Home > The Laredo National Bank > Income and Expense
The Laredo National Bank, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $254,567,000 | 208 |
| Total interest expense | $118,709,000 | 205 |
| Net interest income | $135,858,000 | 196 |
| Provision for loan and lease losses | $8,184,000 | 282 |
| Total noninterest income | $58,417,000 | 177 |
| Gross Fiduciary activities income | $480,000 | 602 |
| Service charges on deposit accounts | $21,283,000 | 101 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $36,654,000 | 176 |
| Total noninterest expense | $117,911,000 | 197 |
| Salaries and employee benefits | $60,235,000 | 172 |
| Premises and equipment expense | $16,289,000 | 179 |
| Additional noninterest expense | $41,387,000 | 210 |
| Pre-tax net operating income | $68,180,000 | 180 |
| Securities gains (losses) | $221,000 | 423 |
| Applicable income taxes | $23,349,000 | 172 |
| Income before extraordinary items | $45,052,000 | 189 |
| Extraordinary gains, net | $-2,933,000 | 8,526 |
| Net income | $42,119,000 | 195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,129,000 | 228 |
| Cash dividends | $10,000,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $234,000 | 712 |
| Net operating income | $44,906,140 | 190 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $189,338,000 | 204 |
| Total interest expense | $88,465,000 | 204 |
| Net interest income | $100,873,000 | 194 |
| Provision for loan and lease losses | $6,148,000 | 225 |
| Total noninterest income | $42,783,000 | 181 |
| Gross Fiduciary activities income | $367,000 | 589 |
| Service charges on deposit accounts | $15,649,000 | 101 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,767,000 | 179 |
| Total noninterest expense | $90,262,000 | 187 |
| Salaries and employee benefits | $45,858,000 | 172 |
| Premises and equipment expense | $12,745,000 | 173 |
| Additional noninterest expense | $31,659,000 | 196 |
| Pre-tax net operating income | $47,246,000 | 203 |
| Securities gains (losses) | $221,000 | 355 |
| Applicable income taxes | $16,904,000 | 193 |
| Income before extraordinary items | $30,563,000 | 219 |
| Extraordinary gains, net | $-963,000 | 8,550 |
| Net income | $29,600,000 | 226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,933,000 | 171 |
| Cash dividends | $10,000,000 | 327 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 619 |
| Net operating income | $30,421,560 | 218 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $124,829,000 | 220 |
| Total interest expense | $58,058,000 | 221 |
| Net interest income | $66,771,000 | 211 |
| Provision for loan and lease losses | $3,008,000 | 242 |
| Total noninterest income | $28,240,000 | 193 |
| Gross Fiduciary activities income | $234,000 | 610 |
| Service charges on deposit accounts | $10,209,000 | 107 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,797,000 | 194 |
| Total noninterest expense | $61,744,000 | 196 |
| Salaries and employee benefits | $31,003,000 | 182 |
| Premises and equipment expense | $8,221,000 | 187 |
| Additional noninterest expense | $22,520,000 | 192 |
| Pre-tax net operating income | $30,259,000 | 228 |
| Securities gains (losses) | $140,000 | 359 |
| Applicable income taxes | $10,838,000 | 214 |
| Income before extraordinary items | $19,561,000 | 243 |
| Extraordinary gains, net | $-734,000 | 8,607 |
| Net income | $18,827,000 | 252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,808,000 | 180 |
| Cash dividends | $10,000,000 | 252 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 551 |
| Net operating income | $19,471,400 | 241 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $64,148,000 | 212 |
| Total interest expense | $28,544,000 | 222 |
| Net interest income | $35,604,000 | 199 |
| Provision for loan and lease losses | $-118,000 | 8,556 |
| Total noninterest income | $13,490,000 | 193 |
| Gross Fiduciary activities income | $126,000 | 607 |
| Service charges on deposit accounts | $4,666,000 | 111 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,698,000 | 196 |
| Total noninterest expense | $33,658,000 | 179 |
| Salaries and employee benefits | $18,584,000 | 156 |
| Premises and equipment expense | $3,927,000 | 192 |
| Additional noninterest expense | $11,147,000 | 191 |
| Pre-tax net operating income | $15,554,000 | 222 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,513,000 | 214 |
| Income before extraordinary items | $10,041,000 | 234 |
| Extraordinary gains, net | $-493,000 | 8,642 |
| Net income | $9,548,000 | 250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,652,000 | 178 |
| Cash dividends | $10,000,000 | 140 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 417 |
| Net operating income | $10,041,000 | 232 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $229,999,000 | 215 |
| Total interest expense | $95,583,000 | 226 |
| Net interest income | $134,416,000 | 198 |
| Provision for loan and lease losses | $7,367,000 | 177 |
| Total noninterest income | $45,457,000 | 204 |
| Gross Fiduciary activities income | $495,000 | 589 |
| Service charges on deposit accounts | $18,414,000 | 113 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,548,000 | 220 |
| Total noninterest expense | $118,821,000 | 189 |
| Salaries and employee benefits | $54,804,000 | 186 |
| Premises and equipment expense | $18,125,000 | 155 |
| Additional noninterest expense | $45,892,000 | 181 |
| Pre-tax net operating income | $53,685,000 | 265 |
| Securities gains (losses) | $12,000 | 1,037 |
| Applicable income taxes | $17,707,000 | 261 |
| Income before extraordinary items | $35,990,000 | 268 |
| Extraordinary gains, net | $-12,231,000 | 8,676 |
| Net income | $23,759,000 | 364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,675,000 | 181 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $-420,000 | 8,638 |
| Net operating income | $35,981,960 | 266 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $169,274,000 | 227 |
| Total interest expense | $67,190,000 | 238 |
| Net interest income | $102,084,000 | 209 |
| Provision for loan and lease losses | $6,723,000 | 154 |
| Total noninterest income | $32,829,000 | 230 |
| Gross Fiduciary activities income | $375,000 | 585 |
| Service charges on deposit accounts | $13,761,000 | 114 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,693,000 | 241 |
| Total noninterest expense | $89,475,000 | 200 |
| Salaries and employee benefits | $40,503,000 | 198 |
| Premises and equipment expense | $13,634,000 | 164 |
| Additional noninterest expense | $35,338,000 | 182 |
| Pre-tax net operating income | $38,715,000 | 292 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $13,608,000 | 272 |
| Income before extraordinary items | $25,111,000 | 304 |
| Extraordinary gains, net | $-12,765,000 | 8,742 |
| Net income | $12,346,000 | 509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,881,000 | 177 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 8,667 |
| Net operating income | $25,108,400 | 301 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $108,857,000 | 232 |
| Total interest expense | $41,399,000 | 251 |
| Net interest income | $67,458,000 | 217 |
| Provision for loan and lease losses | $4,998,000 | 137 |
| Total noninterest income | $20,821,000 | 240 |
| Gross Fiduciary activities income | $262,000 | 582 |
| Service charges on deposit accounts | $9,003,000 | 118 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,556,000 | 261 |
| Total noninterest expense | $57,923,000 | 209 |
| Salaries and employee benefits | $26,171,000 | 211 |
| Premises and equipment expense | $9,115,000 | 169 |
| Additional noninterest expense | $22,637,000 | 194 |
| Pre-tax net operating income | $25,358,000 | 300 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,884,000 | 285 |
| Income before extraordinary items | $16,474,000 | 307 |
| Extraordinary gains, net | $-12,010,000 | 8,776 |
| Net income | $4,464,000 | 873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,751,000 | 176 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $16,474,000 | 303 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $52,281,000 | 233 |
| Total interest expense | $19,169,000 | 255 |
| Net interest income | $33,112,000 | 221 |
| Provision for loan and lease losses | $2,499,000 | 140 |
| Total noninterest income | $9,065,000 | 264 |
| Gross Fiduciary activities income | $125,000 | 603 |
| Service charges on deposit accounts | $4,469,000 | 112 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,471,000 | 305 |
| Total noninterest expense | $28,409,000 | 210 |
| Salaries and employee benefits | $13,074,000 | 208 |
| Premises and equipment expense | $4,405,000 | 171 |
| Additional noninterest expense | $10,930,000 | 194 |
| Pre-tax net operating income | $11,269,000 | 315 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,946,000 | 300 |
| Income before extraordinary items | $7,323,000 | 327 |
| Extraordinary gains, net | $-9,392,000 | 8,789 |
| Net income | $-2,069,000 | 8,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,423,000 | 171 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $7,323,000 | 325 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $171,743,000 | 238 |
| Total interest expense | $43,232,000 | 315 |
| Net interest income | $128,511,000 | 216 |
| Provision for loan and lease losses | $4,339,000 | 269 |
| Total noninterest income | $28,484,000 | 300 |
| Gross Fiduciary activities income | $317,000 | 686 |
| Service charges on deposit accounts | $14,512,000 | 137 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,655,000 | 357 |
| Total noninterest expense | $142,435,000 | 173 |
| Salaries and employee benefits | $70,122,000 | 158 |
| Premises and equipment expense | $16,580,000 | 177 |
| Additional noninterest expense | $55,733,000 | 178 |
| Pre-tax net operating income | $10,221,000 | 960 |
| Securities gains (losses) | $-1,472,000 | 8,766 |
| Applicable income taxes | $1,244,000 | 1,949 |
| Income before extraordinary items | $7,505,000 | 963 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,505,000 | 963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,894,000 | 253 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $596,000 | 523 |
| Net operating income | $8,770,920 | 811 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $97,731,000 | 301 |
| Total interest expense | $21,728,000 | 399 |
| Net interest income | $76,003,000 | 256 |
| Provision for loan and lease losses | $2,533,000 | 307 |
| Total noninterest income | $14,605,000 | 417 |
| Gross Fiduciary activities income | $189,000 | 741 |
| Service charges on deposit accounts | $7,970,000 | 170 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,446,000 | 476 |
| Total noninterest expense | $92,462,000 | 192 |
| Salaries and employee benefits | $40,243,000 | 198 |
| Premises and equipment expense | $8,545,000 | 237 |
| Additional noninterest expense | $43,674,000 | 176 |
| Pre-tax net operating income | $-4,387,000 | 8,844 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-2,072,000 | 8,849 |
| Income before extraordinary items | $-2,315,000 | 8,833 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,315,000 | 8,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,747,000 | 318 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 8,781 |
| Net operating income | $-2,315,000 | 8,819 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $44,094,000 | 386 |
| Total interest expense | $8,817,000 | 579 |
| Net interest income | $35,277,000 | 336 |
| Provision for loan and lease losses | $1,033,000 | 491 |
| Total noninterest income | $5,822,000 | 561 |
| Gross Fiduciary activities income | $79,000 | 855 |
| Service charges on deposit accounts | $3,152,000 | 260 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,591,000 | 659 |
| Total noninterest expense | $31,288,000 | 317 |
| Salaries and employee benefits | $16,714,000 | 284 |
| Premises and equipment expense | $3,531,000 | 353 |
| Additional noninterest expense | $11,043,000 | 302 |
| Pre-tax net operating income | $8,778,000 | 577 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,147,000 | 534 |
| Income before extraordinary items | $5,631,000 | 641 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,631,000 | 641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $652,000 | 502 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 8,808 |
| Net operating income | $5,631,000 | 623 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $58,249,000 | 186 |
| Total interest expense | $11,134,000 | 262 |
| Net interest income | $47,115,000 | 162 |
| Provision for loan and lease losses | $1,800,000 | 160 |
| Total noninterest income | $14,496,000 | 205 |
| Gross Fiduciary activities income | $115,000 | 613 |
| Service charges on deposit accounts | $3,676,000 | 131 |
| Trading account gains and fees | $-18,000 | 8,906 |
| Additional Noninterest Income | $10,723,000 | 187 |
| Total noninterest expense | $45,710,000 | 155 |
| Salaries and employee benefits | $23,396,000 | 134 |
| Premises and equipment expense | $6,803,000 | 124 |
| Additional noninterest expense | $15,511,000 | 167 |
| Pre-tax net operating income | $14,101,000 | 247 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,859,000 | 241 |
| Income before extraordinary items | $9,242,000 | 253 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $9,242,000 | 253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,357,000 | 191 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $9,242,000 | 251 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $243,325,000 | 172 |
| Total interest expense | $35,054,000 | 268 |
| Net interest income | $208,271,000 | 147 |
| Provision for loan and lease losses | $6,000,000 | 215 |
| Total noninterest income | $28,681,000 | 303 |
| Gross Fiduciary activities income | $446,000 | 604 |
| Service charges on deposit accounts | $15,187,000 | 137 |
| Trading account gains and fees | $-1,199,000 | 8,967 |
| Additional Noninterest Income | $14,247,000 | 336 |
| Total noninterest expense | $183,745,000 | 153 |
| Salaries and employee benefits | $99,842,000 | 118 |
| Premises and equipment expense | $22,962,000 | 138 |
| Additional noninterest expense | $60,941,000 | 167 |
| Pre-tax net operating income | $47,207,000 | 267 |
| Securities gains (losses) | $521,000 | 445 |
| Applicable income taxes | $17,097,000 | 254 |
| Income before extraordinary items | $30,631,000 | 278 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $30,631,000 | 278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,971,000 | 211 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $30,297,560 | 276 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $177,344,000 | 174 |
| Total interest expense | $24,894,000 | 280 |
| Net interest income | $152,450,000 | 149 |
| Provision for loan and lease losses | $4,800,000 | 216 |
| Total noninterest income | $20,817,000 | 318 |
| Gross Fiduciary activities income | $335,000 | 603 |
| Service charges on deposit accounts | $11,223,000 | 142 |
| Trading account gains and fees | $-708,000 | 9,011 |
| Additional Noninterest Income | $9,967,000 | 351 |
| Total noninterest expense | $133,158,000 | 162 |
| Salaries and employee benefits | $73,045,000 | 121 |
| Premises and equipment expense | $16,539,000 | 146 |
| Additional noninterest expense | $43,574,000 | 182 |
| Pre-tax net operating income | $35,309,000 | 268 |
| Securities gains (losses) | $495,000 | 425 |
| Applicable income taxes | $12,732,000 | 260 |
| Income before extraordinary items | $23,072,000 | 284 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $23,072,000 | 285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,927,000 | 222 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $22,755,200 | 277 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $114,795,000 | 177 |
| Total interest expense | $15,965,000 | 288 |
| Net interest income | $98,830,000 | 153 |
| Provision for loan and lease losses | $3,300,000 | 210 |
| Total noninterest income | $13,162,000 | 322 |
| Gross Fiduciary activities income | $223,000 | 606 |
| Service charges on deposit accounts | $7,138,000 | 144 |
| Trading account gains and fees | $-738,000 | 9,063 |
| Additional Noninterest Income | $6,539,000 | 350 |
| Total noninterest expense | $87,099,000 | 165 |
| Salaries and employee benefits | $48,111,000 | 126 |
| Premises and equipment expense | $11,017,000 | 147 |
| Additional noninterest expense | $27,971,000 | 184 |
| Pre-tax net operating income | $21,593,000 | 276 |
| Securities gains (losses) | $357,000 | 435 |
| Applicable income taxes | $7,894,000 | 275 |
| Income before extraordinary items | $14,056,000 | 296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,056,000 | 296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,628,000 | 219 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $13,827,520 | 284 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $54,672,000 | 181 |
| Total interest expense | $7,924,000 | 293 |
| Net interest income | $46,748,000 | 160 |
| Provision for loan and lease losses | $1,800,000 | 204 |
| Total noninterest income | $6,665,000 | 319 |
| Gross Fiduciary activities income | $113,000 | 615 |
| Service charges on deposit accounts | $3,446,000 | 145 |
| Trading account gains and fees | $-62,000 | 9,086 |
| Additional Noninterest Income | $3,168,000 | 353 |
| Total noninterest expense | $40,960,000 | 166 |
| Salaries and employee benefits | $22,746,000 | 132 |
| Premises and equipment expense | $5,625,000 | 145 |
| Additional noninterest expense | $12,589,000 | 189 |
| Pre-tax net operating income | $10,653,000 | 281 |
| Securities gains (losses) | $357,000 | 327 |
| Applicable income taxes | $3,919,000 | 277 |
| Income before extraordinary items | $7,091,000 | 295 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,091,000 | 296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,373,000 | 223 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,862,520 | 281 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $220,976,000 | 182 |
| Total interest expense | $33,034,000 | 300 |
| Net interest income | $187,942,000 | 153 |
| Provision for loan and lease losses | $6,000,000 | 290 |
| Total noninterest income | $27,891,000 | 323 |
| Gross Fiduciary activities income | $485,000 | 572 |
| Service charges on deposit accounts | $13,381,000 | 154 |
| Trading account gains and fees | $326,000 | 102 |
| Additional Noninterest Income | $13,699,000 | 363 |
| Total noninterest expense | $161,726,000 | 167 |
| Salaries and employee benefits | $89,226,000 | 137 |
| Premises and equipment expense | $21,259,000 | 150 |
| Additional noninterest expense | $51,241,000 | 194 |
| Pre-tax net operating income | $48,107,000 | 248 |
| Securities gains (losses) | $7,216,000 | 135 |
| Applicable income taxes | $19,520,000 | 235 |
| Income before extraordinary items | $35,803,000 | 253 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $35,803,000 | 255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,088,000 | 278 |
| Cash dividends | $30,000,000 | 175 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $31,112,600 | 258 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $166,115,000 | 186 |
| Total interest expense | $24,804,000 | 317 |
| Net interest income | $141,311,000 | 156 |
| Provision for loan and lease losses | $4,800,000 | 280 |
| Total noninterest income | $20,397,000 | 342 |
| Gross Fiduciary activities income | $340,000 | 596 |
| Service charges on deposit accounts | $9,971,000 | 159 |
| Trading account gains and fees | $237,000 | 104 |
| Additional Noninterest Income | $9,849,000 | 390 |
| Total noninterest expense | $120,455,000 | 165 |
| Salaries and employee benefits | $67,315,000 | 137 |
| Premises and equipment expense | $14,470,000 | 159 |
| Additional noninterest expense | $38,670,000 | 189 |
| Pre-tax net operating income | $36,453,000 | 258 |
| Securities gains (losses) | $8,102,000 | 118 |
| Applicable income taxes | $16,316,000 | 227 |
| Income before extraordinary items | $28,239,000 | 250 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $28,239,000 | 251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,012,000 | 325 |
| Cash dividends | $30,000,000 | 142 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $23,053,720 | 268 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $107,282,000 | 192 |
| Total interest expense | $16,856,000 | 317 |
| Net interest income | $90,426,000 | 161 |
| Provision for loan and lease losses | $3,301,000 | 272 |
| Total noninterest income | $12,846,000 | 357 |
| Gross Fiduciary activities income | $223,000 | 607 |
| Service charges on deposit accounts | $6,341,000 | 161 |
| Trading account gains and fees | $46,000 | 122 |
| Additional Noninterest Income | $6,236,000 | 403 |
| Total noninterest expense | $78,147,000 | 167 |
| Salaries and employee benefits | $42,519,000 | 141 |
| Premises and equipment expense | $9,616,000 | 160 |
| Additional noninterest expense | $26,012,000 | 189 |
| Pre-tax net operating income | $21,824,000 | 280 |
| Securities gains (losses) | $7,031,000 | 113 |
| Applicable income taxes | $10,639,000 | 232 |
| Income before extraordinary items | $18,216,000 | 259 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $18,216,000 | 260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,631,000 | 384 |
| Cash dividends | $30,000,000 | 97 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $13,716,160 | 287 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $52,168,000 | 198 |
| Total interest expense | $8,431,000 | 326 |
| Net interest income | $43,737,000 | 168 |
| Provision for loan and lease losses | $1,800,000 | 258 |
| Total noninterest income | $6,147,000 | 368 |
| Gross Fiduciary activities income | $106,000 | 629 |
| Service charges on deposit accounts | $3,033,000 | 170 |
| Trading account gains and fees | $123,000 | 89 |
| Additional Noninterest Income | $2,885,000 | 426 |
| Total noninterest expense | $38,117,000 | 171 |
| Salaries and employee benefits | $20,941,000 | 147 |
| Premises and equipment expense | $4,865,000 | 161 |
| Additional noninterest expense | $12,311,000 | 199 |
| Pre-tax net operating income | $9,967,000 | 297 |
| Securities gains (losses) | $1,113,000 | 203 |
| Applicable income taxes | $4,126,000 | 280 |
| Income before extraordinary items | $6,954,000 | 309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,954,000 | 310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $534,000 | 474 |
| Cash dividends | $30,000,000 | 60 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $6,241,680 | 307 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $219,066,000 | 200 |
| Total interest expense | $41,649,000 | 324 |
| Net interest income | $177,417,000 | 170 |
| Provision for loan and lease losses | $6,147,000 | 332 |
| Total noninterest income | $21,523,000 | 382 |
| Gross Fiduciary activities income | $644,000 | 491 |
| Service charges on deposit accounts | $10,046,000 | 190 |
| Trading account gains and fees | $664,000 | 77 |
| Additional Noninterest Income | $10,169,000 | 435 |
| Total noninterest expense | $150,889,000 | 170 |
| Salaries and employee benefits | $81,684,000 | 140 |
| Premises and equipment expense | $17,909,000 | 168 |
| Additional noninterest expense | $51,296,000 | 200 |
| Pre-tax net operating income | $41,904,000 | 272 |
| Securities gains (losses) | $4,223,000 | 175 |
| Applicable income taxes | $16,279,000 | 261 |
| Income before extraordinary items | $29,848,000 | 277 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $29,848,000 | 277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,887,000 | 376 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $27,103,050 | 283 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $202,231,000 | 232 |
| Total interest expense | $73,404,000 | 279 |
| Net interest income | $128,827,000 | 201 |
| Provision for loan and lease losses | $4,694,000 | 369 |
| Total noninterest income | $21,478,000 | 373 |
| Gross Fiduciary activities income | $698,000 | 494 |
| Service charges on deposit accounts | $8,028,000 | 216 |
| Trading account gains and fees | $3,069,000 | 57 |
| Additional Noninterest Income | $9,683,000 | 423 |
| Total noninterest expense | $115,449,000 | 203 |
| Salaries and employee benefits | $60,572,000 | 159 |
| Premises and equipment expense | $16,599,000 | 167 |
| Additional noninterest expense | $38,278,000 | 239 |
| Pre-tax net operating income | $30,162,000 | 312 |
| Securities gains (losses) | $1,547,000 | 298 |
| Applicable income taxes | $11,091,000 | 314 |
| Income before extraordinary items | $20,618,000 | 318 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $20,618,000 | 318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,985,000 | 432 |
| Cash dividends | $23,000,000 | 211 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $19,612,450 | 313 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $188,296,000 | 260 |
| Total interest expense | $84,163,000 | 291 |
| Net interest income | $104,133,000 | 222 |
| Provision for loan and lease losses | $2,888,000 | 477 |
| Total noninterest income | $17,464,000 | 415 |
| Gross Fiduciary activities income | $505,000 | 597 |
| Service charges on deposit accounts | $7,357,000 | 212 |
| Trading account gains and fees | $86,000 | 129 |
| Additional Noninterest Income | $9,516,000 | 431 |
| Total noninterest expense | $85,234,000 | 242 |
| Salaries and employee benefits | $43,908,000 | 197 |
| Premises and equipment expense | $12,926,000 | 201 |
| Additional noninterest expense | $28,400,000 | 278 |
| Pre-tax net operating income | $33,475,000 | 311 |
| Securities gains (losses) | $-1,501,000 | 9,787 |
| Applicable income taxes | $11,872,000 | 304 |
| Income before extraordinary items | $20,102,000 | 336 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $20,102,000 | 336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,583,000 | 415 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 951 |
| Net operating income | $21,062,640 | 319 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $138,518,000 | 318 |
| Total interest expense | $63,847,000 | 322 |
| Net interest income | $74,671,000 | 301 |
| Provision for loan and lease losses | $2,468,000 | 477 |
| Total noninterest income | $9,716,000 | 634 |
| Gross Fiduciary activities income | $343,000 | 743 |
| Service charges on deposit accounts | $6,802,000 | 233 |
| Trading account gains and fees | $-4,468,000 | 4,569 |
| Additional Noninterest Income | $7,039,000 | 534 |
| Total noninterest expense | $63,064,000 | 302 |
| Salaries and employee benefits | $29,464,000 | 266 |
| Premises and equipment expense | $11,579,000 | 225 |
| Additional noninterest expense | $22,021,000 | 340 |
| Pre-tax net operating income | $18,855,000 | 510 |
| Securities gains (losses) | $52,000 | 966 |
| Applicable income taxes | $6,781,000 | 485 |
| Income before extraordinary items | $12,126,000 | 537 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $12,126,000 | 537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,391,000 | 570 |
| Cash dividends | $19,000,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $12,092,720 | 528 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $130,907,000 | 313 |
| Total interest expense | $64,406,000 | 320 |
| Net interest income | $66,501,000 | 320 |
| Provision for loan and lease losses | $-479,000 | 10,409 |
| Total noninterest income | $3,603,000 | 1,161 |
| Gross Fiduciary activities income | $291,000 | 786 |
| Service charges on deposit accounts | $5,667,000 | 248 |
| Trading account gains and fees | $-8,793,000 | 4,463 |
| Additional Noninterest Income | $6,438,000 | 553 |
| Total noninterest expense | $50,242,000 | 345 |
| Salaries and employee benefits | $24,485,000 | 313 |
| Premises and equipment expense | $9,904,000 | 250 |
| Additional noninterest expense | $15,853,000 | 414 |
| Pre-tax net operating income | $20,341,000 | 439 |
| Securities gains (losses) | $6,066,000 | 107 |
| Applicable income taxes | $9,320,000 | 362 |
| Income before extraordinary items | $17,087,000 | 373 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $17,087,000 | 373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,026,000 | 10,442 |
| Cash dividends | $18,000,000 | 265 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,017 |
| Net operating income | $13,144,100 | 443 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $119,874,000 | 348 |
| Total interest expense | $59,430,000 | 345 |
| Net interest income | $60,444,000 | 348 |
| Provision for loan and lease losses | $1,800,000 | 635 |
| Total noninterest income | $15,686,000 | 416 |
| Gross Fiduciary activities income | $347,000 | 773 |
| Service charges on deposit accounts | $4,762,000 | 294 |
| Trading account gains and fees | $-261,000 | 4,495 |
| Additional Noninterest Income | $10,838,000 | 388 |
| Total noninterest expense | $44,974,000 | 364 |
| Salaries and employee benefits | $21,911,000 | 326 |
| Premises and equipment expense | $9,366,000 | 254 |
| Additional noninterest expense | $13,697,000 | 447 |
| Pre-tax net operating income | $29,356,000 | 338 |
| Securities gains (losses) | $988,000 | 279 |
| Applicable income taxes | $10,781,000 | 339 |
| Income before extraordinary items | $19,563,000 | 338 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $19,563,000 | 339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $622,000 | 1,125 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,018 |
| Net operating income | $18,930,680 | 334 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $111,196,000 | 394 |
| Total interest expense | $54,325,000 | 401 |
| Net interest income | $56,871,000 | 398 |
| Provision for loan and lease losses | $1,681,000 | 710 |
| Total noninterest income | $13,228,000 | 494 |
| Gross Fiduciary activities income | $300,000 | 860 |
| Service charges on deposit accounts | $4,320,000 | 350 |
| Trading account gains and fees | $1,369,000 | 93 |
| Additional Noninterest Income | $7,239,000 | 519 |
| Total noninterest expense | $39,846,000 | 462 |
| Salaries and employee benefits | $20,217,000 | 376 |
| Premises and equipment expense | $8,004,000 | 323 |
| Additional noninterest expense | $11,625,000 | 595 |
| Pre-tax net operating income | $28,572,000 | 357 |
| Securities gains (losses) | $676,000 | 346 |
| Applicable income taxes | $10,359,000 | 352 |
| Income before extraordinary items | $18,889,000 | 353 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $18,889,000 | 353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,459 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 11,281 |
| Net operating income | $18,449,600 | 359 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $110,028,000 | 419 |
| Total interest expense | $51,383,000 | 435 |
| Net interest income | $58,645,000 | 402 |
| Provision for loan and lease losses | $5,869,000 | 289 |
| Total noninterest income | $11,158,000 | 560 |
| Gross Fiduciary activities income | $322,000 | 871 |
| Service charges on deposit accounts | $4,173,000 | 383 |
| Trading account gains and fees | $2,624,000 | 88 |
| Additional Noninterest Income | $4,039,000 | 756 |
| Total noninterest expense | $40,286,000 | 465 |
| Salaries and employee benefits | $18,256,000 | 433 |
| Premises and equipment expense | $6,830,000 | 397 |
| Additional noninterest expense | $15,200,000 | 502 |
| Pre-tax net operating income | $23,648,000 | 424 |
| Securities gains (losses) | $-597,000 | 11,822 |
| Applicable income taxes | $8,063,000 | 427 |
| Income before extraordinary items | $14,988,000 | 438 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $14,988,000 | 438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,560,000 | 399 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 10,426 |
| Net operating income | $15,376,050 | 421 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $91,002,000 | 433 |
| Total interest expense | $39,760,000 | 430 |
| Net interest income | $51,242,000 | 434 |
| Provision for loan and lease losses | $783,000 | 1,117 |
| Total noninterest income | $388,000 | 6,252 |
| Gross Fiduciary activities income | $503,000 | 728 |
| Service charges on deposit accounts | $4,326,000 | 363 |
| Trading account gains and fees | $-2,310,000 | 4,954 |
| Additional Noninterest Income | $-2,131,000 | 12,638 |
| Total noninterest expense | $32,632,000 | 545 |
| Salaries and employee benefits | $14,953,000 | 497 |
| Premises and equipment expense | $5,600,000 | 442 |
| Additional noninterest expense | $12,079,000 | 608 |
| Pre-tax net operating income | $18,215,000 | 487 |
| Securities gains (losses) | $840,000 | 188 |
| Applicable income taxes | $6,662,000 | 459 |
| Income before extraordinary items | $12,393,000 | 483 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $12,393,000 | 481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $807,000 | 1,007 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $11,847,000 | 497 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $84,141,000 | 455 |
| Total interest expense | $35,394,000 | 467 |
| Net interest income | $48,747,000 | 444 |
| Provision for loan and lease losses | $2,391,000 | 721 |
| Total noninterest income | $8,707,000 | 674 |
| Gross Fiduciary activities income | $501,000 | 765 |
| Service charges on deposit accounts | $4,031,000 | 379 |
| Trading account gains and fees | $-386,000 | 5,137 |
| Additional Noninterest Income | $4,561,000 | 725 |
| Total noninterest expense | $30,600,000 | 616 |
| Salaries and employee benefits | $14,391,000 | 523 |
| Premises and equipment expense | $4,960,000 | 497 |
| Additional noninterest expense | $11,251,000 | 697 |
| Pre-tax net operating income | $24,461,000 | 348 |
| Securities gains (losses) | $2,458,000 | 270 |
| Applicable income taxes | $9,040,000 | 334 |
| Income before extraordinary items | $17,879,000 | 338 |
| Extraordinary gains, net | $690,000 | 326 |
| Net income | $18,569,000 | 339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 12,163 |
| Cash dividends | $26,000,000 | 148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $16,256,720 | 345 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $84,766,000 | 501 |
| Total interest expense | $41,271,000 | 512 |
| Net interest income | $43,495,000 | 494 |
| Provision for loan and lease losses | $1,634,000 | 1,326 |
| Total noninterest income | $6,767,000 | 784 |
| Gross Fiduciary activities income | $474,000 | 782 |
| Service charges on deposit accounts | $4,024,000 | 374 |
| Trading account gains and fees | $-680,000 | 5,308 |
| Additional Noninterest Income | $2,949,000 | 971 |
| Total noninterest expense | $30,189,000 | 607 |
| Salaries and employee benefits | $12,778,000 | 573 |
| Premises and equipment expense | $4,391,000 | 563 |
| Additional noninterest expense | $13,020,000 | 624 |
| Pre-tax net operating income | $18,439,000 | 366 |
| Securities gains (losses) | $4,129,000 | 244 |
| Applicable income taxes | $7,368,000 | 342 |
| Income before extraordinary items | $15,200,000 | 342 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $15,200,000 | 345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,696,000 | 1,082 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,141 |
| Net operating income | $12,433,570 | 370 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.