Home > The National Bank of Blacksburg > Net charge- offs to loans
The National Bank of Blacksburg, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 1,863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 4,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 4,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0377% | 4,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0408% | 4,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4188% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3277% | 1,563 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4117% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3153% | 1,477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 3,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0230% | 4,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 4,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0511% | 4,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0552% | 4,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0180% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4262% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7823% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3729% | 1,212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 3,942 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 4,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 4,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0769% | 4,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0829% | 4,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0287% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3280% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5640% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2912% | 1,322 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0379% | 4,289 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0638% | 4,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0158% | 4,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1835% | 4,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1979% | 4,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0707% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2766% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3488% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2651% | 1,231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 3,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 4,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 3,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0189% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6891% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4944% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7204% | 691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 1,300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 3,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 4,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 3,838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 3,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 3,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8916% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4574% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9619% | 469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 1,550 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 4,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 3,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4682% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6501% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4389% | 898 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 1,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 3,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 4,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 3,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4156% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1317% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2986% | 1,029 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 4,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0371% | 4,381 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0504% | 3,949 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,448 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1293% | 3,467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7243% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2573% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6063% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2006% | 1,435 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 4,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,316 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0685% | 3,994 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 3,540 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1721% | 3,559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9361% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1713% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9022% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0534% | 1,931 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1167% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 4,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2103% | 133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0747% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4456% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0145% | 1,848 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 3,188 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 3,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 4,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 3,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1112% | 1,417 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4393% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0575% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0487% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 4,484 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0935% | 4,052 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1139% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5061% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2137% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0795% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2372% | 1,793 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 4,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6887% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1887% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2223% | 1,756 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0493% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0546% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1112% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0235% | 2,572 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3796% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0971% | 2,164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 4,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0970% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1076% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5620% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0703% | 2,155 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9499% | 882 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2653% | 1,594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0902% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1072% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1187% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1083% | 1,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9220% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1787% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8715% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0884% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0584% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1099% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1217% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8546% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1967% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7876% | 881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0970% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1218% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1349% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6366% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4287% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6777% | 981 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1288% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1074% | 436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2173% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8881% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2145% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0197% | 667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0661% | 2,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 4,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 4,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 1,635 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 3,529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2064% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0819% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8061% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1333% | 619 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 4,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 3,562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2785% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8397% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8657% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8349% | 810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 1,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 4,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 4,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 4,148 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0114% | 3,632 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 4,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4786% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8387% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9036% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8264% | 775 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 4,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 4,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0713% | 4,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9677% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7379% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0121% | 689 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 2,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0060% | 4,399 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0890% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0996% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1501% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9595% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3374% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8828% | 915 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0486% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0092% | 4,441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1186% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1329% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2025% | 1,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0865% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3726% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0276% | 709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1383% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0843% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0802% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0138% | 4,493 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1710% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1917% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3231% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0019% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6444% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8670% | 839 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0603% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 1,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0309% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0423% | 4,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0242% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7921% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6500% | 1,073 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2619% | 1,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1106% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0703% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0673% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2704% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0534% | 655 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2487% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6697% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8694% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6235% | 1,408 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0995% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 1,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0911% | 337 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0238% | 5,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1719% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1171% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0716% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1230% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7756% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6375% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9821% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5567% | 1,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3095% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0729% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.1342% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0249% | 5,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2134% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1075% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9744% | 139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4580% | 1,595 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1304% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2964% | 1,863 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2562% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1101% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.2656% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 5,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4553% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5254% | 171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5983% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1049% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4741% | 1,279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3182% | 944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2502% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0676% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1163% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1389% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1153% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1419% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4747% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7577% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0071% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4470% | 1,636 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1889% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0832% | 1,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0663% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1818% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1624% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1843% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8563% | 291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5078% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6528% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4716% | 1,443 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2223% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1149% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0771% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2738% | 771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2424% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2777% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1260% | 221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4671% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1776% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5391% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1347% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1499% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1961% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2207% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6765% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1427% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8114% | 822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2691% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2750% | 1,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0045% | 1,131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3028% | 958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5961% | 206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1520% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1714% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1417% | 5,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9792% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7259% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7858% | 1,112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3043% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3154% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0061% | 971 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3628% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8127% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 2,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1001% | 2,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2348% | 5,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0894% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8343% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8964% | 901 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3573% | 1,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3968% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0090% | 821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4087% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2145% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0958% | 2,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1079% | 1,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3474% | 5,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8790% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8090% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8971% | 893 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 3,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 1,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0181% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0691% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1476% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1659% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7624% | 6,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9221% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4203% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0546% | 757 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2803% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 3,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.2648% | 1,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0160% | 2,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1767% | 2,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2212% | 1,017 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 2,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9443% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9323% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8853% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9461% | 1,112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3602% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1140% | 2,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.4492% | 1,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 2,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2021% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2607% | 890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1941% | 2,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8434% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9773% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6240% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0816% | 865 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4850% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1261% | 2,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.6753% | 830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0247% | 1,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1358% | 2,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0339% | 1,049 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1502% | 2,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5363% | 191 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1363% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5522% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3028% | 694 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4984% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2201% | 1,715 |
| Percentage Net Loans Charged-off:Construction & development | 1.3733% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0550% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1459% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0670% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1572% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4881% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9442% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9860% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9325% | 961 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4829% | 2,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5153% | 1,927 |
| Percentage Net Loans Charged-off:Construction & development | 1.2595% | 1,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4500% | 1,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0703% | 437 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2459% | 2,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0159% | 1,734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2797% | 2,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2928% | 2,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5241% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8776% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4343% | 2,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5353% | 1,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5949% | 1,631 |
| Percentage Net Loans Charged-off:Construction & development | 1.6834% | 1,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5625% | 1,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7610% | 445 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2493% | 2,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2863% | 2,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0109% | 3,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5496% | 2,042 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6826% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5164% | 1,955 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5699% | 1,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6218% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 2.3219% | 886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4010% | 1,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1765% | 320 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3269% | 2,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3756% | 1,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 2,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7213% | 1,602 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6845% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7304% | 1,456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4601% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5041% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7963% | 762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2524% | 2,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2895% | 1,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5576% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0523% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4338% | 1,791 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4315% | 3,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2650% | 3,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.9319% | 2,176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1202% | 3,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3704% | 2,651 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 5,225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4182% | 2,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5709% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6663% | 2,316 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1413% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5014% | 2,516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2580% | 3,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2212% | 3,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.2812% | 2,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0955% | 2,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4714% | 2,096 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 5,235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5298% | 1,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4536% | 2,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6974% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9504% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5653% | 2,081 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2464% | 3,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1901% | 3,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1131% | 2,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4254% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0243% | 5,256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4793% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5363% | 2,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8471% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1808% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6582% | 1,735 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 3,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1278% | 3,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4134% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0248% | 5,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4646% | 1,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0322% | 2,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6589% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3632% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3959% | 1,997 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4561% | 3,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2941% | 3,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.8775% | 2,589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3825% | 2,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0383% | 1,068 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 4,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0424% | 1,878 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0317% | 4,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4697% | 1,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8241% | 2,485 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9037% | 704 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3045% | 4,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0928% | 4,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1540% | 2,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0512% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 4,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0559% | 1,630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 4,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8206% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7447% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5895% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2965% | 3,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 4,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 2,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0996% | 666 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 4,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 3,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5578% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7459% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7749% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2930% | 3,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 3,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2029% | 405 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 3,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 2,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4885% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7884% | 2,095 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9180% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0975% | 6,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 5,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1075% | 3,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1200% | 3,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2078% | 4,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8277% | 3,122 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2630% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0826% | 5,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 5,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 3,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 3,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1545% | 4,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7946% | 2,918 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8589% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 5,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 4,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 3,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0728% | 2,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1159% | 3,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7688% | 2,786 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9118% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1626% | 2,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9684% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4912% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 5,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 4,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 2,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0594% | 1,283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 3,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1576% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8552% | 2,622 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7965% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 4,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 4,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 7,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 3,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0793% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0242% | 2,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1473% | 3,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8021% | 2,317 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5837% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 4,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 7,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 7,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 2,584 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 5,959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 2,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2338% | 2,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8027% | 2,076 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0329% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 3,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 7,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0508% | 8,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0844% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9740% | 1,567 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1510% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 4,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0299% | 3,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.1559% | 1,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 2,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 5,959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0486% | 2,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0605% | 7,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6523% | 2,505 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7588% | 665 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 3,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 2,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.1983% | 608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 2,404 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 5,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 2,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0735% | 7,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6413% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7657% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0661% | 3,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 1,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.3053% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 2,050 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 5,962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 1,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0840% | 7,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6090% | 2,093 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9209% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.6428% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 1,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0427% | 7,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5111% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3751% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 3,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 3,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 7,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0868% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 2,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2996% | 2,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6405% | 2,349 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7275% | 1,022 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0640% | 3,431 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 7,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 2,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0410% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 2,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4047% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5217% | 2,437 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6864% | 933 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 3,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 8,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0610% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 1,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4011% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3976% | 2,729 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7447% | 835 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 8,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 8,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4184% | 2,384 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1879% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0966% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 8,032 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2270% | 6,107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3451% | 2,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7720% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8729% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1068% | 3,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 2,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 7,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 2,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 1,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3075% | 1,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7913% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7568% | 803 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 2,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 2,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 7,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 1,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1566% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9788% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0819% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1228% | 2,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0262% | 1,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2868% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8424% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1455% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 7,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 8,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 8,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0173% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 8,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1742% | 3,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2844% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3969% | 1,176 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 3,289 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 7,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 8,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 8,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0238% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0273% | 8,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2252% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4362% | 1,098 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 3,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 2,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 2,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0370% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1137% | 1,640 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4968% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1324% | 1,615 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1286% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2342% | 3,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1597% | 3,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7982% | 1,023 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1020% | 832 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2478% | 2,511 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 8,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2097% | 3,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8280% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7325% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2607% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4204% | 2,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7572% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9827% | 1,025 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2247% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6689% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0266% | 890 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3415% | 2,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0782% | 2,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1708% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6853% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 1,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0201% | 1,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3601% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2839% | 2,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 1,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1591% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1069% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 2,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4755% | 2,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0370% | 2,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2737% | 2,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1375% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2300% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5025% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2909% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1212% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3658% | 2,228 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2351% | 3,634 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1653% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4993% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6098% | 2,275 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8394% | 2,600 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |