The First National Bank of Hutchinson, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$48,350,000959
Total interest expense$18,636,000820
Net interest income$29,714,0001,050
Provision for loan and lease losses$950,000861
Total noninterest income$13,724,000607
Gross Fiduciary activities income$7,412,000214
Service charges on deposit accounts$1,456,000752
Trading account gains and feesNANA
Additional Noninterest Income$4,856,000892
Total noninterest expense$29,368,000908
Salaries and employee benefits$16,437,000902
Premises and equipment expense$2,201,0001,129
Additional noninterest expense$4,856,000892
Pre-tax net operating income$13,120,000955
Securities gains (losses)$12,000732
Applicable income taxes$2,751,000786
Income before extraordinary items$10,381,000980
Extraordinary gains, net$054
Net income$10,381,000994
Minority interest net income$088
Net income of bank and minority interests.$10,381,000983
Net charge-offs$-50,0004,194
Cash dividends$3,047,0001,172
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,371,520997
2023-09-30 (YTD Data)Rank
Total interest income$35,077,000962
Total interest expense$12,887,000812
Net interest income$22,190,0001,062
Provision for loan and lease losses$725,000812
Total noninterest income$10,001,000617
Gross Fiduciary activities income$5,344,000217
Service charges on deposit accounts$1,076,000757
Trading account gains and feesNANA
Additional Noninterest Income$3,581,000917
Total noninterest expense$21,998,000910
Salaries and employee benefits$12,444,000898
Premises and equipment expense$1,621,0001,139
Additional noninterest expense$3,581,000917
Pre-tax net operating income$9,468,0001,015
Securities gains (losses)$10,000615
Applicable income taxes$1,779,000899
Income before extraordinary items$7,699,0001,033
Extraordinary gains, net$052
Net income$7,699,0001,039
Minority interest net income$081
Net income of bank and minority interests.$7,699,0001,033
Net charge-offs$-36,0004,150
Cash dividends$1,129,0001,591
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,690,9001,045
2023-06-30 (YTD Data)Rank
Total interest income$22,802,000957
Total interest expense$7,923,000800
Net interest income$14,879,0001,067
Provision for loan and lease losses$500,000779
Total noninterest income$6,503,000617
Gross Fiduciary activities income$3,774,000209
Service charges on deposit accounts$703,000757
Trading account gains and feesNANA
Additional Noninterest Income$2,026,000959
Total noninterest expense$14,656,000898
Salaries and employee benefits$8,383,000883
Premises and equipment expense$1,068,0001,146
Additional noninterest expense$2,026,000958
Pre-tax net operating income$6,226,0001,024
Securities gains (losses)$8,000684
Applicable income taxes$1,221,000885
Income before extraordinary items$5,013,0001,054
Extraordinary gains, net$051
Net income$5,013,0001,067
Minority interest net income$081
Net income of bank and minority interests.$5,013,0001,054
Net charge-offs$-57,0004,357
Cash dividends$621,0001,771
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,006,6001,059
2023-03-31 (YTD Data)Rank
Total interest income$10,943,000983
Total interest expense$3,481,000801
Net interest income$7,462,0001,056
Provision for loan and lease losses$275,000726
Total noninterest income$3,553,000569
Gross Fiduciary activities income$2,142,000197
Service charges on deposit accounts$345,000774
Trading account gains and feesNANA
Additional Noninterest Income$1,066,000918
Total noninterest expense$7,313,000904
Salaries and employee benefits$4,303,000881
Premises and equipment expense$515,0001,218
Additional noninterest expense$1,066,000918
Pre-tax net operating income$3,427,000975
Securities gains (losses)$4,000770
Applicable income taxes$681,000857
Income before extraordinary items$2,750,0001,000
Extraordinary gains, net$04
Net income$2,750,000999
Minority interest net income$048
Net income of bank and minority interests.$2,750,000999
Net charge-offs$-75,0004,516
Cash dividends$339,0001,509
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,746,8001,017
2022-12-31 (YTD Data)Rank
Total interest income$35,216,000998
Total interest expense$4,225,000893
Net interest income$30,991,0001,004
Provision for loan and lease losses$1,250,000698
Total noninterest income$12,394,000665
Gross Fiduciary activities income$7,321,000223
Service charges on deposit accounts$1,504,000736
Trading account gains and feesNANA
Additional Noninterest Income$3,569,0001,132
Total noninterest expense$26,922,000947
Salaries and employee benefits$15,043,000956
Premises and equipment expense$2,303,0001,075
Additional noninterest expense$3,569,0001,132
Pre-tax net operating income$15,213,000928
Securities gains (losses)$497,00071
Applicable income taxes$3,208,000797
Income before extraordinary items$12,502,000939
Extraordinary gains, net$05
Net income$12,502,000939
Minority interest net income$063
Net income of bank and minority interests.$12,502,000940
Net charge-offs$-890,0004,652
Cash dividends$3,103,0001,110
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,104,400977
2022-09-30 (YTD Data)Rank
Total interest income$25,187,000993
Total interest expense$1,731,0001,156
Net interest income$23,456,000973
Provision for loan and lease losses$875,000687
Total noninterest income$8,529,000717
Gross Fiduciary activities income$4,534,000249
Service charges on deposit accounts$1,124,000748
Trading account gains and feesNANA
Additional Noninterest Income$2,871,0001,102
Total noninterest expense$19,606,000967
Salaries and employee benefits$11,312,000947
Premises and equipment expense$1,718,0001,074
Additional noninterest expense$2,871,0001,102
Pre-tax net operating income$11,504,000932
Securities gains (losses)$511,00064
Applicable income taxes$2,367,000807
Income before extraordinary items$9,648,000915
Extraordinary gains, net$04
Net income$9,648,000915
Minority interest net income$057
Net income of bank and minority interests.$9,648,000915
Net charge-offs$-927,0004,685
Cash dividends$1,185,0001,534
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,239,200966
2022-06-30 (YTD Data)Rank
Total interest income$16,127,000994
Total interest expense$622,0001,680
Net interest income$15,505,000966
Provision for loan and lease losses$500,000683
Total noninterest income$5,627,000709
Gross Fiduciary activities income$2,991,000217
Service charges on deposit accounts$731,000753
Trading account gains and feesNANA
Additional Noninterest Income$1,905,0001,124
Total noninterest expense$12,994,000955
Salaries and employee benefits$7,484,000942
Premises and equipment expense$1,134,0001,075
Additional noninterest expense$4,376,000854
Pre-tax net operating income$7,638,000873
Securities gains (losses)$366,00069
Applicable income taxes$1,564,000772
Income before extraordinary items$6,440,000866
Extraordinary gains, net$04
Net income$6,440,000866
Minority interest net income$060
Net income of bank and minority interests.$6,440,000866
Net charge-offs$-974,0004,728
Cash dividends$959,0001,399
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,147,200902
2022-03-31 (YTD Data)Rank
Total interest income$7,818,000989
Total interest expense$222,0002,067
Net interest income$7,596,000955
Provision for loan and lease losses$250,000568
Total noninterest income$2,699,000739
Gross Fiduciary activities income$1,564,000216
Service charges on deposit accounts$359,000764
Trading account gains and feesNANA
Additional Noninterest Income$776,0001,280
Total noninterest expense$6,390,000965
Salaries and employee benefits$3,731,000949
Premises and equipment expense$525,0001,150
Additional noninterest expense$2,134,000871
Pre-tax net operating income$3,655,000884
Securities gains (losses)$-1,0003,977
Applicable income taxes$729,000789
Income before extraordinary items$2,925,000908
Extraordinary gains, net$04
Net income$2,925,000907
Minority interest net income$050
Net income of bank and minority interests.$2,925,000908
Net charge-offs$-989,0004,768
Cash dividends$282,0001,546
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,925,800919
2021-12-31 (YTD Data)Rank
Total interest income$30,764,0001,034
Total interest expense$1,002,0002,208
Net interest income$29,762,000977
Provision for loan and lease losses$1,825,000326
Total noninterest income$11,965,000739
Gross Fiduciary activities income$6,560,000207
Service charges on deposit accounts$1,349,000761
Trading account gains and feesNANA
Additional Noninterest Income$4,056,0001,241
Total noninterest expense$26,926,000930
Salaries and employee benefits$15,811,000898
Premises and equipment expense$2,345,0001,048
Additional noninterest expense$8,770,000873
Pre-tax net operating income$12,976,0001,053
Securities gains (losses)$233,000557
Applicable income taxes$1,280,0001,440
Income before extraordinary items$11,929,0001,000
Extraordinary gains, net$010
Net income$11,929,0001,001
Minority interest net income$074
Net income of bank and minority interests.$11,929,0001,001
Net charge-offs$2,713,000240
Cash dividends$7,843,000577
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,719,300999
2021-09-30 (YTD Data)Rank
Total interest income$23,375,0001,040
Total interest expense$774,0002,260
Net interest income$22,601,000985
Provision for loan and lease losses$455,000870
Total noninterest income$8,331,000796
Gross Fiduciary activities income$4,367,000218
Service charges on deposit accounts$963,000793
Trading account gains and feesNANA
Additional Noninterest Income$3,001,0001,285
Total noninterest expense$19,953,000941
Salaries and employee benefits$11,761,000914
Premises and equipment expense$1,705,0001,091
Additional noninterest expense$6,487,000877
Pre-tax net operating income$10,524,0001,034
Securities gains (losses)$-15,0004,601
Applicable income taxes$221,0002,513
Income before extraordinary items$10,288,000924
Extraordinary gains, net$08
Net income$10,288,000924
Minority interest net income$069
Net income of bank and minority interests.$10,288,000924
Net charge-offs$74,0001,198
Cash dividends$6,489,000508
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,302,700905
2021-06-30 (YTD Data)Rank
Total interest income$15,427,0001,040
Total interest expense$538,0002,251
Net interest income$14,889,000979
Provision for loan and lease losses$350,000796
Total noninterest income$5,319,000818
Gross Fiduciary activities income$2,744,000222
Service charges on deposit accounts$617,000789
Trading account gains and feesNANA
Additional Noninterest Income$1,958,0001,312
Total noninterest expense$12,993,000945
Salaries and employee benefits$7,584,000927
Premises and equipment expense$1,150,0001,072
Additional noninterest expense$4,259,000879
Pre-tax net operating income$6,865,0001,035
Securities gains (losses)$-19,0004,706
Applicable income taxes$167,0002,425
Income before extraordinary items$6,679,000933
Extraordinary gains, net$06
Net income$6,679,000933
Minority interest net income$067
Net income of bank and minority interests.$6,679,000933
Net charge-offs$13,0001,649
Cash dividends$6,207,000379
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,697,620914
2021-03-31 (YTD Data)Rank
Total interest income$7,269,0001,090
Total interest expense$288,0002,234
Net interest income$6,981,0001,026
Provision for loan and lease losses$210,000779
Total noninterest income$2,696,000811
Gross Fiduciary activities income$1,422,000215
Service charges on deposit accounts$312,000764
Trading account gains and feesNANA
Additional Noninterest Income$962,0001,307
Total noninterest expense$6,254,000972
Salaries and employee benefits$3,622,000953
Premises and equipment expense$586,0001,068
Additional noninterest expense$2,046,000879
Pre-tax net operating income$3,213,0001,087
Securities gains (losses)$16,000931
Applicable income taxes$70,0002,504
Income before extraordinary items$3,159,000967
Extraordinary gains, net$03
Net income$3,159,000967
Minority interest net income$055
Net income of bank and minority interests.$3,159,000967
Net charge-offs$-32,0004,482
Cash dividends$339,0001,487
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,143,320953
2020-12-31 (YTD Data)Rank
Total interest income$28,412,0001,115
Total interest expense$2,379,0001,767
Net interest income$26,033,0001,031
Provision for loan and lease losses$2,877,000827
Total noninterest income$10,986,000749
Gross Fiduciary activities income$5,682,000206
Service charges on deposit accounts$1,371,000733
Trading account gains and feesNANA
Additional Noninterest Income$3,933,0001,223
Total noninterest expense$24,693,000956
Salaries and employee benefits$14,342,000941
Premises and equipment expense$2,365,0001,028
Additional noninterest expense$7,986,000885
Pre-tax net operating income$9,449,0001,112
Securities gains (losses)$1,183,000328
Applicable income taxes$1,884,000968
Income before extraordinary items$8,748,0001,076
Extraordinary gains, net$04
Net income$8,748,0001,075
Minority interest net income$072
Net income of bank and minority interests.$8,748,0001,076
Net charge-offs$101,0002,000
Cash dividends$4,062,000892
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,777,9401,133
2020-09-30 (YTD Data)Rank
Total interest income$21,670,0001,101
Total interest expense$2,003,0001,695
Net interest income$19,667,0001,015
Provision for loan and lease losses$2,152,000851
Total noninterest income$7,246,000793
Gross Fiduciary activities income$3,754,000219
Service charges on deposit accounts$1,003,000742
Trading account gains and feesNANA
Additional Noninterest Income$2,489,0001,316
Total noninterest expense$17,913,000964
Salaries and employee benefits$10,785,000919
Premises and equipment expense$1,677,0001,070
Additional noninterest expense$5,451,000940
Pre-tax net operating income$6,848,0001,100
Securities gains (losses)$770,000367
Applicable income taxes$1,486,000905
Income before extraordinary items$6,132,0001,091
Extraordinary gains, net$04
Net income$6,132,0001,091
Minority interest net income$065
Net income of bank and minority interests.$6,132,0001,091
Net charge-offs$-6,0004,127
Cash dividends$903,0001,787
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,516,0001,144
2020-06-30 (YTD Data)Rank
Total interest income$14,623,0001,095
Total interest expense$1,571,0001,591
Net interest income$13,052,0001,023
Provision for loan and lease losses$1,927,000738
Total noninterest income$4,767,000754
Gross Fiduciary activities income$2,654,000210
Service charges on deposit accounts$651,000766
Trading account gains and feesNANA
Additional Noninterest Income$1,462,0001,337
Total noninterest expense$11,737,000963
Salaries and employee benefits$7,106,000928
Premises and equipment expense$1,038,0001,132
Additional noninterest expense$3,593,000949
Pre-tax net operating income$4,155,0001,139
Securities gains (losses)$235,000635
Applicable income taxes$876,000927
Income before extraordinary items$3,514,0001,153
Extraordinary gains, net$04
Net income$3,514,0001,153
Minority interest net income$065
Net income of bank and minority interests.$3,514,0001,153
Net charge-offs$-28,0004,609
Cash dividends$621,0001,738
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,326,0001,178
2020-03-31 (YTD Data)Rank
Total interest income$7,155,0001,113
Total interest expense$1,095,0001,337
Net interest income$6,060,0001,070
Provision for loan and lease losses$139,0001,731
Total noninterest income$2,139,000773
Gross Fiduciary activities income$1,381,000205
Service charges on deposit accounts$360,000815
Trading account gains and feesNANA
Additional Noninterest Income$398,0001,738
Total noninterest expense$5,867,000978
Salaries and employee benefits$3,374,000968
Premises and equipment expense$516,0001,159
Additional noninterest expense$1,977,000871
Pre-tax net operating income$2,193,000968
Securities gains (losses)$1,0001,614
Applicable income taxes$365,000938
Income before extraordinary items$1,829,0001,006
Extraordinary gains, net$04
Net income$1,829,0001,006
Minority interest net income$056
Net income of bank and minority interests.$1,829,0001,006
Net charge-offs$-3,0004,005
Cash dividends$282,0001,707
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,828,1701,000
2019-12-31 (YTD Data)Rank
Total interest income$29,140,0001,106
Total interest expense$5,124,0001,220
Net interest income$24,016,0001,081
Provision for loan and lease losses$402,0001,681
Total noninterest income$9,609,000713
Gross Fiduciary activities income$5,419,000209
Service charges on deposit accounts$1,545,000786
Trading account gains and feesNANA
Additional Noninterest Income$2,645,0001,305
Total noninterest expense$23,331,000957
Salaries and employee benefits$13,819,000928
Premises and equipment expense$2,076,0001,134
Additional noninterest expense$7,436,000916
Pre-tax net operating income$9,892,0001,067
Securities gains (losses)$895,000239
Applicable income taxes$1,499,0001,107
Income before extraordinary items$9,288,000991
Extraordinary gains, net$011
Net income$9,288,000992
Minority interest net income$076
Net income of bank and minority interests.$9,288,000992
Net charge-offs$231,0001,558
Cash dividends$3,498,0001,071
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,518,3001,042
2019-09-30 (YTD Data)Rank
Total interest income$21,612,0001,126
Total interest expense$3,957,0001,196
Net interest income$17,655,0001,103
Provision for loan and lease losses$301,0001,596
Total noninterest income$7,366,000700
Gross Fiduciary activities income$3,812,000214
Service charges on deposit accounts$1,137,000798
Trading account gains and feesNANA
Additional Noninterest Income$2,417,0001,133
Total noninterest expense$17,478,000953
Salaries and employee benefits$10,276,000928
Premises and equipment expense$1,584,0001,125
Additional noninterest expense$5,618,000894
Pre-tax net operating income$7,242,0001,104
Securities gains (losses)$02,167
Applicable income taxes$873,0001,339
Income before extraordinary items$6,369,0001,091
Extraordinary gains, net$011
Net income$6,369,0001,092
Minority interest net income$072
Net income of bank and minority interests.$6,369,0001,092
Net charge-offs$180,0001,376
Cash dividends$1,692,0001,348
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,369,0001,065
2019-06-30 (YTD Data)Rank
Total interest income$14,300,0001,129
Total interest expense$2,716,0001,140
Net interest income$11,584,0001,114
Provision for loan and lease losses$201,0001,553
Total noninterest income$5,031,000672
Gross Fiduciary activities income$2,615,000212
Service charges on deposit accounts$737,000809
Trading account gains and feesNANA
Additional Noninterest Income$1,679,0001,060
Total noninterest expense$11,572,000956
Salaries and employee benefits$6,857,000922
Premises and equipment expense$1,023,0001,153
Additional noninterest expense$3,692,000921
Pre-tax net operating income$4,842,0001,082
Securities gains (losses)$01,702
Applicable income taxes$454,0001,524
Income before extraordinary items$4,388,0001,033
Extraordinary gains, net$011
Net income$4,388,0001,033
Minority interest net income$069
Net income of bank and minority interests.$4,388,0001,033
Net charge-offs$139,0001,213
Cash dividends$1,241,0001,257
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,388,0001,011
2019-03-31 (YTD Data)Rank
Total interest income$7,058,0001,126
Total interest expense$1,340,0001,131
Net interest income$5,718,0001,129
Provision for loan and lease losses$100,0001,466
Total noninterest income$2,453,000661
Gross Fiduciary activities income$1,344,000212
Service charges on deposit accounts$355,000825
Trading account gains and feesNANA
Additional Noninterest Income$754,0001,102
Total noninterest expense$5,809,000951
Salaries and employee benefits$3,481,000911
Premises and equipment expense$514,0001,160
Additional noninterest expense$1,814,000917
Pre-tax net operating income$2,262,0001,114
Securities gains (losses)$01,087
Applicable income taxes$368,0001,103
Income before extraordinary items$1,894,0001,141
Extraordinary gains, net$05
Net income$1,894,0001,140
Minority interest net income$052
Net income of bank and minority interests.$1,894,0001,140
Net charge-offs$-28,0004,950
Cash dividends$677,0001,100
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,894,0001,119
2018-12-31 (YTD Data)Rank
Total interest income$26,207,0001,131
Total interest expense$3,898,0001,161
Net interest income$22,309,0001,131
Provision for loan and lease losses$850,0001,006
Total noninterest income$10,052,000681
Gross Fiduciary activities income$5,333,000211
Service charges on deposit accounts$1,657,000757
Trading account gains and feesNANA
Additional Noninterest Income$3,062,0001,125
Total noninterest expense$22,574,000964
Salaries and employee benefits$12,811,000957
Premises and equipment expense$2,169,0001,097
Additional noninterest expense$7,594,000876
Pre-tax net operating income$8,937,0001,131
Securities gains (losses)$-7,0004,318
Applicable income taxes$852,0001,526
Income before extraordinary items$8,078,0001,088
Extraordinary gains, net$06
Net income$8,078,0001,087
Minority interest net income$072
Net income of bank and minority interests.$8,078,0001,087
Net charge-offs$353,0001,205
Cash dividends$1,805,0001,545
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,084,3001,083
2018-09-30 (YTD Data)Rank
Total interest income$19,347,0001,134
Total interest expense$2,690,0001,187
Net interest income$16,657,0001,131
Provision for loan and lease losses$250,0001,745
Total noninterest income$7,094,000715
Gross Fiduciary activities income$3,771,000215
Service charges on deposit accounts$1,213,000763
Trading account gains and feesNANA
Additional Noninterest Income$2,110,0001,206
Total noninterest expense$17,019,000960
Salaries and employee benefits$9,789,000946
Premises and equipment expense$1,560,0001,134
Additional noninterest expense$5,670,000871
Pre-tax net operating income$6,482,0001,160
Securities gains (losses)$-7,0004,683
Applicable income taxes$874,0001,283
Income before extraordinary items$5,601,0001,151
Extraordinary gains, net$05
Net income$5,601,0001,150
Minority interest net income$066
Net income of bank and minority interests.$5,601,0001,150
Net charge-offs$206,0001,234
Cash dividends$677,0002,083
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,607,0901,146
2018-06-30 (YTD Data)Rank
Total interest income$12,824,0001,132
Total interest expense$1,706,0001,164
Net interest income$11,118,0001,126
Provision for loan and lease losses$150,0001,766
Total noninterest income$4,568,000735
Gross Fiduciary activities income$2,500,000216
Service charges on deposit accounts$785,000781
Trading account gains and feesNANA
Additional Noninterest Income$1,283,0001,289
Total noninterest expense$11,156,000970
Salaries and employee benefits$6,398,000956
Premises and equipment expense$1,056,0001,119
Additional noninterest expense$3,702,000888
Pre-tax net operating income$4,380,0001,136
Securities gains (losses)$-7,0004,923
Applicable income taxes$552,0001,328
Income before extraordinary items$3,821,0001,114
Extraordinary gains, net$06
Net income$3,821,0001,113
Minority interest net income$065
Net income of bank and minority interests.$3,821,0001,113
Net charge-offs$105,0001,291
Cash dividends$451,0002,109
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,827,0901,106
2018-03-31 (YTD Data)Rank
Total interest income$6,323,0001,141
Total interest expense$842,0001,121
Net interest income$5,481,0001,140
Provision for loan and lease losses$75,0001,680
Total noninterest income$2,213,000730
Gross Fiduciary activities income$1,243,000218
Service charges on deposit accounts$390,000792
Trading account gains and feesNANA
Additional Noninterest Income$580,0001,360
Total noninterest expense$5,488,000991
Salaries and employee benefits$3,127,000989
Premises and equipment expense$521,0001,151
Additional noninterest expense$1,840,000887
Pre-tax net operating income$2,131,0001,141
Securities gains (losses)$-7,0005,172
Applicable income taxes$266,0001,321
Income before extraordinary items$1,858,0001,109
Extraordinary gains, net$07
Net income$1,880,0001,098
Minority interest net income$-22,0005,599
Net income of bank and minority interests.$1,858,0001,109
Net charge-offs$107,000819
Cash dividends$226,0001,813
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,864,0901,099
2017-12-31 (YTD Data)Rank
Total interest income$22,909,0001,204
Total interest expense$1,820,0001,648
Net interest income$21,089,0001,156
Provision for loan and lease losses$325,0001,888
Total noninterest income$9,395,000718
Gross Fiduciary activities income$4,927,000211
Service charges on deposit accounts$1,751,000719
Trading account gains and feesNANA
Additional Noninterest Income$2,717,0001,251
Total noninterest expense$21,954,000977
Salaries and employee benefits$12,656,000940
Premises and equipment expense$2,136,0001,095
Additional noninterest expense$7,162,000921
Pre-tax net operating income$8,205,0001,154
Securities gains (losses)$-95,0005,399
Applicable income taxes$2,400,0001,146
Income before extraordinary items$5,710,0001,216
Extraordinary gains, net$09
Net income$5,806,0001,198
Minority interest net income$-96,0005,665
Net income of bank and minority interests.$5,710,0001,216
Net charge-offs$-304,0005,505
Cash dividends$3,611,000884
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,776,5001,184
2017-09-30 (YTD Data)Rank
Total interest income$16,967,0001,216
Total interest expense$1,159,0001,852
Net interest income$15,808,0001,161
Provision for loan and lease losses$250,0001,804
Total noninterest income$6,964,000736
Gross Fiduciary activities income$3,699,000210
Service charges on deposit accounts$1,299,000732
Trading account gains and feesNANA
Additional Noninterest Income$1,966,0001,295
Total noninterest expense$16,574,000970
Salaries and employee benefits$9,522,000946
Premises and equipment expense$1,722,0001,043
Additional noninterest expense$5,330,000925
Pre-tax net operating income$5,948,0001,208
Securities gains (losses)$6,0001,766
Applicable income taxes$1,303,0001,235
Income before extraordinary items$4,651,0001,225
Extraordinary gains, net$09
Net income$4,734,0001,216
Minority interest net income$-83,0005,732
Net income of bank and minority interests.$4,651,0001,225
Net charge-offs$-352,0005,594
Cash dividends$1,580,0001,260
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,646,3201,208
2017-06-30 (YTD Data)Rank
Total interest income$11,159,0001,226
Total interest expense$688,0001,995
Net interest income$10,471,0001,158
Provision for loan and lease losses$150,0001,808
Total noninterest income$4,619,000734
Gross Fiduciary activities income$2,463,000210
Service charges on deposit accounts$853,000732
Trading account gains and feesNANA
Additional Noninterest Income$1,303,0001,304
Total noninterest expense$11,061,000973
Salaries and employee benefits$6,345,000951
Premises and equipment expense$1,152,0001,037
Additional noninterest expense$3,564,000919
Pre-tax net operating income$3,879,0001,222
Securities gains (losses)$01,906
Applicable income taxes$847,0001,230
Income before extraordinary items$3,032,0001,230
Extraordinary gains, net$011
Net income$3,093,0001,214
Minority interest net income$-61,0005,782
Net income of bank and minority interests.$3,032,0001,230
Net charge-offs$9,0002,932
Cash dividends$902,0001,417
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,032,0001,205
2017-03-31 (YTD Data)Rank
Total interest income$5,424,0001,243
Total interest expense$303,0002,156
Net interest income$5,121,0001,173
Provision for loan and lease losses$75,0001,685
Total noninterest income$2,327,000716
Gross Fiduciary activities income$1,242,000210
Service charges on deposit accounts$427,000736
Trading account gains and feesNANA
Additional Noninterest Income$658,0001,276
Total noninterest expense$5,591,000971
Salaries and employee benefits$3,185,000956
Premises and equipment expense$572,0001,049
Additional noninterest expense$1,834,000884
Pre-tax net operating income$1,782,0001,290
Securities gains (losses)$01,153
Applicable income taxes$384,0001,276
Income before extraordinary items$1,398,0001,297
Extraordinary gains, net$08
Net income$1,424,0001,276
Minority interest net income$-26,0005,850
Net income of bank and minority interests.$1,398,0001,297
Net charge-offs$-29,0005,373
Cash dividends$226,0001,874
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,398,0001,278
2016-12-31 (YTD Data)Rank
Total interest income$21,023,0001,243
Total interest expense$916,0002,567
Net interest income$20,107,0001,158
Provision for loan and lease losses$450,0001,578
Total noninterest income$9,384,000726
Gross Fiduciary activities income$4,914,000201
Service charges on deposit accounts$1,876,000697
Trading account gains and fees$0170
Additional Noninterest Income$2,594,0001,338
Total noninterest expense$22,671,000929
Salaries and employee benefits$12,926,000925
Premises and equipment expense$2,196,0001,080
Additional noninterest expense$7,549,000880
Pre-tax net operating income$6,370,0001,331
Securities gains (losses)$223,000817
Applicable income taxes$1,637,0001,204
Income before extraordinary items$4,956,0001,403
Extraordinary gains, net$05
Net income$5,079,0001,366
Minority interest net income$-123,0005,908
Net income of bank and minority interests.$4,956,0001,402
Net charge-offs$157,0002,179
Cash dividends$2,765,0001,087
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,788,7501,406
2016-09-30 (YTD Data)Rank
Total interest income$15,711,0001,247
Total interest expense$663,0002,623
Net interest income$15,048,0001,166
Provision for loan and lease losses$300,0001,615
Total noninterest income$7,159,000721
Gross Fiduciary activities income$3,905,000191
Service charges on deposit accounts$1,405,000696
Trading account gains and fees$0169
Additional Noninterest Income$1,849,0001,388
Total noninterest expense$16,597,000957
Salaries and employee benefits$9,349,000950
Premises and equipment expense$1,649,0001,080
Additional noninterest expense$5,599,000886
Pre-tax net operating income$5,310,0001,247
Securities gains (losses)$223,000745
Applicable income taxes$1,379,0001,149
Income before extraordinary items$4,154,0001,293
Extraordinary gains, net$05
Net income$4,251,0001,272
Minority interest net income$-97,0005,975
Net income of bank and minority interests.$4,154,0001,293
Net charge-offs$98,0002,082
Cash dividends$677,0002,082
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,986,7501,297
2016-06-30 (YTD Data)Rank
Total interest income$10,429,0001,260
Total interest expense$439,0002,654
Net interest income$9,990,0001,177
Provision for loan and lease losses$150,0001,887
Total noninterest income$4,694,000719
Gross Fiduciary activities income$2,594,000191
Service charges on deposit accounts$927,000680
Trading account gains and fees$0157
Additional Noninterest Income$1,173,0001,396
Total noninterest expense$11,036,000959
Salaries and employee benefits$6,195,000952
Premises and equipment expense$1,080,0001,100
Additional noninterest expense$3,761,000880
Pre-tax net operating income$3,498,0001,253
Securities gains (losses)$14,0002,123
Applicable income taxes$858,0001,205
Income before extraordinary items$2,654,0001,340
Extraordinary gains, net$016
Net income$2,725,0001,306
Minority interest net income$-71,0006,054
Net income of bank and minority interests.$2,654,0001,340
Net charge-offs$28,0002,551
Cash dividends$451,0002,109
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,643,3601,297
2016-03-31 (YTD Data)Rank
Total interest income$5,175,0001,269
Total interest expense$211,0002,738
Net interest income$4,964,0001,183
Provision for loan and lease losses$75,0001,741
Total noninterest income$2,310,000715
Gross Fiduciary activities income$1,297,000190
Service charges on deposit accounts$458,000682
Trading account gains and fees$0142
Additional Noninterest Income$555,0001,415
Total noninterest expense$5,392,000978
Salaries and employee benefits$3,079,000961
Premises and equipment expense$539,0001,102
Additional noninterest expense$1,774,000919
Pre-tax net operating income$1,807,0001,190
Securities gains (losses)$02,077
Applicable income taxes$431,0001,178
Income before extraordinary items$1,376,0001,267
Extraordinary gains, net$012
Net income$1,412,0001,245
Minority interest net income$-36,0006,115
Net income of bank and minority interests.$1,376,0001,268
Net charge-offs$-37,0005,644
Cash dividends$226,0001,843
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,376,0001,231
2015-12-31 (YTD Data)Rank
Total interest income$19,625,0001,294
Total interest expense$805,0002,818
Net interest income$18,820,0001,214
Provision for loan and lease losses$375,0001,656
Total noninterest income$8,890,000741
Gross Fiduciary activities income$4,986,000202
Service charges on deposit accounts$1,888,000694
Trading account gains and fees$0159
Additional Noninterest Income$2,016,0001,513
Total noninterest expense$21,396,000967
Salaries and employee benefits$12,111,000935
Premises and equipment expense$2,301,0001,034
Additional noninterest expense$6,984,000943
Pre-tax net operating income$5,939,0001,377
Securities gains (losses)$304,000545
Applicable income taxes$1,238,0001,391
Income before extraordinary items$5,005,0001,358
Extraordinary gains, net$023
Net income$5,157,0001,315
Minority interest net income$-152,0006,178
Net income of bank and minority interests.$5,005,0001,358
Net charge-offs$88,0002,775
Cash dividends$1,918,0001,409
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,761,8001,380
2015-09-30 (YTD Data)Rank
Total interest income$14,509,0001,323
Total interest expense$599,0002,865
Net interest income$13,910,0001,238
Provision for loan and lease losses$300,0001,503
Total noninterest income$6,848,000737
Gross Fiduciary activities income$3,932,000191
Service charges on deposit accounts$1,389,000711
Trading account gains and fees$0153
Additional Noninterest Income$1,527,0001,515
Total noninterest expense$15,923,000979
Salaries and employee benefits$9,017,000946
Premises and equipment expense$1,766,0001,034
Additional noninterest expense$5,140,000954
Pre-tax net operating income$4,535,0001,379
Securities gains (losses)$307,000465
Applicable income taxes$862,0001,509
Income before extraordinary items$3,980,0001,304
Extraordinary gains, net$021
Net income$4,096,0001,271
Minority interest net income$-116,0006,265
Net income of bank and minority interests.$3,980,0001,304
Net charge-offs$78,0002,389
Cash dividends$1,241,0001,388
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,728,2601,339
2015-06-30 (YTD Data)Rank
Total interest income$9,369,0001,360
Total interest expense$396,0002,898
Net interest income$8,973,0001,276
Provision for loan and lease losses$225,0001,382
Total noninterest income$4,515,000743
Gross Fiduciary activities income$2,607,000196
Service charges on deposit accounts$897,000733
Trading account gains and fees$0157
Additional Noninterest Income$1,011,0001,547
Total noninterest expense$10,599,000984
Salaries and employee benefits$5,987,000956
Premises and equipment expense$1,184,0001,030
Additional noninterest expense$3,428,000953
Pre-tax net operating income$2,664,0001,505
Securities gains (losses)$191,000550
Applicable income taxes$474,0001,681
Income before extraordinary items$2,381,0001,399
Extraordinary gains, net$022
Net income$2,460,0001,358
Minority interest net income$-79,0006,343
Net income of bank and minority interests.$2,381,0001,400
Net charge-offs$24,0002,829
Cash dividends$1,016,0001,198
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,222,4701,449
2015-03-31 (YTD Data)Rank
Total interest income$4,587,0001,378
Total interest expense$201,0002,887
Net interest income$4,386,0001,294
Provision for loan and lease losses$150,0001,060
Total noninterest income$2,317,000704
Gross Fiduciary activities income$1,300,000199
Service charges on deposit accounts$439,000726
Trading account gains and fees$0152
Additional Noninterest Income$578,0001,351
Total noninterest expense$5,301,000975
Salaries and employee benefits$3,022,000945
Premises and equipment expense$575,0001,059
Additional noninterest expense$1,704,000941
Pre-tax net operating income$1,252,0001,547
Securities gains (losses)$191,000383
Applicable income taxes$310,0001,410
Income before extraordinary items$1,133,0001,433
Extraordinary gains, net$013
Net income$1,173,0001,402
Minority interest net income$-40,0006,414
Net income of bank and minority interests.$1,133,0001,435
Net charge-offs$-16,0005,599
Cash dividends$564,0001,022
Sale, conversion, retirement of capital stock, net$0697
Net operating income$982,1101,565
2014-12-31 (YTD Data)Rank
Total interest income$18,188,0001,392
Total interest expense$896,0002,792
Net interest income$17,292,0001,292
Provision for loan and lease losses$700,0001,131
Total noninterest income$9,148,000688
Gross Fiduciary activities income$5,123,000194
Service charges on deposit accounts$1,988,000679
Trading account gains and fees$0180
Additional Noninterest Income$2,037,0001,433
Total noninterest expense$20,656,000987
Salaries and employee benefits$11,139,000976
Premises and equipment expense$2,420,000993
Additional noninterest expense$7,097,000919
Pre-tax net operating income$5,084,0001,494
Securities gains (losses)$520,000379
Applicable income taxes$810,0001,748
Income before extraordinary items$4,794,0001,359
Extraordinary gains, net$017
Net income$4,961,0001,321
Minority interest net income$-167,0006,505
Net income of bank and minority interests.$4,794,0001,358
Net charge-offs$413,0001,684
Cash dividends$677,0002,513
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,346,8001,452
2014-09-30 (YTD Data)Rank
Total interest income$13,556,0001,408
Total interest expense$683,0002,812
Net interest income$12,873,0001,301
Provision for loan and lease losses$350,0001,487
Total noninterest income$6,951,000675
Gross Fiduciary activities income$3,877,000193
Service charges on deposit accounts$1,473,000686
Trading account gains and fees$0174
Additional Noninterest Income$1,601,0001,391
Total noninterest expense$15,601,000971
Salaries and employee benefits$8,309,000982
Premises and equipment expense$2,014,000913
Additional noninterest expense$5,278,000916
Pre-tax net operating income$3,873,0001,496
Securities gains (losses)$460,000335
Applicable income taxes$677,0001,686
Income before extraordinary items$3,656,0001,325
Extraordinary gains, net$015
Net income$3,782,0001,281
Minority interest net income$-126,0006,584
Net income of bank and minority interests.$3,656,0001,325
Net charge-offs$367,0001,420
Cash dividends$451,0002,312
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,269,6001,439
2014-06-30 (YTD Data)Rank
Total interest income$8,910,0001,420
Total interest expense$463,0002,790
Net interest income$8,447,0001,315
Provision for loan and lease losses$200,0001,637
Total noninterest income$4,544,000685
Gross Fiduciary activities income$2,571,000191
Service charges on deposit accounts$952,000698
Trading account gains and fees$0172
Additional Noninterest Income$1,021,0001,427
Total noninterest expense$10,400,000965
Salaries and employee benefits$5,515,000986
Premises and equipment expense$1,345,000917
Additional noninterest expense$3,540,000910
Pre-tax net operating income$2,391,0001,558
Securities gains (losses)$372,000301
Applicable income taxes$466,0001,605
Income before extraordinary items$2,297,0001,366
Extraordinary gains, net$020
Net income$2,383,0001,315
Minority interest net income$-86,0006,651
Net income of bank and minority interests.$2,297,0001,368
Net charge-offs$333,0001,181
Cash dividends$451,0001,912
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,988,2401,523
2014-03-31 (YTD Data)Rank
Total interest income$4,462,0001,416
Total interest expense$236,0002,797
Net interest income$4,226,0001,311
Provision for loan and lease losses$75,0001,807
Total noninterest income$2,303,000655
Gross Fiduciary activities income$1,277,000194
Service charges on deposit accounts$473,000681
Trading account gains and fees$0147
Additional Noninterest Income$553,0001,314
Total noninterest expense$5,140,000994
Salaries and employee benefits$2,779,000994
Premises and equipment expense$674,000937
Additional noninterest expense$1,687,000948
Pre-tax net operating income$1,314,0001,410
Securities gains (losses)$01,715
Applicable income taxes$229,0001,593
Income before extraordinary items$1,085,0001,394
Extraordinary gains, net$016
Net income$1,129,0001,345
Minority interest net income$-44,0006,721
Net income of bank and minority interests.$1,085,0001,396
Net charge-offs$4,0003,176
Cash dividends$226,0001,670
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,085,0001,371
2013-12-31 (YTD Data)Rank
Total interest income$17,609,0001,440
Total interest expense$1,197,0002,567
Net interest income$16,412,0001,328
Provision for loan and lease losses$05,091
Total noninterest income$9,251,000723
Gross Fiduciary activities income$5,163,000178
Service charges on deposit accounts$2,120,000651
Trading account gains and fees$0184
Additional Noninterest Income$1,968,0001,535
Total noninterest expense$20,254,0001,005
Salaries and employee benefits$10,836,000995
Premises and equipment expense$2,509,000960
Additional noninterest expense$6,909,000979
Pre-tax net operating income$5,409,0001,350
Securities gains (losses)$-7,0006,216
Applicable income taxes$1,152,0001,337
Income before extraordinary items$4,250,0001,420
Extraordinary gains, net$029
Net income$4,425,0001,365
Minority interest net income$-175,0006,803
Net income of bank and minority interests.$4,250,0001,423
Net charge-offs$286,0002,631
Cash dividends$1,253,0001,647
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,255,5301,395
2013-09-30 (YTD Data)Rank
Total interest income$13,233,0001,447
Total interest expense$946,0002,543
Net interest income$12,287,0001,331
Provision for loan and lease losses$04,941
Total noninterest income$6,556,000757
Gross Fiduciary activities income$3,674,000186
Service charges on deposit accounts$1,574,000659
Trading account gains and fees$0180
Additional Noninterest Income$1,308,0001,712
Total noninterest expense$15,035,0001,021
Salaries and employee benefits$8,032,000997
Premises and equipment expense$1,933,000940
Additional noninterest expense$5,070,000997
Pre-tax net operating income$3,808,0001,442
Securities gains (losses)$-7,0006,471
Applicable income taxes$766,0001,492
Income before extraordinary items$3,035,0001,485
Extraordinary gains, net$025
Net income$3,163,0001,434
Minority interest net income$-128,0006,883
Net income of bank and minority interests.$3,035,0001,488
Net charge-offs$20,0004,412
Cash dividends$846,0001,621
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,040,6001,452
2013-06-30 (YTD Data)Rank
Total interest income$8,925,0001,431
Total interest expense$679,0002,456
Net interest income$8,246,0001,305
Provision for loan and lease losses$04,788
Total noninterest income$4,238,000780
Gross Fiduciary activities income$2,440,000184
Service charges on deposit accounts$1,093,000614
Trading account gains and fees$0157
Additional Noninterest Income$705,0002,004
Total noninterest expense$9,879,0001,029
Salaries and employee benefits$5,387,0001,007
Premises and equipment expense$1,290,000930
Additional noninterest expense$3,202,0001,051
Pre-tax net operating income$2,605,0001,390
Securities gains (losses)$-7,0006,634
Applicable income taxes$535,0001,448
Income before extraordinary items$2,063,0001,452
Extraordinary gains, net$022
Net income$2,148,0001,412
Minority interest net income$-85,0006,932
Net income of bank and minority interests.$2,063,0001,456
Net charge-offs$11,0004,274
Cash dividends$846,0001,237
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,068,5301,401
2013-03-31 (YTD Data)Rank
Total interest income$4,467,0001,434
Total interest expense$366,0002,378
Net interest income$4,101,0001,318
Provision for loan and lease losses$04,409
Total noninterest income$2,118,000789
Gross Fiduciary activities income$1,215,000183
Service charges on deposit accounts$544,000614
Trading account gains and fees$0148
Additional Noninterest Income$359,0001,979
Total noninterest expense$4,801,0001,071
Salaries and employee benefits$2,638,0001,033
Premises and equipment expense$644,000949
Additional noninterest expense$1,519,0001,097
Pre-tax net operating income$1,418,0001,286
Securities gains (losses)$01,966
Applicable income taxes$307,0001,300
Income before extraordinary items$1,111,0001,341
Extraordinary gains, net$010
Net income$1,154,0001,296
Minority interest net income$-43,0007,011
Net income of bank and minority interests.$1,111,0001,343
Net charge-offs$-20,0006,443
Cash dividends$677,000747
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,111,0001,290
2012-12-31 (YTD Data)Rank
Total interest income$17,412,0001,513
Total interest expense$2,005,0002,134
Net interest income$15,407,0001,428
Provision for loan and lease losses$350,0003,164
Total noninterest income$8,593,000760
Gross Fiduciary activities income$5,329,000162
Service charges on deposit accounts$2,110,000670
Trading account gains and fees$0166
Additional Noninterest Income$1,154,0002,194
Total noninterest expense$19,004,0001,059
Salaries and employee benefits$10,208,0001,034
Premises and equipment expense$2,145,0001,105
Additional noninterest expense$6,651,0001,046
Pre-tax net operating income$4,646,0001,462
Securities gains (losses)$1,245,000422
Applicable income taxes$1,142,0001,342
Income before extraordinary items$4,749,0001,239
Extraordinary gains, net$029
Net income$4,926,0001,208
Minority interest net income$-177,0007,071
Net income of bank and minority interests.$4,749,0001,240
Net charge-offs$-383,0007,033
Cash dividends$384,0003,082
Sale, conversion, retirement of capital stock, net$65,000656
Net operating income$3,740,5501,444
2012-09-30 (YTD Data)Rank
Total interest income$12,836,0001,584
Total interest expense$1,582,0002,124
Net interest income$11,254,0001,483
Provision for loan and lease losses$05,790
Total noninterest income$5,686,000822
Gross Fiduciary activities income$3,359,000185
Service charges on deposit accounts$1,535,000699
Trading account gains and fees$0157
Additional Noninterest Income$792,0002,285
Total noninterest expense$13,600,0001,095
Salaries and employee benefits$7,303,0001,067
Premises and equipment expense$1,562,0001,138
Additional noninterest expense$4,735,0001,086
Pre-tax net operating income$3,340,0001,557
Securities gains (losses)$853,000474
Applicable income taxes$717,0001,550
Income before extraordinary items$3,476,0001,295
Extraordinary gains, net$020
Net income$3,607,0001,249
Minority interest net income$-131,0007,169
Net income of bank and minority interests.$3,476,0001,296
Net charge-offs$-352,0007,131
Cash dividends$384,0002,332
Sale, conversion, retirement of capital stock, net$64,000547
Net operating income$2,768,0101,506
2012-06-30 (YTD Data)Rank
Total interest income$8,657,0001,578
Total interest expense$1,121,0002,088
Net interest income$7,536,0001,482
Provision for loan and lease losses$05,619
Total noninterest income$3,863,000806
Gross Fiduciary activities income$2,303,000182
Service charges on deposit accounts$998,000713
Trading account gains and fees$0153
Additional Noninterest Income$562,0002,177
Total noninterest expense$9,281,0001,075
Salaries and employee benefits$4,909,0001,067
Premises and equipment expense$1,053,0001,132
Additional noninterest expense$3,319,0001,046
Pre-tax net operating income$2,118,0001,614
Securities gains (losses)$835,000331
Applicable income taxes$527,0001,443
Income before extraordinary items$2,426,0001,235
Extraordinary gains, net$019
Net income$2,510,0001,201
Minority interest net income$-84,0007,234
Net income of bank and minority interests.$2,426,0001,235
Net charge-offs$261,0002,456
Cash dividends$384,0001,898
Sale, conversion, retirement of capital stock, net$64,000446
Net operating income$1,741,3001,589
2012-03-31 (YTD Data)Rank
Total interest income$4,388,0001,571
Total interest expense$615,0001,999
Net interest income$3,773,0001,473
Provision for loan and lease losses$05,254
Total noninterest income$2,116,000761
Gross Fiduciary activities income$1,288,000168
Service charges on deposit accounts$486,000723
Trading account gains and fees$0148
Additional Noninterest Income$342,0001,948
Total noninterest expense$4,462,0001,123
Salaries and employee benefits$2,384,0001,095
Premises and equipment expense$468,0001,279
Additional noninterest expense$1,610,0001,063
Pre-tax net operating income$1,427,0001,232
Securities gains (losses)$835,000162
Applicable income taxes$559,000805
Income before extraordinary items$1,703,000876
Extraordinary gains, net$019
Net income$1,753,000855
Minority interest net income$-50,0007,298
Net income of bank and minority interests.$1,703,000877
Net charge-offs$-36,0007,011
Cash dividends$384,0001,102
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,076,7501,276
2011-12-31 (YTD Data)Rank
Total interest income$17,964,0001,581
Total interest expense$3,524,0001,696
Net interest income$14,440,0001,545
Provision for loan and lease losses$250,0004,345
Total noninterest income$8,139,000724
Gross Fiduciary activities income$4,769,000146
Service charges on deposit accounts$2,146,000680
Trading account gains and fees$0146
Additional Noninterest Income$1,224,0001,882
Total noninterest expense$17,003,0001,156
Salaries and employee benefits$9,798,0001,001
Premises and equipment expense$1,886,0001,319
Additional noninterest expense$5,319,0001,306
Pre-tax net operating income$5,326,0001,119
Securities gains (losses)$13,0003,238
Applicable income taxes$978,0001,362
Income before extraordinary items$4,361,0001,152
Extraordinary gains, net$029
Net income$4,361,0001,151
Minority interest net income$096
Net income of bank and minority interests.$4,361,0001,152
Net charge-offs$636,0002,887
Cash dividends$1,445,0001,281
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,350,3401,095
2011-09-30 (YTD Data)Rank
Total interest income$13,516,0001,591
Total interest expense$2,785,0001,682
Net interest income$10,731,0001,571
Provision for loan and lease losses$250,0003,854
Total noninterest income$6,175,000715
Gross Fiduciary activities income$3,538,000148
Service charges on deposit accounts$1,629,000679
Trading account gains and fees$0145
Additional Noninterest Income$1,008,0001,759
Total noninterest expense$12,422,0001,189
Salaries and employee benefits$7,113,0001,034
Premises and equipment expense$1,445,0001,309
Additional noninterest expense$3,864,0001,334
Pre-tax net operating income$4,234,0001,091
Securities gains (losses)$13,0002,968
Applicable income taxes$955,0001,127
Income before extraordinary items$3,292,0001,168
Extraordinary gains, net$021
Net income$3,292,0001,167
Minority interest net income$087
Net income of bank and minority interests.$3,292,0001,168
Net charge-offs$607,0002,455
Cash dividends$543,0001,723
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,281,8601,110
2011-06-30 (YTD Data)Rank
Total interest income$8,936,0001,622
Total interest expense$1,899,0001,708
Net interest income$7,037,0001,602
Provision for loan and lease losses$250,0003,239
Total noninterest income$4,001,000733
Gross Fiduciary activities income$2,349,000150
Service charges on deposit accounts$1,069,000689
Trading account gains and fees$0153
Additional Noninterest Income$583,0001,905
Total noninterest expense$8,325,0001,199
Salaries and employee benefits$4,698,0001,052
Premises and equipment expense$931,0001,357
Additional noninterest expense$2,696,0001,308
Pre-tax net operating income$2,463,0001,208
Securities gains (losses)$13,0002,268
Applicable income taxes$526,0001,267
Income before extraordinary items$1,950,0001,283
Extraordinary gains, net$015
Net income$1,950,0001,283
Minority interest net income$089
Net income of bank and minority interests.$1,950,0001,283
Net charge-offs$549,0002,052
Cash dividends$362,0001,730
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,939,7301,234
2011-03-31 (YTD Data)Rank
Total interest income$4,424,0001,648
Total interest expense$976,0001,726
Net interest income$3,448,0001,625
Provision for loan and lease losses$250,0002,162
Total noninterest income$2,056,000716
Gross Fiduciary activities income$1,168,000152
Service charges on deposit accounts$519,000688
Trading account gains and fees$0158
Additional Noninterest Income$369,0001,659
Total noninterest expense$4,058,0001,231
Salaries and employee benefits$2,312,0001,094
Premises and equipment expense$437,0001,471
Additional noninterest expense$1,309,0001,345
Pre-tax net operating income$1,196,0001,217
Securities gains (losses)$13,0001,224
Applicable income taxes$237,0001,331
Income before extraordinary items$972,0001,270
Extraordinary gains, net$09
Net income$972,0001,269
Minority interest net income$086
Net income of bank and minority interests.$972,0001,270
Net charge-offs$516,0001,315
Cash dividends$181,0001,487
Sale, conversion, retirement of capital stock, net$0925
Net operating income$961,6001,248
2010-12-31 (YTD Data)Rank
Total interest income$18,678,0001,632
Total interest expense$4,997,0001,664
Net interest income$13,681,0001,627
Provision for loan and lease losses$700,0003,591
Total noninterest income$8,387,000715
Gross Fiduciary activities income$4,871,000147
Service charges on deposit accounts$2,160,000697
Trading account gains and fees$0175
Additional Noninterest Income$1,356,0001,800
Total noninterest expense$19,080,0001,043
Salaries and employee benefits$10,232,000952
Premises and equipment expense$1,835,0001,397
Additional noninterest expense$7,013,0001,051
Pre-tax net operating income$2,288,0002,019
Securities gains (losses)$1,254,000404
Applicable income taxes$544,0001,800
Income before extraordinary items$2,998,0001,407
Extraordinary gains, net$029
Net income$2,998,0001,410
Minority interest net income$0111
Net income of bank and minority interests.$2,998,0001,411
Net charge-offs$32,0006,178
Cash dividends$925,0001,580
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,932,1002,011
2010-09-30 (YTD Data)Rank
Total interest income$14,055,0001,658
Total interest expense$3,842,0001,688
Net interest income$10,213,0001,652
Provision for loan and lease losses$700,0003,032
Total noninterest income$5,599,000775
Gross Fiduciary activities income$3,104,000156
Service charges on deposit accounts$1,594,000727
Trading account gains and fees$0165
Additional Noninterest Income$901,0001,931
Total noninterest expense$13,807,0001,063
Salaries and employee benefits$7,617,000955
Premises and equipment expense$1,401,0001,394
Additional noninterest expense$4,789,0001,136
Pre-tax net operating income$1,305,0002,625
Securities gains (losses)$516,000717
Applicable income taxes$123,0002,960
Income before extraordinary items$1,698,0001,945
Extraordinary gains, net$023
Net income$1,698,0001,946
Minority interest net income$0110
Net income of bank and minority interests.$1,698,0001,947
Net charge-offs$8,0006,331
Cash dividends$643,0001,493
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,218,1202,385
2010-06-30 (YTD Data)Rank
Total interest income$9,478,0001,669
Total interest expense$2,616,0001,711
Net interest income$6,862,0001,638
Provision for loan and lease losses$700,0002,366
Total noninterest income$3,640,000780
Gross Fiduciary activities income$2,058,000160
Service charges on deposit accounts$1,026,000751
Trading account gains and fees$0152
Additional Noninterest Income$556,0001,968
Total noninterest expense$8,838,0001,110
Salaries and employee benefits$4,963,000973
Premises and equipment expense$911,0001,448
Additional noninterest expense$2,964,0001,199
Pre-tax net operating income$964,0002,441
Securities gains (losses)$516,000463
Applicable income taxes$127,0002,576
Income before extraordinary items$1,353,0001,614
Extraordinary gains, net$019
Net income$1,353,0001,613
Minority interest net income$0105
Net income of bank and minority interests.$1,353,0001,614
Net charge-offs$478,0002,502
Cash dividends$361,0001,705
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$883,4402,240
2010-03-31 (YTD Data)Rank
Total interest income$4,682,0001,722
Total interest expense$1,333,0001,766
Net interest income$3,349,0001,696
Provision for loan and lease losses$700,0001,467
Total noninterest income$1,799,000779
Gross Fiduciary activities income$1,023,000160
Service charges on deposit accounts$475,000824
Trading account gains and fees$0175
Additional Noninterest Income$301,0001,842
Total noninterest expense$4,259,0001,184
Salaries and employee benefits$2,450,0001,005
Premises and equipment expense$417,0001,620
Additional noninterest expense$1,392,0001,273
Pre-tax net operating income$189,0004,179
Securities gains (losses)$02,284
Applicable income taxes$-146,0007,511
Income before extraordinary items$335,0002,916
Extraordinary gains, net$016
Net income$335,0002,912
Minority interest net income$091
Net income of bank and minority interests.$335,0002,916
Net charge-offs$61,0003,562
Cash dividends$181,0001,467
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$335,0002,799
2009-12-31 (YTD Data)Rank
Total interest income$19,837,0001,727
Total interest expense$6,036,0001,914
Net interest income$13,801,0001,629
Provision for loan and lease losses$1,880,0002,566
Total noninterest income$7,717,000786
Gross Fiduciary activities income$4,563,000152
Service charges on deposit accounts$2,194,000776
Trading account gains and fees$0211
Additional Noninterest Income$960,0002,194
Total noninterest expense$17,193,0001,214
Salaries and employee benefits$9,364,0001,046
Premises and equipment expense$1,811,0001,491
Additional noninterest expense$6,018,0001,257
Pre-tax net operating income$2,445,0001,606
Securities gains (losses)$1,937,000279
Applicable income taxes$754,0001,184
Income before extraordinary items$3,628,000946
Extraordinary gains, net$034
Net income$3,628,000945
Minority interest net income$0115
Net income of bank and minority interests.$3,628,000945
Net charge-offs$2,730,0001,700
Cash dividends$1,354,0001,299
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,020,2901,608
2009-09-30 (YTD Data)Rank
Total interest income$15,101,0001,719
Total interest expense$4,570,0001,980
Net interest income$10,531,0001,599
Provision for loan and lease losses$830,0003,058
Total noninterest income$5,533,000808
Gross Fiduciary activities income$3,143,000155
Service charges on deposit accounts$1,641,000771
Trading account gains and fees$0212
Additional Noninterest Income$749,0002,203
Total noninterest expense$13,114,0001,172
Salaries and employee benefits$7,366,0001,009
Premises and equipment expense$1,316,0001,558
Additional noninterest expense$4,432,0001,257
Pre-tax net operating income$2,120,0001,531
Securities gains (losses)$1,937,000218
Applicable income taxes$817,000991
Income before extraordinary items$3,240,000843
Extraordinary gains, net$027
Net income$3,240,000844
Minority interest net income$0118
Net income of bank and minority interests.$3,240,000844
Net charge-offs$785,0002,493
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,690,4001,548
2009-06-30 (YTD Data)Rank
Total interest income$10,266,0001,726
Total interest expense$3,084,0002,044
Net interest income$7,182,0001,560
Provision for loan and lease losses$480,0003,018
Total noninterest income$3,691,000815
Gross Fiduciary activities income$2,083,000158
Service charges on deposit accounts$1,071,000778
Trading account gains and fees$0193
Additional Noninterest Income$537,0002,120
Total noninterest expense$8,750,0001,184
Salaries and employee benefits$4,928,0001,029
Premises and equipment expense$855,0001,628
Additional noninterest expense$2,967,0001,266
Pre-tax net operating income$1,643,0001,395
Securities gains (losses)$1,232,000238
Applicable income taxes$599,000934
Income before extraordinary items$2,276,000819
Extraordinary gains, net$021
Net income$2,276,000818
Minority interest net income$0112
Net income of bank and minority interests.$2,276,000819
Net charge-offs$255,0003,134
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,302,7201,410
2009-03-31 (YTD Data)Rank
Total interest income$5,180,0001,730
Total interest expense$1,558,0002,098
Net interest income$3,622,0001,538
Provision for loan and lease losses$380,0002,036
Total noninterest income$2,017,000739
Gross Fiduciary activities income$1,183,000146
Service charges on deposit accounts$524,000771
Trading account gains and fees$0171
Additional Noninterest Income$310,0001,902
Total noninterest expense$4,436,0001,131
Salaries and employee benefits$2,431,0001,045
Premises and equipment expense$402,0001,761
Additional noninterest expense$1,603,0001,056
Pre-tax net operating income$823,0001,554
Securities gains (losses)$717,000245
Applicable income taxes$321,0001,006
Income before extraordinary items$1,219,000870
Extraordinary gains, net$015
Net income$1,219,000870
Minority interest net income$0102
Net income of bank and minority interests.$1,219,000872
Net charge-offs$211,0002,090
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$652,5701,575
2008-12-31 (YTD Data)Rank
Total interest income$24,831,0001,557
Total interest expense$9,929,0001,629
Net interest income$14,902,0001,499
Provision for loan and lease losses$4,750,0001,037
Total noninterest income$7,980,000710
Gross Fiduciary activities income$4,787,000157
Service charges on deposit accounts$2,061,000857
Trading account gains and fees$0154
Additional Noninterest Income$1,132,0001,961
Total noninterest expense$16,352,0001,195
Salaries and employee benefits$9,916,0001,006
Premises and equipment expense$1,595,0001,726
Additional noninterest expense$4,841,0001,302
Pre-tax net operating income$1,780,0002,694
Securities gains (losses)$-45,0007,152
Applicable income taxes$-197,0007,215
Income before extraordinary items$1,932,0002,059
Extraordinary gains, net$039
Net income$1,932,0002,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,171,000792
Cash dividends$1,862,0001,447
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,977,0002,137
2008-09-30 (YTD Data)Rank
Total interest income$19,239,0001,550
Total interest expense$8,005,0001,576
Net interest income$11,234,0001,507
Provision for loan and lease losses$125,0004,866
Total noninterest income$6,104,000736
Gross Fiduciary activities income$3,734,000157
Service charges on deposit accounts$1,513,000881
Trading account gains and fees$0148
Additional Noninterest Income$857,0002,030
Total noninterest expense$12,323,0001,184
Salaries and employee benefits$7,649,0001,002
Premises and equipment expense$1,169,0001,761
Additional noninterest expense$3,505,0001,300
Pre-tax net operating income$4,890,0001,042
Securities gains (losses)$-18,0007,398
Applicable income taxes$1,169,0001,027
Income before extraordinary items$3,703,000992
Extraordinary gains, net$031
Net income$3,703,000991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,630
Cash dividends$1,128,0001,658
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,716,6801,052
2008-06-30 (YTD Data)Rank
Total interest income$13,110,0001,544
Total interest expense$5,593,0001,564
Net interest income$7,517,0001,490
Provision for loan and lease losses$06,671
Total noninterest income$4,097,000754
Gross Fiduciary activities income$2,511,000158
Service charges on deposit accounts$973,000897
Trading account gains and fees$0149
Additional Noninterest Income$613,0001,974
Total noninterest expense$8,065,0001,200
Salaries and employee benefits$5,028,0001,023
Premises and equipment expense$779,0001,761
Additional noninterest expense$2,258,0001,315
Pre-tax net operating income$3,549,0001,004
Securities gains (losses)$-2,0007,993
Applicable income taxes$877,0001,040
Income before extraordinary items$2,670,0001,027
Extraordinary gains, net$021
Net income$2,670,0001,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,872
Cash dividends$564,0002,121
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,671,5001,015
2008-03-31 (YTD Data)Rank
Total interest income$7,055,0001,458
Total interest expense$3,292,0001,433
Net interest income$3,763,0001,472
Provision for loan and lease losses$06,080
Total noninterest income$2,084,000720
Gross Fiduciary activities income$1,256,000158
Service charges on deposit accounts$451,000956
Trading account gains and fees$0158
Additional Noninterest Income$377,0001,699
Total noninterest expense$4,044,0001,196
Salaries and employee benefits$2,594,0001,012
Premises and equipment expense$391,0001,756
Additional noninterest expense$1,059,0001,357
Pre-tax net operating income$1,803,0001,054
Securities gains (losses)$02,688
Applicable income taxes$450,0001,099
Income before extraordinary items$1,353,0001,117
Extraordinary gains, net$015
Net income$1,353,0001,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,882
Cash dividends$282,0001,956
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,353,0001,078
2007-12-31 (YTD Data)Rank
Total interest income$27,506,0001,561
Total interest expense$14,381,0001,397
Net interest income$13,125,0001,727
Provision for loan and lease losses$06,851
Total noninterest income$8,517,000700
Gross Fiduciary activities income$5,294,000154
Service charges on deposit accounts$2,025,000880
Trading account gains and fees$0178
Additional Noninterest Income$1,198,0001,977
Total noninterest expense$15,304,0001,215
Salaries and employee benefits$9,483,0001,055
Premises and equipment expense$1,347,0001,931
Additional noninterest expense$4,474,0001,255
Pre-tax net operating income$6,338,0001,328
Securities gains (losses)$02,146
Applicable income taxes$1,560,0001,380
Income before extraordinary items$4,778,0001,345
Extraordinary gains, net$039
Net income$4,778,0001,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0002,319
Cash dividends$2,212,0001,499
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,778,0001,332
2007-09-30 (YTD Data)Rank
Total interest income$20,499,0001,578
Total interest expense$10,752,0001,396
Net interest income$9,747,0001,745
Provision for loan and lease losses$06,528
Total noninterest income$5,849,000761
Gross Fiduciary activities income$3,580,000160
Service charges on deposit accounts$1,508,000877
Trading account gains and fees$0184
Additional Noninterest Income$761,0002,189
Total noninterest expense$11,294,0001,226
Salaries and employee benefits$7,025,0001,068
Premises and equipment expense$1,049,0001,857
Additional noninterest expense$3,220,0001,270
Pre-tax net operating income$4,302,0001,572
Securities gains (losses)$01,655
Applicable income taxes$1,004,0001,643
Income before extraordinary items$3,298,0001,531
Extraordinary gains, net$033
Net income$3,298,0001,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0001,741
Cash dividends$1,309,0001,661
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,298,0001,527
2007-06-30 (YTD Data)Rank
Total interest income$13,572,0001,603
Total interest expense$7,127,0001,410
Net interest income$6,445,0001,780
Provision for loan and lease losses$06,209
Total noninterest income$3,905,000792
Gross Fiduciary activities income$2,376,000168
Service charges on deposit accounts$996,000899
Trading account gains and fees$0168
Additional Noninterest Income$533,0002,160
Total noninterest expense$7,453,0001,253
Salaries and employee benefits$4,666,0001,090
Premises and equipment expense$699,0001,876
Additional noninterest expense$2,088,0001,321
Pre-tax net operating income$2,897,0001,598
Securities gains (losses)$01,444
Applicable income taxes$696,0001,664
Income before extraordinary items$2,201,0001,590
Extraordinary gains, net$029
Net income$2,201,0001,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0001,434
Cash dividends$1,027,0001,477
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,201,0001,571
2007-03-31 (YTD Data)Rank
Total interest income$6,973,0001,555
Total interest expense$3,788,0001,309
Net interest income$3,185,0001,809
Provision for loan and lease losses$05,779
Total noninterest income$1,982,000761
Gross Fiduciary activities income$1,186,000168
Service charges on deposit accounts$479,000902
Trading account gains and fees$0195
Additional Noninterest Income$317,0001,875
Total noninterest expense$3,693,0001,264
Salaries and employee benefits$2,329,0001,101
Premises and equipment expense$330,0001,979
Additional noninterest expense$1,034,0001,297
Pre-tax net operating income$1,474,0001,565
Securities gains (losses)$01,187
Applicable income taxes$361,0001,627
Income before extraordinary items$1,113,0001,548
Extraordinary gains, net$022
Net income$1,113,0001,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,471
Cash dividends$282,0002,083
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,113,0001,536
2006-12-31 (YTD Data)Rank
Total interest income$23,007,0001,755
Total interest expense$10,488,0001,607
Net interest income$12,519,0001,843
Provision for loan and lease losses$06,850
Total noninterest income$7,715,000763
Gross Fiduciary activities income$4,666,000161
Service charges on deposit accounts$1,996,000888
Trading account gains and fees$0130
Additional Noninterest Income$1,053,0002,145
Total noninterest expense$14,597,0001,231
Salaries and employee benefits$8,744,0001,107
Premises and equipment expense$1,360,0001,851
Additional noninterest expense$4,493,0001,189
Pre-tax net operating income$5,637,0001,707
Securities gains (losses)$9,0001,119
Applicable income taxes$1,331,0001,835
Income before extraordinary items$4,315,0001,669
Extraordinary gains, net$051
Net income$4,315,0001,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$824,000820
Cash dividends$2,054,0001,492
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,308,1601,662
2006-09-30 (YTD Data)Rank
Total interest income$16,625,0001,812
Total interest expense$7,351,0001,672
Net interest income$9,274,0001,883
Provision for loan and lease losses$06,685
Total noninterest income$5,756,000784
Gross Fiduciary activities income$3,441,000169
Service charges on deposit accounts$1,466,000910
Trading account gains and fees$0126
Additional Noninterest Income$849,0002,044
Total noninterest expense$11,090,0001,237
Salaries and employee benefits$6,680,0001,101
Premises and equipment expense$1,035,0001,830
Additional noninterest expense$3,375,0001,197
Pre-tax net operating income$3,940,0001,870
Securities gains (losses)$9,000918
Applicable income taxes$834,0002,141
Income before extraordinary items$3,115,0001,776
Extraordinary gains, net$045
Net income$3,115,0001,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,707
Cash dividends$1,218,0001,690
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,107,8901,761
2006-06-30 (YTD Data)Rank
Total interest income$11,042,0001,786
Total interest expense$4,782,0001,631
Net interest income$6,260,0001,855
Provision for loan and lease losses$06,419
Total noninterest income$3,828,000781
Gross Fiduciary activities income$2,281,000173
Service charges on deposit accounts$952,000922
Trading account gains and fees$0126
Additional Noninterest Income$595,0001,976
Total noninterest expense$7,452,0001,231
Salaries and employee benefits$4,488,0001,096
Premises and equipment expense$679,0001,857
Additional noninterest expense$2,285,0001,190
Pre-tax net operating income$2,636,0001,869
Securities gains (losses)$01,185
Applicable income taxes$555,0002,158
Income before extraordinary items$2,081,0001,748
Extraordinary gains, net$039
Net income$2,081,0001,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,889
Cash dividends$937,0001,534
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,081,0001,739
2006-03-31 (YTD Data)Rank
Total interest income$5,505,0001,735
Total interest expense$2,378,0001,544
Net interest income$3,127,0001,845
Provision for loan and lease losses$06,013
Total noninterest income$1,913,000767
Gross Fiduciary activities income$1,134,000171
Service charges on deposit accounts$451,000943
Trading account gains and fees$0115
Additional Noninterest Income$328,0001,809
Total noninterest expense$3,744,0001,217
Salaries and employee benefits$2,315,0001,058
Premises and equipment expense$334,0001,892
Additional noninterest expense$1,095,0001,212
Pre-tax net operating income$1,296,0001,850
Securities gains (losses)$0955
Applicable income taxes$274,0002,127
Income before extraordinary items$1,022,0001,754
Extraordinary gains, net$021
Net income$1,022,0001,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,562
Cash dividends$519,0001,288
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,022,0001,739
2005-12-31 (YTD Data)Rank
Total interest income$19,669,0001,712
Total interest expense$7,433,0001,526
Net interest income$12,236,0001,790
Provision for loan and lease losses$07,120
Total noninterest income$7,407,000791
Gross Fiduciary activities income$4,623,000168
Service charges on deposit accounts$1,845,000940
Trading account gains and fees$0138
Additional Noninterest Income$939,0002,305
Total noninterest expense$14,539,0001,199
Salaries and employee benefits$8,783,0001,054
Premises and equipment expense$1,481,0001,654
Additional noninterest expense$4,275,0001,214
Pre-tax net operating income$5,104,0001,834
Securities gains (losses)$02,296
Applicable income taxes$929,0002,353
Income before extraordinary items$4,175,0001,685
Extraordinary gains, net$046
Net income$4,175,0001,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0002,637
Cash dividends$1,901,0001,533
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,175,0001,659
2005-09-30 (YTD Data)Rank
Total interest income$14,464,0001,705
Total interest expense$5,321,0001,505
Net interest income$9,143,0001,789
Provision for loan and lease losses$06,899
Total noninterest income$5,368,000815
Gross Fiduciary activities income$3,275,000171
Service charges on deposit accounts$1,371,000951
Trading account gains and fees$0126
Additional Noninterest Income$722,0002,276
Total noninterest expense$11,033,0001,156
Salaries and employee benefits$6,617,0001,034
Premises and equipment expense$1,207,0001,510
Additional noninterest expense$3,209,0001,188
Pre-tax net operating income$3,478,0001,991
Securities gains (losses)$02,317
Applicable income taxes$553,0002,772
Income before extraordinary items$2,925,0001,787
Extraordinary gains, net$035
Net income$2,925,0001,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0002,351
Cash dividends$955,0001,873
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,925,0001,758
2005-06-30 (YTD Data)Rank
Total interest income$9,459,0001,692
Total interest expense$3,511,0001,429
Net interest income$5,948,0001,815
Provision for loan and lease losses$06,626
Total noninterest income$3,541,000810
Gross Fiduciary activities income$2,172,000170
Service charges on deposit accounts$901,000940
Trading account gains and fees$0116
Additional Noninterest Income$468,0002,284
Total noninterest expense$7,402,0001,140
Salaries and employee benefits$4,392,0001,029
Premises and equipment expense$859,0001,407
Additional noninterest expense$2,151,0001,162
Pre-tax net operating income$2,087,0002,110
Securities gains (losses)$02,146
Applicable income taxes$282,0003,208
Income before extraordinary items$1,805,0001,893
Extraordinary gains, net$030
Net income$1,805,0001,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0001,884
Cash dividends$673,0001,800
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,805,0001,855
2005-03-31 (YTD Data)Rank
Total interest income$4,668,0001,680
Total interest expense$1,752,0001,367
Net interest income$2,916,0001,832
Provision for loan and lease losses$06,226
Total noninterest income$1,759,000796
Gross Fiduciary activities income$1,080,000175
Service charges on deposit accounts$429,000962
Trading account gains and fees$0115
Additional Noninterest Income$250,0002,155
Total noninterest expense$3,688,0001,128
Salaries and employee benefits$2,238,000996
Premises and equipment expense$417,0001,449
Additional noninterest expense$1,033,0001,199
Pre-tax net operating income$987,0002,187
Securities gains (losses)$01,685
Applicable income taxes$115,0003,530
Income before extraordinary items$872,0001,932
Extraordinary gains, net$024
Net income$872,0001,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,456
Cash dividends$338,0001,622
Sale, conversion, retirement of capital stock, net$0491
Net operating income$872,0001,898
2004-12-31 (YTD Data)Rank
Total interest income$18,043,0001,603
Total interest expense$5,205,0001,577
Net interest income$12,838,0001,586
Provision for loan and lease losses$240,0003,319
Total noninterest income$7,164,000788
Gross Fiduciary activities income$4,261,000169
Service charges on deposit accounts$2,033,000853
Trading account gains and fees$0138
Additional Noninterest Income$870,0002,349
Total noninterest expense$14,245,0001,143
Salaries and employee benefits$8,797,000969
Premises and equipment expense$1,406,0001,658
Additional noninterest expense$4,042,0001,220
Pre-tax net operating income$5,517,0001,544
Securities gains (losses)$03,819
Applicable income taxes$806,0002,522
Income before extraordinary items$4,711,0001,366
Extraordinary gains, net$034
Net income$4,711,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,147
Cash dividends$2,433,0001,160
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,711,0001,332
2004-09-30 (YTD Data)Rank
Total interest income$13,405,0001,593
Total interest expense$3,659,0001,648
Net interest income$9,746,0001,549
Provision for loan and lease losses$240,0002,636
Total noninterest income$5,331,000804
Gross Fiduciary activities income$3,088,000171
Service charges on deposit accounts$1,565,000835
Trading account gains and fees$0134
Additional Noninterest Income$678,0002,314
Total noninterest expense$10,671,0001,139
Salaries and employee benefits$6,543,000974
Premises and equipment expense$1,143,0001,519
Additional noninterest expense$2,985,0001,231
Pre-tax net operating income$4,166,0001,549
Securities gains (losses)$03,710
Applicable income taxes$771,0002,158
Income before extraordinary items$3,395,0001,455
Extraordinary gains, net$026
Net income$3,395,0001,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,357
Cash dividends$854,0001,929
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,395,0001,409
2004-06-30 (YTD Data)Rank
Total interest income$8,950,0001,582
Total interest expense$2,344,0001,700
Net interest income$6,606,0001,506
Provision for loan and lease losses$240,0001,886
Total noninterest income$3,573,000805
Gross Fiduciary activities income$2,051,000175
Service charges on deposit accounts$1,044,000831
Trading account gains and fees$0130
Additional Noninterest Income$478,0002,263
Total noninterest expense$7,045,0001,147
Salaries and employee benefits$4,331,000989
Premises and equipment expense$760,0001,524
Additional noninterest expense$1,954,0001,240
Pre-tax net operating income$2,894,0001,470
Securities gains (losses)$03,413
Applicable income taxes$548,0002,061
Income before extraordinary items$2,346,0001,385
Extraordinary gains, net$021
Net income$2,346,0001,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,602
Cash dividends$569,0001,969
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,346,0001,330
2004-03-31 (YTD Data)Rank
Total interest income$4,509,0001,564
Total interest expense$1,206,0001,669
Net interest income$3,303,0001,508
Provision for loan and lease losses$120,0001,785
Total noninterest income$1,801,000773
Gross Fiduciary activities income$1,026,000174
Service charges on deposit accounts$507,000836
Trading account gains and fees$0121
Additional Noninterest Income$268,0002,024
Total noninterest expense$3,470,0001,172
Salaries and employee benefits$2,142,0001,006
Premises and equipment expense$369,0001,594
Additional noninterest expense$959,0001,249
Pre-tax net operating income$1,514,0001,380
Securities gains (losses)$02,934
Applicable income taxes$295,0001,954
Income before extraordinary items$1,219,0001,320
Extraordinary gains, net$016
Net income$1,219,0001,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,644
Cash dividends$284,0001,813
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,219,0001,258
2003-12-31 (YTD Data)Rank
Total interest income$17,835,0001,607
Total interest expense$5,149,0001,745
Net interest income$12,686,0001,530
Provision for loan and lease losses$600,0001,837
Total noninterest income$7,154,000854
Gross Fiduciary activities income$4,202,000171
Service charges on deposit accounts$2,104,000818
Trading account gains and fees$0160
Additional Noninterest Income$848,0002,642
Total noninterest expense$13,331,0001,214
Salaries and employee benefits$8,240,0001,028
Premises and equipment expense$1,413,0001,611
Additional noninterest expense$3,678,0001,348
Pre-tax net operating income$5,909,0001,395
Securities gains (losses)$133,0001,641
Applicable income taxes$1,325,0001,801
Income before extraordinary items$4,717,0001,352
Extraordinary gains, net$054
Net income$4,717,0001,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,892
Cash dividends$1,061,0002,226
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,613,2601,313
2003-09-30 (YTD Data)Rank
Total interest income$13,433,0001,629
Total interest expense$3,928,0001,779
Net interest income$9,505,0001,539
Provision for loan and lease losses$450,0001,799
Total noninterest income$5,212,000898
Gross Fiduciary activities income$3,028,000183
Service charges on deposit accounts$1,536,000845
Trading account gains and fees$0153
Additional Noninterest Income$648,0002,698
Total noninterest expense$9,810,0001,246
Salaries and employee benefits$6,128,0001,045
Premises and equipment expense$1,024,0001,673
Additional noninterest expense$2,658,0001,387
Pre-tax net operating income$4,457,0001,443
Securities gains (losses)$129,0001,533
Applicable income taxes$978,0001,889
Income before extraordinary items$3,608,0001,382
Extraordinary gains, net$040
Net income$3,608,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,060
Cash dividends$384,0003,111
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,506,0901,339
2003-06-30 (YTD Data)Rank
Total interest income$9,005,0001,629
Total interest expense$2,709,0001,784
Net interest income$6,296,0001,548
Provision for loan and lease losses$300,0001,769
Total noninterest income$3,436,000899
Gross Fiduciary activities income$2,007,000187
Service charges on deposit accounts$983,000858
Trading account gains and fees$0150
Additional Noninterest Income$446,0002,623
Total noninterest expense$6,493,0001,251
Salaries and employee benefits$4,061,0001,049
Premises and equipment expense$643,0001,769
Additional noninterest expense$1,789,0001,378
Pre-tax net operating income$2,939,0001,446
Securities gains (losses)$129,0001,328
Applicable income taxes$650,0001,929
Income before extraordinary items$2,418,0001,367
Extraordinary gains, net$030
Net income$2,418,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,747
Cash dividends$99,0004,326
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,316,0901,335
2003-03-31 (YTD Data)Rank
Total interest income$4,511,0001,643
Total interest expense$1,428,0001,747
Net interest income$3,083,0001,581
Provision for loan and lease losses$150,0001,666
Total noninterest income$1,688,000891
Gross Fiduciary activities income$998,000190
Service charges on deposit accounts$462,000890
Trading account gains and fees$0134
Additional Noninterest Income$228,0002,493
Total noninterest expense$3,273,0001,232
Salaries and employee benefits$2,043,0001,042
Premises and equipment expense$322,0001,776
Additional noninterest expense$908,0001,331
Pre-tax net operating income$1,348,0001,561
Securities gains (losses)$129,000865
Applicable income taxes$308,0002,010
Income before extraordinary items$1,169,0001,399
Extraordinary gains, net$021
Net income$1,169,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,840
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,067,0901,423
2002-12-31 (YTD Data)Rank
Total interest income$19,024,0001,616
Total interest expense$6,637,0001,722
Net interest income$12,387,0001,564
Provision for loan and lease losses$582,0002,124
Total noninterest income$6,693,000821
Gross Fiduciary activities income$3,916,000194
Service charges on deposit accounts$1,923,000835
Trading account gains and fees$0153
Additional Noninterest Income$854,0002,402
Total noninterest expense$12,681,0001,204
Salaries and employee benefits$7,800,0001,028
Premises and equipment expense$1,229,0001,809
Additional noninterest expense$3,652,0001,319
Pre-tax net operating income$5,817,0001,434
Securities gains (losses)$159,0001,328
Applicable income taxes$1,275,0001,865
Income before extraordinary items$4,701,0001,333
Extraordinary gains, net$070
Net income$4,701,0001,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,379
Cash dividends$1,555,0001,584
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,575,3901,314
2001-12-31 (YTD Data)Rank
Total interest income$21,162,0001,606
Total interest expense$10,695,0001,524
Net interest income$10,467,0001,711
Provision for loan and lease losses$547,0002,059
Total noninterest income$6,341,000822
Gross Fiduciary activities income$3,712,000204
Service charges on deposit accounts$1,738,000849
Trading account gains and fees$0177
Additional Noninterest Income$891,0002,219
Total noninterest expense$11,746,0001,239
Salaries and employee benefits$6,991,0001,062
Premises and equipment expense$1,254,0001,723
Additional noninterest expense$3,501,0001,333
Pre-tax net operating income$4,515,0001,595
Securities gains (losses)$10,0003,593
Applicable income taxes$918,0002,211
Income before extraordinary items$3,607,0001,493
Extraordinary gains, net$0105
Net income$3,607,0001,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0002,264
Cash dividends$4,079,000723
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,599,0001,435
2000-12-31 (YTD Data)Rank
Total interest income$21,053,0001,636
Total interest expense$10,502,0001,632
Net interest income$10,551,0001,665
Provision for loan and lease losses$402,0002,262
Total noninterest income$5,612,000856
Gross Fiduciary activities income$3,407,000211
Service charges on deposit accounts$1,281,0001,059
Trading account gains and fees$0180
Additional Noninterest Income$924,0001,955
Total noninterest expense$10,944,0001,261
Salaries and employee benefits$6,738,0001,039
Premises and equipment expense$1,121,0001,862
Additional noninterest expense$3,085,0001,463
Pre-tax net operating income$4,817,0001,532
Securities gains (losses)$01,956
Applicable income taxes$1,113,0001,943
Income before extraordinary items$3,704,0001,431
Extraordinary gains, net$038
Net income$3,704,0001,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,236
Cash dividends$3,334,000875
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,704,0001,420
1999-12-31 (YTD Data)Rank
Total interest income$20,793,0001,571
Total interest expense$10,342,0001,450
Net interest income$10,451,0001,675
Provision for loan and lease losses$300,0002,624
Total noninterest income$5,398,000888
Gross Fiduciary activities income$3,322,000246
Service charges on deposit accounts$1,137,0001,170
Trading account gains and fees$0173
Additional Noninterest Income$939,0001,951
Total noninterest expense$10,332,0001,348
Salaries and employee benefits$6,294,0001,091
Premises and equipment expense$1,037,0001,975
Additional noninterest expense$3,001,0001,515
Pre-tax net operating income$5,217,0001,453
Securities gains (losses)$03,155
Applicable income taxes$1,435,0001,654
Income before extraordinary items$3,782,0001,408
Extraordinary gains, net$035
Net income$3,782,0001,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,459
Cash dividends$814,0002,631
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,782,0001,390
1998-12-31 (YTD Data)Rank
Total interest income$20,760,0001,560
Total interest expense$10,307,0001,479
Net interest income$10,453,0001,633
Provision for loan and lease losses$300,0002,562
Total noninterest income$5,082,000929
Gross Fiduciary activities income$2,890,000259
Service charges on deposit accounts$1,010,0001,240
Trading account gains and fees$0224
Additional Noninterest Income$1,182,0001,644
Total noninterest expense$10,125,0001,307
Salaries and employee benefits$6,022,0001,079
Premises and equipment expense$960,0002,032
Additional noninterest expense$3,143,0001,393
Pre-tax net operating income$5,110,0001,444
Securities gains (losses)$2,0003,909
Applicable income taxes$1,336,0001,810
Income before extraordinary items$3,776,0001,404
Extraordinary gains, net$032
Net income$3,776,0001,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,505
Cash dividends$1,011,0002,182
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,774,5201,351
1997-12-31 (YTD Data)Rank
Total interest income$18,946,0001,745
Total interest expense$9,552,0001,617
Net interest income$9,394,0001,855
Provision for loan and lease losses$190,0003,550
Total noninterest income$4,461,000999
Gross Fiduciary activities income$2,729,000278
Service charges on deposit accounts$858,0001,509
Trading account gains and fees$0239
Additional Noninterest Income$874,0001,910
Total noninterest expense$9,182,0001,423
Salaries and employee benefits$5,467,0001,204
Premises and equipment expense$920,0002,140
Additional noninterest expense$2,795,0001,534
Pre-tax net operating income$4,483,0001,711
Securities gains (losses)$03,944
Applicable income taxes$1,232,0002,022
Income before extraordinary items$3,251,0001,660
Extraordinary gains, net$044
Net income$3,251,0001,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,177
Cash dividends$1,129,0001,975
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,251,0001,622
1996-12-31 (YTD Data)Rank
Total interest income$17,945,0001,890
Total interest expense$9,258,0001,708
Net interest income$8,687,0002,062
Provision for loan and lease losses$120,0004,568
Total noninterest income$3,919,0001,129
Gross Fiduciary activities income$2,289,000336
Service charges on deposit accounts$796,0001,680
Trading account gains and fees$0262
Additional Noninterest Income$834,0002,046
Total noninterest expense$8,474,0001,677
Salaries and employee benefits$5,048,0001,330
Premises and equipment expense$807,0002,433
Additional noninterest expense$2,619,0001,940
Pre-tax net operating income$4,012,0001,796
Securities gains (losses)$4,0003,123
Applicable income taxes$1,095,0002,165
Income before extraordinary items$2,921,0001,703
Extraordinary gains, net$053
Net income$2,921,0001,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-622,00011,425
Cash dividends$971,0002,212
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,918,0801,669
1995-12-31 (YTD Data)Rank
Total interest income$16,284,0002,065
Total interest expense$8,535,0001,854
Net interest income$7,749,0002,319
Provision for loan and lease losses$08,958
Total noninterest income$3,530,0001,216
Gross Fiduciary activities income$1,988,000373
Service charges on deposit accounts$805,0001,676
Trading account gains and fees$0522
Additional Noninterest Income$737,0002,227
Total noninterest expense$8,209,0001,711
Salaries and employee benefits$4,574,0001,449
Premises and equipment expense$867,0002,311
Additional noninterest expense$2,768,0001,816
Pre-tax net operating income$3,070,0002,384
Securities gains (losses)$03,831
Applicable income taxes$725,0003,141
Income before extraordinary items$2,345,0002,166
Extraordinary gains, net$065
Net income$2,345,0002,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-128,00011,783
Cash dividends$711,0002,622
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,345,0002,123
1994-12-31 (YTD Data)Rank
Total interest income$13,745,0002,227
Total interest expense$6,422,0001,942
Net interest income$7,323,0002,469
Provision for loan and lease losses$09,146
Total noninterest income$3,210,0001,303
Gross Fiduciary activities income$1,932,000377
Service charges on deposit accounts$847,0001,598
Trading account gains and fees$0475
Additional Noninterest Income$431,0003,253
Total noninterest expense$7,766,0001,867
Salaries and employee benefits$4,249,0001,573
Premises and equipment expense$827,0002,455
Additional noninterest expense$2,690,0002,014
Pre-tax net operating income$2,767,0002,557
Securities gains (losses)$03,600
Applicable income taxes$762,0002,893
Income before extraordinary items$2,005,0002,432
Extraordinary gains, net$0249
Net income$2,005,0002,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$697,0001,094
Cash dividends$573,0002,909
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,005,0002,442
1993-12-31 (YTD Data)Rank
Total interest income$13,651,0002,275
Total interest expense$5,653,0002,295
Net interest income$7,998,0002,248
Provision for loan and lease losses$80,0006,310
Total noninterest income$3,098,0001,422
Gross Fiduciary activities income$1,897,000394
Service charges on deposit accounts$652,0002,098
Trading account gains and fees$0532
Additional Noninterest Income$549,0003,061
Total noninterest expense$7,568,0001,951
Salaries and employee benefits$4,039,0001,672
Premises and equipment expense$1,045,0001,971
Additional noninterest expense$2,484,0002,247
Pre-tax net operating income$3,448,0001,975
Securities gains (losses)$4,0006,316
Applicable income taxes$964,0002,345
Income before extraordinary items$2,488,0002,016
Extraordinary gains, net$-205,00013,051
Net income$2,283,0002,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-188,00013,100
Cash dividends$1,905,0001,071
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,485,1201,895
1992-12-31 (YTD Data)Rank
Total interest income$15,331,0002,297
Total interest expense$7,149,0002,353
Net interest income$8,182,0002,217
Provision for loan and lease losses$330,0003,911
Total noninterest income$3,434,0001,289
Gross Fiduciary activities income$1,868,000399
Service charges on deposit accounts$633,0002,148
Trading account gains and fees$0504
Additional Noninterest Income$933,0002,102
Total noninterest expense$7,493,0001,972
Salaries and employee benefits$3,935,0001,681
Premises and equipment expense$779,0002,663
Additional noninterest expense$2,779,0002,124
Pre-tax net operating income$3,793,0001,638
Securities gains (losses)$7,0006,774
Applicable income taxes$1,135,0001,860
Income before extraordinary items$2,665,0001,718
Extraordinary gains, net$01,422
Net income$2,665,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0005,287
Cash dividends$643,0002,289
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,660,1001,587

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.