Home > The Merchants & Citizens Bank > Income and Expense
The Merchants & Citizens Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $4,596,000 | 3,754 |
| Total interest expense | $1,029,000 | 3,680 |
| Net interest income | $3,567,000 | 3,736 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $287,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $70,000 | 3,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 3,623 |
| Total noninterest expense | $3,365,000 | 3,561 |
| Salaries and employee benefits | $1,705,000 | 3,631 |
| Premises and equipment expense | $232,000 | 3,823 |
| Additional noninterest expense | $217,000 | 3,623 |
| Pre-tax net operating income | $489,000 | 3,961 |
| Securities gains (losses) | $-9,000 | 3,351 |
| Applicable income taxes | $-37,000 | 4,378 |
| Income before extraordinary items | $517,000 | 3,866 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $517,000 | 3,905 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $517,000 | 3,867 |
| Net charge-offs | $-1,000 | 3,506 |
| Cash dividends | $655,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $526,000 | 3,882 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 3,755 |
| Total interest expense | $682,000 | 3,696 |
| Net interest income | $2,740,000 | 3,732 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $215,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $52,000 | 3,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 3,612 |
| Total noninterest expense | $2,334,000 | 3,643 |
| Salaries and employee benefits | $1,176,000 | 3,719 |
| Premises and equipment expense | $218,000 | 3,631 |
| Additional noninterest expense | $163,000 | 3,610 |
| Pre-tax net operating income | $621,000 | 3,782 |
| Securities gains (losses) | $-3,000 | 3,350 |
| Applicable income taxes | $-8,000 | 4,417 |
| Income before extraordinary items | $626,000 | 3,687 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $626,000 | 3,720 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $626,000 | 3,687 |
| Net charge-offs | $-1,000 | 3,402 |
| Cash dividends | $175,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $629,000 | 3,716 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 3,768 |
| Total interest expense | $402,000 | 3,694 |
| Net interest income | $1,834,000 | 3,742 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $141,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $34,000 | 3,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,635 |
| Total noninterest expense | $1,555,000 | 3,645 |
| Salaries and employee benefits | $790,000 | 3,721 |
| Premises and equipment expense | $130,000 | 3,744 |
| Additional noninterest expense | $107,000 | 3,620 |
| Pre-tax net operating income | $420,000 | 3,819 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $-12,000 | 4,483 |
| Income before extraordinary items | $432,000 | 3,700 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $432,000 | 3,735 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $432,000 | 3,699 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $175,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $432,000 | 3,718 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 3,798 |
| Total interest expense | $189,000 | 3,618 |
| Net interest income | $907,000 | 3,768 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $75,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $20,000 | 3,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 3,627 |
| Total noninterest expense | $801,000 | 3,644 |
| Salaries and employee benefits | $366,000 | 3,852 |
| Premises and equipment expense | $50,000 | 4,019 |
| Additional noninterest expense | $55,000 | 3,627 |
| Pre-tax net operating income | $181,000 | 3,968 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $181,000 | 3,869 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $181,000 | 3,869 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $181,000 | 3,869 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $175,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $181,000 | 3,894 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 3,789 |
| Total interest expense | $462,000 | 3,316 |
| Net interest income | $3,346,000 | 3,808 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,543,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $87,000 | 3,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,456,000 | 1,435 |
| Total noninterest expense | $3,043,000 | 3,703 |
| Salaries and employee benefits | $1,547,000 | 3,800 |
| Premises and equipment expense | $167,000 | 4,155 |
| Additional noninterest expense | $2,456,000 | 1,435 |
| Pre-tax net operating income | $2,846,000 | 2,719 |
| Securities gains (losses) | $31,000 | 288 |
| Applicable income taxes | $34,000 | 3,352 |
| Income before extraordinary items | $2,843,000 | 2,523 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,843,000 | 2,520 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,843,000 | 2,522 |
| Net charge-offs | $-81,000 | 4,226 |
| Cash dividends | $360,000 | 2,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,812,310 | 2,566 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 3,798 |
| Total interest expense | $341,000 | 3,136 |
| Net interest income | $2,415,000 | 3,832 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,435,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $72,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,363,000 | 1,247 |
| Total noninterest expense | $1,990,000 | 3,863 |
| Salaries and employee benefits | $1,012,000 | 3,929 |
| Premises and equipment expense | $97,000 | 4,350 |
| Additional noninterest expense | $2,363,000 | 1,247 |
| Pre-tax net operating income | $2,860,000 | 2,341 |
| Securities gains (losses) | $31,000 | 294 |
| Applicable income taxes | $150,000 | 2,643 |
| Income before extraordinary items | $2,741,000 | 2,186 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,741,000 | 2,185 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,741,000 | 2,185 |
| Net charge-offs | $-69,000 | 4,193 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,711,550 | 2,231 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 3,851 |
| Total interest expense | $226,000 | 3,056 |
| Net interest income | $1,525,000 | 3,896 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $2,364,000 | 1,245 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $51,000 | 3,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,313,000 | 985 |
| Total noninterest expense | $1,345,000 | 3,859 |
| Salaries and employee benefits | $703,000 | 3,909 |
| Premises and equipment expense | $76,000 | 4,264 |
| Additional noninterest expense | $566,000 | 3,501 |
| Pre-tax net operating income | $2,544,000 | 1,913 |
| Securities gains (losses) | $31,000 | 264 |
| Applicable income taxes | $147,000 | 2,366 |
| Income before extraordinary items | $2,428,000 | 1,753 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,428,000 | 1,753 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,428,000 | 1,753 |
| Net charge-offs | $-64,000 | 4,267 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,398,860 | 1,807 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 3,888 |
| Total interest expense | $114,000 | 3,011 |
| Net interest income | $726,000 | 3,929 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $96,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $24,000 | 3,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 3,587 |
| Total noninterest expense | $697,000 | 3,819 |
| Salaries and employee benefits | $383,000 | 3,841 |
| Premises and equipment expense | $38,000 | 4,287 |
| Additional noninterest expense | $276,000 | 3,534 |
| Pre-tax net operating income | $125,000 | 4,034 |
| Securities gains (losses) | $31,000 | 247 |
| Applicable income taxes | $-3,000 | 4,604 |
| Income before extraordinary items | $159,000 | 3,798 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $159,000 | 3,796 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $159,000 | 3,798 |
| Net charge-offs | $-7,000 | 3,791 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $128,000 | 3,969 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 3,951 |
| Total interest expense | $473,000 | 3,244 |
| Net interest income | $2,919,000 | 4,001 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $357,000 | 3,919 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $105,000 | 3,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 3,854 |
| Total noninterest expense | $2,889,000 | 3,805 |
| Salaries and employee benefits | $1,544,000 | 3,847 |
| Premises and equipment expense | $168,000 | 4,256 |
| Additional noninterest expense | $1,177,000 | 3,475 |
| Pre-tax net operating income | $387,000 | 4,324 |
| Securities gains (losses) | $145,000 | 720 |
| Applicable income taxes | $-46,000 | 4,752 |
| Income before extraordinary items | $578,000 | 4,134 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $578,000 | 4,133 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $578,000 | 4,134 |
| Net charge-offs | $-12,000 | 3,708 |
| Cash dividends | $425,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $433,000 | 4,258 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 4,023 |
| Total interest expense | $358,000 | 3,323 |
| Net interest income | $2,196,000 | 4,067 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $277,000 | 3,941 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $77,000 | 3,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 3,844 |
| Total noninterest expense | $2,069,000 | 3,881 |
| Salaries and employee benefits | $1,071,000 | 3,978 |
| Premises and equipment expense | $107,000 | 4,417 |
| Additional noninterest expense | $891,000 | 3,473 |
| Pre-tax net operating income | $404,000 | 4,312 |
| Securities gains (losses) | $145,000 | 675 |
| Applicable income taxes | $-7,000 | 4,806 |
| Income before extraordinary items | $556,000 | 4,109 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $556,000 | 4,108 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $556,000 | 4,109 |
| Net charge-offs | $-10,000 | 3,659 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $411,000 | 4,249 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 4,049 |
| Total interest expense | $238,000 | 3,396 |
| Net interest income | $1,479,000 | 4,078 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $198,000 | 3,899 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $49,000 | 3,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 3,779 |
| Total noninterest expense | $1,393,000 | 3,892 |
| Salaries and employee benefits | $718,000 | 3,993 |
| Premises and equipment expense | $70,000 | 4,456 |
| Additional noninterest expense | $605,000 | 3,432 |
| Pre-tax net operating income | $284,000 | 4,296 |
| Securities gains (losses) | $100,000 | 662 |
| Applicable income taxes | $-7,000 | 4,839 |
| Income before extraordinary items | $391,000 | 4,086 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $391,000 | 4,086 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $391,000 | 4,086 |
| Net charge-offs | $-6,000 | 3,611 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $291,000 | 4,236 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $853,000 | 4,062 |
| Total interest expense | $119,000 | 3,478 |
| Net interest income | $734,000 | 4,087 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $104,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $28,000 | 3,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 3,737 |
| Total noninterest expense | $668,000 | 3,935 |
| Salaries and employee benefits | $335,000 | 4,073 |
| Premises and equipment expense | $37,000 | 4,433 |
| Additional noninterest expense | $296,000 | 3,437 |
| Pre-tax net operating income | $170,000 | 4,192 |
| Securities gains (losses) | $39,000 | 720 |
| Applicable income taxes | $-1,000 | 4,844 |
| Income before extraordinary items | $210,000 | 3,996 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $210,000 | 3,995 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $210,000 | 3,996 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $171,000 | 4,108 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,303,000 | 4,111 |
| Total interest expense | $483,000 | 3,875 |
| Net interest income | $2,820,000 | 4,106 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $289,000 | 4,070 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $112,000 | 3,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 4,036 |
| Total noninterest expense | $2,818,000 | 3,895 |
| Salaries and employee benefits | $1,517,000 | 3,945 |
| Premises and equipment expense | $171,000 | 4,372 |
| Additional noninterest expense | $1,130,000 | 3,519 |
| Pre-tax net operating income | $291,000 | 4,421 |
| Securities gains (losses) | $39,000 | 1,830 |
| Applicable income taxes | $-41,000 | 4,854 |
| Income before extraordinary items | $371,000 | 4,348 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $371,000 | 4,347 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $371,000 | 4,348 |
| Net charge-offs | $44,000 | 2,464 |
| Cash dividends | $360,000 | 3,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $332,000 | 4,350 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 4,116 |
| Total interest expense | $359,000 | 3,964 |
| Net interest income | $2,185,000 | 4,098 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $208,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $85,000 | 3,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 4,069 |
| Total noninterest expense | $2,025,000 | 3,945 |
| Salaries and employee benefits | $1,100,000 | 3,986 |
| Premises and equipment expense | $106,000 | 4,541 |
| Additional noninterest expense | $819,000 | 3,563 |
| Pre-tax net operating income | $368,000 | 4,239 |
| Securities gains (losses) | $39,000 | 1,650 |
| Applicable income taxes | $-18,000 | 4,869 |
| Income before extraordinary items | $425,000 | 4,135 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $425,000 | 4,135 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $425,000 | 4,135 |
| Net charge-offs | $40,000 | 2,171 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $386,000 | 4,148 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 4,146 |
| Total interest expense | $237,000 | 4,058 |
| Net interest income | $1,482,000 | 4,108 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $135,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $60,000 | 3,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 4,141 |
| Total noninterest expense | $1,358,000 | 3,955 |
| Salaries and employee benefits | $747,000 | 3,989 |
| Premises and equipment expense | $70,000 | 4,556 |
| Additional noninterest expense | $541,000 | 3,585 |
| Pre-tax net operating income | $259,000 | 4,215 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $-17,000 | 4,869 |
| Income before extraordinary items | $276,000 | 4,135 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $276,000 | 4,134 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $276,000 | 4,135 |
| Net charge-offs | $34,000 | 1,932 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $276,000 | 4,091 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $854,000 | 4,190 |
| Total interest expense | $119,000 | 4,163 |
| Net interest income | $735,000 | 4,131 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $106,000 | 3,743 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $37,000 | 3,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,575 |
| Total noninterest expense | $691,000 | 3,960 |
| Salaries and employee benefits | $357,000 | 4,087 |
| Premises and equipment expense | $35,000 | 4,592 |
| Additional noninterest expense | $299,000 | 3,454 |
| Pre-tax net operating income | $150,000 | 4,022 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-8,000 | 4,848 |
| Income before extraordinary items | $158,000 | 3,909 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $158,000 | 3,910 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $158,000 | 3,910 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $158,000 | 3,887 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 4,157 |
| Total interest expense | $458,000 | 4,218 |
| Net interest income | $3,183,000 | 4,098 |
| Provision for loan and lease losses | $-59,000 | 4,964 |
| Total noninterest income | $370,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $150,000 | 3,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 3,867 |
| Total noninterest expense | $2,793,000 | 3,991 |
| Salaries and employee benefits | $1,397,000 | 4,145 |
| Premises and equipment expense | $169,000 | 4,527 |
| Additional noninterest expense | $1,227,000 | 3,456 |
| Pre-tax net operating income | $819,000 | 4,052 |
| Securities gains (losses) | $79,000 | 1,050 |
| Applicable income taxes | $26,000 | 3,490 |
| Income before extraordinary items | $872,000 | 3,917 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $872,000 | 3,918 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $872,000 | 3,918 |
| Net charge-offs | $-78,000 | 4,853 |
| Cash dividends | $360,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $795,370 | 3,973 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 4,215 |
| Total interest expense | $340,000 | 4,281 |
| Net interest income | $2,399,000 | 4,149 |
| Provision for loan and lease losses | $40,000 | 3,254 |
| Total noninterest income | $269,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $111,000 | 3,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 3,932 |
| Total noninterest expense | $2,010,000 | 4,078 |
| Salaries and employee benefits | $1,006,000 | 4,229 |
| Premises and equipment expense | $108,000 | 4,702 |
| Additional noninterest expense | $896,000 | 3,533 |
| Pre-tax net operating income | $618,000 | 4,157 |
| Securities gains (losses) | $77,000 | 903 |
| Applicable income taxes | $14,000 | 3,612 |
| Income before extraordinary items | $681,000 | 3,967 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $681,000 | 3,966 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $681,000 | 3,967 |
| Net charge-offs | $8,000 | 3,020 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $605,540 | 4,062 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 4,214 |
| Total interest expense | $223,000 | 4,307 |
| Net interest income | $1,643,000 | 4,134 |
| Provision for loan and lease losses | $20,000 | 3,272 |
| Total noninterest income | $171,000 | 4,097 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $72,000 | 3,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 3,996 |
| Total noninterest expense | $1,309,000 | 4,144 |
| Salaries and employee benefits | $648,000 | 4,301 |
| Premises and equipment expense | $70,000 | 4,744 |
| Additional noninterest expense | $591,000 | 3,575 |
| Pre-tax net operating income | $485,000 | 4,015 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $12,000 | 3,559 |
| Income before extraordinary items | $473,000 | 3,931 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $473,000 | 3,929 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $473,000 | 3,930 |
| Net charge-offs | $3,000 | 2,936 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $473,000 | 3,913 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 4,227 |
| Total interest expense | $110,000 | 4,325 |
| Net interest income | $841,000 | 4,149 |
| Provision for loan and lease losses | $20,000 | 2,754 |
| Total noninterest income | $79,000 | 4,169 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $33,000 | 3,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 4,046 |
| Total noninterest expense | $666,000 | 4,152 |
| Salaries and employee benefits | $321,000 | 4,358 |
| Premises and equipment expense | $35,000 | 4,787 |
| Additional noninterest expense | $310,000 | 3,486 |
| Pre-tax net operating income | $234,000 | 4,060 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $4,000 | 3,587 |
| Income before extraordinary items | $230,000 | 3,959 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $230,000 | 3,957 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $230,000 | 3,958 |
| Net charge-offs | $10,000 | 1,981 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $230,000 | 3,953 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 4,274 |
| Total interest expense | $388,000 | 4,234 |
| Net interest income | $3,210,000 | 4,214 |
| Provision for loan and lease losses | $60,000 | 3,354 |
| Total noninterest income | $279,000 | 4,389 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $133,000 | 3,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 4,332 |
| Total noninterest expense | $2,749,000 | 4,126 |
| Salaries and employee benefits | $1,425,000 | 4,244 |
| Premises and equipment expense | $186,000 | 4,613 |
| Additional noninterest expense | $1,138,000 | 3,684 |
| Pre-tax net operating income | $680,000 | 4,412 |
| Securities gains (losses) | $11,000 | 694 |
| Applicable income taxes | $-13,000 | 5,227 |
| Income before extraordinary items | $704,000 | 4,264 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $704,000 | 4,263 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $704,000 | 4,263 |
| Net charge-offs | $80,000 | 2,302 |
| Cash dividends | $360,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $693,000 | 4,293 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 4,324 |
| Total interest expense | $283,000 | 4,241 |
| Net interest income | $2,391,000 | 4,274 |
| Provision for loan and lease losses | $60,000 | 3,056 |
| Total noninterest income | $184,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $98,000 | 3,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 4,562 |
| Total noninterest expense | $1,931,000 | 4,242 |
| Salaries and employee benefits | $1,025,000 | 4,330 |
| Premises and equipment expense | $122,000 | 4,767 |
| Additional noninterest expense | $784,000 | 3,853 |
| Pre-tax net operating income | $584,000 | 4,368 |
| Securities gains (losses) | $11,000 | 687 |
| Applicable income taxes | $2,000 | 3,934 |
| Income before extraordinary items | $593,000 | 4,221 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $593,000 | 4,220 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $593,000 | 4,220 |
| Net charge-offs | $57,000 | 2,114 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $582,000 | 4,250 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 4,362 |
| Total interest expense | $186,000 | 4,228 |
| Net interest income | $1,574,000 | 4,315 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $95,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $66,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,959 |
| Total noninterest expense | $1,287,000 | 4,275 |
| Salaries and employee benefits | $674,000 | 4,389 |
| Premises and equipment expense | $83,000 | 4,778 |
| Additional noninterest expense | $530,000 | 3,855 |
| Pre-tax net operating income | $322,000 | 4,562 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-15,000 | 5,405 |
| Income before extraordinary items | $337,000 | 4,403 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $337,000 | 4,402 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $337,000 | 4,402 |
| Net charge-offs | $55,000 | 1,701 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $337,000 | 4,412 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $850,000 | 4,428 |
| Total interest expense | $92,000 | 4,219 |
| Net interest income | $758,000 | 4,408 |
| Provision for loan and lease losses | $20,000 | 2,793 |
| Total noninterest income | $88,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $34,000 | 3,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 4,069 |
| Total noninterest expense | $672,000 | 4,270 |
| Salaries and employee benefits | $356,000 | 4,361 |
| Premises and equipment expense | $33,000 | 5,017 |
| Additional noninterest expense | $283,000 | 3,749 |
| Pre-tax net operating income | $154,000 | 4,589 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-7,000 | 5,446 |
| Income before extraordinary items | $161,000 | 4,423 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $161,000 | 4,421 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $161,000 | 4,423 |
| Net charge-offs | $59,000 | 1,104 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $161,000 | 4,430 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 4,391 |
| Total interest expense | $387,000 | 4,037 |
| Net interest income | $3,083,000 | 4,385 |
| Provision for loan and lease losses | $184,000 | 2,457 |
| Total noninterest income | $338,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $149,000 | 3,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 4,270 |
| Total noninterest expense | $2,696,000 | 4,299 |
| Salaries and employee benefits | $1,366,000 | 4,451 |
| Premises and equipment expense | $189,000 | 4,787 |
| Additional noninterest expense | $1,141,000 | 3,772 |
| Pre-tax net operating income | $541,000 | 4,676 |
| Securities gains (losses) | $37,000 | 1,045 |
| Applicable income taxes | $-98,000 | 5,544 |
| Income before extraordinary items | $676,000 | 4,189 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $676,000 | 4,189 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $676,000 | 4,189 |
| Net charge-offs | $179,000 | 1,924 |
| Cash dividends | $360,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $639,000 | 4,238 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,589,000 | 4,440 |
| Total interest expense | $294,000 | 4,040 |
| Net interest income | $2,295,000 | 4,432 |
| Provision for loan and lease losses | $124,000 | 2,483 |
| Total noninterest income | $247,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $114,000 | 3,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 4,385 |
| Total noninterest expense | $1,915,000 | 4,407 |
| Salaries and employee benefits | $1,007,000 | 4,494 |
| Premises and equipment expense | $114,000 | 5,036 |
| Additional noninterest expense | $794,000 | 3,929 |
| Pre-tax net operating income | $503,000 | 4,594 |
| Securities gains (losses) | $35,000 | 1,042 |
| Applicable income taxes | $-20,000 | 5,610 |
| Income before extraordinary items | $558,000 | 4,311 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $558,000 | 4,310 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $558,000 | 4,311 |
| Net charge-offs | $213,000 | 1,357 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $523,000 | 4,368 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 4,441 |
| Total interest expense | $197,000 | 4,023 |
| Net interest income | $1,537,000 | 4,445 |
| Provision for loan and lease losses | $40,000 | 2,995 |
| Total noninterest income | $158,000 | 4,511 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $74,000 | 3,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 4,449 |
| Total noninterest expense | $1,287,000 | 4,428 |
| Salaries and employee benefits | $677,000 | 4,517 |
| Premises and equipment expense | $76,000 | 5,060 |
| Additional noninterest expense | $534,000 | 3,927 |
| Pre-tax net operating income | $368,000 | 4,476 |
| Securities gains (losses) | $35,000 | 779 |
| Applicable income taxes | $-13,000 | 5,651 |
| Income before extraordinary items | $416,000 | 4,109 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $416,000 | 4,108 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $416,000 | 4,109 |
| Net charge-offs | $87,000 | 1,624 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $381,000 | 4,204 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 4,481 |
| Total interest expense | $98,000 | 4,037 |
| Net interest income | $759,000 | 4,481 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $63,000 | 4,774 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $35,000 | 3,988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 4,835 |
| Total noninterest expense | $689,000 | 4,352 |
| Salaries and employee benefits | $360,000 | 4,468 |
| Premises and equipment expense | $42,000 | 5,019 |
| Additional noninterest expense | $287,000 | 3,823 |
| Pre-tax net operating income | $133,000 | 4,759 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-18,000 | 5,731 |
| Income before extraordinary items | $151,000 | 4,473 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $151,000 | 4,473 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $151,000 | 4,473 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $151,000 | 4,456 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 4,511 |
| Total interest expense | $400,000 | 4,029 |
| Net interest income | $3,031,000 | 4,502 |
| Provision for loan and lease losses | $200,000 | 2,434 |
| Total noninterest income | $619,000 | 3,770 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $154,000 | 3,939 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $465,000 | 3,358 |
| Total noninterest expense | $2,762,000 | 4,394 |
| Salaries and employee benefits | $1,343,000 | 4,584 |
| Premises and equipment expense | $241,000 | 4,663 |
| Additional noninterest expense | $1,178,000 | 3,864 |
| Pre-tax net operating income | $688,000 | 4,524 |
| Securities gains (losses) | $39,000 | 2,006 |
| Applicable income taxes | $-5,000 | 5,650 |
| Income before extraordinary items | $732,000 | 4,305 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $732,000 | 4,303 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $732,000 | 4,304 |
| Net charge-offs | $288,000 | 1,571 |
| Cash dividends | $360,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $693,000 | 4,316 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 4,497 |
| Total interest expense | $303,000 | 4,031 |
| Net interest income | $2,323,000 | 4,498 |
| Provision for loan and lease losses | $140,000 | 2,420 |
| Total noninterest income | $539,000 | 3,558 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $115,000 | 3,977 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $424,000 | 3,099 |
| Total noninterest expense | $1,983,000 | 4,479 |
| Salaries and employee benefits | $996,000 | 4,610 |
| Premises and equipment expense | $100,000 | 5,340 |
| Additional noninterest expense | $887,000 | 3,880 |
| Pre-tax net operating income | $739,000 | 4,154 |
| Securities gains (losses) | $39,000 | 1,939 |
| Applicable income taxes | $70,000 | 3,417 |
| Income before extraordinary items | $708,000 | 4,025 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $708,000 | 4,023 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $708,000 | 4,025 |
| Net charge-offs | $210,000 | 1,414 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $672,510 | 4,032 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 4,553 |
| Total interest expense | $201,000 | 4,061 |
| Net interest income | $1,534,000 | 4,557 |
| Provision for loan and lease losses | $80,000 | 2,499 |
| Total noninterest income | $451,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $75,000 | 4,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $376,000 | 2,738 |
| Total noninterest expense | $1,320,000 | 4,526 |
| Salaries and employee benefits | $657,000 | 4,672 |
| Premises and equipment expense | $67,000 | 5,377 |
| Additional noninterest expense | $596,000 | 3,889 |
| Pre-tax net operating income | $585,000 | 3,925 |
| Securities gains (losses) | $20,000 | 1,940 |
| Applicable income taxes | $90,000 | 3,063 |
| Income before extraordinary items | $515,000 | 3,909 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $515,000 | 3,907 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $515,000 | 3,908 |
| Net charge-offs | $38,000 | 2,355 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $498,000 | 3,890 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 4,574 |
| Total interest expense | $100,000 | 4,093 |
| Net interest income | $769,000 | 4,580 |
| Provision for loan and lease losses | $20,000 | 2,874 |
| Total noninterest income | $101,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $37,000 | 4,018 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $64,000 | 4,135 |
| Total noninterest expense | $610,000 | 4,675 |
| Salaries and employee benefits | $312,000 | 4,794 |
| Premises and equipment expense | $31,000 | 5,475 |
| Additional noninterest expense | $267,000 | 4,136 |
| Pre-tax net operating income | $240,000 | 4,188 |
| Securities gains (losses) | $20,000 | 1,229 |
| Applicable income taxes | $29,000 | 3,307 |
| Income before extraordinary items | $231,000 | 4,041 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $231,000 | 4,038 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $231,000 | 4,039 |
| Net charge-offs | $16,000 | 2,108 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $213,200 | 4,093 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 4,578 |
| Total interest expense | $404,000 | 4,116 |
| Net interest income | $3,072,000 | 4,594 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $377,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $166,000 | 3,994 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $211,000 | 4,392 |
| Total noninterest expense | $2,758,000 | 4,500 |
| Salaries and employee benefits | $1,376,000 | 4,663 |
| Premises and equipment expense | $176,000 | 5,232 |
| Additional noninterest expense | $1,206,000 | 3,910 |
| Pre-tax net operating income | $691,000 | 4,586 |
| Securities gains (losses) | $57,000 | 1,552 |
| Applicable income taxes | $20,000 | 3,928 |
| Income before extraordinary items | $728,000 | 4,371 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $728,000 | 4,368 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $728,000 | 4,370 |
| Net charge-offs | $-25,000 | 5,389 |
| Cash dividends | $336,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $672,710 | 4,409 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 4,622 |
| Total interest expense | $303,000 | 4,183 |
| Net interest income | $2,312,000 | 4,635 |
| Provision for loan and lease losses | $50,000 | 3,229 |
| Total noninterest income | $293,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $126,000 | 4,013 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 4,364 |
| Total noninterest expense | $1,843,000 | 4,759 |
| Salaries and employee benefits | $951,000 | 4,833 |
| Premises and equipment expense | $99,000 | 5,605 |
| Additional noninterest expense | $793,000 | 4,207 |
| Pre-tax net operating income | $712,000 | 4,268 |
| Securities gains (losses) | $57,000 | 1,384 |
| Applicable income taxes | $88,000 | 3,344 |
| Income before extraordinary items | $681,000 | 4,157 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $681,000 | 4,157 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $681,000 | 4,160 |
| Net charge-offs | $-38,000 | 5,533 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $630,270 | 4,196 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 4,669 |
| Total interest expense | $202,000 | 4,214 |
| Net interest income | $1,535,000 | 4,676 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $198,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $83,000 | 4,005 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $115,000 | 4,364 |
| Total noninterest expense | $1,226,000 | 4,815 |
| Salaries and employee benefits | $618,000 | 4,924 |
| Premises and equipment expense | $63,000 | 5,684 |
| Additional noninterest expense | $545,000 | 4,168 |
| Pre-tax net operating income | $497,000 | 4,175 |
| Securities gains (losses) | $67,000 | 1,069 |
| Applicable income taxes | $68,000 | 3,269 |
| Income before extraordinary items | $496,000 | 3,991 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $496,000 | 3,991 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $496,000 | 3,993 |
| Net charge-offs | $-50,000 | 5,754 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $437,040 | 4,121 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 4,688 |
| Total interest expense | $100,000 | 4,285 |
| Net interest income | $770,000 | 4,701 |
| Provision for loan and lease losses | $10,000 | 3,223 |
| Total noninterest income | $101,000 | 4,512 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $46,000 | 3,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 4,404 |
| Total noninterest expense | $659,000 | 4,704 |
| Salaries and employee benefits | $343,000 | 4,784 |
| Premises and equipment expense | $29,000 | 5,795 |
| Additional noninterest expense | $287,000 | 4,070 |
| Pre-tax net operating income | $202,000 | 4,420 |
| Securities gains (losses) | $26,000 | 1,118 |
| Applicable income taxes | $25,000 | 3,429 |
| Income before extraordinary items | $203,000 | 4,266 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $203,000 | 4,268 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $203,000 | 4,269 |
| Net charge-offs | $-18,000 | 5,644 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $179,860 | 4,365 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,773,000 | 4,591 |
| Total interest expense | $490,000 | 4,052 |
| Net interest income | $3,283,000 | 4,623 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $473,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $249,000 | 3,548 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $224,000 | 4,386 |
| Total noninterest expense | $2,539,000 | 4,869 |
| Salaries and employee benefits | $1,413,000 | 4,768 |
| Premises and equipment expense | $223,000 | 5,203 |
| Additional noninterest expense | $903,000 | 4,667 |
| Pre-tax net operating income | $1,217,000 | 3,827 |
| Securities gains (losses) | $-1,000 | 5,807 |
| Applicable income taxes | $185,000 | 3,015 |
| Income before extraordinary items | $1,031,000 | 3,910 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,031,000 | 3,909 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,031,000 | 3,911 |
| Net charge-offs | $-102,000 | 6,131 |
| Cash dividends | $300,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,031,850 | 3,851 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 4,603 |
| Total interest expense | $391,000 | 4,000 |
| Net interest income | $2,484,000 | 4,647 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $355,000 | 4,395 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $187,000 | 3,592 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $168,000 | 4,436 |
| Total noninterest expense | $1,737,000 | 5,055 |
| Salaries and employee benefits | $956,000 | 4,983 |
| Premises and equipment expense | $125,000 | 5,626 |
| Additional noninterest expense | $656,000 | 4,745 |
| Pre-tax net operating income | $1,102,000 | 3,607 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $203,000 | 2,791 |
| Income before extraordinary items | $898,000 | 3,693 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $898,000 | 3,695 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $898,000 | 3,696 |
| Net charge-offs | $-84,000 | 6,167 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $898,820 | 3,648 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 4,585 |
| Total interest expense | $293,000 | 3,787 |
| Net interest income | $1,650,000 | 4,664 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $245,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $127,000 | 3,545 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $118,000 | 4,355 |
| Total noninterest expense | $1,131,000 | 5,136 |
| Salaries and employee benefits | $626,000 | 5,066 |
| Premises and equipment expense | $85,000 | 5,641 |
| Additional noninterest expense | $420,000 | 4,861 |
| Pre-tax net operating income | $664,000 | 3,687 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $125,000 | 2,836 |
| Income before extraordinary items | $538,000 | 3,819 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $538,000 | 3,824 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $538,000 | 3,825 |
| Net charge-offs | $-68,000 | 6,231 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $538,810 | 3,767 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 4,656 |
| Total interest expense | $126,000 | 4,153 |
| Net interest income | $834,000 | 4,675 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $129,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $65,000 | 3,474 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $64,000 | 4,241 |
| Total noninterest expense | $613,000 | 5,042 |
| Salaries and employee benefits | $336,000 | 4,984 |
| Premises and equipment expense | $46,000 | 5,610 |
| Additional noninterest expense | $231,000 | 4,662 |
| Pre-tax net operating income | $290,000 | 3,875 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $54,000 | 2,899 |
| Income before extraordinary items | $237,000 | 3,958 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $237,000 | 3,960 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $237,000 | 3,960 |
| Net charge-offs | $-65,000 | 6,385 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $236,190 | 3,926 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 4,786 |
| Total interest expense | $414,000 | 4,834 |
| Net interest income | $3,327,000 | 4,707 |
| Provision for loan and lease losses | $210,000 | 2,896 |
| Total noninterest income | $446,000 | 4,580 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $245,000 | 3,737 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $201,000 | 4,607 |
| Total noninterest expense | $2,940,000 | 4,658 |
| Salaries and employee benefits | $1,642,000 | 4,543 |
| Premises and equipment expense | $225,000 | 5,378 |
| Additional noninterest expense | $1,073,000 | 4,435 |
| Pre-tax net operating income | $623,000 | 4,763 |
| Securities gains (losses) | $680,000 | 333 |
| Applicable income taxes | $153,000 | 3,136 |
| Income before extraordinary items | $1,150,000 | 3,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,150,000 | 3,636 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,150,000 | 3,637 |
| Net charge-offs | $101,000 | 3,728 |
| Cash dividends | $420,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $551,600 | 4,706 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 4,837 |
| Total interest expense | $309,000 | 4,941 |
| Net interest income | $2,487,000 | 4,754 |
| Provision for loan and lease losses | $210,000 | 2,518 |
| Total noninterest income | $342,000 | 4,606 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $190,000 | 3,705 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $152,000 | 4,696 |
| Total noninterest expense | $2,161,000 | 4,721 |
| Salaries and employee benefits | $1,229,000 | 4,559 |
| Premises and equipment expense | $148,000 | 5,616 |
| Additional noninterest expense | $784,000 | 4,517 |
| Pre-tax net operating income | $458,000 | 4,871 |
| Securities gains (losses) | $680,000 | 308 |
| Applicable income taxes | $209,000 | 2,759 |
| Income before extraordinary items | $929,000 | 3,563 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $929,000 | 3,565 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $929,000 | 3,567 |
| Net charge-offs | $-13,000 | 6,188 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $371,400 | 4,935 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 4,886 |
| Total interest expense | $211,000 | 4,957 |
| Net interest income | $1,631,000 | 4,809 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $227,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $132,000 | 3,585 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $95,000 | 4,802 |
| Total noninterest expense | $1,442,000 | 4,746 |
| Salaries and employee benefits | $813,000 | 4,609 |
| Premises and equipment expense | $90,000 | 5,772 |
| Additional noninterest expense | $539,000 | 4,458 |
| Pre-tax net operating income | $296,000 | 4,878 |
| Securities gains (losses) | $685,000 | 274 |
| Applicable income taxes | $200,000 | 2,431 |
| Income before extraordinary items | $781,000 | 3,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $781,000 | 3,124 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $781,000 | 3,125 |
| Net charge-offs | $25,000 | 3,858 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $233,000 | 4,971 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $896,000 | 4,978 |
| Total interest expense | $107,000 | 5,025 |
| Net interest income | $789,000 | 4,891 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $108,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $71,000 | 3,434 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $698,000 | 4,861 |
| Salaries and employee benefits | $386,000 | 4,766 |
| Premises and equipment expense | $43,000 | 5,888 |
| Additional noninterest expense | $269,000 | 4,480 |
| Pre-tax net operating income | $139,000 | 4,946 |
| Securities gains (losses) | $611,000 | 178 |
| Applicable income taxes | $163,000 | 1,917 |
| Income before extraordinary items | $587,000 | 2,292 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $587,000 | 2,294 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $587,000 | 2,294 |
| Net charge-offs | $-12,000 | 6,270 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $110,420 | 5,026 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 4,699 |
| Total interest expense | $534,000 | 5,003 |
| Net interest income | $3,729,000 | 4,596 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $470,000 | 4,592 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $275,000 | 3,651 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $195,000 | 4,628 |
| Total noninterest expense | $2,919,000 | 4,807 |
| Salaries and employee benefits | $1,596,000 | 4,687 |
| Premises and equipment expense | $256,000 | 5,298 |
| Additional noninterest expense | $1,067,000 | 4,642 |
| Pre-tax net operating income | $1,280,000 | 3,610 |
| Securities gains (losses) | $843,000 | 619 |
| Applicable income taxes | $400,000 | 2,397 |
| Income before extraordinary items | $1,723,000 | 2,882 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,723,000 | 2,885 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,723,000 | 2,884 |
| Net charge-offs | $190,000 | 3,815 |
| Cash dividends | $462,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,040,170 | 3,674 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 4,755 |
| Total interest expense | $416,000 | 5,052 |
| Net interest income | $2,824,000 | 4,629 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $363,000 | 4,597 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $197,000 | 3,792 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $166,000 | 4,494 |
| Total noninterest expense | $2,078,000 | 4,965 |
| Salaries and employee benefits | $1,130,000 | 4,861 |
| Premises and equipment expense | $182,000 | 5,452 |
| Additional noninterest expense | $766,000 | 4,776 |
| Pre-tax net operating income | $1,109,000 | 3,452 |
| Securities gains (losses) | $683,000 | 592 |
| Applicable income taxes | $275,000 | 2,547 |
| Income before extraordinary items | $1,517,000 | 2,622 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,517,000 | 2,623 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,517,000 | 2,623 |
| Net charge-offs | $118,000 | 3,808 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $936,450 | 3,408 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 4,752 |
| Total interest expense | $285,000 | 5,092 |
| Net interest income | $1,910,000 | 4,626 |
| Provision for loan and lease losses | $175,000 | 3,168 |
| Total noninterest income | $235,000 | 4,636 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $117,000 | 4,012 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 4,421 |
| Total noninterest expense | $1,417,000 | 4,942 |
| Salaries and employee benefits | $765,000 | 4,850 |
| Premises and equipment expense | $128,000 | 5,369 |
| Additional noninterest expense | $524,000 | 4,733 |
| Pre-tax net operating income | $553,000 | 3,953 |
| Securities gains (losses) | $487,000 | 559 |
| Applicable income taxes | $214,000 | 2,382 |
| Income before extraordinary items | $826,000 | 2,967 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $826,000 | 2,967 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $826,000 | 2,967 |
| Net charge-offs | $129,000 | 3,181 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $441,270 | 4,019 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 4,676 |
| Total interest expense | $145,000 | 5,166 |
| Net interest income | $1,003,000 | 4,516 |
| Provision for loan and lease losses | $105,000 | 2,781 |
| Total noninterest income | $117,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $58,000 | 4,012 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 4,465 |
| Total noninterest expense | $682,000 | 5,064 |
| Salaries and employee benefits | $363,000 | 5,019 |
| Premises and equipment expense | $52,000 | 5,787 |
| Additional noninterest expense | $267,000 | 4,690 |
| Pre-tax net operating income | $333,000 | 3,645 |
| Securities gains (losses) | $435,000 | 315 |
| Applicable income taxes | $201,000 | 1,720 |
| Income before extraordinary items | $567,000 | 2,358 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $567,000 | 2,360 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $567,000 | 2,361 |
| Net charge-offs | $-7,000 | 6,510 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $245,100 | 3,864 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 4,780 |
| Total interest expense | $707,000 | 5,175 |
| Net interest income | $3,882,000 | 4,614 |
| Provision for loan and lease losses | $445,000 | 3,615 |
| Total noninterest income | $426,000 | 4,668 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $286,000 | 3,680 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $140,000 | 4,927 |
| Total noninterest expense | $2,814,000 | 5,049 |
| Salaries and employee benefits | $1,493,000 | 4,974 |
| Premises and equipment expense | $238,000 | 5,712 |
| Additional noninterest expense | $1,083,000 | 4,725 |
| Pre-tax net operating income | $1,049,000 | 3,635 |
| Securities gains (losses) | $416,000 | 903 |
| Applicable income taxes | $157,000 | 3,088 |
| Income before extraordinary items | $1,308,000 | 3,039 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,308,000 | 3,042 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,308,000 | 3,041 |
| Net charge-offs | $697,000 | 2,786 |
| Cash dividends | $330,000 | 2,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $937,760 | 3,542 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 4,806 |
| Total interest expense | $561,000 | 5,183 |
| Net interest income | $2,922,000 | 4,631 |
| Provision for loan and lease losses | $340,000 | 3,446 |
| Total noninterest income | $294,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $222,000 | 3,629 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $72,000 | 5,452 |
| Total noninterest expense | $2,029,000 | 5,157 |
| Salaries and employee benefits | $1,065,000 | 5,095 |
| Premises and equipment expense | $151,000 | 6,033 |
| Additional noninterest expense | $813,000 | 4,749 |
| Pre-tax net operating income | $847,000 | 3,608 |
| Securities gains (losses) | $357,000 | 809 |
| Applicable income taxes | $159,000 | 2,857 |
| Income before extraordinary items | $1,045,000 | 2,973 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,045,000 | 2,975 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,045,000 | 2,975 |
| Net charge-offs | $543,000 | 2,572 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $734,410 | 3,557 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 4,859 |
| Total interest expense | $393,000 | 5,183 |
| Net interest income | $1,925,000 | 4,694 |
| Provision for loan and lease losses | $110,000 | 4,297 |
| Total noninterest income | $263,000 | 4,388 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $152,000 | 3,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 4,391 |
| Total noninterest expense | $1,381,000 | 5,155 |
| Salaries and employee benefits | $728,000 | 5,074 |
| Premises and equipment expense | $95,000 | 6,183 |
| Additional noninterest expense | $558,000 | 4,704 |
| Pre-tax net operating income | $697,000 | 3,190 |
| Securities gains (losses) | $35,000 | 1,800 |
| Applicable income taxes | $83,000 | 3,003 |
| Income before extraordinary items | $649,000 | 3,046 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $649,000 | 3,049 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $649,000 | 3,049 |
| Net charge-offs | $245,000 | 2,907 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $617,850 | 3,053 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 4,938 |
| Total interest expense | $213,000 | 5,103 |
| Net interest income | $924,000 | 4,788 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $134,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $76,000 | 3,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,429 |
| Total noninterest expense | $702,000 | 5,152 |
| Salaries and employee benefits | $350,000 | 5,228 |
| Premises and equipment expense | $44,000 | 6,344 |
| Additional noninterest expense | $308,000 | 4,459 |
| Pre-tax net operating income | $251,000 | 3,823 |
| Securities gains (losses) | $-14,000 | 7,204 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $235,000 | 3,688 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $235,000 | 3,688 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $235,000 | 3,687 |
| Net charge-offs | $165,000 | 2,273 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $248,860 | 3,537 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 4,943 |
| Total interest expense | $1,100,000 | 5,017 |
| Net interest income | $3,677,000 | 4,820 |
| Provision for loan and lease losses | $949,000 | 3,148 |
| Total noninterest income | $557,000 | 4,377 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $321,000 | 3,500 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $236,000 | 4,334 |
| Total noninterest expense | $3,293,000 | 4,749 |
| Salaries and employee benefits | $1,488,000 | 5,076 |
| Premises and equipment expense | $250,000 | 5,807 |
| Additional noninterest expense | $1,555,000 | 3,911 |
| Pre-tax net operating income | $-8,000 | 5,793 |
| Securities gains (losses) | $280,000 | 1,322 |
| Applicable income taxes | $-190,000 | 6,960 |
| Income before extraordinary items | $462,000 | 4,413 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $462,000 | 4,414 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $462,000 | 4,414 |
| Net charge-offs | $937,000 | 2,779 |
| Cash dividends | $330,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $182,000 | 5,205 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 5,012 |
| Total interest expense | $858,000 | 5,079 |
| Net interest income | $2,755,000 | 4,878 |
| Provision for loan and lease losses | $490,000 | 3,570 |
| Total noninterest income | $424,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $248,000 | 3,510 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $176,000 | 4,396 |
| Total noninterest expense | $2,094,000 | 5,234 |
| Salaries and employee benefits | $1,074,000 | 5,214 |
| Premises and equipment expense | $167,000 | 6,070 |
| Additional noninterest expense | $853,000 | 4,747 |
| Pre-tax net operating income | $595,000 | 3,961 |
| Securities gains (losses) | $275,000 | 1,149 |
| Applicable income taxes | $115,000 | 3,011 |
| Income before extraordinary items | $755,000 | 3,375 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $755,000 | 3,374 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $755,000 | 3,375 |
| Net charge-offs | $407,000 | 3,332 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $515,750 | 3,910 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 5,025 |
| Total interest expense | $594,000 | 5,091 |
| Net interest income | $1,840,000 | 4,883 |
| Provision for loan and lease losses | $385,000 | 3,251 |
| Total noninterest income | $283,000 | 4,382 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $162,000 | 3,550 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $121,000 | 4,331 |
| Total noninterest expense | $1,420,000 | 5,214 |
| Salaries and employee benefits | $732,000 | 5,181 |
| Premises and equipment expense | $104,000 | 6,246 |
| Additional noninterest expense | $584,000 | 4,654 |
| Pre-tax net operating income | $318,000 | 4,325 |
| Securities gains (losses) | $181,000 | 999 |
| Applicable income taxes | $63,000 | 3,142 |
| Income before extraordinary items | $436,000 | 3,642 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $436,000 | 3,640 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $436,000 | 3,641 |
| Net charge-offs | $239,000 | 3,336 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $278,530 | 4,286 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 5,106 |
| Total interest expense | $309,000 | 5,137 |
| Net interest income | $900,000 | 4,970 |
| Provision for loan and lease losses | $280,000 | 2,540 |
| Total noninterest income | $142,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $77,000 | 3,649 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $65,000 | 4,256 |
| Total noninterest expense | $701,000 | 5,296 |
| Salaries and employee benefits | $353,000 | 5,335 |
| Premises and equipment expense | $54,000 | 6,263 |
| Additional noninterest expense | $294,000 | 4,641 |
| Pre-tax net operating income | $61,000 | 5,529 |
| Securities gains (losses) | $29,000 | 1,375 |
| Applicable income taxes | $-22,000 | 7,209 |
| Income before extraordinary items | $112,000 | 4,824 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $112,000 | 4,824 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $112,000 | 4,823 |
| Net charge-offs | $150,000 | 2,719 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $83,000 | 5,088 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,289,000 | 4,972 |
| Total interest expense | $1,637,000 | 4,952 |
| Net interest income | $3,652,000 | 4,850 |
| Provision for loan and lease losses | $440,000 | 4,738 |
| Total noninterest income | $614,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $368,000 | 3,480 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $246,000 | 4,300 |
| Total noninterest expense | $2,883,000 | 5,296 |
| Salaries and employee benefits | $1,571,000 | 5,062 |
| Premises and equipment expense | $267,000 | 5,911 |
| Additional noninterest expense | $1,045,000 | 5,128 |
| Pre-tax net operating income | $943,000 | 3,077 |
| Securities gains (losses) | $184,000 | 1,613 |
| Applicable income taxes | $183,000 | 2,456 |
| Income before extraordinary items | $944,000 | 2,864 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $944,000 | 2,862 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $944,000 | 2,864 |
| Net charge-offs | $220,000 | 4,877 |
| Cash dividends | $240,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $789,440 | 3,104 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 5,001 |
| Total interest expense | $1,281,000 | 4,992 |
| Net interest income | $2,731,000 | 4,861 |
| Provision for loan and lease losses | $350,000 | 4,373 |
| Total noninterest income | $454,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $275,000 | 3,494 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $179,000 | 4,461 |
| Total noninterest expense | $2,157,000 | 5,317 |
| Salaries and employee benefits | $1,156,000 | 5,153 |
| Premises and equipment expense | $174,000 | 6,258 |
| Additional noninterest expense | $827,000 | 4,971 |
| Pre-tax net operating income | $678,000 | 3,401 |
| Securities gains (losses) | $195,000 | 1,298 |
| Applicable income taxes | $155,000 | 2,551 |
| Income before extraordinary items | $718,000 | 3,072 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $718,000 | 3,070 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $718,000 | 3,073 |
| Net charge-offs | $161,000 | 4,520 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $558,100 | 3,407 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 5,076 |
| Total interest expense | $880,000 | 5,041 |
| Net interest income | $1,762,000 | 4,946 |
| Provision for loan and lease losses | $210,000 | 4,245 |
| Total noninterest income | $299,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $178,000 | 3,541 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $121,000 | 4,471 |
| Total noninterest expense | $1,465,000 | 5,307 |
| Salaries and employee benefits | $797,000 | 5,107 |
| Premises and equipment expense | $111,000 | 6,386 |
| Additional noninterest expense | $557,000 | 4,945 |
| Pre-tax net operating income | $386,000 | 3,743 |
| Securities gains (losses) | $109,000 | 1,432 |
| Applicable income taxes | $64,000 | 2,982 |
| Income before extraordinary items | $431,000 | 3,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 3,355 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $431,000 | 3,358 |
| Net charge-offs | $166,000 | 3,655 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $336,170 | 3,644 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 5,047 |
| Total interest expense | $449,000 | 5,100 |
| Net interest income | $898,000 | 4,896 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $139,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $75,000 | 3,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $704,000 | 5,377 |
| Salaries and employee benefits | $379,000 | 5,312 |
| Premises and equipment expense | $53,000 | 6,520 |
| Additional noninterest expense | $272,000 | 4,706 |
| Pre-tax net operating income | $243,000 | 3,685 |
| Securities gains (losses) | $55,000 | 1,268 |
| Applicable income taxes | $65,000 | 2,634 |
| Income before extraordinary items | $233,000 | 3,588 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $233,000 | 3,588 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $233,000 | 3,589 |
| Net charge-offs | $27,000 | 4,102 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $190,100 | 3,794 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,862,000 | 4,996 |
| Total interest expense | $2,537,000 | 4,703 |
| Net interest income | $3,325,000 | 5,114 |
| Provision for loan and lease losses | $613,000 | 3,462 |
| Total noninterest income | $612,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $365,000 | 3,632 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $247,000 | 4,466 |
| Total noninterest expense | $2,994,000 | 5,116 |
| Salaries and employee benefits | $1,717,000 | 4,936 |
| Premises and equipment expense | $273,000 | 6,029 |
| Additional noninterest expense | $1,004,000 | 4,814 |
| Pre-tax net operating income | $330,000 | 5,345 |
| Securities gains (losses) | $165,000 | 812 |
| Applicable income taxes | $-102,000 | 7,077 |
| Income before extraordinary items | $597,000 | 4,188 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $597,000 | 4,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $576,000 | 2,610 |
| Cash dividends | $180,000 | 4,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $432,000 | 4,822 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,461,000 | 5,032 |
| Total interest expense | $2,012,000 | 4,689 |
| Net interest income | $2,449,000 | 5,207 |
| Provision for loan and lease losses | $513,000 | 2,694 |
| Total noninterest income | $453,000 | 4,556 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $268,000 | 3,712 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $185,000 | 4,571 |
| Total noninterest expense | $2,287,000 | 5,055 |
| Salaries and employee benefits | $1,317,000 | 4,875 |
| Premises and equipment expense | $181,000 | 6,337 |
| Additional noninterest expense | $789,000 | 4,584 |
| Pre-tax net operating income | $102,000 | 6,398 |
| Securities gains (losses) | $44,000 | 1,509 |
| Applicable income taxes | $-81,000 | 7,504 |
| Income before extraordinary items | $227,000 | 5,563 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $227,000 | 5,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 2,154 |
| Cash dividends | $60,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $183,000 | 5,970 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 5,062 |
| Total interest expense | $1,433,000 | 4,638 |
| Net interest income | $1,582,000 | 5,302 |
| Provision for loan and lease losses | $388,000 | 2,207 |
| Total noninterest income | $310,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $181,000 | 3,680 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $129,000 | 4,569 |
| Total noninterest expense | $1,515,000 | 5,089 |
| Salaries and employee benefits | $862,000 | 4,974 |
| Premises and equipment expense | $117,000 | 6,445 |
| Additional noninterest expense | $536,000 | 4,531 |
| Pre-tax net operating income | $-11,000 | 6,977 |
| Securities gains (losses) | $46,000 | 1,495 |
| Applicable income taxes | $-81,000 | 7,823 |
| Income before extraordinary items | $116,000 | 6,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,239 |
| Cash dividends | $60,000 | 4,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $70,000 | 6,486 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 5,045 |
| Total interest expense | $759,000 | 4,656 |
| Net interest income | $799,000 | 5,325 |
| Provision for loan and lease losses | $298,000 | 1,423 |
| Total noninterest income | $149,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $80,000 | 3,888 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,449 |
| Total noninterest expense | $719,000 | 5,277 |
| Salaries and employee benefits | $410,000 | 5,159 |
| Premises and equipment expense | $56,000 | 6,561 |
| Additional noninterest expense | $253,000 | 4,645 |
| Pre-tax net operating income | $-69,000 | 7,467 |
| Securities gains (losses) | $11,000 | 1,937 |
| Applicable income taxes | $-47,000 | 8,017 |
| Income before extraordinary items | $-11,000 | 7,340 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-11,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,189 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-18,040 | 7,310 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,614,000 | 4,894 |
| Total interest expense | $3,131,000 | 4,667 |
| Net interest income | $3,483,000 | 5,050 |
| Provision for loan and lease losses | $570,000 | 2,132 |
| Total noninterest income | $598,000 | 4,654 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $358,000 | 3,736 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $240,000 | 4,677 |
| Total noninterest expense | $3,214,000 | 4,793 |
| Salaries and employee benefits | $1,823,000 | 4,708 |
| Premises and equipment expense | $281,000 | 5,943 |
| Additional noninterest expense | $1,110,000 | 4,305 |
| Pre-tax net operating income | $297,000 | 6,607 |
| Securities gains (losses) | $18,000 | 1,138 |
| Applicable income taxes | $-262,000 | 8,181 |
| Income before extraordinary items | $577,000 | 5,423 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $577,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,199,000 | 889 |
| Cash dividends | $447,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $559,000 | 5,474 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 4,913 |
| Total interest expense | $2,325,000 | 4,712 |
| Net interest income | $2,636,000 | 5,031 |
| Provision for loan and lease losses | $315,000 | 2,230 |
| Total noninterest income | $424,000 | 4,782 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $254,000 | 3,848 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $170,000 | 4,816 |
| Total noninterest expense | $2,424,000 | 4,753 |
| Salaries and employee benefits | $1,377,000 | 4,647 |
| Premises and equipment expense | $194,000 | 6,145 |
| Additional noninterest expense | $853,000 | 4,182 |
| Pre-tax net operating income | $321,000 | 6,485 |
| Securities gains (losses) | $22,000 | 807 |
| Applicable income taxes | $-22,000 | 8,084 |
| Income before extraordinary items | $365,000 | 5,996 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $365,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,108,000 | 603 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $343,000 | 6,071 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 4,950 |
| Total interest expense | $1,522,000 | 4,754 |
| Net interest income | $1,774,000 | 5,042 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $284,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $168,000 | 3,858 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $116,000 | 4,822 |
| Total noninterest expense | $1,611,000 | 4,789 |
| Salaries and employee benefits | $936,000 | 4,625 |
| Premises and equipment expense | $124,000 | 6,285 |
| Additional noninterest expense | $551,000 | 4,273 |
| Pre-tax net operating income | $392,000 | 5,559 |
| Securities gains (losses) | $26,000 | 656 |
| Applicable income taxes | $52,000 | 4,731 |
| Income before extraordinary items | $366,000 | 5,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $366,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 991 |
| Cash dividends | $120,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $343,120 | 5,369 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 4,926 |
| Total interest expense | $743,000 | 4,802 |
| Net interest income | $915,000 | 4,945 |
| Provision for loan and lease losses | $55,000 | 2,982 |
| Total noninterest income | $143,000 | 4,745 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $80,000 | 3,905 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $868,000 | 4,550 |
| Salaries and employee benefits | $497,000 | 4,454 |
| Premises and equipment expense | $61,000 | 6,362 |
| Additional noninterest expense | $310,000 | 3,875 |
| Pre-tax net operating income | $135,000 | 6,232 |
| Securities gains (losses) | $31,000 | 475 |
| Applicable income taxes | $13,000 | 5,188 |
| Income before extraordinary items | $153,000 | 5,607 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $153,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 815 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $124,480 | 6,007 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,989,000 | 4,571 |
| Total interest expense | $2,582,000 | 4,743 |
| Net interest income | $4,407,000 | 4,398 |
| Provision for loan and lease losses | $665,000 | 1,470 |
| Total noninterest income | $613,000 | 4,683 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $373,000 | 3,671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $240,000 | 4,742 |
| Total noninterest expense | $3,277,000 | 4,596 |
| Salaries and employee benefits | $1,844,000 | 4,536 |
| Premises and equipment expense | $336,000 | 5,433 |
| Additional noninterest expense | $1,097,000 | 4,222 |
| Pre-tax net operating income | $1,078,000 | 5,025 |
| Securities gains (losses) | $-8,000 | 7,211 |
| Applicable income taxes | $174,000 | 4,449 |
| Income before extraordinary items | $896,000 | 4,954 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $896,000 | 4,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,319 |
| Cash dividends | $414,000 | 4,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $902,720 | 4,934 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,255,000 | 4,558 |
| Total interest expense | $1,866,000 | 4,747 |
| Net interest income | $3,389,000 | 4,359 |
| Provision for loan and lease losses | $485,000 | 1,424 |
| Total noninterest income | $445,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $283,000 | 3,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $162,000 | 4,975 |
| Total noninterest expense | $2,450,000 | 4,603 |
| Salaries and employee benefits | $1,403,000 | 4,474 |
| Premises and equipment expense | $236,000 | 5,646 |
| Additional noninterest expense | $811,000 | 4,221 |
| Pre-tax net operating income | $899,000 | 4,967 |
| Securities gains (losses) | $-3,000 | 7,275 |
| Applicable income taxes | $162,000 | 4,393 |
| Income before extraordinary items | $734,000 | 4,911 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $734,000 | 4,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,167 |
| Cash dividends | $120,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $736,460 | 4,888 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 4,507 |
| Total interest expense | $1,201,000 | 4,712 |
| Net interest income | $2,298,000 | 4,295 |
| Provision for loan and lease losses | $305,000 | 1,445 |
| Total noninterest income | $300,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $189,000 | 3,674 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 4,908 |
| Total noninterest expense | $1,583,000 | 4,716 |
| Salaries and employee benefits | $877,000 | 4,695 |
| Premises and equipment expense | $165,000 | 5,518 |
| Additional noninterest expense | $541,000 | 4,237 |
| Pre-tax net operating income | $710,000 | 4,601 |
| Securities gains (losses) | $-11,000 | 7,893 |
| Applicable income taxes | $144,000 | 4,064 |
| Income before extraordinary items | $555,000 | 4,623 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $555,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,348 |
| Cash dividends | $120,000 | 4,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $563,690 | 4,583 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 4,413 |
| Total interest expense | $577,000 | 4,691 |
| Net interest income | $1,202,000 | 4,151 |
| Provision for loan and lease losses | $135,000 | 1,590 |
| Total noninterest income | $148,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $91,000 | 3,680 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,857 |
| Total noninterest expense | $830,000 | 4,582 |
| Salaries and employee benefits | $473,000 | 4,459 |
| Premises and equipment expense | $74,000 | 5,831 |
| Additional noninterest expense | $283,000 | 4,078 |
| Pre-tax net operating income | $385,000 | 4,359 |
| Securities gains (losses) | $-5,000 | 8,100 |
| Applicable income taxes | $85,000 | 3,815 |
| Income before extraordinary items | $295,000 | 4,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $295,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $298,900 | 4,423 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,943,000 | 4,173 |
| Total interest expense | $2,063,000 | 4,340 |
| Net interest income | $4,880,000 | 4,026 |
| Provision for loan and lease losses | $1,463,000 | 737 |
| Total noninterest income | $707,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $410,000 | 3,496 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $297,000 | 4,356 |
| Total noninterest expense | $3,089,000 | 4,677 |
| Salaries and employee benefits | $1,760,000 | 4,548 |
| Premises and equipment expense | $276,000 | 5,954 |
| Additional noninterest expense | $1,053,000 | 4,242 |
| Pre-tax net operating income | $1,035,000 | 5,263 |
| Securities gains (losses) | $13,000 | 1,399 |
| Applicable income taxes | $218,000 | 4,554 |
| Income before extraordinary items | $830,000 | 5,260 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $830,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,196,000 | 593 |
| Cash dividends | $420,000 | 3,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $819,730 | 5,270 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,220,000 | 4,107 |
| Total interest expense | $1,530,000 | 4,227 |
| Net interest income | $3,690,000 | 3,996 |
| Provision for loan and lease losses | $860,000 | 877 |
| Total noninterest income | $540,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $311,000 | 3,477 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $229,000 | 4,301 |
| Total noninterest expense | $2,347,000 | 4,620 |
| Salaries and employee benefits | $1,328,000 | 4,498 |
| Premises and equipment expense | $175,000 | 6,357 |
| Additional noninterest expense | $844,000 | 4,018 |
| Pre-tax net operating income | $1,023,000 | 4,711 |
| Securities gains (losses) | $20,000 | 1,227 |
| Applicable income taxes | $259,000 | 4,034 |
| Income before extraordinary items | $784,000 | 4,811 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $784,000 | 4,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 673 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $769,000 | 4,822 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,436,000 | 4,087 |
| Total interest expense | $987,000 | 4,172 |
| Net interest income | $2,449,000 | 3,990 |
| Provision for loan and lease losses | $785,000 | 648 |
| Total noninterest income | $329,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $208,000 | 3,422 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $121,000 | 4,790 |
| Total noninterest expense | $1,437,000 | 4,873 |
| Salaries and employee benefits | $779,000 | 4,896 |
| Premises and equipment expense | $110,000 | 6,495 |
| Additional noninterest expense | $548,000 | 4,076 |
| Pre-tax net operating income | $556,000 | 5,202 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $127,000 | 4,484 |
| Income before extraordinary items | $434,000 | 5,246 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $434,000 | 5,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,126 |
| Cash dividends | $120,000 | 4,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $430,150 | 5,219 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 4,116 |
| Total interest expense | $480,000 | 4,133 |
| Net interest income | $1,209,000 | 4,036 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $163,000 | 4,492 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $102,000 | 3,402 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,744 |
| Total noninterest expense | $759,000 | 4,711 |
| Salaries and employee benefits | $412,000 | 4,729 |
| Premises and equipment expense | $52,000 | 6,674 |
| Additional noninterest expense | $295,000 | 3,860 |
| Pre-tax net operating income | $493,000 | 3,714 |
| Securities gains (losses) | $-9,000 | 8,513 |
| Applicable income taxes | $133,000 | 3,303 |
| Income before extraordinary items | $351,000 | 3,955 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $351,000 | 3,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,576 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $357,570 | 3,865 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 4,170 |
| Total interest expense | $1,803,000 | 3,974 |
| Net interest income | $4,375,000 | 4,209 |
| Provision for loan and lease losses | $889,000 | 1,171 |
| Total noninterest income | $836,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $588,000 | 2,749 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $248,000 | 4,659 |
| Total noninterest expense | $3,129,000 | 4,532 |
| Salaries and employee benefits | $1,751,000 | 4,421 |
| Premises and equipment expense | $287,000 | 5,795 |
| Additional noninterest expense | $1,091,000 | 4,044 |
| Pre-tax net operating income | $1,193,000 | 4,812 |
| Securities gains (losses) | $50,000 | 1,738 |
| Applicable income taxes | $352,000 | 3,923 |
| Income before extraordinary items | $891,000 | 5,001 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $891,000 | 5,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 1,219 |
| Cash dividends | $660,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $855,000 | 5,034 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,580,000 | 4,187 |
| Total interest expense | $1,338,000 | 3,960 |
| Net interest income | $3,242,000 | 4,235 |
| Provision for loan and lease losses | $685,000 | 1,109 |
| Total noninterest income | $651,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $453,000 | 2,702 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $198,000 | 4,522 |
| Total noninterest expense | $2,130,000 | 4,800 |
| Salaries and employee benefits | $1,183,000 | 4,727 |
| Premises and equipment expense | $190,000 | 6,146 |
| Additional noninterest expense | $757,000 | 4,258 |
| Pre-tax net operating income | $1,078,000 | 4,431 |
| Securities gains (losses) | $35,000 | 1,930 |
| Applicable income taxes | $285,000 | 3,877 |
| Income before extraordinary items | $828,000 | 4,522 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $828,000 | 4,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 1,108 |
| Cash dividends | $120,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $802,100 | 4,534 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 4,223 |
| Total interest expense | $885,000 | 3,984 |
| Net interest income | $2,140,000 | 4,275 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $449,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $309,000 | 2,649 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 4,440 |
| Total noninterest expense | $1,398,000 | 4,882 |
| Salaries and employee benefits | $768,000 | 4,853 |
| Premises and equipment expense | $125,000 | 6,210 |
| Additional noninterest expense | $505,000 | 4,283 |
| Pre-tax net operating income | $1,041,000 | 3,440 |
| Securities gains (losses) | $23,000 | 1,953 |
| Applicable income taxes | $303,000 | 3,070 |
| Income before extraordinary items | $761,000 | 3,653 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $761,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,169 |
| Cash dividends | $120,000 | 4,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $744,440 | 3,626 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 4,288 |
| Total interest expense | $440,000 | 4,043 |
| Net interest income | $1,049,000 | 4,338 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $229,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $153,000 | 2,629 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $76,000 | 4,277 |
| Total noninterest expense | $738,000 | 4,740 |
| Salaries and employee benefits | $408,000 | 4,667 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $269,000 | 4,077 |
| Pre-tax net operating income | $465,000 | 3,707 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $134,000 | 3,301 |
| Income before extraordinary items | $339,000 | 3,931 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $339,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,919 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $333,240 | 3,854 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,005,000 | 4,313 |
| Total interest expense | $1,994,000 | 4,039 |
| Net interest income | $4,011,000 | 4,356 |
| Provision for loan and lease losses | $663,000 | 1,696 |
| Total noninterest income | $800,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $508,000 | 3,050 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $292,000 | 4,569 |
| Total noninterest expense | $3,029,000 | 4,582 |
| Salaries and employee benefits | $1,770,000 | 4,312 |
| Premises and equipment expense | $261,000 | 6,058 |
| Additional noninterest expense | $998,000 | 4,283 |
| Pre-tax net operating income | $1,119,000 | 4,867 |
| Securities gains (losses) | $-49,000 | 8,952 |
| Applicable income taxes | $342,000 | 4,076 |
| Income before extraordinary items | $728,000 | 5,475 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $728,000 | 5,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $663,000 | 1,279 |
| Cash dividends | $660,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $761,320 | 5,215 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 4,366 |
| Total interest expense | $1,534,000 | 4,067 |
| Net interest income | $2,963,000 | 4,419 |
| Provision for loan and lease losses | $144,000 | 3,991 |
| Total noninterest income | $586,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $371,000 | 3,132 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 4,649 |
| Total noninterest expense | $1,986,000 | 5,008 |
| Salaries and employee benefits | $1,123,000 | 4,841 |
| Premises and equipment expense | $177,000 | 6,353 |
| Additional noninterest expense | $686,000 | 4,528 |
| Pre-tax net operating income | $1,419,000 | 3,635 |
| Securities gains (losses) | $-39,000 | 9,063 |
| Applicable income taxes | $372,000 | 3,533 |
| Income before extraordinary items | $1,008,000 | 3,961 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,008,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,945 |
| Cash dividends | $120,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,036,470 | 3,741 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 4,350 |
| Total interest expense | $1,049,000 | 4,100 |
| Net interest income | $1,992,000 | 4,410 |
| Provision for loan and lease losses | $114,000 | 3,657 |
| Total noninterest income | $419,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $252,000 | 3,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $167,000 | 4,364 |
| Total noninterest expense | $1,295,000 | 5,073 |
| Salaries and employee benefits | $715,000 | 4,992 |
| Premises and equipment expense | $117,000 | 6,344 |
| Additional noninterest expense | $463,000 | 4,495 |
| Pre-tax net operating income | $1,002,000 | 3,518 |
| Securities gains (losses) | $-23,000 | 9,113 |
| Applicable income taxes | $268,000 | 3,431 |
| Income before extraordinary items | $711,000 | 3,816 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $711,000 | 3,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,704 |
| Cash dividends | $120,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $727,790 | 3,565 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 4,362 |
| Total interest expense | $539,000 | 4,113 |
| Net interest income | $993,000 | 4,419 |
| Provision for loan and lease losses | $29,000 | 4,819 |
| Total noninterest income | $184,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $122,000 | 3,033 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $691,000 | 4,837 |
| Salaries and employee benefits | $388,000 | 4,714 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $245,000 | 4,281 |
| Pre-tax net operating income | $457,000 | 3,710 |
| Securities gains (losses) | $-8,000 | 9,142 |
| Applicable income taxes | $131,000 | 3,466 |
| Income before extraordinary items | $318,000 | 4,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $318,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,631 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $323,680 | 3,842 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,036,000 | 4,535 |
| Total interest expense | $2,313,000 | 4,354 |
| Net interest income | $3,723,000 | 4,564 |
| Provision for loan and lease losses | $579,000 | 2,135 |
| Total noninterest income | $725,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $445,000 | 3,258 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $280,000 | 4,398 |
| Total noninterest expense | $2,740,000 | 4,760 |
| Salaries and employee benefits | $1,573,000 | 4,507 |
| Premises and equipment expense | $254,000 | 6,082 |
| Additional noninterest expense | $913,000 | 4,495 |
| Pre-tax net operating income | $1,129,000 | 4,878 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $540,000 | 3,314 |
| Income before extraordinary items | $606,000 | 5,937 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $606,000 | 5,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,886 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $595,120 | 5,840 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,370,000 | 6,047 |
| Total interest expense | $2,028,000 | 6,052 |
| Net interest income | $2,342,000 | 5,945 |
| Provision for loan and lease losses | $309,000 | 3,142 |
| Total noninterest income | $339,000 | 6,096 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $227,000 | 4,861 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $112,000 | 6,154 |
| Total noninterest expense | $1,589,000 | 6,601 |
| Salaries and employee benefits | $880,000 | 6,454 |
| Premises and equipment expense | $175,000 | 7,142 |
| Additional noninterest expense | $534,000 | 6,244 |
| Pre-tax net operating income | $783,000 | 5,546 |
| Securities gains (losses) | $50,000 | 2,347 |
| Applicable income taxes | $203,000 | 5,004 |
| Income before extraordinary items | $630,000 | 5,487 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $630,000 | 5,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,764 |
| Cash dividends | $384,000 | 3,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $592,000 | 5,532 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,499,000 | 6,094 |
| Total interest expense | $2,056,000 | 6,186 |
| Net interest income | $2,443,000 | 5,903 |
| Provision for loan and lease losses | $173,000 | 4,114 |
| Total noninterest income | $289,000 | 6,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 7,811 |
| Total noninterest expense | $1,458,000 | 6,850 |
| Salaries and employee benefits | $826,000 | 6,605 |
| Premises and equipment expense | $167,000 | 7,292 |
| Additional noninterest expense | $465,000 | 6,673 |
| Pre-tax net operating income | $1,101,000 | 4,993 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $261,000 | 4,889 |
| Income before extraordinary items | $844,000 | 4,888 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $844,000 | 4,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,633 |
| Cash dividends | $384,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $840,960 | 4,901 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 6,484 |
| Total interest expense | $1,588,000 | 6,755 |
| Net interest income | $2,271,000 | 6,139 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $276,000 | 6,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,031 |
| Total noninterest expense | $1,425,000 | 6,969 |
| Salaries and employee benefits | $808,000 | 6,715 |
| Premises and equipment expense | $182,000 | 7,095 |
| Additional noninterest expense | $435,000 | 7,006 |
| Pre-tax net operating income | $1,052,000 | 5,153 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $241,000 | 5,301 |
| Income before extraordinary items | $816,000 | 5,036 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $816,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,227 |
| Cash dividends | $324,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $812,150 | 5,012 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 6,684 |
| Total interest expense | $1,623,000 | 6,932 |
| Net interest income | $2,152,000 | 6,386 |
| Provision for loan and lease losses | $58,000 | 6,364 |
| Total noninterest income | $284,000 | 6,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,456 |
| Total noninterest expense | $1,376,000 | 7,028 |
| Salaries and employee benefits | $754,000 | 6,895 |
| Premises and equipment expense | $178,000 | 7,088 |
| Additional noninterest expense | $444,000 | 6,852 |
| Pre-tax net operating income | $1,002,000 | 5,404 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $218,000 | 5,980 |
| Income before extraordinary items | $781,000 | 5,261 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $781,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,658 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $783,340 | 5,158 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,756,000 | 6,895 |
| Total interest expense | $1,590,000 | 7,132 |
| Net interest income | $2,166,000 | 6,592 |
| Provision for loan and lease losses | $189,000 | 3,574 |
| Total noninterest income | $278,000 | 6,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $1,344,000 | 7,198 |
| Salaries and employee benefits | $748,000 | 7,034 |
| Premises and equipment expense | $168,000 | 7,420 |
| Additional noninterest expense | $428,000 | 7,122 |
| Pre-tax net operating income | $911,000 | 6,114 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $195,000 | 6,948 |
| Income before extraordinary items | $728,000 | 5,770 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $728,000 | 5,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,881 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $718,520 | 5,778 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 7,372 |
| Total interest expense | $1,490,000 | 7,603 |
| Net interest income | $2,025,000 | 7,090 |
| Provision for loan and lease losses | $165,000 | 3,866 |
| Total noninterest income | $255,000 | 7,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $1,264,000 | 7,780 |
| Salaries and employee benefits | $724,000 | 7,376 |
| Premises and equipment expense | $140,000 | 8,281 |
| Additional noninterest expense | $400,000 | 7,874 |
| Pre-tax net operating income | $851,000 | 6,293 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $157,000 | 7,776 |
| Income before extraordinary items | $700,000 | 5,764 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $700,000 | 5,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,131 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $695,080 | 5,720 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 7,750 |
| Total interest expense | $1,365,000 | 8,072 |
| Net interest income | $1,978,000 | 7,367 |
| Provision for loan and lease losses | $109,000 | 4,437 |
| Total noninterest income | $247,000 | 7,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $1,238,000 | 8,084 |
| Salaries and employee benefits | $679,000 | 7,867 |
| Premises and equipment expense | $128,000 | 8,845 |
| Additional noninterest expense | $431,000 | 7,890 |
| Pre-tax net operating income | $878,000 | 6,523 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $170,000 | 7,922 |
| Income before extraordinary items | $709,000 | 5,930 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $709,000 | 5,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,829 |
| Cash dividends | $180,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $708,190 | 5,922 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,810,000 | 8,371 |
| Total interest expense | $978,000 | 8,791 |
| Net interest income | $1,832,000 | 7,960 |
| Provision for loan and lease losses | $39,000 | 6,667 |
| Total noninterest income | $250,000 | 7,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $1,192,000 | 8,633 |
| Salaries and employee benefits | $643,000 | 8,320 |
| Premises and equipment expense | $118,000 | 9,449 |
| Additional noninterest expense | $431,000 | 8,523 |
| Pre-tax net operating income | $851,000 | 6,627 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $171,000 | 7,904 |
| Income before extraordinary items | $680,000 | 6,021 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $680,000 | 6,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,355 |
| Cash dividends | $162,000 | 5,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $680,000 | 6,099 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 8,911 |
| Total interest expense | $979,000 | 9,209 |
| Net interest income | $1,671,000 | 8,576 |
| Provision for loan and lease losses | $29,000 | 8,543 |
| Total noninterest income | $269,000 | 8,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $1,139,000 | 9,167 |
| Salaries and employee benefits | $597,000 | 8,824 |
| Premises and equipment expense | $115,000 | 9,950 |
| Additional noninterest expense | $427,000 | 8,960 |
| Pre-tax net operating income | $772,000 | 6,964 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $151,000 | 8,625 |
| Income before extraordinary items | $623,000 | 6,611 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $623,000 | 6,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $621,400 | 6,374 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 9,234 |
| Total interest expense | $1,267,000 | 9,371 |
| Net interest income | $1,587,000 | 8,989 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $265,000 | 8,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $1,135,000 | 9,344 |
| Salaries and employee benefits | $547,000 | 9,303 |
| Premises and equipment expense | $108,000 | 10,453 |
| Additional noninterest expense | $480,000 | 8,647 |
| Pre-tax net operating income | $702,000 | 7,083 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $138,000 | 8,935 |
| Income before extraordinary items | $564,000 | 6,821 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $564,000 | 6,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $564,000 | 6,474 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.