Home > The Harbor Bank of Maryland > Net charge- offs to loans
The Harbor Bank of Maryland, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1019% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1590% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0778% | 4,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0308% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3254% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7200% | 324 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1140% | 702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0509% | 4,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2549% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4881% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8437% | 298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0605% | 4,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2026% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 13.8635% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5108% | 945 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0076% | 3,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0585% | 4,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0422% | 4,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0684% | 4,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2423% | 4,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2659% | 4,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0656% | 972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1188% | 2,042 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1388% | 1,876 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0592% | 4,349 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0922% | 4,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3206% | 4,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3522% | 4,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0921% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1075% | 4,466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1414% | 4,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4770% | 4,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5244% | 4,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0346% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2139% | 4,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2867% | 4,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9177% | 4,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9954% | 4,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1632% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9869% | 4,606 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.7304% | 4,591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 3,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 3,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2661% | 1,341 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3295% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2428% | 1,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 3,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0323% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3537% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4415% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3217% | 962 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0123% | 3,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0552% | 4,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2639% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3579% | 851 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 3,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0362% | 4,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5299% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7092% | 544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 4,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 4,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 4,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 4,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 4,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0079% | 2,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5045% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3548% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1031% | 4,431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 4,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 4,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 4,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 4,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0193% | 1,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6648% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0314% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1369% | 4,477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 2,551 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 3,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9896% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4843% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2043% | 4,558 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 3,799 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 4,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1471% | 4,489 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2006% | 4,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1628% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2926% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 4,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 4,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0782% | 4,429 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1762% | 4,790 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4468% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4379% | 4,906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1661% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2157% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3907% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 4,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 4,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0944% | 4,516 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1237% | 4,732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6185% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4410% | 4,950 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1197% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1686% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3061% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 4,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 4,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1258% | 4,607 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2794% | 4,880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4001% | 4,930 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2821% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3471% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6174% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 4,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0483% | 4,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1194% | 1,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0319% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 4,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6542% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1951% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2602% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1592% | 600 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1241% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 4,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 4,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 4,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8877% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4801% | 1,427 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6701% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2180% | 4,935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1842% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 4,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0204% | 4,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 4,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 4,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3767% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1049% | 4,753 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1701% | 4,856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 4,369 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 4,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 4,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 4,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 4,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 4,032 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2184% | 4,950 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3648% | 5,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4030% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2536% | 399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4702% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 1,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0239% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1612% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2701% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7141% | 191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2865% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3346% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6533% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 4,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7179% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7661% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2853% | 254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4396% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5130% | 146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0135% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 4,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6511% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1788% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4788% | 134 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 4,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 4,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0364% | 5,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 4,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2044% | 2,027 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2825% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9558% | 5,529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 5,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0749% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1068% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 1,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 1,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1568% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1066% | 3,205 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1395% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0863% | 3,172 |
| Percentage Net Loans Charged-off: All other loans and lease | -28.4174% | 5,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0139% | 4,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1060% | 1,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1546% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0517% | 4,118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2165% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2179% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1879% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2367% | 2,188 |
| Percentage Net Loans Charged-off: All other loans and lease | -37.1071% | 5,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1752% | 5,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0523% | 1,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1101% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1148% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2814% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1822% | 5,283 |
| Percentage Net Loans Charged-off: All other loans and lease | -55.1627% | 5,523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2273% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2377% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5706% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3495% | 5,454 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4195% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6075% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 9.1480% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6524% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 5,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 5,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0485% | 5,808 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0507% | 5,264 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2812% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2376% | 5,602 |
| Percentage Net Loans Charged-off: All other loans and lease | 16.1027% | 90 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5782% | 392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8177% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 9.8891% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8691% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0388% | 5,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0416% | 5,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4568% | 5,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3798% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2083% | 5,542 |
| Percentage Net Loans Charged-off: All other loans and lease | 19.5194% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5850% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2750% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 13.2060% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3300% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2496% | 6,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2876% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1531% | 5,385 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5276% | 6,248 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 5,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0218% | 5,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.6383% | 6,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1989% | 1,988 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5878% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5990% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4312% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 9.3398% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0282% | 5,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2606% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2865% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0659% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.6089% | 6,335 |
| Percentage Net Loans Charged-off: Credit card loans | -8.0533% | 1,270 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1515% | 6,223 |
| Percentage Net Loans Charged-off: All other loans and lease | 16.8336% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7975% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5823% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 12.7220% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 5,755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3494% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3839% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7214% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.5009% | 6,419 |
| Percentage Net Loans Charged-off: Credit card loans | -10.2661% | 1,271 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2432% | 6,285 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6809% | 73 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8257% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 21.5619% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0299% | 5,836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.0926% | 52 |
| Percentage Net Loans Charged-off: Loans to individuals | -9.7471% | 6,509 |
| Percentage Net Loans Charged-off: Credit card loans | -22.8927% | 1,271 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7756% | 6,379 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3217% | 33 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7765% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 21.3259% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0277% | 5,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.8328% | 23 |
| Percentage Net Loans Charged-off: Loans to individuals | -19.3256% | 6,588 |
| Percentage Net Loans Charged-off: Credit card loans | -44.9967% | 1,267 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.2720% | 6,490 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3675% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4633% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | 3.4278% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3419% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4338% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4559% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 3,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1323% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4760% | 120 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5163% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3690% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8987% | 215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6241% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 4.3888% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4773% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5461% | 990 |
| Percentage Net Loans Charged-off: Home equity loans | 6.0157% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8137% | 165 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0662% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | 18.7990% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8999% | 459 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9302% | 105 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0624% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 7.0069% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8922% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8534% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 8.8136% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0262% | 2,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.5433% | 97 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.0907% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | 28.3587% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9506% | 277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8470% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0926% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1494% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6270% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 16.9126% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0347% | 6,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0510% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.3613% | 39 |
| Percentage Net Loans Charged-off: Credit card loans | 27.9011% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.6474% | 109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2856% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9320% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 11.2220% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0648% | 2,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4121% | 2,083 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0750% | 5,048 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4641% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3846% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1061% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1646% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0725% | 6,078 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3339% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8976% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 13.9219% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2423% | 6,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0380% | 6,718 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1008% | 5,097 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 6,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6212% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4875% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9346% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0970% | 3,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2653% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3279% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 19.1707% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3527% | 6,948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0351% | 6,703 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0763% | 5,095 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0309% | 6,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1371% | 1,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5210% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8748% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5887% | 1,715 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4812% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7387% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 33.6673% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0560% | 6,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0414% | 6,702 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1559% | 5,159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 6,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8764% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0000% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5942% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2983% | 6,290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9431% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4991% | 2,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7199% | 1,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 4,342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1149% | 5,317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0851% | 4,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3451% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1700% | 1,464 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5573% | 1,405 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9785% | 694 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6562% | 2,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 6,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 6,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 6,962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1527% | 5,349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 6,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7739% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4311% | 7,002 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7460% | 1,410 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2644% | 6,853 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9861% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 6,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 6,817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 6,915 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1527% | 5,362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0683% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1870% | 7,251 |
| Percentage Net Loans Charged-off: Credit card loans | -2.7650% | 1,443 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3859% | 6,970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9932% | 639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 6,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 6,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 3,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 2,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0524% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3545% | 7,350 |
| Percentage Net Loans Charged-off: Credit card loans | -5.4127% | 1,451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7491% | 7,147 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7628% | 1,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5712% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 6.7461% | 937 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5774% | 841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2281% | 3,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6153% | 1,153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1746% | 3,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4040% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2533% | 4,314 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2832% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0738% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6862% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 8.5989% | 648 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5678% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1941% | 3,183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0898% | 5,580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2341% | 2,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2112% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6138% | 7,419 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7624% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 5,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 4,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 2,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 7,246 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0662% | 5,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1192% | 3,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5901% | 2,682 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7222% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 5,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 3,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 1,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 7,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 7,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 2,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1700% | 3,452 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6667% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9869% | 264 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5295% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 21.7926% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2866% | 2,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 7,615 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0641% | 5,817 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 7,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4391% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3056% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9439% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8187% | 249 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7265% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 26.3367% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4198% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 7,634 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0422% | 5,835 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 7,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2836% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5537% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6167% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 6,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 4,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0566% | 1,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 7,637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0628% | 5,877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0932% | 7,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2033% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2473% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1377% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 3,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1123% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 6,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.6904% | 138 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3148% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7229% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4492% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 3.0388% | 821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0764% | 3,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6714% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9721% | 1,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.4183% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5409% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4869% | 1,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 4,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1008% | 2,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9113% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 7,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2755% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9385% | 110 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7745% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7636% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 3,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1596% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4064% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3701% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6025% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0055% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 3,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0468% | 7,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0483% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 23.8160% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2290% | 2,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0543% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6330% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1017% | 3,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2879% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2132% | 4,020 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1866% | 1,086 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1429% | 2,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3050% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7495% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9821% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 2,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1606% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3922% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 4,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 6,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0157% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8701% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0506% | 3,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 6,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9038% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1009% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 3,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0072% | 2,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3071% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1062% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0148% | 1,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6067% | 1,909 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0201% | 8,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0614% | 7,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1378% | 5,474 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9405% | 848 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 6,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 7,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3777% | 3,668 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7200% | 817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0414% | 7,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0463% | 7,161 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6324% | 8,345 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5280% | 809 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0542% | 7,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 6,754 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3471% | 8,554 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0114% | 2,046 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1449% | 3,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 3,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0211% | 1,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 7,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1526% | 3,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6398% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4541% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 2,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 2,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 1,023 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 7,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1292% | 2,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9848% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7125% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1667% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 2,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0444% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 8,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 8,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1273% | 2,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9731% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6392% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1916% | 1,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0907% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2671% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1859% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6101% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2259% | 3,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 8,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 8,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 8,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 4,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6697% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8986% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2588% | 2,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 8,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0363% | 8,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0377% | 8,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1561% | 3,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8237% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9044% | 853 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4448% | 1,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 2,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 1,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3468% | 2,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0069% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4069% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8146% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 1,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 1,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7450% | 1,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4892% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2488% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2253% | 3,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 3,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 8,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 2,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0571% | 2,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2401% | 3,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4943% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7771% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1634% | 4,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0669% | 2,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1364% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1435% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 4,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9686% | 2,349 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8790% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2726% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9237% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2094% | 3,356 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3756% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 10,080 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 7,535 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 7,265 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 8,690 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1592% | 7,867 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |