Home > The Garrett State Bank > Income and Expense

The Garrett State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,199,0002,260
Total interest expense$4,940,0002,023
Net interest income$10,259,0002,357
Provision for loan and lease losses$75,0002,605
Total noninterest income$704,0003,124
Gross Fiduciary activities income$4,000902
Service charges on deposit accounts$240,0002,479
Trading account gains and feesNANA
Additional Noninterest Income$460,0003,054
Total noninterest expense$6,177,0002,735
Salaries and employee benefits$3,295,0002,809
Premises and equipment expense$515,0002,920
Additional noninterest expense$460,0003,054
Pre-tax net operating income$4,711,0001,991
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$4,711,0001,796
Extraordinary gains, net$054
Net income$4,711,0001,818
Minority interest net income$088
Net income of bank and minority interests.$4,711,0001,799
Net charge-offs$56,0001,759
Cash dividends$2,722,0001,288
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,711,0001,823
2023-09-30 (YTD Data)Rank
Total interest income$11,062,0002,277
Total interest expense$3,378,0002,020
Net interest income$7,684,0002,369
Provision for loan and lease losses$47,0002,518
Total noninterest income$528,0003,113
Gross Fiduciary activities income$0950
Service charges on deposit accounts$181,0002,490
Trading account gains and feesNANA
Additional Noninterest Income$347,0003,038
Total noninterest expense$4,437,0002,799
Salaries and employee benefits$2,372,0002,852
Premises and equipment expense$413,0002,830
Additional noninterest expense$347,0003,037
Pre-tax net operating income$3,728,0001,972
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$3,728,0001,794
Extraordinary gains, net$052
Net income$3,728,0001,809
Minority interest net income$081
Net income of bank and minority interests.$3,728,0001,794
Net charge-offs$27,0001,761
Cash dividends$2,130,0001,128
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,728,0001,819
2023-06-30 (YTD Data)Rank
Total interest income$7,236,0002,279
Total interest expense$2,086,0001,967
Net interest income$5,150,0002,376
Provision for loan and lease losses$34,0002,412
Total noninterest income$355,0003,084
Gross Fiduciary activities income$0931
Service charges on deposit accounts$121,0002,468
Trading account gains and feesNANA
Additional Noninterest Income$234,0003,010
Total noninterest expense$2,964,0002,790
Salaries and employee benefits$1,594,0002,845
Premises and equipment expense$291,0002,751
Additional noninterest expense$234,0003,003
Pre-tax net operating income$2,507,0001,955
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$2,507,0001,780
Extraordinary gains, net$051
Net income$2,507,0001,800
Minority interest net income$081
Net income of bank and minority interests.$2,507,0001,780
Net charge-offs$25,0001,447
Cash dividends$1,406,0001,143
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,507,0001,788
2023-03-31 (YTD Data)Rank
Total interest income$3,530,0002,291
Total interest expense$893,0001,972
Net interest income$2,637,0002,352
Provision for loan and lease losses$6,0002,441
Total noninterest income$174,0003,106
Gross Fiduciary activities income$0913
Service charges on deposit accounts$60,0002,486
Trading account gains and feesNANA
Additional Noninterest Income$114,0003,029
Total noninterest expense$1,499,0002,809
Salaries and employee benefits$826,0002,834
Premises and equipment expense$159,0002,656
Additional noninterest expense$114,0003,029
Pre-tax net operating income$1,306,0001,955
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,306,0001,750
Extraordinary gains, net$04
Net income$1,306,0001,749
Minority interest net income$048
Net income of bank and minority interests.$1,306,0001,750
Net charge-offs$-3,0003,659
Cash dividends$711,0001,022
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,306,0001,771
2022-12-31 (YTD Data)Rank
Total interest income$11,997,0002,281
Total interest expense$1,643,0001,816
Net interest income$10,354,0002,324
Provision for loan and lease losses$165,0001,913
Total noninterest income$801,0003,049
Gross Fiduciary activities income$4,000937
Service charges on deposit accounts$254,0002,457
Trading account gains and feesNANA
Additional Noninterest Income$543,0002,974
Total noninterest expense$6,102,0002,736
Salaries and employee benefits$3,389,0002,751
Premises and equipment expense$542,0002,878
Additional noninterest expense$543,0002,974
Pre-tax net operating income$4,888,0002,064
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$4,888,0001,849
Extraordinary gains, net$05
Net income$4,888,0001,847
Minority interest net income$063
Net income of bank and minority interests.$4,888,0001,848
Net charge-offs$9,0002,179
Cash dividends$2,735,0001,233
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,888,0001,881
2022-09-30 (YTD Data)Rank
Total interest income$8,583,0002,290
Total interest expense$930,0001,862
Net interest income$7,653,0002,321
Provision for loan and lease losses$105,0001,837
Total noninterest income$619,0003,055
Gross Fiduciary activities income$0968
Service charges on deposit accounts$186,0002,508
Trading account gains and feesNANA
Additional Noninterest Income$433,0002,951
Total noninterest expense$4,306,0002,804
Salaries and employee benefits$2,385,0002,839
Premises and equipment expense$423,0002,821
Additional noninterest expense$433,0002,951
Pre-tax net operating income$3,861,0001,975
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$3,861,0001,778
Extraordinary gains, net$04
Net income$3,861,0001,778
Minority interest net income$057
Net income of bank and minority interests.$3,861,0001,777
Net charge-offs$1,0002,255
Cash dividends$1,945,0001,152
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,861,0001,811
2022-06-30 (YTD Data)Rank
Total interest income$5,486,0002,304
Total interest expense$521,0001,904
Net interest income$4,965,0002,319
Provision for loan and lease losses$60,0001,769
Total noninterest income$425,0003,014
Gross Fiduciary activities income$0925
Service charges on deposit accounts$123,0002,507
Trading account gains and feesNANA
Additional Noninterest Income$302,0002,924
Total noninterest expense$2,770,0002,858
Salaries and employee benefits$1,540,0002,902
Premises and equipment expense$297,0002,738
Additional noninterest expense$933,0002,730
Pre-tax net operating income$2,560,0001,907
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,560,0001,698
Extraordinary gains, net$04
Net income$2,560,0001,696
Minority interest net income$060
Net income of bank and minority interests.$2,560,0001,698
Net charge-offs$2,0001,931
Cash dividends$1,270,0001,167
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,560,0001,733
2022-03-31 (YTD Data)Rank
Total interest income$2,716,0002,275
Total interest expense$233,0002,006
Net interest income$2,483,0002,283
Provision for loan and lease losses$30,0001,548
Total noninterest income$230,0002,889
Gross Fiduciary activities income$0892
Service charges on deposit accounts$64,0002,432
Trading account gains and feesNANA
Additional Noninterest Income$166,0002,782
Total noninterest expense$1,391,0002,853
Salaries and employee benefits$782,0002,874
Premises and equipment expense$158,0002,649
Additional noninterest expense$451,0002,776
Pre-tax net operating income$1,292,0001,824
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,292,0001,612
Extraordinary gains, net$04
Net income$1,292,0001,611
Minority interest net income$050
Net income of bank and minority interests.$1,292,0001,612
Net charge-offs$01,838
Cash dividends$610,0001,038
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,292,0001,633
2021-12-31 (YTD Data)Rank
Total interest income$10,952,0002,332
Total interest expense$967,0002,263
Net interest income$9,985,0002,330
Provision for loan and lease losses$60,0002,437
Total noninterest income$778,0003,245
Gross Fiduciary activities income$3,000928
Service charges on deposit accounts$232,0002,494
Trading account gains and feesNANA
Additional Noninterest Income$543,0003,192
Total noninterest expense$5,718,0002,798
Salaries and employee benefits$3,162,0002,853
Premises and equipment expense$544,0002,899
Additional noninterest expense$2,012,0002,587
Pre-tax net operating income$4,985,0002,054
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$4,985,0001,898
Extraordinary gains, net$010
Net income$4,985,0001,898
Minority interest net income$074
Net income of bank and minority interests.$4,985,0001,899
Net charge-offs$36,0001,822
Cash dividends$2,779,0001,245
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,985,0001,868
2021-09-30 (YTD Data)Rank
Total interest income$8,253,0002,381
Total interest expense$758,0002,288
Net interest income$7,495,0002,369
Provision for loan and lease losses$45,0002,393
Total noninterest income$558,0003,326
Gross Fiduciary activities income$0957
Service charges on deposit accounts$166,0002,556
Trading account gains and feesNANA
Additional Noninterest Income$392,0003,278
Total noninterest expense$4,101,0002,886
Salaries and employee benefits$2,376,0002,865
Premises and equipment expense$417,0002,873
Additional noninterest expense$1,308,0002,830
Pre-tax net operating income$3,907,0002,080
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,907,0001,903
Extraordinary gains, net$08
Net income$3,907,0001,902
Minority interest net income$069
Net income of bank and minority interests.$3,907,0001,903
Net charge-offs$37,0001,488
Cash dividends$1,909,0001,206
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,907,0001,882
2021-06-30 (YTD Data)Rank
Total interest income$5,468,0002,382
Total interest expense$540,0002,245
Net interest income$4,928,0002,382
Provision for loan and lease losses$30,0002,355
Total noninterest income$372,0003,312
Gross Fiduciary activities income$0951
Service charges on deposit accounts$104,0002,589
Trading account gains and feesNANA
Additional Noninterest Income$268,0003,226
Total noninterest expense$2,683,0002,920
Salaries and employee benefits$1,568,0002,878
Premises and equipment expense$280,0002,869
Additional noninterest expense$835,0002,901
Pre-tax net operating income$2,587,0002,067
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,587,0001,893
Extraordinary gains, net$06
Net income$2,587,0001,892
Minority interest net income$067
Net income of bank and minority interests.$2,587,0001,893
Net charge-offs$29,0001,351
Cash dividends$1,194,0001,242
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,587,0001,858
2021-03-31 (YTD Data)Rank
Total interest income$2,635,0002,425
Total interest expense$291,0002,220
Net interest income$2,344,0002,441
Provision for loan and lease losses$15,0002,330
Total noninterest income$186,0003,301
Gross Fiduciary activities income$0922
Service charges on deposit accounts$53,0002,559
Trading account gains and feesNANA
Additional Noninterest Income$133,0003,231
Total noninterest expense$1,265,0003,005
Salaries and employee benefits$710,0003,016
Premises and equipment expense$145,0002,828
Additional noninterest expense$410,0002,893
Pre-tax net operating income$1,250,0002,097
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,250,0001,950
Extraordinary gains, net$03
Net income$1,250,0001,950
Minority interest net income$055
Net income of bank and minority interests.$1,250,0001,950
Net charge-offs$14,0001,259
Cash dividends$584,0001,091
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,250,0001,910
2020-12-31 (YTD Data)Rank
Total interest income$11,325,0002,330
Total interest expense$1,605,0002,273
Net interest income$9,720,0002,303
Provision for loan and lease losses$410,0002,422
Total noninterest income$701,0003,280
Gross Fiduciary activities income$3,000957
Service charges on deposit accounts$217,0002,668
Trading account gains and feesNANA
Additional Noninterest Income$481,0003,184
Total noninterest expense$5,587,0002,813
Salaries and employee benefits$3,013,0002,944
Premises and equipment expense$576,0002,819
Additional noninterest expense$1,998,0002,536
Pre-tax net operating income$4,424,0001,934
Securities gains (losses)$37,0001,860
Applicable income taxes$03,697
Income before extraordinary items$4,461,0001,785
Extraordinary gains, net$04
Net income$4,461,0001,785
Minority interest net income$072
Net income of bank and minority interests.$4,461,0001,785
Net charge-offs$18,0002,836
Cash dividends$2,555,0001,268
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,424,0001,749
2020-09-30 (YTD Data)Rank
Total interest income$8,775,0002,301
Total interest expense$1,292,0002,274
Net interest income$7,483,0002,259
Provision for loan and lease losses$320,0002,369
Total noninterest income$538,0003,228
Gross Fiduciary activities income$0981
Service charges on deposit accounts$162,0002,680
Trading account gains and feesNANA
Additional Noninterest Income$376,0003,110
Total noninterest expense$3,849,0002,951
Salaries and employee benefits$2,118,0003,012
Premises and equipment expense$436,0002,802
Additional noninterest expense$1,295,0002,778
Pre-tax net operating income$3,852,0001,729
Securities gains (losses)$37,0001,675
Applicable income taxes$03,696
Income before extraordinary items$3,889,0001,543
Extraordinary gains, net$04
Net income$3,889,0001,543
Minority interest net income$065
Net income of bank and minority interests.$3,889,0001,544
Net charge-offs$17,0002,566
Cash dividends$1,655,0001,264
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,852,0001,521
2020-06-30 (YTD Data)Rank
Total interest income$6,162,0002,239
Total interest expense$933,0002,245
Net interest income$5,229,0002,192
Provision for loan and lease losses$180,0002,493
Total noninterest income$357,0003,202
Gross Fiduciary activities income$0970
Service charges on deposit accounts$106,0002,748
Trading account gains and feesNANA
Additional Noninterest Income$251,0003,078
Total noninterest expense$2,560,0002,960
Salaries and employee benefits$1,425,0003,017
Premises and equipment expense$291,0002,808
Additional noninterest expense$844,0002,811
Pre-tax net operating income$2,846,0001,526
Securities gains (losses)$37,0001,432
Applicable income taxes$03,655
Income before extraordinary items$2,883,0001,347
Extraordinary gains, net$04
Net income$2,883,0001,347
Minority interest net income$065
Net income of bank and minority interests.$2,883,0001,347
Net charge-offs$-6,0004,173
Cash dividends$1,055,0001,267
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,846,0001,325
2020-03-31 (YTD Data)Rank
Total interest income$3,431,0002,043
Total interest expense$515,0002,246
Net interest income$2,916,0001,964
Provision for loan and lease losses$50,0002,502
Total noninterest income$193,0003,064
Gross Fiduciary activities income$0941
Service charges on deposit accounts$64,0002,747
Trading account gains and feesNANA
Additional Noninterest Income$129,0002,911
Total noninterest expense$1,271,0002,993
Salaries and employee benefits$725,0003,001
Premises and equipment expense$144,0002,840
Additional noninterest expense$402,0002,926
Pre-tax net operating income$1,788,0001,153
Securities gains (losses)$37,000943
Applicable income taxes$03,513
Income before extraordinary items$1,825,0001,007
Extraordinary gains, net$04
Net income$1,825,0001,007
Minority interest net income$056
Net income of bank and minority interests.$1,825,0001,007
Net charge-offs$-2,0003,865
Cash dividends$515,0001,241
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,788,0001,012
2019-12-31 (YTD Data)Rank
Total interest income$11,016,0002,418
Total interest expense$1,978,0002,357
Net interest income$9,038,0002,417
Provision for loan and lease losses$120,0002,773
Total noninterest income$696,0003,272
Gross Fiduciary activities income$3,000975
Service charges on deposit accounts$282,0002,721
Trading account gains and feesNANA
Additional Noninterest Income$411,0003,254
Total noninterest expense$5,518,0002,834
Salaries and employee benefits$3,077,0002,892
Premises and equipment expense$545,0002,968
Additional noninterest expense$1,896,0002,653
Pre-tax net operating income$4,096,0002,024
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$4,096,0001,849
Extraordinary gains, net$011
Net income$4,096,0001,851
Minority interest net income$076
Net income of bank and minority interests.$4,096,0001,851
Net charge-offs$122,0002,063
Cash dividends$2,341,0001,436
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,096,0001,818
2019-09-30 (YTD Data)Rank
Total interest income$8,213,0002,459
Total interest expense$1,472,0002,377
Net interest income$6,741,0002,459
Provision for loan and lease losses$90,0002,664
Total noninterest income$511,0003,315
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$211,0002,751
Trading account gains and feesNANA
Additional Noninterest Income$300,0003,289
Total noninterest expense$4,011,0002,902
Salaries and employee benefits$2,275,0002,924
Premises and equipment expense$405,0002,990
Additional noninterest expense$1,331,0002,782
Pre-tax net operating income$3,151,0002,043
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$3,151,0001,868
Extraordinary gains, net$011
Net income$3,151,0001,867
Minority interest net income$072
Net income of bank and minority interests.$3,151,0001,869
Net charge-offs$14,0002,849
Cash dividends$1,642,0001,379
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,151,0001,832
2019-06-30 (YTD Data)Rank
Total interest income$5,298,0002,513
Total interest expense$963,0002,383
Net interest income$4,335,0002,521
Provision for loan and lease losses$60,0002,560
Total noninterest income$321,0003,362
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$137,0002,776
Trading account gains and feesNANA
Additional Noninterest Income$184,0003,360
Total noninterest expense$2,584,0002,981
Salaries and employee benefits$1,450,0003,027
Premises and equipment expense$270,0003,018
Additional noninterest expense$864,0002,844
Pre-tax net operating income$2,012,0002,086
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,012,0001,909
Extraordinary gains, net$011
Net income$2,012,0001,908
Minority interest net income$069
Net income of bank and minority interests.$2,012,0001,909
Net charge-offs$11,0002,558
Cash dividends$1,102,0001,353
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,012,0001,881
2019-03-31 (YTD Data)Rank
Total interest income$2,607,0002,548
Total interest expense$460,0002,428
Net interest income$2,147,0002,553
Provision for loan and lease losses$30,0002,400
Total noninterest income$166,0003,288
Gross Fiduciary activities income$0972
Service charges on deposit accounts$73,0002,677
Trading account gains and feesNANA
Additional Noninterest Income$93,0003,317
Total noninterest expense$1,305,0002,982
Salaries and employee benefits$722,0003,048
Premises and equipment expense$140,0002,980
Additional noninterest expense$443,0002,805
Pre-tax net operating income$978,0002,082
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$978,0001,902
Extraordinary gains, net$05
Net income$978,0001,900
Minority interest net income$052
Net income of bank and minority interests.$978,0001,901
Net charge-offs$12,0001,909
Cash dividends$560,0001,242
Sale, conversion, retirement of capital stock, net$0529
Net operating income$978,0001,884
2018-12-31 (YTD Data)Rank
Total interest income$9,876,0002,544
Total interest expense$1,600,0002,247
Net interest income$8,276,0002,590
Provision for loan and lease losses$195,0002,411
Total noninterest income$772,0003,193
Gross Fiduciary activities income$4,0001,010
Service charges on deposit accounts$304,0002,725
Trading account gains and feesNANA
Additional Noninterest Income$464,0003,162
Total noninterest expense$5,210,0002,974
Salaries and employee benefits$2,850,0003,054
Premises and equipment expense$539,0003,035
Additional noninterest expense$1,821,0002,759
Pre-tax net operating income$3,643,0002,225
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$3,643,0002,031
Extraordinary gains, net$06
Net income$3,643,0002,029
Minority interest net income$072
Net income of bank and minority interests.$3,643,0002,030
Net charge-offs$155,0001,835
Cash dividends$2,087,0001,420
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,643,0002,025
2018-09-30 (YTD Data)Rank
Total interest income$7,360,0002,554
Total interest expense$1,161,0002,212
Net interest income$6,199,0002,600
Provision for loan and lease losses$150,0002,253
Total noninterest income$591,0003,193
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$225,0002,760
Trading account gains and feesNANA
Additional Noninterest Income$366,0003,125
Total noninterest expense$3,706,0003,081
Salaries and employee benefits$2,020,0003,147
Premises and equipment expense$411,0003,020
Additional noninterest expense$1,275,0002,905
Pre-tax net operating income$2,934,0002,156
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,934,0001,941
Extraordinary gains, net$05
Net income$2,934,0001,938
Minority interest net income$066
Net income of bank and minority interests.$2,934,0001,940
Net charge-offs$59,0002,086
Cash dividends$1,573,0001,261
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,934,0001,929
2018-06-30 (YTD Data)Rank
Total interest income$4,872,0002,557
Total interest expense$742,0002,197
Net interest income$4,130,0002,595
Provision for loan and lease losses$120,0002,009
Total noninterest income$386,0003,234
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$144,0002,827
Trading account gains and feesNANA
Additional Noninterest Income$242,0003,145
Total noninterest expense$2,439,0003,129
Salaries and employee benefits$1,342,0003,178
Premises and equipment expense$283,0002,980
Additional noninterest expense$814,0003,015
Pre-tax net operating income$1,957,0002,126
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,957,0001,913
Extraordinary gains, net$06
Net income$1,957,0001,911
Minority interest net income$065
Net income of bank and minority interests.$1,957,0001,912
Net charge-offs$8,0002,667
Cash dividends$1,039,0001,268
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,957,0001,908
2018-03-31 (YTD Data)Rank
Total interest income$2,447,0002,540
Total interest expense$349,0002,214
Net interest income$2,098,0002,584
Provision for loan and lease losses$60,0001,880
Total noninterest income$191,0003,240
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$72,0002,839
Trading account gains and feesNANA
Additional Noninterest Income$119,0003,121
Total noninterest expense$1,189,0003,210
Salaries and employee benefits$658,0003,235
Premises and equipment expense$145,0002,964
Additional noninterest expense$386,0003,142
Pre-tax net operating income$1,040,0001,986
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,040,0001,780
Extraordinary gains, net$07
Net income$1,040,0001,779
Minority interest net income$052
Net income of bank and minority interests.$1,040,0001,780
Net charge-offs$-6,0004,537
Cash dividends$505,0001,160
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,040,0001,769
2017-12-31 (YTD Data)Rank
Total interest income$9,331,0002,581
Total interest expense$1,277,0002,162
Net interest income$8,054,0002,624
Provision for loan and lease losses$240,0002,185
Total noninterest income$700,0003,455
Gross Fiduciary activities income$4,0001,047
Service charges on deposit accounts$300,0002,859
Trading account gains and feesNANA
Additional Noninterest Income$396,0003,469
Total noninterest expense$4,829,0003,159
Salaries and employee benefits$2,690,0003,200
Premises and equipment expense$509,0003,231
Additional noninterest expense$1,630,0003,041
Pre-tax net operating income$3,685,0002,159
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$3,685,0001,720
Extraordinary gains, net$09
Net income$3,685,0001,720
Minority interest net income$076
Net income of bank and minority interests.$3,685,0001,720
Net charge-offs$100,0002,424
Cash dividends$2,206,0001,314
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,685,0001,700
2017-09-30 (YTD Data)Rank
Total interest income$6,976,0002,597
Total interest expense$938,0002,175
Net interest income$6,038,0002,640
Provision for loan and lease losses$180,0002,116
Total noninterest income$531,0003,470
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$224,0002,886
Trading account gains and feesNANA
Additional Noninterest Income$307,0003,447
Total noninterest expense$3,403,0003,313
Salaries and employee benefits$1,886,0003,336
Premises and equipment expense$390,0003,223
Additional noninterest expense$1,127,0003,232
Pre-tax net operating income$2,986,0002,068
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$2,986,0001,737
Extraordinary gains, net$09
Net income$2,986,0001,737
Minority interest net income$071
Net income of bank and minority interests.$2,986,0001,737
Net charge-offs$36,0002,656
Cash dividends$1,629,0001,232
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,986,0001,721
2017-06-30 (YTD Data)Rank
Total interest income$4,607,0002,602
Total interest expense$607,0002,189
Net interest income$4,000,0002,648
Provision for loan and lease losses$120,0002,050
Total noninterest income$343,0003,529
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$149,0002,889
Trading account gains and feesNANA
Additional Noninterest Income$194,0003,519
Total noninterest expense$2,255,0003,343
Salaries and employee benefits$1,264,0003,342
Premises and equipment expense$265,0003,184
Additional noninterest expense$726,0003,308
Pre-tax net operating income$1,968,0002,052
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,968,0001,723
Extraordinary gains, net$011
Net income$1,968,0001,723
Minority interest net income$071
Net income of bank and minority interests.$1,968,0001,723
Net charge-offs$20,0002,580
Cash dividends$1,079,0001,238
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,968,0001,705
2017-03-31 (YTD Data)Rank
Total interest income$2,274,0002,621
Total interest expense$298,0002,194
Net interest income$1,976,0002,670
Provision for loan and lease losses$60,0001,878
Total noninterest income$181,0003,427
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$75,0002,881
Trading account gains and feesNANA
Additional Noninterest Income$106,0003,383
Total noninterest expense$1,138,0003,359
Salaries and employee benefits$643,0003,340
Premises and equipment expense$130,0003,272
Additional noninterest expense$365,0003,299
Pre-tax net operating income$959,0002,020
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$959,0001,727
Extraordinary gains, net$08
Net income$959,0001,726
Minority interest net income$055
Net income of bank and minority interests.$959,0001,727
Net charge-offs$20,0001,889
Cash dividends$500,0001,199
Sale, conversion, retirement of capital stock, net$0632
Net operating income$959,0001,710
2016-12-31 (YTD Data)Rank
Total interest income$8,919,0002,639
Total interest expense$1,225,0002,101
Net interest income$7,694,0002,700
Provision for loan and lease losses$225,0002,297
Total noninterest income$629,0003,748
Gross Fiduciary activities income$3,0001,090
Service charges on deposit accounts$295,0002,960
Trading account gains and fees$0170
Additional Noninterest Income$331,0003,821
Total noninterest expense$4,722,0003,299
Salaries and employee benefits$2,568,0003,358
Premises and equipment expense$500,0003,378
Additional noninterest expense$1,654,0003,132
Pre-tax net operating income$3,376,0002,183
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$3,376,0001,904
Extraordinary gains, net$05
Net income$3,376,0001,903
Minority interest net income$082
Net income of bank and minority interests.$3,376,0001,903
Net charge-offs$267,0001,650
Cash dividends$1,943,0001,462
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,376,0001,858
2016-09-30 (YTD Data)Rank
Total interest income$6,691,0002,645
Total interest expense$924,0002,090
Net interest income$5,767,0002,707
Provision for loan and lease losses$165,0002,258
Total noninterest income$456,0003,824
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$219,0003,000
Trading account gains and fees$0169
Additional Noninterest Income$237,0003,902
Total noninterest expense$3,382,0003,408
Salaries and employee benefits$1,815,0003,464
Premises and equipment expense$377,0003,382
Additional noninterest expense$1,190,0003,236
Pre-tax net operating income$2,676,0002,139
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$2,676,0001,847
Extraordinary gains, net$05
Net income$2,676,0001,847
Minority interest net income$071
Net income of bank and minority interests.$2,676,0001,847
Net charge-offs$243,0001,316
Cash dividends$1,430,0001,325
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,676,0001,799
2016-06-30 (YTD Data)Rank
Total interest income$4,435,0002,661
Total interest expense$619,0002,086
Net interest income$3,816,0002,721
Provision for loan and lease losses$120,0002,108
Total noninterest income$254,0004,113
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$134,0003,145
Trading account gains and fees$0157
Additional Noninterest Income$120,0004,247
Total noninterest expense$2,202,0003,474
Salaries and employee benefits$1,192,0003,518
Premises and equipment expense$256,0003,363
Additional noninterest expense$754,0003,371
Pre-tax net operating income$1,748,0002,156
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,748,0001,862
Extraordinary gains, net$016
Net income$1,748,0001,861
Minority interest net income$071
Net income of bank and minority interests.$1,748,0001,861
Net charge-offs$116,0001,495
Cash dividends$940,0001,383
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,748,0001,810
2016-03-31 (YTD Data)Rank
Total interest income$2,202,0002,679
Total interest expense$310,0002,087
Net interest income$1,892,0002,732
Provision for loan and lease losses$60,0001,948
Total noninterest income$115,0004,225
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$60,0003,330
Trading account gains and fees$0142
Additional Noninterest Income$55,0004,302
Total noninterest expense$1,079,0003,534
Salaries and employee benefits$564,0003,653
Premises and equipment expense$135,0003,290
Additional noninterest expense$380,0003,348
Pre-tax net operating income$868,0002,145
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$868,0001,846
Extraordinary gains, net$012
Net income$868,0001,847
Minority interest net income$062
Net income of bank and minority interests.$868,0001,847
Net charge-offs$97,0001,032
Cash dividends$450,0001,290
Sale, conversion, retirement of capital stock, net$0659
Net operating income$868,0001,804
2015-12-31 (YTD Data)Rank
Total interest income$8,691,0002,666
Total interest expense$1,250,0002,051
Net interest income$7,441,0002,738
Provision for loan and lease losses$240,0002,131
Total noninterest income$568,0003,974
Gross Fiduciary activities income$3,0001,124
Service charges on deposit accounts$284,0003,138
Trading account gains and fees$0159
Additional Noninterest Income$281,0004,059
Total noninterest expense$4,512,0003,449
Salaries and employee benefits$2,467,0003,449
Premises and equipment expense$406,0003,876
Additional noninterest expense$1,639,0003,215
Pre-tax net operating income$3,257,0002,189
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$3,257,0001,914
Extraordinary gains, net$023
Net income$3,257,0001,915
Minority interest net income$081
Net income of bank and minority interests.$3,257,0001,916
Net charge-offs$313,0001,562
Cash dividends$1,964,0001,380
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,257,0001,875
2015-09-30 (YTD Data)Rank
Total interest income$6,481,0002,698
Total interest expense$940,0002,074
Net interest income$5,541,0002,773
Provision for loan and lease losses$180,0002,044
Total noninterest income$409,0004,075
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$210,0003,178
Trading account gains and fees$0153
Additional Noninterest Income$199,0004,146
Total noninterest expense$3,163,0003,618
Salaries and employee benefits$1,731,0003,617
Premises and equipment expense$308,0003,910
Additional noninterest expense$1,124,0003,419
Pre-tax net operating income$2,607,0002,130
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,607,0001,828
Extraordinary gains, net$021
Net income$2,607,0001,829
Minority interest net income$078
Net income of bank and minority interests.$2,607,0001,830
Net charge-offs$268,0001,287
Cash dividends$1,454,0001,248
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,607,0001,794
2015-06-30 (YTD Data)Rank
Total interest income$4,288,0002,716
Total interest expense$629,0002,076
Net interest income$3,659,0002,798
Provision for loan and lease losses$120,0002,009
Total noninterest income$272,0004,097
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$137,0003,197
Trading account gains and fees$0157
Additional Noninterest Income$135,0004,150
Total noninterest expense$2,079,0003,681
Salaries and employee benefits$1,148,0003,659
Premises and equipment expense$212,0003,864
Additional noninterest expense$719,0003,523
Pre-tax net operating income$1,732,0002,116
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,732,0001,828
Extraordinary gains, net$022
Net income$1,732,0001,832
Minority interest net income$075
Net income of bank and minority interests.$1,732,0001,833
Net charge-offs$190,0001,218
Cash dividends$923,0001,324
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,732,0001,783
2015-03-31 (YTD Data)Rank
Total interest income$2,123,0002,734
Total interest expense$313,0002,097
Net interest income$1,810,0002,813
Provision for loan and lease losses$60,0001,893
Total noninterest income$132,0004,122
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$64,0003,286
Trading account gains and fees$0152
Additional Noninterest Income$68,0004,131
Total noninterest expense$1,030,0003,733
Salaries and employee benefits$572,0003,699
Premises and equipment expense$108,0003,873
Additional noninterest expense$350,0003,585
Pre-tax net operating income$852,0002,112
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$852,0001,834
Extraordinary gains, net$013
Net income$852,0001,837
Minority interest net income$064
Net income of bank and minority interests.$852,0001,836
Net charge-offs$168,000821
Cash dividends$440,0001,227
Sale, conversion, retirement of capital stock, net$0697
Net operating income$852,0001,767
2014-12-31 (YTD Data)Rank
Total interest income$8,423,0002,776
Total interest expense$1,375,0002,034
Net interest income$7,048,0002,871
Provision for loan and lease losses$345,0001,850
Total noninterest income$492,0004,298
Gross Fiduciary activities income$3,0001,154
Service charges on deposit accounts$271,0003,395
Trading account gains and fees$0180
Additional Noninterest Income$218,0004,423
Total noninterest expense$4,170,0003,735
Salaries and employee benefits$2,388,0003,593
Premises and equipment expense$409,0004,045
Additional noninterest expense$1,373,0003,743
Pre-tax net operating income$3,025,0002,268
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,025,0002,008
Extraordinary gains, net$017
Net income$3,025,0002,007
Minority interest net income$084
Net income of bank and minority interests.$3,025,0002,007
Net charge-offs$297,0002,027
Cash dividends$1,792,0001,392
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,025,0001,966
2014-09-30 (YTD Data)Rank
Total interest income$6,289,0002,804
Total interest expense$1,043,0002,049
Net interest income$5,246,0002,916
Provision for loan and lease losses$285,0001,693
Total noninterest income$358,0004,378
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$200,0003,468
Trading account gains and fees$0174
Additional Noninterest Income$158,0004,507
Total noninterest expense$2,976,0003,872
Salaries and employee benefits$1,693,0003,742
Premises and equipment expense$318,0004,018
Additional noninterest expense$965,0003,921
Pre-tax net operating income$2,343,0002,242
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,343,0001,950
Extraordinary gains, net$015
Net income$2,343,0001,951
Minority interest net income$081
Net income of bank and minority interests.$2,343,0001,949
Net charge-offs$191,0002,046
Cash dividends$1,293,0001,288
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,343,0001,901
2014-06-30 (YTD Data)Rank
Total interest income$4,162,0002,826
Total interest expense$696,0002,060
Net interest income$3,466,0002,943
Provision for loan and lease losses$210,0001,585
Total noninterest income$240,0004,383
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$126,0003,559
Trading account gains and fees$0172
Additional Noninterest Income$114,0004,406
Total noninterest expense$1,974,0003,900
Salaries and employee benefits$1,122,0003,784
Premises and equipment expense$216,0004,023
Additional noninterest expense$636,0003,967
Pre-tax net operating income$1,522,0002,247
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,522,0001,954
Extraordinary gains, net$020
Net income$1,522,0001,958
Minority interest net income$080
Net income of bank and minority interests.$1,522,0001,957
Net charge-offs$190,0001,629
Cash dividends$858,0001,306
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,522,0001,904
2014-03-31 (YTD Data)Rank
Total interest income$2,084,0002,834
Total interest expense$350,0002,075
Net interest income$1,734,0002,951
Provision for loan and lease losses$105,0001,539
Total noninterest income$120,0004,350
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$61,0003,594
Trading account gains and fees$0147
Additional Noninterest Income$59,0004,339
Total noninterest expense$996,0003,912
Salaries and employee benefits$565,0003,803
Premises and equipment expense$110,0004,008
Additional noninterest expense$321,0003,957
Pre-tax net operating income$753,0002,198
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$753,0001,902
Extraordinary gains, net$016
Net income$753,0001,905
Minority interest net income$066
Net income of bank and minority interests.$753,0001,905
Net charge-offs$52,0001,843
Cash dividends$439,0001,138
Sale, conversion, retirement of capital stock, net$0747
Net operating income$753,0001,864
2013-12-31 (YTD Data)Rank
Total interest income$8,084,0002,922
Total interest expense$1,490,0002,173
Net interest income$6,594,0003,034
Provision for loan and lease losses$250,0002,679
Total noninterest income$479,0004,467
Gross Fiduciary activities income$5,0001,167
Service charges on deposit accounts$261,0003,628
Trading account gains and fees$0184
Additional Noninterest Income$213,0004,536
Total noninterest expense$3,998,0003,920
Salaries and employee benefits$2,280,0003,773
Premises and equipment expense$377,0004,368
Additional noninterest expense$1,341,0003,929
Pre-tax net operating income$2,825,0002,264
Securities gains (losses)$22,0002,293
Applicable income taxes$04,631
Income before extraordinary items$2,847,0001,973
Extraordinary gains, net$029
Net income$2,847,0001,976
Minority interest net income$090
Net income of bank and minority interests.$2,847,0001,977
Net charge-offs$180,0003,132
Cash dividends$1,649,0001,393
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,825,0001,941
2013-09-30 (YTD Data)Rank
Total interest income$5,987,0002,975
Total interest expense$1,133,0002,210
Net interest income$4,854,0003,108
Provision for loan and lease losses$145,0002,978
Total noninterest income$355,0004,552
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$194,0003,667
Trading account gains and fees$0180
Additional Noninterest Income$161,0004,616
Total noninterest expense$2,814,0004,092
Salaries and employee benefits$1,607,0003,928
Premises and equipment expense$285,0004,374
Additional noninterest expense$922,0004,143
Pre-tax net operating income$2,250,0002,228
Securities gains (losses)$22,0002,167
Applicable income taxes$04,713
Income before extraordinary items$2,272,0001,920
Extraordinary gains, net$025
Net income$2,272,0001,927
Minority interest net income$084
Net income of bank and minority interests.$2,272,0001,926
Net charge-offs$118,0003,101
Cash dividends$1,170,0001,296
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,250,0001,876
2013-06-30 (YTD Data)Rank
Total interest income$3,937,0003,004
Total interest expense$763,0002,238
Net interest income$3,174,0003,151
Provision for loan and lease losses$90,0003,034
Total noninterest income$231,0004,632
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$125,0003,700
Trading account gains and fees$0157
Additional Noninterest Income$106,0004,665
Total noninterest expense$1,850,0004,145
Salaries and employee benefits$1,061,0003,984
Premises and equipment expense$189,0004,395
Additional noninterest expense$600,0004,191
Pre-tax net operating income$1,465,0002,235
Securities gains (losses)$22,0001,956
Applicable income taxes$04,679
Income before extraordinary items$1,487,0001,938
Extraordinary gains, net$022
Net income$1,487,0001,944
Minority interest net income$082
Net income of bank and minority interests.$1,487,0001,944
Net charge-offs$97,0002,791
Cash dividends$780,0001,308
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,465,0001,884
2013-03-31 (YTD Data)Rank
Total interest income$1,960,0003,040
Total interest expense$390,0002,253
Net interest income$1,570,0003,190
Provision for loan and lease losses$45,0002,886
Total noninterest income$118,0004,578
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$61,0003,736
Trading account gains and fees$0148
Additional Noninterest Income$57,0004,549
Total noninterest expense$914,0004,224
Salaries and employee benefits$530,0004,015
Premises and equipment expense$94,0004,446
Additional noninterest expense$290,0004,301
Pre-tax net operating income$729,0002,200
Securities gains (losses)$14,0001,385
Applicable income taxes$04,602
Income before extraordinary items$743,0001,909
Extraordinary gains, net$010
Net income$743,0001,910
Minority interest net income$076
Net income of bank and minority interests.$743,0001,911
Net charge-offs$98,0001,911
Cash dividends$400,0001,090
Sale, conversion, retirement of capital stock, net$0789
Net operating income$729,0001,857
2012-12-31 (YTD Data)Rank
Total interest income$8,157,0003,053
Total interest expense$1,797,0002,342
Net interest income$6,360,0003,228
Provision for loan and lease losses$275,0003,517
Total noninterest income$461,0004,629
Gross Fiduciary activities income$5,0001,186
Service charges on deposit accounts$260,0003,768
Trading account gains and fees$0166
Additional Noninterest Income$196,0004,621
Total noninterest expense$3,928,0004,073
Salaries and employee benefits$2,203,0003,894
Premises and equipment expense$390,0004,362
Additional noninterest expense$1,335,0004,071
Pre-tax net operating income$2,618,0002,330
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,618,0002,086
Extraordinary gains, net$029
Net income$2,618,0002,085
Minority interest net income$093
Net income of bank and minority interests.$2,618,0002,087
Net charge-offs$118,0004,278
Cash dividends$1,563,0001,451
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,618,0001,960
2012-09-30 (YTD Data)Rank
Total interest income$6,159,0003,097
Total interest expense$1,378,0002,383
Net interest income$4,781,0003,268
Provision for loan and lease losses$230,0003,306
Total noninterest income$353,0004,638
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$194,0003,825
Trading account gains and fees$0157
Additional Noninterest Income$159,0004,554
Total noninterest expense$2,909,0004,133
Salaries and employee benefits$1,624,0003,942
Premises and equipment expense$297,0004,374
Additional noninterest expense$988,0004,132
Pre-tax net operating income$1,995,0002,362
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,995,0002,110
Extraordinary gains, net$020
Net income$1,995,0002,110
Minority interest net income$086
Net income of bank and minority interests.$1,995,0002,111
Net charge-offs$59,0004,400
Cash dividends$1,120,0001,226
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,995,0001,988
2012-06-30 (YTD Data)Rank
Total interest income$4,119,0003,115
Total interest expense$940,0002,422
Net interest income$3,179,0003,280
Provision for loan and lease losses$165,0003,233
Total noninterest income$232,0004,654
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$131,0003,777
Trading account gains and fees$0153
Additional Noninterest Income$101,0004,647
Total noninterest expense$1,915,0004,181
Salaries and employee benefits$1,082,0003,968
Premises and equipment expense$199,0004,380
Additional noninterest expense$634,0004,255
Pre-tax net operating income$1,331,0002,338
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,331,0002,086
Extraordinary gains, net$019
Net income$1,331,0002,085
Minority interest net income$084
Net income of bank and minority interests.$1,331,0002,086
Net charge-offs$19,0004,674
Cash dividends$790,0001,182
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,331,0001,978
2012-03-31 (YTD Data)Rank
Total interest income$2,069,0003,124
Total interest expense$474,0002,488
Net interest income$1,595,0003,291
Provision for loan and lease losses$90,0002,992
Total noninterest income$113,0004,742
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$64,0003,833
Trading account gains and fees$0148
Additional Noninterest Income$49,0004,748
Total noninterest expense$938,0004,262
Salaries and employee benefits$544,0003,988
Premises and equipment expense$100,0004,398
Additional noninterest expense$294,0004,435
Pre-tax net operating income$680,0002,319
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$680,0002,051
Extraordinary gains, net$019
Net income$680,0002,052
Minority interest net income$078
Net income of bank and minority interests.$680,0002,053
Net charge-offs$04,730
Cash dividends$430,000980
Sale, conversion, retirement of capital stock, net$0861
Net operating income$680,0001,953
2011-12-31 (YTD Data)Rank
Total interest income$8,391,0003,198
Total interest expense$2,145,0002,624
Net interest income$6,246,0003,360
Provision for loan and lease losses$400,0003,737
Total noninterest income$484,0004,457
Gross Fiduciary activities income$4,0001,181
Service charges on deposit accounts$290,0003,644
Trading account gains and fees$0146
Additional Noninterest Income$190,0004,525
Total noninterest expense$3,932,0004,157
Salaries and employee benefits$2,180,0003,923
Premises and equipment expense$386,0004,649
Additional noninterest expense$1,366,0004,105
Pre-tax net operating income$2,398,0002,187
Securities gains (losses)$162,0001,633
Applicable income taxes$04,719
Income before extraordinary items$2,560,0001,846
Extraordinary gains, net$029
Net income$2,560,0001,847
Minority interest net income$096
Net income of bank and minority interests.$2,560,0001,847
Net charge-offs$95,0005,024
Cash dividends$1,389,0001,310
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,398,0001,850
2011-09-30 (YTD Data)Rank
Total interest income$6,294,0003,229
Total interest expense$1,655,0002,657
Net interest income$4,639,0003,398
Provision for loan and lease losses$250,0003,854
Total noninterest income$359,0004,518
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$216,0003,685
Trading account gains and fees$0145
Additional Noninterest Income$143,0004,595
Total noninterest expense$2,836,0004,283
Salaries and employee benefits$1,555,0004,081
Premises and equipment expense$303,0004,587
Additional noninterest expense$978,0004,231
Pre-tax net operating income$1,912,0002,154
Securities gains (losses)$152,0001,423
Applicable income taxes$04,740
Income before extraordinary items$2,064,0001,792
Extraordinary gains, net$021
Net income$2,064,0001,792
Minority interest net income$087
Net income of bank and minority interests.$2,064,0001,792
Net charge-offs$3,0006,024
Cash dividends$979,0001,187
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,912,0001,814
2011-06-30 (YTD Data)Rank
Total interest income$4,173,0003,273
Total interest expense$1,134,0002,680
Net interest income$3,039,0003,443
Provision for loan and lease losses$150,0003,873
Total noninterest income$236,0004,576
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$139,0003,741
Trading account gains and fees$0153
Additional Noninterest Income$97,0004,589
Total noninterest expense$1,877,0004,339
Salaries and employee benefits$1,016,0004,164
Premises and equipment expense$198,0004,672
Additional noninterest expense$663,0004,241
Pre-tax net operating income$1,248,0002,166
Securities gains (losses)$152,000874
Applicable income taxes$04,697
Income before extraordinary items$1,400,0001,719
Extraordinary gains, net$015
Net income$1,400,0001,719
Minority interest net income$089
Net income of bank and minority interests.$1,400,0001,719
Net charge-offs$3,0005,649
Cash dividends$614,0001,222
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,248,0001,824
2011-03-31 (YTD Data)Rank
Total interest income$2,065,0003,316
Total interest expense$577,0002,717
Net interest income$1,488,0003,487
Provision for loan and lease losses$75,0003,668
Total noninterest income$113,0004,698
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$63,0003,894
Trading account gains and fees$0158
Additional Noninterest Income$50,0004,679
Total noninterest expense$962,0004,288
Salaries and employee benefits$515,0004,147
Premises and equipment expense$104,0004,611
Additional noninterest expense$343,0004,150
Pre-tax net operating income$564,0002,342
Securities gains (losses)$152,000411
Applicable income taxes$04,545
Income before extraordinary items$716,0001,642
Extraordinary gains, net$09
Net income$716,0001,642
Minority interest net income$086
Net income of bank and minority interests.$716,0001,642
Net charge-offs$-5,0006,778
Cash dividends$334,0001,040
Sale, conversion, retirement of capital stock, net$0925
Net operating income$564,0001,985
2010-12-31 (YTD Data)Rank
Total interest income$8,565,0003,361
Total interest expense$2,636,0002,868
Net interest income$5,929,0003,490
Provision for loan and lease losses$300,0004,839
Total noninterest income$429,0004,843
Gross Fiduciary activities income$3,0001,259
Service charges on deposit accounts$253,0003,983
Trading account gains and fees$0175
Additional Noninterest Income$173,0004,791
Total noninterest expense$3,863,0004,304
Salaries and employee benefits$2,076,0004,124
Premises and equipment expense$384,0004,834
Additional noninterest expense$1,403,0004,186
Pre-tax net operating income$2,195,0002,075
Securities gains (losses)$65,0002,492
Applicable income taxes$04,655
Income before extraordinary items$2,260,0001,820
Extraordinary gains, net$029
Net income$2,260,0001,821
Minority interest net income$0111
Net income of bank and minority interests.$2,260,0001,822
Net charge-offs$199,0004,776
Cash dividends$1,305,0001,210
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,195,0001,788
2010-09-30 (YTD Data)Rank
Total interest income$6,442,0003,420
Total interest expense$2,005,0002,946
Net interest income$4,437,0003,550
Provision for loan and lease losses$225,0004,711
Total noninterest income$313,0004,975
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$186,0004,093
Trading account gains and fees$0165
Additional Noninterest Income$127,0004,894
Total noninterest expense$2,749,0004,481
Salaries and employee benefits$1,475,0004,316
Premises and equipment expense$293,0004,885
Additional noninterest expense$981,0004,350
Pre-tax net operating income$1,776,0002,086
Securities gains (losses)$65,0002,273
Applicable income taxes$04,726
Income before extraordinary items$1,841,0001,788
Extraordinary gains, net$023
Net income$1,841,0001,790
Minority interest net income$0110
Net income of bank and minority interests.$1,841,0001,791
Net charge-offs$102,0004,879
Cash dividends$895,0001,167
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,776,0001,761
2010-06-30 (YTD Data)Rank
Total interest income$4,275,0003,474
Total interest expense$1,359,0003,014
Net interest income$2,916,0003,591
Provision for loan and lease losses$150,0004,587
Total noninterest income$198,0005,048
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$120,0004,144
Trading account gains and fees$0152
Additional Noninterest Income$78,0005,012
Total noninterest expense$1,818,0004,511
Salaries and employee benefits$975,0004,358
Premises and equipment expense$201,0004,858
Additional noninterest expense$642,0004,407
Pre-tax net operating income$1,146,0002,127
Securities gains (losses)$65,0001,719
Applicable income taxes$04,691
Income before extraordinary items$1,211,0001,791
Extraordinary gains, net$019
Net income$1,211,0001,790
Minority interest net income$0105
Net income of bank and minority interests.$1,211,0001,791
Net charge-offs$103,0004,213
Cash dividends$585,0001,184
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,146,0001,790
2010-03-31 (YTD Data)Rank
Total interest income$2,123,0003,561
Total interest expense$680,0003,134
Net interest income$1,443,0003,662
Provision for loan and lease losses$75,0004,293
Total noninterest income$99,0005,072
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$60,0004,126
Trading account gains and fees$0175
Additional Noninterest Income$39,0005,085
Total noninterest expense$925,0004,498
Salaries and employee benefits$491,0004,403
Premises and equipment expense$106,0004,797
Additional noninterest expense$328,0004,351
Pre-tax net operating income$542,0002,262
Securities gains (losses)$65,0001,012
Applicable income taxes$04,611
Income before extraordinary items$607,0001,813
Extraordinary gains, net$016
Net income$607,0001,812
Minority interest net income$091
Net income of bank and minority interests.$607,0001,814
Net charge-offs$55,0003,635
Cash dividends$300,0001,057
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$542,0001,917
2009-12-31 (YTD Data)Rank
Total interest income$8,592,0003,635
Total interest expense$2,803,0003,601
Net interest income$5,789,0003,565
Provision for loan and lease losses$300,0005,244
Total noninterest income$477,0004,815
Gross Fiduciary activities income$3,0001,289
Service charges on deposit accounts$333,0003,675
Trading account gains and fees$0211
Additional Noninterest Income$141,0005,184
Total noninterest expense$3,850,0004,448
Salaries and employee benefits$2,016,0004,338
Premises and equipment expense$370,0005,183
Additional noninterest expense$1,464,0004,145
Pre-tax net operating income$2,116,0001,832
Securities gains (losses)$-45,0007,161
Applicable income taxes$04,388
Income before extraordinary items$2,071,0001,612
Extraordinary gains, net$034
Net income$2,071,0001,610
Minority interest net income$0115
Net income of bank and minority interests.$2,071,0001,611
Net charge-offs$78,0005,904
Cash dividends$718,0002,099
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,116,0001,532
2009-09-30 (YTD Data)Rank
Total interest income$6,413,0003,698
Total interest expense$2,105,0003,734
Net interest income$4,308,0003,596
Provision for loan and lease losses$225,0004,987
Total noninterest income$371,0004,811
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$254,0003,664
Trading account gains and fees$0212
Additional Noninterest Income$117,0005,169
Total noninterest expense$2,751,0004,593
Salaries and employee benefits$1,429,0004,531
Premises and equipment expense$279,0005,208
Additional noninterest expense$1,043,0004,261
Pre-tax net operating income$1,703,0001,842
Securities gains (losses)$-23,0007,297
Applicable income taxes$04,592
Income before extraordinary items$1,680,0001,594
Extraordinary gains, net$027
Net income$1,680,0001,592
Minority interest net income$0118
Net income of bank and minority interests.$1,680,0001,594
Net charge-offs$24,0006,152
Cash dividends$718,0001,614
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,703,0001,537
2009-06-30 (YTD Data)Rank
Total interest income$4,257,0003,736
Total interest expense$1,402,0003,842
Net interest income$2,855,0003,596
Provision for loan and lease losses$150,0004,729
Total noninterest income$238,0004,905
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$156,0003,802
Trading account gains and fees$0193
Additional Noninterest Income$82,0005,131
Total noninterest expense$1,805,0004,680
Salaries and employee benefits$941,0004,616
Premises and equipment expense$188,0005,234
Additional noninterest expense$676,0004,358
Pre-tax net operating income$1,138,0001,909
Securities gains (losses)$45,0001,968
Applicable income taxes$04,657
Income before extraordinary items$1,183,0001,576
Extraordinary gains, net$021
Net income$1,183,0001,572
Minority interest net income$0112
Net income of bank and minority interests.$1,183,0001,575
Net charge-offs$1,0006,525
Cash dividends$718,0001,240
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,138,0001,608
2009-03-31 (YTD Data)Rank
Total interest income$2,125,0003,768
Total interest expense$699,0003,952
Net interest income$1,426,0003,595
Provision for loan and lease losses$75,0004,299
Total noninterest income$111,0005,018
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$73,0003,879
Trading account gains and fees$0171
Additional Noninterest Income$38,0005,265
Total noninterest expense$858,0004,747
Salaries and employee benefits$449,0004,800
Premises and equipment expense$98,0005,166
Additional noninterest expense$311,0004,292
Pre-tax net operating income$604,0002,036
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$604,0001,779
Extraordinary gains, net$015
Net income$604,0001,780
Minority interest net income$0102
Net income of bank and minority interests.$604,0001,781
Net charge-offs$05,728
Cash dividends$326,0001,281
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$604,0001,685
2008-12-31 (YTD Data)Rank
Total interest income$8,440,0003,990
Total interest expense$3,352,0003,949
Net interest income$5,088,0003,910
Provision for loan and lease losses$170,0005,409
Total noninterest income$338,0005,623
Gross Fiduciary activities income$3,0001,325
Service charges on deposit accounts$275,0004,168
Trading account gains and fees$0154
Additional Noninterest Income$60,0006,572
Total noninterest expense$3,493,0004,647
Salaries and employee benefits$1,912,0004,615
Premises and equipment expense$394,0005,125
Additional noninterest expense$1,187,0004,319
Pre-tax net operating income$1,763,0002,721
Securities gains (losses)$9,0002,546
Applicable income taxes$04,979
Income before extraordinary items$1,772,0002,224
Extraordinary gains, net$039
Net income$1,772,0002,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,793
Cash dividends$1,120,0002,140
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,763,0002,362
2008-09-30 (YTD Data)Rank
Total interest income$6,293,0004,067
Total interest expense$2,553,0004,018
Net interest income$3,740,0003,974
Provision for loan and lease losses$95,0005,209
Total noninterest income$251,0005,717
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$196,0004,299
Trading account gains and fees$0148
Additional Noninterest Income$55,0006,465
Total noninterest expense$2,489,0004,769
Salaries and employee benefits$1,359,0004,782
Premises and equipment expense$297,0005,138
Additional noninterest expense$833,0004,445
Pre-tax net operating income$1,407,0002,966
Securities gains (losses)$9,0002,413
Applicable income taxes$05,372
Income before extraordinary items$1,416,0002,438
Extraordinary gains, net$031
Net income$1,416,0002,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,831
Cash dividends$810,0002,083
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,407,0002,564
2008-06-30 (YTD Data)Rank
Total interest income$4,196,0004,121
Total interest expense$1,740,0004,102
Net interest income$2,456,0004,032
Provision for loan and lease losses$50,0005,164
Total noninterest income$189,0005,546
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$126,0004,374
Trading account gains and fees$0149
Additional Noninterest Income$63,0005,798
Total noninterest expense$1,642,0004,839
Salaries and employee benefits$893,0004,861
Premises and equipment expense$205,0005,075
Additional noninterest expense$544,0004,475
Pre-tax net operating income$953,0003,047
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$953,0002,675
Extraordinary gains, net$021
Net income$953,0002,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,817
Cash dividends$530,0002,194
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$953,0002,616
2008-03-31 (YTD Data)Rank
Total interest income$2,131,0004,146
Total interest expense$896,0004,194
Net interest income$1,235,0004,019
Provision for loan and lease losses$20,0004,875
Total noninterest income$94,0005,558
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$63,0004,343
Trading account gains and fees$0158
Additional Noninterest Income$31,0005,863
Total noninterest expense$816,0004,875
Salaries and employee benefits$449,0004,893
Premises and equipment expense$108,0004,941
Additional noninterest expense$259,0004,575
Pre-tax net operating income$493,0003,099
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$493,0002,729
Extraordinary gains, net$015
Net income$493,0002,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,162
Cash dividends$250,0002,054
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$493,0002,654
2007-12-31 (YTD Data)Rank
Total interest income$8,139,0004,316
Total interest expense$3,989,0004,016
Net interest income$4,150,0004,508
Provision for loan and lease losses$53,0005,627
Total noninterest income$313,0005,957
Gross Fiduciary activities income$5,0001,336
Service charges on deposit accounts$185,0005,053
Trading account gains and fees$0178
Additional Noninterest Income$123,0005,900
Total noninterest expense$3,130,0004,877
Salaries and employee benefits$1,718,0004,905
Premises and equipment expense$378,0005,201
Additional noninterest expense$1,034,0004,554
Pre-tax net operating income$1,280,0004,226
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$1,280,0003,797
Extraordinary gains, net$039
Net income$1,280,0003,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,852
Cash dividends$942,0002,741
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,280,0003,790
2007-09-30 (YTD Data)Rank
Total interest income$6,053,0004,351
Total interest expense$2,985,0004,038
Net interest income$3,068,0004,580
Provision for loan and lease losses$38,0005,373
Total noninterest income$219,0006,135
Gross Fiduciary activities income$1,0001,384
Service charges on deposit accounts$119,0005,348
Trading account gains and fees$0184
Additional Noninterest Income$99,0005,819
Total noninterest expense$2,245,0004,986
Salaries and employee benefits$1,237,0004,994
Premises and equipment expense$312,0004,898
Additional noninterest expense$696,0004,817
Pre-tax net operating income$1,004,0004,348
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,004,0003,881
Extraordinary gains, net$033
Net income$1,004,0003,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,520
Cash dividends$592,0002,721
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,004,0003,868
2007-06-30 (YTD Data)Rank
Total interest income$4,042,0004,362
Total interest expense$1,997,0004,031
Net interest income$2,045,0004,608
Provision for loan and lease losses$23,0005,257
Total noninterest income$130,0006,397
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$75,0005,454
Trading account gains and fees$0168
Additional Noninterest Income$55,0006,129
Total noninterest expense$1,481,0005,051
Salaries and employee benefits$828,0005,019
Premises and equipment expense$198,0005,072
Additional noninterest expense$455,0004,884
Pre-tax net operating income$671,0004,416
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$671,0003,921
Extraordinary gains, net$029
Net income$671,0003,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$362,0002,888
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$671,0003,910
2007-03-31 (YTD Data)Rank
Total interest income$2,025,0004,368
Total interest expense$1,017,0003,964
Net interest income$1,008,0004,666
Provision for loan and lease losses$15,0004,592
Total noninterest income$62,0006,469
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$35,0005,544
Trading account gains and fees$0195
Additional Noninterest Income$27,0006,153
Total noninterest expense$736,0005,082
Salaries and employee benefits$417,0005,029
Premises and equipment expense$98,0005,113
Additional noninterest expense$221,0004,921
Pre-tax net operating income$319,0004,514
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$319,0004,031
Extraordinary gains, net$022
Net income$319,0004,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$175,0002,582
Sale, conversion, retirement of capital stock, net$0885
Net operating income$319,0004,010
2006-12-31 (YTD Data)Rank
Total interest income$7,779,0004,272
Total interest expense$3,551,0003,876
Net interest income$4,228,0004,498
Provision for loan and lease losses$35,0005,927
Total noninterest income$368,0005,771
Gross Fiduciary activities income$5,0001,355
Service charges on deposit accounts$149,0005,542
Trading account gains and fees$0130
Additional Noninterest Income$214,0004,989
Total noninterest expense$3,139,0004,731
Salaries and employee benefits$1,727,0004,751
Premises and equipment expense$369,0005,170
Additional noninterest expense$1,043,0004,374
Pre-tax net operating income$1,422,0004,411
Securities gains (losses)$01,687
Applicable income taxes$264,0003,967
Income before extraordinary items$1,158,0004,360
Extraordinary gains, net$051
Net income$1,158,0004,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0002,703
Cash dividends$1,172,0002,311
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,158,0004,338
2006-09-30 (YTD Data)Rank
Total interest income$5,795,0004,270
Total interest expense$2,585,0003,874
Net interest income$3,210,0004,506
Provision for loan and lease losses$23,0005,896
Total noninterest income$283,0005,760
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$113,0005,578
Trading account gains and fees$0126
Additional Noninterest Income$170,0004,884
Total noninterest expense$2,275,0004,832
Salaries and employee benefits$1,262,0004,811
Premises and equipment expense$299,0004,958
Additional noninterest expense$714,0004,634
Pre-tax net operating income$1,195,0004,311
Securities gains (losses)$01,388
Applicable income taxes$264,0003,749
Income before extraordinary items$931,0004,329
Extraordinary gains, net$045
Net income$931,0004,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,824
Cash dividends$953,0001,997
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$931,0004,317
2006-06-30 (YTD Data)Rank
Total interest income$3,762,0004,300
Total interest expense$1,624,0003,913
Net interest income$2,138,0004,523
Provision for loan and lease losses$15,0005,732
Total noninterest income$207,0005,553
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$77,0005,531
Trading account gains and fees$0126
Additional Noninterest Income$130,0004,581
Total noninterest expense$1,480,0004,925
Salaries and employee benefits$837,0004,848
Premises and equipment expense$198,0004,966
Additional noninterest expense$445,0004,856
Pre-tax net operating income$850,0004,185
Securities gains (losses)$01,185
Applicable income taxes$264,0003,217
Income before extraordinary items$586,0004,498
Extraordinary gains, net$039
Net income$586,0004,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,253
Cash dividends$728,0001,841
Sale, conversion, retirement of capital stock, net$0887
Net operating income$586,0004,489
2006-03-31 (YTD Data)Rank
Total interest income$1,855,0004,292
Total interest expense$791,0003,846
Net interest income$1,064,0004,526
Provision for loan and lease losses$7,0005,519
Total noninterest income$92,0005,770
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$38,0005,504
Trading account gains and fees$0115
Additional Noninterest Income$54,0004,969
Total noninterest expense$757,0004,861
Salaries and employee benefits$428,0004,800
Premises and equipment expense$98,0005,028
Additional noninterest expense$231,0004,705
Pre-tax net operating income$392,0004,321
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$392,0003,751
Extraordinary gains, net$021
Net income$392,0003,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,001
Cash dividends$480,0001,419
Sale, conversion, retirement of capital stock, net$0648
Net operating income$392,0003,736
2005-12-31 (YTD Data)Rank
Total interest income$7,143,0004,086
Total interest expense$2,816,0003,511
Net interest income$4,327,0004,387
Provision for loan and lease losses$75,0005,186
Total noninterest income$297,0006,343
Gross Fiduciary activities income$6,0001,363
Service charges on deposit accounts$191,0005,131
Trading account gains and fees$0138
Additional Noninterest Income$100,0006,402
Total noninterest expense$2,993,0004,772
Salaries and employee benefits$1,696,0004,673
Premises and equipment expense$419,0004,718
Additional noninterest expense$878,0004,856
Pre-tax net operating income$1,556,0004,282
Securities gains (losses)$77,000793
Applicable income taxes$548,0003,216
Income before extraordinary items$1,085,0004,611
Extraordinary gains, net$046
Net income$1,085,0004,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,965
Cash dividends$433,0003,876
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,034,1804,715
2005-09-30 (YTD Data)Rank
Total interest income$5,314,0004,064
Total interest expense$2,061,0003,432
Net interest income$3,253,0004,386
Provision for loan and lease losses$68,0004,836
Total noninterest income$211,0006,494
Gross Fiduciary activities income$1,0001,428
Service charges on deposit accounts$146,0005,131
Trading account gains and fees$0126
Additional Noninterest Income$64,0006,654
Total noninterest expense$2,153,0004,893
Salaries and employee benefits$1,239,0004,730
Premises and equipment expense$311,0004,718
Additional noninterest expense$603,0005,104
Pre-tax net operating income$1,243,0004,219
Securities gains (losses)$02,317
Applicable income taxes$412,0003,271
Income before extraordinary items$831,0004,658
Extraordinary gains, net$035
Net income$831,0004,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,516
Cash dividends$206,0004,000
Sale, conversion, retirement of capital stock, net$0769
Net operating income$831,0004,615
2005-06-30 (YTD Data)Rank
Total interest income$3,479,0004,057
Total interest expense$1,334,0003,351
Net interest income$2,145,0004,392
Provision for loan and lease losses$45,0004,715
Total noninterest income$166,0006,144
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$96,0005,125
Trading account gains and fees$0116
Additional Noninterest Income$70,0005,870
Total noninterest expense$1,423,0004,909
Salaries and employee benefits$831,0004,690
Premises and equipment expense$205,0004,749
Additional noninterest expense$387,0005,195
Pre-tax net operating income$843,0004,158
Securities gains (losses)$02,146
Applicable income taxes$282,0003,208
Income before extraordinary items$561,0004,597
Extraordinary gains, net$030
Net income$561,0004,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,009
Cash dividends$140,0003,931
Sale, conversion, retirement of capital stock, net$0643
Net operating income$561,0004,544
2005-03-31 (YTD Data)Rank
Total interest income$1,711,0004,076
Total interest expense$652,0003,292
Net interest income$1,059,0004,437
Provision for loan and lease losses$23,0004,505
Total noninterest income$89,0005,942
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$50,0004,996
Trading account gains and fees$0115
Additional Noninterest Income$39,0005,696
Total noninterest expense$708,0004,959
Salaries and employee benefits$417,0004,684
Premises and equipment expense$104,0004,732
Additional noninterest expense$187,0005,322
Pre-tax net operating income$417,0004,151
Securities gains (losses)$01,685
Applicable income taxes$139,0003,228
Income before extraordinary items$278,0004,581
Extraordinary gains, net$024
Net income$278,0004,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,216
Cash dividends$65,0003,275
Sale, conversion, retirement of capital stock, net$0491
Net operating income$278,0004,538
2004-12-31 (YTD Data)Rank
Total interest income$6,721,0003,930
Total interest expense$2,249,0003,310
Net interest income$4,472,0004,141
Provision for loan and lease losses$115,0004,787
Total noninterest income$339,0006,151
Gross Fiduciary activities income$5,0001,406
Service charges on deposit accounts$201,0005,206
Trading account gains and fees$0138
Additional Noninterest Income$133,0005,919
Total noninterest expense$2,950,0004,711
Salaries and employee benefits$1,664,0004,594
Premises and equipment expense$385,0004,889
Additional noninterest expense$901,0004,691
Pre-tax net operating income$1,746,0003,858
Securities gains (losses)$103,0001,225
Applicable income taxes$605,0003,018
Income before extraordinary items$1,244,0004,118
Extraordinary gains, net$034
Net income$1,244,0004,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,392
Cash dividends$318,0004,256
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,174,9904,195
2004-09-30 (YTD Data)Rank
Total interest income$5,018,0003,928
Total interest expense$1,623,0003,370
Net interest income$3,395,0004,095
Provision for loan and lease losses$92,0004,400
Total noninterest income$230,0006,395
Gross Fiduciary activities income$1,0001,478
Service charges on deposit accounts$142,0005,389
Trading account gains and fees$0134
Additional Noninterest Income$87,0006,182
Total noninterest expense$2,146,0004,774
Salaries and employee benefits$1,213,0004,640
Premises and equipment expense$296,0004,794
Additional noninterest expense$637,0004,857
Pre-tax net operating income$1,387,0003,777
Securities gains (losses)$103,0001,153
Applicable income taxes$491,0002,936
Income before extraordinary items$999,0004,004
Extraordinary gains, net$026
Net income$999,0004,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,126
Cash dividends$218,0003,863
Sale, conversion, retirement of capital stock, net$0738
Net operating income$929,9904,114
2004-06-30 (YTD Data)Rank
Total interest income$3,371,0003,889
Total interest expense$1,053,0003,451
Net interest income$2,318,0004,022
Provision for loan and lease losses$70,0004,107
Total noninterest income$160,0006,324
Gross Fiduciary activities income$1,0001,443
Service charges on deposit accounts$94,0005,405
Trading account gains and fees$0130
Additional Noninterest Income$65,0005,981
Total noninterest expense$1,419,0004,826
Salaries and employee benefits$805,0004,700
Premises and equipment expense$198,0004,785
Additional noninterest expense$416,0004,929
Pre-tax net operating income$989,0003,563
Securities gains (losses)$98,0001,040
Applicable income taxes$363,0002,736
Income before extraordinary items$724,0003,781
Extraordinary gains, net$021
Net income$724,0003,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,943
Cash dividends$151,0003,770
Sale, conversion, retirement of capital stock, net$0638
Net operating income$658,3403,913
2004-03-31 (YTD Data)Rank
Total interest income$1,713,0003,850
Total interest expense$528,0003,471
Net interest income$1,185,0003,934
Provision for loan and lease losses$47,0003,399
Total noninterest income$76,0006,403
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$48,0005,292
Trading account gains and fees$0121
Additional Noninterest Income$27,0006,301
Total noninterest expense$712,0004,860
Salaries and employee benefits$401,0004,728
Premises and equipment expense$94,0005,013
Additional noninterest expense$217,0004,781
Pre-tax net operating income$502,0003,514
Securities gains (losses)$98,000814
Applicable income taxes$202,0002,565
Income before extraordinary items$398,0003,529
Extraordinary gains, net$016
Net income$398,0003,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$86,0003,029
Sale, conversion, retirement of capital stock, net$0464
Net operating income$333,3203,853
2003-12-31 (YTD Data)Rank
Total interest income$6,847,0003,894
Total interest expense$2,225,0003,673
Net interest income$4,622,0003,920
Provision for loan and lease losses$73,0005,772
Total noninterest income$290,0006,667
Gross Fiduciary activities income$6,0001,429
Service charges on deposit accounts$191,0005,363
Trading account gains and fees$0160
Additional Noninterest Income$93,0006,648
Total noninterest expense$2,936,0004,671
Salaries and employee benefits$1,657,0004,522
Premises and equipment expense$391,0004,792
Additional noninterest expense$888,0004,675
Pre-tax net operating income$1,903,0003,502
Securities gains (losses)$44,0002,634
Applicable income taxes$645,0002,933
Income before extraordinary items$1,302,0003,914
Extraordinary gains, net$054
Net income$1,302,0003,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,473
Cash dividends$524,0003,435
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,272,5203,811
2003-09-30 (YTD Data)Rank
Total interest income$5,140,0003,941
Total interest expense$1,681,0003,774
Net interest income$3,459,0003,944
Provision for loan and lease losses$51,0005,740
Total noninterest income$229,0006,594
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$142,0005,425
Trading account gains and fees$0153
Additional Noninterest Income$87,0006,329
Total noninterest expense$2,129,0004,775
Salaries and employee benefits$1,194,0004,637
Premises and equipment expense$298,0004,734
Additional noninterest expense$637,0004,803
Pre-tax net operating income$1,508,0003,505
Securities gains (losses)$44,0002,422
Applicable income taxes$519,0002,961
Income before extraordinary items$1,033,0003,909
Extraordinary gains, net$040
Net income$1,033,0003,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0004,539
Cash dividends$397,0003,060
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,003,5203,815
2003-06-30 (YTD Data)Rank
Total interest income$3,425,0003,971
Total interest expense$1,142,0003,825
Net interest income$2,283,0003,977
Provision for loan and lease losses$30,0005,740
Total noninterest income$157,0006,538
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$93,0005,436
Trading account gains and fees$0150
Additional Noninterest Income$64,0006,138
Total noninterest expense$1,424,0004,744
Salaries and employee benefits$793,0004,644
Premises and equipment expense$200,0004,707
Additional noninterest expense$431,0004,742
Pre-tax net operating income$986,0003,566
Securities gains (losses)$44,0002,102
Applicable income taxes$341,0003,001
Income before extraordinary items$689,0003,908
Extraordinary gains, net$030
Net income$689,0003,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,755
Cash dividends$397,0002,495
Sale, conversion, retirement of capital stock, net$0589
Net operating income$659,5203,858
2003-03-31 (YTD Data)Rank
Total interest income$1,696,0004,028
Total interest expense$575,0003,886
Net interest income$1,121,0004,036
Provision for loan and lease losses$15,0005,504
Total noninterest income$84,0006,303
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$45,0005,441
Trading account gains and fees$0134
Additional Noninterest Income$39,0005,739
Total noninterest expense$697,0004,808
Salaries and employee benefits$392,0004,676
Premises and equipment expense$102,0004,629
Additional noninterest expense$203,0004,916
Pre-tax net operating income$493,0003,530
Securities gains (losses)$23,0001,827
Applicable income taxes$171,0002,972
Income before extraordinary items$345,0003,843
Extraordinary gains, net$021
Net income$345,0003,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,174
Cash dividends$173,0002,398
Sale, conversion, retirement of capital stock, net$0419
Net operating income$329,5903,792
2002-12-31 (YTD Data)Rank
Total interest income$6,784,0004,155
Total interest expense$2,623,0003,946
Net interest income$4,161,0004,222
Provision for loan and lease losses$75,0006,163
Total noninterest income$300,0006,452
Gross Fiduciary activities income$13,0001,361
Service charges on deposit accounts$208,0005,109
Trading account gains and fees$0153
Additional Noninterest Income$79,0006,904
Total noninterest expense$2,753,0004,747
Salaries and employee benefits$1,455,0004,801
Premises and equipment expense$369,0004,926
Additional noninterest expense$929,0004,429
Pre-tax net operating income$1,633,0003,886
Securities gains (losses)$28,0002,890
Applicable income taxes$533,0003,333
Income before extraordinary items$1,128,0004,255
Extraordinary gains, net$070
Net income$1,128,0004,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,791
Cash dividends$387,0003,925
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,108,9604,195
2001-12-31 (YTD Data)Rank
Total interest income$7,068,0004,402
Total interest expense$3,427,0004,273
Net interest income$3,641,0004,442
Provision for loan and lease losses$86,0005,884
Total noninterest income$269,0006,683
Gross Fiduciary activities income$18,0001,325
Service charges on deposit accounts$194,0005,236
Trading account gains and fees$0177
Additional Noninterest Income$57,0007,479
Total noninterest expense$2,448,0005,024
Salaries and employee benefits$1,276,0005,097
Premises and equipment expense$343,0005,100
Additional noninterest expense$829,0004,672
Pre-tax net operating income$1,376,0004,083
Securities gains (losses)$6,0003,836
Applicable income taxes$450,0003,496
Income before extraordinary items$932,0004,470
Extraordinary gains, net$0105
Net income$932,0004,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,392
Cash dividends$373,0004,026
Sale, conversion, retirement of capital stock, net$0922
Net operating income$927,9804,364
2000-12-31 (YTD Data)Rank
Total interest income$6,822,0004,677
Total interest expense$3,631,0004,280
Net interest income$3,191,0004,928
Provision for loan and lease losses$84,0005,667
Total noninterest income$269,0006,579
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$191,0005,217
Trading account gains and feesNANA
Additional Noninterest Income$78,0006,963
Total noninterest expense$2,259,0005,231
Salaries and employee benefits$1,198,0005,234
Premises and equipment expense$331,0005,126
Additional noninterest expense$730,0005,032
Pre-tax net operating income$1,117,0004,950
Securities gains (losses)$92,000588
Applicable income taxes$374,0004,136
Income before extraordinary items$835,0004,927
Extraordinary gains, net$038
Net income$835,0004,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,868
Cash dividends$220,0004,975
Sale, conversion, retirement of capital stock, net$0969
Net operating income$771,5205,145
1999-12-31 (YTD Data)Rank
Total interest income$5,782,0005,073
Total interest expense$2,905,0004,715
Net interest income$2,877,0005,324
Provision for loan and lease losses$84,0005,577
Total noninterest income$196,0007,538
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$146,0005,914
Trading account gains and feesNANA
Additional Noninterest Income$50,0008,065
Total noninterest expense$2,022,0005,648
Salaries and employee benefits$1,064,0005,650
Premises and equipment expense$330,0005,167
Additional noninterest expense$628,0005,661
Pre-tax net operating income$967,0005,410
Securities gains (losses)$03,155
Applicable income taxes$311,0004,736
Income before extraordinary items$656,0005,650
Extraordinary gains, net$035
Net income$656,0005,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,364
Cash dividends$199,0005,282
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$656,0005,620
1998-12-31 (YTD Data)Rank
Total interest income$5,456,0005,334
Total interest expense$2,705,0005,088
Net interest income$2,751,0005,481
Provision for loan and lease losses$84,0005,485
Total noninterest income$167,0007,994
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$117,0006,528
Trading account gains and feesNANA
Additional Noninterest Income$50,0008,161
Total noninterest expense$1,801,0005,996
Salaries and employee benefits$913,0006,145
Premises and equipment expense$245,0006,041
Additional noninterest expense$643,0005,488
Pre-tax net operating income$1,033,0005,317
Securities gains (losses)$32,0002,083
Applicable income taxes$363,0004,679
Income before extraordinary items$702,0005,612
Extraordinary gains, net$032
Net income$702,0005,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,250
Cash dividends$238,0005,066
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$680,8805,588
1997-12-31 (YTD Data)Rank
Total interest income$5,027,0005,785
Total interest expense$2,564,0005,318
Net interest income$2,463,0006,111
Provision for loan and lease losses$85,0005,536
Total noninterest income$171,0008,278
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$116,0006,863
Trading account gains and feesNANA
Additional Noninterest Income$55,0008,220
Total noninterest expense$1,719,0006,240
Salaries and employee benefits$909,0006,240
Premises and equipment expense$184,0007,131
Additional noninterest expense$626,0005,644
Pre-tax net operating income$830,0006,412
Securities gains (losses)$95,0001,002
Applicable income taxes$293,0005,795
Income before extraordinary items$632,0006,201
Extraordinary gains, net$044
Net income$632,0006,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,367
Cash dividends$145,0005,989
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$567,4006,502
1996-12-31 (YTD Data)Rank
Total interest income$4,535,0006,365
Total interest expense$2,098,0006,231
Net interest income$2,437,0006,307
Provision for loan and lease losses$84,0005,516
Total noninterest income$141,0009,154
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$98,0007,537
Trading account gains and feesNANA
Additional Noninterest Income$43,0009,213
Total noninterest expense$1,591,0006,867
Salaries and employee benefits$771,0007,135
Premises and equipment expense$195,0007,111
Additional noninterest expense$625,0006,198
Pre-tax net operating income$903,0006,079
Securities gains (losses)$-17,00010,550
Applicable income taxes$266,0006,233
Income before extraordinary items$620,0006,157
Extraordinary gains, net$053
Net income$620,0006,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,559
Cash dividends$111,0006,510
Sale, conversion, retirement of capital stock, net$0953
Net operating income$631,9006,028
1995-12-31 (YTD Data)Rank
Total interest income$4,094,0006,887
Total interest expense$1,968,0006,543
Net interest income$2,126,0007,032
Provision for loan and lease losses$78,0005,177
Total noninterest income$177,0008,836
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$87,0008,120
Trading account gains and feesNANA
Additional Noninterest Income$90,0007,568
Total noninterest expense$1,517,0007,214
Salaries and employee benefits$714,0007,633
Premises and equipment expense$201,0007,169
Additional noninterest expense$602,0006,524
Pre-tax net operating income$708,0007,286
Securities gains (losses)$13,0002,193
Applicable income taxes$205,0007,326
Income before extraordinary items$516,0007,130
Extraordinary gains, net$065
Net income$516,0007,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,530
Cash dividends$80,0007,161
Sale, conversion, retirement of capital stock, net$0809
Net operating income$506,6407,176
1994-12-31 (YTD Data)Rank
Total interest income$3,470,0007,371
Total interest expense$1,551,0006,750
Net interest income$1,919,0007,753
Provision for loan and lease losses$85,0004,903
Total noninterest income$198,0008,777
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$62,0009,281
Trading account gains and feesNANA
Additional Noninterest Income$136,0006,520
Total noninterest expense$1,589,0007,334
Salaries and employee benefits$785,0007,295
Premises and equipment expense$162,0008,250
Additional noninterest expense$642,0006,724
Pre-tax net operating income$443,0009,044
Securities gains (losses)$-59,00011,167
Applicable income taxes$137,0008,576
Income before extraordinary items$247,0009,726
Extraordinary gains, net$0249
Net income$247,0009,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,113
Cash dividends$52,0007,879
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$284,7609,377
1993-12-31 (YTD Data)Rank
Total interest income$3,432,0007,633
Total interest expense$1,570,0006,980
Net interest income$1,862,0008,068
Provision for loan and lease losses$60,0006,949
Total noninterest income$198,0009,260
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$65,0009,505
Trading account gains and feesNANA
Additional Noninterest Income$133,0006,953
Total noninterest expense$1,505,0007,819
Salaries and employee benefits$711,0007,931
Premises and equipment expense$210,0007,496
Additional noninterest expense$584,0007,479
Pre-tax net operating income$495,0008,686
Securities gains (losses)$48,0003,456
Applicable income taxes$189,0007,831
Income before extraordinary items$354,0008,898
Extraordinary gains, net$03,149
Net income$354,0009,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0006,815
Cash dividends$69,0007,554
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$322,8008,954
1992-12-31 (YTD Data)Rank
Total interest income$3,685,0007,934
Total interest expense$1,938,0007,249
Net interest income$1,747,0008,512
Provision for loan and lease losses$198,0005,256
Total noninterest income$231,0008,843
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0009,807
Trading account gains and feesNANA
Additional Noninterest Income$168,0006,255
Total noninterest expense$1,525,0007,824
Salaries and employee benefits$626,0008,586
Premises and equipment expense$190,0008,078
Additional noninterest expense$709,0006,697
Pre-tax net operating income$255,00010,555
Securities gains (losses)$33,0004,829
Applicable income taxes$87,00010,252
Income before extraordinary items$201,00010,590
Extraordinary gains, net$01,422
Net income$201,00010,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0006,088
Cash dividends$109,0006,415
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$177,90010,568

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.