Home > The Laredo National Bank > Assets and Liabilities

The Laredo National Bank, Assets and Liabilities

2007-12-31Rank
# of Employees:1,111152
Assets and Liabilities
Total Assets:$4,859,979,000189
Cash and due from depository institutions$131,646,000152
Interest-bearing balances$2,265,0001,794
Securities$1,229,204,000136
Federal funds sold & reverse repurchase agreements$156,220,000128
Net loans & leases$2,531,401,000227
Loan loss allowance$29,206,000232
Trading account assets$0237
Bank premises and fixed assets$107,230,000103
Other real estate owned$9,651,000152
Goodwill and other intangibles$555,273,00063
All other assets$139,354,000204
Life insurance assets$59,110,000125
Total liabilities and capital$4,859,979,000189
Total liabilities$3,935,206,000202
Total deposits$3,746,898,000175
Interest-bearing deposits$3,147,086,000173
Deposits held in domestic offices$3,746,898,000173
% insured0.00%1
Federal funds purchased & repurchase agreements$116,490,000293
Trading liabilities$078
Other borrowed funds$24,575,0001,668
Subordinated debt$0248
All other liabilities$47,243,000235
Total equity capital$924,773,000132
Total bank equity capital$924,773,000132
Perpetual preferred stock$0111
Common stock$6,011,000819
Surplus$862,164,00095
Undivided profits$56,598,000663
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$20,993,000317
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$414,000366
Income earned, not collected on loans$23,314,000201
Earning assets$3,919,090,000205
Long-term assets (5+ years)$765,059,000165
Average Assets, year-to-date$4,599,033,400193
Average Assets, quarterly$4,748,082,500191
Volatile liabilities$1,884,645,000145
Insider loans$77,931,00053
FHLB advances$24,575,0001,578
Loans and leases held for sale$01,738
Unused loan commitments$221,235,000567
Tier 1 (core) risk-based capital$365,559,000212
Tier 2 risk-based capital$30,150,000241
Total risk weighted assets$2,437,297,000253
Total unused commitments$221,235,000567
Derivatives$01,052
2007-09-30Rank
# of Employees:1,145148
Assets and Liabilities
Total Assets:$4,636,186,000194
Cash and due from depository institutions$99,348,000148
Interest-bearing balances$10,055,000541
Securities$1,206,165,000147
Federal funds sold & reverse repurchase agreements$48,800,000279
Net loans & leases$2,463,189,000230
Loan loss allowance$28,511,000211
Trading account assets$0244
Bank premises and fixed assets$114,159,000101
Other real estate owned$6,487,000148
Goodwill and other intangibles$556,293,00061
All other assets$141,745,000201
Life insurance assets$58,608,000126
Total liabilities and capital$4,636,186,000194
Total liabilities$3,722,552,000201
Total deposits$3,553,038,000176
Interest-bearing deposits$2,977,532,000177
Deposits held in domestic offices$3,553,038,000171
% insured0.00%1
Federal funds purchased & repurchase agreements$95,206,000311
Trading liabilities$078
Other borrowed funds$25,683,0001,493
Subordinated debt$0244
All other liabilities$48,625,000244
Total equity capital$913,634,000130
Total bank equity capital$913,634,000130
Perpetual preferred stock$0113
Common stock$6,011,000789
Surplus$862,161,00092
Undivided profits$45,462,000824
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$22,250,000251
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$414,000365
Income earned, not collected on loans$25,310,000196
Earning assets$3,728,209,000202
Long-term assets (5+ years)$803,748,000154
Average Assets, year-to-date$4,533,797,000194
Average Assets, quarterly$4,590,537,000195
Volatile liabilities$1,815,451,000144
Insider loans$161,627,00026
FHLB advances$25,464,0001,420
Loans and leases held for sale$01,751
Unused loan commitments$249,331,000525
Tier 1 (core) risk-based capital$352,350,000218
Tier 2 risk-based capital$29,499,000232
Total risk weighted assets$2,408,895,000249
Total unused commitments$249,331,000525
Derivatives$01,033
2007-06-30Rank
# of Employees:1,183152
Assets and Liabilities
Total Assets:$4,544,888,000204
Cash and due from depository institutions$109,935,000152
Interest-bearing balances$23,096,000273
Securities$1,136,620,000153
Federal funds sold & reverse repurchase agreements$101,100,000187
Net loans & leases$2,380,654,000237
Loan loss allowance$27,496,000223
Trading account assets$0245
Bank premises and fixed assets$119,498,000101
Other real estate owned$9,369,000152
Goodwill and other intangibles$558,970,00060
All other assets$128,742,000219
Life insurance assets$58,375,000130
Total liabilities and capital$4,544,888,000204
Total liabilities$3,649,401,000210
Total deposits$3,460,091,000184
Interest-bearing deposits$2,896,352,000186
Deposits held in domestic offices$3,460,091,000182
% insured0.00%1
Federal funds purchased & repurchase agreements$112,816,000292
Trading liabilities$087
Other borrowed funds$26,341,0001,414
Subordinated debt$0258
All other liabilities$50,153,000236
Total equity capital$895,487,000134
Total bank equity capital$895,487,000134
Perpetual preferred stock$0111
Common stock$6,014,000780
Surplus$862,178,00091
Undivided profits$27,295,0001,366
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,222,000245
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$631,000277
Income earned, not collected on loans$23,838,000206
Earning assets$3,641,470,000215
Long-term assets (5+ years)$610,667,000212
Average Assets, year-to-date$4,499,667,330203
Average Assets, quarterly$4,515,566,000203
Volatile liabilities$1,847,260,000147
Insider loans$152,997,00023
FHLB advances$26,341,0001,333
Loans and leases held for sale$01,802
Unused loan commitments$215,771,000595
Tier 1 (core) risk-based capital$341,020,000231
Tier 2 risk-based capital$28,371,000249
Total risk weighted assets$2,308,244,000263
Total unused commitments$215,771,000595
Derivatives$01,067
2007-03-31Rank
# of Employees:1,204152
Assets and Liabilities
Total Assets:$4,486,244,000204
Cash and due from depository institutions$100,488,000152
Interest-bearing balances$12,368,000525
Securities$1,264,820,000145
Federal funds sold & reverse repurchase agreements$50,000,000383
Net loans & leases$2,251,328,000246
Loan loss allowance$26,381,000227
Trading account assets$0267
Bank premises and fixed assets$119,529,00095
Other real estate owned$8,939,000152
Goodwill and other intangibles$561,777,00058
All other assets$129,363,000215
Life insurance assets$57,827,000130
Total liabilities and capital$4,486,244,000204
Total liabilities$3,594,753,000216
Total deposits$3,410,826,000185
Interest-bearing deposits$2,810,572,000185
Deposits held in domestic offices$3,410,826,000182
% insured0.00%1
Federal funds purchased & repurchase agreements$115,575,000275
Trading liabilities$089
Other borrowed funds$27,217,0001,330
Subordinated debt$0262
All other liabilities$41,135,000276
Total equity capital$891,491,000132
Total bank equity capital$891,491,000132
Perpetual preferred stock$0113
Common stock$6,015,000762
Surplus$862,155,00089
Undivided profits$23,321,0001,586
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,670,000233
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$540,000305
Income earned, not collected on loans$22,059,000213
Earning assets$3,578,516,000216
Long-term assets (5+ years)$646,282,000193
Average Assets, year-to-date$4,477,057,000202
Average Assets, quarterly$4,477,057,000202
Volatile liabilities$1,760,317,000146
Insider loans$114,448,00039
FHLB advances$27,217,0001,260
Loans and leases held for sale$01,800
Unused loan commitments$190,999,000642
Tier 1 (core) risk-based capital$329,637,000232
Tier 2 risk-based capital$27,130,000255
Total risk weighted assets$2,257,155,000263
Total unused commitments$190,999,000642
Derivatives$01,065
2006-12-31Rank
# of Employees:1,183152
Assets and Liabilities
Total Assets:$4,467,870,000200
Cash and due from depository institutions$109,218,000152
Interest-bearing balances$3,444,0001,391
Securities$1,226,204,000151
Federal funds sold & reverse repurchase agreements$110,500,000162
Net loans & leases$2,187,199,000242
Loan loss allowance$28,900,000204
Trading account assets$0156
Bank premises and fixed assets$121,354,00093
Other real estate owned$9,349,000152
Goodwill and other intangibles$566,427,00055
All other assets$137,619,000207
Life insurance assets$57,299,000127
Total liabilities and capital$4,467,870,000200
Total liabilities$3,579,055,000212
Total deposits$3,394,045,000184
Interest-bearing deposits$2,783,753,000184
Deposits held in domestic offices$3,394,045,000181
% insured0.00%1
Federal funds purchased & repurchase agreements$112,782,000291
Trading liabilities$077
Other borrowed funds$28,094,0001,368
Subordinated debt$0264
All other liabilities$44,134,000256
Total equity capital$888,815,000131
Total bank equity capital$888,815,000131
Perpetual preferred stock$0112
Common stock$6,015,000751
Surplus$862,152,00086
Undivided profits$20,648,0001,722
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,620,000224
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$493,000306
Income earned, not collected on loans$23,937,000199
Earning assets$3,527,347,000215
Long-term assets (5+ years)$605,479,000206
Average Assets, year-to-date$4,278,003,000198
Average Assets, quarterly$4,414,360,500201
Volatile liabilities$1,721,576,000167
Insider loans$100,048,00046
FHLB advances$28,094,0001,284
Loans and leases held for sale$140,0001,587
Unused loan commitments$180,015,000654
Tier 1 (core) risk-based capital$325,509,000227
Tier 2 risk-based capital$27,963,000243
Total risk weighted assets$2,219,664,000259
Total unused commitments$180,015,000654
Derivatives$01,023
2006-09-30Rank
# of Employees:1,025172
Assets and Liabilities
Total Assets:$4,360,851,000211
Cash and due from depository institutions$127,283,000172
Interest-bearing balances$44,506,000111
Securities$1,094,646,000164
Federal funds sold & reverse repurchase agreements$131,500,000149
Net loans & leases$2,169,464,000250
Loan loss allowance$30,050,000206
Trading account assets$0154
Bank premises and fixed assets$124,573,00091
Other real estate owned$8,113,000172
Goodwill and other intangibles$569,846,00054
All other assets$135,426,000215
Life insurance assets$56,756,000125
Total liabilities and capital$4,360,851,000211
Total liabilities$3,486,241,000224
Total deposits$3,295,322,000187
Interest-bearing deposits$2,703,299,000191
Deposits held in domestic offices$3,295,322,000184
% insured0.00%1
Federal funds purchased & repurchase agreements$113,216,000293
Trading liabilities$074
Other borrowed funds$28,969,0001,406
Subordinated debt$0269
All other liabilities$48,734,000242
Total equity capital$874,610,000133
Total bank equity capital$874,610,000133
Perpetual preferred stock$0118
Common stock$6,015,000738
Surplus$861,498,00087
Undivided profits$7,097,0003,904
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,940,000182
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$461,000339
Income earned, not collected on loans$21,847,000215
Earning assets$3,440,116,000226
Long-term assets (5+ years)$558,735,000223
Average Assets, year-to-date$4,230,536,250208
Average Assets, quarterly$4,298,667,500210
Volatile liabilities$1,692,507,000170
Insider loans$103,519,00046
FHLB advances$28,969,0001,322
Loans and leases held for sale$157,0001,553
Unused loan commitments$218,433,000593
Tier 1 (core) risk-based capital$312,826,000239
Tier 2 risk-based capital$27,727,000249
Total risk weighted assets$2,206,431,000267
Total unused commitments$218,433,000593
Derivatives$01,023
2006-06-30Rank
# of Employees:1,243153
Assets and Liabilities
Total Assets:$4,236,484,000214
Cash and due from depository institutions$91,904,000153
Interest-bearing balances$1,731,0001,934
Securities$1,063,669,000171
Federal funds sold & reverse repurchase agreements$124,800,000130
Net loans & leases$2,111,507,000256
Loan loss allowance$29,455,000217
Trading account assets$0157
Bank premises and fixed assets$125,264,00091
Other real estate owned$8,423,000153
Goodwill and other intangibles$576,332,00057
All other assets$134,585,000219
Life insurance assets$56,220,000127
Total liabilities and capital$4,236,484,000214
Total liabilities$3,375,320,000230
Total deposits$3,209,149,000192
Interest-bearing deposits$2,628,183,000200
Deposits held in domestic offices$3,209,149,000191
% insured0.00%1
Federal funds purchased & repurchase agreements$86,369,000343
Trading liabilities$073
Other borrowed funds$29,838,0001,369
Subordinated debt$0265
All other liabilities$49,964,000236
Total equity capital$861,164,000134
Total bank equity capital$861,164,000134
Perpetual preferred stock$0119
Common stock$6,021,000717
Surplus$860,259,00092
Undivided profits$-5,116,0008,696
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,315,000201
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$853,000207
Income earned, not collected on loans$20,788,000209
Earning assets$3,301,707,000231
Long-term assets (5+ years)$452,326,000273
Average Assets, year-to-date$4,187,098,000215
Average Assets, quarterly$4,226,432,000214
Volatile liabilities$1,596,035,000184
Insider loans$99,637,00047
FHLB advances$29,838,0001,281
Loans and leases held for sale$157,0001,555
Unused loan commitments$231,979,000561
Tier 1 (core) risk-based capital$299,527,000248
Tier 2 risk-based capital$26,790,000255
Total risk weighted assets$2,140,536,000276
Total unused commitments$231,979,000562
Derivatives$01,000
2006-03-31Rank
# of Employees:1,300148
Assets and Liabilities
Total Assets:$4,216,380,000213
Cash and due from depository institutions$92,147,000148
Interest-bearing balances$3,144,0001,513
Securities$1,018,838,000183
Federal funds sold & reverse repurchase agreements$220,800,00097
Net loans & leases$2,023,372,000254
Loan loss allowance$28,284,000220
Trading account assets$0154
Bank premises and fixed assets$139,662,00087
Other real estate owned$8,750,000148
Goodwill and other intangibles$572,283,00055
All other assets$140,528,000204
Life insurance assets$55,703,000127
Total liabilities and capital$4,216,380,000213
Total liabilities$3,361,967,000226
Total deposits$3,155,245,000192
Interest-bearing deposits$2,568,261,000199
Deposits held in domestic offices$3,155,245,000191
% insured0.00%1
Federal funds purchased & repurchase agreements$116,537,000273
Trading liabilities$077
Other borrowed funds$35,697,0001,160
Subordinated debt$0259
All other liabilities$54,488,000232
Total equity capital$854,413,000128
Total bank equity capital$854,413,000128
Perpetual preferred stock$0120
Common stock$6,021,000701
Surplus$859,365,00090
Undivided profits$-10,973,0008,776
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,436,000205
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,145,000167
Income earned, not collected on loans$18,694,000222
Earning assets$3,266,154,000231
Long-term assets (5+ years)$410,260,000283
Average Assets, year-to-date$4,162,405,000212
Average Assets, quarterly$4,162,405,000212
Volatile liabilities$1,459,739,000191
Insider loans$102,866,00039
FHLB advances$30,699,0001,214
Loans and leases held for sale$18,393,000168
Unused loan commitments$273,441,000494
Tier 1 (core) risk-based capital$290,994,000246
Tier 2 risk-based capital$26,539,000248
Total risk weighted assets$2,116,868,000268
Total unused commitments$273,441,000494
Derivatives$0990
2005-12-31Rank
# of Employees:1,629127
Assets and Liabilities
Total Assets:$4,108,430,000216
Cash and due from depository institutions$99,314,000127
Interest-bearing balances$11,638,000487
Securities$876,859,000202
Federal funds sold & reverse repurchase agreements$271,000,00078
Net loans & leases$1,999,428,000253
Loan loss allowance$27,208,000223
Trading account assets$0155
Bank premises and fixed assets$143,412,00084
Other real estate owned$9,929,000127
Goodwill and other intangibles$577,277,00053
All other assets$131,211,000220
Life insurance assets$0351
Total liabilities and capital$4,108,430,000216
Total liabilities$3,248,024,000231
Total deposits$2,972,246,000201
Interest-bearing deposits$2,383,764,000200
Deposits held in domestic offices$2,972,246,000201
% insured0.00%1
Federal funds purchased & repurchase agreements$159,194,000237
Trading liabilities$072
Other borrowed funds$48,147,000949
Subordinated debt$0258
All other liabilities$68,437,000209
Total equity capital$860,406,000124
Total bank equity capital$860,406,000124
Perpetual preferred stock$0122
Common stock$6,609,000628
Surplus$852,511,00085
Undivided profits$1,286,0006,912
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,621,000207
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,137,000161
Income earned, not collected on loans$18,858,000216
Earning assets$3,158,925,000230
Long-term assets (5+ years)$284,986,000384
Average Assets, year-to-date$3,598,426,600225
Average Assets, quarterly$3,763,332,500224
Volatile liabilities$1,495,540,000186
Insider loans$100,462,00042
FHLB advances$31,553,0001,205
Loans and leases held for sale$24,786,000159
Unused loan commitments$367,821,000394
Tier 1 (core) risk-based capital$289,326,000246
Tier 2 risk-based capital$26,296,000248
Total risk weighted assets$2,098,984,000266
Total unused commitments$367,821,000394
Derivatives$0930
2005-09-30Rank
# of Employees:1,698125
Assets and Liabilities
Total Assets:$2,753,577,000282
Cash and due from depository institutions$91,942,000125
Interest-bearing balances$19,735,000290
Securities$737,526,000221
Federal funds sold & reverse repurchase agreements$107,400,000143
Net loans & leases$1,614,572,000292
Loan loss allowance$23,364,000246
Trading account assets$0146
Bank premises and fixed assets$83,249,000115
Other real estate owned$10,369,000125
Goodwill and other intangibles$6,528,000679
All other assets$101,991,000247
Life insurance assets$0341
Total liabilities and capital$2,753,577,000282
Total liabilities$2,520,391,000275
Total deposits$2,311,119,000236
Interest-bearing deposits$1,892,022,000231
Deposits held in domestic offices$2,311,119,000234
% insured0.00%1
Federal funds purchased & repurchase agreements$134,268,000246
Trading liabilities$063
Other borrowed funds$39,497,0001,092
Subordinated debt$0251
All other liabilities$35,507,000281
Total equity capital$233,186,000324
Total bank equity capital$233,186,000324
Perpetual preferred stock$0120
Common stock$6,013,000661
Surplus$234,693,000207
Undivided profits$-7,520,0008,826
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,081,000207
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$531,000309
Income earned, not collected on loans$14,087,000251
Earning assets$2,479,233,000279
Long-term assets (5+ years)$180,412,000565
Average Assets, year-to-date$2,816,611,000265
Average Assets, quarterly$2,775,154,500278
Volatile liabilities$1,204,105,000215
Insider loans$90,483,00045
FHLB advances$16,929,0001,867
Loans and leases held for sale$23,253,000171
Unused loan commitments$210,014,000569
Tier 1 (core) risk-based capital$231,201,000288
Tier 2 risk-based capital$20,446,000292
Total risk weighted assets$1,629,154,000324
Total unused commitments$210,014,000569
Derivatives$0909
2005-06-30Rank
# of Employees:1,689124
Assets and Liabilities
Total Assets:$2,796,732,000272
Cash and due from depository institutions$83,676,000124
Interest-bearing balances$27,001,000182
Securities$675,401,000236
Federal funds sold & reverse repurchase agreements$232,400,00076
Net loans & leases$1,614,934,000283
Loan loss allowance$22,959,000243
Trading account assets$0148
Bank premises and fixed assets$82,578,000112
Other real estate owned$9,553,000124
Goodwill and other intangibles$4,286,000863
All other assets$93,904,000255
Life insurance assets$0339
Total liabilities and capital$2,796,732,000272
Total liabilities$2,553,274,000268
Total deposits$2,328,267,000225
Interest-bearing deposits$1,923,370,000225
Deposits held in domestic offices$2,328,267,000224
% insured0.00%1
Federal funds purchased & repurchase agreements$151,115,000237
Trading liabilities$065
Other borrowed funds$52,074,000891
Subordinated debt$0251
All other liabilities$21,818,000375
Total equity capital$243,458,000305
Total bank equity capital$243,458,000305
Perpetual preferred stock$0118
Common stock$6,013,000639
Surplus$235,625,000203
Undivided profits$1,819,0006,588
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,597,000195
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$533,000299
Income earned, not collected on loans$12,778,000259
Earning assets$2,549,736,000270
Long-term assets (5+ years)$240,212,000449
Average Assets, year-to-date$2,837,622,330259
Average Assets, quarterly$2,817,577,500261
Volatile liabilities$1,253,138,000199
Insider loans$90,320,00041
FHLB advances$17,118,0001,833
Loans and leases held for sale$36,018,000137
Unused loan commitments$181,680,000616
Tier 1 (core) risk-based capital$245,159,000265
Tier 2 risk-based capital$20,576,000286
Total risk weighted assets$1,640,194,000313
Total unused commitments$181,680,000616
Derivatives$0866
2005-03-31Rank
# of Employees:1,678125
Assets and Liabilities
Total Assets:$2,838,423,000261
Cash and due from depository institutions$83,226,000125
Interest-bearing balances$27,120,000195
Securities$595,521,000262
Federal funds sold & reverse repurchase agreements$324,100,00072
Net loans & leases$1,635,243,000272
Loan loss allowance$22,684,000246
Trading account assets$20,148,00064
Bank premises and fixed assets$82,235,000114
Other real estate owned$8,971,000125
Goodwill and other intangibles$3,695,000924
All other assets$85,284,000271
Life insurance assets$0333
Total liabilities and capital$2,838,423,000261
Total liabilities$2,603,603,000256
Total deposits$2,361,818,000221
Interest-bearing deposits$1,941,942,000222
Deposits held in domestic offices$2,361,818,000220
% insured0.00%1
Federal funds purchased & repurchase agreements$165,204,000221
Trading liabilities$065
Other borrowed funds$52,341,000844
Subordinated debt$0265
All other liabilities$24,240,000362
Total equity capital$234,820,000308
Total bank equity capital$234,820,000308
Perpetual preferred stock$0120
Common stock$6,019,000617
Surplus$36,000,000695
Undivided profits$192,801,000189
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,736,000215
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$605,000275
Income earned, not collected on loans$12,244,000262
Earning assets$2,602,132,000262
Long-term assets (5+ years)$275,325,000400
Average Assets, year-to-date$2,858,067,500260
Average Assets, quarterly$2,858,067,500260
Volatile liabilities$1,284,383,000193
Insider loans$79,266,00045
FHLB advances$17,303,0001,760
Loans and leases held for sale$37,260,000113
Unused loan commitments$157,903,000667
Tier 1 (core) risk-based capital$240,833,000267
Tier 2 risk-based capital$20,038,000295
Total risk weighted assets$1,596,916,000309
Total unused commitments$157,903,000669
Derivatives$0790
2004-12-31Rank
# of Employees:1,679127
Assets and Liabilities
Total Assets:$2,877,712,000265
Cash and due from depository institutions$102,928,000127
Interest-bearing balances$28,153,000189
Securities$606,610,000262
Federal funds sold & reverse repurchase agreements$340,000,00070
Net loans & leases$1,633,095,000277
Loan loss allowance$22,241,000257
Trading account assets$1,994,000114
Bank premises and fixed assets$99,302,000108
Other real estate owned$7,469,000127
Goodwill and other intangibles$3,715,000915
All other assets$82,599,000265
Life insurance assets$0334
Total liabilities and capital$2,877,712,000265
Total liabilities$2,648,188,000257
Total deposits$2,413,168,000225
Interest-bearing deposits$2,005,478,000220
Deposits held in domestic offices$2,413,168,000224
% insured0.00%1
Federal funds purchased & repurchase agreements$148,127,000237
Trading liabilities$066
Other borrowed funds$64,016,000746
Subordinated debt$0272
All other liabilities$22,877,000347
Total equity capital$229,524,000323
Total bank equity capital$229,524,000323
Perpetual preferred stock$0118
Common stock$6,019,000605
Surplus$36,000,000693
Undivided profits$187,505,000194
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,977,000204
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$931,000188
Income earned, not collected on loans$11,483,000273
Earning assets$2,609,852,000266
Long-term assets (5+ years)$322,135,000347
Average Assets, year-to-date$2,732,673,000262
Average Assets, quarterly$2,848,612,000266
Volatile liabilities$1,305,223,000195
Insider loans$78,685,00045
FHLB advances$17,335,0001,777
Loans and leases held for sale$48,745,000101
Unused loan commitments$142,312,000709
Tier 1 (core) risk-based capital$231,346,000276
Tier 2 risk-based capital$20,187,000297
Total risk weighted assets$1,609,743,000304
Total unused commitments$142,312,000709
Derivatives$0774
2004-09-30Rank
# of Employees:1,649134
Assets and Liabilities
Total Assets:$2,819,512,000270
Cash and due from depository institutions$80,502,000134
Interest-bearing balances$25,741,000211
Securities$630,423,000257
Federal funds sold & reverse repurchase agreements$105,605,000150
Net loans & leases$1,616,020,000273
Loan loss allowance$23,085,000266
Trading account assets$187,273,00038
Bank premises and fixed assets$96,507,000112
Other real estate owned$10,415,000134
Goodwill and other intangibles$3,656,000894
All other assets$89,111,000259
Life insurance assets$0330
Total liabilities and capital$2,819,512,000270
Total liabilities$2,596,989,000261
Total deposits$2,334,327,000229
Interest-bearing deposits$1,971,063,000224
Deposits held in domestic offices$2,334,327,000229
% insured0.00%1
Federal funds purchased & repurchase agreements$111,128,000273
Trading liabilities$068
Other borrowed funds$70,402,000692
Subordinated debt$0276
All other liabilities$81,132,000185
Total equity capital$222,523,000329
Total bank equity capital$222,523,000329
Perpetual preferred stock$0124
Common stock$6,019,000597
Surplus$36,000,000676
Undivided profits$180,504,000202
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,927,000199
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$797,000225
Income earned, not collected on loans$11,367,000273
Earning assets$2,565,062,000269
Long-term assets (5+ years)$410,404,000294
Average Assets, year-to-date$2,696,413,250269
Average Assets, quarterly$2,753,923,500271
Volatile liabilities$1,269,392,000187
Insider loans$82,160,00046
FHLB advances$10,616,0002,351
Loans and leases held for sale$62,508,000104
Unused loan commitments$165,093,000618
Tier 1 (core) risk-based capital$222,913,000286
Tier 2 risk-based capital$20,430,000299
Total risk weighted assets$1,628,537,000300
Total unused commitments$165,093,000619
Derivatives$0770
2004-06-30Rank
# of Employees:1,606134
Assets and Liabilities
Total Assets:$2,688,335,000272
Cash and due from depository institutions$85,568,000134
Interest-bearing balances$35,211,000158
Securities$740,796,000230
Federal funds sold & reverse repurchase agreements$104,188,000149
Net loans & leases$1,550,845,000278
Loan loss allowance$22,884,000262
Trading account assets$15,046,00073
Bank premises and fixed assets$85,465,000114
Other real estate owned$8,438,000134
Goodwill and other intangibles$3,561,000896
All other assets$94,428,000254
Life insurance assets$0323
Total liabilities and capital$2,688,335,000272
Total liabilities$2,479,680,000265
Total deposits$2,278,565,000230
Interest-bearing deposits$1,932,114,000224
Deposits held in domestic offices$2,278,565,000228
% insured0.00%1
Federal funds purchased & repurchase agreements$97,381,000303
Trading liabilities$069
Other borrowed funds$68,947,000706
Subordinated debt$0288
All other liabilities$34,787,000268
Total equity capital$208,655,000327
Total bank equity capital$208,655,000327
Perpetual preferred stock$0126
Common stock$6,019,000585
Surplus$36,000,000669
Undivided profits$166,636,000201
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$23,842,000168
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$763,000236
Income earned, not collected on loans$11,128,000260
Earning assets$2,446,086,000268
Long-term assets (5+ years)$565,896,000230
Average Assets, year-to-date$2,655,380,330269
Average Assets, quarterly$2,674,984,500269
Volatile liabilities$1,234,242,000191
Insider loans$81,295,00043
FHLB advances$10,750,0002,331
Loans and leases held for sale$61,119,00094
Unused loan commitments$218,847,000506
Tier 1 (core) risk-based capital$213,924,000284
Tier 2 risk-based capital$19,312,000306
Total risk weighted assets$1,538,221,000304
Total unused commitments$218,847,000506
Derivatives$0740
2004-03-31Rank
# of Employees:1,502138
Assets and Liabilities
Total Assets:$2,661,634,000272
Cash and due from depository institutions$163,285,000138
Interest-bearing balances$112,730,00065
Securities$729,522,000237
Federal funds sold & reverse repurchase agreements$06,767
Net loans & leases$1,546,077,000274
Loan loss allowance$22,639,000259
Trading account assets$43,978,00062
Bank premises and fixed assets$82,137,000115
Other real estate owned$8,624,000138
Goodwill and other intangibles$3,570,000881
All other assets$84,441,000268
Life insurance assets$0322
Total liabilities and capital$2,661,634,000272
Total liabilities$2,449,553,000263
Total deposits$2,267,472,000224
Interest-bearing deposits$1,927,352,000222
Deposits held in domestic offices$2,267,472,000222
% insured0.00%1
Federal funds purchased & repurchase agreements$92,767,000305
Trading liabilities$070
Other borrowed funds$65,502,000688
Subordinated debt$0287
All other liabilities$23,812,000360
Total equity capital$212,081,000319
Total bank equity capital$212,081,000319
Perpetual preferred stock$0129
Common stock$6,019,000580
Surplus$36,000,000653
Undivided profits$170,062,000207
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$23,458,000192
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$365,000464
Income earned, not collected on loans$11,259,000253
Earning assets$2,432,307,000266
Long-term assets (5+ years)$605,606,000216
Average Assets, year-to-date$2,638,903,000270
Average Assets, quarterly$2,638,903,000270
Volatile liabilities$1,197,450,000192
Insider loans$78,391,00044
FHLB advances$8,141,0002,599
Loans and leases held for sale$01,884
Unused loan commitments$166,859,000594
Tier 1 (core) risk-based capital$206,742,000288
Tier 2 risk-based capital$19,521,000300
Total risk weighted assets$1,555,723,000300
Total unused commitments$166,859,000595
Derivatives$0699
2003-12-31Rank
# of Employees:1,418144
Assets and Liabilities
Total Assets:$2,616,172,000272
Cash and due from depository institutions$75,679,000144
Interest-bearing balances$18,298,000347
Securities$830,886,000214
Federal funds sold & reverse repurchase agreements$14,000,000832
Net loans & leases$1,510,842,000276
Loan loss allowance$22,212,000271
Trading account assets$0168
Bank premises and fixed assets$80,714,000118
Other real estate owned$8,312,000144
Goodwill and other intangibles$3,498,000889
All other assets$92,241,000255
Life insurance assets$01
Total liabilities and capital$2,616,172,000272
Total liabilities$2,415,181,000266
Total deposits$2,255,432,000232
Interest-bearing deposits$1,916,020,000225
Deposits held in domestic offices$2,255,432,000231
% insured0.00%1
Federal funds purchased & repurchase agreements$84,028,000327
Trading liabilities$072
Other borrowed funds$52,796,000830
Subordinated debt$0293
All other liabilities$22,925,000349
Total equity capital$200,991,000327
Total bank equity capital$200,991,000327
Perpetual preferred stock$0131
Common stock$6,017,000587
Surplus$36,000,000647
Undivided profits$158,974,000208
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$18,437,000220
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,020,000182
Income earned, not collected on loans$12,000,000249
Earning assets$2,374,026,000270
Long-term assets (5+ years)$590,302,000229
Average Assets, year-to-date$2,701,446,800261
Average Assets, quarterly$2,654,133,500267
Volatile liabilities$1,156,878,000192
Insider loans$75,745,00046
FHLB advances$28,343,0001,193
Loans and leases held for sale$01,789
Unused loan commitments$189,853,000536
Tier 1 (core) risk-based capital$199,721,000296
Tier 2 risk-based capital$20,675,000288
Total risk weighted assets$1,649,759,000284
Total unused commitments$189,853,000536
Derivatives$0665
2003-09-30Rank
# of Employees:1,427146
Assets and Liabilities
Total Assets:$2,692,095,000271
Cash and due from depository institutions$73,242,000146
Interest-bearing balances$14,833,000526
Securities$979,705,000182
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$1,459,025,000286
Loan loss allowance$23,088,000279
Trading account assets$0165
Bank premises and fixed assets$78,320,000121
Other real estate owned$9,278,000146
Goodwill and other intangibles$3,530,000879
All other assets$88,995,000265
Life insurance assets$01
Total liabilities and capital$2,692,095,000271
Total liabilities$2,495,328,000264
Total deposits$2,169,122,000237
Interest-bearing deposits$1,857,961,000229
Deposits held in domestic offices$2,169,122,000236
% insured0.00%1
Federal funds purchased & repurchase agreements$144,799,000246
Trading liabilities$072
Other borrowed funds$153,388,000385
Subordinated debt$0293
All other liabilities$28,019,000319
Total equity capital$196,767,000345
Total bank equity capital$196,767,000345
Perpetual preferred stock$0137
Common stock$6,016,000579
Surplus$36,000,000656
Undivided profits$154,751,000220
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,238,000231
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$952,000216
Income earned, not collected on loans$12,586,000245
Earning assets$2,453,563,000269
Long-term assets (5+ years)$706,312,000194
Average Assets, year-to-date$2,722,765,500264
Average Assets, quarterly$2,766,820,500266
Volatile liabilities$1,304,826,000178
Insider loans$75,581,00043
FHLB advances$114,023,000399
Loans and leases held for sale$01,962
Unused loan commitments$188,173,000537
Tier 1 (core) risk-based capital$192,039,000309
Tier 2 risk-based capital$19,033,000314
Total risk weighted assets$1,515,968,000306
Total unused commitments$188,173,000539
Derivatives$0666
2003-06-30Rank
# of Employees:1,417150
Assets and Liabilities
Total Assets:$2,841,546,000261
Cash and due from depository institutions$66,270,000150
Interest-bearing balances$10,898,000768
Securities$1,158,808,000159
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$1,439,090,000290
Loan loss allowance$22,970,000275
Trading account assets$0170
Bank premises and fixed assets$78,784,000122
Other real estate owned$8,088,000150
Goodwill and other intangibles$784,0001,714
All other assets$89,722,000262
Life insurance assets$01
Total liabilities and capital$2,841,546,000261
Total liabilities$2,647,013,000252
Total deposits$2,158,206,000239
Interest-bearing deposits$1,849,363,000232
Deposits held in domestic offices$2,158,206,000238
% insured0.00%1
Federal funds purchased & repurchase agreements$107,624,000279
Trading liabilities$074
Other borrowed funds$237,310,000268
Subordinated debt$0266
All other liabilities$143,873,000148
Total equity capital$194,533,000343
Total bank equity capital$194,533,000343
Perpetual preferred stock$0140
Common stock$6,016,000571
Surplus$36,000,000645
Undivided profits$152,517,000225
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,815,000239
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$611,000335
Income earned, not collected on loans$13,475,000232
Earning assets$2,608,796,000259
Long-term assets (5+ years)$728,440,000177
Average Assets, year-to-date$2,732,989,000261
Average Assets, quarterly$2,822,505,500258
Volatile liabilities$1,379,679,000169
Insider loans$72,022,00044
FHLB advances$199,228,000260
Loans and leases held for sale$02,044
Unused loan commitments$239,003,000475
Tier 1 (core) risk-based capital$181,358,000318
Tier 2 risk-based capital$19,199,000302
Total risk weighted assets$1,529,318,000304
Total unused commitments$239,003,000475
Derivatives$0623
2003-03-31Rank
# of Employees:1,421145
Assets and Liabilities
Total Assets:$2,803,465,000264
Cash and due from depository institutions$57,129,000145
Interest-bearing balances$9,156,000931
Securities$1,181,032,000154
Federal funds sold & reverse repurchase agreements$5,500,0002,971
Net loans & leases$1,380,089,000295
Loan loss allowance$22,566,000285
Trading account assets$0169
Bank premises and fixed assets$79,233,000122
Other real estate owned$7,861,000145
Goodwill and other intangibles$784,0001,712
All other assets$91,837,000257
Life insurance assets$01
Total liabilities and capital$2,803,465,000264
Total liabilities$2,621,346,000249
Total deposits$2,189,942,000235
Interest-bearing deposits$1,873,464,000230
Deposits held in domestic offices$2,189,942,000234
% insured0.00%1
Federal funds purchased & repurchase agreements$119,508,000270
Trading liabilities$079
Other borrowed funds$115,209,000459
Subordinated debt$0265
All other liabilities$196,687,000117
Total equity capital$182,119,000355
Total bank equity capital$182,119,000355
Perpetual preferred stock$0141
Common stock$6,016,000563
Surplus$36,000,000642
Undivided profits$140,103,000241
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,883,000297
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$207,000683
Income earned, not collected on loans$13,990,000232
Earning assets$2,575,777,000258
Long-term assets (5+ years)$799,993,000168
Average Assets, year-to-date$2,678,710,500266
Average Assets, quarterly$2,678,710,500266
Volatile liabilities$1,282,634,000175
Insider loans$75,209,00045
FHLB advances$84,430,000493
Loans and leases held for sale$01,961
Unused loan commitments$240,331,000461
Tier 1 (core) risk-based capital$170,974,000333
Tier 2 risk-based capital$18,602,000308
Total risk weighted assets$1,481,764,000312
Total unused commitments$240,331,000461
Derivatives$0578
2002-12-31Rank
# of Employees:1,513137
Assets and Liabilities
Total Assets:$2,553,956,000270
Cash and due from depository institutions$76,424,000137
Interest-bearing balances$9,726,000812
Securities$936,704,000178
Federal funds sold & reverse repurchase agreements$8,000,0001,813
Net loans & leases$1,355,633,000298
Loan loss allowance$21,300,000292
Trading account assets$0170
Bank premises and fixed assets$79,524,000122
Other real estate owned$7,573,000137
Goodwill and other intangibles$370,0002,100
All other assets$89,728,000261
Life insurance assets$01
Total liabilities and capital$2,553,956,000270
Total liabilities$2,349,619,000268
Total deposits$2,178,962,000229
Interest-bearing deposits$1,888,809,000224
Deposits held in domestic offices$2,178,962,000229
% insured0.00%1
Federal funds purchased & repurchase agreements$105,462,000274
Trading liabilities$075
Other borrowed funds$38,699,000969
Subordinated debt$0258
All other liabilities$26,496,000342
Total equity capital$204,337,000323
Total bank equity capital$204,337,000323
Perpetual preferred stock$0142
Common stock$6,016,000561
Surplus$36,000,000622
Undivided profits$162,321,000213
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,516,000329
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$24,0001,225
Income earned, not collected on loans$13,772,000240
Earning assets$2,310,063,000275
Long-term assets (5+ years)$604,202,000197
Average Assets, year-to-date$2,481,631,600272
Average Assets, quarterly$2,594,371,500270
Volatile liabilities$1,193,617,000188
Insider loans$71,118,00049
FHLB advances$9,628,0002,216
Loans and leases held for sale$01,889
Unused loan commitments$188,334,000509
Tier 1 (core) risk-based capital$198,105,000292
Tier 2 risk-based capital$17,646,000322
Total risk weighted assets$1,405,732,000321
Total unused commitments$188,334,000509
Derivatives$0527
2001-12-31Rank
# of Employees:1,287153
Assets and Liabilities
Total Assets:$2,348,950,000288
Cash and due from depository institutions$65,334,000153
Interest-bearing balances$672,0003,396
Securities$913,002,000178
Federal funds sold & reverse repurchase agreements$6,000,0002,385
Net loans & leases$1,193,313,000330
Loan loss allowance$19,050,000298
Trading account assets$9,645,00089
Bank premises and fixed assets$79,417,000119
Other real estate owned$7,657,000153
Goodwill and other intangibles$370,0002,048
All other assets$74,212,000295
Life insurance assets$01
Total liabilities and capital$2,348,950,000288
Total liabilities$2,182,590,000283
Total deposits$2,029,435,000239
Interest-bearing deposits$1,777,809,000232
Deposits held in domestic offices$2,029,435,000237
% insured0.00%1
Federal funds purchased & repurchase agreements$110,017,000285
Trading liabilities$069
Other borrowed funds$28,666,0001,104
Subordinated debt$0241
All other liabilities$14,472,000498
Total equity capital$166,360,000357
Total bank equity capital$166,360,000357
Perpetual preferred stock$0158
Common stock$6,016,000554
Surplus$36,000,000617
Undivided profits$124,344,000238
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,780,000268
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$64,0001,062
Income earned, not collected on loans$13,617,000263
Earning assets$2,122,632,000283
Long-term assets (5+ years)$379,563,000295
Average Assets, year-to-date$2,284,750,600283
Average Assets, quarterly$2,339,699,000289
Volatile liabilities$1,136,661,000188
Insider loans$50,941,00069
FHLB advances$10,658,0001,917
Loans and leases held for sale$01,749
Unused loan commitments$112,102,000692
Tier 1 (core) risk-based capital$167,998,500322
Tier 2 risk-based capital$16,289,000327
Total risk weighted assets$1,300,305,000331
Total unused commitments$112,102,000692
Derivatives$200,000,000134
2000-12-31Rank
# of Employees:953199
Assets and Liabilities
Total Assets:$2,213,016,000292
Cash and due from depository institutions$46,724,000199
Interest-bearing balances$164,0004,102
Securities$841,150,000180
Federal funds sold & reverse repurchase agreements$73,300,000202
Net loans & leases$1,122,081,000343
Loan loss allowance$17,341,000316
Trading account assets$571,000142
Bank premises and fixed assets$73,834,000128
Other real estate owned$7,968,000199
Goodwill and other intangibles$521,0001,804
All other assets$46,867,000345
Life insurance assets$01
Total liabilities and capital$2,213,016,000292
Total liabilities$2,052,159,000288
Total deposits$1,914,260,000243
Interest-bearing deposits$1,703,918,000237
Deposits held in domestic offices$1,914,260,000239
% insured0.00%1
Federal funds purchased & repurchase agreements$89,653,000326
Trading liabilities$077
Other borrowed funds$29,046,0001,057
Subordinated debt$0239
All other liabilities$19,200,000421
Total equity capital$160,857,000356
Total bank equity capital$160,857,000356
Perpetual preferred stock$0178
Common stock$6,017,000543
Surplus$36,000,000579
Undivided profits$118,840,000237
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,197,000284
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$510,000280
Income earned, not collected on loans$11,923,000266
Earning assets$2,037,266,000294
Long-term assets (5+ years)$383,707,000291
Average Assets, year-to-date$2,051,581,600302
Average Assets, quarterly$2,188,894,000296
Volatile liabilities$1,027,190,000206
Insider loans$50,933,00063
FHLB advances$0771
Loans and leases held for sale$3,276,000414
Unused loan commitments$143,461,000558
Tier 1 (core) risk-based capital$168,717,000320
Tier 2 risk-based capital$16,193,200330
Total risk weighted assets$1,293,360,600324
Total unused commitments$143,461,000558
Derivatives$400,000,000120
1999-12-31Rank
# of Employees:824228
Assets and Liabilities
Total Assets:$1,900,006,000328
Cash and due from depository institutions$42,037,000228
Interest-bearing balances$781,0002,708
Securities$754,976,000212
Federal funds sold & reverse repurchase agreements$65,500,000202
Net loans & leases$916,099,000403
Loan loss allowance$17,037,000330
Trading account assets$0165
Bank premises and fixed assets$55,790,000153
Other real estate owned$7,677,000228
Goodwill and other intangibles$788,0001,621
All other assets$57,139,000297
Life insurance assets$01
Total liabilities and capital$1,900,006,000328
Total liabilities$1,776,836,000325
Total deposits$1,687,177,000253
Interest-bearing deposits$1,653,544,000231
Deposits held in domestic offices$1,687,177,000250
% insured0.00%1
Federal funds purchased & repurchase agreements$59,725,000456
Trading liabilities$065
Other borrowed funds$17,797,0001,429
Subordinated debt$0242
All other liabilities$12,137,000532
Total equity capital$123,170,000423
Total bank equity capital$123,170,000423
Perpetual preferred stock$0193
Common stock$6,016,000578
Surplus$36,000,000576
Undivided profits$81,154,000308
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,186,000244
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$48,0001,119
Income earned, not collected on loans$7,991,000320
Earning assets$1,737,356,000330
Long-term assets (5+ years)$416,899,000295
Average Assets, year-to-date$1,875,446,600322
Average Assets, quarterly$1,903,849,500325
Volatile liabilities$887,806,000222
Insider loans$60,861,00064
FHLB advances$0802
Loans and leases held for sale$3,123,000412
Unused loan commitments$152,165,000549
Tier 1 (core) risk-based capital$147,519,000341
Tier 2 risk-based capital$12,576,780396
Total risk weighted assets$1,001,135,530400
Total unused commitments$152,165,000550
Derivatives$0488
1998-12-31Rank
# of Employees:592303
Assets and Liabilities
Total Assets:$1,838,120,000320
Cash and due from depository institutions$59,200,000303
Interest-bearing balances$14,120,000407
Securities$746,107,000201
Federal funds sold & reverse repurchase agreements$45,200,000369
Net loans & leases$846,869,000416
Loan loss allowance$15,960,000338
Trading account assets$53,735,00051
Bank premises and fixed assets$45,543,000180
Other real estate owned$5,000,000303
Goodwill and other intangibles$608,0001,715
All other assets$35,858,000380
Life insurance assets$01
Total liabilities and capital$1,838,120,000320
Total liabilities$1,682,288,000322
Total deposits$1,623,482,000265
Interest-bearing deposits$1,457,270,000256
Deposits held in domestic offices$1,623,482,000261
% insured0.00%1
Federal funds purchased & repurchase agreements$29,620,000610
Trading liabilities$069
Other borrowed funds$16,139,0001,179
Subordinated debt$0255
All other liabilities$13,047,000532
Total equity capital$155,832,000338
Total bank equity capital$155,832,000338
Perpetual preferred stock$0199
Common stock$6,017,000567
Surplus$36,000,000554
Undivided profits$113,815,000232
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,555,000254
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$5,0001,560
Income earned, not collected on loans$8,543,000287
Earning assets$1,705,998,000317
Long-term assets (5+ years)$347,943,000309
Average Assets, year-to-date$1,793,556,400309
Average Assets, quarterly$1,817,813,000318
Volatile liabilities$825,311,000196
Insider loans$66,870,00066
FHLB advances$0740
Loans and leases held for sale$965,0001,066
Unused loan commitments$119,960,000607
Tier 1 (core) risk-based capital$154,091,000315
Tier 2 risk-based capital$10,538,680437
Total risk weighted assets$836,944,380434
Total unused commitments$119,960,000610
Derivatives$46,476,000260
1997-12-31Rank
# of Employees:551328
Assets and Liabilities
Total Assets:$1,760,603,000331
Cash and due from depository institutions$127,309,000328
Interest-bearing balances$60,276,00086
Securities$692,498,000218
Federal funds sold & reverse repurchase agreements$24,000,000557
Net loans & leases$770,055,000449
Loan loss allowance$15,413,000356
Trading account assets$75,733,00039
Bank premises and fixed assets$32,720,000224
Other real estate owned$4,685,000328
Goodwill and other intangibles$03,571
All other assets$33,603,000364
Life insurance assets$01
Total liabilities and capital$1,760,603,000331
Total liabilities$1,602,985,000332
Total deposits$1,512,161,000278
Interest-bearing deposits$1,331,283,000277
Deposits held in domestic offices$1,512,161,000274
% insured0.00%1
Federal funds purchased & repurchase agreements$57,015,000452
Trading liabilities$080
Other borrowed funds$15,852,0001,087
Subordinated debt$0260
All other liabilities$17,957,000437
Total equity capital$157,618,000320
Total bank equity capital$157,618,000320
Perpetual preferred stock$0223
Common stock$6,016,000582
Surplus$36,000,000555
Undivided profits$115,602,000234
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,429,000332
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$12,0001,571
Income earned, not collected on loans$8,257,000314
Earning assets$1,621,701,000325
Long-term assets (5+ years)$143,271,000552
Average Assets, year-to-date$1,649,778,800334
Average Assets, quarterly$1,734,484,000330
Volatile liabilities$784,562,000218
Insider loans$52,455,00091
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$134,355,000523
Tier 1 (core) risk-based capital$155,585,000303
Tier 2 risk-based capital$9,792,100429
Total risk weighted assets$777,746,700440
Total unused commitments$134,355,000525
Derivatives$43,863,000268
1996-12-31Rank
# of Employees:526372
Assets and Liabilities
Total Assets:$1,558,361,000388
Cash and due from depository institutions$79,508,000372
Interest-bearing balances$27,012,000150
Securities$758,877,000213
Federal funds sold & reverse repurchase agreements$18,000,000734
Net loans & leases$572,263,000611
Loan loss allowance$14,235,000403
Trading account assets$46,488,00051
Bank premises and fixed assets$52,449,000190
Other real estate owned$4,205,000372
Goodwill and other intangibles$03,437
All other assets$26,571,000458
Life insurance assets$01
Total liabilities and capital$1,558,361,000388
Total liabilities$1,423,310,000390
Total deposits$1,339,366,000342
Interest-bearing deposits$1,188,839,000337
Deposits held in domestic offices$1,339,366,000338
% insured0.00%1
Federal funds purchased & repurchase agreements$56,597,000495
Trading liabilities$097
Other borrowed funds$18,085,000984
Subordinated debt$0298
All other liabilities$9,262,000647
Total equity capital$135,051,000393
Total bank equity capital$135,051,000393
Perpetual preferred stock$0250
Common stock$6,015,000613
Surplus$36,000,000572
Undivided profits$93,036,000291
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,427,000526
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$76,0001,082
Income earned, not collected on loans$5,204,000483
Earning assets$1,422,424,000387
Long-term assets (5+ years)$104,103,000700
Average Assets, year-to-date$1,516,071,000383
Average Assets, quarterly$1,554,415,000386
Volatile liabilities$678,673,000253
Insider loans$55,215,000108
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$91,495,000695
Tier 1 (core) risk-based capital$136,020,000372
Tier 2 risk-based capital$8,178,920525
Total risk weighted assets$648,257,620549
Total unused commitments$91,495,000700
Derivatives$22,452,000372
1995-12-31Rank
# of Employees:487429
Assets and Liabilities
Total Assets:$1,469,860,000432
Cash and due from depository institutions$91,531,000429
Interest-bearing balances$44,318,000116
Securities$648,166,000266
Federal funds sold & reverse repurchase agreements$10,000,0001,427
Net loans & leases$590,578,000587
Loan loss allowance$12,785,000457
Trading account assets$42,872,00060
Bank premises and fixed assets$49,803,000200
Other real estate owned$4,054,000429
Goodwill and other intangibles$03,181
All other assets$32,856,000429
Life insurance assets$01
Total liabilities and capital$1,469,860,000432
Total liabilities$1,347,490,000434
Total deposits$1,289,563,000376
Interest-bearing deposits$1,161,267,000364
Deposits held in domestic offices$1,289,563,000370
% insured0.00%1
Federal funds purchased & repurchase agreements$27,599,000696
Trading liabilities$51,00097
Other borrowed funds$13,790,0001,021
Subordinated debt$0337
All other liabilities$16,487,000500
Total equity capital$122,370,000444
Total bank equity capital$122,370,000444
Perpetual preferred stock$0288
Common stock$6,016,000612
Surplus$36,000,000578
Undivided profits$80,354,000345
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,010,000505
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$290,000431
Income earned, not collected on loans$6,136,000452
Earning assets$1,335,934,000430
Long-term assets (5+ years)$46,491,0001,261
Average Assets, year-to-date$1,450,250,200426
Average Assets, quarterly$1,447,859,500430
Volatile liabilities$608,520,000277
Insider loans$57,507,000124
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$70,704,000846
Tier 1 (core) risk-based capital$117,133,000431
Tier 2 risk-based capital$8,184,410531
Total risk weighted assets$650,152,510555
Total unused commitments$70,704,000851
Derivatives$35,145,000392
1994-12-31Rank
# of Employees:448471
Assets and Liabilities
Total Assets:$1,491,829,000419
Cash and due from depository institutions$151,445,000471
Interest-bearing balances$104,331,00075
Securities$648,013,000276
Federal funds sold & reverse repurchase agreements$83,600,000202
Net loans & leases$515,527,000632
Loan loss allowance$10,476,000537
Trading account assets$37,285,00061
Bank premises and fixed assets$24,658,000347
Other real estate owned$1,570,000471
Goodwill and other intangibles$03,133
All other assets$29,731,000459
Life insurance assets$01
Total liabilities and capital$1,491,829,000419
Total liabilities$1,399,210,000414
Total deposits$1,328,381,000354
Interest-bearing deposits$1,199,996,000346
Deposits held in domestic offices$1,328,381,000350
% insured0.00%1
Federal funds purchased & repurchase agreements$46,625,000579
Trading liabilities$087
Other borrowed funds$14,286,0001,059
Subordinated debt$0372
All other liabilities$9,918,000610
Total equity capital$92,619,000504
Total bank equity capital$92,619,000504
Perpetual preferred stock$0310
Common stock$6,017,000599
Surplus$36,000,000545
Undivided profits$50,602,000462
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,517,000576
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$4,509,000499
Earning assets$1,388,756,000415
Long-term assets (5+ years)$39,356,0001,452
Average Assets, year-to-date$1,425,392,000416
Average Assets, quarterly$1,466,439,500420
Volatile liabilities$638,610,000266
Insider loans$37,448,000162
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$64,443,000830
Tier 1 (core) risk-based capital$102,145,000470
Tier 2 risk-based capital$7,349,120562
Total risk weighted assets$584,802,420583
Total unused commitments$64,443,000840
Derivatives$0687
1993-12-31Rank
# of Employees:419533
Assets and Liabilities
Total Assets:$1,359,474,000444
Cash and due from depository institutions$173,572,000533
Interest-bearing balances$131,409,00069
Securities$523,062,000329
Federal funds sold & reverse repurchase agreements$45,000,000332
Net loans & leases$552,722,000584
Loan loss allowance$10,500,000566
Trading account assets$3,508,000192
Bank premises and fixed assets$20,842,000384
Other real estate owned$4,017,000533
Goodwill and other intangibles$03,091
All other assets$36,751,000401
Life insurance assets$01
Total liabilities and capital$1,359,474,000444
Total liabilities$1,269,722,000433
Total deposits$1,209,520,000396
Interest-bearing deposits$1,081,569,000391
Deposits held in domestic offices$1,209,520,000392
% insured0.00%1
Federal funds purchased & repurchase agreements$25,809,000666
Trading liabilities$01
Other borrowed funds$11,677,000987
Subordinated debt$0413
All other liabilities$22,716,000382
Total equity capital$89,752,000508
Total bank equity capital$89,752,000508
Perpetual preferred stock$0343
Common stock$6,017,000586
Surplus$36,000,000521
Undivided profits$47,735,000479
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,045,000593
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$5,0001,758
Income earned, not collected on loans$3,628,000537
Earning assets$1,255,701,000432
Long-term assets (5+ years)$54,962,0001,120
Average Assets, year-to-date$1,355,694,000432
Average Assets, quarterly$1,355,342,000439
Volatile liabilities$534,424,000274
Insider loans$40,067,000134
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$110,403,000592
Tier 1 (core) risk-based capital$89,752,000492
Tier 2 risk-based capital$8,380,650501
Total risk weighted assets$668,332,550513
Total unused commitments$110,403,000606
Derivatives$0714
1992-12-31Rank
# of Employees:390580
Assets and Liabilities
Total Assets:$1,332,143,000453
Cash and due from depository institutions$253,725,000580
Interest-bearing balances$214,411,00062
Securities$448,953,000363
Federal funds sold & reverse repurchase agreements$60,700,000363
Net loans & leases$479,583,000674
Loan loss allowance$8,088,000714
Trading account assets$30,422,00080
Bank premises and fixed assets$19,104,000411
Other real estate owned$11,419,000580
Goodwill and other intangibles$03,106
All other assets$28,237,000511
Life insurance assets$01
Total liabilities and capital$1,332,143,000453
Total liabilities$1,234,960,000451
Total deposits$1,193,767,000416
Interest-bearing deposits$1,087,829,000410
Deposits held in domestic offices$1,193,767,000411
% insured0.00%1
Federal funds purchased & repurchase agreements$27,425,000595
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$13,768,000525
Total equity capital$97,183,000453
Total bank equity capital$97,183,000453
Perpetual preferred stock$0346
Common stock$6,017,000590
Surplus$36,000,000514
Undivided profits$55,166,000384
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,940,0001,000
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$2,783,000728
Earning assets$1,234,069,000445
Long-term assets (5+ years)$114,130,000547
Average Assets, year-to-date$1,265,020,600461
Average Assets, quarterly$1,303,076,000458
Volatile liabilities$526,182,000262
Insider loans$6,600,00061
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$75,683,000723
Tier 1 (core) risk-based capital$97,183,000438
Tier 2 risk-based capital$7,141,620571
Total risk weighted assets$570,383,520590
Total unused commitments$75,683,000732
Derivatives$0651