Home > The Klein National Bank of Madison > Income and Expense
The Klein National Bank of Madison, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $707,000 | 6,724 |
| Total interest expense | $183,000 | 6,754 |
| Net interest income | $524,000 | 6,588 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $183,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $151,000 | 2,964 |
| Total noninterest expense | $421,000 | 6,648 |
| Salaries and employee benefits | $247,000 | 6,420 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $150,000 | 6,007 |
| Pre-tax net operating income | $286,000 | 5,115 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $285,000 | 4,513 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $285,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-142,000 | 8,838 |
| Cash dividends | $67,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $285,000 | 4,471 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,710,000 | 6,700 |
| Total interest expense | $675,000 | 6,672 |
| Net interest income | $2,035,000 | 6,579 |
| Provision for loan and lease losses | $-15,000 | 8,684 |
| Total noninterest income | $666,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $169,000 | 5,563 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $497,000 | 3,320 |
| Total noninterest expense | $1,931,000 | 6,116 |
| Salaries and employee benefits | $1,053,000 | 6,111 |
| Premises and equipment expense | $108,000 | 7,867 |
| Additional noninterest expense | $770,000 | 5,220 |
| Pre-tax net operating income | $785,000 | 5,836 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $25,000 | 6,445 |
| Income before extraordinary items | $765,000 | 5,371 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $765,000 | 5,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,955 |
| Cash dividends | $832,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $760,150 | 5,307 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 6,752 |
| Total interest expense | $503,000 | 6,685 |
| Net interest income | $1,498,000 | 6,630 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $513,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $130,000 | 5,557 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $383,000 | 3,272 |
| Total noninterest expense | $1,418,000 | 6,150 |
| Salaries and employee benefits | $767,000 | 6,162 |
| Premises and equipment expense | $79,000 | 7,897 |
| Additional noninterest expense | $572,000 | 5,201 |
| Pre-tax net operating income | $548,000 | 6,106 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $18,000 | 6,571 |
| Income before extraordinary items | $535,000 | 5,644 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $535,000 | 5,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $253,000 | 3,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $530,150 | 5,600 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 6,761 |
| Total interest expense | $342,000 | 6,670 |
| Net interest income | $1,011,000 | 6,624 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $342,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $88,000 | 5,534 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $254,000 | 3,299 |
| Total noninterest expense | $960,000 | 6,138 |
| Salaries and employee benefits | $503,000 | 6,275 |
| Premises and equipment expense | $54,000 | 7,890 |
| Additional noninterest expense | $403,000 | 5,037 |
| Pre-tax net operating income | $363,000 | 6,100 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $13,000 | 6,532 |
| Income before extraordinary items | $355,000 | 5,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $355,000 | 5,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,596 |
| Cash dividends | $115,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $350,200 | 5,587 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $678,000 | 6,791 |
| Total interest expense | $177,000 | 6,662 |
| Net interest income | $501,000 | 6,682 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $170,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $129,000 | 3,206 |
| Total noninterest expense | $520,000 | 5,920 |
| Salaries and employee benefits | $273,000 | 6,035 |
| Premises and equipment expense | $28,000 | 7,868 |
| Additional noninterest expense | $219,000 | 4,739 |
| Pre-tax net operating income | $136,000 | 6,639 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $130,000 | 6,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,164 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $130,000 | 6,216 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,164,000 | 6,359 |
| Total interest expense | $915,000 | 6,363 |
| Net interest income | $2,249,000 | 6,258 |
| Provision for loan and lease losses | $877,000 | 1,353 |
| Total noninterest income | $652,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $187,000 | 5,413 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $465,000 | 3,703 |
| Total noninterest expense | $1,959,000 | 6,057 |
| Salaries and employee benefits | $1,103,000 | 5,921 |
| Premises and equipment expense | $115,000 | 7,867 |
| Additional noninterest expense | $741,000 | 5,316 |
| Pre-tax net operating income | $65,000 | 8,331 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $54,000 | 6,222 |
| Income before extraordinary items | $11,000 | 8,590 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,000 | 8,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $944,000 | 968 |
| Cash dividends | $255,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $11,000 | 8,504 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 6,388 |
| Total interest expense | $724,000 | 6,366 |
| Net interest income | $1,676,000 | 6,304 |
| Provision for loan and lease losses | $126,000 | 4,268 |
| Total noninterest income | $504,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $146,000 | 5,371 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $358,000 | 3,735 |
| Total noninterest expense | $1,455,000 | 6,063 |
| Salaries and employee benefits | $823,000 | 5,926 |
| Premises and equipment expense | $80,000 | 7,996 |
| Additional noninterest expense | $552,000 | 5,308 |
| Pre-tax net operating income | $599,000 | 5,882 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $41,000 | 6,370 |
| Income before extraordinary items | $558,000 | 5,584 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $558,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,080 |
| Cash dividends | $255,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $558,000 | 5,401 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 6,328 |
| Total interest expense | $508,000 | 6,342 |
| Net interest income | $1,144,000 | 6,219 |
| Provision for loan and lease losses | $98,000 | 3,921 |
| Total noninterest income | $330,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $97,000 | 5,350 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $233,000 | 3,745 |
| Total noninterest expense | $966,000 | 6,093 |
| Salaries and employee benefits | $555,000 | 5,874 |
| Premises and equipment expense | $53,000 | 8,017 |
| Additional noninterest expense | $358,000 | 5,395 |
| Pre-tax net operating income | $410,000 | 5,800 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $27,000 | 6,403 |
| Income before extraordinary items | $383,000 | 5,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $383,000 | 5,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,328 |
| Cash dividends | $175,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $383,000 | 5,310 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $843,000 | 6,301 |
| Total interest expense | $267,000 | 6,291 |
| Net interest income | $576,000 | 6,185 |
| Provision for loan and lease losses | $19,000 | 5,348 |
| Total noninterest income | $167,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $123,000 | 3,561 |
| Total noninterest expense | $499,000 | 6,006 |
| Salaries and employee benefits | $292,000 | 5,706 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $181,000 | 5,325 |
| Pre-tax net operating income | $225,000 | 5,546 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $212,000 | 5,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $212,000 | 4,976 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 5,939 |
| Total interest expense | $1,422,000 | 5,886 |
| Net interest income | $2,532,000 | 5,860 |
| Provision for loan and lease losses | $258,000 | 3,791 |
| Total noninterest income | $580,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $190,000 | 5,314 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $390,000 | 3,750 |
| Total noninterest expense | $1,860,000 | 6,130 |
| Salaries and employee benefits | $1,071,000 | 5,894 |
| Premises and equipment expense | $113,000 | 7,983 |
| Additional noninterest expense | $676,000 | 5,524 |
| Pre-tax net operating income | $994,000 | 5,221 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $281,000 | 4,551 |
| Income before extraordinary items | $713,000 | 5,509 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $713,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,724 |
| Cash dividends | $450,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $713,000 | 5,369 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 5,948 |
| Total interest expense | $2,379,000 | 5,551 |
| Net interest income | $2,151,000 | 6,201 |
| Provision for loan and lease losses | $359,000 | 2,863 |
| Total noninterest income | $590,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $183,000 | 5,350 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $407,000 | 3,490 |
| Total noninterest expense | $1,733,000 | 6,277 |
| Salaries and employee benefits | $963,000 | 6,121 |
| Premises and equipment expense | $114,000 | 8,091 |
| Additional noninterest expense | $656,000 | 5,512 |
| Pre-tax net operating income | $649,000 | 5,988 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $222,000 | 4,836 |
| Income before extraordinary items | $427,000 | 6,416 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $427,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $583,000 | 1,398 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $427,000 | 6,290 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 5,830 |
| Total interest expense | $2,535,000 | 5,510 |
| Net interest income | $2,338,000 | 6,049 |
| Provision for loan and lease losses | $308,000 | 2,774 |
| Total noninterest income | $539,000 | 4,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 5,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,453 |
| Total noninterest expense | $1,730,000 | 6,210 |
| Salaries and employee benefits | $1,054,000 | 5,716 |
| Premises and equipment expense | $126,000 | 7,998 |
| Additional noninterest expense | $550,000 | 6,071 |
| Pre-tax net operating income | $839,000 | 5,745 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $286,000 | 4,681 |
| Income before extraordinary items | $553,000 | 6,069 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $553,000 | 6,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $553,000 | 6,074 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,595,000 | 5,862 |
| Total interest expense | $2,281,000 | 5,512 |
| Net interest income | $2,314,000 | 6,084 |
| Provision for loan and lease losses | $149,000 | 4,305 |
| Total noninterest income | $528,000 | 4,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 3,605 |
| Total noninterest expense | $1,561,000 | 6,622 |
| Salaries and employee benefits | $910,000 | 6,256 |
| Premises and equipment expense | $111,000 | 8,406 |
| Additional noninterest expense | $540,000 | 6,224 |
| Pre-tax net operating income | $1,132,000 | 4,948 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $416,000 | 4,054 |
| Income before extraordinary items | $716,000 | 5,395 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $716,000 | 5,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,895 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $716,000 | 5,364 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,679,000 | 5,924 |
| Total interest expense | $2,477,000 | 5,399 |
| Net interest income | $2,202,000 | 6,284 |
| Provision for loan and lease losses | $47,000 | 6,746 |
| Total noninterest income | $700,000 | 3,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 5,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $548,000 | 2,816 |
| Total noninterest expense | $1,629,000 | 6,372 |
| Salaries and employee benefits | $938,000 | 6,034 |
| Premises and equipment expense | $122,000 | 8,215 |
| Additional noninterest expense | $569,000 | 5,952 |
| Pre-tax net operating income | $1,226,000 | 4,815 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $445,000 | 4,150 |
| Income before extraordinary items | $781,000 | 5,261 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $781,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,731 |
| Cash dividends | $326,000 | 4,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $781,000 | 5,162 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 6,235 |
| Total interest expense | $2,401,000 | 5,569 |
| Net interest income | $2,090,000 | 6,730 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $474,000 | 5,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 3,748 |
| Total noninterest expense | $1,480,000 | 6,838 |
| Salaries and employee benefits | $857,000 | 6,505 |
| Premises and equipment expense | $123,000 | 8,418 |
| Additional noninterest expense | $500,000 | 6,500 |
| Pre-tax net operating income | $1,054,000 | 5,670 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $386,000 | 4,980 |
| Income before extraordinary items | $668,000 | 6,035 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $668,000 | 6,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $326,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $668,000 | 5,986 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,989,000 | 6,883 |
| Total interest expense | $2,047,000 | 6,326 |
| Net interest income | $1,942,000 | 7,273 |
| Provision for loan and lease losses | $59,000 | 6,328 |
| Total noninterest income | $556,000 | 4,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 3,320 |
| Total noninterest expense | $1,396,000 | 7,404 |
| Salaries and employee benefits | $836,000 | 6,793 |
| Premises and equipment expense | $116,000 | 8,889 |
| Additional noninterest expense | $444,000 | 7,516 |
| Pre-tax net operating income | $1,043,000 | 5,589 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $379,000 | 5,064 |
| Income before extraordinary items | $652,000 | 5,980 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $652,000 | 5,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $325,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $659,680 | 5,885 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 7,400 |
| Total interest expense | $1,845,000 | 6,793 |
| Net interest income | $1,776,000 | 7,832 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $412,000 | 5,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 4,091 |
| Total noninterest expense | $1,323,000 | 7,806 |
| Salaries and employee benefits | $800,000 | 7,106 |
| Premises and equipment expense | $91,000 | 9,885 |
| Additional noninterest expense | $432,000 | 7,878 |
| Pre-tax net operating income | $805,000 | 6,819 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $286,000 | 6,185 |
| Income before extraordinary items | $519,000 | 7,111 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $519,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $326,000 | 4,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $519,000 | 7,089 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,856,000 | 8,306 |
| Total interest expense | $1,152,000 | 8,086 |
| Net interest income | $1,704,000 | 8,295 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $422,000 | 5,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,104 |
| Total noninterest expense | $1,323,000 | 8,162 |
| Salaries and employee benefits | $750,000 | 7,526 |
| Premises and equipment expense | $87,000 | 10,436 |
| Additional noninterest expense | $486,000 | 7,991 |
| Pre-tax net operating income | $683,000 | 7,501 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $229,000 | 6,867 |
| Income before extraordinary items | $454,000 | 7,665 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $454,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,864 |
| Cash dividends | $326,000 | 4,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $454,000 | 7,720 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 8,458 |
| Total interest expense | $1,201,000 | 8,246 |
| Net interest income | $1,725,000 | 8,428 |
| Provision for loan and lease losses | $158,000 | 4,517 |
| Total noninterest income | $420,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 4,444 |
| Total noninterest expense | $1,276,000 | 8,595 |
| Salaries and employee benefits | $725,000 | 7,826 |
| Premises and equipment expense | $83,000 | 11,040 |
| Additional noninterest expense | $468,000 | 8,536 |
| Pre-tax net operating income | $711,000 | 7,304 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $223,000 | 7,210 |
| Income before extraordinary items | $488,000 | 7,654 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $488,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,737 |
| Cash dividends | $326,000 | 4,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $488,000 | 7,400 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 8,552 |
| Total interest expense | $1,570,000 | 8,302 |
| Net interest income | $1,684,000 | 8,702 |
| Provision for loan and lease losses | $43,000 | 9,374 |
| Total noninterest income | $398,000 | 6,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 4,488 |
| Total noninterest expense | $1,185,000 | 9,113 |
| Salaries and employee benefits | $684,000 | 8,113 |
| Premises and equipment expense | $79,000 | 11,525 |
| Additional noninterest expense | $422,000 | 9,304 |
| Pre-tax net operating income | $854,000 | 6,321 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $275,000 | 6,284 |
| Income before extraordinary items | $579,000 | 6,713 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $579,000 | 6,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 6,489 |
| Cash dividends | $373,000 | 3,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $579,000 | 6,361 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.