Home > The Hardin County Bank > Income and Expense

The Hardin County Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$30,451,0001,381
Total interest expense$8,998,0001,400
Net interest income$21,453,0001,355
Provision for loan and lease losses$600,0001,141
Total noninterest income$3,321,0001,535
Gross Fiduciary activities income$0981
Service charges on deposit accounts$695,0001,324
Trading account gains and fees$0123
Additional Noninterest Income$2,626,0001,376
Total noninterest expense$15,317,0001,497
Salaries and employee benefits$9,574,0001,384
Premises and equipment expense$1,945,0001,248
Additional noninterest expense$2,626,0001,376
Pre-tax net operating income$8,857,0001,289
Securities gains (losses)$-171,0003,918
Applicable income taxes$1,634,0001,120
Income before extraordinary items$7,052,0001,329
Extraordinary gains, net$054
Net income$7,052,0001,345
Minority interest net income$088
Net income of bank and minority interests.$7,052,0001,332
Net charge-offs$955,000547
Cash dividends$4,000,000955
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,190,5101,333
2023-09-30 (YTD Data)Rank
Total interest income$22,338,0001,372
Total interest expense$6,205,0001,375
Net interest income$16,133,0001,355
Provision for loan and lease losses$450,0001,058
Total noninterest income$2,853,0001,407
Gross Fiduciary activities income$0950
Service charges on deposit accounts$512,0001,341
Trading account gains and fees$0125
Additional Noninterest Income$2,341,0001,231
Total noninterest expense$11,526,0001,484
Salaries and employee benefits$7,168,0001,383
Premises and equipment expense$1,475,0001,238
Additional noninterest expense$2,341,0001,231
Pre-tax net operating income$7,010,0001,283
Securities gains (losses)$0849
Applicable income taxes$1,206,0001,144
Income before extraordinary items$5,804,0001,285
Extraordinary gains, net$052
Net income$5,804,0001,294
Minority interest net income$081
Net income of bank and minority interests.$5,804,0001,285
Net charge-offs$74,0001,318
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,804,0001,308
2023-06-30 (YTD Data)Rank
Total interest income$14,545,0001,370
Total interest expense$3,789,0001,348
Net interest income$10,756,0001,367
Provision for loan and lease losses$300,0001,014
Total noninterest income$2,468,0001,148
Gross Fiduciary activities income$0931
Service charges on deposit accounts$334,0001,351
Trading account gains and fees$0112
Additional Noninterest Income$2,134,000926
Total noninterest expense$7,717,0001,467
Salaries and employee benefits$4,804,0001,378
Premises and equipment expense$995,0001,218
Additional noninterest expense$2,134,000925
Pre-tax net operating income$5,207,0001,171
Securities gains (losses)$0938
Applicable income taxes$1,337,000836
Income before extraordinary items$3,870,0001,285
Extraordinary gains, net$051
Net income$3,870,0001,296
Minority interest net income$081
Net income of bank and minority interests.$3,870,0001,285
Net charge-offs$-3,0003,600
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,870,0001,298
2023-03-31 (YTD Data)Rank
Total interest income$7,071,0001,376
Total interest expense$1,570,0001,386
Net interest income$5,501,0001,347
Provision for loan and lease losses$150,0001,007
Total noninterest income$804,0001,491
Gross Fiduciary activities income$0913
Service charges on deposit accounts$171,0001,345
Trading account gains and fees$097
Additional Noninterest Income$633,0001,309
Total noninterest expense$3,876,0001,483
Salaries and employee benefits$2,420,0001,396
Premises and equipment expense$504,0001,237
Additional noninterest expense$633,0001,309
Pre-tax net operating income$2,279,0001,317
Securities gains (losses)$0950
Applicable income taxes$590,000939
Income before extraordinary items$1,689,0001,468
Extraordinary gains, net$04
Net income$1,689,0001,468
Minority interest net income$048
Net income of bank and minority interests.$1,689,0001,468
Net charge-offs$-2,0003,519
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,689,0001,478
2022-12-31 (YTD Data)Rank
Total interest income$25,502,0001,293
Total interest expense$3,215,0001,114
Net interest income$22,287,0001,316
Provision for loan and lease losses$550,0001,172
Total noninterest income$2,154,0001,970
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$690,0001,357
Trading account gains and fees$0116
Additional Noninterest Income$1,464,0001,925
Total noninterest expense$14,673,0001,515
Salaries and employee benefits$9,210,0001,404
Premises and equipment expense$1,885,0001,288
Additional noninterest expense$1,464,0001,925
Pre-tax net operating income$9,218,0001,354
Securities gains (losses)$2,000598
Applicable income taxes$1,689,0001,187
Income before extraordinary items$7,531,0001,370
Extraordinary gains, net$05
Net income$7,531,0001,370
Minority interest net income$063
Net income of bank and minority interests.$7,531,0001,370
Net charge-offs$97,0001,241
Cash dividends$4,000,000929
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,529,3601,390
2022-09-30 (YTD Data)Rank
Total interest income$18,559,0001,285
Total interest expense$2,058,0001,000
Net interest income$16,501,0001,315
Provision for loan and lease losses$450,0001,008
Total noninterest income$1,819,0001,860
Gross Fiduciary activities income$0968
Service charges on deposit accounts$518,0001,372
Trading account gains and fees$0111
Additional Noninterest Income$1,301,0001,784
Total noninterest expense$10,779,0001,538
Salaries and employee benefits$6,758,0001,427
Premises and equipment expense$1,397,0001,295
Additional noninterest expense$1,301,0001,784
Pre-tax net operating income$7,091,0001,313
Securities gains (losses)$2,000628
Applicable income taxes$1,183,0001,234
Income before extraordinary items$5,910,0001,304
Extraordinary gains, net$04
Net income$5,910,0001,303
Minority interest net income$057
Net income of bank and minority interests.$5,910,0001,304
Net charge-offs$7,0001,925
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,908,3401,331
2022-06-30 (YTD Data)Rank
Total interest income$11,964,0001,276
Total interest expense$1,257,000912
Net interest income$10,707,0001,312
Provision for loan and lease losses$300,000908
Total noninterest income$1,430,0001,693
Gross Fiduciary activities income$0925
Service charges on deposit accounts$329,0001,402
Trading account gains and fees$0108
Additional Noninterest Income$1,101,0001,577
Total noninterest expense$7,022,0001,547
Salaries and employee benefits$4,491,0001,430
Premises and equipment expense$899,0001,337
Additional noninterest expense$1,632,0001,873
Pre-tax net operating income$4,815,0001,236
Securities gains (losses)$2,000556
Applicable income taxes$1,246,000882
Income before extraordinary items$3,571,0001,334
Extraordinary gains, net$04
Net income$3,571,0001,333
Minority interest net income$060
Net income of bank and minority interests.$3,571,0001,334
Net charge-offs$17,0001,382
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,569,4201,367
2022-03-31 (YTD Data)Rank
Total interest income$5,801,0001,268
Total interest expense$634,000864
Net interest income$5,167,0001,309
Provision for loan and lease losses$150,000763
Total noninterest income$800,0001,583
Gross Fiduciary activities income$0892
Service charges on deposit accounts$159,0001,429
Trading account gains and fees$0103
Additional Noninterest Income$641,0001,450
Total noninterest expense$3,491,0001,546
Salaries and employee benefits$2,246,0001,431
Premises and equipment expense$454,0001,325
Additional noninterest expense$791,0001,890
Pre-tax net operating income$2,326,0001,219
Securities gains (losses)$2,000526
Applicable income taxes$602,000876
Income before extraordinary items$1,726,0001,322
Extraordinary gains, net$04
Net income$1,726,0001,322
Minority interest net income$050
Net income of bank and minority interests.$1,726,0001,322
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,724,4201,337
2021-12-31 (YTD Data)Rank
Total interest income$24,185,0001,268
Total interest expense$2,952,000927
Net interest income$21,233,0001,292
Provision for loan and lease losses$1,450,000409
Total noninterest income$2,161,0002,132
Gross Fiduciary activities income$0994
Service charges on deposit accounts$585,0001,443
Trading account gains and fees$0132
Additional Noninterest Income$1,576,0002,163
Total noninterest expense$13,700,0001,566
Salaries and employee benefits$8,755,0001,452
Premises and equipment expense$1,767,0001,339
Additional noninterest expense$3,178,0001,893
Pre-tax net operating income$8,244,0001,453
Securities gains (losses)$4,0001,879
Applicable income taxes$1,447,0001,341
Income before extraordinary items$6,801,0001,538
Extraordinary gains, net$010
Net income$6,801,0001,537
Minority interest net income$074
Net income of bank and minority interests.$6,801,0001,538
Net charge-offs$1,353,000353
Cash dividends$2,250,0001,415
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,797,7201,504
2021-09-30 (YTD Data)Rank
Total interest income$18,015,0001,304
Total interest expense$2,300,000934
Net interest income$15,715,0001,333
Provision for loan and lease losses$300,0001,152
Total noninterest income$1,481,0002,286
Gross Fiduciary activities income$0957
Service charges on deposit accounts$417,0001,478
Trading account gains and fees$0132
Additional Noninterest Income$1,064,0002,314
Total noninterest expense$9,853,0001,612
Salaries and employee benefits$6,175,0001,531
Premises and equipment expense$1,307,0001,378
Additional noninterest expense$2,371,0001,901
Pre-tax net operating income$7,043,0001,379
Securities gains (losses)$4,0001,798
Applicable income taxes$1,192,0001,334
Income before extraordinary items$5,855,0001,442
Extraordinary gains, net$08
Net income$5,855,0001,441
Minority interest net income$069
Net income of bank and minority interests.$5,855,0001,442
Net charge-offs$10,0001,984
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,851,6801,416
2021-06-30 (YTD Data)Rank
Total interest income$12,037,0001,294
Total interest expense$1,613,000927
Net interest income$10,424,0001,321
Provision for loan and lease losses$150,0001,356
Total noninterest income$1,182,0002,052
Gross Fiduciary activities income$0951
Service charges on deposit accounts$265,0001,481
Trading account gains and fees$0133
Additional Noninterest Income$917,0001,997
Total noninterest expense$6,496,0001,624
Salaries and employee benefits$4,104,0001,533
Premises and equipment expense$858,0001,392
Additional noninterest expense$1,534,0001,932
Pre-tax net operating income$4,960,0001,326
Securities gains (losses)$1,0001,754
Applicable income taxes$1,274,000986
Income before extraordinary items$3,687,0001,487
Extraordinary gains, net$06
Net income$3,687,0001,487
Minority interest net income$067
Net income of bank and minority interests.$3,687,0001,487
Net charge-offs$9,0001,770
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,686,2101,450
2021-03-31 (YTD Data)Rank
Total interest income$5,920,0001,309
Total interest expense$886,000896
Net interest income$5,034,0001,359
Provision for loan and lease losses$02,741
Total noninterest income$575,0002,087
Gross Fiduciary activities income$0922
Service charges on deposit accounts$133,0001,469
Trading account gains and fees$0127
Additional Noninterest Income$442,0002,040
Total noninterest expense$3,208,0001,636
Salaries and employee benefits$2,052,0001,521
Premises and equipment expense$428,0001,418
Additional noninterest expense$728,0001,978
Pre-tax net operating income$2,401,0001,339
Securities gains (losses)$1,0001,331
Applicable income taxes$612,0001,000
Income before extraordinary items$1,790,0001,514
Extraordinary gains, net$03
Net income$1,790,0001,514
Minority interest net income$055
Net income of bank and minority interests.$1,790,0001,514
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,789,2101,479
2020-12-31 (YTD Data)Rank
Total interest income$25,036,0001,229
Total interest expense$4,994,000951
Net interest income$20,042,0001,278
Provision for loan and lease losses$670,0001,972
Total noninterest income$1,321,0002,577
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$567,0001,481
Trading account gains and fees$0133
Additional Noninterest Income$754,0002,736
Total noninterest expense$13,135,0001,581
Salaries and employee benefits$8,479,0001,438
Premises and equipment expense$1,633,0001,423
Additional noninterest expense$3,023,0001,900
Pre-tax net operating income$7,558,0001,309
Securities gains (losses)$102,0001,372
Applicable income taxes$1,413,0001,179
Income before extraordinary items$6,247,0001,379
Extraordinary gains, net$04
Net income$6,247,0001,380
Minority interest net income$072
Net income of bank and minority interests.$6,247,0001,380
Net charge-offs$459,0001,029
Cash dividends$2,750,0001,207
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,163,3601,357
2020-09-30 (YTD Data)Rank
Total interest income$18,697,0001,236
Total interest expense$3,919,000979
Net interest income$14,778,0001,289
Provision for loan and lease losses$570,0001,869
Total noninterest income$1,043,0002,473
Gross Fiduciary activities income$0981
Service charges on deposit accounts$422,0001,482
Trading account gains and fees$0125
Additional Noninterest Income$621,0002,625
Total noninterest expense$9,681,0001,574
Salaries and employee benefits$6,206,0001,449
Premises and equipment expense$1,216,0001,424
Additional noninterest expense$2,259,0001,892
Pre-tax net operating income$5,570,0001,289
Securities gains (losses)$102,0001,205
Applicable income taxes$969,0001,207
Income before extraordinary items$4,703,0001,334
Extraordinary gains, net$04
Net income$4,703,0001,334
Minority interest net income$065
Net income of bank and minority interests.$4,703,0001,334
Net charge-offs$209,0001,235
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,618,3401,307
2020-06-30 (YTD Data)Rank
Total interest income$12,416,0001,252
Total interest expense$2,728,0001,012
Net interest income$9,688,0001,313
Provision for loan and lease losses$270,0002,152
Total noninterest income$900,0002,141
Gross Fiduciary activities income$0970
Service charges on deposit accounts$287,0001,488
Trading account gains and fees$0123
Additional Noninterest Income$613,0002,170
Total noninterest expense$6,444,0001,574
Salaries and employee benefits$4,068,0001,466
Premises and equipment expense$832,0001,395
Additional noninterest expense$1,544,0001,839
Pre-tax net operating income$3,874,0001,190
Securities gains (losses)$103,000969
Applicable income taxes$1,014,000823
Income before extraordinary items$2,963,0001,321
Extraordinary gains, net$04
Net income$2,963,0001,321
Minority interest net income$065
Net income of bank and minority interests.$2,963,0001,321
Net charge-offs$136,0001,201
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,881,6301,312
2020-03-31 (YTD Data)Rank
Total interest income$6,015,0001,295
Total interest expense$1,432,0001,047
Net interest income$4,583,0001,349
Provision for loan and lease losses$120,0001,810
Total noninterest income$444,0002,067
Gross Fiduciary activities income$0941
Service charges on deposit accounts$168,0001,505
Trading account gains and fees$0106
Additional Noninterest Income$276,0002,089
Total noninterest expense$3,237,0001,577
Salaries and employee benefits$2,033,0001,481
Premises and equipment expense$404,0001,434
Additional noninterest expense$800,0001,825
Pre-tax net operating income$1,670,0001,214
Securities gains (losses)$101,000604
Applicable income taxes$465,000782
Income before extraordinary items$1,306,0001,327
Extraordinary gains, net$04
Net income$1,306,0001,326
Minority interest net income$056
Net income of bank and minority interests.$1,306,0001,327
Net charge-offs$76,0001,009
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,226,2101,380
2019-12-31 (YTD Data)Rank
Total interest income$24,275,0001,283
Total interest expense$6,488,000996
Net interest income$17,787,0001,372
Provision for loan and lease losses$03,973
Total noninterest income$1,480,0002,314
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$698,0001,498
Trading account gains and fees$0135
Additional Noninterest Income$782,0002,525
Total noninterest expense$12,413,0001,596
Salaries and employee benefits$7,849,0001,478
Premises and equipment expense$1,489,0001,508
Additional noninterest expense$3,075,0001,892
Pre-tax net operating income$6,854,0001,386
Securities gains (losses)$5,0002,084
Applicable income taxes$1,429,0001,152
Income before extraordinary items$5,430,0001,499
Extraordinary gains, net$011
Net income$5,430,0001,500
Minority interest net income$076
Net income of bank and minority interests.$5,430,0001,501
Net charge-offs$343,0001,275
Cash dividends$4,100,000937
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,426,0501,465
2019-09-30 (YTD Data)Rank
Total interest income$18,200,0001,296
Total interest expense$4,898,0001,001
Net interest income$13,302,0001,390
Provision for loan and lease losses$03,836
Total noninterest income$1,255,0002,169
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$517,0001,523
Trading account gains and fees$0129
Additional Noninterest Income$738,0002,256
Total noninterest expense$9,237,0001,622
Salaries and employee benefits$5,894,0001,473
Premises and equipment expense$1,112,0001,525
Additional noninterest expense$2,231,0001,932
Pre-tax net operating income$5,320,0001,378
Securities gains (losses)$02,167
Applicable income taxes$949,0001,274
Income before extraordinary items$4,371,0001,447
Extraordinary gains, net$011
Net income$4,371,0001,447
Minority interest net income$072
Net income of bank and minority interests.$4,371,0001,449
Net charge-offs$275,0001,090
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,371,0001,411
2019-06-30 (YTD Data)Rank
Total interest income$12,118,0001,297
Total interest expense$3,214,000996
Net interest income$8,904,0001,381
Provision for loan and lease losses$03,685
Total noninterest income$1,144,0001,818
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$338,0001,536
Trading account gains and fees$0131
Additional Noninterest Income$806,0001,709
Total noninterest expense$6,239,0001,597
Salaries and employee benefits$3,927,0001,487
Premises and equipment expense$729,0001,556
Additional noninterest expense$1,583,0001,850
Pre-tax net operating income$3,809,0001,287
Securities gains (losses)$01,702
Applicable income taxes$913,000960
Income before extraordinary items$2,896,0001,432
Extraordinary gains, net$011
Net income$2,896,0001,432
Minority interest net income$069
Net income of bank and minority interests.$2,896,0001,432
Net charge-offs$213,000960
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,896,0001,406
2019-03-31 (YTD Data)Rank
Total interest income$5,953,0001,309
Total interest expense$1,523,0001,007
Net interest income$4,430,0001,391
Provision for loan and lease losses$03,406
Total noninterest income$586,0001,756
Gross Fiduciary activities income$0972
Service charges on deposit accounts$171,0001,503
Trading account gains and fees$0126
Additional Noninterest Income$415,0001,634
Total noninterest expense$3,126,0001,604
Salaries and employee benefits$1,953,0001,495
Premises and equipment expense$374,0001,544
Additional noninterest expense$799,0001,820
Pre-tax net operating income$1,890,0001,264
Securities gains (losses)$01,087
Applicable income taxes$464,000949
Income before extraordinary items$1,426,0001,413
Extraordinary gains, net$05
Net income$1,426,0001,410
Minority interest net income$052
Net income of bank and minority interests.$1,426,0001,412
Net charge-offs$7,0002,096
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,426,0001,387
2018-12-31 (YTD Data)Rank
Total interest income$22,981,0001,274
Total interest expense$4,536,0001,007
Net interest income$18,445,0001,329
Provision for loan and lease losses$1,200,000768
Total noninterest income$1,771,0002,123
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$816,0001,351
Trading account gains and fees$0126
Additional Noninterest Income$955,0002,299
Total noninterest expense$12,110,0001,604
Salaries and employee benefits$7,736,0001,462
Premises and equipment expense$1,449,0001,545
Additional noninterest expense$2,925,0001,969
Pre-tax net operating income$6,906,0001,362
Securities gains (losses)$78,000354
Applicable income taxes$1,241,0001,199
Income before extraordinary items$5,743,0001,407
Extraordinary gains, net$06
Net income$5,743,0001,406
Minority interest net income$072
Net income of bank and minority interests.$5,743,0001,406
Net charge-offs$302,0001,330
Cash dividends$4,100,000848
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,679,0401,412
2018-09-30 (YTD Data)Rank
Total interest income$16,997,0001,285
Total interest expense$3,197,0001,006
Net interest income$13,800,0001,328
Provision for loan and lease losses$900,000705
Total noninterest income$1,749,0001,847
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$637,0001,317
Trading account gains and fees$0138
Additional Noninterest Income$1,112,0001,820
Total noninterest expense$9,178,0001,580
Salaries and employee benefits$5,778,0001,457
Premises and equipment expense$1,107,0001,539
Additional noninterest expense$2,293,0001,887
Pre-tax net operating income$5,471,0001,320
Securities gains (losses)$78,000341
Applicable income taxes$1,346,000962
Income before extraordinary items$4,203,0001,447
Extraordinary gains, net$05
Net income$4,203,0001,445
Minority interest net income$066
Net income of bank and minority interests.$4,203,0001,446
Net charge-offs$257,0001,086
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,141,3801,449
2018-06-30 (YTD Data)Rank
Total interest income$11,112,0001,298
Total interest expense$2,015,000989
Net interest income$9,097,0001,336
Provision for loan and lease losses$600,000688
Total noninterest income$988,0002,027
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$432,0001,299
Trading account gains and fees$0130
Additional Noninterest Income$556,0002,158
Total noninterest expense$6,079,0001,597
Salaries and employee benefits$3,876,0001,459
Premises and equipment expense$714,0001,590
Additional noninterest expense$1,489,0001,939
Pre-tax net operating income$3,406,0001,374
Securities gains (losses)$76,000289
Applicable income taxes$814,0001,007
Income before extraordinary items$2,668,0001,487
Extraordinary gains, net$06
Net income$2,668,0001,486
Minority interest net income$065
Net income of bank and minority interests.$2,668,0001,486
Net charge-offs$205,000925
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,607,9601,504
2018-03-31 (YTD Data)Rank
Total interest income$5,407,0001,318
Total interest expense$990,000963
Net interest income$4,417,0001,360
Provision for loan and lease losses$300,000673
Total noninterest income$526,0001,931
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$216,0001,302
Trading account gains and fees$0123
Additional Noninterest Income$310,0001,985
Total noninterest expense$3,047,0001,609
Salaries and employee benefits$1,941,0001,471
Premises and equipment expense$364,0001,592
Additional noninterest expense$742,0001,936
Pre-tax net operating income$1,596,0001,422
Securities gains (losses)$75,000197
Applicable income taxes$402,0001,000
Income before extraordinary items$1,269,0001,517
Extraordinary gains, net$07
Net income$1,269,0001,517
Minority interest net income$052
Net income of bank and minority interests.$1,269,0001,517
Net charge-offs$273,000451
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,209,7501,567
2017-12-31 (YTD Data)Rank
Total interest income$20,495,0001,318
Total interest expense$2,956,0001,098
Net interest income$17,539,0001,344
Provision for loan and lease losses$100,0003,045
Total noninterest income$1,732,0002,216
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$761,0001,480
Trading account gains and fees$0151
Additional Noninterest Income$971,0002,334
Total noninterest expense$11,895,0001,631
Salaries and employee benefits$7,548,0001,475
Premises and equipment expense$1,451,0001,562
Additional noninterest expense$2,896,0001,993
Pre-tax net operating income$7,276,0001,271
Securities gains (losses)$02,243
Applicable income taxes$3,091,000940
Income before extraordinary items$4,185,0001,550
Extraordinary gains, net$09
Net income$4,185,0001,550
Minority interest net income$076
Net income of bank and minority interests.$4,185,0001,550
Net charge-offs$411,0001,236
Cash dividends$3,500,000908
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,185,0001,537
2017-09-30 (YTD Data)Rank
Total interest income$15,170,0001,337
Total interest expense$2,135,0001,116
Net interest income$13,035,0001,364
Provision for loan and lease losses$04,088
Total noninterest income$1,296,0002,241
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$559,0001,511
Trading account gains and fees$0145
Additional Noninterest Income$737,0002,348
Total noninterest expense$9,020,0001,630
Salaries and employee benefits$5,545,0001,502
Premises and equipment expense$1,168,0001,475
Additional noninterest expense$2,307,0001,895
Pre-tax net operating income$5,311,0001,321
Securities gains (losses)$02,274
Applicable income taxes$1,771,0001,000
Income before extraordinary items$3,540,0001,510
Extraordinary gains, net$09
Net income$3,540,0001,509
Minority interest net income$071
Net income of bank and minority interests.$3,540,0001,510
Net charge-offs$142,0001,653
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,540,0001,490
2017-06-30 (YTD Data)Rank
Total interest income$9,958,0001,344
Total interest expense$1,351,0001,134
Net interest income$8,607,0001,373
Provision for loan and lease losses$03,871
Total noninterest income$1,046,0001,996
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$363,0001,521
Trading account gains and fees$0139
Additional Noninterest Income$683,0001,958
Total noninterest expense$6,084,0001,617
Salaries and employee benefits$3,702,0001,511
Premises and equipment expense$778,0001,479
Additional noninterest expense$1,604,0001,829
Pre-tax net operating income$3,569,0001,297
Securities gains (losses)$01,906
Applicable income taxes$1,177,000989
Income before extraordinary items$2,392,0001,479
Extraordinary gains, net$011
Net income$2,392,0001,478
Minority interest net income$071
Net income of bank and minority interests.$2,392,0001,479
Net charge-offs$-77,0005,378
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,392,0001,463
2017-03-31 (YTD Data)Rank
Total interest income$4,885,0001,358
Total interest expense$657,0001,146
Net interest income$4,228,0001,386
Provision for loan and lease losses$03,537
Total noninterest income$498,0002,058
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$181,0001,526
Trading account gains and fees$0142
Additional Noninterest Income$317,0002,026
Total noninterest expense$3,035,0001,633
Salaries and employee benefits$1,849,0001,534
Premises and equipment expense$390,0001,499
Additional noninterest expense$796,0001,852
Pre-tax net operating income$1,691,0001,334
Securities gains (losses)$01,153
Applicable income taxes$560,000998
Income before extraordinary items$1,131,0001,526
Extraordinary gains, net$08
Net income$1,131,0001,526
Minority interest net income$055
Net income of bank and minority interests.$1,131,0001,526
Net charge-offs$127,000796
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,131,0001,505
2016-12-31 (YTD Data)Rank
Total interest income$19,708,0001,311
Total interest expense$2,565,0001,123
Net interest income$17,143,0001,334
Provision for loan and lease losses$04,332
Total noninterest income$2,008,0002,110
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$729,0001,562
Trading account gains and fees$0170
Additional Noninterest Income$1,279,0002,093
Total noninterest expense$11,711,0001,657
Salaries and employee benefits$7,188,0001,504
Premises and equipment expense$1,433,0001,586
Additional noninterest expense$3,090,0001,932
Pre-tax net operating income$7,440,0001,174
Securities gains (losses)$237,000783
Applicable income taxes$2,508,000891
Income before extraordinary items$5,169,0001,344
Extraordinary gains, net$05
Net income$5,169,0001,343
Minority interest net income$082
Net income of bank and minority interests.$5,169,0001,343
Net charge-offs$187,0001,993
Cash dividends$2,750,0001,095
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,010,2101,353
2016-09-30 (YTD Data)Rank
Total interest income$14,773,0001,319
Total interest expense$1,921,0001,119
Net interest income$12,852,0001,338
Provision for loan and lease losses$04,186
Total noninterest income$1,799,0001,903
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$547,0001,561
Trading account gains and fees$0169
Additional Noninterest Income$1,252,0001,764
Total noninterest expense$8,991,0001,611
Salaries and employee benefits$5,392,0001,508
Premises and equipment expense$1,101,0001,564
Additional noninterest expense$2,498,0001,802
Pre-tax net operating income$5,660,0001,175
Securities gains (losses)$237,000712
Applicable income taxes$1,912,000891
Income before extraordinary items$3,985,0001,338
Extraordinary gains, net$05
Net income$3,985,0001,338
Minority interest net income$071
Net income of bank and minority interests.$3,985,0001,338
Net charge-offs$197,0001,469
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,823,8401,343
2016-06-30 (YTD Data)Rank
Total interest income$9,820,0001,333
Total interest expense$1,279,0001,123
Net interest income$8,541,0001,346
Provision for loan and lease losses$04,017
Total noninterest income$995,0002,110
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$356,0001,576
Trading account gains and fees$0157
Additional Noninterest Income$639,0002,061
Total noninterest expense$5,999,0001,621
Salaries and employee benefits$3,601,0001,514
Premises and equipment expense$692,0001,631
Additional noninterest expense$1,706,0001,770
Pre-tax net operating income$3,537,0001,234
Securities gains (losses)$51,0001,407
Applicable income taxes$1,192,000947
Income before extraordinary items$2,396,0001,443
Extraordinary gains, net$016
Net income$2,396,0001,443
Minority interest net income$071
Net income of bank and minority interests.$2,396,0001,443
Net charge-offs$185,0001,185
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,361,8301,414
2016-03-31 (YTD Data)Rank
Total interest income$4,890,0001,329
Total interest expense$634,0001,131
Net interest income$4,256,0001,352
Provision for loan and lease losses$03,656
Total noninterest income$473,0002,144
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$177,0001,581
Trading account gains and fees$0142
Additional Noninterest Income$296,0002,105
Total noninterest expense$3,017,0001,613
Salaries and employee benefits$1,792,0001,522
Premises and equipment expense$343,0001,670
Additional noninterest expense$882,0001,714
Pre-tax net operating income$1,712,0001,257
Securities gains (losses)$29,0001,065
Applicable income taxes$593,000932
Income before extraordinary items$1,148,0001,458
Extraordinary gains, net$012
Net income$1,148,0001,458
Minority interest net income$062
Net income of bank and minority interests.$1,148,0001,459
Net charge-offs$148,000801
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,128,8601,445
2015-12-31 (YTD Data)Rank
Total interest income$19,361,0001,311
Total interest expense$2,308,0001,206
Net interest income$17,053,0001,317
Provision for loan and lease losses$6,023,000187
Total noninterest income$1,947,0002,153
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$773,0001,515
Trading account gains and fees$0159
Additional Noninterest Income$1,174,0002,173
Total noninterest expense$12,419,0001,559
Salaries and employee benefits$7,142,0001,490
Premises and equipment expense$1,620,0001,427
Additional noninterest expense$3,657,0001,658
Pre-tax net operating income$558,0004,823
Securities gains (losses)$206,000730
Applicable income taxes$41,0003,709
Income before extraordinary items$723,0004,379
Extraordinary gains, net$023
Net income$723,0004,376
Minority interest net income$081
Net income of bank and minority interests.$723,0004,378
Net charge-offs$6,524,000154
Cash dividends$2,980,000991
Sale, conversion, retirement of capital stock, net$0804
Net operating income$527,3004,719
2015-09-30 (YTD Data)Rank
Total interest income$14,419,0001,335
Total interest expense$1,715,0001,224
Net interest income$12,704,0001,331
Provision for loan and lease losses$2,100,000323
Total noninterest income$1,488,0002,139
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$578,0001,542
Trading account gains and fees$0153
Additional Noninterest Income$910,0002,145
Total noninterest expense$9,146,0001,591
Salaries and employee benefits$5,417,0001,473
Premises and equipment expense$1,219,0001,428
Additional noninterest expense$2,510,0001,802
Pre-tax net operating income$2,946,0001,931
Securities gains (losses)$206,000632
Applicable income taxes$999,0001,367
Income before extraordinary items$2,153,0002,143
Extraordinary gains, net$021
Net income$2,153,0002,144
Minority interest net income$078
Net income of bank and minority interests.$2,153,0002,144
Net charge-offs$813,000591
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,012,9202,215
2015-06-30 (YTD Data)Rank
Total interest income$9,507,0001,347
Total interest expense$1,137,0001,237
Net interest income$8,370,0001,350
Provision for loan and lease losses$100,0002,201
Total noninterest income$999,0002,141
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$377,0001,548
Trading account gains and fees$0157
Additional Noninterest Income$622,0002,118
Total noninterest expense$6,116,0001,591
Salaries and employee benefits$3,599,0001,487
Premises and equipment expense$793,0001,472
Additional noninterest expense$1,724,0001,756
Pre-tax net operating income$3,153,0001,320
Securities gains (losses)$206,000524
Applicable income taxes$1,154,000934
Income before extraordinary items$2,205,0001,507
Extraordinary gains, net$022
Net income$2,205,0001,509
Minority interest net income$075
Net income of bank and minority interests.$2,205,0001,509
Net charge-offs$590,000553
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,069,0401,534
2015-03-31 (YTD Data)Rank
Total interest income$4,721,0001,350
Total interest expense$574,0001,225
Net interest income$4,147,0001,359
Provision for loan and lease losses$100,0001,425
Total noninterest income$475,0002,161
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$184,0001,548
Trading account gains and fees$0152
Additional Noninterest Income$291,0002,167
Total noninterest expense$3,098,0001,567
Salaries and employee benefits$1,801,0001,494
Premises and equipment expense$388,0001,530
Additional noninterest expense$909,0001,656
Pre-tax net operating income$1,424,0001,402
Securities gains (losses)$206,000352
Applicable income taxes$568,000932
Income before extraordinary items$1,062,0001,504
Extraordinary gains, net$013
Net income$1,062,0001,505
Minority interest net income$064
Net income of bank and minority interests.$1,062,0001,506
Net charge-offs$35,0001,797
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$928,1001,648
2014-12-31 (YTD Data)Rank
Total interest income$18,851,0001,350
Total interest expense$2,437,0001,196
Net interest income$16,414,0001,356
Provision for loan and lease losses$2,175,000445
Total noninterest income$2,269,0001,934
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$802,0001,582
Trading account gains and fees$0180
Additional Noninterest Income$1,467,0001,793
Total noninterest expense$11,723,0001,637
Salaries and employee benefits$6,700,0001,565
Premises and equipment expense$1,599,0001,480
Additional noninterest expense$3,424,0001,803
Pre-tax net operating income$4,785,0001,588
Securities gains (losses)$175,000876
Applicable income taxes$1,554,0001,171
Income before extraordinary items$3,406,0001,813
Extraordinary gains, net$017
Net income$3,406,0001,813
Minority interest net income$084
Net income of bank and minority interests.$3,406,0001,812
Net charge-offs$2,966,000351
Cash dividends$1,700,0001,429
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,285,2501,838
2014-09-30 (YTD Data)Rank
Total interest income$14,084,0001,357
Total interest expense$1,848,0001,202
Net interest income$12,236,0001,364
Provision for loan and lease losses$175,0002,247
Total noninterest income$1,684,0001,960
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$599,0001,598
Trading account gains and fees$0174
Additional Noninterest Income$1,085,0001,834
Total noninterest expense$8,743,0001,651
Salaries and employee benefits$5,070,0001,541
Premises and equipment expense$1,184,0001,508
Additional noninterest expense$2,489,0001,856
Pre-tax net operating income$5,002,0001,216
Securities gains (losses)$175,000692
Applicable income taxes$1,749,000890
Income before extraordinary items$3,428,0001,408
Extraordinary gains, net$015
Net income$3,428,0001,406
Minority interest net income$081
Net income of bank and minority interests.$3,428,0001,408
Net charge-offs$964,000695
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,312,5001,424
2014-06-30 (YTD Data)Rank
Total interest income$9,392,0001,350
Total interest expense$1,246,0001,196
Net interest income$8,146,0001,363
Provision for loan and lease losses$175,0001,769
Total noninterest income$1,066,0002,006
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$380,0001,636
Trading account gains and fees$0172
Additional Noninterest Income$686,0001,874
Total noninterest expense$5,674,0001,682
Salaries and employee benefits$3,263,0001,587
Premises and equipment expense$766,0001,551
Additional noninterest expense$1,645,0001,865
Pre-tax net operating income$3,363,0001,180
Securities gains (losses)$1,0002,460
Applicable income taxes$1,177,000854
Income before extraordinary items$2,187,0001,418
Extraordinary gains, net$020
Net income$2,187,0001,420
Minority interest net income$080
Net income of bank and minority interests.$2,187,0001,420
Net charge-offs$635,000717
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,186,3501,395
2014-03-31 (YTD Data)Rank
Total interest income$4,682,0001,353
Total interest expense$631,0001,197
Net interest income$4,051,0001,369
Provision for loan and lease losses$03,817
Total noninterest income$545,0001,916
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$192,0001,603
Trading account gains and fees$0147
Additional Noninterest Income$353,0001,808
Total noninterest expense$2,847,0001,684
Salaries and employee benefits$1,640,0001,594
Premises and equipment expense$326,0001,840
Additional noninterest expense$881,0001,734
Pre-tax net operating income$1,749,0001,094
Securities gains (losses)$01,715
Applicable income taxes$617,000800
Income before extraordinary items$1,132,0001,339
Extraordinary gains, net$016
Net income$1,132,0001,340
Minority interest net income$066
Net income of bank and minority interests.$1,132,0001,341
Net charge-offs$85,0001,475
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,132,0001,312
2013-12-31 (YTD Data)Rank
Total interest income$18,442,0001,381
Total interest expense$3,006,0001,123
Net interest income$15,436,0001,395
Provision for loan and lease losses$1,377,000853
Total noninterest income$1,924,0002,219
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$693,0001,845
Trading account gains and fees$0184
Additional Noninterest Income$1,231,0002,103
Total noninterest expense$11,164,0001,716
Salaries and employee benefits$6,501,0001,592
Premises and equipment expense$1,390,0001,685
Additional noninterest expense$3,273,0001,931
Pre-tax net operating income$4,819,0001,473
Securities gains (losses)$1,188,000199
Applicable income taxes$2,069,000877
Income before extraordinary items$3,938,0001,530
Extraordinary gains, net$029
Net income$3,938,0001,532
Minority interest net income$090
Net income of bank and minority interests.$3,938,0001,534
Net charge-offs$361,0002,363
Cash dividends$1,500,0001,473
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,153,9201,795
2013-09-30 (YTD Data)Rank
Total interest income$13,634,0001,407
Total interest expense$2,332,0001,118
Net interest income$11,302,0001,440
Provision for loan and lease losses$1,228,000760
Total noninterest income$1,499,0002,214
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$508,0001,890
Trading account gains and fees$0180
Additional Noninterest Income$991,0002,045
Total noninterest expense$8,190,0001,759
Salaries and employee benefits$4,802,0001,626
Premises and equipment expense$949,0001,839
Additional noninterest expense$2,439,0001,923
Pre-tax net operating income$3,383,0001,576
Securities gains (losses)$1,052,000195
Applicable income taxes$1,442,000960
Income before extraordinary items$2,993,0001,507
Extraordinary gains, net$025
Net income$2,993,0001,509
Minority interest net income$084
Net income of bank and minority interests.$2,993,0001,510
Net charge-offs$541,0001,519
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,288,1601,855
2013-06-30 (YTD Data)Rank
Total interest income$9,070,0001,408
Total interest expense$1,621,0001,094
Net interest income$7,449,0001,440
Provision for loan and lease losses$1,008,000676
Total noninterest income$1,107,0002,087
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$338,0001,868
Trading account gains and fees$0157
Additional Noninterest Income$769,0001,899
Total noninterest expense$5,541,0001,736
Salaries and employee benefits$3,129,0001,657
Premises and equipment expense$675,0001,741
Additional noninterest expense$1,737,0001,817
Pre-tax net operating income$2,007,0001,711
Securities gains (losses)$759,000249
Applicable income taxes$902,0001,011
Income before extraordinary items$1,864,0001,630
Extraordinary gains, net$022
Net income$1,864,0001,632
Minority interest net income$082
Net income of bank and minority interests.$1,864,0001,635
Net charge-offs$132,0002,492
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,355,4702,015
2013-03-31 (YTD Data)Rank
Total interest income$4,474,0001,430
Total interest expense$850,0001,085
Net interest income$3,624,0001,491
Provision for loan and lease losses$968,000414
Total noninterest income$539,0002,113
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$165,0001,891
Trading account gains and fees$0148
Additional Noninterest Income$374,0001,939
Total noninterest expense$2,709,0001,788
Salaries and employee benefits$1,581,0001,662
Premises and equipment expense$364,0001,660
Additional noninterest expense$764,0002,049
Pre-tax net operating income$486,0002,922
Securities gains (losses)$711,000148
Applicable income taxes$376,0001,133
Income before extraordinary items$821,0001,731
Extraordinary gains, net$010
Net income$821,0001,733
Minority interest net income$076
Net income of bank and minority interests.$821,0001,733
Net charge-offs$138,0001,651
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$330,4103,289
2012-12-31 (YTD Data)Rank
Total interest income$18,714,0001,425
Total interest expense$3,713,0001,213
Net interest income$15,001,0001,460
Provision for loan and lease losses$1,797,0001,166
Total noninterest income$1,938,0002,239
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$725,0001,840
Trading account gains and fees$0166
Additional Noninterest Income$1,213,0002,125
Total noninterest expense$10,458,0001,837
Salaries and employee benefits$6,160,0001,645
Premises and equipment expense$1,246,0001,890
Additional noninterest expense$3,052,0002,124
Pre-tax net operating income$4,684,0001,452
Securities gains (losses)$930,000571
Applicable income taxes$1,567,0001,060
Income before extraordinary items$4,047,0001,442
Extraordinary gains, net$029
Net income$4,047,0001,443
Minority interest net income$093
Net income of bank and minority interests.$4,047,0001,443
Net charge-offs$885,0001,952
Cash dividends$2,500,0001,005
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,377,4001,592
2012-09-30 (YTD Data)Rank
Total interest income$14,028,0001,443
Total interest expense$2,819,0001,248
Net interest income$11,209,0001,491
Provision for loan and lease losses$1,215,0001,248
Total noninterest income$1,425,0002,257
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$539,0001,871
Trading account gains and fees$0157
Additional Noninterest Income$886,0002,150
Total noninterest expense$7,588,0001,892
Salaries and employee benefits$4,650,0001,627
Premises and equipment expense$957,0001,864
Additional noninterest expense$1,981,0002,440
Pre-tax net operating income$3,831,0001,381
Securities gains (losses)$804,000499
Applicable income taxes$1,637,000836
Income before extraordinary items$2,998,0001,489
Extraordinary gains, net$020
Net income$2,998,0001,490
Minority interest net income$086
Net income of bank and minority interests.$2,998,0001,490
Net charge-offs$827,0001,637
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,475,4001,662
2012-06-30 (YTD Data)Rank
Total interest income$9,319,0001,464
Total interest expense$1,893,0001,282
Net interest income$7,426,0001,505
Provision for loan and lease losses$915,0001,177
Total noninterest income$955,0002,226
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$349,0001,909
Trading account gains and fees$0153
Additional Noninterest Income$606,0002,097
Total noninterest expense$4,976,0001,934
Salaries and employee benefits$3,035,0001,654
Premises and equipment expense$627,0001,891
Additional noninterest expense$1,314,0002,468
Pre-tax net operating income$2,490,0001,398
Securities gains (losses)$651,000428
Applicable income taxes$1,095,000831
Income before extraordinary items$2,046,0001,452
Extraordinary gains, net$019
Net income$2,046,0001,452
Minority interest net income$084
Net income of bank and minority interests.$2,046,0001,452
Net charge-offs$361,0002,120
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,622,8501,684
2012-03-31 (YTD Data)Rank
Total interest income$4,546,0001,517
Total interest expense$960,0001,320
Net interest income$3,586,0001,559
Provision for loan and lease losses$500,0001,039
Total noninterest income$502,0002,139
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$167,0001,966
Trading account gains and fees$0148
Additional Noninterest Income$335,0001,963
Total noninterest expense$2,496,0001,921
Salaries and employee benefits$1,542,0001,646
Premises and equipment expense$310,0001,929
Additional noninterest expense$644,0002,487
Pre-tax net operating income$1,092,0001,558
Securities gains (losses)$311,000446
Applicable income taxes$405,0001,062
Income before extraordinary items$998,0001,467
Extraordinary gains, net$019
Net income$998,0001,467
Minority interest net income$078
Net income of bank and minority interests.$998,0001,468
Net charge-offs$94,0002,495
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$777,1901,745
2011-12-31 (YTD Data)Rank
Total interest income$18,774,0001,517
Total interest expense$4,668,0001,305
Net interest income$14,106,0001,581
Provision for loan and lease losses$664,0003,028
Total noninterest income$1,990,0002,016
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$723,0001,930
Trading account gains and fees$0146
Additional Noninterest Income$1,267,0001,833
Total noninterest expense$10,127,0001,891
Salaries and employee benefits$6,159,0001,592
Premises and equipment expense$1,262,0001,962
Additional noninterest expense$2,706,0002,433
Pre-tax net operating income$5,305,0001,120
Securities gains (losses)$477,000819
Applicable income taxes$1,725,000890
Income before extraordinary items$4,057,0001,238
Extraordinary gains, net$029
Net income$4,057,0001,238
Minority interest net income$096
Net income of bank and minority interests.$4,057,0001,238
Net charge-offs$727,0002,743
Cash dividends$2,650,000736
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,723,1001,262
2011-09-30 (YTD Data)Rank
Total interest income$14,135,0001,531
Total interest expense$3,617,0001,317
Net interest income$10,518,0001,600
Provision for loan and lease losses$435,0003,110
Total noninterest income$1,561,0001,945
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$541,0001,947
Trading account gains and fees$0145
Additional Noninterest Income$1,020,0001,749
Total noninterest expense$7,547,0001,907
Salaries and employee benefits$4,611,0001,607
Premises and equipment expense$930,0002,019
Additional noninterest expense$2,006,0002,455
Pre-tax net operating income$4,097,0001,124
Securities gains (losses)$477,000671
Applicable income taxes$1,552,000772
Income before extraordinary items$3,022,0001,282
Extraordinary gains, net$021
Net income$3,022,0001,282
Minority interest net income$087
Net income of bank and minority interests.$3,022,0001,282
Net charge-offs$767,0002,192
Cash dividends$150,0002,886
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,707,1801,332
2011-06-30 (YTD Data)Rank
Total interest income$9,492,0001,537
Total interest expense$2,481,0001,326
Net interest income$7,011,0001,607
Provision for loan and lease losses$335,0002,820
Total noninterest income$1,004,0001,982
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$352,0001,965
Trading account gains and fees$0153
Additional Noninterest Income$652,0001,788
Total noninterest expense$4,924,0001,956
Salaries and employee benefits$3,000,0001,647
Premises and equipment expense$605,0002,086
Additional noninterest expense$1,319,0002,515
Pre-tax net operating income$2,756,0001,083
Securities gains (losses)$170,000812
Applicable income taxes$982,000771
Income before extraordinary items$1,944,0001,293
Extraordinary gains, net$015
Net income$1,944,0001,293
Minority interest net income$089
Net income of bank and minority interests.$1,944,0001,293
Net charge-offs$573,0002,005
Cash dividends$150,0002,512
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,831,8001,300
2011-03-31 (YTD Data)Rank
Total interest income$4,645,0001,576
Total interest expense$1,265,0001,342
Net interest income$3,380,0001,652
Provision for loan and lease losses$05,840
Total noninterest income$427,0002,248
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$172,0001,978
Trading account gains and fees$0158
Additional Noninterest Income$255,0002,117
Total noninterest expense$2,443,0001,980
Salaries and employee benefits$1,510,0001,643
Premises and equipment expense$287,0002,219
Additional noninterest expense$646,0002,568
Pre-tax net operating income$1,364,0001,081
Securities gains (losses)$-3,0007,054
Applicable income taxes$415,000858
Income before extraordinary items$946,0001,300
Extraordinary gains, net$09
Net income$946,0001,300
Minority interest net income$086
Net income of bank and minority interests.$946,0001,300
Net charge-offs$61,0003,186
Cash dividends$50,0002,222
Sale, conversion, retirement of capital stock, net$0925
Net operating income$948,1001,260
2010-12-31 (YTD Data)Rank
Total interest income$18,255,0001,661
Total interest expense$5,266,0001,578
Net interest income$12,989,0001,702
Provision for loan and lease losses$572,0003,942
Total noninterest income$1,979,0002,085
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$741,0001,956
Trading account gains and fees$0175
Additional Noninterest Income$1,238,0001,915
Total noninterest expense$9,633,0002,019
Salaries and employee benefits$5,736,0001,696
Premises and equipment expense$1,226,0002,063
Additional noninterest expense$2,671,0002,525
Pre-tax net operating income$4,763,0001,073
Securities gains (losses)$757,000620
Applicable income taxes$1,729,000817
Income before extraordinary items$3,791,0001,146
Extraordinary gains, net$029
Net income$3,791,0001,148
Minority interest net income$0111
Net income of bank and minority interests.$3,791,0001,149
Net charge-offs$647,0003,291
Cash dividends$2,400,000694
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,268,6701,256
2010-09-30 (YTD Data)Rank
Total interest income$13,581,0001,707
Total interest expense$4,001,0001,624
Net interest income$9,580,0001,753
Provision for loan and lease losses$574,0003,321
Total noninterest income$1,394,0002,198
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$553,0002,015
Trading account gains and fees$0165
Additional Noninterest Income$841,0002,015
Total noninterest expense$7,046,0002,052
Salaries and employee benefits$4,263,0001,721
Premises and equipment expense$882,0002,174
Additional noninterest expense$1,901,0002,600
Pre-tax net operating income$3,354,0001,182
Securities gains (losses)$756,000525
Applicable income taxes$1,364,000807
Income before extraordinary items$2,746,0001,223
Extraordinary gains, net$023
Net income$2,746,0001,227
Minority interest net income$0110
Net income of bank and minority interests.$2,746,0001,227
Net charge-offs$178,0004,342
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,239,4801,427
2010-06-30 (YTD Data)Rank
Total interest income$8,900,0001,759
Total interest expense$2,690,0001,675
Net interest income$6,210,0001,801
Provision for loan and lease losses$573,0002,669
Total noninterest income$850,0002,277
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$366,0002,023
Trading account gains and fees$0152
Additional Noninterest Income$484,0002,132
Total noninterest expense$4,622,0002,096
Salaries and employee benefits$2,739,0001,797
Premises and equipment expense$605,0002,137
Additional noninterest expense$1,278,0002,581
Pre-tax net operating income$1,865,0001,398
Securities gains (losses)$576,000417
Applicable income taxes$782,000856
Income before extraordinary items$1,659,0001,335
Extraordinary gains, net$019
Net income$1,659,0001,336
Minority interest net income$0105
Net income of bank and minority interests.$1,659,0001,336
Net charge-offs$78,0004,500
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,267,3201,637
2010-03-31 (YTD Data)Rank
Total interest income$4,401,0001,818
Total interest expense$1,335,0001,764
Net interest income$3,066,0001,848
Provision for loan and lease losses$06,552
Total noninterest income$447,0002,206
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$188,0001,968
Trading account gains and fees$0175
Additional Noninterest Income$259,0002,020
Total noninterest expense$2,261,0002,154
Salaries and employee benefits$1,355,0001,850
Premises and equipment expense$249,0002,604
Additional noninterest expense$657,0002,506
Pre-tax net operating income$1,252,0001,055
Securities gains (losses)$02,284
Applicable income taxes$400,000840
Income before extraordinary items$852,0001,284
Extraordinary gains, net$016
Net income$852,0001,287
Minority interest net income$091
Net income of bank and minority interests.$852,0001,286
Net charge-offs$55,0003,635
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$852,0001,247
2009-12-31 (YTD Data)Rank
Total interest income$17,494,0001,931
Total interest expense$5,724,0001,995
Net interest income$11,770,0001,886
Provision for loan and lease losses$1,075,0003,390
Total noninterest income$1,480,0002,568
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$813,0002,028
Trading account gains and fees$0211
Additional Noninterest Income$667,0002,740
Total noninterest expense$9,142,0002,173
Salaries and employee benefits$5,217,0001,891
Premises and equipment expense$1,222,0002,182
Additional noninterest expense$2,703,0002,571
Pre-tax net operating income$3,033,0001,312
Securities gains (losses)$203,0001,542
Applicable income taxes$859,0001,072
Income before extraordinary items$2,377,0001,407
Extraordinary gains, net$034
Net income$2,377,0001,405
Minority interest net income$0115
Net income of bank and minority interests.$2,377,0001,406
Net charge-offs$259,0004,676
Cash dividends$1,000,0001,619
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,228,8101,468
2009-09-30 (YTD Data)Rank
Total interest income$13,033,0001,979
Total interest expense$4,347,0002,062
Net interest income$8,686,0001,913
Provision for loan and lease losses$725,0003,233
Total noninterest income$1,083,0002,677
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$601,0002,052
Trading account gains and fees$0212
Additional Noninterest Income$482,0002,870
Total noninterest expense$6,719,0002,216
Salaries and employee benefits$3,901,0001,917
Premises and equipment expense$863,0002,326
Additional noninterest expense$1,955,0002,624
Pre-tax net operating income$2,325,0001,385
Securities gains (losses)$39,0002,429
Applicable income taxes$611,0001,220
Income before extraordinary items$1,753,0001,528
Extraordinary gains, net$027
Net income$1,753,0001,525
Minority interest net income$0118
Net income of bank and minority interests.$1,753,0001,528
Net charge-offs$162,0004,513
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,724,1401,517
2009-06-30 (YTD Data)Rank
Total interest income$8,641,0002,029
Total interest expense$2,950,0002,129
Net interest income$5,691,0001,932
Provision for loan and lease losses$425,0003,178
Total noninterest income$622,0002,970
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$397,0002,038
Trading account gains and fees$0193
Additional Noninterest Income$225,0003,467
Total noninterest expense$4,448,0002,258
Salaries and employee benefits$2,598,0001,953
Premises and equipment expense$541,0002,480
Additional noninterest expense$1,309,0002,632
Pre-tax net operating income$1,440,0001,574
Securities gains (losses)$10,0002,574
Applicable income taxes$390,0001,289
Income before extraordinary items$1,060,0001,758
Extraordinary gains, net$021
Net income$1,060,0001,755
Minority interest net income$0112
Net income of bank and minority interests.$1,060,0001,757
Net charge-offs$43,0005,045
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,052,7001,718
2009-03-31 (YTD Data)Rank
Total interest income$4,289,0002,072
Total interest expense$1,508,0002,162
Net interest income$2,781,0001,963
Provision for loan and lease losses$200,0002,838
Total noninterest income$252,0003,362
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$199,0001,980
Trading account gains and fees$0171
Additional Noninterest Income$53,0004,730
Total noninterest expense$2,120,0002,299
Salaries and employee benefits$1,304,0001,972
Premises and equipment expense$228,0002,903
Additional noninterest expense$588,0002,612
Pre-tax net operating income$713,0001,776
Securities gains (losses)$33,0001,486
Applicable income taxes$221,0001,347
Income before extraordinary items$525,0002,040
Extraordinary gains, net$015
Net income$525,0002,041
Minority interest net income$0102
Net income of bank and minority interests.$525,0002,041
Net charge-offs$19,0004,361
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$501,9001,997
2008-12-31 (YTD Data)Rank
Total interest income$17,154,0002,207
Total interest expense$7,159,0002,161
Net interest income$9,995,0002,231
Provision for loan and lease losses$345,0004,389
Total noninterest income$1,965,0002,170
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$911,0001,900
Trading account gains and fees$0154
Additional Noninterest Income$1,054,0002,051
Total noninterest expense$8,211,0002,328
Salaries and employee benefits$5,033,0002,013
Premises and equipment expense$1,168,0002,301
Additional noninterest expense$2,010,0002,861
Pre-tax net operating income$3,404,0001,596
Securities gains (losses)$-3,365,0008,020
Applicable income taxes$-872,0007,668
Income before extraordinary items$911,0003,455
Extraordinary gains, net$039
Net income$911,0003,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0003,763
Cash dividends$775,0002,698
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,276,0001,030
2008-09-30 (YTD Data)Rank
Total interest income$12,838,0002,256
Total interest expense$5,503,0002,199
Net interest income$7,335,0002,279
Provision for loan and lease losses$195,0004,255
Total noninterest income$1,588,0002,116
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$664,0001,956
Trading account gains and fees$0148
Additional Noninterest Income$924,0001,931
Total noninterest expense$5,985,0002,375
Salaries and employee benefits$3,728,0002,063
Premises and equipment expense$827,0002,419
Additional noninterest expense$1,430,0002,892
Pre-tax net operating income$2,743,0001,774
Securities gains (losses)$-3,342,0008,155
Applicable income taxes$-725,0007,967
Income before extraordinary items$126,0006,045
Extraordinary gains, net$031
Net income$126,0006,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,958
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,264,8801,686
2008-06-30 (YTD Data)Rank
Total interest income$8,538,0002,293
Total interest expense$3,794,0002,213
Net interest income$4,744,0002,316
Provision for loan and lease losses$90,0004,395
Total noninterest income$884,0002,446
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$439,0001,942
Trading account gains and fees$0149
Additional Noninterest Income$445,0002,423
Total noninterest expense$3,980,0002,385
Salaries and employee benefits$2,466,0002,107
Premises and equipment expense$556,0002,402
Additional noninterest expense$958,0002,849
Pre-tax net operating income$1,558,0002,120
Securities gains (losses)$158,000708
Applicable income taxes$417,0001,826
Income before extraordinary items$1,299,0002,039
Extraordinary gains, net$021
Net income$1,299,0002,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,815
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,178,9202,189
2008-03-31 (YTD Data)Rank
Total interest income$4,278,0002,353
Total interest expense$1,971,0002,265
Net interest income$2,307,0002,376
Provision for loan and lease losses$90,0002,858
Total noninterest income$484,0002,287
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$205,0002,041
Trading account gains and fees$0158
Additional Noninterest Income$279,0002,058
Total noninterest expense$1,920,0002,457
Salaries and employee benefits$1,217,0002,153
Premises and equipment expense$278,0002,426
Additional noninterest expense$425,0003,125
Pre-tax net operating income$781,0002,200
Securities gains (losses)$61,000973
Applicable income taxes$214,0001,883
Income before extraordinary items$628,0002,225
Extraordinary gains, net$015
Net income$628,0002,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,520
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$582,2502,301
2007-12-31 (YTD Data)Rank
Total interest income$16,781,0002,442
Total interest expense$7,927,0002,336
Net interest income$8,854,0002,490
Provision for loan and lease losses$96,0004,972
Total noninterest income$2,065,0002,163
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$998,0001,766
Trading account gains and fees$0178
Additional Noninterest Income$1,067,0002,128
Total noninterest expense$7,613,0002,400
Salaries and employee benefits$4,926,0002,044
Premises and equipment expense$1,120,0002,322
Additional noninterest expense$1,567,0003,295
Pre-tax net operating income$3,210,0002,341
Securities gains (losses)$137,000527
Applicable income taxes$1,010,0001,849
Income before extraordinary items$2,337,0002,514
Extraordinary gains, net$039
Net income$2,337,0002,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$2,600,0001,332
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,241,1002,588
2007-09-30 (YTD Data)Rank
Total interest income$12,495,0002,459
Total interest expense$5,880,0002,350
Net interest income$6,615,0002,511
Provision for loan and lease losses$15,0005,999
Total noninterest income$1,445,0002,271
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$743,0001,759
Trading account gains and fees$0184
Additional Noninterest Income$702,0002,314
Total noninterest expense$5,376,0002,523
Salaries and employee benefits$3,510,0002,150
Premises and equipment expense$781,0002,469
Additional noninterest expense$1,085,0003,473
Pre-tax net operating income$2,669,0002,315
Securities gains (losses)$105,000487
Applicable income taxes$771,0001,948
Income before extraordinary items$2,003,0002,364
Extraordinary gains, net$033
Net income$2,003,0002,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,741
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,927,4002,425
2007-06-30 (YTD Data)Rank
Total interest income$8,076,0002,543
Total interest expense$3,833,0002,411
Net interest income$4,243,0002,622
Provision for loan and lease losses$15,0005,502
Total noninterest income$1,114,0002,073
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$508,0001,733
Trading account gains and fees$0168
Additional Noninterest Income$606,0001,969
Total noninterest expense$3,542,0002,583
Salaries and employee benefits$2,287,0002,232
Premises and equipment expense$521,0002,481
Additional noninterest expense$734,0003,421
Pre-tax net operating income$1,800,0002,341
Securities gains (losses)$21,000698
Applicable income taxes$504,0002,056
Income before extraordinary items$1,317,0002,455
Extraordinary gains, net$029
Net income$1,317,0002,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,059
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,301,8802,463
2007-03-31 (YTD Data)Rank
Total interest income$3,898,0002,611
Total interest expense$1,858,0002,467
Net interest income$2,040,0002,709
Provision for loan and lease losses$15,0004,592
Total noninterest income$521,0002,153
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$259,0001,664
Trading account gains and fees$0195
Additional Noninterest Income$262,0002,149
Total noninterest expense$1,761,0002,595
Salaries and employee benefits$1,127,0002,279
Premises and equipment expense$223,0002,858
Additional noninterest expense$411,0003,097
Pre-tax net operating income$785,0002,590
Securities gains (losses)$2,000969
Applicable income taxes$191,0002,458
Income before extraordinary items$596,0002,644
Extraordinary gains, net$022
Net income$596,0002,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$594,4802,636
2006-12-31 (YTD Data)Rank
Total interest income$14,575,0002,612
Total interest expense$6,185,0002,528
Net interest income$8,390,0002,663
Provision for loan and lease losses$214,0003,412
Total noninterest income$1,952,0002,270
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,031,0001,711
Trading account gains and fees$0130
Additional Noninterest Income$921,0002,353
Total noninterest expense$7,187,0002,458
Salaries and employee benefits$4,550,0002,142
Premises and equipment expense$948,0002,596
Additional noninterest expense$1,689,0002,981
Pre-tax net operating income$2,941,0002,816
Securities gains (losses)$-713,0008,547
Applicable income taxes$610,0002,865
Income before extraordinary items$1,618,0003,600
Extraordinary gains, net$051
Net income$1,618,0003,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0001,690
Cash dividends$1,127,0002,364
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,138,4902,953
2006-09-30 (YTD Data)Rank
Total interest income$10,729,0002,644
Total interest expense$4,422,0002,560
Net interest income$6,307,0002,686
Provision for loan and lease losses$170,0003,189
Total noninterest income$1,361,0002,390
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$764,0001,731
Trading account gains and fees$0126
Additional Noninterest Income$597,0002,574
Total noninterest expense$5,374,0002,454
Salaries and employee benefits$3,527,0002,076
Premises and equipment expense$720,0002,571
Additional noninterest expense$1,127,0003,286
Pre-tax net operating income$2,124,0002,993
Securities gains (losses)$-30,0007,988
Applicable income taxes$511,0002,841
Income before extraordinary items$1,583,0003,086
Extraordinary gains, net$045
Net income$1,583,0003,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0001,314
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,605,8003,046
2006-06-30 (YTD Data)Rank
Total interest income$6,999,0002,648
Total interest expense$2,782,0002,602
Net interest income$4,217,0002,684
Provision for loan and lease losses$135,0002,822
Total noninterest income$1,006,0002,214
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$530,0001,654
Trading account gains and fees$0126
Additional Noninterest Income$476,0002,289
Total noninterest expense$3,583,0002,468
Salaries and employee benefits$2,248,0002,181
Premises and equipment expense$531,0002,338
Additional noninterest expense$804,0003,120
Pre-tax net operating income$1,505,0002,872
Securities gains (losses)$-30,0008,216
Applicable income taxes$364,0002,767
Income before extraordinary items$1,111,0002,962
Extraordinary gains, net$039
Net income$1,111,0002,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,906
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,133,5002,906
2006-03-31 (YTD Data)Rank
Total interest income$3,417,0002,660
Total interest expense$1,309,0002,627
Net interest income$2,108,0002,670
Provision for loan and lease losses$93,0002,093
Total noninterest income$547,0002,068
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$260,0001,633
Trading account gains and fees$0115
Additional Noninterest Income$287,0002,003
Total noninterest expense$1,796,0002,470
Salaries and employee benefits$1,115,0002,211
Premises and equipment expense$265,0002,355
Additional noninterest expense$416,0003,007
Pre-tax net operating income$766,0002,793
Securities gains (losses)$0955
Applicable income taxes$168,0002,872
Income before extraordinary items$598,0002,754
Extraordinary gains, net$021
Net income$598,0002,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,059
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$598,0002,733
2005-12-31 (YTD Data)Rank
Total interest income$12,275,0002,660
Total interest expense$4,105,0002,599
Net interest income$8,170,0002,646
Provision for loan and lease losses$244,0003,215
Total noninterest income$2,363,0001,962
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,128,0001,540
Trading account gains and fees$0138
Additional Noninterest Income$1,235,0001,927
Total noninterest expense$7,137,0002,351
Salaries and employee benefits$4,421,0002,085
Premises and equipment expense$985,0002,396
Additional noninterest expense$1,731,0002,862
Pre-tax net operating income$3,152,0002,651
Securities gains (losses)$60,000865
Applicable income taxes$1,024,0002,235
Income before extraordinary items$2,188,0002,864
Extraordinary gains, net$046
Net income$2,188,0002,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0002,783
Cash dividends$1,134,0002,242
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,147,2002,881
2005-09-30 (YTD Data)Rank
Total interest income$9,053,0002,639
Total interest expense$2,922,0002,592
Net interest income$6,131,0002,624
Provision for loan and lease losses$229,0002,683
Total noninterest income$1,553,0002,149
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$868,0001,492
Trading account gains and fees$0126
Additional Noninterest Income$685,0002,351
Total noninterest expense$5,314,0002,333
Salaries and employee benefits$3,265,0002,096
Premises and equipment expense$719,0002,447
Additional noninterest expense$1,330,0002,770
Pre-tax net operating income$2,141,0002,905
Securities gains (losses)$56,000839
Applicable income taxes$535,0002,823
Income before extraordinary items$1,662,0002,886
Extraordinary gains, net$035
Net income$1,662,0002,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,251
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,619,4402,899
2005-06-30 (YTD Data)Rank
Total interest income$5,917,0002,633
Total interest expense$1,837,0002,588
Net interest income$4,080,0002,605
Provision for loan and lease losses$143,0002,770
Total noninterest income$994,0002,182
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$551,0001,526
Trading account gains and fees$0116
Additional Noninterest Income$443,0002,372
Total noninterest expense$3,508,0002,347
Salaries and employee benefits$2,169,0002,091
Premises and equipment expense$464,0002,503
Additional noninterest expense$875,0002,789
Pre-tax net operating income$1,423,0002,874
Securities gains (losses)$72,000674
Applicable income taxes$374,0002,719
Income before extraordinary items$1,121,0002,821
Extraordinary gains, net$030
Net income$1,121,0002,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,379
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,067,0002,903
2005-03-31 (YTD Data)Rank
Total interest income$2,871,0002,675
Total interest expense$869,0002,611
Net interest income$2,002,0002,636
Provision for loan and lease losses$20,0004,626
Total noninterest income$466,0002,240
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$248,0001,645
Trading account gains and fees$0115
Additional Noninterest Income$218,0002,358
Total noninterest expense$1,724,0002,388
Salaries and employee benefits$1,078,0002,116
Premises and equipment expense$227,0002,562
Additional noninterest expense$419,0002,900
Pre-tax net operating income$724,0002,781
Securities gains (losses)$15,000882
Applicable income taxes$171,0002,860
Income before extraordinary items$568,0002,735
Extraordinary gains, net$024
Net income$568,0002,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,584
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$556,4502,731
2004-12-31 (YTD Data)Rank
Total interest income$11,324,0002,526
Total interest expense$3,087,0002,564
Net interest income$8,237,0002,481
Provision for loan and lease losses$265,0003,144
Total noninterest income$1,588,0002,583
Gross Fiduciary activities income$5,0001,406
Service charges on deposit accounts$1,016,0001,734
Trading account gains and fees$0138
Additional Noninterest Income$567,0003,077
Total noninterest expense$6,813,0002,347
Salaries and employee benefits$4,151,0002,100
Premises and equipment expense$894,0002,540
Additional noninterest expense$1,768,0002,696
Pre-tax net operating income$2,747,0002,771
Securities gains (losses)$189,000854
Applicable income taxes$759,0002,612
Income before extraordinary items$2,177,0002,718
Extraordinary gains, net$034
Net income$2,177,0002,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,204
Cash dividends$1,250,0001,975
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,037,1402,802
2004-09-30 (YTD Data)Rank
Total interest income$8,442,0002,507
Total interest expense$2,275,0002,565
Net interest income$6,167,0002,450
Provision for loan and lease losses$125,0003,916
Total noninterest income$1,278,0002,466
Gross Fiduciary activities income$5,0001,342
Service charges on deposit accounts$734,0001,809
Trading account gains and fees$0134
Additional Noninterest Income$539,0002,675
Total noninterest expense$5,090,0002,338
Salaries and employee benefits$3,076,0002,117
Premises and equipment expense$691,0002,447
Additional noninterest expense$1,323,0002,666
Pre-tax net operating income$2,230,0002,626
Securities gains (losses)$190,000784
Applicable income taxes$563,0002,693
Income before extraordinary items$1,857,0002,487
Extraordinary gains, net$026
Net income$1,857,0002,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,998
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,710,7002,595
2004-06-30 (YTD Data)Rank
Total interest income$5,625,0002,485
Total interest expense$1,510,0002,554
Net interest income$4,115,0002,432
Provision for loan and lease losses$100,0003,453
Total noninterest income$896,0002,380
Gross Fiduciary activities income$5,0001,290
Service charges on deposit accounts$457,0001,905
Trading account gains and fees$0130
Additional Noninterest Income$434,0002,399
Total noninterest expense$3,362,0002,358
Salaries and employee benefits$2,023,0002,149
Premises and equipment expense$460,0002,449
Additional noninterest expense$879,0002,680
Pre-tax net operating income$1,549,0002,522
Securities gains (losses)$1,0003,212
Applicable income taxes$330,0002,907
Income before extraordinary items$1,220,0002,492
Extraordinary gains, net$021
Net income$1,220,0002,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,012
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,219,2102,427
2004-03-31 (YTD Data)Rank
Total interest income$2,829,0002,473
Total interest expense$764,0002,560
Net interest income$2,065,0002,419
Provision for loan and lease losses$06,501
Total noninterest income$437,0002,390
Gross Fiduciary activities income$5,0001,183
Service charges on deposit accounts$221,0001,907
Trading account gains and fees$0121
Additional Noninterest Income$211,0002,389
Total noninterest expense$1,667,0002,391
Salaries and employee benefits$999,0002,198
Premises and equipment expense$231,0002,467
Additional noninterest expense$437,0002,673
Pre-tax net operating income$835,0002,338
Securities gains (losses)$-13,0008,936
Applicable income taxes$184,0002,710
Income before extraordinary items$638,0002,361
Extraordinary gains, net$016
Net income$638,0002,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,952
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$648,1402,236
2003-12-31 (YTD Data)Rank
Total interest income$11,218,0002,540
Total interest expense$3,566,0002,464
Net interest income$7,652,0002,521
Provision for loan and lease losses$992,0001,196
Total noninterest income$1,466,0002,893
Gross Fiduciary activities income$3,0001,497
Service charges on deposit accounts$905,0001,907
Trading account gains and fees$0160
Additional Noninterest Income$558,0003,388
Total noninterest expense$6,369,0002,467
Salaries and employee benefits$3,679,0002,304
Premises and equipment expense$945,0002,384
Additional noninterest expense$1,745,0002,699
Pre-tax net operating income$1,757,0003,699
Securities gains (losses)$602,000667
Applicable income taxes$475,0003,458
Income before extraordinary items$1,884,0003,003
Extraordinary gains, net$054
Net income$1,884,0003,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$817,0001,074
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,402,4003,570
2003-09-30 (YTD Data)Rank
Total interest income$8,451,0002,569
Total interest expense$2,774,0002,470
Net interest income$5,677,0002,565
Provision for loan and lease losses$942,000943
Total noninterest income$1,209,0002,762
Gross Fiduciary activities income$1,0001,533
Service charges on deposit accounts$672,0001,925
Trading account gains and fees$0153
Additional Noninterest Income$536,0003,008
Total noninterest expense$4,730,0002,489
Salaries and employee benefits$2,708,0002,343
Premises and equipment expense$693,0002,433
Additional noninterest expense$1,329,0002,659
Pre-tax net operating income$1,214,0004,045
Securities gains (losses)$499,000684
Applicable income taxes$305,0003,881
Income before extraordinary items$1,408,0003,112
Extraordinary gains, net$040
Net income$1,408,0003,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$822,000795
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$998,8203,823
2003-06-30 (YTD Data)Rank
Total interest income$5,692,0002,561
Total interest expense$1,919,0002,470
Net interest income$3,773,0002,567
Provision for loan and lease losses$740,000834
Total noninterest income$911,0002,511
Gross Fiduciary activities income$1,0001,488
Service charges on deposit accounts$451,0001,877
Trading account gains and fees$0150
Additional Noninterest Income$459,0002,573
Total noninterest expense$3,102,0002,514
Salaries and employee benefits$1,787,0002,361
Premises and equipment expense$459,0002,425
Additional noninterest expense$856,0002,718
Pre-tax net operating income$842,0003,923
Securities gains (losses)$480,000588
Applicable income taxes$289,0003,310
Income before extraordinary items$1,033,0002,901
Extraordinary gains, net$030
Net income$1,033,0002,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$693,000670
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$658,6003,863
2003-03-31 (YTD Data)Rank
Total interest income$2,837,0002,589
Total interest expense$982,0002,480
Net interest income$1,855,0002,613
Provision for loan and lease losses$120,0002,030
Total noninterest income$407,0002,634
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$223,0001,831
Trading account gains and fees$0134
Additional Noninterest Income$184,0002,869
Total noninterest expense$1,501,0002,583
Salaries and employee benefits$893,0002,355
Premises and equipment expense$219,0002,553
Additional noninterest expense$389,0002,927
Pre-tax net operating income$641,0002,926
Securities gains (losses)$86,0001,084
Applicable income taxes$178,0002,900
Income before extraordinary items$549,0002,741
Extraordinary gains, net$021
Net income$549,0002,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0001,647
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$483,6402,883
2002-12-31 (YTD Data)Rank
Total interest income$11,422,0002,676
Total interest expense$4,066,0002,706
Net interest income$7,356,0002,595
Provision for loan and lease losses$250,0003,856
Total noninterest income$2,663,0001,709
Gross Fiduciary activities income$5,0001,497
Service charges on deposit accounts$899,0001,794
Trading account gains and fees$0153
Additional Noninterest Income$1,759,0001,451
Total noninterest expense$6,619,0002,254
Salaries and employee benefits$3,310,0002,410
Premises and equipment expense$897,0002,419
Additional noninterest expense$2,412,0001,916
Pre-tax net operating income$3,150,0002,392
Securities gains (losses)$67,0002,139
Applicable income taxes$216,0005,007
Income before extraordinary items$3,001,0002,008
Extraordinary gains, net$070
Net income$3,001,0002,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0003,187
Cash dividends$1,562,0001,580
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,938,6901,968
2001-12-31 (YTD Data)Rank
Total interest income$12,281,0002,759
Total interest expense$6,088,0002,624
Net interest income$6,193,0002,870
Provision for loan and lease losses$290,0003,289
Total noninterest income$1,357,0002,694
Gross Fiduciary activities income$3,0001,597
Service charges on deposit accounts$945,0001,578
Trading account gains and fees$0177
Additional Noninterest Income$409,0003,478
Total noninterest expense$5,325,0002,663
Salaries and employee benefits$3,112,0002,414
Premises and equipment expense$897,0002,372
Additional noninterest expense$1,316,0003,221
Pre-tax net operating income$1,935,0003,253
Securities gains (losses)$123,0001,581
Applicable income taxes$590,0003,007
Income before extraordinary items$1,468,0003,277
Extraordinary gains, net$0105
Net income$1,468,0003,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,0002,097
Cash dividends$813,0002,598
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,380,6703,339
2000-12-31 (YTD Data)Rank
Total interest income$12,590,0002,779
Total interest expense$6,294,0002,658
Net interest income$6,296,0002,816
Provision for loan and lease losses$215,0003,578
Total noninterest income$1,368,0002,514
Gross Fiduciary activities income$3,0001,285
Service charges on deposit accounts$1,047,0001,298
Trading account gains and fees$0180
Additional Noninterest Income$318,0003,795
Total noninterest expense$5,068,0002,682
Salaries and employee benefits$2,947,0002,431
Premises and equipment expense$853,0002,422
Additional noninterest expense$1,268,0003,252
Pre-tax net operating income$2,381,0002,879
Securities gains (losses)$01,956
Applicable income taxes$819,0002,477
Income before extraordinary items$1,562,0003,151
Extraordinary gains, net$038
Net income$1,562,0003,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0002,885
Cash dividends$932,0002,418
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,562,0003,151
1999-12-31 (YTD Data)Rank
Total interest income$11,639,0002,783
Total interest expense$5,367,0002,729
Net interest income$6,272,0002,803
Provision for loan and lease losses$295,0002,723
Total noninterest income$1,280,0002,578
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,029,0001,283
Trading account gains and fees$0173
Additional Noninterest Income$251,0004,431
Total noninterest expense$4,660,0002,902
Salaries and employee benefits$2,691,0002,617
Premises and equipment expense$717,0002,819
Additional noninterest expense$1,252,0003,303
Pre-tax net operating income$2,597,0002,714
Securities gains (losses)$59,000930
Applicable income taxes$878,0002,435
Income before extraordinary items$1,778,0002,838
Extraordinary gains, net$035
Net income$1,778,0002,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,289
Cash dividends$763,0002,743
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,738,4702,862
1998-12-31 (YTD Data)Rank
Total interest income$10,752,0003,010
Total interest expense$5,541,0002,729
Net interest income$5,201,0003,265
Provision for loan and lease losses$240,0003,065
Total noninterest income$1,671,0002,090
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$833,0001,518
Trading account gains and fees$0224
Additional Noninterest Income$838,0002,090
Total noninterest expense$4,232,0003,074
Salaries and employee benefits$2,344,0002,888
Premises and equipment expense$654,0002,947
Additional noninterest expense$1,234,0003,292
Pre-tax net operating income$2,410,0002,869
Securities gains (losses)$33,0002,048
Applicable income taxes$732,0002,930
Income before extraordinary items$1,711,0002,911
Extraordinary gains, net$032
Net income$1,711,0002,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,269
Cash dividends$599,0003,176
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,687,9002,862
1997-12-31 (YTD Data)Rank
Total interest income$9,716,0003,328
Total interest expense$4,998,0002,975
Net interest income$4,718,0003,680
Provision for loan and lease losses$173,0003,830
Total noninterest income$1,343,0002,409
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$885,0001,456
Trading account gains and fees$0239
Additional Noninterest Income$458,0003,006
Total noninterest expense$3,828,0003,303
Salaries and employee benefits$2,153,0003,079
Premises and equipment expense$685,0002,797
Additional noninterest expense$990,0003,949
Pre-tax net operating income$2,060,0003,439
Securities gains (losses)$46,0001,392
Applicable income taxes$584,0003,769
Income before extraordinary items$1,522,0003,319
Extraordinary gains, net$044
Net income$1,522,0003,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,716
Cash dividends$500,0003,451
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,488,8803,312
1996-12-31 (YTD Data)Rank
Total interest income$9,023,0003,606
Total interest expense$4,424,0003,371
Net interest income$4,591,0003,823
Provision for loan and lease losses$172,0003,795
Total noninterest income$1,000,0003,124
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$815,0001,637
Trading account gains and fees$0262
Additional Noninterest Income$185,0005,391
Total noninterest expense$3,523,0003,752
Salaries and employee benefits$1,949,0003,411
Premises and equipment expense$603,0003,195
Additional noninterest expense$971,0004,513
Pre-tax net operating income$1,896,0003,551
Securities gains (losses)$38,0001,523
Applicable income taxes$525,0003,993
Income before extraordinary items$1,409,0003,389
Extraordinary gains, net$053
Net income$1,409,0003,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,960
Cash dividends$381,0004,009
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,381,2603,400
1995-12-31 (YTD Data)Rank
Total interest income$8,374,0003,859
Total interest expense$4,041,0003,649
Net interest income$4,333,0004,040
Provision for loan and lease losses$105,0004,483
Total noninterest income$877,0003,427
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$709,0001,909
Trading account gains and feesNANA
Additional Noninterest Income$168,0005,649
Total noninterest expense$3,368,0003,885
Salaries and employee benefits$1,786,0003,673
Premises and equipment expense$546,0003,483
Additional noninterest expense$1,036,0004,224
Pre-tax net operating income$1,737,0003,959
Securities gains (losses)$81,0001,058
Applicable income taxes$493,0004,238
Income before extraordinary items$1,325,0003,613
Extraordinary gains, net$065
Net income$1,325,0003,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,856
Cash dividends$357,0004,135
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,265,8703,747
1994-12-31 (YTD Data)Rank
Total interest income$7,435,0003,996
Total interest expense$3,046,0003,910
Net interest income$4,389,0004,004
Provision for loan and lease losses$104,0004,473
Total noninterest income$711,0004,073
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$643,0002,101
Trading account gains and feesNANA
Additional Noninterest Income$68,0008,738
Total noninterest expense$3,191,0004,184
Salaries and employee benefits$1,674,0003,882
Premises and equipment expense$570,0003,426
Additional noninterest expense$947,0004,942
Pre-tax net operating income$1,805,0003,738
Securities gains (losses)$21,0001,738
Applicable income taxes$531,0003,878
Income before extraordinary items$1,295,0003,604
Extraordinary gains, net$0249
Net income$1,295,0003,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,709
Cash dividends$489,0003,291
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,280,0903,682
1993-12-31 (YTD Data)Rank
Total interest income$6,953,0004,334
Total interest expense$2,643,0004,586
Net interest income$4,310,0004,119
Provision for loan and lease losses$92,0005,973
Total noninterest income$746,0004,235
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$585,0002,345
Trading account gains and feesNANA
Additional Noninterest Income$161,0006,332
Total noninterest expense$3,050,0004,446
Salaries and employee benefits$1,580,0004,082
Premises and equipment expense$472,0004,073
Additional noninterest expense$998,0004,932
Pre-tax net operating income$1,914,0003,456
Securities gains (losses)$61,0003,136
Applicable income taxes$621,0003,491
Income before extraordinary items$1,354,0003,573
Extraordinary gains, net$03,149
Net income$1,354,0003,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0003,020
Cash dividends$388,0003,780
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,311,9103,488
1992-12-31 (YTD Data)Rank
Total interest income$6,817,0004,937
Total interest expense$3,018,0005,131
Net interest income$3,799,0004,660
Provision for loan and lease losses$278,0004,325
Total noninterest income$711,0004,354
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$504,0002,756
Trading account gains and feesNANA
Additional Noninterest Income$207,0005,558
Total noninterest expense$2,865,0004,722
Salaries and employee benefits$1,515,0004,198
Premises and equipment expense$449,0004,363
Additional noninterest expense$901,0005,521
Pre-tax net operating income$1,367,0004,411
Securities gains (losses)$145,0002,458
Applicable income taxes$443,0004,417
Income before extraordinary items$1,069,0004,244
Extraordinary gains, net$01,422
Net income$1,069,0004,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0003,655
Cash dividends$199,0005,145
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$966,0504,323

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.