Home > The First National Bank & Trust > Income and Expense

The First National Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,194,0002,172
Total interest expense$4,611,0002,122
Net interest income$11,583,0002,166
Provision for loan and lease losses$-32,0004,246
Total noninterest income$1,919,0002,064
Gross Fiduciary activities income$37,000790
Service charges on deposit accounts$385,0001,940
Trading account gains and feesNANA
Additional Noninterest Income$1,497,0001,887
Total noninterest expense$6,482,0002,663
Salaries and employee benefits$3,889,0002,560
Premises and equipment expense$629,0002,636
Additional noninterest expense$1,497,0001,887
Pre-tax net operating income$7,052,0001,533
Securities gains (losses)$-86,0003,769
Applicable income taxes$03,369
Income before extraordinary items$6,966,0001,342
Extraordinary gains, net$054
Net income$6,966,0001,357
Minority interest net income$088
Net income of bank and minority interests.$6,966,0001,344
Net charge-offs$-32,0004,103
Cash dividends$6,159,000684
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,052,0001,354
2023-09-30 (YTD Data)Rank
Total interest income$11,691,0002,189
Total interest expense$3,053,0002,153
Net interest income$8,638,0002,182
Provision for loan and lease losses$-43,0004,321
Total noninterest income$1,496,0002,018
Gross Fiduciary activities income$27,000783
Service charges on deposit accounts$288,0001,947
Trading account gains and feesNANA
Additional Noninterest Income$1,181,0001,833
Total noninterest expense$4,713,0002,706
Salaries and employee benefits$2,822,0002,607
Premises and equipment expense$440,0002,751
Additional noninterest expense$1,181,0001,833
Pre-tax net operating income$5,464,0001,553
Securities gains (losses)$-39,0003,766
Applicable income taxes$03,407
Income before extraordinary items$5,425,0001,358
Extraordinary gains, net$052
Net income$5,425,0001,369
Minority interest net income$081
Net income of bank and minority interests.$5,425,0001,358
Net charge-offs$-43,0004,188
Cash dividends$4,214,000684
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,464,0001,370
2023-06-30 (YTD Data)Rank
Total interest income$7,638,0002,188
Total interest expense$1,799,0002,146
Net interest income$5,839,0002,178
Provision for loan and lease losses$-42,0004,404
Total noninterest income$918,0002,046
Gross Fiduciary activities income$19,000768
Service charges on deposit accounts$189,0001,956
Trading account gains and feesNANA
Additional Noninterest Income$710,0001,868
Total noninterest expense$3,169,0002,687
Salaries and employee benefits$1,905,0002,581
Premises and equipment expense$291,0002,751
Additional noninterest expense$710,0001,865
Pre-tax net operating income$3,630,0001,539
Securities gains (losses)$-39,0004,026
Applicable income taxes$03,436
Income before extraordinary items$3,591,0001,354
Extraordinary gains, net$051
Net income$3,591,0001,369
Minority interest net income$081
Net income of bank and minority interests.$3,591,0001,354
Net charge-offs$-38,0004,258
Cash dividends$2,769,000680
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,630,0001,361
2023-03-31 (YTD Data)Rank
Total interest income$3,782,0002,185
Total interest expense$745,0002,170
Net interest income$3,037,0002,142
Provision for loan and lease losses$-18,0004,456
Total noninterest income$501,0001,948
Gross Fiduciary activities income$9,000801
Service charges on deposit accounts$92,0002,000
Trading account gains and feesNANA
Additional Noninterest Income$400,0001,726
Total noninterest expense$1,621,0002,671
Salaries and employee benefits$971,0002,602
Premises and equipment expense$151,0002,742
Additional noninterest expense$400,0001,726
Pre-tax net operating income$1,935,0001,502
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,935,0001,321
Extraordinary gains, net$04
Net income$1,935,0001,320
Minority interest net income$048
Net income of bank and minority interests.$1,935,0001,321
Net charge-offs$-18,0004,211
Cash dividends$1,324,000659
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,935,0001,337
2022-12-31 (YTD Data)Rank
Total interest income$12,717,0002,181
Total interest expense$1,093,0002,293
Net interest income$11,624,0002,155
Provision for loan and lease losses$-601,0004,551
Total noninterest income$2,148,0001,973
Gross Fiduciary activities income$31,000839
Service charges on deposit accounts$357,0002,072
Trading account gains and feesNANA
Additional Noninterest Income$1,760,0001,748
Total noninterest expense$6,458,0002,638
Salaries and employee benefits$3,961,0002,513
Premises and equipment expense$709,0002,470
Additional noninterest expense$1,760,0001,748
Pre-tax net operating income$7,915,0001,498
Securities gains (losses)$-284,0004,195
Applicable income taxes$03,596
Income before extraordinary items$7,631,0001,357
Extraordinary gains, net$05
Net income$7,631,0001,357
Minority interest net income$063
Net income of bank and minority interests.$7,631,0001,357
Net charge-offs$99,0001,228
Cash dividends$5,971,000682
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,915,0001,340
2022-09-30 (YTD Data)Rank
Total interest income$9,056,0002,203
Total interest expense$630,0002,339
Net interest income$8,426,0002,180
Provision for loan and lease losses$-651,0004,613
Total noninterest income$1,721,0001,920
Gross Fiduciary activities income$21,000829
Service charges on deposit accounts$264,0002,111
Trading account gains and feesNANA
Additional Noninterest Income$1,436,0001,694
Total noninterest expense$4,778,0002,645
Salaries and employee benefits$2,916,0002,552
Premises and equipment expense$549,0002,443
Additional noninterest expense$1,436,0001,694
Pre-tax net operating income$6,020,0001,486
Securities gains (losses)$-29,0004,013
Applicable income taxes$03,603
Income before extraordinary items$5,991,0001,293
Extraordinary gains, net$04
Net income$5,991,0001,292
Minority interest net income$057
Net income of bank and minority interests.$5,991,0001,293
Net charge-offs$49,0001,232
Cash dividends$3,720,000725
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,020,0001,315
2022-06-30 (YTD Data)Rank
Total interest income$5,749,0002,235
Total interest expense$339,0002,493
Net interest income$5,410,0002,205
Provision for loan and lease losses$-398,0004,584
Total noninterest income$843,0002,252
Gross Fiduciary activities income$13,000791
Service charges on deposit accounts$173,0002,119
Trading account gains and feesNANA
Additional Noninterest Income$657,0002,107
Total noninterest expense$3,113,0002,672
Salaries and employee benefits$1,865,0002,609
Premises and equipment expense$358,0002,478
Additional noninterest expense$890,0002,805
Pre-tax net operating income$3,538,0001,541
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,538,0001,351
Extraordinary gains, net$04
Net income$3,538,0001,351
Minority interest net income$060
Net income of bank and minority interests.$3,538,0001,351
Net charge-offs$-48,0004,176
Cash dividends$2,280,000764
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,538,0001,383
2022-03-31 (YTD Data)Rank
Total interest income$2,785,0002,233
Total interest expense$134,0002,787
Net interest income$2,651,0002,184
Provision for loan and lease losses$-20,0004,437
Total noninterest income$440,0002,194
Gross Fiduciary activities income$7,000786
Service charges on deposit accounts$82,0002,165
Trading account gains and feesNANA
Additional Noninterest Income$351,0002,025
Total noninterest expense$1,462,0002,764
Salaries and employee benefits$893,0002,674
Premises and equipment expense$177,0002,496
Additional noninterest expense$392,0003,006
Pre-tax net operating income$1,649,0001,535
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,649,0001,364
Extraordinary gains, net$04
Net income$1,649,0001,364
Minority interest net income$050
Net income of bank and minority interests.$1,649,0001,364
Net charge-offs$-20,0004,154
Cash dividends$1,140,000716
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,649,0001,380
2021-12-31 (YTD Data)Rank
Total interest income$11,580,0002,252
Total interest expense$672,0002,754
Net interest income$10,908,0002,191
Provision for loan and lease losses$47,0002,601
Total noninterest income$1,820,0002,335
Gross Fiduciary activities income$45,000776
Service charges on deposit accounts$324,0002,100
Trading account gains and feesNANA
Additional Noninterest Income$1,451,0002,247
Total noninterest expense$6,334,0002,638
Salaries and employee benefits$3,800,0002,581
Premises and equipment expense$788,0002,334
Additional noninterest expense$1,746,0002,829
Pre-tax net operating income$6,347,0001,758
Securities gains (losses)$71,000994
Applicable income taxes$03,710
Income before extraordinary items$6,418,0001,592
Extraordinary gains, net$010
Net income$6,418,0001,592
Minority interest net income$074
Net income of bank and minority interests.$6,418,0001,592
Net charge-offs$47,0001,689
Cash dividends$5,392,000752
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,347,0001,584
2021-09-30 (YTD Data)Rank
Total interest income$8,949,0002,257
Total interest expense$536,0002,767
Net interest income$8,413,0002,177
Provision for loan and lease losses$11,0002,818
Total noninterest income$1,382,0002,365
Gross Fiduciary activities income$23,000788
Service charges on deposit accounts$240,0002,117
Trading account gains and feesNANA
Additional Noninterest Income$1,119,0002,264
Total noninterest expense$4,611,0002,698
Salaries and employee benefits$2,835,0002,599
Premises and equipment expense$524,0002,539
Additional noninterest expense$1,252,0002,916
Pre-tax net operating income$5,173,0001,708
Securities gains (losses)$219,000531
Applicable income taxes$03,719
Income before extraordinary items$5,392,0001,533
Extraordinary gains, net$08
Net income$5,392,0001,533
Minority interest net income$069
Net income of bank and minority interests.$5,392,0001,533
Net charge-offs$11,0001,949
Cash dividends$3,620,000745
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,173,0001,542
2021-06-30 (YTD Data)Rank
Total interest income$5,878,0002,275
Total interest expense$386,0002,725
Net interest income$5,492,0002,196
Provision for loan and lease losses$18,0002,566
Total noninterest income$870,0002,387
Gross Fiduciary activities income$16,000786
Service charges on deposit accounts$157,0002,092
Trading account gains and feesNANA
Additional Noninterest Income$697,0002,309
Total noninterest expense$3,083,0002,686
Salaries and employee benefits$1,926,0002,566
Premises and equipment expense$350,0002,522
Additional noninterest expense$807,0002,954
Pre-tax net operating income$3,261,0001,757
Securities gains (losses)$213,000452
Applicable income taxes$03,702
Income before extraordinary items$3,474,0001,552
Extraordinary gains, net$06
Net income$3,474,0001,552
Minority interest net income$067
Net income of bank and minority interests.$3,474,0001,552
Net charge-offs$18,0001,542
Cash dividends$2,240,000776
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,261,0001,587
2021-03-31 (YTD Data)Rank
Total interest income$2,761,0002,355
Total interest expense$209,0002,686
Net interest income$2,552,0002,297
Provision for loan and lease losses$10,0002,475
Total noninterest income$480,0002,275
Gross Fiduciary activities income$9,000798
Service charges on deposit accounts$79,0002,077
Trading account gains and feesNANA
Additional Noninterest Income$392,0002,176
Total noninterest expense$1,473,0002,751
Salaries and employee benefits$892,0002,678
Premises and equipment expense$187,0002,448
Additional noninterest expense$394,0002,969
Pre-tax net operating income$1,549,0001,837
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,549,0001,691
Extraordinary gains, net$03
Net income$1,549,0001,691
Minority interest net income$055
Net income of bank and minority interests.$1,549,0001,691
Net charge-offs$10,0001,363
Cash dividends$800,000881
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,549,0001,647
2020-12-31 (YTD Data)Rank
Total interest income$11,656,0002,284
Total interest expense$1,461,0002,423
Net interest income$10,195,0002,224
Provision for loan and lease losses$174,0003,169
Total noninterest income$1,780,0002,248
Gross Fiduciary activities income$38,000802
Service charges on deposit accounts$385,0001,937
Trading account gains and feesNANA
Additional Noninterest Income$1,357,0002,166
Total noninterest expense$6,415,0002,597
Salaries and employee benefits$3,717,0002,599
Premises and equipment expense$844,0002,269
Additional noninterest expense$1,854,0002,651
Pre-tax net operating income$5,386,0001,693
Securities gains (losses)$461,000631
Applicable income taxes$03,697
Income before extraordinary items$5,847,0001,449
Extraordinary gains, net$04
Net income$5,847,0001,449
Minority interest net income$072
Net income of bank and minority interests.$5,847,0001,450
Net charge-offs$74,0002,181
Cash dividends$3,648,000967
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,386,0001,500
2020-09-30 (YTD Data)Rank
Total interest income$8,889,0002,280
Total interest expense$1,207,0002,375
Net interest income$7,682,0002,215
Provision for loan and lease losses$168,0002,929
Total noninterest income$1,318,0002,224
Gross Fiduciary activities income$31,000776
Service charges on deposit accounts$298,0001,900
Trading account gains and feesNANA
Additional Noninterest Income$989,0002,155
Total noninterest expense$4,780,0002,582
Salaries and employee benefits$2,843,0002,550
Premises and equipment expense$543,0002,475
Additional noninterest expense$1,394,0002,636
Pre-tax net operating income$4,052,0001,656
Securities gains (losses)$461,000520
Applicable income taxes$03,696
Income before extraordinary items$4,513,0001,368
Extraordinary gains, net$04
Net income$4,513,0001,369
Minority interest net income$065
Net income of bank and minority interests.$4,513,0001,369
Net charge-offs$68,0001,889
Cash dividends$3,648,000713
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,052,0001,455
2020-06-30 (YTD Data)Rank
Total interest income$6,057,0002,269
Total interest expense$913,0002,284
Net interest income$5,144,0002,220
Provision for loan and lease losses$191,0002,450
Total noninterest income$862,0002,196
Gross Fiduciary activities income$24,000768
Service charges on deposit accounts$206,0001,875
Trading account gains and feesNANA
Additional Noninterest Income$632,0002,128
Total noninterest expense$3,043,0002,677
Salaries and employee benefits$1,892,0002,563
Premises and equipment expense$303,0002,733
Additional noninterest expense$848,0002,800
Pre-tax net operating income$2,772,0001,554
Securities gains (losses)$461,000385
Applicable income taxes$03,655
Income before extraordinary items$3,233,0001,233
Extraordinary gains, net$04
Net income$3,233,0001,233
Minority interest net income$065
Net income of bank and minority interests.$3,233,0001,233
Net charge-offs$91,0001,409
Cash dividends$2,208,000747
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,772,0001,358
2020-03-31 (YTD Data)Rank
Total interest income$3,106,0002,196
Total interest expense$535,0002,188
Net interest income$2,571,0002,179
Provision for loan and lease losses$62,0002,343
Total noninterest income$482,0001,980
Gross Fiduciary activities income$17,000755
Service charges on deposit accounts$134,0001,756
Trading account gains and feesNANA
Additional Noninterest Income$331,0001,905
Total noninterest expense$1,567,0002,651
Salaries and employee benefits$975,0002,530
Premises and equipment expense$150,0002,777
Additional noninterest expense$442,0002,752
Pre-tax net operating income$1,424,0001,376
Securities gains (losses)$446,000203
Applicable income taxes$03,513
Income before extraordinary items$1,870,000992
Extraordinary gains, net$04
Net income$1,870,000992
Minority interest net income$056
Net income of bank and minority interests.$1,870,000992
Net charge-offs$62,0001,110
Cash dividends$1,008,000795
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,424,0001,219
2019-12-31 (YTD Data)Rank
Total interest income$13,658,0002,080
Total interest expense$2,586,0002,002
Net interest income$11,072,0002,061
Provision for loan and lease losses$-149,0005,011
Total noninterest income$1,146,0002,645
Gross Fiduciary activities income$35,000825
Service charges on deposit accounts$594,0001,679
Trading account gains and feesNANA
Additional Noninterest Income$517,0002,989
Total noninterest expense$6,297,0002,614
Salaries and employee benefits$3,871,0002,510
Premises and equipment expense$643,0002,689
Additional noninterest expense$1,783,0002,760
Pre-tax net operating income$6,070,0001,518
Securities gains (losses)$24,0001,568
Applicable income taxes$03,859
Income before extraordinary items$6,094,0001,370
Extraordinary gains, net$011
Net income$6,094,0001,373
Minority interest net income$076
Net income of bank and minority interests.$6,094,0001,373
Net charge-offs$-174,0004,973
Cash dividends$5,430,000749
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,070,0001,343
2019-09-30 (YTD Data)Rank
Total interest income$10,335,0002,088
Total interest expense$1,986,0001,984
Net interest income$8,349,0002,076
Provision for loan and lease losses$-59,0005,084
Total noninterest income$819,0002,710
Gross Fiduciary activities income$27,000810
Service charges on deposit accounts$446,0001,694
Trading account gains and feesNANA
Additional Noninterest Income$346,0003,124
Total noninterest expense$4,679,0002,648
Salaries and employee benefits$2,878,0002,534
Premises and equipment expense$419,0002,938
Additional noninterest expense$1,382,0002,714
Pre-tax net operating income$4,548,0001,565
Securities gains (losses)$3,0001,926
Applicable income taxes$03,902
Income before extraordinary items$4,551,0001,399
Extraordinary gains, net$011
Net income$4,551,0001,399
Minority interest net income$072
Net income of bank and minority interests.$4,551,0001,401
Net charge-offs$-84,0004,926
Cash dividends$3,640,000771
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,548,0001,371
2019-06-30 (YTD Data)Rank
Total interest income$6,830,0002,095
Total interest expense$1,292,0002,001
Net interest income$5,538,0002,092
Provision for loan and lease losses$-212,0005,213
Total noninterest income$340,0003,280
Gross Fiduciary activities income$19,000814
Service charges on deposit accounts$310,0001,623
Trading account gains and feesNANA
Additional Noninterest Income$11,0005,018
Total noninterest expense$3,193,0002,628
Salaries and employee benefits$1,926,0002,533
Premises and equipment expense$278,0002,962
Additional noninterest expense$989,0002,602
Pre-tax net operating income$2,897,0001,589
Securities gains (losses)$3,0001,472
Applicable income taxes$03,901
Income before extraordinary items$2,900,0001,429
Extraordinary gains, net$011
Net income$2,900,0001,429
Minority interest net income$069
Net income of bank and minority interests.$2,900,0001,429
Net charge-offs$-237,0005,169
Cash dividends$2,200,000809
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,897,0001,405
2019-03-31 (YTD Data)Rank
Total interest income$3,334,0002,132
Total interest expense$612,0002,030
Net interest income$2,722,0002,135
Provision for loan and lease losses$12,0003,026
Total noninterest income$174,0003,216
Gross Fiduciary activities income$10,000806
Service charges on deposit accounts$160,0001,592
Trading account gains and feesNANA
Additional Noninterest Income$4,0005,104
Total noninterest expense$1,534,0002,707
Salaries and employee benefits$956,0002,567
Premises and equipment expense$134,0003,054
Additional noninterest expense$444,0002,800
Pre-tax net operating income$1,350,0001,660
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,350,0001,479
Extraordinary gains, net$05
Net income$1,350,0001,478
Minority interest net income$052
Net income of bank and minority interests.$1,350,0001,478
Net charge-offs$-13,0004,755
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,350,0001,455
2018-12-31 (YTD Data)Rank
Total interest income$13,039,0002,075
Total interest expense$1,868,0002,023
Net interest income$11,171,0002,055
Provision for loan and lease losses$469,0001,520
Total noninterest income$1,788,0002,109
Gross Fiduciary activities income$40,000851
Service charges on deposit accounts$690,0001,547
Trading account gains and feesNANA
Additional Noninterest Income$1,058,0002,194
Total noninterest expense$6,685,0002,539
Salaries and employee benefits$3,802,0002,533
Premises and equipment expense$601,0002,833
Additional noninterest expense$2,282,0002,377
Pre-tax net operating income$5,805,0001,559
Securities gains (losses)$30,000493
Applicable income taxes$03,978
Income before extraordinary items$5,835,0001,385
Extraordinary gains, net$06
Net income$5,835,0001,384
Minority interest net income$072
Net income of bank and minority interests.$5,835,0001,384
Net charge-offs$394,0001,119
Cash dividends$5,300,000706
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,805,0001,379
2018-09-30 (YTD Data)Rank
Total interest income$9,732,0002,074
Total interest expense$1,294,0002,055
Net interest income$8,438,0002,046
Provision for loan and lease losses$173,0002,152
Total noninterest income$1,313,0002,157
Gross Fiduciary activities income$31,000827
Service charges on deposit accounts$516,0001,568
Trading account gains and feesNANA
Additional Noninterest Income$766,0002,232
Total noninterest expense$5,063,0002,533
Salaries and employee benefits$2,854,0002,535
Premises and equipment expense$388,0003,119
Additional noninterest expense$1,821,0002,272
Pre-tax net operating income$4,515,0001,525
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$4,515,0001,358
Extraordinary gains, net$05
Net income$4,515,0001,357
Minority interest net income$066
Net income of bank and minority interests.$4,515,0001,357
Net charge-offs$-277,0005,311
Cash dividends$3,600,000699
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,515,0001,341
2018-06-30 (YTD Data)Rank
Total interest income$6,496,0002,054
Total interest expense$825,0002,045
Net interest income$5,671,0002,039
Provision for loan and lease losses$202,0001,503
Total noninterest income$879,0002,158
Gross Fiduciary activities income$21,000831
Service charges on deposit accounts$328,0001,618
Trading account gains and feesNANA
Additional Noninterest Income$530,0002,207
Total noninterest expense$3,222,0002,624
Salaries and employee benefits$1,925,0002,537
Premises and equipment expense$258,0003,153
Additional noninterest expense$1,039,0002,546
Pre-tax net operating income$3,126,0001,476
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,126,0001,320
Extraordinary gains, net$06
Net income$3,126,0001,319
Minority interest net income$065
Net income of bank and minority interests.$3,126,0001,319
Net charge-offs$-248,0005,381
Cash dividends$2,400,000663
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,126,0001,308
2018-03-31 (YTD Data)Rank
Total interest income$3,267,0002,041
Total interest expense$395,0002,041
Net interest income$2,872,0002,015
Provision for loan and lease losses$-59,0005,470
Total noninterest income$473,0002,043
Gross Fiduciary activities income$9,000845
Service charges on deposit accounts$154,0001,707
Trading account gains and feesNANA
Additional Noninterest Income$310,0001,985
Total noninterest expense$1,687,0002,573
Salaries and employee benefits$923,0002,634
Premises and equipment expense$129,0003,180
Additional noninterest expense$635,0002,186
Pre-tax net operating income$1,717,0001,345
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,717,0001,184
Extraordinary gains, net$07
Net income$1,717,0001,183
Minority interest net income$052
Net income of bank and minority interests.$1,717,0001,184
Net charge-offs$-109,0005,397
Cash dividends$1,200,000627
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,717,0001,175
2017-12-31 (YTD Data)Rank
Total interest income$12,489,0002,064
Total interest expense$1,287,0002,155
Net interest income$11,202,0002,027
Provision for loan and lease losses$638,0001,234
Total noninterest income$1,635,0002,290
Gross Fiduciary activities income$62,000832
Service charges on deposit accounts$576,0001,836
Trading account gains and feesNANA
Additional Noninterest Income$997,0002,296
Total noninterest expense$6,133,0002,719
Salaries and employee benefits$3,753,0002,572
Premises and equipment expense$584,0002,973
Additional noninterest expense$1,796,0002,857
Pre-tax net operating income$6,066,0001,447
Securities gains (losses)$107,000605
Applicable income taxes$04,135
Income before extraordinary items$6,173,0001,141
Extraordinary gains, net$09
Net income$6,173,0001,141
Minority interest net income$076
Net income of bank and minority interests.$6,173,0001,141
Net charge-offs$638,000940
Cash dividends$5,535,000613
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,066,0001,138
2017-09-30 (YTD Data)Rank
Total interest income$9,346,0002,065
Total interest expense$904,0002,223
Net interest income$8,442,0002,023
Provision for loan and lease losses$332,0001,524
Total noninterest income$1,287,0002,252
Gross Fiduciary activities income$39,000837
Service charges on deposit accounts$418,0001,887
Trading account gains and feesNANA
Additional Noninterest Income$830,0002,195
Total noninterest expense$4,514,0002,782
Salaries and employee benefits$2,753,0002,641
Premises and equipment expense$427,0003,051
Additional noninterest expense$1,334,0002,875
Pre-tax net operating income$4,883,0001,392
Securities gains (losses)$107,000576
Applicable income taxes$04,172
Income before extraordinary items$4,990,0001,157
Extraordinary gains, net$09
Net income$4,990,0001,157
Minority interest net income$071
Net income of bank and minority interests.$4,990,0001,157
Net charge-offs$332,0001,060
Cash dividends$3,900,000617
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,883,0001,161
2017-06-30 (YTD Data)Rank
Total interest income$6,190,0002,058
Total interest expense$560,0002,287
Net interest income$5,630,0002,006
Provision for loan and lease losses$261,0001,326
Total noninterest income$735,0002,451
Gross Fiduciary activities income$26,000844
Service charges on deposit accounts$272,0001,916
Trading account gains and feesNANA
Additional Noninterest Income$437,0002,489
Total noninterest expense$2,986,0002,811
Salaries and employee benefits$1,821,0002,667
Premises and equipment expense$278,0003,097
Additional noninterest expense$887,0002,896
Pre-tax net operating income$3,118,0001,421
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$3,118,0001,206
Extraordinary gains, net$011
Net income$3,118,0001,205
Minority interest net income$071
Net income of bank and minority interests.$3,118,0001,206
Net charge-offs$311,000814
Cash dividends$2,400,000654
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,118,0001,188
2017-03-31 (YTD Data)Rank
Total interest income$3,111,0002,044
Total interest expense$252,0002,444
Net interest income$2,859,0001,984
Provision for loan and lease losses$369,000573
Total noninterest income$421,0002,262
Gross Fiduciary activities income$11,000862
Service charges on deposit accounts$134,0001,929
Trading account gains and feesNANA
Additional Noninterest Income$276,0002,204
Total noninterest expense$1,493,0002,834
Salaries and employee benefits$905,0002,720
Premises and equipment expense$137,0003,164
Additional noninterest expense$451,0002,872
Pre-tax net operating income$1,418,0001,495
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,418,0001,283
Extraordinary gains, net$08
Net income$1,418,0001,283
Minority interest net income$055
Net income of bank and minority interests.$1,418,0001,283
Net charge-offs$469,000351
Cash dividends$1,200,000621
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,418,0001,263
2016-12-31 (YTD Data)Rank
Total interest income$12,256,0002,039
Total interest expense$1,023,0002,387
Net interest income$11,233,0001,974
Provision for loan and lease losses$291,0002,046
Total noninterest income$1,498,0002,496
Gross Fiduciary activities income$72,000834
Service charges on deposit accounts$576,0001,857
Trading account gains and fees$0170
Additional Noninterest Income$850,0002,593
Total noninterest expense$5,882,0002,885
Salaries and employee benefits$3,551,0002,723
Premises and equipment expense$640,0002,900
Additional noninterest expense$1,691,0003,093
Pre-tax net operating income$6,558,0001,302
Securities gains (losses)$25,0002,256
Applicable income taxes$04,278
Income before extraordinary items$6,583,0001,111
Extraordinary gains, net$05
Net income$6,583,0001,110
Minority interest net income$082
Net income of bank and minority interests.$6,583,0001,110
Net charge-offs$-9,0004,966
Cash dividends$5,888,000585
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,558,0001,087
2016-09-30 (YTD Data)Rank
Total interest income$9,157,0002,043
Total interest expense$774,0002,375
Net interest income$8,383,0001,984
Provision for loan and lease losses$183,0002,126
Total noninterest income$1,186,0002,419
Gross Fiduciary activities income$47,000846
Service charges on deposit accounts$428,0001,871
Trading account gains and fees$0169
Additional Noninterest Income$711,0002,462
Total noninterest expense$4,367,0002,905
Salaries and employee benefits$2,628,0002,743
Premises and equipment expense$447,0003,039
Additional noninterest expense$1,292,0003,047
Pre-tax net operating income$5,019,0001,316
Securities gains (losses)$25,0002,204
Applicable income taxes$04,325
Income before extraordinary items$5,044,0001,110
Extraordinary gains, net$05
Net income$5,044,0001,110
Minority interest net income$071
Net income of bank and minority interests.$5,044,0001,110
Net charge-offs$-42,0005,315
Cash dividends$5,584,000464
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,019,0001,086
2016-06-30 (YTD Data)Rank
Total interest income$6,097,0002,058
Total interest expense$523,0002,353
Net interest income$5,574,0002,001
Provision for loan and lease losses$100,0002,280
Total noninterest income$793,0002,396
Gross Fiduciary activities income$37,000843
Service charges on deposit accounts$275,0001,908
Trading account gains and fees$0157
Additional Noninterest Income$481,0002,425
Total noninterest expense$2,902,0002,926
Salaries and employee benefits$1,755,0002,766
Premises and equipment expense$309,0002,985
Additional noninterest expense$838,0003,123
Pre-tax net operating income$3,365,0001,303
Securities gains (losses)$25,0001,834
Applicable income taxes$04,338
Income before extraordinary items$3,390,0001,083
Extraordinary gains, net$016
Net income$3,390,0001,081
Minority interest net income$071
Net income of bank and minority interests.$3,390,0001,082
Net charge-offs$25,0002,619
Cash dividends$4,120,000432
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,365,0001,068
2016-03-31 (YTD Data)Rank
Total interest income$3,042,0002,057
Total interest expense$270,0002,314
Net interest income$2,772,0002,013
Provision for loan and lease losses$21,0002,849
Total noninterest income$422,0002,291
Gross Fiduciary activities income$26,000814
Service charges on deposit accounts$134,0001,942
Trading account gains and fees$0142
Additional Noninterest Income$262,0002,269
Total noninterest expense$1,388,0003,028
Salaries and employee benefits$854,0002,822
Premises and equipment expense$122,0003,479
Additional noninterest expense$412,0003,160
Pre-tax net operating income$1,785,0001,206
Securities gains (losses)$25,0001,142
Applicable income taxes$04,259
Income before extraordinary items$1,810,000994
Extraordinary gains, net$012
Net income$1,810,000995
Minority interest net income$062
Net income of bank and minority interests.$1,810,000995
Net charge-offs$-4,0004,749
Cash dividends$1,420,000566
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,785,000970
2015-12-31 (YTD Data)Rank
Total interest income$12,370,0001,979
Total interest expense$1,104,0002,259
Net interest income$11,266,0001,923
Provision for loan and lease losses$530,0001,296
Total noninterest income$1,822,0002,234
Gross Fiduciary activities income$64,000872
Service charges on deposit accounts$536,0002,018
Trading account gains and fees$0159
Additional Noninterest Income$1,222,0002,117
Total noninterest expense$5,854,0002,913
Salaries and employee benefits$3,538,0002,721
Premises and equipment expense$655,0002,934
Additional noninterest expense$1,661,0003,187
Pre-tax net operating income$6,704,0001,243
Securities gains (losses)$239,000658
Applicable income taxes$04,402
Income before extraordinary items$6,943,0001,032
Extraordinary gains, net$023
Net income$6,943,0001,031
Minority interest net income$081
Net income of bank and minority interests.$6,943,0001,032
Net charge-offs$280,0001,669
Cash dividends$7,200,000485
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,704,0001,037
2015-09-30 (YTD Data)Rank
Total interest income$9,296,0001,985
Total interest expense$832,0002,277
Net interest income$8,464,0001,935
Provision for loan and lease losses$38,0003,502
Total noninterest income$1,377,0002,227
Gross Fiduciary activities income$50,000867
Service charges on deposit accounts$393,0002,069
Trading account gains and fees$0153
Additional Noninterest Income$934,0002,115
Total noninterest expense$4,378,0002,937
Salaries and employee benefits$2,632,0002,744
Premises and equipment expense$475,0003,037
Additional noninterest expense$1,271,0003,147
Pre-tax net operating income$5,425,0001,175
Securities gains (losses)$73,0001,224
Applicable income taxes$04,489
Income before extraordinary items$5,498,000974
Extraordinary gains, net$021
Net income$5,498,000974
Minority interest net income$078
Net income of bank and minority interests.$5,498,000974
Net charge-offs$-137,0005,875
Cash dividends$7,200,000364
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,425,000955
2015-06-30 (YTD Data)Rank
Total interest income$6,174,0001,991
Total interest expense$555,0002,287
Net interest income$5,619,0001,941
Provision for loan and lease losses$61,0002,654
Total noninterest income$901,0002,262
Gross Fiduciary activities income$35,000879
Service charges on deposit accounts$246,0002,130
Trading account gains and fees$0157
Additional Noninterest Income$620,0002,127
Total noninterest expense$2,943,0002,928
Salaries and employee benefits$1,775,0002,736
Premises and equipment expense$320,0003,034
Additional noninterest expense$848,0003,179
Pre-tax net operating income$3,516,0001,197
Securities gains (losses)$73,0001,005
Applicable income taxes$04,497
Income before extraordinary items$3,589,000988
Extraordinary gains, net$022
Net income$3,589,000988
Minority interest net income$075
Net income of bank and minority interests.$3,589,000988
Net charge-offs$-89,0005,900
Cash dividends$5,220,000336
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,516,000978
2015-03-31 (YTD Data)Rank
Total interest income$3,096,0001,987
Total interest expense$280,0002,285
Net interest income$2,816,0001,942
Provision for loan and lease losses$-75,0006,182
Total noninterest income$460,0002,219
Gross Fiduciary activities income$15,000891
Service charges on deposit accounts$126,0002,075
Trading account gains and fees$0152
Additional Noninterest Income$319,0002,038
Total noninterest expense$1,404,0003,040
Salaries and employee benefits$846,0002,851
Premises and equipment expense$157,0003,103
Additional noninterest expense$401,0003,294
Pre-tax net operating income$1,947,0001,090
Securities gains (losses)$16,0001,315
Applicable income taxes$04,400
Income before extraordinary items$1,963,000880
Extraordinary gains, net$013
Net income$1,963,000880
Minority interest net income$064
Net income of bank and minority interests.$1,963,000880
Net charge-offs$-125,0006,162
Cash dividends$2,400,000321
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,947,000855
2014-12-31 (YTD Data)Rank
Total interest income$12,692,0001,949
Total interest expense$1,225,0002,220
Net interest income$11,467,0001,901
Provision for loan and lease losses$657,0001,186
Total noninterest income$1,789,0002,271
Gross Fiduciary activities income$71,000893
Service charges on deposit accounts$544,0002,142
Trading account gains and fees$0180
Additional Noninterest Income$1,174,0002,106
Total noninterest expense$6,000,0002,918
Salaries and employee benefits$3,524,0002,745
Premises and equipment expense$698,0002,923
Additional noninterest expense$1,778,0003,139
Pre-tax net operating income$6,599,0001,212
Securities gains (losses)$44,0001,815
Applicable income taxes$04,531
Income before extraordinary items$6,643,0001,005
Extraordinary gains, net$017
Net income$6,643,0001,004
Minority interest net income$084
Net income of bank and minority interests.$6,643,0001,004
Net charge-offs$407,0001,702
Cash dividends$6,175,000508
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,599,000980
2014-09-30 (YTD Data)Rank
Total interest income$9,460,0001,970
Total interest expense$929,0002,228
Net interest income$8,531,0001,923
Provision for loan and lease losses$245,0001,838
Total noninterest income$1,367,0002,249
Gross Fiduciary activities income$54,000887
Service charges on deposit accounts$409,0002,148
Trading account gains and fees$0174
Additional Noninterest Income$904,0002,075
Total noninterest expense$4,432,0002,954
Salaries and employee benefits$2,622,0002,773
Premises and equipment expense$488,0003,090
Additional noninterest expense$1,322,0003,165
Pre-tax net operating income$5,221,0001,168
Securities gains (losses)$40,0001,573
Applicable income taxes$04,583
Income before extraordinary items$5,261,000951
Extraordinary gains, net$015
Net income$5,261,000950
Minority interest net income$081
Net income of bank and minority interests.$5,261,000950
Net charge-offs$145,0002,320
Cash dividends$6,175,000366
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,221,000933
2014-06-30 (YTD Data)Rank
Total interest income$6,306,0001,963
Total interest expense$624,0002,250
Net interest income$5,682,0001,910
Provision for loan and lease losses$140,0001,994
Total noninterest income$861,0002,308
Gross Fiduciary activities income$38,000891
Service charges on deposit accounts$272,0002,114
Trading account gains and fees$0172
Additional Noninterest Income$551,0002,188
Total noninterest expense$2,936,0002,984
Salaries and employee benefits$1,732,0002,801
Premises and equipment expense$322,0003,134
Additional noninterest expense$882,0003,174
Pre-tax net operating income$3,467,0001,144
Securities gains (losses)$37,0001,347
Applicable income taxes$04,568
Income before extraordinary items$3,504,000923
Extraordinary gains, net$020
Net income$3,504,000923
Minority interest net income$080
Net income of bank and minority interests.$3,504,000923
Net charge-offs$40,0002,969
Cash dividends$4,675,000335
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,467,000917
2014-03-31 (YTD Data)Rank
Total interest income$3,136,0001,972
Total interest expense$318,0002,247
Net interest income$2,818,0001,920
Provision for loan and lease losses$81,0001,753
Total noninterest income$429,0002,261
Gross Fiduciary activities income$22,000885
Service charges on deposit accounts$130,0002,181
Trading account gains and fees$0147
Additional Noninterest Income$277,0002,114
Total noninterest expense$1,458,0003,018
Salaries and employee benefits$835,0002,901
Premises and equipment expense$161,0003,185
Additional noninterest expense$462,0003,073
Pre-tax net operating income$1,708,0001,124
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,708,000921
Extraordinary gains, net$016
Net income$1,708,000922
Minority interest net income$066
Net income of bank and minority interests.$1,708,000922
Net charge-offs$31,0002,192
Cash dividends$2,155,000316
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,708,000895
2013-12-31 (YTD Data)Rank
Total interest income$11,853,0002,075
Total interest expense$1,624,0002,017
Net interest income$10,229,0002,055
Provision for loan and lease losses$382,0002,162
Total noninterest income$1,884,0002,246
Gross Fiduciary activities income$49,000944
Service charges on deposit accounts$563,0002,179
Trading account gains and fees$0184
Additional Noninterest Income$1,272,0002,057
Total noninterest expense$5,901,0003,034
Salaries and employee benefits$3,514,0002,794
Premises and equipment expense$659,0003,082
Additional noninterest expense$1,728,0003,302
Pre-tax net operating income$5,830,0001,264
Securities gains (losses)$211,000859
Applicable income taxes$04,631
Income before extraordinary items$6,041,0001,026
Extraordinary gains, net$029
Net income$6,041,0001,028
Minority interest net income$090
Net income of bank and minority interests.$6,041,0001,028
Net charge-offs$257,0002,737
Cash dividends$4,050,000679
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,830,0001,034
2013-09-30 (YTD Data)Rank
Total interest income$8,781,0002,114
Total interest expense$1,272,0002,012
Net interest income$7,509,0002,095
Provision for loan and lease losses$148,0002,967
Total noninterest income$1,504,0002,206
Gross Fiduciary activities income$32,000952
Service charges on deposit accounts$423,0002,182
Trading account gains and fees$0180
Additional Noninterest Income$1,049,0001,979
Total noninterest expense$4,322,0003,074
Salaries and employee benefits$2,664,0002,769
Premises and equipment expense$428,0003,459
Additional noninterest expense$1,230,0003,429
Pre-tax net operating income$4,543,0001,244
Securities gains (losses)$367,000543
Applicable income taxes$04,713
Income before extraordinary items$4,910,000951
Extraordinary gains, net$025
Net income$4,910,000953
Minority interest net income$084
Net income of bank and minority interests.$4,910,000953
Net charge-offs$48,0003,901
Cash dividends$4,050,000499
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,543,0001,007
2013-06-30 (YTD Data)Rank
Total interest income$5,816,0002,126
Total interest expense$881,0001,979
Net interest income$4,935,0002,117
Provision for loan and lease losses$138,0002,582
Total noninterest income$823,0002,515
Gross Fiduciary activities income$22,000956
Service charges on deposit accounts$281,0002,149
Trading account gains and fees$0157
Additional Noninterest Income$520,0002,428
Total noninterest expense$2,940,0003,047
Salaries and employee benefits$1,838,0002,707
Premises and equipment expense$317,0003,242
Additional noninterest expense$785,0003,545
Pre-tax net operating income$2,680,0001,361
Securities gains (losses)$328,000523
Applicable income taxes$04,679
Income before extraordinary items$3,008,0001,035
Extraordinary gains, net$022
Net income$3,008,0001,036
Minority interest net income$082
Net income of bank and minority interests.$3,008,0001,038
Net charge-offs$63,0003,155
Cash dividends$2,970,000466
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,680,0001,100
2013-03-31 (YTD Data)Rank
Total interest income$2,908,0002,141
Total interest expense$467,0001,940
Net interest income$2,441,0002,156
Provision for loan and lease losses$47,0002,874
Total noninterest income$404,0002,537
Gross Fiduciary activities income$9,000976
Service charges on deposit accounts$138,0002,168
Trading account gains and fees$0148
Additional Noninterest Income$257,0002,431
Total noninterest expense$1,339,0003,278
Salaries and employee benefits$790,0003,077
Premises and equipment expense$155,0003,311
Additional noninterest expense$394,0003,542
Pre-tax net operating income$1,459,0001,248
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,459,0001,045
Extraordinary gains, net$010
Net income$1,459,0001,045
Minority interest net income$076
Net income of bank and minority interests.$1,459,0001,047
Net charge-offs$22,0003,012
Cash dividends$1,500,000384
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,459,000993
2012-12-31 (YTD Data)Rank
Total interest income$12,318,0002,119
Total interest expense$2,119,0002,040
Net interest income$10,199,0002,110
Provision for loan and lease losses$6,0005,803
Total noninterest income$1,703,0002,429
Gross Fiduciary activities income$43,000981
Service charges on deposit accounts$609,0002,126
Trading account gains and fees$0166
Additional Noninterest Income$1,051,0002,308
Total noninterest expense$5,912,0003,084
Salaries and employee benefits$3,542,0002,753
Premises and equipment expense$701,0003,016
Additional noninterest expense$1,669,0003,531
Pre-tax net operating income$5,984,0001,182
Securities gains (losses)$-75,0006,874
Applicable income taxes$04,751
Income before extraordinary items$5,909,0001,016
Extraordinary gains, net$029
Net income$5,909,0001,016
Minority interest net income$093
Net income of bank and minority interests.$5,909,0001,016
Net charge-offs$-89,0006,927
Cash dividends$3,721,000735
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,984,000950
2012-09-30 (YTD Data)Rank
Total interest income$9,334,0002,139
Total interest expense$1,632,0002,069
Net interest income$7,702,0002,130
Provision for loan and lease losses$21,0005,372
Total noninterest income$1,299,0002,405
Gross Fiduciary activities income$29,000988
Service charges on deposit accounts$466,0002,114
Trading account gains and fees$0157
Additional Noninterest Income$804,0002,269
Total noninterest expense$4,328,0003,140
Salaries and employee benefits$2,632,0002,793
Premises and equipment expense$472,0003,309
Additional noninterest expense$1,224,0003,599
Pre-tax net operating income$4,652,0001,151
Securities gains (losses)$-75,0006,993
Applicable income taxes$04,802
Income before extraordinary items$4,577,0001,011
Extraordinary gains, net$020
Net income$4,577,0001,011
Minority interest net income$086
Net income of bank and minority interests.$4,577,0001,011
Net charge-offs$-24,0006,786
Cash dividends$3,721,000454
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,652,000938
2012-06-30 (YTD Data)Rank
Total interest income$6,187,0002,156
Total interest expense$1,090,0002,124
Net interest income$5,097,0002,138
Provision for loan and lease losses$53,0004,527
Total noninterest income$852,0002,398
Gross Fiduciary activities income$24,000970
Service charges on deposit accounts$321,0002,039
Trading account gains and fees$0153
Additional Noninterest Income$507,0002,313
Total noninterest expense$2,819,0003,212
Salaries and employee benefits$1,690,0002,883
Premises and equipment expense$316,0003,307
Additional noninterest expense$813,0003,628
Pre-tax net operating income$3,077,0001,160
Securities gains (losses)$-75,0007,081
Applicable income taxes$04,770
Income before extraordinary items$3,002,0001,012
Extraordinary gains, net$019
Net income$3,002,0001,012
Minority interest net income$084
Net income of bank and minority interests.$3,002,0001,012
Net charge-offs$33,0004,339
Cash dividends$3,205,000362
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,077,000930
2012-03-31 (YTD Data)Rank
Total interest income$3,096,0002,186
Total interest expense$550,0002,177
Net interest income$2,546,0002,154
Provision for loan and lease losses$15,0004,598
Total noninterest income$445,0002,330
Gross Fiduciary activities income$12,000965
Service charges on deposit accounts$152,0002,115
Trading account gains and fees$0148
Additional Noninterest Income$281,0002,191
Total noninterest expense$1,339,0003,362
Salaries and employee benefits$792,0003,050
Premises and equipment expense$169,0003,167
Additional noninterest expense$378,0003,776
Pre-tax net operating income$1,637,0001,075
Securities gains (losses)$-75,0007,191
Applicable income taxes$04,704
Income before extraordinary items$1,562,000957
Extraordinary gains, net$019
Net income$1,562,000959
Minority interest net income$078
Net income of bank and minority interests.$1,562,000958
Net charge-offs$-5,0006,379
Cash dividends$2,005,000257
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,637,000860
2011-12-31 (YTD Data)Rank
Total interest income$12,645,0002,214
Total interest expense$2,717,0002,132
Net interest income$9,928,0002,195
Provision for loan and lease losses$517,0003,418
Total noninterest income$1,564,0002,380
Gross Fiduciary activities income$28,000989
Service charges on deposit accounts$636,0002,142
Trading account gains and fees$0146
Additional Noninterest Income$900,0002,287
Total noninterest expense$5,456,0003,302
Salaries and employee benefits$3,102,0003,033
Premises and equipment expense$777,0002,978
Additional noninterest expense$1,577,0003,720
Pre-tax net operating income$5,519,0001,084
Securities gains (losses)$5,0003,498
Applicable income taxes$04,719
Income before extraordinary items$5,524,000907
Extraordinary gains, net$029
Net income$5,524,000905
Minority interest net income$096
Net income of bank and minority interests.$5,524,000907
Net charge-offs$237,0004,091
Cash dividends$2,226,000877
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,519,000870
2011-09-30 (YTD Data)Rank
Total interest income$9,443,0002,243
Total interest expense$2,125,0002,137
Net interest income$7,318,0002,254
Provision for loan and lease losses$341,0003,445
Total noninterest income$1,183,0002,354
Gross Fiduciary activities income$20,000976
Service charges on deposit accounts$484,0002,134
Trading account gains and fees$0145
Additional Noninterest Income$679,0002,252
Total noninterest expense$4,014,0003,365
Salaries and employee benefits$2,310,0003,061
Premises and equipment expense$532,0003,209
Additional noninterest expense$1,172,0003,746
Pre-tax net operating income$4,146,0001,112
Securities gains (losses)$8,0003,118
Applicable income taxes$04,740
Income before extraordinary items$4,154,000918
Extraordinary gains, net$021
Net income$4,154,000917
Minority interest net income$087
Net income of bank and minority interests.$4,154,000918
Net charge-offs$51,0004,964
Cash dividends$2,226,000589
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,146,000885
2011-06-30 (YTD Data)Rank
Total interest income$6,221,0002,281
Total interest expense$1,473,0002,132
Net interest income$4,748,0002,311
Provision for loan and lease losses$155,0003,847
Total noninterest income$766,0002,385
Gross Fiduciary activities income$13,000985
Service charges on deposit accounts$329,0002,075
Trading account gains and fees$0153
Additional Noninterest Income$424,0002,359
Total noninterest expense$2,716,0003,363
Salaries and employee benefits$1,475,0003,181
Premises and equipment expense$332,0003,393
Additional noninterest expense$909,0003,432
Pre-tax net operating income$2,643,0001,131
Securities gains (losses)$3,0002,636
Applicable income taxes$04,697
Income before extraordinary items$2,646,000931
Extraordinary gains, net$015
Net income$2,646,000929
Minority interest net income$089
Net income of bank and minority interests.$2,646,000931
Net charge-offs$25,0004,940
Cash dividends$1,386,000611
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,643,000904
2011-03-31 (YTD Data)Rank
Total interest income$3,056,0002,344
Total interest expense$745,0002,192
Net interest income$2,311,0002,368
Provision for loan and lease losses$60,0003,936
Total noninterest income$417,0002,288
Gross Fiduciary activities income$6,000985
Service charges on deposit accounts$160,0002,103
Trading account gains and fees$0158
Additional Noninterest Income$251,0002,145
Total noninterest expense$1,314,0003,443
Salaries and employee benefits$721,0003,246
Premises and equipment expense$162,0003,505
Additional noninterest expense$431,0003,551
Pre-tax net operating income$1,354,0001,088
Securities gains (losses)$3,0001,535
Applicable income taxes$04,545
Income before extraordinary items$1,357,000901
Extraordinary gains, net$09
Net income$1,357,000900
Minority interest net income$086
Net income of bank and minority interests.$1,357,000901
Net charge-offs$-40,0007,326
Cash dividends$666,000571
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,354,000878
2010-12-31 (YTD Data)Rank
Total interest income$12,363,0002,435
Total interest expense$3,088,0002,543
Net interest income$9,275,0002,353
Provision for loan and lease losses$487,0004,173
Total noninterest income$1,511,0002,501
Gross Fiduciary activities income$32,0001,014
Service charges on deposit accounts$678,0002,095
Trading account gains and fees$0175
Additional Noninterest Income$801,0002,495
Total noninterest expense$5,537,0003,316
Salaries and employee benefits$2,844,0003,262
Premises and equipment expense$705,0003,277
Additional noninterest expense$1,988,0003,272
Pre-tax net operating income$4,762,0001,074
Securities gains (losses)$68,0002,455
Applicable income taxes$04,655
Income before extraordinary items$4,830,000914
Extraordinary gains, net$029
Net income$4,830,000916
Minority interest net income$0111
Net income of bank and minority interests.$4,830,000916
Net charge-offs$287,0004,355
Cash dividends$3,250,000510
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,762,000880
2010-09-30 (YTD Data)Rank
Total interest income$9,225,0002,501
Total interest expense$2,302,0002,648
Net interest income$6,923,0002,404
Provision for loan and lease losses$275,0004,429
Total noninterest income$1,129,0002,520
Gross Fiduciary activities income$26,000991
Service charges on deposit accounts$498,0002,180
Trading account gains and fees$0165
Additional Noninterest Income$605,0002,470
Total noninterest expense$4,028,0003,388
Salaries and employee benefits$2,128,0003,281
Premises and equipment expense$514,0003,408
Additional noninterest expense$1,386,0003,444
Pre-tax net operating income$3,749,0001,087
Securities gains (losses)$63,0002,289
Applicable income taxes$04,726
Income before extraordinary items$3,812,000912
Extraordinary gains, net$023
Net income$3,812,000914
Minority interest net income$0110
Net income of bank and minority interests.$3,812,000914
Net charge-offs$325,0003,630
Cash dividends$3,250,000339
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,749,000884
2010-06-30 (YTD Data)Rank
Total interest income$6,084,0002,557
Total interest expense$1,524,0002,749
Net interest income$4,560,0002,422
Provision for loan and lease losses$123,0004,878
Total noninterest income$705,0002,577
Gross Fiduciary activities income$17,0001,003
Service charges on deposit accounts$324,0002,220
Trading account gains and fees$0152
Additional Noninterest Income$364,0002,547
Total noninterest expense$2,688,0003,393
Salaries and employee benefits$1,463,0003,208
Premises and equipment expense$340,0003,462
Additional noninterest expense$885,0003,534
Pre-tax net operating income$2,454,0001,086
Securities gains (losses)$50,0001,887
Applicable income taxes$04,691
Income before extraordinary items$2,504,000898
Extraordinary gains, net$019
Net income$2,504,000898
Minority interest net income$0105
Net income of bank and minority interests.$2,504,000899
Net charge-offs$23,0005,442
Cash dividends$2,169,000322
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,454,000879
2010-03-31 (YTD Data)Rank
Total interest income$3,120,0002,546
Total interest expense$754,0002,902
Net interest income$2,366,0002,383
Provision for loan and lease losses$113,0003,814
Total noninterest income$351,0002,581
Gross Fiduciary activities income$7,0001,015
Service charges on deposit accounts$151,0002,333
Trading account gains and fees$0175
Additional Noninterest Income$193,0002,453
Total noninterest expense$1,313,0003,519
Salaries and employee benefits$694,0003,416
Premises and equipment expense$171,0003,523
Additional noninterest expense$448,0003,472
Pre-tax net operating income$1,291,0001,028
Securities gains (losses)$2,0002,064
Applicable income taxes$04,611
Income before extraordinary items$1,293,000847
Extraordinary gains, net$016
Net income$1,293,000850
Minority interest net income$091
Net income of bank and minority interests.$1,293,000851
Net charge-offs$13,0004,704
Cash dividends$849,000403
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,291,000816
2009-12-31 (YTD Data)Rank
Total interest income$11,987,0002,758
Total interest expense$3,695,0002,924
Net interest income$8,292,0002,636
Provision for loan and lease losses$666,0004,108
Total noninterest income$1,531,0002,523
Gross Fiduciary activities income$30,0001,035
Service charges on deposit accounts$730,0002,174
Trading account gains and fees$0211
Additional Noninterest Income$771,0002,519
Total noninterest expense$5,039,0003,667
Salaries and employee benefits$2,727,0003,441
Premises and equipment expense$709,0003,420
Additional noninterest expense$1,603,0003,901
Pre-tax net operating income$4,118,0001,007
Securities gains (losses)$196,0001,571
Applicable income taxes$04,388
Income before extraordinary items$4,314,000795
Extraordinary gains, net$034
Net income$4,314,000793
Minority interest net income$0115
Net income of bank and minority interests.$4,314,000795
Net charge-offs$386,0004,149
Cash dividends$2,359,000772
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,118,000827
2009-09-30 (YTD Data)Rank
Total interest income$8,998,0002,793
Total interest expense$2,874,0002,954
Net interest income$6,124,0002,684
Provision for loan and lease losses$409,0004,146
Total noninterest income$1,176,0002,536
Gross Fiduciary activities income$17,0001,043
Service charges on deposit accounts$549,0002,185
Trading account gains and fees$0212
Additional Noninterest Income$610,0002,491
Total noninterest expense$3,767,0003,670
Salaries and employee benefits$2,045,0003,479
Premises and equipment expense$512,0003,559
Additional noninterest expense$1,210,0003,854
Pre-tax net operating income$3,124,0001,049
Securities gains (losses)$195,0001,298
Applicable income taxes$04,592
Income before extraordinary items$3,319,000819
Extraordinary gains, net$027
Net income$3,319,000819
Minority interest net income$0118
Net income of bank and minority interests.$3,319,000820
Net charge-offs$259,0003,916
Cash dividends$2,359,000539
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,124,000861
2009-06-30 (YTD Data)Rank
Total interest income$6,041,0002,805
Total interest expense$1,950,0003,024
Net interest income$4,091,0002,655
Provision for loan and lease losses$127,0004,982
Total noninterest income$762,0002,599
Gross Fiduciary activities income$13,0001,034
Service charges on deposit accounts$362,0002,188
Trading account gains and fees$0193
Additional Noninterest Income$387,0002,602
Total noninterest expense$2,555,0003,656
Salaries and employee benefits$1,402,0003,435
Premises and equipment expense$336,0003,629
Additional noninterest expense$817,0003,814
Pre-tax net operating income$2,171,0001,038
Securities gains (losses)$20,0002,324
Applicable income taxes$04,657
Income before extraordinary items$2,191,000863
Extraordinary gains, net$021
Net income$2,191,000863
Minority interest net income$0112
Net income of bank and minority interests.$2,191,000863
Net charge-offs$27,0005,411
Cash dividends$1,759,000504
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,171,000843
2009-03-31 (YTD Data)Rank
Total interest income$3,041,0002,828
Total interest expense$991,0003,075
Net interest income$2,050,0002,645
Provision for loan and lease losses$43,0005,118
Total noninterest income$380,0002,590
Gross Fiduciary activities income$6,0001,049
Service charges on deposit accounts$176,0002,184
Trading account gains and fees$0171
Additional Noninterest Income$198,0002,529
Total noninterest expense$1,291,0003,553
Salaries and employee benefits$696,0003,484
Premises and equipment expense$170,0003,643
Additional noninterest expense$425,0003,412
Pre-tax net operating income$1,096,0001,169
Securities gains (losses)$3,0002,164
Applicable income taxes$04,835
Income before extraordinary items$1,099,000975
Extraordinary gains, net$015
Net income$1,099,000976
Minority interest net income$0102
Net income of bank and minority interests.$1,099,000977
Net charge-offs$-57,0008,146
Cash dividends$703,000633
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,096,000917
2008-12-31 (YTD Data)Rank
Total interest income$13,095,0002,809
Total interest expense$5,432,0002,763
Net interest income$7,663,0002,820
Provision for loan and lease losses$71,0006,327
Total noninterest income$1,482,0002,658
Gross Fiduciary activities income$30,0001,053
Service charges on deposit accounts$693,0002,360
Trading account gains and fees$0154
Additional Noninterest Income$759,0002,512
Total noninterest expense$4,797,0003,679
Salaries and employee benefits$2,628,0003,623
Premises and equipment expense$688,0003,556
Additional noninterest expense$1,481,0003,651
Pre-tax net operating income$4,277,0001,277
Securities gains (losses)$39,0001,771
Applicable income taxes$04,979
Income before extraordinary items$4,316,000948
Extraordinary gains, net$039
Net income$4,316,000948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-274,0008,280
Cash dividends$3,624,000764
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,277,0001,029
2008-09-30 (YTD Data)Rank
Total interest income$10,239,0002,762
Total interest expense$4,255,0002,746
Net interest income$5,984,0002,732
Provision for loan and lease losses$-189,0008,350
Total noninterest income$1,142,0002,666
Gross Fiduciary activities income$22,0001,040
Service charges on deposit accounts$501,0002,454
Trading account gains and fees$0148
Additional Noninterest Income$619,0002,485
Total noninterest expense$3,716,0003,579
Salaries and employee benefits$1,928,0003,720
Premises and equipment expense$700,0002,796
Additional noninterest expense$1,088,0003,644
Pre-tax net operating income$3,599,0001,373
Securities gains (losses)$40,0001,574
Applicable income taxes$05,372
Income before extraordinary items$3,639,0001,006
Extraordinary gains, net$031
Net income$3,639,0001,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-364,0008,363
Cash dividends$3,624,000616
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,599,0001,083
2008-06-30 (YTD Data)Rank
Total interest income$6,982,0002,727
Total interest expense$3,024,0002,692
Net interest income$3,958,0002,728
Provision for loan and lease losses$-246,0008,425
Total noninterest income$708,0002,828
Gross Fiduciary activities income$15,0001,057
Service charges on deposit accounts$317,0002,525
Trading account gains and fees$0149
Additional Noninterest Income$376,0002,684
Total noninterest expense$2,561,0003,497
Salaries and employee benefits$1,287,0003,759
Premises and equipment expense$525,0002,529
Additional noninterest expense$749,0003,522
Pre-tax net operating income$2,351,0001,465
Securities gains (losses)$32,0001,744
Applicable income taxes$05,627
Income before extraordinary items$2,383,0001,157
Extraordinary gains, net$021
Net income$2,383,0001,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-371,0008,436
Cash dividends$2,532,000645
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,351,0001,153
2008-03-31 (YTD Data)Rank
Total interest income$3,617,0002,703
Total interest expense$1,643,0002,658
Net interest income$1,974,0002,734
Provision for loan and lease losses$-122,0008,454
Total noninterest income$348,0002,837
Gross Fiduciary activities income$7,0001,068
Service charges on deposit accounts$154,0002,562
Trading account gains and fees$0158
Additional Noninterest Income$187,0002,680
Total noninterest expense$1,327,0003,420
Salaries and employee benefits$630,0003,829
Premises and equipment expense$321,0002,121
Additional noninterest expense$376,0003,467
Pre-tax net operating income$1,117,0001,616
Securities gains (losses)$32,0001,330
Applicable income taxes$05,622
Income before extraordinary items$1,149,0001,316
Extraordinary gains, net$015
Net income$1,149,0001,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-247,0008,470
Cash dividends$996,000778
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,117,0001,312
2007-12-31 (YTD Data)Rank
Total interest income$14,700,0002,734
Total interest expense$7,504,0002,457
Net interest income$7,196,0003,025
Provision for loan and lease losses$275,0003,345
Total noninterest income$1,521,0002,684
Gross Fiduciary activities income$40,0001,044
Service charges on deposit accounts$678,0002,432
Trading account gains and fees$0178
Additional Noninterest Income$803,0002,553
Total noninterest expense$4,290,0003,903
Salaries and employee benefits$2,569,0003,642
Premises and equipment expense$441,0004,741
Additional noninterest expense$1,280,0003,887
Pre-tax net operating income$4,152,0001,919
Securities gains (losses)$-43,0007,979
Applicable income taxes$06,070
Income before extraordinary items$4,109,0001,549
Extraordinary gains, net$039
Net income$4,109,0001,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,676
Cash dividends$2,379,0001,427
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,152,0001,519
2007-09-30 (YTD Data)Rank
Total interest income$10,949,0002,753
Total interest expense$5,637,0002,456
Net interest income$5,312,0003,071
Provision for loan and lease losses$93,0004,221
Total noninterest income$1,169,0002,641
Gross Fiduciary activities income$33,0001,015
Service charges on deposit accounts$505,0002,428
Trading account gains and fees$0184
Additional Noninterest Income$631,0002,486
Total noninterest expense$3,170,0003,932
Salaries and employee benefits$1,906,0003,661
Premises and equipment expense$320,0004,814
Additional noninterest expense$944,0003,885
Pre-tax net operating income$3,218,0001,987
Securities gains (losses)$-45,0008,150
Applicable income taxes$06,220
Income before extraordinary items$3,173,0001,595
Extraordinary gains, net$033
Net income$3,173,0001,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0002,664
Cash dividends$2,379,0001,069
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,218,0001,558
2007-06-30 (YTD Data)Rank
Total interest income$7,188,0002,799
Total interest expense$3,699,0002,490
Net interest income$3,489,0003,131
Provision for loan and lease losses$55,0004,254
Total noninterest income$759,0002,684
Gross Fiduciary activities income$26,0001,011
Service charges on deposit accounts$327,0002,479
Trading account gains and fees$0168
Additional Noninterest Income$406,0002,546
Total noninterest expense$2,237,0003,787
Salaries and employee benefits$1,345,0003,536
Premises and equipment expense$225,0004,674
Additional noninterest expense$667,0003,694
Pre-tax net operating income$1,956,0002,204
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,956,0001,770
Extraordinary gains, net$029
Net income$1,956,0001,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,081
Cash dividends$1,599,0001,066
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,956,0001,758
2007-03-31 (YTD Data)Rank
Total interest income$3,556,0002,820
Total interest expense$1,844,0002,483
Net interest income$1,712,0003,175
Provision for loan and lease losses$13,0004,876
Total noninterest income$373,0002,687
Gross Fiduciary activities income$11,0001,027
Service charges on deposit accounts$161,0002,463
Trading account gains and fees$0195
Additional Noninterest Income$201,0002,538
Total noninterest expense$1,080,0003,890
Salaries and employee benefits$689,0003,503
Premises and equipment expense$102,0004,980
Additional noninterest expense$289,0004,075
Pre-tax net operating income$992,0002,180
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$992,0001,723
Extraordinary gains, net$022
Net income$992,0001,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,637
Cash dividends$420,0001,615
Sale, conversion, retirement of capital stock, net$0885
Net operating income$992,0001,710
2006-12-31 (YTD Data)Rank
Total interest income$12,995,0002,889
Total interest expense$6,409,0002,450
Net interest income$6,586,0003,282
Provision for loan and lease losses$300,0002,748
Total noninterest income$1,174,0003,169
Gross Fiduciary activities income$40,0001,054
Service charges on deposit accounts$635,0002,574
Trading account gains and fees$0130
Additional Noninterest Income$499,0003,344
Total noninterest expense$3,974,0004,020
Salaries and employee benefits$2,390,0003,731
Premises and equipment expense$426,0004,727
Additional noninterest expense$1,158,0004,051
Pre-tax net operating income$3,486,0002,491
Securities gains (losses)$-91,0008,172
Applicable income taxes$37,0005,629
Income before extraordinary items$3,358,0002,082
Extraordinary gains, net$051
Net income$3,358,0002,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0001,902
Cash dividends$1,518,0001,904
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,448,0902,028
2006-09-30 (YTD Data)Rank
Total interest income$9,409,0002,953
Total interest expense$4,602,0002,479
Net interest income$4,807,0003,372
Provision for loan and lease losses$78,0004,538
Total noninterest income$805,0003,387
Gross Fiduciary activities income$29,0001,056
Service charges on deposit accounts$465,0002,623
Trading account gains and fees$0126
Additional Noninterest Income$311,0003,674
Total noninterest expense$2,982,0003,997
Salaries and employee benefits$1,839,0003,664
Premises and equipment expense$320,0004,726
Additional noninterest expense$823,0004,190
Pre-tax net operating income$2,552,0002,607
Securities gains (losses)$-41,0008,113
Applicable income taxes$26,0005,840
Income before extraordinary items$2,485,0002,158
Extraordinary gains, net$045
Net income$2,485,0002,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,854
Cash dividends$1,518,0001,421
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,525,5902,120
2006-06-30 (YTD Data)Rank
Total interest income$6,142,0002,964
Total interest expense$2,958,0002,465
Net interest income$3,184,0003,401
Provision for loan and lease losses$25,0005,320
Total noninterest income$488,0003,590
Gross Fiduciary activities income$19,0001,076
Service charges on deposit accounts$288,0002,747
Trading account gains and fees$0126
Additional Noninterest Income$181,0003,931
Total noninterest expense$2,003,0004,004
Salaries and employee benefits$1,241,0003,644
Premises and equipment expense$210,0004,785
Additional noninterest expense$552,0004,172
Pre-tax net operating income$1,644,0002,689
Securities gains (losses)$01,185
Applicable income taxes$26,0005,649
Income before extraordinary items$1,618,0002,199
Extraordinary gains, net$039
Net income$1,618,0002,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,253
Cash dividends$1,056,0001,363
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,618,0002,184
2006-03-31 (YTD Data)Rank
Total interest income$2,945,0003,020
Total interest expense$1,448,0002,395
Net interest income$1,497,0003,544
Provision for loan and lease losses$6,0005,562
Total noninterest income$293,0003,135
Gross Fiduciary activities income$10,0001,070
Service charges on deposit accounts$125,0002,993
Trading account gains and fees$0115
Additional Noninterest Income$158,0002,884
Total noninterest expense$1,052,0003,852
Salaries and employee benefits$690,0003,383
Premises and equipment expense$108,0004,716
Additional noninterest expense$254,0004,427
Pre-tax net operating income$732,0002,888
Securities gains (losses)$0955
Applicable income taxes$20,0005,352
Income before extraordinary items$712,0002,412
Extraordinary gains, net$021
Net income$712,0002,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,331
Cash dividends$270,0002,071
Sale, conversion, retirement of capital stock, net$0648
Net operating income$712,0002,387
2005-12-31 (YTD Data)Rank
Total interest income$10,239,0003,093
Total interest expense$4,696,0002,332
Net interest income$5,543,0003,654
Provision for loan and lease losses$285,0002,944
Total noninterest income$1,463,0002,724
Gross Fiduciary activities income$39,0001,077
Service charges on deposit accounts$554,0002,828
Trading account gains and fees$0138
Additional Noninterest Income$870,0002,415
Total noninterest expense$3,745,0004,066
Salaries and employee benefits$2,284,0003,744
Premises and equipment expense$420,0004,710
Additional noninterest expense$1,041,0004,285
Pre-tax net operating income$2,976,0002,770
Securities gains (losses)$55,000892
Applicable income taxes$67,0005,665
Income before extraordinary items$2,964,0002,269
Extraordinary gains, net$046
Net income$2,964,0002,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,711
Cash dividends$2,000,0001,446
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,910,1002,279
2005-09-30 (YTD Data)Rank
Total interest income$7,430,0003,134
Total interest expense$3,372,0002,309
Net interest income$4,058,0003,720
Provision for loan and lease losses$72,0004,758
Total noninterest income$1,150,0002,662
Gross Fiduciary activities income$31,0001,060
Service charges on deposit accounts$414,0002,841
Trading account gains and fees$0126
Additional Noninterest Income$705,0002,308
Total noninterest expense$2,854,0003,985
Salaries and employee benefits$1,762,0003,633
Premises and equipment expense$318,0004,649
Additional noninterest expense$774,0004,286
Pre-tax net operating income$2,282,0002,756
Securities gains (losses)$55,000846
Applicable income taxes$57,0005,705
Income before extraordinary items$2,280,0002,238
Extraordinary gains, net$035
Net income$2,280,0002,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,418
Cash dividends$2,000,0001,043
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,226,1002,249
2005-06-30 (YTD Data)Rank
Total interest income$4,821,0003,143
Total interest expense$2,119,0002,308
Net interest income$2,702,0003,689
Provision for loan and lease losses$64,0004,058
Total noninterest income$796,0002,545
Gross Fiduciary activities income$22,0001,057
Service charges on deposit accounts$274,0002,801
Trading account gains and fees$0116
Additional Noninterest Income$500,0002,179
Total noninterest expense$1,919,0003,949
Salaries and employee benefits$1,181,0003,602
Premises and equipment expense$218,0004,529
Additional noninterest expense$520,0004,236
Pre-tax net operating income$1,515,0002,729
Securities gains (losses)$55,000752
Applicable income taxes$47,0005,570
Income before extraordinary items$1,523,0002,202
Extraordinary gains, net$030
Net income$1,523,0002,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,134
Cash dividends$1,460,000959
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,469,6502,234
2005-03-31 (YTD Data)Rank
Total interest income$2,341,0003,176
Total interest expense$971,0002,403
Net interest income$1,370,0003,674
Provision for loan and lease losses$42,0003,553
Total noninterest income$454,0002,294
Gross Fiduciary activities income$11,0001,058
Service charges on deposit accounts$132,0002,810
Trading account gains and fees$0115
Additional Noninterest Income$311,0001,863
Total noninterest expense$956,0003,976
Salaries and employee benefits$579,0003,675
Premises and equipment expense$118,0004,349
Additional noninterest expense$259,0004,244
Pre-tax net operating income$826,0002,511
Securities gains (losses)$55,000520
Applicable income taxes$37,0005,118
Income before extraordinary items$844,0001,990
Extraordinary gains, net$024
Net income$844,0001,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,763
Cash dividends$380,0001,500
Sale, conversion, retirement of capital stock, net$0491
Net operating income$791,2002,067
2004-12-31 (YTD Data)Rank
Total interest income$8,513,0003,253
Total interest expense$3,024,0002,615
Net interest income$5,489,0003,541
Provision for loan and lease losses$206,0003,634
Total noninterest income$1,356,0002,875
Gross Fiduciary activities income$41,0001,092
Service charges on deposit accounts$587,0002,756
Trading account gains and fees$0138
Additional Noninterest Income$728,0002,656
Total noninterest expense$3,970,0003,762
Salaries and employee benefits$2,307,0003,558
Premises and equipment expense$529,0003,913
Additional noninterest expense$1,134,0003,919
Pre-tax net operating income$2,669,0002,840
Securities gains (losses)$41,0001,887
Applicable income taxes$19,0006,562
Income before extraordinary items$2,691,0002,273
Extraordinary gains, net$034
Net income$2,691,0002,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,948
Cash dividends$2,035,0001,326
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,650,4102,255
2004-09-30 (YTD Data)Rank
Total interest income$6,247,0003,283
Total interest expense$2,170,0002,666
Net interest income$4,077,0003,546
Provision for loan and lease losses$107,0004,172
Total noninterest income$1,043,0002,841
Gross Fiduciary activities income$31,0001,085
Service charges on deposit accounts$443,0002,757
Trading account gains and fees$0134
Additional Noninterest Income$569,0002,595
Total noninterest expense$2,875,0003,846
Salaries and employee benefits$1,707,0003,588
Premises and equipment expense$323,0004,531
Additional noninterest expense$845,0003,915
Pre-tax net operating income$2,138,0002,725
Securities gains (losses)$41,0001,811
Applicable income taxes$18,0006,571
Income before extraordinary items$2,161,0002,170
Extraordinary gains, net$026
Net income$2,161,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,696
Cash dividends$2,035,000962
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,120,4102,152
2004-06-30 (YTD Data)Rank
Total interest income$4,106,0003,320
Total interest expense$1,425,0002,682
Net interest income$2,681,0003,571
Provision for loan and lease losses$93,0003,603
Total noninterest income$699,0002,834
Gross Fiduciary activities income$21,0001,086
Service charges on deposit accounts$292,0002,767
Trading account gains and fees$0130
Additional Noninterest Income$386,0002,563
Total noninterest expense$1,916,0003,868
Salaries and employee benefits$1,151,0003,568
Premises and equipment expense$219,0004,482
Additional noninterest expense$546,0004,035
Pre-tax net operating income$1,371,0002,771
Securities gains (losses)$30,0001,791
Applicable income taxes$12,0006,573
Income before extraordinary items$1,389,0002,219
Extraordinary gains, net$021
Net income$1,389,0002,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,017
Cash dividends$1,585,000848
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,359,3002,193
2004-03-31 (YTD Data)Rank
Total interest income$2,065,0003,303
Total interest expense$708,0002,719
Net interest income$1,357,0003,534
Provision for loan and lease losses$55,0003,182
Total noninterest income$379,0002,630
Gross Fiduciary activities income$10,0001,098
Service charges on deposit accounts$145,0002,752
Trading account gains and fees$0121
Additional Noninterest Income$224,0002,288
Total noninterest expense$925,0004,005
Salaries and employee benefits$559,0003,671
Premises and equipment expense$105,0004,639
Additional noninterest expense$261,0004,169
Pre-tax net operating income$756,0002,545
Securities gains (losses)$30,0001,495
Applicable income taxes$7,0006,445
Income before extraordinary items$779,0001,996
Extraordinary gains, net$016
Net income$779,0001,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,556
Cash dividends$625,000987
Sale, conversion, retirement of capital stock, net$0464
Net operating income$749,3001,976
2003-12-31 (YTD Data)Rank
Total interest income$8,153,0003,386
Total interest expense$3,026,0002,843
Net interest income$5,127,0003,623
Provision for loan and lease losses$53,0006,206
Total noninterest income$1,259,0003,201
Gross Fiduciary activities income$42,0001,106
Service charges on deposit accounts$572,0002,797
Trading account gains and fees$0160
Additional Noninterest Income$645,0003,118
Total noninterest expense$3,663,0003,961
Salaries and employee benefits$2,205,0003,610
Premises and equipment expense$490,0004,132
Additional noninterest expense$968,0004,380
Pre-tax net operating income$2,670,0002,750
Securities gains (losses)$2,0004,163
Applicable income taxes$38,0006,461
Income before extraordinary items$2,634,0002,272
Extraordinary gains, net$054
Net income$2,634,0002,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,770
Cash dividends$2,122,0001,318
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,632,0202,175
2003-09-30 (YTD Data)Rank
Total interest income$6,090,0003,447
Total interest expense$2,310,0002,894
Net interest income$3,780,0003,674
Provision for loan and lease losses$-50,0009,094
Total noninterest income$960,0003,224
Gross Fiduciary activities income$30,0001,110
Service charges on deposit accounts$423,0002,837
Trading account gains and fees$0153
Additional Noninterest Income$507,0003,114
Total noninterest expense$2,665,0004,041
Salaries and employee benefits$1,618,0003,674
Premises and equipment expense$324,0004,491
Additional noninterest expense$723,0004,370
Pre-tax net operating income$2,125,0002,715
Securities gains (losses)$1,0004,000
Applicable income taxes$32,0006,525
Income before extraordinary items$2,094,0002,235
Extraordinary gains, net$040
Net income$2,094,0002,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-125,0009,114
Cash dividends$2,122,000965
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,093,0202,121
2003-06-30 (YTD Data)Rank
Total interest income$4,066,0003,468
Total interest expense$1,575,0002,917
Net interest income$2,491,0003,710
Provision for loan and lease losses$-53,0009,168
Total noninterest income$617,0003,279
Gross Fiduciary activities income$19,0001,124
Service charges on deposit accounts$279,0002,810
Trading account gains and fees$0150
Additional Noninterest Income$319,0003,181
Total noninterest expense$1,768,0004,056
Salaries and employee benefits$1,062,0003,731
Premises and equipment expense$210,0004,570
Additional noninterest expense$496,0004,272
Pre-tax net operating income$1,393,0002,753
Securities gains (losses)$03,782
Applicable income taxes$27,0006,403
Income before extraordinary items$1,366,0002,288
Extraordinary gains, net$030
Net income$1,366,0002,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-128,0009,157
Cash dividends$1,606,000894
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,366,0002,165
2003-03-31 (YTD Data)Rank
Total interest income$2,067,0003,431
Total interest expense$799,0002,945
Net interest income$1,268,0003,652
Provision for loan and lease losses$-38,0009,223
Total noninterest income$312,0003,159
Gross Fiduciary activities income$8,0001,157
Service charges on deposit accounts$135,0002,807
Trading account gains and fees$0134
Additional Noninterest Income$169,0003,005
Total noninterest expense$860,0004,134
Salaries and employee benefits$517,0003,799
Premises and equipment expense$104,0004,580
Additional noninterest expense$239,0004,360
Pre-tax net operating income$758,0002,577
Securities gains (losses)$02,891
Applicable income taxes$16,0006,250
Income before extraordinary items$742,0002,112
Extraordinary gains, net$021
Net income$742,0002,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,0009,138
Cash dividends$526,0001,147
Sale, conversion, retirement of capital stock, net$0419
Net operating income$742,0001,994
2002-12-31 (YTD Data)Rank
Total interest income$8,838,0003,358
Total interest expense$3,688,0002,949
Net interest income$5,150,0003,579
Provision for loan and lease losses$295,0003,501
Total noninterest income$1,225,0003,028
Gross Fiduciary activities income$34,0001,190
Service charges on deposit accounts$580,0002,628
Trading account gains and fees$0153
Additional Noninterest Income$611,0002,932
Total noninterest expense$3,643,0003,824
Salaries and employee benefits$2,231,0003,420
Premises and equipment expense$495,0003,959
Additional noninterest expense$917,0004,477
Pre-tax net operating income$2,437,0002,941
Securities gains (losses)$88,0001,856
Applicable income taxes$-71,0009,031
Income before extraordinary items$2,596,0002,281
Extraordinary gains, net$070
Net income$2,596,0002,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0003,054
Cash dividends$1,984,0001,327
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,508,0002,266
2001-12-31 (YTD Data)Rank
Total interest income$9,116,0003,602
Total interest expense$4,700,0003,333
Net interest income$4,416,0003,822
Provision for loan and lease losses$125,0005,119
Total noninterest income$1,062,0003,202
Gross Fiduciary activities income$48,0001,141
Service charges on deposit accounts$530,0002,704
Trading account gains and fees$0177
Additional Noninterest Income$484,0003,181
Total noninterest expense$3,388,0003,933
Salaries and employee benefits$1,921,0003,712
Premises and equipment expense$453,0004,216
Additional noninterest expense$1,014,0004,027
Pre-tax net operating income$1,965,0003,208
Securities gains (losses)$294,000909
Applicable income taxes$16,0007,411
Income before extraordinary items$2,243,0002,296
Extraordinary gains, net$0105
Net income$2,243,0002,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,516
Cash dividends$1,400,0001,751
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,951,9402,511
2000-12-31 (YTD Data)Rank
Total interest income$8,712,0003,841
Total interest expense$4,528,0003,601
Net interest income$4,184,0004,027
Provision for loan and lease losses$-28,0009,732
Total noninterest income$906,0003,376
Gross Fiduciary activities income$55,0001,035
Service charges on deposit accounts$378,0003,392
Trading account gains and fees$0180
Additional Noninterest Income$473,0003,040
Total noninterest expense$2,982,0004,254
Salaries and employee benefits$1,623,0004,105
Premises and equipment expense$442,0004,180
Additional noninterest expense$917,0004,276
Pre-tax net operating income$2,136,0003,152
Securities gains (losses)$-78,0009,347
Applicable income taxes$-3,0009,282
Income before extraordinary items$2,061,0002,493
Extraordinary gains, net$038
Net income$2,061,0002,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0009,703
Cash dividends$1,464,0001,698
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,139,0002,398
1999-12-31 (YTD Data)Rank
Total interest income$7,579,0004,118
Total interest expense$3,626,0003,918
Net interest income$3,953,0004,217
Provision for loan and lease losses$260,0002,969
Total noninterest income$609,0004,384
Gross Fiduciary activities income$47,0001,106
Service charges on deposit accounts$277,0004,214
Trading account gains and fees$0173
Additional Noninterest Income$285,0004,129
Total noninterest expense$2,598,0004,737
Salaries and employee benefits$1,439,0004,492
Premises and equipment expense$429,0004,289
Additional noninterest expense$730,0005,105
Pre-tax net operating income$1,704,0003,769
Securities gains (losses)$-43,0009,756
Applicable income taxes$423,0004,012
Income before extraordinary items$1,238,0003,777
Extraordinary gains, net$035
Net income$1,238,0003,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,323
Cash dividends$936,0002,403
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,270,2503,657
1998-12-31 (YTD Data)Rank
Total interest income$7,292,0004,248
Total interest expense$3,687,0003,948
Net interest income$3,605,0004,475
Provision for loan and lease losses$158,0004,049
Total noninterest income$538,0004,726
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$278,0004,169
Trading account gains and feesNANA
Additional Noninterest Income$260,0004,332
Total noninterest expense$2,465,0004,816
Salaries and employee benefits$1,370,0004,564
Premises and equipment expense$403,0004,399
Additional noninterest expense$692,0005,216
Pre-tax net operating income$1,520,0004,154
Securities gains (losses)$04,449
Applicable income taxes$422,0004,285
Income before extraordinary items$1,098,0004,194
Extraordinary gains, net$032
Net income$1,098,0004,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,514
Cash dividends$852,0002,488
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,098,0004,103
1997-12-31 (YTD Data)Rank
Total interest income$6,599,0004,726
Total interest expense$3,360,0004,266
Net interest income$3,239,0005,014
Provision for loan and lease losses$-2,00010,582
Total noninterest income$442,0005,391
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$267,0004,437
Trading account gains and feesNANA
Additional Noninterest Income$175,0005,286
Total noninterest expense$2,237,0005,226
Salaries and employee benefits$1,169,0005,210
Premises and equipment expense$411,0004,353
Additional noninterest expense$657,0005,466
Pre-tax net operating income$1,446,0004,625
Securities gains (losses)$7,0002,566
Applicable income taxes$385,0004,993
Income before extraordinary items$1,068,0004,455
Extraordinary gains, net$044
Net income$1,068,0004,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,00010,555
Cash dividends$805,0002,535
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,062,8204,416
1996-12-31 (YTD Data)Rank
Total interest income$5,938,0005,223
Total interest expense$3,009,0004,781
Net interest income$2,929,0005,535
Provision for loan and lease losses$7,0008,718
Total noninterest income$310,0006,819
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$202,0005,521
Trading account gains and feesNANA
Additional Noninterest Income$108,0006,916
Total noninterest expense$1,876,0006,224
Salaries and employee benefits$929,0006,315
Premises and equipment expense$335,0005,166
Additional noninterest expense$612,0006,283
Pre-tax net operating income$1,356,0004,694
Securities gains (losses)$27,0001,767
Applicable income taxes$333,0005,491
Income before extraordinary items$1,050,0004,304
Extraordinary gains, net$053
Net income$1,050,0004,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0006,057
Cash dividends$840,0002,409
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,029,4804,331
1995-12-31 (YTD Data)Rank
Total interest income$5,760,0005,381
Total interest expense$2,938,0004,862
Net interest income$2,822,0005,771
Provision for loan and lease losses$-33,00011,536
Total noninterest income$263,0007,534
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$175,0006,168
Trading account gains and feesNANA
Additional Noninterest Income$88,0007,639
Total noninterest expense$1,732,0006,650
Salaries and employee benefits$872,0006,694
Premises and equipment expense$245,0006,430
Additional noninterest expense$615,0006,443
Pre-tax net operating income$1,386,0004,731
Securities gains (losses)$48,0001,329
Applicable income taxes$317,0005,810
Income before extraordinary items$1,117,0004,202
Extraordinary gains, net$065
Net income$1,117,0004,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-83,00011,663
Cash dividends$809,0002,394
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,079,5604,305
1994-12-31 (YTD Data)Rank
Total interest income$4,686,0005,969
Total interest expense$1,990,0005,637
Net interest income$2,696,0006,109
Provision for loan and lease losses$-40,00011,942
Total noninterest income$266,0007,713
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$157,0006,728
Trading account gains and feesNANA
Additional Noninterest Income$109,0007,256
Total noninterest expense$1,653,0007,118
Salaries and employee benefits$851,0006,919
Premises and equipment expense$199,0007,444
Additional noninterest expense$603,0007,022
Pre-tax net operating income$1,349,0004,799
Securities gains (losses)$-56,00011,122
Applicable income taxes$230,0006,840
Income before extraordinary items$1,063,0004,299
Extraordinary gains, net$0249
Net income$1,063,0004,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,00011,755
Cash dividends$940,0002,021
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,108,9204,190
1993-12-31 (YTD Data)Rank
Total interest income$4,519,0006,290
Total interest expense$1,773,0006,414
Net interest income$2,746,0006,073
Provision for loan and lease losses$-63,00012,801
Total noninterest income$207,0009,095
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$144,0007,244
Trading account gains and feesNANA
Additional Noninterest Income$63,0009,389
Total noninterest expense$1,540,0007,695
Salaries and employee benefits$792,0007,378
Premises and equipment expense$180,0008,142
Additional noninterest expense$568,0007,614
Pre-tax net operating income$1,476,0004,390
Securities gains (losses)$3,0006,505
Applicable income taxes$264,0006,577
Income before extraordinary items$1,215,0003,970
Extraordinary gains, net$32,0002,460
Net income$1,247,0003,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,00012,772
Cash dividends$1,150,0001,567
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,212,5403,770
1992-12-31 (YTD Data)Rank
Total interest income$4,894,0006,493
Total interest expense$2,087,0006,902
Net interest income$2,807,0006,039
Provision for loan and lease losses$-161,00013,786
Total noninterest income$269,0008,196
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$146,0007,212
Trading account gains and feesNANA
Additional Noninterest Income$123,0007,370
Total noninterest expense$1,517,0007,854
Salaries and employee benefits$747,0007,636
Premises and equipment expense$211,0007,601
Additional noninterest expense$559,0007,886
Pre-tax net operating income$1,720,0003,576
Securities gains (losses)$-3,00012,949
Applicable income taxes$284,0006,159
Income before extraordinary items$1,433,0003,213
Extraordinary gains, net$01,422
Net income$1,433,0003,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-161,00013,820
Cash dividends$840,0001,819
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,435,4902,967

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.