The First National Bank of Santa Fe, Income and Expense

2017-03-31 (YTD Data)Rank
Total interest income$13,980,000509
Total interest expense$1,317,000598
Net interest income$12,663,000499
Provision for loan and lease losses$-59,0005,716
Total noninterest income$2,068,000787
Gross Fiduciary activities income$225,000484
Service charges on deposit accounts$252,0001,185
Trading account gains and fees$0142
Additional Noninterest Income$1,591,000694
Total noninterest expense$12,123,000476
Salaries and employee benefits$5,677,000544
Premises and equipment expense$1,762,000393
Additional noninterest expense$4,684,000397
Pre-tax net operating income$2,667,000907
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,667,000731
Extraordinary gains, net$08
Net income$2,667,000731
Minority interest net income$055
Net income of bank and minority interests.$2,667,000731
Net charge-offs$255,000519
Cash dividends$4,000,000232
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,667,000718
2016-12-31 (YTD Data)Rank
Total interest income$60,360,000454
Total interest expense$5,336,000559
Net interest income$55,024,000441
Provision for loan and lease losses$520,0001,432
Total noninterest income$7,960,000817
Gross Fiduciary activities income$935,000467
Service charges on deposit accounts$1,171,0001,044
Trading account gains and fees$0170
Additional Noninterest Income$5,854,000745
Total noninterest expense$55,452,000417
Salaries and employee benefits$24,203,000498
Premises and equipment expense$7,108,000384
Additional noninterest expense$24,141,000329
Pre-tax net operating income$7,012,0001,244
Securities gains (losses)$1,491,000162
Applicable income taxes$-3,615,0005,886
Income before extraordinary items$12,118,000644
Extraordinary gains, net$05
Net income$12,118,000643
Minority interest net income$082
Net income of bank and minority interests.$12,118,000643
Net charge-offs$-763,0005,838
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,627,000705
2016-09-30 (YTD Data)Rank
Total interest income$45,481,000449
Total interest expense$3,960,000566
Net interest income$41,521,000436
Provision for loan and lease losses$1,344,000557
Total noninterest income$3,979,0001,103
Gross Fiduciary activities income$671,000475
Service charges on deposit accounts$858,0001,078
Trading account gains and fees$0169
Additional Noninterest Income$2,450,0001,141
Total noninterest expense$39,964,000432
Salaries and employee benefits$18,464,000493
Premises and equipment expense$5,190,000390
Additional noninterest expense$16,310,000351
Pre-tax net operating income$4,192,0001,500
Securities gains (losses)$1,491,000135
Applicable income taxes$-3,615,0005,962
Income before extraordinary items$9,298,000635
Extraordinary gains, net$05
Net income$9,298,000635
Minority interest net income$071
Net income of bank and minority interests.$9,298,000635
Net charge-offs$3,0003,728
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,807,000718
2016-06-30 (YTD Data)Rank
Total interest income$30,497,000446
Total interest expense$2,546,000579
Net interest income$27,951,000435
Provision for loan and lease losses$786,000608
Total noninterest income$2,918,0001,015
Gross Fiduciary activities income$446,000479
Service charges on deposit accounts$577,0001,048
Trading account gains and fees$0157
Additional Noninterest Income$1,895,0001,003
Total noninterest expense$26,618,000433
Salaries and employee benefits$13,160,000465
Premises and equipment expense$3,396,000395
Additional noninterest expense$10,062,000374
Pre-tax net operating income$3,465,0001,267
Securities gains (losses)$1,491,00097
Applicable income taxes$04,338
Income before extraordinary items$4,956,000769
Extraordinary gains, net$016
Net income$4,956,000768
Minority interest net income$071
Net income of bank and minority interests.$4,956,000768
Net charge-offs$-332,0005,930
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,465,0001,042
2016-03-31 (YTD Data)Rank
Total interest income$14,661,000464
Total interest expense$1,213,000608
Net interest income$13,448,000448
Provision for loan and lease losses$245,000824
Total noninterest income$1,433,000994
Gross Fiduciary activities income$235,000470
Service charges on deposit accounts$277,0001,084
Trading account gains and fees$0142
Additional Noninterest Income$921,000993
Total noninterest expense$14,145,000408
Salaries and employee benefits$6,981,000445
Premises and equipment expense$1,757,000392
Additional noninterest expense$5,407,000352
Pre-tax net operating income$491,0003,073
Securities gains (losses)$130,000415
Applicable income taxes$04,259
Income before extraordinary items$621,0002,393
Extraordinary gains, net$012
Net income$621,0002,393
Minority interest net income$062
Net income of bank and minority interests.$621,0002,393
Net charge-offs$-174,0005,969
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$491,0002,728
2015-12-31 (YTD Data)Rank
Total interest income$63,044,000413
Total interest expense$4,567,000613
Net interest income$58,477,000405
Provision for loan and lease losses$2,730,000340
Total noninterest income$3,928,0001,310
Gross Fiduciary activities income$894,000482
Service charges on deposit accounts$1,205,0001,040
Trading account gains and fees$0159
Additional Noninterest Income$1,829,0001,623
Total noninterest expense$55,261,000411
Salaries and employee benefits$27,164,000435
Premises and equipment expense$7,915,000344
Additional noninterest expense$20,182,000369
Pre-tax net operating income$4,414,0001,744
Securities gains (losses)$452,000387
Applicable income taxes$04,402
Income before extraordinary items$4,866,0001,387
Extraordinary gains, net$023
Net income$4,866,0001,386
Minority interest net income$081
Net income of bank and minority interests.$4,866,0001,387
Net charge-offs$153,0002,240
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,414,0001,471
2015-09-30 (YTD Data)Rank
Total interest income$45,959,000426
Total interest expense$3,400,000621
Net interest income$42,559,000411
Provision for loan and lease losses$2,049,000331
Total noninterest income$4,082,0001,075
Gross Fiduciary activities income$684,000479
Service charges on deposit accounts$894,0001,050
Trading account gains and fees$0153
Additional Noninterest Income$2,504,0001,101
Total noninterest expense$41,345,000416
Salaries and employee benefits$21,253,000431
Premises and equipment expense$5,807,000357
Additional noninterest expense$14,285,000386
Pre-tax net operating income$3,247,0001,790
Securities gains (losses)$452,000328
Applicable income taxes$04,489
Income before extraordinary items$3,699,0001,381
Extraordinary gains, net$021
Net income$3,699,0001,382
Minority interest net income$078
Net income of bank and minority interests.$3,699,0001,382
Net charge-offs$189,0001,604
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,247,0001,496
2015-06-30 (YTD Data)Rank
Total interest income$30,098,000427
Total interest expense$2,284,000608
Net interest income$27,814,000416
Provision for loan and lease losses$1,872,000252
Total noninterest income$2,971,0001,010
Gross Fiduciary activities income$459,000483
Service charges on deposit accounts$592,0001,034
Trading account gains and fees$0157
Additional Noninterest Income$1,920,000998
Total noninterest expense$27,760,000413
Salaries and employee benefits$14,302,000429
Premises and equipment expense$3,784,000371
Additional noninterest expense$9,674,000381
Pre-tax net operating income$1,153,0002,820
Securities gains (losses)$97,000870
Applicable income taxes$04,497
Income before extraordinary items$1,250,0002,372
Extraordinary gains, net$022
Net income$1,250,0002,374
Minority interest net income$075
Net income of bank and minority interests.$1,250,0002,374
Net charge-offs$242,0001,064
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,153,0002,443
2015-03-31 (YTD Data)Rank
Total interest income$15,420,000422
Total interest expense$1,144,000612
Net interest income$14,276,000413
Provision for loan and lease losses$1,266,000189
Total noninterest income$1,654,000903
Gross Fiduciary activities income$231,000490
Service charges on deposit accounts$297,0001,009
Trading account gains and fees$0152
Additional Noninterest Income$1,126,000849
Total noninterest expense$14,058,000407
Salaries and employee benefits$7,622,000403
Premises and equipment expense$1,878,000378
Additional noninterest expense$4,558,000387
Pre-tax net operating income$606,0002,669
Securities gains (losses)$99,000593
Applicable income taxes$04,400
Income before extraordinary items$705,0002,125
Extraordinary gains, net$013
Net income$705,0002,126
Minority interest net income$064
Net income of bank and minority interests.$705,0002,126
Net charge-offs$161,000837
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$606,0002,303
2014-12-31 (YTD Data)Rank
Total interest income$65,783,000392
Total interest expense$4,581,000626
Net interest income$61,202,000388
Provision for loan and lease losses$3,856,000260
Total noninterest income$7,148,000848
Gross Fiduciary activities income$1,070,000453
Service charges on deposit accounts$1,022,0001,261
Trading account gains and fees$0180
Additional Noninterest Income$5,056,000743
Total noninterest expense$58,370,000384
Salaries and employee benefits$27,861,000420
Premises and equipment expense$7,542,000361
Additional noninterest expense$22,967,000334
Pre-tax net operating income$6,124,0001,280
Securities gains (losses)$46,0001,790
Applicable income taxes$04,531
Income before extraordinary items$6,170,0001,072
Extraordinary gains, net$017
Net income$6,170,0001,070
Minority interest net income$084
Net income of bank and minority interests.$6,170,0001,071
Net charge-offs$1,170,000788
Cash dividends$436,0003,012
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,124,0001,051
2014-09-30 (YTD Data)Rank
Total interest income$45,700,000422
Total interest expense$3,374,000643
Net interest income$42,326,000406
Provision for loan and lease losses$3,151,000236
Total noninterest income$5,741,000800
Gross Fiduciary activities income$786,000458
Service charges on deposit accounts$724,0001,345
Trading account gains and fees$0174
Additional Noninterest Income$4,231,000696
Total noninterest expense$42,245,000398
Salaries and employee benefits$21,378,000407
Premises and equipment expense$5,313,000380
Additional noninterest expense$15,554,000356
Pre-tax net operating income$2,671,0002,035
Securities gains (losses)$49,0001,463
Applicable income taxes$04,583
Income before extraordinary items$2,720,0001,723
Extraordinary gains, net$015
Net income$2,720,0001,724
Minority interest net income$081
Net income of bank and minority interests.$2,720,0001,723
Net charge-offs$331,0001,512
Cash dividends$328,0002,660
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,671,0001,714
2014-06-30 (YTD Data)Rank
Total interest income$30,649,000414
Total interest expense$2,267,000643
Net interest income$28,382,000401
Provision for loan and lease losses$1,904,000259
Total noninterest income$2,244,0001,173
Gross Fiduciary activities income$513,000461
Service charges on deposit accounts$480,0001,327
Trading account gains and fees$0172
Additional Noninterest Income$1,251,0001,246
Total noninterest expense$28,127,000396
Salaries and employee benefits$14,255,000401
Premises and equipment expense$3,483,000385
Additional noninterest expense$10,389,000349
Pre-tax net operating income$595,0003,890
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$595,0003,650
Extraordinary gains, net$020
Net income$595,0003,655
Minority interest net income$080
Net income of bank and minority interests.$595,0003,656
Net charge-offs$314,0001,226
Cash dividends$218,0002,646
Sale, conversion, retirement of capital stock, net$0794
Net operating income$595,0003,583
2014-03-31 (YTD Data)Rank
Total interest income$15,254,000415
Total interest expense$1,152,000643
Net interest income$14,102,000399
Provision for loan and lease losses$910,000278
Total noninterest income$903,0001,337
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$279,0001,151
Trading account gains and fees$0147
Additional Noninterest Income$624,0001,210
Total noninterest expense$14,116,000396
Salaries and employee benefits$7,356,000396
Premises and equipment expense$1,702,000404
Additional noninterest expense$5,058,000359
Pre-tax net operating income$-21,0006,293
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-21,0006,296
Extraordinary gains, net$016
Net income$-21,0006,297
Minority interest net income$066
Net income of bank and minority interests.$-21,0006,297
Net charge-offs$580,000442
Cash dividends$111,0002,171
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-21,0006,290
2013-12-31 (YTD Data)Rank
Total interest income$56,302,000440
Total interest expense$5,581,000579
Net interest income$50,721,000430
Provision for loan and lease losses$5,313,000252
Total noninterest income$3,695,0001,395
Gross Fiduciary activities income$1,072,000446
Service charges on deposit accounts$885,0001,509
Trading account gains and fees$0184
Additional Noninterest Income$1,738,0001,680
Total noninterest expense$47,143,000453
Salaries and employee benefits$22,419,000488
Premises and equipment expense$5,685,000448
Additional noninterest expense$19,039,000397
Pre-tax net operating income$1,960,0002,899
Securities gains (losses)$1,0003,056
Applicable income taxes$04,631
Income before extraordinary items$1,961,0002,649
Extraordinary gains, net$029
Net income$1,961,0002,652
Minority interest net income$090
Net income of bank and minority interests.$1,961,0002,652
Net charge-offs$2,018,000742
Cash dividends$857,0002,122
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,960,0002,586
2013-09-30 (YTD Data)Rank
Total interest income$9,145,0002,032
Total interest expense$449,0004,162
Net interest income$8,696,0001,850
Provision for loan and lease losses$220,0002,473
Total noninterest income$2,044,0001,766
Gross Fiduciary activities income$449,000563
Service charges on deposit accounts$319,0002,710
Trading account gains and fees$0180
Additional Noninterest Income$1,276,0001,745
Total noninterest expense$10,405,0001,423
Salaries and employee benefits$4,903,0001,592
Premises and equipment expense$1,121,0001,582
Additional noninterest expense$4,381,0001,150
Pre-tax net operating income$115,0005,950
Securities gains (losses)$-17,0006,554
Applicable income taxes$04,713
Income before extraordinary items$98,0006,028
Extraordinary gains, net$025
Net income$98,0006,030
Minority interest net income$084
Net income of bank and minority interests.$98,0006,030
Net charge-offs$943,0001,047
Cash dividends$219,0002,873
Sale, conversion, retirement of capital stock, net$0868
Net operating income$115,0005,895
2013-06-30 (YTD Data)Rank
Total interest income$3,673,0003,161
Total interest expense$132,0005,746
Net interest income$3,541,0002,894
Provision for loan and lease losses$48,0003,670
Total noninterest income$795,0002,559
Gross Fiduciary activities income$171,000679
Service charges on deposit accounts$127,0003,664
Trading account gains and fees$0157
Additional Noninterest Income$497,0002,479
Total noninterest expense$4,173,0002,272
Salaries and employee benefits$1,821,0002,731
Premises and equipment expense$425,0002,619
Additional noninterest expense$1,927,0001,656
Pre-tax net operating income$115,0005,755
Securities gains (losses)$4,0002,503
Applicable income taxes$04,679
Income before extraordinary items$119,0005,727
Extraordinary gains, net$022
Net income$119,0005,729
Minority interest net income$082
Net income of bank and minority interests.$119,0005,729
Net charge-offs$818,000889
Cash dividends$109,0002,950
Sale, conversion, retirement of capital stock, net$0838
Net operating income$115,0005,662
2013-03-31 (YTD Data)Rank
Total interest income$5,620,0001,143
Total interest expense$622,0001,491
Net interest income$4,998,0001,087
Provision for loan and lease losses$75,0002,354
Total noninterest income$1,390,0001,080
Gross Fiduciary activities income$286,000434
Service charges on deposit accounts$188,0001,693
Trading account gains and fees$0148
Additional Noninterest Income$916,0001,053
Total noninterest expense$5,537,000923
Salaries and employee benefits$3,026,000908
Premises and equipment expense$658,000934
Additional noninterest expense$1,853,000915
Pre-tax net operating income$776,0002,084
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$776,0001,830
Extraordinary gains, net$010
Net income$776,0001,831
Minority interest net income$076
Net income of bank and minority interests.$776,0001,832
Net charge-offs$816,000551
Cash dividends$800,000657
Sale, conversion, retirement of capital stock, net$0789
Net operating income$776,0001,758
2012-12-31 (YTD Data)Rank
Total interest income$24,738,0001,085
Total interest expense$2,529,0001,728
Net interest income$22,209,000985
Provision for loan and lease losses$60,0005,049
Total noninterest income$5,955,0001,010
Gross Fiduciary activities income$1,428,000376
Service charges on deposit accounts$833,0001,642
Trading account gains and fees$0166
Additional Noninterest Income$3,694,0001,023
Total noninterest expense$21,850,000922
Salaries and employee benefits$11,845,000877
Premises and equipment expense$2,469,000965
Additional noninterest expense$7,536,000924
Pre-tax net operating income$6,254,0001,142
Securities gains (losses)$857,000609
Applicable income taxes$04,751
Income before extraordinary items$7,111,000830
Extraordinary gains, net$029
Net income$7,111,000829
Minority interest net income$093
Net income of bank and minority interests.$7,111,000830
Net charge-offs$999,0001,817
Cash dividends$3,010,000865
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,254,000904
2012-09-30 (YTD Data)Rank
Total interest income$18,853,0001,080
Total interest expense$1,924,0001,777
Net interest income$16,929,000973
Provision for loan and lease losses$-15,0006,953
Total noninterest income$4,579,000997
Gross Fiduciary activities income$1,138,000358
Service charges on deposit accounts$622,0001,664
Trading account gains and fees$0157
Additional Noninterest Income$2,819,000982
Total noninterest expense$16,644,000907
Salaries and employee benefits$9,013,000868
Premises and equipment expense$1,880,000958
Additional noninterest expense$5,751,000906
Pre-tax net operating income$4,879,0001,105
Securities gains (losses)$857,000472
Applicable income taxes$04,802
Income before extraordinary items$5,736,000797
Extraordinary gains, net$020
Net income$5,736,000795
Minority interest net income$086
Net income of bank and minority interests.$5,736,000797
Net charge-offs$811,0001,664
Cash dividends$2,310,000689
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,879,000883
2012-06-30 (YTD Data)Rank
Total interest income$12,759,0001,075
Total interest expense$1,302,0001,803
Net interest income$11,457,000963
Provision for loan and lease losses$630,0001,518
Total noninterest income$3,049,000976
Gross Fiduciary activities income$817,000349
Service charges on deposit accounts$413,0001,655
Trading account gains and fees$0153
Additional Noninterest Income$1,819,000993
Total noninterest expense$11,003,000909
Salaries and employee benefits$5,981,000868
Premises and equipment expense$1,239,000973
Additional noninterest expense$3,783,000915
Pre-tax net operating income$2,873,0001,240
Securities gains (losses)$356,000748
Applicable income taxes$04,770
Income before extraordinary items$3,229,000935
Extraordinary gains, net$019
Net income$3,229,000934
Minority interest net income$084
Net income of bank and minority interests.$3,229,000935
Net charge-offs$797,0001,330
Cash dividends$1,574,000654
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,873,000985
2012-03-31 (YTD Data)Rank
Total interest income$6,355,0001,078
Total interest expense$663,0001,842
Net interest income$5,692,000962
Provision for loan and lease losses$405,0001,237
Total noninterest income$1,302,0001,088
Gross Fiduciary activities income$415,000338
Service charges on deposit accounts$208,0001,632
Trading account gains and fees$0148
Additional Noninterest Income$679,0001,206
Total noninterest expense$5,755,000862
Salaries and employee benefits$3,310,000777
Premises and equipment expense$643,000944
Additional noninterest expense$1,802,000941
Pre-tax net operating income$834,0001,963
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$834,0001,736
Extraordinary gains, net$019
Net income$834,0001,738
Minority interest net income$078
Net income of bank and minority interests.$834,0001,737
Net charge-offs$794,000787
Cash dividends$837,000558
Sale, conversion, retirement of capital stock, net$0861
Net operating income$834,0001,634
2011-12-31 (YTD Data)Rank
Total interest income$27,014,0001,041
Total interest expense$3,302,0001,786
Net interest income$23,712,000924
Provision for loan and lease losses$450,0003,593
Total noninterest income$5,364,000979
Gross Fiduciary activities income$1,784,000286
Service charges on deposit accounts$945,0001,542
Trading account gains and fees$0146
Additional Noninterest Income$2,635,0001,119
Total noninterest expense$21,693,000903
Salaries and employee benefits$11,800,000834
Premises and equipment expense$2,580,000967
Additional noninterest expense$7,313,000961
Pre-tax net operating income$6,933,000878
Securities gains (losses)$323,0001,086
Applicable income taxes$04,719
Income before extraordinary items$7,256,000700
Extraordinary gains, net$029
Net income$7,256,000700
Minority interest net income$096
Net income of bank and minority interests.$7,256,000700
Net charge-offs$796,0002,642
Cash dividends$4,049,000520
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,933,000694
2011-09-30 (YTD Data)Rank
Total interest income$20,515,0001,039
Total interest expense$2,578,0001,786
Net interest income$17,937,000918
Provision for loan and lease losses$450,0003,020
Total noninterest income$4,050,000982
Gross Fiduciary activities income$1,368,000279
Service charges on deposit accounts$723,0001,529
Trading account gains and fees$0145
Additional Noninterest Income$1,959,0001,129
Total noninterest expense$16,213,000915
Salaries and employee benefits$8,794,000848
Premises and equipment expense$1,930,000988
Additional noninterest expense$5,489,000970
Pre-tax net operating income$5,324,000877
Securities gains (losses)$323,000887
Applicable income taxes$04,740
Income before extraordinary items$5,647,000705
Extraordinary gains, net$021
Net income$5,647,000703
Minority interest net income$087
Net income of bank and minority interests.$5,647,000705
Net charge-offs$78,0004,643
Cash dividends$3,272,000416
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,324,000702
2011-06-30 (YTD Data)Rank
Total interest income$13,890,0001,033
Total interest expense$1,756,0001,818
Net interest income$12,134,000917
Provision for loan and lease losses$450,0002,433
Total noninterest income$2,570,0001,020
Gross Fiduciary activities income$920,000280
Service charges on deposit accounts$492,0001,489
Trading account gains and fees$0153
Additional Noninterest Income$1,158,0001,217
Total noninterest expense$10,829,000925
Salaries and employee benefits$5,765,000863
Premises and equipment expense$1,273,0001,002
Additional noninterest expense$3,791,000960
Pre-tax net operating income$3,425,000879
Securities gains (losses)$184,000778
Applicable income taxes$04,697
Income before extraordinary items$3,609,000716
Extraordinary gains, net$015
Net income$3,609,000715
Minority interest net income$089
Net income of bank and minority interests.$3,609,000716
Net charge-offs$365,0002,464
Cash dividends$2,250,000379
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,425,000723
2011-03-31 (YTD Data)Rank
Total interest income$7,089,0001,019
Total interest expense$883,0001,877
Net interest income$6,206,000887
Provision for loan and lease losses$225,0002,264
Total noninterest income$1,288,0001,027
Gross Fiduciary activities income$454,000284
Service charges on deposit accounts$242,0001,477
Trading account gains and fees$0158
Additional Noninterest Income$592,0001,192
Total noninterest expense$5,209,000964
Salaries and employee benefits$2,691,000938
Premises and equipment expense$629,0001,037
Additional noninterest expense$1,889,000945
Pre-tax net operating income$2,060,000757
Securities gains (losses)$94,000552
Applicable income taxes$04,545
Income before extraordinary items$2,154,000609
Extraordinary gains, net$09
Net income$2,154,000606
Minority interest net income$086
Net income of bank and minority interests.$2,154,000609
Net charge-offs$146,0002,387
Cash dividends$1,125,000345
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,060,000619
2010-12-31 (YTD Data)Rank
Total interest income$30,084,0001,019
Total interest expense$5,136,0001,621
Net interest income$24,948,000882
Provision for loan and lease losses$1,745,0002,260
Total noninterest income$5,535,0001,000
Gross Fiduciary activities income$1,900,000278
Service charges on deposit accounts$1,198,0001,254
Trading account gains and fees$0175
Additional Noninterest Income$2,437,0001,223
Total noninterest expense$22,504,000896
Salaries and employee benefits$11,671,000844
Premises and equipment expense$2,600,000991
Additional noninterest expense$8,233,000895
Pre-tax net operating income$6,234,000848
Securities gains (losses)$1,472,000348
Applicable income taxes$5,0004,343
Income before extraordinary items$7,701,000581
Extraordinary gains, net$029
Net income$7,701,000580
Minority interest net income$0111
Net income of bank and minority interests.$7,701,000581
Net charge-offs$497,0003,665
Cash dividends$2,544,000644
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,229,000688
2010-09-30 (YTD Data)Rank
Total interest income$22,835,0001,024
Total interest expense$4,175,0001,558
Net interest income$18,660,000886
Provision for loan and lease losses$1,520,0001,958
Total noninterest income$4,131,000972
Gross Fiduciary activities income$1,435,000267
Service charges on deposit accounts$930,0001,246
Trading account gains and fees$0165
Additional Noninterest Income$1,766,0001,210
Total noninterest expense$16,391,000909
Salaries and employee benefits$8,282,000876
Premises and equipment expense$1,868,0001,052
Additional noninterest expense$6,241,000867
Pre-tax net operating income$4,880,000855
Securities gains (losses)$1,472,000297
Applicable income taxes$04,726
Income before extraordinary items$6,352,000538
Extraordinary gains, net$023
Net income$6,352,000539
Minority interest net income$0110
Net income of bank and minority interests.$6,352,000540
Net charge-offs$515,0003,041
Cash dividends$1,696,000641
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,880,000676
2010-06-30 (YTD Data)Rank
Total interest income$15,584,0001,010
Total interest expense$3,026,0001,482
Net interest income$12,558,000883
Provision for loan and lease losses$1,295,0001,670
Total noninterest income$2,962,000906
Gross Fiduciary activities income$969,000264
Service charges on deposit accounts$654,0001,195
Trading account gains and fees$0152
Additional Noninterest Income$1,339,0001,064
Total noninterest expense$11,279,000883
Salaries and employee benefits$5,731,000850
Premises and equipment expense$1,276,0001,045
Additional noninterest expense$4,272,000840
Pre-tax net operating income$2,946,000925
Securities gains (losses)$1,044,000253
Applicable income taxes$04,691
Income before extraordinary items$3,990,000554
Extraordinary gains, net$019
Net income$3,990,000555
Minority interest net income$0105
Net income of bank and minority interests.$3,990,000555
Net charge-offs$420,0002,646
Cash dividends$848,000848
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,946,000737
2010-03-31 (YTD Data)Rank
Total interest income$7,917,0001,014
Total interest expense$1,678,0001,407
Net interest income$6,239,000893
Provision for loan and lease losses$870,0001,293
Total noninterest income$1,463,000903
Gross Fiduciary activities income$476,000270
Service charges on deposit accounts$314,0001,238
Trading account gains and fees$0175
Additional Noninterest Income$673,0001,041
Total noninterest expense$4,975,0001,002
Salaries and employee benefits$2,716,000908
Premises and equipment expense$640,0001,070
Additional noninterest expense$1,619,0001,081
Pre-tax net operating income$1,857,000728
Securities gains (losses)$520,000241
Applicable income taxes$04,611
Income before extraordinary items$2,377,000458
Extraordinary gains, net$016
Net income$2,377,000459
Minority interest net income$091
Net income of bank and minority interests.$2,377,000460
Net charge-offs$-38,0007,752
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,857,000583
2009-12-31 (YTD Data)Rank
Total interest income$32,008,0001,069
Total interest expense$6,986,0001,692
Net interest income$25,022,000866
Provision for loan and lease losses$4,577,0001,519
Total noninterest income$6,639,000874
Gross Fiduciary activities income$1,885,000258
Service charges on deposit accounts$1,526,0001,130
Trading account gains and fees$0211
Additional Noninterest Income$3,228,0001,003
Total noninterest expense$20,179,0001,036
Salaries and employee benefits$11,356,000864
Premises and equipment expense$2,583,0001,055
Additional noninterest expense$6,240,0001,230
Pre-tax net operating income$6,905,000625
Securities gains (losses)$2,400,000233
Applicable income taxes$-17,0006,289
Income before extraordinary items$9,322,000346
Extraordinary gains, net$034
Net income$9,322,000346
Minority interest net income$0115
Net income of bank and minority interests.$9,322,000348
Net charge-offs$835,0003,114
Cash dividends$7,900,000233
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,922,000483
2009-09-30 (YTD Data)Rank
Total interest income$23,854,0001,102
Total interest expense$5,200,0001,771
Net interest income$18,654,000879
Provision for loan and lease losses$2,088,0001,851
Total noninterest income$4,946,000884
Gross Fiduciary activities income$1,389,000259
Service charges on deposit accounts$1,158,0001,112
Trading account gains and fees$0212
Additional Noninterest Income$2,399,0001,013
Total noninterest expense$14,496,0001,064
Salaries and employee benefits$8,045,000930
Premises and equipment expense$1,801,0001,150
Additional noninterest expense$4,650,0001,209
Pre-tax net operating income$7,016,000487
Securities gains (losses)$1,385,000280
Applicable income taxes$04,592
Income before extraordinary items$8,401,000309
Extraordinary gains, net$027
Net income$8,401,000309
Minority interest net income$0118
Net income of bank and minority interests.$8,401,000310
Net charge-offs$568,0002,872
Cash dividends$6,200,000203
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,016,000370
2009-06-30 (YTD Data)Rank
Total interest income$15,609,0001,150
Total interest expense$3,414,0001,876
Net interest income$12,195,000894
Provision for loan and lease losses$1,835,0001,477
Total noninterest income$2,952,000978
Gross Fiduciary activities income$899,000269
Service charges on deposit accounts$772,0001,104
Trading account gains and fees$0193
Additional Noninterest Income$1,281,0001,207
Total noninterest expense$9,796,0001,070
Salaries and employee benefits$5,431,000941
Premises and equipment expense$1,195,0001,180
Additional noninterest expense$3,170,0001,200
Pre-tax net operating income$3,516,000656
Securities gains (losses)$1,385,000217
Applicable income taxes$04,657
Income before extraordinary items$4,901,000359
Extraordinary gains, net$021
Net income$4,901,000356
Minority interest net income$0112
Net income of bank and minority interests.$4,901,000358
Net charge-offs$488,0002,380
Cash dividends$4,200,000210
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,516,000484
2009-03-31 (YTD Data)Rank
Total interest income$7,650,0001,182
Total interest expense$1,702,0001,945
Net interest income$5,948,000908
Provision for loan and lease losses$172,0003,054
Total noninterest income$1,352,0001,007
Gross Fiduciary activities income$443,000274
Service charges on deposit accounts$376,0001,109
Trading account gains and fees$0171
Additional Noninterest Income$533,0001,337
Total noninterest expense$4,491,0001,114
Salaries and employee benefits$2,504,0001,008
Premises and equipment expense$602,0001,198
Additional noninterest expense$1,385,0001,201
Pre-tax net operating income$2,637,000448
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$2,637,000362
Extraordinary gains, net$015
Net income$2,637,000362
Minority interest net income$0102
Net income of bank and minority interests.$2,637,000364
Net charge-offs$52,0003,501
Cash dividends$2,400,000194
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,637,000333
2008-12-31 (YTD Data)Rank
Total interest income$32,815,0001,164
Total interest expense$8,656,0001,840
Net interest income$24,159,000885
Provision for loan and lease losses$454,0003,950
Total noninterest income$5,923,000922
Gross Fiduciary activities income$2,069,000259
Service charges on deposit accounts$1,689,0001,053
Trading account gains and fees$0154
Additional Noninterest Income$2,165,0001,233
Total noninterest expense$18,606,0001,060
Salaries and employee benefits$10,717,000938
Premises and equipment expense$2,325,0001,183
Additional noninterest expense$5,564,0001,153
Pre-tax net operating income$11,022,000485
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$11,022,000358
Extraordinary gains, net$039
Net income$11,022,000358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0005,155
Cash dividends$8,500,000340
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$11,022,000372
2008-09-30 (YTD Data)Rank
Total interest income$24,853,0001,180
Total interest expense$6,638,0001,864
Net interest income$18,215,000895
Provision for loan and lease losses$454,0002,881
Total noninterest income$4,391,000968
Gross Fiduciary activities income$1,470,000273
Service charges on deposit accounts$1,276,0001,064
Trading account gains and fees$0148
Additional Noninterest Income$1,645,0001,271
Total noninterest expense$13,579,0001,081
Salaries and employee benefits$7,720,000993
Premises and equipment expense$1,738,0001,190
Additional noninterest expense$4,121,0001,115
Pre-tax net operating income$8,573,000582
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$8,573,000425
Extraordinary gains, net$031
Net income$8,573,000424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,783
Cash dividends$7,200,000319
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,573,000446
2008-06-30 (YTD Data)Rank
Total interest income$16,443,0001,202
Total interest expense$4,515,0001,906
Net interest income$11,928,000903
Provision for loan and lease losses$334,0002,392
Total noninterest income$2,961,000970
Gross Fiduciary activities income$1,006,000276
Service charges on deposit accounts$855,0001,031
Trading account gains and fees$0149
Additional Noninterest Income$1,100,0001,313
Total noninterest expense$9,017,0001,081
Salaries and employee benefits$5,218,000998
Premises and equipment expense$1,157,0001,188
Additional noninterest expense$2,642,0001,124
Pre-tax net operating income$5,538,000643
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$5,538,000503
Extraordinary gains, net$021
Net income$5,538,000502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,109
Cash dividends$4,900,000352
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,538,000493
2008-03-31 (YTD Data)Rank
Total interest income$8,291,0001,218
Total interest expense$2,359,0001,965
Net interest income$5,932,000901
Provision for loan and lease losses$154,0002,096
Total noninterest income$1,405,0001,018
Gross Fiduciary activities income$460,000296
Service charges on deposit accounts$421,0001,028
Trading account gains and fees$0158
Additional Noninterest Income$524,0001,372
Total noninterest expense$4,234,0001,147
Salaries and employee benefits$2,362,0001,100
Premises and equipment expense$573,0001,204
Additional noninterest expense$1,299,0001,110
Pre-tax net operating income$2,949,000661
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$2,949,000517
Extraordinary gains, net$015
Net income$2,949,000518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,065
Cash dividends$2,200,000392
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,949,000494
2007-12-31 (YTD Data)Rank
Total interest income$34,818,0001,210
Total interest expense$10,919,0001,824
Net interest income$23,899,000924
Provision for loan and lease losses$170,0004,146
Total noninterest income$5,882,000960
Gross Fiduciary activities income$1,965,000278
Service charges on deposit accounts$1,627,0001,093
Trading account gains and fees$0178
Additional Noninterest Income$2,290,0001,249
Total noninterest expense$17,527,0001,068
Salaries and employee benefits$9,952,0001,009
Premises and equipment expense$2,249,0001,166
Additional noninterest expense$5,326,0001,058
Pre-tax net operating income$12,084,000712
Securities gains (losses)$47,000820
Applicable income taxes$06,070
Income before extraordinary items$12,131,000540
Extraordinary gains, net$039
Net income$12,131,000537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,413
Cash dividends$9,750,000427
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$12,084,000537
2007-09-30 (YTD Data)Rank
Total interest income$26,121,0001,214
Total interest expense$8,220,0001,810
Net interest income$17,901,000929
Provision for loan and lease losses$490,0001,599
Total noninterest income$4,461,000948
Gross Fiduciary activities income$1,474,000273
Service charges on deposit accounts$1,204,0001,094
Trading account gains and fees$0184
Additional Noninterest Income$1,783,0001,219
Total noninterest expense$12,743,0001,096
Salaries and employee benefits$7,046,0001,067
Premises and equipment expense$1,699,0001,165
Additional noninterest expense$3,998,0001,033
Pre-tax net operating income$9,129,000755
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$9,129,000578
Extraordinary gains, net$033
Net income$9,129,000576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,451
Cash dividends$6,850,000441
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,129,000572
2007-06-30 (YTD Data)Rank
Total interest income$17,184,0001,250
Total interest expense$5,329,0001,865
Net interest income$11,855,000948
Provision for loan and lease losses$301,0001,525
Total noninterest income$2,981,000971
Gross Fiduciary activities income$976,000282
Service charges on deposit accounts$791,0001,114
Trading account gains and fees$0168
Additional Noninterest Income$1,214,0001,213
Total noninterest expense$8,583,0001,095
Salaries and employee benefits$4,807,0001,063
Premises and equipment expense$1,154,0001,161
Additional noninterest expense$2,622,0001,061
Pre-tax net operating income$5,952,000811
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$5,952,000624
Extraordinary gains, net$029
Net income$5,952,000623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,152
Cash dividends$4,550,000455
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,952,000614
2007-03-31 (YTD Data)Rank
Total interest income$8,416,0001,258
Total interest expense$2,580,0001,897
Net interest income$5,836,000957
Provision for loan and lease losses$112,0001,873
Total noninterest income$1,411,000999
Gross Fiduciary activities income$442,000304
Service charges on deposit accounts$380,0001,130
Trading account gains and fees$0195
Additional Noninterest Income$589,0001,216
Total noninterest expense$4,063,0001,156
Salaries and employee benefits$2,243,0001,151
Premises and equipment expense$607,0001,100
Additional noninterest expense$1,213,0001,124
Pre-tax net operating income$3,072,000782
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$3,072,000598
Extraordinary gains, net$022
Net income$3,072,000598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,538
Cash dividends$3,050,000322
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,072,000587
2006-12-31 (YTD Data)Rank
Total interest income$31,256,0001,257
Total interest expense$8,027,0002,037
Net interest income$23,229,000955
Provision for loan and lease losses$550,0001,750
Total noninterest income$5,739,000980
Gross Fiduciary activities income$1,783,000286
Service charges on deposit accounts$1,608,0001,097
Trading account gains and fees$0130
Additional Noninterest Income$2,348,0001,195
Total noninterest expense$17,428,0001,035
Salaries and employee benefits$9,956,000967
Premises and equipment expense$2,268,0001,129
Additional noninterest expense$5,204,0001,021
Pre-tax net operating income$10,990,000903
Securities gains (losses)$01,687
Applicable income taxes$-400,0008,550
Income before extraordinary items$11,390,000665
Extraordinary gains, net$051
Net income$11,390,000664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,131
Cash dividends$7,500,000498
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$11,390,000653
2006-09-30 (YTD Data)Rank
Total interest income$22,859,0001,290
Total interest expense$5,578,0002,121
Net interest income$17,281,000982
Provision for loan and lease losses$450,0001,514
Total noninterest income$4,272,000996
Gross Fiduciary activities income$1,301,000297
Service charges on deposit accounts$1,222,0001,095
Trading account gains and fees$0126
Additional Noninterest Income$1,749,0001,218
Total noninterest expense$12,726,0001,065
Salaries and employee benefits$7,099,0001,029
Premises and equipment expense$1,688,0001,142
Additional noninterest expense$3,939,0001,027
Pre-tax net operating income$8,377,000928
Securities gains (losses)$01,388
Applicable income taxes$-400,0008,679
Income before extraordinary items$8,777,000675
Extraordinary gains, net$045
Net income$8,777,000674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,744
Cash dividends$5,000,000514
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,777,000667
2006-06-30 (YTD Data)Rank
Total interest income$14,831,0001,300
Total interest expense$3,371,0002,213
Net interest income$11,460,000984
Provision for loan and lease losses$300,0001,464
Total noninterest income$2,852,000985
Gross Fiduciary activities income$877,000301
Service charges on deposit accounts$831,0001,065
Trading account gains and fees$0126
Additional Noninterest Income$1,144,0001,233
Total noninterest expense$8,592,0001,051
Salaries and employee benefits$4,880,0001,006
Premises and equipment expense$1,133,0001,128
Additional noninterest expense$2,579,0001,045
Pre-tax net operating income$5,420,000951
Securities gains (losses)$01,185
Applicable income taxes$-400,0008,736
Income before extraordinary items$5,820,000686
Extraordinary gains, net$039
Net income$5,820,000684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,960
Cash dividends$3,000,000574
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,820,000671
2006-03-31 (YTD Data)Rank
Total interest income$7,196,0001,315
Total interest expense$1,576,0002,229
Net interest income$5,620,0001,007
Provision for loan and lease losses$150,0001,421
Total noninterest income$1,368,0001,010
Gross Fiduciary activities income$415,000308
Service charges on deposit accounts$414,0001,028
Trading account gains and fees$0115
Additional Noninterest Income$539,0001,269
Total noninterest expense$4,035,0001,118
Salaries and employee benefits$2,216,0001,121
Premises and equipment expense$582,0001,106
Additional noninterest expense$1,237,0001,081
Pre-tax net operating income$2,803,000910
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$2,803,000689
Extraordinary gains, net$021
Net income$2,803,000688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,212
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,803,000675
2005-12-31 (YTD Data)Rank
Total interest income$25,951,0001,285
Total interest expense$4,766,0002,296
Net interest income$21,185,0001,001
Provision for loan and lease losses$407,0002,252
Total noninterest income$5,659,000993
Gross Fiduciary activities income$1,867,000286
Service charges on deposit accounts$1,536,0001,160
Trading account gains and fees$0138
Additional Noninterest Income$2,256,0001,240
Total noninterest expense$17,985,000944
Salaries and employee benefits$10,030,000909
Premises and equipment expense$2,377,0001,015
Additional noninterest expense$5,578,000927
Pre-tax net operating income$8,452,0001,140
Securities gains (losses)$435,000312
Applicable income taxes$2,610,0001,086
Income before extraordinary items$6,277,0001,158
Extraordinary gains, net$046
Net income$6,277,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0003,766
Cash dividends$1,500,0001,815
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,968,1501,191
2005-09-30 (YTD Data)Rank
Total interest income$18,908,0001,287
Total interest expense$3,376,0002,302
Net interest income$15,532,0001,016
Provision for loan and lease losses$532,0001,327
Total noninterest income$4,150,0001,015
Gross Fiduciary activities income$1,374,000282
Service charges on deposit accounts$1,121,0001,179
Trading account gains and fees$0126
Additional Noninterest Income$1,655,0001,261
Total noninterest expense$13,339,000944
Salaries and employee benefits$7,410,000911
Premises and equipment expense$1,773,0001,003
Additional noninterest expense$4,156,000921
Pre-tax net operating income$5,811,0001,226
Securities gains (losses)$340,000361
Applicable income taxes$1,736,0001,223
Income before extraordinary items$4,415,0001,233
Extraordinary gains, net$035
Net income$4,415,0001,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,581
Cash dividends$1,500,0001,333
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,170,2001,273
2005-06-30 (YTD Data)Rank
Total interest income$12,168,0001,293
Total interest expense$2,128,0002,298
Net interest income$10,040,0001,045
Provision for loan and lease losses$337,0001,379
Total noninterest income$2,737,0001,007
Gross Fiduciary activities income$901,000283
Service charges on deposit accounts$741,0001,157
Trading account gains and fees$0116
Additional Noninterest Income$1,095,0001,254
Total noninterest expense$8,612,000973
Salaries and employee benefits$4,720,000949
Premises and equipment expense$1,198,000981
Additional noninterest expense$2,694,000931
Pre-tax net operating income$3,828,0001,214
Securities gains (losses)$340,000300
Applicable income taxes$1,262,0001,101
Income before extraordinary items$2,906,0001,213
Extraordinary gains, net$030
Net income$2,906,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,094
Cash dividends$800,0001,566
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,668,0001,296
2005-03-31 (YTD Data)Rank
Total interest income$5,856,0001,313
Total interest expense$1,000,0002,335
Net interest income$4,856,0001,074
Provision for loan and lease losses$150,0001,379
Total noninterest income$1,297,0001,011
Gross Fiduciary activities income$419,000300
Service charges on deposit accounts$361,0001,144
Trading account gains and fees$0115
Additional Noninterest Income$517,0001,306
Total noninterest expense$4,117,0001,013
Salaries and employee benefits$2,220,0001,010
Premises and equipment expense$609,000976
Additional noninterest expense$1,288,000972
Pre-tax net operating income$1,886,0001,211
Securities gains (losses)$206,000245
Applicable income taxes$634,0001,093
Income before extraordinary items$1,458,0001,190
Extraordinary gains, net$024
Net income$1,458,0001,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$800,000797
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,313,8001,284
2004-12-31 (YTD Data)Rank
Total interest income$22,298,0001,266
Total interest expense$2,978,0002,648
Net interest income$19,320,0001,032
Provision for loan and lease losses$560,0001,778
Total noninterest income$5,553,000995
Gross Fiduciary activities income$1,868,000272
Service charges on deposit accounts$1,599,0001,114
Trading account gains and fees$0138
Additional Noninterest Income$2,086,0001,279
Total noninterest expense$16,214,0001,008
Salaries and employee benefits$9,337,000921
Premises and equipment expense$1,998,0001,149
Additional noninterest expense$4,879,0001,026
Pre-tax net operating income$8,099,0001,086
Securities gains (losses)$172,000907
Applicable income taxes$2,392,0001,089
Income before extraordinary items$5,879,0001,103
Extraordinary gains, net$034
Net income$5,879,0001,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0004,821
Cash dividends$2,250,0001,223
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,756,8801,102
2004-09-30 (YTD Data)Rank
Total interest income$16,512,0001,267
Total interest expense$2,101,0002,737
Net interest income$14,411,0001,028
Provision for loan and lease losses$465,0001,538
Total noninterest income$4,204,000996
Gross Fiduciary activities income$1,396,000271
Service charges on deposit accounts$1,209,0001,110
Trading account gains and fees$0134
Additional Noninterest Income$1,599,0001,270
Total noninterest expense$11,725,0001,030
Salaries and employee benefits$6,689,000955
Premises and equipment expense$1,481,0001,168
Additional noninterest expense$3,555,0001,042
Pre-tax net operating income$6,425,0001,024
Securities gains (losses)$172,000842
Applicable income taxes$2,029,0001,001
Income before extraordinary items$4,568,0001,075
Extraordinary gains, net$026
Net income$4,568,0001,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,105
Cash dividends$2,250,000870
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,449,3201,073
2004-06-30 (YTD Data)Rank
Total interest income$10,765,0001,281
Total interest expense$1,345,0002,804
Net interest income$9,420,0001,042
Provision for loan and lease losses$300,0001,523
Total noninterest income$2,821,000978
Gross Fiduciary activities income$945,000273
Service charges on deposit accounts$805,0001,100
Trading account gains and fees$0130
Additional Noninterest Income$1,071,0001,257
Total noninterest expense$7,557,0001,061
Salaries and employee benefits$4,244,0001,011
Premises and equipment expense$995,0001,166
Additional noninterest expense$2,318,0001,061
Pre-tax net operating income$4,384,000996
Securities gains (losses)$97,0001,050
Applicable income taxes$1,381,000985
Income before extraordinary items$3,100,0001,068
Extraordinary gains, net$021
Net income$3,100,0001,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,450
Cash dividends$1,500,000882
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,033,0701,047
2004-03-31 (YTD Data)Rank
Total interest income$5,301,0001,312
Total interest expense$659,0002,898
Net interest income$4,642,0001,062
Provision for loan and lease losses$135,0001,665
Total noninterest income$1,311,0001,016
Gross Fiduciary activities income$438,000285
Service charges on deposit accounts$391,0001,095
Trading account gains and fees$0121
Additional Noninterest Income$482,0001,328
Total noninterest expense$3,750,0001,082
Salaries and employee benefits$2,082,0001,039
Premises and equipment expense$517,0001,140
Additional noninterest expense$1,151,0001,064
Pre-tax net operating income$2,068,0001,045
Securities gains (losses)$97,000819
Applicable income taxes$661,0001,033
Income before extraordinary items$1,504,0001,087
Extraordinary gains, net$016
Net income$1,504,0001,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$750,000847
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,437,0701,073
2003-12-31 (YTD Data)Rank
Total interest income$20,939,0001,360
Total interest expense$3,267,0002,656
Net interest income$17,672,0001,091
Provision for loan and lease losses$222,0003,829
Total noninterest income$5,794,0001,011
Gross Fiduciary activities income$1,852,000270
Service charges on deposit accounts$1,459,0001,191
Trading account gains and fees$0160
Additional Noninterest Income$2,483,0001,225
Total noninterest expense$15,952,0001,028
Salaries and employee benefits$8,976,000958
Premises and equipment expense$1,993,0001,139
Additional noninterest expense$4,983,0001,025
Pre-tax net operating income$7,292,0001,148
Securities gains (losses)$177,0001,425
Applicable income taxes$2,164,0001,217
Income before extraordinary items$5,305,0001,214
Extraordinary gains, net$054
Net income$5,305,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,719
Cash dividends$3,000,000993
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,179,3301,170
2003-09-30 (YTD Data)Rank
Total interest income$15,526,0001,405
Total interest expense$2,605,0002,597
Net interest income$12,921,0001,138
Provision for loan and lease losses$222,0003,155
Total noninterest income$4,333,0001,045
Gross Fiduciary activities income$1,391,000283
Service charges on deposit accounts$1,013,0001,296
Trading account gains and fees$0153
Additional Noninterest Income$1,929,0001,266
Total noninterest expense$11,988,0001,033
Salaries and employee benefits$6,853,000953
Premises and equipment expense$1,500,0001,147
Additional noninterest expense$3,635,0001,062
Pre-tax net operating income$5,044,0001,280
Securities gains (losses)$177,0001,303
Applicable income taxes$1,536,0001,329
Income before extraordinary items$3,685,0001,349
Extraordinary gains, net$040
Net income$3,685,0001,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,115
Cash dividends$2,275,000911
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,559,3301,323
2003-06-30 (YTD Data)Rank
Total interest income$10,385,0001,412
Total interest expense$1,819,0002,576
Net interest income$8,566,0001,143
Provision for loan and lease losses$150,0003,000
Total noninterest income$2,893,0001,027
Gross Fiduciary activities income$968,000281
Service charges on deposit accounts$659,0001,300
Trading account gains and fees$0150
Additional Noninterest Income$1,266,0001,280
Total noninterest expense$7,854,0001,039
Salaries and employee benefits$4,461,000971
Premises and equipment expense$992,0001,152
Additional noninterest expense$2,401,0001,059
Pre-tax net operating income$3,455,0001,240
Securities gains (losses)$35,0002,261
Applicable income taxes$1,013,0001,363
Income before extraordinary items$2,477,0001,338
Extraordinary gains, net$030
Net income$2,477,0001,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,673
Cash dividends$1,550,000914
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,452,1501,255
2003-03-31 (YTD Data)Rank
Total interest income$5,132,0001,436
Total interest expense$935,0002,578
Net interest income$4,197,0001,168
Provision for loan and lease losses$75,0002,805
Total noninterest income$1,376,0001,045
Gross Fiduciary activities income$440,000305
Service charges on deposit accounts$342,0001,217
Trading account gains and fees$0134
Additional Noninterest Income$594,0001,314
Total noninterest expense$4,002,0001,014
Salaries and employee benefits$2,340,000920
Premises and equipment expense$506,0001,144
Additional noninterest expense$1,156,0001,075
Pre-tax net operating income$1,496,0001,432
Securities gains (losses)$35,0001,588
Applicable income taxes$436,0001,525
Income before extraordinary items$1,095,0001,488
Extraordinary gains, net$021
Net income$1,095,0001,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,852
Cash dividends$825,000801
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,069,8001,422
2002-12-31 (YTD Data)Rank
Total interest income$21,645,0001,417
Total interest expense$4,336,0002,562
Net interest income$17,309,0001,110
Provision for loan and lease losses$240,0003,935
Total noninterest income$5,654,000941
Gross Fiduciary activities income$1,925,000288
Service charges on deposit accounts$1,356,0001,192
Trading account gains and fees$0153
Additional Noninterest Income$2,373,0001,170
Total noninterest expense$15,220,0001,020
Salaries and employee benefits$8,853,000906
Premises and equipment expense$1,939,0001,133
Additional noninterest expense$4,428,0001,120
Pre-tax net operating income$7,503,0001,120
Securities gains (losses)$38,0002,649
Applicable income taxes$2,336,0001,139
Income before extraordinary items$5,205,0001,201
Extraordinary gains, net$070
Net income$5,205,0001,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0004,218
Cash dividends$3,200,000877
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,178,7801,162
2001-12-31 (YTD Data)Rank
Total interest income$23,142,0001,474
Total interest expense$6,891,0002,319
Net interest income$16,251,0001,094
Provision for loan and lease losses$08,228
Total noninterest income$5,513,000907
Gross Fiduciary activities income$2,062,000285
Service charges on deposit accounts$1,441,0001,036
Trading account gains and fees$0177
Additional Noninterest Income$2,010,0001,245
Total noninterest expense$14,150,0001,047
Salaries and employee benefits$7,850,000956
Premises and equipment expense$1,834,0001,161
Additional noninterest expense$4,466,0001,064
Pre-tax net operating income$7,614,000987
Securities gains (losses)$116,0001,632
Applicable income taxes$2,514,000981
Income before extraordinary items$5,216,0001,053
Extraordinary gains, net$0105
Net income$5,216,0001,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,560
Cash dividends$3,000,000915
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,138,2801,027
2000-12-31 (YTD Data)Rank
Total interest income$22,335,0001,544
Total interest expense$7,179,0002,356
Net interest income$15,156,0001,161
Provision for loan and lease losses$08,337
Total noninterest income$4,918,000940
Gross Fiduciary activities income$2,049,000281
Service charges on deposit accounts$1,454,000924
Trading account gains and fees$0180
Additional Noninterest Income$1,415,0001,448
Total noninterest expense$12,714,0001,094
Salaries and employee benefits$7,164,000979
Premises and equipment expense$1,755,0001,143
Additional noninterest expense$3,795,0001,203
Pre-tax net operating income$7,360,0001,029
Securities gains (losses)$01,956
Applicable income taxes$2,560,000946
Income before extraordinary items$4,800,0001,103
Extraordinary gains, net$038
Net income$4,800,0001,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,827
Cash dividends$2,800,0001,020
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,800,0001,105
1999-12-31 (YTD Data)Rank
Total interest income$20,187,0001,607
Total interest expense$6,807,0002,170
Net interest income$13,380,0001,300
Provision for loan and lease losses$08,503
Total noninterest income$4,634,000997
Gross Fiduciary activities income$1,895,000337
Service charges on deposit accounts$1,424,000931
Trading account gains and fees$0173
Additional Noninterest Income$1,315,0001,523
Total noninterest expense$12,417,0001,114
Salaries and employee benefits$6,857,0001,007
Premises and equipment expense$1,710,0001,173
Additional noninterest expense$3,850,0001,203
Pre-tax net operating income$5,597,0001,361
Securities gains (losses)$03,155
Applicable income taxes$2,021,0001,220
Income before extraordinary items$3,576,0001,499
Extraordinary gains, net$035
Net income$3,576,0001,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,165
Cash dividends$2,600,0001,091
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,576,0001,474
1998-12-31 (YTD Data)Rank
Total interest income$21,114,0001,528
Total interest expense$7,849,0001,954
Net interest income$13,265,0001,282
Provision for loan and lease losses$08,652
Total noninterest income$4,658,000988
Gross Fiduciary activities income$1,843,000336
Service charges on deposit accounts$1,358,000914
Trading account gains and fees$0224
Additional Noninterest Income$1,457,0001,430
Total noninterest expense$11,074,0001,195
Salaries and employee benefits$6,018,0001,080
Premises and equipment expense$1,507,0001,278
Additional noninterest expense$3,549,0001,254
Pre-tax net operating income$6,849,0001,102
Securities gains (losses)$04,449
Applicable income taxes$2,563,0001,000
Income before extraordinary items$4,286,0001,244
Extraordinary gains, net$032
Net income$4,286,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0009,689
Cash dividends$2,500,0001,112
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,286,0001,199
1997-12-31 (YTD Data)Rank
Total interest income$20,739,0001,594
Total interest expense$7,325,0002,074
Net interest income$13,414,0001,292
Provision for loan and lease losses$08,829
Total noninterest income$4,255,0001,035
Gross Fiduciary activities income$1,555,000369
Service charges on deposit accounts$1,244,0001,009
Trading account gains and fees$0239
Additional Noninterest Income$1,456,0001,347
Total noninterest expense$11,880,0001,121
Salaries and employee benefits$6,733,000985
Premises and equipment expense$1,517,0001,292
Additional noninterest expense$3,630,0001,213
Pre-tax net operating income$5,789,0001,338
Securities gains (losses)$03,944
Applicable income taxes$2,139,0001,245
Income before extraordinary items$3,650,0001,478
Extraordinary gains, net$044
Net income$3,650,0001,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,223
Cash dividends$2,500,0001,088
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,650,0001,443
1996-12-31 (YTD Data)Rank
Total interest income$19,812,0001,701
Total interest expense$6,600,0002,337
Net interest income$13,212,0001,354
Provision for loan and lease losses$09,041
Total noninterest income$3,797,0001,158
Gross Fiduciary activities income$1,274,000451
Service charges on deposit accounts$1,127,0001,180
Trading account gains and fees$0262
Additional Noninterest Income$1,396,0001,444
Total noninterest expense$11,715,0001,229
Salaries and employee benefits$6,521,0001,028
Premises and equipment expense$1,510,0001,351
Additional noninterest expense$3,684,0001,448
Pre-tax net operating income$5,294,0001,355
Securities gains (losses)$2,0003,501
Applicable income taxes$1,947,0001,265
Income before extraordinary items$3,349,0001,470
Extraordinary gains, net$053
Net income$3,349,0001,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,797
Cash dividends$2,986,000977
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,347,7201,437
1995-12-31 (YTD Data)Rank
Total interest income$18,109,0001,871
Total interest expense$5,318,0002,868
Net interest income$12,791,0001,409
Provision for loan and lease losses$08,958
Total noninterest income$2,991,0001,366
Gross Fiduciary activities income$956,000540
Service charges on deposit accounts$1,184,0001,123
Trading account gains and fees$0522
Additional Noninterest Income$851,0002,007
Total noninterest expense$11,116,0001,287
Salaries and employee benefits$5,971,0001,127
Premises and equipment expense$1,457,0001,415
Additional noninterest expense$3,688,0001,425
Pre-tax net operating income$4,666,0001,588
Securities gains (losses)$03,831
Applicable income taxes$1,672,0001,490
Income before extraordinary items$2,994,0001,697
Extraordinary gains, net$065
Net income$2,994,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,292
Cash dividends$1,300,0001,661
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,994,0001,671
1994-12-31 (YTD Data)Rank
Total interest income$13,970,0002,192
Total interest expense$3,626,0003,354
Net interest income$10,344,0001,751
Provision for loan and lease losses$-300,00012,391
Total noninterest income$3,186,0001,308
Gross Fiduciary activities income$917,000545
Service charges on deposit accounts$1,122,0001,178
Trading account gains and fees$0475
Additional Noninterest Income$1,147,0001,683
Total noninterest expense$10,129,0001,447
Salaries and employee benefits$5,435,0001,237
Premises and equipment expense$1,354,0001,537
Additional noninterest expense$3,340,0001,650
Pre-tax net operating income$3,701,0001,923
Securities gains (losses)$03,600
Applicable income taxes$1,197,0001,879
Income before extraordinary items$2,504,0001,949
Extraordinary gains, net$0249
Net income$2,504,0001,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,00011,321
Cash dividends$1,100,0001,748
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,504,0001,956
1993-12-31 (YTD Data)Rank
Total interest income$12,382,0002,487
Total interest expense$3,369,0003,717
Net interest income$9,013,0002,006
Provision for loan and lease losses$30,0008,397
Total noninterest income$3,548,0001,283
Gross Fiduciary activities income$1,104,000521
Service charges on deposit accounts$1,009,0001,341
Trading account gains and fees$0532
Additional Noninterest Income$1,435,0001,602
Total noninterest expense$8,884,0001,708
Salaries and employee benefits$4,682,0001,442
Premises and equipment expense$1,218,0001,722
Additional noninterest expense$2,984,0001,919
Pre-tax net operating income$3,647,0001,870
Securities gains (losses)$07,477
Applicable income taxes$909,0002,498
Income before extraordinary items$2,738,0001,819
Extraordinary gains, net$182,0001,079
Net income$2,920,0001,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-174,00013,083
Cash dividends$1,000,0001,731
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,738,0001,713
1992-12-31 (YTD Data)Rank
Total interest income$13,366,0002,638
Total interest expense$4,213,0003,886
Net interest income$9,153,0001,998
Provision for loan and lease losses$360,0003,684
Total noninterest income$2,644,0001,588
Gross Fiduciary activities income$1,017,000550
Service charges on deposit accounts$998,0001,339
Trading account gains and fees$0504
Additional Noninterest Income$629,0002,739
Total noninterest expense$8,709,0001,743
Salaries and employee benefits$4,545,0001,459
Premises and equipment expense$1,166,0001,811
Additional noninterest expense$2,998,0001,999
Pre-tax net operating income$2,728,0002,271
Securities gains (losses)$238,0001,782
Applicable income taxes$1,050,0002,018
Income before extraordinary items$1,916,0002,387
Extraordinary gains, net$01,422
Net income$1,916,0002,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0003,430
Cash dividends$800,0001,894
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,761,3002,417

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.