Home > The Home Trust & Savings Bank > Income and Expense
The Home Trust & Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,810,000 | 2,725 |
| Total interest expense | $6,482,000 | 1,734 |
| Net interest income | $4,328,000 | 3,521 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $254,000 | 3,893 |
| Gross Fiduciary activities income | $95,000 | 728 |
| Service charges on deposit accounts | $134,000 | 3,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,329 |
| Total noninterest expense | $2,901,000 | 3,732 |
| Salaries and employee benefits | $1,801,000 | 3,579 |
| Premises and equipment expense | $128,000 | 4,225 |
| Additional noninterest expense | $25,000 | 4,329 |
| Pre-tax net operating income | $1,681,000 | 3,141 |
| Securities gains (losses) | $2,000 | 927 |
| Applicable income taxes | $91,000 | 2,841 |
| Income before extraordinary items | $1,592,000 | 3,012 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,592,000 | 3,044 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,592,000 | 3,014 |
| Net charge-offs | $5,000 | 2,589 |
| Cash dividends | $1,129,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,590,100 | 3,053 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,867,000 | 2,743 |
| Total interest expense | $4,671,000 | 1,653 |
| Net interest income | $3,196,000 | 3,558 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $208,000 | 3,842 |
| Gross Fiduciary activities income | $79,000 | 719 |
| Service charges on deposit accounts | $108,000 | 3,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,335 |
| Total noninterest expense | $1,921,000 | 3,852 |
| Salaries and employee benefits | $1,144,000 | 3,744 |
| Premises and equipment expense | $91,000 | 4,255 |
| Additional noninterest expense | $21,000 | 4,333 |
| Pre-tax net operating income | $1,483,000 | 3,034 |
| Securities gains (losses) | $-5,000 | 3,394 |
| Applicable income taxes | $91,000 | 2,759 |
| Income before extraordinary items | $1,387,000 | 2,933 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,387,000 | 2,963 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,387,000 | 2,934 |
| Net charge-offs | $6,000 | 2,278 |
| Cash dividends | $635,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,391,700 | 2,956 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,117,000 | 2,743 |
| Total interest expense | $3,007,000 | 1,559 |
| Net interest income | $2,110,000 | 3,593 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $94,000 | 4,075 |
| Gross Fiduciary activities income | $28,000 | 745 |
| Service charges on deposit accounts | $51,000 | 3,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,380 |
| Total noninterest expense | $1,315,000 | 3,832 |
| Salaries and employee benefits | $779,000 | 3,734 |
| Premises and equipment expense | $63,000 | 4,255 |
| Additional noninterest expense | $15,000 | 4,359 |
| Pre-tax net operating income | $889,000 | 3,161 |
| Securities gains (losses) | $-5,000 | 3,709 |
| Applicable income taxes | $51,000 | 2,864 |
| Income before extraordinary items | $833,000 | 3,075 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $833,000 | 3,108 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $833,000 | 3,074 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $459,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $837,700 | 3,084 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 2,753 |
| Total interest expense | $1,450,000 | 1,460 |
| Net interest income | $1,079,000 | 3,590 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $39,000 | 4,179 |
| Gross Fiduciary activities income | $1,000 | 879 |
| Service charges on deposit accounts | $25,000 | 3,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,284 |
| Total noninterest expense | $642,000 | 3,890 |
| Salaries and employee benefits | $366,000 | 3,852 |
| Premises and equipment expense | $35,000 | 4,263 |
| Additional noninterest expense | $13,000 | 4,284 |
| Pre-tax net operating income | $476,000 | 3,148 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $23,000 | 2,922 |
| Income before extraordinary items | $453,000 | 3,043 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $453,000 | 3,042 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $453,000 | 3,043 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $282,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $453,000 | 3,062 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,451,000 | 2,769 |
| Total interest expense | $2,477,000 | 1,371 |
| Net interest income | $5,974,000 | 3,100 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $182,000 | 4,201 |
| Gross Fiduciary activities income | $52,000 | 797 |
| Service charges on deposit accounts | $96,000 | 3,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,451 |
| Total noninterest expense | $2,899,000 | 3,757 |
| Salaries and employee benefits | $1,857,000 | 3,570 |
| Premises and equipment expense | $115,000 | 4,383 |
| Additional noninterest expense | $34,000 | 4,451 |
| Pre-tax net operating income | $3,257,000 | 2,558 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $187,000 | 2,675 |
| Income before extraordinary items | $3,070,000 | 2,426 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,070,000 | 2,424 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,070,000 | 2,425 |
| Net charge-offs | $-160,000 | 4,391 |
| Cash dividends | $2,329,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,070,000 | 2,457 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,119,000 | 2,771 |
| Total interest expense | $1,376,000 | 1,405 |
| Net interest income | $4,743,000 | 3,010 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $127,000 | 4,259 |
| Gross Fiduciary activities income | $27,000 | 811 |
| Service charges on deposit accounts | $72,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 4,459 |
| Total noninterest expense | $2,003,000 | 3,857 |
| Salaries and employee benefits | $1,283,000 | 3,662 |
| Premises and equipment expense | $89,000 | 4,385 |
| Additional noninterest expense | $28,000 | 4,459 |
| Pre-tax net operating income | $2,867,000 | 2,339 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $143,000 | 2,666 |
| Income before extraordinary items | $2,724,000 | 2,190 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,724,000 | 2,189 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,724,000 | 2,189 |
| Net charge-offs | $-161,000 | 4,417 |
| Cash dividends | $1,800,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,724,000 | 2,226 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 2,780 |
| Total interest expense | $726,000 | 1,468 |
| Net interest income | $3,217,000 | 2,949 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $67,000 | 4,355 |
| Gross Fiduciary activities income | $1,000 | 891 |
| Service charges on deposit accounts | $43,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,455 |
| Total noninterest expense | $1,367,000 | 3,833 |
| Salaries and employee benefits | $886,000 | 3,638 |
| Premises and equipment expense | $59,000 | 4,404 |
| Additional noninterest expense | $422,000 | 3,840 |
| Pre-tax net operating income | $1,917,000 | 2,254 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $96,000 | 2,594 |
| Income before extraordinary items | $1,821,000 | 2,108 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,821,000 | 2,109 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,821,000 | 2,108 |
| Net charge-offs | $-163,000 | 4,506 |
| Cash dividends | $1,200,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,821,000 | 2,147 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 2,759 |
| Total interest expense | $355,000 | 1,452 |
| Net interest income | $1,599,000 | 2,926 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $30,000 | 4,392 |
| Gross Fiduciary activities income | $1,000 | 862 |
| Service charges on deposit accounts | $14,000 | 3,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,373 |
| Total noninterest expense | $623,000 | 3,951 |
| Salaries and employee benefits | $411,000 | 3,737 |
| Premises and equipment expense | $30,000 | 4,406 |
| Additional noninterest expense | $182,000 | 4,001 |
| Pre-tax net operating income | $1,006,000 | 2,086 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $49,000 | 2,521 |
| Income before extraordinary items | $957,000 | 1,971 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $957,000 | 1,970 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $957,000 | 1,971 |
| Net charge-offs | $-163,000 | 4,647 |
| Cash dividends | $600,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $957,000 | 1,991 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,239,000 | 2,761 |
| Total interest expense | $1,619,000 | 1,562 |
| Net interest income | $6,620,000 | 2,928 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $164,000 | 4,380 |
| Gross Fiduciary activities income | $43,000 | 777 |
| Service charges on deposit accounts | $72,000 | 3,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,555 |
| Total noninterest expense | $2,685,000 | 3,880 |
| Salaries and employee benefits | $1,687,000 | 3,738 |
| Premises and equipment expense | $101,000 | 4,546 |
| Additional noninterest expense | $897,000 | 3,815 |
| Pre-tax net operating income | $4,099,000 | 2,292 |
| Securities gains (losses) | $-3,000 | 4,291 |
| Applicable income taxes | $216,000 | 2,667 |
| Income before extraordinary items | $3,880,000 | 2,206 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,880,000 | 2,207 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,880,000 | 2,207 |
| Net charge-offs | $9,000 | 2,316 |
| Cash dividends | $2,752,000 | 1,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,882,850 | 2,179 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,288,000 | 2,793 |
| Total interest expense | $1,252,000 | 1,604 |
| Net interest income | $5,036,000 | 2,953 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $129,000 | 4,413 |
| Gross Fiduciary activities income | $30,000 | 769 |
| Service charges on deposit accounts | $59,000 | 3,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,602 |
| Total noninterest expense | $1,823,000 | 4,048 |
| Salaries and employee benefits | $1,178,000 | 3,853 |
| Premises and equipment expense | $75,000 | 4,612 |
| Additional noninterest expense | $570,000 | 4,038 |
| Pre-tax net operating income | $3,342,000 | 2,285 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $165,000 | 2,681 |
| Income before extraordinary items | $3,177,000 | 2,175 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,177,000 | 2,174 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,177,000 | 2,175 |
| Net charge-offs | $11,000 | 1,949 |
| Cash dividends | $1,694,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,177,000 | 2,145 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 2,908 |
| Total interest expense | $872,000 | 1,609 |
| Net interest income | $3,062,000 | 3,094 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $96,000 | 4,384 |
| Gross Fiduciary activities income | $27,000 | 754 |
| Service charges on deposit accounts | $36,000 | 3,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 4,565 |
| Total noninterest expense | $1,185,000 | 4,101 |
| Salaries and employee benefits | $752,000 | 3,929 |
| Premises and equipment expense | $53,000 | 4,620 |
| Additional noninterest expense | $380,000 | 4,036 |
| Pre-tax net operating income | $1,973,000 | 2,415 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $99,000 | 2,736 |
| Income before extraordinary items | $1,874,000 | 2,314 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,874,000 | 2,313 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,874,000 | 2,314 |
| Net charge-offs | $10,000 | 1,747 |
| Cash dividends | $1,129,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,874,000 | 2,280 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 2,918 |
| Total interest expense | $456,000 | 1,621 |
| Net interest income | $1,482,000 | 3,129 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $27,000 | 4,626 |
| Gross Fiduciary activities income | $1,000 | 885 |
| Service charges on deposit accounts | $19,000 | 3,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 4,743 |
| Total noninterest expense | $591,000 | 4,109 |
| Salaries and employee benefits | $370,000 | 3,962 |
| Premises and equipment expense | $25,000 | 4,653 |
| Additional noninterest expense | $196,000 | 3,983 |
| Pre-tax net operating income | $918,000 | 2,492 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $32,000 | 2,893 |
| Income before extraordinary items | $886,000 | 2,377 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $886,000 | 2,375 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $886,000 | 2,377 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $565,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $886,000 | 2,330 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,494,000 | 2,776 |
| Total interest expense | $2,686,000 | 1,635 |
| Net interest income | $5,808,000 | 3,104 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $205,000 | 4,312 |
| Gross Fiduciary activities income | $80,000 | 740 |
| Service charges on deposit accounts | $98,000 | 3,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 4,763 |
| Total noninterest expense | $2,576,000 | 4,005 |
| Salaries and employee benefits | $1,710,000 | 3,787 |
| Premises and equipment expense | $93,000 | 4,728 |
| Additional noninterest expense | $773,000 | 3,996 |
| Pre-tax net operating income | $3,437,000 | 2,259 |
| Securities gains (losses) | $35,000 | 1,888 |
| Applicable income taxes | $166,000 | 2,666 |
| Income before extraordinary items | $3,306,000 | 2,162 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,306,000 | 2,162 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,306,000 | 2,162 |
| Net charge-offs | $38,000 | 2,544 |
| Cash dividends | $2,047,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,272,750 | 2,132 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,368,000 | 2,795 |
| Total interest expense | $1,903,000 | 1,761 |
| Net interest income | $4,465,000 | 3,073 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $97,000 | 4,557 |
| Gross Fiduciary activities income | $1,000 | 952 |
| Service charges on deposit accounts | $72,000 | 3,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,741 |
| Total noninterest expense | $1,834,000 | 4,067 |
| Salaries and employee benefits | $1,248,000 | 3,821 |
| Premises and equipment expense | $69,000 | 4,759 |
| Additional noninterest expense | $517,000 | 4,153 |
| Pre-tax net operating income | $2,728,000 | 2,172 |
| Securities gains (losses) | $35,000 | 1,701 |
| Applicable income taxes | $141,000 | 2,598 |
| Income before extraordinary items | $2,622,000 | 2,077 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,622,000 | 2,077 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,622,000 | 2,077 |
| Net charge-offs | $38,000 | 2,194 |
| Cash dividends | $1,446,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,588,750 | 2,039 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 2,789 |
| Total interest expense | $1,349,000 | 1,783 |
| Net interest income | $3,007,000 | 3,090 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $49,000 | 4,675 |
| Gross Fiduciary activities income | $1,000 | 937 |
| Service charges on deposit accounts | $42,000 | 3,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 4,880 |
| Total noninterest expense | $1,232,000 | 4,075 |
| Salaries and employee benefits | $841,000 | 3,815 |
| Premises and equipment expense | $49,000 | 4,756 |
| Additional noninterest expense | $342,000 | 4,179 |
| Pre-tax net operating income | $1,824,000 | 2,130 |
| Securities gains (losses) | $18,000 | 1,714 |
| Applicable income taxes | $93,000 | 2,576 |
| Income before extraordinary items | $1,749,000 | 2,020 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,749,000 | 2,021 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,749,000 | 2,021 |
| Net charge-offs | $28,000 | 2,029 |
| Cash dividends | $917,000 | 1,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,731,900 | 1,994 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,271,000 | 2,723 |
| Total interest expense | $724,000 | 1,809 |
| Net interest income | $1,547,000 | 3,014 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $31,000 | 4,624 |
| Gross Fiduciary activities income | $1,000 | 904 |
| Service charges on deposit accounts | $24,000 | 3,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 4,817 |
| Total noninterest expense | $661,000 | 4,021 |
| Salaries and employee benefits | $461,000 | 3,728 |
| Premises and equipment expense | $28,000 | 4,711 |
| Additional noninterest expense | $172,000 | 4,224 |
| Pre-tax net operating income | $917,000 | 1,959 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $28,000 | 2,733 |
| Income before extraordinary items | $889,000 | 1,827 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $889,000 | 1,827 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $889,000 | 1,827 |
| Net charge-offs | $12,000 | 1,803 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $889,000 | 1,798 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,334,000 | 2,687 |
| Total interest expense | $3,298,000 | 1,695 |
| Net interest income | $6,036,000 | 3,088 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $11,000 | 5,099 |
| Gross Fiduciary activities income | $17,000 | 889 |
| Service charges on deposit accounts | $109,000 | 3,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-115,000 | 5,150 |
| Total noninterest expense | $2,706,000 | 4,035 |
| Salaries and employee benefits | $1,710,000 | 3,853 |
| Premises and equipment expense | $103,000 | 4,850 |
| Additional noninterest expense | $893,000 | 3,952 |
| Pre-tax net operating income | $3,341,000 | 2,309 |
| Securities gains (losses) | $175,000 | 681 |
| Applicable income taxes | $170,000 | 2,730 |
| Income before extraordinary items | $3,346,000 | 2,142 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,346,000 | 2,144 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,346,000 | 2,144 |
| Net charge-offs | $-7,000 | 4,388 |
| Cash dividends | $2,046,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,179,750 | 2,168 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,998,000 | 2,725 |
| Total interest expense | $2,495,000 | 1,697 |
| Net interest income | $4,503,000 | 3,140 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $91,000 | 4,773 |
| Gross Fiduciary activities income | $1,000 | 975 |
| Service charges on deposit accounts | $79,000 | 3,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 5,034 |
| Total noninterest expense | $2,039,000 | 4,055 |
| Salaries and employee benefits | $1,304,000 | 3,858 |
| Premises and equipment expense | $80,000 | 4,889 |
| Additional noninterest expense | $655,000 | 4,015 |
| Pre-tax net operating income | $2,555,000 | 2,339 |
| Securities gains (losses) | $175,000 | 573 |
| Applicable income taxes | $135,000 | 2,765 |
| Income before extraordinary items | $2,595,000 | 2,143 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,595,000 | 2,143 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,595,000 | 2,144 |
| Net charge-offs | $-8,000 | 4,369 |
| Cash dividends | $1,482,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,428,750 | 2,207 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 2,741 |
| Total interest expense | $1,672,000 | 1,667 |
| Net interest income | $2,979,000 | 3,166 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $61,000 | 4,804 |
| Gross Fiduciary activities income | $1,000 | 961 |
| Service charges on deposit accounts | $54,000 | 3,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,097 |
| Total noninterest expense | $1,318,000 | 4,133 |
| Salaries and employee benefits | $844,000 | 3,924 |
| Premises and equipment expense | $49,000 | 4,962 |
| Additional noninterest expense | $425,000 | 4,092 |
| Pre-tax net operating income | $1,722,000 | 2,294 |
| Securities gains (losses) | $162,000 | 414 |
| Applicable income taxes | $86,000 | 2,788 |
| Income before extraordinary items | $1,798,000 | 2,074 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,798,000 | 2,072 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,798,000 | 2,074 |
| Net charge-offs | $-2,000 | 4,040 |
| Cash dividends | $988,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,644,100 | 2,177 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 2,756 |
| Total interest expense | $832,000 | 1,623 |
| Net interest income | $1,489,000 | 3,187 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $30,000 | 4,842 |
| Gross Fiduciary activities income | $1,000 | 931 |
| Service charges on deposit accounts | $23,000 | 4,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,041 |
| Total noninterest expense | $681,000 | 4,121 |
| Salaries and employee benefits | $444,000 | 3,907 |
| Premises and equipment expense | $27,000 | 4,962 |
| Additional noninterest expense | $210,000 | 4,128 |
| Pre-tax net operating income | $838,000 | 2,301 |
| Securities gains (losses) | $60,000 | 357 |
| Applicable income taxes | $45,000 | 2,702 |
| Income before extraordinary items | $853,000 | 2,104 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $853,000 | 2,103 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $853,000 | 2,103 |
| Net charge-offs | $1,000 | 2,582 |
| Cash dividends | $494,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $796,000 | 2,185 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,625,000 | 2,801 |
| Total interest expense | $2,436,000 | 1,680 |
| Net interest income | $6,189,000 | 3,108 |
| Provision for loan and lease losses | $1,029,000 | 859 |
| Total noninterest income | $165,000 | 4,775 |
| Gross Fiduciary activities income | $50,000 | 824 |
| Service charges on deposit accounts | $95,000 | 4,185 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 5,128 |
| Total noninterest expense | $2,505,000 | 4,269 |
| Salaries and employee benefits | $1,647,000 | 4,021 |
| Premises and equipment expense | $105,000 | 5,024 |
| Additional noninterest expense | $753,000 | 4,304 |
| Pre-tax net operating income | $2,820,000 | 2,600 |
| Securities gains (losses) | $-2,000 | 4,086 |
| Applicable income taxes | $114,000 | 3,017 |
| Income before extraordinary items | $2,704,000 | 2,472 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,704,000 | 2,470 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,704,000 | 2,471 |
| Net charge-offs | $1,173,000 | 510 |
| Cash dividends | $1,693,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,705,920 | 2,468 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,377,000 | 2,820 |
| Total interest expense | $1,647,000 | 1,737 |
| Net interest income | $4,730,000 | 3,096 |
| Provision for loan and lease losses | $991,000 | 649 |
| Total noninterest income | $125,000 | 4,825 |
| Gross Fiduciary activities income | $36,000 | 814 |
| Service charges on deposit accounts | $71,000 | 4,239 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 5,174 |
| Total noninterest expense | $1,886,000 | 4,283 |
| Salaries and employee benefits | $1,277,000 | 3,989 |
| Premises and equipment expense | $78,000 | 5,084 |
| Additional noninterest expense | $531,000 | 4,407 |
| Pre-tax net operating income | $1,978,000 | 2,746 |
| Securities gains (losses) | $-2,000 | 4,476 |
| Applicable income taxes | $58,000 | 3,262 |
| Income before extraordinary items | $1,918,000 | 2,593 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,918,000 | 2,593 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,918,000 | 2,592 |
| Net charge-offs | $1,165,000 | 392 |
| Cash dividends | $1,341,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,919,940 | 2,578 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 2,826 |
| Total interest expense | $1,016,000 | 1,755 |
| Net interest income | $3,195,000 | 3,076 |
| Provision for loan and lease losses | $954,000 | 487 |
| Total noninterest income | $62,000 | 5,033 |
| Gross Fiduciary activities income | $1,000 | 997 |
| Service charges on deposit accounts | $50,000 | 4,208 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 5,253 |
| Total noninterest expense | $1,246,000 | 4,339 |
| Salaries and employee benefits | $836,000 | 4,048 |
| Premises and equipment expense | $52,000 | 5,136 |
| Additional noninterest expense | $358,000 | 4,433 |
| Pre-tax net operating income | $1,057,000 | 3,079 |
| Securities gains (losses) | $-2,000 | 4,720 |
| Applicable income taxes | $42,000 | 3,225 |
| Income before extraordinary items | $1,013,000 | 2,936 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,013,000 | 2,935 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,013,000 | 2,935 |
| Net charge-offs | $1,172,000 | 296 |
| Cash dividends | $988,000 | 1,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,014,920 | 2,921 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 2,869 |
| Total interest expense | $461,000 | 1,812 |
| Net interest income | $1,609,000 | 3,083 |
| Provision for loan and lease losses | $38,000 | 2,291 |
| Total noninterest income | $32,000 | 5,064 |
| Gross Fiduciary activities income | $1,000 | 957 |
| Service charges on deposit accounts | $25,000 | 4,235 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $6,000 | 5,273 |
| Total noninterest expense | $659,000 | 4,296 |
| Salaries and employee benefits | $440,000 | 4,000 |
| Premises and equipment expense | $29,000 | 5,116 |
| Additional noninterest expense | $190,000 | 4,390 |
| Pre-tax net operating income | $944,000 | 2,119 |
| Securities gains (losses) | $-2,000 | 5,038 |
| Applicable income taxes | $17,000 | 3,301 |
| Income before extraordinary items | $925,000 | 1,950 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $925,000 | 1,949 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $925,000 | 1,950 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $494,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $926,960 | 1,937 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,785,000 | 2,926 |
| Total interest expense | $1,579,000 | 1,845 |
| Net interest income | $6,206,000 | 3,116 |
| Provision for loan and lease losses | $535,000 | 1,391 |
| Total noninterest income | $127,000 | 5,142 |
| Gross Fiduciary activities income | $12,000 | 961 |
| Service charges on deposit accounts | $106,000 | 4,272 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $9,000 | 5,472 |
| Total noninterest expense | $2,603,000 | 4,360 |
| Salaries and employee benefits | $1,616,000 | 4,155 |
| Premises and equipment expense | $120,000 | 5,180 |
| Additional noninterest expense | $867,000 | 4,242 |
| Pre-tax net operating income | $3,195,000 | 2,383 |
| Securities gains (losses) | $4,000 | 1,851 |
| Applicable income taxes | $184,000 | 3,008 |
| Income before extraordinary items | $3,015,000 | 2,042 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,015,000 | 2,041 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,015,000 | 2,042 |
| Net charge-offs | $535,000 | 1,039 |
| Cash dividends | $2,096,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,011,240 | 2,020 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,806,000 | 2,950 |
| Total interest expense | $1,161,000 | 1,849 |
| Net interest income | $4,645,000 | 3,145 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $87,000 | 5,268 |
| Gross Fiduciary activities income | $1,000 | 1,049 |
| Service charges on deposit accounts | $78,000 | 4,319 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,000 | 5,523 |
| Total noninterest expense | $1,868,000 | 4,444 |
| Salaries and employee benefits | $1,209,000 | 4,179 |
| Premises and equipment expense | $89,000 | 5,232 |
| Additional noninterest expense | $570,000 | 4,493 |
| Pre-tax net operating income | $2,864,000 | 2,142 |
| Securities gains (losses) | $4,000 | 1,878 |
| Applicable income taxes | $144,000 | 2,958 |
| Income before extraordinary items | $2,724,000 | 1,884 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,724,000 | 1,884 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,724,000 | 1,884 |
| Net charge-offs | $1,000 | 3,697 |
| Cash dividends | $1,482,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,720,200 | 1,859 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 2,944 |
| Total interest expense | $762,000 | 1,845 |
| Net interest income | $3,103,000 | 3,138 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $59,000 | 5,280 |
| Gross Fiduciary activities income | $1,000 | 1,033 |
| Service charges on deposit accounts | $50,000 | 4,391 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $8,000 | 5,499 |
| Total noninterest expense | $1,228,000 | 4,497 |
| Salaries and employee benefits | $793,000 | 4,237 |
| Premises and equipment expense | $62,000 | 5,231 |
| Additional noninterest expense | $373,000 | 4,541 |
| Pre-tax net operating income | $1,934,000 | 2,079 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $97,000 | 2,944 |
| Income before extraordinary items | $1,839,000 | 1,823 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,839,000 | 1,823 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,839,000 | 1,823 |
| Net charge-offs | $1,000 | 3,381 |
| Cash dividends | $988,000 | 1,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,837,100 | 1,800 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 2,977 |
| Total interest expense | $366,000 | 1,882 |
| Net interest income | $1,536,000 | 3,161 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $30,000 | 5,306 |
| Gross Fiduciary activities income | $-1,000 | 5,856 |
| Service charges on deposit accounts | $24,000 | 4,451 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $7,000 | 5,466 |
| Total noninterest expense | $644,000 | 4,468 |
| Salaries and employee benefits | $418,000 | 4,196 |
| Premises and equipment expense | $24,000 | 5,440 |
| Additional noninterest expense | $202,000 | 4,453 |
| Pre-tax net operating income | $922,000 | 2,065 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $44,000 | 2,972 |
| Income before extraordinary items | $879,000 | 1,823 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $879,000 | 1,823 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $879,000 | 1,823 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $494,000 | 1,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $878,050 | 1,815 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,332,000 | 3,040 |
| Total interest expense | $1,448,000 | 1,847 |
| Net interest income | $5,884,000 | 3,237 |
| Provision for loan and lease losses | $217,000 | 2,349 |
| Total noninterest income | $148,000 | 5,276 |
| Gross Fiduciary activities income | $29,000 | 930 |
| Service charges on deposit accounts | $108,000 | 4,425 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $11,000 | 5,671 |
| Total noninterest expense | $2,635,000 | 4,456 |
| Salaries and employee benefits | $1,549,000 | 4,344 |
| Premises and equipment expense | $96,000 | 5,515 |
| Additional noninterest expense | $990,000 | 4,167 |
| Pre-tax net operating income | $3,180,000 | 2,304 |
| Securities gains (losses) | $25,000 | 2,256 |
| Applicable income taxes | $170,000 | 3,030 |
| Income before extraordinary items | $3,035,000 | 2,086 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,035,000 | 2,084 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,035,000 | 2,085 |
| Net charge-offs | $-709,000 | 5,832 |
| Cash dividends | $2,082,000 | 1,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,011,250 | 2,046 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,449,000 | 3,062 |
| Total interest expense | $1,087,000 | 1,854 |
| Net interest income | $4,362,000 | 3,266 |
| Provision for loan and lease losses | $112,000 | 2,626 |
| Total noninterest income | $98,000 | 5,405 |
| Gross Fiduciary activities income | $12,000 | 962 |
| Service charges on deposit accounts | $74,000 | 4,554 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $12,000 | 5,703 |
| Total noninterest expense | $1,939,000 | 4,509 |
| Salaries and employee benefits | $1,192,000 | 4,287 |
| Premises and equipment expense | $70,000 | 5,574 |
| Additional noninterest expense | $677,000 | 4,374 |
| Pre-tax net operating income | $2,409,000 | 2,314 |
| Securities gains (losses) | $25,000 | 2,204 |
| Applicable income taxes | $110,000 | 3,183 |
| Income before extraordinary items | $2,324,000 | 2,079 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,324,000 | 2,079 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,324,000 | 2,079 |
| Net charge-offs | $2,000 | 3,786 |
| Cash dividends | $1,376,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,300,250 | 2,032 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 3,095 |
| Total interest expense | $729,000 | 1,847 |
| Net interest income | $2,862,000 | 3,312 |
| Provision for loan and lease losses | $75,000 | 2,531 |
| Total noninterest income | $73,000 | 5,370 |
| Gross Fiduciary activities income | $11,000 | 948 |
| Service charges on deposit accounts | $53,000 | 4,493 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 5,740 |
| Total noninterest expense | $1,288,000 | 4,562 |
| Salaries and employee benefits | $778,000 | 4,367 |
| Premises and equipment expense | $49,000 | 5,624 |
| Additional noninterest expense | $461,000 | 4,385 |
| Pre-tax net operating income | $1,572,000 | 2,321 |
| Securities gains (losses) | $23,000 | 1,878 |
| Applicable income taxes | $79,000 | 3,140 |
| Income before extraordinary items | $1,516,000 | 2,105 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,516,000 | 2,105 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,516,000 | 2,105 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $917,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,494,150 | 2,067 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 3,115 |
| Total interest expense | $354,000 | 1,897 |
| Net interest income | $1,428,000 | 3,322 |
| Provision for loan and lease losses | $38,000 | 2,399 |
| Total noninterest income | $38,000 | 5,359 |
| Gross Fiduciary activities income | $5,000 | 948 |
| Service charges on deposit accounts | $27,000 | 4,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $6,000 | 5,724 |
| Total noninterest expense | $696,000 | 4,458 |
| Salaries and employee benefits | $412,000 | 4,283 |
| Premises and equipment expense | $24,000 | 5,660 |
| Additional noninterest expense | $260,000 | 4,181 |
| Pre-tax net operating income | $732,000 | 2,406 |
| Securities gains (losses) | $24,000 | 1,160 |
| Applicable income taxes | $38,000 | 3,144 |
| Income before extraordinary items | $718,000 | 2,164 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $718,000 | 2,164 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $718,000 | 2,164 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $459,000 | 1,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $695,200 | 2,153 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,279,000 | 3,025 |
| Total interest expense | $1,529,000 | 1,745 |
| Net interest income | $5,750,000 | 3,282 |
| Provision for loan and lease losses | $1,120,000 | 739 |
| Total noninterest income | $162,000 | 5,373 |
| Gross Fiduciary activities income | $19,000 | 993 |
| Service charges on deposit accounts | $128,000 | 4,371 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $15,000 | 5,865 |
| Total noninterest expense | $2,342,000 | 4,807 |
| Salaries and employee benefits | $1,467,000 | 4,542 |
| Premises and equipment expense | $116,000 | 5,641 |
| Additional noninterest expense | $759,000 | 4,799 |
| Pre-tax net operating income | $2,450,000 | 2,673 |
| Securities gains (losses) | $160,000 | 871 |
| Applicable income taxes | $128,000 | 3,204 |
| Income before extraordinary items | $2,482,000 | 2,354 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,482,000 | 2,355 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,482,000 | 2,356 |
| Net charge-offs | $972,000 | 710 |
| Cash dividends | $1,471,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,330,000 | 2,416 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,520,000 | 3,027 |
| Total interest expense | $1,165,000 | 1,749 |
| Net interest income | $4,355,000 | 3,281 |
| Provision for loan and lease losses | $1,083,000 | 552 |
| Total noninterest income | $111,000 | 5,509 |
| Gross Fiduciary activities income | $6,000 | 1,038 |
| Service charges on deposit accounts | $97,000 | 4,393 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 5,986 |
| Total noninterest expense | $1,775,000 | 4,816 |
| Salaries and employee benefits | $1,113,000 | 4,544 |
| Premises and equipment expense | $94,000 | 5,635 |
| Additional noninterest expense | $568,000 | 4,846 |
| Pre-tax net operating income | $1,608,000 | 2,950 |
| Securities gains (losses) | $153,000 | 787 |
| Applicable income taxes | $123,000 | 3,146 |
| Income before extraordinary items | $1,638,000 | 2,612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,638,000 | 2,612 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,638,000 | 2,613 |
| Net charge-offs | $972,000 | 509 |
| Cash dividends | $1,076,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,495,710 | 2,723 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,684,000 | 3,023 |
| Total interest expense | $781,000 | 1,754 |
| Net interest income | $2,903,000 | 3,295 |
| Provision for loan and lease losses | $75,000 | 2,511 |
| Total noninterest income | $75,000 | 5,536 |
| Gross Fiduciary activities income | $5,000 | 1,028 |
| Service charges on deposit accounts | $63,000 | 4,436 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,008 |
| Total noninterest expense | $1,208,000 | 4,835 |
| Salaries and employee benefits | $754,000 | 4,558 |
| Premises and equipment expense | $65,000 | 5,657 |
| Additional noninterest expense | $389,000 | 4,825 |
| Pre-tax net operating income | $1,695,000 | 2,152 |
| Securities gains (losses) | $141,000 | 673 |
| Applicable income taxes | $77,000 | 3,185 |
| Income before extraordinary items | $1,759,000 | 1,800 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,759,000 | 1,805 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,759,000 | 1,805 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $900,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,623,640 | 1,871 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 3,041 |
| Total interest expense | $390,000 | 1,763 |
| Net interest income | $1,452,000 | 3,297 |
| Provision for loan and lease losses | $38,000 | 2,341 |
| Total noninterest income | $42,000 | 5,476 |
| Gross Fiduciary activities income | $5,000 | 974 |
| Service charges on deposit accounts | $30,000 | 4,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 5,920 |
| Total noninterest expense | $603,000 | 4,878 |
| Salaries and employee benefits | $354,000 | 4,725 |
| Premises and equipment expense | $38,000 | 5,539 |
| Additional noninterest expense | $211,000 | 4,699 |
| Pre-tax net operating income | $853,000 | 2,110 |
| Securities gains (losses) | $115,000 | 532 |
| Applicable income taxes | $48,000 | 3,029 |
| Income before extraordinary items | $920,000 | 1,725 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $920,000 | 1,727 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $920,000 | 1,727 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $450,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $810,750 | 1,842 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,296,000 | 3,087 |
| Total interest expense | $1,631,000 | 1,753 |
| Net interest income | $5,665,000 | 3,380 |
| Provision for loan and lease losses | $535,000 | 1,393 |
| Total noninterest income | $152,000 | 5,650 |
| Gross Fiduciary activities income | $15,000 | 1,039 |
| Service charges on deposit accounts | $127,000 | 4,647 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,000 | 6,157 |
| Total noninterest expense | $2,361,000 | 4,994 |
| Salaries and employee benefits | $1,495,000 | 4,638 |
| Premises and equipment expense | $130,000 | 5,849 |
| Additional noninterest expense | $736,000 | 5,072 |
| Pre-tax net operating income | $2,921,000 | 2,316 |
| Securities gains (losses) | $107,000 | 1,213 |
| Applicable income taxes | $151,000 | 3,156 |
| Income before extraordinary items | $2,877,000 | 2,083 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,877,000 | 2,083 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,877,000 | 2,082 |
| Net charge-offs | $290,000 | 2,060 |
| Cash dividends | $1,975,000 | 1,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,775,350 | 2,088 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 3,135 |
| Total interest expense | $1,219,000 | 1,794 |
| Net interest income | $4,192,000 | 3,425 |
| Provision for loan and lease losses | $298,000 | 1,657 |
| Total noninterest income | $105,000 | 5,804 |
| Gross Fiduciary activities income | $3,000 | 1,105 |
| Service charges on deposit accounts | $93,000 | 4,739 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $9,000 | 6,215 |
| Total noninterest expense | $1,727,000 | 5,067 |
| Salaries and employee benefits | $1,096,000 | 4,716 |
| Premises and equipment expense | $93,000 | 5,935 |
| Additional noninterest expense | $538,000 | 5,149 |
| Pre-tax net operating income | $2,272,000 | 2,301 |
| Securities gains (losses) | $76,000 | 1,182 |
| Applicable income taxes | $117,000 | 3,195 |
| Income before extraordinary items | $2,231,000 | 2,038 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,231,000 | 2,037 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,231,000 | 2,036 |
| Net charge-offs | $79,000 | 2,912 |
| Cash dividends | $1,397,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,158,800 | 2,049 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 3,136 |
| Total interest expense | $803,000 | 1,828 |
| Net interest income | $2,800,000 | 3,421 |
| Provision for loan and lease losses | $260,000 | 1,415 |
| Total noninterest income | $67,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $59,000 | 4,810 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $8,000 | 6,231 |
| Total noninterest expense | $1,148,000 | 5,109 |
| Salaries and employee benefits | $745,000 | 4,707 |
| Premises and equipment expense | $63,000 | 5,968 |
| Additional noninterest expense | $340,000 | 5,264 |
| Pre-tax net operating income | $1,459,000 | 2,323 |
| Securities gains (losses) | $70,000 | 979 |
| Applicable income taxes | $77,000 | 3,201 |
| Income before extraordinary items | $1,452,000 | 2,045 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,452,000 | 2,049 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,452,000 | 2,048 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $903,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,385,500 | 2,052 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 3,125 |
| Total interest expense | $411,000 | 1,815 |
| Net interest income | $1,414,000 | 3,411 |
| Provision for loan and lease losses | $223,000 | 937 |
| Total noninterest income | $35,000 | 5,865 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $7,000 | 6,110 |
| Total noninterest expense | $554,000 | 5,227 |
| Salaries and employee benefits | $352,000 | 4,893 |
| Premises and equipment expense | $33,000 | 5,987 |
| Additional noninterest expense | $169,000 | 5,319 |
| Pre-tax net operating income | $672,000 | 2,395 |
| Securities gains (losses) | $70,000 | 540 |
| Applicable income taxes | $37,000 | 3,165 |
| Income before extraordinary items | $705,000 | 1,985 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $705,000 | 1,988 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $705,000 | 1,988 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $450,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $638,500 | 2,122 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,301,000 | 3,151 |
| Total interest expense | $1,825,000 | 1,851 |
| Net interest income | $5,476,000 | 3,481 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $192,000 | 5,658 |
| Gross Fiduciary activities income | $19,000 | 1,047 |
| Service charges on deposit accounts | $149,000 | 4,591 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $24,000 | 6,174 |
| Total noninterest expense | $2,330,000 | 5,188 |
| Salaries and employee benefits | $1,445,000 | 4,850 |
| Premises and equipment expense | $88,000 | 6,375 |
| Additional noninterest expense | $797,000 | 5,085 |
| Pre-tax net operating income | $3,338,000 | 1,988 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $167,000 | 3,077 |
| Income before extraordinary items | $3,171,000 | 1,812 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,171,000 | 1,814 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,171,000 | 1,814 |
| Net charge-offs | $-2,000 | 5,912 |
| Cash dividends | $1,976,000 | 1,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,171,000 | 1,788 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,530,000 | 3,144 |
| Total interest expense | $1,390,000 | 1,875 |
| Net interest income | $4,140,000 | 3,481 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $144,000 | 5,743 |
| Gross Fiduciary activities income | $6,000 | 1,100 |
| Service charges on deposit accounts | $115,000 | 4,586 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $23,000 | 6,188 |
| Total noninterest expense | $1,724,000 | 5,228 |
| Salaries and employee benefits | $1,065,000 | 4,927 |
| Premises and equipment expense | $71,000 | 6,365 |
| Additional noninterest expense | $588,000 | 5,128 |
| Pre-tax net operating income | $2,560,000 | 2,015 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $128,000 | 3,132 |
| Income before extraordinary items | $2,432,000 | 1,808 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,432,000 | 1,812 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,432,000 | 1,813 |
| Net charge-offs | $-2,000 | 5,787 |
| Cash dividends | $1,482,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,432,000 | 1,769 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 3,144 |
| Total interest expense | $946,000 | 1,872 |
| Net interest income | $2,764,000 | 3,484 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $88,000 | 5,850 |
| Gross Fiduciary activities income | $5,000 | 1,085 |
| Service charges on deposit accounts | $61,000 | 4,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 6,044 |
| Total noninterest expense | $1,171,000 | 5,218 |
| Salaries and employee benefits | $729,000 | 4,880 |
| Premises and equipment expense | $55,000 | 6,307 |
| Additional noninterest expense | $387,000 | 5,169 |
| Pre-tax net operating income | $1,681,000 | 2,001 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $84,000 | 3,131 |
| Income before extraordinary items | $1,597,000 | 1,833 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,597,000 | 1,838 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,597,000 | 1,839 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $988,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,597,000 | 1,765 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 3,145 |
| Total interest expense | $480,000 | 1,896 |
| Net interest income | $1,394,000 | 3,474 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $51,000 | 5,715 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,353 |
| Total noninterest expense | $587,000 | 5,254 |
| Salaries and employee benefits | $345,000 | 5,049 |
| Premises and equipment expense | $18,000 | 6,642 |
| Additional noninterest expense | $224,000 | 4,895 |
| Pre-tax net operating income | $858,000 | 1,933 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $42,000 | 3,110 |
| Income before extraordinary items | $816,000 | 1,740 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $816,000 | 1,742 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $816,000 | 1,742 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $494,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $816,000 | 1,678 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,878,000 | 3,153 |
| Total interest expense | $2,231,000 | 1,953 |
| Net interest income | $5,647,000 | 3,516 |
| Provision for loan and lease losses | $102,000 | 4,642 |
| Total noninterest income | $139,000 | 6,032 |
| Gross Fiduciary activities income | $21,000 | 1,060 |
| Service charges on deposit accounts | $91,000 | 5,571 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $27,000 | 6,160 |
| Total noninterest expense | $2,221,000 | 5,434 |
| Salaries and employee benefits | $1,420,000 | 4,976 |
| Premises and equipment expense | $73,000 | 6,738 |
| Additional noninterest expense | $728,000 | 5,464 |
| Pre-tax net operating income | $3,463,000 | 1,836 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $173,000 | 3,113 |
| Income before extraordinary items | $3,290,000 | 1,716 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,290,000 | 1,718 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,290,000 | 1,717 |
| Net charge-offs | $22,000 | 5,356 |
| Cash dividends | $1,757,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,290,000 | 1,627 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,919,000 | 3,201 |
| Total interest expense | $1,729,000 | 1,980 |
| Net interest income | $4,190,000 | 3,602 |
| Provision for loan and lease losses | $102,000 | 4,319 |
| Total noninterest income | $93,000 | 6,228 |
| Gross Fiduciary activities income | $8,000 | 1,101 |
| Service charges on deposit accounts | $65,000 | 5,698 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,312 |
| Total noninterest expense | $1,554,000 | 5,627 |
| Salaries and employee benefits | $989,000 | 5,209 |
| Premises and equipment expense | $95,000 | 6,382 |
| Additional noninterest expense | $470,000 | 5,792 |
| Pre-tax net operating income | $2,627,000 | 1,887 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $131,000 | 3,181 |
| Income before extraordinary items | $2,496,000 | 1,753 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,496,000 | 1,752 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,496,000 | 1,754 |
| Net charge-offs | $19,000 | 5,091 |
| Cash dividends | $1,206,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,496,000 | 1,648 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,967,000 | 3,210 |
| Total interest expense | $1,188,000 | 1,985 |
| Net interest income | $2,779,000 | 3,624 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $65,000 | 6,212 |
| Gross Fiduciary activities income | $8,000 | 1,072 |
| Service charges on deposit accounts | $41,000 | 5,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,278 |
| Total noninterest expense | $1,030,000 | 5,666 |
| Salaries and employee benefits | $673,000 | 5,174 |
| Premises and equipment expense | $40,000 | 6,801 |
| Additional noninterest expense | $317,000 | 5,814 |
| Pre-tax net operating income | $1,724,000 | 1,893 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $86,000 | 3,177 |
| Income before extraordinary items | $1,638,000 | 1,755 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,638,000 | 1,753 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,638,000 | 1,755 |
| Net charge-offs | $13,000 | 4,833 |
| Cash dividends | $494,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,638,000 | 1,675 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 3,207 |
| Total interest expense | $615,000 | 1,999 |
| Net interest income | $1,388,000 | 3,650 |
| Provision for loan and lease losses | $51,000 | 3,637 |
| Total noninterest income | $39,000 | 6,108 |
| Gross Fiduciary activities income | $6,000 | 1,027 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $498,000 | 5,773 |
| Salaries and employee benefits | $316,000 | 5,374 |
| Premises and equipment expense | $21,000 | 6,810 |
| Additional noninterest expense | $161,000 | 5,814 |
| Pre-tax net operating income | $878,000 | 1,876 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $44,000 | 3,166 |
| Income before extraordinary items | $834,000 | 1,736 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $834,000 | 1,738 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $834,000 | 1,737 |
| Net charge-offs | $12,000 | 3,957 |
| Cash dividends | $106,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $834,000 | 1,634 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,659,000 | 3,441 |
| Total interest expense | $2,567,000 | 2,258 |
| Net interest income | $5,092,000 | 3,860 |
| Provision for loan and lease losses | $154,000 | 4,908 |
| Total noninterest income | $118,000 | 6,288 |
| Gross Fiduciary activities income | $14,000 | 1,066 |
| Service charges on deposit accounts | $84,000 | 5,755 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $20,000 | 6,376 |
| Total noninterest expense | $2,155,000 | 5,680 |
| Salaries and employee benefits | $1,351,000 | 5,228 |
| Premises and equipment expense | $68,000 | 7,064 |
| Additional noninterest expense | $736,000 | 5,584 |
| Pre-tax net operating income | $2,901,000 | 1,894 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $143,000 | 3,146 |
| Income before extraordinary items | $2,758,000 | 1,736 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,758,000 | 1,737 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,758,000 | 1,737 |
| Net charge-offs | $4,000 | 6,264 |
| Cash dividends | $882,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,758,000 | 1,650 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 3,519 |
| Total interest expense | $1,945,000 | 2,322 |
| Net interest income | $3,725,000 | 3,936 |
| Provision for loan and lease losses | $115,000 | 4,812 |
| Total noninterest income | $87,000 | 6,382 |
| Gross Fiduciary activities income | $10,000 | 1,039 |
| Service charges on deposit accounts | $59,000 | 5,864 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $18,000 | 6,437 |
| Total noninterest expense | $1,586,000 | 5,734 |
| Salaries and employee benefits | $1,021,000 | 5,216 |
| Premises and equipment expense | $47,000 | 7,158 |
| Additional noninterest expense | $518,000 | 5,749 |
| Pre-tax net operating income | $2,111,000 | 2,001 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $106,000 | 3,161 |
| Income before extraordinary items | $2,005,000 | 1,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,005,000 | 1,830 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,005,000 | 1,830 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $705,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,005,000 | 1,753 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 3,586 |
| Total interest expense | $1,296,000 | 2,412 |
| Net interest income | $2,439,000 | 4,000 |
| Provision for loan and lease losses | $76,000 | 4,690 |
| Total noninterest income | $58,000 | 6,440 |
| Gross Fiduciary activities income | $8,000 | 1,035 |
| Service charges on deposit accounts | $38,000 | 5,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,522 |
| Total noninterest expense | $1,145,000 | 5,618 |
| Salaries and employee benefits | $699,000 | 5,183 |
| Premises and equipment expense | $32,000 | 7,216 |
| Additional noninterest expense | $414,000 | 5,449 |
| Pre-tax net operating income | $1,276,000 | 2,131 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $64,000 | 3,192 |
| Income before extraordinary items | $1,212,000 | 1,941 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,212,000 | 1,941 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,212,000 | 1,941 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $353,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,212,000 | 1,870 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 3,660 |
| Total interest expense | $643,000 | 2,493 |
| Net interest income | $1,176,000 | 4,100 |
| Provision for loan and lease losses | $38,000 | 4,453 |
| Total noninterest income | $25,000 | 6,654 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $569,000 | 5,670 |
| Salaries and employee benefits | $325,000 | 5,421 |
| Premises and equipment expense | $18,000 | 7,192 |
| Additional noninterest expense | $226,000 | 5,241 |
| Pre-tax net operating income | $594,000 | 2,246 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $29,000 | 3,217 |
| Income before extraordinary items | $565,000 | 2,021 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $565,000 | 2,020 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $565,000 | 2,021 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $565,000 | 1,980 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,364,000 | 3,781 |
| Total interest expense | $2,659,000 | 2,849 |
| Net interest income | $4,705,000 | 4,121 |
| Provision for loan and lease losses | $150,000 | 5,638 |
| Total noninterest income | $108,000 | 6,612 |
| Gross Fiduciary activities income | $10,000 | 1,147 |
| Service charges on deposit accounts | $80,000 | 5,772 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,636 |
| Total noninterest expense | $2,166,000 | 5,844 |
| Salaries and employee benefits | $1,329,000 | 5,388 |
| Premises and equipment expense | $111,000 | 6,968 |
| Additional noninterest expense | $726,000 | 5,824 |
| Pre-tax net operating income | $2,497,000 | 1,892 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $108,000 | 3,175 |
| Income before extraordinary items | $2,389,000 | 1,719 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,389,000 | 1,720 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,389,000 | 1,721 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $1,270,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,389,000 | 1,659 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,523,000 | 3,848 |
| Total interest expense | $1,971,000 | 2,990 |
| Net interest income | $3,552,000 | 4,159 |
| Provision for loan and lease losses | $114,000 | 5,562 |
| Total noninterest income | $78,000 | 6,780 |
| Gross Fiduciary activities income | $6,000 | 1,151 |
| Service charges on deposit accounts | $59,000 | 5,877 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $13,000 | 6,828 |
| Total noninterest expense | $1,586,000 | 5,940 |
| Salaries and employee benefits | $960,000 | 5,535 |
| Premises and equipment expense | $87,000 | 7,009 |
| Additional noninterest expense | $539,000 | 5,887 |
| Pre-tax net operating income | $1,930,000 | 1,948 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $78,000 | 3,281 |
| Income before extraordinary items | $1,852,000 | 1,778 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,852,000 | 1,781 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,852,000 | 1,781 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $600,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,852,000 | 1,690 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 3,875 |
| Total interest expense | $1,308,000 | 3,103 |
| Net interest income | $2,375,000 | 4,149 |
| Provision for loan and lease losses | $78,000 | 5,413 |
| Total noninterest income | $56,000 | 6,738 |
| Gross Fiduciary activities income | $6,000 | 1,117 |
| Service charges on deposit accounts | $39,000 | 5,921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 6,798 |
| Total noninterest expense | $1,063,000 | 5,955 |
| Salaries and employee benefits | $634,000 | 5,596 |
| Premises and equipment expense | $42,000 | 7,335 |
| Additional noninterest expense | $387,000 | 5,730 |
| Pre-tax net operating income | $1,290,000 | 1,935 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $51,000 | 3,264 |
| Income before extraordinary items | $1,239,000 | 1,753 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,239,000 | 1,752 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,239,000 | 1,753 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $282,000 | 1,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,239,000 | 1,675 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 3,928 |
| Total interest expense | $656,000 | 3,204 |
| Net interest income | $1,195,000 | 4,174 |
| Provision for loan and lease losses | $41,000 | 5,083 |
| Total noninterest income | $31,000 | 6,709 |
| Gross Fiduciary activities income | $6,000 | 1,030 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $538,000 | 6,009 |
| Salaries and employee benefits | $331,000 | 5,531 |
| Premises and equipment expense | $22,000 | 7,387 |
| Additional noninterest expense | $185,000 | 5,881 |
| Pre-tax net operating income | $647,000 | 1,974 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $24,000 | 3,330 |
| Income before extraordinary items | $623,000 | 1,770 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $623,000 | 1,769 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $623,000 | 1,771 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $623,000 | 1,690 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,114,000 | 4,127 |
| Total interest expense | $3,040,000 | 3,383 |
| Net interest income | $4,074,000 | 4,519 |
| Provision for loan and lease losses | $168,000 | 5,965 |
| Total noninterest income | $123,000 | 6,794 |
| Gross Fiduciary activities income | $8,000 | 1,205 |
| Service charges on deposit accounts | $89,000 | 5,905 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $26,000 | 6,817 |
| Total noninterest expense | $2,120,000 | 6,087 |
| Salaries and employee benefits | $1,294,000 | 5,622 |
| Premises and equipment expense | $71,000 | 7,629 |
| Additional noninterest expense | $755,000 | 5,960 |
| Pre-tax net operating income | $1,909,000 | 1,985 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $103,000 | 2,865 |
| Income before extraordinary items | $1,806,000 | 1,834 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,806,000 | 1,831 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,806,000 | 1,833 |
| Net charge-offs | $18,000 | 6,703 |
| Cash dividends | $1,164,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,806,000 | 1,796 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,321,000 | 4,190 |
| Total interest expense | $2,324,000 | 3,459 |
| Net interest income | $2,997,000 | 4,588 |
| Provision for loan and lease losses | $114,000 | 5,822 |
| Total noninterest income | $95,000 | 6,889 |
| Gross Fiduciary activities income | $7,000 | 1,163 |
| Service charges on deposit accounts | $66,000 | 5,973 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $22,000 | 6,934 |
| Total noninterest expense | $1,562,000 | 6,162 |
| Salaries and employee benefits | $982,000 | 5,626 |
| Premises and equipment expense | $55,000 | 7,677 |
| Additional noninterest expense | $525,000 | 6,132 |
| Pre-tax net operating income | $1,416,000 | 2,145 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $77,000 | 3,059 |
| Income before extraordinary items | $1,339,000 | 1,989 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,339,000 | 1,988 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,339,000 | 1,989 |
| Net charge-offs | $14,000 | 6,396 |
| Cash dividends | $564,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,339,000 | 1,947 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 4,250 |
| Total interest expense | $1,566,000 | 3,569 |
| Net interest income | $1,950,000 | 4,657 |
| Provision for loan and lease losses | $49,000 | 6,123 |
| Total noninterest income | $70,000 | 6,832 |
| Gross Fiduciary activities income | $5,000 | 1,161 |
| Service charges on deposit accounts | $43,000 | 6,001 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $22,000 | 6,709 |
| Total noninterest expense | $1,034,000 | 6,215 |
| Salaries and employee benefits | $647,000 | 5,727 |
| Premises and equipment expense | $41,000 | 7,675 |
| Additional noninterest expense | $346,000 | 6,190 |
| Pre-tax net operating income | $937,000 | 2,232 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $51,000 | 3,143 |
| Income before extraordinary items | $886,000 | 2,053 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $886,000 | 2,050 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $886,000 | 2,052 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $212,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $886,000 | 1,987 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 4,311 |
| Total interest expense | $783,000 | 3,662 |
| Net interest income | $968,000 | 4,667 |
| Provision for loan and lease losses | $3,000 | 6,618 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | $5,000 | 1,069 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $497,000 | 6,282 |
| Salaries and employee benefits | $338,000 | 5,647 |
| Premises and equipment expense | $21,000 | 7,693 |
| Additional noninterest expense | $138,000 | 6,509 |
| Pre-tax net operating income | $506,000 | 2,358 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $25,000 | 3,414 |
| Income before extraordinary items | $481,000 | 2,206 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $481,000 | 2,207 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $481,000 | 2,208 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $481,000 | 2,067 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,302,000 | 4,372 |
| Total interest expense | $3,869,000 | 3,595 |
| Net interest income | $3,433,000 | 5,030 |
| Provision for loan and lease losses | $100,000 | 6,027 |
| Total noninterest income | $132,000 | 7,016 |
| Gross Fiduciary activities income | $9,000 | 1,231 |
| Service charges on deposit accounts | $109,000 | 5,774 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $14,000 | 7,582 |
| Total noninterest expense | $1,849,000 | 6,432 |
| Salaries and employee benefits | $1,236,000 | 5,885 |
| Premises and equipment expense | $94,000 | 7,678 |
| Additional noninterest expense | $519,000 | 6,550 |
| Pre-tax net operating income | $1,616,000 | 2,889 |
| Securities gains (losses) | $-14,000 | 7,048 |
| Applicable income taxes | $86,000 | 3,499 |
| Income before extraordinary items | $1,516,000 | 2,498 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,516,000 | 2,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $1,514,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,529,300 | 2,624 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,490,000 | 4,424 |
| Total interest expense | $3,000,000 | 3,622 |
| Net interest income | $2,490,000 | 5,165 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $103,000 | 7,089 |
| Gross Fiduciary activities income | $7,000 | 1,205 |
| Service charges on deposit accounts | $83,000 | 5,793 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 7,670 |
| Total noninterest expense | $1,381,000 | 6,427 |
| Salaries and employee benefits | $945,000 | 5,857 |
| Premises and equipment expense | $67,000 | 7,764 |
| Additional noninterest expense | $369,000 | 6,647 |
| Pre-tax net operating income | $1,112,000 | 3,476 |
| Securities gains (losses) | $-14,000 | 7,370 |
| Applicable income taxes | $49,000 | 4,108 |
| Income before extraordinary items | $1,049,000 | 3,007 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,049,000 | 3,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $578,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,062,440 | 3,135 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 4,469 |
| Total interest expense | $2,087,000 | 3,636 |
| Net interest income | $1,595,000 | 5,286 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $69,000 | 7,153 |
| Gross Fiduciary activities income | $5,000 | 1,218 |
| Service charges on deposit accounts | $52,000 | 5,887 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $12,000 | 7,577 |
| Total noninterest expense | $922,000 | 6,472 |
| Salaries and employee benefits | $619,000 | 5,961 |
| Premises and equipment expense | $41,000 | 7,863 |
| Additional noninterest expense | $262,000 | 6,534 |
| Pre-tax net operating income | $742,000 | 3,591 |
| Securities gains (losses) | $-14,000 | 8,144 |
| Applicable income taxes | $28,000 | 4,472 |
| Income before extraordinary items | $700,000 | 3,326 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $700,000 | 3,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $289,000 | 3,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $713,440 | 3,226 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 4,521 |
| Total interest expense | $1,112,000 | 3,637 |
| Net interest income | $759,000 | 5,457 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $39,000 | 6,994 |
| Gross Fiduciary activities income | $5,000 | 1,113 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $474,000 | 6,441 |
| Salaries and employee benefits | $326,000 | 5,856 |
| Premises and equipment expense | $24,000 | 7,772 |
| Additional noninterest expense | $124,000 | 6,644 |
| Pre-tax net operating income | $324,000 | 3,971 |
| Securities gains (losses) | $-14,000 | 8,345 |
| Applicable income taxes | $14,000 | 4,601 |
| Income before extraordinary items | $296,000 | 3,823 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $296,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $309,300 | 3,651 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,179,000 | 4,679 |
| Total interest expense | $4,512,000 | 3,714 |
| Net interest income | $2,667,000 | 5,803 |
| Provision for loan and lease losses | $2,000 | 6,808 |
| Total noninterest income | $131,000 | 7,282 |
| Gross Fiduciary activities income | $14,000 | 1,207 |
| Service charges on deposit accounts | $105,000 | 5,968 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $12,000 | 8,001 |
| Total noninterest expense | $1,766,000 | 6,527 |
| Salaries and employee benefits | $1,190,000 | 6,005 |
| Premises and equipment expense | $71,000 | 8,049 |
| Additional noninterest expense | $505,000 | 6,551 |
| Pre-tax net operating income | $1,030,000 | 4,686 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $51,000 | 4,925 |
| Income before extraordinary items | $976,000 | 4,373 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $976,000 | 4,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $967,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $978,850 | 4,361 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,313,000 | 4,726 |
| Total interest expense | $3,331,000 | 3,755 |
| Net interest income | $1,982,000 | 5,868 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $100,000 | 7,318 |
| Gross Fiduciary activities income | $12,000 | 1,159 |
| Service charges on deposit accounts | $77,000 | 6,028 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,000 | 7,986 |
| Total noninterest expense | $1,341,000 | 6,485 |
| Salaries and employee benefits | $899,000 | 5,971 |
| Premises and equipment expense | $66,000 | 7,861 |
| Additional noninterest expense | $376,000 | 6,555 |
| Pre-tax net operating income | $741,000 | 5,003 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $117,000 | 4,293 |
| Income before extraordinary items | $624,000 | 4,929 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $624,000 | 4,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $411,000 | 3,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $624,000 | 4,917 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 4,756 |
| Total interest expense | $2,175,000 | 3,798 |
| Net interest income | $1,332,000 | 5,873 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $74,000 | 7,234 |
| Gross Fiduciary activities income | $11,000 | 1,126 |
| Service charges on deposit accounts | $53,000 | 6,010 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $917,000 | 6,455 |
| Salaries and employee benefits | $592,000 | 6,058 |
| Premises and equipment expense | $53,000 | 7,706 |
| Additional noninterest expense | $272,000 | 6,377 |
| Pre-tax net operating income | $489,000 | 5,085 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $78,000 | 4,370 |
| Income before extraordinary items | $411,000 | 5,004 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $411,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $201,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $411,000 | 4,999 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 4,789 |
| Total interest expense | $1,047,000 | 3,884 |
| Net interest income | $686,000 | 5,813 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $37,000 | 7,221 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $25,000 | 6,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $482,000 | 6,376 |
| Salaries and employee benefits | $311,000 | 5,936 |
| Premises and equipment expense | $38,000 | 7,268 |
| Additional noninterest expense | $133,000 | 6,437 |
| Pre-tax net operating income | $241,000 | 5,129 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $39,000 | 4,383 |
| Income before extraordinary items | $202,000 | 5,036 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $202,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $202,000 | 5,028 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,555,000 | 4,741 |
| Total interest expense | $3,683,000 | 3,788 |
| Net interest income | $2,872,000 | 5,657 |
| Provision for loan and lease losses | $3,000 | 6,791 |
| Total noninterest income | $132,000 | 7,452 |
| Gross Fiduciary activities income | $10,000 | 1,273 |
| Service charges on deposit accounts | $110,000 | 6,016 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,212 |
| Total noninterest expense | $1,710,000 | 6,567 |
| Salaries and employee benefits | $1,143,000 | 6,057 |
| Premises and equipment expense | $116,000 | 7,631 |
| Additional noninterest expense | $451,000 | 6,789 |
| Pre-tax net operating income | $1,291,000 | 4,631 |
| Securities gains (losses) | $-27,000 | 7,677 |
| Applicable income taxes | $63,000 | 5,291 |
| Income before extraordinary items | $1,201,000 | 4,283 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,201,000 | 4,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $1,087,000 | 2,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,226,650 | 4,214 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 4,786 |
| Total interest expense | $2,655,000 | 3,818 |
| Net interest income | $2,163,000 | 5,686 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $97,000 | 7,553 |
| Gross Fiduciary activities income | $6,000 | 1,272 |
| Service charges on deposit accounts | $80,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $1,311,000 | 6,517 |
| Salaries and employee benefits | $861,000 | 6,020 |
| Premises and equipment expense | $95,000 | 7,532 |
| Additional noninterest expense | $355,000 | 6,663 |
| Pre-tax net operating income | $949,000 | 4,829 |
| Securities gains (losses) | $-27,000 | 7,950 |
| Applicable income taxes | $117,000 | 4,766 |
| Income before extraordinary items | $805,000 | 4,684 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $805,000 | 4,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $529,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $828,490 | 4,614 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 4,793 |
| Total interest expense | $1,702,000 | 3,802 |
| Net interest income | $1,459,000 | 5,694 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $64,000 | 7,618 |
| Gross Fiduciary activities income | $4,000 | 1,273 |
| Service charges on deposit accounts | $52,000 | 6,195 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $887,000 | 6,516 |
| Salaries and employee benefits | $566,000 | 6,077 |
| Premises and equipment expense | $68,000 | 7,453 |
| Additional noninterest expense | $253,000 | 6,540 |
| Pre-tax net operating income | $636,000 | 4,848 |
| Securities gains (losses) | $-27,000 | 8,184 |
| Applicable income taxes | $78,000 | 4,795 |
| Income before extraordinary items | $531,000 | 4,737 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $531,000 | 4,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $247,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $554,490 | 4,621 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 4,803 |
| Total interest expense | $794,000 | 3,835 |
| Net interest income | $758,000 | 5,575 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $35,000 | 7,491 |
| Gross Fiduciary activities income | $3,000 | 1,214 |
| Service charges on deposit accounts | $25,000 | 6,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $476,000 | 6,326 |
| Salaries and employee benefits | $298,000 | 5,949 |
| Premises and equipment expense | $38,000 | 7,293 |
| Additional noninterest expense | $140,000 | 6,252 |
| Pre-tax net operating income | $317,000 | 4,817 |
| Securities gains (losses) | $-27,000 | 8,441 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $251,000 | 4,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $251,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $274,490 | 4,618 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,078,000 | 4,567 |
| Total interest expense | $2,683,000 | 3,629 |
| Net interest income | $3,395,000 | 5,115 |
| Provision for loan and lease losses | $1,000 | 7,102 |
| Total noninterest income | $245,000 | 6,710 |
| Gross Fiduciary activities income | $84,000 | 975 |
| Service charges on deposit accounts | $112,000 | 6,110 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $49,000 | 7,413 |
| Total noninterest expense | $1,651,000 | 6,638 |
| Salaries and employee benefits | $1,106,000 | 6,038 |
| Premises and equipment expense | $72,000 | 8,203 |
| Additional noninterest expense | $473,000 | 6,725 |
| Pre-tax net operating income | $1,988,000 | 3,696 |
| Securities gains (losses) | $-87,000 | 8,381 |
| Applicable income taxes | $93,000 | 5,430 |
| Income before extraordinary items | $1,808,000 | 3,346 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,808,000 | 3,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $1,743,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,890,650 | 3,203 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,536,000 | 4,548 |
| Total interest expense | $1,952,000 | 3,578 |
| Net interest income | $2,584,000 | 5,079 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $212,000 | 6,484 |
| Gross Fiduciary activities income | $83,000 | 914 |
| Service charges on deposit accounts | $83,000 | 6,179 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,164 |
| Total noninterest expense | $1,244,000 | 6,637 |
| Salaries and employee benefits | $831,000 | 6,008 |
| Premises and equipment expense | $60,000 | 8,110 |
| Additional noninterest expense | $353,000 | 6,716 |
| Pre-tax net operating income | $1,552,000 | 3,658 |
| Securities gains (losses) | $-87,000 | 8,605 |
| Applicable income taxes | $117,000 | 5,087 |
| Income before extraordinary items | $1,348,000 | 3,401 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,348,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $896,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,428,040 | 3,220 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 4,494 |
| Total interest expense | $1,262,000 | 3,503 |
| Net interest income | $1,762,000 | 5,003 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $104,000 | 6,995 |
| Gross Fiduciary activities income | $42,000 | 962 |
| Service charges on deposit accounts | $52,000 | 6,240 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $840,000 | 6,616 |
| Salaries and employee benefits | $544,000 | 6,082 |
| Premises and equipment expense | $47,000 | 7,926 |
| Additional noninterest expense | $249,000 | 6,550 |
| Pre-tax net operating income | $1,026,000 | 3,644 |
| Securities gains (losses) | $-49,000 | 8,589 |
| Applicable income taxes | $78,000 | 5,103 |
| Income before extraordinary items | $899,000 | 3,364 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $899,000 | 3,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $459,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $944,080 | 3,186 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 4,470 |
| Total interest expense | $601,000 | 3,497 |
| Net interest income | $909,000 | 4,927 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $73,000 | 6,353 |
| Gross Fiduciary activities income | $41,000 | 844 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $407,000 | 6,722 |
| Salaries and employee benefits | $259,000 | 6,258 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $127,000 | 6,504 |
| Pre-tax net operating income | $575,000 | 3,325 |
| Securities gains (losses) | $-16,000 | 8,628 |
| Applicable income taxes | $39,000 | 5,067 |
| Income before extraordinary items | $520,000 | 2,961 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $520,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $534,880 | 2,844 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 4,210 |
| Total interest expense | $2,268,000 | 3,289 |
| Net interest income | $3,833,000 | 4,624 |
| Provision for loan and lease losses | $4,000 | 7,223 |
| Total noninterest income | $172,000 | 7,410 |
| Gross Fiduciary activities income | $43,000 | 1,083 |
| Service charges on deposit accounts | $116,000 | 6,239 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,436 |
| Total noninterest expense | $1,631,000 | 6,650 |
| Salaries and employee benefits | $1,056,000 | 6,097 |
| Premises and equipment expense | $70,000 | 8,351 |
| Additional noninterest expense | $505,000 | 6,503 |
| Pre-tax net operating income | $2,370,000 | 3,137 |
| Securities gains (losses) | $-67,000 | 8,657 |
| Applicable income taxes | $115,000 | 5,372 |
| Income before extraordinary items | $2,188,000 | 2,708 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,188,000 | 2,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $2,011,000 | 1,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,251,650 | 2,591 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 4,190 |
| Total interest expense | $1,689,000 | 3,265 |
| Net interest income | $2,883,000 | 4,608 |
| Provision for loan and lease losses | $1,000 | 7,077 |
| Total noninterest income | $140,000 | 7,309 |
| Gross Fiduciary activities income | $42,000 | 1,039 |
| Service charges on deposit accounts | $86,000 | 6,282 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $1,203,000 | 6,671 |
| Salaries and employee benefits | $770,000 | 6,153 |
| Premises and equipment expense | $51,000 | 8,385 |
| Additional noninterest expense | $382,000 | 6,446 |
| Pre-tax net operating income | $1,819,000 | 3,118 |
| Securities gains (losses) | $-53,000 | 8,810 |
| Applicable income taxes | $113,000 | 5,209 |
| Income before extraordinary items | $1,653,000 | 2,733 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,653,000 | 2,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $1,376,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,702,820 | 2,605 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 4,166 |
| Total interest expense | $1,134,000 | 3,221 |
| Net interest income | $1,943,000 | 4,565 |
| Provision for loan and lease losses | $1,000 | 6,852 |
| Total noninterest income | $109,000 | 7,079 |
| Gross Fiduciary activities income | $44,000 | 975 |
| Service charges on deposit accounts | $54,000 | 6,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $816,000 | 6,658 |
| Salaries and employee benefits | $519,000 | 6,157 |
| Premises and equipment expense | $36,000 | 8,374 |
| Additional noninterest expense | $261,000 | 6,403 |
| Pre-tax net operating income | $1,235,000 | 3,045 |
| Securities gains (losses) | $-48,000 | 8,903 |
| Applicable income taxes | $74,000 | 5,210 |
| Income before extraordinary items | $1,113,000 | 2,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,113,000 | 2,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $917,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,158,120 | 2,534 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 4,136 |
| Total interest expense | $569,000 | 3,252 |
| Net interest income | $1,000,000 | 4,483 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $76,000 | 6,403 |
| Gross Fiduciary activities income | $41,000 | 849 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $401,000 | 6,753 |
| Salaries and employee benefits | $245,000 | 6,405 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $133,000 | 6,356 |
| Pre-tax net operating income | $674,000 | 2,785 |
| Securities gains (losses) | $-53,000 | 9,036 |
| Applicable income taxes | $35,000 | 5,238 |
| Income before extraordinary items | $586,000 | 2,559 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $586,000 | 2,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $635,820 | 2,285 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 4,073 |
| Total interest expense | $2,904,000 | 2,954 |
| Net interest income | $3,565,000 | 4,735 |
| Provision for loan and lease losses | $19,000 | 7,126 |
| Total noninterest income | $143,000 | 7,882 |
| Gross Fiduciary activities income | $9,000 | 1,372 |
| Service charges on deposit accounts | $120,000 | 6,281 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,000 | 8,625 |
| Total noninterest expense | $1,533,000 | 6,824 |
| Salaries and employee benefits | $973,000 | 6,356 |
| Premises and equipment expense | $88,000 | 8,222 |
| Additional noninterest expense | $472,000 | 6,719 |
| Pre-tax net operating income | $2,156,000 | 3,223 |
| Securities gains (losses) | $887,000 | 521 |
| Applicable income taxes | $152,000 | 5,256 |
| Income before extraordinary items | $2,891,000 | 2,098 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,891,000 | 2,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $2,646,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,048,350 | 2,682 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,925,000 | 4,063 |
| Total interest expense | $2,310,000 | 2,894 |
| Net interest income | $2,615,000 | 4,811 |
| Provision for loan and lease losses | $8,000 | 7,260 |
| Total noninterest income | $102,000 | 7,998 |
| Gross Fiduciary activities income | $7,000 | 1,337 |
| Service charges on deposit accounts | $85,000 | 6,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,693 |
| Total noninterest expense | $1,106,000 | 6,929 |
| Salaries and employee benefits | $701,000 | 6,461 |
| Premises and equipment expense | $59,000 | 8,402 |
| Additional noninterest expense | $346,000 | 6,750 |
| Pre-tax net operating income | $1,603,000 | 3,380 |
| Securities gains (losses) | $976,000 | 456 |
| Applicable income taxes | $85,000 | 5,744 |
| Income before extraordinary items | $2,494,000 | 1,931 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,494,000 | 1,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $1,411,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,547,280 | 2,753 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 3,965 |
| Total interest expense | $1,659,000 | 2,774 |
| Net interest income | $1,773,000 | 4,762 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $62,000 | 8,111 |
| Gross Fiduciary activities income | $7,000 | 1,277 |
| Service charges on deposit accounts | $47,000 | 6,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $758,000 | 6,878 |
| Salaries and employee benefits | $471,000 | 6,468 |
| Premises and equipment expense | $45,000 | 8,229 |
| Additional noninterest expense | $242,000 | 6,633 |
| Pre-tax net operating income | $1,072,000 | 3,349 |
| Securities gains (losses) | $1,227,000 | 318 |
| Applicable income taxes | $56,000 | 5,804 |
| Income before extraordinary items | $2,243,000 | 1,465 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,243,000 | 1,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $1,411,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,040,540 | 2,723 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 3,876 |
| Total interest expense | $873,000 | 2,711 |
| Net interest income | $897,000 | 4,716 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $35,000 | 7,955 |
| Gross Fiduciary activities income | $5,000 | 1,228 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $377,000 | 6,896 |
| Salaries and employee benefits | $224,000 | 6,636 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $122,000 | 6,602 |
| Pre-tax net operating income | $555,000 | 3,264 |
| Securities gains (losses) | $1,227,000 | 190 |
| Applicable income taxes | $28,000 | 5,789 |
| Income before extraordinary items | $1,754,000 | 961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,754,000 | 960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $706,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $551,540 | 2,597 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,770,000 | 3,737 |
| Total interest expense | $4,098,000 | 2,682 |
| Net interest income | $3,672,000 | 4,615 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $125,000 | 8,116 |
| Gross Fiduciary activities income | $9,000 | 1,429 |
| Service charges on deposit accounts | $108,000 | 6,444 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,967 |
| Total noninterest expense | $1,451,000 | 6,948 |
| Salaries and employee benefits | $914,000 | 6,464 |
| Premises and equipment expense | $77,000 | 8,491 |
| Additional noninterest expense | $460,000 | 6,742 |
| Pre-tax net operating income | $2,346,000 | 3,031 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $136,000 | 5,634 |
| Income before extraordinary items | $2,210,000 | 2,593 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,210,000 | 2,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $2,590,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,210,000 | 2,503 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,492,000 | 3,819 |
| Total interest expense | $5,735,000 | 2,783 |
| Net interest income | $2,757,000 | 5,371 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $121,000 | 8,222 |
| Gross Fiduciary activities income | $11,000 | 1,408 |
| Service charges on deposit accounts | $101,000 | 6,558 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,000 | 9,168 |
| Total noninterest expense | $1,345,000 | 7,132 |
| Salaries and employee benefits | $849,000 | 6,587 |
| Premises and equipment expense | $77,000 | 8,677 |
| Additional noninterest expense | $419,000 | 6,998 |
| Pre-tax net operating income | $1,533,000 | 3,798 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $95,000 | 6,066 |
| Income before extraordinary items | $1,438,000 | 3,323 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,438,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $1,101,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,438,000 | 3,225 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,718,000 | 3,839 |
| Total interest expense | $6,020,000 | 2,778 |
| Net interest income | $2,698,000 | 5,544 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $150,000 | 7,887 |
| Gross Fiduciary activities income | $38,000 | 1,087 |
| Service charges on deposit accounts | $102,000 | 6,526 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $1,316,000 | 7,204 |
| Salaries and employee benefits | $835,000 | 6,570 |
| Premises and equipment expense | $82,000 | 8,748 |
| Additional noninterest expense | $399,000 | 7,154 |
| Pre-tax net operating income | $1,532,000 | 4,016 |
| Securities gains (losses) | $-20,000 | 8,739 |
| Applicable income taxes | $96,000 | 6,557 |
| Income before extraordinary items | $1,416,000 | 3,404 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,416,000 | 3,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $2,576,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,434,800 | 3,360 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,399,000 | 3,737 |
| Total interest expense | $5,139,000 | 2,841 |
| Net interest income | $3,260,000 | 4,877 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $175,000 | 7,776 |
| Gross Fiduciary activities income | $38,000 | 1,137 |
| Service charges on deposit accounts | $94,000 | 6,833 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $1,398,000 | 7,039 |
| Salaries and employee benefits | $878,000 | 6,410 |
| Premises and equipment expense | $92,000 | 8,784 |
| Additional noninterest expense | $428,000 | 7,062 |
| Pre-tax net operating income | $2,037,000 | 3,302 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $169,000 | 6,053 |
| Income before extraordinary items | $1,868,000 | 2,732 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,868,000 | 2,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $2,000,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,868,000 | 2,698 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,436,000 | 3,744 |
| Total interest expense | $5,618,000 | 2,697 |
| Net interest income | $2,818,000 | 5,380 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $183,000 | 7,784 |
| Gross Fiduciary activities income | $28,000 | 1,192 |
| Service charges on deposit accounts | $96,000 | 6,938 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $59,000 | 7,849 |
| Total noninterest expense | $1,339,000 | 7,132 |
| Salaries and employee benefits | $830,000 | 6,553 |
| Premises and equipment expense | $90,000 | 8,926 |
| Additional noninterest expense | $419,000 | 7,061 |
| Pre-tax net operating income | $1,662,000 | 3,873 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $100,000 | 7,528 |
| Income before extraordinary items | $1,562,000 | 3,154 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,562,000 | 3,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 10,269 |
| Cash dividends | $1,509,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,562,000 | 3,062 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,354,000 | 3,820 |
| Total interest expense | $5,550,000 | 2,689 |
| Net interest income | $2,804,000 | 5,570 |
| Provision for loan and lease losses | $250,000 | 2,930 |
| Total noninterest income | $181,000 | 8,108 |
| Gross Fiduciary activities income | $28,000 | 1,246 |
| Service charges on deposit accounts | $84,000 | 7,557 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $69,000 | 7,730 |
| Total noninterest expense | $1,277,000 | 7,419 |
| Salaries and employee benefits | $818,000 | 6,685 |
| Premises and equipment expense | $108,000 | 8,773 |
| Additional noninterest expense | $351,000 | 7,797 |
| Pre-tax net operating income | $1,458,000 | 4,594 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $74,000 | 8,840 |
| Income before extraordinary items | $1,387,000 | 3,596 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,387,000 | 3,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,236 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,384,150 | 3,524 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,944,000 | 4,068 |
| Total interest expense | $5,317,000 | 2,852 |
| Net interest income | $2,627,000 | 5,998 |
| Provision for loan and lease losses | $246,000 | 2,968 |
| Total noninterest income | $167,000 | 8,742 |
| Gross Fiduciary activities income | $22,000 | 1,341 |
| Service charges on deposit accounts | $89,000 | 7,756 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $1,223,000 | 7,923 |
| Salaries and employee benefits | $780,000 | 7,082 |
| Premises and equipment expense | $80,000 | 9,811 |
| Additional noninterest expense | $363,000 | 8,230 |
| Pre-tax net operating income | $1,325,000 | 4,773 |
| Securities gains (losses) | $-38,000 | 10,943 |
| Applicable income taxes | $446,000 | 4,533 |
| Income before extraordinary items | $841,000 | 5,112 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $841,000 | 5,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,311 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $865,700 | 4,954 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,734,000 | 4,134 |
| Total interest expense | $5,195,000 | 2,930 |
| Net interest income | $2,539,000 | 6,243 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $202,000 | 8,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,021 |
| Total noninterest expense | $1,236,000 | 8,092 |
| Salaries and employee benefits | $751,000 | 7,393 |
| Premises and equipment expense | $89,000 | 9,947 |
| Additional noninterest expense | $396,000 | 8,232 |
| Pre-tax net operating income | $1,505,000 | 4,444 |
| Securities gains (losses) | $-20,000 | 10,553 |
| Applicable income taxes | $465,000 | 4,427 |
| Income before extraordinary items | $1,020,000 | 4,518 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,020,000 | 4,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,033,800 | 4,460 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,105,000 | 4,165 |
| Total interest expense | $3,972,000 | 3,075 |
| Net interest income | $3,133,000 | 5,430 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $191,000 | 8,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,669 |
| Total noninterest expense | $1,246,000 | 8,443 |
| Salaries and employee benefits | $672,000 | 8,097 |
| Premises and equipment expense | $71,000 | 10,948 |
| Additional noninterest expense | $503,000 | 7,819 |
| Pre-tax net operating income | $2,078,000 | 3,318 |
| Securities gains (losses) | $-175,000 | 11,886 |
| Applicable income taxes | $646,000 | 3,306 |
| Income before extraordinary items | $1,257,000 | 3,689 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,257,000 | 3,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $1,323,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,372,500 | 3,454 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 4,063 |
| Total interest expense | $3,830,000 | 3,291 |
| Net interest income | $3,633,000 | 4,794 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $172,000 | 9,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,419 |
| Total noninterest expense | $1,163,000 | 9,046 |
| Salaries and employee benefits | $657,000 | 8,325 |
| Premises and equipment expense | $43,000 | 12,433 |
| Additional noninterest expense | $463,000 | 8,583 |
| Pre-tax net operating income | $2,642,000 | 2,584 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $1,037,000 | 2,169 |
| Income before extraordinary items | $1,651,000 | 2,959 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,651,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,621,560 | 2,850 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,681,000 | 4,446 |
| Total interest expense | $4,521,000 | 3,627 |
| Net interest income | $3,160,000 | 5,481 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $167,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $1,146,000 | 9,296 |
| Salaries and employee benefits | $645,000 | 8,412 |
| Premises and equipment expense | $28,000 | 13,471 |
| Additional noninterest expense | $473,000 | 8,717 |
| Pre-tax net operating income | $2,181,000 | 2,861 |
| Securities gains (losses) | $-36,000 | 13,616 |
| Applicable income taxes | $660,000 | 3,149 |
| Income before extraordinary items | $1,485,000 | 3,106 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,485,000 | 3,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,509,840 | 2,831 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.