Home > The Harleysville National Bank and Trust Company > Income and Expense
The Harleysville National Bank and Trust Company, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $47,689,000 | 191 |
| Total interest expense | $19,217,000 | 128 |
| Net interest income | $28,472,000 | 227 |
| Provision for loan and lease losses | $13,400,000 | 182 |
| Total noninterest income | $10,993,000 | 221 |
| Gross Fiduciary activities income | $1,066,000 | 158 |
| Service charges on deposit accounts | $3,598,000 | 126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,329,000 | 235 |
| Total noninterest expense | $35,592,000 | 168 |
| Salaries and employee benefits | $16,420,000 | 148 |
| Premises and equipment expense | $5,334,000 | 137 |
| Additional noninterest expense | $13,838,000 | 180 |
| Pre-tax net operating income | $-9,527,000 | 7,845 |
| Securities gains (losses) | $968,000 | 132 |
| Applicable income taxes | $-2,074,000 | 7,860 |
| Income before extraordinary items | $-6,485,000 | 7,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,485,000 | 7,813 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-6,485,000 | 7,813 |
| Net charge-offs | $10,791,000 | 203 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-7,220,680 | 7,822 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $230,680,000 | 167 |
| Total interest expense | $95,509,000 | 131 |
| Net interest income | $135,171,000 | 180 |
| Provision for loan and lease losses | $58,321,000 | 214 |
| Total noninterest income | $61,267,000 | 171 |
| Gross Fiduciary activities income | $4,342,000 | 155 |
| Service charges on deposit accounts | $17,284,000 | 117 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $39,641,000 | 182 |
| Total noninterest expense | $367,199,000 | 82 |
| Salaries and employee benefits | $70,783,000 | 134 |
| Premises and equipment expense | $21,225,000 | 138 |
| Additional noninterest expense | $275,191,000 | 65 |
| Pre-tax net operating income | $-229,082,000 | 7,972 |
| Securities gains (losses) | $3,345,000 | 186 |
| Applicable income taxes | $-11,263,000 | 7,879 |
| Income before extraordinary items | $-214,474,000 | 7,968 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-214,474,000 | 7,967 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-214,474,000 | 7,967 |
| Net charge-offs | $41,656,000 | 222 |
| Cash dividends | $4,692,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-217,651,750 | 7,969 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $178,575,000 | 171 |
| Total interest expense | $74,475,000 | 139 |
| Net interest income | $104,100,000 | 185 |
| Provision for loan and lease losses | $53,871,000 | 200 |
| Total noninterest income | $48,057,000 | 165 |
| Gross Fiduciary activities income | $3,357,000 | 151 |
| Service charges on deposit accounts | $12,859,000 | 116 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $31,841,000 | 175 |
| Total noninterest expense | $331,067,000 | 76 |
| Salaries and employee benefits | $55,599,000 | 131 |
| Premises and equipment expense | $16,043,000 | 138 |
| Additional noninterest expense | $259,425,000 | 62 |
| Pre-tax net operating income | $-232,781,000 | 8,069 |
| Securities gains (losses) | $2,132,000 | 203 |
| Applicable income taxes | $-10,046,000 | 7,977 |
| Income before extraordinary items | $-220,603,000 | 8,065 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-220,603,000 | 8,064 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-220,603,000 | 8,064 |
| Net charge-offs | $26,550,000 | 241 |
| Cash dividends | $4,692,000 | 272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-222,649,720 | 8,067 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $123,595,000 | 175 |
| Total interest expense | $52,187,000 | 147 |
| Net interest income | $71,408,000 | 188 |
| Provision for loan and lease losses | $39,121,000 | 190 |
| Total noninterest income | $33,413,000 | 163 |
| Gross Fiduciary activities income | $2,204,000 | 152 |
| Service charges on deposit accounts | $8,498,000 | 121 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $22,711,000 | 171 |
| Total noninterest expense | $291,817,000 | 66 |
| Salaries and employee benefits | $38,113,000 | 133 |
| Premises and equipment expense | $11,006,000 | 141 |
| Additional noninterest expense | $242,698,000 | 50 |
| Pre-tax net operating income | $-226,117,000 | 8,172 |
| Securities gains (losses) | $5,399,000 | 88 |
| Applicable income taxes | $-4,910,000 | 8,039 |
| Income before extraordinary items | $-215,808,000 | 8,168 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-215,808,000 | 8,167 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-215,808,000 | 8,167 |
| Net charge-offs | $18,735,000 | 237 |
| Cash dividends | $4,692,000 | 189 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-221,099,020 | 8,167 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $63,584,000 | 173 |
| Total interest expense | $26,942,000 | 147 |
| Net interest income | $36,642,000 | 182 |
| Provision for loan and lease losses | $7,121,000 | 321 |
| Total noninterest income | $15,737,000 | 163 |
| Gross Fiduciary activities income | $1,099,000 | 150 |
| Service charges on deposit accounts | $4,194,000 | 121 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,444,000 | 170 |
| Total noninterest expense | $38,782,000 | 168 |
| Salaries and employee benefits | $20,198,000 | 135 |
| Premises and equipment expense | $5,813,000 | 140 |
| Additional noninterest expense | $12,771,000 | 204 |
| Pre-tax net operating income | $6,476,000 | 203 |
| Securities gains (losses) | $827,000 | 217 |
| Applicable income taxes | $1,664,000 | 243 |
| Income before extraordinary items | $5,639,000 | 194 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,639,000 | 194 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $5,639,000 | 195 |
| Net charge-offs | $4,014,000 | 366 |
| Cash dividends | $4,260,000 | 110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $5,002,210 | 198 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $206,051,000 | 210 |
| Total interest expense | $96,740,000 | 187 |
| Net interest income | $109,311,000 | 231 |
| Provision for loan and lease losses | $15,567,000 | 437 |
| Total noninterest income | $43,000,000 | 207 |
| Gross Fiduciary activities income | $4,606,000 | 161 |
| Service charges on deposit accounts | $13,515,000 | 148 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $24,879,000 | 208 |
| Total noninterest expense | $101,889,000 | 235 |
| Salaries and employee benefits | $57,096,000 | 176 |
| Premises and equipment expense | $14,531,000 | 200 |
| Additional noninterest expense | $30,262,000 | 301 |
| Pre-tax net operating income | $34,855,000 | 185 |
| Securities gains (losses) | $1,031,000 | 210 |
| Applicable income taxes | $6,971,000 | 245 |
| Income before extraordinary items | $28,915,000 | 153 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $28,915,000 | 153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,865,000 | 597 |
| Cash dividends | $25,109,000 | 147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $28,079,890 | 168 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $151,520,000 | 225 |
| Total interest expense | $73,051,000 | 203 |
| Net interest income | $78,469,000 | 250 |
| Provision for loan and lease losses | $7,647,000 | 483 |
| Total noninterest income | $31,758,000 | 219 |
| Gross Fiduciary activities income | $3,468,000 | 167 |
| Service charges on deposit accounts | $9,849,000 | 154 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,441,000 | 230 |
| Total noninterest expense | $72,206,000 | 238 |
| Salaries and employee benefits | $41,944,000 | 183 |
| Premises and equipment expense | $10,688,000 | 206 |
| Additional noninterest expense | $19,574,000 | 306 |
| Pre-tax net operating income | $30,374,000 | 200 |
| Securities gains (losses) | $225,000 | 570 |
| Applicable income taxes | $6,622,000 | 248 |
| Income before extraordinary items | $23,977,000 | 178 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $23,977,000 | 177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,307,000 | 601 |
| Cash dividends | $18,820,000 | 156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $23,801,500 | 194 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $101,632,000 | 228 |
| Total interest expense | $49,698,000 | 210 |
| Net interest income | $51,934,000 | 257 |
| Provision for loan and lease losses | $5,067,000 | 427 |
| Total noninterest income | $21,680,000 | 220 |
| Gross Fiduciary activities income | $2,262,000 | 172 |
| Service charges on deposit accounts | $6,425,000 | 157 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $12,993,000 | 230 |
| Total noninterest expense | $47,387,000 | 241 |
| Salaries and employee benefits | $27,973,000 | 184 |
| Premises and equipment expense | $7,201,000 | 207 |
| Additional noninterest expense | $12,213,000 | 315 |
| Pre-tax net operating income | $21,160,000 | 207 |
| Securities gains (losses) | $225,000 | 565 |
| Applicable income taxes | $4,831,000 | 262 |
| Income before extraordinary items | $16,554,000 | 197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,554,000 | 196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,221,000 | 760 |
| Cash dividends | $12,542,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $16,380,750 | 194 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $52,341,000 | 232 |
| Total interest expense | $26,834,000 | 211 |
| Net interest income | $25,507,000 | 259 |
| Provision for loan and lease losses | $1,960,000 | 413 |
| Total noninterest income | $10,332,000 | 231 |
| Gross Fiduciary activities income | $1,082,000 | 176 |
| Service charges on deposit accounts | $3,113,000 | 156 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,137,000 | 241 |
| Total noninterest expense | $23,154,000 | 245 |
| Salaries and employee benefits | $13,812,000 | 190 |
| Premises and equipment expense | $3,679,000 | 207 |
| Additional noninterest expense | $5,663,000 | 321 |
| Pre-tax net operating income | $10,725,000 | 212 |
| Securities gains (losses) | $128,000 | 608 |
| Applicable income taxes | $2,505,000 | 277 |
| Income before extraordinary items | $8,348,000 | 205 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,348,000 | 205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $798,000 | 535 |
| Cash dividends | $6,271,000 | 157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $8,249,440 | 201 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $193,260,000 | 253 |
| Total interest expense | $108,246,000 | 217 |
| Net interest income | $85,014,000 | 298 |
| Provision for loan and lease losses | $10,550,000 | 243 |
| Total noninterest income | $41,523,000 | 223 |
| Gross Fiduciary activities income | $4,759,000 | 163 |
| Service charges on deposit accounts | $9,690,000 | 202 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $27,074,000 | 212 |
| Total noninterest expense | $80,495,000 | 264 |
| Salaries and employee benefits | $48,712,000 | 204 |
| Premises and equipment expense | $10,947,000 | 246 |
| Additional noninterest expense | $20,836,000 | 338 |
| Pre-tax net operating income | $35,492,000 | 303 |
| Securities gains (losses) | $1,081,000 | 168 |
| Applicable income taxes | $8,418,000 | 372 |
| Income before extraordinary items | $28,155,000 | 275 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $28,155,000 | 272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,626,000 | 212 |
| Cash dividends | $23,623,000 | 224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $27,322,630 | 281 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $142,430,000 | 251 |
| Total interest expense | $79,908,000 | 219 |
| Net interest income | $62,522,000 | 303 |
| Provision for loan and lease losses | $6,075,000 | 227 |
| Total noninterest income | $28,228,000 | 239 |
| Gross Fiduciary activities income | $3,642,000 | 156 |
| Service charges on deposit accounts | $6,820,000 | 206 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $17,766,000 | 236 |
| Total noninterest expense | $57,006,000 | 267 |
| Salaries and employee benefits | $35,579,000 | 208 |
| Premises and equipment expense | $7,854,000 | 258 |
| Additional noninterest expense | $13,573,000 | 358 |
| Pre-tax net operating income | $27,669,000 | 316 |
| Securities gains (losses) | $424,000 | 260 |
| Applicable income taxes | $6,562,000 | 392 |
| Income before extraordinary items | $21,531,000 | 296 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $21,531,000 | 294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,607,000 | 204 |
| Cash dividends | $17,361,000 | 228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $21,204,520 | 300 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $93,736,000 | 267 |
| Total interest expense | $52,678,000 | 234 |
| Net interest income | $41,058,000 | 318 |
| Provision for loan and lease losses | $3,550,000 | 224 |
| Total noninterest income | $18,573,000 | 259 |
| Gross Fiduciary activities income | $2,441,000 | 164 |
| Service charges on deposit accounts | $4,360,000 | 216 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,772,000 | 257 |
| Total noninterest expense | $38,300,000 | 275 |
| Salaries and employee benefits | $23,913,000 | 218 |
| Premises and equipment expense | $5,226,000 | 270 |
| Additional noninterest expense | $9,161,000 | 360 |
| Pre-tax net operating income | $17,781,000 | 350 |
| Securities gains (losses) | $438,000 | 195 |
| Applicable income taxes | $4,257,000 | 434 |
| Income before extraordinary items | $13,962,000 | 323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,962,000 | 322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,058,000 | 198 |
| Cash dividends | $11,583,000 | 238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $13,624,740 | 327 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $46,362,000 | 269 |
| Total interest expense | $25,994,000 | 233 |
| Net interest income | $20,368,000 | 314 |
| Provision for loan and lease losses | $2,425,000 | 155 |
| Total noninterest income | $8,495,000 | 268 |
| Gross Fiduciary activities income | $1,232,000 | 159 |
| Service charges on deposit accounts | $1,918,000 | 227 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,345,000 | 264 |
| Total noninterest expense | $18,473,000 | 281 |
| Salaries and employee benefits | $11,530,000 | 228 |
| Premises and equipment expense | $2,463,000 | 292 |
| Additional noninterest expense | $4,480,000 | 368 |
| Pre-tax net operating income | $7,965,000 | 379 |
| Securities gains (losses) | $436,000 | 125 |
| Applicable income taxes | $1,923,000 | 458 |
| Income before extraordinary items | $6,478,000 | 344 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,478,000 | 343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,650,000 | 133 |
| Cash dividends | $5,793,000 | 221 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $6,142,280 | 355 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $177,649,000 | 265 |
| Total interest expense | $92,404,000 | 231 |
| Net interest income | $85,245,000 | 294 |
| Provision for loan and lease losses | $4,200,000 | 285 |
| Total noninterest income | $45,383,000 | 205 |
| Gross Fiduciary activities income | $4,130,000 | 175 |
| Service charges on deposit accounts | $8,002,000 | 218 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $33,251,000 | 186 |
| Total noninterest expense | $69,698,000 | 281 |
| Salaries and employee benefits | $44,206,000 | 221 |
| Premises and equipment expense | $9,332,000 | 281 |
| Additional noninterest expense | $16,160,000 | 387 |
| Pre-tax net operating income | $56,730,000 | 251 |
| Securities gains (losses) | $-674,000 | 8,541 |
| Applicable income taxes | $15,192,000 | 294 |
| Income before extraordinary items | $40,864,000 | 233 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $40,864,000 | 232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,911,000 | 284 |
| Cash dividends | $21,779,000 | 222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $41,356,020 | 231 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $131,317,000 | 274 |
| Total interest expense | $66,439,000 | 244 |
| Net interest income | $64,878,000 | 309 |
| Provision for loan and lease losses | $3,000,000 | 274 |
| Total noninterest income | $26,679,000 | 261 |
| Gross Fiduciary activities income | $3,146,000 | 181 |
| Service charges on deposit accounts | $6,008,000 | 222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,525,000 | 253 |
| Total noninterest expense | $51,571,000 | 299 |
| Salaries and employee benefits | $32,514,000 | 234 |
| Premises and equipment expense | $6,984,000 | 292 |
| Additional noninterest expense | $12,073,000 | 395 |
| Pre-tax net operating income | $36,986,000 | 300 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $9,763,000 | 344 |
| Income before extraordinary items | $27,223,000 | 280 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $27,223,000 | 280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,562,000 | 327 |
| Cash dividends | $15,986,000 | 219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $27,223,000 | 278 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $85,681,000 | 278 |
| Total interest expense | $41,980,000 | 248 |
| Net interest income | $43,701,000 | 308 |
| Provision for loan and lease losses | $2,100,000 | 259 |
| Total noninterest income | $18,563,000 | 258 |
| Gross Fiduciary activities income | $2,134,000 | 184 |
| Service charges on deposit accounts | $3,916,000 | 226 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,513,000 | 246 |
| Total noninterest expense | $34,322,000 | 303 |
| Salaries and employee benefits | $21,124,000 | 246 |
| Premises and equipment expense | $4,689,000 | 290 |
| Additional noninterest expense | $8,509,000 | 386 |
| Pre-tax net operating income | $25,842,000 | 295 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,933,000 | 333 |
| Income before extraordinary items | $18,909,000 | 274 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,909,000 | 274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,348,000 | 275 |
| Cash dividends | $10,457,000 | 214 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $18,909,000 | 270 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $41,773,000 | 280 |
| Total interest expense | $19,863,000 | 248 |
| Net interest income | $21,910,000 | 306 |
| Provision for loan and lease losses | $1,200,000 | 226 |
| Total noninterest income | $8,758,000 | 266 |
| Gross Fiduciary activities income | $1,136,000 | 170 |
| Service charges on deposit accounts | $1,890,000 | 227 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,732,000 | 262 |
| Total noninterest expense | $16,929,000 | 305 |
| Salaries and employee benefits | $10,391,000 | 251 |
| Premises and equipment expense | $2,388,000 | 283 |
| Additional noninterest expense | $4,150,000 | 383 |
| Pre-tax net operating income | $12,539,000 | 286 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,374,000 | 335 |
| Income before extraordinary items | $9,165,000 | 273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,165,000 | 272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,170,000 | 195 |
| Cash dividends | $5,227,000 | 192 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $9,165,000 | 270 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $150,354,000 | 277 |
| Total interest expense | $62,629,000 | 234 |
| Net interest income | $87,725,000 | 291 |
| Provision for loan and lease losses | $3,401,000 | 322 |
| Total noninterest income | $24,898,000 | 336 |
| Gross Fiduciary activities income | $3,965,000 | 182 |
| Service charges on deposit accounts | $8,202,000 | 218 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,731,000 | 379 |
| Total noninterest expense | $62,206,000 | 322 |
| Salaries and employee benefits | $37,439,000 | 258 |
| Premises and equipment expense | $9,405,000 | 279 |
| Additional noninterest expense | $15,362,000 | 412 |
| Pre-tax net operating income | $47,016,000 | 292 |
| Securities gains (losses) | $2,305,000 | 129 |
| Applicable income taxes | $12,009,000 | 351 |
| Income before extraordinary items | $37,312,000 | 256 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $37,312,000 | 257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,991,000 | 397 |
| Cash dividends | $20,738,000 | 231 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $35,560,200 | 263 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $109,652,000 | 275 |
| Total interest expense | $44,151,000 | 235 |
| Net interest income | $65,501,000 | 289 |
| Provision for loan and lease losses | $2,050,000 | 371 |
| Total noninterest income | $19,132,000 | 327 |
| Gross Fiduciary activities income | $2,949,000 | 180 |
| Service charges on deposit accounts | $6,113,000 | 215 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,070,000 | 360 |
| Total noninterest expense | $47,516,000 | 314 |
| Salaries and employee benefits | $28,868,000 | 250 |
| Premises and equipment expense | $7,193,000 | 276 |
| Additional noninterest expense | $11,455,000 | 406 |
| Pre-tax net operating income | $35,067,000 | 295 |
| Securities gains (losses) | $1,315,000 | 162 |
| Applicable income taxes | $8,571,000 | 361 |
| Income before extraordinary items | $27,811,000 | 260 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $27,811,000 | 261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,300,000 | 416 |
| Cash dividends | $14,429,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $26,811,600 | 260 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $71,376,000 | 270 |
| Total interest expense | $27,800,000 | 235 |
| Net interest income | $43,576,000 | 287 |
| Provision for loan and lease losses | $1,400,000 | 366 |
| Total noninterest income | $13,388,000 | 312 |
| Gross Fiduciary activities income | $1,966,000 | 178 |
| Service charges on deposit accounts | $4,001,000 | 209 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,421,000 | 333 |
| Total noninterest expense | $32,264,000 | 306 |
| Salaries and employee benefits | $19,680,000 | 240 |
| Premises and equipment expense | $4,954,000 | 262 |
| Additional noninterest expense | $7,630,000 | 401 |
| Pre-tax net operating income | $23,300,000 | 288 |
| Securities gains (losses) | $30,000 | 967 |
| Applicable income taxes | $5,309,000 | 383 |
| Income before extraordinary items | $18,021,000 | 260 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $18,021,000 | 260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $965,000 | 374 |
| Cash dividends | $9,448,000 | 214 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $17,997,900 | 256 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $34,799,000 | 269 |
| Total interest expense | $13,195,000 | 234 |
| Net interest income | $21,604,000 | 284 |
| Provision for loan and lease losses | $750,000 | 326 |
| Total noninterest income | $5,855,000 | 338 |
| Gross Fiduciary activities income | $987,000 | 181 |
| Service charges on deposit accounts | $1,957,000 | 208 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,911,000 | 374 |
| Total noninterest expense | $15,395,000 | 313 |
| Salaries and employee benefits | $9,500,000 | 256 |
| Premises and equipment expense | $2,763,000 | 241 |
| Additional noninterest expense | $3,132,000 | 450 |
| Pre-tax net operating income | $11,314,000 | 286 |
| Securities gains (losses) | $10,000 | 1,006 |
| Applicable income taxes | $2,760,000 | 367 |
| Income before extraordinary items | $8,564,000 | 263 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $8,564,000 | 263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 362 |
| Cash dividends | $4,722,000 | 187 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $8,556,400 | 261 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $126,214,000 | 273 |
| Total interest expense | $41,389,000 | 240 |
| Net interest income | $84,825,000 | 291 |
| Provision for loan and lease losses | $2,555,000 | 440 |
| Total noninterest income | $24,220,000 | 340 |
| Gross Fiduciary activities income | $3,612,000 | 185 |
| Service charges on deposit accounts | $7,807,000 | 227 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,801,000 | 356 |
| Total noninterest expense | $59,494,000 | 323 |
| Salaries and employee benefits | $37,079,000 | 259 |
| Premises and equipment expense | $10,191,000 | 261 |
| Additional noninterest expense | $12,224,000 | 460 |
| Pre-tax net operating income | $46,996,000 | 268 |
| Securities gains (losses) | $1,316,000 | 233 |
| Applicable income taxes | $11,830,000 | 334 |
| Income before extraordinary items | $36,482,000 | 250 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $36,482,000 | 251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,530,000 | 389 |
| Cash dividends | $18,575,000 | 229 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $35,481,840 | 248 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $92,397,000 | 278 |
| Total interest expense | $29,046,000 | 248 |
| Net interest income | $63,351,000 | 293 |
| Provision for loan and lease losses | $1,485,000 | 530 |
| Total noninterest income | $17,274,000 | 362 |
| Gross Fiduciary activities income | $2,623,000 | 187 |
| Service charges on deposit accounts | $5,854,000 | 235 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,797,000 | 375 |
| Total noninterest expense | $43,041,000 | 326 |
| Salaries and employee benefits | $26,864,000 | 270 |
| Premises and equipment expense | $7,519,000 | 268 |
| Additional noninterest expense | $8,658,000 | 480 |
| Pre-tax net operating income | $36,099,000 | 263 |
| Securities gains (losses) | $1,351,000 | 209 |
| Applicable income taxes | $9,554,000 | 320 |
| Income before extraordinary items | $27,896,000 | 253 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $27,896,000 | 254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,120,000 | 342 |
| Cash dividends | $12,824,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $26,896,260 | 248 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $59,419,000 | 278 |
| Total interest expense | $18,125,000 | 256 |
| Net interest income | $41,294,000 | 291 |
| Provision for loan and lease losses | $986,000 | 530 |
| Total noninterest income | $10,632,000 | 379 |
| Gross Fiduciary activities income | $1,671,000 | 194 |
| Service charges on deposit accounts | $3,854,000 | 227 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,107,000 | 411 |
| Total noninterest expense | $28,514,000 | 322 |
| Salaries and employee benefits | $17,110,000 | 271 |
| Premises and equipment expense | $4,971,000 | 267 |
| Additional noninterest expense | $6,433,000 | 443 |
| Pre-tax net operating income | $22,426,000 | 273 |
| Securities gains (losses) | $1,233,000 | 187 |
| Applicable income taxes | $5,863,000 | 337 |
| Income before extraordinary items | $17,796,000 | 257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,796,000 | 258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,476,000 | 317 |
| Cash dividends | $8,314,000 | 224 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $16,871,250 | 257 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $28,792,000 | 291 |
| Total interest expense | $8,789,000 | 269 |
| Net interest income | $20,003,000 | 297 |
| Provision for loan and lease losses | $489,000 | 532 |
| Total noninterest income | $4,951,000 | 389 |
| Gross Fiduciary activities income | $856,000 | 189 |
| Service charges on deposit accounts | $1,925,000 | 229 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,170,000 | 459 |
| Total noninterest expense | $13,897,000 | 329 |
| Salaries and employee benefits | $8,277,000 | 287 |
| Premises and equipment expense | $2,342,000 | 286 |
| Additional noninterest expense | $3,278,000 | 431 |
| Pre-tax net operating income | $10,568,000 | 282 |
| Securities gains (losses) | $703,000 | 205 |
| Applicable income taxes | $2,705,000 | 358 |
| Income before extraordinary items | $8,566,000 | 263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,566,000 | 264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $778,000 | 328 |
| Cash dividends | $4,074,000 | 205 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $8,031,720 | 259 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $84,358,000 | 364 |
| Total interest expense | $28,118,000 | 346 |
| Net interest income | $56,240,000 | 380 |
| Provision for loan and lease losses | $2,800,000 | 507 |
| Total noninterest income | $20,259,000 | 389 |
| Gross Fiduciary activities income | $3,098,000 | 201 |
| Service charges on deposit accounts | $5,295,000 | 316 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,866,000 | 395 |
| Total noninterest expense | $46,901,000 | 398 |
| Salaries and employee benefits | $23,964,000 | 378 |
| Premises and equipment expense | $7,133,000 | 348 |
| Additional noninterest expense | $15,804,000 | 391 |
| Pre-tax net operating income | $26,798,000 | 381 |
| Securities gains (losses) | $3,500,000 | 197 |
| Applicable income taxes | $5,969,000 | 542 |
| Income before extraordinary items | $24,329,000 | 326 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $24,329,000 | 327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,789,000 | 429 |
| Cash dividends | $9,594,000 | 392 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $21,529,000 | 335 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $62,576,000 | 377 |
| Total interest expense | $21,449,000 | 355 |
| Net interest income | $41,127,000 | 394 |
| Provision for loan and lease losses | $2,211,000 | 487 |
| Total noninterest income | $15,413,000 | 405 |
| Gross Fiduciary activities income | $2,330,000 | 208 |
| Service charges on deposit accounts | $3,911,000 | 329 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,172,000 | 402 |
| Total noninterest expense | $36,331,000 | 388 |
| Salaries and employee benefits | $18,301,000 | 379 |
| Premises and equipment expense | $5,219,000 | 356 |
| Additional noninterest expense | $12,811,000 | 384 |
| Pre-tax net operating income | $17,998,000 | 423 |
| Securities gains (losses) | $3,198,000 | 197 |
| Applicable income taxes | $3,769,000 | 644 |
| Income before extraordinary items | $17,427,000 | 357 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $17,427,000 | 358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,265,000 | 399 |
| Cash dividends | $6,802,000 | 394 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $14,804,640 | 374 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $42,553,000 | 374 |
| Total interest expense | $15,040,000 | 351 |
| Net interest income | $27,513,000 | 399 |
| Provision for loan and lease losses | $1,631,000 | 455 |
| Total noninterest income | $10,702,000 | 393 |
| Gross Fiduciary activities income | $1,534,000 | 213 |
| Service charges on deposit accounts | $2,562,000 | 331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,606,000 | 388 |
| Total noninterest expense | $26,272,000 | 365 |
| Salaries and employee benefits | $12,127,000 | 384 |
| Premises and equipment expense | $3,348,000 | 374 |
| Additional noninterest expense | $10,797,000 | 324 |
| Pre-tax net operating income | $10,312,000 | 481 |
| Securities gains (losses) | $3,205,000 | 171 |
| Applicable income taxes | $2,377,000 | 680 |
| Income before extraordinary items | $11,140,000 | 368 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $11,140,000 | 369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,044,000 | 510 |
| Cash dividends | $4,450,000 | 396 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $8,511,900 | 418 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $21,354,000 | 376 |
| Total interest expense | $7,943,000 | 348 |
| Net interest income | $13,411,000 | 404 |
| Provision for loan and lease losses | $561,000 | 579 |
| Total noninterest income | $5,667,000 | 389 |
| Gross Fiduciary activities income | $757,000 | 221 |
| Service charges on deposit accounts | $1,240,000 | 339 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,670,000 | 375 |
| Total noninterest expense | $12,379,000 | 389 |
| Salaries and employee benefits | $6,045,000 | 385 |
| Premises and equipment expense | $1,677,000 | 376 |
| Additional noninterest expense | $4,657,000 | 363 |
| Pre-tax net operating income | $6,138,000 | 416 |
| Securities gains (losses) | $745,000 | 274 |
| Applicable income taxes | $1,210,000 | 670 |
| Income before extraordinary items | $5,673,000 | 352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,673,000 | 353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $558,000 | 455 |
| Cash dividends | $2,221,000 | 361 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $5,062,100 | 352 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $93,152,000 | 371 |
| Total interest expense | $36,937,000 | 350 |
| Net interest income | $56,215,000 | 388 |
| Provision for loan and lease losses | $3,400,000 | 502 |
| Total noninterest income | $17,020,000 | 446 |
| Gross Fiduciary activities income | $3,129,000 | 217 |
| Service charges on deposit accounts | $4,825,000 | 342 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,066,000 | 462 |
| Total noninterest expense | $42,688,000 | 424 |
| Salaries and employee benefits | $22,721,000 | 381 |
| Premises and equipment expense | $6,677,000 | 373 |
| Additional noninterest expense | $13,290,000 | 457 |
| Pre-tax net operating income | $27,147,000 | 369 |
| Securities gains (losses) | $2,510,000 | 246 |
| Applicable income taxes | $6,743,000 | 473 |
| Income before extraordinary items | $22,914,000 | 333 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $22,914,000 | 334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,378,000 | 512 |
| Cash dividends | $8,289,000 | 419 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $20,981,300 | 337 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $99,062,000 | 395 |
| Total interest expense | $46,065,000 | 405 |
| Net interest income | $52,997,000 | 390 |
| Provision for loan and lease losses | $2,030,000 | 688 |
| Total noninterest income | $13,462,000 | 493 |
| Gross Fiduciary activities income | $3,300,000 | 220 |
| Service charges on deposit accounts | $3,907,000 | 388 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,255,000 | 560 |
| Total noninterest expense | $41,263,000 | 420 |
| Salaries and employee benefits | $20,319,000 | 399 |
| Premises and equipment expense | $6,095,000 | 388 |
| Additional noninterest expense | $14,849,000 | 438 |
| Pre-tax net operating income | $23,166,000 | 378 |
| Securities gains (losses) | $2,654,000 | 201 |
| Applicable income taxes | $5,897,000 | 487 |
| Income before extraordinary items | $19,923,000 | 326 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $19,923,000 | 325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,756,000 | 450 |
| Cash dividends | $7,454,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $17,879,420 | 343 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $93,276,000 | 431 |
| Total interest expense | $46,815,000 | 440 |
| Net interest income | $46,461,000 | 427 |
| Provision for loan and lease losses | $1,440,000 | 795 |
| Total noninterest income | $10,687,000 | 557 |
| Gross Fiduciary activities income | $2,965,000 | 226 |
| Service charges on deposit accounts | $2,887,000 | 474 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,835,000 | 647 |
| Total noninterest expense | $32,432,000 | 498 |
| Salaries and employee benefits | $17,697,000 | 426 |
| Premises and equipment expense | $5,591,000 | 407 |
| Additional noninterest expense | $9,144,000 | 620 |
| Pre-tax net operating income | $23,276,000 | 399 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $4,352,000 | 605 |
| Income before extraordinary items | $18,922,000 | 343 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $18,922,000 | 343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,597,000 | 544 |
| Cash dividends | $6,420,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $18,923,620 | 341 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $78,580,000 | 483 |
| Total interest expense | $35,406,000 | 496 |
| Net interest income | $43,174,000 | 466 |
| Provision for loan and lease losses | $1,320,000 | 781 |
| Total noninterest income | $9,399,000 | 643 |
| Gross Fiduciary activities income | $2,629,000 | 279 |
| Service charges on deposit accounts | $2,845,000 | 475 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,925,000 | 753 |
| Total noninterest expense | $30,306,000 | 541 |
| Salaries and employee benefits | $16,063,000 | 479 |
| Premises and equipment expense | $5,253,000 | 445 |
| Additional noninterest expense | $8,990,000 | 653 |
| Pre-tax net operating income | $20,947,000 | 465 |
| Securities gains (losses) | $313,000 | 440 |
| Applicable income taxes | $4,928,000 | 606 |
| Income before extraordinary items | $16,332,000 | 424 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $16,332,000 | 424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,186,000 | 636 |
| Cash dividends | $5,998,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $16,090,990 | 423 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $68,504,000 | 536 |
| Total interest expense | $29,192,000 | 587 |
| Net interest income | $39,312,000 | 491 |
| Provision for loan and lease losses | $1,800,000 | 627 |
| Total noninterest income | $8,002,000 | 691 |
| Gross Fiduciary activities income | $2,117,000 | 312 |
| Service charges on deposit accounts | $2,691,000 | 488 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,194,000 | 867 |
| Total noninterest expense | $27,124,000 | 573 |
| Salaries and employee benefits | $14,861,000 | 490 |
| Premises and equipment expense | $4,471,000 | 494 |
| Additional noninterest expense | $7,792,000 | 705 |
| Pre-tax net operating income | $18,390,000 | 474 |
| Securities gains (losses) | $244,000 | 820 |
| Applicable income taxes | $4,459,000 | 627 |
| Income before extraordinary items | $14,175,000 | 434 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $14,175,000 | 434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $913,000 | 818 |
| Cash dividends | $5,506,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $13,989,560 | 421 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $63,291,000 | 578 |
| Total interest expense | $26,556,000 | 633 |
| Net interest income | $36,735,000 | 517 |
| Provision for loan and lease losses | $1,800,000 | 635 |
| Total noninterest income | $5,592,000 | 861 |
| Gross Fiduciary activities income | $1,509,000 | 378 |
| Service charges on deposit accounts | $2,391,000 | 550 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,692,000 | 1,230 |
| Total noninterest expense | $23,594,000 | 643 |
| Salaries and employee benefits | $12,926,000 | 523 |
| Premises and equipment expense | $3,800,000 | 560 |
| Additional noninterest expense | $6,868,000 | 770 |
| Pre-tax net operating income | $16,933,000 | 522 |
| Securities gains (losses) | $-237,000 | 10,841 |
| Applicable income taxes | $4,375,000 | 671 |
| Income before extraordinary items | $12,321,000 | 502 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $12,321,000 | 502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,190,000 | 713 |
| Cash dividends | $6,553,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $12,496,380 | 475 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $58,977,000 | 645 |
| Total interest expense | $24,636,000 | 709 |
| Net interest income | $34,341,000 | 594 |
| Provision for loan and lease losses | $1,800,000 | 671 |
| Total noninterest income | $4,991,000 | 951 |
| Gross Fiduciary activities income | $1,285,000 | 449 |
| Service charges on deposit accounts | $2,246,000 | 608 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,460,000 | 1,410 |
| Total noninterest expense | $20,773,000 | 761 |
| Salaries and employee benefits | $11,706,000 | 592 |
| Premises and equipment expense | $3,001,000 | 738 |
| Additional noninterest expense | $6,066,000 | 983 |
| Pre-tax net operating income | $16,759,000 | 518 |
| Securities gains (losses) | $-43,000 | 10,985 |
| Applicable income taxes | $4,769,000 | 616 |
| Income before extraordinary items | $11,947,000 | 496 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,947,000 | 496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,057,000 | 870 |
| Cash dividends | $4,253,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $11,977,530 | 490 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $54,948,000 | 707 |
| Total interest expense | $23,070,000 | 778 |
| Net interest income | $31,878,000 | 644 |
| Provision for loan and lease losses | $1,900,000 | 599 |
| Total noninterest income | $4,506,000 | 1,024 |
| Gross Fiduciary activities income | $1,055,000 | 526 |
| Service charges on deposit accounts | $2,134,000 | 643 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,317,000 | 1,490 |
| Total noninterest expense | $19,610,000 | 795 |
| Salaries and employee benefits | $10,843,000 | 648 |
| Premises and equipment expense | $2,706,000 | 822 |
| Additional noninterest expense | $6,061,000 | 968 |
| Pre-tax net operating income | $14,874,000 | 601 |
| Securities gains (losses) | $-163,000 | 11,636 |
| Applicable income taxes | $4,409,000 | 668 |
| Income before extraordinary items | $10,302,000 | 584 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,302,000 | 584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,732 |
| Cash dividends | $3,808,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,416,100 | 569 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $46,446,000 | 747 |
| Total interest expense | $16,619,000 | 836 |
| Net interest income | $29,827,000 | 675 |
| Provision for loan and lease losses | $2,000,000 | 579 |
| Total noninterest income | $3,851,000 | 1,113 |
| Gross Fiduciary activities income | $719,000 | 618 |
| Service charges on deposit accounts | $2,168,000 | 631 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $964,000 | 1,883 |
| Total noninterest expense | $18,350,000 | 867 |
| Salaries and employee benefits | $9,564,000 | 731 |
| Premises and equipment expense | $2,361,000 | 906 |
| Additional noninterest expense | $6,425,000 | 962 |
| Pre-tax net operating income | $13,328,000 | 634 |
| Securities gains (losses) | $-529,000 | 12,265 |
| Applicable income taxes | $3,769,000 | 722 |
| Income before extraordinary items | $9,030,000 | 630 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,030,000 | 628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,388 |
| Cash dividends | $2,792,000 | 865 |
| Sale, conversion, retirement of capital stock, net | $-630,000 | 12,562 |
| Net operating income | $9,405,590 | 601 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $42,933,000 | 789 |
| Total interest expense | $16,819,000 | 848 |
| Net interest income | $26,114,000 | 742 |
| Provision for loan and lease losses | $2,750,000 | 649 |
| Total noninterest income | $4,164,000 | 1,130 |
| Gross Fiduciary activities income | $649,000 | 669 |
| Service charges on deposit accounts | $2,204,000 | 620 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,311,000 | 1,708 |
| Total noninterest expense | $16,982,000 | 955 |
| Salaries and employee benefits | $8,705,000 | 794 |
| Premises and equipment expense | $2,028,000 | 1,069 |
| Additional noninterest expense | $6,249,000 | 1,056 |
| Pre-tax net operating income | $10,546,000 | 689 |
| Securities gains (losses) | $396,000 | 1,059 |
| Applicable income taxes | $3,146,000 | 829 |
| Income before extraordinary items | $7,796,000 | 672 |
| Extraordinary gains, net | $300,000 | 714 |
| Net income | $8,096,000 | 665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,423,000 | 895 |
| Cash dividends | $2,171,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,514,840 | 652 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $41,095,000 | 928 |
| Total interest expense | $18,625,000 | 974 |
| Net interest income | $22,470,000 | 851 |
| Provision for loan and lease losses | $2,027,000 | 1,138 |
| Total noninterest income | $3,072,000 | 1,410 |
| Gross Fiduciary activities income | $424,000 | 822 |
| Service charges on deposit accounts | $1,989,000 | 681 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $659,000 | 2,653 |
| Total noninterest expense | $14,439,000 | 1,098 |
| Salaries and employee benefits | $7,493,000 | 901 |
| Premises and equipment expense | $1,762,000 | 1,247 |
| Additional noninterest expense | $5,184,000 | 1,273 |
| Pre-tax net operating income | $9,076,000 | 707 |
| Securities gains (losses) | $191,000 | 2,073 |
| Applicable income taxes | $2,528,000 | 917 |
| Income before extraordinary items | $6,739,000 | 707 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,739,000 | 701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,676,000 | 1,097 |
| Cash dividends | $1,878,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $-202,000 | 13,840 |
| Net operating income | $6,599,570 | 652 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.