The First State Bank of Pond Creek, Oklahoma, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$2,993,0004,103
Total interest expense$520,0004,092
Net interest income$2,473,0004,049
Provision for loan and lease losses$150,0002,186
Total noninterest income$174,0004,089
Gross Fiduciary activities income$0981
Service charges on deposit accounts$200,0002,676
Trading account gains and fees$0123
Additional Noninterest Income$-26,0004,583
Total noninterest expense$1,908,0004,080
Salaries and employee benefits$1,229,0003,964
Premises and equipment expense$244,0003,780
Additional noninterest expense$-26,0004,583
Pre-tax net operating income$589,0003,880
Securities gains (losses)$-27,0003,523
Applicable income taxes$03,369
Income before extraordinary items$562,0003,830
Extraordinary gains, net$054
Net income$562,0003,869
Minority interest net income$088
Net income of bank and minority interests.$562,0003,831
Net charge-offs$148,0001,301
Cash dividends$175,0003,206
Sale, conversion, retirement of capital stock, net$0540
Net operating income$589,0003,829
2023-09-30 (YTD Data)Rank
Total interest income$2,201,0004,122
Total interest expense$363,0004,086
Net interest income$1,838,0004,076
Provision for loan and lease losses$150,0001,867
Total noninterest income$122,0004,129
Gross Fiduciary activities income$0950
Service charges on deposit accounts$153,0002,672
Trading account gains and fees$0125
Additional Noninterest Income$-31,0004,616
Total noninterest expense$1,331,0004,133
Salaries and employee benefits$869,0003,999
Premises and equipment expense$139,0004,020
Additional noninterest expense$-31,0004,616
Pre-tax net operating income$479,0003,928
Securities gains (losses)$-27,0003,689
Applicable income taxes$03,407
Income before extraordinary items$452,0003,877
Extraordinary gains, net$052
Net income$452,0003,912
Minority interest net income$081
Net income of bank and minority interests.$452,0003,877
Net charge-offs$148,0001,019
Cash dividends$175,0002,772
Sale, conversion, retirement of capital stock, net$0507
Net operating income$479,0003,877
2023-06-30 (YTD Data)Rank
Total interest income$1,422,0004,145
Total interest expense$219,0004,080
Net interest income$1,203,0004,120
Provision for loan and lease losses$150,0001,522
Total noninterest income$114,0003,964
Gross Fiduciary activities income$0931
Service charges on deposit accounts$103,0002,653
Trading account gains and fees$0112
Additional Noninterest Income$11,0004,425
Total noninterest expense$855,0004,190
Salaries and employee benefits$576,0004,022
Premises and equipment expense$80,0004,117
Additional noninterest expense$11,0004,407
Pre-tax net operating income$312,0003,986
Securities gains (losses)$-27,0003,957
Applicable income taxes$03,436
Income before extraordinary items$285,0003,943
Extraordinary gains, net$051
Net income$285,0003,983
Minority interest net income$081
Net income of bank and minority interests.$285,0003,942
Net charge-offs$149,000783
Cash dividends$175,0002,584
Sale, conversion, retirement of capital stock, net$0486
Net operating income$312,0003,923
2023-03-31 (YTD Data)Rank
Total interest income$694,0004,188
Total interest expense$91,0004,093
Net interest income$603,0004,140
Provision for loan and lease losses$50,0001,677
Total noninterest income$59,0003,975
Gross Fiduciary activities income$0913
Service charges on deposit accounts$50,0002,710
Trading account gains and fees$097
Additional Noninterest Income$9,0004,373
Total noninterest expense$439,0004,223
Salaries and employee benefits$285,0004,076
Premises and equipment expense$37,0004,220
Additional noninterest expense$9,0004,373
Pre-tax net operating income$173,0003,997
Securities gains (losses)$-4,0003,953
Applicable income taxes$03,388
Income before extraordinary items$169,0003,908
Extraordinary gains, net$04
Net income$169,0003,908
Minority interest net income$048
Net income of bank and minority interests.$169,0003,908
Net charge-offs$50,000804
Cash dividends$175,0001,875
Sale, conversion, retirement of capital stock, net$0430
Net operating income$173,0003,923
2022-12-31 (YTD Data)Rank
Total interest income$2,530,0004,138
Total interest expense$185,0004,103
Net interest income$2,345,0004,109
Provision for loan and lease losses$250,0001,629
Total noninterest income$220,0004,109
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$196,0002,779
Trading account gains and fees$0116
Additional Noninterest Income$24,0004,501
Total noninterest expense$1,835,0004,193
Salaries and employee benefits$1,196,0004,042
Premises and equipment expense$220,0003,945
Additional noninterest expense$24,0004,501
Pre-tax net operating income$480,0004,194
Securities gains (losses)$-6,0003,342
Applicable income taxes$03,596
Income before extraordinary items$474,0004,137
Extraordinary gains, net$05
Net income$474,0004,135
Minority interest net income$063
Net income of bank and minority interests.$474,0004,137
Net charge-offs$290,000788
Cash dividends$250,0003,053
Sale, conversion, retirement of capital stock, net$0568
Net operating income$480,0004,148
2022-09-30 (YTD Data)Rank
Total interest income$1,806,0004,172
Total interest expense$112,0004,155
Net interest income$1,694,0004,150
Provision for loan and lease losses$75,0002,065
Total noninterest income$160,0004,152
Gross Fiduciary activities income$0968
Service charges on deposit accounts$141,0002,843
Trading account gains and fees$0111
Additional Noninterest Income$19,0004,521
Total noninterest expense$1,325,0004,221
Salaries and employee benefits$854,0004,081
Premises and equipment expense$120,0004,207
Additional noninterest expense$19,0004,521
Pre-tax net operating income$454,0004,101
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$454,0004,000
Extraordinary gains, net$04
Net income$454,0003,999
Minority interest net income$057
Net income of bank and minority interests.$454,0003,999
Net charge-offs$150,000786
Cash dividends$250,0002,612
Sale, conversion, retirement of capital stock, net$0519
Net operating income$454,0004,031
2022-06-30 (YTD Data)Rank
Total interest income$1,126,0004,243
Total interest expense$69,0004,224
Net interest income$1,057,0004,221
Provision for loan and lease losses$02,599
Total noninterest income$104,0004,154
Gross Fiduciary activities income$0925
Service charges on deposit accounts$92,0002,875
Trading account gains and fees$0108
Additional Noninterest Income$12,0004,562
Total noninterest expense$868,0004,252
Salaries and employee benefits$569,0004,103
Premises and equipment expense$74,0004,284
Additional noninterest expense$225,0004,401
Pre-tax net operating income$293,0004,032
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$293,0003,948
Extraordinary gains, net$04
Net income$293,0003,948
Minority interest net income$060
Net income of bank and minority interests.$293,0003,948
Net charge-offs$02,156
Cash dividends$250,0002,345
Sale, conversion, retirement of capital stock, net$0494
Net operating income$293,0003,979
2022-03-31 (YTD Data)Rank
Total interest income$582,0004,216
Total interest expense$33,0004,252
Net interest income$549,0004,170
Provision for loan and lease losses$02,285
Total noninterest income$53,0004,133
Gross Fiduciary activities income$0892
Service charges on deposit accounts$43,0002,929
Trading account gains and fees$0103
Additional Noninterest Income$10,0004,483
Total noninterest expense$444,0004,245
Salaries and employee benefits$285,0004,111
Premises and equipment expense$39,0004,262
Additional noninterest expense$120,0004,376
Pre-tax net operating income$158,0003,896
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$158,0003,803
Extraordinary gains, net$04
Net income$158,0003,801
Minority interest net income$050
Net income of bank and minority interests.$158,0003,803
Net charge-offs$01,838
Cash dividends$250,0001,607
Sale, conversion, retirement of capital stock, net$0453
Net operating income$158,0003,826
2021-12-31 (YTD Data)Rank
Total interest income$2,426,0004,252
Total interest expense$149,0004,311
Net interest income$2,277,0004,208
Provision for loan and lease losses$25,0002,791
Total noninterest income$249,0004,165
Gross Fiduciary activities income$0994
Service charges on deposit accounts$192,0002,740
Trading account gains and fees$0132
Additional Noninterest Income$57,0004,526
Total noninterest expense$1,943,0004,201
Salaries and employee benefits$1,171,0004,127
Premises and equipment expense$199,0004,129
Additional noninterest expense$573,0004,274
Pre-tax net operating income$558,0004,195
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$558,0004,150
Extraordinary gains, net$010
Net income$558,0004,149
Minority interest net income$074
Net income of bank and minority interests.$558,0004,150
Net charge-offs$39,0001,790
Cash dividends$250,0003,188
Sale, conversion, retirement of capital stock, net$0582
Net operating income$558,0004,132
2021-09-30 (YTD Data)Rank
Total interest income$1,736,0004,359
Total interest expense$114,0004,392
Net interest income$1,622,0004,320
Provision for loan and lease losses$02,963
Total noninterest income$179,0004,236
Gross Fiduciary activities income$0957
Service charges on deposit accounts$129,0002,881
Trading account gains and fees$0132
Additional Noninterest Income$50,0004,530
Total noninterest expense$1,343,0004,315
Salaries and employee benefits$828,0004,215
Premises and equipment expense$153,0004,169
Additional noninterest expense$362,0004,460
Pre-tax net operating income$458,0004,253
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$458,0004,219
Extraordinary gains, net$08
Net income$458,0004,218
Minority interest net income$069
Net income of bank and minority interests.$458,0004,219
Net charge-offs$-15,0003,787
Cash dividends$250,0002,755
Sale, conversion, retirement of capital stock, net$0543
Net operating income$458,0004,192
2021-06-30 (YTD Data)Rank
Total interest income$1,195,0004,374
Total interest expense$78,0004,431
Net interest income$1,117,0004,331
Provision for loan and lease losses$02,862
Total noninterest income$115,0004,267
Gross Fiduciary activities income$0951
Service charges on deposit accounts$67,0003,111
Trading account gains and fees$0133
Additional Noninterest Income$48,0004,429
Total noninterest expense$895,0004,347
Salaries and employee benefits$553,0004,238
Premises and equipment expense$112,0004,088
Additional noninterest expense$230,0004,516
Pre-tax net operating income$337,0004,215
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$337,0004,175
Extraordinary gains, net$06
Net income$337,0004,174
Minority interest net income$067
Net income of bank and minority interests.$337,0004,175
Net charge-offs$-15,0003,945
Cash dividends$250,0002,491
Sale, conversion, retirement of capital stock, net$0517
Net operating income$337,0004,151
2021-03-31 (YTD Data)Rank
Total interest income$594,0004,392
Total interest expense$39,0004,486
Net interest income$555,0004,332
Provision for loan and lease losses$02,741
Total noninterest income$70,0004,132
Gross Fiduciary activities income$0922
Service charges on deposit accounts$27,0003,337
Trading account gains and fees$0127
Additional Noninterest Income$43,0004,102
Total noninterest expense$437,0004,381
Salaries and employee benefits$277,0004,253
Premises and equipment expense$61,0004,023
Additional noninterest expense$99,0004,611
Pre-tax net operating income$188,0004,136
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$188,0004,083
Extraordinary gains, net$03
Net income$188,0004,082
Minority interest net income$055
Net income of bank and minority interests.$188,0004,083
Net charge-offs$-1,0003,038
Cash dividends$250,0001,678
Sale, conversion, retirement of capital stock, net$0482
Net operating income$188,0004,063
2020-12-31 (YTD Data)Rank
Total interest income$2,334,0004,436
Total interest expense$233,0004,469
Net interest income$2,101,0004,377
Provision for loan and lease losses$100,0003,523
Total noninterest income$223,0004,260
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$200,0002,778
Trading account gains and fees$0133
Additional Noninterest Income$23,0004,786
Total noninterest expense$1,689,0004,438
Salaries and employee benefits$1,137,0004,255
Premises and equipment expense$205,0004,231
Additional noninterest expense$347,0004,699
Pre-tax net operating income$535,0004,164
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$535,0004,167
Extraordinary gains, net$04
Net income$535,0004,166
Minority interest net income$072
Net income of bank and minority interests.$535,0004,167
Net charge-offs$94,0002,055
Cash dividends$200,0003,382
Sale, conversion, retirement of capital stock, net$0566
Net operating income$535,0004,095
2020-09-30 (YTD Data)Rank
Total interest income$1,761,0004,473
Total interest expense$187,0004,496
Net interest income$1,574,0004,413
Provision for loan and lease losses$100,0003,277
Total noninterest income$165,0004,273
Gross Fiduciary activities income$0981
Service charges on deposit accounts$146,0002,822
Trading account gains and fees$0125
Additional Noninterest Income$19,0004,786
Total noninterest expense$1,196,0004,500
Salaries and employee benefits$807,0004,318
Premises and equipment expense$137,0004,344
Additional noninterest expense$252,0004,737
Pre-tax net operating income$443,0004,135
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$443,0004,102
Extraordinary gains, net$04
Net income$443,0004,102
Minority interest net income$065
Net income of bank and minority interests.$443,0004,102
Net charge-offs$50,0002,059
Cash dividends$200,0002,908
Sale, conversion, retirement of capital stock, net$0532
Net operating income$443,0004,053
2020-06-30 (YTD Data)Rank
Total interest income$1,203,0004,488
Total interest expense$134,0004,512
Net interest income$1,069,0004,435
Provision for loan and lease losses$100,0002,943
Total noninterest income$133,0004,136
Gross Fiduciary activities income$0970
Service charges on deposit accounts$116,0002,611
Trading account gains and fees$0123
Additional Noninterest Income$17,0004,730
Total noninterest expense$797,0004,527
Salaries and employee benefits$542,0004,333
Premises and equipment expense$81,0004,460
Additional noninterest expense$174,0004,734
Pre-tax net operating income$305,0004,111
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$305,0004,071
Extraordinary gains, net$04
Net income$305,0004,071
Minority interest net income$065
Net income of bank and minority interests.$305,0004,071
Net charge-offs$50,0001,728
Cash dividends$200,0002,652
Sale, conversion, retirement of capital stock, net$0504
Net operating income$305,0004,030
2020-03-31 (YTD Data)Rank
Total interest income$616,0004,514
Total interest expense$74,0004,529
Net interest income$542,0004,449
Provision for loan and lease losses$03,711
Total noninterest income$54,0004,303
Gross Fiduciary activities income$0941
Service charges on deposit accounts$40,0003,330
Trading account gains and fees$0106
Additional Noninterest Income$14,0004,595
Total noninterest expense$394,0004,580
Salaries and employee benefits$271,0004,369
Premises and equipment expense$42,0004,477
Additional noninterest expense$81,0004,829
Pre-tax net operating income$202,0003,777
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$202,0003,695
Extraordinary gains, net$04
Net income$202,0003,696
Minority interest net income$056
Net income of bank and minority interests.$202,0003,696
Net charge-offs$02,581
Cash dividends$200,0001,912
Sale, conversion, retirement of capital stock, net$0482
Net operating income$202,0003,665
2019-12-31 (YTD Data)Rank
Total interest income$2,615,0004,517
Total interest expense$338,0004,489
Net interest income$2,277,0004,466
Provision for loan and lease losses$32,0003,574
Total noninterest income$259,0004,274
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$220,0003,048
Trading account gains and fees$0135
Additional Noninterest Income$39,0004,794
Total noninterest expense$1,833,0004,484
Salaries and employee benefits$1,111,0004,398
Premises and equipment expense$254,0004,118
Additional noninterest expense$468,0004,669
Pre-tax net operating income$671,0004,231
Securities gains (losses)$-11,0004,808
Applicable income taxes$03,859
Income before extraordinary items$660,0004,181
Extraordinary gains, net$011
Net income$660,0004,183
Minority interest net income$076
Net income of bank and minority interests.$660,0004,183
Net charge-offs$-91,0004,879
Cash dividends$375,0003,186
Sale, conversion, retirement of capital stock, net$0626
Net operating income$671,0004,134
2019-09-30 (YTD Data)Rank
Total interest income$1,933,0004,597
Total interest expense$250,0004,548
Net interest income$1,683,0004,555
Provision for loan and lease losses$32,0003,349
Total noninterest income$213,0004,240
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$178,0002,981
Trading account gains and fees$0129
Additional Noninterest Income$35,0004,798
Total noninterest expense$1,228,0004,640
Salaries and employee benefits$788,0004,492
Premises and equipment expense$172,0004,284
Additional noninterest expense$268,0004,912
Pre-tax net operating income$636,0004,131
Securities gains (losses)$-11,0004,907
Applicable income taxes$03,902
Income before extraordinary items$625,0004,044
Extraordinary gains, net$011
Net income$625,0004,044
Minority interest net income$072
Net income of bank and minority interests.$625,0004,044
Net charge-offs$-78,0004,910
Cash dividends$375,0002,745
Sale, conversion, retirement of capital stock, net$0590
Net operating income$636,0004,001
2019-06-30 (YTD Data)Rank
Total interest income$1,285,0004,627
Total interest expense$162,0004,591
Net interest income$1,123,0004,589
Provision for loan and lease losses$32,0003,029
Total noninterest income$144,0004,244
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$113,0003,052
Trading account gains and fees$0131
Additional Noninterest Income$31,0004,723
Total noninterest expense$807,0004,698
Salaries and employee benefits$525,0004,523
Premises and equipment expense$107,0004,367
Additional noninterest expense$175,0004,961
Pre-tax net operating income$428,0004,151
Securities gains (losses)$-11,0004,963
Applicable income taxes$03,901
Income before extraordinary items$417,0004,061
Extraordinary gains, net$011
Net income$417,0004,059
Minority interest net income$069
Net income of bank and minority interests.$417,0004,060
Net charge-offs$32,0002,131
Cash dividends$225,0002,793
Sale, conversion, retirement of capital stock, net$0573
Net operating income$428,0004,019
2019-03-31 (YTD Data)Rank
Total interest income$641,0004,663
Total interest expense$81,0004,603
Net interest income$560,0004,634
Provision for loan and lease losses$32,0002,376
Total noninterest income$84,0004,115
Gross Fiduciary activities income$0972
Service charges on deposit accounts$53,0003,139
Trading account gains and fees$0126
Additional Noninterest Income$31,0004,360
Total noninterest expense$420,0004,705
Salaries and employee benefits$264,0004,558
Premises and equipment expense$57,0004,358
Additional noninterest expense$99,0004,937
Pre-tax net operating income$192,0004,243
Securities gains (losses)$-11,0005,109
Applicable income taxes$03,800
Income before extraordinary items$181,0004,188
Extraordinary gains, net$05
Net income$181,0004,187
Minority interest net income$052
Net income of bank and minority interests.$181,0004,187
Net charge-offs$33,0001,439
Cash dividends$225,0001,960
Sale, conversion, retirement of capital stock, net$0529
Net operating income$192,0004,128
2018-12-31 (YTD Data)Rank
Total interest income$2,442,0004,708
Total interest expense$232,0004,728
Net interest income$2,210,0004,672
Provision for loan and lease losses$250,0002,131
Total noninterest income$318,0004,271
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$254,0002,988
Trading account gains and fees$0126
Additional Noninterest Income$64,0004,811
Total noninterest expense$1,722,0004,702
Salaries and employee benefits$1,082,0004,578
Premises and equipment expense$214,0004,455
Additional noninterest expense$426,0004,925
Pre-tax net operating income$556,0004,574
Securities gains (losses)$-2,0004,086
Applicable income taxes$03,978
Income before extraordinary items$554,0004,472
Extraordinary gains, net$06
Net income$554,0004,471
Minority interest net income$072
Net income of bank and minority interests.$554,0004,471
Net charge-offs$251,0001,457
Cash dividends$200,0003,579
Sale, conversion, retirement of capital stock, net$0671
Net operating income$556,0004,480
2018-09-30 (YTD Data)Rank
Total interest income$1,797,0004,773
Total interest expense$158,0004,812
Net interest income$1,639,0004,735
Provision for loan and lease losses$200,0001,970
Total noninterest income$247,0004,261
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$191,0002,991
Trading account gains and fees$0138
Additional Noninterest Income$56,0004,807
Total noninterest expense$1,186,0004,829
Salaries and employee benefits$770,0004,657
Premises and equipment expense$148,0004,572
Additional noninterest expense$268,0005,086
Pre-tax net operating income$500,0004,518
Securities gains (losses)$3,000888
Applicable income taxes$04,032
Income before extraordinary items$503,0004,391
Extraordinary gains, net$05
Net income$503,0004,390
Minority interest net income$066
Net income of bank and minority interests.$503,0004,390
Net charge-offs$170,0001,356
Cash dividends$200,0003,080
Sale, conversion, retirement of capital stock, net$0633
Net operating income$500,0004,413
2018-06-30 (YTD Data)Rank
Total interest income$1,167,0004,833
Total interest expense$100,0004,869
Net interest income$1,067,0004,803
Provision for loan and lease losses$75,0002,413
Total noninterest income$149,0004,398
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$132,0002,947
Trading account gains and fees$0130
Additional Noninterest Income$17,0005,155
Total noninterest expense$790,0004,881
Salaries and employee benefits$514,0004,710
Premises and equipment expense$89,0004,726
Additional noninterest expense$187,0005,115
Pre-tax net operating income$351,0004,480
Securities gains (losses)$3,000768
Applicable income taxes$04,018
Income before extraordinary items$354,0004,347
Extraordinary gains, net$06
Net income$354,0004,346
Minority interest net income$065
Net income of bank and minority interests.$354,0004,346
Net charge-offs$55,0001,701
Cash dividends$200,0002,795
Sale, conversion, retirement of capital stock, net$0620
Net operating income$351,0004,362
2018-03-31 (YTD Data)Rank
Total interest income$563,0004,912
Total interest expense$47,0004,923
Net interest income$516,0004,883
Provision for loan and lease losses$25,0002,657
Total noninterest income$74,0004,435
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$61,0003,080
Trading account gains and fees$0123
Additional Noninterest Income$13,0005,026
Total noninterest expense$411,0004,890
Salaries and employee benefits$258,0004,753
Premises and equipment expense$44,0004,780
Additional noninterest expense$109,0005,048
Pre-tax net operating income$154,0004,589
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$154,0004,455
Extraordinary gains, net$07
Net income$154,0004,453
Minority interest net income$052
Net income of bank and minority interests.$154,0004,455
Net charge-offs$25,0001,552
Cash dividends$200,0001,882
Sale, conversion, retirement of capital stock, net$0580
Net operating income$154,0004,462
2017-12-31 (YTD Data)Rank
Total interest income$2,236,0004,941
Total interest expense$171,0004,984
Net interest income$2,065,0004,901
Provision for loan and lease losses$255,0002,125
Total noninterest income$319,0004,431
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$243,0003,171
Trading account gains and fees$0151
Additional Noninterest Income$76,0004,944
Total noninterest expense$1,670,0004,932
Salaries and employee benefits$1,031,0004,802
Premises and equipment expense$163,0004,932
Additional noninterest expense$476,0005,058
Pre-tax net operating income$459,0004,791
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$459,0004,567
Extraordinary gains, net$09
Net income$459,0004,567
Minority interest net income$076
Net income of bank and minority interests.$459,0004,567
Net charge-offs$258,0001,607
Cash dividends$30,0004,091
Sale, conversion, retirement of capital stock, net$0711
Net operating income$459,0004,556
2017-09-30 (YTD Data)Rank
Total interest income$1,616,0005,036
Total interest expense$131,0005,010
Net interest income$1,485,0005,003
Provision for loan and lease losses$50,0003,230
Total noninterest income$242,0004,471
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$176,0003,253
Trading account gains and fees$0145
Additional Noninterest Income$66,0004,914
Total noninterest expense$1,218,0004,996
Salaries and employee benefits$728,0004,908
Premises and equipment expense$109,0005,073
Additional noninterest expense$381,0005,026
Pre-tax net operating income$459,0004,676
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$459,0004,509
Extraordinary gains, net$09
Net income$459,0004,508
Minority interest net income$071
Net income of bank and minority interests.$459,0004,509
Net charge-offs$95,0001,987
Cash dividends$30,0003,632
Sale, conversion, retirement of capital stock, net$0677
Net operating income$459,0004,494
2017-06-30 (YTD Data)Rank
Total interest income$1,035,0005,111
Total interest expense$89,0005,015
Net interest income$946,0005,088
Provision for loan and lease losses$25,0003,303
Total noninterest income$141,0004,627
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$123,0003,170
Trading account gains and fees$0139
Additional Noninterest Income$18,0005,321
Total noninterest expense$804,0005,040
Salaries and employee benefits$483,0004,949
Premises and equipment expense$72,0005,106
Additional noninterest expense$249,0005,080
Pre-tax net operating income$258,0004,807
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$258,0004,659
Extraordinary gains, net$011
Net income$258,0004,658
Minority interest net income$071
Net income of bank and minority interests.$258,0004,659
Net charge-offs$45,0002,067
Cash dividends$30,0003,460
Sale, conversion, retirement of capital stock, net$0659
Net operating income$258,0004,647
2017-03-31 (YTD Data)Rank
Total interest income$514,0005,143
Total interest expense$46,0005,006
Net interest income$468,0005,143
Provision for loan and lease losses$03,537
Total noninterest income$76,0004,596
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$63,0003,142
Trading account gains and fees$0142
Additional Noninterest Income$13,0005,246
Total noninterest expense$400,0005,103
Salaries and employee benefits$238,0005,019
Premises and equipment expense$42,0005,019
Additional noninterest expense$120,0005,153
Pre-tax net operating income$144,0004,693
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$144,0004,534
Extraordinary gains, net$08
Net income$144,0004,534
Minority interest net income$055
Net income of bank and minority interests.$144,0004,534
Net charge-offs$45,0001,400
Cash dividends$30,0002,720
Sale, conversion, retirement of capital stock, net$0632
Net operating income$144,0004,520
2016-12-31 (YTD Data)Rank
Total interest income$1,936,0005,267
Total interest expense$197,0004,978
Net interest income$1,739,0005,261
Provision for loan and lease losses$325,0001,915
Total noninterest income$338,0004,542
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$286,0003,014
Trading account gains and fees$0170
Additional Noninterest Income$52,0005,302
Total noninterest expense$1,650,0005,135
Salaries and employee benefits$969,0005,045
Premises and equipment expense$174,0005,057
Additional noninterest expense$507,0005,197
Pre-tax net operating income$102,0005,489
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$102,0005,502
Extraordinary gains, net$05
Net income$102,0005,500
Minority interest net income$082
Net income of bank and minority interests.$102,0005,501
Net charge-offs$337,0001,423
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$102,0005,466
2016-09-30 (YTD Data)Rank
Total interest income$1,430,0005,340
Total interest expense$147,0005,038
Net interest income$1,283,0005,337
Provision for loan and lease losses$04,186
Total noninterest income$241,0004,645
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$200,0003,166
Trading account gains and fees$0169
Additional Noninterest Income$41,0005,354
Total noninterest expense$1,208,0005,191
Salaries and employee benefits$685,0005,135
Premises and equipment expense$132,0005,070
Additional noninterest expense$391,0005,212
Pre-tax net operating income$316,0005,022
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$316,0004,945
Extraordinary gains, net$05
Net income$316,0004,945
Minority interest net income$071
Net income of bank and minority interests.$316,0004,945
Net charge-offs$-11,0004,952
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$316,0004,895
2016-06-30 (YTD Data)Rank
Total interest income$961,0005,386
Total interest expense$99,0005,079
Net interest income$862,0005,380
Provision for loan and lease losses$04,017
Total noninterest income$167,0004,631
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$126,0003,254
Trading account gains and fees$0157
Additional Noninterest Income$41,0005,180
Total noninterest expense$783,0005,285
Salaries and employee benefits$449,0005,212
Premises and equipment expense$91,0005,077
Additional noninterest expense$243,0005,340
Pre-tax net operating income$246,0004,937
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$246,0004,826
Extraordinary gains, net$016
Net income$246,0004,826
Minority interest net income$071
Net income of bank and minority interests.$246,0004,826
Net charge-offs$-8,0004,897
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$246,0004,775
2016-03-31 (YTD Data)Rank
Total interest income$491,0005,404
Total interest expense$50,0005,105
Net interest income$441,0005,398
Provision for loan and lease losses$03,656
Total noninterest income$97,0004,431
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$62,0003,264
Trading account gains and fees$0142
Additional Noninterest Income$35,0004,767
Total noninterest expense$407,0005,286
Salaries and employee benefits$224,0005,251
Premises and equipment expense$48,0005,035
Additional noninterest expense$135,0005,259
Pre-tax net operating income$131,0004,867
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$131,0004,752
Extraordinary gains, net$012
Net income$131,0004,751
Minority interest net income$062
Net income of bank and minority interests.$131,0004,752
Net charge-offs$-4,0004,749
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$131,0004,699
2015-12-31 (YTD Data)Rank
Total interest income$2,019,0005,387
Total interest expense$208,0005,119
Net interest income$1,811,0005,388
Provision for loan and lease losses$600,0001,174
Total noninterest income$336,0004,674
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$310,0002,959
Trading account gains and fees$0159
Additional Noninterest Income$26,0005,748
Total noninterest expense$1,526,0005,422
Salaries and employee benefits$949,0005,247
Premises and equipment expense$172,0005,261
Additional noninterest expense$405,0005,614
Pre-tax net operating income$21,0005,831
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$21,0005,860
Extraordinary gains, net$023
Net income$21,0005,863
Minority interest net income$081
Net income of bank and minority interests.$21,0005,863
Net charge-offs$586,0001,031
Cash dividends$250,0003,536
Sale, conversion, retirement of capital stock, net$0804
Net operating income$21,0005,833
2015-09-30 (YTD Data)Rank
Total interest income$1,540,0005,442
Total interest expense$157,0005,187
Net interest income$1,383,0005,431
Provision for loan and lease losses$100,0002,641
Total noninterest income$258,0004,694
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$240,0002,927
Trading account gains and fees$0153
Additional Noninterest Income$18,0005,839
Total noninterest expense$1,081,0005,526
Salaries and employee benefits$667,0005,361
Premises and equipment expense$128,0005,320
Additional noninterest expense$286,0005,740
Pre-tax net operating income$460,0004,825
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$460,0004,678
Extraordinary gains, net$021
Net income$460,0004,681
Minority interest net income$078
Net income of bank and minority interests.$460,0004,682
Net charge-offs$153,0001,776
Cash dividends$250,0002,951
Sale, conversion, retirement of capital stock, net$0773
Net operating income$460,0004,614
2015-06-30 (YTD Data)Rank
Total interest income$1,022,0005,489
Total interest expense$105,0005,231
Net interest income$917,0005,474
Provision for loan and lease losses$25,0003,365
Total noninterest income$157,0004,818
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$143,0003,114
Trading account gains and fees$0157
Additional Noninterest Income$14,0005,833
Total noninterest expense$733,0005,573
Salaries and employee benefits$448,0005,403
Premises and equipment expense$85,0005,367
Additional noninterest expense$200,0005,740
Pre-tax net operating income$316,0004,800
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$316,0004,622
Extraordinary gains, net$022
Net income$316,0004,624
Minority interest net income$075
Net income of bank and minority interests.$316,0004,625
Net charge-offs$66,0002,089
Cash dividends$250,0002,577
Sale, conversion, retirement of capital stock, net$0751
Net operating income$316,0004,554
2015-03-31 (YTD Data)Rank
Total interest income$511,0005,523
Total interest expense$53,0005,270
Net interest income$458,0005,513
Provision for loan and lease losses$03,703
Total noninterest income$83,0004,761
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$73,0003,050
Trading account gains and fees$0152
Additional Noninterest Income$10,0005,789
Total noninterest expense$369,0005,612
Salaries and employee benefits$220,0005,467
Premises and equipment expense$44,0005,385
Additional noninterest expense$105,0005,730
Pre-tax net operating income$172,0004,649
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$172,0004,512
Extraordinary gains, net$013
Net income$172,0004,514
Minority interest net income$064
Net income of bank and minority interests.$172,0004,516
Net charge-offs$-5,0005,132
Cash dividends$250,0001,664
Sale, conversion, retirement of capital stock, net$0697
Net operating income$172,0004,431
2014-12-31 (YTD Data)Rank
Total interest income$2,094,0005,590
Total interest expense$239,0005,285
Net interest income$1,855,0005,589
Provision for loan and lease losses$75,0003,450
Total noninterest income$338,0004,855
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$311,0003,142
Trading account gains and fees$0180
Additional Noninterest Income$27,0005,965
Total noninterest expense$1,507,0005,684
Salaries and employee benefits$932,0005,483
Premises and equipment expense$188,0005,430
Additional noninterest expense$387,0005,916
Pre-tax net operating income$611,0004,819
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$611,0004,675
Extraordinary gains, net$017
Net income$611,0004,675
Minority interest net income$084
Net income of bank and minority interests.$611,0004,675
Net charge-offs$97,0003,204
Cash dividends$300,0003,365
Sale, conversion, retirement of capital stock, net$0862
Net operating income$611,0004,617
2014-09-30 (YTD Data)Rank
Total interest income$1,568,0005,657
Total interest expense$182,0005,335
Net interest income$1,386,0005,652
Provision for loan and lease losses$04,401
Total noninterest income$219,0005,072
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$202,0003,453
Trading account gains and fees$0174
Additional Noninterest Income$17,0006,092
Total noninterest expense$1,086,0005,772
Salaries and employee benefits$658,0005,591
Premises and equipment expense$138,0005,510
Additional noninterest expense$290,0005,979
Pre-tax net operating income$519,0004,743
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$519,0004,553
Extraordinary gains, net$015
Net income$519,0004,553
Minority interest net income$081
Net income of bank and minority interests.$519,0004,554
Net charge-offs$-1,0005,188
Cash dividends$300,0002,725
Sale, conversion, retirement of capital stock, net$0819
Net operating income$519,0004,511
2014-06-30 (YTD Data)Rank
Total interest income$1,064,0005,671
Total interest expense$121,0005,396
Net interest income$943,0005,664
Provision for loan and lease losses$04,196
Total noninterest income$142,0005,111
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$131,0003,482
Trading account gains and fees$0172
Additional Noninterest Income$11,0006,166
Total noninterest expense$721,0005,815
Salaries and employee benefits$440,0005,634
Premises and equipment expense$91,0005,572
Additional noninterest expense$190,0006,036
Pre-tax net operating income$364,0004,650
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$364,0004,449
Extraordinary gains, net$020
Net income$364,0004,452
Minority interest net income$080
Net income of bank and minority interests.$364,0004,453
Net charge-offs$-1,0005,059
Cash dividends$300,0002,325
Sale, conversion, retirement of capital stock, net$0794
Net operating income$364,0004,401
2014-03-31 (YTD Data)Rank
Total interest income$529,0005,732
Total interest expense$62,0005,430
Net interest income$467,0005,734
Provision for loan and lease losses$03,817
Total noninterest income$79,0004,966
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$68,0003,391
Trading account gains and fees$0147
Additional Noninterest Income$11,0005,913
Total noninterest expense$371,0005,846
Salaries and employee benefits$219,0005,705
Premises and equipment expense$46,0005,610
Additional noninterest expense$106,0005,982
Pre-tax net operating income$175,0004,672
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$175,0004,461
Extraordinary gains, net$016
Net income$175,0004,463
Minority interest net income$066
Net income of bank and minority interests.$175,0004,463
Net charge-offs$-7,0005,595
Cash dividends$300,0001,415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$175,0004,405
2013-12-31 (YTD Data)Rank
Total interest income$2,024,0005,868
Total interest expense$274,0005,539
Net interest income$1,750,0005,867
Provision for loan and lease losses$25,0004,614
Total noninterest income$458,0004,536
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$366,0003,008
Trading account gains and fees$0184
Additional Noninterest Income$92,0005,443
Total noninterest expense$1,503,0005,909
Salaries and employee benefits$891,0005,748
Premises and equipment expense$221,0005,399
Additional noninterest expense$391,0006,128
Pre-tax net operating income$680,0004,635
Securities gains (losses)$47,0001,839
Applicable income taxes$04,631
Income before extraordinary items$727,0004,397
Extraordinary gains, net$029
Net income$727,0004,401
Minority interest net income$090
Net income of bank and minority interests.$727,0004,402
Net charge-offs$43,0004,454
Cash dividends$300,0003,264
Sale, conversion, retirement of capital stock, net$0924
Net operating income$680,0004,432
2013-09-30 (YTD Data)Rank
Total interest income$1,509,0005,935
Total interest expense$208,0005,624
Net interest income$1,301,0005,931
Provision for loan and lease losses$04,941
Total noninterest income$335,0004,640
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$250,0003,183
Trading account gains and fees$0180
Additional Noninterest Income$85,0005,335
Total noninterest expense$1,074,0006,015
Salaries and employee benefits$624,0005,877
Premises and equipment expense$156,0005,533
Additional noninterest expense$294,0006,160
Pre-tax net operating income$562,0004,610
Securities gains (losses)$47,0001,704
Applicable income taxes$04,713
Income before extraordinary items$609,0004,280
Extraordinary gains, net$025
Net income$609,0004,283
Minority interest net income$084
Net income of bank and minority interests.$609,0004,284
Net charge-offs$43,0003,966
Cash dividends$300,0002,588
Sale, conversion, retirement of capital stock, net$0868
Net operating income$562,0004,340
2013-06-30 (YTD Data)Rank
Total interest income$988,0005,991
Total interest expense$139,0005,678
Net interest income$849,0005,981
Provision for loan and lease losses$04,788
Total noninterest income$237,0004,598
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$172,0003,119
Trading account gains and fees$0157
Additional Noninterest Income$65,0005,251
Total noninterest expense$715,0006,051
Salaries and employee benefits$415,0005,926
Premises and equipment expense$84,0005,862
Additional noninterest expense$216,0006,081
Pre-tax net operating income$371,0004,595
Securities gains (losses)$47,0001,557
Applicable income taxes$04,679
Income before extraordinary items$418,0004,250
Extraordinary gains, net$022
Net income$418,0004,252
Minority interest net income$082
Net income of bank and minority interests.$418,0004,253
Net charge-offs$34,0003,652
Cash dividends$300,0002,170
Sale, conversion, retirement of capital stock, net$0838
Net operating income$371,0004,346
2013-03-31 (YTD Data)Rank
Total interest income$494,0006,031
Total interest expense$70,0005,747
Net interest income$424,0006,019
Provision for loan and lease losses$04,409
Total noninterest income$94,0004,938
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$85,0003,125
Trading account gains and fees$0148
Additional Noninterest Income$9,0006,201
Total noninterest expense$366,0006,061
Salaries and employee benefits$208,0005,961
Premises and equipment expense$42,0005,916
Additional noninterest expense$116,0006,058
Pre-tax net operating income$152,0004,834
Securities gains (losses)$47,000948
Applicable income taxes$04,602
Income before extraordinary items$199,0004,283
Extraordinary gains, net$010
Net income$199,0004,286
Minority interest net income$076
Net income of bank and minority interests.$199,0004,285
Net charge-offs$-11,0006,232
Cash dividends$300,0001,317
Sale, conversion, retirement of capital stock, net$0789
Net operating income$152,0004,609
2012-12-31 (YTD Data)Rank
Total interest income$2,092,0006,081
Total interest expense$368,0005,680
Net interest income$1,724,0006,097
Provision for loan and lease losses$50,0005,179
Total noninterest income$431,0004,717
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$387,0002,997
Trading account gains and fees$0166
Additional Noninterest Income$44,0005,936
Total noninterest expense$1,470,0006,142
Salaries and employee benefits$865,0005,967
Premises and equipment expense$188,0005,800
Additional noninterest expense$417,0006,297
Pre-tax net operating income$635,0004,635
Securities gains (losses)$43,0002,820
Applicable income taxes$04,751
Income before extraordinary items$678,0004,524
Extraordinary gains, net$029
Net income$678,0004,521
Minority interest net income$093
Net income of bank and minority interests.$678,0004,523
Net charge-offs$31,0005,193
Cash dividends$200,0003,600
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$635,0004,437
2012-09-30 (YTD Data)Rank
Total interest income$1,545,0006,203
Total interest expense$289,0005,740
Net interest income$1,256,0006,236
Provision for loan and lease losses$25,0005,295
Total noninterest income$304,0004,842
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$277,0003,134
Trading account gains and fees$0157
Additional Noninterest Income$27,0006,162
Total noninterest expense$1,069,0006,234
Salaries and employee benefits$611,0006,100
Premises and equipment expense$143,0005,853
Additional noninterest expense$315,0006,347
Pre-tax net operating income$466,0004,796
Securities gains (losses)$35,0002,632
Applicable income taxes$04,802
Income before extraordinary items$501,0004,645
Extraordinary gains, net$020
Net income$501,0004,643
Minority interest net income$086
Net income of bank and minority interests.$501,0004,643
Net charge-offs$13,0005,228
Cash dividends$200,0002,886
Sale, conversion, retirement of capital stock, net$0952
Net operating income$466,0004,564
2012-06-30 (YTD Data)Rank
Total interest income$1,033,0006,248
Total interest expense$203,0005,755
Net interest income$830,0006,289
Provision for loan and lease losses$05,619
Total noninterest income$216,0004,764
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$196,0002,995
Trading account gains and fees$0153
Additional Noninterest Income$20,0006,149
Total noninterest expense$713,0006,283
Salaries and employee benefits$403,0006,161
Premises and equipment expense$92,0005,940
Additional noninterest expense$218,0006,336
Pre-tax net operating income$333,0004,719
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$333,0004,660
Extraordinary gains, net$019
Net income$333,0004,663
Minority interest net income$084
Net income of bank and minority interests.$333,0004,663
Net charge-offs$-1,0006,120
Cash dividends$200,0002,506
Sale, conversion, retirement of capital stock, net$0928
Net operating income$333,0004,470
2012-03-31 (YTD Data)Rank
Total interest income$503,0006,339
Total interest expense$105,0005,789
Net interest income$398,0006,397
Provision for loan and lease losses$05,254
Total noninterest income$111,0004,777
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$98,0002,962
Trading account gains and fees$0148
Additional Noninterest Income$13,0006,065
Total noninterest expense$348,0006,360
Salaries and employee benefits$198,0006,231
Premises and equipment expense$46,0005,985
Additional noninterest expense$104,0006,451
Pre-tax net operating income$161,0004,828
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$161,0004,729
Extraordinary gains, net$019
Net income$161,0004,733
Minority interest net income$078
Net income of bank and minority interests.$161,0004,733
Net charge-offs$8,0004,117
Cash dividends$200,0001,565
Sale, conversion, retirement of capital stock, net$0861
Net operating income$161,0004,591
2011-12-31 (YTD Data)Rank
Total interest income$1,971,0006,465
Total interest expense$467,0005,977
Net interest income$1,504,0006,529
Provision for loan and lease losses$20,0006,213
Total noninterest income$402,0004,767
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$358,0003,246
Trading account gains and fees$0146
Additional Noninterest Income$44,0006,006
Total noninterest expense$1,425,0006,394
Salaries and employee benefits$813,0006,255
Premises and equipment expense$191,0006,078
Additional noninterest expense$421,0006,491
Pre-tax net operating income$461,0004,820
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$461,0004,769
Extraordinary gains, net$029
Net income$461,0004,770
Minority interest net income$096
Net income of bank and minority interests.$461,0004,769
Net charge-offs$-2,0006,872
Cash dividends$175,0003,454
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$461,0004,642
2011-09-30 (YTD Data)Rank
Total interest income$1,473,0006,536
Total interest expense$354,0006,062
Net interest income$1,119,0006,590
Provision for loan and lease losses$20,0006,008
Total noninterest income$276,0004,964
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$247,0003,424
Trading account gains and fees$0145
Additional Noninterest Income$29,0006,188
Total noninterest expense$1,013,0006,504
Salaries and employee benefits$566,0006,377
Premises and equipment expense$139,0006,174
Additional noninterest expense$308,0006,563
Pre-tax net operating income$362,0004,881
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$362,0004,803
Extraordinary gains, net$021
Net income$362,0004,804
Minority interest net income$087
Net income of bank and minority interests.$362,0004,804
Net charge-offs$-30,0007,176
Cash dividends$175,0002,807
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$362,0004,675
2011-06-30 (YTD Data)Rank
Total interest income$979,0006,602
Total interest expense$236,0006,168
Net interest income$743,0006,640
Provision for loan and lease losses$20,0005,705
Total noninterest income$189,0004,944
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$163,0003,436
Trading account gains and fees$0153
Additional Noninterest Income$26,0006,062
Total noninterest expense$676,0006,576
Salaries and employee benefits$377,0006,442
Premises and equipment expense$91,0006,241
Additional noninterest expense$208,0006,620
Pre-tax net operating income$236,0004,914
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$236,0004,792
Extraordinary gains, net$015
Net income$236,0004,789
Minority interest net income$089
Net income of bank and minority interests.$236,0004,791
Net charge-offs$-30,0007,235
Cash dividends$175,0002,396
Sale, conversion, retirement of capital stock, net$0986
Net operating income$236,0004,702
2011-03-31 (YTD Data)Rank
Total interest income$488,0006,649
Total interest expense$118,0006,260
Net interest income$370,0006,673
Provision for loan and lease losses$20,0004,994
Total noninterest income$96,0004,984
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$85,0003,313
Trading account gains and fees$0158
Additional Noninterest Income$11,0006,315
Total noninterest expense$335,0006,639
Salaries and employee benefits$188,0006,485
Premises and equipment expense$41,0006,442
Additional noninterest expense$106,0006,662
Pre-tax net operating income$111,0005,023
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$111,0004,868
Extraordinary gains, net$09
Net income$111,0004,866
Minority interest net income$086
Net income of bank and minority interests.$111,0004,868
Net charge-offs$-34,0007,299
Cash dividends$175,0001,509
Sale, conversion, retirement of capital stock, net$0925
Net operating income$111,0004,807
2010-12-31 (YTD Data)Rank
Total interest income$1,943,0006,753
Total interest expense$559,0006,357
Net interest income$1,384,0006,824
Provision for loan and lease losses$90,0006,097
Total noninterest income$405,0004,946
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$374,0003,191
Trading account gains and fees$0175
Additional Noninterest Income$31,0006,406
Total noninterest expense$1,366,0006,674
Salaries and employee benefits$806,0006,442
Premises and equipment expense$175,0006,415
Additional noninterest expense$385,0006,840
Pre-tax net operating income$333,0004,806
Securities gains (losses)$23,0003,038
Applicable income taxes$04,655
Income before extraordinary items$356,0004,763
Extraordinary gains, net$029
Net income$356,0004,764
Minority interest net income$0111
Net income of bank and minority interests.$356,0004,764
Net charge-offs$110,0005,341
Cash dividends$175,0003,395
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$333,0004,687
2010-09-30 (YTD Data)Rank
Total interest income$1,460,0006,855
Total interest expense$431,0006,462
Net interest income$1,029,0006,930
Provision for loan and lease losses$50,0006,224
Total noninterest income$270,0005,210
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$252,0003,480
Trading account gains and fees$0165
Additional Noninterest Income$18,0006,717
Total noninterest expense$990,0006,783
Salaries and employee benefits$570,0006,585
Premises and equipment expense$130,0006,521
Additional noninterest expense$290,0006,900
Pre-tax net operating income$259,0005,021
Securities gains (losses)$23,0002,831
Applicable income taxes$04,726
Income before extraordinary items$282,0004,951
Extraordinary gains, net$023
Net income$282,0004,954
Minority interest net income$0110
Net income of bank and minority interests.$282,0004,955
Net charge-offs$46,0005,552
Cash dividends$175,0002,822
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$259,0004,870
2010-06-30 (YTD Data)Rank
Total interest income$977,0006,911
Total interest expense$295,0006,516
Net interest income$682,0006,974
Provision for loan and lease losses$25,0006,299
Total noninterest income$179,0005,206
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$166,0003,514
Trading account gains and fees$0152
Additional Noninterest Income$13,0006,724
Total noninterest expense$667,0006,811
Salaries and employee benefits$384,0006,621
Premises and equipment expense$83,0006,614
Additional noninterest expense$200,0006,913
Pre-tax net operating income$169,0005,095
Securities gains (losses)$23,0002,310
Applicable income taxes$04,691
Income before extraordinary items$192,0004,942
Extraordinary gains, net$019
Net income$192,0004,943
Minority interest net income$0105
Net income of bank and minority interests.$192,0004,942
Net charge-offs$66,0004,642
Cash dividends$175,0002,413
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$169,0004,946
2010-03-31 (YTD Data)Rank
Total interest income$480,0007,016
Total interest expense$149,0006,617
Net interest income$331,0007,084
Provision for loan and lease losses$06,552
Total noninterest income$92,0005,193
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$81,0003,563
Trading account gains and fees$0175
Additional Noninterest Income$11,0006,524
Total noninterest expense$334,0006,891
Salaries and employee benefits$191,0006,710
Premises and equipment expense$42,0006,671
Additional noninterest expense$101,0006,979
Pre-tax net operating income$89,0005,178
Securities gains (losses)$13,0001,658
Applicable income taxes$04,611
Income before extraordinary items$102,0004,942
Extraordinary gains, net$016
Net income$102,0004,943
Minority interest net income$091
Net income of bank and minority interests.$102,0004,942
Net charge-offs$18,0004,498
Cash dividends$175,0001,487
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$89,0005,008
2009-12-31 (YTD Data)Rank
Total interest income$1,893,0007,142
Total interest expense$659,0006,772
Net interest income$1,234,0007,200
Provision for loan and lease losses$45,0006,900
Total noninterest income$363,0005,299
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$339,0003,649
Trading account gains and fees$0211
Additional Noninterest Income$24,0006,867
Total noninterest expense$1,333,0007,002
Salaries and employee benefits$784,0006,745
Premises and equipment expense$179,0006,652
Additional noninterest expense$370,0007,190
Pre-tax net operating income$219,0004,746
Securities gains (losses)$88,0002,248
Applicable income taxes$04,388
Income before extraordinary items$307,0004,440
Extraordinary gains, net$034
Net income$307,0004,441
Minority interest net income$0115
Net income of bank and minority interests.$307,0004,442
Net charge-offs$19,0006,679
Cash dividends$225,0003,523
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$219,0004,681
2009-09-30 (YTD Data)Rank
Total interest income$1,414,0007,217
Total interest expense$501,0006,880
Net interest income$913,0007,276
Provision for loan and lease losses$45,0006,580
Total noninterest income$261,0005,443
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$243,0003,755
Trading account gains and fees$0212
Additional Noninterest Income$18,0007,053
Total noninterest expense$964,0007,084
Salaries and employee benefits$545,0006,927
Premises and equipment expense$134,0006,709
Additional noninterest expense$285,0007,191
Pre-tax net operating income$165,0005,063
Securities gains (losses)$88,0001,930
Applicable income taxes$04,592
Income before extraordinary items$253,0004,616
Extraordinary gains, net$027
Net income$253,0004,614
Minority interest net income$0118
Net income of bank and minority interests.$253,0004,617
Net charge-offs$-74,0008,036
Cash dividends$225,0002,949
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$165,0004,961
2009-06-30 (YTD Data)Rank
Total interest income$935,0007,294
Total interest expense$335,0006,988
Net interest income$600,0007,336
Provision for loan and lease losses$45,0006,163
Total noninterest income$177,0005,435
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$162,0003,735
Trading account gains and fees$0193
Additional Noninterest Income$15,0007,005
Total noninterest expense$625,0007,189
Salaries and employee benefits$363,0007,010
Premises and equipment expense$87,0006,823
Additional noninterest expense$175,0007,353
Pre-tax net operating income$107,0005,162
Securities gains (losses)$70,0001,698
Applicable income taxes$04,657
Income before extraordinary items$177,0004,687
Extraordinary gains, net$021
Net income$177,0004,684
Minority interest net income$0112
Net income of bank and minority interests.$177,0004,684
Net charge-offs$-62,0008,116
Cash dividends$225,0002,542
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$107,0005,063
2009-03-31 (YTD Data)Rank
Total interest income$502,0007,258
Total interest expense$169,0007,057
Net interest income$333,0007,200
Provision for loan and lease losses$20,0005,880
Total noninterest income$86,0005,461
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$73,0003,879
Trading account gains and fees$0171
Additional Noninterest Income$13,0006,619
Total noninterest expense$314,0007,193
Salaries and employee benefits$182,0007,039
Premises and equipment expense$43,0006,870
Additional noninterest expense$89,0007,251
Pre-tax net operating income$85,0005,196
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$85,0005,154
Extraordinary gains, net$015
Net income$85,0005,158
Minority interest net income$0102
Net income of bank and minority interests.$85,0005,157
Net charge-offs$-10,0007,862
Cash dividends$225,0001,606
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$85,0004,990
2008-12-31 (YTD Data)Rank
Total interest income$2,235,0007,161
Total interest expense$841,0007,054
Net interest income$1,394,0007,131
Provision for loan and lease losses$07,334
Total noninterest income$339,0005,618
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$307,0003,977
Trading account gains and fees$0154
Additional Noninterest Income$32,0007,145
Total noninterest expense$1,268,0007,188
Salaries and employee benefits$736,0007,068
Premises and equipment expense$186,0006,805
Additional noninterest expense$346,0007,251
Pre-tax net operating income$465,0004,974
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$465,0004,568
Extraordinary gains, net$039
Net income$465,0004,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,631
Cash dividends$300,0004,048
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$465,0004,724
2008-09-30 (YTD Data)Rank
Total interest income$1,687,0007,232
Total interest expense$655,0007,109
Net interest income$1,032,0007,209
Provision for loan and lease losses$06,991
Total noninterest income$252,0005,709
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$229,0004,012
Trading account gains and fees$0148
Additional Noninterest Income$23,0007,331
Total noninterest expense$903,0007,274
Salaries and employee benefits$514,0007,201
Premises and equipment expense$131,0006,942
Additional noninterest expense$258,0007,272
Pre-tax net operating income$381,0005,333
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$381,0004,862
Extraordinary gains, net$031
Net income$381,0004,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,031
Cash dividends$300,0003,371
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$381,0005,028
2008-06-30 (YTD Data)Rank
Total interest income$1,142,0007,278
Total interest expense$450,0007,177
Net interest income$692,0007,229
Provision for loan and lease losses$06,671
Total noninterest income$169,0005,768
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$151,0004,042
Trading account gains and fees$0149
Additional Noninterest Income$18,0007,278
Total noninterest expense$618,0007,287
Salaries and employee benefits$345,0007,260
Premises and equipment expense$86,0006,997
Additional noninterest expense$187,0007,176
Pre-tax net operating income$243,0005,543
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$243,0005,332
Extraordinary gains, net$021
Net income$243,0005,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,000
Cash dividends$225,0003,289
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$243,0005,253
2008-03-31 (YTD Data)Rank
Total interest income$594,0007,292
Total interest expense$233,0007,237
Net interest income$361,0007,190
Provision for loan and lease losses$06,080
Total noninterest income$88,0005,689
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$72,0004,098
Trading account gains and fees$0158
Additional Noninterest Income$16,0006,737
Total noninterest expense$323,0007,262
Salaries and employee benefits$172,0007,288
Premises and equipment expense$43,0007,040
Additional noninterest expense$108,0006,932
Pre-tax net operating income$126,0005,703
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$126,0005,504
Extraordinary gains, net$015
Net income$126,0005,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,732
Cash dividends$225,0002,193
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$126,0005,406
2007-12-31 (YTD Data)Rank
Total interest income$2,322,0007,321
Total interest expense$880,0007,354
Net interest income$1,442,0007,198
Provision for loan and lease losses$-50,0008,312
Total noninterest income$453,0005,241
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$353,0003,762
Trading account gains and fees$0178
Additional Noninterest Income$100,0006,213
Total noninterest expense$1,436,0007,009
Salaries and employee benefits$814,0006,937
Premises and equipment expense$172,0007,014
Additional noninterest expense$450,0006,828
Pre-tax net operating income$509,0005,968
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$509,0005,650
Extraordinary gains, net$039
Net income$509,0005,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,282
Cash dividends$175,0005,018
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$509,0005,636
2007-09-30 (YTD Data)Rank
Total interest income$1,716,0007,383
Total interest expense$651,0007,413
Net interest income$1,065,0007,272
Provision for loan and lease losses$50,0005,025
Total noninterest income$302,0005,522
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$270,0003,724
Trading account gains and fees$0184
Additional Noninterest Income$32,0007,274
Total noninterest expense$970,0007,202
Salaries and employee benefits$570,0007,064
Premises and equipment expense$130,0006,981
Additional noninterest expense$270,0007,234
Pre-tax net operating income$347,0006,375
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$347,0006,068
Extraordinary gains, net$033
Net income$347,0006,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,0008,252
Cash dividends$175,0004,246
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$347,0006,053
2007-06-30 (YTD Data)Rank
Total interest income$1,142,0007,450
Total interest expense$426,0007,470
Net interest income$716,0007,311
Provision for loan and lease losses$50,0004,348
Total noninterest income$202,0005,548
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$182,0003,700
Trading account gains and fees$0168
Additional Noninterest Income$20,0007,375
Total noninterest expense$642,0007,259
Salaries and employee benefits$381,0007,104
Premises and equipment expense$87,0007,002
Additional noninterest expense$174,0007,312
Pre-tax net operating income$226,0006,488
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$226,0006,186
Extraordinary gains, net$029
Net income$226,0006,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,113
Cash dividends$175,0003,801
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$226,0006,173
2007-03-31 (YTD Data)Rank
Total interest income$566,0007,496
Total interest expense$208,0007,522
Net interest income$358,0007,348
Provision for loan and lease losses$45,0003,197
Total noninterest income$106,0005,403
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$91,0003,638
Trading account gains and fees$0195
Additional Noninterest Income$15,0006,985
Total noninterest expense$317,0007,315
Salaries and employee benefits$190,0007,163
Premises and equipment expense$42,0007,103
Additional noninterest expense$85,0007,376
Pre-tax net operating income$102,0006,636
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$102,0006,370
Extraordinary gains, net$022
Net income$102,0006,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0001,734
Cash dividends$175,0002,582
Sale, conversion, retirement of capital stock, net$0885
Net operating income$102,0006,350
2006-12-31 (YTD Data)Rank
Total interest income$2,287,0007,311
Total interest expense$750,0007,427
Net interest income$1,537,0007,133
Provision for loan and lease losses$100,0004,711
Total noninterest income$374,0005,746
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$347,0003,831
Trading account gains and fees$0130
Additional Noninterest Income$27,0007,770
Total noninterest expense$1,455,0006,980
Salaries and employee benefits$783,0007,023
Premises and equipment expense$164,0007,094
Additional noninterest expense$508,0006,501
Pre-tax net operating income$356,0006,925
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$356,0006,697
Extraordinary gains, net$051
Net income$356,0006,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,716
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$356,0006,695
2006-09-30 (YTD Data)Rank
Total interest income$1,722,0007,350
Total interest expense$552,0007,453
Net interest income$1,170,0007,186
Provision for loan and lease losses$100,0004,067
Total noninterest income$290,0005,698
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$268,0003,797
Trading account gains and fees$0126
Additional Noninterest Income$22,0007,774
Total noninterest expense$1,082,0007,003
Salaries and employee benefits$554,0007,145
Premises and equipment expense$125,0007,085
Additional noninterest expense$403,0006,382
Pre-tax net operating income$278,0007,108
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$278,0006,827
Extraordinary gains, net$045
Net income$278,0006,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,359
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$278,0006,829
2006-06-30 (YTD Data)Rank
Total interest income$1,139,0007,369
Total interest expense$364,0007,425
Net interest income$775,0007,233
Provision for loan and lease losses$100,0003,294
Total noninterest income$201,0005,630
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$185,0003,721
Trading account gains and fees$0126
Additional Noninterest Income$16,0007,752
Total noninterest expense$732,0006,999
Salaries and employee benefits$374,0007,142
Premises and equipment expense$84,0007,088
Additional noninterest expense$274,0006,341
Pre-tax net operating income$144,0007,419
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$144,0007,202
Extraordinary gains, net$039
Net income$144,0007,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-111,0008,601
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$144,0007,216
2006-03-31 (YTD Data)Rank
Total interest income$566,0007,372
Total interest expense$161,0007,580
Net interest income$405,0007,188
Provision for loan and lease losses$75,0002,394
Total noninterest income$96,0005,679
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$85,0003,811
Trading account gains and fees$0115
Additional Noninterest Income$11,0007,462
Total noninterest expense$346,0007,129
Salaries and employee benefits$188,0007,143
Premises and equipment expense$42,0007,104
Additional noninterest expense$116,0006,720
Pre-tax net operating income$80,0007,307
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$80,0007,044
Extraordinary gains, net$021
Net income$80,0007,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$80,0007,051
2005-12-31 (YTD Data)Rank
Total interest income$2,108,0007,352
Total interest expense$564,0007,431
Net interest income$1,544,0007,237
Provision for loan and lease losses$905,0001,136
Total noninterest income$505,0005,222
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$434,0003,358
Trading account gains and fees$0138
Additional Noninterest Income$71,0006,919
Total noninterest expense$1,538,0006,821
Salaries and employee benefits$814,0006,881
Premises and equipment expense$176,0006,991
Additional noninterest expense$548,0006,304
Pre-tax net operating income$-394,0008,466
Securities gains (losses)$-1,0006,938
Applicable income taxes$06,964
Income before extraordinary items$-395,0008,504
Extraordinary gains, net$046
Net income$-395,0008,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,000,000677
Cash dividends$140,0005,257
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-394,0008,487
2005-09-30 (YTD Data)Rank
Total interest income$1,567,0007,383
Total interest expense$403,0007,457
Net interest income$1,164,0007,269
Provision for loan and lease losses$360,0001,866
Total noninterest income$376,0005,247
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$313,0003,463
Trading account gains and fees$0126
Additional Noninterest Income$63,0006,687
Total noninterest expense$1,157,0006,815
Salaries and employee benefits$575,0007,024
Premises and equipment expense$135,0006,936
Additional noninterest expense$447,0006,050
Pre-tax net operating income$23,0008,265
Securities gains (losses)$-1,0007,299
Applicable income taxes$06,976
Income before extraordinary items$22,0008,290
Extraordinary gains, net$035
Net income$22,0008,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,0001,141
Cash dividends$140,0004,444
Sale, conversion, retirement of capital stock, net$0769
Net operating income$23,0008,251
2005-06-30 (YTD Data)Rank
Total interest income$1,066,0007,317
Total interest expense$259,0007,453
Net interest income$807,0007,167
Provision for loan and lease losses$220,0001,996
Total noninterest income$253,0005,190
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$199,0003,528
Trading account gains and fees$0116
Additional Noninterest Income$54,0006,283
Total noninterest expense$820,0006,677
Salaries and employee benefits$383,0007,040
Premises and equipment expense$89,0006,941
Additional noninterest expense$348,0005,546
Pre-tax net operating income$20,0008,278
Securities gains (losses)$-1,0007,609
Applicable income taxes$06,961
Income before extraordinary items$19,0008,291
Extraordinary gains, net$030
Net income$19,0008,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,682
Cash dividends$140,0003,931
Sale, conversion, retirement of capital stock, net$0643
Net operating income$20,0008,254
2005-03-31 (YTD Data)Rank
Total interest income$541,0007,324
Total interest expense$126,0007,478
Net interest income$415,0007,168
Provision for loan and lease losses$125,0001,680
Total noninterest income$138,0004,920
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$97,0003,512
Trading account gains and fees$0115
Additional Noninterest Income$41,0005,596
Total noninterest expense$359,0007,041
Salaries and employee benefits$191,0007,095
Premises and equipment expense$46,0006,938
Additional noninterest expense$122,0006,617
Pre-tax net operating income$69,0007,653
Securities gains (losses)$-1,0008,158
Applicable income taxes$06,892
Income before extraordinary items$68,0007,468
Extraordinary gains, net$024
Net income$68,0007,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,258
Cash dividends$140,0002,639
Sale, conversion, retirement of capital stock, net$0491
Net operating income$69,0007,418
2004-12-31 (YTD Data)Rank
Total interest income$2,166,0007,207
Total interest expense$472,0007,413
Net interest income$1,694,0007,055
Provision for loan and lease losses$525,0001,881
Total noninterest income$426,0005,656
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$394,0003,684
Trading account gains and fees$0138
Additional Noninterest Income$32,0007,915
Total noninterest expense$1,384,0007,104
Salaries and employee benefits$765,0007,057
Premises and equipment expense$173,0007,061
Additional noninterest expense$446,0006,864
Pre-tax net operating income$211,0007,747
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$211,0007,591
Extraordinary gains, net$034
Net income$211,0007,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,0001,432
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$211,0007,553
2004-09-30 (YTD Data)Rank
Total interest income$1,636,0007,218
Total interest expense$356,0007,422
Net interest income$1,280,0007,049
Provision for loan and lease losses$445,0001,635
Total noninterest income$328,0005,620
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$298,0003,690
Trading account gains and fees$0134
Additional Noninterest Income$30,0007,707
Total noninterest expense$1,001,0007,173
Salaries and employee benefits$532,0007,200
Premises and equipment expense$129,0007,057
Additional noninterest expense$340,0006,802
Pre-tax net operating income$162,0007,868
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$162,0007,709
Extraordinary gains, net$026
Net income$162,0007,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0001,506
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$162,0007,658
2004-06-30 (YTD Data)Rank
Total interest income$1,086,0007,274
Total interest expense$244,0007,429
Net interest income$842,0007,115
Provision for loan and lease losses$240,0001,886
Total noninterest income$224,0005,580
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$195,0003,713
Trading account gains and fees$0130
Additional Noninterest Income$29,0007,273
Total noninterest expense$666,0007,225
Salaries and employee benefits$354,0007,272
Premises and equipment expense$85,0007,103
Additional noninterest expense$227,0006,828
Pre-tax net operating income$160,0007,484
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$160,0007,262
Extraordinary gains, net$021
Net income$160,0007,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0001,512
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$160,0007,187
2004-03-31 (YTD Data)Rank
Total interest income$550,0007,293
Total interest expense$126,0007,424
Net interest income$424,0007,129
Provision for loan and lease losses$120,0001,785
Total noninterest income$114,0005,471
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$98,0003,637
Trading account gains and fees$0121
Additional Noninterest Income$16,0007,156
Total noninterest expense$340,0007,204
Salaries and employee benefits$174,0007,354
Premises and equipment expense$42,0007,151
Additional noninterest expense$124,0006,581
Pre-tax net operating income$78,0007,488
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$78,0007,263
Extraordinary gains, net$016
Net income$78,0007,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0001,678
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$78,0007,179
2003-12-31 (YTD Data)Rank
Total interest income$2,499,0007,034
Total interest expense$734,0006,919
Net interest income$1,765,0006,958
Provision for loan and lease losses$1,390,000872
Total noninterest income$435,0005,780
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$397,0003,665
Trading account gains and fees$0160
Additional Noninterest Income$38,0007,880
Total noninterest expense$1,571,0006,768
Salaries and employee benefits$779,0006,990
Premises and equipment expense$173,0007,101
Additional noninterest expense$619,0005,886
Pre-tax net operating income$-761,0008,916
Securities gains (losses)$9,0003,670
Applicable income taxes$07,459
Income before extraordinary items$-752,0008,980
Extraordinary gains, net$054
Net income$-752,0008,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,521,000677
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-761,0008,930
2003-09-30 (YTD Data)Rank
Total interest income$1,901,0007,090
Total interest expense$589,0006,896
Net interest income$1,312,0007,034
Provision for loan and lease losses$1,090,000826
Total noninterest income$327,0005,835
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$303,0003,633
Trading account gains and fees$0153
Additional Noninterest Income$24,0008,092
Total noninterest expense$1,148,0006,832
Salaries and employee benefits$540,0007,187
Premises and equipment expense$131,0007,100
Additional noninterest expense$477,0005,787
Pre-tax net operating income$-599,0008,996
Securities gains (losses)$9,0003,379
Applicable income taxes$07,524
Income before extraordinary items$-590,0009,050
Extraordinary gains, net$040
Net income$-590,0009,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,049,000672
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-599,0009,002
2003-06-30 (YTD Data)Rank
Total interest income$1,287,0007,088
Total interest expense$418,0006,859
Net interest income$869,0007,056
Provision for loan and lease losses$730,000850
Total noninterest income$218,0005,812
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$203,0003,591
Trading account gains and fees$0150
Additional Noninterest Income$15,0008,141
Total noninterest expense$753,0006,894
Salaries and employee benefits$360,0007,212
Premises and equipment expense$86,0007,125
Additional noninterest expense$307,0005,914
Pre-tax net operating income$-396,0009,030
Securities gains (losses)$9,0002,996
Applicable income taxes$07,529
Income before extraordinary items$-387,0009,094
Extraordinary gains, net$030
Net income$-387,0009,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$661,000697
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-396,0009,040
2003-03-31 (YTD Data)Rank
Total interest income$639,0007,155
Total interest expense$220,0006,817
Net interest income$419,0007,165
Provision for loan and lease losses$245,0001,148
Total noninterest income$112,0005,626
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$98,0003,600
Trading account gains and fees$0134
Additional Noninterest Income$14,0007,447
Total noninterest expense$373,0006,929
Salaries and employee benefits$180,0007,236
Premises and equipment expense$42,0007,220
Additional noninterest expense$151,0005,912
Pre-tax net operating income$-87,0008,959
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-87,0009,020
Extraordinary gains, net$021
Net income$-87,0009,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0001,003
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-87,0008,946
2002-12-31 (YTD Data)Rank
Total interest income$3,132,0006,720
Total interest expense$1,233,0006,351
Net interest income$1,899,0006,792
Provision for loan and lease losses$1,470,000963
Total noninterest income$418,0005,670
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$386,0003,615
Trading account gains and fees$0153
Additional Noninterest Income$32,0008,125
Total noninterest expense$1,597,0006,658
Salaries and employee benefits$763,0007,030
Premises and equipment expense$176,0007,078
Additional noninterest expense$658,0005,615
Pre-tax net operating income$-750,0009,070
Securities gains (losses)$50,0002,409
Applicable income taxes$07,681
Income before extraordinary items$-700,0009,113
Extraordinary gains, net$070
Net income$-700,0009,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,353,000733
Cash dividends$50,0005,952
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-750,0009,082
2001-12-31 (YTD Data)Rank
Total interest income$3,931,0006,414
Total interest expense$1,972,0006,140
Net interest income$1,959,0006,495
Provision for loan and lease losses$725,0001,619
Total noninterest income$480,0005,176
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$445,0003,125
Trading account gains and fees$0177
Additional Noninterest Income$35,0008,190
Total noninterest expense$1,392,0007,029
Salaries and employee benefits$734,0007,042
Premises and equipment expense$164,0007,301
Additional noninterest expense$494,0006,479
Pre-tax net operating income$322,0007,309
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$322,0006,999
Extraordinary gains, net$0105
Net income$322,0006,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$680,0001,241
Cash dividends$181,0005,120
Sale, conversion, retirement of capital stock, net$0922
Net operating income$322,0006,879
2000-12-31 (YTD Data)Rank
Total interest income$3,977,0006,513
Total interest expense$2,016,0006,252
Net interest income$1,961,0006,614
Provision for loan and lease losses$957,0001,112
Total noninterest income$442,0005,240
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$366,0003,469
Trading account gains and feesNANA
Additional Noninterest Income$76,0007,011
Total noninterest expense$1,316,0007,204
Salaries and employee benefits$686,0007,263
Premises and equipment expense$147,0007,640
Additional noninterest expense$483,0006,552
Pre-tax net operating income$130,0008,690
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$130,0008,525
Extraordinary gains, net$038
Net income$130,0008,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$843,000850
Cash dividends$312,0004,400
Sale, conversion, retirement of capital stock, net$0969
Net operating income$130,0008,523
1999-12-31 (YTD Data)Rank
Total interest income$3,385,0006,950
Total interest expense$1,593,0006,742
Net interest income$1,792,0007,022
Provision for loan and lease losses$230,0003,261
Total noninterest income$362,0005,905
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$333,0003,698
Trading account gains and feesNANA
Additional Noninterest Income$29,0008,882
Total noninterest expense$1,154,0007,690
Salaries and employee benefits$629,0007,597
Premises and equipment expense$134,0007,956
Additional noninterest expense$391,0007,347
Pre-tax net operating income$770,0006,047
Securities gains (losses)$1,0002,805
Applicable income taxes$08,765
Income before extraordinary items$771,0005,194
Extraordinary gains, net$035
Net income$771,0005,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,463
Cash dividends$330,0004,324
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$770,0005,162
1998-12-31 (YTD Data)Rank
Total interest income$3,034,0007,496
Total interest expense$1,478,0007,237
Net interest income$1,556,0007,561
Provision for loan and lease losses$300,0002,562
Total noninterest income$326,0006,246
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$267,0004,287
Trading account gains and feesNANA
Additional Noninterest Income$59,0007,849
Total noninterest expense$994,0008,130
Salaries and employee benefits$550,0008,048
Premises and equipment expense$138,0007,911
Additional noninterest expense$306,0008,065
Pre-tax net operating income$588,0006,981
Securities gains (losses)$2,0003,909
Applicable income taxes$-48,00010,134
Income before extraordinary items$638,0005,872
Extraordinary gains, net$032
Net income$638,0005,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,421
Cash dividends$220,0005,201
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$636,0005,771
1997-12-31 (YTD Data)Rank
Total interest income$2,662,0008,178
Total interest expense$1,265,0007,938
Net interest income$1,397,0008,246
Provision for loan and lease losses$85,0005,536
Total noninterest income$238,0007,358
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$196,0005,391
Trading account gains and feesNANA
Additional Noninterest Income$42,0008,774
Total noninterest expense$945,0008,535
Salaries and employee benefits$492,0008,662
Premises and equipment expense$134,0008,154
Additional noninterest expense$319,0008,128
Pre-tax net operating income$605,0007,398
Securities gains (losses)$-8,0009,909
Applicable income taxes$228,0006,520
Income before extraordinary items$369,0007,859
Extraordinary gains, net$044
Net income$369,0007,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,868
Cash dividends$90,0006,641
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$374,1207,763
1996-12-31 (YTD Data)Rank
Total interest income$2,346,0008,910
Total interest expense$1,117,0008,639
Net interest income$1,229,0008,971
Provision for loan and lease losses$150,0004,046
Total noninterest income$198,0008,258
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$157,0006,347
Trading account gains and feesNANA
Additional Noninterest Income$41,0009,308
Total noninterest expense$810,0009,395
Salaries and employee benefits$451,0009,249
Premises and equipment expense$99,0009,324
Additional noninterest expense$260,0009,285
Pre-tax net operating income$467,0008,133
Securities gains (losses)$-11,00010,330
Applicable income taxes$177,0007,479
Income before extraordinary items$279,0008,599
Extraordinary gains, net$053
Net income$279,0008,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,632
Cash dividends$80,0007,029
Sale, conversion, retirement of capital stock, net$0953
Net operating income$286,0408,475
1995-12-31 (YTD Data)Rank
Total interest income$2,042,0009,651
Total interest expense$963,0009,381
Net interest income$1,079,0009,689
Provision for loan and lease losses$182,0003,207
Total noninterest income$154,0009,241
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0007,113
Trading account gains and feesNANA
Additional Noninterest Income$25,00010,586
Total noninterest expense$740,00010,032
Salaries and employee benefits$430,0009,691
Premises and equipment expense$84,00010,095
Additional noninterest expense$226,00010,112
Pre-tax net operating income$311,0009,662
Securities gains (losses)$-2,0009,253
Applicable income taxes$69,0009,810
Income before extraordinary items$240,0009,502
Extraordinary gains, net$065
Net income$240,0009,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,500
Cash dividends$80,0007,161
Sale, conversion, retirement of capital stock, net$0809
Net operating income$241,5609,477
1994-12-31 (YTD Data)Rank
Total interest income$1,615,00010,499
Total interest expense$691,00010,143
Net interest income$924,00010,647
Provision for loan and lease losses$25,0007,401
Total noninterest income$115,00010,409
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$85,0008,530
Trading account gains and feesNANA
Additional Noninterest Income$30,00010,793
Total noninterest expense$674,00010,813
Salaries and employee benefits$341,00010,839
Premises and equipment expense$94,00010,216
Additional noninterest expense$239,00010,663
Pre-tax net operating income$340,0009,817
Securities gains (losses)$32,0001,429
Applicable income taxes$130,0008,710
Income before extraordinary items$242,0009,785
Extraordinary gains, net$0249
Net income$242,0009,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,849
Cash dividends$80,0007,289
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$221,20010,088
1993-12-31 (YTD Data)Rank
Total interest income$1,526,00011,184
Total interest expense$697,00010,604
Net interest income$829,00011,410
Provision for loan and lease losses$90,0006,008
Total noninterest income$121,00010,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$86,0008,815
Trading account gains and feesNANA
Additional Noninterest Income$35,00010,982
Total noninterest expense$593,00011,696
Salaries and employee benefits$292,00011,743
Premises and equipment expense$113,00010,024
Additional noninterest expense$188,00011,892
Pre-tax net operating income$267,00010,490
Securities gains (losses)$107,0002,403
Applicable income taxes$199,0007,638
Income before extraordinary items$175,00010,928
Extraordinary gains, net$03,149
Net income$175,00011,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0003,491
Cash dividends$80,0007,275
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$106,52011,543
1992-12-31 (YTD Data)Rank
Total interest income$1,652,00011,607
Total interest expense$818,00011,248
Net interest income$834,00011,771
Provision for loan and lease losses$45,0009,299
Total noninterest income$103,00011,644
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$82,0009,107
Trading account gains and feesNANA
Additional Noninterest Income$21,00012,470
Total noninterest expense$581,00012,173
Salaries and employee benefits$278,00012,266
Premises and equipment expense$89,00011,144
Additional noninterest expense$214,00012,038
Pre-tax net operating income$311,00010,029
Securities gains (losses)$96,0003,079
Applicable income taxes$95,00010,051
Income before extraordinary items$312,0009,142
Extraordinary gains, net$01,422
Net income$312,0009,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,00013,268
Cash dividends$80,0006,992
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$238,0809,710

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.