Home > The Fisher National Bank > Income and Expense
The Fisher National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,687,000 | 2,325 |
| Total interest expense | $4,440,000 | 2,163 |
| Net interest income | $10,247,000 | 2,358 |
| Provision for loan and lease losses | $175,000 | 2,112 |
| Total noninterest income | $2,731,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $321,000 | 2,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,410,000 | 1,448 |
| Total noninterest expense | $8,988,000 | 2,168 |
| Salaries and employee benefits | $4,247,000 | 2,437 |
| Premises and equipment expense | $969,000 | 2,057 |
| Additional noninterest expense | $2,410,000 | 1,448 |
| Pre-tax net operating income | $3,815,000 | 2,223 |
| Securities gains (losses) | $-41,000 | 3,604 |
| Applicable income taxes | $47,000 | 3,045 |
| Income before extraordinary items | $3,727,000 | 2,072 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,727,000 | 2,098 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,727,000 | 2,076 |
| Net charge-offs | $54,000 | 1,776 |
| Cash dividends | $5,469,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,767,590 | 2,089 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,602,000 | 2,339 |
| Total interest expense | $2,899,000 | 2,196 |
| Net interest income | $7,703,000 | 2,366 |
| Provision for loan and lease losses | $70,000 | 2,326 |
| Total noninterest income | $1,506,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $231,000 | 2,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,275,000 | 1,765 |
| Total noninterest expense | $6,904,000 | 2,132 |
| Salaries and employee benefits | $3,121,000 | 2,457 |
| Premises and equipment expense | $721,000 | 2,079 |
| Additional noninterest expense | $1,275,000 | 1,765 |
| Pre-tax net operating income | $2,235,000 | 2,570 |
| Securities gains (losses) | $-41,000 | 3,776 |
| Applicable income taxes | $36,000 | 3,092 |
| Income before extraordinary items | $2,158,000 | 2,431 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,158,000 | 2,454 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,158,000 | 2,433 |
| Net charge-offs | $54,000 | 1,457 |
| Cash dividends | $5,011,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,198,180 | 2,423 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 2,367 |
| Total interest expense | $1,783,000 | 2,153 |
| Net interest income | $5,007,000 | 2,415 |
| Provision for loan and lease losses | $57,000 | 2,183 |
| Total noninterest income | $1,566,000 | 1,518 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $145,000 | 2,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,421,000 | 1,223 |
| Total noninterest expense | $4,919,000 | 2,060 |
| Salaries and employee benefits | $2,073,000 | 2,460 |
| Premises and equipment expense | $491,000 | 2,041 |
| Additional noninterest expense | $1,421,000 | 1,222 |
| Pre-tax net operating income | $1,597,000 | 2,517 |
| Securities gains (losses) | $-41,000 | 4,035 |
| Applicable income taxes | $25,000 | 3,109 |
| Income before extraordinary items | $1,531,000 | 2,379 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,531,000 | 2,406 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,531,000 | 2,379 |
| Net charge-offs | $12,000 | 1,750 |
| Cash dividends | $4,615,000 | 468 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,571,180 | 2,364 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 2,907 |
| Total interest expense | $538,000 | 2,565 |
| Net interest income | $1,734,000 | 2,960 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $317,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $45,000 | 2,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 2,103 |
| Total noninterest expense | $1,270,000 | 3,044 |
| Salaries and employee benefits | $702,000 | 3,067 |
| Premises and equipment expense | $167,000 | 2,580 |
| Additional noninterest expense | $272,000 | 2,103 |
| Pre-tax net operating income | $751,000 | 2,625 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $14,000 | 3,070 |
| Income before extraordinary items | $737,000 | 2,467 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $737,000 | 2,467 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $737,000 | 2,467 |
| Net charge-offs | $6,000 | 1,532 |
| Cash dividends | $4,430,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $737,000 | 2,491 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,661,000 | 2,919 |
| Total interest expense | $762,000 | 2,756 |
| Net interest income | $6,899,000 | 2,898 |
| Provision for loan and lease losses | $180,000 | 1,851 |
| Total noninterest income | $1,321,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $176,000 | 2,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,145,000 | 2,191 |
| Total noninterest expense | $4,974,000 | 3,047 |
| Salaries and employee benefits | $2,819,000 | 3,033 |
| Premises and equipment expense | $648,000 | 2,608 |
| Additional noninterest expense | $1,145,000 | 2,191 |
| Pre-tax net operating income | $3,066,000 | 2,630 |
| Securities gains (losses) | $22,000 | 330 |
| Applicable income taxes | $44,000 | 3,294 |
| Income before extraordinary items | $3,044,000 | 2,446 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,044,000 | 2,444 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,044,000 | 2,445 |
| Net charge-offs | $22,000 | 1,895 |
| Cash dividends | $760,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,022,220 | 2,483 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,516,000 | 2,922 |
| Total interest expense | $455,000 | 2,783 |
| Net interest income | $5,061,000 | 2,900 |
| Provision for loan and lease losses | $135,000 | 1,699 |
| Total noninterest income | $942,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $129,000 | 2,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $813,000 | 2,282 |
| Total noninterest expense | $3,775,000 | 3,026 |
| Salaries and employee benefits | $2,179,000 | 2,976 |
| Premises and equipment expense | $452,000 | 2,706 |
| Additional noninterest expense | $813,000 | 2,282 |
| Pre-tax net operating income | $2,093,000 | 2,729 |
| Securities gains (losses) | $22,000 | 331 |
| Applicable income taxes | $90,000 | 2,930 |
| Income before extraordinary items | $2,025,000 | 2,561 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,025,000 | 2,559 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,025,000 | 2,560 |
| Net charge-offs | $18,000 | 1,631 |
| Cash dividends | $585,000 | 2,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,003,880 | 2,615 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 2,967 |
| Total interest expense | $286,000 | 2,717 |
| Net interest income | $3,195,000 | 2,965 |
| Provision for loan and lease losses | $90,000 | 1,575 |
| Total noninterest income | $639,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $87,000 | 2,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $552,000 | 2,289 |
| Total noninterest expense | $2,428,000 | 3,065 |
| Salaries and employee benefits | $1,404,000 | 3,039 |
| Premises and equipment expense | $296,000 | 2,745 |
| Additional noninterest expense | $728,000 | 3,129 |
| Pre-tax net operating income | $1,316,000 | 2,711 |
| Securities gains (losses) | $22,000 | 303 |
| Applicable income taxes | $52,000 | 2,910 |
| Income before extraordinary items | $1,286,000 | 2,538 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,286,000 | 2,538 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,286,000 | 2,538 |
| Net charge-offs | $21,000 | 1,305 |
| Cash dividends | $185,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,264,880 | 2,598 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 2,991 |
| Total interest expense | $139,000 | 2,726 |
| Net interest income | $1,529,000 | 2,992 |
| Provision for loan and lease losses | $45,000 | 1,393 |
| Total noninterest income | $317,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $42,000 | 2,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 2,276 |
| Total noninterest expense | $1,206,000 | 3,071 |
| Salaries and employee benefits | $673,000 | 3,096 |
| Premises and equipment expense | $152,000 | 2,717 |
| Additional noninterest expense | $381,000 | 3,067 |
| Pre-tax net operating income | $595,000 | 2,721 |
| Securities gains (losses) | $20,000 | 298 |
| Applicable income taxes | $15,000 | 3,002 |
| Income before extraordinary items | $600,000 | 2,536 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $600,000 | 2,534 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $600,000 | 2,536 |
| Net charge-offs | $22,000 | 920 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $580,400 | 2,599 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,314,000 | 3,154 |
| Total interest expense | $617,000 | 2,861 |
| Net interest income | $5,697,000 | 3,149 |
| Provision for loan and lease losses | $170,000 | 1,863 |
| Total noninterest income | $1,356,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $152,000 | 2,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,204,000 | 2,441 |
| Total noninterest expense | $4,418,000 | 3,219 |
| Salaries and employee benefits | $2,606,000 | 3,145 |
| Premises and equipment expense | $479,000 | 3,092 |
| Additional noninterest expense | $1,333,000 | 3,272 |
| Pre-tax net operating income | $2,465,000 | 2,908 |
| Securities gains (losses) | $43,000 | 1,199 |
| Applicable income taxes | $175,000 | 2,767 |
| Income before extraordinary items | $2,333,000 | 2,831 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,333,000 | 2,832 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,333,000 | 2,832 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $1,205,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,293,010 | 2,836 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,641,000 | 3,242 |
| Total interest expense | $471,000 | 2,939 |
| Net interest income | $4,170,000 | 3,230 |
| Provision for loan and lease losses | $153,000 | 1,656 |
| Total noninterest income | $1,029,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $108,000 | 3,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $921,000 | 2,476 |
| Total noninterest expense | $3,186,000 | 3,294 |
| Salaries and employee benefits | $1,900,000 | 3,189 |
| Premises and equipment expense | $291,000 | 3,440 |
| Additional noninterest expense | $995,000 | 3,304 |
| Pre-tax net operating income | $1,860,000 | 3,011 |
| Securities gains (losses) | $43,000 | 1,115 |
| Applicable income taxes | $31,000 | 3,340 |
| Income before extraordinary items | $1,872,000 | 2,870 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,872,000 | 2,870 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,872,000 | 2,870 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $1,205,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,829,860 | 2,878 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 3,333 |
| Total interest expense | $334,000 | 2,933 |
| Net interest income | $2,605,000 | 3,347 |
| Provision for loan and lease losses | $102,000 | 1,663 |
| Total noninterest income | $696,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $74,000 | 2,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $622,000 | 2,415 |
| Total noninterest expense | $2,053,000 | 3,329 |
| Salaries and employee benefits | $1,220,000 | 3,243 |
| Premises and equipment expense | $197,000 | 3,419 |
| Additional noninterest expense | $636,000 | 3,364 |
| Pre-tax net operating income | $1,146,000 | 3,098 |
| Securities gains (losses) | $27,000 | 1,094 |
| Applicable income taxes | $20,000 | 3,329 |
| Income before extraordinary items | $1,153,000 | 2,970 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,153,000 | 2,969 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,153,000 | 2,970 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $975,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,126,540 | 2,967 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 3,330 |
| Total interest expense | $175,000 | 2,949 |
| Net interest income | $1,287,000 | 3,349 |
| Provision for loan and lease losses | $51,000 | 1,715 |
| Total noninterest income | $393,000 | 2,500 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $39,000 | 2,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 2,276 |
| Total noninterest expense | $973,000 | 3,417 |
| Salaries and employee benefits | $573,000 | 3,341 |
| Premises and equipment expense | $81,000 | 3,710 |
| Additional noninterest expense | $319,000 | 3,331 |
| Pre-tax net operating income | $656,000 | 2,923 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $12,000 | 3,228 |
| Income before extraordinary items | $644,000 | 2,814 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $644,000 | 2,812 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $644,000 | 2,814 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $375,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $644,000 | 2,772 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,742,000 | 3,384 |
| Total interest expense | $925,000 | 3,055 |
| Net interest income | $4,817,000 | 3,409 |
| Provision for loan and lease losses | $180,000 | 3,128 |
| Total noninterest income | $1,949,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $163,000 | 3,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,786,000 | 1,911 |
| Total noninterest expense | $3,806,000 | 3,450 |
| Salaries and employee benefits | $2,242,000 | 3,377 |
| Premises and equipment expense | $365,000 | 3,546 |
| Additional noninterest expense | $1,199,000 | 3,424 |
| Pre-tax net operating income | $2,780,000 | 2,518 |
| Securities gains (losses) | $58,000 | 1,653 |
| Applicable income taxes | $46,000 | 3,199 |
| Income before extraordinary items | $2,792,000 | 2,398 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,792,000 | 2,398 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,792,000 | 2,398 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $970,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,735,160 | 2,371 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 3,413 |
| Total interest expense | $717,000 | 3,105 |
| Net interest income | $3,600,000 | 3,425 |
| Provision for loan and lease losses | $135,000 | 3,076 |
| Total noninterest income | $1,447,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $120,000 | 3,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,327,000 | 1,873 |
| Total noninterest expense | $2,847,000 | 3,437 |
| Salaries and employee benefits | $1,659,000 | 3,397 |
| Premises and equipment expense | $258,000 | 3,652 |
| Additional noninterest expense | $930,000 | 3,326 |
| Pre-tax net operating income | $2,065,000 | 2,539 |
| Securities gains (losses) | $59,000 | 1,469 |
| Applicable income taxes | $35,000 | 3,204 |
| Income before extraordinary items | $2,089,000 | 2,388 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,089,000 | 2,388 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,089,000 | 2,388 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $970,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,031,180 | 2,379 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 3,442 |
| Total interest expense | $507,000 | 3,110 |
| Net interest income | $2,385,000 | 3,476 |
| Provision for loan and lease losses | $90,000 | 3,062 |
| Total noninterest income | $935,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $75,000 | 3,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $860,000 | 1,821 |
| Total noninterest expense | $1,870,000 | 3,480 |
| Salaries and employee benefits | $1,090,000 | 3,425 |
| Premises and equipment expense | $173,000 | 3,639 |
| Additional noninterest expense | $607,000 | 3,388 |
| Pre-tax net operating income | $1,360,000 | 2,536 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $20,000 | 3,220 |
| Income before extraordinary items | $1,340,000 | 2,401 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,340,000 | 2,400 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,340,000 | 2,401 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $720,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,340,000 | 2,368 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 3,440 |
| Total interest expense | $267,000 | 3,167 |
| Net interest income | $1,183,000 | 3,448 |
| Provision for loan and lease losses | $45,000 | 2,611 |
| Total noninterest income | $325,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $54,000 | 2,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 2,114 |
| Total noninterest expense | $906,000 | 3,561 |
| Salaries and employee benefits | $520,000 | 3,522 |
| Premises and equipment expense | $82,000 | 3,735 |
| Additional noninterest expense | $304,000 | 3,430 |
| Pre-tax net operating income | $557,000 | 2,642 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $9,000 | 3,163 |
| Income before extraordinary items | $548,000 | 2,527 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $548,000 | 2,527 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $548,000 | 2,528 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $277,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $548,000 | 2,497 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 3,486 |
| Total interest expense | $1,069,000 | 3,207 |
| Net interest income | $4,773,000 | 3,488 |
| Provision for loan and lease losses | $150,000 | 2,594 |
| Total noninterest income | $1,258,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $209,000 | 3,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,049,000 | 2,190 |
| Total noninterest expense | $3,380,000 | 3,709 |
| Salaries and employee benefits | $1,920,000 | 3,672 |
| Premises and equipment expense | $290,000 | 3,954 |
| Additional noninterest expense | $1,170,000 | 3,536 |
| Pre-tax net operating income | $2,501,000 | 2,727 |
| Securities gains (losses) | $24,000 | 1,568 |
| Applicable income taxes | $37,000 | 3,404 |
| Income before extraordinary items | $2,488,000 | 2,574 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,488,000 | 2,575 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,488,000 | 2,576 |
| Net charge-offs | $53,000 | 2,608 |
| Cash dividends | $810,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,464,240 | 2,559 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 3,542 |
| Total interest expense | $792,000 | 3,255 |
| Net interest income | $3,546,000 | 3,553 |
| Provision for loan and lease losses | $135,000 | 2,339 |
| Total noninterest income | $876,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $150,000 | 3,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $726,000 | 2,283 |
| Total noninterest expense | $2,539,000 | 3,730 |
| Salaries and employee benefits | $1,427,000 | 3,712 |
| Premises and equipment expense | $216,000 | 4,017 |
| Additional noninterest expense | $896,000 | 3,533 |
| Pre-tax net operating income | $1,748,000 | 2,915 |
| Securities gains (losses) | $24,000 | 1,352 |
| Applicable income taxes | $26,000 | 3,486 |
| Income before extraordinary items | $1,746,000 | 2,733 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,746,000 | 2,734 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,746,000 | 2,734 |
| Net charge-offs | $22,000 | 2,661 |
| Cash dividends | $810,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,722,240 | 2,725 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 3,578 |
| Total interest expense | $520,000 | 3,262 |
| Net interest income | $2,330,000 | 3,603 |
| Provision for loan and lease losses | $90,000 | 2,284 |
| Total noninterest income | $562,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $99,000 | 3,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $463,000 | 2,295 |
| Total noninterest expense | $1,698,000 | 3,762 |
| Salaries and employee benefits | $956,000 | 3,728 |
| Premises and equipment expense | $145,000 | 4,025 |
| Additional noninterest expense | $597,000 | 3,553 |
| Pre-tax net operating income | $1,104,000 | 2,967 |
| Securities gains (losses) | $-2,000 | 4,715 |
| Applicable income taxes | $16,000 | 3,502 |
| Income before extraordinary items | $1,086,000 | 2,824 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,086,000 | 2,823 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,086,000 | 2,823 |
| Net charge-offs | $14,000 | 2,483 |
| Cash dividends | $610,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,087,980 | 2,799 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 3,634 |
| Total interest expense | $249,000 | 3,292 |
| Net interest income | $1,153,000 | 3,644 |
| Provision for loan and lease losses | $45,000 | 2,137 |
| Total noninterest income | $286,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $51,000 | 3,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 2,214 |
| Total noninterest expense | $861,000 | 3,767 |
| Salaries and employee benefits | $485,000 | 3,747 |
| Premises and equipment expense | $72,000 | 4,075 |
| Additional noninterest expense | $304,000 | 3,522 |
| Pre-tax net operating income | $533,000 | 2,984 |
| Securities gains (losses) | $-2,000 | 4,901 |
| Applicable income taxes | $8,000 | 3,458 |
| Income before extraordinary items | $523,000 | 2,843 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $523,000 | 2,842 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $523,000 | 2,842 |
| Net charge-offs | $10,000 | 1,981 |
| Cash dividends | $260,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $524,960 | 2,823 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,471,000 | 3,606 |
| Total interest expense | $734,000 | 3,389 |
| Net interest income | $4,737,000 | 3,591 |
| Provision for loan and lease losses | $165,000 | 2,557 |
| Total noninterest income | $1,148,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $229,000 | 3,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $919,000 | 2,337 |
| Total noninterest expense | $3,419,000 | 3,788 |
| Salaries and employee benefits | $1,882,000 | 3,790 |
| Premises and equipment expense | $296,000 | 4,044 |
| Additional noninterest expense | $1,241,000 | 3,522 |
| Pre-tax net operating income | $2,301,000 | 2,909 |
| Securities gains (losses) | $50,000 | 418 |
| Applicable income taxes | $34,000 | 3,495 |
| Income before extraordinary items | $2,317,000 | 2,709 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,317,000 | 2,707 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,317,000 | 2,708 |
| Net charge-offs | $33,000 | 2,857 |
| Cash dividends | $990,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,267,500 | 2,735 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 3,650 |
| Total interest expense | $498,000 | 3,467 |
| Net interest income | $3,545,000 | 3,626 |
| Provision for loan and lease losses | $135,000 | 2,344 |
| Total noninterest income | $855,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $171,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $684,000 | 2,372 |
| Total noninterest expense | $2,573,000 | 3,795 |
| Salaries and employee benefits | $1,414,000 | 3,804 |
| Premises and equipment expense | $219,000 | 4,099 |
| Additional noninterest expense | $940,000 | 3,523 |
| Pre-tax net operating income | $1,692,000 | 3,007 |
| Securities gains (losses) | $50,000 | 418 |
| Applicable income taxes | $25,000 | 3,575 |
| Income before extraordinary items | $1,717,000 | 2,779 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,717,000 | 2,778 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,717,000 | 2,778 |
| Net charge-offs | $25,000 | 2,593 |
| Cash dividends | $875,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,667,500 | 2,819 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 3,686 |
| Total interest expense | $300,000 | 3,562 |
| Net interest income | $2,342,000 | 3,646 |
| Provision for loan and lease losses | $90,000 | 2,265 |
| Total noninterest income | $546,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $116,000 | 3,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $430,000 | 2,434 |
| Total noninterest expense | $1,710,000 | 3,822 |
| Salaries and employee benefits | $942,000 | 3,835 |
| Premises and equipment expense | $147,000 | 4,119 |
| Additional noninterest expense | $621,000 | 3,540 |
| Pre-tax net operating income | $1,088,000 | 3,037 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $16,000 | 3,581 |
| Income before extraordinary items | $1,072,000 | 2,849 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,072,000 | 2,850 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,072,000 | 2,849 |
| Net charge-offs | $23,000 | 2,165 |
| Cash dividends | $675,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,072,000 | 2,844 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 3,715 |
| Total interest expense | $137,000 | 3,654 |
| Net interest income | $1,165,000 | 3,673 |
| Provision for loan and lease losses | $45,000 | 2,144 |
| Total noninterest income | $266,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $61,000 | 3,080 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 2,447 |
| Total noninterest expense | $854,000 | 3,865 |
| Salaries and employee benefits | $461,000 | 3,909 |
| Premises and equipment expense | $75,000 | 4,137 |
| Additional noninterest expense | $318,000 | 3,534 |
| Pre-tax net operating income | $532,000 | 3,019 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $8,000 | 3,565 |
| Income before extraordinary items | $524,000 | 2,822 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $524,000 | 2,822 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $524,000 | 2,822 |
| Net charge-offs | $23,000 | 1,592 |
| Cash dividends | $625,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $524,000 | 2,811 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,128,000 | 3,708 |
| Total interest expense | $492,000 | 3,694 |
| Net interest income | $4,636,000 | 3,677 |
| Provision for loan and lease losses | $165,000 | 2,565 |
| Total noninterest income | $1,113,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $212,000 | 3,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $901,000 | 2,417 |
| Total noninterest expense | $3,318,000 | 3,926 |
| Salaries and employee benefits | $1,797,000 | 3,954 |
| Premises and equipment expense | $300,000 | 4,177 |
| Additional noninterest expense | $1,221,000 | 3,637 |
| Pre-tax net operating income | $2,266,000 | 2,909 |
| Securities gains (losses) | $110,000 | 594 |
| Applicable income taxes | $35,000 | 3,635 |
| Income before extraordinary items | $2,341,000 | 2,428 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,341,000 | 2,428 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,341,000 | 2,428 |
| Net charge-offs | $-10,000 | 4,791 |
| Cash dividends | $930,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,232,100 | 2,487 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,804,000 | 3,755 |
| Total interest expense | $357,000 | 3,765 |
| Net interest income | $3,447,000 | 3,719 |
| Provision for loan and lease losses | $120,000 | 2,498 |
| Total noninterest income | $826,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $157,000 | 3,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $669,000 | 2,451 |
| Total noninterest expense | $2,479,000 | 3,950 |
| Salaries and employee benefits | $1,331,000 | 4,006 |
| Premises and equipment expense | $223,000 | 4,216 |
| Additional noninterest expense | $925,000 | 3,628 |
| Pre-tax net operating income | $1,674,000 | 2,980 |
| Securities gains (losses) | $25,000 | 1,221 |
| Applicable income taxes | $25,000 | 3,666 |
| Income before extraordinary items | $1,674,000 | 2,684 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,674,000 | 2,683 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,674,000 | 2,684 |
| Net charge-offs | $-12,000 | 4,797 |
| Cash dividends | $865,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,649,250 | 2,688 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 3,786 |
| Total interest expense | $225,000 | 3,830 |
| Net interest income | $2,267,000 | 3,747 |
| Provision for loan and lease losses | $75,000 | 2,468 |
| Total noninterest income | $527,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $100,000 | 3,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 2,510 |
| Total noninterest expense | $1,652,000 | 3,974 |
| Salaries and employee benefits | $884,000 | 4,034 |
| Premises and equipment expense | $144,000 | 4,281 |
| Additional noninterest expense | $624,000 | 3,612 |
| Pre-tax net operating income | $1,067,000 | 3,020 |
| Securities gains (losses) | $25,000 | 909 |
| Applicable income taxes | $16,000 | 3,701 |
| Income before extraordinary items | $1,076,000 | 2,699 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,076,000 | 2,699 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,076,000 | 2,699 |
| Net charge-offs | $-12,000 | 4,850 |
| Cash dividends | $575,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,051,250 | 2,719 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 3,844 |
| Total interest expense | $110,000 | 3,867 |
| Net interest income | $1,107,000 | 3,808 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $272,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $49,000 | 3,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 2,437 |
| Total noninterest expense | $830,000 | 4,010 |
| Salaries and employee benefits | $442,000 | 4,075 |
| Premises and equipment expense | $74,000 | 4,275 |
| Additional noninterest expense | $314,000 | 3,613 |
| Pre-tax net operating income | $519,000 | 3,030 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $8,000 | 3,672 |
| Income before extraordinary items | $511,000 | 2,717 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $511,000 | 2,717 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $511,000 | 2,717 |
| Net charge-offs | $-66,000 | 5,531 |
| Cash dividends | $390,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $511,000 | 2,697 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,826,000 | 3,866 |
| Total interest expense | $448,000 | 3,831 |
| Net interest income | $4,378,000 | 3,839 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $1,212,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $193,000 | 3,619 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,019,000 | 2,386 |
| Total noninterest expense | $3,234,000 | 4,082 |
| Salaries and employee benefits | $1,722,000 | 4,113 |
| Premises and equipment expense | $292,000 | 4,355 |
| Additional noninterest expense | $1,220,000 | 3,774 |
| Pre-tax net operating income | $2,176,000 | 2,921 |
| Securities gains (losses) | $43,000 | 1,936 |
| Applicable income taxes | $35,000 | 3,711 |
| Income before extraordinary items | $2,184,000 | 2,635 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,184,000 | 2,633 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,184,000 | 2,634 |
| Net charge-offs | $476,000 | 1,115 |
| Cash dividends | $785,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,141,860 | 2,622 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 3,907 |
| Total interest expense | $338,000 | 3,854 |
| Net interest income | $3,256,000 | 3,882 |
| Provision for loan and lease losses | $135,000 | 2,451 |
| Total noninterest income | $935,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $141,000 | 3,688 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $794,000 | 2,330 |
| Total noninterest expense | $2,495,000 | 4,029 |
| Salaries and employee benefits | $1,296,000 | 4,120 |
| Premises and equipment expense | $219,000 | 4,373 |
| Additional noninterest expense | $980,000 | 3,662 |
| Pre-tax net operating income | $1,561,000 | 3,041 |
| Securities gains (losses) | $43,000 | 1,874 |
| Applicable income taxes | $26,000 | 3,790 |
| Income before extraordinary items | $1,578,000 | 2,744 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,578,000 | 2,744 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,578,000 | 2,744 |
| Net charge-offs | $478,000 | 823 |
| Cash dividends | $735,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,535,860 | 2,726 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 3,966 |
| Total interest expense | $227,000 | 3,858 |
| Net interest income | $2,136,000 | 3,936 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $586,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $84,000 | 3,836 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $502,000 | 2,364 |
| Total noninterest expense | $1,670,000 | 4,056 |
| Salaries and employee benefits | $869,000 | 4,134 |
| Premises and equipment expense | $148,000 | 4,378 |
| Additional noninterest expense | $653,000 | 3,682 |
| Pre-tax net operating income | $962,000 | 3,146 |
| Securities gains (losses) | $27,000 | 1,793 |
| Applicable income taxes | $17,000 | 3,811 |
| Income before extraordinary items | $972,000 | 2,861 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $972,000 | 2,859 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $972,000 | 2,860 |
| Net charge-offs | $471,000 | 623 |
| Cash dividends | $615,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $945,540 | 2,822 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 4,013 |
| Total interest expense | $113,000 | 3,886 |
| Net interest income | $1,049,000 | 3,984 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $249,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $40,000 | 3,910 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $209,000 | 2,563 |
| Total noninterest expense | $808,000 | 4,156 |
| Salaries and employee benefits | $425,000 | 4,218 |
| Premises and equipment expense | $71,000 | 4,475 |
| Additional noninterest expense | $312,000 | 3,785 |
| Pre-tax net operating income | $445,000 | 3,227 |
| Securities gains (losses) | $26,000 | 1,120 |
| Applicable income taxes | $10,000 | 3,751 |
| Income before extraordinary items | $461,000 | 2,877 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $461,000 | 2,876 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $461,000 | 2,877 |
| Net charge-offs | $512,000 | 335 |
| Cash dividends | $425,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $435,520 | 2,915 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 3,973 |
| Total interest expense | $467,000 | 3,854 |
| Net interest income | $4,250,000 | 3,946 |
| Provision for loan and lease losses | $150,000 | 2,613 |
| Total noninterest income | $882,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $186,000 | 3,802 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $696,000 | 2,850 |
| Total noninterest expense | $3,020,000 | 4,319 |
| Salaries and employee benefits | $1,644,000 | 4,293 |
| Premises and equipment expense | $317,000 | 4,370 |
| Additional noninterest expense | $1,059,000 | 4,188 |
| Pre-tax net operating income | $1,962,000 | 3,042 |
| Securities gains (losses) | $43,000 | 1,751 |
| Applicable income taxes | $32,000 | 3,787 |
| Income before extraordinary items | $1,973,000 | 2,762 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,973,000 | 2,763 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,973,000 | 2,764 |
| Net charge-offs | $-1,000 | 4,850 |
| Cash dividends | $921,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,930,860 | 2,747 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 4,030 |
| Total interest expense | $349,000 | 3,919 |
| Net interest income | $3,167,000 | 3,999 |
| Provision for loan and lease losses | $135,000 | 2,359 |
| Total noninterest income | $669,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $140,000 | 3,838 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $529,000 | 2,839 |
| Total noninterest expense | $2,266,000 | 4,348 |
| Salaries and employee benefits | $1,222,000 | 4,335 |
| Premises and equipment expense | $228,000 | 4,487 |
| Additional noninterest expense | $816,000 | 4,138 |
| Pre-tax net operating income | $1,435,000 | 3,161 |
| Securities gains (losses) | $32,000 | 1,747 |
| Applicable income taxes | $25,000 | 3,893 |
| Income before extraordinary items | $1,442,000 | 2,832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,442,000 | 2,831 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,442,000 | 2,833 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $870,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,410,640 | 2,826 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 4,071 |
| Total interest expense | $232,000 | 3,964 |
| Net interest income | $2,089,000 | 4,035 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $423,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $82,000 | 4,023 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $341,000 | 2,883 |
| Total noninterest expense | $1,497,000 | 4,405 |
| Salaries and employee benefits | $825,000 | 4,359 |
| Premises and equipment expense | $156,000 | 4,476 |
| Additional noninterest expense | $516,000 | 4,286 |
| Pre-tax net operating income | $925,000 | 3,209 |
| Securities gains (losses) | $12,000 | 1,941 |
| Applicable income taxes | $17,000 | 3,906 |
| Income before extraordinary items | $920,000 | 2,904 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $920,000 | 2,904 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $920,000 | 2,906 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $660,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $908,240 | 2,866 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 4,135 |
| Total interest expense | $116,000 | 4,003 |
| Net interest income | $1,020,000 | 4,111 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $188,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $40,000 | 4,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $148,000 | 3,037 |
| Total noninterest expense | $729,000 | 4,493 |
| Salaries and employee benefits | $402,000 | 4,447 |
| Premises and equipment expense | $75,000 | 4,591 |
| Additional noninterest expense | $252,000 | 4,343 |
| Pre-tax net operating income | $434,000 | 3,256 |
| Securities gains (losses) | $-6,000 | 6,202 |
| Applicable income taxes | $10,000 | 3,833 |
| Income before extraordinary items | $418,000 | 3,042 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $418,000 | 3,045 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $418,000 | 3,045 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $485,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $423,880 | 2,961 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,487,000 | 4,218 |
| Total interest expense | $490,000 | 4,052 |
| Net interest income | $3,997,000 | 4,191 |
| Provision for loan and lease losses | $175,000 | 2,634 |
| Total noninterest income | $827,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $175,000 | 4,143 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $652,000 | 2,928 |
| Total noninterest expense | $2,740,000 | 4,697 |
| Salaries and employee benefits | $1,510,000 | 4,619 |
| Premises and equipment expense | $304,000 | 4,653 |
| Additional noninterest expense | $926,000 | 4,611 |
| Pre-tax net operating income | $1,909,000 | 3,054 |
| Securities gains (losses) | $60,000 | 1,614 |
| Applicable income taxes | $27,000 | 3,928 |
| Income before extraordinary items | $1,942,000 | 2,752 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,942,000 | 2,750 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,942,000 | 2,752 |
| Net charge-offs | $13,000 | 4,479 |
| Cash dividends | $622,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,882,600 | 2,773 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 4,313 |
| Total interest expense | $370,000 | 4,104 |
| Net interest income | $2,904,000 | 4,311 |
| Provision for loan and lease losses | $135,000 | 2,485 |
| Total noninterest income | $609,000 | 3,489 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $132,000 | 4,183 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $477,000 | 2,971 |
| Total noninterest expense | $2,054,000 | 4,713 |
| Salaries and employee benefits | $1,130,000 | 4,641 |
| Premises and equipment expense | $217,000 | 4,789 |
| Additional noninterest expense | $707,000 | 4,594 |
| Pre-tax net operating income | $1,324,000 | 3,261 |
| Securities gains (losses) | $39,000 | 1,599 |
| Applicable income taxes | $19,000 | 4,016 |
| Income before extraordinary items | $1,344,000 | 2,940 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,344,000 | 2,940 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,344,000 | 2,941 |
| Net charge-offs | $-14,000 | 5,691 |
| Cash dividends | $570,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,305,390 | 2,937 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 4,391 |
| Total interest expense | $247,000 | 4,148 |
| Net interest income | $1,882,000 | 4,374 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $401,000 | 3,500 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $84,000 | 4,246 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $317,000 | 2,960 |
| Total noninterest expense | $1,351,000 | 4,787 |
| Salaries and employee benefits | $748,000 | 4,699 |
| Premises and equipment expense | $143,000 | 4,852 |
| Additional noninterest expense | $460,000 | 4,666 |
| Pre-tax net operating income | $842,000 | 3,275 |
| Securities gains (losses) | $-10,000 | 6,291 |
| Applicable income taxes | $11,000 | 4,067 |
| Income before extraordinary items | $821,000 | 3,036 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $821,000 | 3,042 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $821,000 | 3,042 |
| Net charge-offs | $-9,000 | 5,629 |
| Cash dividends | $450,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $830,900 | 2,952 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 4,490 |
| Total interest expense | $124,000 | 4,189 |
| Net interest income | $909,000 | 4,474 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $182,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $40,000 | 4,315 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $142,000 | 3,049 |
| Total noninterest expense | $658,000 | 4,900 |
| Salaries and employee benefits | $363,000 | 4,816 |
| Premises and equipment expense | $74,000 | 4,840 |
| Additional noninterest expense | $221,000 | 4,784 |
| Pre-tax net operating income | $388,000 | 3,339 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $5,000 | 4,041 |
| Income before extraordinary items | $383,000 | 3,093 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $383,000 | 3,096 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $383,000 | 3,096 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $140,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $383,000 | 3,049 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 4,588 |
| Total interest expense | $527,000 | 4,348 |
| Net interest income | $3,513,000 | 4,577 |
| Provision for loan and lease losses | $135,000 | 3,376 |
| Total noninterest income | $878,000 | 3,458 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $169,000 | 4,384 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $709,000 | 2,852 |
| Total noninterest expense | $2,507,000 | 5,029 |
| Salaries and employee benefits | $1,416,000 | 4,897 |
| Premises and equipment expense | $267,000 | 5,066 |
| Additional noninterest expense | $824,000 | 5,010 |
| Pre-tax net operating income | $1,749,000 | 3,115 |
| Securities gains (losses) | $26,000 | 2,209 |
| Applicable income taxes | $35,000 | 3,900 |
| Income before extraordinary items | $1,740,000 | 2,862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,740,000 | 2,864 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,740,000 | 2,865 |
| Net charge-offs | $29,000 | 4,666 |
| Cash dividends | $805,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,714,520 | 2,844 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 4,674 |
| Total interest expense | $397,000 | 4,429 |
| Net interest income | $2,594,000 | 4,666 |
| Provision for loan and lease losses | $135,000 | 3,044 |
| Total noninterest income | $693,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $124,000 | 4,456 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $569,000 | 2,823 |
| Total noninterest expense | $1,810,000 | 5,138 |
| Salaries and employee benefits | $1,068,000 | 4,920 |
| Premises and equipment expense | $196,000 | 5,138 |
| Additional noninterest expense | $546,000 | 5,273 |
| Pre-tax net operating income | $1,342,000 | 3,133 |
| Securities gains (losses) | $26,000 | 2,077 |
| Applicable income taxes | $53,000 | 3,695 |
| Income before extraordinary items | $1,315,000 | 2,893 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,315,000 | 2,897 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,315,000 | 2,897 |
| Net charge-offs | $-16,000 | 6,227 |
| Cash dividends | $804,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,290,040 | 2,858 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 4,739 |
| Total interest expense | $265,000 | 4,486 |
| Net interest income | $1,695,000 | 4,715 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $500,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $80,000 | 4,502 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $420,000 | 2,730 |
| Total noninterest expense | $1,190,000 | 5,185 |
| Salaries and employee benefits | $698,000 | 4,972 |
| Premises and equipment expense | $148,000 | 4,923 |
| Additional noninterest expense | $344,000 | 5,377 |
| Pre-tax net operating income | $915,000 | 3,060 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $44,000 | 3,565 |
| Income before extraordinary items | $871,000 | 2,904 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $871,000 | 2,908 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $871,000 | 2,908 |
| Net charge-offs | $-17,000 | 6,281 |
| Cash dividends | $669,000 | 1,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $871,000 | 2,814 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $946,000 | 4,857 |
| Total interest expense | $130,000 | 4,626 |
| Net interest income | $816,000 | 4,830 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $205,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $165,000 | 3,043 |
| Total noninterest expense | $584,000 | 5,266 |
| Salaries and employee benefits | $343,000 | 5,075 |
| Premises and equipment expense | $73,000 | 4,984 |
| Additional noninterest expense | $168,000 | 5,489 |
| Pre-tax net operating income | $392,000 | 3,330 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $31,000 | 3,338 |
| Income before extraordinary items | $361,000 | 3,210 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $361,000 | 3,210 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $361,000 | 3,212 |
| Net charge-offs | $-13,000 | 6,296 |
| Cash dividends | $415,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $361,000 | 3,117 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 4,886 |
| Total interest expense | $659,000 | 4,547 |
| Net interest income | $3,307,000 | 4,891 |
| Provision for loan and lease losses | $188,000 | 4,010 |
| Total noninterest income | $768,000 | 3,722 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $160,000 | 4,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $608,000 | 3,084 |
| Total noninterest expense | $2,129,000 | 5,537 |
| Salaries and employee benefits | $1,251,000 | 5,305 |
| Premises and equipment expense | $269,000 | 5,193 |
| Additional noninterest expense | $609,000 | 5,775 |
| Pre-tax net operating income | $1,758,000 | 3,051 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $8,000 | 4,426 |
| Income before extraordinary items | $1,750,000 | 2,849 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,750,000 | 2,852 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,750,000 | 2,851 |
| Net charge-offs | $91,000 | 4,497 |
| Cash dividends | $251,000 | 3,433 |
| Sale, conversion, retirement of capital stock, net | $-500,000 | 7,042 |
| Net operating income | $1,750,000 | 2,727 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 4,811 |
| Total interest expense | $516,000 | 4,569 |
| Net interest income | $2,652,000 | 4,806 |
| Provision for loan and lease losses | $118,000 | 4,196 |
| Total noninterest income | $241,000 | 5,178 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $115,000 | 4,816 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $126,000 | 4,835 |
| Total noninterest expense | $1,503,000 | 5,691 |
| Salaries and employee benefits | $884,000 | 5,460 |
| Premises and equipment expense | $199,000 | 5,268 |
| Additional noninterest expense | $420,000 | 5,979 |
| Pre-tax net operating income | $1,272,000 | 3,186 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $8,000 | 4,434 |
| Income before extraordinary items | $1,264,000 | 2,964 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,264,000 | 2,964 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,264,000 | 2,963 |
| Net charge-offs | $34,000 | 4,766 |
| Cash dividends | $231,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $-250,000 | 7,136 |
| Net operating income | $1,264,000 | 2,819 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 4,907 |
| Total interest expense | $353,000 | 4,621 |
| Net interest income | $1,723,000 | 4,890 |
| Provision for loan and lease losses | $75,000 | 4,155 |
| Total noninterest income | $161,000 | 5,207 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $73,000 | 4,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 4,822 |
| Total noninterest expense | $994,000 | 5,750 |
| Salaries and employee benefits | $587,000 | 5,514 |
| Premises and equipment expense | $136,000 | 5,240 |
| Additional noninterest expense | $271,000 | 6,067 |
| Pre-tax net operating income | $815,000 | 3,246 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $8,000 | 4,301 |
| Income before extraordinary items | $807,000 | 3,023 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $807,000 | 3,023 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $807,000 | 3,023 |
| Net charge-offs | $39,000 | 4,231 |
| Cash dividends | $186,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $807,000 | 2,875 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 5,080 |
| Total interest expense | $181,000 | 4,675 |
| Net interest income | $803,000 | 5,086 |
| Provision for loan and lease losses | $38,000 | 3,964 |
| Total noninterest income | $87,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 4,700 |
| Total noninterest expense | $464,000 | 5,917 |
| Salaries and employee benefits | $284,000 | 5,613 |
| Premises and equipment expense | $67,000 | 5,306 |
| Additional noninterest expense | $113,000 | 6,338 |
| Pre-tax net operating income | $388,000 | 3,356 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $8,000 | 4,083 |
| Income before extraordinary items | $380,000 | 3,178 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $380,000 | 3,182 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $380,000 | 3,182 |
| Net charge-offs | $-10,000 | 6,648 |
| Cash dividends | $48,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $380,000 | 3,015 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,774,000 | 5,274 |
| Total interest expense | $862,000 | 4,756 |
| Net interest income | $2,912,000 | 5,336 |
| Provision for loan and lease losses | $425,000 | 3,672 |
| Total noninterest income | $569,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $192,000 | 4,456 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $377,000 | 3,522 |
| Total noninterest expense | $2,430,000 | 5,400 |
| Salaries and employee benefits | $1,113,000 | 5,671 |
| Premises and equipment expense | $251,000 | 5,592 |
| Additional noninterest expense | $1,066,000 | 4,751 |
| Pre-tax net operating income | $626,000 | 4,454 |
| Securities gains (losses) | $54,000 | 2,538 |
| Applicable income taxes | $6,000 | 4,407 |
| Income before extraordinary items | $674,000 | 4,216 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $674,000 | 4,218 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $674,000 | 4,218 |
| Net charge-offs | $406,000 | 3,419 |
| Cash dividends | $183,000 | 3,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $620,540 | 4,216 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 5,385 |
| Total interest expense | $673,000 | 4,781 |
| Net interest income | $2,083,000 | 5,467 |
| Provision for loan and lease losses | $395,000 | 3,249 |
| Total noninterest income | $490,000 | 3,924 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $147,000 | 4,441 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $343,000 | 3,257 |
| Total noninterest expense | $1,903,000 | 5,324 |
| Salaries and employee benefits | $810,000 | 5,746 |
| Premises and equipment expense | $187,000 | 5,656 |
| Additional noninterest expense | $906,000 | 4,433 |
| Pre-tax net operating income | $275,000 | 5,209 |
| Securities gains (losses) | $54,000 | 2,286 |
| Applicable income taxes | $6,000 | 4,372 |
| Income before extraordinary items | $323,000 | 4,957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $323,000 | 4,957 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $323,000 | 4,957 |
| Net charge-offs | $374,000 | 2,994 |
| Cash dividends | $150,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $270,080 | 5,068 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 5,477 |
| Total interest expense | $462,000 | 4,826 |
| Net interest income | $1,341,000 | 5,574 |
| Provision for loan and lease losses | $305,000 | 2,926 |
| Total noninterest income | $357,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $94,000 | 4,500 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $263,000 | 3,084 |
| Total noninterest expense | $1,251,000 | 5,417 |
| Salaries and employee benefits | $523,000 | 5,852 |
| Premises and equipment expense | $127,000 | 5,655 |
| Additional noninterest expense | $601,000 | 4,522 |
| Pre-tax net operating income | $142,000 | 5,447 |
| Securities gains (losses) | $9,000 | 2,392 |
| Applicable income taxes | $6,000 | 4,255 |
| Income before extraordinary items | $145,000 | 5,388 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $145,000 | 5,387 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $145,000 | 5,388 |
| Net charge-offs | $-14,000 | 7,086 |
| Cash dividends | $115,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $136,360 | 5,361 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $893,000 | 5,539 |
| Total interest expense | $235,000 | 4,895 |
| Net interest income | $658,000 | 5,630 |
| Provision for loan and lease losses | $175,000 | 2,602 |
| Total noninterest income | $139,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,654 |
| Total noninterest expense | $587,000 | 5,603 |
| Salaries and employee benefits | $257,000 | 5,918 |
| Premises and equipment expense | $66,000 | 5,640 |
| Additional noninterest expense | $264,000 | 4,855 |
| Pre-tax net operating income | $35,000 | 5,943 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $29,000 | 6,006 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $29,000 | 6,005 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $29,000 | 6,006 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $35,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $29,000 | 5,979 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,737,000 | 5,568 |
| Total interest expense | $1,088,000 | 5,041 |
| Net interest income | $2,649,000 | 5,641 |
| Provision for loan and lease losses | $290,000 | 4,906 |
| Total noninterest income | $491,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $202,000 | 4,384 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $289,000 | 4,002 |
| Total noninterest expense | $2,295,000 | 5,698 |
| Salaries and employee benefits | $994,000 | 6,048 |
| Premises and equipment expense | $299,000 | 5,412 |
| Additional noninterest expense | $1,002,000 | 5,086 |
| Pre-tax net operating income | $555,000 | 4,240 |
| Securities gains (losses) | $69,000 | 2,449 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $624,000 | 4,018 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $624,000 | 4,017 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $624,000 | 4,018 |
| Net charge-offs | $324,000 | 4,206 |
| Cash dividends | $114,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $555,000 | 4,027 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 5,694 |
| Total interest expense | $845,000 | 5,114 |
| Net interest income | $1,936,000 | 5,781 |
| Provision for loan and lease losses | $250,000 | 4,581 |
| Total noninterest income | $383,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $150,000 | 4,473 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $233,000 | 3,942 |
| Total noninterest expense | $1,693,000 | 5,775 |
| Salaries and employee benefits | $734,000 | 6,121 |
| Premises and equipment expense | $219,000 | 5,530 |
| Additional noninterest expense | $740,000 | 5,123 |
| Pre-tax net operating income | $376,000 | 4,595 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $376,000 | 4,561 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $376,000 | 4,565 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $376,000 | 4,564 |
| Net charge-offs | $289,000 | 3,777 |
| Cash dividends | $114,000 | 3,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $376,000 | 4,380 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 5,806 |
| Total interest expense | $577,000 | 5,159 |
| Net interest income | $1,212,000 | 5,938 |
| Provision for loan and lease losses | $220,000 | 4,084 |
| Total noninterest income | $249,000 | 4,631 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $99,000 | 4,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $150,000 | 3,983 |
| Total noninterest expense | $1,138,000 | 5,787 |
| Salaries and employee benefits | $490,000 | 6,157 |
| Premises and equipment expense | $143,000 | 5,618 |
| Additional noninterest expense | $505,000 | 5,054 |
| Pre-tax net operating income | $103,000 | 5,491 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $103,000 | 5,522 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $103,000 | 5,525 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $103,000 | 5,524 |
| Net charge-offs | $175,000 | 3,673 |
| Cash dividends | $74,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $103,000 | 5,407 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $914,000 | 5,831 |
| Total interest expense | $295,000 | 5,236 |
| Net interest income | $619,000 | 5,940 |
| Provision for loan and lease losses | $190,000 | 3,073 |
| Total noninterest income | $88,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $47,000 | 4,592 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 5,010 |
| Total noninterest expense | $511,000 | 6,119 |
| Salaries and employee benefits | $246,000 | 6,227 |
| Premises and equipment expense | $70,000 | 5,752 |
| Additional noninterest expense | $195,000 | 5,755 |
| Pre-tax net operating income | $6,000 | 6,175 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $6,000 | 6,306 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,000 | 6,309 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $6,000 | 6,308 |
| Net charge-offs | $132,000 | 2,858 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $6,000 | 6,199 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,780,000 | 5,845 |
| Total interest expense | $1,354,000 | 5,394 |
| Net interest income | $2,426,000 | 5,908 |
| Provision for loan and lease losses | $432,000 | 4,764 |
| Total noninterest income | $333,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $218,000 | 4,490 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $115,000 | 5,477 |
| Total noninterest expense | $1,863,000 | 6,388 |
| Salaries and employee benefits | $900,000 | 6,456 |
| Premises and equipment expense | $312,000 | 5,555 |
| Additional noninterest expense | $651,000 | 6,291 |
| Pre-tax net operating income | $464,000 | 4,076 |
| Securities gains (losses) | $4,000 | 3,487 |
| Applicable income taxes | $7,000 | 3,960 |
| Income before extraordinary items | $461,000 | 3,978 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $461,000 | 3,977 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $461,000 | 3,977 |
| Net charge-offs | $404,000 | 4,076 |
| Cash dividends | $187,000 | 3,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $457,040 | 3,905 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 5,914 |
| Total interest expense | $1,047,000 | 5,449 |
| Net interest income | $1,777,000 | 5,985 |
| Provision for loan and lease losses | $300,000 | 4,583 |
| Total noninterest income | $249,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $163,000 | 4,517 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $86,000 | 5,591 |
| Total noninterest expense | $1,362,000 | 6,468 |
| Salaries and employee benefits | $654,000 | 6,564 |
| Premises and equipment expense | $227,000 | 5,686 |
| Additional noninterest expense | $481,000 | 6,346 |
| Pre-tax net operating income | $364,000 | 4,307 |
| Securities gains (losses) | $35,000 | 2,478 |
| Applicable income taxes | $4,000 | 4,272 |
| Income before extraordinary items | $395,000 | 4,069 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $395,000 | 4,065 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $395,000 | 4,068 |
| Net charge-offs | $305,000 | 3,681 |
| Cash dividends | $187,000 | 3,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $360,350 | 4,115 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 5,896 |
| Total interest expense | $720,000 | 5,506 |
| Net interest income | $1,227,000 | 5,917 |
| Provision for loan and lease losses | $161,000 | 4,640 |
| Total noninterest income | $156,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $101,000 | 4,644 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $55,000 | 5,710 |
| Total noninterest expense | $895,000 | 6,540 |
| Salaries and employee benefits | $435,000 | 6,643 |
| Premises and equipment expense | $149,000 | 5,767 |
| Additional noninterest expense | $311,000 | 6,424 |
| Pre-tax net operating income | $327,000 | 4,029 |
| Securities gains (losses) | $14,000 | 2,468 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $337,000 | 3,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 3,768 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $337,000 | 3,768 |
| Net charge-offs | $168,000 | 3,641 |
| Cash dividends | $127,000 | 3,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $323,140 | 3,722 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 5,910 |
| Total interest expense | $365,000 | 5,575 |
| Net interest income | $619,000 | 5,918 |
| Provision for loan and lease losses | $96,000 | 3,963 |
| Total noninterest income | $76,000 | 5,675 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $47,000 | 4,728 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $29,000 | 5,665 |
| Total noninterest expense | $429,000 | 6,618 |
| Salaries and employee benefits | $221,000 | 6,650 |
| Premises and equipment expense | $77,000 | 5,736 |
| Additional noninterest expense | $131,000 | 6,620 |
| Pre-tax net operating income | $170,000 | 4,304 |
| Securities gains (losses) | $14,000 | 1,820 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $181,000 | 4,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $181,000 | 4,035 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $181,000 | 4,035 |
| Net charge-offs | $164,000 | 2,328 |
| Cash dividends | $67,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $167,280 | 4,005 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 6,106 |
| Total interest expense | $1,622,000 | 5,805 |
| Net interest income | $2,209,000 | 6,195 |
| Provision for loan and lease losses | $374,000 | 4,249 |
| Total noninterest income | $322,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $234,000 | 4,498 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $88,000 | 6,092 |
| Total noninterest expense | $1,653,000 | 6,681 |
| Salaries and employee benefits | $866,000 | 6,732 |
| Premises and equipment expense | $300,000 | 5,797 |
| Additional noninterest expense | $487,000 | 6,679 |
| Pre-tax net operating income | $504,000 | 4,856 |
| Securities gains (losses) | $-466,000 | 7,524 |
| Applicable income taxes | $6,000 | 4,630 |
| Income before extraordinary items | $32,000 | 6,096 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $32,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 4,087 |
| Cash dividends | $426,000 | 3,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $423,440 | 4,850 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 6,182 |
| Total interest expense | $1,239,000 | 5,885 |
| Net interest income | $1,625,000 | 6,294 |
| Provision for loan and lease losses | $318,000 | 3,457 |
| Total noninterest income | $241,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $173,000 | 4,560 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 6,176 |
| Total noninterest expense | $1,177,000 | 6,792 |
| Salaries and employee benefits | $624,000 | 6,839 |
| Premises and equipment expense | $226,000 | 5,795 |
| Additional noninterest expense | $327,000 | 6,881 |
| Pre-tax net operating income | $371,000 | 5,367 |
| Securities gains (losses) | $-466,000 | 7,751 |
| Applicable income taxes | $6,000 | 4,986 |
| Income before extraordinary items | $-101,000 | 6,781 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-101,000 | 6,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,186 |
| Cash dividends | $426,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $365,000 | 5,085 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 6,232 |
| Total interest expense | $853,000 | 5,958 |
| Net interest income | $1,064,000 | 6,345 |
| Provision for loan and lease losses | $175,000 | 3,369 |
| Total noninterest income | $162,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $112,000 | 4,627 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $50,000 | 6,130 |
| Total noninterest expense | $784,000 | 6,847 |
| Salaries and employee benefits | $421,000 | 6,863 |
| Premises and equipment expense | $150,000 | 5,831 |
| Additional noninterest expense | $213,000 | 6,956 |
| Pre-tax net operating income | $267,000 | 5,424 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $6,000 | 5,175 |
| Income before extraordinary items | $261,000 | 5,215 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,727 |
| Cash dividends | $346,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $261,000 | 5,145 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $999,000 | 6,224 |
| Total interest expense | $447,000 | 6,021 |
| Net interest income | $552,000 | 6,286 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $81,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $54,000 | 4,649 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 6,042 |
| Total noninterest expense | $383,000 | 6,916 |
| Salaries and employee benefits | $208,000 | 6,914 |
| Premises and equipment expense | $71,000 | 6,004 |
| Additional noninterest expense | $104,000 | 7,005 |
| Pre-tax net operating income | $235,000 | 4,646 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $232,000 | 4,356 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $232,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,745 |
| Cash dividends | $87,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $232,000 | 4,252 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 6,301 |
| Total interest expense | $1,662,000 | 6,222 |
| Net interest income | $2,191,000 | 6,299 |
| Provision for loan and lease losses | $42,000 | 5,817 |
| Total noninterest income | $303,000 | 6,009 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $228,000 | 4,637 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $75,000 | 6,615 |
| Total noninterest expense | $1,628,000 | 6,728 |
| Salaries and employee benefits | $873,000 | 6,783 |
| Premises and equipment expense | $281,000 | 5,943 |
| Additional noninterest expense | $474,000 | 6,704 |
| Pre-tax net operating income | $824,000 | 5,124 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 5,634 |
| Income before extraordinary items | $814,000 | 4,759 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $814,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,430 |
| Cash dividends | $497,000 | 3,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $814,000 | 4,738 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 6,439 |
| Total interest expense | $1,201,000 | 6,329 |
| Net interest income | $1,564,000 | 6,435 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $232,000 | 6,029 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $173,000 | 4,649 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $59,000 | 6,570 |
| Total noninterest expense | $1,151,000 | 6,851 |
| Salaries and employee benefits | $596,000 | 6,958 |
| Premises and equipment expense | $206,000 | 6,008 |
| Additional noninterest expense | $349,000 | 6,746 |
| Pre-tax net operating income | $618,000 | 5,384 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $6,000 | 5,862 |
| Income before extraordinary items | $612,000 | 4,964 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $612,000 | 4,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,861 |
| Cash dividends | $202,000 | 4,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $612,000 | 4,951 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 6,620 |
| Total interest expense | $776,000 | 6,418 |
| Net interest income | $964,000 | 6,671 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $158,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $116,000 | 4,641 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $42,000 | 6,534 |
| Total noninterest expense | $761,000 | 6,911 |
| Salaries and employee benefits | $404,000 | 6,981 |
| Premises and equipment expense | $134,000 | 6,101 |
| Additional noninterest expense | $223,000 | 6,855 |
| Pre-tax net operating income | $343,000 | 5,795 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $340,000 | 5,393 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $340,000 | 5,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,113 |
| Cash dividends | $167,000 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $340,000 | 5,383 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 6,695 |
| Total interest expense | $380,000 | 6,469 |
| Net interest income | $469,000 | 6,759 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $77,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $54,000 | 4,717 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $364,000 | 7,050 |
| Salaries and employee benefits | $198,000 | 7,064 |
| Premises and equipment expense | $66,000 | 6,178 |
| Additional noninterest expense | $100,000 | 7,079 |
| Pre-tax net operating income | $173,000 | 5,791 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $172,000 | 5,377 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $172,000 | 5,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $15,000 | 3,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $172,000 | 5,359 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 6,722 |
| Total interest expense | $1,269,000 | 6,477 |
| Net interest income | $1,806,000 | 6,789 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $247,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $198,000 | 5,016 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 7,272 |
| Total noninterest expense | $1,450,000 | 6,989 |
| Salaries and employee benefits | $775,000 | 7,043 |
| Premises and equipment expense | $233,000 | 6,379 |
| Additional noninterest expense | $442,000 | 6,839 |
| Pre-tax net operating income | $567,000 | 6,282 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $16,000 | 5,999 |
| Income before extraordinary items | $550,000 | 5,985 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $550,000 | 5,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $632,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $550,970 | 5,983 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 6,854 |
| Total interest expense | $880,000 | 6,608 |
| Net interest income | $1,330,000 | 6,916 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $183,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $144,000 | 5,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 7,234 |
| Total noninterest expense | $987,000 | 7,200 |
| Salaries and employee benefits | $515,000 | 7,306 |
| Premises and equipment expense | $165,000 | 6,536 |
| Additional noninterest expense | $307,000 | 7,040 |
| Pre-tax net operating income | $499,000 | 6,224 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $36,000 | 5,635 |
| Income before extraordinary items | $462,000 | 5,937 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $462,000 | 5,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,033 |
| Cash dividends | $472,000 | 3,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $462,930 | 5,935 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 6,960 |
| Total interest expense | $551,000 | 6,663 |
| Net interest income | $855,000 | 7,037 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $119,000 | 6,691 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,198 |
| Total noninterest expense | $604,000 | 7,410 |
| Salaries and employee benefits | $326,000 | 7,460 |
| Premises and equipment expense | $101,000 | 6,744 |
| Additional noninterest expense | $177,000 | 7,317 |
| Pre-tax net operating income | $352,000 | 6,151 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $347,000 | 5,707 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $347,000 | 5,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $392,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $347,990 | 5,699 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $686,000 | 6,997 |
| Total interest expense | $262,000 | 6,697 |
| Net interest income | $424,000 | 7,083 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $55,000 | 6,782 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,791 |
| Total noninterest expense | $268,000 | 7,646 |
| Salaries and employee benefits | $146,000 | 7,688 |
| Premises and equipment expense | $51,000 | 6,714 |
| Additional noninterest expense | $71,000 | 7,703 |
| Pre-tax net operating income | $202,000 | 5,824 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $199,000 | 5,364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $199,000 | 5,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $158,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $199,990 | 5,364 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 6,809 |
| Total interest expense | $877,000 | 6,589 |
| Net interest income | $1,856,000 | 6,817 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $244,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $167,000 | 5,420 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,809 |
| Total noninterest expense | $1,170,000 | 7,452 |
| Salaries and employee benefits | $612,000 | 7,585 |
| Premises and equipment expense | $180,000 | 6,944 |
| Additional noninterest expense | $378,000 | 7,204 |
| Pre-tax net operating income | $894,000 | 5,649 |
| Securities gains (losses) | $34,000 | 1,055 |
| Applicable income taxes | $4,000 | 6,709 |
| Income before extraordinary items | $924,000 | 5,017 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $924,000 | 5,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $675,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $890,000 | 5,063 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 6,813 |
| Total interest expense | $630,000 | 6,615 |
| Net interest income | $1,418,000 | 6,810 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $184,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $125,000 | 5,441 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,795 |
| Total noninterest expense | $802,000 | 7,611 |
| Salaries and employee benefits | $394,000 | 7,804 |
| Premises and equipment expense | $131,000 | 6,988 |
| Additional noninterest expense | $277,000 | 7,263 |
| Pre-tax net operating income | $773,000 | 5,407 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $12,000 | 6,473 |
| Income before extraordinary items | $766,000 | 4,867 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $766,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $541,000 | 2,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $761,100 | 4,848 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 6,807 |
| Total interest expense | $396,000 | 6,622 |
| Net interest income | $951,000 | 6,788 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $122,000 | 6,711 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $79,000 | 5,503 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $43,000 | 6,655 |
| Total noninterest expense | $530,000 | 7,630 |
| Salaries and employee benefits | $263,000 | 7,812 |
| Premises and equipment expense | $81,000 | 7,132 |
| Additional noninterest expense | $186,000 | 7,235 |
| Pre-tax net operating income | $525,000 | 5,352 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $5,000 | 6,626 |
| Income before extraordinary items | $523,000 | 4,788 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $523,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $447,000 | 2,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $520,030 | 4,743 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $680,000 | 6,810 |
| Total interest expense | $191,000 | 6,657 |
| Net interest income | $489,000 | 6,769 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $64,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $37,000 | 5,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $249,000 | 7,806 |
| Salaries and employee benefits | $127,000 | 7,925 |
| Premises and equipment expense | $40,000 | 7,221 |
| Additional noninterest expense | $82,000 | 7,524 |
| Pre-tax net operating income | $295,000 | 5,036 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $293,000 | 4,440 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $293,000 | 4,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $316,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $290,060 | 4,426 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,587,000 | 6,815 |
| Total interest expense | $713,000 | 6,541 |
| Net interest income | $1,874,000 | 6,801 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $266,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $171,000 | 5,538 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $95,000 | 6,511 |
| Total noninterest expense | $1,109,000 | 7,604 |
| Salaries and employee benefits | $571,000 | 7,772 |
| Premises and equipment expense | $161,000 | 7,212 |
| Additional noninterest expense | $377,000 | 7,251 |
| Pre-tax net operating income | $995,000 | 5,255 |
| Securities gains (losses) | $20,000 | 2,398 |
| Applicable income taxes | $18,000 | 6,584 |
| Income before extraordinary items | $997,000 | 4,718 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $997,000 | 4,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,458 |
| Cash dividends | $136,000 | 5,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $977,400 | 4,687 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 6,861 |
| Total interest expense | $522,000 | 6,600 |
| Net interest income | $1,395,000 | 6,832 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $205,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $129,000 | 5,574 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 6,394 |
| Total noninterest expense | $784,000 | 7,688 |
| Salaries and employee benefits | $366,000 | 7,996 |
| Premises and equipment expense | $121,000 | 7,179 |
| Additional noninterest expense | $297,000 | 7,114 |
| Pre-tax net operating income | $789,000 | 5,223 |
| Securities gains (losses) | $20,000 | 2,305 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $805,000 | 4,617 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $805,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $117,000 | 4,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $785,000 | 4,590 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 6,933 |
| Total interest expense | $342,000 | 6,670 |
| Net interest income | $911,000 | 6,918 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $143,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $84,000 | 5,624 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $59,000 | 6,161 |
| Total noninterest expense | $519,000 | 7,751 |
| Salaries and employee benefits | $244,000 | 8,045 |
| Premises and equipment expense | $88,000 | 7,035 |
| Additional noninterest expense | $187,000 | 7,286 |
| Pre-tax net operating income | $517,000 | 5,222 |
| Securities gains (losses) | $17,000 | 2,130 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $531,000 | 4,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $531,000 | 4,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $117,000 | 4,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $514,170 | 4,574 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $640,000 | 6,920 |
| Total interest expense | $174,000 | 6,710 |
| Net interest income | $466,000 | 6,882 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $66,000 | 6,695 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $259,000 | 7,805 |
| Salaries and employee benefits | $121,000 | 8,103 |
| Premises and equipment expense | $39,000 | 7,313 |
| Additional noninterest expense | $99,000 | 7,181 |
| Pre-tax net operating income | $264,000 | 5,129 |
| Securities gains (losses) | $17,000 | 1,792 |
| Applicable income taxes | $-5,000 | 8,826 |
| Income before extraordinary items | $286,000 | 4,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $286,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $269,000 | 4,430 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 7,019 |
| Total interest expense | $794,000 | 6,728 |
| Net interest income | $1,724,000 | 7,023 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $230,000 | 7,096 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $163,000 | 5,710 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $67,000 | 7,177 |
| Total noninterest expense | $1,014,000 | 7,849 |
| Salaries and employee benefits | $532,000 | 7,962 |
| Premises and equipment expense | $144,000 | 7,479 |
| Additional noninterest expense | $338,000 | 7,521 |
| Pre-tax net operating income | $904,000 | 5,408 |
| Securities gains (losses) | $-30,000 | 8,914 |
| Applicable income taxes | $230,000 | 4,708 |
| Income before extraordinary items | $644,000 | 5,788 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $644,000 | 5,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $668,000 | 3,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $666,200 | 5,544 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 7,111 |
| Total interest expense | $594,000 | 6,875 |
| Net interest income | $1,293,000 | 7,064 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $167,000 | 7,198 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $121,000 | 5,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,333 |
| Total noninterest expense | $694,000 | 8,035 |
| Salaries and employee benefits | $347,000 | 8,212 |
| Premises and equipment expense | $105,000 | 7,546 |
| Additional noninterest expense | $242,000 | 7,632 |
| Pre-tax net operating income | $739,000 | 5,368 |
| Securities gains (losses) | $30,000 | 2,693 |
| Applicable income taxes | $257,000 | 4,224 |
| Income before extraordinary items | $512,000 | 5,798 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $512,000 | 5,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $525,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $491,900 | 5,731 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 7,159 |
| Total interest expense | $411,000 | 6,904 |
| Net interest income | $845,000 | 7,134 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $111,000 | 7,204 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $80,000 | 5,768 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $463,000 | 8,052 |
| Salaries and employee benefits | $230,000 | 8,249 |
| Premises and equipment expense | $69,000 | 7,580 |
| Additional noninterest expense | $164,000 | 7,579 |
| Pre-tax net operating income | $475,000 | 5,445 |
| Securities gains (losses) | $26,000 | 2,455 |
| Applicable income taxes | $164,000 | 4,343 |
| Income before extraordinary items | $337,000 | 5,824 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $337,000 | 5,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,538 |
| Cash dividends | $215,000 | 3,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $319,580 | 5,752 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 7,199 |
| Total interest expense | $209,000 | 6,956 |
| Net interest income | $419,000 | 7,165 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $60,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $41,000 | 5,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $225,000 | 8,132 |
| Salaries and employee benefits | $113,000 | 8,316 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $77,000 | 7,754 |
| Pre-tax net operating income | $245,000 | 5,336 |
| Securities gains (losses) | $26,000 | 1,771 |
| Applicable income taxes | $87,000 | 4,199 |
| Income before extraordinary items | $184,000 | 5,527 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $166,320 | 5,578 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 7,319 |
| Total interest expense | $939,000 | 7,089 |
| Net interest income | $1,601,000 | 7,268 |
| Provision for loan and lease losses | $56,000 | 6,595 |
| Total noninterest income | $197,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $138,000 | 5,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 7,380 |
| Total noninterest expense | $939,000 | 8,062 |
| Salaries and employee benefits | $461,000 | 8,284 |
| Premises and equipment expense | $143,000 | 7,535 |
| Additional noninterest expense | $335,000 | 7,552 |
| Pre-tax net operating income | $803,000 | 5,762 |
| Securities gains (losses) | $21,000 | 3,108 |
| Applicable income taxes | $264,000 | 4,665 |
| Income before extraordinary items | $560,000 | 6,145 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $560,000 | 6,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,060 |
| Cash dividends | $160,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $545,720 | 6,043 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 7,668 |
| Total interest expense | $1,359,000 | 7,281 |
| Net interest income | $1,216,000 | 7,848 |
| Provision for loan and lease losses | $72,000 | 6,148 |
| Total noninterest income | $195,000 | 7,358 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $111,000 | 6,380 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $84,000 | 6,788 |
| Total noninterest expense | $735,000 | 8,597 |
| Salaries and employee benefits | $376,000 | 8,719 |
| Premises and equipment expense | $116,000 | 8,058 |
| Additional noninterest expense | $243,000 | 8,280 |
| Pre-tax net operating income | $604,000 | 6,154 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $175,000 | 5,234 |
| Income before extraordinary items | $434,000 | 6,381 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $434,000 | 6,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,995 |
| Cash dividends | $591,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $430,450 | 6,275 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 7,930 |
| Total interest expense | $1,291,000 | 7,599 |
| Net interest income | $1,185,000 | 8,101 |
| Provision for loan and lease losses | $281,000 | 2,998 |
| Total noninterest income | $167,000 | 7,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,328 |
| Total noninterest expense | $660,000 | 8,935 |
| Salaries and employee benefits | $336,000 | 9,080 |
| Premises and equipment expense | $90,000 | 8,615 |
| Additional noninterest expense | $234,000 | 8,467 |
| Pre-tax net operating income | $411,000 | 7,411 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $87,000 | 6,691 |
| Income before extraordinary items | $325,000 | 7,315 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $325,000 | 7,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,875 |
| Cash dividends | $158,000 | 5,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $324,210 | 7,325 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 8,211 |
| Total interest expense | $1,114,000 | 7,874 |
| Net interest income | $1,119,000 | 8,360 |
| Provision for loan and lease losses | $79,000 | 5,701 |
| Total noninterest income | $107,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,750 |
| Total noninterest expense | $579,000 | 9,387 |
| Salaries and employee benefits | $318,000 | 9,368 |
| Premises and equipment expense | $70,000 | 9,216 |
| Additional noninterest expense | $191,000 | 9,118 |
| Pre-tax net operating income | $568,000 | 6,839 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $152,000 | 6,257 |
| Income before extraordinary items | $423,000 | 6,858 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $423,000 | 6,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $184,000 | 5,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $417,820 | 6,865 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 8,501 |
| Total interest expense | $1,067,000 | 8,234 |
| Net interest income | $1,088,000 | 8,591 |
| Provision for loan and lease losses | $53,000 | 6,503 |
| Total noninterest income | $100,000 | 9,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $553,000 | 9,602 |
| Salaries and employee benefits | $314,000 | 9,546 |
| Premises and equipment expense | $52,000 | 9,775 |
| Additional noninterest expense | $187,000 | 9,266 |
| Pre-tax net operating income | $582,000 | 7,011 |
| Securities gains (losses) | $24,000 | 2,292 |
| Applicable income taxes | $170,000 | 6,583 |
| Income before extraordinary items | $436,000 | 7,001 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $436,000 | 6,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $418,720 | 7,004 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 9,025 |
| Total interest expense | $1,006,000 | 8,678 |
| Net interest income | $983,000 | 9,226 |
| Provision for loan and lease losses | $34,000 | 7,270 |
| Total noninterest income | $103,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $500,000 | 10,137 |
| Salaries and employee benefits | $295,000 | 9,986 |
| Premises and equipment expense | $42,000 | 10,388 |
| Additional noninterest expense | $163,000 | 9,847 |
| Pre-tax net operating income | $552,000 | 7,660 |
| Securities gains (losses) | $-8,000 | 9,909 |
| Applicable income taxes | $151,000 | 7,597 |
| Income before extraordinary items | $393,000 | 7,692 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $393,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,394 |
| Cash dividends | $116,000 | 6,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $398,760 | 7,594 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 9,588 |
| Total interest expense | $976,000 | 9,096 |
| Net interest income | $871,000 | 9,909 |
| Provision for loan and lease losses | $4,000 | 8,888 |
| Total noninterest income | $101,000 | 9,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 7,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $526,000 | 10,476 |
| Salaries and employee benefits | $312,000 | 10,259 |
| Premises and equipment expense | $53,000 | 10,553 |
| Additional noninterest expense | $161,000 | 10,425 |
| Pre-tax net operating income | $442,000 | 8,263 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $110,000 | 8,579 |
| Income before extraordinary items | $333,000 | 8,128 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $333,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $71,000 | 7,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $332,250 | 8,080 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 10,311 |
| Total interest expense | $852,000 | 9,782 |
| Net interest income | $770,000 | 10,631 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $90,000 | 10,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $471,000 | 11,144 |
| Salaries and employee benefits | $270,000 | 11,007 |
| Premises and equipment expense | $46,000 | 11,193 |
| Additional noninterest expense | $155,000 | 10,999 |
| Pre-tax net operating income | $389,000 | 9,139 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $81,000 | 9,559 |
| Income before extraordinary items | $307,000 | 8,868 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $307,000 | 8,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $70,000 | 7,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $307,790 | 8,833 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 10,610 |
| Total interest expense | $685,000 | 10,185 |
| Net interest income | $877,000 | 10,797 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $79,000 | 11,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $496,000 | 11,635 |
| Salaries and employee benefits | $257,000 | 11,606 |
| Premises and equipment expense | $54,000 | 11,490 |
| Additional noninterest expense | $185,000 | 11,337 |
| Pre-tax net operating income | $460,000 | 8,917 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $339,000 | 8,740 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $339,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $70,000 | 7,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $341,960 | 8,772 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 11,378 |
| Total interest expense | $644,000 | 10,907 |
| Net interest income | $789,000 | 11,543 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $76,000 | 11,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $463,000 | 12,346 |
| Salaries and employee benefits | $245,000 | 12,237 |
| Premises and equipment expense | $63,000 | 11,742 |
| Additional noninterest expense | $155,000 | 12,350 |
| Pre-tax net operating income | $402,000 | 9,396 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $124,000 | 9,218 |
| Income before extraordinary items | $296,000 | 9,530 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $296,000 | 9,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $66,000 | 7,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $283,400 | 9,397 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 12,154 |
| Total interest expense | $691,000 | 11,861 |
| Net interest income | $724,000 | 12,217 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $79,000 | 12,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $445,000 | 12,927 |
| Salaries and employee benefits | $225,000 | 12,882 |
| Premises and equipment expense | $62,000 | 12,181 |
| Additional noninterest expense | $158,000 | 12,822 |
| Pre-tax net operating income | $338,000 | 9,792 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $80,000 | 10,440 |
| Income before extraordinary items | $267,000 | 9,710 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $267,000 | 9,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $63,000 | 7,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $260,070 | 9,411 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.