Home > The Merchants National Bank > Net charge- offs to loans
The Merchants National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0357% | 4,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 4,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0734% | 4,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,230 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0051% | 4,234 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0282% | 4,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 3,833 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1568% | 4,415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9798% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2209% | 4,455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0368% | 4,301 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0382% | 4,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0977% | 4,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0261% | 4,226 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 4,290 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 4,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 3,840 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0537% | 4,240 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5866% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0898% | 4,312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 4,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 4,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0500% | 4,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 4,179 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 4,345 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 4,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 3,904 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1134% | 4,337 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2547% | 4,625 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1050% | 4,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0162% | 4,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 4,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0524% | 4,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0219% | 4,483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0424% | 4,071 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2201% | 4,400 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5181% | 4,659 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2009% | 4,382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0258% | 4,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0322% | 4,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0367% | 4,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0495% | 4,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 4,363 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0514% | 4,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1584% | 1,861 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1492% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0178% | 2,502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0168% | 3,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 4,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0259% | 4,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0403% | 4,304 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 4,356 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0422% | 4,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0223% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1457% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4271% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0540% | 2,082 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,031 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 4,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 4,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0468% | 4,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0494% | 4,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1048% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0669% | 1,917 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6264% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0269% | 2,008 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0387% | 4,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0809% | 4,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0854% | 4,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7668% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0537% | 3,903 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,317 |
| Percentage Net Loans Charged-off:Construction & development | -0.0776% | 4,218 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1773% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0930% | 4,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3564% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6743% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2716% | 1,230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,093 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.1051% | 4,302 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 4,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1056% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1176% | 4,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4728% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6180% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4000% | 811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,351 |
| Percentage Net Loans Charged-off:Construction & development | -0.1162% | 4,358 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1732% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0676% | 4,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3766% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2154% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3237% | 910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 728 |
| Percentage Net Loans Charged-off:Construction & development | -0.2283% | 4,452 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4010% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 3,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6947% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8710% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6208% | 615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | -0.0443% | 4,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0457% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 3,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4346% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1855% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3254% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 2,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | -0.0585% | 4,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0649% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0380% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0797% | 4,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4197% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7429% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3369% | 1,418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | -0.0689% | 4,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0444% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0484% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1227% | 4,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6724% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4282% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5604% | 1,037 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 623 |
| Percentage Net Loans Charged-off:Construction & development | -0.1400% | 4,540 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0296% | 4,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1099% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1022% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1106% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 3,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2812% | 1,660 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7467% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1855% | 1,785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 2,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 1,791 |
| Percentage Net Loans Charged-off:Construction & development | -0.0391% | 4,394 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 4,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0231% | 3,554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 1,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0251% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3554% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9646% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2808% | 2,029 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 2,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 1,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0269% | 4,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0855% | 4,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0747% | 2,823 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0777% | 2,696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 1,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 4,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 3,537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1358% | 4,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1850% | 2,154 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1898% | 2,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1205% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1269% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3247% | 4,896 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0754% | 4,499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0760% | 4,474 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0553% | 2,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 2,057 |
| Percentage Net Loans Charged-off:Construction & development | -0.1753% | 4,725 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 4,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0585% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1453% | 1,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2023% | 2,435 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2037% | 2,325 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 4,344 |
| Percentage Net Loans Charged-off:Construction & development | -0.2441% | 4,809 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 4,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0804% | 4,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3867% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3893% | 1,559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.3927% | 4,900 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0522% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1837% | 4,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5915% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5955% | 1,059 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0303% | 4,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0387% | 4,980 |
| Percentage Net Loans Charged-off:Construction & development | -1.0079% | 5,025 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0799% | 5,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2509% | 5,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6037% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6078% | 1,080 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 3,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 2,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 4,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0580% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 1,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3752% | 1,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0328% | 3,510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0330% | 3,372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 2,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 4,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 4,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 4,503 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0438% | 3,949 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 4,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3471% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0736% | 3,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0741% | 2,940 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | -0.0338% | 4,690 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 4,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1933% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 1,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4530% | 712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0446% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0449% | 2,796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.0362% | 4,816 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 5,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4120% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0669% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9435% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0449% | 2,454 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0452% | 2,311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1240% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.2606% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3691% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2578% | 4,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0816% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1982% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3155% | 2,358 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3171% | 2,204 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0134% | 5,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0911% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.2812% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1585% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0867% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3304% | 4,346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1191% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2650% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2801% | 2,199 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2815% | 2,033 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0150% | 5,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.2572% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0702% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1150% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3025% | 4,377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1472% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4289% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3554% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3571% | 1,696 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0230% | 5,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0883% | 915 |
| Percentage Net Loans Charged-off:Construction & development | -0.0348% | 4,939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0396% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1936% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1222% | 4,300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2178% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2475% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1989% | 1,999 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1997% | 1,849 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0093% | 5,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1085% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1206% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.2949% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1100% | 995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2017% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2479% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1982% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1281% | 1,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0699% | 3,383 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0701% | 3,229 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0066% | 5,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1176% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1282% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.3855% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0858% | 917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2261% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1241% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2338% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1899% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0521% | 3,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0523% | 3,051 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0029% | 5,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1251% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1520% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0320% | 1,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3484% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2946% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3525% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0355% | 4,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0407% | 2,935 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0408% | 2,807 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0046% | 5,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1304% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1506% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0889% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3088% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5923% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2874% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1399% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0432% | 5,035 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0433% | 4,975 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0094% | 5,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 2,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1750% | 1,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 1,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3858% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0850% | 948 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4089% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2260% | 1,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4708% | 1,878 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8460% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4182% | 1,893 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0107% | 5,343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1652% | 2,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1707% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0654% | 1,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3608% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1131% | 813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3800% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0962% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4685% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4714% | 1,606 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0076% | 5,355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1580% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1873% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0981% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3760% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0770% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3993% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1281% | 5,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1566% | 2,608 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1579% | 2,450 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0122% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1781% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1786% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0516% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3870% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3746% | 4,811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4458% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3302% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2522% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2544% | 1,894 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1777% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1650% | 2,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 2,680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3763% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0408% | 4,731 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4076% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2459% | 2,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3739% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9231% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3603% | 2,365 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1609% | 972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1788% | 2,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1668% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 2,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3766% | 1,367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0545% | 4,777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4089% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1558% | 2,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4156% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5974% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3968% | 2,007 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2283% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2438% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2292% | 1,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 1,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5028% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0489% | 4,754 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5444% | 970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2246% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4327% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1174% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3917% | 1,906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3755% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2457% | 1,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2234% | 1,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0321% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4768% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5137% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2451% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0891% | 2,630 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5806% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0674% | 2,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8248% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2936% | 3,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3032% | 2,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1777% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5486% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1883% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4944% | 1,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1905% | 2,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4309% | 2,582 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6188% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4029% | 2,504 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1344% | 1,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2895% | 2,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2982% | 2,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2143% | 2,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5116% | 1,710 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4679% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4295% | 1,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2697% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2486% | 2,994 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2205% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2230% | 2,910 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1865% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3163% | 2,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3137% | 2,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3239% | 1,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4738% | 1,719 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8274% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3562% | 1,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4390% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1952% | 2,994 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8780% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1554% | 2,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2943% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3115% | 2,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3487% | 1,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2447% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5962% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6342% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4173% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1445% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1419% | 2,699 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5808% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0613% | 2,758 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3126% | 3,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2965% | 3,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2882% | 2,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4377% | 2,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1317% | 1,732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4656% | 2,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8430% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0759% | 4,631 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0729% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0125% | 4,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0385% | 1,532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2788% | 3,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2752% | 3,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2301% | 2,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4212% | 2,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0553% | 1,621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4547% | 2,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6454% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0499% | 4,428 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3549% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0265% | 6,188 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0151% | 1,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2455% | 3,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2285% | 3,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1120% | 2,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3798% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0276% | 5,263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4169% | 2,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8388% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0732% | 6,299 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4734% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1110% | 6,446 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 3,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1186% | 3,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 6,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2507% | 2,096 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0277% | 5,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2757% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6825% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4139% | 6,861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3037% | 6,773 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2511% | 4,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2600% | 3,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.5100% | 2,835 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2271% | 2,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3560% | 2,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6346% | 1,129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3317% | 2,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1982% | 4,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3498% | 3,928 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8945% | 915 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0276% | 1,855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2501% | 4,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2602% | 3,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.7284% | 2,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2440% | 2,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3307% | 2,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8607% | 869 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2846% | 2,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2507% | 3,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2527% | 4,012 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1723% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0376% | 1,626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3118% | 3,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3180% | 3,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.7642% | 2,116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3152% | 1,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4005% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5646% | 912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3864% | 2,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3919% | 2,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3442% | 3,399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3196% | 3,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3362% | 2,436 |
| Percentage Net Loans Charged-off:Construction & development | -0.1516% | 7,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3995% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4379% | 1,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8102% | 608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4061% | 1,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2025% | 2,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4388% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | -3.0361% | 1,534 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2106% | 5,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1824% | 4,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.2843% | 3,132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 3,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0592% | 419 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2663% | 2,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6141% | 1,120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2351% | 2,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5189% | 3,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4338% | 4,306 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4851% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1775% | 4,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1604% | 3,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.3996% | 2,597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0582% | 2,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8037% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1931% | 2,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5487% | 989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1605% | 2,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5456% | 3,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1701% | 4,981 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8090% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1214% | 4,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0984% | 3,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1827% | 2,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5451% | 816 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1483% | 2,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4966% | 2,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1438% | 4,656 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4336% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 4,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1036% | 2,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1911% | 1,869 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0963% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1060% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1180% | 3,975 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9259% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1073% | 5,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 4,121 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 7,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 2,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1144% | 2,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1247% | 2,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0381% | 7,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9145% | 2,458 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8902% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0882% | 4,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0540% | 3,500 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 7,569 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 7,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 2,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1105% | 2,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 6,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7307% | 2,495 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9038% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 4,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0552% | 2,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 7,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1034% | 1,909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1125% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1280% | 7,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6705% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9127% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 3,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 2,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 7,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0672% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9874% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1085% | 3,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 2,195 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 7,622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0345% | 1,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1565% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2292% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1493% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1446% | 2,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4268% | 3,398 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3202% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 3,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 1,864 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 7,607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 1,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1187% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3009% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1002% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1907% | 2,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4694% | 2,796 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6481% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0098% | 1,484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 3,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0310% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1157% | 1,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2912% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0971% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0209% | 2,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0524% | 4,471 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3857% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0154% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 6,798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 8,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0418% | 8,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0413% | 8,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6105% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1109% | 8,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0410% | 1,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2554% | 2,902 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0330% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1832% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.3993% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1971% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2402% | 6,276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1755% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3021% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1593% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1475% | 2,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5577% | 2,625 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6812% | 1,051 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0085% | 1,568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1344% | 2,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1170% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 0.5269% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 769 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2802% | 6,266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1375% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3936% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1038% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0543% | 2,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5040% | 2,499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9125% | 853 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1758% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1598% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 0.7789% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4220% | 6,246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2035% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5768% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1529% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0795% | 2,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5610% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3921% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3124% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3396% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 1.6148% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8357% | 6,191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4347% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1406% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3385% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0343% | 1,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4788% | 2,217 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7682% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2024% | 2,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0791% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0232% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1178% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2125% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0876% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4754% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 2,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6954% | 1,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0164% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1552% | 773 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1855% | 2,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0574% | 1,585 |
| Percentage Net Loans Charged-off:Construction & development | -0.0864% | 7,836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3257% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0974% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5791% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 1,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5548% | 1,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1472% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8829% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1730% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | -0.1329% | 7,818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4859% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7922% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5431% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8183% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9341% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1908% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2868% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7873% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1346% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8986% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2022% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0785% | 1,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.2398% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1249% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 1,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0319% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0733% | 1,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3550% | 2,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1172% | 1,812 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0946% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1961% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 2,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 1,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.3278% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1309% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 2,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 2,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5064% | 1,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0429% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8954% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0877% | 1,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1895% | 2,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0813% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.5083% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1963% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 1,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 1,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6208% | 1,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7458% | 2,447 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4336% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0609% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 2,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 1.0483% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 1,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1117% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6740% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8824% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1250% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9587% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5992% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1837% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1349% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3510% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 1,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2360% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5814% | 3,852 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7299% | 1,622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0469% | 249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0994% | 442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7309% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8256% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0807% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4621% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6627% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3603% | 4,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9726% | 1,470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1948% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3694% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 2,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 1,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0910% | 3,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3846% | 4,058 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4851% | 1,197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9801% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3092% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 1,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 7,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5214% | 3,130 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0350% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 4,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 2,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0975% | 1,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1068% | 1,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3580% | 3,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4499% | 4,545 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4451% | 1,487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0067% | 1,943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 5,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 3,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 3,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 2,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1299% | 4,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4153% | 4,586 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9920% | 1,274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0550% | 7,884 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 5,014 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 5,358 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0838% | 5,479 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 6,243 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 6,827 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 6,806 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4297% | 2,122 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0669% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5239% | 4,095 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |