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The First National Bank of McGregor, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$51,403,000	907
Total interest expense	$21,159,000	754
Net interest income	$30,244,000	1,035
Provision for loan and lease losses	$1,450,000	660
Total noninterest income	$2,373,000	1,838
Gross Fiduciary activities income	$57,000	759
Service charges on deposit accounts	$792,000	1,197
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,524,000	1,872
Total noninterest expense	$21,310,000	1,152
Salaries and employee benefits	$10,930,000	1,254
Premises and equipment expense	$2,623,000	965
Additional noninterest expense	$1,524,000	1,872
Pre-tax net operating income	$9,857,000	1,178
Securities gains (losses)	$0	988
Applicable income taxes	$2,063,000	971
Income before extraordinary items	$7,794,000	1,234
Extraordinary gains, net	$0	54
Net income	$7,794,000	1,250
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,794,000	1,237
Net charge-offs	$1,354,000	455
Cash dividends	$1,113,000	2,055
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$7,794,000	1,258
2023-09-30 (YTD Data)		Rank
Total interest income	$37,209,000	922
Total interest expense	$15,071,000	744
Net interest income	$22,138,000	1,065
Provision for loan and lease losses	$1,000,000	652
Total noninterest income	$2,043,000	1,717
Gross Fiduciary activities income	$57,000	735
Service charges on deposit accounts	$590,000	1,201
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,396,000	1,676
Total noninterest expense	$15,377,000	1,182
Salaries and employee benefits	$7,619,000	1,323
Premises and equipment expense	$1,952,000	978
Additional noninterest expense	$1,396,000	1,676
Pre-tax net operating income	$7,804,000	1,158
Securities gains (losses)	$0	849
Applicable income taxes	$1,640,000	956
Income before extraordinary items	$6,164,000	1,219
Extraordinary gains, net	$0	52
Net income	$6,164,000	1,228
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,164,000	1,219
Net charge-offs	$1,124,000	385
Cash dividends	$1,113,000	1,603
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$6,164,000	1,243
2023-06-30 (YTD Data)		Rank
Total interest income	$24,331,000	902
Total interest expense	$9,410,000	714
Net interest income	$14,921,000	1,060
Provision for loan and lease losses	$700,000	632
Total noninterest income	$1,357,000	1,652
Gross Fiduciary activities income	$57,000	711
Service charges on deposit accounts	$397,000	1,181
Trading account gains and fees	NA	NA
Additional Noninterest Income	$903,000	1,628
Total noninterest expense	$9,570,000	1,234
Salaries and employee benefits	$4,361,000	1,479
Premises and equipment expense	$1,295,000	973
Additional noninterest expense	$903,000	1,626
Pre-tax net operating income	$6,008,000	1,045
Securities gains (losses)	$0	938
Applicable income taxes	$1,264,000	867
Income before extraordinary items	$4,744,000	1,101
Extraordinary gains, net	$0	51
Net income	$4,744,000	1,114
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,744,000	1,101
Net charge-offs	$665,000	375
Cash dividends	$1,113,000	1,297
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,744,000	1,110
2023-03-31 (YTD Data)		Rank
Total interest income	$11,435,000	952
Total interest expense	$4,299,000	690
Net interest income	$7,136,000	1,099
Provision for loan and lease losses	$400,000	573
Total noninterest income	$682,000	1,644
Gross Fiduciary activities income	$57,000	685
Service charges on deposit accounts	$199,000	1,190
Trading account gains and fees	NA	NA
Additional Noninterest Income	$426,000	1,658
Total noninterest expense	$3,719,000	1,527
Salaries and employee benefits	$1,149,000	2,337
Premises and equipment expense	$640,000	1,009
Additional noninterest expense	$426,000	1,658
Pre-tax net operating income	$3,699,000	939
Securities gains (losses)	$0	950
Applicable income taxes	$758,000	797
Income before extraordinary items	$2,941,000	956
Extraordinary gains, net	$0	4
Net income	$2,941,000	955
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,941,000	955
Net charge-offs	$382,000	325
Cash dividends	$891,000	896
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,941,000	973
2022-12-31 (YTD Data)		Rank
Total interest income	$38,400,000	924
Total interest expense	$7,524,000	573
Net interest income	$30,876,000	1,008
Provision for loan and lease losses	$1,710,000	578
Total noninterest income	$2,035,000	2,026
Gross Fiduciary activities income	$55,000	788
Service charges on deposit accounts	$613,000	1,476
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,367,000	2,000
Total noninterest expense	$22,693,000	1,073
Salaries and employee benefits	$13,236,000	1,069
Premises and equipment expense	$2,410,000	1,037
Additional noninterest expense	$1,367,000	2,000
Pre-tax net operating income	$8,508,000	1,428
Securities gains (losses)	$0	691
Applicable income taxes	$1,717,000	1,180
Income before extraordinary items	$6,791,000	1,495
Extraordinary gains, net	$0	5
Net income	$6,791,000	1,494
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,791,000	1,494
Net charge-offs	$1,232,000	365
Cash dividends	$1,331,000	1,866
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,791,000	1,514
2022-09-30 (YTD Data)		Rank
Total interest income	$27,936,000	909
Total interest expense	$4,545,000	502
Net interest income	$23,391,000	975
Provision for loan and lease losses	$1,710,000	437
Total noninterest income	$1,446,000	2,108
Gross Fiduciary activities income	$55,000	765
Service charges on deposit accounts	$452,000	1,507
Trading account gains and fees	NA	NA
Additional Noninterest Income	$939,000	2,117
Total noninterest expense	$16,431,000	1,108
Salaries and employee benefits	$9,312,000	1,113
Premises and equipment expense	$1,815,000	1,019
Additional noninterest expense	$939,000	2,117
Pre-tax net operating income	$6,696,000	1,361
Securities gains (losses)	$0	740
Applicable income taxes	$1,397,000	1,129
Income before extraordinary items	$5,299,000	1,421
Extraordinary gains, net	$0	4
Net income	$5,299,000	1,420
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,299,000	1,421
Net charge-offs	$1,181,000	275
Cash dividends	$1,331,000	1,433
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,299,000	1,452
2022-06-30 (YTD Data)		Rank
Total interest income	$18,152,000	895
Total interest expense	$2,850,000	428
Net interest income	$15,302,000	974
Provision for loan and lease losses	$1,250,000	354
Total noninterest income	$797,000	2,304
Gross Fiduciary activities income	$55,000	710
Service charges on deposit accounts	$307,000	1,481
Trading account gains and fees	NA	NA
Additional Noninterest Income	$435,000	2,529
Total noninterest expense	$10,923,000	1,096
Salaries and employee benefits	$6,092,000	1,123
Premises and equipment expense	$1,201,000	1,025
Additional noninterest expense	$3,630,000	1,009
Pre-tax net operating income	$3,926,000	1,429
Securities gains (losses)	$0	687
Applicable income taxes	$794,000	1,174
Income before extraordinary items	$3,132,000	1,484
Extraordinary gains, net	$0	4
Net income	$3,132,000	1,483
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,132,000	1,484
Net charge-offs	$973,000	243
Cash dividends	$1,331,000	1,143
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,132,000	1,522
2022-03-31 (YTD Data)		Rank
Total interest income	$8,786,000	904
Total interest expense	$1,442,000	389
Net interest income	$7,344,000	980
Provision for loan and lease losses	$560,000	312
Total noninterest income	$583,000	1,896
Gross Fiduciary activities income	$55,000	660
Service charges on deposit accounts	$152,000	1,478
Trading account gains and fees	NA	NA
Additional Noninterest Income	$376,000	1,967
Total noninterest expense	$5,488,000	1,088
Salaries and employee benefits	$3,018,000	1,129
Premises and equipment expense	$592,000	1,050
Additional noninterest expense	$1,878,000	968
Pre-tax net operating income	$1,879,000	1,406
Securities gains (losses)	$0	623
Applicable income taxes	$379,000	1,137
Income before extraordinary items	$1,500,000	1,460
Extraordinary gains, net	$0	4
Net income	$1,500,000	1,460
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,500,000	1,460
Net charge-offs	$361,000	272
Cash dividends	$1,331,000	641
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,500,000	1,475
2021-12-31 (YTD Data)		Rank
Total interest income	$36,706,000	900
Total interest expense	$6,717,000	412
Net interest income	$29,989,000	969
Provision for loan and lease losses	$2,075,000	274
Total noninterest income	$1,798,000	2,348
Gross Fiduciary activities income	$119,000	711
Service charges on deposit accounts	$478,000	1,645
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,201,000	2,445
Total noninterest expense	$21,060,000	1,123
Salaries and employee benefits	$11,408,000	1,172
Premises and equipment expense	$2,262,000	1,087
Additional noninterest expense	$7,390,000	994
Pre-tax net operating income	$8,652,000	1,401
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,635,000	1,244
Income before extraordinary items	$7,017,000	1,501
Extraordinary gains, net	$0	10
Net income	$7,017,000	1,500
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,017,000	1,501
Net charge-offs	$1,348,000	355
Cash dividends	$335,000	3,048
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,017,000	1,465
2021-09-30 (YTD Data)		Rank
Total interest income	$27,467,000	918
Total interest expense	$5,161,000	422
Net interest income	$22,306,000	993
Provision for loan and lease losses	$1,550,000	285
Total noninterest income	$1,381,000	2,366
Gross Fiduciary activities income	$119,000	684
Service charges on deposit accounts	$345,000	1,676
Trading account gains and fees	NA	NA
Additional Noninterest Income	$917,000	2,481
Total noninterest expense	$15,934,000	1,126
Salaries and employee benefits	$8,517,000	1,175
Premises and equipment expense	$1,709,000	1,090
Additional noninterest expense	$5,708,000	966
Pre-tax net operating income	$6,203,000	1,509
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,208,000	1,318
Income before extraordinary items	$4,995,000	1,610
Extraordinary gains, net	$0	8
Net income	$4,995,000	1,610
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,995,000	1,610
Net charge-offs	$878,000	360
Cash dividends	$335,000	2,604
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,995,000	1,583
2021-06-30 (YTD Data)		Rank
Total interest income	$18,226,000	915
Total interest expense	$3,531,000	432
Net interest income	$14,695,000	987
Provision for loan and lease losses	$1,025,000	300
Total noninterest income	$863,000	2,394
Gross Fiduciary activities income	$119,000	653
Service charges on deposit accounts	$217,000	1,700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$527,000	2,583
Total noninterest expense	$10,533,000	1,126
Salaries and employee benefits	$5,595,000	1,190
Premises and equipment expense	$1,113,000	1,099
Additional noninterest expense	$3,825,000	961
Pre-tax net operating income	$4,000,000	1,523
Securities gains (losses)	$0	1,818
Applicable income taxes	$715,000	1,405
Income before extraordinary items	$3,285,000	1,603
Extraordinary gains, net	$0	6
Net income	$3,285,000	1,603
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,285,000	1,603
Net charge-offs	$870,000	285
Cash dividends	$335,000	2,290
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,285,000	1,575
2021-03-31 (YTD Data)		Rank
Total interest income	$9,134,000	905
Total interest expense	$1,832,000	444
Net interest income	$7,302,000	975
Provision for loan and lease losses	$500,000	366
Total noninterest income	$478,000	2,280
Gross Fiduciary activities income	$119,000	581
Service charges on deposit accounts	$104,000	1,737
Trading account gains and fees	NA	NA
Additional Noninterest Income	$255,000	2,602
Total noninterest expense	$5,083,000	1,136
Salaries and employee benefits	$2,721,000	1,200
Premises and equipment expense	$571,000	1,089
Additional noninterest expense	$1,791,000	987
Pre-tax net operating income	$2,197,000	1,430
Securities gains (losses)	$0	1,392
Applicable income taxes	$323,000	1,456
Income before extraordinary items	$1,874,000	1,459
Extraordinary gains, net	$0	3
Net income	$1,874,000	1,459
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,874,000	1,459
Net charge-offs	$508,000	262
Cash dividends	$335,000	1,492
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,874,000	1,423
2020-12-31 (YTD Data)		Rank
Total interest income	$35,441,000	919
Total interest expense	$8,434,000	573
Net interest income	$27,007,000	1,004
Provision for loan and lease losses	$2,740,000	856
Total noninterest income	$1,263,000	2,625
Gross Fiduciary activities income	$57,000	770
Service charges on deposit accounts	$421,000	1,833
Trading account gains and fees	NA	NA
Additional Noninterest Income	$785,000	2,701
Total noninterest expense	$18,776,000	1,165
Salaries and employee benefits	$10,437,000	1,216
Premises and equipment expense	$1,987,000	1,190
Additional noninterest expense	$6,352,000	1,050
Pre-tax net operating income	$6,754,000	1,412
Securities gains (losses)	$1,000	2,609
Applicable income taxes	$1,660,000	1,055
Income before extraordinary items	$5,095,000	1,618
Extraordinary gains, net	$0	4
Net income	$5,095,000	1,618
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,095,000	1,618
Net charge-offs	$861,000	713
Cash dividends	$256,000	3,264
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,094,210	1,570
2020-09-30 (YTD Data)		Rank
Total interest income	$25,294,000	963
Total interest expense	$6,434,000	614
Net interest income	$18,860,000	1,053
Provision for loan and lease losses	$1,190,000	1,237
Total noninterest income	$947,000	2,588
Gross Fiduciary activities income	$55,000	739
Service charges on deposit accounts	$314,000	1,822
Trading account gains and fees	NA	NA
Additional Noninterest Income	$578,000	2,690
Total noninterest expense	$13,750,000	1,169
Salaries and employee benefits	$7,703,000	1,219
Premises and equipment expense	$1,431,000	1,228
Additional noninterest expense	$4,616,000	1,057
Pre-tax net operating income	$4,867,000	1,428
Securities gains (losses)	$1,000	2,423
Applicable income taxes	$1,038,000	1,159
Income before extraordinary items	$3,830,000	1,570
Extraordinary gains, net	$0	4
Net income	$3,830,000	1,570
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,830,000	1,571
Net charge-offs	$678,000	630
Cash dividends	$257,000	2,810
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,829,210	1,533
2020-06-30 (YTD Data)		Rank
Total interest income	$16,564,000	994
Total interest expense	$4,299,000	661
Net interest income	$12,265,000	1,079
Provision for loan and lease losses	$740,000	1,289
Total noninterest income	$617,000	2,570
Gross Fiduciary activities income	$53,000	718
Service charges on deposit accounts	$215,000	1,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$349,000	2,758
Total noninterest expense	$8,872,000	1,191
Salaries and employee benefits	$4,966,000	1,242
Premises and equipment expense	$909,000	1,280
Additional noninterest expense	$2,997,000	1,079
Pre-tax net operating income	$3,270,000	1,342
Securities gains (losses)	$0	2,249
Applicable income taxes	$675,000	1,107
Income before extraordinary items	$2,595,000	1,488
Extraordinary gains, net	$0	4
Net income	$2,595,000	1,487
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,595,000	1,488
Net charge-offs	$419,000	661
Cash dividends	$257,000	2,517
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,595,000	1,444
2020-03-31 (YTD Data)		Rank
Total interest income	$8,211,000	1,000
Total interest expense	$2,109,000	755
Net interest income	$6,102,000	1,066
Provision for loan and lease losses	$365,000	1,073
Total noninterest income	$348,000	2,335
Gross Fiduciary activities income	$53,000	675
Service charges on deposit accounts	$119,000	1,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	2,580
Total noninterest expense	$4,419,000	1,204
Salaries and employee benefits	$2,437,000	1,260
Premises and equipment expense	$469,000	1,252
Additional noninterest expense	$1,513,000	1,097
Pre-tax net operating income	$1,666,000	1,220
Securities gains (losses)	$0	1,705
Applicable income taxes	$372,000	924
Income before extraordinary items	$1,294,000	1,339
Extraordinary gains, net	$0	4
Net income	$1,294,000	1,338
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,294,000	1,339
Net charge-offs	$65,000	1,088
Cash dividends	$257,000	1,763
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,294,000	1,321
2019-12-31 (YTD Data)		Rank
Total interest income	$29,400,000	1,097
Total interest expense	$8,114,000	814
Net interest income	$21,286,000	1,191
Provision for loan and lease losses	$1,474,000	679
Total noninterest income	$1,304,000	2,470
Gross Fiduciary activities income	$58,000	781
Service charges on deposit accounts	$558,000	1,770
Trading account gains and fees	NA	NA
Additional Noninterest Income	$688,000	2,684
Total noninterest expense	$15,030,000	1,356
Salaries and employee benefits	$8,678,000	1,364
Premises and equipment expense	$1,495,000	1,504
Additional noninterest expense	$4,857,000	1,282
Pre-tax net operating income	$6,086,000	1,515
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,327,000	1,198
Income before extraordinary items	$4,759,000	1,662
Extraordinary gains, net	$0	11
Net income	$4,759,000	1,664
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,759,000	1,664
Net charge-offs	$366,000	1,245
Cash dividends	$224,000	3,514
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,759,000	1,625
2019-09-30 (YTD Data)		Rank
Total interest income	$21,455,000	1,133
Total interest expense	$5,967,000	836
Net interest income	$15,488,000	1,234
Provision for loan and lease losses	$1,144,000	622
Total noninterest income	$1,106,000	2,314
Gross Fiduciary activities income	$58,000	753
Service charges on deposit accounts	$403,000	1,822
Trading account gains and fees	NA	NA
Additional Noninterest Income	$645,000	2,409
Total noninterest expense	$10,912,000	1,400
Salaries and employee benefits	$6,432,000	1,381
Premises and equipment expense	$994,000	1,675
Additional noninterest expense	$3,486,000	1,326
Pre-tax net operating income	$4,538,000	1,570
Securities gains (losses)	$0	2,167
Applicable income taxes	$982,000	1,240
Income before extraordinary items	$3,556,000	1,692
Extraordinary gains, net	$0	11
Net income	$3,556,000	1,694
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,556,000	1,694
Net charge-offs	$324,000	994
Cash dividends	$224,000	3,055
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,556,000	1,659
2019-06-30 (YTD Data)		Rank
Total interest income	$14,055,000	1,143
Total interest expense	$3,883,000	842
Net interest income	$10,172,000	1,253
Provision for loan and lease losses	$814,000	576
Total noninterest income	$725,000	2,313
Gross Fiduciary activities income	$58,000	729
Service charges on deposit accounts	$261,000	1,844
Trading account gains and fees	NA	NA
Additional Noninterest Income	$406,000	2,463
Total noninterest expense	$7,092,000	1,438
Salaries and employee benefits	$4,172,000	1,415
Premises and equipment expense	$617,000	1,788
Additional noninterest expense	$2,303,000	1,362
Pre-tax net operating income	$2,991,000	1,553
Securities gains (losses)	$0	1,702
Applicable income taxes	$654,000	1,229
Income before extraordinary items	$2,337,000	1,686
Extraordinary gains, net	$0	11
Net income	$2,337,000	1,686
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,337,000	1,686
Net charge-offs	$150,000	1,170
Cash dividends	$224,000	2,805
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,337,000	1,660
2019-03-31 (YTD Data)		Rank
Total interest income	$6,888,000	1,153
Total interest expense	$1,887,000	830
Net interest income	$5,001,000	1,268
Provision for loan and lease losses	$399,000	566
Total noninterest income	$320,000	2,451
Gross Fiduciary activities income	$58,000	682
Service charges on deposit accounts	$129,000	1,854
Trading account gains and fees	NA	NA
Additional Noninterest Income	$133,000	2,902
Total noninterest expense	$3,473,000	1,472
Salaries and employee benefits	$2,017,000	1,450
Premises and equipment expense	$299,000	1,842
Additional noninterest expense	$1,157,000	1,335
Pre-tax net operating income	$1,449,000	1,571
Securities gains (losses)	$0	1,087
Applicable income taxes	$339,000	1,173
Income before extraordinary items	$1,110,000	1,730
Extraordinary gains, net	$0	5
Net income	$1,110,000	1,728
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,110,000	1,729
Net charge-offs	$31,000	1,479
Cash dividends	$224,000	1,973
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,110,000	1,708
2018-12-31 (YTD Data)		Rank
Total interest income	$22,371,000	1,310
Total interest expense	$4,949,000	925
Net interest income	$17,422,000	1,397
Provision for loan and lease losses	$1,370,000	683
Total noninterest income	$1,487,000	2,351
Gross Fiduciary activities income	$48,000	830
Service charges on deposit accounts	$516,000	1,939
Trading account gains and fees	NA	NA
Additional Noninterest Income	$923,000	2,331
Total noninterest expense	$12,201,000	1,590
Salaries and employee benefits	$6,755,000	1,652
Premises and equipment expense	$1,184,000	1,826
Additional noninterest expense	$4,262,000	1,421
Pre-tax net operating income	$5,338,000	1,696
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,064,000	1,338
Income before extraordinary items	$4,274,000	1,816
Extraordinary gains, net	$0	6
Net income	$4,274,000	1,815
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,274,000	1,815
Net charge-offs	$815,000	699
Cash dividends	$845,000	2,404
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,274,000	1,810
2018-09-30 (YTD Data)		Rank
Total interest income	$16,124,000	1,339
Total interest expense	$3,374,000	949
Net interest income	$12,750,000	1,419
Provision for loan and lease losses	$1,070,000	617
Total noninterest income	$1,133,000	2,340
Gross Fiduciary activities income	$48,000	797
Service charges on deposit accounts	$382,000	1,963
Trading account gains and fees	NA	NA
Additional Noninterest Income	$703,000	2,340
Total noninterest expense	$8,919,000	1,628
Salaries and employee benefits	$4,978,000	1,682
Premises and equipment expense	$868,000	1,863
Additional noninterest expense	$3,073,000	1,478
Pre-tax net operating income	$3,894,000	1,747
Securities gains (losses)	$0	1,118
Applicable income taxes	$777,000	1,406
Income before extraordinary items	$3,117,000	1,855
Extraordinary gains, net	$0	5
Net income	$3,117,000	1,853
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,117,000	1,854
Net charge-offs	$652,000	606
Cash dividends	$845,000	1,850
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,117,000	1,848
2018-06-30 (YTD Data)		Rank
Total interest income	$10,124,000	1,393
Total interest expense	$2,005,000	1,000
Net interest income	$8,119,000	1,474
Provision for loan and lease losses	$385,000	1,004
Total noninterest income	$679,000	2,482
Gross Fiduciary activities income	$48,000	772
Service charges on deposit accounts	$257,000	1,943
Trading account gains and fees	NA	NA
Additional Noninterest Income	$374,000	2,611
Total noninterest expense	$5,802,000	1,673
Salaries and employee benefits	$3,260,000	1,711
Premises and equipment expense	$563,000	1,912
Additional noninterest expense	$1,979,000	1,524
Pre-tax net operating income	$2,611,000	1,699
Securities gains (losses)	$3,000	768
Applicable income taxes	$478,000	1,454
Income before extraordinary items	$2,136,000	1,782
Extraordinary gains, net	$0	6
Net income	$2,136,000	1,781
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,136,000	1,781
Net charge-offs	$126,000	1,174
Cash dividends	$845,000	1,478
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,133,540	1,771
2018-03-31 (YTD Data)		Rank
Total interest income	$4,754,000	1,472
Total interest expense	$912,000	1,036
Net interest income	$3,842,000	1,553
Provision for loan and lease losses	$205,000	924
Total noninterest income	$353,000	2,404
Gross Fiduciary activities income	$48,000	719
Service charges on deposit accounts	$127,000	1,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$178,000	2,627
Total noninterest expense	$2,844,000	1,714
Salaries and employee benefits	$1,589,000	1,767
Premises and equipment expense	$272,000	1,996
Additional noninterest expense	$983,000	1,528
Pre-tax net operating income	$1,146,000	1,847
Securities gains (losses)	$2,000	619
Applicable income taxes	$131,000	1,932
Income before extraordinary items	$1,017,000	1,824
Extraordinary gains, net	$0	7
Net income	$1,017,000	1,823
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,017,000	1,824
Net charge-offs	$73,000	1,001
Cash dividends	$845,000	824
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,015,220	1,818
2017-12-31 (YTD Data)		Rank
Total interest income	$15,851,000	1,669
Total interest expense	$2,616,000	1,230
Net interest income	$13,235,000	1,754
Provision for loan and lease losses	$540,000	1,377
Total noninterest income	$1,529,000	2,373
Gross Fiduciary activities income	$62,000	832
Service charges on deposit accounts	$530,000	1,947
Trading account gains and fees	NA	NA
Additional Noninterest Income	$937,000	2,365
Total noninterest expense	$9,413,000	2,016
Salaries and employee benefits	$5,201,000	2,025
Premises and equipment expense	$940,000	2,202
Additional noninterest expense	$3,272,000	1,812
Pre-tax net operating income	$4,811,000	1,774
Securities gains (losses)	$1,000	2,108
Applicable income taxes	$1,786,000	1,373
Income before extraordinary items	$3,026,000	2,034
Extraordinary gains, net	$0	9
Net income	$3,026,000	2,033
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,026,000	2,034
Net charge-offs	$104,000	2,387
Cash dividends	$153,000	3,753
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,025,360	2,009
2017-09-30 (YTD Data)		Rank
Total interest income	$11,373,000	1,744
Total interest expense	$1,832,000	1,296
Net interest income	$9,541,000	1,817
Provision for loan and lease losses	$335,000	1,514
Total noninterest income	$1,170,000	2,359
Gross Fiduciary activities income	$57,000	809
Service charges on deposit accounts	$401,000	1,948
Trading account gains and fees	NA	NA
Additional Noninterest Income	$712,000	2,378
Total noninterest expense	$6,859,000	2,058
Salaries and employee benefits	$3,795,000	2,077
Premises and equipment expense	$661,000	2,304
Additional noninterest expense	$2,403,000	1,838
Pre-tax net operating income	$3,517,000	1,825
Securities gains (losses)	$1,000	2,145
Applicable income taxes	$1,273,000	1,253
Income before extraordinary items	$2,245,000	2,200
Extraordinary gains, net	$0	9
Net income	$2,245,000	2,201
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,245,000	2,201
Net charge-offs	$39,000	2,614
Cash dividends	$153,000	3,243
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,244,360	2,169
2017-06-30 (YTD Data)		Rank
Total interest income	$7,152,000	1,832
Total interest expense	$1,173,000	1,307
Net interest income	$5,979,000	1,905
Provision for loan and lease losses	$180,000	1,642
Total noninterest income	$836,000	2,296
Gross Fiduciary activities income	$52,000	788
Service charges on deposit accounts	$264,000	1,954
Trading account gains and fees	NA	NA
Additional Noninterest Income	$520,000	2,278
Total noninterest expense	$4,500,000	2,084
Salaries and employee benefits	$2,516,000	2,096
Premises and equipment expense	$432,000	2,333
Additional noninterest expense	$1,552,000	1,887
Pre-tax net operating income	$2,135,000	1,935
Securities gains (losses)	$0	1,906
Applicable income taxes	$788,000	1,283
Income before extraordinary items	$1,347,000	2,342
Extraordinary gains, net	$0	11
Net income	$1,347,000	2,343
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,347,000	2,343
Net charge-offs	$8,000	2,974
Cash dividends	$153,000	2,974
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,347,000	2,311
2017-03-31 (YTD Data)		Rank
Total interest income	$3,420,000	1,900
Total interest expense	$536,000	1,385
Net interest income	$2,884,000	1,966
Provision for loan and lease losses	$90,000	1,522
Total noninterest income	$439,000	2,198
Gross Fiduciary activities income	$52,000	728
Service charges on deposit accounts	$136,000	1,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$251,000	2,308
Total noninterest expense	$2,218,000	2,129
Salaries and employee benefits	$1,234,000	2,156
Premises and equipment expense	$205,000	2,471
Additional noninterest expense	$779,000	1,880
Pre-tax net operating income	$1,015,000	1,943
Securities gains (losses)	$0	1,153
Applicable income taxes	$347,000	1,375
Income before extraordinary items	$668,000	2,274
Extraordinary gains, net	$0	8
Net income	$668,000	2,273
Minority interest net income	$0	55
Net income of bank and minority interests.	$668,000	2,274
Net charge-offs	$13,000	2,104
Cash dividends	$153,000	2,117
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$668,000	2,243
2016-12-31 (YTD Data)		Rank
Total interest income	$12,779,000	1,965
Total interest expense	$1,571,000	1,745
Net interest income	$11,208,000	1,975
Provision for loan and lease losses	$360,000	1,801
Total noninterest income	$1,400,000	2,574
Gross Fiduciary activities income	$56,000	862
Service charges on deposit accounts	$522,000	2,019
Trading account gains and fees	$0	170
Additional Noninterest Income	$822,000	2,627
Total noninterest expense	$8,081,000	2,268
Salaries and employee benefits	$4,310,000	2,367
Premises and equipment expense	$829,000	2,428
Additional noninterest expense	$2,942,000	2,012
Pre-tax net operating income	$4,167,000	1,882
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,439,000	1,308
Income before extraordinary items	$2,728,000	2,269
Extraordinary gains, net	$0	5
Net income	$2,728,000	2,266
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,728,000	2,268
Net charge-offs	$162,000	2,152
Cash dividends	$150,000	3,807
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,728,000	2,212
2016-09-30 (YTD Data)		Rank
Total interest income	$8,909,000	2,092
Total interest expense	$1,123,000	1,810
Net interest income	$7,786,000	2,117
Provision for loan and lease losses	$270,000	1,728
Total noninterest income	$1,487,000	2,131
Gross Fiduciary activities income	$51,000	842
Service charges on deposit accounts	$398,000	1,987
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,038,000	2,000
Total noninterest expense	$5,889,000	2,327
Salaries and employee benefits	$3,186,000	2,375
Premises and equipment expense	$617,000	2,457
Additional noninterest expense	$2,086,000	2,106
Pre-tax net operating income	$3,114,000	1,909
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,072,000	1,347
Income before extraordinary items	$2,042,000	2,307
Extraordinary gains, net	$0	5
Net income	$2,042,000	2,306
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,042,000	2,307
Net charge-offs	$127,000	1,849
Cash dividends	$150,000	3,297
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,042,000	2,249
2016-06-30 (YTD Data)		Rank
Total interest income	$5,760,000	2,153
Total interest expense	$704,000	1,902
Net interest income	$5,056,000	2,156
Provision for loan and lease losses	$180,000	1,722
Total noninterest income	$975,000	2,147
Gross Fiduciary activities income	$51,000	818
Service charges on deposit accounts	$265,000	1,981
Trading account gains and fees	$0	157
Additional Noninterest Income	$659,000	2,023
Total noninterest expense	$3,840,000	2,383
Salaries and employee benefits	$2,068,000	2,445
Premises and equipment expense	$400,000	2,510
Additional noninterest expense	$1,372,000	2,153
Pre-tax net operating income	$2,011,000	1,926
Securities gains (losses)	$0	2,835
Applicable income taxes	$687,000	1,375
Income before extraordinary items	$1,324,000	2,329
Extraordinary gains, net	$0	16
Net income	$1,324,000	2,328
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,324,000	2,328
Net charge-offs	$30,000	2,510
Cash dividends	$150,000	3,022
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,324,000	2,267
2016-03-31 (YTD Data)		Rank
Total interest income	$2,773,000	2,220
Total interest expense	$334,000	1,974
Net interest income	$2,439,000	2,220
Provision for loan and lease losses	$90,000	1,597
Total noninterest income	$489,000	2,094
Gross Fiduciary activities income	$51,000	738
Service charges on deposit accounts	$131,000	1,977
Trading account gains and fees	$0	142
Additional Noninterest Income	$307,000	2,062
Total noninterest expense	$1,825,000	2,495
Salaries and employee benefits	$921,000	2,663
Premises and equipment expense	$191,000	2,621
Additional noninterest expense	$713,000	2,049
Pre-tax net operating income	$1,013,000	1,904
Securities gains (losses)	$0	2,077
Applicable income taxes	$344,000	1,362
Income before extraordinary items	$669,000	2,272
Extraordinary gains, net	$0	12
Net income	$669,000	2,272
Minority interest net income	$0	62
Net income of bank and minority interests.	$669,000	2,272
Net charge-offs	$29,000	1,766
Cash dividends	$150,000	2,118
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$669,000	2,219
2015-12-31 (YTD Data)		Rank
Total interest income	$9,516,000	2,467
Total interest expense	$1,072,000	2,306
Net interest income	$8,444,000	2,464
Provision for loan and lease losses	$330,000	1,800
Total noninterest income	$1,604,000	2,397
Gross Fiduciary activities income	$52,000	892
Service charges on deposit accounts	$468,000	2,249
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,084,000	2,276
Total noninterest expense	$6,630,000	2,662
Salaries and employee benefits	$3,273,000	2,875
Premises and equipment expense	$760,000	2,655
Additional noninterest expense	$2,597,000	2,258
Pre-tax net operating income	$3,088,000	2,278
Securities gains (losses)	$0	3,216
Applicable income taxes	$995,000	1,593
Income before extraordinary items	$2,093,000	2,642
Extraordinary gains, net	$0	23
Net income	$2,093,000	2,643
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,093,000	2,644
Net charge-offs	$215,000	1,918
Cash dividends	$100,000	3,983
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,093,000	2,594
2015-09-30 (YTD Data)		Rank
Total interest income	$6,874,000	2,572
Total interest expense	$751,000	2,438
Net interest income	$6,123,000	2,566
Provision for loan and lease losses	$240,000	1,746
Total noninterest income	$1,191,000	2,437
Gross Fiduciary activities income	$52,000	861
Service charges on deposit accounts	$348,000	2,276
Trading account gains and fees	$0	153
Additional Noninterest Income	$791,000	2,330
Total noninterest expense	$4,896,000	2,693
Salaries and employee benefits	$2,394,000	2,937
Premises and equipment expense	$563,000	2,721
Additional noninterest expense	$1,939,000	2,265
Pre-tax net operating income	$2,178,000	2,415
Securities gains (losses)	$0	3,031
Applicable income taxes	$716,000	1,675
Income before extraordinary items	$1,462,000	2,815
Extraordinary gains, net	$0	21
Net income	$1,462,000	2,814
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,462,000	2,816
Net charge-offs	$139,000	1,863
Cash dividends	$70,000	3,580
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,462,000	2,765
2015-06-30 (YTD Data)		Rank
Total interest income	$4,399,000	2,664
Total interest expense	$477,000	2,539
Net interest income	$3,922,000	2,652
Provision for loan and lease losses	$150,000	1,756
Total noninterest income	$743,000	2,529
Gross Fiduciary activities income	$52,000	828
Service charges on deposit accounts	$219,000	2,351
Trading account gains and fees	$0	157
Additional Noninterest Income	$472,000	2,472
Total noninterest expense	$3,128,000	2,807
Salaries and employee benefits	$1,548,000	3,022
Premises and equipment expense	$363,000	2,802
Additional noninterest expense	$1,217,000	2,395
Pre-tax net operating income	$1,387,000	2,481
Securities gains (losses)	$0	2,636
Applicable income taxes	$441,000	1,745
Income before extraordinary items	$946,000	2,848
Extraordinary gains, net	$0	22
Net income	$946,000	2,848
Minority interest net income	$0	75
Net income of bank and minority interests.	$946,000	2,850
Net charge-offs	$54,000	2,250
Cash dividends	$60,000	3,384
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$946,000	2,796
2015-03-31 (YTD Data)		Rank
Total interest income	$2,072,000	2,787
Total interest expense	$228,000	2,649
Net interest income	$1,844,000	2,771
Provision for loan and lease losses	$75,000	1,675
Total noninterest income	$343,000	2,601
Gross Fiduciary activities income	$52,000	765
Service charges on deposit accounts	$102,000	2,439
Trading account gains and fees	$0	152
Additional Noninterest Income	$189,000	2,714
Total noninterest expense	$1,459,000	2,960
Salaries and employee benefits	$717,000	3,189
Premises and equipment expense	$172,000	2,926
Additional noninterest expense	$570,000	2,528
Pre-tax net operating income	$653,000	2,546
Securities gains (losses)	$0	2,027
Applicable income taxes	$213,000	1,767
Income before extraordinary items	$440,000	2,959
Extraordinary gains, net	$0	13
Net income	$440,000	2,962
Minority interest net income	$0	64
Net income of bank and minority interests.	$440,000	2,962
Net charge-offs	$28,000	1,930
Cash dividends	$10,000	2,841
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$440,000	2,888
2014-12-31 (YTD Data)		Rank
Total interest income	$7,647,000	2,969
Total interest expense	$892,000	2,808
Net interest income	$6,755,000	2,967
Provision for loan and lease losses	$360,000	1,793
Total noninterest income	$1,350,000	2,663
Gross Fiduciary activities income	$52,000	925
Service charges on deposit accounts	$399,000	2,692
Trading account gains and fees	$0	180
Additional Noninterest Income	$899,000	2,472
Total noninterest expense	$5,601,000	3,074
Salaries and employee benefits	$2,805,000	3,219
Premises and equipment expense	$747,000	2,787
Additional noninterest expense	$2,049,000	2,831
Pre-tax net operating income	$2,144,000	2,863
Securities gains (losses)	$0	3,259
Applicable income taxes	$794,000	1,772
Income before extraordinary items	$1,350,000	3,418
Extraordinary gains, net	$0	17
Net income	$1,350,000	3,420
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,350,000	3,420
Net charge-offs	$133,000	2,905
Cash dividends	$10,000	4,328
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,350,000	3,372
2014-09-30 (YTD Data)		Rank
Total interest income	$5,603,000	3,047
Total interest expense	$659,000	2,891
Net interest income	$4,944,000	3,047
Provision for loan and lease losses	$270,000	1,734
Total noninterest income	$947,000	2,778
Gross Fiduciary activities income	$52,000	891
Service charges on deposit accounts	$290,000	2,775
Trading account gains and fees	$0	174
Additional Noninterest Income	$605,000	2,631
Total noninterest expense	$4,121,000	3,124
Salaries and employee benefits	$2,088,000	3,266
Premises and equipment expense	$552,000	2,847
Additional noninterest expense	$1,481,000	2,910
Pre-tax net operating income	$1,500,000	3,033
Securities gains (losses)	$0	2,980
Applicable income taxes	$570,000	1,855
Income before extraordinary items	$930,000	3,627
Extraordinary gains, net	$0	15
Net income	$930,000	3,628
Minority interest net income	$0	81
Net income of bank and minority interests.	$930,000	3,629
Net charge-offs	$116,000	2,547
Cash dividends	$10,000	3,815
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$930,000	3,579
2014-06-30 (YTD Data)		Rank
Total interest income	$3,655,000	3,098
Total interest expense	$434,000	2,945
Net interest income	$3,221,000	3,094
Provision for loan and lease losses	$180,000	1,726
Total noninterest income	$607,000	2,812
Gross Fiduciary activities income	$52,000	855
Service charges on deposit accounts	$190,000	2,790
Trading account gains and fees	$0	172
Additional Noninterest Income	$365,000	2,779
Total noninterest expense	$2,740,000	3,134
Salaries and employee benefits	$1,402,000	3,263
Premises and equipment expense	$370,000	2,861
Additional noninterest expense	$968,000	2,966
Pre-tax net operating income	$908,000	3,133
Securities gains (losses)	$0	2,580
Applicable income taxes	$360,000	1,882
Income before extraordinary items	$548,000	3,790
Extraordinary gains, net	$0	20
Net income	$548,000	3,795
Minority interest net income	$0	80
Net income of bank and minority interests.	$548,000	3,796
Net charge-offs	$87,000	2,314
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$548,000	3,737
2014-03-31 (YTD Data)		Rank
Total interest income	$1,807,000	3,146
Total interest expense	$216,000	2,996
Net interest income	$1,591,000	3,137
Provision for loan and lease losses	$90,000	1,672
Total noninterest income	$346,000	2,594
Gross Fiduciary activities income	$52,000	772
Service charges on deposit accounts	$164,000	1,807
Trading account gains and fees	$0	147
Additional Noninterest Income	$130,000	3,181
Total noninterest expense	$1,342,000	3,211
Salaries and employee benefits	$707,000	3,262
Premises and equipment expense	$185,000	2,908
Additional noninterest expense	$450,000	3,145
Pre-tax net operating income	$505,000	2,872
Securities gains (losses)	$0	1,715
Applicable income taxes	$209,000	1,680
Income before extraordinary items	$296,000	3,570
Extraordinary gains, net	$0	16
Net income	$296,000	3,573
Minority interest net income	$0	66
Net income of bank and minority interests.	$296,000	3,573
Net charge-offs	$6,000	3,056
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$296,000	3,523
2013-12-31 (YTD Data)		Rank
Total interest income	$7,085,000	3,223
Total interest expense	$873,000	3,252
Net interest income	$6,212,000	3,185
Provision for loan and lease losses	$525,000	1,775
Total noninterest income	$956,000	3,277
Gross Fiduciary activities income	$52,000	938
Service charges on deposit accounts	$563,000	2,179
Trading account gains and fees	$0	184
Additional Noninterest Income	$341,000	3,918
Total noninterest expense	$5,023,000	3,392
Salaries and employee benefits	$2,563,000	3,482
Premises and equipment expense	$787,000	2,738
Additional noninterest expense	$1,673,000	3,386
Pre-tax net operating income	$1,620,000	3,260
Securities gains (losses)	$0	3,182
Applicable income taxes	$533,000	2,088
Income before extraordinary items	$1,087,000	3,732
Extraordinary gains, net	$0	29
Net income	$1,087,000	3,736
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,087,000	3,737
Net charge-offs	$-18,000	6,270
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,087,000	3,690
2013-09-30 (YTD Data)		Rank
Total interest income	$5,298,000	3,248
Total interest expense	$654,000	3,336
Net interest income	$4,644,000	3,208
Provision for loan and lease losses	$450,000	1,622
Total noninterest income	$699,000	3,382
Gross Fiduciary activities income	$52,000	904
Service charges on deposit accounts	$414,000	2,217
Trading account gains and fees	$0	180
Additional Noninterest Income	$233,000	4,115
Total noninterest expense	$3,733,000	3,429
Salaries and employee benefits	$1,899,000	3,531
Premises and equipment expense	$579,000	2,796
Additional noninterest expense	$1,255,000	3,381
Pre-tax net operating income	$1,160,000	3,415
Securities gains (losses)	$0	3,040
Applicable income taxes	$415,000	2,101
Income before extraordinary items	$745,000	3,946
Extraordinary gains, net	$0	25
Net income	$745,000	3,949
Minority interest net income	$0	84
Net income of bank and minority interests.	$745,000	3,949
Net charge-offs	$-38,000	6,402
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$745,000	3,879
2013-06-30 (YTD Data)		Rank
Total interest income	$3,507,000	3,281
Total interest expense	$436,000	3,402
Net interest income	$3,071,000	3,229
Provision for loan and lease losses	$300,000	1,629
Total noninterest income	$450,000	3,491
Gross Fiduciary activities income	$52,000	866
Service charges on deposit accounts	$263,000	2,275
Trading account gains and fees	$0	157
Additional Noninterest Income	$135,000	4,353
Total noninterest expense	$2,487,000	3,436
Salaries and employee benefits	$1,272,000	3,523
Premises and equipment expense	$385,000	2,819
Additional noninterest expense	$830,000	3,412
Pre-tax net operating income	$734,000	3,492
Securities gains (losses)	$0	2,791
Applicable income taxes	$257,000	2,178
Income before extraordinary items	$477,000	4,024
Extraordinary gains, net	$0	22
Net income	$477,000	4,026
Minority interest net income	$0	82
Net income of bank and minority interests.	$477,000	4,027
Net charge-offs	$-56,000	6,570
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$477,000	3,924
2013-03-31 (YTD Data)		Rank
Total interest income	$1,740,000	3,329
Total interest expense	$216,000	3,506
Net interest income	$1,524,000	3,264
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$234,000	3,405
Gross Fiduciary activities income	$48,000	788
Service charges on deposit accounts	$130,000	2,279
Trading account gains and fees	$0	148
Additional Noninterest Income	$56,000	4,565
Total noninterest expense	$1,263,000	3,423
Salaries and employee benefits	$629,000	3,600
Premises and equipment expense	$204,000	2,724
Additional noninterest expense	$430,000	3,333
Pre-tax net operating income	$345,000	3,539
Securities gains (losses)	$0	1,966
Applicable income taxes	$121,000	2,213
Income before extraordinary items	$224,000	4,076
Extraordinary gains, net	$0	10
Net income	$224,000	4,079
Minority interest net income	$0	76
Net income of bank and minority interests.	$224,000	4,079
Net charge-offs	$32,000	2,752
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$224,000	3,980
2012-12-31 (YTD Data)		Rank
Total interest income	$6,789,000	3,507
Total interest expense	$956,000	3,722
Net interest income	$5,833,000	3,441
Provision for loan and lease losses	$575,000	2,523
Total noninterest income	$953,000	3,328
Gross Fiduciary activities income	$55,000	959
Service charges on deposit accounts	$543,000	2,327
Trading account gains and fees	$0	166
Additional Noninterest Income	$355,000	3,806
Total noninterest expense	$4,978,000	3,475
Salaries and employee benefits	$2,632,000	3,441
Premises and equipment expense	$772,000	2,819
Additional noninterest expense	$1,574,000	3,676
Pre-tax net operating income	$1,233,000	3,666
Securities gains (losses)	$0	3,810
Applicable income taxes	$424,000	2,336
Income before extraordinary items	$809,000	4,253
Extraordinary gains, net	$0	29
Net income	$809,000	4,252
Minority interest net income	$0	93
Net income of bank and minority interests.	$809,000	4,254
Net charge-offs	$189,000	3,820
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$809,000	4,079
2012-09-30 (YTD Data)		Rank
Total interest income	$5,040,000	3,609
Total interest expense	$731,000	3,798
Net interest income	$4,309,000	3,533
Provision for loan and lease losses	$425,000	2,500
Total noninterest income	$714,000	3,380
Gross Fiduciary activities income	$55,000	921
Service charges on deposit accounts	$406,000	2,363
Trading account gains and fees	$0	157
Additional Noninterest Income	$253,000	3,924
Total noninterest expense	$3,776,000	3,475
Salaries and employee benefits	$2,000,000	3,422
Premises and equipment expense	$579,000	2,852
Additional noninterest expense	$1,197,000	3,669
Pre-tax net operating income	$822,000	3,985
Securities gains (losses)	$0	3,575
Applicable income taxes	$274,000	2,550
Income before extraordinary items	$548,000	4,533
Extraordinary gains, net	$0	20
Net income	$548,000	4,532
Minority interest net income	$0	86
Net income of bank and minority interests.	$548,000	4,531
Net charge-offs	$88,000	4,093
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$548,000	4,352
2012-06-30 (YTD Data)		Rank
Total interest income	$3,338,000	3,655
Total interest expense	$500,000	3,827
Net interest income	$2,838,000	3,579
Provision for loan and lease losses	$300,000	2,388
Total noninterest income	$484,000	3,297
Gross Fiduciary activities income	$54,000	880
Service charges on deposit accounts	$268,000	2,358
Trading account gains and fees	$0	153
Additional Noninterest Income	$162,000	3,960
Total noninterest expense	$2,506,000	3,494
Salaries and employee benefits	$1,338,000	3,429
Premises and equipment expense	$363,000	2,981
Additional noninterest expense	$805,000	3,647
Pre-tax net operating income	$516,000	4,067
Securities gains (losses)	$0	3,178
Applicable income taxes	$178,000	2,558
Income before extraordinary items	$338,000	4,637
Extraordinary gains, net	$0	19
Net income	$338,000	4,639
Minority interest net income	$0	84
Net income of bank and minority interests.	$338,000	4,639
Net charge-offs	$96,000	3,464
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$338,000	4,445
2012-03-31 (YTD Data)		Rank
Total interest income	$1,645,000	3,742
Total interest expense	$251,000	3,932
Net interest income	$1,394,000	3,641
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$259,000	3,190
Gross Fiduciary activities income	$54,000	779
Service charges on deposit accounts	$136,000	2,314
Trading account gains and fees	$0	148
Additional Noninterest Income	$69,000	4,238
Total noninterest expense	$1,246,000	3,539
Salaries and employee benefits	$673,000	3,446
Premises and equipment expense	$183,000	2,991
Additional noninterest expense	$390,000	3,697
Pre-tax net operating income	$257,000	4,120
Securities gains (losses)	$0	2,210
Applicable income taxes	$88,000	2,566
Income before extraordinary items	$169,000	4,653
Extraordinary gains, net	$0	19
Net income	$169,000	4,657
Minority interest net income	$0	78
Net income of bank and minority interests.	$169,000	4,657
Net charge-offs	$79,000	2,655
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$169,000	4,518
2011-12-31 (YTD Data)		Rank
Total interest income	$6,401,000	3,898
Total interest expense	$1,070,000	4,249
Net interest income	$5,331,000	3,757
Provision for loan and lease losses	$454,000	3,586
Total noninterest income	$739,000	3,672
Gross Fiduciary activities income	$61,000	896
Service charges on deposit accounts	$483,000	2,646
Trading account gains and fees	$0	146
Additional Noninterest Income	$195,000	4,493
Total noninterest expense	$4,770,000	3,656
Salaries and employee benefits	$2,523,000	3,533
Premises and equipment expense	$736,000	3,082
Additional noninterest expense	$1,511,000	3,844
Pre-tax net operating income	$846,000	4,004
Securities gains (losses)	$0	3,838
Applicable income taxes	$296,000	2,545
Income before extraordinary items	$550,000	4,526
Extraordinary gains, net	$0	29
Net income	$550,000	4,529
Minority interest net income	$0	96
Net income of bank and minority interests.	$550,000	4,528
Net charge-offs	$244,000	4,055
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$550,000	4,407
2011-09-30 (YTD Data)		Rank
Total interest income	$4,766,000	3,942
Total interest expense	$813,000	4,331
Net interest income	$3,953,000	3,794
Provision for loan and lease losses	$304,000	3,585
Total noninterest income	$570,000	3,632
Gross Fiduciary activities income	$61,000	858
Service charges on deposit accounts	$365,000	2,643
Trading account gains and fees	$0	145
Additional Noninterest Income	$144,000	4,584
Total noninterest expense	$3,592,000	3,657
Salaries and employee benefits	$1,895,000	3,537
Premises and equipment expense	$552,000	3,113
Additional noninterest expense	$1,145,000	3,813
Pre-tax net operating income	$627,000	4,150
Securities gains (losses)	$0	3,555
Applicable income taxes	$213,000	2,601
Income before extraordinary items	$414,000	4,606
Extraordinary gains, net	$0	21
Net income	$414,000	4,607
Minority interest net income	$0	87
Net income of bank and minority interests.	$414,000	4,606
Net charge-offs	$329,000	3,136
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$414,000	4,482
2011-06-30 (YTD Data)		Rank
Total interest income	$3,133,000	4,016
Total interest expense	$552,000	4,388
Net interest income	$2,581,000	3,862
Provision for loan and lease losses	$154,000	3,855
Total noninterest income	$390,000	3,602
Gross Fiduciary activities income	$57,000	832
Service charges on deposit accounts	$238,000	2,676
Trading account gains and fees	$0	153
Additional Noninterest Income	$95,000	4,630
Total noninterest expense	$2,386,000	3,702
Salaries and employee benefits	$1,254,000	3,574
Premises and equipment expense	$364,000	3,162
Additional noninterest expense	$768,000	3,855
Pre-tax net operating income	$431,000	4,081
Securities gains (losses)	$0	2,914
Applicable income taxes	$149,000	2,512
Income before extraordinary items	$282,000	4,532
Extraordinary gains, net	$0	15
Net income	$282,000	4,529
Minority interest net income	$0	89
Net income of bank and minority interests.	$282,000	4,532
Net charge-offs	$167,000	3,300
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$282,000	4,460
2011-03-31 (YTD Data)		Rank
Total interest income	$1,547,000	4,070
Total interest expense	$284,000	4,442
Net interest income	$1,263,000	3,917
Provision for loan and lease losses	$63,000	3,912
Total noninterest income	$203,000	3,558
Gross Fiduciary activities income	$57,000	714
Service charges on deposit accounts	$114,000	2,710
Trading account gains and fees	$0	158
Additional Noninterest Income	$32,000	5,306
Total noninterest expense	$1,184,000	3,731
Salaries and employee benefits	$619,000	3,635
Premises and equipment expense	$183,000	3,201
Additional noninterest expense	$382,000	3,848
Pre-tax net operating income	$219,000	4,080
Securities gains (losses)	$0	1,772
Applicable income taxes	$77,000	2,470
Income before extraordinary items	$142,000	4,543
Extraordinary gains, net	$0	9
Net income	$142,000	4,542
Minority interest net income	$0	86
Net income of bank and minority interests.	$142,000	4,543
Net charge-offs	$58,000	3,227
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$142,000	4,486
2010-12-31 (YTD Data)		Rank
Total interest income	$6,534,000	4,079
Total interest expense	$1,336,000	4,543
Net interest income	$5,198,000	3,849
Provision for loan and lease losses	$250,000	5,079
Total noninterest income	$771,000	3,726
Gross Fiduciary activities income	$60,000	945
Service charges on deposit accounts	$485,000	2,700
Trading account gains and fees	$0	175
Additional Noninterest Income	$226,000	4,403
Total noninterest expense	$4,477,000	3,909
Salaries and employee benefits	$2,268,000	3,871
Premises and equipment expense	$676,000	3,389
Additional noninterest expense	$1,533,000	3,950
Pre-tax net operating income	$1,242,000	3,036
Securities gains (losses)	$0	3,793
Applicable income taxes	$429,000	2,033
Income before extraordinary items	$813,000	3,582
Extraordinary gains, net	$0	29
Net income	$813,000	3,580
Minority interest net income	$0	111
Net income of bank and minority interests.	$813,000	3,582
Net charge-offs	$251,000	4,520
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$813,000	3,464
2010-09-30 (YTD Data)		Rank
Total interest income	$4,892,000	4,169
Total interest expense	$1,026,000	4,632
Net interest income	$3,866,000	3,929
Provision for loan and lease losses	$130,000	5,437
Total noninterest income	$593,000	3,714
Gross Fiduciary activities income	$67,000	875
Service charges on deposit accounts	$367,000	2,749
Trading account gains and fees	$0	165
Additional Noninterest Income	$159,000	4,560
Total noninterest expense	$3,304,000	3,956
Salaries and employee benefits	$1,676,000	3,949
Premises and equipment expense	$493,000	3,521
Additional noninterest expense	$1,135,000	3,959
Pre-tax net operating income	$1,025,000	3,040
Securities gains (losses)	$0	3,651
Applicable income taxes	$349,000	2,004
Income before extraordinary items	$676,000	3,569
Extraordinary gains, net	$0	23
Net income	$676,000	3,567
Minority interest net income	$0	110
Net income of bank and minority interests.	$676,000	3,569
Net charge-offs	$207,000	4,197
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$676,000	3,437
2010-06-30 (YTD Data)		Rank
Total interest income	$3,260,000	4,211
Total interest expense	$707,000	4,657
Net interest income	$2,553,000	3,955
Provision for loan and lease losses	$65,000	5,537
Total noninterest income	$410,000	3,591
Gross Fiduciary activities income	$67,000	821
Service charges on deposit accounts	$237,000	2,814
Trading account gains and fees	$0	152
Additional Noninterest Income	$106,000	4,550
Total noninterest expense	$2,187,000	3,990
Salaries and employee benefits	$1,102,000	4,010
Premises and equipment expense	$325,000	3,585
Additional noninterest expense	$760,000	3,922
Pre-tax net operating income	$711,000	3,002
Securities gains (losses)	$0	3,184
Applicable income taxes	$239,000	1,960
Income before extraordinary items	$472,000	3,513
Extraordinary gains, net	$0	19
Net income	$472,000	3,510
Minority interest net income	$0	105
Net income of bank and minority interests.	$472,000	3,512
Net charge-offs	$156,000	3,789
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$472,000	3,401
2010-03-31 (YTD Data)		Rank
Total interest income	$1,637,000	4,261
Total interest expense	$364,000	4,719
Net interest income	$1,273,000	4,000
Provision for loan and lease losses	$15,000	5,865
Total noninterest income	$238,000	3,298
Gross Fiduciary activities income	$64,000	709
Service charges on deposit accounts	$119,000	2,802
Trading account gains and fees	$0	175
Additional Noninterest Income	$55,000	4,521
Total noninterest expense	$1,093,000	4,022
Salaries and employee benefits	$552,000	4,064
Premises and equipment expense	$165,000	3,632
Additional noninterest expense	$376,000	3,956
Pre-tax net operating income	$403,000	2,819
Securities gains (losses)	$0	2,284
Applicable income taxes	$135,000	1,827
Income before extraordinary items	$268,000	3,348
Extraordinary gains, net	$0	16
Net income	$268,000	3,346
Minority interest net income	$0	91
Net income of bank and minority interests.	$268,000	3,348
Net charge-offs	$142,000	2,782
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$268,000	3,233
2009-12-31 (YTD Data)		Rank
Total interest income	$6,840,000	4,237
Total interest expense	$2,016,000	4,432
Net interest income	$4,824,000	4,034
Provision for loan and lease losses	$300,000	5,244
Total noninterest income	$731,000	3,965
Gross Fiduciary activities income	$47,000	974
Service charges on deposit accounts	$450,000	3,093
Trading account gains and fees	$0	211
Additional Noninterest Income	$234,000	4,385
Total noninterest expense	$4,186,000	4,218
Salaries and employee benefits	$2,028,000	4,317
Premises and equipment expense	$693,000	3,485
Additional noninterest expense	$1,465,000	4,142
Pre-tax net operating income	$1,069,000	2,884
Securities gains (losses)	$0	3,754
Applicable income taxes	$367,000	1,841
Income before extraordinary items	$702,000	3,353
Extraordinary gains, net	$0	34
Net income	$702,000	3,352
Minority interest net income	$0	115
Net income of bank and minority interests.	$702,000	3,352
Net charge-offs	$104,000	5,655
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$500,000	540
Net operating income	$702,000	3,294
2009-09-30 (YTD Data)		Rank
Total interest income	$5,140,000	4,292
Total interest expense	$1,553,000	4,491
Net interest income	$3,587,000	4,063
Provision for loan and lease losses	$240,000	4,906
Total noninterest income	$554,000	4,004
Gross Fiduciary activities income	$47,000	920
Service charges on deposit accounts	$332,000	3,135
Trading account gains and fees	$0	212
Additional Noninterest Income	$175,000	4,505
Total noninterest expense	$3,147,000	4,224
Salaries and employee benefits	$1,561,000	4,261
Premises and equipment expense	$508,000	3,583
Additional noninterest expense	$1,078,000	4,182
Pre-tax net operating income	$754,000	3,206
Securities gains (losses)	$0	3,497
Applicable income taxes	$239,000	2,140
Income before extraordinary items	$515,000	3,641
Extraordinary gains, net	$0	27
Net income	$515,000	3,639
Minority interest net income	$0	118
Net income of bank and minority interests.	$515,000	3,641
Net charge-offs	$87,000	5,187
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$500,000	432
Net operating income	$515,000	3,555
2009-06-30 (YTD Data)		Rank
Total interest income	$3,426,000	4,333
Total interest expense	$1,063,000	4,555
Net interest income	$2,363,000	4,076
Provision for loan and lease losses	$180,000	4,468
Total noninterest income	$364,000	4,023
Gross Fiduciary activities income	$47,000	875
Service charges on deposit accounts	$214,000	3,180
Trading account gains and fees	$0	193
Additional Noninterest Income	$103,000	4,741
Total noninterest expense	$2,124,000	4,219
Salaries and employee benefits	$1,066,000	4,247
Premises and equipment expense	$325,000	3,706
Additional noninterest expense	$733,000	4,137
Pre-tax net operating income	$423,000	3,594
Securities gains (losses)	$0	3,136
Applicable income taxes	$139,000	2,341
Income before extraordinary items	$284,000	4,045
Extraordinary gains, net	$0	21
Net income	$284,000	4,045
Minority interest net income	$0	112
Net income of bank and minority interests.	$284,000	4,045
Net charge-offs	$42,000	5,063
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$284,000	3,936
2009-03-31 (YTD Data)		Rank
Total interest income	$1,702,000	4,382
Total interest expense	$564,000	4,504
Net interest income	$1,138,000	4,172
Provision for loan and lease losses	$90,000	4,033
Total noninterest income	$198,000	3,834
Gross Fiduciary activities income	$47,000	788
Service charges on deposit accounts	$100,000	3,259
Trading account gains and fees	$0	171
Additional Noninterest Income	$51,000	4,806
Total noninterest expense	$1,041,000	4,194
Salaries and employee benefits	$530,000	4,280
Premises and equipment expense	$161,000	3,778
Additional noninterest expense	$350,000	3,956
Pre-tax net operating income	$205,000	3,997
Securities gains (losses)	$0	2,434
Applicable income taxes	$67,000	2,596
Income before extraordinary items	$138,000	4,484
Extraordinary gains, net	$0	15
Net income	$138,000	4,488
Minority interest net income	$0	102
Net income of bank and minority interests.	$138,000	4,488
Net charge-offs	$20,000	4,311
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$138,000	4,326
2008-12-31 (YTD Data)		Rank
Total interest income	$6,962,000	4,495
Total interest expense	$2,685,000	4,557
Net interest income	$4,277,000	4,368
Provision for loan and lease losses	$550,000	3,663
Total noninterest income	$708,000	4,111
Gross Fiduciary activities income	$46,000	986
Service charges on deposit accounts	$424,000	3,343
Trading account gains and fees	$0	154
Additional Noninterest Income	$238,000	4,536
Total noninterest expense	$4,172,000	4,111
Salaries and employee benefits	$2,071,000	4,336
Premises and equipment expense	$650,000	3,693
Additional noninterest expense	$1,451,000	3,711
Pre-tax net operating income	$263,000	5,558
Securities gains (losses)	$0	3,220
Applicable income taxes	$87,000	3,487
Income before extraordinary items	$176,000	5,580
Extraordinary gains, net	$0	39
Net income	$176,000	5,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$362,000	3,267
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$176,000	5,732
2008-09-30 (YTD Data)		Rank
Total interest income	$5,261,000	4,551
Total interest expense	$2,042,000	4,639
Net interest income	$3,219,000	4,393
Provision for loan and lease losses	$460,000	2,854
Total noninterest income	$559,000	4,090
Gross Fiduciary activities income	$46,000	946
Service charges on deposit accounts	$311,000	3,416
Trading account gains and fees	$0	148
Additional Noninterest Income	$202,000	4,393
Total noninterest expense	$3,085,000	4,132
Salaries and employee benefits	$1,559,000	4,350
Premises and equipment expense	$464,000	3,856
Additional noninterest expense	$1,062,000	3,704
Pre-tax net operating income	$233,000	5,918
Securities gains (losses)	$0	3,106
Applicable income taxes	$61,000	3,977
Income before extraordinary items	$172,000	5,842
Extraordinary gains, net	$0	31
Net income	$172,000	5,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$330,000	2,444
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$172,000	6,014
2008-06-30 (YTD Data)		Rank
Total interest income	$3,506,000	4,627
Total interest expense	$1,375,000	4,746
Net interest income	$2,131,000	4,404
Provision for loan and lease losses	$120,000	3,966
Total noninterest income	$388,000	4,075
Gross Fiduciary activities income	$45,000	912
Service charges on deposit accounts	$195,000	3,536
Trading account gains and fees	$0	149
Additional Noninterest Income	$148,000	4,338
Total noninterest expense	$2,003,000	4,228
Salaries and employee benefits	$1,015,000	4,473
Premises and equipment expense	$306,000	3,916
Additional noninterest expense	$682,000	3,788
Pre-tax net operating income	$396,000	4,812
Securities gains (losses)	$0	3,233
Applicable income taxes	$124,000	3,220
Income before extraordinary items	$272,000	5,161
Extraordinary gains, net	$0	21
Net income	$272,000	5,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,249
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$272,000	5,087
2008-03-31 (YTD Data)		Rank
Total interest income	$1,745,000	4,727
Total interest expense	$692,000	4,911
Net interest income	$1,053,000	4,449
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$239,000	3,616
Gross Fiduciary activities income	$45,000	824
Service charges on deposit accounts	$100,000	3,452
Trading account gains and fees	$0	158
Additional Noninterest Income	$94,000	3,896
Total noninterest expense	$990,000	4,268
Salaries and employee benefits	$492,000	4,619
Premises and equipment expense	$150,000	3,987
Additional noninterest expense	$348,000	3,692
Pre-tax net operating income	$242,000	4,590
Securities gains (losses)	$0	2,688
Applicable income taxes	$71,000	3,202
Income before extraordinary items	$171,000	5,007
Extraordinary gains, net	$0	15
Net income	$171,000	5,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	3,539
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$171,000	4,890
2007-12-31 (YTD Data)		Rank
Total interest income	$6,723,000	4,850
Total interest expense	$2,885,000	4,902
Net interest income	$3,838,000	4,753
Provision for loan and lease losses	$130,000	4,513
Total noninterest income	$705,000	4,275
Gross Fiduciary activities income	$50,000	1,009
Service charges on deposit accounts	$383,000	3,605
Trading account gains and fees	$0	178
Additional Noninterest Income	$272,000	4,420
Total noninterest expense	$3,711,000	4,350
Salaries and employee benefits	$1,853,000	4,649
Premises and equipment expense	$582,000	3,932
Additional noninterest expense	$1,276,000	3,897
Pre-tax net operating income	$702,000	5,443
Securities gains (losses)	$0	2,146
Applicable income taxes	$212,000	3,785
Income before extraordinary items	$490,000	5,712
Extraordinary gains, net	$0	39
Net income	$490,000	5,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	3,708
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$490,000	5,700
2007-09-30 (YTD Data)		Rank
Total interest income	$4,993,000	4,895
Total interest expense	$2,149,000	4,933
Net interest income	$2,844,000	4,808
Provision for loan and lease losses	$70,000	4,664
Total noninterest income	$559,000	4,162
Gross Fiduciary activities income	$50,000	965
Service charges on deposit accounts	$286,000	3,609
Trading account gains and fees	$0	184
Additional Noninterest Income	$223,000	4,284
Total noninterest expense	$2,788,000	4,323
Salaries and employee benefits	$1,373,000	4,655
Premises and equipment expense	$466,000	3,734
Additional noninterest expense	$949,000	3,865
Pre-tax net operating income	$545,000	5,620
Securities gains (losses)	$0	1,655
Applicable income taxes	$161,000	3,974
Income before extraordinary items	$384,000	5,900
Extraordinary gains, net	$0	33
Net income	$384,000	5,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	2,960
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$384,000	5,885
2007-06-30 (YTD Data)		Rank
Total interest income	$3,270,000	4,969
Total interest expense	$1,408,000	4,983
Net interest income	$1,862,000	4,883
Provision for loan and lease losses	$10,000	5,732
Total noninterest income	$407,000	4,000
Gross Fiduciary activities income	$40,000	961
Service charges on deposit accounts	$191,000	3,598
Trading account gains and fees	$0	168
Additional Noninterest Income	$176,000	4,032
Total noninterest expense	$1,867,000	4,338
Salaries and employee benefits	$922,000	4,675
Premises and equipment expense	$305,000	3,811
Additional noninterest expense	$640,000	3,821
Pre-tax net operating income	$392,000	5,559
Securities gains (losses)	$0	1,444
Applicable income taxes	$114,000	3,983
Income before extraordinary items	$278,000	5,822
Extraordinary gains, net	$0	29
Net income	$278,000	5,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	3,070
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$278,000	5,810
2007-03-31 (YTD Data)		Rank
Total interest income	$1,563,000	5,107
Total interest expense	$669,000	5,099
Net interest income	$894,000	5,021
Provision for loan and lease losses	$0	5,779
Total noninterest income	$239,000	3,630
Gross Fiduciary activities income	$40,000	861
Service charges on deposit accounts	$89,000	3,686
Trading account gains and fees	$0	195
Additional Noninterest Income	$110,000	3,585
Total noninterest expense	$921,000	4,379
Salaries and employee benefits	$459,000	4,718
Premises and equipment expense	$158,000	3,732
Additional noninterest expense	$304,000	3,930
Pre-tax net operating income	$212,000	5,384
Securities gains (losses)	$0	1,187
Applicable income taxes	$66,000	3,808
Income before extraordinary items	$146,000	5,695
Extraordinary gains, net	$0	22
Net income	$146,000	5,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	1,982
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$146,000	5,681
2006-12-31 (YTD Data)		Rank
Total interest income	$5,448,000	5,314
Total interest expense	$2,222,000	5,130
Net interest income	$3,226,000	5,316
Provision for loan and lease losses	$138,000	4,185
Total noninterest income	$623,000	4,637
Gross Fiduciary activities income	$87,000	956
Service charges on deposit accounts	$326,000	3,953
Trading account gains and fees	$0	130
Additional Noninterest Income	$210,000	5,026
Total noninterest expense	$3,333,000	4,546
Salaries and employee benefits	$1,683,000	4,834
Premises and equipment expense	$444,000	4,606
Additional noninterest expense	$1,206,000	3,916
Pre-tax net operating income	$378,000	6,852
Securities gains (losses)	$0	1,687
Applicable income taxes	$117,000	4,842
Income before extraordinary items	$261,000	7,059
Extraordinary gains, net	$0	51
Net income	$261,000	7,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$255,000	1,883
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$261,000	7,056
2006-09-30 (YTD Data)		Rank
Total interest income	$3,958,000	5,405
Total interest expense	$1,623,000	5,135
Net interest income	$2,335,000	5,459
Provision for loan and lease losses	$128,000	3,730
Total noninterest income	$437,000	4,826
Gross Fiduciary activities income	$43,000	1,008
Service charges on deposit accounts	$232,000	4,090
Trading account gains and fees	$0	126
Additional Noninterest Income	$162,000	4,975
Total noninterest expense	$2,414,000	4,647
Salaries and employee benefits	$1,281,000	4,755
Premises and equipment expense	$316,000	4,760
Additional noninterest expense	$817,000	4,200
Pre-tax net operating income	$230,000	7,301
Securities gains (losses)	$0	1,388
Applicable income taxes	$70,000	5,217
Income before extraordinary items	$160,000	7,430
Extraordinary gains, net	$0	45
Net income	$160,000	7,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$257,000	1,282
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$160,000	7,431
2006-06-30 (YTD Data)		Rank
Total interest income	$2,565,000	5,450
Total interest expense	$1,026,000	5,161
Net interest income	$1,539,000	5,518
Provision for loan and lease losses	$78,000	3,746
Total noninterest income	$342,000	4,410
Gross Fiduciary activities income	$40,000	980
Service charges on deposit accounts	$160,000	4,010
Trading account gains and fees	$0	126
Additional Noninterest Income	$142,000	4,398
Total noninterest expense	$1,533,000	4,809
Salaries and employee benefits	$832,000	4,869
Premises and equipment expense	$184,000	5,197
Additional noninterest expense	$517,000	4,368
Pre-tax net operating income	$270,000	6,645
Securities gains (losses)	$0	1,185
Applicable income taxes	$91,000	4,629
Income before extraordinary items	$179,000	6,931
Extraordinary gains, net	$0	39
Net income	$179,000	6,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	1,049
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$179,000	6,934
2006-03-31 (YTD Data)		Rank
Total interest income	$1,233,000	5,520
Total interest expense	$468,000	5,297
Net interest income	$765,000	5,542
Provision for loan and lease losses	$48,000	3,203
Total noninterest income	$237,000	3,598
Gross Fiduciary activities income	$38,000	873
Service charges on deposit accounts	$101,000	3,453
Trading account gains and fees	$0	115
Additional Noninterest Income	$98,000	3,749
Total noninterest expense	$768,000	4,821
Salaries and employee benefits	$405,000	4,969
Premises and equipment expense	$90,000	5,271
Additional noninterest expense	$273,000	4,200
Pre-tax net operating income	$186,000	5,979
Securities gains (losses)	$0	955
Applicable income taxes	$63,000	4,198
Income before extraordinary items	$123,000	6,368
Extraordinary gains, net	$0	21
Net income	$123,000	6,368
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	1,727
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$123,000	6,367
2005-12-31 (YTD Data)		Rank
Total interest income	$4,211,000	5,675
Total interest expense	$1,367,000	5,481
Net interest income	$2,844,000	5,667
Provision for loan and lease losses	$15,000	6,626
Total noninterest income	$509,000	5,207
Gross Fiduciary activities income	$39,000	1,077
Service charges on deposit accounts	$335,000	3,939
Trading account gains and fees	$0	138
Additional Noninterest Income	$135,000	5,901
Total noninterest expense	$2,579,000	5,278
Salaries and employee benefits	$1,415,000	5,249
Premises and equipment expense	$348,000	5,307
Additional noninterest expense	$816,000	5,098
Pre-tax net operating income	$759,000	5,990
Securities gains (losses)	$0	2,296
Applicable income taxes	$257,000	4,328
Income before extraordinary items	$502,000	6,371
Extraordinary gains, net	$0	46
Net income	$502,000	6,376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	3,132
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$502,000	6,345
2005-09-30 (YTD Data)		Rank
Total interest income	$3,070,000	5,729
Total interest expense	$982,000	5,486
Net interest income	$2,088,000	5,754
Provision for loan and lease losses	$0	6,899
Total noninterest income	$376,000	5,247
Gross Fiduciary activities income	$39,000	1,031
Service charges on deposit accounts	$234,000	4,103
Trading account gains and fees	$0	126
Additional Noninterest Income	$103,000	5,896
Total noninterest expense	$1,882,000	5,335
Salaries and employee benefits	$1,035,000	5,314
Premises and equipment expense	$248,000	5,456
Additional noninterest expense	$599,000	5,131
Pre-tax net operating income	$582,000	6,089
Securities gains (losses)	$0	2,317
Applicable income taxes	$198,000	4,432
Income before extraordinary items	$384,000	6,456
Extraordinary gains, net	$0	35
Net income	$384,000	6,457
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	3,359
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$384,000	6,415
2005-06-30 (YTD Data)		Rank
Total interest income	$2,003,000	5,736
Total interest expense	$631,000	5,428
Net interest income	$1,372,000	5,786
Provision for loan and lease losses	$0	6,626
Total noninterest income	$257,000	5,153
Gross Fiduciary activities income	$39,000	974
Service charges on deposit accounts	$132,000	4,443
Trading account gains and fees	$0	116
Additional Noninterest Income	$86,000	5,460
Total noninterest expense	$1,240,000	5,362
Salaries and employee benefits	$686,000	5,311
Premises and equipment expense	$157,000	5,574
Additional noninterest expense	$397,000	5,111
Pre-tax net operating income	$389,000	6,049
Securities gains (losses)	$0	2,146
Applicable income taxes	$132,000	4,429
Income before extraordinary items	$257,000	6,453
Extraordinary gains, net	$0	30
Net income	$257,000	6,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	2,762
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$257,000	6,403
2005-03-31 (YTD Data)		Rank
Total interest income	$970,000	5,814
Total interest expense	$299,000	5,494
Net interest income	$671,000	5,867
Provision for loan and lease losses	$0	6,226
Total noninterest income	$160,000	4,552
Gross Fiduciary activities income	$39,000	856
Service charges on deposit accounts	$75,000	4,075
Trading account gains and fees	$0	115
Additional Noninterest Income	$46,000	5,356
Total noninterest expense	$600,000	5,516
Salaries and employee benefits	$329,000	5,494
Premises and equipment expense	$74,000	5,787
Additional noninterest expense	$197,000	5,135
Pre-tax net operating income	$231,000	5,630
Securities gains (losses)	$0	1,685
Applicable income taxes	$79,000	4,134
Income before extraordinary items	$152,000	6,060
Extraordinary gains, net	$0	24
Net income	$152,000	6,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,779
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$152,000	6,028
2004-12-31 (YTD Data)		Rank
Total interest income	$3,537,000	5,940
Total interest expense	$1,079,000	5,444
Net interest income	$2,458,000	6,063
Provision for loan and lease losses	$0	7,314
Total noninterest income	$403,000	5,777
Gross Fiduciary activities income	$39,000	1,097
Service charges on deposit accounts	$262,000	4,643
Trading account gains and fees	$0	138
Additional Noninterest Income	$102,000	6,384
Total noninterest expense	$2,420,000	5,411
Salaries and employee benefits	$1,288,000	5,462
Premises and equipment expense	$315,000	5,536
Additional noninterest expense	$817,000	5,017
Pre-tax net operating income	$441,000	6,900
Securities gains (losses)	$0	3,819
Applicable income taxes	$161,000	5,009
Income before extraordinary items	$280,000	7,313
Extraordinary gains, net	$0	34
Net income	$280,000	7,312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,010
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$280,000	7,267
2004-09-30 (YTD Data)		Rank
Total interest income	$2,605,000	5,998
Total interest expense	$793,000	5,469
Net interest income	$1,812,000	6,116
Provision for loan and lease losses	$0	7,100
Total noninterest income	$309,000	5,745
Gross Fiduciary activities income	$39,000	1,048
Service charges on deposit accounts	$195,000	4,696
Trading account gains and fees	$0	134
Additional Noninterest Income	$75,000	6,422
Total noninterest expense	$1,842,000	5,333
Salaries and employee benefits	$974,000	5,407
Premises and equipment expense	$236,000	5,519
Additional noninterest expense	$632,000	4,882
Pre-tax net operating income	$279,000	7,329
Securities gains (losses)	$0	3,710
Applicable income taxes	$106,000	5,277
Income before extraordinary items	$173,000	7,634
Extraordinary gains, net	$0	26
Net income	$173,000	7,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,384
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$173,000	7,581
2004-06-30 (YTD Data)		Rank
Total interest income	$1,724,000	6,019
Total interest expense	$535,000	5,456
Net interest income	$1,189,000	6,173
Provision for loan and lease losses	$0	6,885
Total noninterest income	$236,000	5,432
Gross Fiduciary activities income	$34,000	1,021
Service charges on deposit accounts	$128,000	4,721
Trading account gains and fees	$0	130
Additional Noninterest Income	$74,000	5,746
Total noninterest expense	$1,203,000	5,439
Salaries and employee benefits	$652,000	5,431
Premises and equipment expense	$148,000	5,701
Additional noninterest expense	$403,000	5,037
Pre-tax net operating income	$222,000	7,030
Securities gains (losses)	$0	3,413
Applicable income taxes	$75,000	5,193
Income before extraordinary items	$147,000	7,348
Extraordinary gains, net	$0	21
Net income	$147,000	7,348
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,878
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$147,000	7,284
2004-03-31 (YTD Data)		Rank
Total interest income	$869,000	6,028
Total interest expense	$271,000	5,475
Net interest income	$598,000	6,171
Provision for loan and lease losses	$11,000	5,558
Total noninterest income	$121,000	5,315
Gross Fiduciary activities income	$34,000	889
Service charges on deposit accounts	$63,000	4,680
Trading account gains and fees	$0	121
Additional Noninterest Income	$24,000	6,514
Total noninterest expense	$612,000	5,384
Salaries and employee benefits	$331,000	5,390
Premises and equipment expense	$80,000	5,517
Additional noninterest expense	$201,000	5,064
Pre-tax net operating income	$96,000	7,218
Securities gains (losses)	$0	2,934
Applicable income taxes	$32,000	5,327
Income before extraordinary items	$64,000	7,496
Extraordinary gains, net	$0	16
Net income	$64,000	7,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,046
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$64,000	7,424
2003-12-31 (YTD Data)		Rank
Total interest income	$3,516,000	6,029
Total interest expense	$1,121,000	5,789
Net interest income	$2,395,000	6,039
Provision for loan and lease losses	$0	7,651
Total noninterest income	$438,000	5,764
Gross Fiduciary activities income	$33,000	1,161
Service charges on deposit accounts	$271,000	4,543
Trading account gains and fees	$0	160
Additional Noninterest Income	$134,000	6,024
Total noninterest expense	$2,353,000	5,439
Salaries and employee benefits	$1,198,000	5,651
Premises and equipment expense	$267,000	6,000
Additional noninterest expense	$888,000	4,675
Pre-tax net operating income	$480,000	6,741
Securities gains (losses)	$0	4,500
Applicable income taxes	$153,000	5,252
Income before extraordinary items	$327,000	7,150
Extraordinary gains, net	$0	54
Net income	$327,000	7,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$218,000	2,746
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$327,000	7,009
2003-09-30 (YTD Data)		Rank
Total interest income	$2,649,000	6,085
Total interest expense	$841,000	5,925
Net interest income	$1,808,000	6,040
Provision for loan and lease losses	$0	7,481
Total noninterest income	$365,000	5,557
Gross Fiduciary activities income	$33,000	1,088
Service charges on deposit accounts	$201,000	4,599
Trading account gains and fees	$0	153
Additional Noninterest Income	$131,000	5,597
Total noninterest expense	$1,773,000	5,391
Salaries and employee benefits	$904,000	5,585
Premises and equipment expense	$234,000	5,535
Additional noninterest expense	$635,000	4,812
Pre-tax net operating income	$400,000	6,712
Securities gains (losses)	$0	4,204
Applicable income taxes	$135,000	5,242
Income before extraordinary items	$265,000	7,157
Extraordinary gains, net	$0	40
Net income	$265,000	7,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	2,319
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$265,000	6,995
2003-06-30 (YTD Data)		Rank
Total interest income	$1,756,000	6,140
Total interest expense	$552,000	6,095
Net interest income	$1,204,000	6,053
Provision for loan and lease losses	$0	7,324
Total noninterest income	$198,000	6,037
Gross Fiduciary activities income	$33,000	1,041
Service charges on deposit accounts	$132,000	4,608
Trading account gains and fees	$0	150
Additional Noninterest Income	$33,000	7,207
Total noninterest expense	$1,151,000	5,488
Salaries and employee benefits	$598,000	5,627
Premises and equipment expense	$139,000	5,890
Additional noninterest expense	$414,000	4,886
Pre-tax net operating income	$251,000	6,829
Securities gains (losses)	$0	3,782
Applicable income taxes	$81,000	5,398
Income before extraordinary items	$170,000	7,253
Extraordinary gains, net	$0	30
Net income	$170,000	7,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	1,935
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$170,000	7,073
2003-03-31 (YTD Data)		Rank
Total interest income	$870,000	6,204
Total interest expense	$279,000	6,164
Net interest income	$591,000	6,096
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$99,000	5,941
Gross Fiduciary activities income	$21,000	1,007
Service charges on deposit accounts	$61,000	4,717
Trading account gains and fees	$0	134
Additional Noninterest Income	$17,000	7,158
Total noninterest expense	$556,000	5,596
Salaries and employee benefits	$301,000	5,616
Premises and equipment expense	$65,000	6,056
Additional noninterest expense	$190,000	5,155
Pre-tax net operating income	$89,000	7,372
Securities gains (losses)	$0	2,891
Applicable income taxes	$47,000	5,201
Income before extraordinary items	$42,000	8,058
Extraordinary gains, net	$0	21
Net income	$42,000	8,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$240,000	836
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$42,000	7,906
2002-12-31 (YTD Data)		Rank
Total interest income	$3,941,000	5,956
Total interest expense	$1,274,000	6,245
Net interest income	$2,667,000	5,694
Provision for loan and lease losses	$280,000	3,602
Total noninterest income	$412,000	5,705
Gross Fiduciary activities income	$27,000	1,228
Service charges on deposit accounts	$263,000	4,571
Trading account gains and fees	$0	153
Additional Noninterest Income	$122,000	6,029
Total noninterest expense	$2,039,000	5,807
Salaries and employee benefits	$1,046,000	5,964
Premises and equipment expense	$295,000	5,645
Additional noninterest expense	$698,000	5,412
Pre-tax net operating income	$760,000	5,895
Securities gains (losses)	$0	4,537
Applicable income taxes	$248,000	4,775
Income before extraordinary items	$512,000	6,340
Extraordinary gains, net	$0	70
Net income	$512,000	6,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	2,612
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$512,000	6,189
2001-12-31 (YTD Data)		Rank
Total interest income	$4,330,000	6,075
Total interest expense	$1,964,000	6,153
Net interest income	$2,366,000	5,905
Provision for loan and lease losses	$708,000	1,651
Total noninterest income	$349,000	6,030
Gross Fiduciary activities income	$27,000	1,248
Service charges on deposit accounts	$269,000	4,450
Trading account gains and fees	$0	177
Additional Noninterest Income	$53,000	7,596
Total noninterest expense	$1,882,000	5,968
Salaries and employee benefits	$1,024,000	5,897
Premises and equipment expense	$251,000	6,079
Additional noninterest expense	$607,000	5,793
Pre-tax net operating income	$125,000	8,214
Securities gains (losses)	$0	4,612
Applicable income taxes	$30,000	7,079
Income before extraordinary items	$95,000	8,368
Extraordinary gains, net	$0	105
Net income	$95,000	8,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$184,000	3,012
Cash dividends	$231,000	4,795
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$95,000	8,263
2000-12-31 (YTD Data)		Rank
Total interest income	$3,687,000	6,743
Total interest expense	$1,517,000	7,124
Net interest income	$2,170,000	6,317
Provision for loan and lease losses	$95,000	5,433
Total noninterest income	$317,000	6,154
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$224,000	4,823
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	6,597
Total noninterest expense	$1,664,000	6,337
Salaries and employee benefits	$923,000	6,231
Premises and equipment expense	$243,000	6,148
Additional noninterest expense	$498,000	6,442
Pre-tax net operating income	$728,000	6,124
Securities gains (losses)	$2,000	1,609
Applicable income taxes	$229,000	5,145
Income before extraordinary items	$501,000	6,315
Extraordinary gains, net	$0	38
Net income	$501,000	6,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,042
Cash dividends	$495,000	3,598
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$499,620	6,350
1999-12-31 (YTD Data)		Rank
Total interest income	$2,976,000	7,407
Total interest expense	$1,033,000	8,096
Net interest income	$1,943,000	6,746
Provision for loan and lease losses	$68,000	5,976
Total noninterest income	$324,000	6,228
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$181,000	5,383
Trading account gains and fees	NA	NA
Additional Noninterest Income	$143,000	5,714
Total noninterest expense	$1,482,000	6,819
Salaries and employee benefits	$805,000	6,729
Premises and equipment expense	$213,000	6,603
Additional noninterest expense	$464,000	6,788
Pre-tax net operating income	$717,000	6,258
Securities gains (losses)	$0	3,155
Applicable income taxes	$229,000	5,413
Income before extraordinary items	$488,000	6,514
Extraordinary gains, net	$0	35
Net income	$488,000	6,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,002
Cash dividends	$495,000	3,569
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$488,000	6,495
1998-12-31 (YTD Data)		Rank
Total interest income	$3,052,000	7,470
Total interest expense	$1,152,000	8,022
Net interest income	$1,900,000	6,858
Provision for loan and lease losses	$220,000	3,309
Total noninterest income	$259,000	6,901
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$177,000	5,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	7,117
Total noninterest expense	$1,302,000	7,245
Salaries and employee benefits	$709,000	7,128
Premises and equipment expense	$167,000	7,299
Additional noninterest expense	$426,000	7,011
Pre-tax net operating income	$637,000	6,734
Securities gains (losses)	$0	4,449
Applicable income taxes	$204,000	6,143
Income before extraordinary items	$433,000	7,020
Extraordinary gains, net	$0	32
Net income	$433,000	7,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$343,000	1,689
Cash dividends	$396,000	4,058
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$433,000	6,922
1997-12-31 (YTD Data)		Rank
Total interest income	$3,213,000	7,488
Total interest expense	$1,258,000	7,958
Net interest income	$1,955,000	7,012
Provision for loan and lease losses	$0	8,829
Total noninterest income	$273,000	6,973
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$180,000	5,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	6,977
Total noninterest expense	$1,247,000	7,507
Salaries and employee benefits	$670,000	7,490
Premises and equipment expense	$147,000	7,862
Additional noninterest expense	$430,000	7,098
Pre-tax net operating income	$981,000	5,891
Securities gains (losses)	$0	3,944
Applicable income taxes	$320,000	5,547
Income before extraordinary items	$661,000	6,062
Extraordinary gains, net	$0	44
Net income	$661,000	6,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,419
Cash dividends	$660,000	2,883
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$661,000	6,019
1996-12-31 (YTD Data)		Rank
Total interest income	$3,368,000	7,542
Total interest expense	$1,339,000	7,985
Net interest income	$2,029,000	7,084
Provision for loan and lease losses	$0	9,041
Total noninterest income	$258,000	7,479
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$186,000	5,815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	8,006
Total noninterest expense	$1,286,000	7,698
Salaries and employee benefits	$664,000	7,747
Premises and equipment expense	$202,000	6,991
Additional noninterest expense	$420,000	7,711
Pre-tax net operating income	$1,001,000	5,736
Securities gains (losses)	$0	4,148
Applicable income taxes	$322,000	5,592
Income before extraordinary items	$679,000	5,848
Extraordinary gains, net	$0	53
Net income	$679,000	5,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	3,846
Cash dividends	$660,000	2,849
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$679,000	5,795
1995-12-31 (YTD Data)		Rank
Total interest income	$3,224,000	7,897
Total interest expense	$1,238,000	8,465
Net interest income	$1,986,000	7,350
Provision for loan and lease losses	$0	8,958
Total noninterest income	$227,000	8,033
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$173,000	6,200
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,000	9,034
Total noninterest expense	$1,225,000	8,123
Salaries and employee benefits	$635,000	8,146
Premises and equipment expense	$157,000	8,098
Additional noninterest expense	$433,000	7,871
Pre-tax net operating income	$988,000	6,043
Securities gains (losses)	$0	3,831
Applicable income taxes	$322,000	5,754
Income before extraordinary items	$666,000	6,198
Extraordinary gains, net	$0	65
Net income	$666,000	6,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	7,181
Cash dividends	$658,000	2,762
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$666,000	6,179
1994-12-31 (YTD Data)		Rank
Total interest income	$2,786,000	8,406
Total interest expense	$971,000	8,821
Net interest income	$1,815,000	8,002
Provision for loan and lease losses	$0	9,146
Total noninterest income	$227,000	8,289
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$151,000	6,864
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	8,407
Total noninterest expense	$1,221,000	8,529
Salaries and employee benefits	$636,000	8,367
Premises and equipment expense	$72,000	10,911
Additional noninterest expense	$513,000	7,729
Pre-tax net operating income	$821,000	6,770
Securities gains (losses)	$0	3,600
Applicable income taxes	$269,000	6,265
Income before extraordinary items	$552,000	6,888
Extraordinary gains, net	$0	249
Net income	$552,000	6,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-51,000	11,887
Cash dividends	$629,000	2,712
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$552,000	6,947
1993-12-31 (YTD Data)		Rank
Total interest income	$2,645,000	8,918
Total interest expense	$1,145,000	8,504
Net interest income	$1,500,000	9,103
Provision for loan and lease losses	$-300,000	13,100
Total noninterest income	$415,000	6,326
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$154,000	6,986
Trading account gains and fees	NA	NA
Additional Noninterest Income	$261,000	4,884
Total noninterest expense	$1,242,000	8,728
Salaries and employee benefits	$607,000	8,744
Premises and equipment expense	$113,000	10,024
Additional noninterest expense	$522,000	8,013
Pre-tax net operating income	$973,000	6,006
Securities gains (losses)	$0	7,477
Applicable income taxes	$319,000	5,845
Income before extraordinary items	$654,000	6,399
Extraordinary gains, net	$23,000	2,642
Net income	$677,000	6,431
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-307,000	13,175
Cash dividends	$462,000	3,299
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$654,000	6,163
1992-12-31 (YTD Data)		Rank
Total interest income	$3,064,000	8,865
Total interest expense	$1,631,000	8,103
Net interest income	$1,433,000	9,501
Provision for loan and lease losses	$0	11,756
Total noninterest income	$241,000	8,649
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$179,000	6,422
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	9,701
Total noninterest expense	$1,109,000	9,467
Salaries and employee benefits	$503,000	9,756
Premises and equipment expense	$110,000	10,377
Additional noninterest expense	$496,000	8,493
Pre-tax net operating income	$565,000	7,953
Securities gains (losses)	$0	8,369
Applicable income taxes	$181,000	7,951
Income before extraordinary items	$384,000	8,378
Extraordinary gains, net	$0	1,422
Net income	$384,000	8,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-123,000	13,773
Cash dividends	$264,000	4,347
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$384,000	8,023

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.