Home > The Harbor Bank of Maryland > Income and Expense
The Harbor Bank of Maryland, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,167,000 | 2,096 |
| Total interest expense | $2,988,000 | 2,624 |
| Net interest income | $14,179,000 | 1,896 |
| Provision for loan and lease losses | $400,000 | 1,437 |
| Total noninterest income | $4,511,000 | 1,264 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $211,000 | 2,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,300,000 | 971 |
| Total noninterest expense | $15,249,000 | 1,507 |
| Salaries and employee benefits | $8,153,000 | 1,582 |
| Premises and equipment expense | $1,928,000 | 1,262 |
| Additional noninterest expense | $4,300,000 | 971 |
| Pre-tax net operating income | $3,041,000 | 2,498 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $635,000 | 1,737 |
| Income before extraordinary items | $2,406,000 | 2,587 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,406,000 | 2,613 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,406,000 | 2,589 |
| Net charge-offs | $215,000 | 1,121 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,406,000 | 2,606 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,752,000 | 2,066 |
| Total interest expense | $2,215,000 | 2,530 |
| Net interest income | $10,537,000 | 1,923 |
| Provision for loan and lease losses | $250,000 | 1,476 |
| Total noninterest income | $3,140,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $154,000 | 2,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,986,000 | 1,042 |
| Total noninterest expense | $11,150,000 | 1,527 |
| Salaries and employee benefits | $5,990,000 | 1,606 |
| Premises and equipment expense | $1,443,000 | 1,266 |
| Additional noninterest expense | $2,986,000 | 1,042 |
| Pre-tax net operating income | $2,277,000 | 2,544 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $474,000 | 1,792 |
| Income before extraordinary items | $1,803,000 | 2,628 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,803,000 | 2,657 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,803,000 | 2,629 |
| Net charge-offs | $180,000 | 925 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,803,000 | 2,650 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,043,000 | 2,116 |
| Total interest expense | $1,433,000 | 2,404 |
| Net interest income | $6,610,000 | 2,023 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $860,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $102,000 | 2,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $758,000 | 1,803 |
| Total noninterest expense | $7,124,000 | 1,563 |
| Salaries and employee benefits | $3,737,000 | 1,683 |
| Premises and equipment expense | $969,000 | 1,249 |
| Additional noninterest expense | $758,000 | 1,801 |
| Pre-tax net operating income | $346,000 | 3,930 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $70,000 | 2,715 |
| Income before extraordinary items | $276,000 | 3,960 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $276,000 | 4,000 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $276,000 | 3,959 |
| Net charge-offs | $64,000 | 1,087 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $276,000 | 3,981 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 2,097 |
| Total interest expense | $676,000 | 2,279 |
| Net interest income | $3,327,000 | 2,021 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $371,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $49,000 | 2,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 1,933 |
| Total noninterest expense | $3,475,000 | 1,620 |
| Salaries and employee benefits | $1,770,000 | 1,773 |
| Premises and equipment expense | $514,000 | 1,220 |
| Additional noninterest expense | $322,000 | 1,933 |
| Pre-tax net operating income | $223,000 | 3,835 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $47,000 | 2,579 |
| Income before extraordinary items | $176,000 | 3,889 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $176,000 | 3,889 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $176,000 | 3,889 |
| Net charge-offs | $-4,000 | 3,763 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $176,000 | 3,915 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,029,000 | 2,277 |
| Total interest expense | $1,965,000 | 1,618 |
| Net interest income | $10,064,000 | 2,361 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,668,000 | 1,748 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $210,000 | 2,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,458,000 | 1,434 |
| Total noninterest expense | $12,320,000 | 1,741 |
| Salaries and employee benefits | $6,454,000 | 1,860 |
| Premises and equipment expense | $1,645,000 | 1,442 |
| Additional noninterest expense | $2,458,000 | 1,434 |
| Pre-tax net operating income | $412,000 | 4,242 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $7,000 | 3,527 |
| Income before extraordinary items | $405,000 | 4,200 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $405,000 | 4,199 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $405,000 | 4,200 |
| Net charge-offs | $-82,000 | 4,230 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $405,000 | 4,215 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,553,000 | 2,298 |
| Total interest expense | $1,377,000 | 1,402 |
| Net interest income | $7,176,000 | 2,412 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,884,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $162,000 | 2,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,722,000 | 1,518 |
| Total noninterest expense | $8,938,000 | 1,780 |
| Salaries and employee benefits | $4,618,000 | 1,909 |
| Premises and equipment expense | $1,218,000 | 1,459 |
| Additional noninterest expense | $1,722,000 | 1,518 |
| Pre-tax net operating income | $122,000 | 4,463 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $55,000 | 3,123 |
| Income before extraordinary items | $67,000 | 4,488 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $67,000 | 4,487 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $67,000 | 4,487 |
| Net charge-offs | $-85,000 | 4,246 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $67,000 | 4,513 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,497,000 | 2,299 |
| Total interest expense | $830,000 | 1,321 |
| Net interest income | $4,667,000 | 2,415 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,283,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $109,000 | 2,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,174,000 | 1,524 |
| Total noninterest expense | $5,778,000 | 1,811 |
| Salaries and employee benefits | $3,059,000 | 1,913 |
| Premises and equipment expense | $784,000 | 1,491 |
| Additional noninterest expense | $1,935,000 | 1,643 |
| Pre-tax net operating income | $172,000 | 4,250 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $34,000 | 3,095 |
| Income before extraordinary items | $138,000 | 4,246 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $138,000 | 4,246 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $138,000 | 4,246 |
| Net charge-offs | $-102,000 | 4,391 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $138,000 | 4,278 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 2,253 |
| Total interest expense | $393,000 | 1,328 |
| Net interest income | $2,356,000 | 2,347 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $548,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $53,000 | 2,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 1,678 |
| Total noninterest expense | $2,824,000 | 1,833 |
| Salaries and employee benefits | $1,526,000 | 1,915 |
| Premises and equipment expense | $398,000 | 1,474 |
| Additional noninterest expense | $900,000 | 1,725 |
| Pre-tax net operating income | $80,000 | 4,205 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $13,000 | 3,062 |
| Income before extraordinary items | $67,000 | 4,210 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $67,000 | 4,209 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $67,000 | 4,210 |
| Net charge-offs | $-103,000 | 4,564 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $67,000 | 4,233 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,340,000 | 2,423 |
| Total interest expense | $1,707,000 | 1,511 |
| Net interest income | $8,633,000 | 2,532 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $4,127,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $202,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,925,000 | 1,263 |
| Total noninterest expense | $11,000,000 | 1,856 |
| Salaries and employee benefits | $5,568,000 | 2,036 |
| Premises and equipment expense | $1,342,000 | 1,664 |
| Additional noninterest expense | $4,090,000 | 1,562 |
| Pre-tax net operating income | $1,760,000 | 3,310 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $22,000 | 3,484 |
| Income before extraordinary items | $1,738,000 | 3,193 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,738,000 | 3,192 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,738,000 | 3,193 |
| Net charge-offs | $-11,000 | 3,689 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,738,000 | 3,174 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,947,000 | 2,435 |
| Total interest expense | $1,300,000 | 1,568 |
| Net interest income | $6,647,000 | 2,532 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $2,924,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $147,000 | 2,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,777,000 | 1,362 |
| Total noninterest expense | $8,117,000 | 1,876 |
| Salaries and employee benefits | $4,059,000 | 2,076 |
| Premises and equipment expense | $987,000 | 1,723 |
| Additional noninterest expense | $3,071,000 | 1,565 |
| Pre-tax net operating income | $1,454,000 | 3,299 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $14,000 | 3,481 |
| Income before extraordinary items | $1,440,000 | 3,194 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,440,000 | 3,193 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,440,000 | 3,194 |
| Net charge-offs | $-7,000 | 3,541 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,440,000 | 3,170 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,256,000 | 2,441 |
| Total interest expense | $881,000 | 1,597 |
| Net interest income | $4,375,000 | 2,555 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,473,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $95,000 | 2,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,378,000 | 1,589 |
| Total noninterest expense | $5,304,000 | 1,897 |
| Salaries and employee benefits | $2,547,000 | 2,151 |
| Premises and equipment expense | $631,000 | 1,780 |
| Additional noninterest expense | $2,126,000 | 1,503 |
| Pre-tax net operating income | $544,000 | 3,899 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $6,000 | 3,509 |
| Income before extraordinary items | $538,000 | 3,817 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $538,000 | 3,817 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $538,000 | 3,817 |
| Net charge-offs | $-13,000 | 3,908 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $538,000 | 3,797 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 2,265 |
| Total interest expense | $446,000 | 1,648 |
| Net interest income | $2,476,000 | 2,350 |
| Provision for loan and lease losses | $50,000 | 1,719 |
| Total noninterest income | $346,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $53,000 | 2,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 2,477 |
| Total noninterest expense | $2,659,000 | 1,873 |
| Salaries and employee benefits | $1,302,000 | 2,111 |
| Premises and equipment expense | $267,000 | 1,989 |
| Additional noninterest expense | $1,090,000 | 1,439 |
| Pre-tax net operating income | $113,000 | 4,389 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $1,000 | 3,547 |
| Income before extraordinary items | $112,000 | 4,362 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $112,000 | 4,361 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $112,000 | 4,362 |
| Net charge-offs | $-2,000 | 3,357 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $112,000 | 4,343 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,298,000 | 2,338 |
| Total interest expense | $2,191,000 | 1,862 |
| Net interest income | $9,107,000 | 2,406 |
| Provision for loan and lease losses | $185,000 | 3,103 |
| Total noninterest income | $1,641,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $241,000 | 2,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,400,000 | 2,136 |
| Total noninterest expense | $10,540,000 | 1,881 |
| Salaries and employee benefits | $5,318,000 | 2,057 |
| Premises and equipment expense | $1,421,000 | 1,577 |
| Additional noninterest expense | $3,801,000 | 1,597 |
| Pre-tax net operating income | $23,000 | 4,708 |
| Securities gains (losses) | $28,000 | 1,967 |
| Applicable income taxes | $2,000 | 3,614 |
| Income before extraordinary items | $49,000 | 4,721 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $49,000 | 4,721 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $49,000 | 4,721 |
| Net charge-offs | $-5,000 | 4,126 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $22,120 | 4,710 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,714,000 | 2,312 |
| Total interest expense | $1,712,000 | 1,893 |
| Net interest income | $7,002,000 | 2,358 |
| Provision for loan and lease losses | $155,000 | 2,962 |
| Total noninterest income | $1,274,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $184,000 | 2,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,090,000 | 2,069 |
| Total noninterest expense | $7,941,000 | 1,852 |
| Salaries and employee benefits | $3,977,000 | 2,049 |
| Premises and equipment expense | $1,046,000 | 1,601 |
| Additional noninterest expense | $2,918,000 | 1,546 |
| Pre-tax net operating income | $180,000 | 4,528 |
| Securities gains (losses) | $28,000 | 1,787 |
| Applicable income taxes | $2,000 | 3,613 |
| Income before extraordinary items | $206,000 | 4,493 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $206,000 | 4,492 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $206,000 | 4,493 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $178,280 | 4,498 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,781,000 | 2,342 |
| Total interest expense | $1,207,000 | 1,912 |
| Net interest income | $4,574,000 | 2,413 |
| Provision for loan and lease losses | $60,000 | 3,299 |
| Total noninterest income | $925,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $130,000 | 2,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $795,000 | 1,905 |
| Total noninterest expense | $5,284,000 | 1,852 |
| Salaries and employee benefits | $2,528,000 | 2,112 |
| Premises and equipment expense | $710,000 | 1,577 |
| Additional noninterest expense | $2,046,000 | 1,470 |
| Pre-tax net operating income | $155,000 | 4,448 |
| Securities gains (losses) | $28,000 | 1,553 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $183,000 | 4,365 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $183,000 | 4,365 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $183,000 | 4,365 |
| Net charge-offs | $12,000 | 2,384 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $155,000 | 4,400 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 2,307 |
| Total interest expense | $683,000 | 1,876 |
| Net interest income | $2,244,000 | 2,408 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $507,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $81,000 | 2,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 1,663 |
| Total noninterest expense | $2,633,000 | 1,869 |
| Salaries and employee benefits | $1,312,000 | 2,075 |
| Premises and equipment expense | $387,000 | 1,479 |
| Additional noninterest expense | $934,000 | 1,603 |
| Pre-tax net operating income | $88,000 | 4,344 |
| Securities gains (losses) | $28,000 | 1,038 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $116,000 | 4,141 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $116,000 | 4,141 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $116,000 | 4,141 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $88,000 | 4,279 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,580,000 | 2,200 |
| Total interest expense | $3,179,000 | 1,734 |
| Net interest income | $9,401,000 | 2,349 |
| Provision for loan and lease losses | $411,000 | 1,658 |
| Total noninterest income | $1,314,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $332,000 | 2,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $982,000 | 2,267 |
| Total noninterest expense | $12,416,000 | 1,595 |
| Salaries and employee benefits | $6,157,000 | 1,809 |
| Premises and equipment expense | $1,715,000 | 1,331 |
| Additional noninterest expense | $4,544,000 | 1,352 |
| Pre-tax net operating income | $-2,112,000 | 5,140 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $350,000 | 2,252 |
| Income before extraordinary items | $-2,462,000 | 5,142 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-2,462,000 | 5,143 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-2,462,000 | 5,143 |
| Net charge-offs | $256,000 | 1,475 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-2,462,000 | 5,139 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,512,000 | 2,212 |
| Total interest expense | $2,366,000 | 1,748 |
| Net interest income | $7,146,000 | 2,357 |
| Provision for loan and lease losses | $305,000 | 1,586 |
| Total noninterest income | $855,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $250,000 | 2,472 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $605,000 | 2,490 |
| Total noninterest expense | $9,090,000 | 1,647 |
| Salaries and employee benefits | $4,655,000 | 1,802 |
| Premises and equipment expense | $1,283,000 | 1,343 |
| Additional noninterest expense | $3,152,000 | 1,452 |
| Pre-tax net operating income | $-1,394,000 | 5,210 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $-360,000 | 5,225 |
| Income before extraordinary items | $-1,034,000 | 5,201 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,034,000 | 5,201 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,034,000 | 5,201 |
| Net charge-offs | $262,000 | 1,114 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-1,034,000 | 5,197 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,415,000 | 2,195 |
| Total interest expense | $1,528,000 | 1,767 |
| Net interest income | $4,887,000 | 2,316 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $579,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $162,000 | 2,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 2,433 |
| Total noninterest expense | $6,227,000 | 1,601 |
| Salaries and employee benefits | $3,123,000 | 1,792 |
| Premises and equipment expense | $854,000 | 1,343 |
| Additional noninterest expense | $2,250,000 | 1,387 |
| Pre-tax net operating income | $-911,000 | 5,259 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $-224,000 | 5,267 |
| Income before extraordinary items | $-687,000 | 5,248 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-687,000 | 5,247 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-687,000 | 5,247 |
| Net charge-offs | $127,000 | 1,256 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-687,000 | 5,245 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 2,170 |
| Total interest expense | $709,000 | 1,827 |
| Net interest income | $2,542,000 | 2,245 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $287,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $81,000 | 2,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 2,379 |
| Total noninterest expense | $2,746,000 | 1,785 |
| Salaries and employee benefits | $1,516,000 | 1,853 |
| Premises and equipment expense | $443,000 | 1,328 |
| Additional noninterest expense | $787,000 | 1,845 |
| Pre-tax net operating income | $-67,000 | 5,225 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-18,000 | 5,224 |
| Income before extraordinary items | $-49,000 | 5,209 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-49,000 | 5,208 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-49,000 | 5,208 |
| Net charge-offs | $151,000 | 727 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-49,000 | 5,211 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,541,000 | 2,139 |
| Total interest expense | $2,153,000 | 1,842 |
| Net interest income | $10,388,000 | 2,174 |
| Provision for loan and lease losses | $110,000 | 2,984 |
| Total noninterest income | $1,500,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $381,000 | 2,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,119,000 | 2,118 |
| Total noninterest expense | $11,187,000 | 1,731 |
| Salaries and employee benefits | $5,692,000 | 1,891 |
| Premises and equipment expense | $1,469,000 | 1,526 |
| Additional noninterest expense | $4,026,000 | 1,493 |
| Pre-tax net operating income | $591,000 | 4,529 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $159,000 | 2,812 |
| Income before extraordinary items | $432,000 | 4,650 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $432,000 | 4,649 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $432,000 | 4,649 |
| Net charge-offs | $258,000 | 1,438 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $432,000 | 4,658 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,279,000 | 2,150 |
| Total interest expense | $1,523,000 | 1,853 |
| Net interest income | $7,756,000 | 2,176 |
| Provision for loan and lease losses | $110,000 | 2,522 |
| Total noninterest income | $1,105,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $266,000 | 2,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $839,000 | 2,147 |
| Total noninterest expense | $8,427,000 | 1,715 |
| Salaries and employee benefits | $4,201,000 | 1,907 |
| Premises and equipment expense | $1,123,000 | 1,515 |
| Additional noninterest expense | $3,103,000 | 1,467 |
| Pre-tax net operating income | $324,000 | 4,813 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $86,000 | 3,091 |
| Income before extraordinary items | $238,000 | 4,914 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $238,000 | 4,912 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $238,000 | 4,913 |
| Net charge-offs | $201,000 | 1,244 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $238,000 | 4,918 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,954,000 | 2,197 |
| Total interest expense | $919,000 | 1,904 |
| Net interest income | $5,035,000 | 2,223 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,025,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $179,000 | 2,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $846,000 | 1,677 |
| Total noninterest expense | $5,859,000 | 1,659 |
| Salaries and employee benefits | $2,930,000 | 1,860 |
| Premises and equipment expense | $775,000 | 1,477 |
| Additional noninterest expense | $2,154,000 | 1,419 |
| Pre-tax net operating income | $201,000 | 4,874 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $53,000 | 3,108 |
| Income before extraordinary items | $148,000 | 4,964 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $148,000 | 4,963 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $148,000 | 4,963 |
| Net charge-offs | $197,000 | 944 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $148,000 | 4,970 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 2,259 |
| Total interest expense | $403,000 | 2,012 |
| Net interest income | $2,444,000 | 2,296 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $515,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $91,000 | 2,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 1,650 |
| Total noninterest expense | $2,866,000 | 1,706 |
| Salaries and employee benefits | $1,439,000 | 1,912 |
| Premises and equipment expense | $375,000 | 1,551 |
| Additional noninterest expense | $1,052,000 | 1,439 |
| Pre-tax net operating income | $93,000 | 4,911 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $24,000 | 3,143 |
| Income before extraordinary items | $69,000 | 5,011 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $69,000 | 5,010 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $69,000 | 5,011 |
| Net charge-offs | $-7,000 | 4,604 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $69,000 | 5,013 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,367,000 | 2,385 |
| Total interest expense | $1,228,000 | 2,204 |
| Net interest income | $9,139,000 | 2,362 |
| Provision for loan and lease losses | $450,000 | 1,540 |
| Total noninterest income | $1,978,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $345,000 | 2,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,633,000 | 1,721 |
| Total noninterest expense | $10,418,000 | 1,849 |
| Salaries and employee benefits | $5,181,000 | 2,032 |
| Premises and equipment expense | $1,515,000 | 1,511 |
| Additional noninterest expense | $3,722,000 | 1,614 |
| Pre-tax net operating income | $249,000 | 5,120 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $95,000 | 3,309 |
| Income before extraordinary items | $154,000 | 5,118 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $154,000 | 5,117 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $154,000 | 5,118 |
| Net charge-offs | $797,000 | 814 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $154,000 | 5,114 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,477,000 | 2,461 |
| Total interest expense | $874,000 | 2,271 |
| Net interest income | $6,603,000 | 2,469 |
| Provision for loan and lease losses | $450,000 | 1,230 |
| Total noninterest income | $1,658,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $251,000 | 2,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,407,000 | 1,615 |
| Total noninterest expense | $7,670,000 | 1,867 |
| Salaries and employee benefits | $3,740,000 | 2,102 |
| Premises and equipment expense | $1,142,000 | 1,514 |
| Additional noninterest expense | $2,788,000 | 1,603 |
| Pre-tax net operating income | $141,000 | 5,283 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $53,000 | 3,440 |
| Income before extraordinary items | $88,000 | 5,368 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $88,000 | 5,367 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $88,000 | 5,368 |
| Net charge-offs | $418,000 | 912 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $88,000 | 5,356 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 2,487 |
| Total interest expense | $565,000 | 2,271 |
| Net interest income | $4,305,000 | 2,496 |
| Provision for loan and lease losses | $450,000 | 912 |
| Total noninterest income | $1,011,000 | 2,038 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $162,000 | 2,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $849,000 | 1,711 |
| Total noninterest expense | $5,263,000 | 1,830 |
| Salaries and employee benefits | $2,525,000 | 2,091 |
| Premises and equipment expense | $781,000 | 1,472 |
| Additional noninterest expense | $1,957,000 | 1,536 |
| Pre-tax net operating income | $-397,000 | 5,711 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $-158,000 | 5,736 |
| Income before extraordinary items | $-239,000 | 5,675 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-239,000 | 5,675 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-239,000 | 5,675 |
| Net charge-offs | $424,000 | 651 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-239,000 | 5,674 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 2,544 |
| Total interest expense | $280,000 | 2,280 |
| Net interest income | $2,079,000 | 2,567 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $497,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $85,000 | 2,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 1,727 |
| Total noninterest expense | $2,447,000 | 1,966 |
| Salaries and employee benefits | $1,180,000 | 2,233 |
| Premises and equipment expense | $410,000 | 1,413 |
| Additional noninterest expense | $857,000 | 1,732 |
| Pre-tax net operating income | $129,000 | 4,784 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $51,000 | 2,882 |
| Income before extraordinary items | $78,000 | 5,047 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $78,000 | 5,047 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $78,000 | 5,047 |
| Net charge-offs | $-7,000 | 4,847 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $78,000 | 5,029 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,663,000 | 2,469 |
| Total interest expense | $988,000 | 2,435 |
| Net interest income | $8,675,000 | 2,454 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,221,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $318,000 | 2,858 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $903,000 | 2,515 |
| Total noninterest expense | $10,581,000 | 1,803 |
| Salaries and employee benefits | $5,230,000 | 2,029 |
| Premises and equipment expense | $1,566,000 | 1,455 |
| Additional noninterest expense | $3,785,000 | 1,610 |
| Pre-tax net operating income | $-685,000 | 5,813 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-895,000 | 5,850 |
| Income before extraordinary items | $210,000 | 5,305 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $210,000 | 5,304 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $210,000 | 5,304 |
| Net charge-offs | $-27,000 | 5,192 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $210,000 | 5,261 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 2,518 |
| Total interest expense | $735,000 | 2,454 |
| Net interest income | $6,376,000 | 2,503 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $791,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $238,000 | 2,867 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $553,000 | 2,766 |
| Total noninterest expense | $7,956,000 | 1,798 |
| Salaries and employee benefits | $3,810,000 | 2,064 |
| Premises and equipment expense | $1,171,000 | 1,463 |
| Additional noninterest expense | $2,975,000 | 1,551 |
| Pre-tax net operating income | $-789,000 | 5,911 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-315,000 | 5,919 |
| Income before extraordinary items | $-474,000 | 5,890 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-474,000 | 5,890 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-474,000 | 5,890 |
| Net charge-offs | $-19,000 | 5,077 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-474,000 | 5,884 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,688,000 | 2,537 |
| Total interest expense | $485,000 | 2,477 |
| Net interest income | $4,203,000 | 2,530 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $529,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $156,000 | 2,882 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $373,000 | 2,743 |
| Total noninterest expense | $5,379,000 | 1,782 |
| Salaries and employee benefits | $2,581,000 | 2,043 |
| Premises and equipment expense | $789,000 | 1,443 |
| Additional noninterest expense | $2,009,000 | 1,528 |
| Pre-tax net operating income | $-647,000 | 5,998 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-257,000 | 6,010 |
| Income before extraordinary items | $-390,000 | 5,968 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-390,000 | 5,967 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-390,000 | 5,967 |
| Net charge-offs | $-158,000 | 5,810 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-390,000 | 5,958 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 2,630 |
| Total interest expense | $235,000 | 2,539 |
| Net interest income | $2,022,000 | 2,615 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $262,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $77,000 | 2,901 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $185,000 | 2,707 |
| Total noninterest expense | $2,614,000 | 1,837 |
| Salaries and employee benefits | $1,186,000 | 2,199 |
| Premises and equipment expense | $411,000 | 1,399 |
| Additional noninterest expense | $1,017,000 | 1,496 |
| Pre-tax net operating income | $-330,000 | 6,046 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-131,000 | 6,072 |
| Income before extraordinary items | $-199,000 | 6,007 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-199,000 | 6,006 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-199,000 | 6,006 |
| Net charge-offs | $37,000 | 1,626 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-199,000 | 6,004 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,005,000 | 2,593 |
| Total interest expense | $807,000 | 2,813 |
| Net interest income | $8,198,000 | 2,544 |
| Provision for loan and lease losses | $429,000 | 1,520 |
| Total noninterest income | $1,677,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $371,000 | 2,657 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,306,000 | 2,037 |
| Total noninterest expense | $10,373,000 | 1,823 |
| Salaries and employee benefits | $4,669,000 | 2,179 |
| Premises and equipment expense | $1,604,000 | 1,442 |
| Additional noninterest expense | $4,100,000 | 1,486 |
| Pre-tax net operating income | $-927,000 | 6,083 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-437,000 | 6,072 |
| Income before extraordinary items | $-490,000 | 6,045 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-490,000 | 6,046 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-490,000 | 6,046 |
| Net charge-offs | $669,000 | 928 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-490,000 | 6,037 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,690,000 | 2,634 |
| Total interest expense | $589,000 | 2,899 |
| Net interest income | $6,101,000 | 2,574 |
| Provision for loan and lease losses | $377,000 | 1,304 |
| Total noninterest income | $1,401,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $283,000 | 2,636 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,118,000 | 1,878 |
| Total noninterest expense | $7,336,000 | 1,935 |
| Salaries and employee benefits | $3,391,000 | 2,245 |
| Premises and equipment expense | $1,220,000 | 1,423 |
| Additional noninterest expense | $2,725,000 | 1,667 |
| Pre-tax net operating income | $-211,000 | 6,097 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-86,000 | 6,158 |
| Income before extraordinary items | $-125,000 | 6,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-125,000 | 6,079 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-125,000 | 6,079 |
| Net charge-offs | $687,000 | 691 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-125,000 | 6,055 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 2,636 |
| Total interest expense | $378,000 | 2,978 |
| Net interest income | $4,085,000 | 2,558 |
| Provision for loan and lease losses | $377,000 | 945 |
| Total noninterest income | $1,026,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $183,000 | 2,668 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $843,000 | 1,746 |
| Total noninterest expense | $4,726,000 | 2,018 |
| Salaries and employee benefits | $2,178,000 | 2,329 |
| Premises and equipment expense | $841,000 | 1,401 |
| Additional noninterest expense | $1,707,000 | 1,780 |
| Pre-tax net operating income | $8,000 | 5,956 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,000 | 4,408 |
| Income before extraordinary items | $7,000 | 6,003 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,000 | 6,004 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $7,000 | 6,005 |
| Net charge-offs | $461,000 | 679 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $7,000 | 5,966 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 2,639 |
| Total interest expense | $179,000 | 3,106 |
| Net interest income | $2,044,000 | 2,550 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $639,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $91,000 | 2,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $548,000 | 1,409 |
| Total noninterest expense | $2,451,000 | 1,932 |
| Salaries and employee benefits | $1,109,000 | 2,305 |
| Premises and equipment expense | $411,000 | 1,446 |
| Additional noninterest expense | $931,000 | 1,621 |
| Pre-tax net operating income | $232,000 | 4,244 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $92,000 | 2,525 |
| Income before extraordinary items | $140,000 | 4,752 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $140,000 | 4,754 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $140,000 | 4,756 |
| Net charge-offs | $-202,000 | 6,247 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $140,000 | 4,686 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,411,000 | 2,542 |
| Total interest expense | $763,000 | 3,135 |
| Net interest income | $8,648,000 | 2,453 |
| Provision for loan and lease losses | $2,411,000 | 409 |
| Total noninterest income | $1,558,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $395,000 | 2,712 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,163,000 | 2,122 |
| Total noninterest expense | $9,994,000 | 1,887 |
| Salaries and employee benefits | $4,552,000 | 2,225 |
| Premises and equipment expense | $1,624,000 | 1,466 |
| Additional noninterest expense | $3,818,000 | 1,631 |
| Pre-tax net operating income | $-2,199,000 | 6,435 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-938,000 | 6,422 |
| Income before extraordinary items | $-1,261,000 | 6,388 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,261,000 | 6,388 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,261,000 | 6,388 |
| Net charge-offs | $2,453,000 | 424 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $555,000 | 292 |
| Net operating income | $-1,261,000 | 6,387 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,039,000 | 2,567 |
| Total interest expense | $590,000 | 3,132 |
| Net interest income | $6,449,000 | 2,471 |
| Provision for loan and lease losses | $1,936,000 | 361 |
| Total noninterest income | $1,251,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $293,000 | 2,754 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $958,000 | 1,999 |
| Total noninterest expense | $7,678,000 | 1,851 |
| Salaries and employee benefits | $3,344,000 | 2,279 |
| Premises and equipment expense | $1,233,000 | 1,453 |
| Additional noninterest expense | $3,101,000 | 1,526 |
| Pre-tax net operating income | $-1,914,000 | 6,531 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-758,000 | 6,533 |
| Income before extraordinary items | $-1,156,000 | 6,491 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,156,000 | 6,490 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,156,000 | 6,490 |
| Net charge-offs | $2,068,000 | 363 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $555,000 | 217 |
| Net operating income | $-1,156,000 | 6,490 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 2,598 |
| Total interest expense | $402,000 | 3,116 |
| Net interest income | $4,210,000 | 2,512 |
| Provision for loan and lease losses | $1,763,000 | 283 |
| Total noninterest income | $595,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $194,000 | 2,754 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $401,000 | 2,619 |
| Total noninterest expense | $5,025,000 | 1,883 |
| Salaries and employee benefits | $2,228,000 | 2,283 |
| Premises and equipment expense | $828,000 | 1,443 |
| Additional noninterest expense | $1,969,000 | 1,582 |
| Pre-tax net operating income | $-1,983,000 | 6,626 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-785,000 | 6,619 |
| Income before extraordinary items | $-1,198,000 | 6,591 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,198,000 | 6,591 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-1,198,000 | 6,591 |
| Net charge-offs | $2,059,000 | 284 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $555,000 | 157 |
| Net operating income | $-1,198,000 | 6,590 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 2,612 |
| Total interest expense | $206,000 | 3,104 |
| Net interest income | $2,080,000 | 2,537 |
| Provision for loan and lease losses | $1,307,000 | 200 |
| Total noninterest income | $291,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $97,000 | 2,725 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $194,000 | 2,604 |
| Total noninterest expense | $2,513,000 | 1,879 |
| Salaries and employee benefits | $1,145,000 | 2,237 |
| Premises and equipment expense | $421,000 | 1,446 |
| Additional noninterest expense | $947,000 | 1,622 |
| Pre-tax net operating income | $-1,449,000 | 6,708 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-573,000 | 6,709 |
| Income before extraordinary items | $-876,000 | 6,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-876,000 | 6,680 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-876,000 | 6,680 |
| Net charge-offs | $1,671,000 | 200 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-876,000 | 6,678 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,204,000 | 2,381 |
| Total interest expense | $1,086,000 | 2,777 |
| Net interest income | $9,118,000 | 2,306 |
| Provision for loan and lease losses | $1,782,000 | 683 |
| Total noninterest income | $1,514,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $443,000 | 2,612 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,071,000 | 2,285 |
| Total noninterest expense | $9,196,000 | 2,057 |
| Salaries and employee benefits | $4,386,000 | 2,292 |
| Premises and equipment expense | $1,628,000 | 1,458 |
| Additional noninterest expense | $3,182,000 | 1,980 |
| Pre-tax net operating income | $-346,000 | 6,420 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-60,000 | 6,431 |
| Income before extraordinary items | $-286,000 | 6,424 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-286,000 | 6,424 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-286,000 | 6,425 |
| Net charge-offs | $2,211,000 | 692 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-286,000 | 6,416 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,813,000 | 2,343 |
| Total interest expense | $867,000 | 2,720 |
| Net interest income | $6,946,000 | 2,253 |
| Provision for loan and lease losses | $1,782,000 | 554 |
| Total noninterest income | $792,000 | 3,148 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $335,000 | 2,618 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $457,000 | 3,155 |
| Total noninterest expense | $6,825,000 | 2,073 |
| Salaries and employee benefits | $3,276,000 | 2,308 |
| Premises and equipment expense | $1,234,000 | 1,451 |
| Additional noninterest expense | $2,315,000 | 2,022 |
| Pre-tax net operating income | $-869,000 | 6,690 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-336,000 | 6,780 |
| Income before extraordinary items | $-533,000 | 6,646 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-533,000 | 6,647 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-533,000 | 6,647 |
| Net charge-offs | $2,326,000 | 539 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-533,000 | 6,630 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,140,000 | 2,368 |
| Total interest expense | $615,000 | 2,652 |
| Net interest income | $4,525,000 | 2,302 |
| Provision for loan and lease losses | $1,782,000 | 410 |
| Total noninterest income | $514,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $217,000 | 2,636 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $297,000 | 3,217 |
| Total noninterest expense | $4,604,000 | 2,058 |
| Salaries and employee benefits | $2,222,000 | 2,286 |
| Premises and equipment expense | $838,000 | 1,440 |
| Additional noninterest expense | $1,544,000 | 2,020 |
| Pre-tax net operating income | $-1,347,000 | 6,834 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-533,000 | 6,875 |
| Income before extraordinary items | $-814,000 | 6,785 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-814,000 | 6,787 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-814,000 | 6,786 |
| Net charge-offs | $2,414,000 | 384 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-814,000 | 6,768 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 2,305 |
| Total interest expense | $319,000 | 2,654 |
| Net interest income | $2,367,000 | 2,209 |
| Provision for loan and lease losses | $1,782,000 | 231 |
| Total noninterest income | $253,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $109,000 | 2,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $144,000 | 3,233 |
| Total noninterest expense | $2,329,000 | 2,057 |
| Salaries and employee benefits | $1,137,000 | 2,261 |
| Premises and equipment expense | $431,000 | 1,416 |
| Additional noninterest expense | $761,000 | 2,055 |
| Pre-tax net operating income | $-1,491,000 | 6,962 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-590,000 | 6,994 |
| Income before extraordinary items | $-901,000 | 6,939 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-901,000 | 6,940 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-901,000 | 6,940 |
| Net charge-offs | $1,191,000 | 405 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-901,000 | 6,926 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,829,000 | 2,384 |
| Total interest expense | $1,501,000 | 2,710 |
| Net interest income | $9,328,000 | 2,299 |
| Provision for loan and lease losses | $520,000 | 2,676 |
| Total noninterest income | $1,526,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $490,000 | 2,533 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,036,000 | 2,325 |
| Total noninterest expense | $9,788,000 | 1,958 |
| Salaries and employee benefits | $4,586,000 | 2,180 |
| Premises and equipment expense | $1,708,000 | 1,390 |
| Additional noninterest expense | $3,494,000 | 1,878 |
| Pre-tax net operating income | $546,000 | 4,818 |
| Securities gains (losses) | $39,000 | 2,867 |
| Applicable income taxes | $221,000 | 2,927 |
| Income before extraordinary items | $364,000 | 5,303 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $364,000 | 5,300 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $364,000 | 5,301 |
| Net charge-offs | $2,289,000 | 1,048 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $339,040 | 5,165 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,257,000 | 2,399 |
| Total interest expense | $1,159,000 | 2,758 |
| Net interest income | $7,098,000 | 2,300 |
| Provision for loan and lease losses | $343,000 | 2,805 |
| Total noninterest income | $853,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $374,000 | 2,519 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $479,000 | 3,013 |
| Total noninterest expense | $7,216,000 | 1,982 |
| Salaries and employee benefits | $3,417,000 | 2,181 |
| Premises and equipment expense | $1,274,000 | 1,414 |
| Additional noninterest expense | $2,525,000 | 1,955 |
| Pre-tax net operating income | $392,000 | 5,020 |
| Securities gains (losses) | $39,000 | 2,576 |
| Applicable income taxes | $175,000 | 2,949 |
| Income before extraordinary items | $256,000 | 5,495 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $256,000 | 5,494 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $256,000 | 5,494 |
| Net charge-offs | $1,797,000 | 990 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $231,040 | 5,412 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 2,325 |
| Total interest expense | $770,000 | 2,857 |
| Net interest income | $4,979,000 | 2,196 |
| Provision for loan and lease losses | $210,000 | 2,897 |
| Total noninterest income | $602,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $239,000 | 2,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $363,000 | 2,792 |
| Total noninterest expense | $4,872,000 | 1,967 |
| Salaries and employee benefits | $2,307,000 | 2,153 |
| Premises and equipment expense | $845,000 | 1,409 |
| Additional noninterest expense | $1,720,000 | 1,924 |
| Pre-tax net operating income | $499,000 | 4,125 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $205,000 | 2,429 |
| Income before extraordinary items | $294,000 | 4,844 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $294,000 | 4,847 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $294,000 | 4,847 |
| Net charge-offs | $1,151,000 | 1,025 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $294,000 | 4,651 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 2,302 |
| Total interest expense | $388,000 | 2,921 |
| Net interest income | $2,557,000 | 2,145 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $279,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $115,000 | 2,623 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $164,000 | 2,942 |
| Total noninterest expense | $2,566,000 | 1,862 |
| Salaries and employee benefits | $1,152,000 | 2,171 |
| Premises and equipment expense | $433,000 | 1,379 |
| Additional noninterest expense | $981,000 | 1,695 |
| Pre-tax net operating income | $210,000 | 4,442 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $91,000 | 2,531 |
| Income before extraordinary items | $119,000 | 5,167 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $119,000 | 5,168 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $119,000 | 5,169 |
| Net charge-offs | $1,152,000 | 610 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $119,000 | 5,025 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,977,000 | 2,326 |
| Total interest expense | $1,731,000 | 3,086 |
| Net interest income | $10,246,000 | 2,136 |
| Provision for loan and lease losses | $1,505,000 | 1,876 |
| Total noninterest income | $1,837,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $509,000 | 2,531 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,328,000 | 1,778 |
| Total noninterest expense | $10,073,000 | 1,903 |
| Salaries and employee benefits | $4,389,000 | 2,202 |
| Premises and equipment expense | $1,978,000 | 1,272 |
| Additional noninterest expense | $3,706,000 | 1,825 |
| Pre-tax net operating income | $505,000 | 4,723 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $207,000 | 2,869 |
| Income before extraordinary items | $298,000 | 5,256 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $298,000 | 5,258 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $298,000 | 5,258 |
| Net charge-offs | $1,811,000 | 1,652 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $298,000 | 5,140 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,978,000 | 2,354 |
| Total interest expense | $1,324,000 | 3,157 |
| Net interest income | $7,654,000 | 2,142 |
| Provision for loan and lease losses | $1,244,000 | 1,718 |
| Total noninterest income | $1,007,000 | 2,611 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $379,000 | 2,564 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $628,000 | 2,362 |
| Total noninterest expense | $7,108,000 | 2,029 |
| Salaries and employee benefits | $3,226,000 | 2,247 |
| Premises and equipment expense | $1,512,000 | 1,262 |
| Additional noninterest expense | $2,370,000 | 2,112 |
| Pre-tax net operating income | $309,000 | 5,072 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $38,000 | 3,761 |
| Income before extraordinary items | $271,000 | 5,183 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $271,000 | 5,184 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $271,000 | 5,184 |
| Net charge-offs | $951,000 | 1,947 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $271,000 | 5,063 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,968,000 | 2,377 |
| Total interest expense | $894,000 | 3,229 |
| Net interest income | $5,074,000 | 2,155 |
| Provision for loan and lease losses | $900,000 | 1,580 |
| Total noninterest income | $765,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $251,000 | 2,557 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $514,000 | 2,051 |
| Total noninterest expense | $4,773,000 | 2,024 |
| Salaries and employee benefits | $2,140,000 | 2,268 |
| Premises and equipment expense | $1,032,000 | 1,245 |
| Additional noninterest expense | $1,601,000 | 2,114 |
| Pre-tax net operating income | $166,000 | 5,317 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $8,000 | 4,176 |
| Income before extraordinary items | $158,000 | 5,311 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 5,310 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $158,000 | 5,311 |
| Net charge-offs | $953,000 | 1,513 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $158,000 | 5,217 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 2,404 |
| Total interest expense | $464,000 | 3,230 |
| Net interest income | $2,500,000 | 2,183 |
| Provision for loan and lease losses | $450,000 | 1,516 |
| Total noninterest income | $307,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $136,000 | 2,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $171,000 | 2,702 |
| Total noninterest expense | $2,375,000 | 2,041 |
| Salaries and employee benefits | $1,100,000 | 2,228 |
| Premises and equipment expense | $541,000 | 1,210 |
| Additional noninterest expense | $734,000 | 2,259 |
| Pre-tax net operating income | $-18,000 | 6,437 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-31,000 | 7,133 |
| Income before extraordinary items | $13,000 | 6,214 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $13,000 | 6,213 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $13,000 | 6,214 |
| Net charge-offs | $962,000 | 882 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $13,000 | 6,177 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,633,000 | 2,219 |
| Total interest expense | $2,764,000 | 2,772 |
| Net interest income | $10,869,000 | 2,008 |
| Provision for loan and lease losses | $5,987,000 | 997 |
| Total noninterest income | $1,203,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $513,000 | 2,595 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $690,000 | 2,711 |
| Total noninterest expense | $13,595,000 | 1,461 |
| Salaries and employee benefits | $4,569,000 | 2,124 |
| Premises and equipment expense | $2,147,000 | 1,205 |
| Additional noninterest expense | $6,879,000 | 1,077 |
| Pre-tax net operating income | $-7,510,000 | 7,257 |
| Securities gains (losses) | $54,000 | 2,607 |
| Applicable income taxes | $-3,346,000 | 7,544 |
| Income before extraordinary items | $-4,110,000 | 7,111 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,110,000 | 7,110 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,110,000 | 7,111 |
| Net charge-offs | $3,665,000 | 1,293 |
| Cash dividends | $184,000 | 3,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,144,560 | 7,095 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,541,000 | 2,198 |
| Total interest expense | $2,211,000 | 2,748 |
| Net interest income | $8,330,000 | 1,982 |
| Provision for loan and lease losses | $4,918,000 | 890 |
| Total noninterest income | $899,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $371,000 | 2,732 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $528,000 | 2,676 |
| Total noninterest expense | $8,091,000 | 1,814 |
| Salaries and employee benefits | $3,424,000 | 2,114 |
| Premises and equipment expense | $1,643,000 | 1,194 |
| Additional noninterest expense | $3,024,000 | 1,759 |
| Pre-tax net operating income | $-3,780,000 | 7,283 |
| Securities gains (losses) | $54,000 | 2,362 |
| Applicable income taxes | $-1,341,000 | 7,547 |
| Income before extraordinary items | $-2,385,000 | 7,195 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,385,000 | 7,194 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,385,000 | 7,195 |
| Net charge-offs | $3,285,000 | 1,064 |
| Cash dividends | $184,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,419,560 | 7,175 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,077,000 | 2,205 |
| Total interest expense | $1,528,000 | 2,743 |
| Net interest income | $5,549,000 | 2,001 |
| Provision for loan and lease losses | $1,200,000 | 1,743 |
| Total noninterest income | $1,252,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $249,000 | 2,725 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,003,000 | 1,293 |
| Total noninterest expense | $5,057,000 | 1,943 |
| Salaries and employee benefits | $2,297,000 | 2,118 |
| Premises and equipment expense | $1,109,000 | 1,195 |
| Additional noninterest expense | $1,651,000 | 2,075 |
| Pre-tax net operating income | $544,000 | 3,493 |
| Securities gains (losses) | $54,000 | 1,832 |
| Applicable income taxes | $111,000 | 2,695 |
| Income before extraordinary items | $487,000 | 3,461 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $487,000 | 3,458 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $487,000 | 3,460 |
| Net charge-offs | $53,000 | 4,835 |
| Cash dividends | $184,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $443,260 | 3,501 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 2,156 |
| Total interest expense | $777,000 | 2,826 |
| Net interest income | $2,914,000 | 1,949 |
| Provision for loan and lease losses | $250,000 | 2,660 |
| Total noninterest income | $435,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $131,000 | 2,617 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $304,000 | 1,828 |
| Total noninterest expense | $2,573,000 | 1,926 |
| Salaries and employee benefits | $1,199,000 | 2,050 |
| Premises and equipment expense | $575,000 | 1,188 |
| Additional noninterest expense | $799,000 | 2,125 |
| Pre-tax net operating income | $526,000 | 2,318 |
| Securities gains (losses) | $54,000 | 1,110 |
| Applicable income taxes | $136,000 | 1,819 |
| Income before extraordinary items | $444,000 | 2,372 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $444,000 | 2,371 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $444,000 | 2,372 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $184,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $402,420 | 2,452 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,150,000 | 2,367 |
| Total interest expense | $3,873,000 | 2,813 |
| Net interest income | $10,277,000 | 2,135 |
| Provision for loan and lease losses | $10,512,000 | 832 |
| Total noninterest income | $2,642,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $697,000 | 2,263 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,945,000 | 1,400 |
| Total noninterest expense | $10,892,000 | 1,871 |
| Salaries and employee benefits | $4,994,000 | 1,971 |
| Premises and equipment expense | $2,117,000 | 1,288 |
| Additional noninterest expense | $3,781,000 | 1,941 |
| Pre-tax net operating income | $-8,485,000 | 7,423 |
| Securities gains (losses) | $169,000 | 1,685 |
| Applicable income taxes | $-3,382,000 | 7,653 |
| Income before extraordinary items | $-4,934,000 | 7,256 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,934,000 | 7,256 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,934,000 | 7,256 |
| Net charge-offs | $10,679,000 | 656 |
| Cash dividends | $678,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,042,160 | 7,286 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,676,000 | 2,386 |
| Total interest expense | $3,039,000 | 2,832 |
| Net interest income | $7,637,000 | 2,149 |
| Provision for loan and lease losses | $10,512,000 | 600 |
| Total noninterest income | $1,320,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $540,000 | 2,216 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $780,000 | 2,154 |
| Total noninterest expense | $7,731,000 | 1,942 |
| Salaries and employee benefits | $3,768,000 | 1,972 |
| Premises and equipment expense | $1,592,000 | 1,293 |
| Additional noninterest expense | $2,371,000 | 2,201 |
| Pre-tax net operating income | $-9,286,000 | 7,719 |
| Securities gains (losses) | $169,000 | 1,411 |
| Applicable income taxes | $-3,175,000 | 7,827 |
| Income before extraordinary items | $-5,942,000 | 7,647 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,942,000 | 7,647 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,942,000 | 7,647 |
| Net charge-offs | $7,749,000 | 609 |
| Cash dividends | $465,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,051,850 | 7,659 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,269,000 | 2,364 |
| Total interest expense | $2,157,000 | 2,784 |
| Net interest income | $5,112,000 | 2,133 |
| Provision for loan and lease losses | $425,000 | 3,178 |
| Total noninterest income | $888,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $361,000 | 2,192 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $527,000 | 2,144 |
| Total noninterest expense | $5,143,000 | 1,980 |
| Salaries and employee benefits | $2,555,000 | 1,977 |
| Premises and equipment expense | $1,080,000 | 1,300 |
| Additional noninterest expense | $1,508,000 | 2,327 |
| Pre-tax net operating income | $432,000 | 3,549 |
| Securities gains (losses) | $102,000 | 1,478 |
| Applicable income taxes | $55,000 | 3,087 |
| Income before extraordinary items | $479,000 | 3,173 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $479,000 | 3,171 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $479,000 | 3,172 |
| Net charge-offs | $35,000 | 5,223 |
| Cash dividends | $270,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $387,200 | 3,417 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 2,320 |
| Total interest expense | $1,117,000 | 2,799 |
| Net interest income | $2,635,000 | 2,076 |
| Provision for loan and lease losses | $162,000 | 3,120 |
| Total noninterest income | $526,000 | 2,054 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $187,000 | 2,081 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $339,000 | 1,797 |
| Total noninterest expense | $2,528,000 | 1,969 |
| Salaries and employee benefits | $1,282,000 | 2,004 |
| Premises and equipment expense | $550,000 | 1,300 |
| Additional noninterest expense | $696,000 | 2,240 |
| Pre-tax net operating income | $471,000 | 2,488 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $100,000 | 2,180 |
| Income before extraordinary items | $371,000 | 2,716 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $371,000 | 2,714 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $371,000 | 2,717 |
| Net charge-offs | $73,000 | 3,196 |
| Cash dividends | $154,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $371,000 | 2,579 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,265,000 | 2,304 |
| Total interest expense | $5,151,000 | 2,892 |
| Net interest income | $11,114,000 | 1,998 |
| Provision for loan and lease losses | $2,380,000 | 1,613 |
| Total noninterest income | $1,505,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $758,000 | 2,207 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $747,000 | 2,534 |
| Total noninterest expense | $10,908,000 | 1,784 |
| Salaries and employee benefits | $4,877,000 | 2,083 |
| Premises and equipment expense | $1,974,000 | 1,399 |
| Additional noninterest expense | $4,057,000 | 1,526 |
| Pre-tax net operating income | $-669,000 | 6,854 |
| Securities gains (losses) | $208,000 | 702 |
| Applicable income taxes | $-410,000 | 7,419 |
| Income before extraordinary items | $-51,000 | 6,306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-51,000 | 6,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,458,000 | 1,589 |
| Cash dividends | $940,000 | 2,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-184,120 | 6,614 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,437,000 | 2,320 |
| Total interest expense | $3,970,000 | 2,923 |
| Net interest income | $8,467,000 | 1,985 |
| Provision for loan and lease losses | $660,000 | 2,334 |
| Total noninterest income | $1,113,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $546,000 | 2,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $567,000 | 2,607 |
| Total noninterest expense | $7,335,000 | 1,959 |
| Salaries and employee benefits | $3,625,000 | 2,118 |
| Premises and equipment expense | $1,455,000 | 1,432 |
| Additional noninterest expense | $2,255,000 | 1,936 |
| Pre-tax net operating income | $1,585,000 | 2,726 |
| Securities gains (losses) | $208,000 | 606 |
| Applicable income taxes | $457,000 | 2,014 |
| Income before extraordinary items | $1,336,000 | 2,550 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,336,000 | 2,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $728,000 | 1,575 |
| Cash dividends | $804,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,180,000 | 2,929 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,293,000 | 2,351 |
| Total interest expense | $2,725,000 | 2,954 |
| Net interest income | $5,568,000 | 2,001 |
| Provision for loan and lease losses | $310,000 | 2,477 |
| Total noninterest income | $749,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $362,000 | 2,288 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $387,000 | 2,640 |
| Total noninterest expense | $4,848,000 | 1,979 |
| Salaries and employee benefits | $2,417,000 | 2,143 |
| Premises and equipment expense | $954,000 | 1,459 |
| Additional noninterest expense | $1,477,000 | 1,955 |
| Pre-tax net operating income | $1,159,000 | 2,649 |
| Securities gains (losses) | $184,000 | 655 |
| Applicable income taxes | $375,000 | 1,940 |
| Income before extraordinary items | $968,000 | 2,640 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $968,000 | 2,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $749,000 | 1,020 |
| Cash dividends | $666,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $835,520 | 2,917 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 2,347 |
| Total interest expense | $1,505,000 | 2,887 |
| Net interest income | $2,783,000 | 2,001 |
| Provision for loan and lease losses | $130,000 | 2,351 |
| Total noninterest income | $377,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $183,000 | 2,237 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $194,000 | 2,623 |
| Total noninterest expense | $2,446,000 | 1,958 |
| Salaries and employee benefits | $1,197,000 | 2,196 |
| Premises and equipment expense | $478,000 | 1,454 |
| Additional noninterest expense | $771,000 | 1,827 |
| Pre-tax net operating income | $584,000 | 2,767 |
| Securities gains (losses) | $184,000 | 472 |
| Applicable income taxes | $231,000 | 1,776 |
| Income before extraordinary items | $537,000 | 2,537 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $537,000 | 2,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,828 |
| Cash dividends | $504,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $408,200 | 3,074 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,303,000 | 2,250 |
| Total interest expense | $7,068,000 | 2,598 |
| Net interest income | $11,235,000 | 2,025 |
| Provision for loan and lease losses | $285,000 | 3,288 |
| Total noninterest income | $1,865,000 | 2,324 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $708,000 | 2,349 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,157,000 | 2,017 |
| Total noninterest expense | $9,597,000 | 1,930 |
| Salaries and employee benefits | $4,837,000 | 2,089 |
| Premises and equipment expense | $1,885,000 | 1,413 |
| Additional noninterest expense | $2,875,000 | 1,913 |
| Pre-tax net operating income | $3,218,000 | 2,337 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $842,000 | 2,071 |
| Income before extraordinary items | $2,376,000 | 2,483 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,376,000 | 2,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,821 |
| Cash dividends | $1,653,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,376,000 | 2,475 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,633,000 | 2,277 |
| Total interest expense | $5,279,000 | 2,602 |
| Net interest income | $8,354,000 | 2,055 |
| Provision for loan and lease losses | $210,000 | 2,918 |
| Total noninterest income | $1,276,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $498,000 | 2,454 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $778,000 | 2,158 |
| Total noninterest expense | $7,076,000 | 1,943 |
| Salaries and employee benefits | $3,687,000 | 2,040 |
| Premises and equipment expense | $1,422,000 | 1,388 |
| Additional noninterest expense | $1,967,000 | 2,047 |
| Pre-tax net operating income | $2,344,000 | 2,539 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $727,000 | 2,036 |
| Income before extraordinary items | $1,617,000 | 2,817 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,617,000 | 2,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,317 |
| Cash dividends | $1,474,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,617,000 | 2,797 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,199,000 | 2,260 |
| Total interest expense | $3,515,000 | 2,608 |
| Net interest income | $5,684,000 | 2,039 |
| Provision for loan and lease losses | $135,000 | 2,802 |
| Total noninterest income | $810,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $329,000 | 2,470 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $481,000 | 2,312 |
| Total noninterest expense | $4,654,000 | 1,983 |
| Salaries and employee benefits | $2,427,000 | 2,113 |
| Premises and equipment expense | $947,000 | 1,403 |
| Additional noninterest expense | $1,280,000 | 2,092 |
| Pre-tax net operating income | $1,705,000 | 2,445 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $540,000 | 1,960 |
| Income before extraordinary items | $1,165,000 | 2,697 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,165,000 | 2,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,695 |
| Cash dividends | $1,308,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,165,000 | 2,683 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 2,272 |
| Total interest expense | $1,775,000 | 2,572 |
| Net interest income | $2,785,000 | 2,081 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $415,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $161,000 | 2,463 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $254,000 | 2,197 |
| Total noninterest expense | $2,318,000 | 1,994 |
| Salaries and employee benefits | $1,205,000 | 2,131 |
| Premises and equipment expense | $478,000 | 1,408 |
| Additional noninterest expense | $635,000 | 2,070 |
| Pre-tax net operating income | $807,000 | 2,550 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $253,000 | 2,076 |
| Income before extraordinary items | $554,000 | 2,800 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $554,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,323 |
| Cash dividends | $1,090,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $554,000 | 2,793 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,562,000 | 2,224 |
| Total interest expense | $5,882,000 | 2,642 |
| Net interest income | $11,680,000 | 1,990 |
| Provision for loan and lease losses | $229,000 | 3,288 |
| Total noninterest income | $1,678,000 | 2,500 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $741,000 | 2,261 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $937,000 | 2,331 |
| Total noninterest expense | $9,493,000 | 1,878 |
| Salaries and employee benefits | $4,545,000 | 2,146 |
| Premises and equipment expense | $1,755,000 | 1,464 |
| Additional noninterest expense | $3,193,000 | 1,643 |
| Pre-tax net operating income | $3,636,000 | 2,405 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000,000 | 2,198 |
| Income before extraordinary items | $2,636,000 | 2,504 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,636,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,075 |
| Cash dividends | $1,467,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,636,000 | 2,485 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,020,000 | 2,238 |
| Total interest expense | $4,154,000 | 2,690 |
| Net interest income | $8,866,000 | 1,981 |
| Provision for loan and lease losses | $196,000 | 2,904 |
| Total noninterest income | $1,202,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $546,000 | 2,295 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $656,000 | 2,425 |
| Total noninterest expense | $7,166,000 | 1,854 |
| Salaries and employee benefits | $3,460,000 | 2,121 |
| Premises and equipment expense | $1,275,000 | 1,526 |
| Additional noninterest expense | $2,431,000 | 1,624 |
| Pre-tax net operating income | $2,706,000 | 2,496 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $969,000 | 1,926 |
| Income before extraordinary items | $1,737,000 | 2,874 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,737,000 | 2,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,678 |
| Cash dividends | $1,219,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,737,000 | 2,865 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,436,000 | 2,257 |
| Total interest expense | $2,543,000 | 2,777 |
| Net interest income | $5,893,000 | 1,986 |
| Provision for loan and lease losses | $135,000 | 2,822 |
| Total noninterest income | $784,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $356,000 | 2,320 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $428,000 | 2,448 |
| Total noninterest expense | $4,745,000 | 1,868 |
| Salaries and employee benefits | $2,344,000 | 2,085 |
| Premises and equipment expense | $819,000 | 1,582 |
| Additional noninterest expense | $1,582,000 | 1,668 |
| Pre-tax net operating income | $1,797,000 | 2,524 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $636,000 | 1,976 |
| Income before extraordinary items | $1,161,000 | 2,872 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,161,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,505 |
| Cash dividends | $1,000,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,161,000 | 2,859 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,144,000 | 2,258 |
| Total interest expense | $1,216,000 | 2,767 |
| Net interest income | $2,928,000 | 1,979 |
| Provision for loan and lease losses | $55,000 | 2,999 |
| Total noninterest income | $375,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $168,000 | 2,369 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $207,000 | 2,438 |
| Total noninterest expense | $2,386,000 | 1,867 |
| Salaries and employee benefits | $1,186,000 | 2,074 |
| Premises and equipment expense | $415,000 | 1,569 |
| Additional noninterest expense | $785,000 | 1,664 |
| Pre-tax net operating income | $862,000 | 2,559 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $310,000 | 1,977 |
| Income before extraordinary items | $552,000 | 2,922 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $552,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $751,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $552,000 | 2,908 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,013,000 | 2,215 |
| Total interest expense | $3,343,000 | 3,057 |
| Net interest income | $11,670,000 | 1,894 |
| Provision for loan and lease losses | $410,000 | 2,236 |
| Total noninterest income | $1,772,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $900,000 | 1,905 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $872,000 | 2,412 |
| Total noninterest expense | $9,457,000 | 1,795 |
| Salaries and employee benefits | $4,425,000 | 2,082 |
| Premises and equipment expense | $1,417,000 | 1,721 |
| Additional noninterest expense | $3,615,000 | 1,417 |
| Pre-tax net operating income | $3,575,000 | 2,424 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,067,000 | 2,177 |
| Income before extraordinary items | $2,508,000 | 2,590 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,508,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,403 |
| Cash dividends | $1,681,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,508,000 | 2,569 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,838,000 | 2,240 |
| Total interest expense | $2,292,000 | 3,147 |
| Net interest income | $8,546,000 | 1,925 |
| Provision for loan and lease losses | $350,000 | 1,932 |
| Total noninterest income | $1,348,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $699,000 | 1,834 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $649,000 | 2,430 |
| Total noninterest expense | $7,017,000 | 1,792 |
| Salaries and employee benefits | $3,308,000 | 2,066 |
| Premises and equipment expense | $1,004,000 | 1,796 |
| Additional noninterest expense | $2,705,000 | 1,407 |
| Pre-tax net operating income | $2,527,000 | 2,554 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $921,000 | 1,997 |
| Income before extraordinary items | $1,606,000 | 2,974 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,606,000 | 2,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $1,498,000 | 1,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,606,000 | 2,934 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,062,000 | 2,235 |
| Total interest expense | $1,415,000 | 3,199 |
| Net interest income | $5,647,000 | 1,914 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $939,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $487,000 | 1,724 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $452,000 | 2,346 |
| Total noninterest expense | $4,726,000 | 1,762 |
| Salaries and employee benefits | $2,198,000 | 2,064 |
| Premises and equipment expense | $626,000 | 1,902 |
| Additional noninterest expense | $1,902,000 | 1,314 |
| Pre-tax net operating income | $1,620,000 | 2,597 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $606,000 | 1,991 |
| Income before extraordinary items | $1,014,000 | 3,057 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,014,000 | 3,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,382 |
| Cash dividends | $1,109,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,014,000 | 3,010 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 2,252 |
| Total interest expense | $646,000 | 3,315 |
| Net interest income | $2,782,000 | 1,935 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $492,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $238,000 | 1,705 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $254,000 | 2,129 |
| Total noninterest expense | $2,549,000 | 1,655 |
| Salaries and employee benefits | $1,121,000 | 2,035 |
| Premises and equipment expense | $301,000 | 1,996 |
| Additional noninterest expense | $1,127,000 | 1,095 |
| Pre-tax net operating income | $605,000 | 3,201 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $224,000 | 2,421 |
| Income before extraordinary items | $381,000 | 3,737 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $381,000 | 3,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,391 |
| Cash dividends | $703,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $381,000 | 3,698 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,647,000 | 2,267 |
| Total interest expense | $1,965,000 | 3,708 |
| Net interest income | $10,682,000 | 1,902 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $1,498,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $802,000 | 2,137 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $696,000 | 2,717 |
| Total noninterest expense | $9,131,000 | 1,774 |
| Salaries and employee benefits | $4,510,000 | 1,936 |
| Premises and equipment expense | $1,035,000 | 2,215 |
| Additional noninterest expense | $3,586,000 | 1,386 |
| Pre-tax net operating income | $2,689,000 | 2,825 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $762,000 | 2,607 |
| Income before extraordinary items | $1,944,000 | 2,982 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,944,000 | 2,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,335 |
| Cash dividends | $730,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,931,760 | 2,947 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,264,000 | 2,299 |
| Total interest expense | $1,395,000 | 3,821 |
| Net interest income | $7,869,000 | 1,912 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $1,124,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $608,000 | 2,143 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $516,000 | 2,744 |
| Total noninterest expense | $6,568,000 | 1,838 |
| Salaries and employee benefits | $3,354,000 | 1,946 |
| Premises and equipment expense | $760,000 | 2,264 |
| Additional noninterest expense | $2,454,000 | 1,496 |
| Pre-tax net operating income | $2,155,000 | 2,704 |
| Securities gains (losses) | $17,000 | 2,413 |
| Applicable income taxes | $686,000 | 2,350 |
| Income before extraordinary items | $1,486,000 | 2,975 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,486,000 | 2,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,975 |
| Cash dividends | $603,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,474,440 | 2,916 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 2,329 |
| Total interest expense | $896,000 | 3,942 |
| Net interest income | $5,155,000 | 1,930 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $735,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $397,000 | 2,157 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $338,000 | 2,796 |
| Total noninterest expense | $4,350,000 | 1,835 |
| Salaries and employee benefits | $2,240,000 | 1,942 |
| Premises and equipment expense | $484,000 | 2,353 |
| Additional noninterest expense | $1,626,000 | 1,489 |
| Pre-tax net operating income | $1,360,000 | 2,790 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $426,000 | 2,452 |
| Income before extraordinary items | $934,000 | 3,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $934,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,841 |
| Cash dividends | $510,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $934,000 | 3,017 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,990,000 | 2,365 |
| Total interest expense | $445,000 | 4,006 |
| Net interest income | $2,545,000 | 1,962 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $359,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $189,000 | 2,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $170,000 | 2,726 |
| Total noninterest expense | $2,172,000 | 1,849 |
| Salaries and employee benefits | $1,119,000 | 1,958 |
| Premises and equipment expense | $248,000 | 2,331 |
| Additional noninterest expense | $805,000 | 1,491 |
| Pre-tax net operating income | $642,000 | 2,903 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $199,000 | 2,588 |
| Income before extraordinary items | $443,000 | 3,236 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $443,000 | 3,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,595 |
| Cash dividends | $384,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $443,000 | 3,121 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,886,000 | 2,404 |
| Total interest expense | $2,236,000 | 3,653 |
| Net interest income | $9,650,000 | 2,031 |
| Provision for loan and lease losses | $755,000 | 1,530 |
| Total noninterest income | $2,281,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $855,000 | 2,007 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,426,000 | 1,898 |
| Total noninterest expense | $8,456,000 | 1,876 |
| Salaries and employee benefits | $4,368,000 | 1,972 |
| Premises and equipment expense | $1,106,000 | 2,058 |
| Additional noninterest expense | $2,982,000 | 1,637 |
| Pre-tax net operating income | $2,720,000 | 2,705 |
| Securities gains (losses) | $225,000 | 1,261 |
| Applicable income taxes | $943,000 | 2,261 |
| Income before extraordinary items | $2,002,000 | 2,864 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,002,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,187 |
| Cash dividends | $510,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,849,000 | 2,910 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,967,000 | 2,427 |
| Total interest expense | $1,787,000 | 3,580 |
| Net interest income | $7,180,000 | 2,055 |
| Provision for loan and lease losses | $523,000 | 1,600 |
| Total noninterest income | $1,268,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $633,000 | 2,039 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $635,000 | 2,733 |
| Total noninterest expense | $6,214,000 | 1,913 |
| Salaries and employee benefits | $3,190,000 | 2,018 |
| Premises and equipment expense | $871,000 | 1,960 |
| Additional noninterest expense | $2,153,000 | 1,685 |
| Pre-tax net operating income | $1,711,000 | 3,203 |
| Securities gains (losses) | $225,000 | 1,161 |
| Applicable income taxes | $604,000 | 2,656 |
| Income before extraordinary items | $1,332,000 | 3,233 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,332,000 | 3,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,855 |
| Cash dividends | $359,000 | 3,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,176,750 | 3,385 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,018,000 | 2,432 |
| Total interest expense | $1,256,000 | 3,528 |
| Net interest income | $4,762,000 | 2,053 |
| Provision for loan and lease losses | $365,000 | 1,523 |
| Total noninterest income | $866,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $420,000 | 2,004 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $446,000 | 2,623 |
| Total noninterest expense | $4,142,000 | 1,908 |
| Salaries and employee benefits | $2,101,000 | 2,023 |
| Premises and equipment expense | $610,000 | 1,871 |
| Additional noninterest expense | $1,431,000 | 1,684 |
| Pre-tax net operating income | $1,121,000 | 3,242 |
| Securities gains (losses) | $83,000 | 1,647 |
| Applicable income taxes | $373,000 | 2,826 |
| Income before extraordinary items | $831,000 | 3,410 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $831,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,268 |
| Cash dividends | $306,000 | 2,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $773,730 | 3,405 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 2,500 |
| Total interest expense | $637,000 | 3,577 |
| Net interest income | $2,290,000 | 2,135 |
| Provision for loan and lease losses | $223,000 | 1,263 |
| Total noninterest income | $431,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $205,000 | 1,981 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $226,000 | 2,503 |
| Total noninterest expense | $2,035,000 | 1,920 |
| Salaries and employee benefits | $1,040,000 | 2,037 |
| Premises and equipment expense | $310,000 | 1,843 |
| Additional noninterest expense | $685,000 | 1,724 |
| Pre-tax net operating income | $463,000 | 3,681 |
| Securities gains (losses) | $83,000 | 1,102 |
| Applicable income taxes | $119,000 | 3,639 |
| Income before extraordinary items | $427,000 | 3,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $427,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 793 |
| Cash dividends | $259,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $362,260 | 3,545 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,647,000 | 2,623 |
| Total interest expense | $3,261,000 | 3,298 |
| Net interest income | $8,386,000 | 2,312 |
| Provision for loan and lease losses | $340,000 | 3,182 |
| Total noninterest income | $1,976,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $910,000 | 1,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,066,000 | 2,087 |
| Total noninterest expense | $8,824,000 | 1,718 |
| Salaries and employee benefits | $4,230,000 | 1,907 |
| Premises and equipment expense | $1,263,000 | 1,753 |
| Additional noninterest expense | $3,331,000 | 1,421 |
| Pre-tax net operating income | $1,198,000 | 4,717 |
| Securities gains (losses) | $226,000 | 1,083 |
| Applicable income taxes | $431,000 | 3,743 |
| Income before extraordinary items | $993,000 | 4,626 |
| Extraordinary gains, net | $219,000 | 31 |
| Net income | $1,212,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,665 |
| Cash dividends | $201,000 | 4,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $834,800 | 4,955 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,610,000 | 2,510 |
| Total interest expense | $5,832,000 | 2,742 |
| Net interest income | $7,778,000 | 2,298 |
| Provision for loan and lease losses | $400,000 | 2,609 |
| Total noninterest income | $2,110,000 | 1,928 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $965,000 | 1,533 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,145,000 | 1,864 |
| Total noninterest expense | $8,505,000 | 1,713 |
| Salaries and employee benefits | $3,989,000 | 1,882 |
| Premises and equipment expense | $1,432,000 | 1,501 |
| Additional noninterest expense | $3,084,000 | 1,509 |
| Pre-tax net operating income | $983,000 | 4,938 |
| Securities gains (losses) | $197,000 | 1,199 |
| Applicable income taxes | $357,000 | 3,946 |
| Income before extraordinary items | $823,000 | 4,799 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $823,000 | 4,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,125 |
| Cash dividends | $142,000 | 5,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $685,100 | 5,164 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,665,000 | 2,551 |
| Total interest expense | $5,950,000 | 2,806 |
| Net interest income | $7,715,000 | 2,303 |
| Provision for loan and lease losses | $346,000 | 2,596 |
| Total noninterest income | $1,842,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,069,000 | 1,270 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $773,000 | 2,193 |
| Total noninterest expense | $8,078,000 | 1,727 |
| Salaries and employee benefits | $3,622,000 | 1,975 |
| Premises and equipment expense | $1,611,000 | 1,262 |
| Additional noninterest expense | $2,845,000 | 1,577 |
| Pre-tax net operating income | $1,133,000 | 4,900 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $383,000 | 4,069 |
| Income before extraordinary items | $750,000 | 5,235 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $750,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,848 |
| Cash dividends | $4,264,000 | 717 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $750,000 | 5,229 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,341,000 | 2,639 |
| Total interest expense | $5,422,000 | 2,702 |
| Net interest income | $6,919,000 | 2,538 |
| Provision for loan and lease losses | $803,000 | 1,186 |
| Total noninterest income | $1,470,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $846,000 | 1,558 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $624,000 | 2,562 |
| Total noninterest expense | $7,283,000 | 1,890 |
| Salaries and employee benefits | $3,220,000 | 2,179 |
| Premises and equipment expense | $1,560,000 | 1,301 |
| Additional noninterest expense | $2,503,000 | 1,769 |
| Pre-tax net operating income | $303,000 | 8,076 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $106,000 | 6,848 |
| Income before extraordinary items | $197,000 | 8,337 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $197,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $824,000 | 815 |
| Cash dividends | $2,281,000 | 1,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $197,000 | 8,299 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,082,000 | 2,911 |
| Total interest expense | $4,846,000 | 3,089 |
| Net interest income | $6,236,000 | 2,750 |
| Provision for loan and lease losses | $213,000 | 3,385 |
| Total noninterest income | $1,277,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $609,000 | 2,103 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $668,000 | 2,478 |
| Total noninterest expense | $5,985,000 | 2,181 |
| Salaries and employee benefits | $2,672,000 | 2,524 |
| Premises and equipment expense | $1,145,000 | 1,724 |
| Additional noninterest expense | $2,168,000 | 1,948 |
| Pre-tax net operating income | $1,315,000 | 4,576 |
| Securities gains (losses) | $26,000 | 2,229 |
| Applicable income taxes | $417,000 | 4,314 |
| Income before extraordinary items | $924,000 | 4,745 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $924,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,735 |
| Cash dividends | $171,000 | 5,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $906,060 | 4,708 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,369,000 | 3,121 |
| Total interest expense | $4,488,000 | 3,306 |
| Net interest income | $5,881,000 | 2,965 |
| Provision for loan and lease losses | $72,000 | 5,860 |
| Total noninterest income | $1,228,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $610,000 | 2,150 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $618,000 | 2,423 |
| Total noninterest expense | $5,839,000 | 2,204 |
| Salaries and employee benefits | $2,611,000 | 2,535 |
| Premises and equipment expense | $1,064,000 | 1,864 |
| Additional noninterest expense | $2,164,000 | 1,957 |
| Pre-tax net operating income | $1,198,000 | 5,256 |
| Securities gains (losses) | $213,000 | 679 |
| Applicable income taxes | $506,000 | 4,182 |
| Income before extraordinary items | $905,000 | 5,031 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $905,000 | 5,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,932 |
| Cash dividends | $2,000 | 7,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $768,680 | 5,541 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,346,000 | 3,488 |
| Total interest expense | $3,861,000 | 3,836 |
| Net interest income | $5,485,000 | 3,229 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $759,000 | 3,847 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $591,000 | 2,297 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $168,000 | 5,634 |
| Total noninterest expense | $4,911,000 | 2,786 |
| Salaries and employee benefits | $2,152,000 | 3,104 |
| Premises and equipment expense | $784,000 | 2,500 |
| Additional noninterest expense | $1,975,000 | 2,491 |
| Pre-tax net operating income | $1,273,000 | 4,910 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $496,000 | 4,178 |
| Income before extraordinary items | $777,000 | 5,406 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $777,000 | 5,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,470 |
| Cash dividends | $87,000 | 6,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $777,000 | 5,355 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,490,000 | 3,804 |
| Total interest expense | $3,296,000 | 4,380 |
| Net interest income | $5,194,000 | 3,407 |
| Provision for loan and lease losses | $183,000 | 3,199 |
| Total noninterest income | $635,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $499,000 | 2,732 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $136,000 | 6,260 |
| Total noninterest expense | $4,181,000 | 3,191 |
| Salaries and employee benefits | $1,888,000 | 3,498 |
| Premises and equipment expense | $635,000 | 3,067 |
| Additional noninterest expense | $1,658,000 | 2,805 |
| Pre-tax net operating income | $1,465,000 | 4,536 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $564,000 | 3,825 |
| Income before extraordinary items | $901,000 | 4,995 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $901,000 | 4,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $493,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 694 |
| Net operating income | $901,000 | 4,970 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,537,000 | 4,497 |
| Total interest expense | $2,402,000 | 4,815 |
| Net interest income | $4,135,000 | 4,251 |
| Provision for loan and lease losses | $248,000 | 2,622 |
| Total noninterest income | $823,000 | 3,629 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $470,000 | 2,939 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $353,000 | 3,695 |
| Total noninterest expense | $3,591,000 | 3,763 |
| Salaries and employee benefits | $1,534,000 | 4,210 |
| Premises and equipment expense | $479,000 | 3,941 |
| Additional noninterest expense | $1,578,000 | 3,161 |
| Pre-tax net operating income | $1,119,000 | 5,503 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $416,000 | 4,621 |
| Income before extraordinary items | $703,000 | 5,884 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $703,000 | 5,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $111,000 | 6,682 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,002 |
| Net operating income | $703,000 | 5,948 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,369,000 | 6,449 |
| Total interest expense | $1,659,000 | 6,718 |
| Net interest income | $2,710,000 | 6,149 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $513,000 | 5,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,923 |
| Total noninterest expense | $2,372,000 | 5,517 |
| Salaries and employee benefits | $1,163,000 | 5,379 |
| Premises and equipment expense | $369,000 | 5,029 |
| Additional noninterest expense | $840,000 | 5,685 |
| Pre-tax net operating income | $755,000 | 7,062 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $311,000 | 5,934 |
| Income before extraordinary items | $475,000 | 7,742 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $475,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $42,000 | 8,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $455,160 | 7,672 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,163,000 | 7,297 |
| Total interest expense | $1,907,000 | 7,332 |
| Net interest income | $2,256,000 | 7,103 |
| Provision for loan and lease losses | $106,000 | 7,118 |
| Total noninterest income | $468,000 | 5,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $2,125,000 | 6,098 |
| Salaries and employee benefits | $997,000 | 6,048 |
| Premises and equipment expense | $320,000 | 5,717 |
| Additional noninterest expense | $808,000 | 6,024 |
| Pre-tax net operating income | $493,000 | 8,455 |
| Securities gains (losses) | $74,000 | 3,490 |
| Applicable income taxes | $221,000 | 7,164 |
| Income before extraordinary items | $346,000 | 8,763 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $346,000 | 8,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 7,638 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,126 |
| Net operating income | $298,640 | 8,958 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.