The First National Bank of Livingston, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$13,929,0002,398
Total interest expense$2,364,0002,878
Net interest income$11,565,0002,171
Provision for loan and lease losses$360,0001,508
Total noninterest income$8,736,000816
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,929,000574
Trading account gains and feesNANA
Additional Noninterest Income$6,807,000717
Total noninterest expense$15,148,0001,512
Salaries and employee benefits$7,751,0001,645
Premises and equipment expense$2,946,000884
Additional noninterest expense$6,807,000717
Pre-tax net operating income$4,793,0001,967
Securities gains (losses)$-5,0003,306
Applicable income taxes$03,369
Income before extraordinary items$4,788,0001,778
Extraordinary gains, net$054
Net income$4,788,0001,799
Minority interest net income$088
Net income of bank and minority interests.$4,788,0001,781
Net charge-offs$74,0001,651
Cash dividends$3,189,0001,140
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,793,0001,804
2023-09-30 (YTD Data)Rank
Total interest income$10,120,0002,411
Total interest expense$1,462,0002,965
Net interest income$8,658,0002,175
Provision for loan and lease losses$270,0001,426
Total noninterest income$6,621,000813
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,428,000581
Trading account gains and feesNANA
Additional Noninterest Income$5,193,000726
Total noninterest expense$11,248,0001,514
Salaries and employee benefits$5,752,0001,658
Premises and equipment expense$2,215,000893
Additional noninterest expense$5,193,000726
Pre-tax net operating income$3,761,0001,961
Securities gains (losses)$-5,0003,394
Applicable income taxes$03,407
Income before extraordinary items$3,756,0001,787
Extraordinary gains, net$052
Net income$3,756,0001,802
Minority interest net income$081
Net income of bank and minority interests.$3,756,0001,787
Net charge-offs$49,0001,492
Cash dividends$2,413,0001,040
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,761,0001,810
2023-06-30 (YTD Data)Rank
Total interest income$6,533,0002,418
Total interest expense$789,0003,048
Net interest income$5,744,0002,207
Provision for loan and lease losses$180,0001,397
Total noninterest income$4,431,000796
Gross Fiduciary activities income$0931
Service charges on deposit accounts$949,000570
Trading account gains and feesNANA
Additional Noninterest Income$3,482,000678
Total noninterest expense$7,416,0001,514
Salaries and employee benefits$3,802,0001,663
Premises and equipment expense$1,459,000885
Additional noninterest expense$3,482,000678
Pre-tax net operating income$2,579,0001,923
Securities gains (losses)$5,000745
Applicable income taxes$03,436
Income before extraordinary items$2,584,0001,745
Extraordinary gains, net$051
Net income$2,584,0001,766
Minority interest net income$081
Net income of bank and minority interests.$2,584,0001,745
Net charge-offs$29,0001,403
Cash dividends$1,637,0001,016
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,579,0001,758
2023-03-31 (YTD Data)Rank
Total interest income$3,175,0002,448
Total interest expense$338,0003,043
Net interest income$2,837,0002,230
Provision for loan and lease losses$90,0001,318
Total noninterest income$2,233,000772
Gross Fiduciary activities income$0913
Service charges on deposit accounts$464,000587
Trading account gains and feesNANA
Additional Noninterest Income$1,769,000666
Total noninterest expense$3,696,0001,541
Salaries and employee benefits$1,910,0001,682
Premises and equipment expense$727,000909
Additional noninterest expense$1,769,000666
Pre-tax net operating income$1,284,0001,983
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,284,0001,770
Extraordinary gains, net$04
Net income$1,284,0001,770
Minority interest net income$048
Net income of bank and minority interests.$1,284,0001,770
Net charge-offs$9,0001,398
Cash dividends$809,000947
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,284,0001,791
2022-12-31 (YTD Data)Rank
Total interest income$12,049,0002,272
Total interest expense$366,0003,568
Net interest income$11,683,0002,144
Provision for loan and lease losses$270,0001,590
Total noninterest income$8,467,000844
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,951,000581
Trading account gains and feesNANA
Additional Noninterest Income$6,516,000747
Total noninterest expense$13,972,0001,582
Salaries and employee benefits$7,205,0001,708
Premises and equipment expense$2,732,000936
Additional noninterest expense$6,516,000747
Pre-tax net operating income$5,908,0001,840
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$5,908,0001,642
Extraordinary gains, net$05
Net income$5,908,0001,639
Minority interest net income$063
Net income of bank and minority interests.$5,908,0001,641
Net charge-offs$103,0001,208
Cash dividends$3,174,0001,100
Sale, conversion, retirement of capital stock, net$394,000344
Net operating income$5,908,0001,672
2022-09-30 (YTD Data)Rank
Total interest income$8,878,0002,232
Total interest expense$181,0003,808
Net interest income$8,697,0002,132
Provision for loan and lease losses$180,0001,523
Total noninterest income$6,431,000855
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,452,000590
Trading account gains and feesNANA
Additional Noninterest Income$4,979,000760
Total noninterest expense$10,443,0001,579
Salaries and employee benefits$5,499,0001,673
Premises and equipment expense$1,075,0001,586
Additional noninterest expense$4,979,000760
Pre-tax net operating income$4,505,0001,819
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$4,505,0001,606
Extraordinary gains, net$04
Net income$4,505,0001,605
Minority interest net income$057
Net income of bank and minority interests.$4,505,0001,606
Net charge-offs$99,000937
Cash dividends$2,301,0001,021
Sale, conversion, retirement of capital stock, net$315,000310
Net operating income$4,505,0001,640
2022-06-30 (YTD Data)Rank
Total interest income$5,784,0002,228
Total interest expense$108,0003,870
Net interest income$5,676,0002,128
Provision for loan and lease losses$90,0001,575
Total noninterest income$4,314,000841
Gross Fiduciary activities income$0925
Service charges on deposit accounts$953,000591
Trading account gains and feesNANA
Additional Noninterest Income$3,361,000760
Total noninterest expense$6,889,0001,578
Salaries and employee benefits$3,670,0001,660
Premises and equipment expense$708,0001,611
Additional noninterest expense$2,511,0001,337
Pre-tax net operating income$3,011,0001,732
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,011,0001,521
Extraordinary gains, net$04
Net income$3,011,0001,520
Minority interest net income$060
Net income of bank and minority interests.$3,011,0001,521
Net charge-offs$57,000913
Cash dividends$1,494,0001,062
Sale, conversion, retirement of capital stock, net$315,000246
Net operating income$3,011,0001,558
2022-03-31 (YTD Data)Rank
Total interest income$2,826,0002,207
Total interest expense$54,0003,859
Net interest income$2,772,0002,118
Provision for loan and lease losses$45,0001,393
Total noninterest income$2,209,000831
Gross Fiduciary activities income$0892
Service charges on deposit accounts$475,000594
Trading account gains and feesNANA
Additional Noninterest Income$1,734,000760
Total noninterest expense$3,487,0001,552
Salaries and employee benefits$1,852,0001,657
Premises and equipment expense$354,0001,634
Additional noninterest expense$1,281,0001,298
Pre-tax net operating income$1,449,0001,674
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,449,0001,489
Extraordinary gains, net$04
Net income$1,449,0001,488
Minority interest net income$050
Net income of bank and minority interests.$1,449,0001,489
Net charge-offs$36,000781
Cash dividends$693,000992
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,449,0001,504
2021-12-31 (YTD Data)Rank
Total interest income$11,214,0002,296
Total interest expense$255,0003,909
Net interest income$10,959,0002,188
Provision for loan and lease losses$150,0001,910
Total noninterest income$8,116,000976
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,684,000617
Trading account gains and feesNANA
Additional Noninterest Income$6,432,000901
Total noninterest expense$13,281,0001,603
Salaries and employee benefits$7,007,0001,717
Premises and equipment expense$1,402,0001,604
Additional noninterest expense$4,872,0001,362
Pre-tax net operating income$5,644,0001,905
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$5,644,0001,729
Extraordinary gains, net$010
Net income$5,644,0001,728
Minority interest net income$074
Net income of bank and minority interests.$5,644,0001,730
Net charge-offs$105,0001,326
Cash dividends$2,999,0001,191
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,644,0001,702
2021-09-30 (YTD Data)Rank
Total interest income$8,396,0002,350
Total interest expense$204,0003,944
Net interest income$8,192,0002,222
Provision for loan and lease losses$128,0001,808
Total noninterest income$5,970,0001,003
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,220,000627
Trading account gains and feesNANA
Additional Noninterest Income$4,750,000922
Total noninterest expense$9,888,0001,608
Salaries and employee benefits$5,193,0001,728
Premises and equipment expense$1,046,0001,638
Additional noninterest expense$3,649,0001,365
Pre-tax net operating income$4,146,0002,007
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$4,146,0001,829
Extraordinary gains, net$08
Net income$4,146,0001,828
Minority interest net income$069
Net income of bank and minority interests.$4,146,0001,829
Net charge-offs$80,0001,167
Cash dividends$2,118,0001,116
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,146,0001,798
2021-06-30 (YTD Data)Rank
Total interest income$5,290,0002,432
Total interest expense$143,0003,962
Net interest income$5,147,0002,308
Provision for loan and lease losses$105,0001,648
Total noninterest income$3,886,0001,018
Gross Fiduciary activities income$0951
Service charges on deposit accounts$779,000628
Trading account gains and feesNANA
Additional Noninterest Income$3,107,000943
Total noninterest expense$6,480,0001,629
Salaries and employee benefits$3,401,0001,751
Premises and equipment expense$682,0001,659
Additional noninterest expense$2,397,0001,366
Pre-tax net operating income$2,448,0002,142
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,448,0001,983
Extraordinary gains, net$06
Net income$2,448,0001,982
Minority interest net income$067
Net income of bank and minority interests.$2,448,0001,983
Net charge-offs$58,0001,106
Cash dividends$1,348,0001,147
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,448,0001,941
2021-03-31 (YTD Data)Rank
Total interest income$2,658,0002,414
Total interest expense$75,0003,991
Net interest income$2,583,0002,271
Provision for loan and lease losses$53,0001,709
Total noninterest income$1,886,0001,044
Gross Fiduciary activities income$0922
Service charges on deposit accounts$396,000611
Trading account gains and feesNANA
Additional Noninterest Income$1,490,000982
Total noninterest expense$3,224,0001,627
Salaries and employee benefits$1,692,0001,749
Premises and equipment expense$347,0001,659
Additional noninterest expense$1,185,0001,343
Pre-tax net operating income$1,192,0002,155
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,192,0001,999
Extraordinary gains, net$03
Net income$1,192,0001,999
Minority interest net income$055
Net income of bank and minority interests.$1,192,0001,999
Net charge-offs$23,0001,099
Cash dividends$706,000965
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,192,0001,967
2020-12-31 (YTD Data)Rank
Total interest income$11,210,0002,351
Total interest expense$476,0003,895
Net interest income$10,734,0002,143
Provision for loan and lease losses$355,0002,538
Total noninterest income$7,252,000999
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,693,000598
Trading account gains and feesNANA
Additional Noninterest Income$5,559,000950
Total noninterest expense$12,645,0001,636
Salaries and employee benefits$6,710,0001,727
Premises and equipment expense$2,345,0001,032
Additional noninterest expense$3,590,0001,670
Pre-tax net operating income$4,986,0001,786
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$4,986,0001,641
Extraordinary gains, net$04
Net income$4,986,0001,641
Minority interest net income$072
Net income of bank and minority interests.$4,986,0001,641
Net charge-offs$287,0001,321
Cash dividends$3,202,0001,065
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,986,0001,593
2020-09-30 (YTD Data)Rank
Total interest income$8,964,0002,262
Total interest expense$379,0003,912
Net interest income$8,585,0002,028
Provision for loan and lease losses$303,0002,417
Total noninterest income$5,398,000975
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,233,000611
Trading account gains and feesNANA
Additional Noninterest Income$4,165,000913
Total noninterest expense$9,671,0001,577
Salaries and employee benefits$5,208,0001,685
Premises and equipment expense$1,052,0001,594
Additional noninterest expense$3,411,0001,369
Pre-tax net operating income$4,009,0001,673
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$4,009,0001,506
Extraordinary gains, net$04
Net income$4,009,0001,506
Minority interest net income$065
Net income of bank and minority interests.$4,009,0001,507
Net charge-offs$182,0001,313
Cash dividends$2,496,000932
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,009,0001,464
2020-06-30 (YTD Data)Rank
Total interest income$6,314,0002,197
Total interest expense$269,0003,926
Net interest income$6,045,0001,946
Provision for loan and lease losses$250,0002,200
Total noninterest income$3,579,000932
Gross Fiduciary activities income$0970
Service charges on deposit accounts$825,000615
Trading account gains and feesNANA
Additional Noninterest Income$2,754,000868
Total noninterest expense$6,556,0001,544
Salaries and employee benefits$3,569,0001,644
Premises and equipment expense$714,0001,568
Additional noninterest expense$2,273,0001,357
Pre-tax net operating income$2,818,0001,533
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,818,0001,378
Extraordinary gains, net$04
Net income$2,818,0001,378
Minority interest net income$065
Net income of bank and minority interests.$2,818,0001,378
Net charge-offs$154,0001,134
Cash dividends$1,579,000953
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,818,0001,339
2020-03-31 (YTD Data)Rank
Total interest income$2,883,0002,329
Total interest expense$147,0003,951
Net interest income$2,736,0002,072
Provision for loan and lease losses$68,0002,301
Total noninterest income$1,871,000849
Gross Fiduciary activities income$0941
Service charges on deposit accounts$491,000616
Trading account gains and feesNANA
Additional Noninterest Income$1,380,000780
Total noninterest expense$3,262,0001,565
Salaries and employee benefits$1,786,0001,645
Premises and equipment expense$361,0001,581
Additional noninterest expense$1,115,0001,394
Pre-tax net operating income$1,277,0001,506
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,277,0001,348
Extraordinary gains, net$04
Net income$1,277,0001,347
Minority interest net income$056
Net income of bank and minority interests.$1,277,0001,348
Net charge-offs$92,000918
Cash dividends$899,000893
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,277,0001,330
2019-12-31 (YTD Data)Rank
Total interest income$11,644,0002,344
Total interest expense$580,0004,003
Net interest income$11,064,0002,065
Provision for loan and lease losses$240,0002,172
Total noninterest income$7,135,000892
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,831,000682
Trading account gains and feesNANA
Additional Noninterest Income$5,304,000796
Total noninterest expense$12,958,0001,543
Salaries and employee benefits$6,951,0001,643
Premises and equipment expense$1,460,0001,533
Additional noninterest expense$4,547,0001,351
Pre-tax net operating income$5,001,0001,758
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$5,001,0001,606
Extraordinary gains, net$011
Net income$5,001,0001,608
Minority interest net income$076
Net income of bank and minority interests.$5,001,0001,608
Net charge-offs$200,0001,690
Cash dividends$3,467,0001,083
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,001,0001,565
2019-09-30 (YTD Data)Rank
Total interest income$8,744,0002,365
Total interest expense$426,0004,067
Net interest income$8,318,0002,082
Provision for loan and lease losses$180,0002,065
Total noninterest income$5,331,000888
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,361,000686
Trading account gains and feesNANA
Additional Noninterest Income$3,970,000792
Total noninterest expense$9,717,0001,547
Salaries and employee benefits$5,202,0001,643
Premises and equipment expense$1,096,0001,548
Additional noninterest expense$3,419,0001,347
Pre-tax net operating income$3,752,0001,802
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$3,752,0001,619
Extraordinary gains, net$011
Net income$3,752,0001,620
Minority interest net income$072
Net income of bank and minority interests.$3,752,0001,620
Net charge-offs$113,0001,685
Cash dividends$2,569,000989
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,752,0001,585
2019-06-30 (YTD Data)Rank
Total interest income$5,819,0002,363
Total interest expense$278,0004,088
Net interest income$5,541,0002,091
Provision for loan and lease losses$120,0002,025
Total noninterest income$3,414,000896
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$908,000682
Trading account gains and feesNANA
Additional Noninterest Income$2,506,000803
Total noninterest expense$6,480,0001,551
Salaries and employee benefits$3,436,0001,665
Premises and equipment expense$728,0001,559
Additional noninterest expense$2,316,0001,352
Pre-tax net operating income$2,355,0001,867
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,355,0001,677
Extraordinary gains, net$011
Net income$2,355,0001,677
Minority interest net income$069
Net income of bank and minority interests.$2,355,0001,677
Net charge-offs$58,0001,732
Cash dividends$1,670,0001,016
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,355,0001,651
2019-03-31 (YTD Data)Rank
Total interest income$2,923,0002,353
Total interest expense$132,0004,148
Net interest income$2,791,0002,073
Provision for loan and lease losses$60,0001,874
Total noninterest income$1,681,000878
Gross Fiduciary activities income$0972
Service charges on deposit accounts$452,000677
Trading account gains and feesNANA
Additional Noninterest Income$1,229,000784
Total noninterest expense$3,288,0001,537
Salaries and employee benefits$1,736,0001,666
Premises and equipment expense$362,0001,586
Additional noninterest expense$1,190,0001,308
Pre-tax net operating income$1,124,0001,900
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,124,0001,718
Extraordinary gains, net$05
Net income$1,124,0001,716
Minority interest net income$052
Net income of bank and minority interests.$1,124,0001,717
Net charge-offs$19,0001,716
Cash dividends$836,000943
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,124,0001,696
2018-12-31 (YTD Data)Rank
Total interest income$11,400,0002,293
Total interest expense$465,0004,005
Net interest income$10,935,0002,090
Provision for loan and lease losses$240,0002,183
Total noninterest income$6,820,000903
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,909,000668
Trading account gains and feesNANA
Additional Noninterest Income$4,911,000808
Total noninterest expense$12,292,0001,576
Salaries and employee benefits$6,775,0001,647
Premises and equipment expense$1,525,0001,477
Additional noninterest expense$3,992,0001,503
Pre-tax net operating income$5,223,0001,731
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$5,223,0001,536
Extraordinary gains, net$06
Net income$5,223,0001,534
Minority interest net income$072
Net income of bank and minority interests.$5,223,0001,535
Net charge-offs$194,0001,678
Cash dividends$3,008,0001,073
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,223,0001,526
2018-09-30 (YTD Data)Rank
Total interest income$8,456,0002,308
Total interest expense$341,0004,002
Net interest income$8,115,0002,112
Provision for loan and lease losses$180,0002,069
Total noninterest income$5,095,000912
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,433,000658
Trading account gains and feesNANA
Additional Noninterest Income$3,662,000817
Total noninterest expense$9,167,0001,581
Salaries and employee benefits$5,071,0001,656
Premises and equipment expense$1,127,0001,508
Additional noninterest expense$2,969,0001,527
Pre-tax net operating income$3,863,0001,757
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,863,0001,565
Extraordinary gains, net$05
Net income$3,863,0001,564
Minority interest net income$066
Net income of bank and minority interests.$3,863,0001,564
Net charge-offs$96,0001,761
Cash dividends$2,237,000979
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,863,0001,549
2018-06-30 (YTD Data)Rank
Total interest income$5,583,0002,314
Total interest expense$222,0003,986
Net interest income$5,361,0002,127
Provision for loan and lease losses$120,0002,009
Total noninterest income$3,358,000910
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$934,000670
Trading account gains and feesNANA
Additional Noninterest Income$2,424,000826
Total noninterest expense$6,174,0001,580
Salaries and employee benefits$3,397,0001,658
Premises and equipment expense$1,155,0001,040
Additional noninterest expense$1,622,0001,792
Pre-tax net operating income$2,425,0001,814
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,425,0001,616
Extraordinary gains, net$06
Net income$2,425,0001,615
Minority interest net income$065
Net income of bank and minority interests.$2,425,0001,615
Net charge-offs$60,0001,631
Cash dividends$1,439,000998
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,425,0001,602
2018-03-31 (YTD Data)Rank
Total interest income$2,758,0002,327
Total interest expense$108,0004,009
Net interest income$2,650,0002,155
Provision for loan and lease losses$60,0001,880
Total noninterest income$1,649,000911
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$472,000665
Trading account gains and feesNANA
Additional Noninterest Income$1,177,000814
Total noninterest expense$3,048,0001,607
Salaries and employee benefits$1,645,0001,719
Premises and equipment expense$374,0001,558
Additional noninterest expense$1,029,0001,470
Pre-tax net operating income$1,191,0001,787
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,191,0001,593
Extraordinary gains, net$07
Net income$1,191,0001,593
Minority interest net income$052
Net income of bank and minority interests.$1,191,0001,593
Net charge-offs$38,0001,333
Cash dividends$694,000962
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,191,0001,582
2017-12-31 (YTD Data)Rank
Total interest income$10,669,0002,311
Total interest expense$444,0003,850
Net interest income$10,225,0002,188
Provision for loan and lease losses$240,0002,185
Total noninterest income$6,411,000927
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,910,000670
Trading account gains and feesNANA
Additional Noninterest Income$4,501,000882
Total noninterest expense$11,766,0001,641
Salaries and employee benefits$6,409,0001,717
Premises and equipment expense$1,494,0001,524
Additional noninterest expense$3,863,0001,569
Pre-tax net operating income$4,630,0001,823
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$4,630,0001,432
Extraordinary gains, net$09
Net income$4,630,0001,431
Minority interest net income$076
Net income of bank and minority interests.$4,630,0001,432
Net charge-offs$243,0001,665
Cash dividends$2,647,0001,128
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,630,0001,407
2017-09-30 (YTD Data)Rank
Total interest income$7,860,0002,350
Total interest expense$337,0003,852
Net interest income$7,523,0002,229
Provision for loan and lease losses$180,0002,116
Total noninterest income$4,707,000959
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,448,000663
Trading account gains and feesNANA
Additional Noninterest Income$3,259,000911
Total noninterest expense$8,721,0001,669
Salaries and employee benefits$4,774,0001,729
Premises and equipment expense$1,065,0001,592
Additional noninterest expense$2,882,0001,565
Pre-tax net operating income$3,329,0001,903
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$3,329,0001,590
Extraordinary gains, net$09
Net income$3,329,0001,589
Minority interest net income$071
Net income of bank and minority interests.$3,329,0001,590
Net charge-offs$183,0001,465
Cash dividends$1,985,0001,074
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,329,0001,571
2017-06-30 (YTD Data)Rank
Total interest income$5,155,0002,369
Total interest expense$222,0003,858
Net interest income$4,933,0002,245
Provision for loan and lease losses$120,0002,050
Total noninterest income$3,125,000961
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$965,000652
Trading account gains and feesNANA
Additional Noninterest Income$2,160,000911
Total noninterest expense$5,745,0001,690
Salaries and employee benefits$3,088,0001,781
Premises and equipment expense$708,0001,603
Additional noninterest expense$1,949,0001,540
Pre-tax net operating income$2,193,0001,891
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,193,0001,578
Extraordinary gains, net$011
Net income$2,193,0001,578
Minority interest net income$071
Net income of bank and minority interests.$2,193,0001,578
Net charge-offs$129,0001,339
Cash dividends$1,317,0001,061
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,193,0001,559
2017-03-31 (YTD Data)Rank
Total interest income$2,516,0002,410
Total interest expense$110,0003,867
Net interest income$2,406,0002,291
Provision for loan and lease losses$60,0001,878
Total noninterest income$1,569,000954
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$486,000647
Trading account gains and feesNANA
Additional Noninterest Income$1,083,000904
Total noninterest expense$2,897,0001,696
Salaries and employee benefits$1,518,0001,826
Premises and equipment expense$389,0001,503
Additional noninterest expense$990,0001,520
Pre-tax net operating income$1,018,0001,939
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,018,0001,652
Extraordinary gains, net$08
Net income$1,018,0001,652
Minority interest net income$055
Net income of bank and minority interests.$1,018,0001,652
Net charge-offs$87,0001,004
Cash dividends$675,000972
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,018,0001,634
2016-12-31 (YTD Data)Rank
Total interest income$10,255,0002,344
Total interest expense$442,0003,852
Net interest income$9,813,0002,221
Provision for loan and lease losses$287,0002,059
Total noninterest income$5,839,0001,028
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,005,000649
Trading account gains and fees$0170
Additional Noninterest Income$3,834,0001,012
Total noninterest expense$10,691,0001,788
Salaries and employee benefits$5,922,0001,801
Premises and equipment expense$1,378,0001,644
Additional noninterest expense$3,391,0001,764
Pre-tax net operating income$4,674,0001,711
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$4,674,0001,462
Extraordinary gains, net$05
Net income$4,674,0001,461
Minority interest net income$082
Net income of bank and minority interests.$4,674,0001,461
Net charge-offs$211,0001,864
Cash dividends$2,771,0001,086
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,674,0001,433
2016-09-30 (YTD Data)Rank
Total interest income$7,733,0002,341
Total interest expense$332,0003,879
Net interest income$7,401,0002,206
Provision for loan and lease losses$248,0001,830
Total noninterest income$4,362,0001,026
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,493,000653
Trading account gains and fees$0169
Additional Noninterest Income$2,869,0001,023
Total noninterest expense$7,969,0001,795
Salaries and employee benefits$4,393,0001,814
Premises and equipment expense$1,022,0001,662
Additional noninterest expense$2,554,0001,762
Pre-tax net operating income$3,546,0001,717
Securities gains (losses)$03,160
Applicable income taxes$-20,0005,829
Income before extraordinary items$3,566,0001,465
Extraordinary gains, net$05
Net income$3,566,0001,464
Minority interest net income$071
Net income of bank and minority interests.$3,566,0001,465
Net charge-offs$122,0001,885
Cash dividends$2,043,0001,007
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,566,0001,428
2016-06-30 (YTD Data)Rank
Total interest income$5,168,0002,342
Total interest expense$221,0003,890
Net interest income$4,947,0002,204
Provision for loan and lease losses$165,0001,814
Total noninterest income$2,893,0001,024
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,004,000635
Trading account gains and fees$0157
Additional Noninterest Income$1,889,0001,006
Total noninterest expense$5,299,0001,806
Salaries and employee benefits$2,882,0001,849
Premises and equipment expense$661,0001,705
Additional noninterest expense$1,756,0001,727
Pre-tax net operating income$2,376,0001,704
Securities gains (losses)$02,835
Applicable income taxes$-20,0005,918
Income before extraordinary items$2,396,0001,443
Extraordinary gains, net$016
Net income$2,396,0001,443
Minority interest net income$071
Net income of bank and minority interests.$2,396,0001,443
Net charge-offs$66,0001,943
Cash dividends$1,367,0001,046
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,396,0001,398
2016-03-31 (YTD Data)Rank
Total interest income$2,614,0002,320
Total interest expense$110,0003,933
Net interest income$2,504,0002,175
Provision for loan and lease losses$83,0001,682
Total noninterest income$1,438,000989
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$493,000640
Trading account gains and fees$0142
Additional Noninterest Income$945,000976
Total noninterest expense$2,645,0001,817
Salaries and employee benefits$1,451,0001,851
Premises and equipment expense$318,0001,785
Additional noninterest expense$876,0001,726
Pre-tax net operating income$1,214,0001,656
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,214,0001,397
Extraordinary gains, net$012
Net income$1,214,0001,398
Minority interest net income$062
Net income of bank and minority interests.$1,214,0001,399
Net charge-offs$32,0001,717
Cash dividends$689,000977
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,214,0001,357
2015-12-31 (YTD Data)Rank
Total interest income$10,016,0002,364
Total interest expense$436,0003,984
Net interest income$9,580,0002,234
Provision for loan and lease losses$305,0001,877
Total noninterest income$5,803,0001,020
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,993,000659
Trading account gains and fees$0159
Additional Noninterest Income$3,810,000991
Total noninterest expense$10,448,0001,812
Salaries and employee benefits$5,550,0001,879
Premises and equipment expense$1,302,0001,750
Additional noninterest expense$3,596,0001,686
Pre-tax net operating income$4,630,0001,684
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$4,630,0001,434
Extraordinary gains, net$023
Net income$4,630,0001,434
Minority interest net income$081
Net income of bank and minority interests.$4,630,0001,434
Net charge-offs$188,0002,044
Cash dividends$2,705,0001,070
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,630,0001,413
2015-09-30 (YTD Data)Rank
Total interest income$7,446,0002,401
Total interest expense$326,0004,049
Net interest income$7,120,0002,268
Provision for loan and lease losses$203,0001,941
Total noninterest income$4,381,0001,017
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,475,000669
Trading account gains and fees$0153
Additional Noninterest Income$2,906,000989
Total noninterest expense$7,826,0001,823
Salaries and employee benefits$4,168,0001,880
Premises and equipment expense$963,0001,793
Additional noninterest expense$2,695,0001,678
Pre-tax net operating income$3,472,0001,703
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$3,472,0001,458
Extraordinary gains, net$021
Net income$3,472,0001,459
Minority interest net income$078
Net income of bank and minority interests.$3,472,0001,459
Net charge-offs$123,0001,973
Cash dividends$2,029,000963
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,472,0001,427
2015-06-30 (YTD Data)Rank
Total interest income$4,920,0002,421
Total interest expense$218,0004,074
Net interest income$4,702,0002,286
Provision for loan and lease losses$135,0001,911
Total noninterest income$2,890,0001,030
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$952,000672
Trading account gains and fees$0157
Additional Noninterest Income$1,938,000993
Total noninterest expense$5,193,0001,834
Salaries and employee benefits$2,775,0001,895
Premises and equipment expense$650,0001,780
Additional noninterest expense$1,768,0001,719
Pre-tax net operating income$2,264,0001,714
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,264,0001,466
Extraordinary gains, net$022
Net income$2,264,0001,467
Minority interest net income$075
Net income of bank and minority interests.$2,264,0001,468
Net charge-offs$91,0001,807
Cash dividends$1,321,000983
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,264,0001,427
2015-03-31 (YTD Data)Rank
Total interest income$2,451,0002,422
Total interest expense$110,0004,099
Net interest income$2,341,0002,280
Provision for loan and lease losses$67,0001,838
Total noninterest income$1,404,0001,019
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$460,000676
Trading account gains and fees$0152
Additional Noninterest Income$944,000966
Total noninterest expense$2,607,0001,825
Salaries and employee benefits$1,375,0001,907
Premises and equipment expense$324,0001,809
Additional noninterest expense$908,0001,658
Pre-tax net operating income$1,071,0001,747
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,071,0001,488
Extraordinary gains, net$013
Net income$1,071,0001,490
Minority interest net income$064
Net income of bank and minority interests.$1,071,0001,490
Net charge-offs$41,0001,702
Cash dividends$646,000928
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,071,0001,442
2014-12-31 (YTD Data)Rank
Total interest income$9,671,0002,476
Total interest expense$447,0004,226
Net interest income$9,224,0002,302
Provision for loan and lease losses$238,0002,297
Total noninterest income$5,331,0001,050
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,025,000674
Trading account gains and fees$0180
Additional Noninterest Income$3,306,0001,028
Total noninterest expense$9,721,0001,948
Salaries and employee benefits$5,189,0001,973
Premises and equipment expense$1,298,0001,785
Additional noninterest expense$3,234,0001,908
Pre-tax net operating income$4,596,0001,641
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$4,596,0001,403
Extraordinary gains, net$017
Net income$4,596,0001,401
Minority interest net income$084
Net income of bank and minority interests.$4,596,0001,402
Net charge-offs$119,0003,007
Cash dividends$2,670,0001,020
Sale, conversion, retirement of capital stock, net$-14,0006,407
Net operating income$4,596,0001,380
2014-09-30 (YTD Data)Rank
Total interest income$7,210,0002,506
Total interest expense$335,0004,296
Net interest income$6,875,0002,318
Provision for loan and lease losses$155,0002,346
Total noninterest income$3,921,0001,077
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,527,000665
Trading account gains and fees$0174
Additional Noninterest Income$2,394,0001,065
Total noninterest expense$7,275,0001,955
Salaries and employee benefits$3,883,0001,984
Premises and equipment expense$970,0001,809
Additional noninterest expense$2,422,0001,897
Pre-tax net operating income$3,366,0001,688
Securities gains (losses)$02,980
Applicable income taxes$3,0004,402
Income before extraordinary items$3,363,0001,433
Extraordinary gains, net$015
Net income$3,363,0001,432
Minority interest net income$081
Net income of bank and minority interests.$3,363,0001,433
Net charge-offs$83,0002,865
Cash dividends$1,995,000960
Sale, conversion, retirement of capital stock, net$-14,0006,504
Net operating income$3,363,0001,408
2014-06-30 (YTD Data)Rank
Total interest income$4,767,0002,518
Total interest expense$227,0004,298
Net interest income$4,540,0002,332
Provision for loan and lease losses$103,0002,311
Total noninterest income$2,528,0001,084
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$980,000676
Trading account gains and fees$0172
Additional Noninterest Income$1,548,0001,073
Total noninterest expense$4,784,0001,980
Salaries and employee benefits$2,578,0002,000
Premises and equipment expense$631,0001,864
Additional noninterest expense$1,575,0001,940
Pre-tax net operating income$2,181,0001,693
Securities gains (losses)$02,580
Applicable income taxes$3,0004,347
Income before extraordinary items$2,178,0001,427
Extraordinary gains, net$020
Net income$2,178,0001,429
Minority interest net income$080
Net income of bank and minority interests.$2,178,0001,429
Net charge-offs$42,0002,932
Cash dividends$1,287,000952
Sale, conversion, retirement of capital stock, net$-14,0006,587
Net operating income$2,178,0001,405
2014-03-31 (YTD Data)Rank
Total interest income$2,347,0002,556
Total interest expense$115,0004,335
Net interest income$2,232,0002,356
Provision for loan and lease losses$65,0001,970
Total noninterest income$1,271,0001,044
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$472,000685
Trading account gains and fees$0147
Additional Noninterest Income$799,0001,015
Total noninterest expense$2,412,0001,972
Salaries and employee benefits$1,292,0002,007
Premises and equipment expense$325,0001,848
Additional noninterest expense$795,0001,901
Pre-tax net operating income$1,026,0001,729
Securities gains (losses)$01,715
Applicable income taxes$3,0004,166
Income before extraordinary items$1,023,0001,461
Extraordinary gains, net$016
Net income$1,023,0001,464
Minority interest net income$066
Net income of bank and minority interests.$1,023,0001,464
Net charge-offs$14,0002,677
Cash dividends$644,000869
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,023,0001,442
2013-12-31 (YTD Data)Rank
Total interest income$9,294,0002,599
Total interest expense$516,0004,391
Net interest income$8,778,0002,393
Provision for loan and lease losses$240,0002,739
Total noninterest income$5,281,0001,084
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,203,000632
Trading account gains and fees$0184
Additional Noninterest Income$3,078,0001,133
Total noninterest expense$9,063,0002,087
Salaries and employee benefits$4,950,0002,065
Premises and equipment expense$1,269,0001,822
Additional noninterest expense$2,844,0002,197
Pre-tax net operating income$4,756,0001,485
Securities gains (losses)$03,182
Applicable income taxes$36,0003,888
Income before extraordinary items$4,720,0001,295
Extraordinary gains, net$029
Net income$4,720,0001,296
Minority interest net income$090
Net income of bank and minority interests.$4,720,0001,298
Net charge-offs$158,0003,279
Cash dividends$2,657,000950
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,720,0001,270
2013-09-30 (YTD Data)Rank
Total interest income$6,939,0002,629
Total interest expense$395,0004,439
Net interest income$6,544,0002,417
Provision for loan and lease losses$165,0002,825
Total noninterest income$3,955,0001,111
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,627,000638
Trading account gains and fees$0180
Additional Noninterest Income$2,328,0001,146
Total noninterest expense$6,779,0002,094
Salaries and employee benefits$3,762,0002,043
Premises and equipment expense$947,0001,842
Additional noninterest expense$2,070,0002,238
Pre-tax net operating income$3,555,0001,523
Securities gains (losses)$03,040
Applicable income taxes$27,0003,985
Income before extraordinary items$3,528,0001,302
Extraordinary gains, net$025
Net income$3,528,0001,304
Minority interest net income$084
Net income of bank and minority interests.$3,528,0001,304
Net charge-offs$108,0003,178
Cash dividends$1,817,000945
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,528,0001,273
2013-06-30 (YTD Data)Rank
Total interest income$4,601,0002,642
Total interest expense$272,0004,429
Net interest income$4,329,0002,424
Provision for loan and lease losses$90,0003,034
Total noninterest income$2,575,0001,134
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,075,000628
Trading account gains and fees$0157
Additional Noninterest Income$1,500,0001,205
Total noninterest expense$4,453,0002,118
Salaries and employee benefits$2,507,0002,048
Premises and equipment expense$631,0001,844
Additional noninterest expense$1,315,0002,331
Pre-tax net operating income$2,361,0001,508
Securities gains (losses)$02,791
Applicable income taxes$18,0003,986
Income before extraordinary items$2,343,0001,292
Extraordinary gains, net$022
Net income$2,343,0001,295
Minority interest net income$082
Net income of bank and minority interests.$2,343,0001,295
Net charge-offs$67,0003,115
Cash dividends$1,160,000959
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,343,0001,241
2013-03-31 (YTD Data)Rank
Total interest income$2,305,0002,645
Total interest expense$143,0004,410
Net interest income$2,162,0002,436
Provision for loan and lease losses$45,0002,886
Total noninterest income$1,326,0001,107
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$542,000620
Trading account gains and fees$0148
Additional Noninterest Income$784,0001,168
Total noninterest expense$2,219,0002,144
Salaries and employee benefits$1,260,0002,064
Premises and equipment expense$308,0001,920
Additional noninterest expense$651,0002,368
Pre-tax net operating income$1,224,0001,449
Securities gains (losses)$01,966
Applicable income taxes$9,0003,970
Income before extraordinary items$1,215,0001,231
Extraordinary gains, net$010
Net income$1,215,0001,233
Minority interest net income$076
Net income of bank and minority interests.$1,215,0001,233
Net charge-offs$20,0003,086
Cash dividends$447,0001,033
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,215,0001,176
2012-12-31 (YTD Data)Rank
Total interest income$9,414,0002,713
Total interest expense$705,0004,390
Net interest income$8,709,0002,460
Provision for loan and lease losses$165,0004,177
Total noninterest income$4,893,0001,170
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,165,000656
Trading account gains and fees$0166
Additional Noninterest Income$2,728,0001,250
Total noninterest expense$8,625,0002,202
Salaries and employee benefits$4,732,0002,108
Premises and equipment expense$1,325,0001,787
Additional noninterest expense$2,568,0002,498
Pre-tax net operating income$4,812,0001,423
Securities gains (losses)$03,810
Applicable income taxes$118,0003,395
Income before extraordinary items$4,694,0001,254
Extraordinary gains, net$029
Net income$4,694,0001,255
Minority interest net income$093
Net income of bank and minority interests.$4,694,0001,255
Net charge-offs$105,0004,384
Cash dividends$2,904,000901
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,694,0001,196
2012-09-30 (YTD Data)Rank
Total interest income$7,071,0002,770
Total interest expense$550,0004,425
Net interest income$6,521,0002,503
Provision for loan and lease losses$120,0004,163
Total noninterest income$3,698,0001,151
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,612,000669
Trading account gains and fees$0157
Additional Noninterest Income$2,086,0001,228
Total noninterest expense$6,789,0002,119
Salaries and employee benefits$3,597,0002,079
Premises and equipment expense$1,002,0001,781
Additional noninterest expense$2,190,0002,210
Pre-tax net operating income$3,310,0001,567
Securities gains (losses)$03,575
Applicable income taxes$108,0003,321
Income before extraordinary items$3,202,0001,402
Extraordinary gains, net$020
Net income$3,202,0001,403
Minority interest net income$086
Net income of bank and minority interests.$3,202,0001,403
Net charge-offs$60,0004,391
Cash dividends$2,240,000714
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,202,0001,324
2012-06-30 (YTD Data)Rank
Total interest income$4,709,0002,800
Total interest expense$372,0004,494
Net interest income$4,337,0002,508
Provision for loan and lease losses$90,0003,970
Total noninterest income$2,486,0001,129
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,070,000666
Trading account gains and fees$0153
Additional Noninterest Income$1,416,0001,183
Total noninterest expense$4,544,0002,113
Salaries and employee benefits$2,417,0002,069
Premises and equipment expense$671,0001,760
Additional noninterest expense$1,456,0002,221
Pre-tax net operating income$2,189,0001,576
Securities gains (losses)$03,178
Applicable income taxes$99,0003,058
Income before extraordinary items$2,090,0001,422
Extraordinary gains, net$019
Net income$2,090,0001,421
Minority interest net income$084
Net income of bank and minority interests.$2,090,0001,422
Net charge-offs$26,0004,477
Cash dividends$1,559,000659
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,090,0001,341
2012-03-31 (YTD Data)Rank
Total interest income$2,353,0002,828
Total interest expense$189,0004,572
Net interest income$2,164,0002,524
Provision for loan and lease losses$60,0003,447
Total noninterest income$1,305,0001,084
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$529,000674
Trading account gains and fees$0148
Additional Noninterest Income$776,0001,100
Total noninterest expense$2,317,0002,069
Salaries and employee benefits$1,246,0002,016
Premises and equipment expense$339,0001,746
Additional noninterest expense$732,0002,206
Pre-tax net operating income$1,092,0001,558
Securities gains (losses)$02,210
Applicable income taxes$89,0002,556
Income before extraordinary items$1,003,0001,454
Extraordinary gains, net$019
Net income$1,003,0001,454
Minority interest net income$078
Net income of bank and minority interests.$1,003,0001,455
Net charge-offs$3,0004,432
Cash dividends$661,000697
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,003,0001,374
2011-12-31 (YTD Data)Rank
Total interest income$10,014,0002,753
Total interest expense$920,0004,595
Net interest income$9,094,0002,407
Provision for loan and lease losses$270,0004,267
Total noninterest income$4,662,0001,096
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,346,000626
Trading account gains and fees$0146
Additional Noninterest Income$2,316,0001,234
Total noninterest expense$8,949,0002,127
Salaries and employee benefits$4,664,0002,077
Premises and equipment expense$1,386,0001,792
Additional noninterest expense$2,899,0002,271
Pre-tax net operating income$4,537,0001,290
Securities gains (losses)$03,838
Applicable income taxes$20,0004,116
Income before extraordinary items$4,517,0001,105
Extraordinary gains, net$029
Net income$4,517,0001,105
Minority interest net income$096
Net income of bank and minority interests.$4,517,0001,105
Net charge-offs$125,0004,771
Cash dividends$2,830,000695
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,517,0001,048
2011-09-30 (YTD Data)Rank
Total interest income$7,564,0002,766
Total interest expense$713,0004,639
Net interest income$6,851,0002,401
Provision for loan and lease losses$210,0004,084
Total noninterest income$3,520,0001,101
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,761,000632
Trading account gains and fees$0145
Additional Noninterest Income$1,759,0001,218
Total noninterest expense$6,723,0002,141
Salaries and employee benefits$3,539,0002,038
Premises and equipment expense$1,047,0001,794
Additional noninterest expense$2,137,0002,319
Pre-tax net operating income$3,438,0001,310
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$3,438,0001,113
Extraordinary gains, net$021
Net income$3,438,0001,113
Minority interest net income$087
Net income of bank and minority interests.$3,438,0001,113
Net charge-offs$97,0004,464
Cash dividends$2,129,000610
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,438,0001,058
2011-06-30 (YTD Data)Rank
Total interest income$5,053,0002,780
Total interest expense$492,0004,677
Net interest income$4,561,0002,407
Provision for loan and lease losses$150,0003,873
Total noninterest income$2,281,0001,119
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,129,000651
Trading account gains and fees$0153
Additional Noninterest Income$1,152,0001,219
Total noninterest expense$4,439,0002,177
Salaries and employee benefits$2,326,0002,101
Premises and equipment expense$702,0001,804
Additional noninterest expense$1,411,0002,378
Pre-tax net operating income$2,253,0001,304
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,253,0001,100
Extraordinary gains, net$015
Net income$2,253,0001,099
Minority interest net income$089
Net income of bank and minority interests.$2,253,0001,100
Net charge-offs$47,0004,499
Cash dividends$1,394,000607
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,253,0001,061
2011-03-31 (YTD Data)Rank
Total interest income$2,515,0002,810
Total interest expense$257,0004,686
Net interest income$2,258,0002,429
Provision for loan and lease losses$90,0003,467
Total noninterest income$1,119,0001,120
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$553,000649
Trading account gains and fees$0158
Additional Noninterest Income$566,0001,239
Total noninterest expense$2,221,0002,175
Salaries and employee benefits$1,164,0002,109
Premises and equipment expense$357,0001,815
Additional noninterest expense$700,0002,374
Pre-tax net operating income$1,066,0001,359
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,066,0001,152
Extraordinary gains, net$09
Net income$1,066,0001,152
Minority interest net income$086
Net income of bank and minority interests.$1,066,0001,152
Net charge-offs$16,0004,159
Cash dividends$658,000576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,066,0001,121
2010-12-31 (YTD Data)Rank
Total interest income$10,564,0002,820
Total interest expense$1,228,0004,755
Net interest income$9,336,0002,335
Provision for loan and lease losses$480,0004,200
Total noninterest income$5,780,000961
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,592,000576
Trading account gains and fees$0175
Additional Noninterest Income$3,188,0001,017
Total noninterest expense$9,784,0001,986
Salaries and employee benefits$5,212,0001,868
Premises and equipment expense$1,558,0001,653
Additional noninterest expense$3,014,0002,288
Pre-tax net operating income$4,852,0001,058
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$4,852,000912
Extraordinary gains, net$029
Net income$4,852,000913
Minority interest net income$0111
Net income of bank and minority interests.$4,852,000914
Net charge-offs$163,0004,968
Cash dividends$3,451,000477
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,852,000869
2010-09-30 (YTD Data)Rank
Total interest income$8,006,0002,848
Total interest expense$943,0004,845
Net interest income$7,063,0002,358
Provision for loan and lease losses$360,0004,061
Total noninterest income$4,360,000937
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,955,000588
Trading account gains and fees$0165
Additional Noninterest Income$2,405,000971
Total noninterest expense$7,193,0002,016
Salaries and employee benefits$3,834,0001,896
Premises and equipment expense$1,173,0001,669
Additional noninterest expense$2,186,0002,303
Pre-tax net operating income$3,870,0001,058
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$3,870,000897
Extraordinary gains, net$023
Net income$3,870,000899
Minority interest net income$0110
Net income of bank and minority interests.$3,870,000899
Net charge-offs$129,0004,657
Cash dividends$2,619,000415
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,870,000856
2010-06-30 (YTD Data)Rank
Total interest income$5,359,0002,862
Total interest expense$638,0004,918
Net interest income$4,721,0002,368
Provision for loan and lease losses$240,0003,941
Total noninterest income$2,924,000913
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,363,000564
Trading account gains and fees$0152
Additional Noninterest Income$1,561,000950
Total noninterest expense$4,789,0002,036
Salaries and employee benefits$2,578,0001,900
Premises and equipment expense$776,0001,706
Additional noninterest expense$1,435,0002,344
Pre-tax net operating income$2,616,0001,022
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$2,616,000848
Extraordinary gains, net$019
Net income$2,616,000848
Minority interest net income$0105
Net income of bank and minority interests.$2,616,000849
Net charge-offs$59,0004,734
Cash dividends$1,736,000401
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,616,000818
2010-03-31 (YTD Data)Rank
Total interest income$2,688,0002,911
Total interest expense$326,0004,989
Net interest income$2,362,0002,388
Provision for loan and lease losses$120,0003,696
Total noninterest income$1,422,000918
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$667,000572
Trading account gains and fees$0175
Additional Noninterest Income$755,000963
Total noninterest expense$2,414,0002,039
Salaries and employee benefits$1,299,0001,920
Premises and equipment expense$376,0001,803
Additional noninterest expense$739,0002,286
Pre-tax net operating income$1,250,0001,058
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,250,000877
Extraordinary gains, net$016
Net income$1,250,000880
Minority interest net income$091
Net income of bank and minority interests.$1,250,000881
Net charge-offs$21,0004,393
Cash dividends$832,000412
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,250,000847
2009-12-31 (YTD Data)Rank
Total interest income$11,191,0002,924
Total interest expense$1,595,0005,022
Net interest income$9,596,0002,280
Provision for loan and lease losses$510,0004,509
Total noninterest income$5,742,000983
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,677,000622
Trading account gains and fees$0211
Additional Noninterest Income$3,065,0001,021
Total noninterest expense$9,709,0002,079
Salaries and employee benefits$5,162,0001,908
Premises and equipment expense$1,578,0001,713
Additional noninterest expense$2,969,0002,369
Pre-tax net operating income$5,119,000824
Securities gains (losses)$211,0001,514
Applicable income taxes$1,145,000872
Income before extraordinary items$4,185,000825
Extraordinary gains, net$034
Net income$4,185,000823
Minority interest net income$0115
Net income of bank and minority interests.$4,185,000825
Net charge-offs$206,0004,963
Cash dividends$2,869,000619
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,018,310856
2009-09-30 (YTD Data)Rank
Total interest income$8,447,0002,959
Total interest expense$1,228,0005,089
Net interest income$7,219,0002,274
Provision for loan and lease losses$450,0003,968
Total noninterest income$4,254,000997
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,941,000641
Trading account gains and fees$0212
Additional Noninterest Income$2,313,0001,040
Total noninterest expense$7,113,0002,111
Salaries and employee benefits$3,831,0001,939
Premises and equipment expense$1,172,0001,746
Additional noninterest expense$2,110,0002,452
Pre-tax net operating income$3,910,000866
Securities gains (losses)$132,0001,622
Applicable income taxes$877,000929
Income before extraordinary items$3,165,000863
Extraordinary gains, net$027
Net income$3,165,000864
Minority interest net income$0118
Net income of bank and minority interests.$3,165,000864
Net charge-offs$129,0004,807
Cash dividends$1,973,000656
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,062,040872
2009-06-30 (YTD Data)Rank
Total interest income$5,654,0002,976
Total interest expense$839,0005,153
Net interest income$4,815,0002,268
Provision for loan and lease losses$300,0003,683
Total noninterest income$2,711,0001,045
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,248,000667
Trading account gains and fees$0193
Additional Noninterest Income$1,463,0001,121
Total noninterest expense$4,744,0002,130
Salaries and employee benefits$2,533,0001,989
Premises and equipment expense$775,0001,787
Additional noninterest expense$1,436,0002,432
Pre-tax net operating income$2,482,000919
Securities gains (losses)$58,0001,817
Applicable income taxes$537,0001,022
Income before extraordinary items$2,003,000948
Extraordinary gains, net$021
Net income$2,003,000948
Minority interest net income$0112
Net income of bank and minority interests.$2,003,000948
Net charge-offs$81,0004,464
Cash dividends$1,323,000698
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,957,180938
2009-03-31 (YTD Data)Rank
Total interest income$2,837,0003,007
Total interest expense$433,0005,191
Net interest income$2,404,0002,272
Provision for loan and lease losses$150,0003,210
Total noninterest income$1,269,0001,060
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$589,000685
Trading account gains and fees$0171
Additional Noninterest Income$680,0001,137
Total noninterest expense$2,319,0002,131
Salaries and employee benefits$1,281,0002,006
Premises and equipment expense$384,0001,843
Additional noninterest expense$654,0002,372
Pre-tax net operating income$1,204,0001,059
Securities gains (losses)$37,0001,424
Applicable income taxes$265,0001,177
Income before extraordinary items$976,0001,116
Extraordinary gains, net$015
Net income$976,0001,118
Minority interest net income$0102
Net income of bank and minority interests.$976,0001,118
Net charge-offs$36,0003,846
Cash dividends$674,000659
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$946,7701,077
2008-12-31 (YTD Data)Rank
Total interest income$11,489,0003,152
Total interest expense$2,360,0004,890
Net interest income$9,129,0002,391
Provision for loan and lease losses$380,0004,218
Total noninterest income$5,613,000956
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,656,000656
Trading account gains and fees$0154
Additional Noninterest Income$2,957,000979
Total noninterest expense$9,214,0002,089
Salaries and employee benefits$5,380,0001,880
Premises and equipment expense$1,569,0001,753
Additional noninterest expense$2,265,0002,544
Pre-tax net operating income$5,148,0001,076
Securities gains (losses)$95,0001,167
Applicable income taxes$1,237,0001,008
Income before extraordinary items$4,006,0001,049
Extraordinary gains, net$039
Net income$4,006,0001,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0004,138
Cash dividends$2,444,0001,127
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,933,8001,132
2008-09-30 (YTD Data)Rank
Total interest income$8,621,0003,214
Total interest expense$1,867,0004,866
Net interest income$6,754,0002,444
Provision for loan and lease losses$260,0003,789
Total noninterest income$4,342,000977
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,032,000652
Trading account gains and fees$0148
Additional Noninterest Income$2,310,000993
Total noninterest expense$6,895,0002,082
Salaries and employee benefits$4,049,0001,909
Premises and equipment expense$1,123,0001,822
Additional noninterest expense$1,723,0002,460
Pre-tax net operating income$3,941,0001,263
Securities gains (losses)$-11,0007,345
Applicable income taxes$928,0001,227
Income before extraordinary items$3,002,0001,243
Extraordinary gains, net$031
Net income$3,002,0001,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,479
Cash dividends$1,794,0001,142
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,010,3601,307
2008-06-30 (YTD Data)Rank
Total interest income$5,752,0003,257
Total interest expense$1,316,0004,861
Net interest income$4,436,0002,470
Provision for loan and lease losses$140,0003,766
Total noninterest income$2,922,000990
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,346,000642
Trading account gains and fees$0149
Additional Noninterest Income$1,576,0001,011
Total noninterest expense$4,608,0002,084
Salaries and employee benefits$2,686,0001,935
Premises and equipment expense$728,0001,872
Additional noninterest expense$1,194,0002,353
Pre-tax net operating income$2,610,0001,332
Securities gains (losses)$-11,0008,128
Applicable income taxes$614,0001,370
Income before extraordinary items$1,985,0001,403
Extraordinary gains, net$021
Net income$1,985,0001,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,222
Cash dividends$1,138,0001,277
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,993,3601,363
2008-03-31 (YTD Data)Rank
Total interest income$2,880,0003,342
Total interest expense$722,0004,805
Net interest income$2,158,0002,522
Provision for loan and lease losses$65,0003,393
Total noninterest income$1,415,0001,011
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$646,000656
Trading account gains and fees$0158
Additional Noninterest Income$769,0001,025
Total noninterest expense$2,276,0002,105
Salaries and employee benefits$1,289,0002,039
Premises and equipment expense$370,0001,838
Additional noninterest expense$617,0002,263
Pre-tax net operating income$1,232,0001,494
Securities gains (losses)$02,688
Applicable income taxes$285,0001,527
Income before extraordinary items$947,0001,579
Extraordinary gains, net$015
Net income$947,0001,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,745
Cash dividends$583,0001,221
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$947,0001,523
2007-12-31 (YTD Data)Rank
Total interest income$11,290,0003,452
Total interest expense$3,199,0004,610
Net interest income$8,091,0002,693
Provision for loan and lease losses$75,0005,254
Total noninterest income$5,798,000972
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,188,000818
Trading account gains and fees$0178
Additional Noninterest Income$3,610,000885
Total noninterest expense$8,659,0002,127
Salaries and employee benefits$4,994,0002,012
Premises and equipment expense$1,325,0001,973
Additional noninterest expense$2,340,0002,308
Pre-tax net operating income$5,155,0001,595
Securities gains (losses)$-77,0008,093
Applicable income taxes$1,226,0001,627
Income before extraordinary items$3,852,0001,650
Extraordinary gains, net$039
Net income$3,852,0001,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,750
Cash dividends$3,861,000955
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,910,5201,620
2007-09-30 (YTD Data)Rank
Total interest income$8,375,0003,491
Total interest expense$2,384,0004,628
Net interest income$5,991,0002,727
Provision for loan and lease losses$45,0005,124
Total noninterest income$4,344,000977
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,491,000886
Trading account gains and fees$0184
Additional Noninterest Income$2,853,000859
Total noninterest expense$6,383,0002,133
Salaries and employee benefits$3,750,0002,000
Premises and equipment expense$945,0002,053
Additional noninterest expense$1,688,0002,347
Pre-tax net operating income$3,907,0001,706
Securities gains (losses)$-77,0008,251
Applicable income taxes$936,0001,724
Income before extraordinary items$2,894,0001,748
Extraordinary gains, net$033
Net income$2,894,0001,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,831
Cash dividends$1,718,0001,366
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,952,5201,703
2007-06-30 (YTD Data)Rank
Total interest income$5,525,0003,525
Total interest expense$1,565,0004,658
Net interest income$3,960,0002,779
Provision for loan and lease losses$30,0004,873
Total noninterest income$2,663,0001,063
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$839,0001,051
Trading account gains and fees$0168
Additional Noninterest Income$1,824,000917
Total noninterest expense$4,182,0002,201
Salaries and employee benefits$2,450,0002,085
Premises and equipment expense$625,0002,074
Additional noninterest expense$1,107,0002,394
Pre-tax net operating income$2,411,0001,863
Securities gains (losses)$01,444
Applicable income taxes$585,0001,871
Income before extraordinary items$1,826,0001,891
Extraordinary gains, net$029
Net income$1,826,0001,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,420
Cash dividends$1,134,0001,391
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,826,0001,872
2007-03-31 (YTD Data)Rank
Total interest income$2,734,0003,543
Total interest expense$760,0004,736
Net interest income$1,974,0002,790
Provision for loan and lease losses$30,0003,737
Total noninterest income$1,151,0001,176
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$405,0001,060
Trading account gains and fees$0195
Additional Noninterest Income$746,0001,035
Total noninterest expense$2,066,0002,236
Salaries and employee benefits$1,207,0002,125
Premises and equipment expense$308,0002,121
Additional noninterest expense$551,0002,394
Pre-tax net operating income$1,029,0002,115
Securities gains (losses)$01,187
Applicable income taxes$236,0002,174
Income before extraordinary items$793,0002,080
Extraordinary gains, net$022
Net income$793,0002,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$551,0001,295
Sale, conversion, retirement of capital stock, net$0885
Net operating income$793,0002,069
2006-12-31 (YTD Data)Rank
Total interest income$10,976,0003,326
Total interest expense$2,917,0004,384
Net interest income$8,059,0002,737
Provision for loan and lease losses$70,0005,172
Total noninterest income$3,917,0001,312
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,697,0001,040
Trading account gains and fees$0130
Additional Noninterest Income$2,220,0001,261
Total noninterest expense$7,921,0002,230
Salaries and employee benefits$4,859,0002,009
Premises and equipment expense$976,0002,529
Additional noninterest expense$2,086,0002,473
Pre-tax net operating income$3,985,0002,268
Securities gains (losses)$-8,0007,211
Applicable income taxes$939,0002,293
Income before extraordinary items$3,038,0002,257
Extraordinary gains, net$051
Net income$3,038,0002,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,616
Cash dividends$2,208,0001,406
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,044,0802,237
2006-09-30 (YTD Data)Rank
Total interest income$8,179,0003,315
Total interest expense$2,143,0004,356
Net interest income$6,036,0002,767
Provision for loan and lease losses$70,0004,662
Total noninterest income$2,898,0001,339
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,286,0001,031
Trading account gains and fees$0126
Additional Noninterest Income$1,612,0001,301
Total noninterest expense$5,790,0002,286
Salaries and employee benefits$3,544,0002,066
Premises and equipment expense$710,0002,600
Additional noninterest expense$1,536,0002,494
Pre-tax net operating income$3,074,0002,291
Securities gains (losses)$-8,0007,531
Applicable income taxes$741,0002,314
Income before extraordinary items$2,325,0002,286
Extraordinary gains, net$045
Net income$2,325,0002,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,744
Cash dividends$1,657,0001,333
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,331,0802,265
2006-06-30 (YTD Data)Rank
Total interest income$5,418,0003,290
Total interest expense$1,383,0004,326
Net interest income$4,035,0002,771
Provision for loan and lease losses$60,0004,062
Total noninterest income$1,856,0001,383
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$854,0001,035
Trading account gains and fees$0126
Additional Noninterest Income$1,002,0001,352
Total noninterest expense$3,811,0002,321
Salaries and employee benefits$2,333,0002,102
Premises and equipment expense$469,0002,614
Additional noninterest expense$1,009,0002,544
Pre-tax net operating income$2,020,0002,291
Securities gains (losses)$01,185
Applicable income taxes$486,0002,357
Income before extraordinary items$1,534,0002,302
Extraordinary gains, net$039
Net income$1,534,0002,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,779
Cash dividends$1,102,0001,327
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,534,0002,287
2006-03-31 (YTD Data)Rank
Total interest income$2,652,0003,288
Total interest expense$650,0004,363
Net interest income$2,002,0002,783
Provision for loan and lease losses$30,0003,822
Total noninterest income$876,0001,408
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$408,0001,045
Trading account gains and fees$0115
Additional Noninterest Income$468,0001,409
Total noninterest expense$1,832,0002,413
Salaries and employee benefits$1,095,0002,249
Premises and equipment expense$238,0002,577
Additional noninterest expense$499,0002,537
Pre-tax net operating income$1,016,0002,249
Securities gains (losses)$0955
Applicable income taxes$246,0002,294
Income before extraordinary items$770,0002,272
Extraordinary gains, net$021
Net income$770,0002,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,442
Cash dividends$551,0001,233
Sale, conversion, retirement of capital stock, net$0648
Net operating income$770,0002,248
2005-12-31 (YTD Data)Rank
Total interest income$9,989,0003,159
Total interest expense$2,117,0004,268
Net interest income$7,872,0002,749
Provision for loan and lease losses$120,0004,465
Total noninterest income$3,680,0001,366
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,547,0001,153
Trading account gains and fees$0138
Additional Noninterest Income$2,133,0001,299
Total noninterest expense$7,347,0002,278
Salaries and employee benefits$4,318,0002,134
Premises and equipment expense$1,038,0002,291
Additional noninterest expense$1,991,0002,509
Pre-tax net operating income$4,085,0002,191
Securities gains (losses)$171,000547
Applicable income taxes$1,007,0002,254
Income before extraordinary items$3,249,0002,108
Extraordinary gains, net$046
Net income$3,249,0002,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,059
Cash dividends$1,705,0001,658
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,119,0402,149
2005-09-30 (YTD Data)Rank
Total interest income$7,376,0003,148
Total interest expense$1,505,0004,281
Net interest income$5,871,0002,742
Provision for loan and lease losses$90,0004,305
Total noninterest income$2,886,0001,331
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,165,0001,138
Trading account gains and fees$0126
Additional Noninterest Income$1,721,0001,222
Total noninterest expense$5,491,0002,269
Salaries and employee benefits$3,183,0002,146
Premises and equipment expense$761,0002,322
Additional noninterest expense$1,547,0002,374
Pre-tax net operating income$3,176,0002,135
Securities gains (losses)$171,000515
Applicable income taxes$799,0002,202
Income before extraordinary items$2,548,0002,026
Extraordinary gains, net$035
Net income$2,548,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,633
Cash dividends$1,136,0001,640
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,418,0402,092
2005-06-30 (YTD Data)Rank
Total interest income$4,878,0003,106
Total interest expense$949,0004,287
Net interest income$3,929,0002,706
Provision for loan and lease losses$60,0004,115
Total noninterest income$1,959,0001,287
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$751,0001,141
Trading account gains and fees$0116
Additional Noninterest Income$1,208,0001,174
Total noninterest expense$3,663,0002,242
Salaries and employee benefits$2,099,0002,151
Premises and equipment expense$525,0002,241
Additional noninterest expense$1,039,0002,345
Pre-tax net operating income$2,165,0002,062
Securities gains (losses)$170,000437
Applicable income taxes$571,0002,080
Income before extraordinary items$1,764,0001,930
Extraordinary gains, net$030
Net income$1,764,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,630
Cash dividends$579,0002,004
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,634,8002,032
2005-03-31 (YTD Data)Rank
Total interest income$2,422,0003,071
Total interest expense$439,0004,399
Net interest income$1,983,0002,661
Provision for loan and lease losses$30,0003,913
Total noninterest income$1,038,0001,213
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$353,0001,166
Trading account gains and fees$0115
Additional Noninterest Income$685,0001,059
Total noninterest expense$1,769,0002,338
Salaries and employee benefits$1,036,0002,190
Premises and equipment expense$258,0002,286
Additional noninterest expense$475,0002,555
Pre-tax net operating income$1,222,0001,850
Securities gains (losses)$107,000353
Applicable income taxes$338,0001,823
Income before extraordinary items$991,0001,691
Extraordinary gains, net$024
Net income$991,0001,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,734
Cash dividends$190,0002,294
Sale, conversion, retirement of capital stock, net$0491
Net operating income$910,7501,818
2004-12-31 (YTD Data)Rank
Total interest income$9,384,0002,999
Total interest expense$1,552,0004,425
Net interest income$7,832,0002,588
Provision for loan and lease losses$60,0005,645
Total noninterest income$3,190,0001,516
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,523,0001,179
Trading account gains and fees$0138
Additional Noninterest Income$1,667,0001,513
Total noninterest expense$7,131,0002,233
Salaries and employee benefits$4,122,0002,110
Premises and equipment expense$1,057,0002,169
Additional noninterest expense$1,952,0002,478
Pre-tax net operating income$3,831,0002,124
Securities gains (losses)$-274,0008,835
Applicable income taxes$769,0002,597
Income before extraordinary items$2,788,0002,211
Extraordinary gains, net$034
Net income$2,788,0002,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,623
Cash dividends$1,440,0001,788
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,001,7202,037
2004-09-30 (YTD Data)Rank
Total interest income$6,979,0002,979
Total interest expense$1,143,0004,433
Net interest income$5,836,0002,577
Provision for loan and lease losses$45,0005,471
Total noninterest income$2,326,0001,566
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,119,0001,197
Trading account gains and fees$0134
Additional Noninterest Income$1,207,0001,557
Total noninterest expense$5,260,0002,258
Salaries and employee benefits$3,043,0002,138
Premises and equipment expense$795,0002,155
Additional noninterest expense$1,422,0002,503
Pre-tax net operating income$2,857,0002,150
Securities gains (losses)$03,710
Applicable income taxes$653,0002,422
Income before extraordinary items$2,204,0002,121
Extraordinary gains, net$026
Net income$2,204,0002,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,550
Cash dividends$1,057,0001,638
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,204,0002,074
2004-06-30 (YTD Data)Rank
Total interest income$4,612,0002,998
Total interest expense$759,0004,434
Net interest income$3,853,0002,574
Provision for loan and lease losses$30,0005,293
Total noninterest income$1,510,0001,577
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$717,0001,235
Trading account gains and fees$0130
Additional Noninterest Income$793,0001,557
Total noninterest expense$3,491,0002,269
Salaries and employee benefits$1,992,0002,180
Premises and equipment expense$536,0002,130
Additional noninterest expense$963,0002,469
Pre-tax net operating income$1,842,0002,191
Securities gains (losses)$03,413
Applicable income taxes$415,0002,499
Income before extraordinary items$1,427,0002,165
Extraordinary gains, net$021
Net income$1,427,0002,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,291
Cash dividends$705,0001,695
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,427,0002,105
2004-03-31 (YTD Data)Rank
Total interest income$2,409,0002,892
Total interest expense$387,0004,421
Net interest income$2,022,0002,468
Provision for loan and lease losses$15,0005,048
Total noninterest income$713,0001,647
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$340,0001,266
Trading account gains and fees$0121
Additional Noninterest Income$373,0001,606
Total noninterest expense$1,731,0002,301
Salaries and employee benefits$982,0002,232
Premises and equipment expense$255,0002,259
Additional noninterest expense$494,0002,391
Pre-tax net operating income$989,0002,017
Securities gains (losses)$02,934
Applicable income taxes$231,0002,321
Income before extraordinary items$758,0002,032
Extraordinary gains, net$016
Net income$758,0002,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,263
Cash dividends$351,0001,551
Sale, conversion, retirement of capital stock, net$0464
Net operating income$758,0001,953
2003-12-31 (YTD Data)Rank
Total interest income$9,298,0003,023
Total interest expense$1,941,0004,119
Net interest income$7,357,0002,626
Provision for loan and lease losses$65,0005,903
Total noninterest income$2,995,0001,688
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,394,0001,247
Trading account gains and fees$0160
Additional Noninterest Income$1,601,0001,743
Total noninterest expense$6,650,0002,357
Salaries and employee benefits$3,781,0002,251
Premises and equipment expense$1,023,0002,217
Additional noninterest expense$1,846,0002,575
Pre-tax net operating income$3,637,0002,146
Securities gains (losses)$04,500
Applicable income taxes$780,0002,585
Income before extraordinary items$2,857,0002,126
Extraordinary gains, net$054
Net income$2,857,0002,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,174
Cash dividends$1,414,0001,812
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,857,0002,032
2003-09-30 (YTD Data)Rank
Total interest income$6,993,0003,062
Total interest expense$1,523,0004,091
Net interest income$5,470,0002,666
Provision for loan and lease losses$50,0005,747
Total noninterest income$2,218,0001,750
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,029,0001,275
Trading account gains and fees$0153
Additional Noninterest Income$1,189,0001,823
Total noninterest expense$4,967,0002,370
Salaries and employee benefits$2,807,0002,265
Premises and equipment expense$758,0002,245
Additional noninterest expense$1,402,0002,549
Pre-tax net operating income$2,671,0002,249
Securities gains (losses)$04,204
Applicable income taxes$584,0002,725
Income before extraordinary items$2,087,0002,248
Extraordinary gains, net$040
Net income$2,087,0002,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,999
Cash dividends$1,058,0001,671
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,087,0002,129
2003-06-30 (YTD Data)Rank
Total interest income$4,793,0003,012
Total interest expense$1,072,0004,025
Net interest income$3,721,0002,613
Provision for loan and lease losses$35,0005,611
Total noninterest income$1,445,0001,768
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$671,0001,283
Trading account gains and fees$0150
Additional Noninterest Income$774,0001,830
Total noninterest expense$3,298,0002,381
Salaries and employee benefits$1,845,0002,290
Premises and equipment expense$505,0002,241
Additional noninterest expense$948,0002,492
Pre-tax net operating income$1,833,0002,197
Securities gains (losses)$03,782
Applicable income taxes$399,0002,697
Income before extraordinary items$1,434,0002,190
Extraordinary gains, net$030
Net income$1,434,0002,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$707,0001,694
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,434,0002,071
2003-03-31 (YTD Data)Rank
Total interest income$2,414,0003,006
Total interest expense$557,0004,007
Net interest income$1,857,0002,611
Provision for loan and lease losses$20,0005,233
Total noninterest income$731,0001,713
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$333,0001,258
Trading account gains and fees$0134
Additional Noninterest Income$398,0001,745
Total noninterest expense$1,645,0002,363
Salaries and employee benefits$916,0002,289
Premises and equipment expense$250,0002,253
Additional noninterest expense$479,0002,423
Pre-tax net operating income$923,0002,191
Securities gains (losses)$02,891
Applicable income taxes$195,0002,740
Income before extraordinary items$728,0002,136
Extraordinary gains, net$021
Net income$728,0002,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$351,0001,584
Sale, conversion, retirement of capital stock, net$0419
Net operating income$728,0002,022
2002-12-31 (YTD Data)Rank
Total interest income$10,683,0002,844
Total interest expense$2,620,0003,951
Net interest income$8,063,0002,379
Provision for loan and lease losses$150,0004,907
Total noninterest income$2,833,0001,624
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,312,0001,230
Trading account gains and fees$0153
Additional Noninterest Income$1,521,0001,630
Total noninterest expense$6,467,0002,312
Salaries and employee benefits$3,610,0002,220
Premises and equipment expense$1,016,0002,151
Additional noninterest expense$1,841,0002,501
Pre-tax net operating income$4,279,0001,880
Securities gains (losses)$344,000819
Applicable income taxes$1,112,0002,047
Income before extraordinary items$3,511,0001,712
Extraordinary gains, net$070
Net income$3,511,0001,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,791
Cash dividends$1,312,0001,818
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,249,5601,776
2001-12-31 (YTD Data)Rank
Total interest income$11,578,0002,927
Total interest expense$4,428,0003,510
Net interest income$7,150,0002,504
Provision for loan and lease losses$120,0005,188
Total noninterest income$2,405,0001,733
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,290,0001,145
Trading account gains and fees$0177
Additional Noninterest Income$1,115,0001,897
Total noninterest expense$6,066,0002,353
Salaries and employee benefits$3,316,0002,260
Premises and equipment expense$964,0002,222
Additional noninterest expense$1,786,0002,495
Pre-tax net operating income$3,369,0002,039
Securities gains (losses)$144,0001,437
Applicable income taxes$851,0002,323
Income before extraordinary items$2,662,0001,972
Extraordinary gains, net$0105
Net income$2,662,0001,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,283
Cash dividends$1,183,0002,015
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,552,5601,972
2000-12-31 (YTD Data)Rank
Total interest income$12,103,0002,879
Total interest expense$5,248,0003,172
Net interest income$6,855,0002,593
Provision for loan and lease losses$80,0005,752
Total noninterest income$2,278,0001,699
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,291,0001,051
Trading account gains and fees$0180
Additional Noninterest Income$987,0001,877
Total noninterest expense$6,354,0002,167
Salaries and employee benefits$3,429,0002,081
Premises and equipment expense$948,0002,183
Additional noninterest expense$1,977,0002,187
Pre-tax net operating income$2,699,0002,601
Securities gains (losses)$1,0001,732
Applicable income taxes$586,0003,158
Income before extraordinary items$2,114,0002,424
Extraordinary gains, net$038
Net income$2,114,0002,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,171
Cash dividends$730,0002,841
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,113,2202,431
1999-12-31 (YTD Data)Rank
Total interest income$11,723,0002,757
Total interest expense$4,573,0003,174
Net interest income$7,150,0002,468
Provision for loan and lease losses$125,0004,648
Total noninterest income$1,951,0001,891
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,165,0001,136
Trading account gains and fees$0173
Additional Noninterest Income$786,0002,182
Total noninterest expense$5,423,0002,497
Salaries and employee benefits$2,505,0002,799
Premises and equipment expense$827,0002,452
Additional noninterest expense$2,091,0002,083
Pre-tax net operating income$3,553,0002,054
Securities gains (losses)$-71,0009,886
Applicable income taxes$868,0002,461
Income before extraordinary items$2,614,0002,025
Extraordinary gains, net$035
Net income$2,614,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,769
Cash dividends$645,0003,032
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,667,2501,949
1998-12-31 (YTD Data)Rank
Total interest income$10,113,0003,202
Total interest expense$4,438,0003,343
Net interest income$5,675,0003,038
Provision for loan and lease losses$08,652
Total noninterest income$851,0003,463
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$750,0001,698
Trading account gains and fees$0224
Additional Noninterest Income$101,0006,607
Total noninterest expense$4,263,0003,048
Salaries and employee benefits$2,137,0003,138
Premises and equipment expense$659,0002,926
Additional noninterest expense$1,467,0002,836
Pre-tax net operating income$2,263,0003,019
Securities gains (losses)$41,0001,880
Applicable income taxes$388,0004,507
Income before extraordinary items$1,916,0002,651
Extraordinary gains, net$032
Net income$1,916,0002,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,412
Cash dividends$4,894,000653
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,881,9702,626
1997-12-31 (YTD Data)Rank
Total interest income$9,201,0003,511
Total interest expense$4,054,0003,630
Net interest income$5,147,0003,396
Provision for loan and lease losses$08,829
Total noninterest income$765,0003,717
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$648,0002,020
Trading account gains and fees$0239
Additional Noninterest Income$117,0006,349
Total noninterest expense$3,513,0003,594
Salaries and employee benefits$1,731,0003,775
Premises and equipment expense$717,0002,679
Additional noninterest expense$1,065,0003,680
Pre-tax net operating income$2,399,0003,019
Securities gains (losses)$20,0001,883
Applicable income taxes$456,0004,486
Income before extraordinary items$1,963,0002,626
Extraordinary gains, net$10,00028
Net income$1,973,0002,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,00010,487
Cash dividends$726,0002,718
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,946,8002,603
1996-12-31 (YTD Data)Rank
Total interest income$8,915,0003,648
Total interest expense$4,055,0003,662
Net interest income$4,860,0003,620
Provision for loan and lease losses$35,0007,226
Total noninterest income$827,0003,613
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$604,0002,240
Trading account gains and fees$0262
Additional Noninterest Income$223,0004,881
Total noninterest expense$3,280,0004,020
Salaries and employee benefits$1,610,0004,040
Premises and equipment expense$687,0002,854
Additional noninterest expense$983,0004,462
Pre-tax net operating income$2,372,0002,931
Securities gains (losses)$39,0001,512
Applicable income taxes$463,0004,408
Income before extraordinary items$1,948,0002,511
Extraordinary gains, net$053
Net income$1,948,0002,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-68,00011,126
Cash dividends$480,0003,512
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,916,4102,496
1995-12-31 (YTD Data)Rank
Total interest income$8,676,0003,743
Total interest expense$4,103,0003,599
Net interest income$4,573,0003,848
Provision for loan and lease losses$-100,00011,704
Total noninterest income$669,0004,231
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$550,0002,453
Trading account gains and fees$0522
Additional Noninterest Income$119,0006,675
Total noninterest expense$3,081,0004,190
Salaries and employee benefits$1,552,0004,167
Premises and equipment expense$546,0003,483
Additional noninterest expense$983,0004,415
Pre-tax net operating income$2,261,0003,137
Securities gains (losses)$34,0001,546
Applicable income taxes$502,0004,182
Income before extraordinary items$1,793,0002,757
Extraordinary gains, net$58,00033
Net income$1,851,0002,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-82,00011,660
Cash dividends$382,0003,989
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,766,4802,754
1994-12-31 (YTD Data)Rank
Total interest income$7,676,0003,881
Total interest expense$3,104,0003,840
Net interest income$4,572,0003,870
Provision for loan and lease losses$-200,00012,313
Total noninterest income$655,0004,353
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$523,0002,600
Trading account gains and fees$0475
Additional Noninterest Income$132,0006,618
Total noninterest expense$3,124,0004,262
Salaries and employee benefits$1,549,0004,168
Premises and equipment expense$546,0003,540
Additional noninterest expense$1,029,0004,609
Pre-tax net operating income$2,303,0003,048
Securities gains (losses)$-9,0009,765
Applicable income taxes$555,0003,738
Income before extraordinary items$1,739,0002,782
Extraordinary gains, net$0249
Net income$1,739,0002,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,205
Cash dividends$671,0002,606
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,745,8402,792
1993-12-31 (YTD Data)Rank
Total interest income$7,623,0003,992
Total interest expense$2,884,0004,262
Net interest income$4,739,0003,754
Provision for loan and lease losses$010,371
Total noninterest income$859,0003,767
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$444,0003,136
Trading account gains and fees$0532
Additional Noninterest Income$415,0003,672
Total noninterest expense$3,014,0004,490
Salaries and employee benefits$1,522,0004,218
Premises and equipment expense$458,0004,185
Additional noninterest expense$1,034,0004,774
Pre-tax net operating income$2,584,0002,634
Securities gains (losses)$530,000861
Applicable income taxes$884,0002,547
Income before extraordinary items$2,230,0002,241
Extraordinary gains, net$68,0001,931
Net income$2,298,0002,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0006,126
Cash dividends$192,0005,572
Sale, conversion, retirement of capital stock, net$279,000719
Net operating income$1,848,4002,551
1992-12-31 (YTD Data)Rank
Total interest income$8,497,0004,072
Total interest expense$3,882,0004,185
Net interest income$4,615,0003,908
Provision for loan and lease losses$011,756
Total noninterest income$601,0004,951
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$414,0003,352
Trading account gains and fees$0504
Additional Noninterest Income$187,0005,899
Total noninterest expense$3,002,0004,530
Salaries and employee benefits$1,434,0004,399
Premises and equipment expense$477,0004,140
Additional noninterest expense$1,091,0004,720
Pre-tax net operating income$2,214,0002,816
Securities gains (losses)$08,369
Applicable income taxes$386,0004,927
Income before extraordinary items$1,828,0002,514
Extraordinary gains, net$01,422
Net income$1,828,0002,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,00010,608
Cash dividends$362,0003,564
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,828,0002,330

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.