The Liberty National Bank in Paris, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$17,152,0002,097
Total interest expense$5,683,0001,882
Net interest income$11,469,0002,187
Provision for loan and lease losses$487,0001,302
Total noninterest income$1,922,0002,063
Gross Fiduciary activities income$0981
Service charges on deposit accounts$360,0001,996
Trading account gains and feesNANA
Additional Noninterest Income$1,562,0001,841
Total noninterest expense$8,388,0002,265
Salaries and employee benefits$4,601,0002,317
Premises and equipment expense$625,0002,648
Additional noninterest expense$1,562,0001,841
Pre-tax net operating income$4,516,0002,038
Securities gains (losses)$0988
Applicable income taxes$813,0001,576
Income before extraordinary items$3,703,0002,083
Extraordinary gains, net$054
Net income$3,703,0002,108
Minority interest net income$088
Net income of bank and minority interests.$3,703,0002,087
Net charge-offs$118,0001,405
Cash dividends$3,100,0001,156
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,703,0002,114
2023-03-31 (YTD Data)Rank
Total interest income$3,873,0002,146
Total interest expense$1,016,0001,813
Net interest income$2,857,0002,220
Provision for loan and lease losses$124,0001,156
Total noninterest income$504,0001,940
Gross Fiduciary activities income$0913
Service charges on deposit accounts$104,0001,857
Trading account gains and feesNANA
Additional Noninterest Income$400,0001,726
Total noninterest expense$2,015,0002,331
Salaries and employee benefits$1,076,0002,436
Premises and equipment expense$165,0002,606
Additional noninterest expense$400,0001,726
Pre-tax net operating income$1,222,0002,047
Securities gains (losses)$0950
Applicable income taxes$217,0001,617
Income before extraordinary items$1,005,0002,086
Extraordinary gains, net$04
Net income$1,005,0002,085
Minority interest net income$048
Net income of bank and minority interests.$1,005,0002,086
Net charge-offs$59,000746
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,005,0002,114
2022-12-31 (YTD Data)Rank
Total interest income$13,749,0002,076
Total interest expense$1,638,0001,818
Net interest income$12,111,0002,093
Provision for loan and lease losses$791,000952
Total noninterest income$2,048,0002,020
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$449,0001,808
Trading account gains and feesNANA
Additional Noninterest Income$1,599,0001,839
Total noninterest expense$8,178,0002,271
Salaries and employee benefits$4,489,0002,328
Premises and equipment expense$677,0002,543
Additional noninterest expense$1,599,0001,839
Pre-tax net operating income$5,190,0002,001
Securities gains (losses)$29,000298
Applicable income taxes$926,0001,620
Income before extraordinary items$4,293,0002,019
Extraordinary gains, net$05
Net income$4,293,0002,018
Minority interest net income$063
Net income of bank and minority interests.$4,293,0002,018
Net charge-offs$95,0001,248
Cash dividends$3,500,0001,029
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,269,2202,047
2022-09-30 (YTD Data)Rank
Total interest income$9,945,0002,077
Total interest expense$940,0001,848
Net interest income$9,005,0002,080
Provision for loan and lease losses$364,0001,129
Total noninterest income$1,515,0002,065
Gross Fiduciary activities income$0968
Service charges on deposit accounts$332,0001,843
Trading account gains and feesNANA
Additional Noninterest Income$1,183,0001,882
Total noninterest expense$5,694,0002,373
Salaries and employee benefits$2,918,0002,550
Premises and equipment expense$526,0002,491
Additional noninterest expense$1,183,0001,882
Pre-tax net operating income$4,462,0001,829
Securities gains (losses)$36,000279
Applicable income taxes$814,0001,488
Income before extraordinary items$3,684,0001,826
Extraordinary gains, net$04
Net income$3,684,0001,824
Minority interest net income$057
Net income of bank and minority interests.$3,684,0001,825
Net charge-offs$80,0001,018
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,654,4801,866
2022-06-30 (YTD Data)Rank
Total interest income$6,454,0002,074
Total interest expense$453,0002,079
Net interest income$6,001,0002,048
Provision for loan and lease losses$240,0001,056
Total noninterest income$1,011,0002,055
Gross Fiduciary activities income$0925
Service charges on deposit accounts$213,0001,873
Trading account gains and feesNANA
Additional Noninterest Income$798,0001,914
Total noninterest expense$3,774,0002,373
Salaries and employee benefits$1,940,0002,547
Premises and equipment expense$347,0002,523
Additional noninterest expense$1,487,0002,021
Pre-tax net operating income$2,998,0001,739
Securities gains (losses)$36,000250
Applicable income taxes$560,0001,400
Income before extraordinary items$2,474,0001,727
Extraordinary gains, net$04
Net income$2,474,0001,727
Minority interest net income$060
Net income of bank and minority interests.$2,474,0001,727
Net charge-offs$75,000819
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,444,4801,776
2022-03-31 (YTD Data)Rank
Total interest income$3,162,0002,061
Total interest expense$181,0002,366
Net interest income$2,981,0002,009
Provision for loan and lease losses$120,000887
Total noninterest income$508,0002,059
Gross Fiduciary activities income$0892
Service charges on deposit accounts$106,0001,867
Trading account gains and feesNANA
Additional Noninterest Income$402,0001,905
Total noninterest expense$1,879,0002,390
Salaries and employee benefits$962,0002,558
Premises and equipment expense$171,0002,540
Additional noninterest expense$746,0001,993
Pre-tax net operating income$1,490,0001,644
Securities gains (losses)$12,000357
Applicable income taxes$273,0001,390
Income before extraordinary items$1,229,0001,674
Extraordinary gains, net$04
Net income$1,229,0001,674
Minority interest net income$050
Net income of bank and minority interests.$1,229,0001,674
Net charge-offs$10,0001,177
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,219,1601,697
2021-12-31 (YTD Data)Rank
Total interest income$12,403,0002,148
Total interest expense$678,0002,743
Net interest income$11,725,0002,058
Provision for loan and lease losses$594,000915
Total noninterest income$2,075,0002,180
Gross Fiduciary activities income$0994
Service charges on deposit accounts$391,0001,891
Trading account gains and feesNANA
Additional Noninterest Income$1,684,0002,089
Total noninterest expense$7,496,0002,376
Salaries and employee benefits$4,121,0002,441
Premises and equipment expense$675,0002,565
Additional noninterest expense$2,700,0002,136
Pre-tax net operating income$5,710,0001,891
Securities gains (losses)$02,062
Applicable income taxes$1,000,0001,604
Income before extraordinary items$4,710,0001,963
Extraordinary gains, net$010
Net income$4,710,0001,963
Minority interest net income$074
Net income of bank and minority interests.$4,710,0001,964
Net charge-offs$133,0001,207
Cash dividends$3,600,0001,024
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,710,0001,936
2021-09-30 (YTD Data)Rank
Total interest income$9,239,0002,198
Total interest expense$508,0002,845
Net interest income$8,731,0002,100
Provision for loan and lease losses$371,0001,024
Total noninterest income$1,561,0002,225
Gross Fiduciary activities income$0957
Service charges on deposit accounts$283,0001,930
Trading account gains and feesNANA
Additional Noninterest Income$1,278,0002,124
Total noninterest expense$5,169,0002,525
Salaries and employee benefits$2,751,0002,645
Premises and equipment expense$497,0002,616
Additional noninterest expense$1,921,0002,213
Pre-tax net operating income$4,752,0001,835
Securities gains (losses)$02,015
Applicable income taxes$878,0001,570
Income before extraordinary items$3,874,0001,917
Extraordinary gains, net$08
Net income$3,874,0001,916
Minority interest net income$069
Net income of bank and minority interests.$3,874,0001,917
Net charge-offs$94,0001,102
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,874,0001,894
2021-06-30 (YTD Data)Rank
Total interest income$5,971,0002,243
Total interest expense$335,0002,928
Net interest income$5,636,0002,147
Provision for loan and lease losses$251,0001,024
Total noninterest income$1,055,0002,181
Gross Fiduciary activities income$0951
Service charges on deposit accounts$181,0001,932
Trading account gains and feesNANA
Additional Noninterest Income$874,0002,060
Total noninterest expense$3,394,0002,542
Salaries and employee benefits$1,825,0002,656
Premises and equipment expense$327,0002,623
Additional noninterest expense$1,242,0002,241
Pre-tax net operating income$3,046,0001,871
Securities gains (losses)$01,818
Applicable income taxes$551,0001,595
Income before extraordinary items$2,495,0001,946
Extraordinary gains, net$06
Net income$2,495,0001,945
Minority interest net income$067
Net income of bank and minority interests.$2,495,0001,946
Net charge-offs$89,000957
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,495,0001,909
2021-03-31 (YTD Data)Rank
Total interest income$2,994,0002,220
Total interest expense$162,0003,059
Net interest income$2,832,0002,111
Provision for loan and lease losses$131,0001,085
Total noninterest income$556,0002,127
Gross Fiduciary activities income$0922
Service charges on deposit accounts$92,0001,898
Trading account gains and feesNANA
Additional Noninterest Income$464,0001,991
Total noninterest expense$1,597,0002,622
Salaries and employee benefits$904,0002,660
Premises and equipment expense$157,0002,707
Additional noninterest expense$536,0002,423
Pre-tax net operating income$1,660,0001,736
Securities gains (losses)$01,392
Applicable income taxes$286,0001,540
Income before extraordinary items$1,374,0001,826
Extraordinary gains, net$03
Net income$1,374,0001,826
Minority interest net income$055
Net income of bank and minority interests.$1,374,0001,826
Net charge-offs$38,000923
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,374,0001,787
2020-12-31 (YTD Data)Rank
Total interest income$11,553,0002,298
Total interest expense$1,125,0002,757
Net interest income$10,428,0002,196
Provision for loan and lease losses$747,0001,886
Total noninterest income$2,289,0001,973
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$440,0001,759
Trading account gains and feesNANA
Additional Noninterest Income$1,849,0001,865
Total noninterest expense$6,853,0002,495
Salaries and employee benefits$3,828,0002,546
Premises and equipment expense$838,0002,282
Additional noninterest expense$2,187,0002,399
Pre-tax net operating income$5,117,0001,758
Securities gains (losses)$02,675
Applicable income taxes$795,0001,614
Income before extraordinary items$4,322,0001,816
Extraordinary gains, net$04
Net income$4,322,0001,815
Minority interest net income$072
Net income of bank and minority interests.$4,322,0001,816
Net charge-offs$251,0001,409
Cash dividends$3,200,0001,066
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,322,0001,775
2020-09-30 (YTD Data)Rank
Total interest income$8,443,0002,356
Total interest expense$933,0002,708
Net interest income$7,510,0002,257
Provision for loan and lease losses$327,0002,342
Total noninterest income$1,362,0002,189
Gross Fiduciary activities income$0981
Service charges on deposit accounts$334,0001,749
Trading account gains and feesNANA
Additional Noninterest Income$1,028,0002,120
Total noninterest expense$4,885,0002,545
Salaries and employee benefits$2,584,0002,695
Premises and equipment expense$675,0002,166
Additional noninterest expense$1,626,0002,376
Pre-tax net operating income$3,660,0001,789
Securities gains (losses)$02,494
Applicable income taxes$627,0001,562
Income before extraordinary items$3,033,0001,887
Extraordinary gains, net$04
Net income$3,033,0001,886
Minority interest net income$065
Net income of bank and minority interests.$3,033,0001,887
Net charge-offs$224,0001,197
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,033,0001,843
2020-06-30 (YTD Data)Rank
Total interest income$5,597,0002,391
Total interest expense$689,0002,673
Net interest income$4,908,0002,307
Provision for loan and lease losses$204,0002,377
Total noninterest income$904,0002,135
Gross Fiduciary activities income$0970
Service charges on deposit accounts$234,0001,708
Trading account gains and feesNANA
Additional Noninterest Income$670,0002,064
Total noninterest expense$3,160,0002,606
Salaries and employee benefits$1,726,0002,705
Premises and equipment expense$355,0002,491
Additional noninterest expense$1,079,0002,385
Pre-tax net operating income$2,448,0001,727
Securities gains (losses)$02,249
Applicable income taxes$420,0001,488
Income before extraordinary items$2,028,0001,824
Extraordinary gains, net$04
Net income$2,028,0001,825
Minority interest net income$065
Net income of bank and minority interests.$2,028,0001,825
Net charge-offs$169,0001,099
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,028,0001,777
2020-03-31 (YTD Data)Rank
Total interest income$2,825,0002,365
Total interest expense$397,0002,619
Net interest income$2,428,0002,274
Provision for loan and lease losses$84,0002,117
Total noninterest income$470,0002,008
Gross Fiduciary activities income$0941
Service charges on deposit accounts$146,0001,665
Trading account gains and feesNANA
Additional Noninterest Income$324,0001,926
Total noninterest expense$1,578,0002,643
Salaries and employee benefits$859,0002,719
Premises and equipment expense$182,0002,479
Additional noninterest expense$537,0002,413
Pre-tax net operating income$1,236,0001,545
Securities gains (losses)$01,705
Applicable income taxes$209,0001,368
Income before extraordinary items$1,027,0001,624
Extraordinary gains, net$04
Net income$1,027,0001,625
Minority interest net income$056
Net income of bank and minority interests.$1,027,0001,625
Net charge-offs$101,000877
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,027,0001,600
2019-12-31 (YTD Data)Rank
Total interest income$10,802,0002,451
Total interest expense$1,533,0002,716
Net interest income$9,269,0002,374
Provision for loan and lease losses$354,0001,804
Total noninterest income$1,805,0002,076
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$547,0001,799
Trading account gains and feesNANA
Additional Noninterest Income$1,258,0001,998
Total noninterest expense$6,327,0002,603
Salaries and employee benefits$3,590,0002,628
Premises and equipment expense$603,0002,785
Additional noninterest expense$2,134,0002,452
Pre-tax net operating income$4,393,0001,933
Securities gains (losses)$-16,0004,874
Applicable income taxes$715,0001,695
Income before extraordinary items$3,662,0002,004
Extraordinary gains, net$011
Net income$3,662,0002,006
Minority interest net income$076
Net income of bank and minority interests.$3,662,0002,006
Net charge-offs$243,0001,515
Cash dividends$2,700,0001,285
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,675,4401,970
2019-09-30 (YTD Data)Rank
Total interest income$8,013,0002,501
Total interest expense$1,139,0002,750
Net interest income$6,874,0002,432
Provision for loan and lease losses$191,0002,021
Total noninterest income$1,317,0002,116
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$393,0001,858
Trading account gains and feesNANA
Additional Noninterest Income$924,0002,015
Total noninterest expense$4,427,0002,742
Salaries and employee benefits$2,437,0002,799
Premises and equipment expense$434,0002,870
Additional noninterest expense$1,556,0002,497
Pre-tax net operating income$3,573,0001,864
Securities gains (losses)$-16,0004,967
Applicable income taxes$589,0001,664
Income before extraordinary items$2,968,0001,950
Extraordinary gains, net$011
Net income$2,968,0001,950
Minority interest net income$072
Net income of bank and minority interests.$2,968,0001,951
Net charge-offs$214,0001,247
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,981,2801,914
2019-06-30 (YTD Data)Rank
Total interest income$5,268,0002,529
Total interest expense$722,0002,802
Net interest income$4,546,0002,445
Provision for loan and lease losses$127,0001,981
Total noninterest income$862,0002,126
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$252,0001,894
Trading account gains and feesNANA
Additional Noninterest Income$610,0001,985
Total noninterest expense$2,922,0002,777
Salaries and employee benefits$1,615,0002,827
Premises and equipment expense$279,0002,954
Additional noninterest expense$1,028,0002,531
Pre-tax net operating income$2,359,0001,864
Securities gains (losses)$-16,0005,025
Applicable income taxes$386,0001,650
Income before extraordinary items$1,957,0001,948
Extraordinary gains, net$011
Net income$1,957,0001,946
Minority interest net income$069
Net income of bank and minority interests.$1,957,0001,948
Net charge-offs$182,0001,056
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,970,4401,916
2019-03-31 (YTD Data)Rank
Total interest income$2,583,0002,565
Total interest expense$348,0002,825
Net interest income$2,235,0002,487
Provision for loan and lease losses$67,0001,818
Total noninterest income$433,0002,079
Gross Fiduciary activities income$0972
Service charges on deposit accounts$124,0001,912
Trading account gains and feesNANA
Additional Noninterest Income$309,0001,941
Total noninterest expense$1,444,0002,808
Salaries and employee benefits$806,0002,846
Premises and equipment expense$136,0003,028
Additional noninterest expense$502,0002,577
Pre-tax net operating income$1,157,0001,856
Securities gains (losses)$-16,0005,159
Applicable income taxes$187,0001,645
Income before extraordinary items$954,0001,939
Extraordinary gains, net$05
Net income$954,0001,937
Minority interest net income$052
Net income of bank and minority interests.$954,0001,938
Net charge-offs$51,0001,196
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$967,4401,899
2018-12-31 (YTD Data)Rank
Total interest income$9,815,0002,557
Total interest expense$1,037,0002,875
Net interest income$8,778,0002,490
Provision for loan and lease losses$274,0002,064
Total noninterest income$1,794,0002,107
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$564,0001,821
Trading account gains and feesNANA
Additional Noninterest Income$1,230,0002,013
Total noninterest expense$6,061,0002,715
Salaries and employee benefits$3,392,0002,729
Premises and equipment expense$594,0002,851
Additional noninterest expense$2,075,0002,540
Pre-tax net operating income$4,237,0002,026
Securities gains (losses)$-13,0004,473
Applicable income taxes$668,0001,728
Income before extraordinary items$3,556,0002,063
Extraordinary gains, net$06
Net income$3,556,0002,061
Minority interest net income$072
Net income of bank and minority interests.$3,556,0002,062
Net charge-offs$215,0001,595
Cash dividends$2,400,0001,291
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,566,9202,053
2018-09-30 (YTD Data)Rank
Total interest income$7,194,0002,595
Total interest expense$717,0002,925
Net interest income$6,477,0002,528
Provision for loan and lease losses$101,0002,571
Total noninterest income$1,348,0002,119
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$414,0001,862
Trading account gains and feesNANA
Additional Noninterest Income$934,0002,014
Total noninterest expense$4,328,0002,793
Salaries and employee benefits$2,307,0002,922
Premises and equipment expense$448,0002,866
Additional noninterest expense$1,573,0002,519
Pre-tax net operating income$3,396,0001,947
Securities gains (losses)$01,118
Applicable income taxes$542,0001,721
Income before extraordinary items$2,854,0001,979
Extraordinary gains, net$05
Net income$2,854,0001,976
Minority interest net income$066
Net income of bank and minority interests.$2,854,0001,978
Net charge-offs$107,0001,688
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,854,0001,968
2018-06-30 (YTD Data)Rank
Total interest income$4,666,0002,635
Total interest expense$459,0002,918
Net interest income$4,207,0002,567
Provision for loan and lease losses$64,0002,551
Total noninterest income$916,0002,109
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$269,0001,885
Trading account gains and feesNANA
Additional Noninterest Income$647,0001,966
Total noninterest expense$2,900,0002,811
Salaries and employee benefits$1,541,0002,932
Premises and equipment expense$300,0002,870
Additional noninterest expense$1,059,0002,510
Pre-tax net operating income$2,159,0001,989
Securities gains (losses)$0961
Applicable income taxes$339,0001,760
Income before extraordinary items$1,820,0002,021
Extraordinary gains, net$06
Net income$1,820,0002,019
Minority interest net income$065
Net income of bank and minority interests.$1,820,0002,020
Net charge-offs$35,0001,952
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,820,0002,010
2018-03-31 (YTD Data)Rank
Total interest income$2,260,0002,695
Total interest expense$219,0002,946
Net interest income$2,041,0002,625
Provision for loan and lease losses$34,0002,366
Total noninterest income$460,0002,078
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$133,0001,911
Trading account gains and feesNANA
Additional Noninterest Income$327,0001,922
Total noninterest expense$1,411,0002,894
Salaries and employee benefits$769,0002,960
Premises and equipment expense$147,0002,936
Additional noninterest expense$495,0002,646
Pre-tax net operating income$1,056,0001,966
Securities gains (losses)$0735
Applicable income taxes$164,0001,755
Income before extraordinary items$892,0002,002
Extraordinary gains, net$07
Net income$892,0002,001
Minority interest net income$052
Net income of bank and minority interests.$892,0002,002
Net charge-offs$30,0001,451
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$892,0001,992
2017-12-31 (YTD Data)Rank
Total interest income$8,405,0002,769
Total interest expense$671,0003,199
Net interest income$7,734,0002,706
Provision for loan and lease losses$74,0003,315
Total noninterest income$1,794,0002,170
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$576,0001,836
Trading account gains and feesNANA
Additional Noninterest Income$1,218,0002,048
Total noninterest expense$5,747,0002,845
Salaries and employee benefits$3,179,0002,876
Premises and equipment expense$615,0002,882
Additional noninterest expense$1,953,0002,698
Pre-tax net operating income$3,707,0002,147
Securities gains (losses)$2,0001,996
Applicable income taxes$1,127,0001,769
Income before extraordinary items$2,582,0002,281
Extraordinary gains, net$09
Net income$2,582,0002,281
Minority interest net income$076
Net income of bank and minority interests.$2,582,0002,281
Net charge-offs$76,0002,678
Cash dividends$2,000,0001,415
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,580,6002,257
2017-09-30 (YTD Data)Rank
Total interest income$6,182,0002,822
Total interest expense$487,0003,263
Net interest income$5,695,0002,756
Provision for loan and lease losses$59,0003,134
Total noninterest income$1,333,0002,206
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$428,0001,858
Trading account gains and feesNANA
Additional Noninterest Income$905,0002,096
Total noninterest expense$4,068,0002,977
Salaries and employee benefits$2,177,0003,063
Premises and equipment expense$466,0002,894
Additional noninterest expense$1,425,0002,754
Pre-tax net operating income$2,901,0002,123
Securities gains (losses)$2,0002,024
Applicable income taxes$680,0001,812
Income before extraordinary items$2,223,0002,213
Extraordinary gains, net$09
Net income$2,223,0002,213
Minority interest net income$071
Net income of bank and minority interests.$2,223,0002,213
Net charge-offs$63,0002,280
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,221,4602,188
2017-06-30 (YTD Data)Rank
Total interest income$4,020,0002,857
Total interest expense$303,0003,347
Net interest income$3,717,0002,788
Provision for loan and lease losses$41,0002,990
Total noninterest income$886,0002,210
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$280,0001,868
Trading account gains and feesNANA
Additional Noninterest Income$606,0002,100
Total noninterest expense$2,729,0002,987
Salaries and employee benefits$1,458,0003,071
Premises and equipment expense$316,0002,875
Additional noninterest expense$955,0002,755
Pre-tax net operating income$1,833,0002,163
Securities gains (losses)$2,0001,641
Applicable income taxes$420,0001,850
Income before extraordinary items$1,415,0002,253
Extraordinary gains, net$011
Net income$1,415,0002,253
Minority interest net income$071
Net income of bank and minority interests.$1,415,0002,253
Net charge-offs$60,0001,863
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,413,4602,221
2017-03-31 (YTD Data)Rank
Total interest income$1,964,0002,903
Total interest expense$142,0003,436
Net interest income$1,822,0002,821
Provision for loan and lease losses$22,0002,759
Total noninterest income$447,0002,182
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$141,0001,850
Trading account gains and feesNANA
Additional Noninterest Income$306,0002,070
Total noninterest expense$1,347,0003,032
Salaries and employee benefits$727,0003,122
Premises and equipment expense$159,0002,892
Additional noninterest expense$461,0002,818
Pre-tax net operating income$900,0002,105
Securities gains (losses)$01,153
Applicable income taxes$203,0001,855
Income before extraordinary items$697,0002,200
Extraordinary gains, net$08
Net income$697,0002,201
Minority interest net income$055
Net income of bank and minority interests.$697,0002,201
Net charge-offs$8,0002,285
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$697,0002,174
2016-12-31 (YTD Data)Rank
Total interest income$7,588,0002,958
Total interest expense$603,0003,328
Net interest income$6,985,0002,893
Provision for loan and lease losses$66,0003,460
Total noninterest income$1,751,0002,278
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$593,0001,813
Trading account gains and fees$0170
Additional Noninterest Income$1,158,0002,220
Total noninterest expense$5,506,0003,003
Salaries and employee benefits$3,012,0003,016
Premises and equipment expense$592,0003,043
Additional noninterest expense$1,902,0002,844
Pre-tax net operating income$3,164,0002,316
Securities gains (losses)$03,212
Applicable income taxes$676,0001,998
Income before extraordinary items$2,488,0002,417
Extraordinary gains, net$05
Net income$2,488,0002,416
Minority interest net income$082
Net income of bank and minority interests.$2,488,0002,417
Net charge-offs$97,0002,619
Cash dividends$1,999,0001,431
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,488,0002,365
2016-09-30 (YTD Data)Rank
Total interest income$5,638,0002,985
Total interest expense$457,0003,313
Net interest income$5,181,0002,916
Provision for loan and lease losses$51,0003,302
Total noninterest income$1,295,0002,307
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$439,0001,837
Trading account gains and fees$0169
Additional Noninterest Income$856,0002,238
Total noninterest expense$3,963,0003,075
Salaries and employee benefits$2,129,0003,135
Premises and equipment expense$441,0003,063
Additional noninterest expense$1,393,0002,897
Pre-tax net operating income$2,462,0002,275
Securities gains (losses)$03,160
Applicable income taxes$533,0002,004
Income before extraordinary items$1,929,0002,402
Extraordinary gains, net$05
Net income$1,929,0002,401
Minority interest net income$071
Net income of bank and minority interests.$1,929,0002,402
Net charge-offs$72,0002,331
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,929,0002,347
2016-06-30 (YTD Data)Rank
Total interest income$3,729,0003,012
Total interest expense$306,0003,303
Net interest income$3,423,0002,943
Provision for loan and lease losses$33,0003,214
Total noninterest income$856,0002,297
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$281,0001,877
Trading account gains and fees$0157
Additional Noninterest Income$575,0002,199
Total noninterest expense$2,616,0003,116
Salaries and employee benefits$1,390,0003,201
Premises and equipment expense$299,0003,049
Additional noninterest expense$927,0002,906
Pre-tax net operating income$1,630,0002,259
Securities gains (losses)$02,835
Applicable income taxes$352,0001,986
Income before extraordinary items$1,278,0002,393
Extraordinary gains, net$016
Net income$1,278,0002,392
Minority interest net income$071
Net income of bank and minority interests.$1,278,0002,392
Net charge-offs$58,0002,039
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,278,0002,328
2016-03-31 (YTD Data)Rank
Total interest income$1,856,0003,034
Total interest expense$155,0003,301
Net interest income$1,701,0002,966
Provision for loan and lease losses$15,0002,996
Total noninterest income$439,0002,241
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$139,0001,888
Trading account gains and fees$0142
Additional Noninterest Income$300,0002,092
Total noninterest expense$1,293,0003,159
Salaries and employee benefits$686,0003,256
Premises and equipment expense$143,0003,167
Additional noninterest expense$464,0002,912
Pre-tax net operating income$832,0002,204
Securities gains (losses)$02,077
Applicable income taxes$181,0001,929
Income before extraordinary items$651,0002,318
Extraordinary gains, net$012
Net income$651,0002,318
Minority interest net income$062
Net income of bank and minority interests.$651,0002,318
Net charge-offs$14,0002,180
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$651,0002,269
2015-12-31 (YTD Data)Rank
Total interest income$7,332,0003,004
Total interest expense$506,0003,702
Net interest income$6,826,0002,914
Provision for loan and lease losses$127,0002,782
Total noninterest income$1,722,0002,306
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$633,0001,775
Trading account gains and fees$0159
Additional Noninterest Income$1,089,0002,266
Total noninterest expense$5,510,0003,022
Salaries and employee benefits$2,950,0003,062
Premises and equipment expense$568,0003,223
Additional noninterest expense$1,992,0002,802
Pre-tax net operating income$2,911,0002,370
Securities gains (losses)$03,216
Applicable income taxes$600,0002,063
Income before extraordinary items$2,311,0002,468
Extraordinary gains, net$023
Net income$2,311,0002,470
Minority interest net income$081
Net income of bank and minority interests.$2,311,0002,470
Net charge-offs$92,0002,734
Cash dividends$1,999,0001,368
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,311,0002,425
2015-09-30 (YTD Data)Rank
Total interest income$5,487,0003,040
Total interest expense$379,0003,755
Net interest income$5,108,0002,939
Provision for loan and lease losses$97,0002,701
Total noninterest income$1,297,0002,318
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$471,0001,795
Trading account gains and fees$0153
Additional Noninterest Income$826,0002,271
Total noninterest expense$3,976,0003,124
Salaries and employee benefits$2,059,0003,237
Premises and equipment expense$423,0003,276
Additional noninterest expense$1,494,0002,796
Pre-tax net operating income$2,332,0002,303
Securities gains (losses)$03,031
Applicable income taxes$505,0002,006
Income before extraordinary items$1,827,0002,414
Extraordinary gains, net$021
Net income$1,827,0002,415
Minority interest net income$078
Net income of bank and minority interests.$1,827,0002,415
Net charge-offs$84,0002,338
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,827,0002,376
2015-06-30 (YTD Data)Rank
Total interest income$3,655,0003,039
Total interest expense$250,0003,803
Net interest income$3,405,0002,935
Provision for loan and lease losses$64,0002,631
Total noninterest income$842,0002,358
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$304,0001,822
Trading account gains and fees$0157
Additional Noninterest Income$538,0002,338
Total noninterest expense$2,647,0003,147
Salaries and employee benefits$1,376,0003,251
Premises and equipment expense$275,0003,343
Additional noninterest expense$996,0002,819
Pre-tax net operating income$1,536,0002,304
Securities gains (losses)$02,636
Applicable income taxes$332,0002,024
Income before extraordinary items$1,204,0002,433
Extraordinary gains, net$022
Net income$1,204,0002,435
Minority interest net income$075
Net income of bank and minority interests.$1,204,0002,435
Net charge-offs$93,0001,787
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,204,0002,375
2015-03-31 (YTD Data)Rank
Total interest income$1,820,0003,070
Total interest expense$124,0003,856
Net interest income$1,696,0002,952
Provision for loan and lease losses$30,0002,461
Total noninterest income$412,0002,359
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$149,0001,836
Trading account gains and fees$0152
Additional Noninterest Income$263,0002,285
Total noninterest expense$1,331,0003,147
Salaries and employee benefits$679,0003,303
Premises and equipment expense$140,0003,342
Additional noninterest expense$512,0002,732
Pre-tax net operating income$747,0002,311
Securities gains (losses)$02,027
Applicable income taxes$160,0002,035
Income before extraordinary items$587,0002,429
Extraordinary gains, net$013
Net income$587,0002,432
Minority interest net income$064
Net income of bank and minority interests.$587,0002,431
Net charge-offs$89,0001,189
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$587,0002,362
2014-12-31 (YTD Data)Rank
Total interest income$7,488,0003,020
Total interest expense$522,0003,927
Net interest income$6,966,0002,902
Provision for loan and lease losses$120,0002,961
Total noninterest income$1,760,0002,293
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$714,0001,725
Trading account gains and fees$0180
Additional Noninterest Income$1,046,0002,269
Total noninterest expense$5,465,0003,122
Salaries and employee benefits$2,912,0003,146
Premises and equipment expense$599,0003,236
Additional noninterest expense$1,954,0002,931
Pre-tax net operating income$3,141,0002,197
Securities gains (losses)$03,259
Applicable income taxes$682,0001,918
Income before extraordinary items$2,459,0002,334
Extraordinary gains, net$017
Net income$2,459,0002,334
Minority interest net income$084
Net income of bank and minority interests.$2,459,0002,334
Net charge-offs$64,0003,572
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,459,0002,290
2014-09-30 (YTD Data)Rank
Total interest income$5,637,0003,035
Total interest expense$397,0003,965
Net interest income$5,240,0002,922
Provision for loan and lease losses$90,0002,885
Total noninterest income$1,330,0002,286
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$535,0001,734
Trading account gains and fees$0174
Additional Noninterest Income$795,0002,264
Total noninterest expense$3,912,0003,235
Salaries and employee benefits$2,009,0003,342
Premises and equipment expense$452,0003,274
Additional noninterest expense$1,451,0002,975
Pre-tax net operating income$2,568,0002,101
Securities gains (losses)$02,980
Applicable income taxes$593,0001,808
Income before extraordinary items$1,975,0002,239
Extraordinary gains, net$015
Net income$1,975,0002,239
Minority interest net income$081
Net income of bank and minority interests.$1,975,0002,238
Net charge-offs$107,0002,619
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,975,0002,186
2014-06-30 (YTD Data)Rank
Total interest income$3,759,0003,044
Total interest expense$269,0003,977
Net interest income$3,490,0002,930
Provision for loan and lease losses$60,0002,755
Total noninterest income$882,0002,266
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$346,0001,758
Trading account gains and fees$0172
Additional Noninterest Income$536,0002,220
Total noninterest expense$2,632,0003,227
Salaries and employee benefits$1,332,0003,372
Premises and equipment expense$313,0003,198
Additional noninterest expense$987,0002,914
Pre-tax net operating income$1,680,0002,082
Securities gains (losses)$02,580
Applicable income taxes$386,0001,799
Income before extraordinary items$1,294,0002,216
Extraordinary gains, net$020
Net income$1,294,0002,218
Minority interest net income$080
Net income of bank and minority interests.$1,294,0002,219
Net charge-offs$79,0002,407
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,294,0002,168
2014-03-31 (YTD Data)Rank
Total interest income$1,875,0003,059
Total interest expense$138,0003,978
Net interest income$1,737,0002,943
Provision for loan and lease losses$30,0002,577
Total noninterest income$433,0002,247
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$171,0001,759
Trading account gains and fees$0147
Additional Noninterest Income$262,0002,196
Total noninterest expense$1,320,0003,246
Salaries and employee benefits$669,0003,398
Premises and equipment expense$152,0003,313
Additional noninterest expense$499,0002,896
Pre-tax net operating income$820,0002,059
Securities gains (losses)$01,715
Applicable income taxes$190,0001,756
Income before extraordinary items$630,0002,196
Extraordinary gains, net$016
Net income$630,0002,198
Minority interest net income$066
Net income of bank and minority interests.$630,0002,198
Net charge-offs$47,0001,917
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$630,0002,148
2013-12-31 (YTD Data)Rank
Total interest income$7,647,0003,039
Total interest expense$654,0003,901
Net interest income$6,993,0002,909
Provision for loan and lease losses$187,0003,037
Total noninterest income$1,770,0002,322
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$785,0001,680
Trading account gains and fees$0184
Additional Noninterest Income$985,0002,403
Total noninterest expense$5,367,0003,235
Salaries and employee benefits$2,778,0003,279
Premises and equipment expense$612,0003,263
Additional noninterest expense$1,977,0002,993
Pre-tax net operating income$3,209,0002,068
Securities gains (losses)$03,182
Applicable income taxes$750,0001,745
Income before extraordinary items$2,459,0002,220
Extraordinary gains, net$029
Net income$2,459,0002,223
Minority interest net income$090
Net income of bank and minority interests.$2,459,0002,223
Net charge-offs$226,0002,880
Cash dividends$2,000,0001,192
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,459,0002,169
2013-09-30 (YTD Data)Rank
Total interest income$5,756,0003,065
Total interest expense$509,0003,899
Net interest income$5,247,0002,924
Provision for loan and lease losses$157,0002,885
Total noninterest income$1,326,0002,381
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$589,0001,667
Trading account gains and fees$0180
Additional Noninterest Income$737,0002,445
Total noninterest expense$3,863,0003,338
Salaries and employee benefits$1,937,0003,483
Premises and equipment expense$456,0003,313
Additional noninterest expense$1,470,0003,021
Pre-tax net operating income$2,553,0002,018
Securities gains (losses)$03,040
Applicable income taxes$615,0001,713
Income before extraordinary items$1,938,0002,190
Extraordinary gains, net$025
Net income$1,938,0002,196
Minority interest net income$084
Net income of bank and minority interests.$1,938,0002,196
Net charge-offs$105,0003,214
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,938,0002,127
2013-06-30 (YTD Data)Rank
Total interest income$3,855,0003,050
Total interest expense$354,0003,873
Net interest income$3,501,0002,915
Provision for loan and lease losses$127,0002,653
Total noninterest income$865,0002,441
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$384,0001,674
Trading account gains and fees$0157
Additional Noninterest Income$481,0002,526
Total noninterest expense$2,606,0003,325
Salaries and employee benefits$1,302,0003,466
Premises and equipment expense$304,0003,324
Additional noninterest expense$1,000,0002,967
Pre-tax net operating income$1,633,0002,056
Securities gains (losses)$02,791
Applicable income taxes$394,0001,753
Income before extraordinary items$1,239,0002,249
Extraordinary gains, net$022
Net income$1,239,0002,258
Minority interest net income$082
Net income of bank and minority interests.$1,239,0002,256
Net charge-offs$92,0002,836
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,239,0002,162
2013-03-31 (YTD Data)Rank
Total interest income$1,940,0003,066
Total interest expense$189,0003,800
Net interest income$1,751,0002,919
Provision for loan and lease losses$64,0002,555
Total noninterest income$435,0002,443
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$187,0001,700
Trading account gains and fees$0148
Additional Noninterest Income$248,0002,481
Total noninterest expense$1,320,0003,309
Salaries and employee benefits$654,0003,496
Premises and equipment expense$161,0003,225
Additional noninterest expense$505,0002,961
Pre-tax net operating income$802,0002,040
Securities gains (losses)$01,966
Applicable income taxes$193,0001,753
Income before extraordinary items$609,0002,234
Extraordinary gains, net$010
Net income$609,0002,236
Minority interest net income$076
Net income of bank and minority interests.$609,0002,236
Net charge-offs$93,0001,957
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$609,0002,154
2012-12-31 (YTD Data)Rank
Total interest income$8,464,0002,963
Total interest expense$942,0003,753
Net interest income$7,522,0002,805
Provision for loan and lease losses$258,0003,583
Total noninterest income$1,708,0002,423
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$832,0001,646
Trading account gains and fees$0166
Additional Noninterest Income$876,0002,549
Total noninterest expense$5,513,0003,230
Salaries and employee benefits$2,972,0003,146
Premises and equipment expense$613,0003,332
Additional noninterest expense$1,928,0003,178
Pre-tax net operating income$3,459,0001,840
Securities gains (losses)$03,810
Applicable income taxes$713,0001,820
Income before extraordinary items$2,746,0002,009
Extraordinary gains, net$029
Net income$2,746,0002,008
Minority interest net income$093
Net income of bank and minority interests.$2,746,0002,010
Net charge-offs$635,0002,339
Cash dividends$2,000,0001,202
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,746,0001,902
2012-09-30 (YTD Data)Rank
Total interest income$6,435,0002,985
Total interest expense$734,0003,788
Net interest income$5,701,0002,815
Provision for loan and lease losses$198,0003,547
Total noninterest income$1,301,0002,402
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$626,0001,656
Trading account gains and fees$0157
Additional Noninterest Income$675,0002,518
Total noninterest expense$4,003,0003,337
Salaries and employee benefits$2,098,0003,311
Premises and equipment expense$473,0003,302
Additional noninterest expense$1,432,0003,230
Pre-tax net operating income$2,801,0001,786
Securities gains (losses)$03,575
Applicable income taxes$703,0001,582
Income before extraordinary items$2,098,0002,020
Extraordinary gains, net$020
Net income$2,098,0002,018
Minority interest net income$086
Net income of bank and minority interests.$2,098,0002,021
Net charge-offs$591,0001,991
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,098,0001,901
2012-06-30 (YTD Data)Rank
Total interest income$4,356,0002,983
Total interest expense$509,0003,787
Net interest income$3,847,0002,797
Provision for loan and lease losses$138,0003,481
Total noninterest income$870,0002,369
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$417,0001,645
Trading account gains and fees$0153
Additional Noninterest Income$453,0002,468
Total noninterest expense$2,693,0003,331
Salaries and employee benefits$1,398,0003,321
Premises and equipment expense$317,0003,300
Additional noninterest expense$978,0003,186
Pre-tax net operating income$1,886,0001,765
Securities gains (losses)$03,178
Applicable income taxes$336,0001,930
Income before extraordinary items$1,550,0001,834
Extraordinary gains, net$019
Net income$1,550,0001,832
Minority interest net income$084
Net income of bank and minority interests.$1,550,0001,834
Net charge-offs$584,0001,626
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,550,0001,746
2012-03-31 (YTD Data)Rank
Total interest income$2,220,0002,963
Total interest expense$266,0003,788
Net interest income$1,954,0002,778
Provision for loan and lease losses$71,0003,340
Total noninterest income$448,0002,324
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$204,0001,659
Trading account gains and fees$0148
Additional Noninterest Income$244,0002,374
Total noninterest expense$1,356,0003,319
Salaries and employee benefits$711,0003,303
Premises and equipment expense$156,0003,367
Additional noninterest expense$489,0003,143
Pre-tax net operating income$975,0001,723
Securities gains (losses)$02,210
Applicable income taxes$251,0001,487
Income before extraordinary items$724,0001,958
Extraordinary gains, net$019
Net income$724,0001,959
Minority interest net income$078
Net income of bank and minority interests.$724,0001,960
Net charge-offs$81,0002,633
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$724,0001,854
2011-12-31 (YTD Data)Rank
Total interest income$9,395,0002,926
Total interest expense$1,363,0003,672
Net interest income$8,032,0002,719
Provision for loan and lease losses$892,0002,593
Total noninterest income$1,706,0002,247
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$907,0001,606
Trading account gains and fees$0146
Additional Noninterest Income$799,0002,447
Total noninterest expense$5,320,0003,372
Salaries and employee benefits$2,869,0003,224
Premises and equipment expense$540,0003,844
Additional noninterest expense$1,911,0003,262
Pre-tax net operating income$3,526,0001,585
Securities gains (losses)$03,838
Applicable income taxes$995,0001,344
Income before extraordinary items$2,531,0001,858
Extraordinary gains, net$029
Net income$2,531,0001,859
Minority interest net income$096
Net income of bank and minority interests.$2,531,0001,859
Net charge-offs$189,0004,360
Cash dividends$1,800,0001,047
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,531,0001,776
2011-09-30 (YTD Data)Rank
Total interest income$7,110,0002,933
Total interest expense$1,078,0003,651
Net interest income$6,032,0002,724
Provision for loan and lease losses$825,0002,227
Total noninterest income$1,280,0002,236
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$681,0001,607
Trading account gains and fees$0145
Additional Noninterest Income$599,0002,424
Total noninterest expense$3,840,0003,479
Salaries and employee benefits$2,026,0003,358
Premises and equipment expense$373,0004,100
Additional noninterest expense$1,441,0003,257
Pre-tax net operating income$2,647,0001,651
Securities gains (losses)$03,555
Applicable income taxes$653,0001,491
Income before extraordinary items$1,994,0001,841
Extraordinary gains, net$021
Net income$1,994,0001,841
Minority interest net income$087
Net income of bank and minority interests.$1,994,0001,841
Net charge-offs$246,0003,470
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,994,0001,758
2011-06-30 (YTD Data)Rank
Total interest income$4,756,0002,936
Total interest expense$758,0003,634
Net interest income$3,998,0002,738
Provision for loan and lease losses$761,0001,786
Total noninterest income$846,0002,246
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$440,0001,638
Trading account gains and fees$0153
Additional Noninterest Income$406,0002,416
Total noninterest expense$2,553,0003,522
Salaries and employee benefits$1,362,0003,366
Premises and equipment expense$241,0004,209
Additional noninterest expense$950,0003,331
Pre-tax net operating income$1,530,0001,851
Securities gains (losses)$02,914
Applicable income taxes$357,0001,628
Income before extraordinary items$1,173,0001,994
Extraordinary gains, net$015
Net income$1,173,0001,994
Minority interest net income$089
Net income of bank and minority interests.$1,173,0001,994
Net charge-offs$332,0002,572
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,173,0001,925
2011-03-31 (YTD Data)Rank
Total interest income$2,422,0002,905
Total interest expense$396,0003,629
Net interest income$2,026,0002,700
Provision for loan and lease losses$351,0001,779
Total noninterest income$420,0002,273
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$211,0001,670
Trading account gains and fees$0158
Additional Noninterest Income$209,0002,409
Total noninterest expense$1,265,0003,547
Salaries and employee benefits$680,0003,385
Premises and equipment expense$123,0004,213
Additional noninterest expense$462,0003,381
Pre-tax net operating income$830,0001,723
Securities gains (losses)$01,772
Applicable income taxes$202,0001,501
Income before extraordinary items$628,0001,840
Extraordinary gains, net$09
Net income$628,0001,839
Minority interest net income$086
Net income of bank and minority interests.$628,0001,840
Net charge-offs$288,0001,794
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$628,0001,789
2010-12-31 (YTD Data)Rank
Total interest income$10,324,0002,881
Total interest expense$1,976,0003,606
Net interest income$8,348,0002,622
Provision for loan and lease losses$761,0003,461
Total noninterest income$1,766,0002,259
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$977,0001,532
Trading account gains and fees$0175
Additional Noninterest Income$789,0002,516
Total noninterest expense$5,250,0003,468
Salaries and employee benefits$2,973,0003,144
Premises and equipment expense$491,0004,233
Additional noninterest expense$1,786,0003,553
Pre-tax net operating income$4,103,0001,238
Securities gains (losses)$03,793
Applicable income taxes$1,083,0001,155
Income before extraordinary items$3,020,0001,394
Extraordinary gains, net$029
Net income$3,020,0001,397
Minority interest net income$0111
Net income of bank and minority interests.$3,020,0001,398
Net charge-offs$161,0004,982
Cash dividends$2,600,000627
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,020,0001,350
2010-09-30 (YTD Data)Rank
Total interest income$7,804,0002,909
Total interest expense$1,537,0003,646
Net interest income$6,267,0002,650
Provision for loan and lease losses$194,0004,932
Total noninterest income$1,332,0002,274
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$737,0001,573
Trading account gains and fees$0165
Additional Noninterest Income$595,0002,496
Total noninterest expense$3,699,0003,660
Salaries and employee benefits$1,996,0003,444
Premises and equipment expense$377,0004,231
Additional noninterest expense$1,326,0003,553
Pre-tax net operating income$3,706,0001,100
Securities gains (losses)$03,651
Applicable income taxes$1,020,000986
Income before extraordinary items$2,686,0001,242
Extraordinary gains, net$023
Net income$2,686,0001,246
Minority interest net income$0110
Net income of bank and minority interests.$2,686,0001,246
Net charge-offs$95,0004,955
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,686,0001,197
2010-06-30 (YTD Data)Rank
Total interest income$5,218,0002,936
Total interest expense$1,059,0003,654
Net interest income$4,159,0002,661
Provision for loan and lease losses$130,0004,798
Total noninterest income$894,0002,199
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$482,0001,608
Trading account gains and fees$0152
Additional Noninterest Income$412,0002,380
Total noninterest expense$2,479,0003,644
Salaries and employee benefits$1,330,0003,468
Premises and equipment expense$251,0004,271
Additional noninterest expense$898,0003,483
Pre-tax net operating income$2,444,0001,091
Securities gains (losses)$03,184
Applicable income taxes$674,000965
Income before extraordinary items$1,770,0001,254
Extraordinary gains, net$019
Net income$1,770,0001,255
Minority interest net income$0105
Net income of bank and minority interests.$1,770,0001,255
Net charge-offs$77,0004,511
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,770,0001,213
2010-03-31 (YTD Data)Rank
Total interest income$2,609,0002,984
Total interest expense$550,0003,675
Net interest income$2,059,0002,710
Provision for loan and lease losses$67,0004,484
Total noninterest income$424,0002,274
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$231,0001,659
Trading account gains and fees$0175
Additional Noninterest Income$193,0002,453
Total noninterest expense$1,206,0003,745
Salaries and employee benefits$651,0003,582
Premises and equipment expense$120,0004,460
Additional noninterest expense$435,0003,579
Pre-tax net operating income$1,210,0001,093
Securities gains (losses)$02,284
Applicable income taxes$333,000958
Income before extraordinary items$877,0001,245
Extraordinary gains, net$016
Net income$877,0001,248
Minority interest net income$091
Net income of bank and minority interests.$877,0001,247
Net charge-offs$42,0003,871
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$877,0001,213
2009-12-31 (YTD Data)Rank
Total interest income$10,519,0003,106
Total interest expense$2,700,0003,695
Net interest income$7,819,0002,784
Provision for loan and lease losses$242,0005,549
Total noninterest income$1,725,0002,347
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,007,0001,677
Trading account gains and fees$0211
Additional Noninterest Income$718,0002,616
Total noninterest expense$5,143,0003,598
Salaries and employee benefits$2,932,0003,249
Premises and equipment expense$471,0004,531
Additional noninterest expense$1,740,0003,693
Pre-tax net operating income$4,159,0001,002
Securities gains (losses)$03,754
Applicable income taxes$1,082,000912
Income before extraordinary items$3,077,0001,095
Extraordinary gains, net$034
Net income$3,077,0001,093
Minority interest net income$0115
Net income of bank and minority interests.$3,077,0001,094
Net charge-offs$238,0004,784
Cash dividends$2,000,000905
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,077,0001,092
2009-09-30 (YTD Data)Rank
Total interest income$7,899,0003,146
Total interest expense$2,085,0003,756
Net interest income$5,814,0002,818
Provision for loan and lease losses$172,0005,363
Total noninterest income$1,289,0002,403
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$749,0001,690
Trading account gains and fees$0212
Additional Noninterest Income$540,0002,695
Total noninterest expense$3,652,0003,775
Salaries and employee benefits$1,996,0003,543
Premises and equipment expense$357,0004,559
Additional noninterest expense$1,299,0003,655
Pre-tax net operating income$3,279,0001,000
Securities gains (losses)$03,497
Applicable income taxes$871,000934
Income before extraordinary items$2,408,0001,130
Extraordinary gains, net$027
Net income$2,408,0001,128
Minority interest net income$0118
Net income of bank and minority interests.$2,408,0001,130
Net charge-offs$149,0004,617
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,408,0001,115
2009-06-30 (YTD Data)Rank
Total interest income$5,281,0003,159
Total interest expense$1,413,0003,822
Net interest income$3,868,0002,807
Provision for loan and lease losses$101,0005,293
Total noninterest income$853,0002,427
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$489,0001,705
Trading account gains and fees$0193
Additional Noninterest Income$364,0002,688
Total noninterest expense$2,481,0003,748
Salaries and employee benefits$1,337,0003,584
Premises and equipment expense$239,0004,576
Additional noninterest expense$905,0003,544
Pre-tax net operating income$2,139,0001,053
Securities gains (losses)$03,136
Applicable income taxes$578,000960
Income before extraordinary items$1,561,0001,201
Extraordinary gains, net$021
Net income$1,561,0001,199
Minority interest net income$0112
Net income of bank and minority interests.$1,561,0001,200
Net charge-offs$75,0004,536
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,561,0001,174
2009-03-31 (YTD Data)Rank
Total interest income$2,643,0003,188
Total interest expense$708,0003,919
Net interest income$1,935,0002,789
Provision for loan and lease losses$30,0005,394
Total noninterest income$424,0002,393
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$238,0001,700
Trading account gains and fees$0171
Additional Noninterest Income$186,0002,614
Total noninterest expense$1,181,0003,811
Salaries and employee benefits$666,0003,616
Premises and equipment expense$129,0004,416
Additional noninterest expense$386,0003,675
Pre-tax net operating income$1,148,0001,110
Securities gains (losses)$02,434
Applicable income taxes$322,0001,004
Income before extraordinary items$826,0001,335
Extraordinary gains, net$015
Net income$826,0001,336
Minority interest net income$0102
Net income of bank and minority interests.$826,0001,337
Net charge-offs$18,0004,403
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$826,0001,259
2008-12-31 (YTD Data)Rank
Total interest income$11,170,0003,231
Total interest expense$3,912,0003,563
Net interest income$7,258,0002,949
Provision for loan and lease losses$348,0004,379
Total noninterest income$1,926,0002,199
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,070,0001,664
Trading account gains and fees$0154
Additional Noninterest Income$856,0002,362
Total noninterest expense$4,917,0003,616
Salaries and employee benefits$2,653,0003,599
Premises and equipment expense$544,0004,240
Additional noninterest expense$1,720,0003,261
Pre-tax net operating income$3,919,0001,394
Securities gains (losses)$03,220
Applicable income taxes$1,047,0001,162
Income before extraordinary items$2,872,0001,422
Extraordinary gains, net$039
Net income$2,872,0001,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0005,024
Cash dividends$2,000,0001,337
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,872,0001,520
2008-09-30 (YTD Data)Rank
Total interest income$8,441,0003,270
Total interest expense$3,067,0003,568
Net interest income$5,374,0003,008
Provision for loan and lease losses$201,0004,196
Total noninterest income$1,504,0002,210
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$811,0001,647
Trading account gains and fees$0148
Additional Noninterest Income$693,0002,330
Total noninterest expense$3,555,0003,706
Salaries and employee benefits$1,854,0003,837
Premises and equipment expense$418,0004,158
Additional noninterest expense$1,283,0003,194
Pre-tax net operating income$3,122,0001,566
Securities gains (losses)$03,106
Applicable income taxes$829,0001,337
Income before extraordinary items$2,293,0001,580
Extraordinary gains, net$031
Net income$2,293,0001,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,648
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,293,0001,666
2008-06-30 (YTD Data)Rank
Total interest income$5,633,0003,324
Total interest expense$2,126,0003,594
Net interest income$3,507,0003,049
Provision for loan and lease losses$134,0003,830
Total noninterest income$1,056,0002,149
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$530,0001,666
Trading account gains and fees$0149
Additional Noninterest Income$526,0002,165
Total noninterest expense$2,396,0003,708
Salaries and employee benefits$1,234,0003,883
Premises and equipment expense$285,0004,115
Additional noninterest expense$877,0003,084
Pre-tax net operating income$2,033,0001,671
Securities gains (losses)$03,233
Applicable income taxes$520,0001,553
Income before extraordinary items$1,513,0001,792
Extraordinary gains, net$021
Net income$1,513,0001,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,590
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,513,0001,768
2008-03-31 (YTD Data)Rank
Total interest income$2,816,0003,408
Total interest expense$1,126,0003,609
Net interest income$1,690,0003,170
Provision for loan and lease losses$70,0003,305
Total noninterest income$614,0001,919
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$263,0001,645
Trading account gains and fees$0158
Additional Noninterest Income$351,0001,776
Total noninterest expense$1,239,0003,606
Salaries and employee benefits$608,0003,930
Premises and equipment expense$147,0004,044
Additional noninterest expense$484,0002,805
Pre-tax net operating income$995,0001,795
Securities gains (losses)$02,688
Applicable income taxes$222,0001,834
Income before extraordinary items$773,0001,868
Extraordinary gains, net$015
Net income$773,0001,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,243
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$773,0001,806
2007-12-31 (YTD Data)Rank
Total interest income$11,163,0003,488
Total interest expense$4,624,0003,656
Net interest income$6,539,0003,279
Provision for loan and lease losses$322,0003,067
Total noninterest income$1,732,0002,450
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,138,0001,576
Trading account gains and fees$0178
Additional Noninterest Income$594,0003,015
Total noninterest expense$4,752,0003,587
Salaries and employee benefits$2,606,0003,606
Premises and equipment expense$534,0004,179
Additional noninterest expense$1,612,0003,222
Pre-tax net operating income$3,197,0002,347
Securities gains (losses)$02,146
Applicable income taxes$865,0002,043
Income before extraordinary items$2,332,0002,517
Extraordinary gains, net$039
Net income$2,332,0002,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0002,628
Cash dividends$2,000,0001,596
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,332,0002,508
2007-09-30 (YTD Data)Rank
Total interest income$8,310,0003,512
Total interest expense$3,467,0003,666
Net interest income$4,843,0003,318
Provision for loan and lease losses$201,0002,990
Total noninterest income$1,269,0002,494
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$833,0001,590
Trading account gains and fees$0184
Additional Noninterest Income$436,0003,055
Total noninterest expense$3,429,0003,686
Salaries and employee benefits$1,811,0003,813
Premises and equipment expense$413,0004,067
Additional noninterest expense$1,205,0003,183
Pre-tax net operating income$2,482,0002,452
Securities gains (losses)$01,655
Applicable income taxes$681,0002,120
Income before extraordinary items$1,801,0002,589
Extraordinary gains, net$033
Net income$1,801,0002,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,280
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,801,0002,569
2007-06-30 (YTD Data)Rank
Total interest income$5,468,0003,550
Total interest expense$2,279,0003,705
Net interest income$3,189,0003,375
Provision for loan and lease losses$134,0002,829
Total noninterest income$837,0002,520
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$545,0001,619
Trading account gains and fees$0168
Additional Noninterest Income$292,0003,058
Total noninterest expense$2,296,0003,702
Salaries and employee benefits$1,210,0003,846
Premises and equipment expense$278,0004,068
Additional noninterest expense$808,0003,167
Pre-tax net operating income$1,596,0002,577
Securities gains (losses)$01,444
Applicable income taxes$438,0002,251
Income before extraordinary items$1,158,0002,710
Extraordinary gains, net$029
Net income$1,158,0002,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,059
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,158,0002,697
2007-03-31 (YTD Data)Rank
Total interest income$2,697,0003,579
Total interest expense$1,124,0003,700
Net interest income$1,573,0003,420
Provision for loan and lease losses$70,0002,576
Total noninterest income$400,0002,567
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$257,0001,673
Trading account gains and fees$0195
Additional Noninterest Income$143,0003,106
Total noninterest expense$1,170,0003,640
Salaries and employee benefits$612,0003,841
Premises and equipment expense$144,0003,967
Additional noninterest expense$414,0003,082
Pre-tax net operating income$733,0002,715
Securities gains (losses)$01,187
Applicable income taxes$198,0002,416
Income before extraordinary items$535,0002,866
Extraordinary gains, net$022
Net income$535,0002,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0001,351
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$535,0002,853
2006-12-31 (YTD Data)Rank
Total interest income$10,645,0003,418
Total interest expense$4,035,0003,575
Net interest income$6,610,0003,270
Provision for loan and lease losses$282,0002,902
Total noninterest income$1,648,0002,535
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,164,0001,531
Trading account gains and fees$0130
Additional Noninterest Income$484,0003,393
Total noninterest expense$4,727,0003,501
Salaries and employee benefits$2,605,0003,503
Premises and equipment expense$551,0004,002
Additional noninterest expense$1,571,0003,169
Pre-tax net operating income$3,249,0002,639
Securities gains (losses)$01,687
Applicable income taxes$940,0002,290
Income before extraordinary items$2,309,0002,785
Extraordinary gains, net$051
Net income$2,309,0002,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,558
Cash dividends$2,100,0001,457
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,309,0002,777
2006-09-30 (YTD Data)Rank
Total interest income$7,913,0003,408
Total interest expense$2,941,0003,563
Net interest income$4,972,0003,287
Provision for loan and lease losses$212,0002,775
Total noninterest income$1,243,0002,537
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$875,0001,538
Trading account gains and fees$0126
Additional Noninterest Income$368,0003,348
Total noninterest expense$3,437,0003,585
Salaries and employee benefits$1,829,0003,674
Premises and equipment expense$424,0003,950
Additional noninterest expense$1,184,0003,174
Pre-tax net operating income$2,566,0002,600
Securities gains (losses)$01,388
Applicable income taxes$722,0002,350
Income before extraordinary items$1,844,0002,748
Extraordinary gains, net$045
Net income$1,844,0002,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,608
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,844,0002,731
2006-06-30 (YTD Data)Rank
Total interest income$5,228,0003,384
Total interest expense$1,916,0003,497
Net interest income$3,312,0003,288
Provision for loan and lease losses$141,0002,751
Total noninterest income$815,0002,560
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$567,0001,558
Trading account gains and fees$0126
Additional Noninterest Income$248,0003,342
Total noninterest expense$2,292,0003,587
Salaries and employee benefits$1,217,0003,706
Premises and equipment expense$276,0004,032
Additional noninterest expense$799,0003,135
Pre-tax net operating income$1,694,0002,625
Securities gains (losses)$01,185
Applicable income taxes$478,0002,385
Income before extraordinary items$1,216,0002,772
Extraordinary gains, net$039
Net income$1,216,0002,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,216,0002,758
2006-03-31 (YTD Data)Rank
Total interest income$2,578,0003,364
Total interest expense$925,0003,458
Net interest income$1,653,0003,275
Provision for loan and lease losses$70,0002,616
Total noninterest income$381,0002,623
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$262,0001,624
Trading account gains and fees$0115
Additional Noninterest Income$119,0003,396
Total noninterest expense$1,150,0003,594
Salaries and employee benefits$612,0003,705
Premises and equipment expense$150,0003,796
Additional noninterest expense$388,0003,210
Pre-tax net operating income$814,0002,670
Securities gains (losses)$0955
Applicable income taxes$221,0002,468
Income before extraordinary items$593,0002,764
Extraordinary gains, net$021
Net income$593,0002,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,099
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$593,0002,747
2005-12-31 (YTD Data)Rank
Total interest income$10,301,0003,079
Total interest expense$2,978,0003,349
Net interest income$7,323,0002,927
Provision for loan and lease losses$346,0002,548
Total noninterest income$1,790,0002,387
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,271,0001,382
Trading account gains and fees$0138
Additional Noninterest Income$519,0003,309
Total noninterest expense$4,725,0003,394
Salaries and employee benefits$2,537,0003,437
Premises and equipment expense$599,0003,664
Additional noninterest expense$1,589,0003,087
Pre-tax net operating income$4,042,0002,207
Securities gains (losses)$02,296
Applicable income taxes$1,180,0002,031
Income before extraordinary items$2,862,0002,343
Extraordinary gains, net$046
Net income$2,862,0002,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,766
Cash dividends$2,600,0001,164
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,862,0002,311
2005-09-30 (YTD Data)Rank
Total interest income$7,682,0003,044
Total interest expense$2,116,0003,351
Net interest income$5,566,0002,873
Provision for loan and lease losses$201,0002,946
Total noninterest income$1,343,0002,396
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$956,0001,366
Trading account gains and fees$0126
Additional Noninterest Income$387,0003,335
Total noninterest expense$3,387,0003,490
Salaries and employee benefits$1,760,0003,636
Premises and equipment expense$434,0003,740
Additional noninterest expense$1,193,0003,055
Pre-tax net operating income$3,321,0002,060
Securities gains (losses)$02,317
Applicable income taxes$979,0001,909
Income before extraordinary items$2,342,0002,190
Extraordinary gains, net$035
Net income$2,342,0002,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,917
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,342,0002,150
2005-06-30 (YTD Data)Rank
Total interest income$5,091,0002,989
Total interest expense$1,328,0003,366
Net interest income$3,763,0002,797
Provision for loan and lease losses$131,0002,888
Total noninterest income$880,0002,392
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$621,0001,364
Trading account gains and fees$0116
Additional Noninterest Income$259,0003,319
Total noninterest expense$2,269,0003,448
Salaries and employee benefits$1,171,0003,635
Premises and equipment expense$278,0003,838
Additional noninterest expense$820,0002,956
Pre-tax net operating income$2,243,0001,994
Securities gains (losses)$02,146
Applicable income taxes$667,0001,853
Income before extraordinary items$1,576,0002,140
Extraordinary gains, net$030
Net income$1,576,0002,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0002,505
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,576,0002,107
2005-03-31 (YTD Data)Rank
Total interest income$2,535,0002,962
Total interest expense$630,0003,384
Net interest income$1,905,0002,775
Provision for loan and lease losses$60,0002,830
Total noninterest income$427,0002,393
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$288,0001,430
Trading account gains and fees$0115
Additional Noninterest Income$139,0003,113
Total noninterest expense$1,155,0003,418
Salaries and employee benefits$580,0003,666
Premises and equipment expense$139,0003,869
Additional noninterest expense$436,0002,779
Pre-tax net operating income$1,117,0001,980
Securities gains (losses)$01,685
Applicable income taxes$330,0001,849
Income before extraordinary items$787,0002,111
Extraordinary gains, net$024
Net income$787,0002,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0001,709
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$787,0002,078
2004-12-31 (YTD Data)Rank
Total interest income$10,602,0002,673
Total interest expense$2,324,0003,229
Net interest income$8,278,0002,475
Provision for loan and lease losses$315,0002,812
Total noninterest income$1,610,0002,554
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,190,0001,480
Trading account gains and fees$0138
Additional Noninterest Income$420,0003,632
Total noninterest expense$4,751,0003,274
Salaries and employee benefits$2,479,0003,371
Premises and equipment expense$573,0003,670
Additional noninterest expense$1,699,0002,806
Pre-tax net operating income$4,822,0001,756
Securities gains (losses)$03,819
Applicable income taxes$1,437,0001,659
Income before extraordinary items$3,385,0001,864
Extraordinary gains, net$034
Net income$3,385,0001,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0002,007
Cash dividends$2,600,0001,084
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,385,0001,824
2004-09-30 (YTD Data)Rank
Total interest income$8,022,0002,626
Total interest expense$1,739,0003,186
Net interest income$6,283,0002,408
Provision for loan and lease losses$180,0003,152
Total noninterest income$1,208,0002,564
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$891,0001,496
Trading account gains and fees$0134
Additional Noninterest Income$317,0003,633
Total noninterest expense$3,425,0003,349
Salaries and employee benefits$1,725,0003,553
Premises and equipment expense$426,0003,705
Additional noninterest expense$1,274,0002,755
Pre-tax net operating income$3,886,0001,655
Securities gains (losses)$03,710
Applicable income taxes$1,164,0001,578
Income before extraordinary items$2,722,0001,774
Extraordinary gains, net$026
Net income$2,722,0001,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,525
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,722,0001,725
2004-06-30 (YTD Data)Rank
Total interest income$5,381,0002,589
Total interest expense$1,164,0003,159
Net interest income$4,217,0002,371
Provision for loan and lease losses$120,0003,090
Total noninterest income$766,0002,661
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$585,0001,502
Trading account gains and fees$0130
Additional Noninterest Income$181,0003,955
Total noninterest expense$2,228,0003,441
Salaries and employee benefits$1,142,0003,587
Premises and equipment expense$264,0003,904
Additional noninterest expense$822,0002,870
Pre-tax net operating income$2,635,0001,595
Securities gains (losses)$03,413
Applicable income taxes$793,0001,537
Income before extraordinary items$1,842,0001,727
Extraordinary gains, net$021
Net income$1,842,0001,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,135
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,842,0001,673
2004-03-31 (YTD Data)Rank
Total interest income$2,722,0002,563
Total interest expense$596,0003,135
Net interest income$2,126,0002,346
Provision for loan and lease losses$60,0002,918
Total noninterest income$366,0002,701
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$271,0001,580
Trading account gains and fees$0121
Additional Noninterest Income$95,0003,820
Total noninterest expense$1,083,0003,532
Salaries and employee benefits$555,0003,694
Premises and equipment expense$124,0004,137
Additional noninterest expense$404,0002,883
Pre-tax net operating income$1,349,0001,536
Securities gains (losses)$02,934
Applicable income taxes$408,0001,521
Income before extraordinary items$941,0001,680
Extraordinary gains, net$016
Net income$941,0001,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,731
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$941,0001,594
2003-12-31 (YTD Data)Rank
Total interest income$11,561,0002,461
Total interest expense$3,039,0002,832
Net interest income$8,522,0002,274
Provision for loan and lease losses$415,0002,514
Total noninterest income$1,409,0002,972
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,197,0001,441
Trading account gains and fees$0160
Additional Noninterest Income$212,0005,175
Total noninterest expense$4,384,0003,423
Salaries and employee benefits$2,310,0003,489
Premises and equipment expense$537,0003,849
Additional noninterest expense$1,537,0003,012
Pre-tax net operating income$5,132,0001,579
Securities gains (losses)$04,500
Applicable income taxes$1,590,0001,545
Income before extraordinary items$3,542,0001,757
Extraordinary gains, net$054
Net income$3,542,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$761,0001,146
Cash dividends$2,600,0001,125
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,542,0001,677
2003-09-30 (YTD Data)Rank
Total interest income$8,784,0002,476
Total interest expense$2,384,0002,811
Net interest income$6,400,0002,283
Provision for loan and lease losses$175,0003,642
Total noninterest income$1,029,0003,071
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$890,0001,469
Trading account gains and fees$0153
Additional Noninterest Income$139,0005,488
Total noninterest expense$3,158,0003,543
Salaries and employee benefits$1,608,0003,692
Premises and equipment expense$412,0003,767
Additional noninterest expense$1,138,0003,037
Pre-tax net operating income$4,096,0001,547
Securities gains (losses)$04,204
Applicable income taxes$1,267,0001,540
Income before extraordinary items$2,829,0001,702
Extraordinary gains, net$040
Net income$2,829,0001,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$696,000902
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,829,0001,610
2003-06-30 (YTD Data)Rank
Total interest income$5,963,0002,454
Total interest expense$1,651,0002,792
Net interest income$4,312,0002,259
Provision for loan and lease losses$115,0003,633
Total noninterest income$696,0003,025
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$582,0001,477
Trading account gains and fees$0150
Additional Noninterest Income$114,0005,091
Total noninterest expense$2,104,0003,536
Salaries and employee benefits$1,067,0003,708
Premises and equipment expense$279,0003,707
Additional noninterest expense$758,0003,009
Pre-tax net operating income$2,789,0001,501
Securities gains (losses)$03,782
Applicable income taxes$859,0001,528
Income before extraordinary items$1,930,0001,682
Extraordinary gains, net$030
Net income$1,930,0001,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,574
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,930,0001,575
2003-03-31 (YTD Data)Rank
Total interest income$3,015,0002,435
Total interest expense$841,0002,810
Net interest income$2,174,0002,237
Provision for loan and lease losses$55,0003,535
Total noninterest income$329,0003,046
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$276,0001,508
Trading account gains and fees$0134
Additional Noninterest Income$53,0005,163
Total noninterest expense$980,0003,727
Salaries and employee benefits$528,0003,737
Premises and equipment expense$136,0003,779
Additional noninterest expense$316,0003,497
Pre-tax net operating income$1,468,0001,456
Securities gains (losses)$02,891
Applicable income taxes$462,0001,467
Income before extraordinary items$1,006,0001,602
Extraordinary gains, net$021
Net income$1,006,0001,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,771
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,006,0001,500
2002-12-31 (YTD Data)Rank
Total interest income$12,928,0002,381
Total interest expense$4,500,0002,468
Net interest income$8,428,0002,302
Provision for loan and lease losses$765,0001,700
Total noninterest income$1,434,0002,706
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,218,0001,339
Trading account gains and fees$0153
Additional Noninterest Income$216,0004,864
Total noninterest expense$3,901,0003,626
Salaries and employee benefits$2,176,0003,487
Premises and equipment expense$515,0003,856
Additional noninterest expense$1,210,0003,590
Pre-tax net operating income$5,196,0001,576
Securities gains (losses)$04,537
Applicable income taxes$1,641,0001,526
Income before extraordinary items$3,555,0001,680
Extraordinary gains, net$070
Net income$3,555,0001,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,486
Cash dividends$2,600,0001,052
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,555,0001,630
2001-12-31 (YTD Data)Rank
Total interest income$15,514,0002,209
Total interest expense$7,909,0002,038
Net interest income$7,605,0002,356
Provision for loan and lease losses$350,0002,901
Total noninterest income$1,284,0002,799
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,112,0001,352
Trading account gains and fees$0177
Additional Noninterest Income$172,0005,245
Total noninterest expense$3,832,0003,561
Salaries and employee benefits$2,146,0003,388
Premises and equipment expense$487,0003,968
Additional noninterest expense$1,199,0003,502
Pre-tax net operating income$4,707,0001,525
Securities gains (losses)$04,612
Applicable income taxes$1,444,0001,539
Income before extraordinary items$3,263,0001,624
Extraordinary gains, net$0105
Net income$3,263,0001,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,371
Cash dividends$2,600,0001,036
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,263,0001,558
2000-12-31 (YTD Data)Rank
Total interest income$13,623,0002,559
Total interest expense$6,325,0002,643
Net interest income$7,298,0002,432
Provision for loan and lease losses$08,337
Total noninterest income$1,348,0002,539
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,031,0001,315
Trading account gains and fees$0180
Additional Noninterest Income$317,0003,803
Total noninterest expense$3,570,0003,643
Salaries and employee benefits$2,100,0003,326
Premises and equipment expense$408,0004,443
Additional noninterest expense$1,062,0003,810
Pre-tax net operating income$5,076,0001,454
Securities gains (losses)$01,956
Applicable income taxes$1,597,0001,428
Income before extraordinary items$3,479,0001,512
Extraordinary gains, net$038
Net income$3,479,0001,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,481
Cash dividends$3,000,000949
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,479,0001,506
1999-12-31 (YTD Data)Rank
Total interest income$13,044,0002,510
Total interest expense$5,624,0002,614
Net interest income$7,420,0002,375
Provision for loan and lease losses$17,0007,804
Total noninterest income$1,168,0002,752
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$995,0001,317
Trading account gains and fees$0173
Additional Noninterest Income$173,0005,273
Total noninterest expense$3,176,0004,025
Salaries and employee benefits$1,919,0003,572
Premises and equipment expense$394,0004,590
Additional noninterest expense$863,0004,524
Pre-tax net operating income$5,395,0001,410
Securities gains (losses)$03,155
Applicable income taxes$1,719,0001,415
Income before extraordinary items$3,676,0001,464
Extraordinary gains, net$035
Net income$3,676,0001,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,871
Cash dividends$3,250,000907
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,676,0001,440
1998-12-31 (YTD Data)Rank
Total interest income$12,986,0002,516
Total interest expense$5,723,0002,649
Net interest income$7,263,0002,349
Provision for loan and lease losses$23,0007,650
Total noninterest income$979,0003,131
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$798,0001,589
Trading account gains and fees$0224
Additional Noninterest Income$181,0005,217
Total noninterest expense$3,147,0003,946
Salaries and employee benefits$1,830,0003,619
Premises and equipment expense$458,0003,944
Additional noninterest expense$859,0004,447
Pre-tax net operating income$5,072,0001,454
Securities gains (losses)$04,449
Applicable income taxes$1,617,0001,518
Income before extraordinary items$3,455,0001,526
Extraordinary gains, net$032
Net income$3,455,0001,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0003,022
Cash dividends$3,000,000967
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,455,0001,461
1997-12-31 (YTD Data)Rank
Total interest income$12,453,0002,629
Total interest expense$5,467,0002,739
Net interest income$6,986,0002,484
Provision for loan and lease losses$08,829
Total noninterest income$772,0003,691
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$612,0002,144
Trading account gains and fees$0239
Additional Noninterest Income$160,0005,533
Total noninterest expense$3,273,0003,822
Salaries and employee benefits$1,813,0003,616
Premises and equipment expense$514,0003,621
Additional noninterest expense$946,0004,110
Pre-tax net operating income$4,485,0001,709
Securities gains (losses)$03,944
Applicable income taxes$1,391,0001,827
Income before extraordinary items$3,094,0001,720
Extraordinary gains, net$044
Net income$3,094,0001,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,026
Cash dividends$2,500,0001,088
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,094,0001,682
1996-12-31 (YTD Data)Rank
Total interest income$11,836,0002,784
Total interest expense$5,327,0002,848
Net interest income$6,509,0002,726
Provision for loan and lease losses$09,041
Total noninterest income$784,0003,768
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$594,0002,282
Trading account gains and fees$0262
Additional Noninterest Income$190,0005,320
Total noninterest expense$3,020,0004,288
Salaries and employee benefits$1,754,0003,757
Premises and equipment expense$499,0003,790
Additional noninterest expense$767,0005,368
Pre-tax net operating income$4,273,0001,691
Securities gains (losses)$04,148
Applicable income taxes$1,345,0001,777
Income before extraordinary items$2,928,0001,698
Extraordinary gains, net$053
Net income$2,928,0001,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,379
Cash dividends$2,000,0001,264
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,928,0001,662
1995-12-31 (YTD Data)Rank
Total interest income$11,198,0002,969
Total interest expense$4,840,0003,108
Net interest income$6,358,0002,807
Provision for loan and lease losses$08,958
Total noninterest income$763,0003,817
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$598,0002,275
Trading account gains and fees$0522
Additional Noninterest Income$165,0005,697
Total noninterest expense$3,185,0004,078
Salaries and employee benefits$1,793,0003,657
Premises and equipment expense$482,0003,875
Additional noninterest expense$910,0004,724
Pre-tax net operating income$3,936,0001,884
Securities gains (losses)$03,831
Applicable income taxes$1,184,0002,053
Income before extraordinary items$2,752,0001,830
Extraordinary gains, net$065
Net income$2,752,0001,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,210
Cash dividends$960,0002,133
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,752,0001,806
1994-12-31 (YTD Data)Rank
Total interest income$10,600,0002,862
Total interest expense$4,155,0002,937
Net interest income$6,445,0002,806
Provision for loan and lease losses$09,146
Total noninterest income$831,0003,597
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$633,0002,139
Trading account gains and fees$0475
Additional Noninterest Income$198,0005,306
Total noninterest expense$3,224,0004,150
Salaries and employee benefits$1,764,0003,693
Premises and equipment expense$450,0004,151
Additional noninterest expense$1,010,0004,672
Pre-tax net operating income$4,052,0001,751
Securities gains (losses)$03,600
Applicable income taxes$1,184,0001,899
Income before extraordinary items$2,868,0001,711
Extraordinary gains, net$0249
Net income$2,868,0001,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,238
Cash dividends$800,0002,270
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,868,0001,716
1993-12-31 (YTD Data)Rank
Total interest income$10,950,0002,832
Total interest expense$4,192,0003,024
Net interest income$6,758,0002,665
Provision for loan and lease losses$20,0009,046
Total noninterest income$834,0003,856
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$602,0002,295
Trading account gains and fees$0532
Additional Noninterest Income$232,0005,222
Total noninterest expense$3,051,0004,442
Salaries and employee benefits$1,668,0003,881
Premises and equipment expense$436,0004,372
Additional noninterest expense$947,0005,160
Pre-tax net operating income$4,521,0001,545
Securities gains (losses)$07,477
Applicable income taxes$1,307,0001,793
Income before extraordinary items$3,214,0001,586
Extraordinary gains, net$230,000908
Net income$3,444,0001,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0006,048
Cash dividends$800,0002,140
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,214,0001,495
1992-12-31 (YTD Data)Rank
Total interest income$12,025,0002,915
Total interest expense$5,073,0003,271
Net interest income$6,952,0002,612
Provision for loan and lease losses$180,0005,503
Total noninterest income$726,0004,285
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$562,0002,457
Trading account gains and fees$0504
Additional Noninterest Income$164,0006,333
Total noninterest expense$2,935,0004,636
Salaries and employee benefits$1,550,0004,095
Premises and equipment expense$392,0004,871
Additional noninterest expense$993,0005,075
Pre-tax net operating income$4,563,0001,398
Securities gains (losses)$08,369
Applicable income taxes$1,373,0001,561
Income before extraordinary items$3,190,0001,461
Extraordinary gains, net$01,422
Net income$3,190,0001,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0005,008
Cash dividends$800,0001,894
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,190,0001,351

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.