income$6,567,0001,959
Total interest expense$864,0001,671
Net interest income$5,703,0001,991
Provision for loan and lease losses$390,0001,007
Total noninterest income$753,0002,426
Gross Fiduciary activities income$55,000781
Service charges on deposit accounts$304,0001,748
Trading account gains and fees$0139
Additional Noninterest Income$394,0002,604
Total noninterest expense$3,770,0002,390
Salaries and employee benefits$2,103,0002,412
Premises and equipment expense$485,0002,167
Additional noninterest expense$1,182,0002,356
Pre-tax net operating income$2,296,0001,826
Securities gains (losses)$01,906
Applicable income taxes$688,0001,419
Income before extraordinary items$1,608,0002,037
Extraordinary gains, net$011
Net income$1,608,0002,037
Minority interest net income$071
Net income of bank and minority interests.$1,608,0002,037
Net charge-offs$41,0002,135
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,608,0002,010
2017-03-31 (YTD Data)Rank
Total interest income$3,154,0002,016
Total interest expense$397,0001,771
Net interest income$2,757,0002,034
Provision for loan and lease losses$195,000957
Total noninterest income$378,0002,413
Gross Fiduciary activities income$19,000819
Service charges on deposit accounts$148,0001,776
Trading account gains and fees$0142
Additional Noninterest Income$211,0002,513
Total noninterest expense$1,872,0002,430
Salaries and employee benefits$1,030,0002,471
Premises and equipment expense$243,0002,198
Additional noninterest expense$599,0002,326
Pre-tax net operating income$1,068,0001,880
Securities gains (losses)$01,153
Applicable income taxes$308,0001,474
Income before extraordinary items$760,0002,059
Extraordinary gains, net$08
Net income$760,0002,060
Minority interest net income$055
Net income of bank and minority interests.$760,0002,060
Net charge-offs$46,0001,386
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$760,0002,032
2016-12-31 (YTD Data)Rank
Total interest income$11,706,0002,113
Total interest expense$1,438,0001,854
Net interest income$10,268,0002,135
Provision for loan and lease losses$953,000941
Total noninterest income$1,509,0002,480
Gross Fiduciary activities income$99,000807
Service charges on deposit accounts$630,0001,743
Trading account gains and fees$0170
Additional Noninterest Income$780,0002,689
Total noninterest expense$6,910,0002,580
Salaries and employee benefits$3,897,0002,546
Premises and equipment expense$939,0002,245
Additional noninterest expense$2,074,0002,686
Pre-tax net operating income$3,914,0001,969
Securities gains (losses)$03,212
Applicable income taxes$1,118,0001,538
Income before extraordinary items$2,796,0002,221
Extraordinary gains, net$05
Net income$2,796,0002,219
Minority interest net income$082
Net income of bank and minority interests.$2,796,0002,220
Net charge-offs$256,0001,690
Cash dividends$375,0003,262
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,796,0002,163
2016-09-30 (YTD Data)Rank
Total interest income$8,606,0002,158
Total interest expense$1,046,0001,908
Net interest income$7,560,0002,167
Provision for loan and lease losses$636,000974
Total noninterest income$1,109,0002,509
Gross Fiduciary activities income$73,000810
Service charges on deposit accounts$464,0001,771
Trading account gains and fees$0169
Additional Noninterest Income$572,0002,709
Total noninterest expense$5,068,0002,612
Salaries and employee benefits$2,852,0002,579
Premises and equipment expense$666,0002,335
Additional noninterest expense$1,550,0002,705
Pre-tax net operating income$2,965,0001,983
Securities gains (losses)$03,160
Applicable income taxes$834,0001,587
Income before extraordinary items$2,131,0002,231
Extraordinary gains, net$05
Net income$2,131,0002,230
Minority interest net income$071
Net income of bank and minority interests.$2,131,0002,231
Net charge-offs$176,0001,560
Cash dividends$175,0003,225
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,131,0002,165
2016-06-30 (YTD Data)Rank
Total interest income$5,596,0002,199
Total interest expense$664,0001,985
Net interest income$4,932,0002,211
Provision for loan and lease losses$409,000999
Total noninterest income$726,0002,501
Gross Fiduciary activities income$47,000826
Service charges on deposit accounts$301,0001,795
Trading account gains and fees$0157
Additional Noninterest Income$378,0002,730
Total noninterest expense$3,180,0002,737
Salaries and employee benefits$1,836,0002,671
Premises and equipment expense$424,0002,408
Additional noninterest expense$920,0002,922
Pre-tax net operating income$2,069,0001,886
Securities gains (losses)$02,835
Applicable income taxes$609,0001,481
Income before extraordinary items$1,460,0002,187
Extraordinary gains, net$016
Net income$1,460,0002,186
Minority interest net income$071
Net income of bank and minority interests.$1,460,0002,186
Net charge-offs$178,0001,215
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,460,0002,115
2016-03-31 (YTD Data)Rank
Total interest income$2,744,0002,241
Total interest expense$325,0002,013
Net interest income$2,419,0002,241
Provision for loan and lease losses$180,0001,034
Total noninterest income$373,0002,446
Gross Fiduciary activities income$22,000829
Service charges on deposit accounts$148,0001,811
Trading account gains and fees$0142
Additional Noninterest Income$203,0002,599
Total noninterest expense$1,494,0002,877
Salaries and employee benefits$904,0002,708
Premises and equipment expense$207,0002,481
Additional noninterest expense$383,0003,322
Pre-tax net operating income$1,118,0001,776
Securities gains (losses)$02,077
Applicable income taxes$337,0001,379
Income before extraordinary items$781,0002,030
Extraordinary gains, net$012
Net income$781,0002,030
Minority interest net income$062
Net income of bank and minority interests.$781,0002,030
Net charge-offs$175,000730
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$781,0001,981
2015-12-31 (YTD Data)Rank
Total interest income$10,191,0002,331
Total interest expense$1,233,0002,072
Net interest income$8,958,0002,361
Provision for loan and lease losses$790,000983
Total noninterest income$1,348,0002,621
Gross Fiduciary activities income$63,000875
Service charges on deposit accounts$623,0001,792
Trading account gains and fees$0159
Additional Noninterest Income$662,0002,911
Total noninterest expense$6,182,0002,809
Salaries and employee benefits$3,299,0002,858
Premises and equipment expense$618,0003,045
Additional noninterest expense$2,265,0002,529
Pre-tax net operating income$3,334,0002,145
Securities gains (losses)$198,000753
Applicable income taxes$1,008,0001,581
Income before extraordinary items$2,524,0002,321
Extraordinary gains, net$023
Net income$2,524,0002,321
Minority interest net income$081
Net income of bank and minority interests.$2,524,0002,322
Net charge-offs$262,0001,732
Cash dividends$400,0003,135
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,383,4202,374
2015-09-30 (YTD Data)Rank
Total interest income$7,617,0002,357
Total interest expense$918,0002,107
Net interest income$6,699,0002,381
Provision for loan and lease losses$597,000920
Total noninterest income$982,0002,693
Gross Fiduciary activities income$45,000875
Service charges on deposit accounts$452,0001,848
Trading account gains and fees$0153
Additional Noninterest Income$485,0002,957
Total noninterest expense$4,372,0002,939
Salaries and employee benefits$2,360,0002,964
Premises and equipment expense$552,0002,764
Additional noninterest expense$1,460,0002,842
Pre-tax net operating income$2,712,0002,065
Securities gains (losses)$198,000651
Applicable income taxes$835,0001,547
Income before extraordinary items$2,075,0002,197
Extraordinary gains, net$021
Net income$2,075,0002,199
Minority interest net income$078
Net income of bank and minority interests.$2,075,0002,198
Net charge-offs$183,0001,634
Cash dividends$175,0003,205
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,934,4202,284
2015-06-30 (YTD Data)Rank
Total interest income$4,963,0002,403
Total interest expense$608,0002,136
Net interest income$4,355,0002,426
Provision for loan and lease losses$335,0001,024
Total noninterest income$648,0002,726
Gross Fiduciary activities income$33,000885
Service charges on deposit accounts$291,0001,866
Trading account gains and fees$0157
Additional Noninterest Income$324,0002,965
Total noninterest expense$2,812,0003,033
Salaries and employee benefits$1,554,0003,009
Premises and equipment expense$338,0002,925
Additional noninterest expense$920,0002,993
Pre-tax net operating income$1,856,0002,003
Securities gains (losses)$192,000546
Applicable income taxes$608,0001,461
Income before extraordinary items$1,440,0002,120
Extraordinary gains, net$022
Net income$1,440,0002,122
Minority interest net income$075
Net income of bank and minority interests.$1,440,0002,122
Net charge-offs$44,0002,414
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,305,6002,234
2015-03-31 (YTD Data)Rank
Total interest income$2,418,0002,457
Total interest expense$300,0002,170
Net interest income$2,118,0002,471
Provision for loan and lease losses$156,0001,040
Total noninterest income$311,0002,749
Gross Fiduciary activities income$18,000878
Service charges on deposit accounts$141,0001,902
Trading account gains and fees$0152
Additional Noninterest Income$152,0003,001
Total noninterest expense$1,410,0003,030
Salaries and employee benefits$762,0003,071
Premises and equipment expense$102,0003,983
Additional noninterest expense$546,0002,617
Pre-tax net operating income$863,0002,091
Securities gains (losses)$186,000388
Applicable income taxes$314,0001,400
Income before extraordinary items$735,0002,052
Extraordinary gains, net$013
Net income$735,0002,053
Minority interest net income$064
Net income of bank and minority interests.$735,0002,053
Net charge-offs$46,0001,619
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$604,8002,307
2014-12-31 (YTD Data)Rank
Total interest income$8,673,0002,721
Total interest expense$1,235,0002,204
Net interest income$7,438,0002,774
Provision for loan and lease losses$694,0001,151
Total noninterest income$1,564,0002,449
Gross Fiduciary activities income$36,000959
Service charges on deposit accounts$663,0001,817
Trading account gains and fees$0180
Additional Noninterest Income$865,0002,535
Total noninterest expense$5,489,0003,113
Salaries and employee benefits$3,019,0003,059
Premises and equipment expense$614,0003,177
Additional noninterest expense$1,856,0003,056
Pre-tax net operating income$2,819,0002,371
Securities gains (losses)$03,259
Applicable income taxes$812,0001,747
Income before extraordinary items$2,007,0002,708
Extraordinary gains, net$017
Net income$2,007,0002,706
Minority interest net income$084
Net income of bank and minority interests.$2,007,0002,708
Net charge-offs$494,0001,473
Cash dividends$347,0003,268
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,007,0002,654
2014-09-30 (YTD Data)Rank
Total interest income$6,600,0002,714
Total interest expense$920,0002,252
Net interest income$5,680,0002,763
Provision for loan and lease losses$468,0001,205
Total noninterest income$941,0002,784
Gross Fiduciary activities income$30,000942
Service charges on deposit accounts$469,0001,900
Trading account gains and fees$0174
Additional Noninterest Income$442,0003,077
Total noninterest expense$4,030,0003,173
Salaries and employee benefits$2,225,0003,127
Premises and equipment expense$489,0003,083
Additional noninterest expense$1,316,0003,175
Pre-tax net operating income$2,123,0002,420
Securities gains (losses)$02,980
Applicable income taxes$585,0001,821
Income before extraordinary items$1,538,0002,685
Extraordinary gains, net$015
Net income$1,538,0002,685
Minority interest net income$081
Net income of bank and minority interests.$1,538,0002,685
Net charge-offs$479,0001,193
Cash dividends$147,0003,277
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,538,0002,639
2014-06-30 (YTD Data)Rank
Total interest income$4,323,0002,751
Total interest expense$614,0002,281
Net interest income$3,709,0002,806
Provision for loan and lease losses$272,0001,385
Total noninterest income$625,0002,771
Gross Fiduciary activities income$19,000946
Service charges on deposit accounts$308,0001,910
Trading account gains and fees$0172
Additional Noninterest Income$298,0003,052
Total noninterest expense$2,721,0003,154
Salaries and employee benefits$1,486,0003,136
Premises and equipment expense$324,0003,119
Additional noninterest expense$911,0003,112
Pre-tax net operating income$1,341,0002,441
Securities gains (losses)$02,580
Applicable income taxes$348,0001,912
Income before extraordinary items$993,0002,651
Extraordinary gains, net$020
Net income$993,0002,655
Minority interest net income$080
Net income of bank and minority interests.$993,0002,655
Net charge-offs$342,0001,161
Cash dividends$2,0003,662
Sale, conversion, retirement of capital stock, net$0794
Net operating income$993,0002,611
2014-03-31 (YTD Data)Rank
Total interest income$2,084,0002,834
Total interest expense$308,0002,310
Net interest income$1,776,0002,891
Provision for loan and lease losses$136,0001,362
Total noninterest income$291,0002,849
Gross Fiduciary activities income$10,000946
Service charges on deposit accounts$140,0002,053
Trading account gains and fees$0147
Additional Noninterest Income$141,0003,060
Total noninterest expense$1,346,0003,204
Salaries and employee benefits$746,0003,151
Premises and equipment expense$104,0004,128
Additional noninterest expense$496,0002,905
Pre-tax net operating income$585,0002,614
Securities gains (losses)$01,715
Applicable income taxes$141,0002,057
Income before extraordinary items$444,0002,804
Extraordinary gains, net$016
Net income$444,0002,807
Minority interest net income$066
Net income of bank and minority interests.$444,0002,807
Net charge-offs$10,0002,841
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$444,0002,760
2013-12-31 (YTD Data)Rank
Total interest income$8,102,0002,915
Total interest expense$1,266,0002,464
Net interest income$6,836,0002,955
Provision for loan and lease losses$634,0001,580
Total noninterest income$1,224,0002,883
Gross Fiduciary activities income$47,000949
Service charges on deposit accounts$670,0001,900
Trading account gains and fees$0184
Additional Noninterest Income$507,0003,342
Total noninterest expense$5,189,0003,315
Salaries and employee benefits$2,783,0003,273
Premises and equipment expense$607,0003,280
Additional noninterest expense$1,799,0003,214
Pre-tax net operating income$2,237,0002,641
Securities gains (losses)$03,182
Applicable income taxes$559,0002,038
Income before extraordinary items$1,678,0002,939
Extraordinary gains, net$029
Net income$1,678,0002,941
Minority interest net income$090
Net income of bank and minority interests.$1,678,0002,942
Net charge-offs$80,0003,957
Cash dividends$115,0003,901
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,678,0002,886
2013-09-30 (YTD Data)Rank
Total interest income$5,961,0002,983
Total interest expense$944,0002,547
Net interest income$5,017,0003,024
Provision for loan and lease losses$408,0001,744
Total noninterest income$991,0002,839
Gross Fiduciary activities income$38,000931
Service charges on deposit accounts$474,0001,979
Trading account gains and fees$0180
Additional Noninterest Income$479,0003,082
Total noninterest expense$3,892,0003,324
Salaries and employee benefits$2,037,0003,349
Premises and equipment expense$448,0003,354
Additional noninterest expense$1,407,0003,108
Pre-tax net operating income$1,708,0002,699
Securities gains (losses)$03,040
Applicable income taxes$420,0002,090
Income before extraordinary items$1,288,0002,938
Extraordinary gains, net$025
Net income$1,288,0002,942
Minority interest net income$084
Net income of bank and minority interests.$1,288,0002,942
Net charge-offs$43,0003,966
Cash dividends$115,0003,263
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,288,0002,864
2013-06-30 (YTD Data)Rank
Total interest income$3,901,0003,018
Total interest expense$637,0002,584
Net interest income$3,264,0003,090
Provision for loan and lease losses$272,0001,780
Total noninterest income$729,0002,701
Gross Fiduciary activities income$24,000946
Service charges on deposit accounts$408,0001,601
Trading account gains and fees$0157
Additional Noninterest Income$297,0003,217
Total noninterest expense$2,655,0003,274
Salaries and employee benefits$1,331,0003,418
Premises and equipment expense$296,0003,386
Additional noninterest expense$1,028,0002,904
Pre-tax net operating income$1,066,0002,770
Securities gains (losses)$02,791
Applicable income taxes$238,0002,267
Income before extraordinary items$828,0002,997
Extraordinary gains, net$022
Net income$828,0002,999
Minority interest net income$082
Net income of bank and minority interests.$828,0003,000
Net charge-offs$12,0004,240
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$828,0002,905
2013-03-31 (YTD Data)Rank
Total interest income$1,932,0003,076
Total interest expense$331,0002,567
Net interest income$1,601,0003,142
Provision for loan and lease losses$130,0001,826
Total noninterest income$287,0003,068
Gross Fiduciary activities income$9,000976
Service charges on deposit accounts$149,0002,047
Trading account gains and fees$0148
Additional Noninterest Income$129,0003,391
Total noninterest expense$1,254,0003,444
Salaries and employee benefits$646,0003,528
Premises and equipment expense$88,0004,589
Additional noninterest expense$520,0002,891
Pre-tax net operating income$504,0002,848
Securities gains (losses)$01,966
Applicable income taxes$97,0002,438
Income before extraordinary items$407,0002,997
Extraordinary gains, net$010
Net income$407,0002,997
Minority interest net income$076
Net income of bank and minority interests.$407,0002,999
Net charge-offs$1,0004,010
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$407,0002,916
2012-12-31 (YTD Data)Rank
Total interest income$7,816,0003,176
Total interest expense$1,669,0002,504
Net interest income$6,147,0003,312
Provision for loan and lease losses$694,0002,280
Total noninterest income$1,216,0002,944
Gross Fiduciary activities income$30,0001,023
Service charges on deposit accounts$624,0002,089
Trading account gains and fees$0166
Additional Noninterest Income$562,0003,190
Total noninterest expense$4,831,0003,557
Salaries and employee benefits$2,395,0003,678
Premises and equipment expense$276,0005,142
Additional noninterest expense$2,160,0002,912
Pre-tax net operating income$1,838,0002,980
Securities gains (losses)$03,810
Applicable income taxes$398,0002,409
Income before extraordinary items$1,440,0003,206
Extraordinary gains, net$029
Net income$1,440,0003,206
Minority interest net income$093
Net income of bank and minority interests.$1,440,0003,206
Net charge-offs$302,0003,292
Cash dividends$282,0003,348
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,440,0003,071
2012-09-30 (YTD Data)Rank
Total interest income$5,843,0003,236
Total interest expense$1,301,0002,522
Net interest income$4,542,0003,406
Provision for loan and lease losses$440,0002,463
Total noninterest income$923,0002,938
Gross Fiduciary activities income$21,0001,020
Service charges on deposit accounts$472,0002,098
Trading account gains and fees$0157
Additional Noninterest Income$430,0003,170
Total noninterest expense$3,590,0003,608
Salaries and employee benefits$1,747,0003,758
Premises and equipment expense$234,0004,939
Additional noninterest expense$1,609,0002,926
Pre-tax net operating income$1,435,0002,970
Securities gains (losses)$03,575
Applicable income taxes$314,0002,417
Income before extraordinary items$1,121,0003,210
Extraordinary gains, net$020
Net income$1,121,0003,211
Minority interest net income$086
Net income of bank and minority interests.$1,121,0003,210
Net charge-offs$214,0003,223
Cash dividends$102,0003,288
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,121,0003,060
2012-06-30 (YTD Data)Rank
Total interest income$3,861,0003,285
Total interest expense$909,0002,497
Net interest income$2,952,0003,475
Provision for loan and lease losses$272,0002,573
Total noninterest income$629,0002,851
Gross Fiduciary activities income$15,0001,014
Service charges on deposit accounts$293,0002,204
Trading account gains and fees$0153
Additional Noninterest Income$321,0002,982
Total noninterest expense$2,438,0003,569
Salaries and employee benefits$1,168,0003,768
Premises and equipment expense$161,0004,886
Additional noninterest expense$1,109,0002,868
Pre-tax net operating income$871,0003,115
Securities gains (losses)$03,178
Applicable income taxes$178,0002,558
Income before extraordinary items$693,0003,350
Extraordinary gains, net$019
Net income$693,0003,350
Minority interest net income$084
Net income of bank and minority interests.$693,0003,351
Net charge-offs$188,0002,824
Cash dividends$94,0003,073
Sale, conversion, retirement of capital stock, net$0928
Net operating income$693,0003,171
2012-03-31 (YTD Data)Rank
Total interest income$1,929,0003,317
Total interest expense$473,0002,502
Net interest income$1,456,0003,538
Provision for loan and lease losses$136,0002,524
Total noninterest income$272,0003,104
Gross Fiduciary activities income$9,000994
Service charges on deposit accounts$139,0002,273
Trading account gains and fees$0148
Additional Noninterest Income$124,0003,373
Total noninterest expense$1,211,0003,608
Salaries and employee benefits$609,0003,693
Premises and equipment expense$80,0004,935
Additional noninterest expense$522,0002,990
Pre-tax net operating income$381,0003,393
Securities gains (losses)$02,210
Applicable income taxes$68,0002,787
Income before extraordinary items$313,0003,561
Extraordinary gains, net$019
Net income$313,0003,564
Minority interest net income$078
Net income of bank and minority interests.$313,0003,564
Net charge-offs$178,0001,947
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$313,0003,396
2011-12-31 (YTD Data)Rank
Total interest income$7,623,0003,457
Total interest expense$2,150,0002,618
Net interest income$5,473,0003,693
Provision for loan and lease losses$829,0002,688
Total noninterest income$1,268,0002,702
Gross Fiduciary activities income$28,000989
Service charges on deposit accounts$679,0002,033
Trading account gains and fees$0146
Additional Noninterest Income$561,0002,961
Total noninterest expense$4,609,0003,746
Salaries and employee benefits$2,222,0003,881
Premises and equipment expense$347,0004,888
Additional noninterest expense$2,040,0003,084
Pre-tax net operating income$1,303,0003,261
Securities gains (losses)$32,0002,864
Applicable income taxes$208,0002,865
Income before extraordinary items$1,127,0003,305
Extraordinary gains, net$029
Net income$1,127,0003,308
Minority interest net income$096
Net income of bank and minority interests.$1,127,0003,308
Net charge-offs$251,0004,010
Cash dividends$27,0004,082
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,100,1203,265
2011-09-30 (YTD Data)Rank
Total interest income$5,695,0003,506
Total interest expense$1,648,0002,665
Net interest income$4,047,0003,748
Provision for loan and lease losses$418,0003,157
Total noninterest income$965,0002,676
Gross Fiduciary activities income$23,000964
Service charges on deposit accounts$523,0001,998
Trading account gains and fees$0145
Additional Noninterest Income$419,0002,958
Total noninterest expense$3,475,0003,745
Salaries and employee benefits$1,639,0003,918
Premises and equipment expense$270,0004,865
Additional noninterest expense$1,566,0003,031
Pre-tax net operating income$1,119,0003,112
Securities gains (losses)$32,0002,604
Applicable income taxes$216,0002,583
Income before extraordinary items$935,0003,208
Extraordinary gains, net$021
Net income$935,0003,208
Minority interest net income$087
Net income of bank and minority interests.$935,0003,208
Net charge-offs$47,0005,015
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$909,0803,152
2011-06-30 (YTD Data)Rank
Total interest income$3,742,0003,580
Total interest expense$1,121,0002,707
Net interest income$2,621,0003,826
Provision for loan and lease losses$227,0003,371
Total noninterest income$666,0002,630
Gross Fiduciary activities income$17,000956
Service charges on deposit accounts$360,0001,925
Trading account gains and fees$0153
Additional Noninterest Income$289,0002,932
Total noninterest expense$2,313,0003,787
Salaries and employee benefits$1,093,0003,966
Premises and equipment expense$180,0004,896
Additional noninterest expense$1,040,0003,105
Pre-tax net operating income$747,0003,063
Securities gains (losses)$32,0001,856
Applicable income taxes$150,0002,504
Income before extraordinary items$629,0003,108
Extraordinary gains, net$015
Net income$629,0003,110
Minority interest net income$089
Net income of bank and minority interests.$629,0003,110
Net charge-offs$-2,0006,677
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$603,0803,094
2011-03-31 (YTD Data)Rank
Total interest income$1,874,0003,590
Total interest expense$572,0002,738
Net interest income$1,302,0003,842
Provision for loan and lease losses$106,0003,271
Total noninterest income$316,0002,747
Gross Fiduciary activities income$9,000956
Service charges on deposit accounts$166,0002,041
Trading account gains and fees$0158
Additional Noninterest Income$141,0003,013
Total noninterest expense$1,109,0003,915
Salaries and employee benefits$540,0004,023
Premises and equipment expense$86,0005,068
Additional noninterest expense$483,0003,278
Pre-tax net operating income$403,0002,951
Securities gains (losses)$01,772
Applicable income taxes$81,0002,406
Income before extraordinary items$322,0003,077
Extraordinary gains, net$09
Net income$322,0003,075
Minority interest net income$086
Net income of bank and minority interests.$322,0003,077
Net charge-offs$-12,0007,063
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$322,0003,027
2010-12-31 (YTD Data)Rank
Total interest income$7,304,0003,802
Total interest expense$2,669,0002,846
Net interest income$4,635,0004,162
Provision for loan and lease losses$565,0003,959
Total noninterest income$1,296,0002,774
Gross Fiduciary activities income$48,000969
Service charges on deposit accounts$766,0001,905
Trading account gains and fees$0175
Additional Noninterest Income$482,0003,246
Total noninterest expense$4,485,0003,904
Salaries and employee benefits$2,046,0004,154
Premises and equipment expense$298,0005,425
Additional noninterest expense$2,141,0003,069
Pre-tax net operating income$881,0003,597
Securities gains (losses)$206,0001,557
Applicable income taxes$163,0002,870
Income before extraordinary items$924,0003,355
Extraordinary gains, net$029
Net income$924,0003,352
Minority interest net income$0111
Net income of bank and minority interests.$924,0003,355
Net charge-offs$735,0003,106
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$748,9003,599
2010-09-30 (YTD Data)Rank
Total interest income$5,463,0003,885
Total interest expense$2,025,0002,922
Net interest income$3,438,0004,255
Provision for loan and lease losses$489,0003,582
Total noninterest income$1,003,0002,732
Gross Fiduciary activities income$40,000942
Service charges on deposit accounts$687,0001,672
Trading account gains and fees$0165
Additional Noninterest Income$276,0003,673
Total noninterest expense$3,359,0003,917
Salaries and employee benefits$1,539,0004,196
Premises and equipment expense$223,0005,494
Additional noninterest expense$1,597,0003,036
Pre-tax net operating income$593,0003,969
Securities gains (losses)$91,0002,011
Applicable income taxes$65,0003,407
Income before extraordinary items$619,0003,722
Extraordinary gains, net$023
Net income$619,0003,722
Minority interest net income$0110
Net income of bank and minority interests.$619,0003,723
Net charge-offs$728,0002,595
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$537,1003,833
2010-06-30 (YTD Data)Rank
Total interest income$3,604,0003,935
Total interest expense$1,352,0003,021
Net interest income$2,252,0004,306
Provision for loan and lease losses$167,0004,484
Total noninterest income$649,0002,715
Gross Fiduciary activities income$32,000931
Service charges on deposit accounts$452,0001,697
Trading account gains and fees$0152
Additional Noninterest Income$165,0003,830
Total noninterest expense$2,209,0003,957
Salaries and employee benefits$1,003,0004,289
Premises and equipment expense$139,0005,679
Additional noninterest expense$1,067,0003,025
Pre-tax net operating income$525,0003,543
Securities gains (losses)$03,184
Applicable income taxes$74,0003,032
Income before extraordinary items$451,0003,587
Extraordinary gains, net$019
Net income$451,0003,584
Minority interest net income$0105
Net income of bank and minority interests.$451,0003,586
Net charge-offs$189,0003,608
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$451,0003,474
2010-03-31 (YTD Data)Rank
Total interest income$1,772,0004,046
Total interest expense$690,0003,095
Net interest income$1,082,0004,441
Provision for loan and lease losses$66,0004,496
Total noninterest income$315,0002,771
Gross Fiduciary activities income$11,000971
Service charges on deposit accounts$214,0001,774
Trading account gains and fees$0175
Additional Noninterest Income$90,0003,709
Total noninterest expense$1,070,0004,084
Salaries and employee benefits$529,0004,192
Premises and equipment expense$67,0005,829
Additional noninterest expense$474,0003,331
Pre-tax net operating income$261,0003,618
Securities gains (losses)$02,284
Applicable income taxes$39,0002,979
Income before extraordinary items$222,0003,693
Extraordinary gains, net$016
Net income$222,0003,690
Minority interest net income$091
Net income of bank and minority interests.$222,0003,692
Net charge-offs$-10,0007,490
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$222,0003,566
2009-12-31 (YTD Data)Rank
Total interest income$7,097,0004,134
Total interest expense$2,962,0003,437
Net interest income$4,135,0004,484
Provision for loan and lease losses$511,0004,507
Total noninterest income$1,400,0002,683
Gross Fiduciary activities income$37,0001,001
Service charges on deposit accounts$1,102,0001,536
Trading account gains and fees$0211
Additional Noninterest Income$261,0004,208
Total noninterest expense$4,433,0004,047
Salaries and employee benefits$1,951,0004,441
Premises and equipment expense$540,0004,178
Additional noninterest expense$1,942,0003,386
Pre-tax net operating income$591,0003,792
Securities gains (losses)$341,0001,128
Applicable income taxes$111,0002,816
Income before extraordinary items$821,0003,112
Extraordinary gains, net$034
Net income$821,0003,112
Minority interest net income$0115
Net income of bank and minority interests.$821,0003,112
Net charge-offs$175,0005,155
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$520,9203,755
2009-09-30 (YTD Data)Rank
Total interest income$5,310,0004,196
Total interest expense$2,249,0003,542
Net interest income$3,061,0004,526
Provision for loan and lease losses$249,0004,874
Total noninterest income$1,091,0002,668
Gross Fiduciary activities income$31,000970
Service charges on deposit accounts$840,0001,518
Trading account gains and fees$0212
Additional Noninterest Income$220,0004,131
Total noninterest expense$3,343,0004,025
Salaries and employee benefits$1,481,0004,425
Premises and equipment expense$411,0004,178
Additional noninterest expense$1,451,0003,367
Pre-tax net operating income$560,0003,718
Securities gains (losses)$142,0001,546
Applicable income taxes$90,0002,952
Income before extraordinary items$612,0003,353
Extraordinary gains, net$027
Net income$612,0003,350
Minority interest net income$0118
Net income of bank and minority interests.$612,0003,352
Net charge-offs$-124,0008,060
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$488,4603,643
2009-06-30 (YTD Data)Rank
Total interest income$3,487,0004,279
Total interest expense$1,518,0003,635
Net interest income$1,969,0004,627
Provision for loan and lease losses$188,0004,423
Total noninterest income$713,0002,715
Gross Fiduciary activities income$23,000968
Service charges on deposit accounts$546,0001,531
Trading account gains and fees$0193
Additional Noninterest Income$144,0004,200
Total noninterest expense$2,265,0004,011
Salaries and employee benefits$1,105,0004,121
Premises and equipment expense$283,0004,106
Additional noninterest expense$877,0003,623
Pre-tax net operating income$229,0004,481
Securities gains (losses)$149,0001,207
Applicable income taxes$27,0003,544
Income before extraordinary items$351,0003,697
Extraordinary gains, net$021
Net income$351,0003,696
Minority interest net income$0112
Net income of bank and minority interests.$351,0003,696
Net charge-offs$-168,0008,169
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$212,4304,356
2009-03-31 (YTD Data)Rank
Total interest income$1,747,0004,314
Total interest expense$767,0003,719
Net interest income$980,0004,635
Provision for loan and lease losses$111,0003,726
Total noninterest income$384,0002,573
Gross Fiduciary activities income$14,000953
Service charges on deposit accounts$260,0001,561
Trading account gains and fees$0171
Additional Noninterest Income$110,0003,505
Total noninterest expense$1,031,0004,227
Salaries and employee benefits$498,0004,475
Premises and equipment expense$144,0004,104
Additional noninterest expense$389,0003,658
Pre-tax net operating income$222,0003,869
Securities gains (losses)$02,434
Applicable income taxes$-1,0007,065
Income before extraordinary items$223,0003,685
Extraordinary gains, net$015
Net income$223,0003,685
Minority interest net income$0102
Net income of bank and minority interests.$223,0003,686
Net charge-offs$-193,0008,221
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$223,0003,535
2008-12-31 (YTD Data)Rank
Total interest income$7,570,0004,275
Total interest expense$3,610,0003,770
Net interest income$3,960,0004,605
Provision for loan and lease losses$808,0003,028
Total noninterest income$1,476,0002,665
Gross Fiduciary activities income$51,000971
Service charges on deposit accounts$1,050,0001,692
Trading account gains and fees$0154
Additional Noninterest Income$375,0003,695
Total noninterest expense$4,248,0004,056
Salaries and employee benefits$1,825,0004,745
Premises and equipment expense$759,0003,310
Additional noninterest expense$1,664,0003,353
Pre-tax net operating income$380,0005,188
Securities gains (losses)$86,0001,243
Applicable income taxes$-104,0007,084
Income before extraordinary items$570,0004,252
Extraordinary gains, net$039
Net income$570,0004,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$827,0002,165
Cash dividends$325,0003,968
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$484,0004,665
2008-09-30 (YTD Data)Rank
Total interest income$5,790,0004,297
Total interest expense$2,729,0003,856
Net interest income$3,061,0004,562
Provision for loan and lease losses$557,0002,573
Total noninterest income$1,126,0002,699
Gross Fiduciary activities income$55,000924
Service charges on deposit accounts$764,0001,751
Trading account gains and fees$0148
Additional Noninterest Income$307,0003,653
Total noninterest expense$3,229,0003,995
Salaries and employee benefits$1,397,0004,704
Premises and equipment expense$555,0003,396
Additional noninterest expense$1,277,0003,209
Pre-tax net operating income$401,0005,263
Securities gains (losses)$86,0001,065
Applicable income taxes$87,0003,710
Income before extraordinary items$400,0004,792
Extraordinary gains, net$031
Net income$400,0004,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$586,0001,791
Cash dividends$100,0004,390
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$329,4805,260
2008-06-30 (YTD Data)Rank
Total interest income$3,845,0004,358
Total interest expense$1,886,0003,885
Net interest income$1,959,0004,683
Provision for loan and lease losses$225,0002,959
Total noninterest income$672,0002,928
Gross Fiduciary activities income$53,000895
Service charges on deposit accounts$478,0001,816
Trading account gains and fees$0149
Additional Noninterest Income$141,0004,410
Total noninterest expense$2,098,0004,101
Salaries and employee benefits$939,0004,726
Premises and equipment expense$356,0003,508
Additional noninterest expense$803,0003,348
Pre-tax net operating income$308,0005,239
Securities gains (losses)$86,0001,077
Applicable income taxes$42,0004,205
Income before extraordinary items$352,0004,724
Extraordinary gains, net$021
Net income$352,0004,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,728
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$275,4605,075
2008-03-31 (YTD Data)Rank
Total interest income$1,998,0004,323
Total interest expense$1,003,0003,912
Net interest income$995,0004,638
Provision for loan and lease losses$100,0002,696
Total noninterest income$331,0002,938
Gross Fiduciary activities income$31,000889
Service charges on deposit accounts$221,0001,908
Trading account gains and fees$0158
Additional Noninterest Income$79,0004,225
Total noninterest expense$1,056,0004,077
Salaries and employee benefits$470,0004,763
Premises and equipment expense$185,0003,427
Additional noninterest expense$401,0003,305
Pre-tax net operating income$170,0005,246
Securities gains (losses)$86,000792
Applicable income taxes$42,0003,739
Income before extraordinary items$214,0004,523
Extraordinary gains, net$015
Net income$214,0004,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,369
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$141,7605,211
2007-12-31 (YTD Data)Rank
Total interest income$8,510,0004,200
Total interest expense$4,332,0003,810
Net interest income$4,178,0004,495
Provision for loan and lease losses$1,139,0001,297
Total noninterest income$1,270,0003,026
Gross Fiduciary activities income$77,000949
Service charges on deposit accounts$891,0001,939
Trading account gains and fees$0178
Additional Noninterest Income$302,0004,227
Total noninterest expense$3,934,0004,173
Salaries and employee benefits$1,807,0004,738
Premises and equipment expense$767,0003,193
Additional noninterest expense$1,360,0003,704
Pre-tax net operating income$375,0006,342
Securities gains (losses)$-84,0008,112
Applicable income taxes$-159,0008,093
Income before extraordinary items$450,0005,864
Extraordinary gains, net$039
Net income$450,0005,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,194,000892
Cash dividends$600,0003,413
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$534,0005,553
2007-09-30 (YTD Data)Rank
Total interest income$6,459,0004,181
Total interest expense$3,249,0003,826
Net interest income$3,210,0004,462
Provision for loan and lease losses$169,0003,319
Total noninterest income$897,0003,141
Gross Fiduciary activities income$58,000948
Service charges on deposit accounts$649,0001,977
Trading account gains and fees$0184
Additional Noninterest Income$190,0004,582
Total noninterest expense$2,943,0004,151
Salaries and employee benefits$1,384,0004,619
Premises and equipment expense$482,0003,646
Additional noninterest expense$1,077,0003,494
Pre-tax net operating income$995,0004,369
Securities gains (losses)$-80,0008,259
Applicable income taxes$195,0003,748
Income before extraordinary items$720,0004,587
Extraordinary gains, net$033
Net income$720,0004,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,453
Cash dividends$600,0002,668
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$783,2004,385
2007-06-30 (YTD Data)Rank
Total interest income$4,283,0004,222
Total interest expense$2,148,0003,844
Net interest income$2,135,0004,503
Provision for loan and lease losses$94,0003,390
Total noninterest income$600,0003,147
Gross Fiduciary activities income$41,000959
Service charges on deposit accounts$416,0002,043
Trading account gains and fees$0168
Additional Noninterest Income$143,0004,411
Total noninterest expense$1,938,0004,212
Salaries and employee benefits$923,0004,671
Premises and equipment expense$306,0003,801
Additional noninterest expense$709,0003,525
Pre-tax net operating income$703,0004,303
Securities gains (losses)$-81,0008,375
Applicable income taxes$117,0003,949
Income before extraordinary items$505,0004,521
Extraordinary gains, net$029
Net income$505,0004,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,912
Cash dividends$150,0003,935
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$570,6104,261
2007-03-31 (YTD Data)Rank
Total interest income$2,135,0004,207
Total interest expense$1,054,0003,874
Net interest income$1,081,0004,472
Provision for loan and lease losses$49,0003,140
Total noninterest income$255,0003,475
Gross Fiduciary activities income$24,000945
Service charges on deposit accounts$194,0002,101
Trading account gains and fees$0195
Additional Noninterest Income$37,0005,638
Total noninterest expense$1,000,0004,146
Salaries and employee benefits$465,0004,677
Premises and equipment expense$157,0003,744
Additional noninterest expense$378,0003,323
Pre-tax net operating income$287,0004,748
Securities gains (losses)$-2,0008,059
Applicable income taxes$61,0003,885
Income before extraordinary items$224,0004,804
Extraordinary gains, net$022
Net income$224,0004,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,637
Cash dividends$150,0002,695
Sale, conversion, retirement of capital stock, net$0885
Net operating income$225,5804,766
2006-12-31 (YTD Data)Rank
Total interest income$7,968,0004,210
Total interest expense$3,831,0003,697
Net interest income$4,137,0004,569
Provision for loan and lease losses$365,0002,431
Total noninterest income$1,241,0003,055
Gross Fiduciary activities income$64,000996
Service charges on deposit accounts$839,0002,040
Trading account gains and fees$0130
Additional Noninterest Income$338,0004,066
Total noninterest expense$3,845,0004,101
Salaries and employee benefits$1,885,0004,471
Premises and equipment expense$499,0004,275
Additional noninterest expense$1,461,0003,356
Pre-tax net operating income$1,168,0004,845
Securities gains (losses)$-49,0007,937
Applicable income taxes$252,0004,021
Income before extraordinary items$867,0005,032
Extraordinary gains, net$051
Net income$867,0005,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,078
Cash dividends$200,0004,916
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$904,7304,930
2006-09-30 (YTD Data)Rank
Total interest income$5,854,0004,244
Total interest expense$2,768,0003,708
Net interest income$3,086,0004,614
Provision for loan and lease losses$155,0003,347
Total noninterest income$906,0003,125
Gross Fiduciary activities income$48,000992
Service charges on deposit accounts$613,0002,083
Trading account gains and fees$0126
Additional Noninterest Income$245,0004,132
Total noninterest expense$2,855,0004,125
Salaries and employee benefits$1,390,0004,499
Premises and equipment expense$376,0004,275
Additional noninterest expense$1,089,0003,376
Pre-tax net operating income$982,0004,756
Securities gains (losses)$-54,0008,207
Applicable income taxes$220,0004,008
Income before extraordinary items$708,0004,981
Extraordinary gains, net$045
Net income$708,0004,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,520
Cash dividends$200,0004,136
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$749,0404,848
2006-06-30 (YTD Data)Rank
Total interest income$3,733,0004,316
Total interest expense$1,732,0003,756
Net interest income$2,001,0004,713
Provision for loan and lease losses$90,0003,463
Total noninterest income$568,0003,233
Gross Fiduciary activities income$29,0001,019
Service charges on deposit accounts$403,0002,091
Trading account gains and fees$0126
Additional Noninterest Income$136,0004,497
Total noninterest expense$2,062,0003,922
Salaries and employee benefits$954,0004,413
Premises and equipment expense$258,0004,192
Additional noninterest expense$850,0002,966
Pre-tax net operating income$417,0005,810
Securities gains (losses)$-66,0008,436
Applicable income taxes$49,0005,245
Income before extraordinary items$302,0005,997
Extraordinary gains, net$039
Net income$302,0005,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0001,883
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$358,7605,632
2006-03-31 (YTD Data)Rank
Total interest income$1,794,0004,388
Total interest expense$834,0003,710
Net interest income$960,0004,828
Provision for loan and lease losses$45,0003,261
Total noninterest income$271,0003,292
Gross Fiduciary activities income$15,0001,020
Service charges on deposit accounts$204,0002,010
Trading account gains and fees$0115
Additional Noninterest Income$52,0005,040
Total noninterest expense$995,0004,032
Salaries and employee benefits$461,0004,549
Premises and equipment expense$137,0004,043
Additional noninterest expense$397,0003,141
Pre-tax net operating income$191,0005,935
Securities gains (losses)$-14,0008,311
Applicable income taxes$21,0005,307
Income before extraordinary items$156,0005,871
Extraordinary gains, net$021
Net income$156,0005,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,028
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$168,3205,703
2005-12-31 (YTD Data)Rank
Total interest income$6,869,0004,207
Total interest expense$2,846,0003,487
Net interest income$4,023,0004,607
Provision for loan and lease losses$175,0003,852
Total noninterest income$1,192,0003,162
Gross Fiduciary activities income$63,0001,016
Service charges on deposit accounts$739,0002,251
Trading account gains and fees$0138
Additional Noninterest Income$390,0003,815
Total noninterest expense$3,459,0004,321
Salaries and employee benefits$1,675,0004,715
Premises and equipment expense$460,0004,427
Additional noninterest expense$1,324,0003,561
Pre-tax net operating income$1,581,0004,253
Securities gains (losses)$7,0001,594
Applicable income taxes$445,0003,544
Income before extraordinary items$1,143,0004,470
Extraordinary gains, net$046
Net income$1,143,0004,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,001
Cash dividends$200,0004,874
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,137,9604,434
2005-09-30 (YTD Data)Rank
Total interest income$5,074,0004,200
Total interest expense$2,061,0003,432
Net interest income$3,013,0004,622
Provision for loan and lease losses$105,0004,091
Total noninterest income$898,0003,149
Gross Fiduciary activities income$48,000996
Service charges on deposit accounts$534,0002,315
Trading account gains and fees$0126
Additional Noninterest Income$316,0003,717
Total noninterest expense$2,536,0004,377
Salaries and employee benefits$1,216,0004,784
Premises and equipment expense$336,0004,483
Additional noninterest expense$984,0003,542
Pre-tax net operating income$1,270,0004,175
Securities gains (losses)$10,0001,474
Applicable income taxes$376,0003,424
Income before extraordinary items$904,0004,443
Extraordinary gains, net$035
Net income$904,0004,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,913
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$896,9004,430
2005-06-30 (YTD Data)Rank
Total interest income$3,325,0004,184
Total interest expense$1,317,0003,384
Net interest income$2,008,0004,599
Provision for loan and lease losses$70,0003,946
Total noninterest income$611,0003,052
Gross Fiduciary activities income$29,0001,018
Service charges on deposit accounts$334,0002,405
Trading account gains and fees$0116
Additional Noninterest Income$248,0003,384
Total noninterest expense$1,703,0004,335
Salaries and employee benefits$814,0004,755
Premises and equipment expense$222,0004,471
Additional noninterest expense$667,0003,483
Pre-tax net operating income$846,0004,153
Securities gains (losses)$2,0001,855
Applicable income taxes$239,0003,487
Income before extraordinary items$609,0004,377
Extraordinary gains, net$030
Net income$609,0004,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,682
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$607,5604,335
2005-03-31 (YTD Data)Rank
Total interest income$1,631,0004,216
Total interest expense$634,0003,365
Net interest income$997,0004,630
Provision for loan and lease losses$35,0003,777
Total noninterest income$322,0002,891
Gross Fiduciary activities income$15,0001,020
Service charges on deposit accounts$135,0002,769
Trading account gains and fees$0115
Additional Noninterest Income$172,0002,731
Total noninterest expense$827,0004,452
Salaries and employee benefits$404,0004,807
Premises and equipment expense$113,0004,465
Additional noninterest expense$310,0003,714
Pre-tax net operating income$457,0003,919
Securities gains (losses)$01,685
Applicable income taxes$135,0003,271
Income before extraordinary items$322,0004,179
Extraordinary gains, net$024
Net income$322,0004,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,699
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$322,0004,133
2004-12-31 (YTD Data)Rank
Total interest income$6,183,0004,163
Total interest expense$2,485,0003,070
Net interest income$3,698,0004,727
Provision for loan and lease losses$400,0002,359
Total noninterest income$1,040,0003,454
Gross Fiduciary activities income$62,0001,030
Service charges on deposit accounts$513,0003,088
Trading account gains and fees$0138
Additional Noninterest Income$465,0003,444
Total noninterest expense$3,287,0004,382
Salaries and employee benefits$1,537,0004,861
Premises and equipment expense$449,0004,411
Additional noninterest expense$1,301,0003,524
Pre-tax net operating income$1,051,0005,114
Securities gains (losses)$52,0001,708
Applicable income taxes$278,0004,303
Income before extraordinary items$825,0005,195
Extraordinary gains, net$034
Net income$825,0005,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0001,803
Cash dividends$221,0004,749
Sale, conversion, retirement of capital stock, net$0872
Net operating income$786,0005,228
2004-09-30 (YTD Data)Rank
Total interest income$4,604,0004,173
Total interest expense$1,857,0003,026
Net interest income$2,747,0004,745
Provision for loan and lease losses$270,0002,429
Total noninterest income$851,0003,276
Gross Fiduciary activities income$48,0001,023
Service charges on deposit accounts$395,0003,036
Trading account gains and fees$0134
Additional Noninterest Income$408,0003,151
Total noninterest expense$2,471,0004,329
Salaries and employee benefits$1,139,0004,853
Premises and equipment expense$315,0004,618
Additional noninterest expense$1,017,0003,376
Pre-tax net operating income$857,0005,013
Securities gains (losses)$49,0001,678
Applicable income taxes$236,0004,180
Income before extraordinary items$670,0005,073
Extraordinary gains, net$026
Net income$670,0005,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0001,723
Cash dividends$100,0004,608
Sale, conversion, retirement of capital stock, net$0738
Net operating income$633,7405,132
2004-06-30 (YTD Data)Rank
Total interest income$3,019,0004,233
Total interest expense$1,240,0003,003
Net interest income$1,779,0004,837
Provision for loan and lease losses$225,0001,999
Total noninterest income$548,0003,368
Gross Fiduciary activities income$33,0001,028
Service charges on deposit accounts$261,0003,036
Trading account gains and fees$0130
Additional Noninterest Income$254,0003,299
Total noninterest expense$1,680,0004,304
Salaries and employee benefits$736,0004,989
Premises and equipment expense$219,0004,482
Additional noninterest expense$725,0003,208
Pre-tax net operating income$422,0005,732
Securities gains (losses)$49,0001,478
Applicable income taxes$113,0004,689
Income before extraordinary items$358,0005,609
Extraordinary gains, net$021
Net income$358,0005,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0001,318
Cash dividends$100,0004,170
Sale, conversion, retirement of capital stock, net$0638
Net operating income$320,7605,807
2004-03-31 (YTD Data)Rank
Total interest income$1,497,0004,273
Total interest expense$632,0003,001
Net interest income$865,0004,935
Provision for loan and lease losses$45,0003,437
Total noninterest income$286,0003,217
Gross Fiduciary activities income$19,0001,006
Service charges on deposit accounts$130,0002,974
Trading account gains and fees$0121
Additional Noninterest Income$137,0003,091
Total noninterest expense$833,0004,358
Salaries and employee benefits$335,0005,348
Premises and equipment expense$121,0004,212
Additional noninterest expense$377,0003,070
Pre-tax net operating income$273,0005,051
Securities gains (losses)$23,0001,635
Applicable income taxes$75,0004,234
Income before extraordinary items$221,0005,082
Extraordinary gains, net$016
Net income$221,0005,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$203,7505,185
2003-12-31 (YTD Data)Rank
Total interest income$6,060,0004,295
Total interest expense$2,660,0003,186
Net interest income$3,400,0004,894
Provision for loan and lease losses$530,0002,061
Total noninterest income$1,197,0003,302
Gross Fiduciary activities income$76,0001,009
Service charges on deposit accounts$507,0003,056
Trading account gains and fees$0160
Additional Noninterest Income$614,0003,213
Total noninterest expense$3,162,0004,447
Salaries and employee benefits$1,476,0004,892
Premises and equipment expense$451,0004,361
Additional noninterest expense$1,235,0003,646
Pre-tax net operating income$905,0005,406
Securities gains (losses)$35,0002,802
Applicable income taxes$191,0004,984
Income before extraordinary items$749,0005,402
Extraordinary gains, net$054
Net income$749,0005,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,0001,630
Cash dividends$225,0004,780
Sale, conversion, retirement of capital stock, net$0868
Net operating income$721,0005,344
2003-09-30 (YTD Data)Rank
Total interest income$4,562,0004,325
Total interest expense$2,012,0003,272
Net interest income$2,550,0004,906
Provision for loan and lease losses$180,0003,498
Total noninterest income$934,0003,278
Gross Fiduciary activities income$57,0001,010
Service charges on deposit accounts$379,0003,075
Trading account gains and fees$0153
Additional Noninterest Income$498,0003,148
Total noninterest expense$2,330,0004,490
Salaries and employee benefits$1,101,0004,905
Premises and equipment expense$317,0004,554
Additional noninterest expense$912,0003,677
Pre-tax net operating income$974,0004,618
Securities gains (losses)$33,0002,620
Applicable income taxes$263,0004,177
Income before extraordinary items$744,0004,800
Extraordinary gains, net$040
Net income$744,0004,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,280
Cash dividends$100,0004,694
Sale, conversion, retirement of capital stock, net$0722
Net operating income$719,5804,727
2003-06-30 (YTD Data)Rank
Total interest income$3,060,0004,334
Total interest expense$1,353,0003,336
Net interest income$1,707,0004,887
Provision for loan and lease losses$70,0004,525
Total noninterest income$646,0003,182
Gross Fiduciary activities income$41,0001,002
Service charges on deposit accounts$248,0003,082
Trading account gains and fees$0150
Additional Noninterest Income$357,0002,981
Total noninterest expense$1,538,0004,505
Salaries and employee benefits$717,0004,981
Premises and equipment expense$207,0004,599
Additional noninterest expense$614,0003,639
Pre-tax net operating income$745,0004,262
Securities gains (losses)$29,0002,379
Applicable income taxes$212,0003,852
Income before extraordinary items$562,0004,477
Extraordinary gains, net$030
Net income$562,0004,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,885
Cash dividends$100,0004,223
Sale, conversion, retirement of capital stock, net$0589
Net operating income$540,8304,374
2003-03-31 (YTD Data)Rank
Total interest income$1,519,0004,388
Total interest expense$680,0003,392
Net interest income$839,0004,922
Provision for loan and lease losses$25,0004,925
Total noninterest income$358,0002,875
Gross Fiduciary activities income$21,0001,007
Service charges on deposit accounts$118,0003,121
Trading account gains and fees$0134
Additional Noninterest Income$219,0002,564
Total noninterest expense$740,0004,622
Salaries and employee benefits$350,0005,087
Premises and equipment expense$98,0004,773
Additional noninterest expense$292,0003,731
Pre-tax net operating income$432,0003,858
Securities gains (losses)$9,0002,215
Applicable income taxes$124,0003,565
Income before extraordinary items$317,0004,085
Extraordinary gains, net$021
Net income$317,0004,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$310,5203,954
2002-12-31 (YTD Data)Rank
Total interest income$6,275,0004,425
Total interest expense$3,063,0003,484
Net interest income$3,212,0005,068
Provision for loan and lease losses$170,0004,692
Total noninterest income$878,0003,761
Gross Fiduciary activities income$58,0001,088
Service charges on deposit accounts$483,0003,064
Trading account gains and fees$0153
Additional Noninterest Income$337,0004,016
Total noninterest expense$2,905,0004,564
Salaries and employee benefits$1,381,0004,991
Premises and equipment expense$444,0004,304
Additional noninterest expense$1,080,0003,941
Pre-tax net operating income$1,015,0005,167
Securities gains (losses)$31,0002,809
Applicable income taxes$240,0004,829
Income before extraordinary items$806,0005,188
Extraordinary gains, net$070
Net income$806,0005,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,553
Cash dividends$200,0004,872
Sale, conversion, retirement of capital stock, net$0862
Net operating income$782,1305,130
2001-12-31 (YTD Data)Rank
Total interest income$6,142,0004,881
Total interest expense$3,310,0004,387
Net interest income$2,832,0005,282
Provision for loan and lease losses$190,0004,243
Total noninterest income$848,0003,702
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$528,0002,716
Trading account gains and fees$0177
Additional Noninterest Income$320,0003,971
Total noninterest expense$2,861,0004,501
Salaries and employee benefits$1,408,0004,735
Premises and equipment expense$403,0004,581
Additional noninterest expense$1,050,0003,906
Pre-tax net operating income$631,0006,061
Securities gains (losses)$38,0002,612
Applicable income taxes$109,0005,902
Income before extraordinary items$560,0005,791
Extraordinary gains, net$0105
Net income$560,0005,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,0002,134
Cash dividends$33,0006,316
Sale, conversion, retirement of capital stock, net$0922
Net operating income$528,0805,824
2000-12-31 (YTD Data)Rank
Total interest income$5,951,0005,108
Total interest expense$2,925,0005,025
Net interest income$3,026,0005,127
Provision for loan and lease losses$-92,0009,800
Total noninterest income$642,0004,235
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$413,0003,162
Trading account gains and feesNANA
Additional Noninterest Income$229,0004,482
Total noninterest expense$2,651,0004,655
Salaries and employee benefits$1,310,0004,880
Premises and equipment expense$382,0004,649
Additional noninterest expense$959,0004,116
Pre-tax net operating income$1,109,0004,971
Securities gains (losses)$-27,0008,889
Applicable income taxes$295,0004,629
Income before extraordinary items$787,0005,092
Extraordinary gains, net$038
Net income$787,0005,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,338
Cash dividends$300,0004,469
Sale, conversion, retirement of capital stock, net$0969
Net operating income$806,7105,021
1999-12-31 (YTD Data)Rank
Total interest income$5,145,0005,465
Total interest expense$2,426,0005,291
Net interest income$2,719,0005,511
Provision for loan and lease losses$12,0007,978
Total noninterest income$521,0004,832
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$367,0003,436
Trading account gains and feesNANA
Additional Noninterest Income$154,0005,541
Total noninterest expense$2,470,0004,925
Salaries and employee benefits$1,109,0005,455
Premises and equipment expense$422,0004,343
Additional noninterest expense$939,0004,230
Pre-tax net operating income$758,0006,094
Securities gains (losses)$21,0001,369
Applicable income taxes$212,0005,584
Income before extraordinary items$567,0006,056
Extraordinary gains, net$035
Net income$567,0006,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-115,00010,062
Cash dividends$176,0005,427
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$551,6706,133
1998-12-31 (YTD Data)Rank
Total interest income$5,818,0005,119
Total interest expense$2,881,0004,877
Net interest income$2,937,0005,209
Provision for loan and lease losses$1,118,000877
Total noninterest income$558,0004,615
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$328,0003,658
Trading account gains and feesNANA
Additional Noninterest Income$230,0004,619
Total noninterest expense$2,512,0004,763
Salaries and employee benefits$1,070,0005,520
Premises and equipment expense$429,0004,186
Additional noninterest expense$1,013,0003,913
Pre-tax net operating income$-135,0009,943
Securities gains (losses)$04,449
Applicable income taxes$-104,00010,232
Income before extraordinary items$-31,0009,882
Extraordinary gains, net$032
Net income$-31,0009,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$956,000780
Cash dividends$35,0007,072
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-31,0009,843
1997-12-31 (YTD Data)Rank
Total interest income$5,591,0005,339
Total interest expense$2,508,0005,398
Net interest income$3,083,0005,191
Provision for loan and lease losses$207,0003,371
Total noninterest income$534,0004,787
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$301,0004,059
Trading account gains and feesNANA
Additional Noninterest Income$233,0004,566
Total noninterest expense$2,219,0005,261
Salaries and employee benefits$1,082,0005,549
Premises and equipment expense$430,0004,189
Additional noninterest expense$707,0005,179
Pre-tax net operating income$1,191,0005,269
Securities gains (losses)$03,944
Applicable income taxes$398,0004,898
Income before extraordinary items$793,0005,486
Extraordinary gains, net$044
Net income$793,0005,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0002,938
Cash dividends$50,0007,161
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$793,0005,436
1996-12-31 (YTD Data)Rank
Total interest income$4,341,0006,538
Total interest expense$1,970,0006,464
Net interest income$2,371,0006,438
Provision for loan and lease losses$245,0002,976
Total noninterest income$400,0005,950
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0005,293
Trading account gains and feesNANA
Additional Noninterest Income$184,0005,411
Total noninterest expense$2,029,0005,887
Salaries and employee benefits$893,0006,493
Premises and equipment expense$502,0003,767
Additional noninterest expense$634,0006,135
Pre-tax net operating income$497,0007,952
Securities gains (losses)$-1,0009,274
Applicable income taxes$170,0007,580
Income before extraordinary items$326,0008,204
Extraordinary gains, net$053
Net income$326,0008,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,977
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$326,6608,139
1995-12-31 (YTD Data)Rank
Total interest income$3,557,0007,471
Total interest expense$1,677,0007,200
Net interest income$1,880,0007,577
Provision for loan and lease losses$72,0005,348
Total noninterest income$367,0006,297
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$209,0005,529
Trading account gains and feesNANA
Additional Noninterest Income$158,0005,834
Total noninterest expense$1,652,0006,840
Salaries and employee benefits$762,0007,339
Premises and equipment expense$266,0006,114
Additional noninterest expense$624,0006,373
Pre-tax net operating income$523,0008,307
Securities gains (losses)$03,831
Applicable income taxes$171,0007,907
Income before extraordinary items$352,0008,462
Extraordinary gains, net$065
Net income$352,0008,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,622
Cash dividends$100,0006,741
Sale, conversion, retirement of capital stock, net$0809
Net operating income$352,0008,438
1994-12-31 (YTD Data)Rank
Total interest income$3,052,0007,956
Total interest expense$1,285,0007,602
Net interest income$1,767,0008,127
Provision for loan and lease losses$84,0004,941
Total noninterest income$374,0006,403
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$224,0005,444
Trading account gains and feesNANA
Additional Noninterest Income$150,0006,205
Total noninterest expense$1,382,0007,969
Salaries and employee benefits$647,0008,292
Premises and equipment expense$217,0007,104
Additional noninterest expense$518,0007,682
Pre-tax net operating income$675,0007,555
Securities gains (losses)$-22,00010,411
Applicable income taxes$205,0007,263
Income before extraordinary items$448,0007,737
Extraordinary gains, net$0249
Net income$448,0007,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,574
Cash dividends$37,0008,251
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$463,1807,642
1993-12-31 (YTD Data)Rank
Total interest income$2,803,0008,651
Total interest expense$1,198,0008,256
Net interest income$1,605,0008,786
Provision for loan and lease losses$108,0005,571
Total noninterest income$313,0007,474
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$185,0006,280
Trading account gains and feesNANA
Additional Noninterest Income$128,0007,075
Total noninterest expense$1,231,0008,773
Salaries and employee benefits$613,0008,694
Premises and equipment expense$208,0007,528
Additional noninterest expense$410,0009,154
Pre-tax net operating income$579,0008,088
Securities gains (losses)$12,0005,266
Applicable income taxes$180,0008,011
Income before extraordinary items$411,0008,319
Extraordinary gains, net$03,149
Net income$411,0008,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0006,011
Cash dividends$42,0008,158
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$402,6008,132
1992-12-31 (YTD Data)Rank
Total interest income$2,775,0009,380
Total interest expense$1,375,0008,941
Net interest income$1,400,0009,622
Provision for loan and lease losses$199,0005,248
Total noninterest income$271,0008,156
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$109,0008,244
Trading account gains and feesNANA
Additional Noninterest Income$162,0006,369
Total noninterest expense$1,081,0009,605
Salaries and employee benefits$506,0009,728
Premises and equipment expense$183,0008,234
Additional noninterest expense$392,0009,654
Pre-tax net operating income$391,0009,325
Securities gains (losses)$4,0007,235
Applicable income taxes$108,0009,686
Income before extraordinary items$287,0009,472
Extraordinary gains, net$01,422
Net income$287,0009,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0005,442
Cash dividends$5,0008,820
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$284,0809,121

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.