Home > The Middlefield Banking Company > Income and Expense

The Middlefield Banking Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$90,218,000592
Total interest expense$24,693,000679
Net interest income$65,525,000545
Provision for loan and lease losses$3,002,000445
Total noninterest income$7,129,000939
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,953,000565
Trading account gains and fees$0123
Additional Noninterest Income$5,176,000864
Total noninterest expense$44,778,000627
Salaries and employee benefits$23,086,000659
Premises and equipment expense$3,560,000741
Additional noninterest expense$5,176,000864
Pre-tax net operating income$24,874,000572
Securities gains (losses)$-93,0003,779
Applicable income taxes$4,205,000608
Income before extraordinary items$20,576,000572
Extraordinary gains, net$054
Net income$20,576,000579
Minority interest net income$088
Net income of bank and minority interests.$20,576,000575
Net charge-offs$-30,0004,086
Cash dividends$17,000,000331
Sale, conversion, retirement of capital stock, net$0540
Net operating income$20,653,190584
2023-09-30 (YTD Data)Rank
Total interest income$66,113,000594
Total interest expense$16,130,000711
Net interest income$49,983,000538
Provision for loan and lease losses$2,449,000408
Total noninterest income$5,539,000930
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,435,000577
Trading account gains and fees$0125
Additional Noninterest Income$4,104,000848
Total noninterest expense$33,768,000627
Salaries and employee benefits$17,072,000671
Premises and equipment expense$2,837,000711
Additional noninterest expense$4,104,000848
Pre-tax net operating income$19,305,000577
Securities gains (losses)$0849
Applicable income taxes$3,267,000612
Income before extraordinary items$16,038,000571
Extraordinary gains, net$052
Net income$16,038,000575
Minority interest net income$081
Net income of bank and minority interests.$16,038,000571
Net charge-offs$86,0001,238
Cash dividends$12,000,000331
Sale, conversion, retirement of capital stock, net$0507
Net operating income$16,038,000576
2023-06-30 (YTD Data)Rank
Total interest income$43,084,000576
Total interest expense$9,204,000728
Net interest income$33,880,000528
Provision for loan and lease losses$874,000555
Total noninterest income$3,723,000880
Gross Fiduciary activities income$0931
Service charges on deposit accounts$964,000561
Trading account gains and fees$0112
Additional Noninterest Income$2,759,000794
Total noninterest expense$22,613,000607
Salaries and employee benefits$11,226,000669
Premises and equipment expense$1,902,000699
Additional noninterest expense$2,759,000794
Pre-tax net operating income$14,116,000541
Securities gains (losses)$0938
Applicable income taxes$2,428,000567
Income before extraordinary items$11,688,000536
Extraordinary gains, net$051
Net income$11,688,000544
Minority interest net income$081
Net income of bank and minority interests.$11,688,000535
Net charge-offs$103,000906
Cash dividends$12,000,000248
Sale, conversion, retirement of capital stock, net$0486
Net operating income$11,688,000540
2023-03-31 (YTD Data)Rank
Total interest income$20,268,000599
Total interest expense$3,767,000759
Net interest income$16,501,000546
Provision for loan and lease losses$334,000625
Total noninterest income$1,949,000854
Gross Fiduciary activities income$0913
Service charges on deposit accounts$515,000545
Trading account gains and fees$097
Additional Noninterest Income$1,434,000761
Total noninterest expense$11,086,000637
Salaries and employee benefits$5,525,000706
Premises and equipment expense$951,000725
Additional noninterest expense$1,434,000761
Pre-tax net operating income$7,030,000561
Securities gains (losses)$0950
Applicable income taxes$1,230,000588
Income before extraordinary items$5,800,000557
Extraordinary gains, net$04
Net income$5,800,000556
Minority interest net income$048
Net income of bank and minority interests.$5,800,000556
Net charge-offs$-8,0003,980
Cash dividends$12,000,000157
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,800,000561
2022-12-31 (YTD Data)Rank
Total interest income$54,779,000685
Total interest expense$4,472,000856
Net interest income$50,307,000669
Provision for loan and lease losses$03,012
Total noninterest income$5,870,0001,078
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,364,000492
Trading account gains and fees$0116
Additional Noninterest Income$3,506,0001,142
Total noninterest expense$31,572,000837
Salaries and employee benefits$16,589,000884
Premises and equipment expense$2,931,000877
Additional noninterest expense$3,506,0001,142
Pre-tax net operating income$24,605,000651
Securities gains (losses)$0691
Applicable income taxes$4,244,000665
Income before extraordinary items$20,361,000640
Extraordinary gains, net$05
Net income$20,361,000641
Minority interest net income$063
Net income of bank and minority interests.$20,361,000641
Net charge-offs$-96,0004,265
Cash dividends$15,500,000340
Sale, conversion, retirement of capital stock, net$0568
Net operating income$20,361,000650
2022-09-30 (YTD Data)Rank
Total interest income$38,561,000694
Total interest expense$2,379,000867
Net interest income$36,182,000685
Provision for loan and lease losses$02,835
Total noninterest income$4,309,0001,116
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,812,000487
Trading account gains and fees$0111
Additional Noninterest Income$2,497,0001,203
Total noninterest expense$22,397,000866
Salaries and employee benefits$12,078,000898
Premises and equipment expense$2,253,000856
Additional noninterest expense$2,497,0001,203
Pre-tax net operating income$18,094,000662
Securities gains (losses)$0740
Applicable income taxes$3,126,000674
Income before extraordinary items$14,968,000647
Extraordinary gains, net$04
Net income$14,968,000647
Minority interest net income$057
Net income of bank and minority interests.$14,968,000647
Net charge-offs$-190,0004,460
Cash dividends$10,500,000336
Sale, conversion, retirement of capital stock, net$0519
Net operating income$14,968,000654
2022-06-30 (YTD Data)Rank
Total interest income$25,030,000686
Total interest expense$1,493,000771
Net interest income$23,537,000679
Provision for loan and lease losses$02,599
Total noninterest income$2,673,0001,151
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,204,000486
Trading account gains and fees$0108
Additional Noninterest Income$1,469,0001,337
Total noninterest expense$14,540,000868
Salaries and employee benefits$7,928,000899
Premises and equipment expense$1,598,000802
Additional noninterest expense$5,014,000761
Pre-tax net operating income$11,670,000636
Securities gains (losses)$0687
Applicable income taxes$2,019,000654
Income before extraordinary items$9,651,000621
Extraordinary gains, net$04
Net income$9,651,000621
Minority interest net income$060
Net income of bank and minority interests.$9,651,000621
Net charge-offs$-208,0004,558
Cash dividends$8,500,000304
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,651,000631
2022-03-31 (YTD Data)Rank
Total interest income$12,232,000680
Total interest expense$756,000719
Net interest income$11,476,000677
Provision for loan and lease losses$02,285
Total noninterest income$1,400,0001,122
Gross Fiduciary activities income$0892
Service charges on deposit accounts$606,000484
Trading account gains and fees$0103
Additional Noninterest Income$794,0001,254
Total noninterest expense$7,386,000857
Salaries and employee benefits$4,062,000884
Premises and equipment expense$817,000794
Additional noninterest expense$2,507,000758
Pre-tax net operating income$5,490,000636
Securities gains (losses)$0623
Applicable income taxes$957,000665
Income before extraordinary items$4,533,000625
Extraordinary gains, net$04
Net income$4,533,000625
Minority interest net income$050
Net income of bank and minority interests.$4,533,000625
Net charge-offs$-150,0004,639
Cash dividends$4,500,000277
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,533,000631
2021-12-31 (YTD Data)Rank
Total interest income$52,266,000648
Total interest expense$4,044,000667
Net interest income$48,222,000651
Provision for loan and lease losses$700,000795
Total noninterest income$7,104,0001,059
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,054,000527
Trading account gains and fees$0132
Additional Noninterest Income$5,050,0001,068
Total noninterest expense$29,263,000864
Salaries and employee benefits$15,841,000896
Premises and equipment expense$3,096,000838
Additional noninterest expense$10,326,000755
Pre-tax net operating income$25,363,000623
Securities gains (losses)$02,062
Applicable income taxes$4,625,000664
Income before extraordinary items$20,738,000632
Extraordinary gains, net$010
Net income$20,738,000632
Minority interest net income$074
Net income of bank and minority interests.$20,738,000633
Net charge-offs$-183,0004,524
Cash dividends$18,600,000312
Sale, conversion, retirement of capital stock, net$0582
Net operating income$20,738,000621
2021-09-30 (YTD Data)Rank
Total interest income$39,464,000657
Total interest expense$3,231,000660
Net interest income$36,233,000657
Provision for loan and lease losses$900,000492
Total noninterest income$5,476,0001,058
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,500,000537
Trading account gains and fees$0132
Additional Noninterest Income$3,976,0001,057
Total noninterest expense$21,997,000873
Salaries and employee benefits$11,886,000905
Premises and equipment expense$2,275,000867
Additional noninterest expense$7,836,000744
Pre-tax net operating income$18,812,000646
Securities gains (losses)$02,015
Applicable income taxes$3,452,000686
Income before extraordinary items$15,360,000642
Extraordinary gains, net$08
Net income$15,360,000642
Minority interest net income$069
Net income of bank and minority interests.$15,360,000642
Net charge-offs$126,000988
Cash dividends$13,600,000297
Sale, conversion, retirement of capital stock, net$0543
Net operating income$15,360,000633
2021-06-30 (YTD Data)Rank
Total interest income$26,046,000664
Total interest expense$2,284,000654
Net interest income$23,762,000664
Provision for loan and lease losses$900,000344
Total noninterest income$3,729,0001,041
Gross Fiduciary activities income$0951
Service charges on deposit accounts$974,000533
Trading account gains and fees$0133
Additional Noninterest Income$2,755,0001,036
Total noninterest expense$14,771,000863
Salaries and employee benefits$7,937,000896
Premises and equipment expense$1,594,000829
Additional noninterest expense$5,240,000731
Pre-tax net operating income$11,820,000662
Securities gains (losses)$01,818
Applicable income taxes$2,150,000707
Income before extraordinary items$9,670,000674
Extraordinary gains, net$06
Net income$9,670,000674
Minority interest net income$067
Net income of bank and minority interests.$9,670,000674
Net charge-offs$159,000734
Cash dividends$9,100,000296
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,670,000662
2021-03-31 (YTD Data)Rank
Total interest income$13,191,000652
Total interest expense$1,242,000635
Net interest income$11,949,000649
Provision for loan and lease losses$700,000261
Total noninterest income$2,067,000980
Gross Fiduciary activities income$0922
Service charges on deposit accounts$477,000532
Trading account gains and fees$0127
Additional Noninterest Income$1,590,000939
Total noninterest expense$7,559,000838
Salaries and employee benefits$3,978,000892
Premises and equipment expense$842,000795
Additional noninterest expense$2,739,000689
Pre-tax net operating income$5,757,000688
Securities gains (losses)$01,392
Applicable income taxes$1,038,000724
Income before extraordinary items$4,719,000696
Extraordinary gains, net$03
Net income$4,719,000696
Minority interest net income$055
Net income of bank and minority interests.$4,719,000696
Net charge-offs$37,000931
Cash dividends$2,600,000381
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,719,000683
2020-12-31 (YTD Data)Rank
Total interest income$52,821,000646
Total interest expense$9,189,000540
Net interest income$43,632,000670
Provision for loan and lease losses$9,840,000358
Total noninterest income$6,155,0001,106
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,483,000670
Trading account gains and fees$0133
Additional Noninterest Income$4,672,0001,066
Total noninterest expense$27,568,000878
Salaries and employee benefits$15,098,000905
Premises and equipment expense$3,048,000844
Additional noninterest expense$9,422,000776
Pre-tax net operating income$12,379,000883
Securities gains (losses)$02,675
Applicable income taxes$1,953,000948
Income before extraordinary items$10,426,000923
Extraordinary gains, net$04
Net income$10,426,000923
Minority interest net income$072
Net income of bank and minority interests.$10,426,000923
Net charge-offs$3,149,000310
Cash dividends$4,700,000800
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,426,000881
2020-09-30 (YTD Data)Rank
Total interest income$39,794,000644
Total interest expense$7,495,000529
Net interest income$32,299,000672
Provision for loan and lease losses$7,740,000371
Total noninterest income$4,666,0001,068
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,043,000712
Trading account gains and fees$0125
Additional Noninterest Income$3,623,0001,006
Total noninterest expense$20,603,000871
Salaries and employee benefits$11,047,000899
Premises and equipment expense$2,165,000878
Additional noninterest expense$7,391,000735
Pre-tax net operating income$8,622,000909
Securities gains (losses)$02,494
Applicable income taxes$1,318,000979
Income before extraordinary items$7,304,000943
Extraordinary gains, net$04
Net income$7,304,000943
Minority interest net income$065
Net income of bank and minority interests.$7,304,000943
Net charge-offs$3,149,000236
Cash dividends$3,500,000733
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,304,000912
2020-06-30 (YTD Data)Rank
Total interest income$26,238,000652
Total interest expense$5,343,000549
Net interest income$20,895,000678
Provision for loan and lease losses$3,740,000491
Total noninterest income$2,681,0001,119
Gross Fiduciary activities income$0970
Service charges on deposit accounts$647,000771
Trading account gains and fees$0123
Additional Noninterest Income$2,034,0001,079
Total noninterest expense$13,792,000855
Salaries and employee benefits$7,359,000896
Premises and equipment expense$1,415,000895
Additional noninterest expense$5,018,000718
Pre-tax net operating income$6,044,000805
Securities gains (losses)$02,249
Applicable income taxes$933,000877
Income before extraordinary items$5,111,000835
Extraordinary gains, net$04
Net income$5,111,000835
Minority interest net income$065
Net income of bank and minority interests.$5,111,000835
Net charge-offs$298,000814
Cash dividends$2,000,000793
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,111,000796
2020-03-31 (YTD Data)Rank
Total interest income$13,041,000653
Total interest expense$2,938,000560
Net interest income$10,103,000688
Provision for loan and lease losses$2,740,000341
Total noninterest income$1,200,0001,144
Gross Fiduciary activities income$0941
Service charges on deposit accounts$343,000837
Trading account gains and fees$0106
Additional Noninterest Income$857,0001,086
Total noninterest expense$7,037,000845
Salaries and employee benefits$3,767,000883
Premises and equipment expense$690,000916
Additional noninterest expense$2,580,000697
Pre-tax net operating income$1,526,0001,306
Securities gains (losses)$01,705
Applicable income taxes$160,0001,579
Income before extraordinary items$1,366,0001,290
Extraordinary gains, net$04
Net income$1,366,0001,289
Minority interest net income$056
Net income of bank and minority interests.$1,366,0001,290
Net charge-offs$264,000538
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,366,0001,263
2019-12-31 (YTD Data)Rank
Total interest income$54,546,000630
Total interest expense$12,936,000545
Net interest income$41,610,000668
Provision for loan and lease losses$890,000994
Total noninterest income$4,654,0001,180
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,255,000933
Trading account gains and fees$0135
Additional Noninterest Income$3,399,0001,107
Total noninterest expense$27,123,000844
Salaries and employee benefits$15,494,000843
Premises and equipment expense$2,713,000922
Additional noninterest expense$8,916,000775
Pre-tax net operating income$18,251,000656
Securities gains (losses)$194,000649
Applicable income taxes$3,252,000666
Income before extraordinary items$15,193,000665
Extraordinary gains, net$011
Net income$15,193,000667
Minority interest net income$076
Net income of bank and minority interests.$15,193,000666
Net charge-offs$1,550,000500
Cash dividends$4,450,000878
Sale, conversion, retirement of capital stock, net$0626
Net operating income$15,033,920653
2019-09-30 (YTD Data)Rank
Total interest income$41,078,000633
Total interest expense$9,850,000545
Net interest income$31,228,000669
Provision for loan and lease losses$430,0001,301
Total noninterest income$3,463,0001,180
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$918,000951
Trading account gains and fees$0129
Additional Noninterest Income$2,545,0001,090
Total noninterest expense$20,633,000828
Salaries and employee benefits$11,660,000835
Premises and equipment expense$1,991,000942
Additional noninterest expense$6,982,000752
Pre-tax net operating income$13,628,000660
Securities gains (losses)$194,000538
Applicable income taxes$2,440,000683
Income before extraordinary items$11,382,000662
Extraordinary gains, net$011
Net income$11,382,000664
Minority interest net income$072
Net income of bank and minority interests.$11,382,000663
Net charge-offs$857,000537
Cash dividends$4,450,000669
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,222,920663
2019-06-30 (YTD Data)Rank
Total interest income$27,166,000638
Total interest expense$6,593,000536
Net interest income$20,573,000679
Provision for loan and lease losses$350,0001,094
Total noninterest income$2,347,0001,141
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$604,000959
Trading account gains and fees$0131
Additional Noninterest Income$1,743,0001,031
Total noninterest expense$13,745,000826
Salaries and employee benefits$7,750,000828
Premises and equipment expense$1,333,000938
Additional noninterest expense$4,662,000755
Pre-tax net operating income$8,825,000658
Securities gains (losses)$189,000391
Applicable income taxes$1,595,000662
Income before extraordinary items$7,419,000663
Extraordinary gains, net$011
Net income$7,419,000663
Minority interest net income$069
Net income of bank and minority interests.$7,419,000663
Net charge-offs$474,000591
Cash dividends$2,950,000663
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,264,020665
2019-03-31 (YTD Data)Rank
Total interest income$13,467,000642
Total interest expense$3,203,000538
Net interest income$10,264,000674
Provision for loan and lease losses$240,000816
Total noninterest income$1,141,0001,132
Gross Fiduciary activities income$0972
Service charges on deposit accounts$314,000920
Trading account gains and fees$0126
Additional Noninterest Income$827,0001,023
Total noninterest expense$6,828,000824
Salaries and employee benefits$3,854,000831
Premises and equipment expense$680,000925
Additional noninterest expense$2,294,000752
Pre-tax net operating income$4,337,000654
Securities gains (losses)$01,087
Applicable income taxes$761,000669
Income before extraordinary items$3,576,000673
Extraordinary gains, net$05
Net income$3,576,000673
Minority interest net income$052
Net income of bank and minority interests.$3,576,000672
Net charge-offs$462,000348
Cash dividends$1,100,000763
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,576,000663
2018-12-31 (YTD Data)Rank
Total interest income$50,348,000638
Total interest expense$9,605,000542
Net interest income$40,743,000672
Provision for loan and lease losses$840,0001,021
Total noninterest income$3,841,0001,304
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,048,0001,129
Trading account gains and fees$0126
Additional Noninterest Income$2,793,0001,202
Total noninterest expense$26,710,000827
Salaries and employee benefits$15,034,000832
Premises and equipment expense$2,902,000859
Additional noninterest expense$8,774,000783
Pre-tax net operating income$17,034,000672
Securities gains (losses)$01,125
Applicable income taxes$2,676,000715
Income before extraordinary items$14,358,000668
Extraordinary gains, net$06
Net income$14,358,000666
Minority interest net income$072
Net income of bank and minority interests.$14,358,000667
Net charge-offs$602,000844
Cash dividends$4,650,000784
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,358,000669
2018-09-30 (YTD Data)Rank
Total interest income$36,893,000645
Total interest expense$6,689,000539
Net interest income$30,204,000671
Provision for loan and lease losses$630,000946
Total noninterest income$2,734,0001,362
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$783,0001,122
Trading account gains and fees$0138
Additional Noninterest Income$1,951,0001,280
Total noninterest expense$20,040,000821
Salaries and employee benefits$11,103,000846
Premises and equipment expense$2,165,000862
Additional noninterest expense$6,772,000756
Pre-tax net operating income$12,268,000700
Securities gains (losses)$01,118
Applicable income taxes$1,953,000740
Income before extraordinary items$10,315,000692
Extraordinary gains, net$05
Net income$10,315,000691
Minority interest net income$066
Net income of bank and minority interests.$10,315,000691
Net charge-offs$326,000943
Cash dividends$3,300,000737
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,315,000692
2018-06-30 (YTD Data)Rank
Total interest income$24,065,000649
Total interest expense$4,190,000527
Net interest income$19,875,000676
Provision for loan and lease losses$420,000940
Total noninterest income$1,797,0001,381
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$510,0001,142
Trading account gains and fees$0130
Additional Noninterest Income$1,287,0001,287
Total noninterest expense$13,429,000824
Salaries and employee benefits$7,480,000841
Premises and equipment expense$1,443,000865
Additional noninterest expense$4,506,000755
Pre-tax net operating income$7,823,000714
Securities gains (losses)$0961
Applicable income taxes$1,243,000754
Income before extraordinary items$6,580,000721
Extraordinary gains, net$06
Net income$6,580,000720
Minority interest net income$065
Net income of bank and minority interests.$6,580,000720
Net charge-offs$108,0001,277
Cash dividends$2,800,000594
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,580,000720
2018-03-31 (YTD Data)Rank
Total interest income$11,937,000644
Total interest expense$1,973,000530
Net interest income$9,964,000674
Provision for loan and lease losses$210,000904
Total noninterest income$798,0001,488
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$252,0001,166
Trading account gains and fees$0123
Additional Noninterest Income$546,0001,416
Total noninterest expense$7,039,000796
Salaries and employee benefits$3,894,000816
Premises and equipment expense$769,000824
Additional noninterest expense$2,376,000709
Pre-tax net operating income$3,513,000745
Securities gains (losses)$0735
Applicable income taxes$563,000790
Income before extraordinary items$2,950,000762
Extraordinary gains, net$07
Net income$2,950,000762
Minority interest net income$052
Net income of bank and minority interests.$2,950,000762
Net charge-offs$-151,0005,449
Cash dividends$1,500,000523
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,950,000757
2017-12-31 (YTD Data)Rank
Total interest income$43,916,000662
Total interest expense$6,315,000550
Net interest income$37,601,000677
Provision for loan and lease losses$1,045,000855
Total noninterest income$4,510,0001,191
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,875,000685
Trading account gains and fees$0151
Additional Noninterest Income$2,635,0001,280
Total noninterest expense$25,808,000839
Salaries and employee benefits$13,957,000872
Premises and equipment expense$2,896,000841
Additional noninterest expense$8,955,000752
Pre-tax net operating income$15,258,000686
Securities gains (losses)$398,000260
Applicable income taxes$4,890,000675
Income before extraordinary items$10,766,000701
Extraordinary gains, net$09
Net income$10,766,000700
Minority interest net income$076
Net income of bank and minority interests.$10,766,000701
Net charge-offs$453,0001,160
Cash dividends$10,425,000364
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,491,380712
2017-09-30 (YTD Data)Rank
Total interest income$32,354,000673
Total interest expense$4,574,000554
Net interest income$27,780,000687
Provision for loan and lease losses$615,0001,009
Total noninterest income$3,453,0001,208
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,397,000684
Trading account gains and fees$0145
Additional Noninterest Income$2,056,0001,257
Total noninterest expense$19,966,000824
Salaries and employee benefits$10,894,000843
Premises and equipment expense$2,186,000847
Additional noninterest expense$6,886,000729
Pre-tax net operating income$10,652,000720
Securities gains (losses)$398,000248
Applicable income taxes$3,007,000689
Income before extraordinary items$8,043,000761
Extraordinary gains, net$09
Net income$8,043,000760
Minority interest net income$071
Net income of bank and minority interests.$8,043,000761
Net charge-offs$361,000996
Cash dividends$10,425,000279
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,752,460772
2017-06-30 (YTD Data)Rank
Total interest income$21,023,000683
Total interest expense$2,816,000588
Net interest income$18,207,000695
Provision for loan and lease losses$335,0001,111
Total noninterest income$2,315,0001,190
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$918,000685
Trading account gains and fees$0139
Additional Noninterest Income$1,397,0001,244
Total noninterest expense$13,012,000836
Salaries and employee benefits$6,921,000878
Premises and equipment expense$1,469,000849
Additional noninterest expense$4,622,000729
Pre-tax net operating income$7,175,000707
Securities gains (losses)$01,906
Applicable income taxes$1,925,000685
Income before extraordinary items$5,250,000769
Extraordinary gains, net$011
Net income$5,250,000768
Minority interest net income$071
Net income of bank and minority interests.$5,250,000769
Net charge-offs$328,000780
Cash dividends$10,425,000202
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,250,000752
2017-03-31 (YTD Data)Rank
Total interest income$10,124,000702
Total interest expense$1,345,000592
Net interest income$8,779,000718
Provision for loan and lease losses$165,0001,062
Total noninterest income$1,044,0001,278
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$469,000667
Trading account gains and fees$0142
Additional Noninterest Income$575,0001,401
Total noninterest expense$6,605,000832
Salaries and employee benefits$3,625,000850
Premises and equipment expense$769,000826
Additional noninterest expense$2,211,000741
Pre-tax net operating income$3,053,000793
Securities gains (losses)$01,153
Applicable income taxes$781,000790
Income before extraordinary items$2,272,000837
Extraordinary gains, net$08
Net income$2,272,000837
Minority interest net income$055
Net income of bank and minority interests.$2,272,000837
Net charge-offs$43,0001,417
Cash dividends$9,000,000127
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,272,000826
2016-12-31 (YTD Data)Rank
Total interest income$29,970,000901
Total interest expense$3,823,000771
Net interest income$26,147,000921
Provision for loan and lease losses$570,0001,360
Total noninterest income$4,067,0001,325
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,940,000673
Trading account gains and fees$0170
Additional Noninterest Income$2,127,0001,538
Total noninterest expense$19,342,0001,081
Salaries and employee benefits$10,097,0001,140
Premises and equipment expense$2,244,0001,058
Additional noninterest expense$7,001,000938
Pre-tax net operating income$10,302,000908
Securities gains (losses)$303,000656
Applicable income taxes$2,495,000894
Income before extraordinary items$8,110,000918
Extraordinary gains, net$05
Net income$8,110,000917
Minority interest net income$082
Net income of bank and minority interests.$8,110,000917
Net charge-offs$357,0001,372
Cash dividends$3,400,000936
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,879,720923
2016-09-30 (YTD Data)Rank
Total interest income$22,158,000919
Total interest expense$2,816,000777
Net interest income$19,342,000935
Provision for loan and lease losses$315,0001,569
Total noninterest income$2,761,0001,415
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,443,000673
Trading account gains and fees$0169
Additional Noninterest Income$1,318,0001,718
Total noninterest expense$14,675,0001,067
Salaries and employee benefits$7,566,0001,141
Premises and equipment expense$1,632,0001,092
Additional noninterest expense$5,477,000904
Pre-tax net operating income$7,113,000976
Securities gains (losses)$303,000593
Applicable income taxes$1,649,0001,007
Income before extraordinary items$5,767,000972
Extraordinary gains, net$05
Net income$5,767,000972
Minority interest net income$071
Net income of bank and minority interests.$5,767,000972
Net charge-offs$365,0001,004
Cash dividends$3,400,000691
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,530,660992
2016-06-30 (YTD Data)Rank
Total interest income$14,724,000916
Total interest expense$1,834,000794
Net interest income$12,890,000933
Provision for loan and lease losses$210,0001,559
Total noninterest income$1,789,0001,436
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$938,000674
Trading account gains and fees$0157
Additional Noninterest Income$851,0001,728
Total noninterest expense$9,573,0001,087
Salaries and employee benefits$4,833,0001,185
Premises and equipment expense$1,106,0001,069
Additional noninterest expense$3,634,000913
Pre-tax net operating income$4,896,000947
Securities gains (losses)$303,000424
Applicable income taxes$1,173,000959
Income before extraordinary items$4,026,000904
Extraordinary gains, net$016
Net income$4,026,000901
Minority interest net income$071
Net income of bank and minority interests.$4,026,000903
Net charge-offs$229,0001,028
Cash dividends$2,260,000688
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,792,690941
2016-03-31 (YTD Data)Rank
Total interest income$7,338,000916
Total interest expense$903,000804
Net interest income$6,435,000927
Provision for loan and lease losses$105,0001,464
Total noninterest income$836,0001,474
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$447,000699
Trading account gains and fees$0142
Additional Noninterest Income$389,0001,781
Total noninterest expense$5,007,0001,054
Salaries and employee benefits$2,722,0001,086
Premises and equipment expense$604,0001,006
Additional noninterest expense$1,681,000975
Pre-tax net operating income$2,159,0001,019
Securities gains (losses)$51,000815
Applicable income taxes$445,0001,144
Income before extraordinary items$1,765,0001,023
Extraordinary gains, net$012
Net income$1,765,0001,024
Minority interest net income$062
Net income of bank and minority interests.$1,765,0001,024
Net charge-offs$133,000851
Cash dividends$1,121,000674
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,724,2001,014
2015-12-31 (YTD Data)Rank
Total interest income$28,577,000905
Total interest expense$3,540,000791
Net interest income$25,037,000910
Provision for loan and lease losses$315,0001,850
Total noninterest income$3,470,0001,442
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,874,000700
Trading account gains and fees$0159
Additional Noninterest Income$1,596,0001,781
Total noninterest expense$18,780,0001,084
Salaries and employee benefits$9,520,0001,180
Premises and equipment expense$2,197,0001,082
Additional noninterest expense$7,063,000927
Pre-tax net operating income$9,412,000937
Securities gains (losses)$323,000517
Applicable income taxes$2,007,0001,007
Income before extraordinary items$7,728,000920
Extraordinary gains, net$023
Net income$7,728,000920
Minority interest net income$081
Net income of bank and minority interests.$7,728,000920
Net charge-offs$776,000832
Cash dividends$4,023,000768
Sale, conversion, retirement of capital stock, net$16,000706
Net operating income$7,472,830939
2015-09-30 (YTD Data)Rank
Total interest income$21,246,000921
Total interest expense$2,668,000792
Net interest income$18,578,000924
Provision for loan and lease losses$210,0001,913
Total noninterest income$2,768,0001,394
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,382,000722
Trading account gains and fees$0153
Additional Noninterest Income$1,386,0001,623
Total noninterest expense$14,038,0001,092
Salaries and employee benefits$7,143,0001,185
Premises and equipment expense$1,665,0001,085
Additional noninterest expense$5,230,000938
Pre-tax net operating income$7,098,000941
Securities gains (losses)$257,000534
Applicable income taxes$1,595,000985
Income before extraordinary items$5,760,000927
Extraordinary gains, net$021
Net income$5,760,000927
Minority interest net income$078
Net income of bank and minority interests.$5,760,000927
Net charge-offs$737,000644
Cash dividends$2,902,000747
Sale, conversion, retirement of capital stock, net$16,000655
Net operating income$5,559,540928
2015-06-30 (YTD Data)Rank
Total interest income$14,095,000922
Total interest expense$1,765,000795
Net interest income$12,330,000921
Provision for loan and lease losses$105,0002,154
Total noninterest income$1,792,0001,429
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$911,000712
Trading account gains and fees$0157
Additional Noninterest Income$881,0001,695
Total noninterest expense$9,532,0001,077
Salaries and employee benefits$4,876,0001,160
Premises and equipment expense$1,107,0001,091
Additional noninterest expense$3,549,000917
Pre-tax net operating income$4,485,000988
Securities gains (losses)$46,0001,281
Applicable income taxes$950,0001,068
Income before extraordinary items$3,581,000990
Extraordinary gains, net$022
Net income$3,581,000990
Minority interest net income$075
Net income of bank and minority interests.$3,581,000990
Net charge-offs$605,000546
Cash dividends$1,907,000745
Sale, conversion, retirement of capital stock, net$16,000602
Net operating income$3,544,660969
2015-03-31 (YTD Data)Rank
Total interest income$7,034,000915
Total interest expense$863,000824
Net interest income$6,171,000916
Provision for loan and lease losses$105,0001,379
Total noninterest income$783,0001,537
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$441,000723
Trading account gains and fees$0152
Additional Noninterest Income$342,0001,947
Total noninterest expense$4,587,0001,121
Salaries and employee benefits$2,336,0001,204
Premises and equipment expense$570,0001,065
Additional noninterest expense$1,681,000958
Pre-tax net operating income$2,262,000955
Securities gains (losses)$24,0001,158
Applicable income taxes$490,0001,035
Income before extraordinary items$1,796,000958
Extraordinary gains, net$013
Net income$1,796,000959
Minority interest net income$064
Net income of bank and minority interests.$1,796,000959
Net charge-offs$504,000356
Cash dividends$911,000727
Sale, conversion, retirement of capital stock, net$15,000503
Net operating income$1,777,040930
2014-12-31 (YTD Data)Rank
Total interest income$27,868,000909
Total interest expense$3,779,000780
Net interest income$24,089,000917
Provision for loan and lease losses$370,0001,760
Total noninterest income$3,348,0001,443
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,876,000737
Trading account gains and fees$0180
Additional Noninterest Income$1,472,0001,790
Total noninterest expense$16,990,0001,174
Salaries and employee benefits$8,804,0001,232
Premises and equipment expense$2,088,0001,146
Additional noninterest expense$6,098,0001,087
Pre-tax net operating income$10,077,000820
Securities gains (losses)$248,000700
Applicable income taxes$2,383,000862
Income before extraordinary items$7,942,000834
Extraordinary gains, net$017
Net income$7,942,000833
Minority interest net income$084
Net income of bank and minority interests.$7,942,000833
Net charge-offs$570,0001,343
Cash dividends$3,142,000880
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,751,040836
2014-09-30 (YTD Data)Rank
Total interest income$20,819,000914
Total interest expense$2,886,000774
Net interest income$17,933,000926
Provision for loan and lease losses$370,0001,446
Total noninterest income$2,321,0001,536
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,399,000732
Trading account gains and fees$0174
Additional Noninterest Income$922,0002,047
Total noninterest expense$12,554,0001,200
Salaries and employee benefits$6,412,0001,255
Premises and equipment expense$1,590,0001,138
Additional noninterest expense$4,552,0001,089
Pre-tax net operating income$7,330,000862
Securities gains (losses)$248,000548
Applicable income taxes$1,728,000900
Income before extraordinary items$5,850,000853
Extraordinary gains, net$015
Net income$5,850,000852
Minority interest net income$081
Net income of bank and minority interests.$5,850,000852
Net charge-offs$128,0002,445
Cash dividends$2,231,000849
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,659,040854
2014-06-30 (YTD Data)Rank
Total interest income$13,906,000905
Total interest expense$1,946,000765
Net interest income$11,960,000919
Provision for loan and lease losses$300,0001,222
Total noninterest income$1,558,0001,519
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$910,000735
Trading account gains and fees$0172
Additional Noninterest Income$648,0001,941
Total noninterest expense$8,429,0001,192
Salaries and employee benefits$4,269,0001,257
Premises and equipment expense$1,017,0001,195
Additional noninterest expense$3,143,0001,032
Pre-tax net operating income$4,789,000851
Securities gains (losses)$58,0001,091
Applicable income taxes$1,103,000897
Income before extraordinary items$3,744,000867
Extraordinary gains, net$020
Net income$3,744,000867
Minority interest net income$080
Net income of bank and minority interests.$3,744,000867
Net charge-offs$217,0001,516
Cash dividends$1,320,000925
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,699,340851
2014-03-31 (YTD Data)Rank
Total interest income$6,989,000903
Total interest expense$979,000768
Net interest income$6,010,000914
Provision for loan and lease losses$180,0001,066
Total noninterest income$725,0001,552
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$441,000739
Trading account gains and fees$0147
Additional Noninterest Income$284,0002,075
Total noninterest expense$4,056,0001,248
Salaries and employee benefits$2,008,0001,341
Premises and equipment expense$545,0001,134
Additional noninterest expense$1,503,0001,077
Pre-tax net operating income$2,499,000795
Securities gains (losses)$-6,0006,390
Applicable income taxes$578,000830
Income before extraordinary items$1,915,000818
Extraordinary gains, net$016
Net income$1,915,000820
Minority interest net income$066
Net income of bank and minority interests.$1,915,000819
Net charge-offs$211,000914
Cash dividends$570,000952
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,919,620798
2013-12-31 (YTD Data)Rank
Total interest income$24,536,0001,032
Total interest expense$4,407,000756
Net interest income$20,129,0001,092
Provision for loan and lease losses$05,091
Total noninterest income$3,364,0001,490
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,889,000736
Trading account gains and fees$0184
Additional Noninterest Income$1,475,0001,873
Total noninterest expense$14,381,0001,376
Salaries and employee benefits$6,844,0001,513
Premises and equipment expense$1,915,0001,227
Additional noninterest expense$5,622,0001,201
Pre-tax net operating income$9,112,000841
Securities gains (losses)$10,0002,629
Applicable income taxes$2,040,000892
Income before extraordinary items$7,082,000887
Extraordinary gains, net$029
Net income$7,082,000889
Minority interest net income$090
Net income of bank and minority interests.$7,082,000889
Net charge-offs$637,0001,736
Cash dividends$2,198,0001,125
Sale, conversion, retirement of capital stock, net$94,000550
Net operating income$7,074,200867
2013-09-30 (YTD Data)Rank
Total interest income$18,409,0001,038
Total interest expense$3,447,000753
Net interest income$14,962,0001,105
Provision for loan and lease losses$670,0001,232
Total noninterest income$2,507,0001,525
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,414,000746
Trading account gains and fees$0180
Additional Noninterest Income$1,093,0001,926
Total noninterest expense$10,226,0001,446
Salaries and employee benefits$4,979,0001,572
Premises and equipment expense$1,201,0001,503
Additional noninterest expense$4,046,0001,235
Pre-tax net operating income$6,573,000900
Securities gains (losses)$174,000885
Applicable income taxes$1,505,000931
Income before extraordinary items$5,242,000905
Extraordinary gains, net$025
Net income$5,242,000907
Minority interest net income$084
Net income of bank and minority interests.$5,242,000907
Net charge-offs$499,0001,587
Cash dividends$1,633,0001,036
Sale, conversion, retirement of capital stock, net$45,000589
Net operating income$5,106,280896
2013-06-30 (YTD Data)Rank
Total interest income$12,175,0001,039
Total interest expense$2,347,000758
Net interest income$9,828,0001,107
Provision for loan and lease losses$600,000990
Total noninterest income$1,630,0001,558
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$923,000748
Trading account gains and fees$0157
Additional Noninterest Income$707,0001,997
Total noninterest expense$6,661,0001,475
Salaries and employee benefits$3,342,0001,555
Premises and equipment expense$767,0001,557
Additional noninterest expense$2,552,0001,304
Pre-tax net operating income$4,197,000905
Securities gains (losses)$174,000807
Applicable income taxes$985,000953
Income before extraordinary items$3,386,000910
Extraordinary gains, net$022
Net income$3,386,000911
Minority interest net income$082
Net income of bank and minority interests.$3,386,000912
Net charge-offs$451,0001,333
Cash dividends$1,068,0001,030
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,252,020908
2013-03-31 (YTD Data)Rank
Total interest income$6,117,0001,036
Total interest expense$1,203,000771
Net interest income$4,914,0001,112
Provision for loan and lease losses$300,000980
Total noninterest income$729,0001,676
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$434,000785
Trading account gains and fees$0148
Additional Noninterest Income$295,0002,243
Total noninterest expense$3,331,0001,487
Salaries and employee benefits$1,583,0001,660
Premises and equipment expense$396,0001,538
Additional noninterest expense$1,352,0001,217
Pre-tax net operating income$2,012,000930
Securities gains (losses)$215,000433
Applicable income taxes$510,000897
Income before extraordinary items$1,717,000894
Extraordinary gains, net$010
Net income$1,717,000895
Minority interest net income$076
Net income of bank and minority interests.$1,717,000896
Net charge-offs$318,0001,012
Cash dividends$503,000920
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,551,450930
2012-12-31 (YTD Data)Rank
Total interest income$25,306,0001,046
Total interest expense$5,326,000841
Net interest income$19,980,0001,093
Provision for loan and lease losses$1,550,0001,285
Total noninterest income$2,874,0001,688
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,686,000835
Trading account gains and fees$0166
Additional Noninterest Income$1,188,0002,156
Total noninterest expense$12,824,0001,522
Salaries and employee benefits$6,290,0001,606
Premises and equipment expense$1,462,0001,614
Additional noninterest expense$5,072,0001,339
Pre-tax net operating income$8,480,000847
Securities gains (losses)$522,000911
Applicable income taxes$2,020,000868
Income before extraordinary items$6,982,000850
Extraordinary gains, net$029
Net income$6,982,000849
Minority interest net income$093
Net income of bank and minority interests.$6,982,000850
Net charge-offs$736,0002,165
Cash dividends$2,327,0001,078
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,574,840843
2012-09-30 (YTD Data)Rank
Total interest income$19,228,0001,060
Total interest expense$4,051,000871
Net interest income$15,177,0001,098
Provision for loan and lease losses$800,0001,704
Total noninterest income$2,232,0001,645
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,321,000804
Trading account gains and fees$0157
Additional Noninterest Income$911,0002,109
Total noninterest expense$9,831,0001,498
Salaries and employee benefits$4,642,0001,631
Premises and equipment expense$1,061,0001,673
Additional noninterest expense$4,128,0001,234
Pre-tax net operating income$6,778,000833
Securities gains (losses)$448,000817
Applicable income taxes$1,670,000822
Income before extraordinary items$5,556,000820
Extraordinary gains, net$020
Net income$5,556,000818
Minority interest net income$086
Net income of bank and minority interests.$5,556,000820
Net charge-offs$500,0002,193
Cash dividends$1,809,000852
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,211,040812
2012-06-30 (YTD Data)Rank
Total interest income$12,811,0001,066
Total interest expense$2,735,000893
Net interest income$10,076,0001,101
Provision for loan and lease losses$800,0001,285
Total noninterest income$1,497,0001,627
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$861,000806
Trading account gains and fees$0153
Additional Noninterest Income$636,0002,033
Total noninterest expense$6,446,0001,520
Salaries and employee benefits$3,143,0001,609
Premises and equipment expense$712,0001,670
Additional noninterest expense$2,591,0001,309
Pre-tax net operating income$4,327,000843
Securities gains (losses)$296,000873
Applicable income taxes$1,085,000834
Income before extraordinary items$3,538,000853
Extraordinary gains, net$019
Net income$3,538,000851
Minority interest net income$084
Net income of bank and minority interests.$3,538,000853
Net charge-offs$62,0003,839
Cash dividends$1,192,000843
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,310,080859
2012-03-31 (YTD Data)Rank
Total interest income$6,422,0001,065
Total interest expense$1,397,000908
Net interest income$5,025,0001,105
Provision for loan and lease losses$450,0001,139
Total noninterest income$734,0001,624
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$412,000841
Trading account gains and fees$0148
Additional Noninterest Income$322,0002,020
Total noninterest expense$3,198,0001,532
Salaries and employee benefits$1,536,0001,649
Premises and equipment expense$354,0001,680
Additional noninterest expense$1,308,0001,277
Pre-tax net operating income$2,111,000849
Securities gains (losses)$9,0001,794
Applicable income taxes$490,000904
Income before extraordinary items$1,630,000916
Extraordinary gains, net$019
Net income$1,630,000917
Minority interest net income$078
Net income of bank and minority interests.$1,630,000917
Net charge-offs$97,0002,472
Cash dividends$575,000778
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,623,070868
2011-12-31 (YTD Data)Rank
Total interest income$26,410,0001,070
Total interest expense$7,023,000853
Net interest income$19,387,0001,151
Provision for loan and lease losses$1,885,0001,640
Total noninterest income$2,490,0001,720
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,466,0001,006
Trading account gains and fees$0146
Additional Noninterest Income$1,024,0002,102
Total noninterest expense$12,720,0001,534
Salaries and employee benefits$6,516,0001,515
Premises and equipment expense$1,241,0001,992
Additional noninterest expense$4,963,0001,390
Pre-tax net operating income$7,272,000833
Securities gains (losses)$21,0003,059
Applicable income taxes$1,469,0001,016
Income before extraordinary items$5,824,000861
Extraordinary gains, net$029
Net income$5,824,000861
Minority interest net income$096
Net income of bank and minority interests.$5,824,000861
Net charge-offs$1,263,0002,093
Cash dividends$2,403,000816
Sale, conversion, retirement of capital stock, net$16,000972
Net operating income$5,807,200833
2011-09-30 (YTD Data)Rank
Total interest income$19,789,0001,088
Total interest expense$5,536,000841
Net interest income$14,253,0001,175
Provision for loan and lease losses$1,435,0001,549
Total noninterest income$2,053,0001,584
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,271,000873
Trading account gains and fees$0145
Additional Noninterest Income$782,0002,073
Total noninterest expense$9,728,0001,505
Salaries and employee benefits$4,839,0001,533
Premises and equipment expense$1,020,0001,841
Additional noninterest expense$3,869,0001,332
Pre-tax net operating income$5,143,000905
Securities gains (losses)$21,0002,786
Applicable income taxes$1,020,0001,072
Income before extraordinary items$4,144,000922
Extraordinary gains, net$021
Net income$4,144,000920
Minority interest net income$087
Net income of bank and minority interests.$4,144,000922
Net charge-offs$873,0002,041
Cash dividends$1,800,000704
Sale, conversion, retirement of capital stock, net$16,000887
Net operating income$4,127,200889
2011-06-30 (YTD Data)Rank
Total interest income$13,084,0001,106
Total interest expense$3,802,000857
Net interest income$9,282,0001,210
Provision for loan and lease losses$985,0001,511
Total noninterest income$1,362,0001,585
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$827,000883
Trading account gains and fees$0153
Additional Noninterest Income$535,0002,004
Total noninterest expense$6,579,0001,492
Salaries and employee benefits$3,278,0001,532
Premises and equipment expense$671,0001,889
Additional noninterest expense$2,630,0001,335
Pre-tax net operating income$3,080,000984
Securities gains (losses)$15,0002,213
Applicable income taxes$560,0001,224
Income before extraordinary items$2,535,000972
Extraordinary gains, net$015
Net income$2,535,000970
Minority interest net income$089
Net income of bank and minority interests.$2,535,000972
Net charge-offs$563,0002,028
Cash dividends$1,197,000702
Sale, conversion, retirement of capital stock, net$16,000777
Net operating income$2,522,700942
2011-03-31 (YTD Data)Rank
Total interest income$6,499,0001,125
Total interest expense$1,908,000888
Net interest income$4,591,0001,212
Provision for loan and lease losses$550,0001,349
Total noninterest income$690,0001,586
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$419,000851
Trading account gains and fees$0158
Additional Noninterest Income$271,0002,041
Total noninterest expense$3,202,0001,538
Salaries and employee benefits$1,546,0001,615
Premises and equipment expense$362,0001,790
Additional noninterest expense$1,294,0001,361
Pre-tax net operating income$1,529,000992
Securities gains (losses)$15,0001,187
Applicable income taxes$280,0001,181
Income before extraordinary items$1,264,000957
Extraordinary gains, net$09
Net income$1,264,000957
Minority interest net income$086
Net income of bank and minority interests.$1,264,000957
Net charge-offs$372,0001,577
Cash dividends$593,000634
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,251,700943
2010-12-31 (YTD Data)Rank
Total interest income$25,562,0001,211
Total interest expense$8,998,000924
Net interest income$16,564,0001,348
Provision for loan and lease losses$1,940,0002,115
Total noninterest income$2,693,0001,677
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,748,000872
Trading account gains and fees$0175
Additional Noninterest Income$945,0002,240
Total noninterest expense$11,568,0001,699
Salaries and employee benefits$5,661,0001,722
Premises and equipment expense$1,297,0001,962
Additional noninterest expense$4,610,0001,563
Pre-tax net operating income$5,749,000902
Securities gains (losses)$10,0003,313
Applicable income taxes$1,115,0001,135
Income before extraordinary items$4,644,000951
Extraordinary gains, net$029
Net income$4,644,000952
Minority interest net income$0111
Net income of bank and minority interests.$4,644,000953
Net charge-offs$1,045,0002,628
Cash dividends$2,061,000791
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,635,900902
2010-09-30 (YTD Data)Rank
Total interest income$18,970,0001,243
Total interest expense$6,896,000936
Net interest income$12,074,0001,410
Provision for loan and lease losses$1,155,0002,311
Total noninterest income$1,988,0001,696
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,293,000909
Trading account gains and fees$0165
Additional Noninterest Income$695,0002,275
Total noninterest expense$8,514,0001,739
Salaries and employee benefits$4,111,0001,787
Premises and equipment expense$1,066,0001,820
Additional noninterest expense$3,337,0001,593
Pre-tax net operating income$4,393,000936
Securities gains (losses)$45,0002,483
Applicable income taxes$848,0001,146
Income before extraordinary items$3,590,000966
Extraordinary gains, net$023
Net income$3,590,000969
Minority interest net income$0110
Net income of bank and minority interests.$3,590,000969
Net charge-offs$516,0003,039
Cash dividends$1,776,000611
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,553,550934
2010-06-30 (YTD Data)Rank
Total interest income$12,491,0001,267
Total interest expense$4,640,000965
Net interest income$7,851,0001,454
Provision for loan and lease losses$695,0002,391
Total noninterest income$1,284,0001,686
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$829,000955
Trading account gains and fees$0152
Additional Noninterest Income$455,0002,228
Total noninterest expense$5,759,0001,718
Salaries and employee benefits$2,770,0001,772
Premises and equipment expense$754,0001,747
Additional noninterest expense$2,235,0001,577
Pre-tax net operating income$2,681,000999
Securities gains (losses)$27,0002,218
Applicable income taxes$496,0001,220
Income before extraordinary items$2,212,0001,021
Extraordinary gains, net$019
Net income$2,212,0001,022
Minority interest net income$0105
Net income of bank and minority interests.$2,212,0001,022
Net charge-offs$38,0005,106
Cash dividends$1,254,000557
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,189,860983
2010-03-31 (YTD Data)Rank
Total interest income$6,053,0001,333
Total interest expense$2,377,000991
Net interest income$3,676,0001,563
Provision for loan and lease losses$270,0002,574
Total noninterest income$596,0001,787
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$407,000969
Trading account gains and fees$0175
Additional Noninterest Income$189,0002,483
Total noninterest expense$2,864,0001,741
Salaries and employee benefits$1,299,0001,920
Premises and equipment expense$402,0001,690
Additional noninterest expense$1,163,0001,526
Pre-tax net operating income$1,138,0001,155
Securities gains (losses)$9,0001,748
Applicable income taxes$186,0001,494
Income before extraordinary items$961,0001,132
Extraordinary gains, net$016
Net income$961,0001,133
Minority interest net income$091
Net income of bank and minority interests.$961,0001,134
Net charge-offs$47,0003,765
Cash dividends$627,000537
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$953,4401,113
2009-12-31 (YTD Data)Rank
Total interest income$22,844,0001,506
Total interest expense$9,799,0001,216
Net interest income$13,045,0001,717
Provision for loan and lease losses$745,0003,949
Total noninterest income$2,913,0001,649
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,870,000932
Trading account gains and fees$0211
Additional Noninterest Income$1,043,0002,099
Total noninterest expense$10,439,0001,944
Salaries and employee benefits$5,117,0001,925
Premises and equipment expense$1,137,0002,322
Additional noninterest expense$4,185,0001,781
Pre-tax net operating income$4,774,000879
Securities gains (losses)$-14,0007,034
Applicable income taxes$966,000989
Income before extraordinary items$3,794,000913
Extraordinary gains, net$034
Net income$3,794,000912
Minority interest net income$0115
Net income of bank and minority interests.$3,794,000912
Net charge-offs$384,0004,157
Cash dividends$2,189,000835
Sale, conversion, retirement of capital stock, net$60,0001,017
Net operating income$3,805,200901
2009-09-30 (YTD Data)Rank
Total interest income$16,932,0001,547
Total interest expense$7,391,0001,270
Net interest income$9,541,0001,757
Provision for loan and lease losses$470,0003,898
Total noninterest income$2,131,0001,704
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,369,000948
Trading account gains and fees$0212
Additional Noninterest Income$762,0002,180
Total noninterest expense$7,673,0001,957
Salaries and employee benefits$3,653,0002,034
Premises and equipment expense$897,0002,247
Additional noninterest expense$3,123,0001,718
Pre-tax net operating income$3,529,000946
Securities gains (losses)$03,497
Applicable income taxes$727,0001,066
Income before extraordinary items$2,802,000968
Extraordinary gains, net$027
Net income$2,802,000968
Minority interest net income$0118
Net income of bank and minority interests.$2,802,000969
Net charge-offs$321,0003,624
Cash dividends$1,576,000805
Sale, conversion, retirement of capital stock, net$45,000949
Net operating income$2,802,000953
2009-06-30 (YTD Data)Rank
Total interest income$11,093,0001,596
Total interest expense$4,997,0001,322
Net interest income$6,096,0001,822
Provision for loan and lease losses$290,0003,791
Total noninterest income$1,379,0001,746
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$889,000957
Trading account gains and fees$0193
Additional Noninterest Income$490,0002,257
Total noninterest expense$5,230,0001,951
Salaries and employee benefits$2,453,0002,049
Premises and equipment expense$602,0002,263
Additional noninterest expense$2,175,0001,675
Pre-tax net operating income$1,955,0001,169
Securities gains (losses)$03,136
Applicable income taxes$356,0001,376
Income before extraordinary items$1,599,0001,183
Extraordinary gains, net$021
Net income$1,599,0001,181
Minority interest net income$0112
Net income of bank and minority interests.$1,599,0001,182
Net charge-offs$232,0003,256
Cash dividends$1,045,000856
Sale, conversion, retirement of capital stock, net$35,000890
Net operating income$1,599,0001,149
2009-03-31 (YTD Data)Rank
Total interest income$5,490,0001,634
Total interest expense$2,571,0001,342
Net interest income$2,919,0001,889
Provision for loan and lease losses$130,0003,489
Total noninterest income$682,0001,722
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$432,000962
Trading account gains and fees$0171
Additional Noninterest Income$250,0002,204
Total noninterest expense$2,505,0001,984
Salaries and employee benefits$1,170,0002,181
Premises and equipment expense$303,0002,277
Additional noninterest expense$1,032,0001,568
Pre-tax net operating income$966,0001,332
Securities gains (losses)$02,434
Applicable income taxes$170,0001,610
Income before extraordinary items$796,0001,375
Extraordinary gains, net$015
Net income$796,0001,376
Minority interest net income$0102
Net income of bank and minority interests.$796,0001,377
Net charge-offs$27,0004,102
Cash dividends$541,000798
Sale, conversion, retirement of capital stock, net$16,000797
Net operating income$796,0001,302
2008-12-31 (YTD Data)Rank
Total interest income$22,565,0001,710
Total interest expense$11,873,0001,375
Net interest income$10,692,0002,070
Provision for loan and lease losses$365,0004,286
Total noninterest income$2,821,0001,658
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,839,000978
Trading account gains and fees$0154
Additional Noninterest Income$982,0002,145
Total noninterest expense$8,942,0002,143
Salaries and employee benefits$4,323,0002,338
Premises and equipment expense$1,171,0002,297
Additional noninterest expense$3,448,0001,774
Pre-tax net operating income$4,206,0001,296
Securities gains (losses)$-344,0007,445
Applicable income taxes$696,0001,524
Income before extraordinary items$3,166,0001,288
Extraordinary gains, net$039
Net income$3,166,0001,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0003,313
Cash dividends$2,184,0001,247
Sale, conversion, retirement of capital stock, net$15,0001,285
Net operating income$3,448,0801,287
2008-09-30 (YTD Data)Rank
Total interest income$17,042,0001,734
Total interest expense$9,046,0001,404
Net interest income$7,996,0002,094
Provision for loan and lease losses$180,0004,348
Total noninterest income$2,103,0001,708
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,374,000982
Trading account gains and fees$0148
Additional Noninterest Income$729,0002,259
Total noninterest expense$6,695,0002,147
Salaries and employee benefits$3,247,0002,358
Premises and equipment expense$910,0002,224
Additional noninterest expense$2,538,0001,754
Pre-tax net operating income$3,224,0001,511
Securities gains (losses)$35,0001,656
Applicable income taxes$639,0001,628
Income before extraordinary items$2,620,0001,412
Extraordinary gains, net$031
Net income$2,620,0001,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0004,819
Cash dividends$1,638,0001,214
Sale, conversion, retirement of capital stock, net$11,0001,143
Net operating income$2,592,0001,503
2008-06-30 (YTD Data)Rank
Total interest income$11,355,0001,766
Total interest expense$6,165,0001,428
Net interest income$5,190,0002,138
Provision for loan and lease losses$120,0003,966
Total noninterest income$1,385,0001,746
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$894,000990
Trading account gains and fees$0149
Additional Noninterest Income$491,0002,279
Total noninterest expense$4,324,0002,209
Salaries and employee benefits$2,052,0002,513
Premises and equipment expense$614,0002,205
Additional noninterest expense$1,658,0001,763
Pre-tax net operating income$2,131,0001,600
Securities gains (losses)$9,0002,500
Applicable income taxes$419,0001,820
Income before extraordinary items$1,721,0001,584
Extraordinary gains, net$021
Net income$1,721,0001,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,143
Cash dividends$1,082,0001,318
Sale, conversion, retirement of capital stock, net$8,0001,041
Net operating income$1,713,8001,563
2008-03-31 (YTD Data)Rank
Total interest income$5,686,0001,801
Total interest expense$3,159,0001,489
Net interest income$2,527,0002,188
Provision for loan and lease losses$60,0003,470
Total noninterest income$698,0001,758
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$447,000966
Trading account gains and fees$0158
Additional Noninterest Income$251,0002,222
Total noninterest expense$2,202,0002,173
Salaries and employee benefits$1,077,0002,415
Premises and equipment expense$324,0002,093
Additional noninterest expense$801,0001,774
Pre-tax net operating income$963,0001,843
Securities gains (losses)$02,688
Applicable income taxes$169,0002,181
Income before extraordinary items$794,0001,824
Extraordinary gains, net$015
Net income$794,0001,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,186
Cash dividends$541,0001,277
Sale, conversion, retirement of capital stock, net$4,000922
Net operating income$794,0001,763
2007-12-31 (YTD Data)Rank
Total interest income$22,383,0001,892
Total interest expense$11,642,0001,723
Net interest income$10,741,0002,103
Provision for loan and lease losses$380,0002,776
Total noninterest income$2,742,0001,753
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,904,000936
Trading account gains and fees$0178
Additional Noninterest Income$838,0002,499
Total noninterest expense$8,348,0002,196
Salaries and employee benefits$4,119,0002,431
Premises and equipment expense$637,0003,683
Additional noninterest expense$3,592,0001,541
Pre-tax net operating income$4,755,0001,716
Securities gains (losses)$7,0001,467
Applicable income taxes$994,0001,873
Income before extraordinary items$3,768,0001,680
Extraordinary gains, net$039
Net income$3,768,0001,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,0001,939
Cash dividends$2,018,0001,585
Sale, conversion, retirement of capital stock, net$26,0001,144
Net operating income$3,762,4701,669
2007-09-30 (YTD Data)Rank
Total interest income$16,588,0001,916
Total interest expense$8,526,0001,758
Net interest income$8,062,0002,116
Provision for loan and lease losses$150,0003,464
Total noninterest income$1,990,0001,793
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,402,000940
Trading account gains and fees$0184
Additional Noninterest Income$588,0002,592
Total noninterest expense$6,318,0002,150
Salaries and employee benefits$3,143,0002,396
Premises and equipment expense$851,0002,272
Additional noninterest expense$2,324,0001,747
Pre-tax net operating income$3,584,0001,825
Securities gains (losses)$01,655
Applicable income taxes$774,0001,943
Income before extraordinary items$2,810,0001,794
Extraordinary gains, net$033
Net income$2,810,0001,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0001,377
Cash dividends$1,496,0001,530
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,810,0001,782
2007-06-30 (YTD Data)Rank
Total interest income$10,894,0001,954
Total interest expense$5,507,0001,807
Net interest income$5,387,0002,141
Provision for loan and lease losses$90,0003,429
Total noninterest income$1,260,0001,882
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$929,000957
Trading account gains and fees$0168
Additional Noninterest Income$331,0002,866
Total noninterest expense$4,194,0002,196
Salaries and employee benefits$2,045,0002,486
Premises and equipment expense$583,0002,212
Additional noninterest expense$1,566,0001,740
Pre-tax net operating income$2,363,0001,894
Securities gains (losses)$01,444
Applicable income taxes$472,0002,151
Income before extraordinary items$1,891,0001,831
Extraordinary gains, net$029
Net income$1,891,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,902
Cash dividends$983,0001,575
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,891,0001,815
2007-03-31 (YTD Data)Rank
Total interest income$5,346,0001,988
Total interest expense$2,654,0001,855
Net interest income$2,692,0002,153
Provision for loan and lease losses$45,0003,197
Total noninterest income$621,0001,895
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$452,000950
Trading account gains and fees$0195
Additional Noninterest Income$169,0002,811
Total noninterest expense$2,193,0002,106
Salaries and employee benefits$1,106,0002,322
Premises and equipment expense$295,0002,215
Additional noninterest expense$792,0001,692
Pre-tax net operating income$1,075,0002,037
Securities gains (losses)$01,187
Applicable income taxes$235,0002,176
Income before extraordinary items$840,0001,976
Extraordinary gains, net$022
Net income$840,0001,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0001,137
Cash dividends$484,0001,464
Sale, conversion, retirement of capital stock, net$0885
Net operating income$840,0001,969
2006-12-31 (YTD Data)Rank
Total interest income$19,510,0002,032
Total interest expense$8,595,0001,919
Net interest income$10,915,0002,125
Provision for loan and lease losses$60,0005,315
Total noninterest income$2,443,0001,915
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,800,000987
Trading account gains and fees$0130
Additional Noninterest Income$643,0002,890
Total noninterest expense$7,756,0002,274
Salaries and employee benefits$3,659,0002,642
Premises and equipment expense$958,0002,572
Additional noninterest expense$3,139,0001,683
Pre-tax net operating income$5,542,0001,730
Securities gains (losses)$-6,0007,127
Applicable income taxes$1,533,0001,631
Income before extraordinary items$4,003,0001,784
Extraordinary gains, net$051
Net income$4,003,0001,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,017
Cash dividends$1,277,0002,167
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,007,3201,764
2006-09-30 (YTD Data)Rank
Total interest income$14,341,0002,054
Total interest expense$6,156,0001,943
Net interest income$8,185,0002,141
Provision for loan and lease losses$240,0002,508
Total noninterest income$1,798,0001,952
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,311,0001,017
Trading account gains and fees$0126
Additional Noninterest Income$487,0002,893
Total noninterest expense$5,826,0002,270
Salaries and employee benefits$2,829,0002,569
Premises and equipment expense$694,0002,661
Additional noninterest expense$2,303,0001,706
Pre-tax net operating income$3,917,0001,879
Securities gains (losses)$-6,0007,439
Applicable income taxes$1,068,0001,802
Income before extraordinary items$2,843,0001,923
Extraordinary gains, net$045
Net income$2,843,0001,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,744
Cash dividends$936,0002,028
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,847,3801,904
2006-06-30 (YTD Data)Rank
Total interest income$9,362,0002,055
Total interest expense$3,930,0001,939
Net interest income$5,432,0002,148
Provision for loan and lease losses$150,0002,563
Total noninterest income$1,153,0002,011
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$849,0001,041
Trading account gains and fees$0126
Additional Noninterest Income$304,0002,988
Total noninterest expense$3,838,0002,305
Salaries and employee benefits$1,832,0002,639
Premises and equipment expense$467,0002,628
Additional noninterest expense$1,539,0001,721
Pre-tax net operating income$2,597,0001,892
Securities gains (losses)$-6,0007,728
Applicable income taxes$729,0001,795
Income before extraordinary items$1,862,0001,960
Extraordinary gains, net$039
Net income$1,862,0001,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,811
Cash dividends$608,0002,073
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,866,3201,935
2006-03-31 (YTD Data)Rank
Total interest income$4,567,0002,060
Total interest expense$1,883,0001,924
Net interest income$2,684,0002,163
Provision for loan and lease losses$75,0002,394
Total noninterest income$558,0002,040
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$413,0001,030
Trading account gains and fees$0115
Additional Noninterest Income$145,0003,030
Total noninterest expense$2,009,0002,204
Salaries and employee benefits$995,0002,453
Premises and equipment expense$250,0002,467
Additional noninterest expense$764,0001,716
Pre-tax net operating income$1,158,0002,043
Securities gains (losses)$-6,0008,127
Applicable income taxes$308,0001,986
Income before extraordinary items$844,0002,090
Extraordinary gains, net$021
Net income$844,0002,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,032
Cash dividends$304,0001,904
Sale, conversion, retirement of capital stock, net$0648
Net operating income$848,3802,066
2005-12-31 (YTD Data)Rank
Total interest income$17,400,0001,929
Total interest expense$6,627,0001,718
Net interest income$10,773,0002,060
Provision for loan and lease losses$302,0002,793
Total noninterest income$2,112,0002,125
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,579,0001,132
Trading account gains and fees$0138
Additional Noninterest Income$533,0003,253
Total noninterest expense$7,261,0002,302
Salaries and employee benefits$3,539,0002,575
Premises and equipment expense$941,0002,500
Additional noninterest expense$2,781,0001,817
Pre-tax net operating income$5,322,0001,756
Securities gains (losses)$02,296
Applicable income taxes$1,485,0001,711
Income before extraordinary items$3,837,0001,799
Extraordinary gains, net$046
Net income$3,837,0001,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,598
Cash dividends$2,000,0001,446
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,837,0001,774
2005-09-30 (YTD Data)Rank
Total interest income$12,832,0001,907
Total interest expense$4,814,0001,676
Net interest income$8,018,0002,067
Provision for loan and lease losses$195,0003,005
Total noninterest income$1,559,0002,143
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,168,0001,135
Trading account gains and fees$0126
Additional Noninterest Income$391,0003,320
Total noninterest expense$5,598,0002,214
Salaries and employee benefits$2,803,0002,399
Premises and equipment expense$711,0002,473
Additional noninterest expense$2,084,0001,796
Pre-tax net operating income$3,784,0001,848
Securities gains (losses)$02,317
Applicable income taxes$1,060,0001,801
Income before extraordinary items$2,724,0001,926
Extraordinary gains, net$035
Net income$2,724,0001,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,817
Cash dividends$1,049,0001,725
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,724,0001,890
2005-06-30 (YTD Data)Rank
Total interest income$8,404,0001,898
Total interest expense$3,156,0001,607
Net interest income$5,248,0002,074
Provision for loan and lease losses$120,0003,004
Total noninterest income$999,0002,175
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$742,0001,156
Trading account gains and fees$0116
Additional Noninterest Income$257,0003,328
Total noninterest expense$3,745,0002,190
Salaries and employee benefits$1,820,0002,452
Premises and equipment expense$482,0002,415
Additional noninterest expense$1,443,0001,715
Pre-tax net operating income$2,382,0001,914
Securities gains (losses)$02,146
Applicable income taxes$660,0001,872
Income before extraordinary items$1,722,0001,980
Extraordinary gains, net$030
Net income$1,722,0001,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0002,400
Cash dividends$551,0002,060
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,722,0001,942
2005-03-31 (YTD Data)Rank
Total interest income$4,121,0001,882
Total interest expense$1,535,0001,557
Net interest income$2,586,0002,090
Provision for loan and lease losses$60,0002,830
Total noninterest income$476,0002,204
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$353,0001,166
Trading account gains and fees$0115
Additional Noninterest Income$123,0003,343
Total noninterest expense$1,972,0002,097
Salaries and employee benefits$1,018,0002,237
Premises and equipment expense$246,0002,386
Additional noninterest expense$708,0001,747
Pre-tax net operating income$1,030,0002,114
Securities gains (losses)$01,685
Applicable income taxes$281,0002,075
Income before extraordinary items$749,0002,202
Extraordinary gains, net$024
Net income$749,0002,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,322
Cash dividends$275,0001,860
Sale, conversion, retirement of capital stock, net$0491
Net operating income$749,0002,160
2004-12-31 (YTD Data)Rank
Total interest income$15,757,0001,821
Total interest expense$5,782,0001,422
Net interest income$9,975,0002,035
Provision for loan and lease losses$174,0004,012
Total noninterest income$1,871,0002,305
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,402,0001,266
Trading account gains and fees$0138
Additional Noninterest Income$469,0003,431
Total noninterest expense$6,808,0002,354
Salaries and employee benefits$3,423,0002,547
Premises and equipment expense$859,0002,622
Additional noninterest expense$2,526,0001,927
Pre-tax net operating income$4,864,0001,740
Securities gains (losses)$-98,0008,716
Applicable income taxes$1,376,0001,717
Income before extraordinary items$3,390,0001,860
Extraordinary gains, net$034
Net income$3,390,0001,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,118
Cash dividends$1,092,0002,180
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,459,5801,791
2004-09-30 (YTD Data)Rank
Total interest income$11,653,0001,827
Total interest expense$4,252,0001,415
Net interest income$7,401,0002,037
Provision for loan and lease losses$111,0004,118
Total noninterest income$1,377,0002,342
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,034,0001,294
Trading account gains and fees$0134
Additional Noninterest Income$343,0003,472
Total noninterest expense$5,155,0002,311
Salaries and employee benefits$2,589,0002,487
Premises and equipment expense$666,0002,542
Additional noninterest expense$1,900,0001,891
Pre-tax net operating income$3,512,0001,803
Securities gains (losses)$03,710
Applicable income taxes$1,016,0001,750
Income before extraordinary items$2,496,0001,904
Extraordinary gains, net$026
Net income$2,496,0001,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,881
Cash dividends$807,0002,000
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,496,0001,857
2004-06-30 (YTD Data)Rank
Total interest income$7,680,0001,827
Total interest expense$2,795,0001,417
Net interest income$4,885,0002,047
Provision for loan and lease losses$60,0004,267
Total noninterest income$889,0002,397
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$663,0001,337
Trading account gains and fees$0130
Additional Noninterest Income$226,0003,513
Total noninterest expense$3,373,0002,351
Salaries and employee benefits$1,669,0002,579
Premises and equipment expense$456,0002,469
Additional noninterest expense$1,248,0001,914
Pre-tax net operating income$2,341,0001,794
Securities gains (losses)$03,413
Applicable income taxes$686,0001,736
Income before extraordinary items$1,655,0001,901
Extraordinary gains, net$021
Net income$1,655,0001,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,295
Cash dividends$522,0002,071
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,655,0001,853
2004-03-31 (YTD Data)Rank
Total interest income$3,796,0001,849
Total interest expense$1,383,0001,452
Net interest income$2,413,0002,079
Provision for loan and lease losses$30,0004,060
Total noninterest income$399,0002,539
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$281,0001,529
Trading account gains and fees$0121
Additional Noninterest Income$118,0003,377
Total noninterest expense$1,758,0002,263
Salaries and employee benefits$898,0002,422
Premises and equipment expense$238,0002,416
Additional noninterest expense$622,0001,897
Pre-tax net operating income$1,024,0001,959
Securities gains (losses)$02,934
Applicable income taxes$316,0001,849
Income before extraordinary items$708,0002,150
Extraordinary gains, net$016
Net income$708,0002,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,994
Cash dividends$261,0001,882
Sale, conversion, retirement of capital stock, net$0464
Net operating income$708,0002,070
2003-12-31 (YTD Data)Rank
Total interest income$14,674,0001,934
Total interest expense$5,739,0001,556
Net interest income$8,935,0002,166
Provision for loan and lease losses$315,0003,050
Total noninterest income$1,408,0002,974
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,034,0001,662
Trading account gains and fees$0160
Additional Noninterest Income$374,0004,091
Total noninterest expense$6,005,0002,599
Salaries and employee benefits$3,065,0002,717
Premises and equipment expense$737,0002,955
Additional noninterest expense$2,203,0002,191
Pre-tax net operating income$4,023,0001,962
Securities gains (losses)$1,0004,307
Applicable income taxes$1,163,0001,972
Income before extraordinary items$2,861,0002,119
Extraordinary gains, net$054
Net income$2,861,0002,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0004,174
Cash dividends$1,045,0002,244
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,860,2902,031
2003-09-30 (YTD Data)Rank
Total interest income$10,898,0001,981
Total interest expense$4,332,0001,625
Net interest income$6,566,0002,221
Provision for loan and lease losses$315,0002,407
Total noninterest income$1,019,0003,092
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$760,0001,704
Trading account gains and fees$0153
Additional Noninterest Income$259,0004,318
Total noninterest expense$4,431,0002,643
Salaries and employee benefits$2,236,0002,790
Premises and equipment expense$537,0003,030
Additional noninterest expense$1,658,0002,159
Pre-tax net operating income$2,839,0002,134
Securities gains (losses)$1,0004,000
Applicable income taxes$816,0002,180
Income before extraordinary items$2,024,0002,304
Extraordinary gains, net$040
Net income$2,024,0002,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,047
Cash dividends$783,0002,033
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,023,2902,195
2003-06-30 (YTD Data)Rank
Total interest income$7,203,0002,020
Total interest expense$2,901,0001,683
Net interest income$4,302,0002,264
Provision for loan and lease losses$210,0002,412
Total noninterest income$641,0003,196
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$491,0001,727
Trading account gains and fees$0150
Additional Noninterest Income$150,0004,571
Total noninterest expense$2,863,0002,713
Salaries and employee benefits$1,436,0002,901
Premises and equipment expense$343,0003,139
Additional noninterest expense$1,084,0002,197
Pre-tax net operating income$1,870,0002,159
Securities gains (losses)$1,0003,586
Applicable income taxes$545,0002,194
Income before extraordinary items$1,326,0002,344
Extraordinary gains, net$030
Net income$1,326,0002,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,111
Cash dividends$522,0002,078
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,325,2902,218
2003-03-31 (YTD Data)Rank
Total interest income$3,580,0002,046
Total interest expense$1,451,0001,722
Net interest income$2,129,0002,285
Provision for loan and lease losses$105,0002,265
Total noninterest income$280,0003,404
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$239,0001,705
Trading account gains and fees$0134
Additional Noninterest Income$41,0005,651
Total noninterest expense$1,350,0002,841
Salaries and employee benefits$630,0003,224
Premises and equipment expense$179,0003,031
Additional noninterest expense$541,0002,174
Pre-tax net operating income$954,0002,127
Securities gains (losses)$1,0002,714
Applicable income taxes$290,0002,105
Income before extraordinary items$665,0002,304
Extraordinary gains, net$021
Net income$665,0002,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,542
Cash dividends$261,0001,910
Sale, conversion, retirement of capital stock, net$0419
Net operating income$664,3002,181
2002-12-31 (YTD Data)Rank
Total interest income$14,140,0002,173
Total interest expense$6,163,0001,849
Net interest income$7,977,0002,406
Provision for loan and lease losses$300,0003,409
Total noninterest income$1,132,0003,195
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$955,0001,680
Trading account gains and fees$0153
Additional Noninterest Income$177,0005,256
Total noninterest expense$5,041,0002,905
Salaries and employee benefits$2,508,0003,114
Premises and equipment expense$683,0003,056
Additional noninterest expense$1,850,0002,492
Pre-tax net operating income$3,768,0002,082
Securities gains (losses)$04,537
Applicable income taxes$1,162,0001,978
Income before extraordinary items$2,606,0002,273
Extraordinary gains, net$070
Net income$2,606,0002,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,939
Cash dividends$1,021,0002,197
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,606,0002,206
2001-12-31 (YTD Data)Rank
Total interest income$13,730,0002,489
Total interest expense$6,766,0002,366
Net interest income$6,964,0002,570
Provision for loan and lease losses$170,0004,530
Total noninterest income$1,087,0003,147
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$930,0001,615
Trading account gains and fees$0177
Additional Noninterest Income$157,0005,454
Total noninterest expense$4,590,0003,036
Salaries and employee benefits$2,260,0003,245
Premises and equipment expense$584,0003,440
Additional noninterest expense$1,746,0002,543
Pre-tax net operating income$3,291,0002,081
Securities gains (losses)$98,0001,760
Applicable income taxes$1,019,0002,045
Income before extraordinary items$2,370,0002,191
Extraordinary gains, net$0105
Net income$2,370,0002,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,435
Cash dividends$855,0002,520
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,301,4002,179
2000-12-31 (YTD Data)Rank
Total interest income$12,773,0002,727
Total interest expense$5,929,0002,819
Net interest income$6,844,0002,599
Provision for loan and lease losses$275,0003,040
Total noninterest income$976,0003,194
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$824,0001,684
Trading account gains and fees$0180
Additional Noninterest Income$152,0005,433
Total noninterest expense$4,290,0003,139
Salaries and employee benefits$2,181,0003,219
Premises and equipment expense$604,0003,257
Additional noninterest expense$1,505,0002,810
Pre-tax net operating income$3,255,0002,213
Securities gains (losses)$-1,0007,406
Applicable income taxes$957,0002,203
Income before extraordinary items$2,297,0002,250
Extraordinary gains, net$038
Net income$2,297,0002,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0009,044
Cash dividends$1,336,0001,805
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,297,7102,255
1999-12-31 (YTD Data)Rank
Total interest income$11,425,0002,830
Total interest expense$5,063,0002,883
Net interest income$6,362,0002,760
Provision for loan and lease losses$296,0002,719
Total noninterest income$794,0003,637
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$667,0001,990
Trading account gains and fees$0173
Additional Noninterest Income$127,0006,013
Total noninterest expense$4,200,0003,173
Salaries and employee benefits$2,213,0003,129
Premises and equipment expense$569,0003,411
Additional noninterest expense$1,418,0002,998
Pre-tax net operating income$2,660,0002,659
Securities gains (losses)$03,155
Applicable income taxes$735,0002,811
Income before extraordinary items$1,925,0002,674
Extraordinary gains, net$035
Net income$1,925,0002,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,998
Cash dividends$760,0002,746
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,925,0002,636
1998-12-31 (YTD Data)Rank
Total interest income$10,910,0002,961
Total interest expense$5,100,0002,946
Net interest income$5,810,0002,967
Provision for loan and lease losses$270,0002,850
Total noninterest income$596,0004,409
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$481,0002,641
Trading account gains and fees$0224
Additional Noninterest Income$115,0006,303
Total noninterest expense$3,817,0003,361
Salaries and employee benefits$2,025,0003,291
Premises and equipment expense$617,0003,083
Additional noninterest expense$1,175,0003,432
Pre-tax net operating income$2,318,0002,972
Securities gains (losses)$04,449
Applicable income taxes$629,0003,276
Income before extraordinary items$1,689,0002,950
Extraordinary gains, net$032
Net income$1,698,0002,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,378
Cash dividends$1,567,0001,597
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,689,0002,859
1997-12-31 (YTD Data)Rank
Total interest income$10,562,0003,071
Total interest expense$5,101,0002,928
Net interest income$5,461,0003,197
Provision for loan and lease losses$200,0003,424
Total noninterest income$601,0004,403
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$477,0002,738
Trading account gains and fees$0239
Additional Noninterest Income$124,0006,194
Total noninterest expense$3,493,0003,615
Salaries and employee benefits$1,963,0003,366
Premises and equipment expense$507,0003,659
Additional noninterest expense$1,023,0003,824
Pre-tax net operating income$2,369,0003,054
Securities gains (losses)$03,944
Applicable income taxes$624,0003,553
Income before extraordinary items$1,745,0002,917
Extraordinary gains, net$044
Net income$1,745,0002,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,963
Cash dividends$526,0003,357
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,745,0002,863
1996-12-31 (YTD Data)Rank
Total interest income$10,330,0003,181
Total interest expense$4,999,0003,002
Net interest income$5,331,0003,321
Provision for loan and lease losses$351,0002,312
Total noninterest income$645,0004,348
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$522,0002,613
Trading account gains and fees$0262
Additional Noninterest Income$123,0006,525
Total noninterest expense$3,246,0004,052
Salaries and employee benefits$1,858,0003,576
Premises and equipment expense$499,0003,790
Additional noninterest expense$889,0004,806
Pre-tax net operating income$2,379,0002,919
Securities gains (losses)$04,148
Applicable income taxes$657,0003,332
Income before extraordinary items$1,722,0002,822
Extraordinary gains, net$053
Net income$1,722,0002,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0002,178
Cash dividends$389,0003,994
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,722,0002,783
1995-12-31 (YTD Data)Rank
Total interest income$10,290,0003,210
Total interest expense$4,880,0003,086
Net interest income$5,410,0003,280
Provision for loan and lease losses$240,0002,643
Total noninterest income$425,0005,757
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$294,0004,367
Trading account gains and fees$0522
Additional Noninterest Income$131,0006,381
Total noninterest expense$3,210,0004,051
Salaries and employee benefits$1,638,0003,959
Premises and equipment expense$503,0003,744
Additional noninterest expense$1,069,0004,129
Pre-tax net operating income$2,385,0002,981
Securities gains (losses)$03,831
Applicable income taxes$685,0003,293
Income before extraordinary items$1,700,0002,897
Extraordinary gains, net$065
Net income$1,700,0002,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00010,943
Cash dividends$347,0004,227
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,700,0002,857
1994-12-31 (YTD Data)Rank
Total interest income$9,479,0003,189
Total interest expense$4,216,0002,896
Net interest income$5,263,0003,402
Provision for loan and lease losses$198,0003,053
Total noninterest income$377,0006,369
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$262,0004,862
Trading account gains and fees$0475
Additional Noninterest Income$115,0007,070
Total noninterest expense$3,076,0004,318
Salaries and employee benefits$1,615,0003,998
Premises and equipment expense$412,0004,468
Additional noninterest expense$1,049,0004,526
Pre-tax net operating income$2,366,0002,981
Securities gains (losses)$03,600
Applicable income taxes$651,0003,279
Income before extraordinary items$1,715,0002,830
Extraordinary gains, net$0249
Net income$1,715,0002,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,490
Cash dividends$285,0004,641
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,715,0002,840
1993-12-31 (YTD Data)Rank
Total interest income$8,597,0003,570
Total interest expense$4,087,0003,107
Net interest income$4,510,0003,923
Provision for loan and lease losses$180,0004,132
Total noninterest income$340,0007,148
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$242,0005,241
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,923
Total noninterest expense$2,743,0004,856
Salaries and employee benefits$1,466,0004,365
Premises and equipment expense$310,0005,690
Additional noninterest expense$967,0005,063
Pre-tax net operating income$1,927,0003,429
Securities gains (losses)$18,0004,806
Applicable income taxes$526,0003,993
Income before extraordinary items$1,419,0003,407
Extraordinary gains, net$38,0002,338
Net income$1,457,0003,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0007,578
Cash dividends$261,0004,735
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,405,8603,255
1992-12-31 (YTD Data)Rank
Total interest income$7,624,0004,475
Total interest expense$3,901,0004,172
Net interest income$3,723,0004,757
Provision for loan and lease losses$145,0006,193
Total noninterest income$318,0007,487
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$231,0005,417
Trading account gains and feesNANA
Additional Noninterest Income$87,0008,558
Total noninterest expense$2,531,0005,258
Salaries and employee benefits$1,328,0004,728
Premises and equipment expense$334,0005,547
Additional noninterest expense$869,0005,680
Pre-tax net operating income$1,365,0004,417
Securities gains (losses)$37,0004,622
Applicable income taxes$343,0005,431
Income before extraordinary items$1,059,0004,287
Extraordinary gains, net$01,422
Net income$1,059,0004,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0005,195
Cash dividends$237,0004,647
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,030,8804,064

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.