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THE HOME LOAN SAVINGS BANK, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,882,0002,121
Total interest expense$4,007,0002,279
Net interest income$12,875,0002,022
Provision for loan and lease losses$413,0001,415
Total noninterest income$1,130,0002,596
Gross Fiduciary activities income$0981
Service charges on deposit accounts$273,0002,313
Trading account gains and feesNANA
Additional Noninterest Income$857,0002,434
Total noninterest expense$6,884,0002,592
Salaries and employee benefits$4,314,0002,416
Premises and equipment expense$568,0002,790
Additional noninterest expense$857,0002,434
Pre-tax net operating income$6,708,0001,588
Securities gains (losses)$0988
Applicable income taxes$1,352,0001,248
Income before extraordinary items$5,356,0001,655
Extraordinary gains, net$054
Net income$5,356,0001,675
Minority interest net income$088
Net income of bank and minority interests.$5,356,0001,658
Net charge-offs$23,0002,142
Cash dividends$2,500,0001,337
Sale, conversion, retirement of capital stock, net$84,000426
Net operating income$5,356,0001,683
2023-09-30 (YTD Data)Rank
Total interest income$12,191,0002,129
Total interest expense$2,775,0002,252
Net interest income$9,416,0002,065
Provision for loan and lease losses$368,0001,194
Total noninterest income$878,0002,556
Gross Fiduciary activities income$0950
Service charges on deposit accounts$218,0002,242
Trading account gains and feesNANA
Additional Noninterest Income$660,0002,391
Total noninterest expense$5,043,0002,607
Salaries and employee benefits$3,220,0002,417
Premises and equipment expense$387,0002,916
Additional noninterest expense$660,0002,390
Pre-tax net operating income$4,883,0001,679
Securities gains (losses)$0849
Applicable income taxes$969,0001,306
Income before extraordinary items$3,914,0001,735
Extraordinary gains, net$052
Net income$3,914,0001,749
Minority interest net income$081
Net income of bank and minority interests.$3,914,0001,735
Net charge-offs$27,0001,761
Cash dividends$2,500,0001,004
Sale, conversion, retirement of capital stock, net$63,000409
Net operating income$3,914,0001,757
2023-06-30 (YTD Data)Rank
Total interest income$7,780,0002,162
Total interest expense$1,585,0002,277
Net interest income$6,195,0002,105
Provision for loan and lease losses$268,0001,138
Total noninterest income$606,0002,475
Gross Fiduciary activities income$0931
Service charges on deposit accounts$146,0002,222
Trading account gains and feesNANA
Additional Noninterest Income$460,0002,286
Total noninterest expense$3,226,0002,660
Salaries and employee benefits$2,137,0002,421
Premises and equipment expense$183,0003,377
Additional noninterest expense$460,0002,282
Pre-tax net operating income$3,307,0001,649
Securities gains (losses)$0938
Applicable income taxes$638,0001,315
Income before extraordinary items$2,669,0001,712
Extraordinary gains, net$051
Net income$2,669,0001,732
Minority interest net income$081
Net income of bank and minority interests.$2,669,0001,712
Net charge-offs$33,0001,334
Cash dividends$2,500,000733
Sale, conversion, retirement of capital stock, net$42,000400
Net operating income$2,669,0001,720
2023-03-31 (YTD Data)Rank
Total interest income$3,716,0002,207
Total interest expense$666,0002,298
Net interest income$3,050,0002,133
Provision for loan and lease losses$105,0001,243
Total noninterest income$260,0002,641
Gross Fiduciary activities income$0913
Service charges on deposit accounts$57,0002,546
Trading account gains and feesNANA
Additional Noninterest Income$203,0002,422
Total noninterest expense$1,669,0002,625
Salaries and employee benefits$999,0002,553
Premises and equipment expense$180,0002,484
Additional noninterest expense$203,0002,422
Pre-tax net operating income$1,536,0001,754
Securities gains (losses)$0950
Applicable income taxes$323,0001,326
Income before extraordinary items$1,213,0001,837
Extraordinary gains, net$04
Net income$1,213,0001,837
Minority interest net income$048
Net income of bank and minority interests.$1,213,0001,837
Net charge-offs$-13,0004,126
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$21,000367
Net operating income$1,213,0001,860
2022-12-31 (YTD Data)Rank
Total interest income$12,154,0002,256
Total interest expense$1,055,0002,351
Net interest income$11,099,0002,219
Provision for loan and lease losses$415,0001,328
Total noninterest income$1,256,0002,547
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$303,0002,243
Trading account gains and feesNANA
Additional Noninterest Income$953,0002,378
Total noninterest expense$6,114,0002,734
Salaries and employee benefits$3,597,0002,664
Premises and equipment expense$572,0002,798
Additional noninterest expense$953,0002,378
Pre-tax net operating income$5,826,0001,856
Securities gains (losses)$0691
Applicable income taxes$1,129,0001,460
Income before extraordinary items$4,697,0001,901
Extraordinary gains, net$05
Net income$4,697,0001,900
Minority interest net income$063
Net income of bank and minority interests.$4,697,0001,900
Net charge-offs$48,0001,566
Cash dividends$2,500,0001,291
Sale, conversion, retirement of capital stock, net$21,000534
Net operating income$4,697,0001,933
2022-09-30 (YTD Data)Rank
Total interest income$8,571,0002,294
Total interest expense$657,0002,289
Net interest income$7,914,0002,268
Provision for loan and lease losses$305,0001,223
Total noninterest income$955,0002,554
Gross Fiduciary activities income$0968
Service charges on deposit accounts$225,0002,256
Trading account gains and feesNANA
Additional Noninterest Income$730,0002,398
Total noninterest expense$4,525,0002,738
Salaries and employee benefits$2,682,0002,667
Premises and equipment expense$406,0002,890
Additional noninterest expense$730,0002,398
Pre-tax net operating income$4,039,0001,927
Securities gains (losses)$0740
Applicable income taxes$722,0001,577
Income before extraordinary items$3,317,0001,962
Extraordinary gains, net$04
Net income$3,317,0001,961
Minority interest net income$057
Net income of bank and minority interests.$3,317,0001,961
Net charge-offs$38,0001,338
Cash dividends$2,500,000959
Sale, conversion, retirement of capital stock, net$16,000487
Net operating income$3,317,0001,996
2022-06-30 (YTD Data)Rank
Total interest income$5,469,0002,310
Total interest expense$435,0002,141
Net interest income$5,034,0002,293
Provision for loan and lease losses$250,0001,023
Total noninterest income$680,0002,464
Gross Fiduciary activities income$0925
Service charges on deposit accounts$148,0002,274
Trading account gains and feesNANA
Additional Noninterest Income$532,0002,332
Total noninterest expense$2,908,0002,773
Salaries and employee benefits$1,788,0002,675
Premises and equipment expense$219,0003,189
Additional noninterest expense$901,0002,789
Pre-tax net operating income$2,556,0001,910
Securities gains (losses)$0687
Applicable income taxes$411,0001,631
Income before extraordinary items$2,145,0001,915
Extraordinary gains, net$04
Net income$2,145,0001,915
Minority interest net income$060
Net income of bank and minority interests.$2,145,0001,915
Net charge-offs$33,0001,142
Cash dividends$2,500,000707
Sale, conversion, retirement of capital stock, net$10,000470
Net operating income$2,145,0001,956
2022-03-31 (YTD Data)Rank
Total interest income$2,651,0002,321
Total interest expense$230,0002,016
Net interest income$2,421,0002,316
Provision for loan and lease losses$55,0001,312
Total noninterest income$319,0002,513
Gross Fiduciary activities income$0892
Service charges on deposit accounts$71,0002,303
Trading account gains and feesNANA
Additional Noninterest Income$248,0002,372
Total noninterest expense$1,581,0002,648
Salaries and employee benefits$871,0002,701
Premises and equipment expense$182,0002,463
Additional noninterest expense$528,0002,497
Pre-tax net operating income$1,104,0001,984
Securities gains (losses)$0623
Applicable income taxes$232,0001,498
Income before extraordinary items$872,0002,089
Extraordinary gains, net$04
Net income$872,0002,088
Minority interest net income$050
Net income of bank and minority interests.$872,0002,089
Net charge-offs$35,000789
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$5,000428
Net operating income$872,0002,108
2021-12-31 (YTD Data)Rank
Total interest income$10,384,0002,413
Total interest expense$1,213,0001,946
Net interest income$9,171,0002,441
Provision for loan and lease losses$265,0001,504
Total noninterest income$1,724,0002,406
Gross Fiduciary activities income$0994
Service charges on deposit accounts$236,0002,474
Trading account gains and feesNANA
Additional Noninterest Income$1,488,0002,218
Total noninterest expense$5,878,0002,763
Salaries and employee benefits$3,455,0002,726
Premises and equipment expense$362,0003,496
Additional noninterest expense$2,061,0002,548
Pre-tax net operating income$4,752,0002,120
Securities gains (losses)$02,062
Applicable income taxes$882,0001,693
Income before extraordinary items$3,870,0002,207
Extraordinary gains, net$010
Net income$3,870,0002,208
Minority interest net income$074
Net income of bank and minority interests.$3,870,0002,208
Net charge-offs$-113,0004,400
Cash dividends$2,500,0001,326
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,870,0002,180
2021-09-30 (YTD Data)Rank
Total interest income$7,691,0002,485
Total interest expense$948,0001,971
Net interest income$6,743,0002,512
Provision for loan and lease losses$265,0001,261
Total noninterest income$1,314,0002,414
Gross Fiduciary activities income$0957
Service charges on deposit accounts$172,0002,502
Trading account gains and feesNANA
Additional Noninterest Income$1,142,0002,242
Total noninterest expense$4,308,0002,812
Salaries and employee benefits$2,612,0002,733
Premises and equipment expense$240,0003,698
Additional noninterest expense$1,456,0002,650
Pre-tax net operating income$3,484,0002,236
Securities gains (losses)$02,015
Applicable income taxes$616,0001,827
Income before extraordinary items$2,868,0002,316
Extraordinary gains, net$08
Net income$2,868,0002,315
Minority interest net income$069
Net income of bank and minority interests.$2,868,0002,316
Net charge-offs$-40,0004,137
Cash dividends$2,500,000981
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,868,0002,291
2021-06-30 (YTD Data)Rank
Total interest income$5,077,0002,490
Total interest expense$651,0001,992
Net interest income$4,426,0002,539
Provision for loan and lease losses$265,000989
Total noninterest income$921,0002,328
Gross Fiduciary activities income$0951
Service charges on deposit accounts$146,0002,174
Trading account gains and feesNANA
Additional Noninterest Income$775,0002,190
Total noninterest expense$2,859,0002,810
Salaries and employee benefits$1,790,0002,681
Premises and equipment expense$118,0004,037
Additional noninterest expense$951,0002,674
Pre-tax net operating income$2,223,0002,248
Securities gains (losses)$01,818
Applicable income taxes$352,0001,909
Income before extraordinary items$1,871,0002,316
Extraordinary gains, net$06
Net income$1,871,0002,315
Minority interest net income$067
Net income of bank and minority interests.$1,871,0002,316
Net charge-offs$3,0002,008
Cash dividends$2,500,000708
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,871,0002,282
2021-03-31 (YTD Data)Rank
Total interest income$2,495,0002,506
Total interest expense$339,0002,006
Net interest income$2,156,0002,553
Provision for loan and lease losses$110,0001,189
Total noninterest income$462,0002,312
Gross Fiduciary activities income$0922
Service charges on deposit accounts$51,0002,617
Trading account gains and feesNANA
Additional Noninterest Income$411,0002,126
Total noninterest expense$1,503,0002,709
Salaries and employee benefits$816,0002,820
Premises and equipment expense$130,0002,999
Additional noninterest expense$557,0002,376
Pre-tax net operating income$1,005,0002,355
Securities gains (losses)$01,392
Applicable income taxes$211,0001,778
Income before extraordinary items$794,0002,525
Extraordinary gains, net$03
Net income$794,0002,523
Minority interest net income$055
Net income of bank and minority interests.$794,0002,525
Net charge-offs$-12,0004,135
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$794,0002,492
2020-12-31 (YTD Data)Rank
Total interest income$10,710,0002,421
Total interest expense$1,818,0002,093
Net interest income$8,892,0002,444
Provision for loan and lease losses$960,0001,640
Total noninterest income$1,943,0002,159
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$220,0002,647
Trading account gains and feesNANA
Additional Noninterest Income$1,723,0001,948
Total noninterest expense$5,487,0002,845
Salaries and employee benefits$3,326,0002,770
Premises and equipment expense$389,0003,450
Additional noninterest expense$1,772,0002,744
Pre-tax net operating income$4,388,0001,950
Securities gains (losses)$02,675
Applicable income taxes$791,0001,623
Income before extraordinary items$3,597,0002,055
Extraordinary gains, net$04
Net income$3,597,0002,055
Minority interest net income$072
Net income of bank and minority interests.$3,597,0002,055
Net charge-offs$1,197,000579
Cash dividends$2,500,0001,288
Sale, conversion, retirement of capital stock, net$18,000528
Net operating income$3,597,0001,998
2020-09-30 (YTD Data)Rank
Total interest income$8,108,0002,413
Total interest expense$1,423,0002,107
Net interest income$6,685,0002,432
Provision for loan and lease losses$812,0001,538
Total noninterest income$1,373,0002,180
Gross Fiduciary activities income$0981
Service charges on deposit accounts$164,0002,665
Trading account gains and feesNANA
Additional Noninterest Income$1,209,0001,960
Total noninterest expense$4,008,0002,861
Salaries and employee benefits$2,463,0002,780
Premises and equipment expense$269,0003,581
Additional noninterest expense$1,276,0002,801
Pre-tax net operating income$3,238,0001,944
Securities gains (losses)$02,494
Applicable income taxes$550,0001,666
Income before extraordinary items$2,688,0002,047
Extraordinary gains, net$04
Net income$2,688,0002,048
Minority interest net income$065
Net income of bank and minority interests.$2,688,0002,048
Net charge-offs$1,105,000475
Cash dividends$2,500,000915
Sale, conversion, retirement of capital stock, net$14,000496
Net operating income$2,688,0001,992
2020-06-30 (YTD Data)Rank
Total interest income$5,414,0002,434
Total interest expense$981,0002,173
Net interest income$4,433,0002,454
Provision for loan and lease losses$645,0001,396
Total noninterest income$782,0002,291
Gross Fiduciary activities income$0970
Service charges on deposit accounts$107,0002,730
Trading account gains and feesNANA
Additional Noninterest Income$675,0002,054
Total noninterest expense$2,582,0002,939
Salaries and employee benefits$1,624,0002,808
Premises and equipment expense$137,0003,952
Additional noninterest expense$821,0002,864
Pre-tax net operating income$1,988,0002,016
Securities gains (losses)$02,249
Applicable income taxes$287,0001,780
Income before extraordinary items$1,701,0002,060
Extraordinary gains, net$04
Net income$1,701,0002,060
Minority interest net income$065
Net income of bank and minority interests.$1,701,0002,060
Net charge-offs$1,078,000378
Cash dividends$2,500,000671
Sale, conversion, retirement of capital stock, net$9,000475
Net operating income$1,701,0002,017
2020-03-31 (YTD Data)Rank
Total interest income$2,833,0002,353
Total interest expense$503,0002,283
Net interest income$2,330,0002,343
Provision for loan and lease losses$170,0001,561
Total noninterest income$277,0002,625
Gross Fiduciary activities income$0941
Service charges on deposit accounts$64,0002,747
Trading account gains and feesNANA
Additional Noninterest Income$213,0002,367
Total noninterest expense$1,385,0002,845
Salaries and employee benefits$805,0002,832
Premises and equipment expense$122,0003,131
Additional noninterest expense$458,0002,680
Pre-tax net operating income$1,052,0001,760
Securities gains (losses)$01,705
Applicable income taxes$221,0001,314
Income before extraordinary items$831,0001,918
Extraordinary gains, net$04
Net income$831,0001,918
Minority interest net income$056
Net income of bank and minority interests.$831,0001,918
Net charge-offs$172,000678
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$5,000451
Net operating income$831,0001,881
2019-12-31 (YTD Data)Rank
Total interest income$11,223,0002,398
Total interest expense$1,874,0002,448
Net interest income$9,349,0002,357
Provision for loan and lease losses$706,0001,190
Total noninterest income$1,168,0002,623
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$291,0002,658
Trading account gains and feesNANA
Additional Noninterest Income$877,0002,404
Total noninterest expense$5,201,0002,935
Salaries and employee benefits$3,136,0002,855
Premises and equipment expense$388,0003,525
Additional noninterest expense$1,677,0002,875
Pre-tax net operating income$4,610,0001,863
Securities gains (losses)$02,379
Applicable income taxes$860,0001,550
Income before extraordinary items$3,750,0001,979
Extraordinary gains, net$011
Net income$3,750,0001,981
Minority interest net income$076
Net income of bank and minority interests.$3,750,0001,981
Net charge-offs$737,000816
Cash dividends$2,500,0001,366
Sale, conversion, retirement of capital stock, net$18,000582
Net operating income$3,750,0001,948
2019-09-30 (YTD Data)Rank
Total interest income$8,417,0002,425
Total interest expense$1,372,0002,497
Net interest income$7,045,0002,390
Provision for loan and lease losses$631,000968
Total noninterest income$876,0002,621
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$215,0002,726
Trading account gains and feesNANA
Additional Noninterest Income$661,0002,383
Total noninterest expense$3,862,0002,973
Salaries and employee benefits$2,369,0002,847
Premises and equipment expense$267,0003,700
Additional noninterest expense$1,226,0002,936
Pre-tax net operating income$3,428,0001,937
Securities gains (losses)$02,167
Applicable income taxes$612,0001,639
Income before extraordinary items$2,816,0002,028
Extraordinary gains, net$011
Net income$2,816,0002,028
Minority interest net income$072
Net income of bank and minority interests.$2,816,0002,029
Net charge-offs$577,000692
Cash dividends$2,500,0001,002
Sale, conversion, retirement of capital stock, net$14,000549
Net operating income$2,816,0001,998
2019-06-30 (YTD Data)Rank
Total interest income$5,599,0002,423
Total interest expense$885,0002,530
Net interest income$4,714,0002,385
Provision for loan and lease losses$566,000783
Total noninterest income$567,0002,631
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$137,0002,776
Trading account gains and feesNANA
Additional Noninterest Income$430,0002,385
Total noninterest expense$2,506,0003,047
Salaries and employee benefits$1,585,0002,865
Premises and equipment expense$126,0004,203
Additional noninterest expense$795,0003,017
Pre-tax net operating income$2,209,0001,966
Securities gains (losses)$01,702
Applicable income taxes$356,0001,714
Income before extraordinary items$1,853,0002,022
Extraordinary gains, net$011
Net income$1,853,0002,020
Minority interest net income$069
Net income of bank and minority interests.$1,853,0002,022
Net charge-offs$578,000518
Cash dividends$2,500,000742
Sale, conversion, retirement of capital stock, net$9,000539
Net operating income$1,853,0002,001
2019-03-31 (YTD Data)Rank
Total interest income$2,771,0002,441
Total interest expense$433,0002,520
Net interest income$2,338,0002,407
Provision for loan and lease losses$165,0001,082
Total noninterest income$227,0002,895
Gross Fiduciary activities income$0972
Service charges on deposit accounts$64,0002,874
Trading account gains and feesNANA
Additional Noninterest Income$163,0002,660
Total noninterest expense$1,333,0002,943
Salaries and employee benefits$778,0002,911
Premises and equipment expense$119,0003,243
Additional noninterest expense$436,0002,831
Pre-tax net operating income$1,067,0001,979
Securities gains (losses)$01,087
Applicable income taxes$224,0001,487
Income before extraordinary items$843,0002,129
Extraordinary gains, net$05
Net income$843,0002,128
Minority interest net income$052
Net income of bank and minority interests.$843,0002,128
Net charge-offs$373,000414
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$5,000497
Net operating income$843,0002,114
2018-12-31 (YTD Data)Rank
Total interest income$10,282,0002,482
Total interest expense$1,397,0002,448
Net interest income$8,885,0002,471
Provision for loan and lease losses$395,0001,685
Total noninterest income$982,0002,879
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$270,0002,898
Trading account gains and feesNANA
Additional Noninterest Income$712,0002,630
Total noninterest expense$4,839,0003,112
Salaries and employee benefits$2,824,0003,063
Premises and equipment expense$320,0003,926
Additional noninterest expense$1,695,0002,917
Pre-tax net operating income$4,633,0001,879
Securities gains (losses)$01,125
Applicable income taxes$992,0001,396
Income before extraordinary items$3,641,0002,032
Extraordinary gains, net$06
Net income$3,641,0002,030
Minority interest net income$072
Net income of bank and minority interests.$3,641,0002,031
Net charge-offs$291,0001,356
Cash dividends$2,000,0001,447
Sale, conversion, retirement of capital stock, net$19,000610
Net operating income$3,641,0002,026
2018-09-30 (YTD Data)Rank
Total interest income$7,579,0002,507
Total interest expense$1,009,0002,425
Net interest income$6,570,0002,503
Provision for loan and lease losses$325,0001,495
Total noninterest income$721,0002,935
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$201,0002,928
Trading account gains and feesNANA
Additional Noninterest Income$520,0002,706
Total noninterest expense$3,549,0003,164
Salaries and employee benefits$2,108,0003,068
Premises and equipment expense$210,0004,158
Additional noninterest expense$1,231,0002,979
Pre-tax net operating income$3,417,0001,932
Securities gains (losses)$01,118
Applicable income taxes$737,0001,451
Income before extraordinary items$2,680,0002,067
Extraordinary gains, net$05
Net income$2,680,0002,065
Minority interest net income$066
Net income of bank and minority interests.$2,680,0002,066
Net charge-offs$291,0001,017
Cash dividends$2,000,0001,065
Sale, conversion, retirement of capital stock, net$14,000577
Net operating income$2,680,0002,066
2018-06-30 (YTD Data)Rank
Total interest income$4,930,0002,535
Total interest expense$631,0002,449
Net interest income$4,299,0002,539
Provision for loan and lease losses$285,0001,250
Total noninterest income$464,0002,981
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$128,0002,988
Trading account gains and feesNANA
Additional Noninterest Income$336,0002,758
Total noninterest expense$2,254,0003,282
Salaries and employee benefits$1,375,0003,122
Premises and equipment expense$99,0004,607
Additional noninterest expense$780,0003,104
Pre-tax net operating income$2,224,0001,940
Securities gains (losses)$0961
Applicable income taxes$486,0001,439
Income before extraordinary items$1,738,0002,093
Extraordinary gains, net$06
Net income$1,738,0002,091
Minority interest net income$065
Net income of bank and minority interests.$1,738,0002,092
Net charge-offs$337,000678
Cash dividends$2,000,000757
Sale, conversion, retirement of capital stock, net$10,000565
Net operating income$1,738,0002,085
2018-03-31 (YTD Data)Rank
Total interest income$2,421,0002,554
Total interest expense$306,0002,432
Net interest income$2,115,0002,567
Provision for loan and lease losses$15,0002,913
Total noninterest income$204,0003,149
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$67,0002,947
Trading account gains and feesNANA
Additional Noninterest Income$137,0002,955
Total noninterest expense$1,191,0003,205
Salaries and employee benefits$657,0003,240
Premises and equipment expense$111,0003,453
Additional noninterest expense$423,0002,956
Pre-tax net operating income$1,113,0001,893
Securities gains (losses)$0735
Applicable income taxes$378,0001,045
Income before extraordinary items$735,0002,307
Extraordinary gains, net$07
Net income$735,0002,305
Minority interest net income$052
Net income of bank and minority interests.$735,0002,307
Net charge-offs$64,0001,060
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$4,000540
Net operating income$735,0002,294
2017-12-31 (YTD Data)Rank
Total interest income$9,521,0002,547
Total interest expense$1,148,0002,315
Net interest income$8,373,0002,552
Provision for loan and lease losses$114,0002,960
Total noninterest income$922,0003,059
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$272,0003,008
Trading account gains and feesNANA
Additional Noninterest Income$650,0002,819
Total noninterest expense$4,821,0003,162
Salaries and employee benefits$2,850,0003,098
Premises and equipment expense$349,0003,905
Additional noninterest expense$1,622,0003,058
Pre-tax net operating income$4,360,0001,915
Securities gains (losses)$02,243
Applicable income taxes$1,305,0001,656
Income before extraordinary items$3,055,0002,002
Extraordinary gains, net$09
Net income$3,055,0002,000
Minority interest net income$076
Net income of bank and minority interests.$3,055,0002,002
Net charge-offs$183,0001,907
Cash dividends$2,000,0001,415
Sale, conversion, retirement of capital stock, net$18,000643
Net operating income$3,055,0001,986
2017-09-30 (YTD Data)Rank
Total interest income$7,046,0002,578
Total interest expense$842,0002,326
Net interest income$6,204,0002,591
Provision for loan and lease losses$100,0002,645
Total noninterest income$685,0003,090
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$201,0003,056
Trading account gains and feesNANA
Additional Noninterest Income$484,0002,848
Total noninterest expense$3,563,0003,206
Salaries and employee benefits$2,140,0003,098
Premises and equipment expense$245,0004,065
Additional noninterest expense$1,178,0003,139
Pre-tax net operating income$3,226,0001,950
Securities gains (losses)$02,274
Applicable income taxes$919,0001,539
Income before extraordinary items$2,307,0002,157
Extraordinary gains, net$09
Net income$2,307,0002,158
Minority interest net income$071
Net income of bank and minority interests.$2,307,0002,158
Net charge-offs$163,0001,545
Cash dividends$2,000,0001,042
Sale, conversion, retirement of capital stock, net$15,000606
Net operating income$2,307,0002,137
2017-06-30 (YTD Data)Rank
Total interest income$4,626,0002,594
Total interest expense$547,0002,328
Net interest income$4,079,0002,615
Provision for loan and lease losses$100,0002,230
Total noninterest income$462,0003,093
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$131,0003,086
Trading account gains and feesNANA
Additional Noninterest Income$331,0002,825
Total noninterest expense$2,358,0003,246
Salaries and employee benefits$1,444,0003,094
Premises and equipment expense$140,0004,319
Additional noninterest expense$774,0003,181
Pre-tax net operating income$2,083,0001,967
Securities gains (losses)$01,906
Applicable income taxes$530,0001,647
Income before extraordinary items$1,553,0002,098
Extraordinary gains, net$011
Net income$1,553,0002,098
Minority interest net income$071
Net income of bank and minority interests.$1,553,0002,098
Net charge-offs$199,0001,057
Cash dividends$2,000,000754
Sale, conversion, retirement of capital stock, net$7,000608
Net operating income$1,553,0002,064
2017-03-31 (YTD Data)Rank
Total interest income$2,279,0002,617
Total interest expense$267,0002,352
Net interest income$2,012,0002,635
Provision for loan and lease losses$03,537
Total noninterest income$232,0003,079
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$66,0003,076
Trading account gains and feesNANA
Additional Noninterest Income$166,0002,814
Total noninterest expense$1,228,0003,193
Salaries and employee benefits$708,0003,176
Premises and equipment expense$111,0003,568
Additional noninterest expense$409,0003,072
Pre-tax net operating income$1,016,0001,942
Securities gains (losses)$01,153
Applicable income taxes$345,0001,381
Income before extraordinary items$671,0002,267
Extraordinary gains, net$08
Net income$671,0002,266
Minority interest net income$055
Net income of bank and minority interests.$671,0002,267
Net charge-offs$-1,0003,990
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$6,000558
Net operating income$671,0002,235
2016-12-31 (YTD Data)Rank
Total interest income$9,261,0002,568
Total interest expense$979,0002,448
Net interest income$8,282,0002,543
Provision for loan and lease losses$206,0002,407
Total noninterest income$1,045,0002,972
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$289,0002,998
Trading account gains and fees$0170
Additional Noninterest Income$756,0002,722
Total noninterest expense$4,712,0003,305
Salaries and employee benefits$2,708,0003,242
Premises and equipment expense$382,0003,860
Additional noninterest expense$1,622,0003,180
Pre-tax net operating income$4,409,0001,792
Securities gains (losses)$03,212
Applicable income taxes$1,281,0001,407
Income before extraordinary items$3,128,0002,036
Extraordinary gains, net$05
Net income$3,128,0002,034
Minority interest net income$082
Net income of bank and minority interests.$3,128,0002,035
Net charge-offs$78,0002,815
Cash dividends$2,000,0001,397
Sale, conversion, retirement of capital stock, net$16,000669
Net operating income$3,128,0001,981
2016-09-30 (YTD Data)Rank
Total interest income$6,943,0002,580
Total interest expense$717,0002,502
Net interest income$6,226,0002,553
Provision for loan and lease losses$200,0002,037
Total noninterest income$798,0002,944
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$223,0002,968
Trading account gains and fees$0169
Additional Noninterest Income$575,0002,704
Total noninterest expense$3,549,0003,301
Salaries and employee benefits$2,047,0003,227
Premises and equipment expense$278,0003,931
Additional noninterest expense$1,224,0003,180
Pre-tax net operating income$3,275,0001,833
Securities gains (losses)$03,160
Applicable income taxes$897,0001,519
Income before extraordinary items$2,378,0002,032
Extraordinary gains, net$05
Net income$2,378,0002,031
Minority interest net income$071
Net income of bank and minority interests.$2,378,0002,032
Net charge-offs$73,0002,319
Cash dividends$2,000,0001,022
Sale, conversion, retirement of capital stock, net$15,000621
Net operating income$2,378,0001,968
2016-06-30 (YTD Data)Rank
Total interest income$4,635,0002,578
Total interest expense$459,0002,570
Net interest income$4,176,0002,544
Provision for loan and lease losses$165,0001,814
Total noninterest income$518,0002,975
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$135,0003,132
Trading account gains and fees$0157
Additional Noninterest Income$383,0002,714
Total noninterest expense$2,388,0003,299
Salaries and employee benefits$1,387,0003,207
Premises and equipment expense$168,0004,148
Additional noninterest expense$833,0003,138
Pre-tax net operating income$2,141,0001,832
Securities gains (losses)$02,835
Applicable income taxes$511,0001,641
Income before extraordinary items$1,630,0001,970
Extraordinary gains, net$016
Net income$1,630,0001,970
Minority interest net income$071
Net income of bank and minority interests.$1,630,0001,970
Net charge-offs$63,0001,977
Cash dividends$2,000,000749
Sale, conversion, retirement of capital stock, net$11,000599
Net operating income$1,630,0001,912
2016-03-31 (YTD Data)Rank
Total interest income$2,325,0002,565
Total interest expense$224,0002,633
Net interest income$2,101,0002,533
Provision for loan and lease losses$30,0002,510
Total noninterest income$247,0003,035
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$69,0003,084
Trading account gains and fees$0142
Additional Noninterest Income$178,0002,776
Total noninterest expense$1,224,0003,269
Salaries and employee benefits$646,0003,369
Premises and equipment expense$112,0003,646
Additional noninterest expense$466,0002,900
Pre-tax net operating income$1,094,0001,802
Securities gains (losses)$02,077
Applicable income taxes$372,0001,294
Income before extraordinary items$722,0002,157
Extraordinary gains, net$012
Net income$722,0002,157
Minority interest net income$062
Net income of bank and minority interests.$722,0002,157
Net charge-offs$70,0001,227
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$6,000563
Net operating income$722,0002,103
2015-12-31 (YTD Data)Rank
Total interest income$8,805,0002,641
Total interest expense$746,0002,944
Net interest income$8,059,0002,584
Provision for loan and lease losses$120,0002,830
Total noninterest income$967,0003,130
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$315,0002,929
Trading account gains and fees$0159
Additional Noninterest Income$652,0002,925
Total noninterest expense$4,524,0003,443
Salaries and employee benefits$2,566,0003,354
Premises and equipment expense$400,0003,897
Additional noninterest expense$1,558,0003,321
Pre-tax net operating income$4,382,0001,752
Securities gains (losses)$03,216
Applicable income taxes$1,296,0001,348
Income before extraordinary items$3,086,0002,008
Extraordinary gains, net$023
Net income$3,086,0002,009
Minority interest net income$081
Net income of bank and minority interests.$3,086,0002,010
Net charge-offs$45,0003,329
Cash dividends$2,000,0001,332
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,086,0001,965
2015-09-30 (YTD Data)Rank
Total interest income$6,513,0002,687
Total interest expense$541,0003,044
Net interest income$5,972,0002,623
Provision for loan and lease losses$90,0002,744
Total noninterest income$737,0003,108
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$236,0002,959
Trading account gains and fees$0153
Additional Noninterest Income$501,0002,919
Total noninterest expense$3,397,0003,465
Salaries and employee benefits$1,972,0003,310
Premises and equipment expense$295,0003,986
Additional noninterest expense$1,130,0003,409
Pre-tax net operating income$3,222,0001,802
Securities gains (losses)$03,031
Applicable income taxes$902,0001,464
Income before extraordinary items$2,320,0002,013
Extraordinary gains, net$021
Net income$2,320,0002,014
Minority interest net income$078
Net income of bank and minority interests.$2,320,0002,015
Net charge-offs$49,0002,795
Cash dividends$2,000,000975
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,320,0001,974
2015-06-30 (YTD Data)Rank
Total interest income$4,254,0002,736
Total interest expense$353,0003,108
Net interest income$3,901,0002,667
Provision for loan and lease losses$65,0002,615
Total noninterest income$493,0003,098
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$150,0003,023
Trading account gains and fees$0157
Additional Noninterest Income$343,0002,871
Total noninterest expense$2,331,0003,432
Salaries and employee benefits$1,402,0003,205
Premises and equipment expense$189,0004,091
Additional noninterest expense$740,0003,456
Pre-tax net operating income$1,998,0001,898
Securities gains (losses)$02,636
Applicable income taxes$486,0001,654
Income before extraordinary items$1,512,0002,030
Extraordinary gains, net$022
Net income$1,512,0002,032
Minority interest net income$075
Net income of bank and minority interests.$1,512,0002,032
Net charge-offs$41,0002,481
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,512,0001,986
2015-03-31 (YTD Data)Rank
Total interest income$2,066,0002,795
Total interest expense$171,0003,203
Net interest income$1,895,0002,717
Provision for loan and lease losses$55,0002,012
Total noninterest income$243,0003,089
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$69,0003,159
Trading account gains and fees$0152
Additional Noninterest Income$174,0002,817
Total noninterest expense$1,156,0003,476
Salaries and employee benefits$644,0003,410
Premises and equipment expense$102,0003,983
Additional noninterest expense$410,0003,240
Pre-tax net operating income$927,0001,985
Securities gains (losses)$02,027
Applicable income taxes$315,0001,395
Income before extraordinary items$612,0002,358
Extraordinary gains, net$013
Net income$612,0002,360
Minority interest net income$064
Net income of bank and minority interests.$612,0002,360
Net charge-offs$33,0001,825
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$612,0002,291
2014-12-31 (YTD Data)Rank
Total interest income$8,362,0002,795
Total interest expense$661,0003,422
Net interest income$7,701,0002,713
Provision for loan and lease losses$131,0002,899
Total noninterest income$939,0003,207
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$301,0003,198
Trading account gains and fees$0180
Additional Noninterest Income$638,0002,953
Total noninterest expense$4,424,0003,580
Salaries and employee benefits$2,573,0003,409
Premises and equipment expense$357,0004,324
Additional noninterest expense$1,494,0003,560
Pre-tax net operating income$4,085,0001,808
Securities gains (losses)$03,259
Applicable income taxes$1,232,0001,343
Income before extraordinary items$2,853,0002,103
Extraordinary gains, net$017
Net income$2,853,0002,103
Minority interest net income$084
Net income of bank and minority interests.$2,853,0002,102
Net charge-offs$448,0001,583
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,853,0002,053
2014-09-30 (YTD Data)Rank
Total interest income$6,227,0002,830
Total interest expense$491,0003,487
Net interest income$5,736,0002,741
Provision for loan and lease losses$69,0003,188
Total noninterest income$664,0003,339
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$221,0003,261
Trading account gains and fees$0174
Additional Noninterest Income$443,0003,076
Total noninterest expense$3,240,0003,660
Salaries and employee benefits$1,913,0003,447
Premises and equipment expense$263,0004,409
Additional noninterest expense$1,064,0003,701
Pre-tax net operating income$3,091,0001,799
Securities gains (losses)$02,980
Applicable income taxes$894,0001,407
Income before extraordinary items$2,197,0002,061
Extraordinary gains, net$015
Net income$2,197,0002,060
Minority interest net income$081
Net income of bank and minority interests.$2,197,0002,059
Net charge-offs$253,0001,746
Cash dividends$2,000,000930
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,197,0002,018
2014-06-30 (YTD Data)Rank
Total interest income$4,096,0002,873
Total interest expense$325,0003,535
Net interest income$3,771,0002,760
Provision for loan and lease losses$38,0003,219
Total noninterest income$411,0003,450
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$145,0003,286
Trading account gains and fees$0172
Additional Noninterest Income$266,0003,201
Total noninterest expense$2,160,0003,674
Salaries and employee benefits$1,311,0003,403
Premises and equipment expense$167,0004,557
Additional noninterest expense$682,0003,800
Pre-tax net operating income$1,984,0001,832
Securities gains (losses)$02,580
Applicable income taxes$517,0001,512
Income before extraordinary items$1,467,0002,019
Extraordinary gains, net$020
Net income$1,467,0002,022
Minority interest net income$080
Net income of bank and minority interests.$1,467,0002,021
Net charge-offs$194,0001,608
Cash dividends$2,000,000639
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,467,0001,965
2014-03-31 (YTD Data)Rank
Total interest income$2,032,0002,894
Total interest expense$163,0003,593
Net interest income$1,869,0002,791
Provision for loan and lease losses$27,0002,777
Total noninterest income$200,0003,467
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$74,0003,229
Trading account gains and fees$0147
Additional Noninterest Income$126,0003,228
Total noninterest expense$1,076,0003,716
Salaries and employee benefits$627,0003,541
Premises and equipment expense$98,0004,253
Additional noninterest expense$351,0003,716
Pre-tax net operating income$966,0001,823
Securities gains (losses)$01,715
Applicable income taxes$328,0001,258
Income before extraordinary items$638,0002,170
Extraordinary gains, net$016
Net income$638,0002,171
Minority interest net income$066
Net income of bank and minority interests.$638,0002,172
Net charge-offs$24,0002,372
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$638,0002,123
2013-12-31 (YTD Data)Rank
Total interest income$8,575,0002,785
Total interest expense$750,0003,593
Net interest income$7,825,0002,653
Provision for loan and lease losses$423,0002,044
Total noninterest income$963,0003,263
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$316,0003,266
Trading account gains and fees$0184
Additional Noninterest Income$647,0002,992
Total noninterest expense$4,363,0003,709
Salaries and employee benefits$2,536,0003,507
Premises and equipment expense$343,0004,561
Additional noninterest expense$1,484,0003,681
Pre-tax net operating income$4,002,0001,727
Securities gains (losses)$03,182
Applicable income taxes$1,210,0001,298
Income before extraordinary items$2,792,0002,005
Extraordinary gains, net$029
Net income$2,792,0002,008
Minority interest net income$090
Net income of bank and minority interests.$2,792,0002,009
Net charge-offs$946,0001,325
Cash dividends$2,500,000997
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,792,0001,956
2013-09-30 (YTD Data)Rank
Total interest income$6,364,0002,829
Total interest expense$578,0003,613
Net interest income$5,786,0002,697
Provision for loan and lease losses$330,0001,969
Total noninterest income$742,0003,264
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$234,0003,311
Trading account gains and fees$0180
Additional Noninterest Income$508,0002,992
Total noninterest expense$3,294,0003,722
Salaries and employee benefits$1,936,0003,486
Premises and equipment expense$254,0004,607
Additional noninterest expense$1,104,0003,702
Pre-tax net operating income$2,904,0001,788
Securities gains (losses)$03,040
Applicable income taxes$836,0001,410
Income before extraordinary items$2,068,0002,072
Extraordinary gains, net$025
Net income$2,068,0002,080
Minority interest net income$084
Net income of bank and minority interests.$2,068,0002,079
Net charge-offs$858,0001,116
Cash dividends$2,500,000725
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,068,0002,002
2013-06-30 (YTD Data)Rank
Total interest income$4,262,0002,816
Total interest expense$395,0003,618
Net interest income$3,867,0002,683
Provision for loan and lease losses$200,0002,092
Total noninterest income$480,0003,364
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$151,0003,345
Trading account gains and fees$0157
Additional Noninterest Income$329,0003,083
Total noninterest expense$2,229,0003,710
Salaries and employee benefits$1,327,0003,428
Premises and equipment expense$165,0004,684
Additional noninterest expense$737,0003,695
Pre-tax net operating income$1,918,0001,791
Securities gains (losses)$02,791
Applicable income taxes$501,0001,513
Income before extraordinary items$1,417,0002,029
Extraordinary gains, net$022
Net income$1,417,0002,035
Minority interest net income$082
Net income of bank and minority interests.$1,417,0002,035
Net charge-offs$770,000929
Cash dividends$2,500,000509
Sale, conversion, retirement of capital stock, net$3,000789
Net operating income$1,417,0001,944
2013-03-31 (YTD Data)Rank
Total interest income$2,103,0002,867
Total interest expense$201,0003,659
Net interest income$1,902,0002,732
Provision for loan and lease losses$100,0002,044
Total noninterest income$223,0003,474
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$70,0003,467
Trading account gains and fees$0148
Additional Noninterest Income$153,0003,150
Total noninterest expense$1,099,0003,768
Salaries and employee benefits$629,0003,600
Premises and equipment expense$87,0004,611
Additional noninterest expense$383,0003,615
Pre-tax net operating income$926,0001,827
Securities gains (losses)$01,966
Applicable income taxes$315,0001,281
Income before extraordinary items$611,0002,228
Extraordinary gains, net$010
Net income$611,0002,230
Minority interest net income$076
Net income of bank and minority interests.$611,0002,230
Net charge-offs$31,0002,772
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$1,000761
Net operating income$611,0002,145
2012-12-31 (YTD Data)Rank
Total interest income$8,729,0002,890
Total interest expense$1,130,0003,321
Net interest income$7,599,0002,777
Provision for loan and lease losses$550,0002,586
Total noninterest income$1,071,0003,143
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$327,0003,331
Trading account gains and fees$0166
Additional Noninterest Income$744,0002,805
Total noninterest expense$4,093,0003,968
Salaries and employee benefits$2,316,0003,758
Premises and equipment expense$320,0004,823
Additional noninterest expense$1,457,0003,862
Pre-tax net operating income$4,027,0001,653
Securities gains (losses)$03,810
Applicable income taxes$1,254,0001,251
Income before extraordinary items$2,773,0001,995
Extraordinary gains, net$029
Net income$2,773,0001,994
Minority interest net income$093
Net income of bank and minority interests.$2,773,0001,996
Net charge-offs$26,0005,271
Cash dividends$2,000,0001,202
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,773,0001,886
2012-09-30 (YTD Data)Rank
Total interest income$6,544,0002,952
Total interest expense$914,0003,277
Net interest income$5,630,0002,849
Provision for loan and lease losses$400,0002,581
Total noninterest income$780,0003,204
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$247,0003,347
Trading account gains and fees$0157
Additional Noninterest Income$533,0002,858
Total noninterest expense$3,036,0004,031
Salaries and employee benefits$1,707,0003,812
Premises and equipment expense$238,0004,903
Additional noninterest expense$1,091,0003,879
Pre-tax net operating income$2,974,0001,715
Securities gains (losses)$03,575
Applicable income taxes$896,0001,337
Income before extraordinary items$2,078,0002,041
Extraordinary gains, net$020
Net income$2,078,0002,039
Minority interest net income$086
Net income of bank and minority interests.$2,078,0002,042
Net charge-offs$-50,0006,924
Cash dividends$2,000,000766
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,078,0001,920
2012-06-30 (YTD Data)Rank
Total interest income$4,377,0002,973
Total interest expense$670,0003,149
Net interest income$3,707,0002,890
Provision for loan and lease losses$250,0002,658
Total noninterest income$509,0003,214
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$162,0003,369
Trading account gains and fees$0153
Additional Noninterest Income$347,0002,861
Total noninterest expense$2,032,0004,046
Salaries and employee benefits$1,159,0003,790
Premises and equipment expense$157,0004,943
Additional noninterest expense$716,0003,923
Pre-tax net operating income$1,934,0001,724
Securities gains (losses)$03,178
Applicable income taxes$543,0001,417
Income before extraordinary items$1,391,0002,015
Extraordinary gains, net$019
Net income$1,391,0002,013
Minority interest net income$084
Net income of bank and minority interests.$1,391,0002,015
Net charge-offs$-55,0006,998
Cash dividends$2,000,000523
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,391,0001,912
2012-03-31 (YTD Data)Rank
Total interest income$2,124,0003,067
Total interest expense$351,0003,141
Net interest income$1,773,0003,032
Provision for loan and lease losses$50,0003,648
Total noninterest income$241,0003,299
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$78,0003,429
Trading account gains and fees$0148
Additional Noninterest Income$163,0002,952
Total noninterest expense$1,055,0003,958
Salaries and employee benefits$562,0003,891
Premises and equipment expense$106,0004,276
Additional noninterest expense$387,0003,722
Pre-tax net operating income$909,0001,820
Securities gains (losses)$02,210
Applicable income taxes$309,0001,269
Income before extraordinary items$600,0002,254
Extraordinary gains, net$019
Net income$600,0002,256
Minority interest net income$078
Net income of bank and minority interests.$600,0002,257
Net charge-offs$-60,0007,097
Cash dividends$2,000,000258
Sale, conversion, retirement of capital stock, net$0861
Net operating income$600,0002,140
2011-12-31 (YTD Data)Rank
Total interest income$8,592,0003,133
Total interest expense$1,674,0003,158
Net interest income$6,918,0003,101
Provision for loan and lease losses$610,0003,133
Total noninterest income$843,0003,417
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$329,0003,416
Trading account gains and fees$0146
Additional Noninterest Income$514,0003,080
Total noninterest expense$4,172,0003,998
Salaries and employee benefits$2,270,0003,827
Premises and equipment expense$396,0004,586
Additional noninterest expense$1,506,0003,857
Pre-tax net operating income$2,979,0001,845
Securities gains (losses)$03,838
Applicable income taxes$879,0001,472
Income before extraordinary items$2,100,0002,161
Extraordinary gains, net$-10,0007,341
Net income$2,090,0002,176
Minority interest net income$096
Net income of bank and minority interests.$2,090,0002,176
Net charge-offs$135,0004,702
Cash dividends$1,500,0001,224
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,100,0002,091
2011-09-30 (YTD Data)Rank
Total interest income$6,393,0003,193
Total interest expense$1,298,0003,197
Net interest income$5,095,0003,168
Provision for loan and lease losses$450,0003,020
Total noninterest income$616,0003,465
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$249,0003,405
Trading account gains and fees$0145
Additional Noninterest Income$367,0003,170
Total noninterest expense$3,148,0003,988
Salaries and employee benefits$1,703,0003,827
Premises and equipment expense$294,0004,662
Additional noninterest expense$1,151,0003,794
Pre-tax net operating income$2,113,0001,996
Securities gains (losses)$03,555
Applicable income taxes$584,0001,599
Income before extraordinary items$1,529,0002,284
Extraordinary gains, net$021
Net income$1,529,0002,284
Minority interest net income$087
Net income of bank and minority interests.$1,529,0002,285
Net charge-offs$125,0004,208
Cash dividends$1,500,000829
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,529,0002,185
2011-06-30 (YTD Data)Rank
Total interest income$4,235,0003,234
Total interest expense$899,0003,211
Net interest income$3,336,0003,225
Provision for loan and lease losses$300,0002,953
Total noninterest income$388,0003,616
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$150,0003,590
Trading account gains and fees$0153
Additional Noninterest Income$238,0003,225
Total noninterest expense$2,124,0004,010
Salaries and employee benefits$1,146,0003,844
Premises and equipment expense$191,0004,769
Additional noninterest expense$787,0003,790
Pre-tax net operating income$1,300,0002,094
Securities gains (losses)$02,914
Applicable income taxes$308,0001,764
Income before extraordinary items$992,0002,298
Extraordinary gains, net$015
Net income$992,0002,298
Minority interest net income$089
Net income of bank and minority interests.$992,0002,298
Net charge-offs$111,0003,738
Cash dividends$1,500,000557
Sale, conversion, retirement of capital stock, net$0986
Net operating income$992,0002,213
2011-03-31 (YTD Data)Rank
Total interest income$2,144,0003,228
Total interest expense$472,0003,192
Net interest income$1,672,0003,205
Provision for loan and lease losses$150,0002,750
Total noninterest income$184,0003,759
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$63,0003,894
Trading account gains and fees$0158
Additional Noninterest Income$121,0003,253
Total noninterest expense$1,067,0004,018
Salaries and employee benefits$546,0003,990
Premises and equipment expense$108,0004,522
Additional noninterest expense$413,0003,649
Pre-tax net operating income$639,0002,114
Securities gains (losses)$01,772
Applicable income taxes$209,0001,461
Income before extraordinary items$430,0002,517
Extraordinary gains, net$09
Net income$430,0002,516
Minority interest net income$086
Net income of bank and minority interests.$430,0002,517
Net charge-offs$40,0003,522
Cash dividends$1,500,000267
Sale, conversion, retirement of capital stock, net$0925
Net operating income$430,0002,468
2010-12-31 (YTD Data)Rank
Total interest income$8,979,0003,229
Total interest expense$2,569,0002,931
Net interest income$6,410,0003,304
Provision for loan and lease losses$1,115,0002,888
Total noninterest income$981,0003,252
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$456,0002,822
Trading account gains and fees$0175
Additional Noninterest Income$525,0003,117
Total noninterest expense$4,017,0004,210
Salaries and employee benefits$2,166,0004,007
Premises and equipment expense$307,0005,352
Additional noninterest expense$1,544,0003,932
Pre-tax net operating income$2,259,0002,034
Securities gains (losses)$135,0001,915
Applicable income taxes$683,0001,594
Income before extraordinary items$1,711,0002,286
Extraordinary gains, net$029
Net income$1,711,0002,283
Minority interest net income$0111
Net income of bank and minority interests.$1,711,0002,287
Net charge-offs$267,0004,452
Cash dividends$1,500,0001,061
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,615,1502,282
2010-09-30 (YTD Data)Rank
Total interest income$6,698,0003,305
Total interest expense$2,018,0002,930
Net interest income$4,680,0003,425
Provision for loan and lease losses$915,0002,630
Total noninterest income$719,0003,336
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$349,0002,833
Trading account gains and fees$0165
Additional Noninterest Income$370,0003,219
Total noninterest expense$2,949,0004,288
Salaries and employee benefits$1,625,0004,041
Premises and equipment expense$215,0005,578
Additional noninterest expense$1,109,0004,018
Pre-tax net operating income$1,535,0002,330
Securities gains (losses)$135,0001,684
Applicable income taxes$437,0001,793
Income before extraordinary items$1,233,0002,498
Extraordinary gains, net$023
Net income$1,233,0002,495
Minority interest net income$0110
Net income of bank and minority interests.$1,233,0002,499
Net charge-offs$165,0004,412
Cash dividends$1,500,000712
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,133,1002,538
2010-06-30 (YTD Data)Rank
Total interest income$4,383,0003,406
Total interest expense$1,376,0002,980
Net interest income$3,007,0003,505
Provision for loan and lease losses$765,0002,254
Total noninterest income$458,0003,384
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$235,0002,836
Trading account gains and fees$0152
Additional Noninterest Income$223,0003,322
Total noninterest expense$1,845,0004,477
Salaries and employee benefits$1,074,0004,089
Premises and equipment expense$118,0005,982
Additional noninterest expense$653,0004,366
Pre-tax net operating income$855,0002,672
Securities gains (losses)$135,0001,214
Applicable income taxes$206,0002,101
Income before extraordinary items$784,0002,542
Extraordinary gains, net$019
Net income$784,0002,539
Minority interest net income$0105
Net income of bank and minority interests.$784,0002,542
Net charge-offs$155,0003,798
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$677,3502,725
2010-03-31 (YTD Data)Rank
Total interest income$2,231,0003,409
Total interest expense$720,0002,992
Net interest income$1,511,0003,534
Provision for loan and lease losses$290,0002,508
Total noninterest income$200,0003,636
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$114,0002,889
Trading account gains and fees$0175
Additional Noninterest Income$86,0003,776
Total noninterest expense$967,0004,380
Salaries and employee benefits$541,0004,119
Premises and equipment expense$107,0004,771
Additional noninterest expense$319,0004,424
Pre-tax net operating income$454,0002,590
Securities gains (losses)$135,000670
Applicable income taxes$179,0001,540
Income before extraordinary items$410,0002,514
Extraordinary gains, net$016
Net income$410,0002,512
Minority interest net income$091
Net income of bank and minority interests.$410,0002,514
Net charge-offs$94,0003,163
Cash dividends$1,000,000322
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$315,5002,938
2009-12-31 (YTD Data)Rank
Total interest income$9,271,0003,421
Total interest expense$3,178,0003,280
Net interest income$6,093,0003,418
Provision for loan and lease losses$805,0003,829
Total noninterest income$924,0003,498
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$499,0002,891
Trading account gains and fees$0211
Additional Noninterest Income$425,0003,457
Total noninterest expense$4,103,0004,264
Salaries and employee benefits$2,054,0004,265
Premises and equipment expense$377,0005,141
Additional noninterest expense$1,672,0003,786
Pre-tax net operating income$2,109,0001,836
Securities gains (losses)$03,754
Applicable income taxes$588,0001,397
Income before extraordinary items$1,521,0002,092
Extraordinary gains, net$034
Net income$1,521,0002,089
Minority interest net income$0115
Net income of bank and minority interests.$1,521,0002,091
Net charge-offs$927,0002,954
Cash dividends$1,500,0001,182
Sale, conversion, retirement of capital stock, net$16,0001,243
Net operating income$1,521,0002,059
2009-09-30 (YTD Data)Rank
Total interest income$7,033,0003,444
Total interest expense$2,434,0003,346
Net interest income$4,599,0003,406
Provision for loan and lease losses$655,0003,389
Total noninterest income$697,0003,538
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$371,0002,919
Trading account gains and fees$0212
Additional Noninterest Income$326,0003,486
Total noninterest expense$3,055,0004,303
Salaries and employee benefits$1,537,0004,309
Premises and equipment expense$270,0005,291
Additional noninterest expense$1,248,0003,774
Pre-tax net operating income$1,586,0001,962
Securities gains (losses)$03,497
Applicable income taxes$409,0001,608
Income before extraordinary items$1,177,0002,209
Extraordinary gains, net$027
Net income$1,177,0002,206
Minority interest net income$0118
Net income of bank and minority interests.$1,177,0002,209
Net charge-offs$559,0002,889
Cash dividends$1,500,000847
Sale, conversion, retirement of capital stock, net$12,0001,151
Net operating income$1,177,0002,158
2009-06-30 (YTD Data)Rank
Total interest income$4,676,0003,484
Total interest expense$1,657,0003,417
Net interest income$3,019,0003,438
Provision for loan and lease losses$495,0002,986
Total noninterest income$446,0003,643
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$229,0003,062
Trading account gains and fees$0193
Additional Noninterest Income$217,0003,526
Total noninterest expense$2,029,0004,345
Salaries and employee benefits$1,049,0004,290
Premises and equipment expense$158,0005,625
Additional noninterest expense$822,0003,798
Pre-tax net operating income$941,0002,223
Securities gains (losses)$03,136
Applicable income taxes$191,0002,007
Income before extraordinary items$750,0002,345
Extraordinary gains, net$021
Net income$750,0002,341
Minority interest net income$0112
Net income of bank and minority interests.$750,0002,344
Net charge-offs$361,0002,718
Cash dividends$1,500,000587
Sale, conversion, retirement of capital stock, net$11,0001,087
Net operating income$750,0002,282
2009-03-31 (YTD Data)Rank
Total interest income$2,375,0003,473
Total interest expense$858,0003,434
Net interest income$1,517,0003,415
Provision for loan and lease losses$185,0002,963
Total noninterest income$200,0003,805
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$109,0003,102
Trading account gains and fees$0171
Additional Noninterest Income$91,0003,806
Total noninterest expense$994,0004,323
Salaries and employee benefits$527,0004,303
Premises and equipment expense$112,0004,803
Additional noninterest expense$355,0003,914
Pre-tax net operating income$538,0002,241
Securities gains (losses)$02,434
Applicable income taxes$183,0001,547
Income before extraordinary items$355,0002,786
Extraordinary gains, net$015
Net income$355,0002,785
Minority interest net income$0102
Net income of bank and minority interests.$355,0002,787
Net charge-offs$136,0002,516
Cash dividends$1,500,000282
Sale, conversion, retirement of capital stock, net$10,000881
Net operating income$355,0002,648
2008-12-31 (YTD Data)Rank
Total interest income$10,047,0003,511
Total interest expense$4,311,0003,324
Net interest income$5,736,0003,591
Provision for loan and lease losses$485,0003,855
Total noninterest income$855,0003,722
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$515,0002,950
Trading account gains and fees$0154
Additional Noninterest Income$340,0003,880
Total noninterest expense$3,998,0004,234
Salaries and employee benefits$2,136,0004,237
Premises and equipment expense$412,0005,003
Additional noninterest expense$1,450,0003,714
Pre-tax net operating income$2,108,0002,347
Securities gains (losses)$03,220
Applicable income taxes$594,0001,681
Income before extraordinary items$1,514,0002,500
Extraordinary gains, net$039
Net income$1,514,0002,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$924,0002,044
Cash dividends$1,000,0002,281
Sale, conversion, retirement of capital stock, net$44,0001,150
Net operating income$1,514,0002,639
2008-09-30 (YTD Data)Rank
Total interest income$7,618,0003,546
Total interest expense$3,345,0003,346
Net interest income$4,273,0003,636
Provision for loan and lease losses$295,0003,587
Total noninterest income$629,0003,864
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$383,0002,993
Trading account gains and fees$0148
Additional Noninterest Income$246,0004,056
Total noninterest expense$3,013,0004,206
Salaries and employee benefits$1,610,0004,238
Premises and equipment expense$308,0005,029
Additional noninterest expense$1,095,0003,626
Pre-tax net operating income$1,594,0002,715
Securities gains (losses)$03,106
Applicable income taxes$419,0002,107
Income before extraordinary items$1,175,0002,799
Extraordinary gains, net$031
Net income$1,175,0002,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$660,0001,661
Cash dividends$1,000,0001,791
Sale, conversion, retirement of capital stock, net$29,0001,042
Net operating income$1,175,0002,938
2008-06-30 (YTD Data)Rank
Total interest income$5,065,0003,612
Total interest expense$2,321,0003,370
Net interest income$2,744,0003,727
Provision for loan and lease losses$140,0003,766
Total noninterest income$406,0003,984
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$253,0002,977
Trading account gains and fees$0149
Additional Noninterest Income$153,0004,281
Total noninterest expense$1,988,0004,248
Salaries and employee benefits$1,077,0004,273
Premises and equipment expense$204,0005,087
Additional noninterest expense$707,0003,700
Pre-tax net operating income$1,022,0002,907
Securities gains (losses)$03,233
Applicable income taxes$225,0002,549
Income before extraordinary items$797,0003,059
Extraordinary gains, net$021
Net income$797,0003,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0002,641
Cash dividends$1,000,0001,384
Sale, conversion, retirement of capital stock, net$20,000951
Net operating income$797,0003,009
2008-03-31 (YTD Data)Rank
Total interest income$2,552,0003,668
Total interest expense$1,211,0003,422
Net interest income$1,341,0003,783
Provision for loan and lease losses$70,0003,305
Total noninterest income$187,0004,129
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$120,0003,055
Trading account gains and fees$0158
Additional Noninterest Income$67,0004,495
Total noninterest expense$1,021,0004,173
Salaries and employee benefits$529,0004,354
Premises and equipment expense$104,0005,055
Additional noninterest expense$388,0003,402
Pre-tax net operating income$437,0003,342
Securities gains (losses)$02,688
Applicable income taxes$147,0002,349
Income before extraordinary items$290,0003,877
Extraordinary gains, net$015
Net income$290,0003,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,531
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$9,000838
Net operating income$290,0003,791
2007-12-31 (YTD Data)Rank
Total interest income$10,367,0003,689
Total interest expense$5,187,0003,375
Net interest income$5,180,0003,887
Provision for loan and lease losses$772,0001,713
Total noninterest income$802,0004,005
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$536,0002,898
Trading account gains and fees$0178
Additional Noninterest Income$266,0004,460
Total noninterest expense$4,004,0004,125
Salaries and employee benefits$2,114,0004,208
Premises and equipment expense$404,0005,000
Additional noninterest expense$1,486,0003,441
Pre-tax net operating income$1,206,0004,355
Securities gains (losses)$02,146
Applicable income taxes$341,0003,209
Income before extraordinary items$865,0004,622
Extraordinary gains, net$039
Net income$865,0004,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$878,0001,130
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$247,000696
Net operating income$865,0004,613
2007-09-30 (YTD Data)Rank
Total interest income$7,759,0003,694
Total interest expense$3,894,0003,364
Net interest income$3,865,0003,915
Provision for loan and lease losses$683,0001,235
Total noninterest income$600,0004,026
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$402,0002,888
Trading account gains and fees$0184
Additional Noninterest Income$198,0004,503
Total noninterest expense$2,994,0004,102
Salaries and employee benefits$1,617,0004,137
Premises and equipment expense$306,0004,957
Additional noninterest expense$1,071,0003,509
Pre-tax net operating income$788,0004,866
Securities gains (losses)$01,655
Applicable income taxes$200,0003,720
Income before extraordinary items$588,0005,032
Extraordinary gains, net$033
Net income$588,0005,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$745,000810
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$235,000557
Net operating income$588,0005,021
2007-06-30 (YTD Data)Rank
Total interest income$5,180,0003,697
Total interest expense$2,622,0003,320
Net interest income$2,558,0003,959
Provision for loan and lease losses$610,000859
Total noninterest income$456,0003,745
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$277,0002,821
Trading account gains and fees$0168
Additional Noninterest Income$179,0004,003
Total noninterest expense$2,076,0004,019
Salaries and employee benefits$1,135,0004,016
Premises and equipment expense$210,0004,864
Additional noninterest expense$731,0003,431
Pre-tax net operating income$328,0005,878
Securities gains (losses)$01,444
Applicable income taxes$40,0004,929
Income before extraordinary items$288,0005,740
Extraordinary gains, net$029
Net income$288,0005,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$690,000576
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$218,000434
Net operating income$288,0005,733
2007-03-31 (YTD Data)Rank
Total interest income$2,565,0003,711
Total interest expense$1,307,0003,309
Net interest income$1,258,0004,015
Provision for loan and lease losses$75,0002,404
Total noninterest income$209,0003,912
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$118,0003,108
Trading account gains and fees$0195
Additional Noninterest Income$91,0003,941
Total noninterest expense$986,0004,192
Salaries and employee benefits$555,0004,108
Premises and equipment expense$116,0004,609
Additional noninterest expense$315,0003,827
Pre-tax net operating income$406,0003,959
Securities gains (losses)$01,187
Applicable income taxes$140,0002,827
Income before extraordinary items$266,0004,426
Extraordinary gains, net$022
Net income$266,0004,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$690,000324
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$98,000352
Net operating income$266,0004,414
2006-12-31 (YTD Data)Rank
Total interest income$10,253,0003,504
Total interest expense$4,810,0003,130
Net interest income$5,443,0003,777
Provision for loan and lease losses$1,749,000626
Total noninterest income$808,0004,021
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$465,0003,219
Trading account gains and fees$0130
Additional Noninterest Income$343,0004,040
Total noninterest expense$3,755,0004,168
Salaries and employee benefits$2,089,0004,138
Premises and equipment expense$368,0005,179
Additional noninterest expense$1,298,0003,710
Pre-tax net operating income$747,0005,795
Securities gains (losses)$01,687
Applicable income taxes$213,0004,229
Income before extraordinary items$534,0006,034
Extraordinary gains, net$051
Net income$534,0006,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$785,000844
Cash dividends$2,000,0001,524
Sale, conversion, retirement of capital stock, net$380,000646
Net operating income$534,0006,034
2006-09-30 (YTD Data)Rank
Total interest income$7,612,0003,513
Total interest expense$3,516,0003,097
Net interest income$4,096,0003,789
Provision for loan and lease losses$1,659,000481
Total noninterest income$593,0004,089
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$326,0003,388
Trading account gains and fees$0126
Additional Noninterest Income$267,0003,972
Total noninterest expense$2,820,0004,152
Salaries and employee benefits$1,584,0004,087
Premises and equipment expense$275,0005,206
Additional noninterest expense$961,0003,727
Pre-tax net operating income$210,0007,387
Securities gains (losses)$01,388
Applicable income taxes$25,0005,863
Income before extraordinary items$185,0007,291
Extraordinary gains, net$045
Net income$185,0007,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$633,000670
Cash dividends$2,000,0001,144
Sale, conversion, retirement of capital stock, net$290,000529
Net operating income$185,0007,291
2006-06-30 (YTD Data)Rank
Total interest income$5,072,0003,468
Total interest expense$2,297,0003,047
Net interest income$2,775,0003,756
Provision for loan and lease losses$999,000517
Total noninterest income$378,0004,188
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$201,0003,534
Trading account gains and fees$0126
Additional Noninterest Income$177,0003,972
Total noninterest expense$1,889,0004,154
Salaries and employee benefits$1,068,0004,066
Premises and equipment expense$188,0005,122
Additional noninterest expense$633,0003,756
Pre-tax net operating income$265,0006,673
Securities gains (losses)$01,185
Applicable income taxes$35,0005,474
Income before extraordinary items$230,0006,513
Extraordinary gains, net$039
Net income$230,0006,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$549,000523
Cash dividends$2,000,000795
Sale, conversion, retirement of capital stock, net$200,000434
Net operating income$230,0006,511
2006-03-31 (YTD Data)Rank
Total interest income$2,497,0003,447
Total interest expense$1,132,0002,946
Net interest income$1,365,0003,809
Provision for loan and lease losses$850,000307
Total noninterest income$169,0004,354
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$95,0003,588
Trading account gains and fees$0115
Additional Noninterest Income$74,0004,319
Total noninterest expense$961,0004,123
Salaries and employee benefits$558,0003,963
Premises and equipment expense$99,0004,994
Additional noninterest expense$304,0003,853
Pre-tax net operating income$-277,0008,603
Securities gains (losses)$0955
Applicable income taxes$-90,0008,690
Income before extraordinary items$-187,0008,556
Extraordinary gains, net$021
Net income$-187,0008,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,000811
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$112,000303
Net operating income$-187,0008,548
2005-12-31 (YTD Data)Rank
Total interest income$9,746,0003,210
Total interest expense$4,122,0002,588
Net interest income$5,624,0003,611
Provision for loan and lease losses$845,0001,203
Total noninterest income$738,0004,238
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$361,0003,781
Trading account gains and fees$0138
Additional Noninterest Income$377,0003,876
Total noninterest expense$3,936,0003,908
Salaries and employee benefits$2,289,0003,738
Premises and equipment expense$354,0005,243
Additional noninterest expense$1,293,0003,637
Pre-tax net operating income$1,581,0004,253
Securities gains (losses)$02,296
Applicable income taxes$557,0003,187
Income before extraordinary items$1,024,0004,780
Extraordinary gains, net$046
Net income$1,024,0004,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$475,0001,214
Cash dividends$3,000,0001,017
Sale, conversion, retirement of capital stock, net$532,000528
Net operating income$1,024,0004,755
2005-09-30 (YTD Data)Rank
Total interest income$7,208,0003,195
Total interest expense$3,001,0002,534
Net interest income$4,207,0003,616
Provision for loan and lease losses$535,0001,322
Total noninterest income$555,0004,247
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$264,0003,838
Trading account gains and fees$0126
Additional Noninterest Income$291,0003,854
Total noninterest expense$2,979,0003,854
Salaries and employee benefits$1,739,0003,670
Premises and equipment expense$272,0005,157
Additional noninterest expense$968,0003,586
Pre-tax net operating income$1,248,0004,215
Securities gains (losses)$02,317
Applicable income taxes$439,0003,160
Income before extraordinary items$809,0004,725
Extraordinary gains, net$035
Net income$809,0004,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0001,077
Cash dividends$3,000,000734
Sale, conversion, retirement of capital stock, net$410,000423
Net operating income$809,0004,688
2005-06-30 (YTD Data)Rank
Total interest income$4,743,0003,178
Total interest expense$1,940,0002,475
Net interest income$2,803,0003,599
Provision for loan and lease losses$450,0001,068
Total noninterest income$375,0004,200
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$203,0003,480
Trading account gains and fees$0116
Additional Noninterest Income$172,0004,030
Total noninterest expense$2,004,0003,806
Salaries and employee benefits$1,177,0003,619
Premises and equipment expense$183,0005,115
Additional noninterest expense$644,0003,596
Pre-tax net operating income$724,0004,531
Securities gains (losses)$02,146
Applicable income taxes$254,0003,383
Income before extraordinary items$470,0005,033
Extraordinary gains, net$030
Net income$470,0005,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0001,053
Cash dividends$3,000,000507
Sale, conversion, retirement of capital stock, net$288,000338
Net operating income$470,0004,987
2005-03-31 (YTD Data)Rank
Total interest income$2,341,0003,176
Total interest expense$935,0002,473
Net interest income$1,406,0003,596
Provision for loan and lease losses$90,0002,180
Total noninterest income$158,0004,574
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$93,0003,609
Trading account gains and fees$0115
Additional Noninterest Income$65,0004,607
Total noninterest expense$1,055,0003,692
Salaries and employee benefits$632,0003,420
Premises and equipment expense$101,0004,827
Additional noninterest expense$322,0003,592
Pre-tax net operating income$419,0004,138
Securities gains (losses)$01,685
Applicable income taxes$147,0003,137
Income before extraordinary items$272,0004,642
Extraordinary gains, net$024
Net income$272,0004,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,177
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$161,000228
Net operating income$272,0004,603
2004-12-31 (YTD Data)Rank
Total interest income$9,632,0002,930
Total interest expense$3,658,0002,218
Net interest income$5,974,0003,304
Provision for loan and lease losses$517,0001,908
Total noninterest income$650,0004,610
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$386,0003,727
Trading account gains and fees$0138
Additional Noninterest Income$264,0004,519
Total noninterest expense$3,704,0003,986
Salaries and employee benefits$2,322,0003,541
Premises and equipment expense$299,0005,687
Additional noninterest expense$1,083,0004,067
Pre-tax net operating income$2,403,0003,099
Securities gains (losses)$115,0001,154
Applicable income taxes$904,0002,329
Income before extraordinary items$1,614,0003,443
Extraordinary gains, net$034
Net income$1,614,0003,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$690,0001,026
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$745,000425
Net operating income$1,540,4003,507
2004-09-30 (YTD Data)Rank
Total interest income$7,224,0002,897
Total interest expense$2,728,0002,187
Net interest income$4,496,0003,282
Provision for loan and lease losses$427,0001,678
Total noninterest income$485,0004,628
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$292,0003,729
Trading account gains and fees$0134
Additional Noninterest Income$193,0004,573
Total noninterest expense$2,764,0003,964
Salaries and employee benefits$1,746,0003,517
Premises and equipment expense$229,0005,602
Additional noninterest expense$789,0004,125
Pre-tax net operating income$1,790,0003,165
Securities gains (losses)$115,0001,090
Applicable income taxes$689,0002,342
Income before extraordinary items$1,216,0003,509
Extraordinary gains, net$026
Net income$1,216,0003,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,354
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$585,000350
Net operating income$1,142,4003,605
2004-06-30 (YTD Data)Rank
Total interest income$4,584,0003,013
Total interest expense$1,805,0002,175
Net interest income$2,779,0003,471
Provision for loan and lease losses$306,0001,501
Total noninterest income$561,0003,313
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$561,0002,017
Total noninterest expense$1,836,0004,010
Salaries and employee benefits$1,206,0003,427
Premises and equipment expense$307,0003,486
Additional noninterest expense$323,0005,746
Pre-tax net operating income$1,198,0003,117
Securities gains (losses)$115,000942
Applicable income taxes$484,0002,259
Income before extraordinary items$829,0003,437
Extraordinary gains, net$021
Net income$829,0003,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0001,032
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$755,4003,586
2004-03-31 (YTD Data)Rank
Total interest income$2,295,0003,021
Total interest expense$921,0002,164
Net interest income$1,374,0003,499
Provision for loan and lease losses$40,0003,725
Total noninterest income$258,0003,444
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$258,0002,082
Total noninterest expense$940,0003,955
Salaries and employee benefits$594,0003,498
Premises and equipment expense$173,0003,191
Additional noninterest expense$173,0005,550
Pre-tax net operating income$652,0002,870
Securities gains (losses)$02,934
Applicable income taxes$228,0002,352
Income before extraordinary items$424,0003,350
Extraordinary gains, net$016
Net income$424,0003,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0001,306
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$424,0003,235
2003-12-31 (YTD Data)Rank
Total interest income$9,051,0003,093
Total interest expense$3,830,0002,308
Net interest income$5,221,0003,572
Provision for loan and lease losses$140,0004,692
Total noninterest income$1,212,0003,280
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,212,0002,107
Total noninterest expense$3,657,0003,964
Salaries and employee benefits$2,351,0003,435
Premises and equipment expense$572,0003,664
Additional noninterest expense$734,0005,342
Pre-tax net operating income$2,636,0002,770
Securities gains (losses)$04,500
Applicable income taxes$902,0002,323
Income before extraordinary items$1,734,0003,195
Extraordinary gains, net$054
Net income$1,734,0003,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,473
Cash dividends$3,300,000910
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,734,0003,053
2003-09-30 (YTD Data)Rank
Total interest income$6,795,0003,133
Total interest expense$2,905,0002,368
Net interest income$3,890,0003,612
Provision for loan and lease losses$110,0004,499
Total noninterest income$966,0003,209
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$966,0002,103
Total noninterest expense$2,728,0003,967
Salaries and employee benefits$1,763,0003,425
Premises and equipment expense$419,0003,722
Additional noninterest expense$546,0005,352
Pre-tax net operating income$2,018,0002,828
Securities gains (losses)$04,204
Applicable income taxes$692,0002,409
Income before extraordinary items$1,326,0003,245
Extraordinary gains, net$040
Net income$1,326,0003,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,265
Cash dividends$3,300,000678
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,326,0003,090
2003-06-30 (YTD Data)Rank
Total interest income$4,532,0003,149
Total interest expense$1,955,0002,422
Net interest income$2,577,0003,617
Provision for loan and lease losses$95,0003,952
Total noninterest income$665,0003,116
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$665,0002,045
Total noninterest expense$1,788,0004,023
Salaries and employee benefits$1,164,0003,450
Premises and equipment expense$282,0003,674
Additional noninterest expense$342,0005,545
Pre-tax net operating income$1,359,0002,812
Securities gains (losses)$03,782
Applicable income taxes$469,0002,411
Income before extraordinary items$890,0003,237
Extraordinary gains, net$030
Net income$890,0003,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,326
Cash dividends$3,300,000477
Sale, conversion, retirement of capital stock, net$0589
Net operating income$890,0003,074
2003-03-31 (YTD Data)Rank
Total interest income$2,230,0003,209
Total interest expense$974,0002,493
Net interest income$1,256,0003,672
Provision for loan and lease losses$55,0003,535
Total noninterest income$281,0003,395
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$281,0002,204
Total noninterest expense$884,0004,048
Salaries and employee benefits$575,0003,481
Premises and equipment expense$145,0003,578
Additional noninterest expense$164,0005,647
Pre-tax net operating income$598,0003,085
Securities gains (losses)$02,891
Applicable income taxes$202,0002,679
Income before extraordinary items$396,0003,483
Extraordinary gains, net$021
Net income$396,0003,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,227
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$396,0003,320
2002-12-31 (YTD Data)Rank
Total interest income$9,057,0003,281
Total interest expense$4,098,0002,682
Net interest income$4,959,0003,703
Provision for loan and lease losses$150,0004,907
Total noninterest income$970,0003,551
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$970,0002,233
Total noninterest expense$3,352,0004,105
Salaries and employee benefits$2,130,0003,552
Premises and equipment expense$545,0003,695
Additional noninterest expense$677,0005,516
Pre-tax net operating income$2,427,0002,951
Securities gains (losses)$04,537
Applicable income taxes$830,0002,528
Income before extraordinary items$1,597,0003,337
Extraordinary gains, net$070
Net income$1,597,0003,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,886
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,597,0003,243
2001-12-31 (YTD Data)Rank
Total interest income$9,219,0003,552
Total interest expense$4,783,0003,275
Net interest income$4,436,0003,811
Provision for loan and lease losses$145,0004,861
Total noninterest income$970,0003,420
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$970,0002,088
Total noninterest expense$3,060,0004,265
Salaries and employee benefits$1,930,0003,698
Premises and equipment expense$405,0004,560
Additional noninterest expense$725,0005,151
Pre-tax net operating income$2,201,0002,953
Securities gains (losses)$17,0003,266
Applicable income taxes$742,0002,568
Income before extraordinary items$1,476,0003,261
Extraordinary gains, net$0105
Net income$1,476,0003,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,304
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,464,6103,177
2000-12-31 (YTD Data)Rank
Total interest income$8,572,0003,911
Total interest expense$4,579,0003,568
Net interest income$3,993,0004,186
Provision for loan and lease losses$90,0005,514
Total noninterest income$700,0003,995
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$700,0002,360
Total noninterest expense$2,718,0004,568
Salaries and employee benefits$1,755,0003,853
Premises and equipment expense$358,0004,860
Additional noninterest expense$605,0005,762
Pre-tax net operating income$1,885,0003,469
Securities gains (losses)$01,956
Applicable income taxes$669,0002,893
Income before extraordinary items$1,216,0003,825
Extraordinary gains, net$038
Net income$1,216,0003,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,566
Cash dividends$10,000,000374
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,216,0003,808
1999-12-31 (YTD Data)Rank
Total interest income$7,313,0004,243
Total interest expense$3,564,0003,983
Net interest income$3,749,0004,411
Provision for loan and lease losses$120,0004,720
Total noninterest income$614,0004,360
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$614,0002,592
Total noninterest expense$2,512,0004,868
Salaries and employee benefits$1,611,0004,103
Premises and equipment expense$320,0005,276
Additional noninterest expense$581,0005,943
Pre-tax net operating income$1,731,0003,721
Securities gains (losses)$03,155
Applicable income taxes$639,0003,084
Income before extraordinary items$1,092,0004,169
Extraordinary gains, net$035
Net income$1,092,0004,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,647
Cash dividends$300,0004,494
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,092,0004,124
1998-12-31 (YTD Data)Rank
Total interest income$5,858,0005,089
Total interest expense$2,610,0005,206
Net interest income$3,248,0004,863
Provision for loan and lease losses$120,0004,610
Total noninterest income$500,0004,933
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$500,0002,983
Total noninterest expense$2,091,0005,427
Salaries and employee benefits$1,365,0004,582
Premises and equipment expense$281,0005,582
Additional noninterest expense$445,0006,845
Pre-tax net operating income$1,537,0004,109
Securities gains (losses)$04,449
Applicable income taxes$527,0003,713
Income before extraordinary items$1,010,0004,481
Extraordinary gains, net$032
Net income$1,010,0004,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,524
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,010,0004,383
1997-12-31 (YTD Data)Rank
Total interest income$4,707,0006,036
Total interest expense$2,045,0006,178
Net interest income$2,662,0005,809
Provision for loan and lease losses$63,0006,100
Total noninterest income$360,0006,094
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$360,0003,520
Total noninterest expense$1,722,0006,235
Salaries and employee benefits$1,006,0005,833
Premises and equipment expense$262,0005,895
Additional noninterest expense$454,0006,890
Pre-tax net operating income$1,237,0005,142
Securities gains (losses)$03,944
Applicable income taxes$435,0004,632
Income before extraordinary items$802,0005,451
Extraordinary gains, net$044
Net income$802,0005,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,455
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$802,0005,401
1996-12-31 (YTD Data)Rank
Total interest income$4,279,0006,602
Total interest expense$1,822,0006,795
Net interest income$2,457,0006,266
Provision for loan and lease losses$3,0008,923
Total noninterest income$337,0006,545
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$337,0003,792
Total noninterest expense$1,878,0006,217
Salaries and employee benefits$926,0006,329
Premises and equipment expense$239,0006,401
Additional noninterest expense$713,0005,670
Pre-tax net operating income$913,0006,045
Securities gains (losses)$04,148
Applicable income taxes$316,0005,656
Income before extraordinary items$597,0006,292
Extraordinary gains, net$053
Net income$597,0006,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$597,0006,226
1995-12-31 (YTD Data)Rank
Total interest income$3,839,0007,172
Total interest expense$1,521,0007,639
Net interest income$2,318,0006,647
Provision for loan and lease losses$08,958
Total noninterest income$305,0007,023
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$305,0003,958
Total noninterest expense$1,462,0007,395
Salaries and employee benefits$822,0006,979
Premises and equipment expense$236,0006,571
Additional noninterest expense$404,0008,150
Pre-tax net operating income$1,161,0005,382
Securities gains (losses)$03,831
Applicable income taxes$409,0004,875
Income before extraordinary items$752,0005,704
Extraordinary gains, net$065
Net income$752,0005,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,925
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$752,0005,677
1994-12-31 (YTD Data)Rank
Total interest income$3,332,0007,578
Total interest expense$1,191,0007,945
Net interest income$2,141,0007,225
Provision for loan and lease losses$9,0008,587
Total noninterest income$288,0007,408
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$288,0004,207
Total noninterest expense$1,441,0007,786
Salaries and employee benefits$827,0007,060
Premises and equipment expense$222,0007,023
Additional noninterest expense$392,0008,903
Pre-tax net operating income$979,0006,053
Securities gains (losses)$03,600
Applicable income taxes$330,0005,513
Income before extraordinary items$649,0006,228
Extraordinary gains, net$58,000152
Net income$707,0005,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,341
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$649,0006,298
1993-12-31 (YTD Data)Rank
Total interest income$3,320,0007,805
Total interest expense$1,163,0008,430
Net interest income$2,157,0007,283
Provision for loan and lease losses$12,0009,545
Total noninterest income$389,0006,606
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$389,0003,820
Total noninterest expense$1,348,0008,344
Salaries and employee benefits$635,0008,520
Premises and equipment expense$216,0007,372
Additional noninterest expense$497,0008,245
Pre-tax net operating income$1,186,0005,225
Securities gains (losses)$07,477
Applicable income taxes$423,0004,804
Income before extraordinary items$763,0005,767
Extraordinary gains, net$03,149
Net income$763,0005,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$763,0005,514
1992-12-31 (YTD Data)Rank
Total interest income$3,740,0007,851
Total interest expense$1,586,0008,251
Net interest income$2,154,0007,361
Provision for loan and lease losses$28,00010,112
Total noninterest income$290,0007,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$290,0004,521
Total noninterest expense$1,155,0009,262
Salaries and employee benefits$591,0008,886
Premises and equipment expense$196,0007,929
Additional noninterest expense$368,0009,975
Pre-tax net operating income$1,261,0004,723
Securities gains (losses)$08,369
Applicable income taxes$443,0004,417
Income before extraordinary items$818,0005,275
Extraordinary gains, net$01,422
Net income$818,0005,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$818,0004,975

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.