Home > The First National Bank of Manchester > Income and Expense
The First National Bank of Manchester, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,920,000 | 2,852 |
| Total interest expense | $2,341,000 | 2,885 |
| Net interest income | $7,579,000 | 2,780 |
| Provision for loan and lease losses | $550,000 | 1,199 |
| Total noninterest income | $1,071,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $568,000 | 1,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 2,970 |
| Total noninterest expense | $6,300,000 | 2,705 |
| Salaries and employee benefits | $3,217,000 | 2,852 |
| Premises and equipment expense | $946,000 | 2,091 |
| Additional noninterest expense | $503,000 | 2,970 |
| Pre-tax net operating income | $1,800,000 | 3,070 |
| Securities gains (losses) | $-153,000 | 3,893 |
| Applicable income taxes | $424,000 | 2,012 |
| Income before extraordinary items | $1,223,000 | 3,284 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,223,000 | 3,320 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,223,000 | 3,286 |
| Net charge-offs | $116,000 | 1,419 |
| Cash dividends | $294,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,343,870 | 3,233 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 2,902 |
| Total interest expense | $1,473,000 | 2,956 |
| Net interest income | $5,585,000 | 2,817 |
| Provision for loan and lease losses | $305,000 | 1,326 |
| Total noninterest income | $804,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $416,000 | 1,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 2,927 |
| Total noninterest expense | $4,283,000 | 2,852 |
| Salaries and employee benefits | $2,110,000 | 3,007 |
| Premises and equipment expense | $640,000 | 2,223 |
| Additional noninterest expense | $388,000 | 2,926 |
| Pre-tax net operating income | $1,801,000 | 2,815 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $444,000 | 1,836 |
| Income before extraordinary items | $1,357,000 | 2,953 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,357,000 | 2,983 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,357,000 | 2,954 |
| Net charge-offs | $78,000 | 1,295 |
| Cash dividends | $250,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,357,000 | 2,982 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,480,000 | 2,939 |
| Total interest expense | $771,000 | 3,072 |
| Net interest income | $3,709,000 | 2,841 |
| Provision for loan and lease losses | $260,000 | 1,149 |
| Total noninterest income | $567,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $305,000 | 1,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 2,889 |
| Total noninterest expense | $2,808,000 | 2,871 |
| Salaries and employee benefits | $1,434,000 | 2,982 |
| Premises and equipment expense | $387,000 | 2,352 |
| Additional noninterest expense | $262,000 | 2,883 |
| Pre-tax net operating income | $1,208,000 | 2,835 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $223,000 | 2,062 |
| Income before extraordinary items | $985,000 | 2,878 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $985,000 | 2,908 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $985,000 | 2,877 |
| Net charge-offs | $54,000 | 1,149 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $985,000 | 2,900 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 2,987 |
| Total interest expense | $293,000 | 3,203 |
| Net interest income | $1,855,000 | 2,858 |
| Provision for loan and lease losses | $40,000 | 1,811 |
| Total noninterest income | $275,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $135,000 | 1,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 2,816 |
| Total noninterest expense | $1,443,000 | 2,865 |
| Salaries and employee benefits | $728,000 | 3,013 |
| Premises and equipment expense | $203,000 | 2,328 |
| Additional noninterest expense | $140,000 | 2,816 |
| Pre-tax net operating income | $647,000 | 2,807 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $123,000 | 1,996 |
| Income before extraordinary items | $524,000 | 2,859 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $524,000 | 2,858 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $524,000 | 2,859 |
| Net charge-offs | $35,000 | 923 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $524,000 | 2,887 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,201,000 | 3,198 |
| Total interest expense | $446,000 | 3,353 |
| Net interest income | $5,755,000 | 3,153 |
| Provision for loan and lease losses | $320,000 | 1,485 |
| Total noninterest income | $1,073,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $561,000 | 1,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $512,000 | 3,026 |
| Total noninterest expense | $5,378,000 | 2,920 |
| Salaries and employee benefits | $2,674,000 | 3,100 |
| Premises and equipment expense | $798,000 | 2,312 |
| Additional noninterest expense | $512,000 | 3,026 |
| Pre-tax net operating income | $1,130,000 | 3,681 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $128,000 | 2,884 |
| Income before extraordinary items | $1,002,000 | 3,648 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,002,000 | 3,647 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,002,000 | 3,648 |
| Net charge-offs | $44,000 | 1,618 |
| Cash dividends | $796,000 | 2,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,002,000 | 3,667 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 3,274 |
| Total interest expense | $266,000 | 3,434 |
| Net interest income | $3,963,000 | 3,256 |
| Provision for loan and lease losses | $40,000 | 2,362 |
| Total noninterest income | $806,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $425,000 | 1,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 3,065 |
| Total noninterest expense | $3,877,000 | 2,965 |
| Salaries and employee benefits | $1,874,000 | 3,182 |
| Premises and equipment expense | $647,000 | 2,212 |
| Additional noninterest expense | $381,000 | 3,065 |
| Pre-tax net operating income | $852,000 | 3,685 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $92,000 | 2,915 |
| Income before extraordinary items | $760,000 | 3,635 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $760,000 | 3,634 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $760,000 | 3,634 |
| Net charge-offs | $39,000 | 1,329 |
| Cash dividends | $46,000 | 3,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $760,000 | 3,661 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,601,000 | 3,367 |
| Total interest expense | $180,000 | 3,328 |
| Net interest income | $2,421,000 | 3,346 |
| Provision for loan and lease losses | $10,000 | 2,402 |
| Total noninterest income | $547,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $278,000 | 1,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 3,030 |
| Total noninterest expense | $2,533,000 | 3,002 |
| Salaries and employee benefits | $1,255,000 | 3,195 |
| Premises and equipment expense | $429,000 | 2,234 |
| Additional noninterest expense | $849,000 | 2,887 |
| Pre-tax net operating income | $425,000 | 3,817 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $4,000 | 3,482 |
| Income before extraordinary items | $421,000 | 3,689 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $421,000 | 3,687 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $421,000 | 3,689 |
| Net charge-offs | $10,000 | 1,581 |
| Cash dividends | $46,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $421,000 | 3,725 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 3,382 |
| Total interest expense | $91,000 | 3,304 |
| Net interest income | $1,162,000 | 3,365 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $272,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $134,000 | 1,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 2,962 |
| Total noninterest expense | $1,326,000 | 2,923 |
| Salaries and employee benefits | $607,000 | 3,231 |
| Premises and equipment expense | $217,000 | 2,229 |
| Additional noninterest expense | $502,000 | 2,584 |
| Pre-tax net operating income | $108,000 | 4,101 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $108,000 | 4,026 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $108,000 | 4,025 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $108,000 | 4,026 |
| Net charge-offs | $-5,000 | 3,667 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $108,000 | 4,050 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 3,457 |
| Total interest expense | $460,000 | 3,282 |
| Net interest income | $4,634,000 | 3,452 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $972,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $473,000 | 1,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 3,261 |
| Total noninterest expense | $4,738,000 | 3,102 |
| Salaries and employee benefits | $2,392,000 | 3,264 |
| Premises and equipment expense | $675,000 | 2,565 |
| Additional noninterest expense | $1,671,000 | 2,913 |
| Pre-tax net operating income | $868,000 | 3,930 |
| Securities gains (losses) | $77,000 | 964 |
| Applicable income taxes | $61,000 | 3,240 |
| Income before extraordinary items | $884,000 | 3,841 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $884,000 | 3,841 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $884,000 | 3,841 |
| Net charge-offs | $-22,000 | 3,867 |
| Cash dividends | $92,000 | 3,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $811,620 | 3,894 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 3,486 |
| Total interest expense | $362,000 | 3,314 |
| Net interest income | $3,544,000 | 3,478 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $708,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $338,000 | 1,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,321 |
| Total noninterest expense | $3,315,000 | 3,234 |
| Salaries and employee benefits | $1,664,000 | 3,385 |
| Premises and equipment expense | $468,000 | 2,698 |
| Additional noninterest expense | $1,183,000 | 3,034 |
| Pre-tax net operating income | $937,000 | 3,775 |
| Securities gains (losses) | $77,000 | 900 |
| Applicable income taxes | $116,000 | 2,864 |
| Income before extraordinary items | $898,000 | 3,727 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $898,000 | 3,727 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $898,000 | 3,727 |
| Net charge-offs | $-25,000 | 3,960 |
| Cash dividends | $46,000 | 3,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $829,470 | 3,780 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 3,496 |
| Total interest expense | $253,000 | 3,324 |
| Net interest income | $2,370,000 | 3,489 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $544,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $212,000 | 1,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 3,049 |
| Total noninterest expense | $2,164,000 | 3,263 |
| Salaries and employee benefits | $1,094,000 | 3,417 |
| Premises and equipment expense | $318,000 | 2,659 |
| Additional noninterest expense | $752,000 | 3,104 |
| Pre-tax net operating income | $750,000 | 3,578 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $102,000 | 2,717 |
| Income before extraordinary items | $648,000 | 3,643 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $648,000 | 3,643 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $648,000 | 3,643 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $648,000 | 3,615 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 3,592 |
| Total interest expense | $130,000 | 3,362 |
| Net interest income | $1,100,000 | 3,586 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $250,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $110,000 | 1,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 3,184 |
| Total noninterest expense | $1,099,000 | 3,225 |
| Salaries and employee benefits | $528,000 | 3,460 |
| Premises and equipment expense | $171,000 | 2,573 |
| Additional noninterest expense | $400,000 | 2,939 |
| Pre-tax net operating income | $251,000 | 3,932 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $11,000 | 3,253 |
| Income before extraordinary items | $240,000 | 3,896 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $240,000 | 3,895 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $240,000 | 3,896 |
| Net charge-offs | $12,000 | 1,315 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $240,000 | 3,873 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,131,000 | 3,550 |
| Total interest expense | $719,000 | 3,410 |
| Net interest income | $4,412,000 | 3,542 |
| Provision for loan and lease losses | $81,000 | 3,680 |
| Total noninterest income | $1,526,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $471,000 | 1,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,055,000 | 2,430 |
| Total noninterest expense | $4,483,000 | 3,199 |
| Salaries and employee benefits | $2,160,000 | 3,446 |
| Premises and equipment expense | $694,000 | 2,536 |
| Additional noninterest expense | $1,629,000 | 2,899 |
| Pre-tax net operating income | $1,374,000 | 3,368 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $134,000 | 2,792 |
| Income before extraordinary items | $1,240,000 | 3,418 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,240,000 | 3,418 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,240,000 | 3,418 |
| Net charge-offs | $-37,000 | 4,529 |
| Cash dividends | $4,266,000 | 864 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,240,000 | 3,365 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 3,563 |
| Total interest expense | $550,000 | 3,470 |
| Net interest income | $3,346,000 | 3,552 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $849,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $355,000 | 1,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $494,000 | 2,853 |
| Total noninterest expense | $3,290,000 | 3,218 |
| Salaries and employee benefits | $1,550,000 | 3,497 |
| Premises and equipment expense | $550,000 | 2,455 |
| Additional noninterest expense | $1,190,000 | 2,928 |
| Pre-tax net operating income | $905,000 | 3,556 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $73,000 | 2,942 |
| Income before extraordinary items | $832,000 | 3,557 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $832,000 | 3,556 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $832,000 | 3,557 |
| Net charge-offs | $-31,000 | 4,544 |
| Cash dividends | $57,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $832,000 | 3,509 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 3,610 |
| Total interest expense | $368,000 | 3,577 |
| Net interest income | $2,220,000 | 3,581 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $476,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $247,000 | 1,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 3,168 |
| Total noninterest expense | $2,244,000 | 3,188 |
| Salaries and employee benefits | $1,033,000 | 3,510 |
| Premises and equipment expense | $405,000 | 2,315 |
| Additional noninterest expense | $806,000 | 2,896 |
| Pre-tax net operating income | $452,000 | 3,809 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $18,000 | 3,254 |
| Income before extraordinary items | $434,000 | 3,794 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $434,000 | 3,794 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $434,000 | 3,794 |
| Net charge-offs | $-19,000 | 4,501 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $434,000 | 3,742 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 3,644 |
| Total interest expense | $185,000 | 3,701 |
| Net interest income | $1,097,000 | 3,591 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $244,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $146,000 | 1,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 3,203 |
| Total noninterest expense | $1,088,000 | 3,265 |
| Salaries and employee benefits | $503,000 | 3,576 |
| Premises and equipment expense | $196,000 | 2,372 |
| Additional noninterest expense | $389,000 | 2,980 |
| Pre-tax net operating income | $253,000 | 3,578 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $16,000 | 2,986 |
| Income before extraordinary items | $237,000 | 3,537 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $237,000 | 3,538 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $237,000 | 3,538 |
| Net charge-offs | $-5,000 | 4,210 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $237,000 | 3,513 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,211,000 | 3,661 |
| Total interest expense | $647,000 | 3,900 |
| Net interest income | $4,564,000 | 3,577 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,032,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $597,000 | 1,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,173 |
| Total noninterest expense | $4,316,000 | 3,291 |
| Salaries and employee benefits | $2,049,000 | 3,569 |
| Premises and equipment expense | $675,000 | 2,595 |
| Additional noninterest expense | $1,592,000 | 2,964 |
| Pre-tax net operating income | $1,280,000 | 3,593 |
| Securities gains (losses) | $19,000 | 1,672 |
| Applicable income taxes | $118,000 | 2,946 |
| Income before extraordinary items | $1,181,000 | 3,586 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,181,000 | 3,586 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,181,000 | 3,587 |
| Net charge-offs | $33,000 | 2,876 |
| Cash dividends | $115,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,163,710 | 3,578 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 3,721 |
| Total interest expense | $465,000 | 3,980 |
| Net interest income | $3,417,000 | 3,626 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $767,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $439,000 | 1,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,186 |
| Total noninterest expense | $3,140,000 | 3,355 |
| Salaries and employee benefits | $1,513,000 | 3,602 |
| Premises and equipment expense | $479,000 | 2,716 |
| Additional noninterest expense | $1,148,000 | 3,059 |
| Pre-tax net operating income | $1,044,000 | 3,577 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $95,000 | 2,960 |
| Income before extraordinary items | $949,000 | 3,575 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $949,000 | 3,575 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $949,000 | 3,575 |
| Net charge-offs | $-4,000 | 4,209 |
| Cash dividends | $57,000 | 3,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $949,000 | 3,546 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 3,758 |
| Total interest expense | $295,000 | 4,030 |
| Net interest income | $2,258,000 | 3,660 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $507,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $289,000 | 1,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 3,178 |
| Total noninterest expense | $2,107,000 | 3,367 |
| Salaries and employee benefits | $1,025,000 | 3,611 |
| Premises and equipment expense | $311,000 | 2,757 |
| Additional noninterest expense | $771,000 | 3,083 |
| Pre-tax net operating income | $658,000 | 3,654 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $48,000 | 3,101 |
| Income before extraordinary items | $610,000 | 3,621 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $610,000 | 3,620 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $610,000 | 3,620 |
| Net charge-offs | $-62,000 | 4,966 |
| Cash dividends | $57,000 | 3,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $610,000 | 3,599 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 3,821 |
| Total interest expense | $140,000 | 4,080 |
| Net interest income | $1,107,000 | 3,724 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $251,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $145,000 | 1,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,151 |
| Total noninterest expense | $1,022,000 | 3,456 |
| Salaries and employee benefits | $510,000 | 3,664 |
| Premises and equipment expense | $156,000 | 2,782 |
| Additional noninterest expense | $356,000 | 3,237 |
| Pre-tax net operating income | $336,000 | 3,619 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $15,000 | 3,272 |
| Income before extraordinary items | $321,000 | 3,530 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $321,000 | 3,529 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $321,000 | 3,529 |
| Net charge-offs | $6,000 | 2,153 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $321,000 | 3,522 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 3,907 |
| Total interest expense | $414,000 | 4,154 |
| Net interest income | $4,153,000 | 3,824 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,275,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $625,000 | 1,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $650,000 | 2,738 |
| Total noninterest expense | $4,036,000 | 3,474 |
| Salaries and employee benefits | $1,811,000 | 3,863 |
| Premises and equipment expense | $649,000 | 2,701 |
| Additional noninterest expense | $1,576,000 | 3,076 |
| Pre-tax net operating income | $1,392,000 | 3,628 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $146,000 | 2,877 |
| Income before extraordinary items | $1,246,000 | 3,618 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,246,000 | 3,615 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,246,000 | 3,617 |
| Net charge-offs | $-109,000 | 5,059 |
| Cash dividends | $115,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,246,000 | 3,621 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 3,967 |
| Total interest expense | $304,000 | 4,152 |
| Net interest income | $3,058,000 | 3,888 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,009,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $460,000 | 1,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $549,000 | 2,634 |
| Total noninterest expense | $2,946,000 | 3,539 |
| Salaries and employee benefits | $1,313,000 | 3,941 |
| Premises and equipment expense | $470,000 | 2,780 |
| Additional noninterest expense | $1,163,000 | 3,110 |
| Pre-tax net operating income | $1,121,000 | 3,599 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $113,000 | 2,918 |
| Income before extraordinary items | $1,008,000 | 3,555 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,008,000 | 3,554 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,008,000 | 3,554 |
| Net charge-offs | $-107,000 | 5,128 |
| Cash dividends | $57,000 | 3,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,008,000 | 3,557 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,208,000 | 3,991 |
| Total interest expense | $194,000 | 4,177 |
| Net interest income | $2,014,000 | 3,923 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $703,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $297,000 | 1,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 2,501 |
| Total noninterest expense | $1,917,000 | 3,604 |
| Salaries and employee benefits | $868,000 | 3,988 |
| Premises and equipment expense | $308,000 | 2,820 |
| Additional noninterest expense | $741,000 | 3,213 |
| Pre-tax net operating income | $800,000 | 3,480 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $72,000 | 2,930 |
| Income before extraordinary items | $728,000 | 3,435 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $728,000 | 3,434 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $728,000 | 3,434 |
| Net charge-offs | $-130,000 | 5,265 |
| Cash dividends | $57,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $728,000 | 3,432 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 4,019 |
| Total interest expense | $93,000 | 4,201 |
| Net interest income | $1,001,000 | 3,956 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $250,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $151,000 | 1,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 3,362 |
| Total noninterest expense | $931,000 | 3,692 |
| Salaries and employee benefits | $424,000 | 4,064 |
| Premises and equipment expense | $152,000 | 2,894 |
| Additional noninterest expense | $355,000 | 3,318 |
| Pre-tax net operating income | $320,000 | 3,767 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $40,000 | 2,846 |
| Income before extraordinary items | $280,000 | 3,778 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $280,000 | 3,778 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $280,000 | 3,778 |
| Net charge-offs | $-119,000 | 5,412 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $280,000 | 3,777 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 4,089 |
| Total interest expense | $380,000 | 4,063 |
| Net interest income | $3,758,000 | 4,047 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,033,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $591,000 | 1,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 3,318 |
| Total noninterest expense | $4,008,000 | 3,544 |
| Salaries and employee benefits | $1,808,000 | 3,939 |
| Premises and equipment expense | $629,000 | 2,840 |
| Additional noninterest expense | $1,571,000 | 3,136 |
| Pre-tax net operating income | $783,000 | 4,345 |
| Securities gains (losses) | $4,000 | 1,851 |
| Applicable income taxes | $267,000 | 2,812 |
| Income before extraordinary items | $520,000 | 4,462 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $520,000 | 4,462 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $520,000 | 4,462 |
| Net charge-offs | $129,000 | 2,208 |
| Cash dividends | $115,000 | 3,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $517,360 | 4,458 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 4,129 |
| Total interest expense | $284,000 | 4,089 |
| Net interest income | $2,807,000 | 4,087 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $771,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $432,000 | 1,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 3,307 |
| Total noninterest expense | $2,954,000 | 3,585 |
| Salaries and employee benefits | $1,315,000 | 4,026 |
| Premises and equipment expense | $475,000 | 2,854 |
| Additional noninterest expense | $1,164,000 | 3,163 |
| Pre-tax net operating income | $624,000 | 4,354 |
| Securities gains (losses) | $4,000 | 1,878 |
| Applicable income taxes | $92,000 | 3,190 |
| Income before extraordinary items | $536,000 | 4,360 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $536,000 | 4,359 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $536,000 | 4,360 |
| Net charge-offs | $135,000 | 1,693 |
| Cash dividends | $57,000 | 3,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $532,600 | 4,353 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 4,127 |
| Total interest expense | $193,000 | 4,065 |
| Net interest income | $1,871,000 | 4,090 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $506,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $272,000 | 1,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 3,274 |
| Total noninterest expense | $1,932,000 | 3,633 |
| Salaries and employee benefits | $870,000 | 4,066 |
| Premises and equipment expense | $321,000 | 2,838 |
| Additional noninterest expense | $741,000 | 3,265 |
| Pre-tax net operating income | $445,000 | 4,262 |
| Securities gains (losses) | $4,000 | 1,497 |
| Applicable income taxes | $76,000 | 3,097 |
| Income before extraordinary items | $373,000 | 4,255 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $373,000 | 4,254 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $373,000 | 4,255 |
| Net charge-offs | $144,000 | 1,273 |
| Cash dividends | $57,000 | 3,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $369,680 | 4,246 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 4,137 |
| Total interest expense | $100,000 | 4,004 |
| Net interest income | $931,000 | 4,124 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $216,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $111,000 | 2,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 3,400 |
| Total noninterest expense | $1,004,000 | 3,604 |
| Salaries and employee benefits | $434,000 | 4,110 |
| Premises and equipment expense | $163,000 | 2,851 |
| Additional noninterest expense | $407,000 | 3,083 |
| Pre-tax net operating income | $143,000 | 4,699 |
| Securities gains (losses) | $4,000 | 846 |
| Applicable income taxes | $17,000 | 3,423 |
| Income before extraordinary items | $130,000 | 4,632 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $130,000 | 4,632 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $130,000 | 4,632 |
| Net charge-offs | $24,000 | 1,775 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $126,480 | 4,647 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 3,968 |
| Total interest expense | $461,000 | 3,790 |
| Net interest income | $4,088,000 | 3,964 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $961,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $478,000 | 2,156 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $483,000 | 3,320 |
| Total noninterest expense | $4,073,000 | 3,612 |
| Salaries and employee benefits | $1,661,000 | 4,196 |
| Premises and equipment expense | $667,000 | 2,835 |
| Additional noninterest expense | $1,745,000 | 3,021 |
| Pre-tax net operating income | $976,000 | 4,105 |
| Securities gains (losses) | $112,000 | 1,263 |
| Applicable income taxes | $216,000 | 2,879 |
| Income before extraordinary items | $872,000 | 4,084 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $872,000 | 4,082 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $872,000 | 4,083 |
| Net charge-offs | $-252,000 | 5,694 |
| Cash dividends | $115,000 | 3,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $782,400 | 4,153 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,149,000 | 4,154 |
| Total interest expense | $355,000 | 3,763 |
| Net interest income | $2,794,000 | 4,149 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $733,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $352,000 | 2,197 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $381,000 | 3,249 |
| Total noninterest expense | $3,028,000 | 3,638 |
| Salaries and employee benefits | $1,269,000 | 4,158 |
| Premises and equipment expense | $723,000 | 2,210 |
| Additional noninterest expense | $1,036,000 | 3,534 |
| Pre-tax net operating income | $499,000 | 4,638 |
| Securities gains (losses) | $112,000 | 1,177 |
| Applicable income taxes | $74,000 | 3,389 |
| Income before extraordinary items | $537,000 | 4,409 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $537,000 | 4,407 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $537,000 | 4,409 |
| Net charge-offs | $7,000 | 3,525 |
| Cash dividends | $57,000 | 3,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $438,440 | 4,604 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 4,167 |
| Total interest expense | $247,000 | 3,703 |
| Net interest income | $1,862,000 | 4,176 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $493,000 | 3,056 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $221,000 | 2,275 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $272,000 | 3,154 |
| Total noninterest expense | $2,012,000 | 3,669 |
| Salaries and employee benefits | $856,000 | 4,167 |
| Premises and equipment expense | $483,000 | 2,213 |
| Additional noninterest expense | $673,000 | 3,608 |
| Pre-tax net operating income | $343,000 | 4,628 |
| Securities gains (losses) | $112,000 | 886 |
| Applicable income taxes | $51,000 | 3,385 |
| Income before extraordinary items | $404,000 | 4,255 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $404,000 | 4,251 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $404,000 | 4,253 |
| Net charge-offs | $17,000 | 2,863 |
| Cash dividends | $57,000 | 3,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $304,320 | 4,558 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 4,235 |
| Total interest expense | $128,000 | 3,666 |
| Net interest income | $902,000 | 4,267 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $397,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $107,000 | 2,312 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $290,000 | 2,127 |
| Total noninterest expense | $1,026,000 | 3,655 |
| Salaries and employee benefits | $429,000 | 4,201 |
| Premises and equipment expense | $240,000 | 2,226 |
| Additional noninterest expense | $357,000 | 3,501 |
| Pre-tax net operating income | $273,000 | 4,007 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $19,000 | 3,504 |
| Income before extraordinary items | $254,000 | 3,892 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $254,000 | 3,889 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $254,000 | 3,890 |
| Net charge-offs | $10,000 | 2,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $254,000 | 3,831 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 4,129 |
| Total interest expense | $564,000 | 3,508 |
| Net interest income | $3,831,000 | 4,158 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $859,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $471,000 | 2,241 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $388,000 | 3,628 |
| Total noninterest expense | $4,352,000 | 3,525 |
| Salaries and employee benefits | $1,878,000 | 4,037 |
| Premises and equipment expense | $1,008,000 | 2,162 |
| Additional noninterest expense | $1,466,000 | 3,446 |
| Pre-tax net operating income | $338,000 | 5,212 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-74,000 | 5,981 |
| Income before extraordinary items | $412,000 | 4,991 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $412,000 | 4,993 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $412,000 | 4,993 |
| Net charge-offs | $27,000 | 3,620 |
| Cash dividends | $6,087,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $412,000 | 4,948 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 4,177 |
| Total interest expense | $426,000 | 3,547 |
| Net interest income | $2,859,000 | 4,213 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $640,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $349,000 | 2,273 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $291,000 | 3,651 |
| Total noninterest expense | $3,190,000 | 3,593 |
| Salaries and employee benefits | $1,432,000 | 4,016 |
| Premises and equipment expense | $733,000 | 2,240 |
| Additional noninterest expense | $1,025,000 | 3,625 |
| Pre-tax net operating income | $309,000 | 5,198 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-45,000 | 6,129 |
| Income before extraordinary items | $354,000 | 4,976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $354,000 | 4,979 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $354,000 | 4,981 |
| Net charge-offs | $19,000 | 3,373 |
| Cash dividends | $80,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $354,000 | 4,925 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 4,186 |
| Total interest expense | $290,000 | 3,527 |
| Net interest income | $1,917,000 | 4,225 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $415,000 | 3,408 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $228,000 | 2,265 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $187,000 | 3,740 |
| Total noninterest expense | $2,099,000 | 3,657 |
| Salaries and employee benefits | $952,000 | 4,060 |
| Premises and equipment expense | $485,000 | 2,264 |
| Additional noninterest expense | $662,000 | 3,736 |
| Pre-tax net operating income | $233,000 | 5,113 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-27,000 | 6,190 |
| Income before extraordinary items | $260,000 | 4,871 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $260,000 | 4,874 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $260,000 | 4,875 |
| Net charge-offs | $58,000 | 2,200 |
| Cash dividends | $80,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $260,000 | 4,805 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 4,168 |
| Total interest expense | $149,000 | 3,493 |
| Net interest income | $972,000 | 4,210 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $200,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $107,000 | 2,356 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $93,000 | 3,700 |
| Total noninterest expense | $1,011,000 | 3,771 |
| Salaries and employee benefits | $475,000 | 4,092 |
| Premises and equipment expense | $236,000 | 2,340 |
| Additional noninterest expense | $300,000 | 3,973 |
| Pre-tax net operating income | $161,000 | 4,741 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-4,000 | 6,212 |
| Income before extraordinary items | $165,000 | 4,571 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $165,000 | 4,573 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $165,000 | 4,575 |
| Net charge-offs | $19,000 | 2,149 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $165,000 | 4,496 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 4,136 |
| Total interest expense | $614,000 | 3,579 |
| Net interest income | $4,020,000 | 4,181 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $927,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $505,000 | 2,265 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $422,000 | 3,519 |
| Total noninterest expense | $4,224,000 | 3,709 |
| Salaries and employee benefits | $1,875,000 | 4,122 |
| Premises and equipment expense | $972,000 | 2,296 |
| Additional noninterest expense | $1,377,000 | 3,737 |
| Pre-tax net operating income | $723,000 | 4,615 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-27,000 | 6,181 |
| Income before extraordinary items | $750,000 | 4,397 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $750,000 | 4,397 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $750,000 | 4,398 |
| Net charge-offs | $40,000 | 3,942 |
| Cash dividends | $160,000 | 3,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $750,000 | 4,348 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 4,167 |
| Total interest expense | $462,000 | 3,629 |
| Net interest income | $3,033,000 | 4,208 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $713,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $387,000 | 2,247 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $326,000 | 3,519 |
| Total noninterest expense | $3,147,000 | 3,739 |
| Salaries and employee benefits | $1,405,000 | 4,140 |
| Premises and equipment expense | $725,000 | 2,332 |
| Additional noninterest expense | $1,017,000 | 3,786 |
| Pre-tax net operating income | $599,000 | 4,570 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-11,000 | 6,298 |
| Income before extraordinary items | $610,000 | 4,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $610,000 | 4,333 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $610,000 | 4,333 |
| Net charge-offs | $51,000 | 3,235 |
| Cash dividends | $80,000 | 3,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $610,000 | 4,286 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 4,163 |
| Total interest expense | $307,000 | 3,681 |
| Net interest income | $2,041,000 | 4,187 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $482,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $256,000 | 2,227 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $226,000 | 3,445 |
| Total noninterest expense | $2,100,000 | 3,749 |
| Salaries and employee benefits | $939,000 | 4,160 |
| Premises and equipment expense | $489,000 | 2,319 |
| Additional noninterest expense | $672,000 | 3,832 |
| Pre-tax net operating income | $423,000 | 4,442 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-6,000 | 6,362 |
| Income before extraordinary items | $429,000 | 4,203 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $429,000 | 4,209 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $429,000 | 4,208 |
| Net charge-offs | $17,000 | 3,484 |
| Cash dividends | $80,000 | 3,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $429,000 | 4,141 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 4,182 |
| Total interest expense | $152,000 | 3,759 |
| Net interest income | $1,023,000 | 4,190 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $231,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $124,000 | 2,253 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $107,000 | 3,470 |
| Total noninterest expense | $1,057,000 | 3,761 |
| Salaries and employee benefits | $473,000 | 4,184 |
| Premises and equipment expense | $242,000 | 2,366 |
| Additional noninterest expense | $342,000 | 3,798 |
| Pre-tax net operating income | $197,000 | 4,493 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-11,000 | 6,464 |
| Income before extraordinary items | $208,000 | 4,178 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $208,000 | 4,178 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $208,000 | 4,180 |
| Net charge-offs | $25,000 | 2,339 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $208,000 | 4,128 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,963,000 | 4,093 |
| Total interest expense | $666,000 | 3,856 |
| Net interest income | $4,297,000 | 4,100 |
| Provision for loan and lease losses | $15,000 | 4,807 |
| Total noninterest income | $921,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $561,000 | 2,187 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $360,000 | 3,831 |
| Total noninterest expense | $4,352,000 | 3,716 |
| Salaries and employee benefits | $1,835,000 | 4,269 |
| Premises and equipment expense | $963,000 | 2,313 |
| Additional noninterest expense | $1,554,000 | 3,567 |
| Pre-tax net operating income | $851,000 | 4,318 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-45,000 | 6,404 |
| Income before extraordinary items | $896,000 | 4,091 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $896,000 | 4,094 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $896,000 | 4,094 |
| Net charge-offs | $-38,000 | 6,375 |
| Cash dividends | $55,000 | 4,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $896,000 | 4,038 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,778,000 | 4,089 |
| Total interest expense | $508,000 | 3,908 |
| Net interest income | $3,270,000 | 4,087 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $670,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $409,000 | 2,243 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $261,000 | 3,958 |
| Total noninterest expense | $3,253,000 | 3,754 |
| Salaries and employee benefits | $1,377,000 | 4,281 |
| Premises and equipment expense | $721,000 | 2,350 |
| Additional noninterest expense | $1,155,000 | 3,594 |
| Pre-tax net operating income | $672,000 | 4,332 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-32,000 | 6,598 |
| Income before extraordinary items | $704,000 | 4,060 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $704,000 | 4,064 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $704,000 | 4,064 |
| Net charge-offs | $-9,000 | 6,104 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $704,000 | 3,989 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 4,058 |
| Total interest expense | $343,000 | 3,939 |
| Net interest income | $2,218,000 | 4,029 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $383,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $254,000 | 2,334 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $129,000 | 4,416 |
| Total noninterest expense | $2,153,000 | 3,778 |
| Salaries and employee benefits | $913,000 | 4,332 |
| Premises and equipment expense | $476,000 | 2,373 |
| Additional noninterest expense | $764,000 | 3,614 |
| Pre-tax net operating income | $433,000 | 4,359 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-30,000 | 6,660 |
| Income before extraordinary items | $463,000 | 4,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $463,000 | 4,071 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $463,000 | 4,071 |
| Net charge-offs | $-7,000 | 6,047 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $463,000 | 3,963 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 4,121 |
| Total interest expense | $175,000 | 3,984 |
| Net interest income | $1,090,000 | 4,089 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $177,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $123,000 | 2,384 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,613 |
| Total noninterest expense | $1,075,000 | 3,818 |
| Salaries and employee benefits | $460,000 | 4,357 |
| Premises and equipment expense | $234,000 | 2,433 |
| Additional noninterest expense | $381,000 | 3,628 |
| Pre-tax net operating income | $177,000 | 4,648 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-30,000 | 6,826 |
| Income before extraordinary items | $207,000 | 4,216 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $207,000 | 4,218 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $207,000 | 4,218 |
| Net charge-offs | $-35,000 | 6,617 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $207,000 | 4,115 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,404,000 | 4,122 |
| Total interest expense | $899,000 | 3,869 |
| Net interest income | $4,505,000 | 4,094 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $819,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $565,000 | 2,256 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $254,000 | 4,289 |
| Total noninterest expense | $4,566,000 | 3,703 |
| Salaries and employee benefits | $1,868,000 | 4,298 |
| Premises and equipment expense | $1,026,000 | 2,237 |
| Additional noninterest expense | $1,672,000 | 3,527 |
| Pre-tax net operating income | $638,000 | 4,628 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $-164,000 | 6,761 |
| Income before extraordinary items | $805,000 | 4,261 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $805,000 | 4,260 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $805,000 | 4,262 |
| Net charge-offs | $201,000 | 3,759 |
| Cash dividends | $200,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $802,000 | 4,096 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,113,000 | 4,150 |
| Total interest expense | $709,000 | 3,869 |
| Net interest income | $3,404,000 | 4,124 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $663,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $428,000 | 2,262 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $235,000 | 4,024 |
| Total noninterest expense | $3,442,000 | 3,722 |
| Salaries and employee benefits | $1,454,000 | 4,227 |
| Premises and equipment expense | $758,000 | 2,289 |
| Additional noninterest expense | $1,230,000 | 3,578 |
| Pre-tax net operating income | $535,000 | 4,633 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-86,000 | 6,896 |
| Income before extraordinary items | $621,000 | 4,307 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $621,000 | 4,306 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $621,000 | 4,306 |
| Net charge-offs | $217,000 | 3,202 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $621,000 | 4,135 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 4,121 |
| Total interest expense | $489,000 | 3,885 |
| Net interest income | $2,312,000 | 4,084 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $457,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $276,000 | 2,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 3,810 |
| Total noninterest expense | $2,259,000 | 3,779 |
| Salaries and employee benefits | $978,000 | 4,227 |
| Premises and equipment expense | $500,000 | 2,289 |
| Additional noninterest expense | $781,000 | 3,725 |
| Pre-tax net operating income | $450,000 | 4,266 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-33,000 | 6,910 |
| Income before extraordinary items | $483,000 | 4,047 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $483,000 | 4,050 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $483,000 | 4,051 |
| Net charge-offs | $181,000 | 2,866 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $483,000 | 3,854 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 4,130 |
| Total interest expense | $249,000 | 3,946 |
| Net interest income | $1,169,000 | 4,085 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $269,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $136,000 | 2,314 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $133,000 | 3,248 |
| Total noninterest expense | $1,093,000 | 3,860 |
| Salaries and employee benefits | $493,000 | 4,236 |
| Premises and equipment expense | $242,000 | 2,371 |
| Additional noninterest expense | $358,000 | 3,919 |
| Pre-tax net operating income | $315,000 | 3,756 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $13,000 | 3,884 |
| Income before extraordinary items | $302,000 | 3,643 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $302,000 | 3,646 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $302,000 | 3,646 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $302,000 | 3,476 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,138,000 | 3,995 |
| Total interest expense | $1,204,000 | 3,955 |
| Net interest income | $4,934,000 | 3,940 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $872,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $591,000 | 2,264 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $281,000 | 3,971 |
| Total noninterest expense | $4,796,000 | 3,644 |
| Salaries and employee benefits | $2,167,000 | 3,941 |
| Premises and equipment expense | $1,018,000 | 2,380 |
| Additional noninterest expense | $1,611,000 | 3,677 |
| Pre-tax net operating income | $890,000 | 3,935 |
| Securities gains (losses) | $16,000 | 3,164 |
| Applicable income taxes | $-71,000 | 6,775 |
| Income before extraordinary items | $977,000 | 3,611 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $977,000 | 3,614 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $977,000 | 3,614 |
| Net charge-offs | $-65,000 | 7,216 |
| Cash dividends | $495,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $961,000 | 3,514 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 4,002 |
| Total interest expense | $927,000 | 4,016 |
| Net interest income | $3,725,000 | 3,936 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $655,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $441,000 | 2,285 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $214,000 | 3,992 |
| Total noninterest expense | $3,704,000 | 3,577 |
| Salaries and employee benefits | $1,785,000 | 3,699 |
| Premises and equipment expense | $729,000 | 2,481 |
| Additional noninterest expense | $1,190,000 | 3,712 |
| Pre-tax net operating income | $586,000 | 4,251 |
| Securities gains (losses) | $8,000 | 3,118 |
| Applicable income taxes | $-98,000 | 6,997 |
| Income before extraordinary items | $692,000 | 3,771 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $692,000 | 3,773 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $692,000 | 3,773 |
| Net charge-offs | $-107,000 | 7,322 |
| Cash dividends | $375,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $684,000 | 3,692 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 4,046 |
| Total interest expense | $629,000 | 4,083 |
| Net interest income | $2,473,000 | 3,960 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $462,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $291,000 | 2,282 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $171,000 | 3,745 |
| Total noninterest expense | $2,462,000 | 3,617 |
| Salaries and employee benefits | $1,221,000 | 3,648 |
| Premises and equipment expense | $487,000 | 2,502 |
| Additional noninterest expense | $754,000 | 3,894 |
| Pre-tax net operating income | $413,000 | 4,151 |
| Securities gains (losses) | $8,000 | 2,429 |
| Applicable income taxes | $-54,000 | 7,044 |
| Income before extraordinary items | $475,000 | 3,689 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $475,000 | 3,689 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $475,000 | 3,690 |
| Net charge-offs | $-133,000 | 7,401 |
| Cash dividends | $375,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $467,000 | 3,604 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 4,085 |
| Total interest expense | $315,000 | 4,182 |
| Net interest income | $1,224,000 | 3,997 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $238,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $133,000 | 2,407 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $105,000 | 3,488 |
| Total noninterest expense | $1,245,000 | 3,598 |
| Salaries and employee benefits | $615,000 | 3,654 |
| Premises and equipment expense | $237,000 | 2,597 |
| Additional noninterest expense | $393,000 | 3,776 |
| Pre-tax net operating income | $187,000 | 4,349 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-34,000 | 7,142 |
| Income before extraordinary items | $221,000 | 3,806 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $221,000 | 3,806 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $221,000 | 3,806 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $221,000 | 3,758 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,533,000 | 4,080 |
| Total interest expense | $1,502,000 | 4,262 |
| Net interest income | $5,031,000 | 3,948 |
| Provision for loan and lease losses | $120,000 | 5,848 |
| Total noninterest income | $864,000 | 3,489 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $660,000 | 2,135 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $204,000 | 4,564 |
| Total noninterest expense | $4,988,000 | 3,624 |
| Salaries and employee benefits | $2,464,000 | 3,616 |
| Premises and equipment expense | $997,000 | 2,486 |
| Additional noninterest expense | $1,527,000 | 3,961 |
| Pre-tax net operating income | $787,000 | 3,757 |
| Securities gains (losses) | $16,000 | 3,184 |
| Applicable income taxes | $-61,000 | 6,747 |
| Income before extraordinary items | $864,000 | 3,492 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $864,000 | 3,489 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $864,000 | 3,492 |
| Net charge-offs | $-21,000 | 7,512 |
| Cash dividends | $375,000 | 2,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $848,000 | 3,400 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,945,000 | 4,140 |
| Total interest expense | $1,159,000 | 4,335 |
| Net interest income | $3,786,000 | 3,986 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $653,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $501,000 | 2,168 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $152,000 | 4,637 |
| Total noninterest expense | $3,675,000 | 3,685 |
| Salaries and employee benefits | $1,830,000 | 3,690 |
| Premises and equipment expense | $741,000 | 2,541 |
| Additional noninterest expense | $1,104,000 | 4,030 |
| Pre-tax net operating income | $674,000 | 3,786 |
| Securities gains (losses) | $16,000 | 2,975 |
| Applicable income taxes | $-68,000 | 7,013 |
| Income before extraordinary items | $758,000 | 3,366 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $758,000 | 3,365 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $758,000 | 3,366 |
| Net charge-offs | $213,000 | 4,158 |
| Cash dividends | $175,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $742,000 | 3,276 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,302,000 | 4,179 |
| Total interest expense | $799,000 | 4,355 |
| Net interest income | $2,503,000 | 4,013 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $438,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $332,000 | 2,177 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $106,000 | 4,550 |
| Total noninterest expense | $2,427,000 | 3,711 |
| Salaries and employee benefits | $1,214,000 | 3,736 |
| Premises and equipment expense | $509,000 | 2,506 |
| Additional noninterest expense | $704,000 | 4,142 |
| Pre-tax net operating income | $454,000 | 3,789 |
| Securities gains (losses) | $16,000 | 2,445 |
| Applicable income taxes | $17,000 | 3,864 |
| Income before extraordinary items | $453,000 | 3,578 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $453,000 | 3,575 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $453,000 | 3,577 |
| Net charge-offs | $-39,000 | 7,673 |
| Cash dividends | $175,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $437,640 | 3,524 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 4,227 |
| Total interest expense | $419,000 | 4,353 |
| Net interest income | $1,236,000 | 4,065 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $221,000 | 3,449 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $159,000 | 2,241 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $62,000 | 4,332 |
| Total noninterest expense | $1,235,000 | 3,687 |
| Salaries and employee benefits | $619,000 | 3,727 |
| Premises and equipment expense | $248,000 | 2,612 |
| Additional noninterest expense | $368,000 | 4,014 |
| Pre-tax net operating income | $192,000 | 4,150 |
| Securities gains (losses) | $9,000 | 1,748 |
| Applicable income taxes | $-9,000 | 7,098 |
| Income before extraordinary items | $210,000 | 3,788 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $210,000 | 3,785 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $210,000 | 3,787 |
| Net charge-offs | $-46,000 | 7,776 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $201,000 | 3,763 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,717,000 | 4,286 |
| Total interest expense | $1,954,000 | 4,520 |
| Net interest income | $4,763,000 | 4,065 |
| Provision for loan and lease losses | $500,000 | 4,539 |
| Total noninterest income | $881,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $708,000 | 2,230 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $173,000 | 4,873 |
| Total noninterest expense | $4,937,000 | 3,727 |
| Salaries and employee benefits | $2,456,000 | 3,739 |
| Premises and equipment expense | $916,000 | 2,775 |
| Additional noninterest expense | $1,565,000 | 3,973 |
| Pre-tax net operating income | $207,000 | 4,790 |
| Securities gains (losses) | $16,000 | 3,123 |
| Applicable income taxes | $-183,000 | 6,736 |
| Income before extraordinary items | $406,000 | 4,154 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $406,000 | 4,152 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $406,000 | 4,152 |
| Net charge-offs | $438,000 | 3,964 |
| Cash dividends | $590,000 | 2,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $390,000 | 4,138 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,037,000 | 4,347 |
| Total interest expense | $1,512,000 | 4,582 |
| Net interest income | $3,525,000 | 4,105 |
| Provision for loan and lease losses | $75,000 | 6,260 |
| Total noninterest income | $669,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $519,000 | 2,288 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $150,000 | 4,762 |
| Total noninterest expense | $3,613,000 | 3,800 |
| Salaries and employee benefits | $1,826,000 | 3,804 |
| Premises and equipment expense | $673,000 | 2,869 |
| Additional noninterest expense | $1,114,000 | 4,084 |
| Pre-tax net operating income | $506,000 | 3,878 |
| Securities gains (losses) | $10,000 | 2,967 |
| Applicable income taxes | $-51,000 | 6,822 |
| Income before extraordinary items | $567,000 | 3,476 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $567,000 | 3,474 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $567,000 | 3,476 |
| Net charge-offs | $145,000 | 4,654 |
| Cash dividends | $225,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $557,000 | 3,410 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 4,410 |
| Total interest expense | $1,051,000 | 4,576 |
| Net interest income | $2,278,000 | 4,181 |
| Provision for loan and lease losses | $75,000 | 5,625 |
| Total noninterest income | $426,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $318,000 | 2,427 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $108,000 | 4,657 |
| Total noninterest expense | $2,410,000 | 3,842 |
| Salaries and employee benefits | $1,215,000 | 3,863 |
| Premises and equipment expense | $446,000 | 2,916 |
| Additional noninterest expense | $749,000 | 4,073 |
| Pre-tax net operating income | $219,000 | 4,535 |
| Securities gains (losses) | $8,000 | 2,641 |
| Applicable income taxes | $-56,000 | 7,026 |
| Income before extraordinary items | $283,000 | 4,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $283,000 | 4,051 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $283,000 | 4,051 |
| Net charge-offs | $49,000 | 4,935 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $275,000 | 3,988 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 4,480 |
| Total interest expense | $552,000 | 4,565 |
| Net interest income | $1,098,000 | 4,283 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $208,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $149,000 | 2,488 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $59,000 | 4,537 |
| Total noninterest expense | $1,182,000 | 3,808 |
| Salaries and employee benefits | $604,000 | 3,903 |
| Premises and equipment expense | $226,000 | 2,928 |
| Additional noninterest expense | $352,000 | 3,935 |
| Pre-tax net operating income | $79,000 | 5,263 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $-28,000 | 7,320 |
| Income before extraordinary items | $108,000 | 4,842 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $108,000 | 4,847 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $108,000 | 4,845 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $107,000 | 4,688 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,637,000 | 4,251 |
| Total interest expense | $3,025,000 | 4,228 |
| Net interest income | $4,612,000 | 4,167 |
| Provision for loan and lease losses | $530,000 | 3,719 |
| Total noninterest income | $814,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $676,000 | 2,412 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $138,000 | 5,459 |
| Total noninterest expense | $4,707,000 | 3,746 |
| Salaries and employee benefits | $2,395,000 | 3,905 |
| Premises and equipment expense | $914,000 | 2,839 |
| Additional noninterest expense | $1,398,000 | 3,812 |
| Pre-tax net operating income | $189,000 | 5,786 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-169,000 | 7,184 |
| Income before extraordinary items | $358,000 | 4,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $358,000 | 4,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $884,000 | 2,100 |
| Cash dividends | $350,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $358,000 | 5,052 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,833,000 | 4,278 |
| Total interest expense | $2,378,000 | 4,223 |
| Net interest income | $3,455,000 | 4,193 |
| Provision for loan and lease losses | $135,000 | 4,747 |
| Total noninterest income | $598,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $509,000 | 2,422 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $89,000 | 5,802 |
| Total noninterest expense | $3,438,000 | 3,813 |
| Salaries and employee benefits | $1,787,000 | 3,945 |
| Premises and equipment expense | $681,000 | 2,876 |
| Additional noninterest expense | $970,000 | 3,953 |
| Pre-tax net operating income | $480,000 | 4,989 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,000 | 5,129 |
| Income before extraordinary items | $477,000 | 4,524 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $477,000 | 4,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,923 |
| Cash dividends | $350,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $477,000 | 4,675 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 4,275 |
| Total interest expense | $1,661,000 | 4,222 |
| Net interest income | $2,308,000 | 4,193 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $412,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $333,000 | 2,441 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $79,000 | 5,437 |
| Total noninterest expense | $2,250,000 | 3,885 |
| Salaries and employee benefits | $1,201,000 | 3,954 |
| Premises and equipment expense | $452,000 | 2,892 |
| Additional noninterest expense | $597,000 | 4,213 |
| Pre-tax net operating income | $380,000 | 4,881 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $22,000 | 4,624 |
| Income before extraordinary items | $358,000 | 4,689 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $358,000 | 4,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,885 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $358,000 | 4,632 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 4,293 |
| Total interest expense | $871,000 | 4,275 |
| Net interest income | $1,143,000 | 4,231 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $204,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $162,000 | 2,458 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 5,361 |
| Total noninterest expense | $1,136,000 | 3,860 |
| Salaries and employee benefits | $606,000 | 3,944 |
| Premises and equipment expense | $224,000 | 2,932 |
| Additional noninterest expense | $306,000 | 4,051 |
| Pre-tax net operating income | $166,000 | 5,291 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $158,000 | 5,131 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,006 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $158,000 | 5,024 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,255,000 | 4,287 |
| Total interest expense | $3,522,000 | 4,322 |
| Net interest income | $4,733,000 | 4,160 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $851,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $676,000 | 2,436 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $175,000 | 5,315 |
| Total noninterest expense | $4,565,000 | 3,715 |
| Salaries and employee benefits | $2,279,000 | 3,976 |
| Premises and equipment expense | $976,000 | 2,630 |
| Additional noninterest expense | $1,310,000 | 3,825 |
| Pre-tax net operating income | $839,000 | 5,088 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $92,000 | 4,541 |
| Income before extraordinary items | $747,000 | 4,925 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $747,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,001 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $747,000 | 4,905 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,270,000 | 4,258 |
| Total interest expense | $2,628,000 | 4,349 |
| Net interest income | $3,642,000 | 4,095 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $625,000 | 3,941 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $489,000 | 2,483 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $136,000 | 5,268 |
| Total noninterest expense | $3,287,000 | 3,821 |
| Salaries and employee benefits | $1,679,000 | 4,015 |
| Premises and equipment expense | $723,000 | 2,644 |
| Additional noninterest expense | $885,000 | 4,063 |
| Pre-tax net operating income | $845,000 | 4,726 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $152,000 | 4,029 |
| Income before extraordinary items | $693,000 | 4,682 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $693,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,945 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $693,000 | 4,671 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,128,000 | 4,318 |
| Total interest expense | $1,720,000 | 4,399 |
| Net interest income | $2,408,000 | 4,154 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $401,000 | 4,029 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $307,000 | 2,606 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $94,000 | 5,231 |
| Total noninterest expense | $2,173,000 | 3,874 |
| Salaries and employee benefits | $1,112,000 | 4,073 |
| Premises and equipment expense | $479,000 | 2,678 |
| Additional noninterest expense | $582,000 | 4,109 |
| Pre-tax net operating income | $546,000 | 4,876 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $86,000 | 4,276 |
| Income before extraordinary items | $460,000 | 4,754 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $460,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,125 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $460,000 | 4,745 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 4,351 |
| Total interest expense | $840,000 | 4,447 |
| Net interest income | $1,196,000 | 4,171 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $186,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $137,000 | 2,783 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $49,000 | 5,151 |
| Total noninterest expense | $1,073,000 | 3,919 |
| Salaries and employee benefits | $552,000 | 4,123 |
| Premises and equipment expense | $238,000 | 2,705 |
| Additional noninterest expense | $283,000 | 4,134 |
| Pre-tax net operating income | $264,000 | 4,936 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $39,000 | 4,383 |
| Income before extraordinary items | $225,000 | 4,792 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $225,000 | 4,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,624 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $225,000 | 4,767 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,916,000 | 4,222 |
| Total interest expense | $2,910,000 | 4,392 |
| Net interest income | $5,006,000 | 4,003 |
| Provision for loan and lease losses | $1,337,000 | 782 |
| Total noninterest income | $802,000 | 4,043 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $592,000 | 2,709 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $210,000 | 5,026 |
| Total noninterest expense | $4,551,000 | 3,606 |
| Salaries and employee benefits | $2,123,000 | 4,089 |
| Premises and equipment expense | $1,113,000 | 2,236 |
| Additional noninterest expense | $1,315,000 | 3,672 |
| Pre-tax net operating income | $-80,000 | 8,032 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-218,000 | 8,465 |
| Income before extraordinary items | $138,000 | 7,531 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $138,000 | 7,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,841,000 | 420 |
| Cash dividends | $1,503,000 | 1,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $138,000 | 7,521 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,918,000 | 4,212 |
| Total interest expense | $2,121,000 | 4,390 |
| Net interest income | $3,797,000 | 3,994 |
| Provision for loan and lease losses | $1,080,000 | 709 |
| Total noninterest income | $639,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $457,000 | 2,652 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $182,000 | 4,732 |
| Total noninterest expense | $3,356,000 | 3,649 |
| Salaries and employee benefits | $1,555,000 | 4,140 |
| Premises and equipment expense | $828,000 | 2,245 |
| Additional noninterest expense | $973,000 | 3,678 |
| Pre-tax net operating income | $0 | 8,100 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-155,000 | 8,604 |
| Income before extraordinary items | $155,000 | 7,450 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $155,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,472,000 | 346 |
| Cash dividends | $1,503,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $155,000 | 7,452 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 4,163 |
| Total interest expense | $1,374,000 | 4,338 |
| Net interest income | $2,586,000 | 3,950 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $433,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $302,000 | 2,648 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 4,568 |
| Total noninterest expense | $2,238,000 | 3,656 |
| Salaries and employee benefits | $1,047,000 | 4,134 |
| Premises and equipment expense | $540,000 | 2,298 |
| Additional noninterest expense | $651,000 | 3,666 |
| Pre-tax net operating income | $691,000 | 4,661 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $136,000 | 4,138 |
| Income before extraordinary items | $555,000 | 4,623 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $555,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 619 |
| Cash dividends | $803,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $555,000 | 4,613 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 4,012 |
| Total interest expense | $684,000 | 4,229 |
| Net interest income | $1,361,000 | 3,818 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $174,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $138,000 | 2,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $1,103,000 | 3,713 |
| Salaries and employee benefits | $526,000 | 4,145 |
| Premises and equipment expense | $267,000 | 2,333 |
| Additional noninterest expense | $310,000 | 3,805 |
| Pre-tax net operating income | $342,000 | 4,641 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $69,000 | 4,070 |
| Income before extraordinary items | $273,000 | 4,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $273,000 | 4,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $803,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $273,000 | 4,630 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,804,000 | 3,824 |
| Total interest expense | $2,440,000 | 3,890 |
| Net interest income | $5,364,000 | 3,753 |
| Provision for loan and lease losses | $330,000 | 2,627 |
| Total noninterest income | $707,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $550,000 | 2,844 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $157,000 | 5,649 |
| Total noninterest expense | $4,594,000 | 3,464 |
| Salaries and employee benefits | $2,055,000 | 4,053 |
| Premises and equipment expense | $1,160,000 | 2,063 |
| Additional noninterest expense | $1,379,000 | 3,457 |
| Pre-tax net operating income | $1,147,000 | 5,007 |
| Securities gains (losses) | $-34,000 | 8,043 |
| Applicable income taxes | $161,000 | 4,915 |
| Income before extraordinary items | $952,000 | 4,944 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $952,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,907 |
| Cash dividends | $886,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $981,240 | 4,846 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,799,000 | 3,808 |
| Total interest expense | $1,774,000 | 3,841 |
| Net interest income | $4,025,000 | 3,745 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $520,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $406,000 | 2,886 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 5,708 |
| Total noninterest expense | $3,389,000 | 3,485 |
| Salaries and employee benefits | $1,575,000 | 3,940 |
| Premises and equipment expense | $842,000 | 2,120 |
| Additional noninterest expense | $972,000 | 3,580 |
| Pre-tax net operating income | $976,000 | 4,824 |
| Securities gains (losses) | $-34,000 | 8,371 |
| Applicable income taxes | $164,000 | 4,713 |
| Income before extraordinary items | $778,000 | 4,831 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $778,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,424 |
| Cash dividends | $336,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $806,220 | 4,698 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 3,788 |
| Total interest expense | $1,108,000 | 3,846 |
| Net interest income | $2,683,000 | 3,715 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $355,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $272,000 | 2,814 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $83,000 | 5,536 |
| Total noninterest expense | $2,167,000 | 3,591 |
| Salaries and employee benefits | $991,000 | 4,110 |
| Premises and equipment expense | $551,000 | 2,148 |
| Additional noninterest expense | $625,000 | 3,676 |
| Pre-tax net operating income | $781,000 | 4,332 |
| Securities gains (losses) | $-34,000 | 8,509 |
| Applicable income taxes | $154,000 | 4,209 |
| Income before extraordinary items | $593,000 | 4,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $593,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,103 |
| Cash dividends | $336,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $619,860 | 4,280 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 3,811 |
| Total interest expense | $514,000 | 3,945 |
| Net interest income | $1,343,000 | 3,719 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $166,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $131,000 | 2,833 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $1,060,000 | 3,677 |
| Salaries and employee benefits | $479,000 | 4,236 |
| Premises and equipment expense | $266,000 | 2,230 |
| Additional noninterest expense | $315,000 | 3,652 |
| Pre-tax net operating income | $404,000 | 4,253 |
| Securities gains (losses) | $-27,000 | 8,705 |
| Applicable income taxes | $72,000 | 4,250 |
| Income before extraordinary items | $305,000 | 4,327 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $305,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,477 |
| Cash dividends | $256,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $326,870 | 4,093 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,134,000 | 3,749 |
| Total interest expense | $1,928,000 | 3,757 |
| Net interest income | $5,206,000 | 3,693 |
| Provision for loan and lease losses | $183,000 | 3,855 |
| Total noninterest income | $752,000 | 4,218 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $562,000 | 2,851 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $190,000 | 5,212 |
| Total noninterest expense | $4,281,000 | 3,543 |
| Salaries and employee benefits | $1,981,000 | 4,029 |
| Premises and equipment expense | $1,051,000 | 2,178 |
| Additional noninterest expense | $1,249,000 | 3,630 |
| Pre-tax net operating income | $1,494,000 | 4,257 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $291,000 | 4,216 |
| Income before extraordinary items | $1,203,000 | 4,200 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,203,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,639 |
| Cash dividends | $350,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,203,000 | 4,132 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 3,745 |
| Total interest expense | $1,450,000 | 3,713 |
| Net interest income | $3,854,000 | 3,706 |
| Provision for loan and lease losses | $138,000 | 3,688 |
| Total noninterest income | $574,000 | 4,192 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $420,000 | 2,887 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $154,000 | 5,070 |
| Total noninterest expense | $3,030,000 | 3,686 |
| Salaries and employee benefits | $1,388,000 | 4,216 |
| Premises and equipment expense | $771,000 | 2,227 |
| Additional noninterest expense | $871,000 | 3,829 |
| Pre-tax net operating income | $1,260,000 | 4,029 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $265,000 | 3,979 |
| Income before extraordinary items | $995,000 | 4,012 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $995,000 | 4,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,331 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $995,000 | 3,947 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 3,748 |
| Total interest expense | $979,000 | 3,668 |
| Net interest income | $2,558,000 | 3,702 |
| Provision for loan and lease losses | $93,000 | 3,603 |
| Total noninterest income | $367,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $269,000 | 2,956 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $98,000 | 5,194 |
| Total noninterest expense | $1,971,000 | 3,779 |
| Salaries and employee benefits | $917,000 | 4,252 |
| Premises and equipment expense | $491,000 | 2,330 |
| Additional noninterest expense | $563,000 | 3,933 |
| Pre-tax net operating income | $861,000 | 3,921 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $183,000 | 3,937 |
| Income before extraordinary items | $678,000 | 3,922 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $678,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,756 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $678,000 | 3,842 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 3,748 |
| Total interest expense | $503,000 | 3,625 |
| Net interest income | $1,272,000 | 3,708 |
| Provision for loan and lease losses | $48,000 | 3,379 |
| Total noninterest income | $171,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $131,000 | 2,956 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $976,000 | 3,834 |
| Salaries and employee benefits | $457,000 | 4,297 |
| Premises and equipment expense | $241,000 | 2,392 |
| Additional noninterest expense | $278,000 | 3,983 |
| Pre-tax net operating income | $419,000 | 3,965 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $79,000 | 4,163 |
| Income before extraordinary items | $340,000 | 3,927 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $340,000 | 3,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,364 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $340,000 | 3,802 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,229,000 | 3,712 |
| Total interest expense | $2,339,000 | 3,519 |
| Net interest income | $4,890,000 | 3,737 |
| Provision for loan and lease losses | $380,000 | 2,681 |
| Total noninterest income | $656,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $510,000 | 3,039 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $146,000 | 5,871 |
| Total noninterest expense | $3,953,000 | 3,749 |
| Salaries and employee benefits | $1,756,000 | 4,331 |
| Premises and equipment expense | $840,000 | 2,637 |
| Additional noninterest expense | $1,357,000 | 3,366 |
| Pre-tax net operating income | $1,213,000 | 4,665 |
| Securities gains (losses) | $74,000 | 2,170 |
| Applicable income taxes | $232,000 | 4,695 |
| Income before extraordinary items | $1,055,000 | 4,488 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,055,000 | 4,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,706 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $994,320 | 4,498 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,429,000 | 3,757 |
| Total interest expense | $1,816,000 | 3,534 |
| Net interest income | $3,613,000 | 3,810 |
| Provision for loan and lease losses | $285,000 | 2,606 |
| Total noninterest income | $488,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $381,000 | 3,061 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 5,950 |
| Total noninterest expense | $2,775,000 | 3,915 |
| Salaries and employee benefits | $1,275,000 | 4,428 |
| Premises and equipment expense | $621,000 | 2,690 |
| Additional noninterest expense | $879,000 | 3,773 |
| Pre-tax net operating income | $1,041,000 | 4,443 |
| Securities gains (losses) | $74,000 | 2,001 |
| Applicable income taxes | $234,000 | 4,398 |
| Income before extraordinary items | $881,000 | 4,350 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $881,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,350 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $822,540 | 4,346 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 3,690 |
| Total interest expense | $1,269,000 | 3,506 |
| Net interest income | $2,472,000 | 3,734 |
| Provision for loan and lease losses | $190,000 | 2,598 |
| Total noninterest income | $313,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $255,000 | 3,019 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $58,000 | 6,303 |
| Total noninterest expense | $1,800,000 | 4,002 |
| Salaries and employee benefits | $852,000 | 4,423 |
| Premises and equipment expense | $415,000 | 2,685 |
| Additional noninterest expense | $533,000 | 4,039 |
| Pre-tax net operating income | $795,000 | 4,079 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $171,000 | 4,268 |
| Income before extraordinary items | $627,000 | 4,162 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $627,000 | 4,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,471 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $624,630 | 3,978 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 3,606 |
| Total interest expense | $666,000 | 3,448 |
| Net interest income | $1,279,000 | 3,630 |
| Provision for loan and lease losses | $96,000 | 2,441 |
| Total noninterest income | $158,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $124,000 | 3,004 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $891,000 | 4,021 |
| Salaries and employee benefits | $420,000 | 4,472 |
| Premises and equipment expense | $206,000 | 2,704 |
| Additional noninterest expense | $265,000 | 4,034 |
| Pre-tax net operating income | $450,000 | 3,750 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $103,000 | 3,881 |
| Income before extraordinary items | $349,000 | 3,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $347,460 | 3,646 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,768,000 | 3,380 |
| Total interest expense | $3,422,000 | 3,172 |
| Net interest income | $5,346,000 | 3,464 |
| Provision for loan and lease losses | $289,000 | 3,557 |
| Total noninterest income | $598,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $512,000 | 2,917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 6,748 |
| Total noninterest expense | $3,436,000 | 4,032 |
| Salaries and employee benefits | $1,632,000 | 4,392 |
| Premises and equipment expense | $842,000 | 2,560 |
| Additional noninterest expense | $962,000 | 4,308 |
| Pre-tax net operating income | $2,219,000 | 3,182 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $531,000 | 3,342 |
| Income before extraordinary items | $1,689,000 | 3,205 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,689,000 | 3,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,499 |
| Cash dividends | $2,570,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,688,240 | 3,100 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,066,000 | 3,290 |
| Total interest expense | $4,888,000 | 3,212 |
| Net interest income | $5,178,000 | 3,342 |
| Provision for loan and lease losses | $380,000 | 2,732 |
| Total noninterest income | $402,000 | 5,665 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $477,000 | 2,950 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-75,000 | 9,609 |
| Total noninterest expense | $3,430,000 | 3,891 |
| Salaries and employee benefits | $1,546,000 | 4,409 |
| Premises and equipment expense | $814,000 | 2,583 |
| Additional noninterest expense | $1,070,000 | 3,848 |
| Pre-tax net operating income | $1,770,000 | 3,472 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $403,000 | 3,727 |
| Income before extraordinary items | $1,367,000 | 3,463 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,367,000 | 3,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,220 |
| Cash dividends | $375,000 | 4,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,367,000 | 3,366 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,173,000 | 3,346 |
| Total interest expense | $5,115,000 | 3,254 |
| Net interest income | $5,058,000 | 3,430 |
| Provision for loan and lease losses | $810,000 | 1,264 |
| Total noninterest income | $445,000 | 5,223 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $370,000 | 3,441 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $75,000 | 7,039 |
| Total noninterest expense | $3,306,000 | 3,899 |
| Salaries and employee benefits | $1,532,000 | 4,290 |
| Premises and equipment expense | $804,000 | 2,555 |
| Additional noninterest expense | $970,000 | 4,076 |
| Pre-tax net operating income | $1,387,000 | 4,307 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $286,000 | 4,681 |
| Income before extraordinary items | $1,095,000 | 4,118 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,095,000 | 4,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $643,000 | 1,034 |
| Cash dividends | $425,000 | 3,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,099,740 | 4,110 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,978,000 | 3,548 |
| Total interest expense | $4,437,000 | 3,279 |
| Net interest income | $4,541,000 | 3,752 |
| Provision for loan and lease losses | $1,020,000 | 947 |
| Total noninterest income | $381,000 | 5,765 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $292,000 | 4,065 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $89,000 | 6,897 |
| Total noninterest expense | $3,063,000 | 4,138 |
| Salaries and employee benefits | $1,458,000 | 4,437 |
| Premises and equipment expense | $729,000 | 2,772 |
| Additional noninterest expense | $876,000 | 4,472 |
| Pre-tax net operating income | $839,000 | 5,794 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $117,000 | 6,695 |
| Income before extraordinary items | $722,000 | 5,377 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $722,000 | 5,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $920,000 | 751 |
| Cash dividends | $599,000 | 3,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $722,000 | 5,343 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,813,000 | 3,599 |
| Total interest expense | $4,220,000 | 3,513 |
| Net interest income | $4,593,000 | 3,671 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $355,000 | 5,961 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $260,000 | 4,367 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $95,000 | 6,752 |
| Total noninterest expense | $2,945,000 | 4,183 |
| Salaries and employee benefits | $1,411,000 | 4,473 |
| Premises and equipment expense | $742,000 | 2,622 |
| Additional noninterest expense | $792,000 | 4,712 |
| Pre-tax net operating income | $1,883,000 | 3,498 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $456,000 | 4,099 |
| Income before extraordinary items | $1,425,000 | 3,389 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,425,000 | 3,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,571 |
| Cash dividends | $312,000 | 4,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,426,520 | 3,298 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,725,000 | 3,665 |
| Total interest expense | $4,106,000 | 3,578 |
| Net interest income | $4,619,000 | 3,748 |
| Provision for loan and lease losses | $210,000 | 3,330 |
| Total noninterest income | $350,000 | 6,173 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $276,000 | 4,331 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $74,000 | 7,572 |
| Total noninterest expense | $2,861,000 | 4,262 |
| Salaries and employee benefits | $1,338,000 | 4,671 |
| Premises and equipment expense | $755,000 | 2,557 |
| Additional noninterest expense | $768,000 | 4,874 |
| Pre-tax net operating income | $1,898,000 | 3,707 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $447,000 | 4,551 |
| Income before extraordinary items | $1,460,000 | 3,442 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,460,000 | 3,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,076 |
| Cash dividends | $230,000 | 5,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,453,070 | 3,374 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,278,000 | 3,906 |
| Total interest expense | $4,046,000 | 3,672 |
| Net interest income | $4,232,000 | 4,104 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $319,000 | 6,726 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $222,000 | 5,208 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $2,825,000 | 4,513 |
| Salaries and employee benefits | $1,282,000 | 4,903 |
| Premises and equipment expense | $728,000 | 2,687 |
| Additional noninterest expense | $815,000 | 5,141 |
| Pre-tax net operating income | $1,546,000 | 4,229 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $307,000 | 5,758 |
| Income before extraordinary items | $1,239,000 | 3,773 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,239,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,795 |
| Cash dividends | $270,000 | 4,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,239,000 | 3,725 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,989,000 | 4,021 |
| Total interest expense | $3,725,000 | 3,935 |
| Net interest income | $4,264,000 | 4,093 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $353,000 | 6,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,073 |
| Total noninterest expense | $2,734,000 | 4,622 |
| Salaries and employee benefits | $1,160,000 | 5,369 |
| Premises and equipment expense | $643,000 | 3,031 |
| Additional noninterest expense | $931,000 | 4,623 |
| Pre-tax net operating income | $1,703,000 | 4,025 |
| Securities gains (losses) | $-19,000 | 10,530 |
| Applicable income taxes | $343,000 | 5,527 |
| Income before extraordinary items | $1,341,000 | 3,571 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,341,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 1,802 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,356,200 | 3,522 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,692,000 | 4,405 |
| Total interest expense | $2,802,000 | 4,200 |
| Net interest income | $3,890,000 | 4,499 |
| Provision for loan and lease losses | $200,000 | 3,000 |
| Total noninterest income | $404,000 | 6,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,669 |
| Total noninterest expense | $2,600,000 | 4,985 |
| Salaries and employee benefits | $1,055,000 | 5,827 |
| Premises and equipment expense | $623,000 | 3,161 |
| Additional noninterest expense | $922,000 | 5,072 |
| Pre-tax net operating income | $1,494,000 | 4,422 |
| Securities gains (losses) | $-102,000 | 11,543 |
| Applicable income taxes | $252,000 | 6,503 |
| Income before extraordinary items | $1,140,000 | 4,049 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,140,000 | 4,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,902 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,223,640 | 3,824 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,154,000 | 4,842 |
| Total interest expense | $2,460,000 | 4,894 |
| Net interest income | $3,694,000 | 4,733 |
| Provision for loan and lease losses | $196,000 | 3,972 |
| Total noninterest income | $339,000 | 7,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,002 |
| Total noninterest expense | $2,377,000 | 5,511 |
| Salaries and employee benefits | $949,000 | 6,417 |
| Premises and equipment expense | $606,000 | 3,295 |
| Additional noninterest expense | $822,000 | 5,800 |
| Pre-tax net operating income | $1,460,000 | 4,431 |
| Securities gains (losses) | $-10,000 | 12,776 |
| Applicable income taxes | $244,000 | 6,893 |
| Income before extraordinary items | $1,206,000 | 4,004 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,206,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,727 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,214,300 | 3,766 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,452,000 | 5,171 |
| Total interest expense | $2,939,000 | 5,255 |
| Net interest income | $3,513,000 | 4,994 |
| Provision for loan and lease losses | $360,000 | 3,684 |
| Total noninterest income | $279,000 | 8,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 6,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,855 |
| Total noninterest expense | $2,197,000 | 5,926 |
| Salaries and employee benefits | $845,000 | 6,968 |
| Premises and equipment expense | $574,000 | 3,509 |
| Additional noninterest expense | $778,000 | 6,226 |
| Pre-tax net operating income | $1,235,000 | 4,807 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $245,000 | 6,743 |
| Income before extraordinary items | $1,008,000 | 4,467 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,008,000 | 4,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 4,745 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $993,600 | 4,210 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.