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The Hometown Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$17,209,000	2,090
Total interest expense	$7,731,000	1,536
Net interest income	$9,478,000	2,452
Provision for loan and lease losses	$0	3,275
Total noninterest income	$4,238,000	1,314
Gross Fiduciary activities income	$1,113,000	489
Service charges on deposit accounts	$902,000	1,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,223,000	1,527
Total noninterest expense	$14,562,000	1,568
Salaries and employee benefits	$7,440,000	1,698
Premises and equipment expense	$1,701,000	1,395
Additional noninterest expense	$2,223,000	1,527
Pre-tax net operating income	$-846,000	4,488
Securities gains (losses)	$8,000	794
Applicable income taxes	$-393,000	4,498
Income before extraordinary items	$-445,000	4,438
Extraordinary gains, net	$0	54
Net income	$-445,000	4,437
Minority interest net income	$0	88
Net income of bank and minority interests.	$-445,000	4,438
Net charge-offs	$79,000	1,622
Cash dividends	$400,000	2,882
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$-451,320	4,450
2023-09-30 (YTD Data)		Rank
Total interest income	$12,675,000	2,077
Total interest expense	$5,276,000	1,522
Net interest income	$7,399,000	2,420
Provision for loan and lease losses	$0	3,085
Total noninterest income	$2,969,000	1,361
Gross Fiduciary activities income	$831,000	484
Service charges on deposit accounts	$656,000	1,099
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,482,000	1,620
Total noninterest expense	$10,602,000	1,590
Salaries and employee benefits	$5,501,000	1,711
Premises and equipment expense	$1,270,000	1,399
Additional noninterest expense	$1,482,000	1,620
Pre-tax net operating income	$-234,000	4,455
Securities gains (losses)	$8,000	641
Applicable income taxes	$-295,000	4,547
Income before extraordinary items	$69,000	4,298
Extraordinary gains, net	$0	52
Net income	$69,000	4,338
Minority interest net income	$0	81
Net income of bank and minority interests.	$69,000	4,297
Net charge-offs	$65,000	1,369
Cash dividends	$400,000	2,391
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$62,680	4,329
2023-06-30 (YTD Data)		Rank
Total interest income	$8,379,000	2,063
Total interest expense	$3,130,000	1,523
Net interest income	$5,249,000	2,352
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,984,000	1,304
Gross Fiduciary activities income	$548,000	480
Service charges on deposit accounts	$424,000	1,115
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,012,000	1,527
Total noninterest expense	$6,949,000	1,598
Salaries and employee benefits	$3,641,000	1,722
Premises and equipment expense	$860,000	1,369
Additional noninterest expense	$1,012,000	1,525
Pre-tax net operating income	$284,000	4,024
Securities gains (losses)	$8,000	684
Applicable income taxes	$-106,000	4,555
Income before extraordinary items	$398,000	3,756
Extraordinary gains, net	$0	51
Net income	$398,000	3,792
Minority interest net income	$0	81
Net income of bank and minority interests.	$398,000	3,755
Net charge-offs	$28,000	1,419
Cash dividends	$400,000	2,106
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$390,000	3,801
2023-03-31 (YTD Data)		Rank
Total interest income	$4,277,000	2,020
Total interest expense	$1,413,000	1,486
Net interest income	$2,864,000	2,216
Provision for loan and lease losses	$0	2,612
Total noninterest income	$950,000	1,336
Gross Fiduciary activities income	$275,000	487
Service charges on deposit accounts	$205,000	1,156
Trading account gains and fees	NA	NA
Additional Noninterest Income	$470,000	1,572
Total noninterest expense	$3,436,000	1,640
Salaries and employee benefits	$1,833,000	1,728
Premises and equipment expense	$419,000	1,435
Additional noninterest expense	$470,000	1,572
Pre-tax net operating income	$378,000	3,411
Securities gains (losses)	$8,000	629
Applicable income taxes	$-3,000	4,472
Income before extraordinary items	$389,000	3,205
Extraordinary gains, net	$0	4
Net income	$389,000	3,204
Minority interest net income	$0	48
Net income of bank and minority interests.	$389,000	3,205
Net charge-offs	$18,000	1,150
Cash dividends	$400,000	1,392
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$381,000	3,254
2022-12-31 (YTD Data)		Rank
Total interest income	$14,473,000	2,022
Total interest expense	$2,868,000	1,221
Net interest income	$11,605,000	2,158
Provision for loan and lease losses	$240,000	1,681
Total noninterest income	$3,450,000	1,500
Gross Fiduciary activities income	$1,002,000	515
Service charges on deposit accounts	$795,000	1,209
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,653,000	1,811
Total noninterest expense	$13,888,000	1,592
Salaries and employee benefits	$7,067,000	1,737
Premises and equipment expense	$1,764,000	1,361
Additional noninterest expense	$1,653,000	1,811
Pre-tax net operating income	$927,000	3,824
Securities gains (losses)	$38,000	270
Applicable income taxes	$-214,000	4,623
Income before extraordinary items	$1,179,000	3,511
Extraordinary gains, net	$0	5
Net income	$1,179,000	3,509
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,179,000	3,510
Net charge-offs	$167,000	1,007
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,141,000	3,559
2022-09-30 (YTD Data)		Rank
Total interest income	$10,160,000	2,051
Total interest expense	$1,471,000	1,332
Net interest income	$8,689,000	2,133
Provision for loan and lease losses	$180,000	1,523
Total noninterest income	$2,603,000	1,520
Gross Fiduciary activities income	$784,000	507
Service charges on deposit accounts	$584,000	1,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,235,000	1,839
Total noninterest expense	$10,467,000	1,578
Salaries and employee benefits	$5,274,000	1,732
Premises and equipment expense	$1,329,000	1,347
Additional noninterest expense	$1,235,000	1,839
Pre-tax net operating income	$645,000	3,879
Securities gains (losses)	$38,000	270
Applicable income taxes	$-135,000	4,665
Income before extraordinary items	$818,000	3,576
Extraordinary gains, net	$0	4
Net income	$818,000	3,574
Minority interest net income	$0	57
Net income of bank and minority interests.	$818,000	3,575
Net charge-offs	$54,000	1,179
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$780,000	3,640
2022-06-30 (YTD Data)		Rank
Total interest income	$6,445,000	2,075
Total interest expense	$746,000	1,432
Net interest income	$5,699,000	2,124
Provision for loan and lease losses	$120,000	1,426
Total noninterest income	$1,688,000	1,536
Gross Fiduciary activities income	$490,000	479
Service charges on deposit accounts	$371,000	1,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$827,000	1,877
Total noninterest expense	$6,942,000	1,566
Salaries and employee benefits	$3,499,000	1,735
Premises and equipment expense	$861,000	1,381
Additional noninterest expense	$2,582,000	1,302
Pre-tax net operating income	$325,000	3,974
Securities gains (losses)	$1,000	612
Applicable income taxes	$-114,000	4,688
Income before extraordinary items	$440,000	3,651
Extraordinary gains, net	$0	4
Net income	$440,000	3,649
Minority interest net income	$0	60
Net income of bank and minority interests.	$440,000	3,651
Net charge-offs	$30,000	1,166
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$439,000	3,690
2022-03-31 (YTD Data)		Rank
Total interest income	$3,131,000	2,077
Total interest expense	$376,000	1,373
Net interest income	$2,755,000	2,127
Provision for loan and lease losses	$60,000	1,235
Total noninterest income	$840,000	1,538
Gross Fiduciary activities income	$259,000	475
Service charges on deposit accounts	$180,000	1,281
Trading account gains and fees	NA	NA
Additional Noninterest Income	$401,000	1,907
Total noninterest expense	$3,484,000	1,554
Salaries and employee benefits	$1,753,000	1,732
Premises and equipment expense	$433,000	1,374
Additional noninterest expense	$1,298,000	1,284
Pre-tax net operating income	$51,000	4,324
Securities gains (losses)	$1,000	563
Applicable income taxes	$-77,000	4,718
Income before extraordinary items	$129,000	3,945
Extraordinary gains, net	$0	4
Net income	$129,000	3,944
Minority interest net income	$0	50
Net income of bank and minority interests.	$129,000	3,945
Net charge-offs	$13,000	1,108
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$128,000	3,969
2021-12-31 (YTD Data)		Rank
Total interest income	$12,499,000	2,128
Total interest expense	$1,834,000	1,417
Net interest income	$10,665,000	2,225
Provision for loan and lease losses	$360,000	1,270
Total noninterest income	$4,413,000	1,423
Gross Fiduciary activities income	$879,000	502
Service charges on deposit accounts	$687,000	1,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,847,000	1,537
Total noninterest expense	$12,683,000	1,673
Salaries and employee benefits	$6,711,000	1,776
Premises and equipment expense	$1,672,000	1,400
Additional noninterest expense	$4,300,000	1,506
Pre-tax net operating income	$2,035,000	3,129
Securities gains (losses)	$11,000	1,683
Applicable income taxes	$32,000	3,410
Income before extraordinary items	$2,014,000	3,017
Extraordinary gains, net	$0	10
Net income	$2,014,000	3,017
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,014,000	3,017
Net charge-offs	$247,000	924
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,003,220	3,001
2021-09-30 (YTD Data)		Rank
Total interest income	$9,472,000	2,159
Total interest expense	$1,441,000	1,442
Net interest income	$8,031,000	2,259
Provision for loan and lease losses	$300,000	1,152
Total noninterest income	$3,478,000	1,409
Gross Fiduciary activities income	$677,000	491
Service charges on deposit accounts	$497,000	1,298
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,304,000	1,522
Total noninterest expense	$9,376,000	1,694
Salaries and employee benefits	$4,962,000	1,788
Premises and equipment expense	$1,251,000	1,426
Additional noninterest expense	$3,163,000	1,525
Pre-tax net operating income	$1,833,000	3,030
Securities gains (losses)	$11,000	1,610
Applicable income taxes	$159,000	2,712
Income before extraordinary items	$1,685,000	3,004
Extraordinary gains, net	$0	8
Net income	$1,685,000	3,004
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,685,000	3,004
Net charge-offs	$212,000	774
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,674,990	2,989
2021-06-30 (YTD Data)		Rank
Total interest income	$6,208,000	2,180
Total interest expense	$1,005,000	1,450
Net interest income	$5,203,000	2,291
Provision for loan and lease losses	$240,000	1,058
Total noninterest income	$2,280,000	1,418
Gross Fiduciary activities income	$442,000	494
Service charges on deposit accounts	$305,000	1,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,533,000	1,490
Total noninterest expense	$6,170,000	1,698
Salaries and employee benefits	$3,291,000	1,795
Premises and equipment expense	$802,000	1,470
Additional noninterest expense	$2,077,000	1,528
Pre-tax net operating income	$1,073,000	3,172
Securities gains (losses)	$11,000	1,388
Applicable income taxes	$80,000	2,840
Income before extraordinary items	$1,004,000	3,122
Extraordinary gains, net	$0	6
Net income	$1,004,000	3,120
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,004,000	3,122
Net charge-offs	$196,000	661
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$993,770	3,107
2021-03-31 (YTD Data)		Rank
Total interest income	$2,981,000	2,233
Total interest expense	$523,000	1,471
Net interest income	$2,458,000	2,364
Provision for loan and lease losses	$120,000	1,135
Total noninterest income	$1,269,000	1,314
Gross Fiduciary activities income	$213,000	499
Service charges on deposit accounts	$150,000	1,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$906,000	1,357
Total noninterest expense	$3,033,000	1,707
Salaries and employee benefits	$1,636,000	1,791
Premises and equipment expense	$409,000	1,464
Additional noninterest expense	$988,000	1,560
Pre-tax net operating income	$574,000	3,095
Securities gains (losses)	$11,000	1,037
Applicable income taxes	$53,000	2,669
Income before extraordinary items	$532,000	3,042
Extraordinary gains, net	$0	3
Net income	$532,000	3,040
Minority interest net income	$0	55
Net income of bank and minority interests.	$532,000	3,042
Net charge-offs	$50,000	825
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$521,990	3,038
2020-12-31 (YTD Data)		Rank
Total interest income	$12,708,000	2,141
Total interest expense	$2,608,000	1,661
Net interest income	$10,100,000	2,236
Provision for loan and lease losses	$420,000	2,406
Total noninterest income	$4,075,000	1,445
Gross Fiduciary activities income	$842,000	490
Service charges on deposit accounts	$625,000	1,365
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,608,000	1,554
Total noninterest expense	$12,097,000	1,697
Salaries and employee benefits	$6,566,000	1,761
Premises and equipment expense	$1,542,000	1,486
Additional noninterest expense	$3,989,000	1,537
Pre-tax net operating income	$1,658,000	3,169
Securities gains (losses)	$-1,000	4,658
Applicable income taxes	$70,000	3,064
Income before extraordinary items	$1,587,000	3,128
Extraordinary gains, net	$0	4
Net income	$1,587,000	3,127
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,587,000	3,128
Net charge-offs	$44,000	2,464
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,587,960	3,075
2020-09-30 (YTD Data)		Rank
Total interest income	$9,493,000	2,163
Total interest expense	$2,001,000	1,698
Net interest income	$7,492,000	2,258
Provision for loan and lease losses	$300,000	2,421
Total noninterest income	$2,929,000	1,455
Gross Fiduciary activities income	$603,000	492
Service charges on deposit accounts	$447,000	1,415
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,879,000	1,547
Total noninterest expense	$9,027,000	1,680
Salaries and employee benefits	$4,861,000	1,766
Premises and equipment expense	$1,167,000	1,476
Additional noninterest expense	$2,999,000	1,513
Pre-tax net operating income	$1,094,000	3,347
Securities gains (losses)	$-1,000	4,639
Applicable income taxes	$45,000	3,118
Income before extraordinary items	$1,048,000	3,296
Extraordinary gains, net	$0	4
Net income	$1,048,000	3,296
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,048,000	3,296
Net charge-offs	$38,000	2,194
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,048,960	3,241
2020-06-30 (YTD Data)		Rank
Total interest income	$6,366,000	2,173
Total interest expense	$1,352,000	1,778
Net interest income	$5,014,000	2,271
Provision for loan and lease losses	$180,000	2,493
Total noninterest income	$1,741,000	1,477
Gross Fiduciary activities income	$383,000	504
Service charges on deposit accounts	$285,000	1,494
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,073,000	1,607
Total noninterest expense	$5,986,000	1,683
Salaries and employee benefits	$3,286,000	1,747
Premises and equipment expense	$734,000	1,535
Additional noninterest expense	$1,966,000	1,529
Pre-tax net operating income	$589,000	3,562
Securities gains (losses)	$-1,000	4,646
Applicable income taxes	$4,000	3,498
Income before extraordinary items	$584,000	3,485
Extraordinary gains, net	$0	4
Net income	$584,000	3,485
Minority interest net income	$0	65
Net income of bank and minority interests.	$584,000	3,485
Net charge-offs	$20,000	2,184
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$584,990	3,429
2020-03-31 (YTD Data)		Rank
Total interest income	$3,264,000	2,123
Total interest expense	$702,000	1,842
Net interest income	$2,562,000	2,188
Provision for loan and lease losses	$60,000	2,352
Total noninterest income	$875,000	1,398
Gross Fiduciary activities income	$213,000	484
Service charges on deposit accounts	$171,000	1,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$491,000	1,537
Total noninterest expense	$3,022,000	1,683
Salaries and employee benefits	$1,655,000	1,746
Premises and equipment expense	$377,000	1,517
Additional noninterest expense	$990,000	1,529
Pre-tax net operating income	$355,000	3,208
Securities gains (losses)	$-1,000	4,671
Applicable income taxes	$16,000	2,986
Income before extraordinary items	$338,000	3,135
Extraordinary gains, net	$0	4
Net income	$338,000	3,135
Minority interest net income	$0	56
Net income of bank and minority interests.	$338,000	3,136
Net charge-offs	$14,000	1,736
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$338,950	3,106
2019-12-31 (YTD Data)		Rank
Total interest income	$13,303,000	2,115
Total interest expense	$2,778,000	1,906
Net interest income	$10,525,000	2,136
Provision for loan and lease losses	$120,000	2,773
Total noninterest income	$3,101,000	1,532
Gross Fiduciary activities income	$740,000	508
Service charges on deposit accounts	$704,000	1,488
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,657,000	1,712
Total noninterest expense	$11,960,000	1,650
Salaries and employee benefits	$6,345,000	1,763
Premises and equipment expense	$1,615,000	1,415
Additional noninterest expense	$4,000,000	1,507
Pre-tax net operating income	$1,546,000	3,352
Securities gains (losses)	$-6,000	4,737
Applicable income taxes	$70,000	3,188
Income before extraordinary items	$1,470,000	3,298
Extraordinary gains, net	$0	11
Net income	$1,470,000	3,299
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,470,000	3,299
Net charge-offs	$120,000	2,081
Cash dividends	$200,000	3,544
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,475,700	3,268
2019-09-30 (YTD Data)		Rank
Total interest income	$9,967,000	2,142
Total interest expense	$2,068,000	1,928
Net interest income	$7,899,000	2,163
Provision for loan and lease losses	$90,000	2,664
Total noninterest income	$2,212,000	1,574
Gross Fiduciary activities income	$505,000	531
Service charges on deposit accounts	$516,000	1,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,191,000	1,742
Total noninterest expense	$9,015,000	1,657
Salaries and employee benefits	$4,709,000	1,785
Premises and equipment expense	$1,206,000	1,429
Additional noninterest expense	$3,100,000	1,474
Pre-tax net operating income	$1,006,000	3,619
Securities gains (losses)	$-14,000	4,947
Applicable income taxes	$1,000	3,858
Income before extraordinary items	$991,000	3,502
Extraordinary gains, net	$0	11
Net income	$991,000	3,502
Minority interest net income	$0	72
Net income of bank and minority interests.	$991,000	3,502
Net charge-offs	$58,000	2,124
Cash dividends	$200,000	3,106
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,005,000	3,460
2019-06-30 (YTD Data)		Rank
Total interest income	$6,593,000	2,150
Total interest expense	$1,349,000	1,934
Net interest income	$5,244,000	2,180
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$1,448,000	1,563
Gross Fiduciary activities income	$343,000	525
Service charges on deposit accounts	$330,000	1,561
Trading account gains and fees	NA	NA
Additional Noninterest Income	$775,000	1,742
Total noninterest expense	$5,982,000	1,665
Salaries and employee benefits	$3,091,000	1,808
Premises and equipment expense	$805,000	1,431
Additional noninterest expense	$2,086,000	1,473
Pre-tax net operating income	$650,000	3,675
Securities gains (losses)	$1,000	1,602
Applicable income taxes	$-4,000	5,147
Income before extraordinary items	$655,000	3,522
Extraordinary gains, net	$0	11
Net income	$655,000	3,521
Minority interest net income	$0	69
Net income of bank and minority interests.	$655,000	3,521
Net charge-offs	$44,000	1,925
Cash dividends	$200,000	2,850
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$654,000	3,502
2019-03-31 (YTD Data)		Rank
Total interest income	$3,297,000	2,146
Total interest expense	$661,000	1,920
Net interest income	$2,636,000	2,179
Provision for loan and lease losses	$30,000	2,400
Total noninterest income	$726,000	1,522
Gross Fiduciary activities income	$167,000	531
Service charges on deposit accounts	$156,000	1,621
Trading account gains and fees	NA	NA
Additional Noninterest Income	$403,000	1,660
Total noninterest expense	$2,968,000	1,680
Salaries and employee benefits	$1,517,000	1,852
Premises and equipment expense	$399,000	1,457
Additional noninterest expense	$1,052,000	1,455
Pre-tax net operating income	$364,000	3,522
Securities gains (losses)	$0	1,087
Applicable income taxes	$8,000	3,458
Income before extraordinary items	$356,000	3,393
Extraordinary gains, net	$0	5
Net income	$356,000	3,392
Minority interest net income	$0	52
Net income of bank and minority interests.	$356,000	3,392
Net charge-offs	$18,000	1,744
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$356,000	3,382
2018-12-31 (YTD Data)		Rank
Total interest income	$12,384,000	2,158
Total interest expense	$1,920,000	1,989
Net interest income	$10,464,000	2,161
Provision for loan and lease losses	$120,000	2,842
Total noninterest income	$2,607,000	1,702
Gross Fiduciary activities income	$619,000	553
Service charges on deposit accounts	$696,000	1,536
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,292,000	1,961
Total noninterest expense	$11,666,000	1,664
Salaries and employee benefits	$6,081,000	1,782
Premises and equipment expense	$1,596,000	1,413
Additional noninterest expense	$3,989,000	1,504
Pre-tax net operating income	$1,285,000	3,734
Securities gains (losses)	$-12,000	4,464
Applicable income taxes	$-145,000	5,317
Income before extraordinary items	$1,418,000	3,441
Extraordinary gains, net	$0	6
Net income	$1,418,000	3,439
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,418,000	3,440
Net charge-offs	$405,000	1,095
Cash dividends	$250,000	3,471
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,430,000	3,439
2018-09-30 (YTD Data)		Rank
Total interest income	$9,100,000	2,177
Total interest expense	$1,304,000	2,049
Net interest income	$7,796,000	2,166
Provision for loan and lease losses	$90,000	2,683
Total noninterest income	$1,971,000	1,706
Gross Fiduciary activities income	$470,000	548
Service charges on deposit accounts	$515,000	1,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$986,000	1,956
Total noninterest expense	$8,722,000	1,659
Salaries and employee benefits	$4,564,000	1,780
Premises and equipment expense	$1,179,000	1,439
Additional noninterest expense	$2,979,000	1,522
Pre-tax net operating income	$955,000	3,813
Securities gains (losses)	$1,000	1,016
Applicable income taxes	$-5,000	5,323
Income before extraordinary items	$961,000	3,632
Extraordinary gains, net	$0	5
Net income	$961,000	3,631
Minority interest net income	$0	66
Net income of bank and minority interests.	$961,000	3,631
Net charge-offs	$67,000	2,007
Cash dividends	$250,000	2,964
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$960,000	3,640
2018-06-30 (YTD Data)		Rank
Total interest income	$5,979,000	2,184
Total interest expense	$823,000	2,047
Net interest income	$5,156,000	2,180
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$1,290,000	1,727
Gross Fiduciary activities income	$310,000	555
Service charges on deposit accounts	$341,000	1,560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$639,000	1,979
Total noninterest expense	$5,781,000	1,678
Salaries and employee benefits	$3,041,000	1,805
Premises and equipment expense	$808,000	1,422
Additional noninterest expense	$1,932,000	1,556
Pre-tax net operating income	$605,000	3,893
Securities gains (losses)	$1,000	871
Applicable income taxes	$-9,000	5,387
Income before extraordinary items	$615,000	3,695
Extraordinary gains, net	$0	6
Net income	$615,000	3,693
Minority interest net income	$0	65
Net income of bank and minority interests.	$615,000	3,694
Net charge-offs	$26,000	2,109
Cash dividends	$250,000	2,633
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$614,000	3,696
2018-03-31 (YTD Data)		Rank
Total interest income	$2,943,000	2,205
Total interest expense	$390,000	2,060
Net interest income	$2,553,000	2,203
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$636,000	1,733
Gross Fiduciary activities income	$157,000	557
Service charges on deposit accounts	$180,000	1,512
Trading account gains and fees	NA	NA
Additional Noninterest Income	$299,000	2,028
Total noninterest expense	$2,900,000	1,687
Salaries and employee benefits	$1,508,000	1,836
Premises and equipment expense	$417,000	1,401
Additional noninterest expense	$975,000	1,541
Pre-tax net operating income	$259,000	4,021
Securities gains (losses)	$0	735
Applicable income taxes	$-15,000	5,482
Income before extraordinary items	$274,000	3,808
Extraordinary gains, net	$0	7
Net income	$274,000	3,808
Minority interest net income	$0	52
Net income of bank and minority interests.	$274,000	3,808
Net charge-offs	$16,000	1,764
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$274,000	3,809
2017-12-31 (YTD Data)		Rank
Total interest income	$11,575,000	2,180
Total interest expense	$1,405,000	2,031
Net interest income	$10,170,000	2,199
Provision for loan and lease losses	$180,000	2,471
Total noninterest income	$2,544,000	1,753
Gross Fiduciary activities income	$568,000	566
Service charges on deposit accounts	$718,000	1,536
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,258,000	2,021
Total noninterest expense	$10,885,000	1,764
Salaries and employee benefits	$5,721,000	1,886
Premises and equipment expense	$1,560,000	1,465
Additional noninterest expense	$3,604,000	1,661
Pre-tax net operating income	$1,649,000	3,400
Securities gains (losses)	$-5,000	4,981
Applicable income taxes	$764,000	2,104
Income before extraordinary items	$880,000	3,881
Extraordinary gains, net	$0	9
Net income	$880,000	3,880
Minority interest net income	$0	76
Net income of bank and minority interests.	$880,000	3,881
Net charge-offs	$3,000	3,939
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$883,200	3,862
2017-09-30 (YTD Data)		Rank
Total interest income	$8,637,000	2,198
Total interest expense	$1,035,000	2,036
Net interest income	$7,602,000	2,212
Provision for loan and lease losses	$150,000	2,287
Total noninterest income	$1,896,000	1,782
Gross Fiduciary activities income	$419,000	573
Service charges on deposit accounts	$524,000	1,582
Trading account gains and fees	NA	NA
Additional Noninterest Income	$953,000	2,021
Total noninterest expense	$8,083,000	1,791
Salaries and employee benefits	$4,228,000	1,907
Premises and equipment expense	$1,161,000	1,483
Additional noninterest expense	$2,694,000	1,662
Pre-tax net operating income	$1,265,000	3,407
Securities gains (losses)	$-5,000	5,317
Applicable income taxes	$183,000	2,822
Income before extraordinary items	$1,077,000	3,411
Extraordinary gains, net	$0	9
Net income	$1,077,000	3,410
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,077,000	3,411
Net charge-offs	$0	3,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,081,250	3,368
2017-06-30 (YTD Data)		Rank
Total interest income	$5,749,000	2,191
Total interest expense	$692,000	1,981
Net interest income	$5,057,000	2,204
Provision for loan and lease losses	$120,000	2,050
Total noninterest income	$1,260,000	1,781
Gross Fiduciary activities income	$279,000	578
Service charges on deposit accounts	$333,000	1,621
Trading account gains and fees	NA	NA
Additional Noninterest Income	$648,000	2,023
Total noninterest expense	$5,383,000	1,792
Salaries and employee benefits	$2,781,000	1,939
Premises and equipment expense	$785,000	1,462
Additional noninterest expense	$1,817,000	1,635
Pre-tax net operating income	$814,000	3,427
Securities gains (losses)	$-6,000	5,430
Applicable income taxes	$99,000	2,939
Income before extraordinary items	$709,000	3,385
Extraordinary gains, net	$0	11
Net income	$709,000	3,384
Minority interest net income	$0	71
Net income of bank and minority interests.	$709,000	3,385
Net charge-offs	$6,000	3,079
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$714,280	3,342
2017-03-31 (YTD Data)		Rank
Total interest income	$2,856,000	2,195
Total interest expense	$348,000	1,961
Net interest income	$2,508,000	2,219
Provision for loan and lease losses	$60,000	1,878
Total noninterest income	$598,000	1,826
Gross Fiduciary activities income	$131,000	595
Service charges on deposit accounts	$162,000	1,650
Trading account gains and fees	NA	NA
Additional Noninterest Income	$305,000	2,073
Total noninterest expense	$2,694,000	1,800
Salaries and employee benefits	$1,400,000	1,957
Premises and equipment expense	$395,000	1,476
Additional noninterest expense	$899,000	1,653
Pre-tax net operating income	$352,000	3,608
Securities gains (losses)	$2,000	951
Applicable income taxes	$47,000	2,929
Income before extraordinary items	$307,000	3,566
Extraordinary gains, net	$0	8
Net income	$307,000	3,565
Minority interest net income	$0	55
Net income of bank and minority interests.	$307,000	3,566
Net charge-offs	$59,000	1,222
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$305,260	3,551
2016-12-31 (YTD Data)		Rank
Total interest income	$11,072,000	2,215
Total interest expense	$1,331,000	1,968
Net interest income	$9,741,000	2,233
Provision for loan and lease losses	$300,000	1,988
Total noninterest income	$2,821,000	1,716
Gross Fiduciary activities income	$585,000	562
Service charges on deposit accounts	$674,000	1,667
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,562,000	1,828
Total noninterest expense	$10,655,000	1,793
Salaries and employee benefits	$5,322,000	1,997
Premises and equipment expense	$1,565,000	1,457
Additional noninterest expense	$3,768,000	1,622
Pre-tax net operating income	$1,607,000	3,414
Securities gains (losses)	$2,000	3,045
Applicable income taxes	$225,000	2,855
Income before extraordinary items	$1,384,000	3,406
Extraordinary gains, net	$0	5
Net income	$1,384,000	3,404
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,384,000	3,405
Net charge-offs	$303,000	1,507
Cash dividends	$250,000	3,543
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,382,280	3,361
2016-09-30 (YTD Data)		Rank
Total interest income	$8,268,000	2,221
Total interest expense	$968,000	2,013
Net interest income	$7,300,000	2,245
Provision for loan and lease losses	$210,000	2,000
Total noninterest income	$2,020,000	1,765
Gross Fiduciary activities income	$436,000	558
Service charges on deposit accounts	$504,000	1,671
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,080,000	1,942
Total noninterest expense	$7,942,000	1,801
Salaries and employee benefits	$3,941,000	2,009
Premises and equipment expense	$1,155,000	1,485
Additional noninterest expense	$2,846,000	1,607
Pre-tax net operating income	$1,168,000	3,507
Securities gains (losses)	$2,000	2,985
Applicable income taxes	$164,000	2,938
Income before extraordinary items	$1,006,000	3,484
Extraordinary gains, net	$0	5
Net income	$1,006,000	3,482
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,006,000	3,484
Net charge-offs	$129,000	1,835
Cash dividends	$250,000	3,006
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,004,280	3,436
2016-06-30 (YTD Data)		Rank
Total interest income	$5,484,000	2,234
Total interest expense	$648,000	2,008
Net interest income	$4,836,000	2,255
Provision for loan and lease losses	$120,000	2,108
Total noninterest income	$1,347,000	1,753
Gross Fiduciary activities income	$274,000	576
Service charges on deposit accounts	$337,000	1,650
Trading account gains and fees	$0	157
Additional Noninterest Income	$736,000	1,889
Total noninterest expense	$5,306,000	1,805
Salaries and employee benefits	$2,609,000	2,025
Premises and equipment expense	$787,000	1,451
Additional noninterest expense	$1,910,000	1,600
Pre-tax net operating income	$757,000	3,546
Securities gains (losses)	$2,000	2,664
Applicable income taxes	$128,000	2,834
Income before extraordinary items	$631,000	3,590
Extraordinary gains, net	$0	16
Net income	$631,000	3,586
Minority interest net income	$0	71
Net income of bank and minority interests.	$631,000	3,588
Net charge-offs	$144,000	1,350
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$629,340	3,526
2016-03-31 (YTD Data)		Rank
Total interest income	$2,740,000	2,244
Total interest expense	$320,000	2,037
Net interest income	$2,420,000	2,239
Provision for loan and lease losses	$60,000	1,948
Total noninterest income	$606,000	1,838
Gross Fiduciary activities income	$130,000	596
Service charges on deposit accounts	$170,000	1,626
Trading account gains and fees	$0	142
Additional Noninterest Income	$306,000	2,066
Total noninterest expense	$2,615,000	1,836
Salaries and employee benefits	$1,248,000	2,107
Premises and equipment expense	$401,000	1,442
Additional noninterest expense	$966,000	1,570
Pre-tax net operating income	$351,000	3,621
Securities gains (losses)	$2,000	1,894
Applicable income taxes	$58,000	2,869
Income before extraordinary items	$295,000	3,662
Extraordinary gains, net	$0	12
Net income	$295,000	3,659
Minority interest net income	$0	62
Net income of bank and minority interests.	$295,000	3,660
Net charge-offs	$50,000	1,427
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$293,320	3,604
2015-12-31 (YTD Data)		Rank
Total interest income	$10,400,000	2,295
Total interest expense	$1,246,000	2,054
Net interest income	$9,154,000	2,318
Provision for loan and lease losses	$300,000	1,890
Total noninterest income	$2,615,000	1,777
Gross Fiduciary activities income	$538,000	583
Service charges on deposit accounts	$746,000	1,564
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,331,000	2,011
Total noninterest expense	$10,669,000	1,780
Salaries and employee benefits	$5,295,000	1,963
Premises and equipment expense	$1,611,000	1,436
Additional noninterest expense	$3,763,000	1,613
Pre-tax net operating income	$800,000	4,414
Securities gains (losses)	$120,000	1,063
Applicable income taxes	$66,000	3,527
Income before extraordinary items	$854,000	4,154
Extraordinary gains, net	$0	23
Net income	$854,000	4,153
Minority interest net income	$0	81
Net income of bank and minority interests.	$854,000	4,154
Net charge-offs	$374,000	1,419
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$742,400	4,296
2015-09-30 (YTD Data)		Rank
Total interest income	$7,749,000	2,320
Total interest expense	$916,000	2,113
Net interest income	$6,833,000	2,346
Provision for loan and lease losses	$240,000	1,746
Total noninterest income	$1,981,000	1,769
Gross Fiduciary activities income	$405,000	581
Service charges on deposit accounts	$550,000	1,598
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,026,000	1,995
Total noninterest expense	$7,997,000	1,786
Salaries and employee benefits	$3,934,000	1,982
Premises and equipment expense	$1,213,000	1,432
Additional noninterest expense	$2,850,000	1,595
Pre-tax net operating income	$577,000	4,560
Securities gains (losses)	$88,000	1,109
Applicable income taxes	$154,000	2,999
Income before extraordinary items	$511,000	4,531
Extraordinary gains, net	$0	21
Net income	$511,000	4,533
Minority interest net income	$0	78
Net income of bank and minority interests.	$511,000	4,534
Net charge-offs	$118,000	2,004
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$443,240	4,663
2015-06-30 (YTD Data)		Rank
Total interest income	$5,076,000	2,359
Total interest expense	$606,000	2,139
Net interest income	$4,470,000	2,380
Provision for loan and lease losses	$180,000	1,603
Total noninterest income	$1,292,000	1,802
Gross Fiduciary activities income	$269,000	588
Service charges on deposit accounts	$356,000	1,613
Trading account gains and fees	$0	157
Additional Noninterest Income	$667,000	2,028
Total noninterest expense	$5,298,000	1,805
Salaries and employee benefits	$2,599,000	2,002
Premises and equipment expense	$821,000	1,430
Additional noninterest expense	$1,878,000	1,628
Pre-tax net operating income	$284,000	4,921
Securities gains (losses)	$9,000	2,056
Applicable income taxes	$58,000	3,370
Income before extraordinary items	$235,000	4,982
Extraordinary gains, net	$0	22
Net income	$235,000	4,984
Minority interest net income	$0	75
Net income of bank and minority interests.	$235,000	4,986
Net charge-offs	$77,000	1,964
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$227,800	4,949
2015-03-31 (YTD Data)		Rank
Total interest income	$2,519,000	2,365
Total interest expense	$306,000	2,135
Net interest income	$2,213,000	2,400
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$680,000	1,699
Gross Fiduciary activities income	$133,000	599
Service charges on deposit accounts	$165,000	1,700
Trading account gains and fees	$0	152
Additional Noninterest Income	$382,000	1,829
Total noninterest expense	$2,686,000	1,788
Salaries and employee benefits	$1,306,000	2,007
Premises and equipment expense	$418,000	1,428
Additional noninterest expense	$962,000	1,577
Pre-tax net operating income	$117,000	5,084
Securities gains (losses)	$9,000	1,518
Applicable income taxes	$16,000	3,628
Income before extraordinary items	$110,000	5,019
Extraordinary gains, net	$0	13
Net income	$110,000	5,021
Minority interest net income	$0	64
Net income of bank and minority interests.	$110,000	5,023
Net charge-offs	$23,000	2,046
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$102,170	5,040
2014-12-31 (YTD Data)		Rank
Total interest income	$10,356,000	2,322
Total interest expense	$1,294,000	2,124
Net interest income	$9,062,000	2,351
Provision for loan and lease losses	$360,000	1,793
Total noninterest income	$2,372,000	1,870
Gross Fiduciary activities income	$590,000	575
Service charges on deposit accounts	$740,000	1,678
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,042,000	2,277
Total noninterest expense	$10,692,000	1,789
Salaries and employee benefits	$5,127,000	1,994
Premises and equipment expense	$1,668,000	1,425
Additional noninterest expense	$3,897,000	1,595
Pre-tax net operating income	$382,000	5,290
Securities gains (losses)	$216,000	773
Applicable income taxes	$77,000	3,532
Income before extraordinary items	$521,000	4,878
Extraordinary gains, net	$0	17
Net income	$521,000	4,877
Minority interest net income	$0	84
Net income of bank and minority interests.	$521,000	4,878
Net charge-offs	$406,000	1,705
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$333,080	5,272
2014-09-30 (YTD Data)		Rank
Total interest income	$7,758,000	2,344
Total interest expense	$975,000	2,149
Net interest income	$6,783,000	2,357
Provision for loan and lease losses	$270,000	1,734
Total noninterest income	$1,848,000	1,835
Gross Fiduciary activities income	$448,000	574
Service charges on deposit accounts	$543,000	1,718
Trading account gains and fees	$0	174
Additional Noninterest Income	$857,000	2,156
Total noninterest expense	$7,976,000	1,792
Salaries and employee benefits	$3,839,000	2,001
Premises and equipment expense	$1,234,000	1,451
Additional noninterest expense	$2,903,000	1,613
Pre-tax net operating income	$385,000	5,095
Securities gains (losses)	$202,000	638
Applicable income taxes	$80,000	3,406
Income before extraordinary items	$507,000	4,586
Extraordinary gains, net	$0	15
Net income	$507,000	4,586
Minority interest net income	$0	81
Net income of bank and minority interests.	$507,000	4,587
Net charge-offs	$395,000	1,360
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$333,280	5,081
2014-06-30 (YTD Data)		Rank
Total interest income	$5,147,000	2,346
Total interest expense	$647,000	2,190
Net interest income	$4,500,000	2,349
Provision for loan and lease losses	$180,000	1,726
Total noninterest income	$1,176,000	1,871
Gross Fiduciary activities income	$310,000	568
Service charges on deposit accounts	$343,000	1,768
Trading account gains and fees	$0	172
Additional Noninterest Income	$523,000	2,257
Total noninterest expense	$5,285,000	1,797
Salaries and employee benefits	$2,567,000	2,011
Premises and equipment expense	$827,000	1,449
Additional noninterest expense	$1,891,000	1,644
Pre-tax net operating income	$211,000	5,280
Securities gains (losses)	$191,000	498
Applicable income taxes	$74,000	3,230
Income before extraordinary items	$328,000	4,598
Extraordinary gains, net	$0	20
Net income	$328,000	4,601
Minority interest net income	$0	80
Net income of bank and minority interests.	$328,000	4,602
Net charge-offs	$145,000	1,864
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$171,380	5,319
2014-03-31 (YTD Data)		Rank
Total interest income	$2,562,000	2,349
Total interest expense	$325,000	2,211
Net interest income	$2,237,000	2,352
Provision for loan and lease losses	$90,000	1,672
Total noninterest income	$522,000	1,964
Gross Fiduciary activities income	$138,000	598
Service charges on deposit accounts	$155,000	1,886
Trading account gains and fees	$0	147
Additional Noninterest Income	$229,000	2,366
Total noninterest expense	$2,653,000	1,787
Salaries and employee benefits	$1,289,000	2,013
Premises and equipment expense	$416,000	1,464
Additional noninterest expense	$948,000	1,619
Pre-tax net operating income	$16,000	6,073
Securities gains (losses)	$114,000	400
Applicable income taxes	$10,000	3,818
Income before extraordinary items	$120,000	4,950
Extraordinary gains, net	$0	16
Net income	$120,000	4,953
Minority interest net income	$0	66
Net income of bank and minority interests.	$120,000	4,952
Net charge-offs	$160,000	1,082
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$15,120	6,074
2013-12-31 (YTD Data)		Rank
Total interest income	$10,245,000	2,374
Total interest expense	$1,570,000	2,080
Net interest income	$8,675,000	2,424
Provision for loan and lease losses	$540,000	1,748
Total noninterest income	$2,313,000	1,948
Gross Fiduciary activities income	$518,000	591
Service charges on deposit accounts	$718,000	1,787
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,077,000	2,277
Total noninterest expense	$10,073,000	1,884
Salaries and employee benefits	$4,885,000	2,091
Premises and equipment expense	$1,619,000	1,469
Additional noninterest expense	$3,569,000	1,780
Pre-tax net operating income	$375,000	5,283
Securities gains (losses)	$600,000	385
Applicable income taxes	$276,000	2,699
Income before extraordinary items	$699,000	4,467
Extraordinary gains, net	$0	29
Net income	$699,000	4,471
Minority interest net income	$0	90
Net income of bank and minority interests.	$699,000	4,471
Net charge-offs	$67,000	4,128
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$267,000	5,456
2013-09-30 (YTD Data)		Rank
Total interest income	$7,710,000	2,370
Total interest expense	$1,224,000	2,066
Net interest income	$6,486,000	2,437
Provision for loan and lease losses	$450,000	1,622
Total noninterest income	$1,720,000	2,013
Gross Fiduciary activities income	$391,000	592
Service charges on deposit accounts	$525,000	1,837
Trading account gains and fees	$0	180
Additional Noninterest Income	$804,000	2,347
Total noninterest expense	$7,498,000	1,902
Salaries and employee benefits	$3,679,000	2,075
Premises and equipment expense	$1,170,000	1,538
Additional noninterest expense	$2,649,000	1,789
Pre-tax net operating income	$258,000	5,484
Securities gains (losses)	$503,000	408
Applicable income taxes	$178,000	2,889
Income before extraordinary items	$583,000	4,358
Extraordinary gains, net	$0	25
Net income	$583,000	4,361
Minority interest net income	$0	84
Net income of bank and minority interests.	$583,000	4,362
Net charge-offs	$53,000	3,810
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$195,690	5,593
2013-06-30 (YTD Data)		Rank
Total interest income	$5,134,000	2,371
Total interest expense	$860,000	2,015
Net interest income	$4,274,000	2,448
Provision for loan and lease losses	$300,000	1,629
Total noninterest income	$1,198,000	1,975
Gross Fiduciary activities income	$259,000	598
Service charges on deposit accounts	$331,000	1,892
Trading account gains and fees	$0	157
Additional Noninterest Income	$608,000	2,213
Total noninterest expense	$4,959,000	1,920
Salaries and employee benefits	$2,430,000	2,112
Premises and equipment expense	$775,000	1,545
Additional noninterest expense	$1,754,000	1,803
Pre-tax net operating income	$213,000	5,254
Securities gains (losses)	$181,000	789
Applicable income taxes	$76,000	3,195
Income before extraordinary items	$318,000	4,651
Extraordinary gains, net	$0	22
Net income	$318,000	4,653
Minority interest net income	$0	82
Net income of bank and minority interests.	$318,000	4,654
Net charge-offs	$86,000	2,891
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$171,390	5,306
2013-03-31 (YTD Data)		Rank
Total interest income	$2,604,000	2,373
Total interest expense	$468,000	1,937
Net interest income	$2,136,000	2,459
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$662,000	1,817
Gross Fiduciary activities income	$127,000	616
Service charges on deposit accounts	$159,000	1,941
Trading account gains and fees	$0	148
Additional Noninterest Income	$376,000	1,933
Total noninterest expense	$2,462,000	1,940
Salaries and employee benefits	$1,215,000	2,121
Premises and equipment expense	$377,000	1,604
Additional noninterest expense	$870,000	1,818
Pre-tax net operating income	$186,000	4,570
Securities gains (losses)	$0	1,966
Applicable income taxes	$40,000	3,151
Income before extraordinary items	$146,000	4,771
Extraordinary gains, net	$0	10
Net income	$146,000	4,772
Minority interest net income	$0	76
Net income of bank and minority interests.	$146,000	4,773
Net charge-offs	$50,000	2,418
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$146,000	4,674
2012-12-31 (YTD Data)		Rank
Total interest income	$11,227,000	2,313
Total interest expense	$2,656,000	1,662
Net interest income	$8,571,000	2,506
Provision for loan and lease losses	$650,000	2,345
Total noninterest income	$2,441,000	1,902
Gross Fiduciary activities income	$520,000	589
Service charges on deposit accounts	$680,000	1,952
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,241,000	2,093
Total noninterest expense	$9,213,000	2,073
Salaries and employee benefits	$4,524,000	2,207
Premises and equipment expense	$1,392,000	1,689
Additional noninterest expense	$3,297,000	1,987
Pre-tax net operating income	$1,149,000	3,799
Securities gains (losses)	$23,000	3,132
Applicable income taxes	$327,000	2,582
Income before extraordinary items	$845,000	4,197
Extraordinary gains, net	$0	29
Net income	$845,000	4,197
Minority interest net income	$0	93
Net income of bank and minority interests.	$845,000	4,199
Net charge-offs	$746,000	2,148
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$828,440	4,046
2012-09-30 (YTD Data)		Rank
Total interest income	$8,483,000	2,342
Total interest expense	$2,135,000	1,634
Net interest income	$6,348,000	2,574
Provision for loan and lease losses	$500,000	2,258
Total noninterest income	$1,718,000	1,988
Gross Fiduciary activities income	$380,000	594
Service charges on deposit accounts	$494,000	2,022
Trading account gains and fees	$0	157
Additional Noninterest Income	$844,000	2,221
Total noninterest expense	$6,729,000	2,141
Salaries and employee benefits	$3,337,000	2,229
Premises and equipment expense	$997,000	1,789
Additional noninterest expense	$2,395,000	2,041
Pre-tax net operating income	$837,000	3,957
Securities gains (losses)	$14,000	3,018
Applicable income taxes	$225,000	2,735
Income before extraordinary items	$626,000	4,303
Extraordinary gains, net	$0	20
Net income	$626,000	4,302
Minority interest net income	$0	86
Net income of bank and minority interests.	$626,000	4,302
Net charge-offs	$589,000	1,995
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$615,640	4,151
2012-06-30 (YTD Data)		Rank
Total interest income	$5,685,000	2,343
Total interest expense	$1,491,000	1,613
Net interest income	$4,194,000	2,599
Provision for loan and lease losses	$350,000	2,226
Total noninterest income	$1,088,000	2,037
Gross Fiduciary activities income	$245,000	616
Service charges on deposit accounts	$320,000	2,046
Trading account gains and fees	$0	153
Additional Noninterest Income	$523,000	2,267
Total noninterest expense	$4,449,000	2,166
Salaries and employee benefits	$2,211,000	2,247
Premises and equipment expense	$658,000	1,808
Additional noninterest expense	$1,580,000	2,068
Pre-tax net operating income	$483,000	4,161
Securities gains (losses)	$14,000	2,626
Applicable income taxes	$122,000	2,893
Income before extraordinary items	$375,000	4,472
Extraordinary gains, net	$0	19
Net income	$375,000	4,477
Minority interest net income	$0	84
Net income of bank and minority interests.	$375,000	4,476
Net charge-offs	$346,000	2,166
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$364,500	4,330
2012-03-31 (YTD Data)		Rank
Total interest income	$2,866,000	2,359
Total interest expense	$780,000	1,605
Net interest income	$2,086,000	2,620
Provision for loan and lease losses	$200,000	1,993
Total noninterest income	$472,000	2,238
Gross Fiduciary activities income	$128,000	602
Service charges on deposit accounts	$147,000	2,173
Trading account gains and fees	$0	148
Additional Noninterest Income	$197,000	2,689
Total noninterest expense	$2,194,000	2,173
Salaries and employee benefits	$1,100,000	2,262
Premises and equipment expense	$333,000	1,776
Additional noninterest expense	$761,000	2,120
Pre-tax net operating income	$164,000	4,801
Securities gains (losses)	$0	2,210
Applicable income taxes	$38,000	3,275
Income before extraordinary items	$126,000	5,093
Extraordinary gains, net	$0	19
Net income	$126,000	5,095
Minority interest net income	$0	78
Net income of bank and minority interests.	$126,000	5,097
Net charge-offs	$22,000	3,626
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$126,000	4,946
2011-12-31 (YTD Data)		Rank
Total interest income	$12,005,000	2,323
Total interest expense	$3,474,000	1,712
Net interest income	$8,531,000	2,566
Provision for loan and lease losses	$920,000	2,539
Total noninterest income	$2,060,000	1,960
Gross Fiduciary activities income	$482,000	562
Service charges on deposit accounts	$661,000	2,078
Trading account gains and fees	$0	146
Additional Noninterest Income	$917,000	2,256
Total noninterest expense	$8,580,000	2,213
Salaries and employee benefits	$4,253,000	2,273
Premises and equipment expense	$1,254,000	1,973
Additional noninterest expense	$3,073,000	2,163
Pre-tax net operating income	$1,091,000	3,550
Securities gains (losses)	$1,000	3,733
Applicable income taxes	$335,000	2,426
Income before extraordinary items	$757,000	4,034
Extraordinary gains, net	$0	29
Net income	$757,000	4,039
Minority interest net income	$0	96
Net income of bank and minority interests.	$757,000	4,038
Net charge-offs	$407,000	3,417
Cash dividends	$34,000	4,057
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$756,310	3,905
2011-09-30 (YTD Data)		Rank
Total interest income	$9,086,000	2,324
Total interest expense	$2,685,000	1,734
Net interest income	$6,401,000	2,581
Provision for loan and lease losses	$720,000	2,405
Total noninterest income	$1,521,000	1,973
Gross Fiduciary activities income	$359,000	564
Service charges on deposit accounts	$482,000	2,139
Trading account gains and fees	$0	145
Additional Noninterest Income	$680,000	2,248
Total noninterest expense	$6,323,000	2,263
Salaries and employee benefits	$3,138,000	2,297
Premises and equipment expense	$916,000	2,042
Additional noninterest expense	$2,269,000	2,203
Pre-tax net operating income	$879,000	3,546
Securities gains (losses)	$1,000	3,451
Applicable income taxes	$285,000	2,325
Income before extraordinary items	$595,000	4,044
Extraordinary gains, net	$0	21
Net income	$595,000	4,045
Minority interest net income	$0	87
Net income of bank and minority interests.	$595,000	4,046
Net charge-offs	$333,000	3,122
Cash dividends	$34,000	3,476
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$594,320	3,934
2011-06-30 (YTD Data)		Rank
Total interest income	$6,111,000	2,331
Total interest expense	$1,812,000	1,766
Net interest income	$4,299,000	2,564
Provision for loan and lease losses	$480,000	2,368
Total noninterest income	$972,000	2,036
Gross Fiduciary activities income	$243,000	565
Service charges on deposit accounts	$303,000	2,213
Trading account gains and fees	$0	153
Additional Noninterest Income	$426,000	2,347
Total noninterest expense	$4,175,000	2,304
Salaries and employee benefits	$2,054,000	2,367
Premises and equipment expense	$589,000	2,139
Additional noninterest expense	$1,532,000	2,206
Pre-tax net operating income	$616,000	3,426
Securities gains (losses)	$0	2,914
Applicable income taxes	$199,000	2,236
Income before extraordinary items	$417,000	3,901
Extraordinary gains, net	$0	15
Net income	$417,000	3,902
Minority interest net income	$0	89
Net income of bank and minority interests.	$417,000	3,903
Net charge-offs	$252,000	2,873
Cash dividends	$34,000	3,205
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$417,000	3,797
2011-03-31 (YTD Data)		Rank
Total interest income	$3,053,000	2,348
Total interest expense	$939,000	1,764
Net interest income	$2,114,000	2,598
Provision for loan and lease losses	$240,000	2,213
Total noninterest income	$458,000	2,145
Gross Fiduciary activities income	$119,000	581
Service charges on deposit accounts	$137,000	2,357
Trading account gains and fees	$0	158
Additional Noninterest Income	$202,000	2,455
Total noninterest expense	$2,028,000	2,393
Salaries and employee benefits	$1,007,000	2,420
Premises and equipment expense	$269,000	2,331
Additional noninterest expense	$752,000	2,216
Pre-tax net operating income	$304,000	3,502
Securities gains (losses)	$0	1,772
Applicable income taxes	$89,000	2,308
Income before extraordinary items	$215,000	3,857
Extraordinary gains, net	$0	9
Net income	$215,000	3,855
Minority interest net income	$0	86
Net income of bank and minority interests.	$215,000	3,857
Net charge-offs	$188,000	2,166
Cash dividends	$34,000	2,360
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$215,000	3,804
2010-12-31 (YTD Data)		Rank
Total interest income	$12,842,000	2,339
Total interest expense	$4,429,000	1,818
Net interest income	$8,413,000	2,606
Provision for loan and lease losses	$1,100,000	2,908
Total noninterest income	$1,886,000	2,157
Gross Fiduciary activities income	$386,000	610
Service charges on deposit accounts	$707,000	2,023
Trading account gains and fees	$0	175
Additional Noninterest Income	$793,000	2,505
Total noninterest expense	$7,578,000	2,561
Salaries and employee benefits	$3,777,000	2,544
Premises and equipment expense	$1,070,000	2,333
Additional noninterest expense	$2,731,000	2,479
Pre-tax net operating income	$1,621,000	2,604
Securities gains (losses)	$4,000	3,501
Applicable income taxes	$526,000	1,832
Income before extraordinary items	$1,099,000	3,061
Extraordinary gains, net	$0	29
Net income	$1,099,000	3,058
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,099,000	3,061
Net charge-offs	$796,000	2,996
Cash dividends	$219,000	3,208
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,096,280	2,948
2010-09-30 (YTD Data)		Rank
Total interest income	$9,690,000	2,387
Total interest expense	$3,446,000	1,829
Net interest income	$6,244,000	2,660
Provision for loan and lease losses	$675,000	3,084
Total noninterest income	$1,391,000	2,201
Gross Fiduciary activities income	$291,000	607
Service charges on deposit accounts	$535,000	2,071
Trading account gains and fees	$0	165
Additional Noninterest Income	$565,000	2,572
Total noninterest expense	$5,648,000	2,567
Salaries and employee benefits	$2,789,000	2,594
Premises and equipment expense	$806,000	2,376
Additional noninterest expense	$2,053,000	2,433
Pre-tax net operating income	$1,312,000	2,616
Securities gains (losses)	$4,000	3,332
Applicable income taxes	$425,000	1,822
Income before extraordinary items	$891,000	3,098
Extraordinary gains, net	$0	23
Net income	$891,000	3,096
Minority interest net income	$0	110
Net income of bank and minority interests.	$891,000	3,098
Net charge-offs	$214,000	4,147
Cash dividends	$185,000	2,779
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$888,280	2,972
2010-06-30 (YTD Data)		Rank
Total interest income	$6,493,000	2,399
Total interest expense	$2,378,000	1,846
Net interest income	$4,115,000	2,691
Provision for loan and lease losses	$450,000	2,998
Total noninterest income	$929,000	2,151
Gross Fiduciary activities income	$192,000	613
Service charges on deposit accounts	$342,000	2,133
Trading account gains and fees	$0	152
Additional Noninterest Income	$395,000	2,430
Total noninterest expense	$3,754,000	2,584
Salaries and employee benefits	$1,849,000	2,618
Premises and equipment expense	$541,000	2,376
Additional noninterest expense	$1,364,000	2,435
Pre-tax net operating income	$840,000	2,703
Securities gains (losses)	$3,000	2,902
Applicable income taxes	$272,000	1,829
Income before extraordinary items	$571,000	3,163
Extraordinary gains, net	$0	19
Net income	$571,000	3,158
Minority interest net income	$0	105
Net income of bank and minority interests.	$571,000	3,161
Net charge-offs	$120,000	4,047
Cash dividends	$147,000	2,577
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$568,960	3,066
2010-03-31 (YTD Data)		Rank
Total interest income	$3,258,000	2,445
Total interest expense	$1,211,000	1,895
Net interest income	$2,047,000	2,721
Provision for loan and lease losses	$225,000	2,809
Total noninterest income	$437,000	2,230
Gross Fiduciary activities income	$95,000	623
Service charges on deposit accounts	$156,000	2,271
Trading account gains and fees	$0	175
Additional Noninterest Income	$186,000	2,505
Total noninterest expense	$1,900,000	2,573
Salaries and employee benefits	$932,000	2,630
Premises and equipment expense	$268,000	2,436
Additional noninterest expense	$700,000	2,373
Pre-tax net operating income	$359,000	3,027
Securities gains (losses)	$3,000	1,999
Applicable income taxes	$116,000	1,983
Income before extraordinary items	$246,000	3,527
Extraordinary gains, net	$0	16
Net income	$246,000	3,524
Minority interest net income	$0	91
Net income of bank and minority interests.	$246,000	3,526
Net charge-offs	$97,000	3,131
Cash dividends	$73,000	2,104
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$243,960	3,415
2009-12-31 (YTD Data)		Rank
Total interest income	$13,020,000	2,550
Total interest expense	$5,491,000	2,074
Net interest income	$7,529,000	2,869
Provision for loan and lease losses	$920,000	3,624
Total noninterest income	$1,819,000	2,257
Gross Fiduciary activities income	$347,000	634
Service charges on deposit accounts	$793,000	2,057
Trading account gains and fees	$0	211
Additional Noninterest Income	$679,000	2,713
Total noninterest expense	$7,442,000	2,650
Salaries and employee benefits	$3,629,000	2,688
Premises and equipment expense	$1,082,000	2,419
Additional noninterest expense	$2,731,000	2,550
Pre-tax net operating income	$986,000	3,012
Securities gains (losses)	$3,000	3,532
Applicable income taxes	$270,000	2,124
Income before extraordinary items	$719,000	3,324
Extraordinary gains, net	$0	34
Net income	$719,000	3,323
Minority interest net income	$0	115
Net income of bank and minority interests.	$719,000	3,323
Net charge-offs	$622,000	3,512
Cash dividends	$312,000	3,161
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$716,810	3,265
2009-09-30 (YTD Data)		Rank
Total interest income	$9,738,000	2,602
Total interest expense	$4,146,000	2,150
Net interest income	$5,592,000	2,900
Provision for loan and lease losses	$710,000	3,251
Total noninterest income	$1,369,000	2,315
Gross Fiduciary activities income	$268,000	618
Service charges on deposit accounts	$591,000	2,070
Trading account gains and fees	$0	212
Additional Noninterest Income	$510,000	2,782
Total noninterest expense	$5,601,000	2,639
Salaries and employee benefits	$2,707,000	2,723
Premises and equipment expense	$812,000	2,441
Additional noninterest expense	$2,082,000	2,488
Pre-tax net operating income	$650,000	3,456
Securities gains (losses)	$2,000	3,313
Applicable income taxes	$177,000	2,434
Income before extraordinary items	$475,000	3,776
Extraordinary gains, net	$0	27
Net income	$475,000	3,774
Minority interest net income	$0	118
Net income of bank and minority interests.	$475,000	3,775
Net charge-offs	$580,000	2,842
Cash dividends	$238,000	2,906
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$473,540	3,697
2009-06-30 (YTD Data)		Rank
Total interest income	$6,500,000	2,624
Total interest expense	$2,779,000	2,229
Net interest income	$3,721,000	2,893
Provision for loan and lease losses	$420,000	3,197
Total noninterest income	$899,000	2,344
Gross Fiduciary activities income	$181,000	614
Service charges on deposit accounts	$374,000	2,135
Trading account gains and fees	$0	193
Additional Noninterest Income	$344,000	2,771
Total noninterest expense	$3,758,000	2,657
Salaries and employee benefits	$1,800,000	2,772
Premises and equipment expense	$535,000	2,496
Additional noninterest expense	$1,423,000	2,452
Pre-tax net operating income	$442,000	3,510
Securities gains (losses)	$2,000	2,937
Applicable income taxes	$121,000	2,474
Income before extraordinary items	$323,000	3,842
Extraordinary gains, net	$0	21
Net income	$323,000	3,841
Minority interest net income	$0	112
Net income of bank and minority interests.	$323,000	3,841
Net charge-offs	$113,000	4,116
Cash dividends	$162,000	2,885
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$321,540	3,739
2009-03-31 (YTD Data)		Rank
Total interest income	$3,250,000	2,654
Total interest expense	$1,408,000	2,269
Net interest income	$1,842,000	2,921
Provision for loan and lease losses	$210,000	2,775
Total noninterest income	$411,000	2,458
Gross Fiduciary activities income	$99,000	599
Service charges on deposit accounts	$171,000	2,226
Trading account gains and fees	$0	171
Additional Noninterest Income	$141,000	3,070
Total noninterest expense	$1,792,000	2,689
Salaries and employee benefits	$900,000	2,806
Premises and equipment expense	$270,000	2,523
Additional noninterest expense	$622,000	2,487
Pre-tax net operating income	$251,000	3,634
Securities gains (losses)	$0	2,434
Applicable income taxes	$71,000	2,539
Income before extraordinary items	$180,000	4,042
Extraordinary gains, net	$0	15
Net income	$180,000	4,045
Minority interest net income	$0	102
Net income of bank and minority interests.	$180,000	4,045
Net charge-offs	$7,000	4,941
Cash dividends	$83,000	2,392
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$180,000	3,892
2008-12-31 (YTD Data)		Rank
Total interest income	$13,284,000	2,776
Total interest expense	$6,193,000	2,445
Net interest income	$7,091,000	3,019
Provision for loan and lease losses	$700,000	3,245
Total noninterest income	$1,808,000	2,305
Gross Fiduciary activities income	$415,000	609
Service charges on deposit accounts	$785,000	2,162
Trading account gains and fees	$0	154
Additional Noninterest Income	$608,000	2,874
Total noninterest expense	$7,080,000	2,663
Salaries and employee benefits	$3,563,000	2,780
Premises and equipment expense	$1,023,000	2,571
Additional noninterest expense	$2,494,000	2,347
Pre-tax net operating income	$1,119,000	3,557
Securities gains (losses)	$180,000	772
Applicable income taxes	$450,000	1,950
Income before extraordinary items	$849,000	3,594
Extraordinary gains, net	$0	39
Net income	$849,000	3,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$478,000	2,860
Cash dividends	$358,000	3,841
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$732,000	4,000
2008-09-30 (YTD Data)		Rank
Total interest income	$9,969,000	2,826
Total interest expense	$4,712,000	2,507
Net interest income	$5,257,000	3,072
Provision for loan and lease losses	$450,000	2,889
Total noninterest income	$1,336,000	2,396
Gross Fiduciary activities income	$296,000	624
Service charges on deposit accounts	$558,000	2,263
Trading account gains and fees	$0	148
Additional Noninterest Income	$482,000	2,879
Total noninterest expense	$5,319,000	2,643
Salaries and employee benefits	$2,696,000	2,779
Premises and equipment expense	$764,000	2,598
Additional noninterest expense	$1,859,000	2,291
Pre-tax net operating income	$824,000	4,051
Securities gains (losses)	$53,000	1,377
Applicable income taxes	$263,000	2,607
Income before extraordinary items	$614,000	4,089
Extraordinary gains, net	$0	31
Net income	$614,000	4,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$266,000	2,709
Cash dividends	$272,000	3,539
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$576,900	4,353
2008-06-30 (YTD Data)		Rank
Total interest income	$6,616,000	2,881
Total interest expense	$3,333,000	2,463
Net interest income	$3,283,000	3,251
Provision for loan and lease losses	$300,000	2,524
Total noninterest income	$892,000	2,429
Gross Fiduciary activities income	$196,000	637
Service charges on deposit accounts	$378,000	2,218
Trading account gains and fees	$0	149
Additional Noninterest Income	$318,000	2,929
Total noninterest expense	$3,526,000	2,660
Salaries and employee benefits	$1,789,000	2,824
Premises and equipment expense	$508,000	2,603
Additional noninterest expense	$1,229,000	2,287
Pre-tax net operating income	$349,000	5,040
Securities gains (losses)	$0	3,233
Applicable income taxes	$83,000	3,636
Income before extraordinary items	$266,000	5,192
Extraordinary gains, net	$0	21
Net income	$266,000	5,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	2,335
Cash dividends	$185,000	3,534
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$266,000	5,122
2008-03-31 (YTD Data)		Rank
Total interest income	$3,289,000	2,956
Total interest expense	$1,772,000	2,474
Net interest income	$1,517,000	3,457
Provision for loan and lease losses	$150,000	2,123
Total noninterest income	$445,000	2,413
Gross Fiduciary activities income	$103,000	638
Service charges on deposit accounts	$186,000	2,212
Trading account gains and fees	$0	158
Additional Noninterest Income	$156,000	2,971
Total noninterest expense	$1,726,000	2,703
Salaries and employee benefits	$867,000	2,933
Premises and equipment expense	$233,000	2,821
Additional noninterest expense	$626,000	2,235
Pre-tax net operating income	$86,000	6,167
Securities gains (losses)	$0	2,688
Applicable income taxes	$7,000	4,983
Income before extraordinary items	$79,000	6,138
Extraordinary gains, net	$0	15
Net income	$79,000	6,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	2,966
Cash dividends	$98,000	2,975
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$79,000	6,043
2007-12-31 (YTD Data)		Rank
Total interest income	$12,467,000	3,181
Total interest expense	$7,198,000	2,554
Net interest income	$5,269,000	3,834
Provision for loan and lease losses	$360,000	2,860
Total noninterest income	$1,821,000	2,358
Gross Fiduciary activities income	$359,000	665
Service charges on deposit accounts	$743,000	2,257
Trading account gains and fees	$60,000	134
Additional Noninterest Income	$659,000	2,852
Total noninterest expense	$6,442,000	2,773
Salaries and employee benefits	$3,246,000	3,024
Premises and equipment expense	$851,000	2,932
Additional noninterest expense	$2,345,000	2,307
Pre-tax net operating income	$288,000	6,634
Securities gains (losses)	$113,000	580
Applicable income taxes	$24,000	5,330
Income before extraordinary items	$377,000	6,126
Extraordinary gains, net	$0	39
Net income	$377,000	6,125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$229,000	2,649
Cash dividends	$498,000	3,743
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$270,780	6,513
2007-09-30 (YTD Data)		Rank
Total interest income	$9,189,000	3,232
Total interest expense	$5,388,000	2,556
Net interest income	$3,801,000	3,967
Provision for loan and lease losses	$270,000	2,452
Total noninterest income	$1,322,000	2,418
Gross Fiduciary activities income	$225,000	702
Service charges on deposit accounts	$526,000	2,347
Trading account gains and fees	$67,000	128
Additional Noninterest Income	$504,000	2,826
Total noninterest expense	$4,754,000	2,787
Salaries and employee benefits	$2,375,000	3,062
Premises and equipment expense	$638,000	2,916
Additional noninterest expense	$1,741,000	2,280
Pre-tax net operating income	$99,000	7,326
Securities gains (losses)	$113,000	468
Applicable income taxes	$-36,000	8,123
Income before extraordinary items	$248,000	6,577
Extraordinary gains, net	$0	33
Net income	$248,000	6,574
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	2,445
Cash dividends	$397,000	3,282
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$135,000	7,095
2007-06-30 (YTD Data)		Rank
Total interest income	$5,857,000	3,362
Total interest expense	$3,416,000	2,678
Net interest income	$2,441,000	4,114
Provision for loan and lease losses	$180,000	2,301
Total noninterest income	$737,000	2,731
Gross Fiduciary activities income	$144,000	722
Service charges on deposit accounts	$324,000	2,498
Trading account gains and fees	$-65,000	8,574
Additional Noninterest Income	$334,000	2,848
Total noninterest expense	$3,146,000	2,845
Salaries and employee benefits	$1,571,000	3,119
Premises and equipment expense	$425,000	2,947
Additional noninterest expense	$1,150,000	2,312
Pre-tax net operating income	$-148,000	8,041
Securities gains (losses)	$113,000	393
Applicable income taxes	$-101,000	8,385
Income before extraordinary items	$66,000	7,365
Extraordinary gains, net	$0	29
Net income	$66,000	7,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	2,314
Cash dividends	$293,000	3,183
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-6,320	7,796
2007-03-31 (YTD Data)		Rank
Total interest income	$2,895,000	3,379
Total interest expense	$1,708,000	2,667
Net interest income	$1,187,000	4,199
Provision for loan and lease losses	$90,000	2,153
Total noninterest income	$532,000	2,130
Gross Fiduciary activities income	$68,000	748
Service charges on deposit accounts	$148,000	2,628
Trading account gains and fees	$146,000	103
Additional Noninterest Income	$170,000	2,796
Total noninterest expense	$1,540,000	2,915
Salaries and employee benefits	$780,000	3,154
Premises and equipment expense	$203,000	3,072
Additional noninterest expense	$557,000	2,367
Pre-tax net operating income	$89,000	6,800
Securities gains (losses)	$113,000	286
Applicable income taxes	$12,000	5,224
Income before extraordinary items	$190,000	5,184
Extraordinary gains, net	$0	22
Net income	$190,000	5,183
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,088
Cash dividends	$192,000	2,508
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$83,780	6,648
2006-12-31 (YTD Data)		Rank
Total interest income	$10,956,000	3,330
Total interest expense	$6,137,000	2,543
Net interest income	$4,819,000	4,118
Provision for loan and lease losses	$330,000	2,609
Total noninterest income	$1,464,000	2,742
Gross Fiduciary activities income	$196,000	805
Service charges on deposit accounts	$655,000	2,507
Trading account gains and fees	$0	130
Additional Noninterest Income	$613,000	2,976
Total noninterest expense	$5,555,000	3,058
Salaries and employee benefits	$2,797,000	3,326
Premises and equipment expense	$761,000	3,121
Additional noninterest expense	$1,997,000	2,569
Pre-tax net operating income	$398,000	6,792
Securities gains (losses)	$2,000	1,439
Applicable income taxes	$70,000	5,227
Income before extraordinary items	$330,000	6,789
Extraordinary gains, net	$0	51
Net income	$330,000	6,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$279,000	1,774
Cash dividends	$394,000	4,125
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$328,360	6,797
2006-09-30 (YTD Data)		Rank
Total interest income	$8,105,000	3,342
Total interest expense	$4,409,000	2,567
Net interest income	$3,696,000	4,080
Provision for loan and lease losses	$240,000	2,508
Total noninterest income	$1,106,000	2,740
Gross Fiduciary activities income	$144,000	803
Service charges on deposit accounts	$497,000	2,494
Trading account gains and fees	$0	126
Additional Noninterest Income	$465,000	2,964
Total noninterest expense	$4,151,000	3,076
Salaries and employee benefits	$2,047,000	3,382
Premises and equipment expense	$572,000	3,123
Additional noninterest expense	$1,532,000	2,507
Pre-tax net operating income	$411,000	6,569
Securities gains (losses)	$2,000	1,183
Applicable income taxes	$39,000	5,586
Income before extraordinary items	$374,000	6,365
Extraordinary gains, net	$0	45
Net income	$374,000	6,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$194,000	1,551
Cash dividends	$294,000	3,724
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$372,180	6,376
2006-06-30 (YTD Data)		Rank
Total interest income	$5,242,000	3,373
Total interest expense	$2,710,000	2,647
Net interest income	$2,532,000	4,008
Provision for loan and lease losses	$150,000	2,563
Total noninterest income	$706,000	2,818
Gross Fiduciary activities income	$92,000	826
Service charges on deposit accounts	$321,000	2,531
Trading account gains and fees	$0	126
Additional Noninterest Income	$293,000	3,071
Total noninterest expense	$2,791,000	3,065
Salaries and employee benefits	$1,374,000	3,376
Premises and equipment expense	$384,000	3,104
Additional noninterest expense	$1,033,000	2,485
Pre-tax net operating income	$297,000	6,475
Securities gains (losses)	$2,000	970
Applicable income taxes	$36,000	5,457
Income before extraordinary items	$263,000	6,285
Extraordinary gains, net	$0	39
Net income	$263,000	6,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	1,766
Cash dividends	$193,000	3,762
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$261,240	6,302
2006-03-31 (YTD Data)		Rank
Total interest income	$2,536,000	3,406
Total interest expense	$1,229,000	2,741
Net interest income	$1,307,000	3,923
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$306,000	3,053
Gross Fiduciary activities income	$47,000	827
Service charges on deposit accounts	$134,000	2,842
Trading account gains and fees	$0	115
Additional Noninterest Income	$125,000	3,308
Total noninterest expense	$1,425,000	3,014
Salaries and employee benefits	$698,000	3,343
Premises and equipment expense	$189,000	3,151
Additional noninterest expense	$538,000	2,388
Pre-tax net operating income	$113,000	6,902
Securities gains (losses)	$0	955
Applicable income taxes	$2,000	6,346
Income before extraordinary items	$111,000	6,555
Extraordinary gains, net	$0	21
Net income	$111,000	6,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	1,683
Cash dividends	$94,000	3,196
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$111,000	6,552
2005-12-31 (YTD Data)		Rank
Total interest income	$8,960,000	3,434
Total interest expense	$3,833,000	2,746
Net interest income	$5,127,000	3,885
Provision for loan and lease losses	$240,000	3,239
Total noninterest income	$1,085,000	3,359
Gross Fiduciary activities income	$165,000	848
Service charges on deposit accounts	$409,000	3,500
Trading account gains and fees	$0	138
Additional Noninterest Income	$511,000	3,330
Total noninterest expense	$5,282,000	3,087
Salaries and employee benefits	$2,637,000	3,327
Premises and equipment expense	$731,000	3,129
Additional noninterest expense	$1,914,000	2,594
Pre-tax net operating income	$690,000	6,176
Securities gains (losses)	$170,000	549
Applicable income taxes	$220,000	4,542
Income before extraordinary items	$640,000	5,854
Extraordinary gains, net	$0	46
Net income	$640,000	5,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	3,354
Cash dividends	$183,000	5,004
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$514,200	6,282
2005-09-30 (YTD Data)		Rank
Total interest income	$6,557,000	3,447
Total interest expense	$2,736,000	2,733
Net interest income	$3,821,000	3,895
Provision for loan and lease losses	$180,000	3,127
Total noninterest income	$710,000	3,705
Gross Fiduciary activities income	$95,000	892
Service charges on deposit accounts	$252,000	3,942
Trading account gains and fees	$0	126
Additional Noninterest Income	$363,000	3,454
Total noninterest expense	$3,895,000	3,099
Salaries and employee benefits	$1,907,000	3,420
Premises and equipment expense	$547,000	3,107
Additional noninterest expense	$1,441,000	2,553
Pre-tax net operating income	$456,000	6,550
Securities gains (losses)	$170,000	517
Applicable income taxes	$103,000	5,214
Income before extraordinary items	$523,000	5,796
Extraordinary gains, net	$0	35
Net income	$523,000	5,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	3,490
Cash dividends	$91,000	4,757
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$380,200	6,447
2005-06-30 (YTD Data)		Rank
Total interest income	$4,286,000	3,430
Total interest expense	$1,766,000	2,667
Net interest income	$2,520,000	3,897
Provision for loan and lease losses	$120,000	3,004
Total noninterest income	$384,000	4,151
Gross Fiduciary activities income	$63,000	903
Service charges on deposit accounts	$103,000	4,972
Trading account gains and fees	$0	116
Additional Noninterest Income	$218,000	3,620
Total noninterest expense	$2,574,000	3,111
Salaries and employee benefits	$1,260,000	3,414
Premises and equipment expense	$355,000	3,148
Additional noninterest expense	$959,000	2,541
Pre-tax net operating income	$210,000	7,154
Securities gains (losses)	$170,000	437
Applicable income taxes	$47,000	5,570
Income before extraordinary items	$333,000	5,899
Extraordinary gains, net	$0	30
Net income	$333,000	5,903
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,029
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$183,400	7,023
2005-03-31 (YTD Data)		Rank
Total interest income	$2,089,000	3,473
Total interest expense	$826,000	2,718
Net interest income	$1,263,000	3,896
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$225,000	3,709
Gross Fiduciary activities income	$51,000	807
Service charges on deposit accounts	$37,000	5,594
Trading account gains and fees	$0	115
Additional Noninterest Income	$137,000	3,142
Total noninterest expense	$1,284,000	3,130
Salaries and employee benefits	$635,000	3,395
Premises and equipment expense	$180,000	3,146
Additional noninterest expense	$469,000	2,587
Pre-tax net operating income	$144,000	6,647
Securities gains (losses)	$0	1,685
Applicable income taxes	$5,000	6,381
Income before extraordinary items	$139,000	6,272
Extraordinary gains, net	$0	24
Net income	$139,000	6,274
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$139,000	6,224
2004-12-31 (YTD Data)		Rank
Total interest income	$7,842,000	3,463
Total interest expense	$3,299,000	2,418
Net interest income	$4,543,000	4,092
Provision for loan and lease losses	$240,000	3,319
Total noninterest income	$754,000	4,210
Gross Fiduciary activities income	$89,000	959
Service charges on deposit accounts	$154,000	5,727
Trading account gains and fees	$0	138
Additional Noninterest Income	$511,000	3,271
Total noninterest expense	$4,726,000	3,289
Salaries and employee benefits	$2,356,000	3,506
Premises and equipment expense	$658,000	3,289
Additional noninterest expense	$1,712,000	2,791
Pre-tax net operating income	$331,000	7,336
Securities gains (losses)	$5,000	3,151
Applicable income taxes	$8,000	6,812
Income before extraordinary items	$328,000	7,114
Extraordinary gains, net	$0	34
Net income	$328,000	7,115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,010
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$323,100	7,079
2004-09-30 (YTD Data)		Rank
Total interest income	$5,754,000	3,500
Total interest expense	$2,515,000	2,352
Net interest income	$3,239,000	4,238
Provision for loan and lease losses	$180,000	3,152
Total noninterest income	$597,000	4,101
Gross Fiduciary activities income	$78,000	929
Service charges on deposit accounts	$115,000	5,785
Trading account gains and fees	$0	134
Additional Noninterest Income	$404,000	3,166
Total noninterest expense	$3,515,000	3,291
Salaries and employee benefits	$1,716,000	3,572
Premises and equipment expense	$489,000	3,310
Additional noninterest expense	$1,310,000	2,686
Pre-tax net operating income	$141,000	7,952
Securities gains (losses)	$5,000	3,038
Applicable income taxes	$-28,000	8,784
Income before extraordinary items	$174,000	7,626
Extraordinary gains, net	$0	26
Net income	$174,000	7,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,250
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$169,000	7,610
2004-06-30 (YTD Data)		Rank
Total interest income	$3,770,000	3,539
Total interest expense	$1,662,000	2,332
Net interest income	$2,108,000	4,317
Provision for loan and lease losses	$120,000	3,090
Total noninterest income	$407,000	4,051
Gross Fiduciary activities income	$54,000	940
Service charges on deposit accounts	$77,000	5,788
Trading account gains and fees	$0	130
Additional Noninterest Income	$276,000	3,137
Total noninterest expense	$2,308,000	3,352
Salaries and employee benefits	$1,132,000	3,612
Premises and equipment expense	$322,000	3,355
Additional noninterest expense	$854,000	2,759
Pre-tax net operating income	$87,000	8,018
Securities gains (losses)	$2,000	3,048
Applicable income taxes	$-36,000	8,864
Income before extraordinary items	$125,000	7,544
Extraordinary gains, net	$0	21
Net income	$125,000	7,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,991
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$123,000	7,486
2004-03-31 (YTD Data)		Rank
Total interest income	$1,864,000	3,587
Total interest expense	$800,000	2,449
Net interest income	$1,064,000	4,299
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$217,000	3,867
Gross Fiduciary activities income	$43,000	840
Service charges on deposit accounts	$37,000	5,836
Trading account gains and fees	$0	121
Additional Noninterest Income	$137,000	3,091
Total noninterest expense	$1,123,000	3,434
Salaries and employee benefits	$545,000	3,750
Premises and equipment expense	$162,000	3,373
Additional noninterest expense	$416,000	2,804
Pre-tax net operating income	$98,000	7,189
Securities gains (losses)	$2,000	2,612
Applicable income taxes	$-16,000	8,891
Income before extraordinary items	$116,000	6,595
Extraordinary gains, net	$0	16
Net income	$116,000	6,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,873
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$114,000	6,509
2003-12-31 (YTD Data)		Rank
Total interest income	$7,035,000	3,808
Total interest expense	$3,227,000	2,684
Net interest income	$3,808,000	4,520
Provision for loan and lease losses	$240,000	3,615
Total noninterest income	$1,224,000	3,257
Gross Fiduciary activities income	$100,000	958
Service charges on deposit accounts	$135,000	6,073
Trading account gains and fees	$0	160
Additional Noninterest Income	$989,000	2,406
Total noninterest expense	$4,126,000	3,628
Salaries and employee benefits	$2,082,000	3,799
Premises and equipment expense	$557,000	3,727
Additional noninterest expense	$1,487,000	3,106
Pre-tax net operating income	$666,000	6,112
Securities gains (losses)	$99,000	1,910
Applicable income taxes	$81,000	5,922
Income before extraordinary items	$684,000	5,653
Extraordinary gains, net	$0	54
Net income	$684,000	5,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,012
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$595,890	5,794
2003-09-30 (YTD Data)		Rank
Total interest income	$5,324,000	3,827
Total interest expense	$2,474,000	2,710
Net interest income	$2,850,000	4,550
Provision for loan and lease losses	$180,000	3,498
Total noninterest income	$902,000	3,363
Gross Fiduciary activities income	$77,000	964
Service charges on deposit accounts	$93,000	6,263
Trading account gains and fees	$0	153
Additional Noninterest Income	$732,000	2,487
Total noninterest expense	$2,994,000	3,716
Salaries and employee benefits	$1,484,000	3,952
Premises and equipment expense	$396,000	3,892
Additional noninterest expense	$1,114,000	3,096
Pre-tax net operating income	$578,000	5,954
Securities gains (losses)	$129,000	1,533
Applicable income taxes	$149,000	5,100
Income before extraordinary items	$558,000	5,584
Extraordinary gains, net	$0	40
Net income	$558,000	5,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,535
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$456,090	5,897
2003-06-30 (YTD Data)		Rank
Total interest income	$3,703,000	3,720
Total interest expense	$1,700,000	2,716
Net interest income	$2,003,000	4,392
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$808,000	2,737
Gross Fiduciary activities income	$56,000	950
Service charges on deposit accounts	$53,000	6,490
Trading account gains and fees	$0	150
Additional Noninterest Income	$699,000	1,969
Total noninterest expense	$1,952,000	3,773
Salaries and employee benefits	$968,000	4,019
Premises and equipment expense	$250,000	4,043
Additional noninterest expense	$734,000	3,106
Pre-tax net operating income	$739,000	4,280
Securities gains (losses)	$128,000	1,333
Applicable income taxes	$309,000	3,195
Income before extraordinary items	$558,000	4,497
Extraordinary gains, net	$0	30
Net income	$558,000	4,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	4,226
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$476,080	4,716
2003-03-31 (YTD Data)		Rank
Total interest income	$1,852,000	3,735
Total interest expense	$872,000	2,715
Net interest income	$980,000	4,460
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$171,000	4,553
Gross Fiduciary activities income	$38,000	886
Service charges on deposit accounts	$24,000	6,593
Trading account gains and fees	$0	134
Additional Noninterest Income	$109,000	3,778
Total noninterest expense	$973,000	3,752
Salaries and employee benefits	$466,000	4,113
Premises and equipment expense	$133,000	3,855
Additional noninterest expense	$374,000	3,023
Pre-tax net operating income	$118,000	6,932
Securities gains (losses)	$128,000	867
Applicable income taxes	$82,000	4,307
Income before extraordinary items	$164,000	5,814
Extraordinary gains, net	$0	21
Net income	$164,000	5,814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,508
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$78,240	7,179
2002-12-31 (YTD Data)		Rank
Total interest income	$7,232,000	3,938
Total interest expense	$3,520,000	3,077
Net interest income	$3,712,000	4,573
Provision for loan and lease losses	$10,000	7,810
Total noninterest income	$611,000	4,675
Gross Fiduciary activities income	$134,000	929
Service charges on deposit accounts	$96,000	6,642
Trading account gains and fees	$0	153
Additional Noninterest Income	$381,000	3,797
Total noninterest expense	$3,616,000	3,854
Salaries and employee benefits	$1,683,000	4,299
Premises and equipment expense	$474,000	4,096
Additional noninterest expense	$1,459,000	3,014
Pre-tax net operating income	$697,000	6,098
Securities gains (losses)	$17,000	3,266
Applicable income taxes	$221,000	4,976
Income before extraordinary items	$493,000	6,436
Extraordinary gains, net	$0	70
Net income	$493,000	6,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,133
Cash dividends	$132,000	5,333
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$481,270	6,340
2001-12-31 (YTD Data)		Rank
Total interest income	$7,817,000	4,091
Total interest expense	$4,431,000	3,506
Net interest income	$3,386,000	4,668
Provision for loan and lease losses	$80,000	5,977
Total noninterest income	$425,000	5,522
Gross Fiduciary activities income	$119,000	960
Service charges on deposit accounts	$93,000	6,705
Trading account gains and fees	$0	177
Additional Noninterest Income	$213,000	4,793
Total noninterest expense	$3,248,000	4,079
Salaries and employee benefits	$1,535,000	4,437
Premises and equipment expense	$462,000	4,152
Additional noninterest expense	$1,251,000	3,370
Pre-tax net operating income	$483,000	6,621
Securities gains (losses)	$51,000	2,322
Applicable income taxes	$150,000	5,448
Income before extraordinary items	$384,000	6,666
Extraordinary gains, net	$0	105
Net income	$384,000	6,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	4,304
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$347,280	6,734
2000-12-31 (YTD Data)		Rank
Total interest income	$7,804,000	4,217
Total interest expense	$4,406,000	3,687
Net interest income	$3,398,000	4,717
Provision for loan and lease losses	$10,000	7,963
Total noninterest income	$368,000	5,766
Gross Fiduciary activities income	$109,000	926
Service charges on deposit accounts	$72,000	7,157
Trading account gains and fees	$0	180
Additional Noninterest Income	$187,000	4,940
Total noninterest expense	$3,007,000	4,221
Salaries and employee benefits	$1,421,000	4,557
Premises and equipment expense	$366,000	4,797
Additional noninterest expense	$1,220,000	3,381
Pre-tax net operating income	$749,000	6,045
Securities gains (losses)	$-200,000	9,570
Applicable income taxes	$185,000	5,550
Income before extraordinary items	$364,000	7,076
Extraordinary gains, net	$0	38
Net income	$364,000	7,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,301
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$496,000	6,368
1999-12-31 (YTD Data)		Rank
Total interest income	$6,895,000	4,463
Total interest expense	$3,615,000	3,931
Net interest income	$3,280,000	4,853
Provision for loan and lease losses	$50,000	6,505
Total noninterest income	$337,000	6,119
Gross Fiduciary activities income	$105,000	982
Service charges on deposit accounts	$71,000	7,328
Trading account gains and fees	$0	173
Additional Noninterest Income	$161,000	5,442
Total noninterest expense	$2,654,000	4,653
Salaries and employee benefits	$1,295,000	4,889
Premises and equipment expense	$341,000	5,061
Additional noninterest expense	$1,018,000	3,973
Pre-tax net operating income	$913,000	5,575
Securities gains (losses)	$120,000	672
Applicable income taxes	$398,000	4,184
Income before extraordinary items	$635,000	5,741
Extraordinary gains, net	$0	35
Net income	$635,000	5,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,499
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$558,200	6,085
1998-12-31 (YTD Data)		Rank
Total interest income	$7,256,000	4,270
Total interest expense	$4,084,000	3,620
Net interest income	$3,172,000	4,941
Provision for loan and lease losses	$30,000	7,298
Total noninterest income	$194,000	7,655
Gross Fiduciary activities income	$75,000	1,061
Service charges on deposit accounts	$66,000	7,628
Trading account gains and fees	$0	224
Additional Noninterest Income	$53,000	8,063
Total noninterest expense	$2,533,000	4,732
Salaries and employee benefits	$1,239,000	4,951
Premises and equipment expense	$338,000	5,006
Additional noninterest expense	$956,000	4,106
Pre-tax net operating income	$803,000	6,085
Securities gains (losses)	$0	4,449
Applicable income taxes	$319,000	5,011
Income before extraordinary items	$484,000	6,695
Extraordinary gains, net	$0	32
Net income	$484,000	6,693
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,985
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$484,000	6,592
1997-12-31 (YTD Data)		Rank
Total interest income	$7,304,000	4,347
Total interest expense	$3,986,000	3,689
Net interest income	$3,318,000	4,920
Provision for loan and lease losses	$50,000	6,616
Total noninterest income	$175,000	8,204
Gross Fiduciary activities income	$64,000	1,130
Service charges on deposit accounts	$55,000	8,290
Trading account gains and fees	$0	239
Additional Noninterest Income	$56,000	8,171
Total noninterest expense	$2,490,000	4,790
Salaries and employee benefits	$1,160,000	5,245
Premises and equipment expense	$292,000	5,523
Additional noninterest expense	$1,038,000	3,763
Pre-tax net operating income	$953,000	5,979
Securities gains (losses)	$41,000	1,451
Applicable income taxes	$396,000	4,911
Income before extraordinary items	$598,000	6,389
Extraordinary gains, net	$0	44
Net income	$598,000	6,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,963
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$571,760	6,473
1996-12-31 (YTD Data)		Rank
Total interest income	$7,272,000	4,416
Total interest expense	$3,957,000	3,743
Net interest income	$3,315,000	5,059
Provision for loan and lease losses	$35,000	7,226
Total noninterest income	$198,000	8,258
Gross Fiduciary activities income	$96,000	1,120
Service charges on deposit accounts	$47,000	8,930
Trading account gains and fees	$0	262
Additional Noninterest Income	$55,000	8,673
Total noninterest expense	$2,208,000	5,523
Salaries and employee benefits	$1,215,000	5,149
Premises and equipment expense	$248,000	6,276
Additional noninterest expense	$745,000	5,483
Pre-tax net operating income	$1,270,000	4,919
Securities gains (losses)	$43,000	1,439
Applicable income taxes	$510,000	4,089
Income before extraordinary items	$803,000	5,292
Extraordinary gains, net	$0	53
Net income	$803,000	5,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,767
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$775,480	5,359
1995-12-31 (YTD Data)		Rank
Total interest income	$7,139,000	4,473
Total interest expense	$3,935,000	3,735
Net interest income	$3,204,000	5,219
Provision for loan and lease losses	$98,000	4,693
Total noninterest income	$184,000	8,695
Gross Fiduciary activities income	$52,000	1,279
Service charges on deposit accounts	$44,000	9,427
Trading account gains and fees	$0	522
Additional Noninterest Income	$88,000	7,639
Total noninterest expense	$2,152,000	5,670
Salaries and employee benefits	$1,142,000	5,435
Premises and equipment expense	$235,000	6,590
Additional noninterest expense	$775,000	5,394
Pre-tax net operating income	$1,138,000	5,457
Securities gains (losses)	$39,000	1,464
Applicable income taxes	$467,000	4,411
Income before extraordinary items	$710,000	5,923
Extraordinary gains, net	$0	65
Net income	$710,000	5,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,657
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$685,040	6,056
1994-12-31 (YTD Data)		Rank
Total interest income	$6,575,000	4,483
Total interest expense	$3,288,000	3,648
Net interest income	$3,287,000	5,215
Provision for loan and lease losses	$70,000	5,310
Total noninterest income	$146,000	9,773
Gross Fiduciary activities income	$49,000	1,308
Service charges on deposit accounts	$45,000	9,872
Trading account gains and fees	$0	475
Additional Noninterest Income	$52,000	9,512
Total noninterest expense	$2,176,000	5,805
Salaries and employee benefits	$1,087,000	5,691
Premises and equipment expense	$216,000	7,121
Additional noninterest expense	$873,000	5,316
Pre-tax net operating income	$1,187,000	5,273
Securities gains (losses)	$-763,000	12,345
Applicable income taxes	$162,000	8,073
Income before extraordinary items	$262,000	9,566
Extraordinary gains, net	$0	249
Net income	$262,000	9,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,875
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$750,320	5,687
1993-12-31 (YTD Data)		Rank
Total interest income	$7,268,000	4,171
Total interest expense	$3,569,000	3,518
Net interest income	$3,699,000	4,727
Provision for loan and lease losses	$70,000	6,634
Total noninterest income	$166,000	9,890
Gross Fiduciary activities income	$47,000	1,349
Service charges on deposit accounts	$42,000	10,341
Trading account gains and fees	$0	532
Additional Noninterest Income	$77,000	8,764
Total noninterest expense	$2,095,000	6,096
Salaries and employee benefits	$989,000	6,197
Premises and equipment expense	$235,000	6,992
Additional noninterest expense	$871,000	5,517
Pre-tax net operating income	$1,700,000	3,880
Securities gains (losses)	$91,000	2,627
Applicable income taxes	$713,000	3,063
Income before extraordinary items	$1,078,000	4,399
Extraordinary gains, net	$-23,000	12,488
Net income	$1,055,000	4,608
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	8,470
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,019,760	4,392
1992-12-31 (YTD Data)		Rank
Total interest income	$8,093,000	4,247
Total interest expense	$4,452,000	3,682
Net interest income	$3,641,000	4,836
Provision for loan and lease losses	$30,000	9,956
Total noninterest income	$154,000	10,423
Gross Fiduciary activities income	$49,000	1,365
Service charges on deposit accounts	$48,000	10,402
Trading account gains and fees	$0	504
Additional Noninterest Income	$57,000	9,979
Total noninterest expense	$1,922,000	6,597
Salaries and employee benefits	$879,000	6,742
Premises and equipment expense	$210,000	7,616
Additional noninterest expense	$833,000	5,871
Pre-tax net operating income	$1,843,000	3,352
Securities gains (losses)	$5,000	7,049
Applicable income taxes	$747,000	2,788
Income before extraordinary items	$1,101,000	4,125
Extraordinary gains, net	$0	1,422
Net income	$1,101,000	4,170
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	12,539
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,097,800	3,827

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.