The First National Bank of Milaca, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$10,547,0002,756
Total interest expense$2,075,0003,002
Net interest income$8,472,0002,599
Provision for loan and lease losses$190,0002,043
Total noninterest income$1,691,0002,191
Gross Fiduciary activities income$0981
Service charges on deposit accounts$592,0001,477
Trading account gains and feesNANA
Additional Noninterest Income$1,099,0002,187
Total noninterest expense$7,750,0002,384
Salaries and employee benefits$4,338,0002,405
Premises and equipment expense$612,0002,675
Additional noninterest expense$1,099,0002,187
Pre-tax net operating income$2,223,0002,844
Securities gains (losses)$-48,0003,639
Applicable income taxes$03,369
Income before extraordinary items$2,175,0002,685
Extraordinary gains, net$054
Net income$2,175,0002,713
Minority interest net income$088
Net income of bank and minority interests.$2,175,0002,687
Net charge-offs$206,0001,147
Cash dividends$1,595,0001,731
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,223,0002,695
2023-09-30 (YTD Data)Rank
Total interest income$7,673,0002,782
Total interest expense$1,422,0002,997
Net interest income$6,251,0002,657
Provision for loan and lease losses$180,0001,734
Total noninterest income$1,154,0002,275
Gross Fiduciary activities income$0950
Service charges on deposit accounts$457,0001,451
Trading account gains and feesNANA
Additional Noninterest Income$697,0002,330
Total noninterest expense$5,378,0002,509
Salaries and employee benefits$2,819,0002,608
Premises and equipment expense$458,0002,685
Additional noninterest expense$697,0002,329
Pre-tax net operating income$1,847,0002,786
Securities gains (losses)$-48,0003,810
Applicable income taxes$03,407
Income before extraordinary items$1,799,0002,631
Extraordinary gains, net$052
Net income$1,799,0002,660
Minority interest net income$081
Net income of bank and minority interests.$1,799,0002,632
Net charge-offs$139,0001,039
Cash dividends$1,329,0001,465
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,847,0002,627
2023-06-30 (YTD Data)Rank
Total interest income$4,931,0002,805
Total interest expense$786,0003,051
Net interest income$4,145,0002,682
Provision for loan and lease losses$75,0001,977
Total noninterest income$782,0002,216
Gross Fiduciary activities income$0931
Service charges on deposit accounts$311,0001,421
Trading account gains and feesNANA
Additional Noninterest Income$471,0002,259
Total noninterest expense$3,547,0002,510
Salaries and employee benefits$1,816,0002,659
Premises and equipment expense$315,0002,630
Additional noninterest expense$471,0002,255
Pre-tax net operating income$1,305,0002,739
Securities gains (losses)$-48,0004,071
Applicable income taxes$03,436
Income before extraordinary items$1,257,0002,603
Extraordinary gains, net$051
Net income$1,257,0002,633
Minority interest net income$081
Net income of bank and minority interests.$1,257,0002,603
Net charge-offs$-24,0004,159
Cash dividends$798,0001,578
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,305,0002,570
2023-03-31 (YTD Data)Rank
Total interest income$2,391,0002,833
Total interest expense$301,0003,172
Net interest income$2,090,0002,686
Provision for loan and lease losses$02,612
Total noninterest income$413,0002,153
Gross Fiduciary activities income$0913
Service charges on deposit accounts$156,0001,439
Trading account gains and feesNANA
Additional Noninterest Income$257,0002,157
Total noninterest expense$1,725,0002,569
Salaries and employee benefits$826,0002,834
Premises and equipment expense$166,0002,591
Additional noninterest expense$257,0002,157
Pre-tax net operating income$778,0002,591
Securities gains (losses)$-48,0004,253
Applicable income taxes$03,388
Income before extraordinary items$730,0002,478
Extraordinary gains, net$04
Net income$730,0002,478
Minority interest net income$048
Net income of bank and minority interests.$730,0002,478
Net charge-offs$-6,0003,898
Cash dividends$532,0001,192
Sale, conversion, retirement of capital stock, net$0430
Net operating income$778,0002,435
2022-12-31 (YTD Data)Rank
Total interest income$8,271,0002,802
Total interest expense$341,0003,628
Net interest income$7,930,0002,690
Provision for loan and lease losses$120,0002,097
Total noninterest income$1,556,0002,303
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$606,0001,496
Trading account gains and feesNANA
Additional Noninterest Income$950,0002,382
Total noninterest expense$7,248,0002,460
Salaries and employee benefits$4,023,0002,488
Premises and equipment expense$656,0002,596
Additional noninterest expense$950,0002,382
Pre-tax net operating income$2,118,0003,064
Securities gains (losses)$9,000448
Applicable income taxes$03,596
Income before extraordinary items$2,127,0002,875
Extraordinary gains, net$05
Net income$2,127,0002,872
Minority interest net income$063
Net income of bank and minority interests.$2,127,0002,874
Net charge-offs$45,0001,608
Cash dividends$2,153,0001,422
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,118,0002,908
2022-09-30 (YTD Data)Rank
Total interest income$6,057,0002,788
Total interest expense$222,0003,620
Net interest income$5,835,0002,706
Provision for loan and lease losses$50,0002,233
Total noninterest income$1,160,0002,331
Gross Fiduciary activities income$0968
Service charges on deposit accounts$441,0001,527
Trading account gains and feesNANA
Additional Noninterest Income$719,0002,408
Total noninterest expense$5,169,0002,528
Salaries and employee benefits$2,693,0002,658
Premises and equipment expense$502,0002,551
Additional noninterest expense$719,0002,408
Pre-tax net operating income$1,776,0002,905
Securities gains (losses)$9,000447
Applicable income taxes$03,603
Income before extraordinary items$1,785,0002,726
Extraordinary gains, net$04
Net income$1,785,0002,724
Minority interest net income$057
Net income of bank and minority interests.$1,785,0002,725
Net charge-offs$86,000994
Cash dividends$1,794,0001,214
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,776,0002,761
2022-06-30 (YTD Data)Rank
Total interest income$3,874,0002,809
Total interest expense$147,0003,550
Net interest income$3,727,0002,739
Provision for loan and lease losses$02,599
Total noninterest income$729,0002,390
Gross Fiduciary activities income$0925
Service charges on deposit accounts$283,0001,557
Trading account gains and feesNANA
Additional Noninterest Income$446,0002,510
Total noninterest expense$3,395,0002,542
Salaries and employee benefits$1,849,0002,627
Premises and equipment expense$311,0002,670
Additional noninterest expense$1,235,0002,262
Pre-tax net operating income$1,061,0002,944
Securities gains (losses)$9,000405
Applicable income taxes$03,564
Income before extraordinary items$1,070,0002,753
Extraordinary gains, net$04
Net income$1,070,0002,751
Minority interest net income$060
Net income of bank and minority interests.$1,070,0002,753
Net charge-offs$18,0001,359
Cash dividends$1,077,0001,276
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,061,0002,795
2022-03-31 (YTD Data)Rank
Total interest income$1,873,0002,830
Total interest expense$74,0003,533
Net interest income$1,799,0002,742
Provision for loan and lease losses$02,285
Total noninterest income$376,0002,334
Gross Fiduciary activities income$0892
Service charges on deposit accounts$135,0001,598
Trading account gains and feesNANA
Additional Noninterest Income$241,0002,402
Total noninterest expense$1,690,0002,548
Salaries and employee benefits$844,0002,757
Premises and equipment expense$152,0002,717
Additional noninterest expense$694,0002,105
Pre-tax net operating income$485,0002,945
Securities gains (losses)$9,000394
Applicable income taxes$03,450
Income before extraordinary items$494,0002,756
Extraordinary gains, net$04
Net income$494,0002,754
Minority interest net income$050
Net income of bank and minority interests.$494,0002,756
Net charge-offs$15,0001,053
Cash dividends$718,000958
Sale, conversion, retirement of capital stock, net$0453
Net operating income$485,0002,803
2021-12-31 (YTD Data)Rank
Total interest income$8,667,0002,691
Total interest expense$337,0003,628
Net interest income$8,330,0002,590
Provision for loan and lease losses$03,064
Total noninterest income$1,366,0002,650
Gross Fiduciary activities income$0994
Service charges on deposit accounts$471,0001,660
Trading account gains and feesNANA
Additional Noninterest Income$895,0002,718
Total noninterest expense$6,900,0002,509
Salaries and employee benefits$4,057,0002,472
Premises and equipment expense$599,0002,741
Additional noninterest expense$2,244,0002,396
Pre-tax net operating income$2,796,0002,767
Securities gains (losses)$75,000978
Applicable income taxes$03,710
Income before extraordinary items$2,871,0002,595
Extraordinary gains, net$010
Net income$2,871,0002,596
Minority interest net income$074
Net income of bank and minority interests.$2,871,0002,596
Net charge-offs$108,0001,310
Cash dividends$2,280,0001,406
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,796,0002,613
2021-09-30 (YTD Data)Rank
Total interest income$6,686,0002,692
Total interest expense$256,0003,710
Net interest income$6,430,0002,585
Provision for loan and lease losses$02,963
Total noninterest income$994,0002,712
Gross Fiduciary activities income$0957
Service charges on deposit accounts$338,0001,702
Trading account gains and feesNANA
Additional Noninterest Income$656,0002,785
Total noninterest expense$4,953,0002,593
Salaries and employee benefits$2,602,0002,738
Premises and equipment expense$438,0002,800
Additional noninterest expense$1,913,0002,221
Pre-tax net operating income$2,471,0002,684
Securities gains (losses)$75,000912
Applicable income taxes$03,719
Income before extraordinary items$2,546,0002,486
Extraordinary gains, net$08
Net income$2,546,0002,486
Minority interest net income$069
Net income of bank and minority interests.$2,546,0002,486
Net charge-offs$104,0001,061
Cash dividends$1,900,0001,210
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,471,0002,498
2021-06-30 (YTD Data)Rank
Total interest income$4,716,0002,594
Total interest expense$177,0003,740
Net interest income$4,539,0002,499
Provision for loan and lease losses$02,862
Total noninterest income$669,0002,664
Gross Fiduciary activities income$0951
Service charges on deposit accounts$212,0001,723
Trading account gains and feesNANA
Additional Noninterest Income$457,0002,720
Total noninterest expense$3,303,0002,581
Salaries and employee benefits$1,770,0002,699
Premises and equipment expense$295,0002,778
Additional noninterest expense$1,238,0002,247
Pre-tax net operating income$1,905,0002,467
Securities gains (losses)$60,000818
Applicable income taxes$03,702
Income before extraordinary items$1,965,0002,249
Extraordinary gains, net$06
Net income$1,965,0002,247
Minority interest net income$067
Net income of bank and minority interests.$1,965,0002,249
Net charge-offs$100,000910
Cash dividends$1,140,0001,276
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,905,0002,260
2021-03-31 (YTD Data)Rank
Total interest income$2,521,0002,488
Total interest expense$93,0003,767
Net interest income$2,428,0002,390
Provision for loan and lease losses$02,741
Total noninterest income$325,0002,705
Gross Fiduciary activities income$0922
Service charges on deposit accounts$97,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$228,0002,718
Total noninterest expense$1,629,0002,589
Salaries and employee benefits$789,0002,867
Premises and equipment expense$146,0002,818
Additional noninterest expense$694,0002,050
Pre-tax net operating income$1,124,0002,225
Securities gains (losses)$56,000622
Applicable income taxes$03,613
Income before extraordinary items$1,180,0002,014
Extraordinary gains, net$03
Net income$1,180,0002,014
Minority interest net income$055
Net income of bank and minority interests.$1,180,0002,014
Net charge-offs$82,000679
Cash dividends$760,000912
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,124,0002,033
2020-12-31 (YTD Data)Rank
Total interest income$9,296,0002,631
Total interest expense$632,0003,569
Net interest income$8,664,0002,488
Provision for loan and lease losses$325,0002,607
Total noninterest income$1,285,0002,601
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$419,0001,838
Trading account gains and feesNANA
Additional Noninterest Income$866,0002,612
Total noninterest expense$6,687,0002,536
Salaries and employee benefits$4,231,0002,397
Premises and equipment expense$603,0002,742
Additional noninterest expense$1,853,0002,652
Pre-tax net operating income$2,937,0002,450
Securities gains (losses)$104,0001,362
Applicable income taxes$03,697
Income before extraordinary items$3,041,0002,299
Extraordinary gains, net$04
Net income$3,041,0002,298
Minority interest net income$072
Net income of bank and minority interests.$3,041,0002,299
Net charge-offs$-45,0004,575
Cash dividends$2,363,0001,347
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,937,0002,288
2020-09-30 (YTD Data)Rank
Total interest income$7,190,0002,592
Total interest expense$508,0003,580
Net interest income$6,682,0002,434
Provision for loan and lease losses$325,0002,346
Total noninterest income$947,0002,588
Gross Fiduciary activities income$0981
Service charges on deposit accounts$316,0001,815
Trading account gains and feesNANA
Additional Noninterest Income$631,0002,609
Total noninterest expense$4,837,0002,562
Salaries and employee benefits$2,681,0002,646
Premises and equipment expense$442,0002,784
Additional noninterest expense$1,714,0002,303
Pre-tax net operating income$2,467,0002,311
Securities gains (losses)$104,0001,194
Applicable income taxes$03,696
Income before extraordinary items$2,571,0002,107
Extraordinary gains, net$04
Net income$2,571,0002,107
Minority interest net income$065
Net income of bank and minority interests.$2,571,0002,107
Net charge-offs$-63,0004,715
Cash dividends$1,969,0001,132
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,467,0002,109
2020-06-30 (YTD Data)Rank
Total interest income$4,995,0002,556
Total interest expense$366,0003,583
Net interest income$4,629,0002,395
Provision for loan and lease losses$325,0001,964
Total noninterest income$639,0002,526
Gross Fiduciary activities income$0970
Service charges on deposit accounts$223,0001,766
Trading account gains and feesNANA
Additional Noninterest Income$416,0002,574
Total noninterest expense$3,232,0002,559
Salaries and employee benefits$1,821,0002,622
Premises and equipment expense$296,0002,778
Additional noninterest expense$1,115,0002,333
Pre-tax net operating income$1,711,0002,221
Securities gains (losses)$62,0001,200
Applicable income taxes$03,655
Income before extraordinary items$1,773,0002,006
Extraordinary gains, net$04
Net income$1,773,0002,007
Minority interest net income$065
Net income of bank and minority interests.$1,773,0002,007
Net charge-offs$-17,0004,469
Cash dividends$1,181,0001,174
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,711,0002,009
2020-03-31 (YTD Data)Rank
Total interest income$2,277,0002,719
Total interest expense$193,0003,634
Net interest income$2,084,0002,531
Provision for loan and lease losses$325,0001,133
Total noninterest income$327,0002,408
Gross Fiduciary activities income$0941
Service charges on deposit accounts$134,0001,756
Trading account gains and feesNANA
Additional Noninterest Income$193,0002,478
Total noninterest expense$1,607,0002,610
Salaries and employee benefits$807,0002,827
Premises and equipment expense$141,0002,894
Additional noninterest expense$659,0002,105
Pre-tax net operating income$479,0002,838
Securities gains (losses)$62,000774
Applicable income taxes$03,513
Income before extraordinary items$541,0002,543
Extraordinary gains, net$04
Net income$541,0002,543
Minority interest net income$056
Net income of bank and minority interests.$541,0002,544
Net charge-offs$-145,0005,009
Cash dividends$788,000968
Sale, conversion, retirement of capital stock, net$0482
Net operating income$479,0002,672
2019-12-31 (YTD Data)Rank
Total interest income$8,966,0002,772
Total interest expense$750,0003,716
Net interest income$8,216,0002,571
Provision for loan and lease losses$400,0001,682
Total noninterest income$1,524,0002,270
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$563,0001,757
Trading account gains and feesNANA
Additional Noninterest Income$961,0002,298
Total noninterest expense$6,183,0002,650
Salaries and employee benefits$3,749,0002,563
Premises and equipment expense$534,0002,996
Additional noninterest expense$1,900,0002,646
Pre-tax net operating income$3,157,0002,380
Securities gains (losses)$-6,0004,737
Applicable income taxes$03,859
Income before extraordinary items$3,151,0002,220
Extraordinary gains, net$011
Net income$3,151,0002,222
Minority interest net income$076
Net income of bank and minority interests.$3,151,0002,222
Net charge-offs$870,000712
Cash dividends$2,699,0001,295
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,157,0002,182
2019-09-30 (YTD Data)Rank
Total interest income$6,677,0002,819
Total interest expense$556,0003,758
Net interest income$6,121,0002,613
Provision for loan and lease losses$400,0001,347
Total noninterest income$1,129,0002,287
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$424,0001,756
Trading account gains and feesNANA
Additional Noninterest Income$705,0002,321
Total noninterest expense$4,561,0002,686
Salaries and employee benefits$2,427,0002,811
Premises and equipment expense$359,0003,193
Additional noninterest expense$1,775,0002,290
Pre-tax net operating income$2,289,0002,504
Securities gains (losses)$-6,0004,829
Applicable income taxes$03,902
Income before extraordinary items$2,283,0002,329
Extraordinary gains, net$011
Net income$2,283,0002,328
Minority interest net income$072
Net income of bank and minority interests.$2,283,0002,330
Net charge-offs$333,000972
Cash dividends$2,249,0001,100
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,289,0002,290
2019-06-30 (YTD Data)Rank
Total interest income$4,398,0002,843
Total interest expense$367,0003,756
Net interest income$4,031,0002,644
Provision for loan and lease losses$03,685
Total noninterest income$718,0002,328
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$282,0001,741
Trading account gains and feesNANA
Additional Noninterest Income$436,0002,362
Total noninterest expense$2,989,0002,735
Salaries and employee benefits$1,522,0002,934
Premises and equipment expense$243,0003,174
Additional noninterest expense$1,224,0002,257
Pre-tax net operating income$1,760,0002,261
Securities gains (losses)$-5,0004,829
Applicable income taxes$03,901
Income before extraordinary items$1,755,0002,118
Extraordinary gains, net$011
Net income$1,755,0002,116
Minority interest net income$069
Net income of bank and minority interests.$1,755,0002,118
Net charge-offs$331,000740
Cash dividends$1,350,0001,181
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,760,0002,081
2019-03-31 (YTD Data)Rank
Total interest income$2,162,0002,890
Total interest expense$176,0003,799
Net interest income$1,986,0002,694
Provision for loan and lease losses$03,406
Total noninterest income$348,0002,335
Gross Fiduciary activities income$0972
Service charges on deposit accounts$141,0001,725
Trading account gains and feesNANA
Additional Noninterest Income$207,0002,371
Total noninterest expense$1,485,0002,762
Salaries and employee benefits$724,0003,041
Premises and equipment expense$114,0003,327
Additional noninterest expense$647,0002,162
Pre-tax net operating income$849,0002,286
Securities gains (losses)$-3,0004,951
Applicable income taxes$03,800
Income before extraordinary items$846,0002,125
Extraordinary gains, net$05
Net income$846,0002,124
Minority interest net income$052
Net income of bank and minority interests.$846,0002,124
Net charge-offs$-2,0004,062
Cash dividends$900,000902
Sale, conversion, retirement of capital stock, net$0529
Net operating income$849,0002,101
2018-12-31 (YTD Data)Rank
Total interest income$8,527,0002,818
Total interest expense$600,0003,680
Net interest income$7,927,0002,674
Provision for loan and lease losses$95,0003,118
Total noninterest income$1,491,0002,348
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$649,0001,626
Trading account gains and feesNANA
Additional Noninterest Income$842,0002,437
Total noninterest expense$5,726,0002,797
Salaries and employee benefits$3,359,0002,748
Premises and equipment expense$422,0003,431
Additional noninterest expense$1,945,0002,631
Pre-tax net operating income$3,597,0002,239
Securities gains (losses)$2,000956
Applicable income taxes$03,978
Income before extraordinary items$3,599,0002,042
Extraordinary gains, net$06
Net income$3,599,0002,040
Minority interest net income$072
Net income of bank and minority interests.$3,599,0002,041
Net charge-offs$-204,0005,177
Cash dividends$2,543,0001,244
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,597,0002,040
2018-09-30 (YTD Data)Rank
Total interest income$6,352,0002,825
Total interest expense$434,0003,686
Net interest income$5,918,0002,690
Provision for loan and lease losses$203,0001,962
Total noninterest income$1,045,0002,444
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$482,0001,655
Trading account gains and feesNANA
Additional Noninterest Income$563,0002,604
Total noninterest expense$3,871,0003,007
Salaries and employee benefits$2,131,0003,050
Premises and equipment expense$283,0003,669
Additional noninterest expense$1,457,0002,654
Pre-tax net operating income$2,889,0002,180
Securities gains (losses)$2,000952
Applicable income taxes$04,032
Income before extraordinary items$2,891,0001,959
Extraordinary gains, net$05
Net income$2,891,0001,956
Minority interest net income$066
Net income of bank and minority interests.$2,891,0001,958
Net charge-offs$-273,0005,307
Cash dividends$2,119,0001,016
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,889,0001,953
2018-06-30 (YTD Data)Rank
Total interest income$4,041,0002,912
Total interest expense$282,0003,656
Net interest income$3,759,0002,774
Provision for loan and lease losses$465,000868
Total noninterest income$693,0002,452
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$313,0001,681
Trading account gains and feesNANA
Additional Noninterest Income$380,0002,592
Total noninterest expense$2,582,0003,027
Salaries and employee benefits$1,355,0003,149
Premises and equipment expense$190,0003,684
Additional noninterest expense$1,037,0002,551
Pre-tax net operating income$1,405,0002,617
Securities gains (losses)$2,000815
Applicable income taxes$04,018
Income before extraordinary items$1,407,0002,405
Extraordinary gains, net$06
Net income$1,407,0002,404
Minority interest net income$065
Net income of bank and minority interests.$1,407,0002,404
Net charge-offs$246,000833
Cash dividends$1,271,0001,109
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,405,0002,402
2018-03-31 (YTD Data)Rank
Total interest income$2,007,0002,920
Total interest expense$134,0003,697
Net interest income$1,873,0002,798
Provision for loan and lease losses$250,000792
Total noninterest income$370,0002,362
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$157,0001,681
Trading account gains and feesNANA
Additional Noninterest Income$213,0002,399
Total noninterest expense$1,293,0003,055
Salaries and employee benefits$664,0003,211
Premises and equipment expense$76,0004,119
Additional noninterest expense$553,0002,439
Pre-tax net operating income$700,0002,594
Securities gains (losses)$6,000514
Applicable income taxes$03,948
Income before extraordinary items$706,0002,360
Extraordinary gains, net$07
Net income$706,0002,359
Minority interest net income$052
Net income of bank and minority interests.$706,0002,360
Net charge-offs$268,000456
Cash dividends$848,000819
Sale, conversion, retirement of capital stock, net$0580
Net operating income$700,0002,369
2017-12-31 (YTD Data)Rank
Total interest income$7,905,0002,890
Total interest expense$494,0003,688
Net interest income$7,411,0002,776
Provision for loan and lease losses$260,0002,104
Total noninterest income$1,245,0002,649
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$597,0001,783
Trading account gains and feesNANA
Additional Noninterest Income$648,0002,827
Total noninterest expense$5,009,0003,086
Salaries and employee benefits$3,140,0002,898
Premises and equipment expense$389,0003,708
Additional noninterest expense$1,480,0003,257
Pre-tax net operating income$3,387,0002,282
Securities gains (losses)$3,0001,912
Applicable income taxes$04,135
Income before extraordinary items$3,390,0001,852
Extraordinary gains, net$09
Net income$3,390,0001,852
Minority interest net income$076
Net income of bank and minority interests.$3,390,0001,853
Net charge-offs$280,0001,541
Cash dividends$2,431,0001,212
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,387,0001,829
2017-09-30 (YTD Data)Rank
Total interest income$5,895,0002,921
Total interest expense$371,0003,702
Net interest income$5,524,0002,812
Provision for loan and lease losses$175,0002,174
Total noninterest income$949,0002,651
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$443,0001,815
Trading account gains and feesNANA
Additional Noninterest Income$506,0002,796
Total noninterest expense$3,709,0003,127
Salaries and employee benefits$2,028,0003,197
Premises and equipment expense$281,0003,798
Additional noninterest expense$1,400,0002,784
Pre-tax net operating income$2,589,0002,308
Securities gains (losses)$3,0001,944
Applicable income taxes$04,172
Income before extraordinary items$2,592,0001,972
Extraordinary gains, net$09
Net income$2,592,0001,972
Minority interest net income$071
Net income of bank and minority interests.$2,592,0001,972
Net charge-offs$214,0001,352
Cash dividends$2,026,0001,029
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,589,0001,947
2017-06-30 (YTD Data)Rank
Total interest income$3,876,0002,937
Total interest expense$248,0003,676
Net interest income$3,628,0002,835
Provision for loan and lease losses$03,871
Total noninterest income$598,0002,719
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$279,0001,873
Trading account gains and feesNANA
Additional Noninterest Income$319,0002,859
Total noninterest expense$2,480,0003,148
Salaries and employee benefits$1,300,0003,291
Premises and equipment expense$198,0003,726
Additional noninterest expense$982,0002,703
Pre-tax net operating income$1,746,0002,228
Securities gains (losses)$3,0001,556
Applicable income taxes$04,189
Income before extraordinary items$1,749,0001,898
Extraordinary gains, net$011
Net income$1,749,0001,898
Minority interest net income$071
Net income of bank and minority interests.$1,749,0001,898
Net charge-offs$-41,0005,234
Cash dividends$1,215,0001,133
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,746,0001,876
2017-03-31 (YTD Data)Rank
Total interest income$1,925,0002,944
Total interest expense$125,0003,649
Net interest income$1,800,0002,847
Provision for loan and lease losses$03,537
Total noninterest income$291,0002,748
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$139,0001,884
Trading account gains and feesNANA
Additional Noninterest Income$152,0002,917
Total noninterest expense$1,245,0003,173
Salaries and employee benefits$649,0003,323
Premises and equipment expense$94,0003,855
Additional noninterest expense$502,0002,666
Pre-tax net operating income$846,0002,197
Securities gains (losses)$1,0001,030
Applicable income taxes$04,086
Income before extraordinary items$847,0001,889
Extraordinary gains, net$08
Net income$847,0001,889
Minority interest net income$055
Net income of bank and minority interests.$847,0001,889
Net charge-offs$-19,0005,237
Cash dividends$810,000851
Sale, conversion, retirement of capital stock, net$0632
Net operating income$846,0001,876
2016-12-31 (YTD Data)Rank
Total interest income$7,569,0002,966
Total interest expense$497,0003,651
Net interest income$7,072,0002,851
Provision for loan and lease losses$325,0001,915
Total noninterest income$1,287,0002,676
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$528,0001,998
Trading account gains and fees$0170
Additional Noninterest Income$759,0002,719
Total noninterest expense$4,865,0003,234
Salaries and employee benefits$3,054,0002,995
Premises and equipment expense$400,0003,776
Additional noninterest expense$1,411,0003,470
Pre-tax net operating income$3,169,0002,313
Securities gains (losses)$72,0001,583
Applicable income taxes$04,278
Income before extraordinary items$3,241,0001,968
Extraordinary gains, net$05
Net income$3,241,0001,967
Minority interest net income$082
Net income of bank and minority interests.$3,241,0001,967
Net charge-offs$374,0001,325
Cash dividends$2,436,0001,198
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,169,0001,963
2016-09-30 (YTD Data)Rank
Total interest income$5,695,0002,962
Total interest expense$374,0003,670
Net interest income$5,321,0002,861
Provision for loan and lease losses$325,0001,538
Total noninterest income$946,0002,701
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$387,0002,041
Trading account gains and fees$0169
Additional Noninterest Income$559,0002,746
Total noninterest expense$3,515,0003,322
Salaries and employee benefits$1,949,0003,315
Premises and equipment expense$274,0003,965
Additional noninterest expense$1,292,0003,047
Pre-tax net operating income$2,427,0002,297
Securities gains (losses)$72,0001,491
Applicable income taxes$04,325
Income before extraordinary items$2,499,0001,948
Extraordinary gains, net$05
Net income$2,499,0001,948
Minority interest net income$071
Net income of bank and minority interests.$2,499,0001,948
Net charge-offs$150,0001,689
Cash dividends$2,030,0001,009
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,427,0001,938
2016-06-30 (YTD Data)Rank
Total interest income$3,791,0002,974
Total interest expense$247,0003,703
Net interest income$3,544,0002,872
Provision for loan and lease losses$150,0001,887
Total noninterest income$628,0002,695
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$249,0002,074
Trading account gains and fees$0157
Additional Noninterest Income$379,0002,726
Total noninterest expense$2,319,0003,369
Salaries and employee benefits$1,245,0003,415
Premises and equipment expense$192,0003,892
Additional noninterest expense$882,0003,018
Pre-tax net operating income$1,703,0002,189
Securities gains (losses)$65,0001,256
Applicable income taxes$04,338
Income before extraordinary items$1,768,0001,840
Extraordinary gains, net$016
Net income$1,768,0001,839
Minority interest net income$071
Net income of bank and minority interests.$1,768,0001,839
Net charge-offs$157,0001,288
Cash dividends$1,218,0001,131
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,703,0001,842
2016-03-31 (YTD Data)Rank
Total interest income$1,877,0002,998
Total interest expense$123,0003,729
Net interest income$1,754,0002,899
Provision for loan and lease losses$50,0002,135
Total noninterest income$259,0002,957
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$122,0002,088
Trading account gains and fees$0142
Additional Noninterest Income$137,0003,099
Total noninterest expense$1,157,0003,382
Salaries and employee benefits$625,0003,441
Premises and equipment expense$85,0004,183
Additional noninterest expense$447,0002,986
Pre-tax net operating income$806,0002,261
Securities gains (losses)$56,000780
Applicable income taxes$04,259
Income before extraordinary items$862,0001,859
Extraordinary gains, net$012
Net income$862,0001,860
Minority interest net income$062
Net income of bank and minority interests.$862,0001,860
Net charge-offs$13,0002,213
Cash dividends$812,000865
Sale, conversion, retirement of capital stock, net$0659
Net operating income$806,0001,925
2015-12-31 (YTD Data)Rank
Total interest income$7,369,0003,000
Total interest expense$503,0003,709
Net interest income$6,866,0002,897
Provision for loan and lease losses$75,0003,289
Total noninterest income$1,170,0002,829
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$599,0001,834
Trading account gains and fees$0159
Additional Noninterest Income$571,0003,108
Total noninterest expense$4,724,0003,350
Salaries and employee benefits$2,907,0003,083
Premises and equipment expense$446,0003,692
Additional noninterest expense$1,371,0003,613
Pre-tax net operating income$3,237,0002,202
Securities gains (losses)$11,0002,544
Applicable income taxes$04,402
Income before extraordinary items$3,248,0001,918
Extraordinary gains, net$023
Net income$3,248,0001,919
Minority interest net income$081
Net income of bank and minority interests.$3,248,0001,920
Net charge-offs$47,0003,296
Cash dividends$2,550,0001,119
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,237,0001,888
2015-09-30 (YTD Data)Rank
Total interest income$5,469,0003,047
Total interest expense$377,0003,762
Net interest income$5,092,0002,948
Provision for loan and lease losses$50,0003,229
Total noninterest income$848,0002,885
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$466,0001,811
Trading account gains and fees$0153
Additional Noninterest Income$382,0003,288
Total noninterest expense$3,461,0003,426
Salaries and employee benefits$1,879,0003,417
Premises and equipment expense$331,0003,765
Additional noninterest expense$1,251,0003,186
Pre-tax net operating income$2,429,0002,229
Securities gains (losses)$11,0002,316
Applicable income taxes$04,489
Income before extraordinary items$2,440,0001,931
Extraordinary gains, net$021
Net income$2,440,0001,933
Minority interest net income$078
Net income of bank and minority interests.$2,440,0001,933
Net charge-offs$22,0003,305
Cash dividends$2,125,000931
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,429,0001,904
2015-06-30 (YTD Data)Rank
Total interest income$3,592,0003,082
Total interest expense$251,0003,795
Net interest income$3,341,0002,990
Provision for loan and lease losses$04,069
Total noninterest income$563,0002,900
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$314,0001,782
Trading account gains and fees$0157
Additional Noninterest Income$249,0003,311
Total noninterest expense$2,279,0003,485
Salaries and employee benefits$1,219,0003,509
Premises and equipment expense$223,0003,774
Additional noninterest expense$837,0003,213
Pre-tax net operating income$1,625,0002,202
Securities gains (losses)$10,0002,017
Applicable income taxes$04,497
Income before extraordinary items$1,635,0001,907
Extraordinary gains, net$022
Net income$1,635,0001,909
Minority interest net income$075
Net income of bank and minority interests.$1,635,0001,909
Net charge-offs$-3,0004,856
Cash dividends$1,275,0001,013
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,625,0001,868
2015-03-31 (YTD Data)Rank
Total interest income$1,755,0003,142
Total interest expense$126,0003,815
Net interest income$1,629,0003,056
Provision for loan and lease losses$03,703
Total noninterest income$268,0002,931
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$156,0001,770
Trading account gains and fees$0152
Additional Noninterest Income$112,0003,430
Total noninterest expense$1,144,0003,501
Salaries and employee benefits$615,0003,515
Premises and equipment expense$105,0003,925
Additional noninterest expense$424,0003,168
Pre-tax net operating income$753,0002,296
Securities gains (losses)$4,0001,704
Applicable income taxes$04,400
Income before extraordinary items$757,0002,006
Extraordinary gains, net$013
Net income$757,0002,008
Minority interest net income$064
Net income of bank and minority interests.$757,0002,008
Net charge-offs$-2,0004,668
Cash dividends$850,000768
Sale, conversion, retirement of capital stock, net$0697
Net operating income$753,0001,952
2014-12-31 (YTD Data)Rank
Total interest income$7,143,0003,132
Total interest expense$538,0003,854
Net interest income$6,605,0003,027
Provision for loan and lease losses$-200,0006,122
Total noninterest income$1,089,0002,985
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$650,0001,840
Trading account gains and fees$0180
Additional Noninterest Income$439,0003,469
Total noninterest expense$4,500,0003,552
Salaries and employee benefits$2,710,0003,295
Premises and equipment expense$421,0003,977
Additional noninterest expense$1,369,0003,754
Pre-tax net operating income$3,394,0002,080
Securities gains (losses)$10,0002,652
Applicable income taxes$04,531
Income before extraordinary items$3,404,0001,817
Extraordinary gains, net$017
Net income$3,404,0001,817
Minority interest net income$084
Net income of bank and minority interests.$3,404,0001,816
Net charge-offs$181,0002,575
Cash dividends$2,640,0001,033
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,394,0001,793
2014-09-30 (YTD Data)Rank
Total interest income$5,311,0003,178
Total interest expense$408,0003,899
Net interest income$4,903,0003,069
Provision for loan and lease losses$04,401
Total noninterest income$802,0003,036
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$477,0001,876
Trading account gains and fees$0174
Additional Noninterest Income$325,0003,523
Total noninterest expense$3,416,0003,535
Salaries and employee benefits$1,761,0003,639
Premises and equipment expense$302,0004,122
Additional noninterest expense$1,353,0003,118
Pre-tax net operating income$2,289,0002,288
Securities gains (losses)$8,0002,425
Applicable income taxes$04,583
Income before extraordinary items$2,297,0001,984
Extraordinary gains, net$015
Net income$2,297,0001,983
Minority interest net income$081
Net income of bank and minority interests.$2,297,0001,982
Net charge-offs$178,0002,123
Cash dividends$2,200,000854
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,289,0001,945
2014-06-30 (YTD Data)Rank
Total interest income$3,494,0003,216
Total interest expense$279,0003,885
Net interest income$3,215,0003,102
Provision for loan and lease losses$04,196
Total noninterest income$520,0003,037
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$322,0001,846
Trading account gains and fees$0172
Additional Noninterest Income$198,0003,648
Total noninterest expense$2,269,0003,558
Salaries and employee benefits$1,120,0003,787
Premises and equipment expense$215,0004,032
Additional noninterest expense$934,0003,048
Pre-tax net operating income$1,466,0002,312
Securities gains (losses)$3,0002,288
Applicable income taxes$04,568
Income before extraordinary items$1,469,0002,015
Extraordinary gains, net$020
Net income$1,469,0002,018
Minority interest net income$080
Net income of bank and minority interests.$1,469,0002,017
Net charge-offs$192,0001,619
Cash dividends$1,320,000925
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,466,0001,968
2014-03-31 (YTD Data)Rank
Total interest income$1,691,0003,307
Total interest expense$141,0003,923
Net interest income$1,550,0003,192
Provision for loan and lease losses$03,817
Total noninterest income$228,0003,235
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$154,0001,895
Trading account gains and fees$0147
Additional Noninterest Income$74,0004,014
Total noninterest expense$1,134,0003,586
Salaries and employee benefits$570,0003,772
Premises and equipment expense$105,0004,105
Additional noninterest expense$459,0003,091
Pre-tax net operating income$644,0002,459
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$644,0002,149
Extraordinary gains, net$016
Net income$644,0002,151
Minority interest net income$066
Net income of bank and minority interests.$644,0002,151
Net charge-offs$112,0001,299
Cash dividends$880,000681
Sale, conversion, retirement of capital stock, net$0747
Net operating income$644,0002,104
2013-12-31 (YTD Data)Rank
Total interest income$6,942,0003,269
Total interest expense$646,0003,925
Net interest income$6,296,0003,145
Provision for loan and lease losses$-100,0006,384
Total noninterest income$1,079,0003,065
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$665,0001,908
Trading account gains and fees$0184
Additional Noninterest Income$414,0003,611
Total noninterest expense$4,822,0003,497
Salaries and employee benefits$2,773,0003,283
Premises and equipment expense$521,0003,646
Additional noninterest expense$1,528,0003,611
Pre-tax net operating income$2,653,0002,366
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$2,653,0002,098
Extraordinary gains, net$029
Net income$2,653,0002,103
Minority interest net income$090
Net income of bank and minority interests.$2,653,0002,103
Net charge-offs$359,0002,369
Cash dividends$1,815,0001,296
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,653,0002,042
2013-09-30 (YTD Data)Rank
Total interest income$5,195,0003,303
Total interest expense$497,0003,952
Net interest income$4,698,0003,178
Provision for loan and lease losses$-300,0006,674
Total noninterest income$799,0003,134
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$489,0001,937
Trading account gains and fees$0180
Additional Noninterest Income$310,0003,697
Total noninterest expense$3,425,0003,632
Salaries and employee benefits$1,839,0003,615
Premises and equipment expense$352,0003,917
Additional noninterest expense$1,234,0003,418
Pre-tax net operating income$2,372,0002,154
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,372,0001,854
Extraordinary gains, net$025
Net income$2,372,0001,858
Minority interest net income$084
Net income of bank and minority interests.$2,372,0001,859
Net charge-offs$169,0002,743
Cash dividends$1,500,0001,087
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,372,0001,798
2013-06-30 (YTD Data)Rank
Total interest income$3,424,0003,343
Total interest expense$341,0003,951
Net interest income$3,083,0003,222
Provision for loan and lease losses$-200,0006,732
Total noninterest income$543,0003,148
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$316,0001,954
Trading account gains and fees$0157
Additional Noninterest Income$227,0003,591
Total noninterest expense$2,276,0003,658
Salaries and employee benefits$1,162,0003,742
Premises and equipment expense$266,0003,633
Additional noninterest expense$848,0003,358
Pre-tax net operating income$1,550,0002,142
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,550,0001,876
Extraordinary gains, net$022
Net income$1,550,0001,881
Minority interest net income$082
Net income of bank and minority interests.$1,550,0001,882
Net charge-offs$45,0003,434
Cash dividends$900,0001,174
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,550,0001,801
2013-03-31 (YTD Data)Rank
Total interest income$1,708,0003,378
Total interest expense$184,0003,870
Net interest income$1,524,0003,264
Provision for loan and lease losses$-100,0006,845
Total noninterest income$263,0003,194
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$157,0001,959
Trading account gains and fees$0148
Additional Noninterest Income$106,0003,670
Total noninterest expense$1,152,0003,659
Salaries and employee benefits$519,0004,071
Premises and equipment expense$109,0004,125
Additional noninterest expense$524,0002,868
Pre-tax net operating income$735,0002,184
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$735,0001,931
Extraordinary gains, net$010
Net income$735,0001,932
Minority interest net income$076
Net income of bank and minority interests.$735,0001,933
Net charge-offs$68,0002,192
Cash dividends$600,000809
Sale, conversion, retirement of capital stock, net$0789
Net operating income$735,0001,845
2012-12-31 (YTD Data)Rank
Total interest income$7,275,0003,360
Total interest expense$904,0003,859
Net interest income$6,371,0003,223
Provision for loan and lease losses$400,0003,016
Total noninterest income$1,055,0003,171
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$694,0001,914
Trading account gains and fees$0166
Additional Noninterest Income$361,0003,777
Total noninterest expense$4,604,0003,683
Salaries and employee benefits$2,560,0003,511
Premises and equipment expense$520,0003,720
Additional noninterest expense$1,524,0003,748
Pre-tax net operating income$2,422,0002,467
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,422,0002,238
Extraordinary gains, net$029
Net income$2,422,0002,236
Minority interest net income$093
Net income of bank and minority interests.$2,422,0002,239
Net charge-offs$577,0002,464
Cash dividends$900,0002,076
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,422,0002,107
2012-09-30 (YTD Data)Rank
Total interest income$5,474,0003,397
Total interest expense$701,0003,894
Net interest income$4,773,0003,272
Provision for loan and lease losses$425,0002,500
Total noninterest income$837,0003,083
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$517,0001,940
Trading account gains and fees$0157
Additional Noninterest Income$320,0003,594
Total noninterest expense$3,624,0003,577
Salaries and employee benefits$1,650,0003,901
Premises and equipment expense$349,0004,042
Additional noninterest expense$1,625,0002,911
Pre-tax net operating income$1,561,0002,810
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,561,0002,573
Extraordinary gains, net$020
Net income$1,561,0002,573
Minority interest net income$086
Net income of bank and minority interests.$1,561,0002,574
Net charge-offs$486,0002,226
Cash dividends$675,0001,717
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,561,0002,442
2012-06-30 (YTD Data)Rank
Total interest income$3,669,0003,404
Total interest expense$479,0003,931
Net interest income$3,190,0003,271
Provision for loan and lease losses$200,0002,964
Total noninterest income$603,0002,926
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$345,0001,933
Trading account gains and fees$0153
Additional Noninterest Income$258,0003,291
Total noninterest expense$2,409,0003,606
Salaries and employee benefits$1,109,0003,903
Premises and equipment expense$255,0003,816
Additional noninterest expense$1,045,0003,008
Pre-tax net operating income$1,184,0002,539
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,184,0002,290
Extraordinary gains, net$019
Net income$1,184,0002,290
Minority interest net income$084
Net income of bank and minority interests.$1,184,0002,290
Net charge-offs$364,0002,107
Cash dividends$500,0001,580
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,184,0002,166
2012-03-31 (YTD Data)Rank
Total interest income$1,843,0003,424
Total interest expense$250,0003,939
Net interest income$1,593,0003,294
Provision for loan and lease losses$200,0001,993
Total noninterest income$291,0002,992
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$170,0001,946
Trading account gains and fees$0148
Additional Noninterest Income$121,0003,406
Total noninterest expense$1,219,0003,586
Salaries and employee benefits$495,0004,226
Premises and equipment expense$106,0004,276
Additional noninterest expense$618,0002,584
Pre-tax net operating income$465,0003,016
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$465,0002,758
Extraordinary gains, net$019
Net income$465,0002,760
Minority interest net income$078
Net income of bank and minority interests.$465,0002,761
Net charge-offs$162,0002,022
Cash dividends$300,0001,259
Sale, conversion, retirement of capital stock, net$0861
Net operating income$465,0002,624
2011-12-31 (YTD Data)Rank
Total interest income$7,547,0003,486
Total interest expense$1,353,0003,689
Net interest income$6,194,0003,386
Provision for loan and lease losses$1,490,0001,895
Total noninterest income$1,162,0002,866
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$715,0001,947
Trading account gains and fees$0146
Additional Noninterest Income$447,0003,280
Total noninterest expense$4,758,0003,663
Salaries and employee benefits$2,312,0003,778
Premises and equipment expense$515,0003,951
Additional noninterest expense$1,931,0003,233
Pre-tax net operating income$1,108,0003,521
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$1,108,0003,348
Extraordinary gains, net$029
Net income$1,108,0003,351
Minority interest net income$096
Net income of bank and minority interests.$1,108,0003,351
Net charge-offs$1,691,0001,730
Cash dividends$200,0003,331
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,108,0003,246
2011-09-30 (YTD Data)Rank
Total interest income$5,692,0003,508
Total interest expense$1,090,0003,631
Net interest income$4,602,0003,415
Provision for loan and lease losses$1,415,0001,565
Total noninterest income$899,0002,794
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$533,0001,969
Trading account gains and fees$0145
Additional Noninterest Income$366,0003,174
Total noninterest expense$3,591,0003,659
Salaries and employee benefits$1,601,0003,991
Premises and equipment expense$351,0004,245
Additional noninterest expense$1,639,0002,906
Pre-tax net operating income$495,0004,497
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$495,0004,338
Extraordinary gains, net$021
Net income$495,0004,340
Minority interest net income$087
Net income of bank and minority interests.$495,0004,340
Net charge-offs$1,458,0001,524
Cash dividends$200,0002,677
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$495,0004,204
2011-06-30 (YTD Data)Rank
Total interest income$3,774,0003,562
Total interest expense$760,0003,628
Net interest income$3,014,0003,464
Provision for loan and lease losses$1,050,0001,452
Total noninterest income$604,0002,796
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$348,0001,982
Trading account gains and fees$0153
Additional Noninterest Income$256,0003,126
Total noninterest expense$2,343,0003,741
Salaries and employee benefits$1,073,0004,012
Premises and equipment expense$265,0003,960
Additional noninterest expense$1,005,0003,199
Pre-tax net operating income$225,0004,973
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$225,0004,852
Extraordinary gains, net$015
Net income$225,0004,851
Minority interest net income$089
Net income of bank and minority interests.$225,0004,852
Net charge-offs$1,175,0001,338
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$225,0004,763
2011-03-31 (YTD Data)Rank
Total interest income$1,897,0003,557
Total interest expense$396,0003,629
Net interest income$1,501,0003,463
Provision for loan and lease losses$450,0001,516
Total noninterest income$330,0002,663
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$167,0002,028
Trading account gains and fees$0158
Additional Noninterest Income$163,0002,759
Total noninterest expense$1,170,0003,766
Salaries and employee benefits$477,0004,364
Premises and equipment expense$89,0004,984
Additional noninterest expense$604,0002,710
Pre-tax net operating income$211,0004,149
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$211,0003,890
Extraordinary gains, net$09
Net income$211,0003,889
Minority interest net income$086
Net income of bank and minority interests.$211,0003,890
Net charge-offs$420,0001,480
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$211,0003,839
2010-12-31 (YTD Data)Rank
Total interest income$8,601,0003,346
Total interest expense$2,009,0003,556
Net interest income$6,592,0003,231
Provision for loan and lease losses$2,515,0001,799
Total noninterest income$1,068,0003,127
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$710,0002,017
Trading account gains and fees$0175
Additional Noninterest Income$358,0003,685
Total noninterest expense$4,498,0003,893
Salaries and employee benefits$2,443,0003,645
Premises and equipment expense$433,0004,553
Additional noninterest expense$1,622,0003,793
Pre-tax net operating income$647,0004,043
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$647,0003,965
Extraordinary gains, net$029
Net income$647,0003,964
Minority interest net income$0111
Net income of bank and minority interests.$647,0003,965
Net charge-offs$1,700,0002,037
Cash dividends$1,336,0001,192
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$647,0003,824
2010-09-30 (YTD Data)Rank
Total interest income$6,551,0003,373
Total interest expense$1,573,0003,571
Net interest income$4,978,0003,259
Provision for loan and lease losses$1,600,0001,899
Total noninterest income$791,0003,172
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$535,0002,071
Trading account gains and fees$0165
Additional Noninterest Income$256,0003,801
Total noninterest expense$3,275,0003,978
Salaries and employee benefits$1,581,0004,120
Premises and equipment expense$261,0005,143
Additional noninterest expense$1,433,0003,358
Pre-tax net operating income$894,0003,287
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$894,0003,091
Extraordinary gains, net$023
Net income$894,0003,089
Minority interest net income$0110
Net income of bank and minority interests.$894,0003,091
Net charge-offs$982,0002,213
Cash dividends$1,111,000958
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$894,0002,961
2010-06-30 (YTD Data)Rank
Total interest income$4,408,0003,381
Total interest expense$1,102,0003,541
Net interest income$3,306,0003,260
Provision for loan and lease losses$1,600,0001,453
Total noninterest income$528,0003,117
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$357,0002,066
Trading account gains and fees$0152
Additional Noninterest Income$171,0003,768
Total noninterest expense$2,068,0004,136
Salaries and employee benefits$1,055,0004,140
Premises and equipment expense$185,0005,051
Additional noninterest expense$828,0003,711
Pre-tax net operating income$166,0005,112
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$166,0005,118
Extraordinary gains, net$019
Net income$166,0005,121
Minority interest net income$0105
Net income of bank and minority interests.$166,0005,120
Net charge-offs$571,0002,293
Cash dividends$1,111,000633
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$166,0004,962
2010-03-31 (YTD Data)Rank
Total interest income$2,229,0003,411
Total interest expense$580,0003,523
Net interest income$1,649,0003,287
Provision for loan and lease losses$500,0001,815
Total noninterest income$261,0003,135
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$175,0002,094
Trading account gains and fees$0175
Additional Noninterest Income$86,0003,776
Total noninterest expense$1,031,0004,193
Salaries and employee benefits$472,0004,512
Premises and equipment expense$80,0005,439
Additional noninterest expense$479,0003,306
Pre-tax net operating income$379,0002,926
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$379,0002,644
Extraordinary gains, net$016
Net income$379,0002,642
Minority interest net income$091
Net income of bank and minority interests.$379,0002,644
Net charge-offs$333,0001,928
Cash dividends$809,000418
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$379,0002,545
2009-12-31 (YTD Data)Rank
Total interest income$9,001,0003,511
Total interest expense$2,760,0003,646
Net interest income$6,241,0003,356
Provision for loan and lease losses$950,0003,582
Total noninterest income$1,013,0003,311
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$784,0002,073
Trading account gains and fees$0211
Additional Noninterest Income$229,0004,421
Total noninterest expense$4,094,0004,269
Salaries and employee benefits$2,375,0003,844
Premises and equipment expense$391,0005,045
Additional noninterest expense$1,328,0004,443
Pre-tax net operating income$2,210,0001,759
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,210,0001,512
Extraordinary gains, net$034
Net income$2,210,0001,509
Minority interest net income$0115
Net income of bank and minority interests.$2,210,0001,511
Net charge-offs$473,0003,868
Cash dividends$1,100,0001,517
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,210,0001,481
2009-09-30 (YTD Data)Rank
Total interest income$6,729,0003,567
Total interest expense$2,107,0003,727
Net interest income$4,622,0003,396
Provision for loan and lease losses$650,0003,400
Total noninterest income$721,0003,478
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$579,0002,102
Trading account gains and fees$0212
Additional Noninterest Income$142,0004,865
Total noninterest expense$3,152,0004,213
Salaries and employee benefits$1,729,0003,959
Premises and equipment expense$285,0005,164
Additional noninterest expense$1,138,0004,023
Pre-tax net operating income$1,541,0002,013
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$1,541,0001,732
Extraordinary gains, net$027
Net income$1,541,0001,732
Minority interest net income$0118
Net income of bank and minority interests.$1,541,0001,732
Net charge-offs$380,0003,414
Cash dividends$925,0001,336
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,541,0001,692
2009-06-30 (YTD Data)Rank
Total interest income$4,467,0003,613
Total interest expense$1,433,0003,783
Net interest income$3,034,0003,425
Provision for loan and lease losses$450,0003,101
Total noninterest income$536,0003,247
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$372,0002,141
Trading account gains and fees$0193
Additional Noninterest Income$164,0003,962
Total noninterest expense$2,148,0004,179
Salaries and employee benefits$1,228,0003,820
Premises and equipment expense$198,0005,101
Additional noninterest expense$722,0004,177
Pre-tax net operating income$972,0002,165
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$972,0001,882
Extraordinary gains, net$021
Net income$972,0001,879
Minority interest net income$0112
Net income of bank and minority interests.$972,0001,881
Net charge-offs$301,0002,920
Cash dividends$550,0001,519
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$972,0001,831
2009-03-31 (YTD Data)Rank
Total interest income$2,215,0003,667
Total interest expense$718,0003,872
Net interest income$1,497,0003,458
Provision for loan and lease losses$300,0002,285
Total noninterest income$250,0003,377
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$174,0002,198
Trading account gains and fees$0171
Additional Noninterest Income$76,0004,106
Total noninterest expense$979,0004,359
Salaries and employee benefits$483,0004,592
Premises and equipment expense$93,0005,299
Additional noninterest expense$403,0003,559
Pre-tax net operating income$468,0002,498
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$468,0002,258
Extraordinary gains, net$015
Net income$468,0002,258
Minority interest net income$0102
Net income of bank and minority interests.$468,0002,260
Net charge-offs$232,0002,020
Cash dividends$350,0001,223
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$468,0002,127
2008-12-31 (YTD Data)Rank
Total interest income$9,650,0003,630
Total interest expense$3,510,0003,837
Net interest income$6,140,0003,420
Provision for loan and lease losses$930,0002,824
Total noninterest income$1,031,0003,344
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$806,0002,109
Trading account gains and fees$0154
Additional Noninterest Income$225,0004,650
Total noninterest expense$4,094,0004,158
Salaries and employee benefits$2,531,0003,748
Premises and equipment expense$465,0004,666
Additional noninterest expense$1,098,0004,539
Pre-tax net operating income$2,147,0002,322
Securities gains (losses)$88,0001,226
Applicable income taxes$04,979
Income before extraordinary items$2,235,0001,791
Extraordinary gains, net$039
Net income$2,235,0001,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$753,0002,272
Cash dividends$1,775,0001,506
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,147,0001,989
2008-09-30 (YTD Data)Rank
Total interest income$7,336,0003,649
Total interest expense$2,695,0003,887
Net interest income$4,641,0003,410
Provision for loan and lease losses$630,0002,403
Total noninterest income$778,0003,402
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$610,0002,115
Trading account gains and fees$0148
Additional Noninterest Income$168,0004,764
Total noninterest expense$3,124,0004,100
Salaries and employee benefits$1,861,0003,822
Premises and equipment expense$336,0004,776
Additional noninterest expense$927,0004,110
Pre-tax net operating income$1,665,0002,635
Securities gains (losses)$88,0001,055
Applicable income taxes$05,372
Income before extraordinary items$1,753,0002,011
Extraordinary gains, net$031
Net income$1,753,0002,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$490,0001,975
Cash dividends$1,500,0001,298
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,665,0002,224
2008-06-30 (YTD Data)Rank
Total interest income$4,934,0003,682
Total interest expense$1,858,0003,924
Net interest income$3,076,0003,419
Provision for loan and lease losses$430,0002,069
Total noninterest income$514,0003,443
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$397,0002,132
Trading account gains and fees$0149
Additional Noninterest Income$117,0004,777
Total noninterest expense$2,132,0004,044
Salaries and employee benefits$1,331,0003,656
Premises and equipment expense$245,0004,560
Additional noninterest expense$556,0004,412
Pre-tax net operating income$1,028,0002,899
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,028,0002,516
Extraordinary gains, net$021
Net income$1,028,0002,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0001,765
Cash dividends$925,0001,521
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,028,0002,474
2008-03-31 (YTD Data)Rank
Total interest income$2,525,0003,699
Total interest expense$981,0003,955
Net interest income$1,544,0003,414
Provision for loan and lease losses$280,0001,468
Total noninterest income$251,0003,505
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$198,0002,098
Trading account gains and fees$0158
Additional Noninterest Income$53,0004,930
Total noninterest expense$943,0004,418
Salaries and employee benefits$488,0004,637
Premises and equipment expense$114,0004,779
Additional noninterest expense$341,0003,739
Pre-tax net operating income$572,0002,810
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$572,0002,407
Extraordinary gains, net$015
Net income$572,0002,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,627
Cash dividends$650,0001,088
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$572,0002,331
2007-12-31 (YTD Data)Rank
Total interest income$9,917,0003,782
Total interest expense$4,065,0003,974
Net interest income$5,852,0003,568
Provision for loan and lease losses$316,0003,095
Total noninterest income$1,011,0003,517
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$811,0002,115
Trading account gains and fees$0178
Additional Noninterest Income$200,0005,055
Total noninterest expense$3,931,0004,175
Salaries and employee benefits$2,479,0003,746
Premises and equipment expense$458,0004,620
Additional noninterest expense$994,0004,688
Pre-tax net operating income$2,616,0002,727
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$2,616,0002,264
Extraordinary gains, net$039
Net income$2,616,0002,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0002,431
Cash dividends$1,920,0001,660
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,616,0002,253
2007-09-30 (YTD Data)Rank
Total interest income$7,319,0003,835
Total interest expense$2,996,0004,028
Net interest income$4,323,0003,626
Provision for loan and lease losses$296,0002,338
Total noninterest income$766,0003,495
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$609,0002,083
Trading account gains and fees$0184
Additional Noninterest Income$157,0004,997
Total noninterest expense$3,073,0004,026
Salaries and employee benefits$1,867,0003,729
Premises and equipment expense$328,0004,748
Additional noninterest expense$878,0004,094
Pre-tax net operating income$1,720,0003,181
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,720,0002,687
Extraordinary gains, net$033
Net income$1,720,0002,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,317
Cash dividends$1,620,0001,418
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,720,0002,670
2007-06-30 (YTD Data)Rank
Total interest income$4,809,0003,890
Total interest expense$1,960,0004,068
Net interest income$2,849,0003,674
Provision for loan and lease losses$160,0002,495
Total noninterest income$500,0003,562
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$402,0002,102
Trading account gains and fees$0168
Additional Noninterest Income$98,0005,155
Total noninterest expense$2,141,0003,921
Salaries and employee benefits$1,291,0003,659
Premises and equipment expense$223,0004,699
Additional noninterest expense$627,0003,889
Pre-tax net operating income$1,048,0003,426
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,048,0002,932
Extraordinary gains, net$029
Net income$1,048,0002,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,177
Cash dividends$970,0001,587
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,048,0002,918
2007-03-31 (YTD Data)Rank
Total interest income$2,366,0003,930
Total interest expense$967,0004,094
Net interest income$1,399,0003,725
Provision for loan and lease losses$20,0004,351
Total noninterest income$257,0003,459
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$200,0002,050
Trading account gains and fees$0195
Additional Noninterest Income$57,0004,859
Total noninterest expense$938,0004,331
Salaries and employee benefits$511,0004,365
Premises and equipment expense$98,0005,113
Additional noninterest expense$329,0003,693
Pre-tax net operating income$698,0002,809
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$698,0002,336
Extraordinary gains, net$022
Net income$698,0002,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,116
Cash dividends$670,0001,121
Sale, conversion, retirement of capital stock, net$0885
Net operating income$698,0002,318
2006-12-31 (YTD Data)Rank
Total interest income$8,834,0003,923
Total interest expense$3,179,0004,171
Net interest income$5,655,0003,676
Provision for loan and lease losses$150,0004,039
Total noninterest income$933,0003,702
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$745,0002,252
Trading account gains and fees$0130
Additional Noninterest Income$188,0005,228
Total noninterest expense$3,912,0004,057
Salaries and employee benefits$2,518,0003,585
Premises and equipment expense$427,0004,722
Additional noninterest expense$967,0004,621
Pre-tax net operating income$2,526,0003,111
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$2,526,0002,594
Extraordinary gains, net$051
Net income$2,526,0002,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,181
Cash dividends$1,760,0001,731
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,526,0002,579
2006-09-30 (YTD Data)Rank
Total interest income$6,495,0003,947
Total interest expense$2,277,0004,192
Net interest income$4,218,0003,714
Provision for loan and lease losses$50,0005,035
Total noninterest income$697,0003,723
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$553,0002,274
Trading account gains and fees$0126
Additional Noninterest Income$144,0005,215
Total noninterest expense$3,074,0003,912
Salaries and employee benefits$1,872,0003,618
Premises and equipment expense$306,0004,875
Additional noninterest expense$896,0003,934
Pre-tax net operating income$1,791,0003,354
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,791,0002,799
Extraordinary gains, net$045
Net income$1,791,0002,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,741
Cash dividends$1,470,0001,474
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,791,0002,788
2006-06-30 (YTD Data)Rank
Total interest income$4,231,0003,965
Total interest expense$1,437,0004,225
Net interest income$2,794,0003,741
Provision for loan and lease losses$45,0004,580
Total noninterest income$445,0003,796
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$352,0002,338
Trading account gains and fees$0126
Additional Noninterest Income$93,0005,283
Total noninterest expense$2,142,0003,778
Salaries and employee benefits$1,288,0003,557
Premises and equipment expense$218,0004,670
Additional noninterest expense$636,0003,749
Pre-tax net operating income$1,052,0003,686
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,052,0003,097
Extraordinary gains, net$039
Net income$1,052,0003,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,063
Cash dividends$930,0001,540
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,052,0003,083
2006-03-31 (YTD Data)Rank
Total interest income$2,073,0003,970
Total interest expense$669,0004,289
Net interest income$1,404,0003,728
Provision for loan and lease losses$5,0005,672
Total noninterest income$223,0003,735
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$172,0002,312
Trading account gains and fees$0115
Additional Noninterest Income$51,0005,080
Total noninterest expense$954,0004,143
Salaries and employee benefits$538,0004,070
Premises and equipment expense$101,0004,920
Additional noninterest expense$315,0003,762
Pre-tax net operating income$668,0003,072
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$668,0002,531
Extraordinary gains, net$021
Net income$668,0002,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0002,876
Cash dividends$640,0001,098
Sale, conversion, retirement of capital stock, net$0648
Net operating income$668,0002,515
2005-12-31 (YTD Data)Rank
Total interest income$7,786,0003,828
Total interest expense$2,085,0004,311
Net interest income$5,701,0003,572
Provision for loan and lease losses$267,0003,052
Total noninterest income$798,0004,053
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$600,0002,660
Trading account gains and fees$0138
Additional Noninterest Income$198,0005,184
Total noninterest expense$3,766,0004,050
Salaries and employee benefits$2,379,0003,626
Premises and equipment expense$446,0004,523
Additional noninterest expense$941,0004,617
Pre-tax net operating income$2,466,0003,189
Securities gains (losses)$02,296
Applicable income taxes$2,0006,781
Income before extraordinary items$2,464,0002,631
Extraordinary gains, net$046
Net income$2,464,0002,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0002,913
Cash dividends$1,728,0001,647
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,464,0002,606
2005-09-30 (YTD Data)Rank
Total interest income$5,752,0003,826
Total interest expense$1,495,0004,297
Net interest income$4,257,0003,582
Provision for loan and lease losses$207,0002,899
Total noninterest income$597,0004,060
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$433,0002,732
Trading account gains and fees$0126
Additional Noninterest Income$164,0005,025
Total noninterest expense$2,890,0003,942
Salaries and employee benefits$1,730,0003,686
Premises and equipment expense$323,0004,612
Additional noninterest expense$837,0004,042
Pre-tax net operating income$1,757,0003,355
Securities gains (losses)$02,317
Applicable income taxes$2,0006,802
Income before extraordinary items$1,755,0002,744
Extraordinary gains, net$035
Net income$1,755,0002,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,513
Cash dividends$1,458,0001,385
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,755,0002,719
2005-06-30 (YTD Data)Rank
Total interest income$3,711,0003,856
Total interest expense$936,0004,330
Net interest income$2,775,0003,625
Provision for loan and lease losses$112,0003,201
Total noninterest income$382,0004,162
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$278,0002,766
Trading account gains and fees$0116
Additional Noninterest Income$104,0005,107
Total noninterest expense$1,980,0003,838
Salaries and employee benefits$1,180,0003,605
Premises and equipment expense$221,0004,481
Additional noninterest expense$579,0003,911
Pre-tax net operating income$1,065,0003,550
Securities gains (losses)$02,146
Applicable income taxes$2,0006,782
Income before extraordinary items$1,063,0002,947
Extraordinary gains, net$030
Net income$1,063,0002,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,003
Cash dividends$888,0001,468
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,063,0002,909
2005-03-31 (YTD Data)Rank
Total interest income$1,801,0003,919
Total interest expense$452,0004,326
Net interest income$1,349,0003,712
Provision for loan and lease losses$92,0002,170
Total noninterest income$173,0004,337
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$128,0002,879
Trading account gains and fees$0115
Additional Noninterest Income$45,0005,411
Total noninterest expense$870,0004,270
Salaries and employee benefits$475,0004,256
Premises and equipment expense$104,0004,732
Additional noninterest expense$291,0003,905
Pre-tax net operating income$560,0003,388
Securities gains (losses)$01,685
Applicable income taxes$2,0006,630
Income before extraordinary items$558,0002,772
Extraordinary gains, net$024
Net income$558,0002,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,020
Cash dividends$568,0001,097
Sale, conversion, retirement of capital stock, net$0491
Net operating income$558,0002,720
2004-12-31 (YTD Data)Rank
Total interest income$7,020,0003,799
Total interest expense$1,808,0003,961
Net interest income$5,212,0003,689
Provision for loan and lease losses$331,0002,722
Total noninterest income$928,0003,727
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$579,0002,785
Trading account gains and fees$0138
Additional Noninterest Income$349,0003,971
Total noninterest expense$3,716,0003,975
Salaries and employee benefits$2,244,0003,639
Premises and equipment expense$511,0004,019
Additional noninterest expense$961,0004,494
Pre-tax net operating income$2,093,0003,395
Securities gains (losses)$-26,0008,443
Applicable income taxes$2,0007,032
Income before extraordinary items$2,065,0002,828
Extraordinary gains, net$034
Net income$2,065,0002,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,801
Cash dividends$945,0002,449
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,091,0002,747
2004-09-30 (YTD Data)Rank
Total interest income$5,161,0003,838
Total interest expense$1,357,0003,905
Net interest income$3,804,0003,746
Provision for loan and lease losses$226,0002,744
Total noninterest income$709,0003,703
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$421,0002,880
Trading account gains and fees$0134
Additional Noninterest Income$288,0003,807
Total noninterest expense$2,817,0003,905
Salaries and employee benefits$1,649,0003,684
Premises and equipment expense$355,0004,251
Additional noninterest expense$813,0004,040
Pre-tax net operating income$1,470,0003,617
Securities gains (losses)$-26,0008,704
Applicable income taxes$2,0007,080
Income before extraordinary items$1,442,0003,051
Extraordinary gains, net$026
Net income$1,442,0003,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,986
Cash dividends$725,0002,159
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,468,0002,926
2004-06-30 (YTD Data)Rank
Total interest income$3,395,0003,871
Total interest expense$916,0003,871
Net interest income$2,479,0003,810
Provision for loan and lease losses$216,0002,067
Total noninterest income$441,0003,872
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$259,0003,056
Trading account gains and fees$0130
Additional Noninterest Income$182,0003,939
Total noninterest expense$1,927,0003,851
Salaries and employee benefits$1,174,0003,519
Premises and equipment expense$243,0004,159
Additional noninterest expense$510,0004,250
Pre-tax net operating income$777,0004,189
Securities gains (losses)$1,0003,212
Applicable income taxes$2,0007,043
Income before extraordinary items$776,0003,605
Extraordinary gains, net$021
Net income$776,0003,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,933
Cash dividends$425,0002,372
Sale, conversion, retirement of capital stock, net$0638
Net operating income$775,0003,519
2004-03-31 (YTD Data)Rank
Total interest income$1,694,0003,883
Total interest expense$461,0003,893
Net interest income$1,233,0003,815
Provision for loan and lease losses$146,0001,570
Total noninterest income$207,0003,986
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$126,0003,056
Trading account gains and fees$0121
Additional Noninterest Income$81,0004,156
Total noninterest expense$821,0004,397
Salaries and employee benefits$473,0004,184
Premises and equipment expense$113,0004,421
Additional noninterest expense$235,0004,516
Pre-tax net operating income$473,0003,673
Securities gains (losses)$1,0002,756
Applicable income taxes$2,0006,854
Income before extraordinary items$472,0003,074
Extraordinary gains, net$016
Net income$472,0003,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$325,0001,630
Sale, conversion, retirement of capital stock, net$0464
Net operating income$471,0002,967
2003-12-31 (YTD Data)Rank
Total interest income$6,909,0003,865
Total interest expense$2,094,0003,885
Net interest income$4,815,0003,785
Provision for loan and lease losses$187,0004,150
Total noninterest income$1,060,0003,592
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$507,0003,056
Trading account gains and fees$0160
Additional Noninterest Income$553,0003,406
Total noninterest expense$3,876,0003,801
Salaries and employee benefits$2,087,0003,791
Premises and equipment expense$508,0004,011
Additional noninterest expense$1,281,0003,533
Pre-tax net operating income$1,812,0003,621
Securities gains (losses)$04,500
Applicable income taxes$2,0007,318
Income before extraordinary items$1,810,0003,093
Extraordinary gains, net$054
Net income$1,810,0003,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,772
Cash dividends$995,0002,348
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,810,0002,952
2003-09-30 (YTD Data)Rank
Total interest income$5,160,0003,925
Total interest expense$1,607,0003,932
Net interest income$3,553,0003,856
Provision for loan and lease losses$110,0004,499
Total noninterest income$817,0003,604
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$375,0003,100
Trading account gains and fees$0153
Additional Noninterest Income$442,0003,360
Total noninterest expense$2,920,0003,775
Salaries and employee benefits$1,558,0003,792
Premises and equipment expense$358,0004,204
Additional noninterest expense$1,004,0003,383
Pre-tax net operating income$1,340,0003,777
Securities gains (losses)$04,204
Applicable income taxes$2,0007,369
Income before extraordinary items$1,338,0003,220
Extraordinary gains, net$040
Net income$1,338,0003,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,350
Cash dividends$845,0001,948
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,338,0003,072
2003-06-30 (YTD Data)Rank
Total interest income$3,475,0003,926
Total interest expense$1,098,0003,961
Net interest income$2,377,0003,853
Provision for loan and lease losses$95,0003,952
Total noninterest income$601,0003,339
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$247,0003,089
Trading account gains and fees$0150
Additional Noninterest Income$354,0002,994
Total noninterest expense$1,934,0003,796
Salaries and employee benefits$1,054,0003,754
Premises and equipment expense$247,0004,086
Additional noninterest expense$633,0003,548
Pre-tax net operating income$949,0003,636
Securities gains (losses)$03,782
Applicable income taxes$2,0007,353
Income before extraordinary items$947,0003,090
Extraordinary gains, net$030
Net income$947,0003,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,791
Cash dividends$520,0002,082
Sale, conversion, retirement of capital stock, net$0589
Net operating income$947,0002,927
2003-03-31 (YTD Data)Rank
Total interest income$1,755,0003,912
Total interest expense$558,0003,999
Net interest income$1,197,0003,830
Provision for loan and lease losses$60,0003,248
Total noninterest income$186,0004,340
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$118,0003,121
Trading account gains and fees$0134
Additional Noninterest Income$68,0004,672
Total noninterest expense$834,0004,238
Salaries and employee benefits$441,0004,307
Premises and equipment expense$118,0004,220
Additional noninterest expense$275,0003,922
Pre-tax net operating income$489,0003,559
Securities gains (losses)$02,891
Applicable income taxes$2,0007,162
Income before extraordinary items$487,0003,008
Extraordinary gains, net$021
Net income$487,0003,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,268
Cash dividends$350,0001,587
Sale, conversion, retirement of capital stock, net$0419
Net operating income$487,0002,864
2002-12-31 (YTD Data)Rank
Total interest income$7,228,0003,942
Total interest expense$2,515,0004,079
Net interest income$4,713,0003,841
Provision for loan and lease losses$195,0004,416
Total noninterest income$768,0004,101
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$459,0003,188
Trading account gains and fees$0153
Additional Noninterest Income$309,0004,193
Total noninterest expense$3,321,0004,125
Salaries and employee benefits$1,820,0004,046
Premises and equipment expense$446,0004,288
Additional noninterest expense$1,055,0004,001
Pre-tax net operating income$1,965,0003,478
Securities gains (losses)$1,0004,369
Applicable income taxes$07,681
Income before extraordinary items$1,966,0002,834
Extraordinary gains, net$070
Net income$1,966,0002,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,987
Cash dividends$1,280,0001,848
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,965,0002,752
2001-12-31 (YTD Data)Rank
Total interest income$7,739,0004,135
Total interest expense$3,424,0004,276
Net interest income$4,315,0003,895
Provision for loan and lease losses$105,0005,502
Total noninterest income$632,0004,460
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$368,0003,624
Trading account gains and fees$0177
Additional Noninterest Income$264,0004,383
Total noninterest expense$2,838,0004,528
Salaries and employee benefits$1,725,0004,046
Premises and equipment expense$351,0005,023
Additional noninterest expense$762,0004,960
Pre-tax net operating income$2,004,0003,166
Securities gains (losses)$-1,0009,012
Applicable income taxes$89,0006,140
Income before extraordinary items$1,914,0002,638
Extraordinary gains, net$0105
Net income$1,914,0002,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,900
Cash dividends$1,900,0001,399
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,914,9602,558
2000-12-31 (YTD Data)Rank
Total interest income$7,384,0004,389
Total interest expense$3,331,0004,543
Net interest income$4,053,0004,137
Provision for loan and lease losses$08,337
Total noninterest income$567,0004,561
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$342,0003,665
Trading account gains and feesNANA
Additional Noninterest Income$225,0004,522
Total noninterest expense$2,592,0004,730
Salaries and employee benefits$1,622,0004,107
Premises and equipment expense$308,0005,348
Additional noninterest expense$662,0005,397
Pre-tax net operating income$2,028,0003,291
Securities gains (losses)$-13,0008,489
Applicable income taxes$413,0003,924
Income before extraordinary items$1,602,0003,086
Extraordinary gains, net$038
Net income$1,602,0003,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0009,278
Cash dividends$400,0003,920
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,612,4003,061
1999-12-31 (YTD Data)Rank
Total interest income$6,678,0004,578
Total interest expense$2,974,0004,639
Net interest income$3,704,0004,455
Provision for loan and lease losses$20,0007,660
Total noninterest income$537,0004,751
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$343,0003,612
Trading account gains and feesNANA
Additional Noninterest Income$194,0005,009
Total noninterest expense$2,462,0004,940
Salaries and employee benefits$1,527,0004,277
Premises and equipment expense$291,0005,562
Additional noninterest expense$644,0005,549
Pre-tax net operating income$1,759,0003,671
Securities gains (losses)$-1,0008,592
Applicable income taxes$618,0003,158
Income before extraordinary items$1,140,0004,027
Extraordinary gains, net$035
Net income$1,140,0004,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0009,877
Cash dividends$325,0004,354
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,140,6503,989
1998-12-31 (YTD Data)Rank
Total interest income$6,547,0004,653
Total interest expense$3,221,0004,454
Net interest income$3,326,0004,777
Provision for loan and lease losses$94,0005,266
Total noninterest income$508,0004,882
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$345,0003,541
Trading account gains and feesNANA
Additional Noninterest Income$163,0005,471
Total noninterest expense$2,400,0004,905
Salaries and employee benefits$1,439,0004,388
Premises and equipment expense$267,0005,734
Additional noninterest expense$694,0005,201
Pre-tax net operating income$1,340,0004,527
Securities gains (losses)$-1,0009,769
Applicable income taxes$500,0003,834
Income before extraordinary items$839,0005,037
Extraordinary gains, net$032
Net income$839,0005,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,332
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$839,6404,952
1997-12-31 (YTD Data)Rank
Total interest income$6,262,0004,895
Total interest expense$3,121,0004,555
Net interest income$3,141,0005,114
Provision for loan and lease losses$393,0002,136
Total noninterest income$502,0004,986
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$390,0003,286
Trading account gains and feesNANA
Additional Noninterest Income$112,0006,462
Total noninterest expense$2,445,0004,860
Salaries and employee benefits$1,378,0004,567
Premises and equipment expense$278,0005,688
Additional noninterest expense$789,0004,776
Pre-tax net operating income$805,0006,526
Securities gains (losses)$-19,00010,340
Applicable income taxes$325,0005,506
Income before extraordinary items$461,0007,229
Extraordinary gains, net$044
Net income$461,0007,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,619
Cash dividends$300,0004,516
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$473,1607,099
1996-12-31 (YTD Data)Rank
Total interest income$6,043,0005,160
Total interest expense$2,946,0004,853
Net interest income$3,097,0005,315
Provision for loan and lease losses$532,0001,660
Total noninterest income$1,233,0002,631
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$399,0003,345
Trading account gains and feesNANA
Additional Noninterest Income$834,0002,046
Total noninterest expense$2,021,0005,907
Salaries and employee benefits$1,191,0005,244
Premises and equipment expense$226,0006,592
Additional noninterest expense$604,0006,329
Pre-tax net operating income$1,777,0003,776
Securities gains (losses)$2,0003,501
Applicable income taxes$601,0003,581
Income before extraordinary items$1,178,0003,933
Extraordinary gains, net$053
Net income$1,178,0003,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0002,014
Cash dividends$250,0004,932
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,176,6803,889
1995-12-31 (YTD Data)Rank
Total interest income$5,786,0005,362
Total interest expense$2,893,0004,918
Net interest income$2,893,0005,659
Provision for loan and lease losses$79,0005,161
Total noninterest income$554,0004,842
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$410,0003,291
Trading account gains and feesNANA
Additional Noninterest Income$144,0006,108
Total noninterest expense$2,032,0005,919
Salaries and employee benefits$1,149,0005,410
Premises and equipment expense$233,0006,618
Additional noninterest expense$650,0006,200
Pre-tax net operating income$1,336,0004,859
Securities gains (losses)$-45,00011,108
Applicable income taxes$463,0004,440
Income before extraordinary items$828,0005,312
Extraordinary gains, net$065
Net income$828,0005,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,801
Cash dividends$250,0004,947
Sale, conversion, retirement of capital stock, net$0809
Net operating income$856,8005,175
1994-12-31 (YTD Data)Rank
Total interest income$5,307,0005,390
Total interest expense$2,194,0005,175
Net interest income$3,113,0005,453
Provision for loan and lease losses$100,0004,522
Total noninterest income$518,0005,161
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$413,0003,291
Trading account gains and feesNANA
Additional Noninterest Income$105,0007,360
Total noninterest expense$2,052,0006,070
Salaries and employee benefits$1,119,0005,573
Premises and equipment expense$238,0006,721
Additional noninterest expense$695,0006,357
Pre-tax net operating income$1,479,0004,465
Securities gains (losses)$03,600
Applicable income taxes$521,0003,929
Income before extraordinary items$958,0004,680
Extraordinary gains, net$0249
Net income$958,0004,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,905
Cash dividends$240,0005,038
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$958,0004,724
1993-12-31 (YTD Data)Rank
Total interest income$5,171,0005,607
Total interest expense$2,278,0005,220
Net interest income$2,893,0005,814
Provision for loan and lease losses$139,0004,861
Total noninterest income$505,0005,555
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$398,0003,464
Trading account gains and feesNANA
Additional Noninterest Income$107,0007,658
Total noninterest expense$1,973,0006,411
Salaries and employee benefits$1,023,0005,995
Premises and equipment expense$262,0006,466
Additional noninterest expense$688,0006,647
Pre-tax net operating income$1,286,0004,903
Securities gains (losses)$2,0006,773
Applicable income taxes$441,0004,658
Income before extraordinary items$847,0005,325
Extraordinary gains, net$03,149
Net income$847,0005,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0003,226
Cash dividends$165,0005,881
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$845,6805,106
1992-12-31 (YTD Data)Rank
Total interest income$5,345,0006,042
Total interest expense$2,751,0005,548
Net interest income$2,594,0006,414
Provision for loan and lease losses$128,0006,547
Total noninterest income$367,0006,877
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$273,0004,788
Trading account gains and feesNANA
Additional Noninterest Income$94,0008,290
Total noninterest expense$2,053,0006,238
Salaries and employee benefits$996,0006,055
Premises and equipment expense$237,0007,033
Additional noninterest expense$820,0005,949
Pre-tax net operating income$780,0006,661
Securities gains (losses)$3,0007,429
Applicable income taxes$281,0006,199
Income before extraordinary items$502,0007,318
Extraordinary gains, net$01,422
Net income$502,0007,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0004,745
Cash dividends$150,0005,711
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$500,0806,947

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.