The First National Bank of Sonora, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$30,827,0001,371
Total interest expense$6,370,0001,754
Net interest income$24,457,0001,224
Provision for loan and lease losses$1,190,000754
Total noninterest income$3,568,0001,464
Gross Fiduciary activities income$0981
Service charges on deposit accounts$623,0001,429
Trading account gains and fees$0123
Additional Noninterest Income$2,945,0001,269
Total noninterest expense$19,881,0001,220
Salaries and employee benefits$10,761,0001,273
Premises and equipment expense$2,396,0001,033
Additional noninterest expense$2,945,0001,269
Pre-tax net operating income$6,954,0001,553
Securities gains (losses)$83,000290
Applicable income taxes$03,369
Income before extraordinary items$7,037,0001,332
Extraordinary gains, net$054
Net income$7,037,0001,348
Minority interest net income$088
Net income of bank and minority interests.$7,037,0001,335
Net charge-offs$1,651,000415
Cash dividends$2,812,0001,258
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,954,0001,369
2023-09-30 (YTD Data)Rank
Total interest income$22,177,0001,381
Total interest expense$3,959,0001,838
Net interest income$18,218,0001,234
Provision for loan and lease losses$885,000717
Total noninterest income$2,775,0001,434
Gross Fiduciary activities income$0950
Service charges on deposit accounts$455,0001,453
Trading account gains and fees$0125
Additional Noninterest Income$2,320,0001,238
Total noninterest expense$14,684,0001,225
Salaries and employee benefits$7,805,0001,305
Premises and equipment expense$1,804,0001,033
Additional noninterest expense$2,320,0001,238
Pre-tax net operating income$5,424,0001,563
Securities gains (losses)$83,000181
Applicable income taxes$03,407
Income before extraordinary items$5,507,0001,335
Extraordinary gains, net$052
Net income$5,507,0001,345
Minority interest net income$081
Net income of bank and minority interests.$5,507,0001,335
Net charge-offs$567,000541
Cash dividends$1,778,0001,257
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,424,0001,378
2023-06-30 (YTD Data)Rank
Total interest income$13,824,0001,427
Total interest expense$1,728,0002,179
Net interest income$12,096,0001,252
Provision for loan and lease losses$600,000689
Total noninterest income$1,847,0001,372
Gross Fiduciary activities income$0931
Service charges on deposit accounts$293,0001,479
Trading account gains and fees$0112
Additional Noninterest Income$1,554,0001,166
Total noninterest expense$9,526,0001,240
Salaries and employee benefits$4,944,0001,345
Premises and equipment expense$1,177,0001,049
Additional noninterest expense$1,554,0001,165
Pre-tax net operating income$3,817,0001,490
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$3,817,0001,299
Extraordinary gains, net$051
Net income$3,817,0001,312
Minority interest net income$081
Net income of bank and minority interests.$3,817,0001,299
Net charge-offs$548,000413
Cash dividends$918,0001,459
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,817,0001,316
2023-03-31 (YTD Data)Rank
Total interest income$6,622,0001,465
Total interest expense$341,0003,037
Net interest income$6,281,0001,222
Provision for loan and lease losses$300,000662
Total noninterest income$829,0001,451
Gross Fiduciary activities income$0913
Service charges on deposit accounts$153,0001,457
Trading account gains and fees$097
Additional Noninterest Income$676,0001,252
Total noninterest expense$4,660,0001,275
Salaries and employee benefits$2,372,0001,416
Premises and equipment expense$619,0001,035
Additional noninterest expense$676,0001,252
Pre-tax net operating income$2,150,0001,391
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,150,0001,206
Extraordinary gains, net$04
Net income$2,150,0001,205
Minority interest net income$048
Net income of bank and minority interests.$2,150,0001,206
Net charge-offs$507,000271
Cash dividends$454,0001,304
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,150,0001,231
2022-12-31 (YTD Data)Rank
Total interest income$23,317,0001,392
Total interest expense$1,298,0002,091
Net interest income$22,019,0001,330
Provision for loan and lease losses$935,000859
Total noninterest income$2,205,0001,940
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$615,0001,474
Trading account gains and fees$0116
Additional Noninterest Income$1,590,0001,845
Total noninterest expense$17,041,0001,343
Salaries and employee benefits$8,227,0001,527
Premises and equipment expense$2,278,0001,086
Additional noninterest expense$1,590,0001,845
Pre-tax net operating income$6,248,0001,776
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$6,248,0001,585
Extraordinary gains, net$05
Net income$6,248,0001,583
Minority interest net income$063
Net income of bank and minority interests.$6,248,0001,584
Net charge-offs$233,000865
Cash dividends$352,0002,915
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,248,0001,609
2022-09-30 (YTD Data)Rank
Total interest income$16,575,0001,401
Total interest expense$954,0001,830
Net interest income$15,621,0001,368
Provision for loan and lease losses$635,000834
Total noninterest income$1,807,0001,872
Gross Fiduciary activities income$0968
Service charges on deposit accounts$461,0001,486
Trading account gains and fees$0111
Additional Noninterest Income$1,346,0001,748
Total noninterest expense$12,102,0001,390
Salaries and employee benefits$6,089,0001,551
Premises and equipment expense$1,596,0001,138
Additional noninterest expense$1,346,0001,748
Pre-tax net operating income$4,691,0001,773
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$4,691,0001,564
Extraordinary gains, net$04
Net income$4,691,0001,563
Minority interest net income$057
Net income of bank and minority interests.$4,691,0001,564
Net charge-offs$194,000698
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,691,0001,595
2022-06-30 (YTD Data)Rank
Total interest income$10,364,0001,426
Total interest expense$659,0001,603
Net interest income$9,705,0001,423
Provision for loan and lease losses$235,0001,074
Total noninterest income$1,282,0001,791
Gross Fiduciary activities income$0925
Service charges on deposit accounts$296,0001,511
Trading account gains and fees$0108
Additional Noninterest Income$986,0001,692
Total noninterest expense$7,946,0001,396
Salaries and employee benefits$4,065,0001,550
Premises and equipment expense$1,080,0001,112
Additional noninterest expense$2,801,0001,224
Pre-tax net operating income$2,806,0001,810
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,806,0001,581
Extraordinary gains, net$04
Net income$2,806,0001,579
Minority interest net income$060
Net income of bank and minority interests.$2,806,0001,581
Net charge-offs$107,000704
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,806,0001,614
2022-03-31 (YTD Data)Rank
Total interest income$5,293,0001,364
Total interest expense$343,0001,493
Net interest income$4,950,0001,361
Provision for loan and lease losses$105,000941
Total noninterest income$732,0001,668
Gross Fiduciary activities income$0892
Service charges on deposit accounts$154,0001,471
Trading account gains and fees$0103
Additional Noninterest Income$578,0001,547
Total noninterest expense$3,984,0001,393
Salaries and employee benefits$2,076,0001,522
Premises and equipment expense$495,0001,229
Additional noninterest expense$1,413,0001,195
Pre-tax net operating income$1,593,0001,574
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,593,0001,389
Extraordinary gains, net$04
Net income$1,593,0001,389
Minority interest net income$050
Net income of bank and minority interests.$1,593,0001,389
Net charge-offs$101,000495
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,593,0001,403
2021-12-31 (YTD Data)Rank
Total interest income$19,430,0001,515
Total interest expense$1,692,0001,519
Net interest income$17,738,0001,507
Provision for loan and lease losses$5,139,000109
Total noninterest income$2,127,0002,152
Gross Fiduciary activities income$0994
Service charges on deposit accounts$591,0001,433
Trading account gains and fees$0132
Additional Noninterest Income$1,536,0002,182
Total noninterest expense$15,415,0001,415
Salaries and employee benefits$7,978,0001,564
Premises and equipment expense$2,314,0001,058
Additional noninterest expense$5,123,0001,299
Pre-tax net operating income$-689,0004,781
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$-689,0004,778
Extraordinary gains, net$010
Net income$-689,0004,778
Minority interest net income$074
Net income of bank and minority interests.$-689,0004,778
Net charge-offs$5,708,000159
Cash dividends$1,003,0002,198
Sale, conversion, retirement of capital stock, net$0582
Net operating income$-689,0004,773
2021-09-30 (YTD Data)Rank
Total interest income$14,584,0001,543
Total interest expense$1,318,0001,554
Net interest income$13,266,0001,533
Provision for loan and lease losses$614,000687
Total noninterest income$1,543,0002,235
Gross Fiduciary activities income$0957
Service charges on deposit accounts$435,0001,432
Trading account gains and fees$0132
Additional Noninterest Income$1,108,0002,275
Total noninterest expense$11,449,0001,436
Salaries and employee benefits$5,931,0001,581
Premises and equipment expense$2,203,000893
Additional noninterest expense$3,315,0001,469
Pre-tax net operating income$2,746,0002,548
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$2,746,0002,375
Extraordinary gains, net$08
Net income$2,746,0002,374
Minority interest net income$069
Net income of bank and minority interests.$2,746,0002,375
Net charge-offs$89,0001,128
Cash dividends$856,0001,868
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,746,0002,354
2021-06-30 (YTD Data)Rank
Total interest income$9,569,0001,564
Total interest expense$918,0001,561
Net interest income$8,651,0001,545
Provision for loan and lease losses$614,000489
Total noninterest income$1,099,0002,140
Gross Fiduciary activities income$0951
Service charges on deposit accounts$275,0001,437
Trading account gains and fees$0133
Additional Noninterest Income$824,0002,133
Total noninterest expense$7,458,0001,458
Salaries and employee benefits$3,924,0001,578
Premises and equipment expense$909,0001,324
Additional noninterest expense$2,625,0001,258
Pre-tax net operating income$1,678,0002,638
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$1,678,0002,471
Extraordinary gains, net$06
Net income$1,678,0002,471
Minority interest net income$067
Net income of bank and minority interests.$1,678,0002,471
Net charge-offs$42,0001,213
Cash dividends$664,0001,708
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,678,0002,433
2021-03-31 (YTD Data)Rank
Total interest income$4,762,0001,566
Total interest expense$478,0001,574
Net interest income$4,284,0001,558
Provision for loan and lease losses$307,000541
Total noninterest income$530,0002,180
Gross Fiduciary activities income$0922
Service charges on deposit accounts$140,0001,414
Trading account gains and fees$0127
Additional Noninterest Income$390,0002,180
Total noninterest expense$3,734,0001,447
Salaries and employee benefits$2,020,0001,539
Premises and equipment expense$450,0001,352
Additional noninterest expense$1,264,0001,283
Pre-tax net operating income$773,0002,711
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$773,0002,561
Extraordinary gains, net$03
Net income$773,0002,559
Minority interest net income$055
Net income of bank and minority interests.$773,0002,561
Net charge-offs$48,000843
Cash dividends$508,0001,168
Sale, conversion, retirement of capital stock, net$0482
Net operating income$773,0002,531
2020-12-31 (YTD Data)Rank
Total interest income$19,623,0001,522
Total interest expense$2,740,0001,602
Net interest income$16,883,0001,487
Provision for loan and lease losses$832,0001,795
Total noninterest income$1,898,0002,184
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$542,0001,529
Trading account gains and fees$0133
Additional Noninterest Income$1,356,0002,168
Total noninterest expense$15,329,0001,388
Salaries and employee benefits$7,342,0001,615
Premises and equipment expense$1,869,0001,248
Additional noninterest expense$6,118,0001,074
Pre-tax net operating income$2,620,0002,609
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$2,620,0002,481
Extraordinary gains, net$04
Net income$2,620,0002,481
Minority interest net income$072
Net income of bank and minority interests.$2,620,0002,481
Net charge-offs$250,0001,412
Cash dividends$2,432,0001,321
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,620,0002,425
2020-09-30 (YTD Data)Rank
Total interest income$14,454,0001,552
Total interest expense$2,194,0001,596
Net interest income$12,260,0001,527
Provision for loan and lease losses$637,0001,758
Total noninterest income$1,544,0002,059
Gross Fiduciary activities income$0981
Service charges on deposit accounts$388,0001,584
Trading account gains and fees$0125
Additional Noninterest Income$1,156,0002,021
Total noninterest expense$11,172,0001,398
Salaries and employee benefits$5,405,0001,631
Premises and equipment expense$1,456,0001,210
Additional noninterest expense$4,311,0001,118
Pre-tax net operating income$1,995,0002,585
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$1,995,0002,461
Extraordinary gains, net$04
Net income$1,995,0002,461
Minority interest net income$065
Net income of bank and minority interests.$1,995,0002,461
Net charge-offs$148,0001,428
Cash dividends$2,432,000954
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,995,0002,404
2020-06-30 (YTD Data)Rank
Total interest income$9,563,0001,570
Total interest expense$1,555,0001,602
Net interest income$8,008,0001,542
Provision for loan and lease losses$442,0001,718
Total noninterest income$1,135,0001,891
Gross Fiduciary activities income$0970
Service charges on deposit accounts$261,0001,589
Trading account gains and fees$0123
Additional Noninterest Income$874,0001,802
Total noninterest expense$7,026,0001,452
Salaries and employee benefits$3,725,0001,576
Premises and equipment expense$982,0001,196
Additional noninterest expense$2,319,0001,333
Pre-tax net operating income$1,675,0002,252
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,675,0002,078
Extraordinary gains, net$04
Net income$1,675,0002,078
Minority interest net income$065
Net income of bank and minority interests.$1,675,0002,078
Net charge-offs$58,0001,649
Cash dividends$2,432,000698
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,675,0002,034
2020-03-31 (YTD Data)Rank
Total interest income$5,001,0001,514
Total interest expense$807,0001,677
Net interest income$4,194,0001,456
Provision for loan and lease losses$247,0001,325
Total noninterest income$448,0002,059
Gross Fiduciary activities income$0941
Service charges on deposit accounts$160,0001,558
Trading account gains and fees$0106
Additional Noninterest Income$288,0002,046
Total noninterest expense$3,219,0001,589
Salaries and employee benefits$1,858,0001,594
Premises and equipment expense$411,0001,409
Additional noninterest expense$950,0001,586
Pre-tax net operating income$1,176,0001,610
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,176,0001,452
Extraordinary gains, net$04
Net income$1,176,0001,449
Minority interest net income$056
Net income of bank and minority interests.$1,176,0001,452
Net charge-offs$39,0001,301
Cash dividends$896,000895
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,176,0001,431
2019-12-31 (YTD Data)Rank
Total interest income$20,386,0001,499
Total interest expense$3,161,0001,743
Net interest income$17,225,0001,418
Provision for loan and lease losses$450,0001,581
Total noninterest income$1,900,0002,019
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$671,0001,556
Trading account gains and fees$0135
Additional Noninterest Income$1,229,0002,018
Total noninterest expense$13,545,0001,481
Salaries and employee benefits$6,952,0001,642
Premises and equipment expense$1,898,0001,217
Additional noninterest expense$4,695,0001,320
Pre-tax net operating income$5,130,0001,715
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$5,130,0001,566
Extraordinary gains, net$011
Net income$5,130,0001,569
Minority interest net income$076
Net income of bank and minority interests.$5,130,0001,568
Net charge-offs$224,0001,582
Cash dividends$4,927,000813
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,130,0001,530
2019-09-30 (YTD Data)Rank
Total interest income$15,342,0001,508
Total interest expense$2,340,0001,761
Net interest income$13,002,0001,425
Provision for loan and lease losses$300,0001,600
Total noninterest income$1,383,0002,048
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$508,0001,552
Trading account gains and fees$0129
Additional Noninterest Income$875,0002,067
Total noninterest expense$10,107,0001,486
Salaries and employee benefits$5,175,0001,656
Premises and equipment expense$1,378,0001,259
Additional noninterest expense$3,554,0001,309
Pre-tax net operating income$3,978,0001,738
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$3,978,0001,561
Extraordinary gains, net$011
Net income$3,978,0001,563
Minority interest net income$072
Net income of bank and minority interests.$3,978,0001,563
Net charge-offs$199,0001,298
Cash dividends$3,533,000784
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,978,0001,528
2019-06-30 (YTD Data)Rank
Total interest income$10,161,0001,512
Total interest expense$1,479,0001,809
Net interest income$8,682,0001,423
Provision for loan and lease losses$150,0001,792
Total noninterest income$887,0002,096
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$339,0001,528
Trading account gains and fees$0131
Additional Noninterest Income$548,0002,097
Total noninterest expense$6,775,0001,491
Salaries and employee benefits$3,464,0001,656
Premises and equipment expense$902,0001,288
Additional noninterest expense$2,409,0001,307
Pre-tax net operating income$2,644,0001,709
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,644,0001,532
Extraordinary gains, net$011
Net income$2,644,0001,532
Minority interest net income$069
Net income of bank and minority interests.$2,644,0001,532
Net charge-offs$103,0001,393
Cash dividends$2,861,000674
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,644,0001,500
2019-03-31 (YTD Data)Rank
Total interest income$5,054,0001,514
Total interest expense$692,0001,858
Net interest income$4,362,0001,412
Provision for loan and lease losses$03,406
Total noninterest income$428,0002,095
Gross Fiduciary activities income$0972
Service charges on deposit accounts$169,0001,516
Trading account gains and fees$0126
Additional Noninterest Income$259,0002,113
Total noninterest expense$3,428,0001,486
Salaries and employee benefits$1,773,0001,634
Premises and equipment expense$427,0001,372
Additional noninterest expense$1,228,0001,268
Pre-tax net operating income$1,362,0001,646
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,362,0001,466
Extraordinary gains, net$05
Net income$1,362,0001,465
Minority interest net income$052
Net income of bank and minority interests.$1,362,0001,465
Net charge-offs$61,0001,113
Cash dividends$1,119,000757
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,362,0001,443
2018-12-31 (YTD Data)Rank
Total interest income$18,583,0001,542
Total interest expense$2,291,0001,761
Net interest income$16,292,0001,484
Provision for loan and lease losses$200,0002,354
Total noninterest income$1,825,0002,089
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$645,0001,641
Trading account gains and fees$0126
Additional Noninterest Income$1,180,0002,051
Total noninterest expense$13,568,0001,465
Salaries and employee benefits$7,334,0001,531
Premises and equipment expense$1,499,0001,500
Additional noninterest expense$4,735,0001,305
Pre-tax net operating income$4,349,0001,991
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,349,0001,782
Extraordinary gains, net$06
Net income$4,349,0001,781
Minority interest net income$072
Net income of bank and minority interests.$4,349,0001,781
Net charge-offs$72,0002,383
Cash dividends$3,742,000925
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,349,0001,773
2018-09-30 (YTD Data)Rank
Total interest income$13,629,0001,559
Total interest expense$1,622,0001,763
Net interest income$12,007,0001,501
Provision for loan and lease losses$200,0001,970
Total noninterest income$1,425,0002,060
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$476,0001,676
Trading account gains and fees$0138
Additional Noninterest Income$949,0001,996
Total noninterest expense$9,994,0001,488
Salaries and employee benefits$5,519,0001,519
Premises and equipment expense$918,0001,801
Additional noninterest expense$3,557,0001,309
Pre-tax net operating income$3,238,0002,015
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,238,0001,802
Extraordinary gains, net$05
Net income$3,238,0001,801
Minority interest net income$066
Net income of bank and minority interests.$3,238,0001,801
Net charge-offs$91,0001,796
Cash dividends$2,224,000986
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,238,0001,790
2018-06-30 (YTD Data)Rank
Total interest income$8,998,0001,558
Total interest expense$1,039,0001,726
Net interest income$7,959,0001,503
Provision for loan and lease losses$200,0001,508
Total noninterest income$924,0002,098
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$308,0001,706
Trading account gains and fees$0130
Additional Noninterest Income$616,0002,033
Total noninterest expense$6,644,0001,493
Salaries and employee benefits$3,764,0001,492
Premises and equipment expense$682,0001,662
Additional noninterest expense$2,198,0001,394
Pre-tax net operating income$2,039,0002,080
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,039,0001,858
Extraordinary gains, net$06
Net income$2,039,0001,857
Minority interest net income$065
Net income of bank and minority interests.$2,039,0001,857
Net charge-offs$56,0001,684
Cash dividends$813,0001,497
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,039,0001,848
2018-03-31 (YTD Data)Rank
Total interest income$4,470,0001,549
Total interest expense$511,0001,686
Net interest income$3,959,0001,514
Provision for loan and lease losses$200,000934
Total noninterest income$419,0002,197
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$151,0001,743
Trading account gains and fees$0123
Additional Noninterest Income$268,0002,149
Total noninterest expense$3,365,0001,498
Salaries and employee benefits$1,963,0001,459
Premises and equipment expense$328,0001,735
Additional noninterest expense$1,074,0001,414
Pre-tax net operating income$813,0002,374
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$813,0002,152
Extraordinary gains, net$07
Net income$813,0002,151
Minority interest net income$052
Net income of bank and minority interests.$813,0002,152
Net charge-offs$18,0001,708
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$813,0002,139
2017-12-31 (YTD Data)Rank
Total interest income$17,985,0001,484
Total interest expense$1,820,0001,648
Net interest income$16,165,0001,445
Provision for loan and lease losses$1,400,000679
Total noninterest income$1,706,0002,228
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$585,0001,815
Trading account gains and fees$0151
Additional Noninterest Income$1,121,0002,154
Total noninterest expense$13,910,0001,445
Salaries and employee benefits$8,165,0001,382
Premises and equipment expense$1,319,0001,715
Additional noninterest expense$4,426,0001,384
Pre-tax net operating income$2,561,0002,711
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$2,561,0002,296
Extraordinary gains, net$09
Net income$2,561,0002,296
Minority interest net income$076
Net income of bank and minority interests.$2,561,0002,296
Net charge-offs$485,0001,113
Cash dividends$2,256,0001,291
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,561,0002,268
2017-09-30 (YTD Data)Rank
Total interest income$13,318,0001,503
Total interest expense$1,300,0001,694
Net interest income$12,018,0001,459
Provision for loan and lease losses$1,100,000641
Total noninterest income$1,448,0002,103
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$434,0001,837
Trading account gains and fees$0145
Additional Noninterest Income$1,014,0001,964
Total noninterest expense$10,196,0001,477
Salaries and employee benefits$6,110,0001,394
Premises and equipment expense$988,0001,715
Additional noninterest expense$3,098,0001,474
Pre-tax net operating income$2,170,0002,594
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$2,170,0002,261
Extraordinary gains, net$09
Net income$2,170,0002,261
Minority interest net income$071
Net income of bank and minority interests.$2,170,0002,262
Net charge-offs$342,0001,041
Cash dividends$2,111,0001,004
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,170,0002,237
2017-06-30 (YTD Data)Rank
Total interest income$8,701,0001,513
Total interest expense$792,0001,780
Net interest income$7,909,0001,463
Provision for loan and lease losses$800,000587
Total noninterest income$1,028,0002,020
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$282,0001,861
Trading account gains and fees$0139
Additional Noninterest Income$746,0001,856
Total noninterest expense$6,800,0001,479
Salaries and employee benefits$4,056,0001,395
Premises and equipment expense$653,0001,736
Additional noninterest expense$2,091,0001,451
Pre-tax net operating income$1,337,0002,676
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,337,0002,356
Extraordinary gains, net$011
Net income$1,337,0002,357
Minority interest net income$071
Net income of bank and minority interests.$1,337,0002,357
Net charge-offs$171,0001,157
Cash dividends$1,601,000900
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,337,0002,326
2017-03-31 (YTD Data)Rank
Total interest income$4,245,0001,537
Total interest expense$328,0002,035
Net interest income$3,917,0001,473
Provision for loan and lease losses$500,000453
Total noninterest income$520,0001,993
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$140,0001,862
Trading account gains and fees$0142
Additional Noninterest Income$380,0001,813
Total noninterest expense$3,246,0001,543
Salaries and employee benefits$1,988,0001,438
Premises and equipment expense$324,0001,759
Additional noninterest expense$934,0001,604
Pre-tax net operating income$691,0002,559
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$691,0002,220
Extraordinary gains, net$08
Net income$691,0002,221
Minority interest net income$055
Net income of bank and minority interests.$691,0002,221
Net charge-offs$1,0002,795
Cash dividends$635,0001,026
Sale, conversion, retirement of capital stock, net$0632
Net operating income$691,0002,192
2016-12-31 (YTD Data)Rank
Total interest income$14,972,0001,684
Total interest expense$857,0002,689
Net interest income$14,115,0001,586
Provision for loan and lease losses$1,400,000682
Total noninterest income$3,213,0001,575
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$545,0001,943
Trading account gains and fees$0170
Additional Noninterest Income$2,668,0001,310
Total noninterest expense$12,960,0001,504
Salaries and employee benefits$7,508,0001,454
Premises and equipment expense$1,270,0001,770
Additional noninterest expense$4,182,0001,471
Pre-tax net operating income$2,968,0002,411
Securities gains (losses)$43,0001,936
Applicable income taxes$04,278
Income before extraordinary items$3,011,0002,106
Extraordinary gains, net$05
Net income$3,011,0002,104
Minority interest net income$082
Net income of bank and minority interests.$3,011,0002,105
Net charge-offs$311,0001,486
Cash dividends$2,194,0001,308
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,968,0002,068
2016-09-30 (YTD Data)Rank
Total interest income$10,969,0001,737
Total interest expense$604,0002,811
Net interest income$10,365,0001,623
Provision for loan and lease losses$600,0001,009
Total noninterest income$1,998,0001,782
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$399,0001,983
Trading account gains and fees$0169
Additional Noninterest Income$1,599,0001,520
Total noninterest expense$9,493,0001,539
Salaries and employee benefits$5,643,0001,441
Premises and equipment expense$908,0001,859
Additional noninterest expense$2,942,0001,562
Pre-tax net operating income$2,270,0002,414
Securities gains (losses)$43,0001,874
Applicable income taxes$04,325
Income before extraordinary items$2,313,0002,090
Extraordinary gains, net$05
Net income$2,313,0002,089
Minority interest net income$071
Net income of bank and minority interests.$2,313,0002,090
Net charge-offs$255,0001,275
Cash dividends$1,759,0001,156
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,270,0002,061
2016-06-30 (YTD Data)Rank
Total interest income$7,115,0001,784
Total interest expense$403,0002,813
Net interest income$6,712,0001,674
Provision for loan and lease losses$300,0001,234
Total noninterest income$1,353,0001,746
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$260,0002,005
Trading account gains and fees$0157
Additional Noninterest Income$1,093,0001,462
Total noninterest expense$6,327,0001,544
Salaries and employee benefits$3,762,0001,449
Premises and equipment expense$582,0001,913
Additional noninterest expense$1,983,0001,545
Pre-tax net operating income$1,438,0002,473
Securities gains (losses)$43,0001,534
Applicable income taxes$04,338
Income before extraordinary items$1,481,0002,153
Extraordinary gains, net$016
Net income$1,481,0002,152
Minority interest net income$071
Net income of bank and minority interests.$1,481,0002,152
Net charge-offs$208,0001,100
Cash dividends$1,160,0001,177
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,438,0002,133
2016-03-31 (YTD Data)Rank
Total interest income$3,482,0001,830
Total interest expense$198,0002,858
Net interest income$3,284,0001,712
Provision for loan and lease losses$74,0001,856
Total noninterest income$790,0001,531
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$133,0001,955
Trading account gains and fees$0142
Additional Noninterest Income$657,0001,272
Total noninterest expense$3,095,0001,577
Salaries and employee benefits$1,820,0001,502
Premises and equipment expense$292,0001,918
Additional noninterest expense$983,0001,545
Pre-tax net operating income$905,0002,072
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$905,0001,771
Extraordinary gains, net$012
Net income$905,0001,772
Minority interest net income$062
Net income of bank and minority interests.$905,0001,772
Net charge-offs$29,0001,766
Cash dividends$732,000932
Sale, conversion, retirement of capital stock, net$0659
Net operating income$905,0001,731
2015-12-31 (YTD Data)Rank
Total interest income$13,486,0001,829
Total interest expense$835,0002,745
Net interest income$12,651,0001,732
Provision for loan and lease losses$04,380
Total noninterest income$2,355,0001,898
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$489,0002,170
Trading account gains and fees$0159
Additional Noninterest Income$1,866,0001,600
Total noninterest expense$11,813,0001,621
Salaries and employee benefits$6,674,0001,576
Premises and equipment expense$1,121,0001,994
Additional noninterest expense$4,018,0001,511
Pre-tax net operating income$3,193,0002,223
Securities gains (losses)$4,0002,883
Applicable income taxes$04,402
Income before extraordinary items$3,197,0001,943
Extraordinary gains, net$023
Net income$3,197,0001,944
Minority interest net income$081
Net income of bank and minority interests.$3,197,0001,945
Net charge-offs$617,000983
Cash dividends$2,997,000987
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,193,0001,906
2015-09-30 (YTD Data)Rank
Total interest income$9,924,0001,878
Total interest expense$634,0002,751
Net interest income$9,290,0001,787
Provision for loan and lease losses$04,232
Total noninterest income$1,770,0001,916
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$362,0002,210
Trading account gains and fees$0153
Additional Noninterest Income$1,408,0001,605
Total noninterest expense$8,706,0001,660
Salaries and employee benefits$4,889,0001,618
Premises and equipment expense$885,0001,939
Additional noninterest expense$2,932,0001,551
Pre-tax net operating income$2,354,0002,287
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,354,0001,988
Extraordinary gains, net$021
Net income$2,354,0001,990
Minority interest net income$078
Net income of bank and minority interests.$2,354,0001,990
Net charge-offs$586,000768
Cash dividends$210,0003,082
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,354,0001,947
2015-06-30 (YTD Data)Rank
Total interest income$6,600,0001,878
Total interest expense$429,0002,733
Net interest income$6,171,0001,796
Provision for loan and lease losses$04,069
Total noninterest income$1,169,0001,947
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$242,0002,171
Trading account gains and fees$0157
Additional Noninterest Income$927,0001,637
Total noninterest expense$5,766,0001,679
Salaries and employee benefits$3,204,0001,658
Premises and equipment expense$588,0001,947
Additional noninterest expense$1,974,0001,555
Pre-tax net operating income$1,574,0002,257
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,574,0001,963
Extraordinary gains, net$022
Net income$1,574,0001,965
Minority interest net income$075
Net income of bank and minority interests.$1,574,0001,965
Net charge-offs$17,0003,040
Cash dividends$154,0002,958
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,574,0001,918
2015-03-31 (YTD Data)Rank
Total interest income$3,313,0001,880
Total interest expense$217,0002,729
Net interest income$3,096,0001,783
Provision for loan and lease losses$03,703
Total noninterest income$652,0001,765
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$123,0002,124
Trading account gains and fees$0152
Additional Noninterest Income$529,0001,444
Total noninterest expense$2,877,0001,681
Salaries and employee benefits$1,652,0001,619
Premises and equipment expense$286,0002,020
Additional noninterest expense$939,0001,608
Pre-tax net operating income$871,0002,074
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$871,0001,798
Extraordinary gains, net$013
Net income$871,0001,800
Minority interest net income$064
Net income of bank and minority interests.$871,0001,800
Net charge-offs$14,0002,324
Cash dividends$154,0002,025
Sale, conversion, retirement of capital stock, net$0697
Net operating income$871,0001,730
2014-12-31 (YTD Data)Rank
Total interest income$13,484,0001,863
Total interest expense$960,0002,653
Net interest income$12,524,0001,750
Provision for loan and lease losses$04,603
Total noninterest income$3,263,0001,470
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$536,0002,172
Trading account gains and fees$0180
Additional Noninterest Income$2,727,0001,168
Total noninterest expense$12,087,0001,589
Salaries and employee benefits$7,079,0001,471
Premises and equipment expense$1,209,0001,908
Additional noninterest expense$3,799,0001,638
Pre-tax net operating income$3,700,0001,950
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,700,0001,686
Extraordinary gains, net$017
Net income$3,700,0001,686
Minority interest net income$084
Net income of bank and minority interests.$3,700,0001,685
Net charge-offs$151,0002,776
Cash dividends$5,205,000578
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,700,0001,668
2014-09-30 (YTD Data)Rank
Total interest income$10,060,0001,874
Total interest expense$736,0002,640
Net interest income$9,324,0001,772
Provision for loan and lease losses$04,401
Total noninterest income$2,569,0001,430
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$399,0002,199
Trading account gains and fees$0174
Additional Noninterest Income$2,170,0001,137
Total noninterest expense$9,146,0001,572
Salaries and employee benefits$5,445,0001,451
Premises and equipment expense$891,0001,948
Additional noninterest expense$2,810,0001,660
Pre-tax net operating income$2,747,0001,990
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,747,0001,709
Extraordinary gains, net$015
Net income$2,747,0001,710
Minority interest net income$081
Net income of bank and minority interests.$2,747,0001,709
Net charge-offs$106,0002,630
Cash dividends$1,527,0001,139
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,747,0001,669
2014-06-30 (YTD Data)Rank
Total interest income$6,719,0001,870
Total interest expense$498,0002,637
Net interest income$6,221,0001,762
Provision for loan and lease losses$04,196
Total noninterest income$1,998,0001,284
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$271,0002,120
Trading account gains and fees$0172
Additional Noninterest Income$1,727,000995
Total noninterest expense$6,125,0001,558
Salaries and employee benefits$3,697,0001,423
Premises and equipment expense$586,0001,989
Additional noninterest expense$1,842,0001,677
Pre-tax net operating income$2,094,0001,752
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,094,0001,471
Extraordinary gains, net$020
Net income$2,094,0001,473
Minority interest net income$080
Net income of bank and minority interests.$2,094,0001,473
Net charge-offs$36,0003,036
Cash dividends$1,011,0001,142
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,094,0001,444
2014-03-31 (YTD Data)Rank
Total interest income$3,290,0001,891
Total interest expense$254,0002,642
Net interest income$3,036,0001,798
Provision for loan and lease losses$03,817
Total noninterest income$564,0001,883
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$133,0002,134
Trading account gains and fees$0147
Additional Noninterest Income$431,0001,558
Total noninterest expense$3,065,0001,567
Salaries and employee benefits$1,855,0001,433
Premises and equipment expense$290,0002,043
Additional noninterest expense$920,0001,664
Pre-tax net operating income$535,0002,767
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$535,0002,446
Extraordinary gains, net$016
Net income$535,0002,449
Minority interest net income$066
Net income of bank and minority interests.$535,0002,449
Net charge-offs$22,0002,430
Cash dividends$386,0001,262
Sale, conversion, retirement of capital stock, net$0747
Net operating income$535,0002,405
2013-12-31 (YTD Data)Rank
Total interest income$13,261,0001,889
Total interest expense$1,272,0002,457
Net interest income$11,989,0001,797
Provision for loan and lease losses$05,091
Total noninterest income$2,810,0001,683
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$652,0001,934
Trading account gains and fees$0184
Additional Noninterest Income$2,158,0001,425
Total noninterest expense$11,498,0001,677
Salaries and employee benefits$6,390,0001,619
Premises and equipment expense$923,0002,410
Additional noninterest expense$4,185,0001,569
Pre-tax net operating income$3,301,0002,010
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,301,0001,753
Extraordinary gains, net$029
Net income$3,301,0001,756
Minority interest net income$090
Net income of bank and minority interests.$3,301,0001,756
Net charge-offs$187,0003,087
Cash dividends$1,576,0001,431
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,301,0001,718
2013-09-30 (YTD Data)Rank
Total interest income$9,972,0001,887
Total interest expense$999,0002,445
Net interest income$8,973,0001,797
Provision for loan and lease losses$04,941
Total noninterest income$2,318,0001,613
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$518,0001,856
Trading account gains and fees$0180
Additional Noninterest Income$1,800,0001,363
Total noninterest expense$8,708,0001,667
Salaries and employee benefits$4,883,0001,601
Premises and equipment expense$734,0002,312
Additional noninterest expense$3,091,0001,578
Pre-tax net operating income$2,583,0002,002
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,583,0001,725
Extraordinary gains, net$025
Net income$2,583,0001,726
Minority interest net income$084
Net income of bank and minority interests.$2,583,0001,729
Net charge-offs$147,0002,886
Cash dividends$1,475,0001,120
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,583,0001,675
2013-06-30 (YTD Data)Rank
Total interest income$6,672,0001,873
Total interest expense$701,0002,391
Net interest income$5,971,0001,787
Provision for loan and lease losses$04,788
Total noninterest income$1,506,0001,638
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$346,0001,828
Trading account gains and fees$0157
Additional Noninterest Income$1,160,0001,433
Total noninterest expense$5,709,0001,684
Salaries and employee benefits$3,283,0001,589
Premises and equipment expense$447,0002,500
Additional noninterest expense$1,979,0001,619
Pre-tax net operating income$1,768,0001,920
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,768,0001,692
Extraordinary gains, net$022
Net income$1,768,0001,696
Minority interest net income$082
Net income of bank and minority interests.$1,768,0001,697
Net charge-offs$137,0002,460
Cash dividends$1,134,000982
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,768,0001,620
2013-03-31 (YTD Data)Rank
Total interest income$3,344,0001,885
Total interest expense$378,0002,316
Net interest income$2,966,0001,808
Provision for loan and lease losses$04,409
Total noninterest income$556,0002,060
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$182,0001,731
Trading account gains and fees$0148
Additional Noninterest Income$374,0001,939
Total noninterest expense$2,803,0001,731
Salaries and employee benefits$1,799,0001,477
Premises and equipment expense$212,0002,648
Additional noninterest expense$792,0001,977
Pre-tax net operating income$719,0002,221
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$719,0001,961
Extraordinary gains, net$010
Net income$719,0001,962
Minority interest net income$076
Net income of bank and minority interests.$719,0001,963
Net charge-offs$18,0003,151
Cash dividends$456,0001,008
Sale, conversion, retirement of capital stock, net$0789
Net operating income$719,0001,877
2012-12-31 (YTD Data)Rank
Total interest income$13,031,0002,019
Total interest expense$2,060,0002,088
Net interest income$10,971,0001,986
Provision for loan and lease losses$300,0003,343
Total noninterest income$2,294,0001,990
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$761,0001,764
Trading account gains and fees$0166
Additional Noninterest Income$1,533,0001,827
Total noninterest expense$10,151,0001,884
Salaries and employee benefits$5,515,0001,828
Premises and equipment expense$731,0002,933
Additional noninterest expense$3,905,0001,708
Pre-tax net operating income$2,814,0002,210
Securities gains (losses)$288,0001,394
Applicable income taxes$04,751
Income before extraordinary items$3,102,0001,800
Extraordinary gains, net$029
Net income$3,102,0001,799
Minority interest net income$093
Net income of bank and minority interests.$3,102,0001,800
Net charge-offs$-493,0007,044
Cash dividends$1,646,0001,392
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,814,0001,863
2012-09-30 (YTD Data)Rank
Total interest income$9,788,0002,047
Total interest expense$1,612,0002,091
Net interest income$8,176,0002,029
Provision for loan and lease losses$300,0002,961
Total noninterest income$1,728,0001,980
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$555,0001,826
Trading account gains and fees$0157
Additional Noninterest Income$1,173,0001,794
Total noninterest expense$7,510,0001,912
Salaries and employee benefits$4,180,0001,803
Premises and equipment expense$550,0002,960
Additional noninterest expense$2,780,0001,787
Pre-tax net operating income$2,094,0002,268
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,094,0002,028
Extraordinary gains, net$020
Net income$2,094,0002,026
Minority interest net income$086
Net income of bank and minority interests.$2,094,0002,029
Net charge-offs$-513,0007,148
Cash dividends$1,545,000971
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,094,0001,905
2012-06-30 (YTD Data)Rank
Total interest income$6,597,0002,033
Total interest expense$1,098,0002,117
Net interest income$5,499,0002,011
Provision for loan and lease losses$300,0002,388
Total noninterest income$998,0002,151
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$351,0001,901
Trading account gains and fees$0153
Additional Noninterest Income$647,0002,014
Total noninterest expense$5,015,0001,914
Salaries and employee benefits$2,799,0001,788
Premises and equipment expense$357,0003,014
Additional noninterest expense$1,859,0001,792
Pre-tax net operating income$1,182,0002,542
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,182,0002,295
Extraordinary gains, net$019
Net income$1,182,0002,295
Minority interest net income$084
Net income of bank and minority interests.$1,182,0002,295
Net charge-offs$-532,0007,221
Cash dividends$1,001,000956
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,182,0002,170
2012-03-31 (YTD Data)Rank
Total interest income$3,308,0002,037
Total interest expense$553,0002,167
Net interest income$2,755,0002,004
Provision for loan and lease losses$150,0002,302
Total noninterest income$476,0002,221
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$168,0001,961
Trading account gains and fees$0148
Additional Noninterest Income$308,0002,068
Total noninterest expense$2,520,0001,905
Salaries and employee benefits$1,473,0001,703
Premises and equipment expense$169,0003,167
Additional noninterest expense$878,0001,881
Pre-tax net operating income$561,0002,647
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$561,0002,382
Extraordinary gains, net$019
Net income$561,0002,384
Minority interest net income$078
Net income of bank and minority interests.$561,0002,385
Net charge-offs$-7,0006,510
Cash dividends$467,000942
Sale, conversion, retirement of capital stock, net$0861
Net operating income$561,0002,267
2011-12-31 (YTD Data)Rank
Total interest income$12,806,0002,184
Total interest expense$1,999,0002,781
Net interest income$10,807,0002,020
Provision for loan and lease losses$600,0003,157
Total noninterest income$1,799,0002,174
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$702,0001,985
Trading account gains and fees$0146
Additional Noninterest Income$1,097,0002,008
Total noninterest expense$9,121,0002,095
Salaries and employee benefits$4,778,0002,029
Premises and equipment expense$709,0003,177
Additional noninterest expense$3,634,0001,852
Pre-tax net operating income$2,885,0001,910
Securities gains (losses)$149,0001,717
Applicable income taxes$04,719
Income before extraordinary items$3,034,0001,594
Extraordinary gains, net$029
Net income$3,034,0001,595
Minority interest net income$096
Net income of bank and minority interests.$3,034,0001,595
Net charge-offs$1,875,0001,615
Cash dividends$609,0002,184
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,885,0001,592
2011-09-30 (YTD Data)Rank
Total interest income$9,423,0002,250
Total interest expense$1,473,0002,911
Net interest income$7,950,0002,069
Provision for loan and lease losses$450,0003,020
Total noninterest income$1,371,0002,137
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$524,0001,994
Trading account gains and fees$0145
Additional Noninterest Income$847,0001,959
Total noninterest expense$6,771,0002,116
Salaries and employee benefits$3,561,0002,022
Premises and equipment expense$504,0003,327
Additional noninterest expense$2,706,0001,878
Pre-tax net operating income$2,100,0002,010
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$2,100,0001,768
Extraordinary gains, net$021
Net income$2,100,0001,768
Minority interest net income$087
Net income of bank and minority interests.$2,100,0001,768
Net charge-offs$1,833,0001,298
Cash dividends$500,0001,810
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,100,0001,686
2011-06-30 (YTD Data)Rank
Total interest income$6,095,0002,338
Total interest expense$949,0003,079
Net interest income$5,146,0002,123
Provision for loan and lease losses$300,0002,953
Total noninterest income$889,0002,164
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$341,0002,018
Trading account gains and fees$0153
Additional Noninterest Income$548,0001,971
Total noninterest expense$4,488,0002,155
Salaries and employee benefits$2,366,0002,056
Premises and equipment expense$329,0003,416
Additional noninterest expense$1,793,0001,899
Pre-tax net operating income$1,247,0002,167
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,247,0001,895
Extraordinary gains, net$015
Net income$1,247,0001,894
Minority interest net income$089
Net income of bank and minority interests.$1,247,0001,895
Net charge-offs$1,856,000975
Cash dividends$99,0002,820
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,247,0001,827
2011-03-31 (YTD Data)Rank
Total interest income$2,730,0002,614
Total interest expense$444,0003,346
Net interest income$2,286,0002,401
Provision for loan and lease losses$150,0002,750
Total noninterest income$420,0002,273
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$161,0002,098
Trading account gains and fees$0158
Additional Noninterest Income$259,0002,096
Total noninterest expense$2,269,0002,126
Salaries and employee benefits$1,216,0002,014
Premises and equipment expense$156,0003,595
Additional noninterest expense$897,0001,886
Pre-tax net operating income$287,0003,609
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$287,0003,329
Extraordinary gains, net$09
Net income$287,0003,326
Minority interest net income$086
Net income of bank and minority interests.$287,0003,327
Net charge-offs$1,806,000578
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$287,0003,282
2010-12-31 (YTD Data)Rank
Total interest income$10,895,0002,741
Total interest expense$1,879,0003,727
Net interest income$9,016,0002,428
Provision for loan and lease losses$2,250,0001,925
Total noninterest income$1,612,0002,416
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$713,0002,006
Trading account gains and fees$0175
Additional Noninterest Income$899,0002,321
Total noninterest expense$7,986,0002,422
Salaries and employee benefits$3,931,0002,439
Premises and equipment expense$736,0003,161
Additional noninterest expense$3,319,0002,100
Pre-tax net operating income$392,0004,648
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$392,0004,648
Extraordinary gains, net$029
Net income$392,0004,649
Minority interest net income$0111
Net income of bank and minority interests.$392,0004,649
Net charge-offs$270,0004,439
Cash dividends$1,073,0001,397
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$392,0004,496
2010-09-30 (YTD Data)Rank
Total interest income$8,130,0002,810
Total interest expense$1,408,0003,860
Net interest income$6,722,0002,468
Provision for loan and lease losses$500,0003,526
Total noninterest income$1,204,0002,419
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$530,0002,087
Trading account gains and fees$0165
Additional Noninterest Income$674,0002,324
Total noninterest expense$5,833,0002,481
Salaries and employee benefits$2,882,0002,516
Premises and equipment expense$547,0003,238
Additional noninterest expense$2,404,0002,134
Pre-tax net operating income$1,593,0002,265
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,593,0002,044
Extraordinary gains, net$023
Net income$1,593,0002,046
Minority interest net income$0110
Net income of bank and minority interests.$1,593,0002,046
Net charge-offs$81,0005,118
Cash dividends$698,0001,411
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,593,0001,949
2010-06-30 (YTD Data)Rank
Total interest income$5,363,0002,859
Total interest expense$932,0003,987
Net interest income$4,431,0002,496
Provision for loan and lease losses$350,0003,380
Total noninterest income$804,0002,372
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$351,0002,100
Trading account gains and fees$0152
Additional Noninterest Income$453,0002,235
Total noninterest expense$3,794,0002,556
Salaries and employee benefits$1,869,0002,587
Premises and equipment expense$344,0003,432
Additional noninterest expense$1,581,0002,157
Pre-tax net operating income$1,091,0002,212
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,091,0001,965
Extraordinary gains, net$019
Net income$1,091,0001,965
Minority interest net income$0105
Net income of bank and minority interests.$1,091,0001,965
Net charge-offs$90,0004,353
Cash dividends$505,0001,304
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,091,0001,873
2010-03-31 (YTD Data)Rank
Total interest income$2,666,0002,928
Total interest expense$474,0004,071
Net interest income$2,192,0002,559
Provision for loan and lease losses$150,0003,336
Total noninterest income$396,0002,383
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$165,0002,178
Trading account gains and fees$0175
Additional Noninterest Income$231,0002,183
Total noninterest expense$1,827,0002,668
Salaries and employee benefits$869,0002,814
Premises and equipment expense$170,0003,538
Additional noninterest expense$788,0002,147
Pre-tax net operating income$611,0002,072
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$611,0001,803
Extraordinary gains, net$016
Net income$611,0001,802
Minority interest net income$091
Net income of bank and minority interests.$611,0001,804
Net charge-offs$54,0003,654
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$611,0001,717
2009-12-31 (YTD Data)Rank
Total interest income$10,727,0003,051
Total interest expense$2,377,0004,032
Net interest income$8,350,0002,617
Provision for loan and lease losses$2,437,0002,224
Total noninterest income$1,686,0002,381
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$793,0002,057
Trading account gains and fees$0211
Additional Noninterest Income$893,0002,298
Total noninterest expense$7,388,0002,661
Salaries and employee benefits$3,326,0002,924
Premises and equipment expense$756,0003,273
Additional noninterest expense$3,306,0002,156
Pre-tax net operating income$211,0004,777
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$211,0004,768
Extraordinary gains, net$034
Net income$211,0004,767
Minority interest net income$0115
Net income of bank and minority interests.$211,0004,768
Net charge-offs$1,349,0002,504
Cash dividends$602,0002,302
Sale, conversion, retirement of capital stock, net$97,000905
Net operating income$211,0004,704
2009-09-30 (YTD Data)Rank
Total interest income$8,046,0003,093
Total interest expense$1,804,0004,123
Net interest income$6,242,0002,630
Provision for loan and lease losses$1,405,0002,303
Total noninterest income$1,247,0002,442
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$579,0002,102
Trading account gains and fees$0212
Additional Noninterest Income$668,0002,360
Total noninterest expense$5,317,0002,771
Salaries and employee benefits$2,466,0002,982
Premises and equipment expense$548,0003,394
Additional noninterest expense$2,303,0002,262
Pre-tax net operating income$767,0003,182
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$767,0002,942
Extraordinary gains, net$027
Net income$767,0002,940
Minority interest net income$0118
Net income of bank and minority interests.$767,0002,943
Net charge-offs$513,0003,012
Cash dividends$602,0001,783
Sale, conversion, retirement of capital stock, net$97,000756
Net operating income$767,0002,875
2009-06-30 (YTD Data)Rank
Total interest income$5,304,0003,152
Total interest expense$1,183,0004,287
Net interest income$4,121,0002,634
Provision for loan and lease losses$1,225,0001,842
Total noninterest income$793,0002,532
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$387,0002,078
Trading account gains and fees$0193
Additional Noninterest Income$406,0002,534
Total noninterest expense$3,630,0002,741
Salaries and employee benefits$1,604,0003,066
Premises and equipment expense$368,0003,400
Additional noninterest expense$1,658,0002,142
Pre-tax net operating income$59,0005,463
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$59,0005,512
Extraordinary gains, net$021
Net income$59,0005,508
Minority interest net income$0112
Net income of bank and minority interests.$59,0005,508
Net charge-offs$347,0002,766
Cash dividends$423,0001,820
Sale, conversion, retirement of capital stock, net$97,000614
Net operating income$59,0005,432
2009-03-31 (YTD Data)Rank
Total interest income$2,611,0003,219
Total interest expense$564,0004,504
Net interest income$2,047,0002,649
Provision for loan and lease losses$135,0003,447
Total noninterest income$423,0002,402
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$190,0002,051
Trading account gains and fees$0171
Additional Noninterest Income$233,0002,295
Total noninterest expense$1,666,0002,871
Salaries and employee benefits$791,0003,126
Premises and equipment expense$161,0003,778
Additional noninterest expense$714,0002,188
Pre-tax net operating income$669,0001,878
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$669,0001,609
Extraordinary gains, net$015
Net income$669,0001,610
Minority interest net income$0102
Net income of bank and minority interests.$669,0001,611
Net charge-offs$32,0003,957
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$97,000366
Net operating income$669,0001,530
2008-12-31 (YTD Data)Rank
Total interest income$11,016,0003,272
Total interest expense$3,123,0004,146
Net interest income$7,893,0002,749
Provision for loan and lease losses$102,0006,005
Total noninterest income$1,662,0002,445
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$752,0002,223
Trading account gains and fees$0154
Additional Noninterest Income$910,0002,271
Total noninterest expense$6,810,0002,751
Salaries and employee benefits$3,288,0002,998
Premises and equipment expense$693,0003,539
Additional noninterest expense$2,829,0002,115
Pre-tax net operating income$2,643,0002,003
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$2,643,0001,540
Extraordinary gains, net$039
Net income$2,643,0001,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0004,217
Cash dividends$1,092,0002,181
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,643,0001,645
2008-09-30 (YTD Data)Rank
Total interest income$8,315,0003,311
Total interest expense$2,489,0004,086
Net interest income$5,826,0002,801
Provision for loan and lease losses$27,0006,337
Total noninterest income$1,221,0002,545
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$541,0002,309
Trading account gains and fees$0148
Additional Noninterest Income$680,0002,362
Total noninterest expense$4,816,0002,857
Salaries and employee benefits$2,352,0003,153
Premises and equipment expense$481,0003,737
Additional noninterest expense$1,983,0002,183
Pre-tax net operating income$2,204,0002,139
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,204,0001,635
Extraordinary gains, net$031
Net income$2,204,0001,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0003,230
Cash dividends$503,0002,717
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,204,0001,731
2008-06-30 (YTD Data)Rank
Total interest income$5,528,0003,380
Total interest expense$1,777,0004,040
Net interest income$3,751,0002,876
Provision for loan and lease losses$2,0006,624
Total noninterest income$802,0002,607
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$324,0002,481
Trading account gains and fees$0149
Additional Noninterest Income$478,0002,317
Total noninterest expense$3,198,0002,888
Salaries and employee benefits$1,558,0003,224
Premises and equipment expense$318,0003,787
Additional noninterest expense$1,322,0002,141
Pre-tax net operating income$1,353,0002,388
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,353,0001,966
Extraordinary gains, net$021
Net income$1,353,0001,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,600
Cash dividends$383,0002,640
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,353,0001,929
2008-03-31 (YTD Data)Rank
Total interest income$2,768,0003,455
Total interest expense$948,0004,038
Net interest income$1,820,0002,951
Provision for loan and lease losses$2,0005,968
Total noninterest income$418,0002,523
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$158,0002,507
Trading account gains and fees$0158
Additional Noninterest Income$260,0002,156
Total noninterest expense$1,522,0003,014
Salaries and employee benefits$759,0003,320
Premises and equipment expense$145,0004,090
Additional noninterest expense$618,0002,260
Pre-tax net operating income$714,0002,376
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$714,0001,999
Extraordinary gains, net$015
Net income$714,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0001,860
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$714,0001,940
2007-12-31 (YTD Data)Rank
Total interest income$10,834,0003,567
Total interest expense$3,239,0004,561
Net interest income$7,595,0002,875
Provision for loan and lease losses$230,0003,659
Total noninterest income$2,131,0002,122
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$599,0002,677
Trading account gains and fees$0178
Additional Noninterest Income$1,532,0001,647
Total noninterest expense$6,590,0002,723
Salaries and employee benefits$2,822,0003,393
Premises and equipment expense$602,0003,831
Additional noninterest expense$3,166,0001,746
Pre-tax net operating income$2,906,0002,537
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$2,906,0002,099
Extraordinary gains, net$039
Net income$2,906,0002,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0004,854
Cash dividends$1,128,0002,445
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,906,0002,086
2007-09-30 (YTD Data)Rank
Total interest income$8,005,0003,611
Total interest expense$2,374,0004,646
Net interest income$5,631,0002,913
Provision for loan and lease losses$169,0003,319
Total noninterest income$1,057,0002,805
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$329,0003,337
Trading account gains and fees$0184
Additional Noninterest Income$728,0002,257
Total noninterest expense$4,178,0003,126
Salaries and employee benefits$2,047,0003,462
Premises and equipment expense$404,0004,137
Additional noninterest expense$1,727,0002,303
Pre-tax net operating income$2,341,0002,540
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,341,0002,098
Extraordinary gains, net$033
Net income$2,341,0002,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,063
Cash dividends$934,0002,104
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,341,0002,077
2007-06-30 (YTD Data)Rank
Total interest income$5,248,0003,656
Total interest expense$1,549,0004,695
Net interest income$3,699,0002,972
Provision for loan and lease losses$107,0003,191
Total noninterest income$653,0002,968
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$291,0002,715
Trading account gains and fees$0168
Additional Noninterest Income$362,0002,719
Total noninterest expense$2,662,0003,284
Salaries and employee benefits$1,336,0003,557
Premises and equipment expense$237,0004,530
Additional noninterest expense$1,089,0002,429
Pre-tax net operating income$1,583,0002,586
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,583,0002,121
Extraordinary gains, net$029
Net income$1,583,0002,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,011
Cash dividends$575,0002,270
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,583,0002,103
2007-03-31 (YTD Data)Rank
Total interest income$2,564,0003,713
Total interest expense$740,0004,819
Net interest income$1,824,0003,011
Provision for loan and lease losses$47,0003,165
Total noninterest income$318,0003,003
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$141,0002,722
Trading account gains and fees$0195
Additional Noninterest Income$177,0002,735
Total noninterest expense$1,272,0003,412
Salaries and employee benefits$652,0003,651
Premises and equipment expense$105,0004,900
Additional noninterest expense$515,0002,553
Pre-tax net operating income$823,0002,515
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$823,0002,014
Extraordinary gains, net$022
Net income$823,0002,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,384
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$823,0002,004
2006-12-31 (YTD Data)Rank
Total interest income$9,174,0003,809
Total interest expense$2,200,0005,154
Net interest income$6,974,0003,115
Provision for loan and lease losses$144,0004,126
Total noninterest income$1,316,0002,947
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$595,0002,699
Trading account gains and fees$0130
Additional Noninterest Income$721,0002,728
Total noninterest expense$4,948,0003,379
Salaries and employee benefits$2,364,0003,765
Premises and equipment expense$532,0004,102
Additional noninterest expense$2,052,0002,521
Pre-tax net operating income$3,198,0002,667
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,198,0002,160
Extraordinary gains, net$051
Net income$3,198,0002,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,234
Cash dividends$1,435,0001,998
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,198,0002,149
2006-09-30 (YTD Data)Rank
Total interest income$6,660,0003,876
Total interest expense$1,525,0005,292
Net interest income$5,135,0003,191
Provision for loan and lease losses$107,0003,986
Total noninterest income$1,034,0002,864
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$444,0002,722
Trading account gains and fees$0126
Additional Noninterest Income$590,0002,596
Total noninterest expense$3,690,0003,388
Salaries and employee benefits$1,814,0003,698
Premises and equipment expense$431,0003,894
Additional noninterest expense$1,445,0002,644
Pre-tax net operating income$2,372,0002,774
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,372,0002,245
Extraordinary gains, net$045
Net income$2,372,0002,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,424
Cash dividends$927,0002,033
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,372,0002,234
2006-06-30 (YTD Data)Rank
Total interest income$4,336,0003,901
Total interest expense$912,0005,472
Net interest income$3,424,0003,188
Provision for loan and lease losses$71,0003,891
Total noninterest income$653,0002,963
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$278,0002,829
Trading account gains and fees$0126
Additional Noninterest Income$375,0002,655
Total noninterest expense$2,424,0003,432
Salaries and employee benefits$1,166,0003,815
Premises and equipment expense$310,0003,675
Additional noninterest expense$948,0002,697
Pre-tax net operating income$1,582,0002,777
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,582,0002,241
Extraordinary gains, net$039
Net income$1,582,0002,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,027
Cash dividends$640,0002,002
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,582,0002,229
2006-03-31 (YTD Data)Rank
Total interest income$2,089,0003,944
Total interest expense$413,0005,606
Net interest income$1,676,0003,243
Provision for loan and lease losses$35,0003,693
Total noninterest income$322,0002,941
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$135,0002,821
Trading account gains and fees$0115
Additional Noninterest Income$187,0002,601
Total noninterest expense$1,148,0003,602
Salaries and employee benefits$569,0003,904
Premises and equipment expense$147,0003,848
Additional noninterest expense$432,0002,910
Pre-tax net operating income$815,0002,669
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$815,0002,146
Extraordinary gains, net$021
Net income$815,0002,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$815,0002,134
2005-12-31 (YTD Data)Rank
Total interest income$7,405,0003,985
Total interest expense$1,259,0005,710
Net interest income$6,146,0003,354
Provision for loan and lease losses$177,0003,838
Total noninterest income$1,330,0002,911
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$610,0002,637
Trading account gains and fees$0138
Additional Noninterest Income$720,0002,719
Total noninterest expense$4,627,0003,444
Salaries and employee benefits$2,337,0003,674
Premises and equipment expense$541,0003,953
Additional noninterest expense$1,749,0002,830
Pre-tax net operating income$2,672,0003,024
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$2,672,0002,465
Extraordinary gains, net$046
Net income$2,672,0002,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,711
Cash dividends$1,276,0002,052
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,672,0002,430
2005-09-30 (YTD Data)Rank
Total interest income$5,433,0004,003
Total interest expense$889,0005,752
Net interest income$4,544,0003,384
Provision for loan and lease losses$141,0003,576
Total noninterest income$1,039,0002,830
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$464,0002,588
Trading account gains and fees$0126
Additional Noninterest Income$575,0002,617
Total noninterest expense$3,528,0003,373
Salaries and employee benefits$1,768,0003,621
Premises and equipment expense$438,0003,721
Additional noninterest expense$1,322,0002,784
Pre-tax net operating income$1,914,0003,150
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,914,0002,568
Extraordinary gains, net$035
Net income$1,914,0002,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,089
Cash dividends$819,0002,091
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,914,0002,541
2005-06-30 (YTD Data)Rank
Total interest income$3,521,0004,020
Total interest expense$538,0005,855
Net interest income$2,983,0003,416
Provision for loan and lease losses$105,0003,281
Total noninterest income$685,0002,811
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$301,0002,613
Trading account gains and fees$0116
Additional Noninterest Income$384,0002,614
Total noninterest expense$2,365,0003,339
Salaries and employee benefits$1,176,0003,625
Premises and equipment expense$279,0003,826
Additional noninterest expense$910,0002,670
Pre-tax net operating income$1,198,0003,252
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,198,0002,656
Extraordinary gains, net$030
Net income$1,198,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,682
Cash dividends$510,0002,152
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,198,0002,619
2005-03-31 (YTD Data)Rank
Total interest income$1,722,0004,058
Total interest expense$242,0006,055
Net interest income$1,480,0003,441
Provision for loan and lease losses$65,0002,741
Total noninterest income$355,0002,698
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$152,0002,533
Trading account gains and fees$0115
Additional Noninterest Income$203,0002,460
Total noninterest expense$1,155,0003,418
Salaries and employee benefits$572,0003,705
Premises and equipment expense$138,0003,892
Additional noninterest expense$445,0002,716
Pre-tax net operating income$615,0003,169
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$615,0002,558
Extraordinary gains, net$024
Net income$615,0002,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,610
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$615,0002,521
2004-12-31 (YTD Data)Rank
Total interest income$6,635,0003,963
Total interest expense$787,0006,310
Net interest income$5,848,0003,357
Provision for loan and lease losses$254,0003,221
Total noninterest income$1,371,0002,854
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$627,0002,610
Trading account gains and fees$0138
Additional Noninterest Income$744,0002,618
Total noninterest expense$4,477,0003,429
Salaries and employee benefits$2,210,0003,678
Premises and equipment expense$549,0003,803
Additional noninterest expense$1,718,0002,780
Pre-tax net operating income$2,488,0003,026
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$2,488,0002,438
Extraordinary gains, net$034
Net income$2,488,0002,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,475
Cash dividends$1,451,0001,776
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,488,0002,378
2004-09-30 (YTD Data)Rank
Total interest income$4,962,0003,954
Total interest expense$569,0006,373
Net interest income$4,393,0003,338
Provision for loan and lease losses$187,0003,110
Total noninterest income$1,070,0002,786
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$468,0002,636
Trading account gains and fees$0134
Additional Noninterest Income$602,0002,500
Total noninterest expense$3,296,0003,457
Salaries and employee benefits$1,663,0003,658
Premises and equipment expense$380,0004,024
Additional noninterest expense$1,253,0002,815
Pre-tax net operating income$1,980,0002,904
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,980,0002,338
Extraordinary gains, net$026
Net income$1,980,0002,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,115
Cash dividends$905,0001,834
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,980,0002,289
2004-06-30 (YTD Data)Rank
Total interest income$3,289,0003,975
Total interest expense$380,0006,405
Net interest income$2,909,0003,345
Provision for loan and lease losses$120,0003,090
Total noninterest income$732,0002,755
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$309,0002,649
Trading account gains and fees$0130
Additional Noninterest Income$423,0002,425
Total noninterest expense$2,182,0003,504
Salaries and employee benefits$1,101,0003,693
Premises and equipment expense$254,0004,022
Additional noninterest expense$827,0002,851
Pre-tax net operating income$1,339,0002,837
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,339,0002,291
Extraordinary gains, net$021
Net income$1,339,0002,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,968
Cash dividends$466,0002,249
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,339,0002,229
2004-03-31 (YTD Data)Rank
Total interest income$1,653,0003,948
Total interest expense$196,0006,403
Net interest income$1,457,0003,339
Provision for loan and lease losses$55,0003,182
Total noninterest income$387,0002,591
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$152,0002,644
Trading account gains and fees$0121
Additional Noninterest Income$235,0002,218
Total noninterest expense$1,079,0003,546
Salaries and employee benefits$549,0003,723
Premises and equipment expense$136,0003,860
Additional noninterest expense$394,0002,959
Pre-tax net operating income$710,0002,674
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$710,0002,145
Extraordinary gains, net$016
Net income$710,0002,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,637
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$710,0002,066
2003-12-31 (YTD Data)Rank
Total interest income$6,220,0004,205
Total interest expense$962,0006,225
Net interest income$5,258,0003,555
Provision for loan and lease losses$204,0003,990
Total noninterest income$1,532,0002,807
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$561,0002,834
Trading account gains and fees$0160
Additional Noninterest Income$971,0002,434
Total noninterest expense$4,253,0003,524
Salaries and employee benefits$2,169,0003,665
Premises and equipment expense$557,0003,727
Additional noninterest expense$1,527,0003,026
Pre-tax net operating income$2,333,0003,045
Securities gains (losses)$04,500
Applicable income taxes$221,0004,779
Income before extraordinary items$2,112,0002,744
Extraordinary gains, net$054
Net income$2,112,0002,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,755
Cash dividends$958,0002,401
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,112,0002,616
2003-09-30 (YTD Data)Rank
Total interest income$4,594,0004,306
Total interest expense$747,0006,286
Net interest income$3,847,0003,643
Provision for loan and lease losses$153,0003,877
Total noninterest income$1,184,0002,813
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$415,0002,873
Trading account gains and fees$0153
Additional Noninterest Income$769,0002,426
Total noninterest expense$3,161,0003,540
Salaries and employee benefits$1,589,0003,732
Premises and equipment expense$455,0003,487
Additional noninterest expense$1,117,0003,086
Pre-tax net operating income$1,717,0003,196
Securities gains (losses)$04,204
Applicable income taxes$221,0004,496
Income before extraordinary items$1,496,0002,968
Extraordinary gains, net$040
Net income$1,496,0002,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,038
Cash dividends$448,0002,878
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,496,0002,821
2003-06-30 (YTD Data)Rank
Total interest income$3,039,0004,355
Total interest expense$502,0006,384
Net interest income$2,537,0003,652
Provision for loan and lease losses$101,0003,832
Total noninterest income$851,0002,632
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$270,0002,889
Trading account gains and fees$0150
Additional Noninterest Income$581,0002,228
Total noninterest expense$2,048,0003,612
Salaries and employee benefits$1,009,0003,878
Premises and equipment expense$296,0003,534
Additional noninterest expense$743,0003,075
Pre-tax net operating income$1,239,0003,008
Securities gains (losses)$03,782
Applicable income taxes$219,0003,788
Income before extraordinary items$1,020,0002,931
Extraordinary gains, net$030
Net income$1,020,0002,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0002,530
Cash dividends$112,0004,145
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,020,0002,778
2003-03-31 (YTD Data)Rank
Total interest income$1,500,0004,423
Total interest expense$248,0006,516
Net interest income$1,252,0003,676
Provision for loan and lease losses$50,0003,651
Total noninterest income$430,0002,552
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$133,0002,842
Trading account gains and fees$0134
Additional Noninterest Income$297,0002,121
Total noninterest expense$994,0003,686
Salaries and employee benefits$506,0003,859
Premises and equipment expense$145,0003,578
Additional noninterest expense$343,0003,249
Pre-tax net operating income$638,0002,946
Securities gains (losses)$02,891
Applicable income taxes$221,0002,535
Income before extraordinary items$417,0003,360
Extraordinary gains, net$021
Net income$417,0003,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,905
Cash dividends$52,0003,389
Sale, conversion, retirement of capital stock, net$0419
Net operating income$417,0003,194
2002-12-31 (YTD Data)Rank
Total interest income$6,340,0004,401
Total interest expense$1,244,0006,325
Net interest income$5,096,0003,614
Provision for loan and lease losses$204,0004,309
Total noninterest income$1,508,0002,609
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$524,0002,858
Trading account gains and fees$0153
Additional Noninterest Income$984,0002,206
Total noninterest expense$3,929,0003,607
Salaries and employee benefits$1,868,0003,966
Premises and equipment expense$521,0003,817
Additional noninterest expense$1,540,0002,900
Pre-tax net operating income$2,471,0002,903
Securities gains (losses)$5,0003,957
Applicable income taxes$824,0002,542
Income before extraordinary items$1,652,0003,253
Extraordinary gains, net$070
Net income$1,652,0003,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,827
Cash dividends$240,0004,663
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,648,6503,160
2001-12-31 (YTD Data)Rank
Total interest income$7,159,0004,353
Total interest expense$2,803,0004,988
Net interest income$4,356,0003,862
Provision for loan and lease losses$254,0003,568
Total noninterest income$882,0003,619
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$538,0002,662
Trading account gains and fees$0177
Additional Noninterest Income$344,0003,834
Total noninterest expense$3,635,0003,713
Salaries and employee benefits$1,740,0004,017
Premises and equipment expense$598,0003,361
Additional noninterest expense$1,297,0003,260
Pre-tax net operating income$1,349,0004,133
Securities gains (losses)$04,612
Applicable income taxes$483,0003,381
Income before extraordinary items$866,0004,663
Extraordinary gains, net$0105
Net income$866,0004,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0003,193
Cash dividends$123,0005,569
Sale, conversion, retirement of capital stock, net$0922
Net operating income$866,0004,554
2000-12-31 (YTD Data)Rank
Total interest income$7,025,0004,574
Total interest expense$2,909,0005,042
Net interest income$4,116,0004,088
Provision for loan and lease losses$281,0002,998
Total noninterest income$1,202,0002,756
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$490,0002,747
Trading account gains and feesNANA
Additional Noninterest Income$712,0002,331
Total noninterest expense$3,494,0003,709
Salaries and employee benefits$1,648,0004,054
Premises and equipment expense$591,0003,318
Additional noninterest expense$1,255,0003,276
Pre-tax net operating income$1,543,0003,997
Securities gains (losses)$01,956
Applicable income taxes$536,0003,334
Income before extraordinary items$1,007,0004,363
Extraordinary gains, net$038
Net income$1,007,0004,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,198
Cash dividends$132,0005,665
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,007,0004,363
1999-12-31 (YTD Data)Rank
Total interest income$6,297,0004,794
Total interest expense$2,847,0004,782
Net interest income$3,450,0004,696
Provision for loan and lease losses$214,0003,418
Total noninterest income$1,165,0002,758
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$523,0002,525
Trading account gains and feesNANA
Additional Noninterest Income$642,0002,525
Total noninterest expense$3,369,0003,822
Salaries and employee benefits$1,567,0004,184
Premises and equipment expense$611,0003,197
Additional noninterest expense$1,191,0003,446
Pre-tax net operating income$1,032,0005,207
Securities gains (losses)$03,155
Applicable income taxes$361,0004,400
Income before extraordinary items$671,0005,589
Extraordinary gains, net$035
Net income$671,0005,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,618
Cash dividends$85,0006,243
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$671,0005,551
1998-12-31 (YTD Data)Rank
Total interest income$5,165,0005,559
Total interest expense$2,378,0005,561
Net interest income$2,787,0005,431
Provision for loan and lease losses$68,0005,924
Total noninterest income$960,0003,175
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$344,0003,551
Trading account gains and feesNANA
Additional Noninterest Income$616,0002,600
Total noninterest expense$3,115,0003,983
Salaries and employee benefits$1,431,0004,414
Premises and equipment expense$523,0003,561
Additional noninterest expense$1,161,0003,465
Pre-tax net operating income$564,0007,091
Securities gains (losses)$04,449
Applicable income taxes$200,0006,190
Income before extraordinary items$364,0007,451
Extraordinary gains, net$032
Net income$364,0007,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,667
Cash dividends$87,0006,425
Sale, conversion, retirement of capital stock, net$517,000554
Net operating income$364,0007,372
1997-12-31 (YTD Data)Rank
Total interest income$4,224,0006,452
Total interest expense$1,704,0006,882
Net interest income$2,520,0006,024
Provision for loan and lease losses$172,0003,837
Total noninterest income$754,0003,751
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$280,0004,285
Trading account gains and feesNANA
Additional Noninterest Income$474,0002,939
Total noninterest expense$2,622,0004,592
Salaries and employee benefits$1,188,0005,145
Premises and equipment expense$397,0004,472
Additional noninterest expense$1,037,0003,765
Pre-tax net operating income$480,0008,032
Securities gains (losses)$03,944
Applicable income taxes$170,0007,324
Income before extraordinary items$310,0008,308
Extraordinary gains, net$044
Net income$310,0008,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,034
Cash dividends$82,0006,735
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$310,0008,263
1996-12-31 (YTD Data)Rank
Total interest income$3,396,0007,517
Total interest expense$1,273,0008,178
Net interest income$2,123,0006,907
Provision for loan and lease losses$33,0007,304
Total noninterest income$692,0004,147
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$266,0004,606
Trading account gains and feesNANA
Additional Noninterest Income$426,0003,265
Total noninterest expense$2,408,0005,165
Salaries and employee benefits$1,116,0005,536
Premises and equipment expense$395,0004,577
Additional noninterest expense$897,0004,767
Pre-tax net operating income$374,0008,665
Securities gains (losses)$04,148
Applicable income taxes$129,0008,234
Income before extraordinary items$245,0008,881
Extraordinary gains, net$053
Net income$245,0008,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0004,059
Cash dividends$91,0006,870
Sale, conversion, retirement of capital stock, net$0953
Net operating income$245,0008,821
1995-12-31 (YTD Data)Rank
Total interest income$2,937,0008,302
Total interest expense$977,0009,337
Net interest income$1,960,0007,397
Provision for loan and lease losses$24,0007,406
Total noninterest income$322,0006,822
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$164,0006,368
Trading account gains and feesNANA
Additional Noninterest Income$158,0005,834
Total noninterest expense$1,967,0006,062
Salaries and employee benefits$850,0006,821
Premises and equipment expense$302,0005,593
Additional noninterest expense$815,0005,171
Pre-tax net operating income$291,0009,816
Securities gains (losses)$3,0003,092
Applicable income taxes$101,0009,160
Income before extraordinary items$193,00010,006
Extraordinary gains, net$065
Net income$193,00010,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,00011,045
Cash dividends$930,0002,174
Sale, conversion, retirement of capital stock, net$0809
Net operating income$191,02010,003
1994-12-31 (YTD Data)Rank
Total interest income$2,677,0008,596
Total interest expense$813,0009,538
Net interest income$1,864,0007,885
Provision for loan and lease losses$24,0007,499
Total noninterest income$241,0008,072
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$137,0007,187
Trading account gains and feesNANA
Additional Noninterest Income$104,0007,391
Total noninterest expense$1,611,0007,264
Salaries and employee benefits$699,0007,889
Premises and equipment expense$233,0006,814
Additional noninterest expense$679,0006,481
Pre-tax net operating income$470,0008,859
Securities gains (losses)$16,0001,924
Applicable income taxes$167,0007,982
Income before extraordinary items$319,0008,952
Extraordinary gains, net$0249
Net income$319,0008,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,486
Cash dividends$255,0004,852
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$308,4409,126
1993-12-31 (YTD Data)Rank
Total interest income$2,697,0008,830
Total interest expense$899,0009,561
Net interest income$1,798,0008,254
Provision for loan and lease losses$26,0008,647
Total noninterest income$279,0007,948
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$135,0007,460
Trading account gains and feesNANA
Additional Noninterest Income$144,0006,692
Total noninterest expense$1,551,0007,643
Salaries and employee benefits$643,0008,453
Premises and equipment expense$243,0006,833
Additional noninterest expense$665,0006,824
Pre-tax net operating income$500,0008,657
Securities gains (losses)$8,0005,699
Applicable income taxes$167,0008,276
Income before extraordinary items$341,0009,028
Extraordinary gains, net$03,149
Net income$341,0009,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0007,087
Cash dividends$251,0004,825
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$335,6408,828
1992-12-31 (YTD Data)Rank
Total interest income$3,047,0008,891
Total interest expense$1,153,0009,780
Net interest income$1,894,0008,061
Provision for loan and lease losses$-55,00013,634
Total noninterest income$248,0008,523
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0007,416
Trading account gains and feesNANA
Additional Noninterest Income$109,0007,780
Total noninterest expense$1,571,0007,667
Salaries and employee benefits$662,0008,289
Premises and equipment expense$241,0006,961
Additional noninterest expense$668,0006,974
Pre-tax net operating income$626,0007,544
Securities gains (losses)$78,0003,414
Applicable income taxes$226,0007,072
Income before extraordinary items$478,0007,519
Extraordinary gains, net$-132,00013,686
Net income$346,0008,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0008,726
Cash dividends$251,0004,440
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$424,9607,614

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.